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ApCkuApCkuApC A¡QA¡aku dp¡N®¡S> âpCtkN - Apµ¼V$p¡bf 12, 2015 \u gpNy

Apµ¼V$p¡bf 12, 2015, kyû AÛs_

v$f¡L$ hN®_p N°plL$p¡ dpV¡$ sfg v$f_u F>Z dpV¡$_u âpCtkN

(lp¡d gp¡_/g¸ÞX$ gp¡_/A¡_ApfApC - lp¡d gp¡_/âu A¡âyìX$ V$p¡` A`/A¡QA¡g - fuapC_pÞk (<6 drl_p\u Ap¡R>p)

ApCA¡QùA¡gApf – 17.10%

A¡QA¡g <= `5.0 rdrge_ ApCA¡QùA¡gApf – 7.20% 9.90%

A¡QA¡g > `5.0 rdrge_ - <= `20.0 rdrge_ ApCA¡QùA¡gApf – 6.85% 10.25%

A¡QA¡g > `20.0 rdrge_ ApCA¡QùA¡gApf – 6.35% 10.75%

î¡Zu - õh fp¡S>Npfu ^fphsp L$S>®v$pf

A¡QA¡g <= `5.0 rdrge_ ApCA¡QùA¡gApf – 7.10% 10.00%

A¡QA¡g > `5.0 rdrge_ - <= `20.0 rdrge_ ApCA¡QùA¡gApf – 6.60% 10.50%

A¡QA¡g > `20.0 rdrge_ ApCA¡QùA¡gApf – 6.10% 11.00%

• D`f S>Zph¡g f¡V$ d¡qV²$¼k y_:QyL$hZu L$f_pf AfS>v$pf/kl-AfS>v$pf_p âp¡apCg Ap^pf¡ gpNy L$fhp_p fl¡i¡.

• sfg f¡V$ âpCtkN V$p¡` A` krls lp¡d gp¡_ bµg¡Þk V²$pÞkaf (A¡¼kV$_®g) dpV$¡

1 bµg¡Þk V²$pÞkaf âhs®dp_ v$f¡ gu^¡gu lp¡d gp¡_ dpV¡$. bµg¡Þk V²$pÞkaf F>Z `f V$p¡` A` d|m dpÞe fL$d_p 100% kdL$n rhõspfu iL$pe R>¡, Å¡ ANf k„ey¼s F>Z (bµg¡Þk V²$pÞkaf + V$p¡` A`) dpV¡$ dpL£$V$ h¡ëe| `f A¡gV$uhu 70%_u A„v$f fl¡. gpNy ìepS> v$f (ApfAp¡ApC) k„b„r^s î¡Zu A_¡ õg¡b dpV¡$_u lp¡d gp¡_ dpV¡$ gpNy ìepS> v$f L$fsp 0.50% h^y fl¡i¡.

2 lp¡d gp¡_ (A¡QA¡g) _p bµg¡Þk V²$pÞkaf krls V$p¡` A` dpV¡$ ApfAp¡ApC dp_L$ lp¡d gp¡_ ìepS> v$f L$fsp Ap¡R>p _ lp¡C iL¡$.

3 d|m F>Z_u fL$d L$fsp h^y V$p¡` A` F>Z fL$d `f v$f A_¡ A¡gV$uhu âp¡`V$} kpd¡ F>Z dpV¡$ gpNy fl¡ s¡d gpNy fl¡i¡.

rhcpN I - a) F>Z ‘f ìepS> v$f dprlsu

î¡Zu - `Npfv$pf L$S>®v$pf (k¡g¡fuX$ bp¡fp¡Af) ApL$j®L$ ìepS> v$f

_pµ_-lpDtkN gp¡_ dpV¡$ âpCtkN

ApL$j®L$ ìepS> v$f

<= `20.0 rdrge_ ApCA¡QùA¡gApf – 4.35% 12.75%

> `20.0 rdrge_ - <= `50.0 rdrge_ ApCA¡QùA¡gApf – 4.10% 13.00%

> `50.0 rdrge_ - < = `100.0 rdrge_ ApCA¡QùA¡gApf – 3.85% 13.25%

> `100.0 rdrge_ ApCA¡QùA¡gApf – 3.35% 13.75%

(V$p¡` A` lp¡d gp¡_/lp¡d C[¼hV$u f¡rkX¡$[Þieg/lp¡d gp¡_ fuapC_pÞk A¡gA¡ù ApfAp¡ApC v$f¡ (<6>drl_p)/

A¡_ApfApC lp¡d gp¡_ fuapC_pÞk / A¡gA¡ù ApfAp¡ApC / A¡QApCA¡g / A¡_Apfù (g¸ÞX$ L$drk®eg krls) /

A¡gApfX$u/_pµ_ lp¡d gp¡_ V$p¡` A`))

< = `100.0 rdrge_ ApCA¡QùA¡gApf – 3.10% 14.00%

> `100.0 rdrge_ ApCA¡QùA¡gApf – 2.60% 14.50%

(lp¡d C[¼hV$u L$drk®eg)

A¡QA¡g <= `3.0 rdrge_ 10.35%

A¡QA¡g > `3.0 rdrge_ A_¡ <= `7.5 rdrge_ 10.85%

A¡QA¡g > `7.5 rdrge_ 10.85%

*F>Z_u dlÑd fL$d `50.0 rdrge_ kyû kurds R>¡.

*A¡V$u = gpNy L$fh¡fp

bû S> lp¡d gp¡_/g¸ÞX$ gp¡_ 0.5% + A¡V$u* i|Þe

A¡gA¡ù (f¡rkX¡$[Þieg/L$drk®eg), V$p¡` A` gp¡_, 0.5% + A¡V$u* 0.5% + A¡V$u*lp¡d Cçâ|hd¡ÞV$ gp¡_, A¡_Apfù, A¡gApfX$u

ApL$j®L$ ìepS> v$f

`|Z® dyv$s qa¼õX$ f¡V$ dpV$¡ âpCtkN

qV$qL$V$ kpCT õg¡b ApL$j®L$ ìepS> v$f

dp¡N®¡S> gp¡_ dpV¡$ dp_L$ au dpmMy„

DÐ`pv$_ A¡X$rd_ au âp¡k¡tkN au

âu`¡d¡ÞV$ QprS>®k

sfg v$f“u F>Z* 2%

S>du“ dpV¡$ F>Z 2%

V$p¡` A` gp¡_ 2%

A¡L$ hj®_u qa¼õX$ f¡V$ lp¡d gp¡_ 2%

b¡ hj®_u qa¼õX$ f¡V$ lp¡d gp¡_ 2%

ÓZ hj®_u qa¼õX$ f¡V$ lp¡d gp¡_ 2%

k„`|Z® dyv$s_u qa¼õX$ f¡V$ lp¡d gp¡_ 2%

rdgL$s kpd¡ gp¡_ - qa¼õX$ f¡V$ gp¡_ 4%

guT f¡ÞV$g qX$õL$pD[ÞV„$N gp¡_ - qa¼õX$ f¡V$ gp¡_ 4%

_pµ_-f¡rkX¡$[Þieg âudpCrkk gp¡_ - qa¼õl f¡V$ gp¡_ 4%

gpNy âu `¡d¡ÞV$ QprS>®k:

DÐ`pv$_

*Å¡ L$p¡C`Z L$S>®v$pf Aìe[¼sNs lp¡e

• âu`¡d¡ÞV$ QprS>®k A¡L$ hj®, b¡ hj® A_¡ ÓZ hj® qa¼õX$ f¡V$ F>Z f S> dpÓ A¡ dyv$s ky^u gpNy fl¡i¡ Äep„ ky^u s¡

qa¼õX$ f¡V$dp„ fl¡. A¡L$hpf Ap F>Z sfg f¡V$dp„ Åe `R>u âu`¡d¡ÞV$ QpS>® Ðep„ gpNy _l] fl¡ Äep„ b^p„ S> L$S>®v$pfp¡

ìe[¼sNs lp¡e.

• D`f S>Zph¡gp QpS>® f gpNy \sp¡ krh®k Vµ$¼k A_¡ kfQpS>® Z gpNi¡.

• ãgp¡qV„$N f¡V$ gp¡_ A„sN®s i|Þe âu`¡d¡ÞV$ QpS>® _hp s¡d S> âhs®dp_ b„_¡ L$S>®v$pfp¡ dpV¡$ gpNy fl¡i¡ Äep„ b^p„ S> L$S>®v$pfp¡

ìe[¼sNs R>¡.

L©$`p L$fu _p¢^ g¡ip¡:

pW._o¡qSU¹.j _e ìdoR=ô„ u.e

p`¼õW. pW._o¡qSU¹.j _e a¡S e¡U.

@gq] pU.pK.U. õf¸a `¡a°x@oet 01, 2016 [t foMx

goqi®K. 9j„Pdt qÓcoqjK. coqjK.

12-23 cqkô < = ` 10.0 qcqfd^ 8.15% 7.90% 7.85%

24 - 35 cqkô < = ` 10.0 qcqfd^ 8.15% 7.90% 7.85%

36 – 47 cqkô < = ` 10.0 qcqfd^ 8.25% 8.00% 7.95%

48 – 60 cqkô < = ` 10.0 qcqfd^ 8.25% 8.00% 7.95%

gpe›. ôMpeK.o¡ coU¡. 0.25% g]oeoô„ ìdoR=u.e

pW._o¸qSU¹.j > "!8! qcqfd^6 ôYo„Loro re`[t u.e¡K. pK.õjo @^xjoe ìdoR= u.e @o¸è K.eoh¡8

p`¼õW. pW._o¸qSU¹.j _e õK.tc _e qgh¡i u.e:

@gq] pU.pK.U. õf¸a `¡a°x@oet 01, 2016 [t foMx

goqi®K. 9j„Pdt qÓcoqjK. coqjK.

12 cqkô < = ` 10.0 qcqfd^ 8.20% 7.95% 7.90%

15 cqkô < = ` 10.0 qcqfd^ 8.20% 7.95% 7.90%

20 cqkô < = ` 10.0 qcqfd^ 8.25% 8.00% 7.95%

30 cqkô < = ` 10.0 qcqfd^ 8.25% 8.00% 7.95%

35 cqkô < = ` 10.0 qcqfd^ 8.25% 8.00% 7.95%

40 cqkô < = ` 10.0 qcqfd^ 8.50% 8.25% 8.20%

60 cqkô < = ` 10.0 qcqfd^ 8.25% 8.00% 7.95%

gpe›. ôMpeK.o¡ coU¡. 0.25% g]oeoô„ ìdoR=u.e

pW._o¸qSU¹.j > "!8! qcqfd^6 ôYo„Loro re`[t u.e¡K. pK.õjo @^xjoe ìdoR= u.e @o¸è K.eoh¡8

@gq] _k¡fo @¡`W.t ro¡W.oggo 2qâçÃdo¸e qgW².o¡@f3 q^dc:

koCsSM òAôÞj K„._^t 2@¡^ @¡P at3 qû.£h^ #!"! cxR=a6 pW._o¸qSU. K.do®^t roetLô„ _k¡fo $ cqkô jx]t @gq] _{et ^ [B ko¡d @¡gt @¡ W.t ro¡W.oggo^t _ego^Mt ^[t8

Å¡ jcd _k¡fo @¡ W.t ro¡W.oggt _W¡. ro¡ ^tP¡ cxR=a ìdoR=ô„ u.e foMx [h¡:

@gq] _k¡fo qgW².o¡@f* P{K.ggo_oÓ ìdoR=u.e

$ cqkô _Q=t _e„rx ' cqkô _k¡fo

ìdZ¼rMr pW._o¸qSU.j® coU¡. @q]K.ÑcP{K.ggo_oÓ ìdoR= u.e %/ goqi®K. @ ¡ @Þd K¸.U¡.Metô„ pW._o¸qSU.j® coU¡. K.o¡A ìdoR= ^k\

' cqkô _Q=t _e„rx "# cqkô _k¡fo

@oAjt@oAjt@oA ko¡c òAôÞj Üoeo _ZåfK. pW._o¸qSU¹.j R=¡ Þd{^Ñc ìdoR=u.e _e coÞd K.eod Q=¡ @¡[t #/ ^tPo

"# cqkô _Q=t _e„rx cÃdo¸peU.t^t roetL _k¡fo

R=¡ jcdMolo coU¡. @ogt pW._o¸qSU¹.j @_oA Q=¡ @¡U.fo jcd coU¡. Å¡ r¡ coÞd ko¡r ro¡ @oAjt@oAjt@oA ko¡c òAôÞj@¡ R=¡ ìdoR=u.e P{K.ìdo ko¡r @¡ô K.ero "/ ^tPo

*pW._o¸qSU. K.do®^t roetL[t

sdpfu rh_„su A_ykpf sd¡ S>¡ r^fpZ g¡_pf_p„ N¡f¡ÞV$f \ep R>p¡ s¡d_u _pZp„qL$e `qf[õ\rsdp„ Aphsp Mfpb k„Å¡Np¡_u ÅZ Ad¡ sd_¡ L$fsp fl¡iy„.

N¡f¡ÞV$f sfuL¡$ sdpfu c|rdL$p, N¡f¡ÞV$u_u kpd¡ r^fpZ Ap`hp kde¡ s¥epf L$f¡gp v$õsph¡S>dp„ gpNy \sp r_edp¡ A_¡ ifsp¡_¡ Ap^pf¡ li¡.

_¸i_g lpDtTN b¸ÞL (NHB) Üpfp âkpqfs L$fpe¡gp "" l¡sy`|h®L$ L$fS> Q|L$hhpdp„ bpL$uv$pf dpV¡$ dpN®v$i®_ Ap`sp'' `qf`Ó A_ykpf _uQ¡ S>Zph¡gp h^pfp_p„ r_edp¡ gpNy \i¡.

Å¡ L$fS>v$pf S>¡_p„ sd¡ N¡f¡ÞV$f lp¡ s¡ r^fpZ_u fL$d `pR>u Ap`hpdp„ L$k|fv$pf füp¡ lp¡e. sp¡ 31 du qX$k¢bf 2015 `R>u Ad¡ N¡f¡ÞV$f sfuL¡$ sd_¡ s¡_u ÅZ L$fiy„ A_¡ Å¡ sdpfu `pk¡ `¡d¡ÞV$ L$fhp_u `|fu kNhX$ lp¡hp R>sp„ Adpfu dp„NZuAp¡_¡ `|fu L$fhp_u d_p afdphip¡ sp¡ sd¡ l¡sy`|h®L$ L$fS> Q|L$hhpdp„ bpL$uv$pf Nzpip¡. (ìe[¼s s¡dS> N°y` L$p¡`p£f¡V$ N¡f¡ÞV$f _ lp¡e A¡d_¡ gpNy.)

Å¡ N¡f¡ÞV$u v$¡_pf L„$`_u_p„ S> N°y`dp„_u A¡L$ L„$`_u Üpfp r^fpZ g¡hpey„ lp¡e A_¡ s¡ L„$`_u l¡sy`|h®L$ L$fS> Q|L$hhpdp„ bpL$uv$pf kprbs \C lp¡e A_¡ dp„NZu L$fhp R>sp„ N¡f¡ÞV$u_¡ Ýep_dp„ g¡hpdp„ _ Aph¡ sp¡ A¡ S> N°y`_u Aphu L„$`_uAp¡(N¡f¡ÞV$f L„$`_uAp¡)_¡ l¡sy`|h®L$ L$fS> Q|L$hhpdp„ bpL$uv$pf NZhpdp„ Aphi¡.

Å¡ l¡sy`|h®L$ L$fS> Q|L$hhpdp„ bpL$uv$pf lp¡ sp¡ AphíeL$sp lp¡e sp¡ N¡f¡ÞV$f sfuL¡$ sdpfp D`f ap¡S>v$pfu `Ngp gC iL$pe.

Adpfp Üpfp Ap¸af L$fpsp r^fpZ L¡$ AÞe âp¡X$¼V¹$k krh®kuk,kyrh^pAp¡ Ap`hp dpV¡$ Ad¡ L$p¡Bdp„ he, Ly$m, tgN,h¥hprlL$ [õ\rs,^d®,Års_¡ rlkpb¡ L$p¡B c¡v$cph _tl L$fuA¡.s¡dR>sp„ kdpS>_p„ rhrh^ cpNp¡ dpV¡$ Mpk ep¡S>_p s¥epf L$fhpdp„ A\hp cpN g¡hp dpV¡$ Ad_¡ fp¡L$u iL$pe _l].

D`f S>Zph¡gu ApQpf k„rlsp_p„ d|m l¡sy_¡ õ`i® L$ep® rh_p s¡dp„ ky^pfp h^pfp/a¡fapf L$fhp_p„ l½$p¡ Ad¡ ^fphuA¡ R>uA¡. N°plL$p¡_u ÅZ Mpsf ky^pfp h^pfp L$f¡gu ApQpf k„rlsp h¸bkpBV$ `f Ål¡f L$fhpdp„ Aphi¡.

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