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1 Rwanda Social Security Board

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Page 1: Rssb Bronchure Final

1Rwanda Social Security Board

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Introduction

Rwanda Social Security Board (RSSB) was established by the law No.45/2010 of 14/12/2010 that determines its mission, organization and functioning. This institution was established after the merger of Social Security Fund of Rwanda (SSFR) with Rwanda Medical Insurance (RAMA)

The mandate of the institution is to administer social security in the country. The branches currently managed include; pension, occupational risks and health insurance. The benefits offered under the different branches are; old age, invalidity, survivorship, work injuries and work related diseases and health insurance.

RSSB as a financial institution is supervised by the National Bank of Rwanda according to the banking law N°55/2007 of 30/11/2007 whereas its activities are overseen by the Ministry of Finance and Economic Planning.

Mission“To provide high quality social security services, ensure efficient collection, benefits provision, management and investment of members’ funds”

Vision“To envision a comprehensive social security system that addresses the social security needs of all Rwandans”

Corporate ValuesIn trying to achieve our mission and vision, we endeavour to be guided by the following key strategic values:

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• Fairness and professional excellence;• Openness and accountability; • Creativity, innovation and integrity;• Efficiency and transparency in service

delivery;• Cooperation and team work;• Information Technology oriented;• Responsiveness to challenges and

opportunities;

The main responsibilities of RSSB are;

• To monitor and promote pension, the insurance on occupational hazards, the insurance on maternity leave, the anticipated old age pension and other necessary branches;

• To register employers, employees, beneficiary and any person for whom subscription was made in various branches of the social security managed by RSSB;

• To collect and manage contributions as provided by laws;

• To pay social security benefits to beneficiaries; • To guarantee health insurance services;• To manage the contributions fund; • To engage in investments as provided by

laws; • To contribute to the elaboration of social

security policy; • To advise the Government on matters relating

to social security; • To establish relations and collaborate with

other regional or international institutions with similar mission.

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Who is subjected to Social Security?

Mandatory insurance

Those compulsorily subjected to Rwandan social security protection are:

• All salaried workers regardless of their nationalities

• Active political representatives

Voluntary insurance

Voluntary insurance is when a person who is not subjected to social security by the law decides to join the scheme as an individual. In this case, one applies to the scheme and after becoming a member he/she is required to contribute 6% of the salary that he or she has fixed. However the salary that he/she has fixed and declared must neither be less than the legal minimum monthly salary nor more than 40 times that salary.

The right to apply for voluntary insurance is accorded to independent workers who have never been subjected to the mandatory insurance as long as they are less than 45 years of age.

N.B: Once you are in mandatory insurance, you can only be eligible to apply for voluntary insurance within the first 12 months of the date on which your mandatory insurance ended and having registered with the social security schemes for at least six consecutive months.

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1. PENSION SCHEME BRANCH The branch of pension aims at:

• Helping the worker who becomes old and incapable of working for a salary or becomes invalid and incapable of living by working; • Helping the survivors of the deceased worker.

NB: The Social Security benefits offered by the branch of pensions are therefore divided into two categories:

• Those given to the insured person himself when old or invalid

• Those given to his eligible survivors.

When do you qualify? A. Old Age pension

• When you have attained at least 55 years of age or the pension age fixed by particular statutory arrangements

• If you have been insured with the RSSB for at least 15 years.

• NB:Your pension will be calculated based on the salaries of your last 3 or 5 years of activity which determine your monthly average remuneration used in the calculation of your old age pension. Therefore for the first 15 years, your pension will be 30% of your higher average salary in the last 3 or 5 years. When you have contributed for more than 15 years, your pension will increase by 2% each supplementary period of 12 months.

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Example: 32% for 16 years 34% for 17years 36% for 18years

An Example on how pension is calculated.

Mugisha contributed towards the pension scheme for a period of 19 years and used to earn 100.000Rwf per month during the last 3 years (36 months). This means that Mugisha has an average monthly remuneration of 100.000*36/36 = 100.000frws

- 15 years of contribution as by the law gives him the right to get 30% of his average monthly remuneration every month.

- 4 years in addition to 15 years it means that he will get 2% *4 = 8% in addition

- Mugisha will get 38% of 100.000frws = 38.000frws Monthly.

B. The anticipated pension (Early retirement pension)

• When you are physically or mentally incapacitated (before retirement age) and you are unable to work for a salary, you can apply for early retirement pension.

C. Invalidity pension You may become an invalid following an

accident or disease having no origin from occupational work-related circumstances. It is not enough to be invalid in order to qualify for invalidity pension. You must also fulfill the following conditions:

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pension. You must also fulfill the following conditions:• Having been a registered contributing member

with RSSB for at least 5 years;• Having completed at least six months of

insurance with RSSB during the last 12 months preceding the beginning of the invalidity

NB: At the age of 55 years, your invalidity pension and early retirement pension will be replaced by old age pension.

The old age pension, invalidity pension and early retirement pension are calculated based on your average monthly remuneration for the last 3 or 5 salaries preceding the date on which you must be admitted to that pension.

D. Old age lump-sum

• You may attain the age of 55 and cease all salaried activities without fulfilling the other required conditions for the normal old age pension (15 years of insurance). You will have the right to an old age Lump-Sum which you will receive once, and only once, as long as you have at least 12 months of insurance with RSSB.

• The old age lump-sum is equal to the average monthly remuneration multiplied by the number of 12 month-periods of insurance.

An example on how Old age lump sum is calculated.

Mukagatare contributed towards the pension scheme for a period of 9 years while she earned a monthly salary of 85.000frws during the last 3 years.

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- Her average monthly remuneration = 85.000frws*36/36=85.000frws

- Her old age lump sum = 85.000frws * 9 = 765.000frws

The Benefits for the survivors of the dead insured worker;

When you die, your eligible survivors will be entitled to

• Either the survivor’s monthly pension • Or survivor’s Lump-sum

A. The survivors pension

Your eligible survivors will receive survivor’s pension:

• When you die as a pensioner of old age or invalidity or early retirement;

•When at the time of death you fulfill the required conditions for old age pension or invalidity pension

• When at the time of death you justify at least 180 months or 15 years of insurance with RSSB

Who are your eligible survivors?

• The widow or widower who isn’t divorced and legally married at least for six months before the death of beneficiary of old age pension

• The children who are unmarried, not working for a salary and are either the deceased’s legitimate children, legally adopted or those born outside wedlock but recognized as his or hers by law and are less than 18 years old, less than 25 years old if students and without

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age limit if they are disabled and cannot work for a salary

• The deceased’s own or adopted parents i.e. if he or she left no wife or husband or children

How is the survivors’ pension calculated?

Survivors pensions are calculated in percentages based on the pension which the deceased was receiving or was eligible to receive at the time of his death.

The percentages are;

• 50 % of the old age pension for the widow or widower

• 25% for each orphan of one parent • 40% for each orphan of both parents• 25% for each direct or adopted parent.

i.e. when the deceased leaves no wife or husband or children

For example: : If Mugisha the deceased had a pension of 38.000frws, what will be the survivor’s pension?

• The Widow will have 38.000frws*50/100 =19.000Rwf per month

• His Orphan will have 38.000 Rwf *25/100 = 9.500frws per month

• If Mugisha’s wife dies, the Orphaned child will have 38.000 Rwf *40/100 = 15.200 Rwf per month

• If Mugisha leaves no wife or husband or children, the direct or adopted parents will have 38.000frws *25/100 = 9.500 Rwf per month

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NB:The total amount of pension for the survivors cannot exceed what the deceased was entitled to get set.

For example: What will be the shares of a wife and 4 children, Mugisha’s pension was 38,000 RWF

The widow/widower has 50% of the deceased pension

- 4 orphans will have the right of 25% * 4 = 100

- The total share for the wife and 4 children will be 50%+100%= 150%

- The widow will get : 38000Rwf*50 = 12.666 Rwf 150

- Each orphan will get 38000Rwf *25 = 6.333 Rwf 150

B. The survivor’s Lump Sum benefits

This occurs if death strikes when you do not fulfill the conditions to qualify for a monthly pension and have not been insured with RSSB for a period of 180 months.

How are the survivors’ Lump Sum calculated?

• The widow or widower will receive a lump sum equal to the pension to which the beneficiary was entitled to if he or she had completed 180 months of insurance multiplied by the number of 6 month-periods of your insurance with RSSB

For example: Rukundo has contributed for 4

months, dies and leaves a wife with 4 children.

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Assuming his monthly salary was 50,000 RWF in the last 3 years. What will be the shares of his wife and 4 children?

Solution

Rukundo contributed for 4 years (which is the equivalent of 48 months) divide by six, you will get 8 periods which will be multiplied by the amount of pension to which he would claim in terms of 180 months of insurance to get the lump-sum benefits of the widow.

Each orphan will receive half of the widow’s lump sum as long as the total for all the orphans’ lump- sum does not exceed the double of the widow’s lump-sum. - 48 months = 8 periods of 6 months - His average monthly remuneration for the

last 3 years equal to 50.000*36/36= 50000 RWf

- We assume that if he had contributed for a period of 180 months (i.e. 15 years) his monthly pension would be 50.000frws*30/100 = 15.000 Rwf.

- Widow’s lump sum will be 15.000frws * 8 = 120.000 Rwf

- One orphan lump sum will be 120.000frws/2 = 60.000 Rwf

- Total lump sum for 4 children equals to 60000 *4 = 240.000frws

- The total lump sum for all survivors equals to 120.000frws + 240.000 Rwf = 360.000 Rwf

- If Rukundo leaves no wife or children, his direct or adopted parent will have a lump sum that is equal to 120.000 Rwf *50/100 = 60.000 Rwf for each parent.

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How does one apply for pension benefits?

Application forms are obtained from the RSSB District Branches country wide and can be downloaded from RSSB’s website; www.rssb.rw

Documents you must attach to your application

Old age pension/pension Lump-Sum:

• Birth certificate issued by the Registry Office • Life certificate• Service testimonial from last employer • Bank account number

Early retirement pension

• Birth certificate issued by the Registry Office • Life certificate • Certificate of your working Capacity issued by

your employer• Medical certificate of professional inaptitude

issued by a legal medical commission• Bank account number

Invalidity pension:

• Birth certificate issued by the Registry Office• Life certificate • Medical certificate of professional inaptitude

issued by a doctor approved by the government

• Bank account number

Survivor’spensionerlumpsumbenefits:

• Birth certificate of the insured person if the

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person had not yet received old age pension• Death certificate issued by an Officer of the

Registry Office or by an approved doctor who confirmed the death

• Marriage certificate • Birth certificates for the deceased’s surviving

children • Certificate of guardianship issued by

competent Tribunal in case of the absence or death of both the parents of the surviving children

• Certificate of legal recognition of natural children

• Certificate of school attendance issued by the Heads of schools for the children who are still at school from age of 18 to 25 years

• Certificate of invalidity issued by medical authority for children who are invalid

• Certificate of bachelorhood or spinsterhood for the insured person who died single

2. OCCUPATIONAL HAZARD BRANCH

You must know that;

While at work: The employee may fall off a ladder or stairs, cut his or her hand, finger, arm etc. The employee may get burnt or the vehicle he or she drives may skid resulting into serious accident. Fire may burn the building in which he or she is working. A piece of metal or a brick may fall on his or her head etc. Or any other risk and uncertainty may occur during work and is covered by RSSB.

While going to work: On your way home from work or returning to work from having meals or to and from receiving your salary; a vehicle may knock you down, you may fall off a bicycle, you may slip and fall etc.

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Attention: : RSSB protects you when you are a victim of an accident that has taken place; At work or because of work; During a journey to or from your residence, place of meals or place of work; During a journey to or from your residence or place of meals to where you must receive your salary as long as the journey, is not broken off or diverted for personal reasons not related to work During a journey financed by your employer.

As a result of work: The employee may catch a disease due to the place or conditions under which he or she is working. This becomes an occupational disease.

NB: An occupational disease is that caused by work or by working circumstances while on duty.

What do you do once you are a victim of work- related accident?

• Inform your employer and area labor inspector directly, as soon as possible

• Give precisions relating to circumstances i.e. place of accident, eye witnesses, third party responsible for the accident. As soon as all information is received, the employer will fill the accident declaration (A1) in 6 copies

• The doctor should fill in the medical certificate of the first hand state of the injury sustained (A2).

• Ask the doctor to give RSSB a medical certificate of the prolongation of incapacity of injuries every 30 days. This prolongation must not exceed 150 days.

• You must equally inform your employer to give the RSSB a receipt of payment/non-payment.

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• At the end of the treatment, ask your doctor to fill the certificate of healing& consolidation of injuries (A5).

• Keep careful the bills for medical treatment or food given by the hospital.

What are you entitled to in case of work-related accident or disease?

• Free Medical care • Daily sickness allowances • Incapacity social security benefits • Incapacity Lump sum benefits • Survivor’s benefits

In case of death due to work-related accident or disease eligible survivors will receive:

• Widow/widower allowances • Orphan allowances • Parent allowances Who are your eligible survivors?

• Non-divorced wife, married at least six months before your death;

• All the children who are not married, not working for a salary and are either the deceased’s legitimate children or those legally adopted or those born outside legal marriage but recognized by law as his or hers and are less than 18 years old or less than 25 years old if students, or without age limit if they are disabled and cannot work for a salary;

• Biological parents or legally adopted ones.

How are survivors’ allowances calculated?

The survivor’s allowances are fixed in

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percentages of the remuneration (salary) serving as the base for calculating incapacity benefits at the rate of;• 30% for the widow or widower• 15% for each orphan of father or mother• 20% for each orphan of father and mother • 10% for each direct or adopted parent

N.B: An accident befalling a worker at the occasion of a crime or an offence committed by the worker or an intentional fault on his or her part is not covered by RSSB.

Contribution The contribution to the branch of pension is shared between the worker and his employer at the rate of 3% of the worker’s remunerations each of them, while the contribution to the branch of Occupational Hazards is exclusively made by the employer at the rate of 2% of the workers remunerations.

During the month which follows the end of each quarter, the employer declares your gross salaries and remits corresponding documents (declarations and pay slip)

NB: Declarations and pay slips are submitted to RSSB district branches across the country and RRA Offices.

Pension and Occupational hazards declaration dates

1st Quarter: 30th April2nd Quarter: 31st July 3rd Quarter: 31st October4th Quarter: 31st January

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Note: Soon the institution will be able to pay pensioners on a monthly basis and contributions will be collected and declared monthly.

Sanctions for an employer who does not fulfill his obligations

Surcharge for late payment; all remittances effected after the deadline are surcharged by 1.5% per month for the delay of the list of declared personnel and 1.5% for the delayed payment to the bank.

Forced payment of contribution; the employer who fails to remit the contributions on time is subjected to the procedure of forced recovery in conformity with the law.

Penal Sanctions; ; these can be expected in case of absence or faulty registration; failure to declare employees’ salaries; failure to pay contributions in the given time; failure to respect rules and regulations governing declaration of work-related accidents and diseases; false or inexact declarations.

3. MEDICAL SCHEME BRANCH

What is medical insurance as covered by Rwanda Social Security Board (RSSB)?

Medical Insurance is a scheme of RSSB entrusted with taking care of the management, organization and functioning of a medical insurance scheme for people working with either the public sector or the private sector, based on the principle of solidarity among its members.

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BeneficiariesBeneficiaries of the medical insurance scheme are:

1. Members

• A member shall be any civil servant working for the state, a public institution, government project or any other public institution, whose salary is paid out of state budget;

• Pensioners who previously contributed towards the medical insurance scheme before retirement

• All staff members of a private institution whose membership has been requested (and accepted) according to the following modalities:

Application letter addressed to the Director General;

Issue Salary scale records for the whole staff (gross salary, basic salary, authorized allowances and deductions);

Trade certificate for commercial corporations; Registration certificate issued by ministry

of local government for non-governmental organizations;

Legal authorization for associations to operate;

Valid clearance certificate issued by Rwanda revenue authority;

Number of dependents for each employee (spouse and legitimate children)

2. Members dependents

Each member is authorized to have medical care provision extended to his/her family members;1. His/her legitimate spouse;

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2. His/her legitimate or legally adopted child;3. A child to whom he or she is a guardian;

The member’s “beneficiary child” is any child meeting the above requirements, that is still single and not getting any salary, aged less than 18 years or less than 25 years, if the child is still going to school, and more than 25 years if he or she is unable to carry out a salaried activity as a result of disability.

NB: To be entitled to medical treatment, each member and dependant beneficiary must be issued with a registration card. The card shall comprise of the identity information; photo and registration number of the member or dependant beneficiary.

RSSB covers the following medical care provision:• Medical consultations• Drugs, including chemotherapy• Surgical interventions• Dental care including prosthesis• Medical imaging, including CT Scan & MRI • Laboratory tests• Physiotherapy • Hospitalization• Eye treatment including provision of; lenses

and frames • Lower / upper limb prosthesis & Orthesis• Dialysis • Full Medical check-up

ADVANTAGES OF THE MEDICAL SCHEMES

1. Geographical accessibility

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With a view to helping its members get eas1.1. Health facilities partners1.1.1 Public health centers and those run by

faith-based organizations1.1.2 Specialized medical services;1.1.3 District hospitals;1.1.4 National referral hospitals

Private Health Centers and Hospitals which have signed a partnership convention with RSSB:

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NO CLINIQUE DISTRICT

1. CABINET MAKIRELAX

GASABO

2. CENTRE ORDIKE

3. DOCTOR’S PLAZA CLINIC

4. ISANGANO CLINIC

5. JULIETA B. LUCAS DENTAL CLINIC

6. KIGALI DERMATOLOGY CLINIC

7. KIGALI MEDICAL CENTER

8. KIGALI MEDICAL IMMAGING & SUPPLIES CENTER

9. LA CROIX DU SUD HOSPITAL

10. LA TRIADE CLINIC

11. POLYCLINIQUE FAMILIALE

12 UBUZIMA POLYCLINIC

13 CLINIQUE DON DE DIEU

KICUKIRO

14 CLINIQUE MEDICALE APADE

15 CLINIQUE St Moise

16 MPORE – LIBERTE POLYCLINIC

17 POLYCLINIQUE DU CARREFOUR

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18 BIOMEDICAL CENTER

NYARUGENGE

19 CABINET MEDICAL DE PEDIATRIE

20 CLINIQUE MEDICAL BAHO

21 CLINIQUE LE BON SAMARITAIN

22 CLINIQUE ODONTO-STOMATOLOGIE

23 DK OPTICALS

24 EYE CARE OPTICAL

25 FAITH CLINIC

26 HARMONY CLINIC

27 KIGALI EYE CENTER

28 KIGALI OPTICAL

29 LA LIFE CLINIC

30. NU VISION OPTICALS

31 PETER BIOMEDICAL LABORATORY

32 POLYCLINIQUE DU BON BERGER

33 POLYCLINIQUE DU PLATEAU

34 POLYCLINIQUE LA MEDICALE

35 RWANDA EYE CLINIC

36 CLINIQUE MEDICALE LA PROVIDENCE

MUHANGA37 CLINIQUE LA BENEDICTION

38 CLINIQUE MEDICALE DE HUYE

HUYE

39 CLINIQUE MEDICALE DE KIBUNGO

NGOMA

40 CLINIQUE MEDICALE DE L’ARCHE

41 NDENGERA CLINIC

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1.2. Pharmacies

1.2.1 RSSB Pharmacies are 11 in provinces and 3 in Kigali City1.2.2 Pharmacies run by public hospitals and health centers as well as those run by faith-based organizations which have signed agreements with RSSB;1.2.3 Private Pharmacies in partnership with RSSB;

NO PHARMACIE DISTRICT

1 ABIRWA

NYARUGENGE

2 ALVARUS

3 BETHZATHA

4 BENI LTD

5 EZA

6 FELSEN

7 FIDELE

8 GOAL

9 IRAMIRO

10. LA DIVINE

11 L’AN 2000

12 LE CARREFOUR

13 LICORNE

14 MUHIRE

15 PEACE

16 PHARMAPLUS

17 PHARMASAVE

18 PHARMAVIE

19 PHARMEDICA

20 SANA

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21 SANGWA

22 SCORE

23 SUNBEAN

24 TRAMED

25 TRESOR

26 UMURAVA

27 UNIPHARMA

28 CONTINANTALE

GASABO

29 DOLCE& BELLA

30 DU CALME

31 EXODUS

32 GISA TRAIL

33 HEALTH CARE

34 IDEALE

35 INOUPHARMA

36 LA REFERENCE

37 MARANATA

38 NEW HOPE

39 PHARMAMED

40 ROYALE

41 SCORE

42 SUN SHINE

43 TECHNI PHARMA

44 TETA

45 ALMANDA

KICUKIRO

46 DELIGHT

47 EXPERIENCE

48 MAREBE

49 MENIPHAR

50 NOVA

51 SABANS

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52 SPERANZA

53 CHARITE’

MUHANGA

54 PHARMACHOICE

55 PILLAR

56 VICTORY

57 LAGO

RUBAVU58 PHARMACIE DE RUBAVU

59 VINCA

60 SUN RISE

HUYE 61 VICTORY

62 VIVA

63 BONA CURATIO NGOMA 64 URUMURI

65 DE BYUMBA

GICUMBI

66 BIMOPHAR

RUSIZI

67 PREFERENCE

NYANZA

68 EPHAR

MUSANZE 69 MUSANZE

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NB: The number of RSSB’s partners in delivering medical services increases constantly as their selection is a continuous process.

2. Financial accessibility

The Ministry of Health, in collaboration with RSSB, drew up a list of medical treatments and drugs to be refunded by insurance companies, including RSSB, on the basis of their costs and of the purchasing power of the people of Rwanda.

3. No categorization

Each RSSB member is entitled to have access to any medical care refundable by RSSB provided by any health facility that has signed an agreement with RSSB.RSSB members pay their contributions according to their basic salary and are entitled to health care provision covered by RSSB according to their needs.

4. Risk mutualisation

Medical care provision does not depend on the amount of members’ contributions already paid.The solidarity principle obliges long standing members to pay for new members when they fall sick.That solidarity also applies between employees earning a big salary and those with meager salaries, between unmarried and employees with large families, between healthy and sickly people, etc.NB: Any sickness risk is therefore shared by all

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members of the group.

5. Membership registration

Membership registration with RSSB is neither subject to prior medical testing nor to any paperwork on health status: the group is registered as such without considering the health status of each member of the group.

ContributionsThe contribution paid to RSSB represents 15% of employee’s basic salary. It is paid by both the employer and the employee at the rate of 7.5% each.The employer is responsible for deducting, declaring and paying their employee’s contribution to RSSB. The contribution is deducted on a monthly basis and paid not later than the 10th day of the following month.

Beneficiary’s share for accessing health care (patient’s contribution)The patient’s contribution amounts to 15% of the bill for medical treatment and/or prescribed drugs. RSSB covers 85% of the bill.

NB: RSSB also covers the medical insurance for pensioners with 7.5% contribution deducted from their monthly pension.

WOULD YOU LIKE TO KNOW WHETHER YOUR CONTRIBUTIONS ARE REGULARLY PAID?

Check out your contributions by using internet

You can now get your account statement online. Visit RSSB’s website through this link: https://

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www.rssb.rw and go to the online services link on the homepage, then navigate through the employee registration tab and fill all required information. You will receive an email containing your password.

NOTE: In case you don’t receive your password in the Inbox, you can always check in the SPAM box. Remember to always use the password in order to log in and have access to your social security status.

Check out your contribution by using mobile phone

You can also check out your account status by use of phone SMS, follow this example: Type the word IMISANZU and then put * followed by your RSSB Affiliation Number e.g.10156722G and again * the year e.g.2009 and send to 0788301952

NB: Phone SMS is only limited to knowing the status of one year of entry due to limited space of the message count in phones. Check whether your contribution are paid regularly by visiting RSSB Branches located in all the Districts of the country of the message count in phones.

Check whether your contribution are paid regularly by visiting RSSB Branches located in all the Districts of the country

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PROV-INCES

DISTRICT TELEPHONE e-mails

KIGALI CITY

NYARU-GENGE

0788477023 [email protected]

GASABO 0788467025 [email protected]

KICUKIRO 0788652791 [email protected]

NOTH-ERN PROV-INCE

MUSANZE 0788653072 [email protected]

BURERA 0788568705 [email protected]

GAKENKE 0788486985 [email protected]

GICUMBI 0788741001 [email protected]

RULINDO 0788408423 [email protected]

SOUTH-ERN PROV-INCE

HUYE 0788855500 [email protected]

GISAGARA 0788565552 [email protected]

NYANZA 0788403022 [email protected]

KAMONYI 0788454050 [email protected]

MUHANGA 0788565185 [email protected]

NY-AMAGABE

0788854259 [email protected]

NYARU-GURU

0788650039 [email protected]

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EAST-ERN PROV-INCE

RWAMAGA-NA

0788556883 [email protected]

BUGESERA 0788745393 [email protected]

GATSIBO 0788510564 [email protected]

KAYONZA 0788479927 [email protected]

NYAGATARE 0788572701 [email protected]

NGOMA 0788414739 [email protected]

KIREHE 0788533022 [email protected]

WEST-ERN PROV-INCE

KARONGI 0788775700 [email protected]

NGORORE-RO

0788415879 [email protected]

NYABIHU 0788676132 [email protected]

NY-AMASHEKE

0788627437 [email protected]

RUBAVU 0788561300 [email protected]

RUSIZI 0788449464 [email protected]

RUTSIRO 0788758817 [email protected]

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Plot 1003 Ubumwe Cell, African Union Boulevard, Kiyovu, Nyarugenge

P.O.Box 250/6655 kigaliTel: +598400 Fax +250 584445 .

Email: [email protected]: www.rssb.rw