Our Team

Superior Leadership

Ed Jones

ED JONES

Chairman of the Board and Chief Executive Officer

Gulf Capital Bank

Organizer, Chairman and Chief Executive Officer

BANKING EXPERIENCE

• 35+ years of financial services leadership experience• 16 years as Founder, Chairman & CEO of Texas Commerce Bank – Midland. TCB-

Midland was the most successful de novo in the Texas Commerce Bancshares family of banks

• 4 years as EVP Manager of J.P. Morgan’s Houston commercial bank. The commercial bank was the largest in Texas for J.P. Morgan Chase and had market share exceeding 40%; more than twice the size as the next largest competitor, Wells Fargo

CIVIC CONTRIBUTION AND AWARDS

• Director of the $1.2 billion J.E. & L.E. Mabee Foundation, Lead director of investment committee

• Past Chair of YPO Gold-Houston, current board member and Chair of membership committee

• Membership Chair of the Coronado Club• Central Priory membership chair Intl. Order of St. Hubertus• Member of CEO• Recipient of NESA Outstanding Eagle Scout Award• James H. Galloway Award for corporate and civic concern from YMCA Houston• Volunteer of the Year from the Midland Chamber of Commerce• Former director of:

• YMCA Houston, Salvation Army Houston, Texas Children's Hospital Development, Boy Scouts of America Sam Houston Council, and Center Coast MLP & Infrastructure Fund Governance Committee Chair 3

Jonathan Homeyer

JONATHAN HOMEYER

President and Chief Lending Officer

Gulf Capital Bank

President and Chief Lending Officer

BANKING EXPERIENCE

• 25+ years of banking experience • Past 7 years as EVP/Division Manager – South Texas Middle Market Banking for

Wells Fargo

• Grew commercial banking division approximately 30% to co-lead Houston market share alongside J.P. Morgan Chase commercial banking, with continuous sustainable growth throughout career at Wells Fargo

• Responsible for all elements of Marketing, Financial Management, Credit/Risk Management, Staffing, Client Service and Compliance for large business units with loans in excess of $6 billion and deposits of approximately $4 billion, covering South Texas with regional offices in Downtown, North & West Houston, San Antonio and Austin.

• Established de novo Commercial office for Wells Fargo in North Houston Market

CIVIC CONTRIBUTION

• Chairman of the Board of Directors, The Cynthia Woods Mitchell Pavilion• Former Executive Board Member, United Way of Greater Houston • Past Board Chairman, Panther Creek Inspiration Ranch• Executive Board Member/Finance Chair, Center for Houston’s Future• Executive Board/Former Vice President & Treasurer, Society for the Performing

Arts-Houston (SPA)

• Past Board Chairman, Woodlands Area Economic Development Partnership• Financial Services Chair, Greater Houston Partnership - Opportunity Houston 2.0• Texas A&M University - Mays Business School - Distinguished Visiting Executive /

Global Banking Council

• University of Houston - CT Bauer College of Business - Commercial Banking Advisory Council

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Noreen Skelly

NOREEN SKELLY

Chief Financial Officer and Chief Operating Officer

Gulf Capital Bank

Chief Financial Officer and Chief Operating Officer

BANKING EXPERIENCE

CIVIC CONTRIBUTION

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• 30+ years of banking experience • Past 6 years as Chief Financial Officer, Veritex Holdings, Inc., accomplished the

following:

Successfully launched an IPO with investors across 10 major US markets Led the acquisition of banks ranging from $124.4 million to $3.0 billion in assets Built the infrastructure to support growth from $400 million to $7 billion in assets Executed capital offerings ranging from $40 million to $100 million

• Prior experience includes CFO of Highlands Bancshares (now LegacyBank) responsible for Finance, Human Resources, Information Technology and Loan Operation functions

• Retail Division Finance Officer of Comerica Inc. providing strategic support for a 440 branch network with over $17 billion in deposits

• Retail Line of Business CFO for Lasalle Bank Corporation (now Bank of America) support of a 420 branch network with over $25 billion in deposits

• Accounting Policy Analyst at the Board of Governors of the Federal Reserve System• University of Chicago Booth School of Business, MBA finance; University of Texas at

Austin, BBA, Finance

• Board Member, Audit Committee Chair, Construction Partners, Inc• Member/Patroness, Mockingbird Chapter of the National Charity League, Inc.• Prior Saint Vincent DePaul Liaison, NCL Mockingbird Chapter • Prior Advisory Council Member and Finance Committee Chair for Christ the King

Catholic School

Jeremy Manning

JEREMY MANNING

Chief Information Officer

Gulf Capital Bank

Chief Information Officer

TECHNOLOGY AND CYBERSECURITY EXPERIENCE

• 25 years technology & cybersecurity experience• Past 4 years as a Senior leader in Dell Secureworks elite Counter Threat Unit

leading a team of senior threat researchers responsible for delivering advanced threat intelligence services to clients globally

Played critical role in crisis management during wCry and notPetya incidents coordinating internal and external client communications, directing threat research activities, and reviewed findings and OSINT reporting

Responsible for client relationship management and outreach coordination for incident response and support requests

• 4 years as Information Technology Manager with J.A.M. Distributing Company supporting four facilities with a fleet of over 80+ vehicles including marine vessels

• 12 years as senior technology officer with Amegy/Zions Bank leading a 42+ member team with $12m annual budget providing technology services supporting a Fortune 500 mid-sized regional bank with 500 locations across ten states

• Former US Army Signal Corp officer serving five years in Army’s Force XXI digitization and modernization initiative

• Bachelor of Science degree from United States Military Academy at West Point, NY

CIVIC CONTRIBUTION

• Member of the West Point Society of Houston• Active Boy Scout leader• Youth Lacrosse Coach• Eagle Scout 6

Ashley Lyons

ASHLEY LYONS

Director of Marketing

Gulf Capital Bank

Director of Marketing

MARKETING EXPERIENCE

• 12 years marketing, advertising and brand management experience • Managed national, direct-to-consumer campaigns for Procter and Gamble

brands

• 10 years in brand management at Love Advertising with business-to-business and retail clients

• Developed and implemented fully integrated campaigns including traditional media, public relations, CRM, digital and social media

• Google Analytics Certified• Graduated with a BS in Public Relations from The University of Texas

CIVIC CONTRIBUTION

• Committeeman, Houston Livestock Show and Rodeo, Livestock Committee• Volunteer, The Way Home Adoption • Member, American Marketing Association Houston Chapter

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George DeMontrondOrganizer and Director

BUSINESS INVOLVEMENT

• President and CEO of DeMontrond Automotive Group, Inc

• Founded in 1953 with annual sales in excess of $300 million and 400 employees in three Houston area locations

• Owner of DeMontrond Allstate Insurance Agency

• Bank director with Charter Bank for more than 10 years

CIVIC CONTRIBUTION

GEORGE DEMONTROND

President and CEO of DeMontrond Automotive Group, Inc.

• Greater Houston Partnership Board

• Immediate Past Chair, Harris County Protective Services Fund

• Executive Committee/Past Chair, Greater Houston Convention and Visitors Bureau

• Lifetime Vice President, Houston Livestock Show & Rodeo

• Chairman, Center for Houston’s Future

• Sam Houston Area Council Boy Scouts of America Director

• Entrepreneurial and hotel committees of the public/private Houston First Corporation

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John Kotts Organizer and Director

BUSINESS INVOLVEMENT

• Owner and CEO of Vesco/Cardinal, an oil tool rental and service company, as well as several manufacturing companies

• Chair of Audit Committee and member of Compensation Committee and Risk Oversight Committee of Nabors Industries, one of the world's largest oil and gas drilling contractors

• Operates a private investment fund focused on U.S. and international trading of securities and other financial instruments

CIVIC CONTRIBUTION

• YPO Gold - Houston

• City Chair of CEO Houston

• Former director of Houston Methodist Research InstituteJOHN KOTTS

Owner and CEO of Kotts Capital Holdings LLC and its affiliates, Private investor and entrepreneur

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Reed Morian Organizer and Director

BUSINESS INVOLVEMENT

• Director of GNP Management Corp.

• Director of GP Natural Resource Partners LLC, the General Partner of Natural Resource Partners LP

• Director of the general partner of Western Pocahontas Properties LP

• Director of New Gauley Coal Corporation

• Director of the general partner of Great Northern Properties LP

• Former director of Prosperity Bancshares, Inc. and Liberty Savings Association

• Former director of the Federal Reserve Bank of Dallas-Houston Branch (6 years)

CIVIC CONTRIBUTION

• Current Vice Chairman of the Texas Parks and Wildlife Commission

• Currently serves on several civic boards including:

• Houston Museum of Natural Science

• Texas Heart Institute

• Houston Parks Board

REED MORIAN

Chairman, CEO and President of DX Holding Company Inc. and its affiliates

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Dan Tutcher Organizer and Director

BUSINESS INVOLVEMENT

• President and Chief Executive Officer of Magic Interests, LP

• Member of the Board of Directors of Enbridge, Inc.

• President & Board Chair of Center Coast MLP & Infrastructure Fund

• Principal in Center Coast Capital Advisors LP

• Previous Group Vice President, Transportation South of Enbridge and President of Enbridge Energy Company, Inc. and Enbridge Energy Management, LLC

• Previous board member of Sterling Bancshares, Inc. until its purchase by Comerica

CIVIC CONTRIBUTION

• Former Chairman/President and Director, Alley Theatre

• Chairman of Cancer Counseling, Inc.

• Board of Governors, Greater Houston Community Foundation

• Board of Directors, St. Luke’s Episcopal Hospital

• Board of Trustees, Texas Heart Institute

• Chair of numerous philanthropic events in Houston, Texas and elsewhere

DAN TUTCHER

Managing Director and Portfolio Manager for Brookfield’s Public Securities Group

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David Williams Organizer and Director

BANKING EXPERIENCE

• 40+ years banking experience

• Second-generation community banker; chairman of Centennial Bank, a $800 million-dollar community bank based in Lubbock, TX

• Director of the First National Bank of New Mexico

• Former CEO Citizens Bank in Slaton, TX

• Organizing director and senior vice president of First Bank/Las Colinas in Irving, TX

• Former director of the Bank of Commerce in McLean, TX

• Former director, chair of the loan committee and later as Chairman of the Board of The Independent Bankers’ Bank of Dallas

• Served as a Director in various State Banking Associations (both the TBA & IBAT), former chair of Independent Bankers Association of Texas-Austin

• Active in Independent Community Bankers Association, Washington D.C.

CIVIC CONTRIBUTION

• Former chair of Plainview United Way

• Finance chair, United Methodist Church

• Lubbock downtown redevelopment efforts

• Former chair of Plainview-Hale County Industrial Foundation

DAVID WILLIAMS

Chairman of Centennial Bank in Lubbock, Texas

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David Weekley Organizer

BUSINESS INVOLVEMENT

• Founder of Weekley Homes, LLC and former Chief Executive Officer

• Weekley Homes is the largest privately-owned home builder in the United States

• President of the Greater Houston Builder’s Association

• Inductee to the Texas Business Hall of Fame

• Inductee to Texas Housing Hall of Honor

• Director of Builder Homesite, Inc.

CIVIC CONTRIBUTION

• William E. Simon Award for Philanthropic Leadership

• McLane Leadership in Business Award

• YPO Humanitarian Award

• Member of numerous non-profit boards• Board of Trustees of The Kinkaid School

• Executive Committee & Chair of the Sam Houston Area Council of Boy Scouts of America

• President of the Young President Organization

• Executive Board Member of Houston's Star of Hope

• Director of St. Luke’s Episcopal Health Charities

DAVID WEEKLEY

Chairman of Weekley Homes, LLC

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Donnie YoungDirector

BUSINESS INVOLVEMENT

• Owner of RaceRock LLC

• Chairman and CEO of Hoover Ferguson, Ltd for over 10 years

• VP of Citigroup’s middle market private equity group with Citicorp VentureCapital

• Sciens Capital Management, Principal

• Banc of America Securities & Prudential Securities, Financial Analyst

• Serves on boards for:

• Hoover Ferguson, Ltd

• Big Red Inc

• Waddington North America Inc

CIVIC CONTRIBUTION

• Young Presidents Organization (YPO) – Houston Chapter, Former Chairman

• Currently serves on several civic boards including:

• Petroleum Equipment and Services Organization (PESA)

• KIPP Houston

• The Doe Fund, New York City

Donnie Young

Owner of RaceRock Group LLC

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Thank You

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