Post 9/11 G.I. Bill Eligibility

Served at least 90 days of active duty after September 10, 2001

ExceptionsAll: Does not include initial 3 years of service incurred from Student

Loan Repayment Program (6 yrs)

Enlisted: Does not include service time accrued in basic training or tech

school until you have served at least 24 months

Officers: ROTC Scholarship: First 4 years of Service do not count (7 yrs) Service Academy: First 5 years of Service do not count (8 yrs)

Must complete service commitment incurred from ROTC/Academy first

Benefit LevelService Requirements (after 9/10/01 an individual must serve an aggregate of)

Payment Tiers Percentage

At least 36 months 100

At least 30 months, but less than 36 months 90

At least 24 months, but less than 30 months 80

*At least 18 months, but less than 24 months 70

*At least 12 months, but less than 18 months 60

*At least 06 months, but less than 12 months 50

*At least 90 days, but less than 6 months 40

Exceptions

Personnel Discharged due to Service Connected Disabilities following at least 30 consecutive days of active duty service (earn 100% benefit)

Post 9/11 GI Bill

Benefits Overall Entitlement

Earn 36 months worth of benefits = approx. 4 school yearsFull-time for 1 month = 1 month benefitsHalf-time for 1 month = 1/2 month benefits

Tuition and Fees Public Schools: Pays all in-state tuition costs (undergrad or grad)

-Out-of-state students: receive in-state tuition rates Private & Foreign Schools: Pays up to $18,077.50 per year (new) Paid directly to the school Prorated based on benefit level

Books & Supplies College Degree programs: Up to $1000 per year

-Earn $41.67 per credit hour Non-College Degree programs: Up to $1000 per year

-Earn $83/month Prorated based on benefit level

Benefits Continued Housing Allowance

Receive E-5 with dependent rate Based on zip code of school Prorated based on rate of pursuit & benefit level

- Rate of pursuit (rounded to nearest 10th) 9/12 =.75 80%

Cannot be on active duty orders Must be enrolled more than ½ time Not paid during school breaks Distance Learning (earn up to 1/2 national BAH average)

• Minimum 1 face-to-face course required to earn full BAH rate• Face to Face must overlap the entire time

Rural Benefit One-time payment of $500 Must reside in a county with 6 persons or less per square

mile Must physically relocate at least 500 miles or fly to physically

attend an IHL

… you’ve still got to earn it!

Credits Percentage of BAH(If 12 credits is considered full-time, then you will earn:)

At least 12 100

At least 11 90

At least 10 80

At least 9 80

At least 8 70

At least 7 60

At least 6 ZERO

Exceptions Part Time Students: BAH is prorated based on course load Distance Learners: Can earn up to ½ national BAH average (exclusively on-line)

Benefits Continued Programs Covered

Degree programs Can pay for upward mobility in same field

- Ex) AA, then BA, then MA, then PHD in Political Science Can pay for more than one degree in different fields (same level)

- Ex) Degree in Business // Degree in Computer Science Non-college degree programs

OJT (veterans & dependent children only) Flight School (exceptions apply, ask) Apprenticeship training Correspondence Course Other programs at non-degree schools

Tutoring Up to $100 per month (no more than $1200 total) Must be used to correct a deficiency related to your ability to pass a course Must be enrolled more than half time

Reimbursement National tests used to determine college admission or obtain college credit

SAT, ACT, AP exams Various approved certification and accreditation exams Test-prep courses are not authorized

Benefits Continued

Studying Overseas 2 Types:

1) Overseas program with a main campus in the States (ex: UMUC)

- students will receive the same level of benefits as students attending at the main campus

2) Foreign Program (ex: Milan University)

- Students attending foreign programs will receive the national BAH rate of $1,300-1,400 per month

KickersStill apply under Post 9/11Additional benefits are added to housing allowance paymentRefund is returned in last benefit month’s living allowance paymentIf you are not entitled to BAH at time of refund, you will not receive refund

Active DutyDistance Learners

Post 9/11 GI Bill

Eligibility Requirements

Currently on Active Duty Completed 6 years of service

Reserve time counts

Agree to serve 4 additional years Additional commitment begins at time of transfer Transfer early to avoid later service requirement issues

Spouse/Children must be in DEERS Apply at https://www.dmdc.osd.mil/TEB

Transfer Benefit Usage

Spouse Benefit status will match member status (AD or Veteran) Initial use can begin once member serves 6 years Benefits expire 15 years after member separates Book stipend is paid directly to transferee

Children Benefit status will always be treated as veteran (regardless

of member’s status) Initial use can begin once member serves 10 years AND

child completes high school OR reaches 18 years old Benefits expire once dependent reaches 26 years old

--Not subject to the 15-year delimiting date Child must be <23 years old at time of transfer Book stipend is paid directly to transferee

Post 9/11 Entitlements Not Authorized

Active Duty -Tuition & Fees-Book Stipend

-Housing Allowance

AD Spouse -Tuition & Fees-Book Stipend

-Housing Allowance

AD Dependent -Tuition & Fees-Housing Allowance-Book Stipend

Veteran -Tuition & Fees-Housing Allowance -Book Stipend

Vet Spouse -Tuition & Fees-Housing Allowance-Book Stipend

Vet Dependent -Tuition & Fees-Housing Allowance-Book Stipend

Transfer Process https://www.dmdc.osd.mil/TEB/ Member must:

Be on active duty at time of transfer to a dependent Elect transferees Elect number of benefit months Apply for transfer before dependent begins school year

Member cannot: Add new transferees after separation

Transfer Process Continued

Transfer up to 36 months of benefits (unless DoD/DHS restricts number of months an individual may transfer)

Revoke or modify transfer request of any unused benefits at any time unless transferor’s 15-year eligibility period has ended

Transfer to spouse, children, or both in any amount up to amount transferor has available or amount approved by DoD/DHS

Member Can…

Transfer Process Information

VA does not determine eligibility to transfer benefits … the DoD does

Transferred benefits will be terminated if… Member does not complete service commitment Member receives a less than honorable discharge

Transferred benefits will not be terminated if… Service member dies

Member/Transferee are both financially liable if… Student drops or withdraws from a class Member does not complete service commitment

Post 9/11 G.I. Bill

How to Cover Additional Costs?

Post 9/11 GI Bill

Extending Your Benefits

Helps pay for more expensive schools Students attending private IHL Foreign Schools (Must have a main campus in the US) Grad school students Out-of-state Students

Provides a matching scholarship Dollar amount set by participating school VA matches $$ from school up to full cost of education

Over 1000 participating schools Must be a YR participating institution (approved by the VA) Schools may limited number of scholarships available Participation must be renewed every year

Member must be eligible for 100% benefits to participate 36 months active duty time served or 30 consecutive days & discharged

due to service-connected disability Active Duty not eligible to participate in YR programs

Post 9/11 GI Bill

Tuition Assistance

TA pays up to $250 per credit hour or $4500 per FY You can use your GI Bill to offset costs not covered by TA

If you have to pay out of pocket… The VA offers Top-up For Top-up purposes, it’s more beneficial to use MGIB

http://www.gibill.va.gov/resources/education_resources/programs/tuition_assistance_top_up.html

Work-Study Program Eligibility

○ Training full-time or ¾ time Programs (Post 9/11, MGIB – AD, MGIB- SR, Post Vietnam Era Veterans

Assistance Program, Dependents’ Educational Assistance Program, National Call to Service Participants, Vocational Rehabilitation Employment Program)

Selected based on:- Ability of the student to complete work-study contract before the end of his or

her eligibility to education benefits- Job availability within normal commuting distance to the student

How much may I earn? Hourly wage equal to the Federal minimum wage or your State minimum wage, whichever is greater If working a job at the college or university, your school may pay the difference between the amount

VA pays and the amount the school normally pays other work-study students doing the same job as you.

You may work during or between periods of enrollment.○ Total number of hours cannot be more than 25 times the number of weeks in your enrollment

period.

Work-Study Continued

What type of work may I do? Must be related to VA work

○ State Home providing hospital care, domiciliary care, or medical treatment

○ Any VA facility○ Any activity related to administration of a National or

State Veteran’s cemetery○ Department of Defense, Coast Guard, or National

Guard facility○ State Veterans agency related to providing assistance

to Veterans in obtaining any benefit○ Working in a Center for Excellence for Veteran Student

Success

Post 9/11 GI Bill

Category MGIB-ACTIVE DUTY POST 9/11 GI BILL

Tuition & Fees One monthly check sent to veteran to help towards tuition and fees, etc.

Paid to school; not to exceed highest in-state undergrad tuition at a public IHL

Housing Allowance Not Payable BAH rate for E-5 with dependents. Not payable if you’re on active duty. Prorated based on training time.

Book Stipend Not Payable Paid yearly, up to $1,000

Rural Benefit Not Payable One time, up to $500

Time Limit to Use Benefits 10 years 15 years

College Fund Added to monthly rate Applicable percentage added to housing allowance

Benefits for Family None Transferrable to family members-6 years required for spouse-10 years required for children

Which GI Bill Should I Choose?

In most cases, Post 9/11 will be more beneficial if…

You are eligible for 100% benefits under Post 9/11 You are taking 12 credit hours & will receive 100% of BAH If you plan on transferring your benefits to your dependents

For others, MGIB may be more beneficial if… You are active duty & will not receive BAH under Post 9/11 You have used most of your MGIB benefits

Calculate your benefits: http://www.newgibill.org/calculator

Things to Consider In some locations the cost of housing and

college (Post 9/11) are less than the payment received under MGIB

In some states veterans do not have to pay tuition at selected colleges (Texas, Illinois, Connecticut, Massachusetts, Montana, South Dakota, Wyoming, Wisconsin)

What is your benefit level? How many months you need to complete your

goal? Do you plan on transferring your benefits?

Montgomery GI Bill Continued

Buy-in Refund Any veteran who paid the $1200 buy-in for MGIB & elects to

switch to the Post 9/11 GI Bill will receive a refund Member must exhaust all benefits remaining under Post 9/11 Refund is prorated based on initial unused benefits under MGIB Refund is returned in last benefit month’s living allowance

payment If you are not entitled to BAH at time of refund, you will not

receive your refund (AD using GI bill)

Buy-up Refund Any veteran who paid the $600 buy-up under MGIB & elects to

switch to the Post 9/11 GI Bill will not receive a refund or the additional $150 per month

I still have the MGIB…what now?

Option 1: Keep it, Use it If you exhaust all 36 months (every last day) of your

MGIB benefits, you are still eligible to receive an additional 12 months of benefits under Post 9/11 GI Bill

Option 2: Switch to the Post 9/11 GI Bill If you have used some of your MGIB benefits, the

remaining months will be transferred for use under the 9/11 GI Bill

Benefits are calculated in months

Post 9/11 GI Bill versusMGIB

How to calculate benefits

Tuition & Fees = benefit level x cost

- Term = 15 Aug – 14 Dec (4 months)

- 9 Terms = 36 months (9 Terms x 4 months)

- School Year = Aug-Jul

Book Stipend =$41.67 x credit hrs x (benefit level)

- ($41.67 x 12hrs x (100%) = $500

BAH = benefit level x zip code x credit hrs

Scenario 1University of Hawaii (Manoa) – Public School

4 yrs TIS// 12 hrs // Not AD // Tuition = $5,000 in state/$12,500 out of state4 yrs = 100% // 12hrs = 100% // BAH = $2,000 // Term = 4 months

Semester Total:

$13,500

Scenario 1University of Hawaii (Manoa)– Public School

4 yrs TIS// 12 hrs // Not AD // Tuition = $5,000 in state/$12,500 out of state4 yrs = 100% // 12hrs = 100% // BAH = $2000 // Term = 4 months

Semester Total:

$6,256

Scenario 2 University of Puget Sound –Private School

4 yrs TIS// 12 hrs // Not AD // Tuition = $10,0004 yrs = 100% // 12hrs = 100% // BAH = $1,300 // Term = 4 months/

$18,077.50 Tuition Cap

Semester Total:

$16,200

Scenario 2 University of Puget Sound –Private School

4 yrs TIS// 12 hrs // Not AD // Tuition = $10,000 4 yrs = 100% // 12hrs = 100% // BAH = $1,300 // Term = 4 months/

$18,077.50 Tuition Cap

Semester Total:

$6,256

Scenario 2 University of Puget Sound –Private School

4 yrs TIS// 12 hrs // Not AD // Tuition = $10,000 4 yrs = 100% // 12hrs = 100% // BAH = $1300 // Term = 4 months/

$18,077.50 Tuition Cap

Post 9/11 GI Bill

Will I receive a check for the difference if my school costs less than the $18,077.50 tuition cap?

NO, your benefits cover expenses up to the total cost of your education with a cap of $18,077.50 VA will only pay costs not paid by other sources (excluding Federal Aid)

Are there any restrictions when transferring benefits to another veteran? … For example in a dual military situation?

Yes, a veteran is limited to 48 months of entitlement under any combination of benefit programs. For example, if you use 36 months under Post 9/11, you can still use up to 12 months of benefits

transferred to you by your spouse.

Must I have my Certificate of Eligibility to enroll in school? NO, early submission for enrollment is encouraged even without the certificate

Can I pay my student loans with my Post 9/11 GI Bill benefits? No, the Post 9/11 GI Bill does not repay student loans

How long will it take to receive my benefits from the VA? Once school submits enrollment verification -> entered into system by VA

Can take up to 6 weeks to process during start of each semester Receive payment within 2 weeks of verifying enrollment at end of the month Ask school about delaying payments

If I fail a course, will I be required to pay the VA back? No, as long as you receive a grade (pass or fail) the VA will not ask for your GI Bill $$ back However, if a student drops/withdraws a course or receives an incomplete grade, the VA will

immediately stop paying benefits for those courses and may bill the student for benefits used during that term (depending on the circumstances)

List of Approved Education Programs○ http://inquiry.vba.va.gov/weamspub/

buildSearchInstitutionCriteria.do

Post 9/11 GI Bill Calculator○ http://newgibill.org/calculator/

List of Yellow Ribbon Participants○ http://www.gibill.va.gov/gi_bill_info/ch33/yrp/yrp_list_2011.htm

Getting Started Checklist○ http://newgibill.org/getting_started

Transferring Your Benefits○ https://www.dmdc.osd.mil/milconnect/faces/faqs?ct=fTr&_adf.ctrl-

state=1brl7pqrsj_4&_afrLoop=108523186743000

Facebook○ www.facebook.com/gibillEducation

Where do you go from here? Apply anytime online at

www.ebenefits.va.gov OR www.gibill.va.gov Fill out the Veterans online application

(VONAPP Form 22-1990 Educational Benefits)

Submit (scan) records electronically DD Form 214 -Certificate of Release or Discharge from Active Duty

Send copies of orders if activated from the Guard/Reserves

Post 9/11 Review

Check with your school to define “full time” You have 15 yrs to use 36 months of benefits

Clock restarts after release from last 90 day period of AD service

Check to see if your school is a Yellow Ribbon Participant

Use Yellow Ribbon Program to offset costs

Book Stipend pays up to $1000 for 24 credits a year Housing Allowance

Take at least one face-to-face class for full BAH entitlement Must be enrolled more than half-time

Transfer your benefits to your dependents early Receive $1,200 refund under the Post 9/11

Questions?

VOW to Hire Heroes Act 2011

(Veterans Opportunity to Work)

VRAP (Veterans Retraining Assistance Program) Offers 12 months of training assistance to veterans between the ages of

35 and 60 Must be unemployed on the date of the application Received an other an dishonorable discharge Cannot be eligible for any other VA Education benefit program (G.I. Bill,

Post 9-11, Vocational Rehab., Employment Assistance) Are not receiving VA compensation due to un-employability Are not enrolled in a federal or state job training program Must be enrolled in a VA approved program of education offered by a

community college or technical school Program must lead to an AA, Non-college degree, or a certificate, and

train the veteran for a high-demand occupation Receive up to 12-months equal to MGIB-AD monthly full-time rate

VOW continued… Vocational Rehabilitation

Veterans with service-connected disability may qualify for another 12-months of VA vocational rehabilitation benefits

Seamless TransitionMilitary to civilian life

○ Dept. of Labor will conduct a study of how military experience transfers to civilian jobs. Then in 2013 DoD will use the information to aid in the transition

○ Unable to work, VA can help individual become more independent