relax. getting personal loans for people with bad credit is not impossible
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Relax. Getting personal loans with bad credit isn’t impossible. If you’re in a situation that requires extra funds and your credit score is on the low side or you don’t know it – here are some things you should do before applying for a personal loan with bad credit. - PowerPoint PPT PresentationTRANSCRIPT
GETTING PERSONAL LOANSFOR PEOPLE WITH BAD CREDITIS NOT IMPOSSIBLE
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Get YourCredit Report
RELAX.You can get your
credit reports for freeevery 12 months. Go to
www.annualcreditscore.com
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Talk to Your Bank or Credit Union
RELAX.Start with your bank or credit
union first because if you have an account with them, they may be a bit more relaxedon their lending standards.
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Research Online and Shop Around
RELAX.Read reviews about online
lenders and see if there area large amount of complaints
at the Better Business Bureau.
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Ask Friendsor Family
RELAX.If you borrow from friendsor family be sure that you both agree on paymentterms and write it down.
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Know How Much You Can Afford
RELAX.Borrow responsibly and
make certain that you can afford the payments and ask
yourself if you really needthe money.
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Consider an InstallmentLoan for Bad Credit
RELAX.Installment loans allow forlonger payment terms and could get you more money faster with lower payments.
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