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Page 1: pratter_brochure5

America’s medical cost savings company

Page 2: pratter_brochure5

Helping millions save billions on health care costs!As a practicing physician for the last 24 years, I have watched the prices that we pay for health care skyrocket. Health insurance premiums are up 400%, and out-of-pocket expenses are up 300% over the past 20 years. The average high deductible for a family is now at $5,000. And no one is getting a raise to pay for it all.

I also co-own a medical billing company and understand the money side of medicine. I have seen the unexplainable 500% to 1,000% differences in pricing for the exact same medical care, even in the same network, for the same blood test or MRI. So I took my medical, medical billing and medical business background and simplified a complex billing system, making it easy for you to save money. Now you can search and compare costs for medical care before you buy it.

I created Pratter to help employers and employees save money. Known pricing creates smart shopping. Known pricing creates competition. With competition, the consumer wins every time!

Bill Hennessey, MD

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The ProblemInsurance premiums and deductibles are rising. Salaries are not.

Percentage of increase ininsurance premiums vs. household salary

397%increase

20151995

100%

200%

300%

400%

15%increase

Family health insurance premium

Household salary

$4,243

$16,834

$45,600$52,500

Page 4: pratter_brochure5

The Pratter SolutionOur Pratter service for your company, priced at a small employee per month fee, includes all of the following:

Medical cost savings analysis. We will take your last year’s de-identified claims data analyze it. Learn by procedure where you spent the most money and what you can do about it.

Unlimited medical cost searches by zip code at Pratter.usUnlimited medical costs searches by zip code at Pratter.us for each employee and his or her family.

Medical cost concierge service. Pratter-trained medical billers are ready to assist you with cost questions before care is received.

Monthly cost savings tips email. Pratter removes the veil of pricing secrecy with these tips that hospitals and insurance companies won’t tell you.

Employer dashboard. If you have 50 or more employees, you receive a dashboard of costs searched and the percentage of employee engagement.

Shared medical cost data. You are not alone. In fact, you get to view all companies cost data on searches performed on our platform. Encourage other companies to share their medical claims data with Pratter, so that our shared platform provides an accelerated pathway to true medical cost transparency.

Page 5: pratter_brochure5

Search and compare engine a aWide price range out-of-pocket estimates aDisplays actual hospital charge price data aDisplays actual insurance company payment data aDisplays in-network and out-of-network pricing aMedical biller concierge service aMonthly cost savings email tips aEmployer medical cost savings analysis reports aReference-based pricing model for employers aEmployee landing page a

pratter.usAmerica’s medical cost savings company

Insurance Co.cost estimator toolA Comparison

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The Pratter Advantage

Search prices and save hundreds to thousands on tests.

Our medical billing concierge service is ready to help you save money and understand your care options.

We give actual costs for charges, not estimates.

We are independent of insurance companies, allowing us to focus on serving you our way.

Employers save big money on health care so that they can use their money to fuel company growth.

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www.pratter.us | [email protected] | (724) 830-8100