Payments Evolution

Introducing FlashPay

Name: Yuval ZivPosition: VP Business and Operation

Company: Gate2ShopContacts:yuvalz@g2s.com

Agenda• Company information• Online Payment Industry Payment distribution Risks and features Alternative payment options

• Our Solution Game-specific features

Gate2Shop Overview• More than 10 years of online processing experience

• Constantly developing new payment models

• Global company – offices in UK, Germany and Bulgaria

• A portfolio of over 60 payment options

• Unequalled fraud prevention package

A Sneak Peek at Online Payments Online Payment Distribution 2009 to 2012

2009 2012

Country Specific PaymentsEU7 UK France Germany Spain Italy Nether. Sweden

Credit Cards 40% 60% 35% 26% 51% 51% 19% 34%

DebitCards 24% 43% 57% 3% 14% 10% 14% 17%

Real-timeTransfers 26% 3% 3% 56% 20% 14% 43% 43%

PayPal 23% 35% 16% 22% 14% 26% 11% 11%

ChequeGiro 19% 5% 17% 31% 2% 19% 37% 13%

Cash 10% 3% 3% 10% 32% 19% 16% 24%

Preferred Payment OptionsRussia & Ukraine • WebMoney• MoneyBookers• Yandex• Mobile Payments

Europe• Direct Debits• PayPal• Real-Time Bank Transfers• Local Debit/Credit Cards• Mobile Payments

eWallet informationWebMoney• Russia’s leading eWallet

• 9.3 million active user account

• Highly secure

• Customer friendly

MoneyBookers• Available in more than 30

countries

• 9.5 million active users

• No chargebacks

• Intuitive and widely accepted

Payment Methods CharacteristicsCreditCards

DebitCards

Wallets RealTimeTransfers

DirectDebits

SMSServices

PrepaidCards

Fraud/ Risk High High Low Low Low No No

Conformation High High High\Mod High High High High

Cost Low Low Mod Mod Med Highest Mod/High

Popularity High High High Mod/High Mod Mod Mod

Trend Decline Steady Rising Rising Steady Rising Rising

ChargebackReversals High High Low Low/No Mod No No

Our Solution

VendorReportsAcquirerMonitor&React

ConvertCurrencyProcessingSystemCustomerSupportTechSupportPaymentOptionsBanksMerchant AccountFraud PreventionPCIStandardsVisa/MCRulesDisputesBlockedAccount

Disputes

Visa/MCRules

PCIStandards Fraud

Prevention

BlockedAccount

Merchant Account

Banks

PaymentOptions

TechSupport

CustomerSupport

Reports

ProcessingSystem

ConvertCurrency

Monitor&React

Acquirer

Global Presence

Our Payment Methods • Credit Cards• Real-time bank transfers• eWallets• Prepaid cards• Direct Debits• Cash payments• Bank Transfers• Virtual Currencies• SMS Services

Chargeback Guarantee • 100% fund remittance

• Complete protection against Visa/MC rules

• No additional transaction fees

• The best value on the market

Additional Services• Cross-Sale/ Up-sale promotional features

• Coupon options

• Shopping Cart technologies

• Easy and smooth integration within 72 hours

CurrenciesUSD US Dollars GBP UK Pounds

EUR Euros JPY Japanese Yens

AUD Australian Dollars CAD Canadian Dollars

HKD Hong Kong Dollars NIS New Israeli Sheqels

CHF Swiss Francs SEK Swedish Kronas

NOK Norwegian Krones TRY Turkish Lira

RUB Russian Ruble BRL Brazilian Real

• 14 processing currencies

• Many more to come in 2010

• DCC in Q1 2010

Key License Management• Provide the key license codes and let us do

the rest

• Automatic distribution without any intervention from the vendor

• Saves time and allows you to concentrate on your core business

FlashPay• An innovative payment module

• Payments are made without any redirection

• Easy and fast integration

• Highly secure

How Does It Work1. The customer downloads the

application

2. The trial period has run out

3. The customer is prompted to pay

4. The payment process is without redirection

5. The payment is completed

6. The customer continues to use the application

Customer downloads the software

Very Happy customer

Trials has run out – customer pays without being redirected

Processing Development

Payment with Redirection FlashPay

Example of FlashPay

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#3

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#5

Example FlashPay cont

Insert the link of the game

Benefits of FlashPay• No Redirection Needed

• Highly Secure

• Instant Payment Confirmation

• Elevated Customer Retention

• Higher Conversion Rate

Any Questions? Contacts:yuvalz@g2s.com