‘Contis Payment Solutions’

Contents• Contis Business Overview

– Contis Credentials

• Contis Products – Travel Sector– Payroll Sector

• Contis Technical Capabilities– Contis’ end-to-end payment and banking solution– Contis Integration Capabilities

• Why Contis?

Contis Credentials• Principal Member and shareholder of Visa Europe• Issuer, Processor and Bin Sponsor of Visa Debit Cards• FCA E-Money license holder passported through all EU states• Omni-channel account management – Online, Mobile and Phone• Loyalty, Rewards and Cashback Programmes• All services in house – processing, customer services, client take on/delivery• Own technical development centre in Ahmedabad, India• Winner of The Card and Payments Awards 2015 – Best Prepaid Card• Over 4 million cards in circulation

Travel Sector

In-store

OnlineCorporate

Loyalty

Travel Card

• GBP/EUR/USD• Competitive FX rates and fees• E-money account• Mobile app with currency converter• Create loyalty when spending back

home• Send money anywhere• Omni-channel account management

Mobile

Home Currency Converter Card management Sending money Payments

Payroll Sector

Clients• De Poel – White label• Transline - Partner/co-

branding

Key Benefits• Safe, effective and efficient

payment channel• Money management tool

for bills, transfers, transaction information

• E-account easy access via mobile app and online

Ideal for:

Freight, Shipping, Overseas students, remittance.

Contis Technical Capabilities

End-to-end solution provides competitive advantage

Contis’ end-to-end payments solution…Contis serves as the bank, debit card issuer and payment processor

• Removes reliance on third-parties• Provides greater control and flexibility• Connected directly to Visa via Contis' own endpoint

and local banking networks

An industry leader in loyalty and reward program management • Results in greater client engagement (vested client

interest in activation, utilisation and cardholder spend)• Joint marketing initiatives with clients are deployed

Integrated e-Money account provides a superior solution compared to a traditional standalone debit card

…Integrated with a unique, e-money account capability…

Each Visa debit card is integrated seamlessly with an e-Money account

• One balance with numerous ways to access and spend seamlessly

• Transfer money immediately between account holders• Funds can be sent to any bank account anywhere in the

world• Separate funds for bill payment • Remittance at competitive FX rates with immediate

access 24/7 • Mobile Apps (iOS and Android) to take control of

finances on the move

Contis Integration Capability

Why Contis?

• Unique, in-house end to end provider of complete payment solutions

• Incremental revenue streams• Mobile payment solutions• Insight into customer spending patterns beyond own brand• Business Intelligence - Customer behaviour analysis to drive

loyalty and retention• Flexible cost model tailored to your requirements

Contis Group Ltd.Navigation House • Belmont Wharf • Skipton • North Yorkshire • BD23 1RL

Wayne MarajHead of Business Development

Contis Group

01756 693 24507971 373 904

wayne.maraj@contisgroup.com