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PALOUSE
YOUR RESOURCE FOR BUYING, SELLING AND ENJOYINGYOUR HOME IN MOSCOW AND PULLMAN
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PALOUSE HOMES2 | September, 2012 | Moscow-Pullman Daily News
September, 2012 | Moscow-Pullman Daily News | 3PALOUSE HOMES
Teri Skiles, OwnerREALTOR®, ABR, CRS, GRI
Patty Gemberling, OwnerASP, REALTOR®
Terri Guenthner, OwnerREALTOR®, GRI208.301.2374
Karyl Davenport,Owner Assoc. Broker, GRI
Eric Smith Property Management
Rental [email protected]
325 W. Third Street • Moscow, ID
ConnectionsThe Best Move You Will Ever
MakeVisit Our Website
www.homesinmoscow.com
208.883.9700
Nancy TribbleREALTOR®
Lynda Snodgrass REALTOR®
Cindy AgidiusREALTOR®, GRI208.301.0246
Cherie ColemanREALTOR®, ASP509.330.3308
Alan BrownAssoc. Broker, CGP
Kathy Weber • BrokerABR, CRS, C-CREC, GRI
PALOUSE HOMES4 | September, 2012 | Moscow-Pullman Daily News
ASK A DESIGNER
By Melissa RayworthAssociated Press
It’s easy to find advice on decorat-ing nearly every inch of your home. Kitchens, living rooms, bedrooms, baths — even mudrooms and closets get attention. But the lowly base-
ment gets short shrift.These subterranean spaces present a host
of decorating challenges, from low ceilings and limited natural light to never-ending battles with dampness and even flooding.
Yet basements can be untapped trea-sures.
Kathryn Bechen, author of the new “Small Space Organizing” (Revell Books), first tackled basement decorating while living in a tiny basement apartment. Years later, she preaches the same decorating techniques that helped make her under-ground rental into a cozy home: Decide
exactly how you’ll use your basement, and then either embrace its dark coziness or use color, texture and the right furnishings to bring the illusion of bright, open space.
Bechen says it’s worth the effort, especially for people with small homes, to convert a previously ignored basement into a family gathering spot, workspace or media room.
Here she and interior designers Brian Patrick Flynn, founder of decordemon.com, and Kyle Schuneman, an expert on decorating small spaces, offer advice on making basements beautiful.
LIGHTEN UP OR EMBRACE THE DARK
“Since there’s usually a major lack of natural light in basements,” Flynn says, “in-ject light by using muted color and tons of white. What I often do is stick with muted grays on the walls, then use ultra-white on ceilings to help bounce light throughout the space. But to make it more punchy, I toss in a super-saturated accent color such as fire-engine red, grassy green or orange.”
White furniture may seem like a recipe for disaster, but furniture upholstered in white can work in a basement as long as you choose durable, washable fabrics.
Using plenty of floor and table lamps will also help, and Bechen says the old advice about mirrors shouldn’t be ignored: Strategically placing a mirror opposite even a tiny basement window will help maximize light.
The opposite approach also works: Decorate with sleek, low-slung furniture in dark colors to create a sophisticated lounge effect, using the cozy intimacy of the base-ment to your advantage, says Schuneman.
He says this sexy lounge look isn’t hard to accomplish, and makes a low ceiling less of a detriment. Have fun gathering ideas by visiting clubs and restaurants that feature this look.
GO BOLD
All three designers believe basements are perfect spots for bold decorating. Experi-ment with colors you don’t normally use or indulge in theme decorating that might feel like overkill if you did it throughout your house.
Basements are perfect “for having a retro moment,” Schuneman says, since many of
them feature vintage wood paneling and decorative touches that have been in place for decades. You’re not creating a stage set, he says. But if there are vintage pieces
already in your basement, why not amplify that look rather than removing it?
Another option: “Go for the feel of a little seaside cottage,” Bechen says. Use
The lowdown on basement decor
Sarah Dorio/Associated PressA publicity photo provided by HGTVremodels.com shows Brian Patrick Flynn’s desk area design in a basement. There is light grey paint on the walls lightened by a white ceiling, and concentrated pops of saturated color throughout.
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PALOUSE
YOUR RESOURCE FOR BUYING, SELLING AND ENJOYINGYOUR HOME IN MOSCOW AND PULLMAN
HOMES
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September, 2012 | Moscow-Pullman Daily News | 5PALOUSE HOMESshades of pale blue, sand and white in linen, light cottons and berbers. Go all out with seashells and decorative pieces with ocean or island motifs. Beach cottage style subconsciously reminds you of open spaces and sunshine, she says, transforming the feel of your basement.
And if your basement will be used as a media room, go with a movie theme by framing vintage movie posters bringing in some Hollywood style, she says.
CHANGE THE CEILING
“Many basements have drop-down ceilings, which are definitely practical since it makes for easy access to plumbing and electrical,” Flynn says. But inexpensive drop-down tiles are often unattractive and look cheap.
“I usually recommend high-end ceil-ing tiles with architectural detail. They’re double or triple the price of basic drop ceiling tiles, but they give a much more sophisticated look. Plus, you can install them yourself.”
Another option, he says, is installing stamped metal tiles: “They have the look of an old school Victorian ceiling, but all you need to put them up is a pair of safety gloves.”
If there is harsh overhead lighting, con-sider swapping out old fixtures (especially
fluorescent ones) with something that radiates warmer, more flattering light. Or, Bechen says, at least swap out bluish fluo-rescent lights for ones with a pink hue.
WARM UP THE FLOOR
First, choose materials that can handle moisture.
Even basements that don’t normally flood can still have a buildup of moisture. Schuneman recommends laminate floor-ing or vinyl floor tiles for durability and for style: Thanks to improved technology, he says, “there’s some really rad stuff out there.”
Bechen recommends cork flooring, which is durable, warm and soft underfoot. And Flynn recommends FLOR carpet tiles. “You can install them yourself,” he says, “plus they can come up if the floor gets wet, then you can take them outside and dry them in the sun.”
To keep new flooring in good shape, consider using a dehumidifier. And a freestanding fireplace can help banish both cold and moisture, assuming you have the proper ventilation to use one safely.
ORGANIC ELEMENTS
“Basements don’t have to be all concrete and plastic,” Flynn says. “I like to incor-
porate organic elements wherever possible, such as sisal on a stairwell. The rough texture is great for traction, and it creates more of an inviting, residential feeling upon entry to a basement.”
Along with using organic materials, Bechen suggests bringing in plants — real or fake. If you have a small window, she suggests decorating near it with plants that thrive in very low light. High-end silk plants also can bring a sense of outdoors and open spaces, she says.
EMBRACE THE SILENCE
Tucked away from the main traffic areas of the house, a basement can be the perfect place for independent work or play.
“Some of the most practical home of-fices I’ve ever designed are in basements,” Flynn says. “The office is separated from the noisiest parts of the house and it keeps private documents stored safely away from the hustle and bustle.”
To bring some creative kick to his own basement workspace, Flynn put down pine flooring and then “painted it an orange and white zigzag pattern, and lightened up dark brick walls with white paint. It feels kind of like a loft that just happens to be underground.”
Basements have also traditionally been great play spaces for children because they
can cut loose without disturbing anyone. If the room will be used mainly by kids, Bechen suggests avoiding very child-centric décor, which they’ll soon outgrow. You can use bold colors and perhaps hang your kids’ framed artwork on the walls. But any-thing too preschool-focused will soon feel outdated.
Whatever the purpose of your newly redecorated underground space, Bechen says the more finished and detailed you make your basement décor, the more it will feel like the rest of your house.
Sarah Dorio/Associated PressBrian Patrick Flynn’s design of a basement bedroom.
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PALOUSE HOMES6 | September, 2012 | Moscow-Pullman Daily News
Few people can buy a home with cash. According to the National Association of REALTORS, nearly nine out of 10 buyers finance the
purchase of their home. If you are considering purchasing a home, obtaining a mortgage loan is the first step in the process.
Financing is the difference between the purchase price and the down payment. There are also other costs associated with a mortgage called “closing costs.” These costs vary with the type of loan you choose and typically include such things as the bank loan origination fee, mortgage insurance, appraisal and inspec-tion fees, and title company settlement fees.
In Idaho, a lawyer is not required to be involved in real estate transactions, but in some situations consulting with an attorney may be wise.
Because of the recent lending reforms
and tightening of credit availability, it pays to plan ahead. Job number one is to make sure your credit house is in order. You can
order a free, online credit report once per year from each of the credit reporting agencies: Tran-sUnion, Experian, and Equifax. It’s a good idea to do this even if you aren’t planning to buy a house as it’s a way to be sure that there are no errors on your credit record. The way to insure that you have a good credit report is easy: pay your bills on time. If you don’t, late or missed payments will
show up on your report and you may have difficulty obtaining a loan.
Many buyers start searching for a home before they visit with a lender and some do these things concurrently. It will save you time and frustration, however, to get a jump start on the financing process. The most im-portant reason for doing this is so that you know how much house you can afford.
There are many different types of loans, such as conventional, FHA, VA, and USDA. The type of lending you choose may dictate the kind of home you are able to purchase. There’s nothing worse than finding your dream home and then learning that it is financially out of reach. In addi-tion, home purchase and sale agreements — the documents you will sign when you make an offer — stipulate that you have applied for, or will apply for a loan within a certain timeframe, usually five business days. If you are a first-time home buyer the process may take longer than you anticipate. Save yourself time and aggravation by going to a lender first.
Real estate financing is available from many sources including banks, mortgage brokers, insurance companies, and credit unions. Your REALTOR can give you a list of lenders in our area. It may be easiest to begin with your own bank because you already have a relationship with them via a checking or savings account, auto loan, or
other borrowing.There are also many on-line banks that
have competitive rates and you can usually complete an application on your home computer. You can apply for loan pre-ap-proval with as many lenders as you like, however be cautious in doing so because each one of the applications will show up on your credit report and could adversely affect your credit score.
Now that you have been pre-approved for a loan, it’s time to start shopping. This is where a REALTOR comes in. Not only can a REALTOR help you identify a home, he or she can facilitate the purchase, including working with your chosen lender and title company to be sure all required documents are submitted and on time. Having your loan pre-approval in hand will make the process easier and more enjoyable.
Julie Ketchum is a real estate agent with Team Idaho Real Estate in Moscow. Advertisers in Palouse Homes are encouraged to submit articles for publication. This is one of those submissions.
REALTOR’S CORNER
Julie KetchumTeam Idaho Real Estate
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September, 2012 | Moscow-Pullman Daily News | 7PALOUSE HOMES
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PALOUSE HOMES8 | September, 2012 | Moscow-Pullman Daily News
By Lee ReichAssociated Press
The vegetable I’m most likely to forget to plant each year is garlic (stinking rose).
Although it’s planted at the end of the season along with let-
tuce, endive and radish, garlic isn’t harvested with those other vegetables, which ripen in the cool moistness of autumn.
Garlic ripens almost a year hence, in the heat of summer.
Nonetheless, now is the time to plant it.True, many gardeners plant garlic in early
spring and still reap decent crops. Gardening books and magazine articles, however, direct you to plant now. Let’s examine the logic:
Garlic rarely makes seed, so it is grown by planting individual cloves, which together make up a bulb or “head.” After being plant-ed, the cloves first grow leaves and roots and then, in response to the long days and warm
temperatures of summer, heads. New leaves cease to develop once heads start forming; the more leaves the plant has pumped out before this occurs, the larger the heads.
What we all want from our garlic is big heads. So although you can reap a garlic crop from spring-planted cloves, or a larger one from fall-planted bulbs, late-summer planting gives cloves the most time to grow the most leaves.
This yields the largest heads. Leaves poke up through the ground in late summer, take a rest or even die back a little when tempera-tures plummet in winter, and resume growth in spring.
Late-summer planting also gives roots the most time to grope further into the soil before cold weather strikes. Not only is the plant then able to drink in more water and minerals, but it is ready to do so with the first warm breath of spring.
A large root system early in the season is a special advantage in years when summer
weather turns bone dry. All those roots taking firm hold of the ground also prevent freezing and thawing of the soil in the months ahead from heaving the cloves up and out of the ground. (This is one reason that mulching is so heartily recommended after late-fall plant-ing of garlic in the north.)
Ready availability of fresh cloves is one more plus for planting garlic in late summer. It’s a lot easier to plant now than to store bulbs in perfect condition until spring for planting.
Garlic comes in many varieties — 300 by one count — so look and ask around for what might be good to plant. Select a sunny site with soil that is rich, well-drained and weed-free.
Don’t snap cloves off the heads until you’re ready to plant. When that time comes, select the largest and most blemish-free cloves and set them upright in planting holes a couple of inches deep and 3 to 4 inches apart.
GARDENING
Now is the time to plant your garlicAre there any disadvantages
to plantinggarlic now?Only that it’s
hard torememberto do so.
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September, 2012 | Moscow-Pullman Daily News | 9PALOUSE HOMES
Lee Reich/Associated PressGarlic is planted now, but doesn’t ripen until the following summer.
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September, 2012 | Moscow-Pullman Daily News | 11PALOUSE HOMES
THE IDEA HOME
Associated Press
This compact home offers many luxurious features.
A gracious porch welcomes guests inside, where ameni-ties include decorative ceiling
treatments, lighted niches, and a luxurious master suite with dual walk-in closets, a large shower and a separate tub.
Two additional bedrooms share a hall bath on the opposite side of the home.
A snack bar adds room for casual seating at the open kitchen, just steps away from the great room and the rear lanai.
The dining area offers more room for eating under an elegant tray ceiling.
Windows wrap along the back of the home.
s a handy touch, the garage entrance leads straight through to the kitchen pantry
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HOME DETAILS
Bedrooms: 3Baths: 2Main floor: 1,555 sq. ft.Total Living Area: 1,555 sq. ft.Garage: 400 sq. ft.Dimensions: 46-8 x 58-10Exterior Wall Framing: 2x6Foundation Options: Slab
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PALOUSE HOMES12 | September, 2012 | Moscow-Pullman Daily News