O N S I T E D E P O S I T S M - L O W V O L U M E

Today, you can make deposits from any office in the world without going to the bank. BB&T OnSite DepositSM - Low Volume automates

deposit preparation and improves organizational efficiencies. This convenient service enables more frequent deposits, extends the banking

day, and provides online access to account information. OnSite Deposit - Low Volume is affordable, simple to install, and easy to use.

How BB&T OnSite Deposit - Low Volume works:OnSite Deposit - Low Volume is specifically designed for low check volumes and makes deposits easier and more cost effective. From a simple set-up... to scanning deposits... to viewing your records online, OnSite Deposit - Low Volume offers convenience and benefits.

BB&T OnSite Deposit - Low Volume makes your deposit process more efficient. You can:

Extend your banking day and eliminate the need to rush deposits to the bank.

Using a small desktop scanner, you can deposit checks from your office.

Images of your deposits and deposit information are available via the Internet.

Make deposits at your convenience.

Free employees from trips to the bank.

View deposits anytime, anywhere.

Easy Enrollment Complete a service agreement and service will be activated.

Making Your Deposit When your deposit is ready, submitting it to BB&T is just a couple of clicks away.

Online Access Our online system allows you to search and review reports, view check images, and add or delete users.

Set-up and Training The scanners are plug and play. The auto-installing software arrives to you via secure email already configured with your account(s).

Automated Deposits Preparing your deposits for scanning is simple. Scan each check into the scanner provided.

Scanning After logging in with your user ID and password, you may begin scanning your checks for deposit. Scan each check and only enter the amount.

Balancing You will declare your check and deposit totals. The application guides you through the rest of the process.

Treasury Management

B B & T P A Y M E N T S O L U T I O N S

BB&T’s check scanner

BB&T, Member FDIC.©2011 Branch Banking and Trust Company.

BBT.com/OnSiteDeposit

O N S I T E D E P O S I T S M - L O W V O L U M E

DEPOSIT YOUR CHECKS VIRTUALLY ANYTIME FROM ANYWHERE.

OnSite Deposit - Low Volume fits your business

■ Extends traditional banking hours with a deposit deadline of 9 p.m. ET

■ Eliminates the need, time and expense of taking check deposits to the bank

■ Capable of capturing receivable information that may be downloaded to an Accounts Receivable file

■ Secure web-based application that allows you to have access to check images for up to two years

■ Allows you to maintain a single BB&T banking relationship for all depositing locations regardless of geographic locations

Package includes:

■ Access to intuitive, secure web-based application

■ No need to purchase a scanner – use a BB&T owned scanner

■ 200 checks per month FREE

■ Scanner maintenance - 2 day scanner replacement at NO Cost

Easy as 1, 2, 3

BB&T OnSite Deposit - Low Volume creates deposits using simple and secure office technology. We provide the training and software you need, and we support you if questions arise.

1) Scan: BB&T offers check scanners to capture images of the checks you are depositing.

2) Transmit: From a Windows®-based PC with Internet access, you can send images and make deposits to your BB&T business accounts through a secure interface.

3) Retrieve: After deposits are posted to your account, you can retrieve images (for up to two years) and verify your deposits from BB&T’s secure website.

We’re building the bank around you

At BB&T, we are dedicated to supporting you with the highest level of client service by developing new products and services that address your needs.

For more information about OnSite Deposit - Low Volume or any other BB&T business service, stop by your nearest BB&T financial center or call 1-800-810-5625. You can also visit us at BBT.com/paymentsolutions.

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