O{–Go"hn]6/ M sd{rf/L ;~ro sf]ifsf] q}dfl;s k|sfzg . jif{ % . c+s @@ . @)&$ df3, kmfNu'g / r}q .

sd{rf/L ;~ro sf]ifn] s'n ;|f]t @ vj{ %% cj{ @( s/f]8 ?k}ofF kl/rfng u/]sf] 5 . utaif{ @ vj{ @$ cj{ &) s/f]8 ?k}ofF sf]ifn] kl/rfng u/]s]f lyof] . cfly{s aif{ @)&#÷&$ sf] n]vf k/LIf0f kZrft of] ljQLo ljj/0f ;fj{hlgs ePsf] xf] .

sd{rf/L ;~ro sf]if Joj:yfkgn] ldlt @)&$ r}q ! ut] k|]; e]63f6 sfo{qmddf hf/L u/]sf] k|]; gf]6 cg';f/ s'n ;|f]t kl/rfngdWo] pQm cjlwdf s'n nufgL @ vj{ $( cj{ ## /x]sf] 5 . o:tf] nufgL ut jif{ @ vj{ !* cj{ #^ s/f]8 /x]sf] lyof] . To;}u/L sf]ifsf] v'b d'gfkmf ;ldIff cjlwdf ! cj{ *( s/f]8 /x]sf] 5 eg] ut jif{ ! cj{ %* s/f]8 ?k}ofF /x]sf] lyof] .

v'b d'gfkmfdWo] (@ k|ltzt /sd ;~rotf{sf] lxtdf vr{ ug]{ u/L sf]ifn] ;~rostf{ d'gfkmf jfF8kmfF8 sf]ifdf ! cj{ %# s/f]8 cyf{t v'b d'gfkmfsf] *! k|ltzt -utaif{ ?= !=@( cj{ cyf{t v'b d'gfkmfsf] *) k|ltzt_ jfF8kmfF8 ul/Psf] 5 . ;f] d'gfkmf afF8kmfF8 sf]ifdf hDdf ul/Psf] /sdjf6 ;~rostf{nfO{ cfly{s aif{ @)&#÷&$ sf] z'? ;~rosf]if df}Hbftsf] )=&% k|ltzt -utaif{ )=^% k|ltzt_ /sd d'gfkmfsf] ?kdf ljt/0f u/L To:tf] d'gfkmf /sdnfO{ ;~rostf{sf] gfddf a]tg s0ff{nL ;~rostf{ xfO{8«f] kfj/ sDkgL lnld6]8sf] z]o/df nufgL ug]{ k|of]hgsf nflu ;~rostf{ z]o/ nufgL sf]ifdf hDdf ug]{ Joj:yf ul/Psf] 5 . tbg'?k ;~rostf{ z]o/ nufgLsf]ifdf @ cj{ *@ cj{ s/f]8 hDdf ePsf] 5, ;f] /sddWo] * s/f]8 ?k}ofF nufgL eO{ ;s]sf] 5 .

;~rostf{ sNof0fsf/L sf]ifdf @) s/f]8 *# nfv cyf{t v'b d'gfkmfsf] !! k|ltzt -utaif{ ?= !%=(( s/f]8 cyf{t v'b d'gfkmfsf] !) k|ltzt_ afF8kmfF8 ul/Psf] 5 . o; sf]ifaf6 ;~rostf{sf] lxtsf nflu sfhs[of vr{ #) xhf/, b'3{6gf Ifltk"lt{ ! nfv @% xhf/, cf}ifwf]krf/ ;"ljwf @% xhf/ b]lv %) xhf/;Dd / ;'Ts]/L tyf lzz' :ofxf/ vr{ & xhf/ % ;o -b'O{ k6s;Dd_ k|bfg ul/+b} cfPsf] 5 .

o; sf]ifaf6 vr{ ug]{ u/L ljz]if k|s[ltsf s8f /f]ux? h:tf] a|]g x]D/]h, SofG;/, d[uf}nf 8fO{nfl;; tyf k|Tof/f]k0f, x6{ ;h{/L, x]kf6fO{;L; aL / PrcfO{eL cflbnfO{ ;Daf]wg ug]{ u/L ;~rostf{ :jf:Yo ;xof]u of]hgf nfu" ug]{ tof/L eO{ /x]sf] 5 .

a]tg s0ff{nL xfO{8«f] kfj/df ;~rostf{sf] z]o/ :jfldTj k|]; gf]6df pNn]v eP cg';f/ sf]ifaf6 k|jlw{t a]tg s0ff{nL ;~rostf{ xfO{8«f] kfj/ sDkgL lnld6]8df sf]ifsf ;~rostf{sf] rfln; k|ltzt z]o/ :jfldTj /xg] 5 . ^** d]ufjf6 Ifdtfsf] ;f] kl/of]hgfsf] xfn DPR sf] sfo{ k|f/De ePsf] / ljQLo ;|f]tsf] Joj:yfkgsf] nflu sf]ifnfO{ sDkgLn] cg'/f]w u/L ;s]sf] cj:yf 5 . To:t} e]/L aaO{ ax'pb]ZoLo hnljWo"t kl/of]hgfsf] lgdf{0f ;d]t o;} sDkgLn] ug]{ ljifodf ;/sf/L:t/df 5nkmn eO{ /x]sf] 5 .

SMS Alert System z'? x'“b}sf]ifdf cfj4 ePsf ;~rostf{x?sf] ;~rosf]if tyf ;fk6L ;DaGwL sf/f]jf/sf] ;"rgf df]jfO{n kmf]gsf] P;=Pd=P;= k|0ffnLsf] dfWodaf6 sf/f]af/ x'Fbfs} avt hfgsf/L u/fpg] p2]Zon] sf]ifn] SMS Alert System nfu" u/]sf] 5 .

;/sf/L lghL Pjd\ ;+ul7t If]qsfsd{rf/Lx?sf] ;~ro sf]ifsf] Joj:yfkg ug]{, :j/f]huf/ / a}b]lzs sfdbf/x?sf] nflu ;~ro sf]ifsf] Joj:yfkg ug]{ / ;~rostf{x?sf nflu lga[lQe/0f of]hgf / cGo ;fdflhs ;'/Iffsf of]hgfx? ;~rfng ug]{ sf]ifsf] k|d'v lhDd]jf/L /x]s]f 5 . xfn sf]ifdf % nfv ^) xhf/ ;~rostf{ /x]sf 5g\ .

sf7df08f}+ l;+xb/jf/l:yt sf]ifsf] ;~rostf{ ;]jf s]Gb|nfO{ zfvf sfof{nodf :t/f]Gglt ul/Psf] 5 . ldlt @)&$ r}q @ ut]sf] lg0f{o cg';f/ sf7df8f}+ pkTosf aflx/sf zfvf sfof{nox?n] ug{] ;/xsf] ;Dk"0f{ sfdx? ug{] u/L ;~rostf{ ;]jf s]Gb| l;+xb/jf/nfO{ zfvf sfof{nodf :t/f]Gglt ul/Psf] xf] .

cf] P08 Pd geP ;Ddsf nflu df}h'bf s'n b/aGbLaf6} ldnfg ug{] u/L xfn sfof{no k|d'v k|aGws tx *, n]vf tyf k|zf;g zfvf zfvf clws[t tx ^, ;~rostf{ ;]jf zfvf zfvf clws[t tx ^, k|d'v ;xfos tx % -%_ b/aGbL ;+/rgf

nfu" ul/Psf] 5 .

;~rostf{nfO{ k|efjsf/L ?kdf ;]jf tyf ;'ljwf k|bfg ug{] p2]Zon] ljut rf/ jif{ cufl8 :yfkgf ul/Psf] ;~rostf{ ;]jf s]Gb|, l;+xb/jf/sf] sf/f]af/sf] ;+Vof / bfo/f k|To]s jif{ j[l4 x'Fb} uO{ /x]sf], d'n'ssf] k|d'v k|zf;lgs s]Gb|df /x]sf]] ;f] ;]jf s]Gb| kfos :yfgdf /x]sf]n] ;~rostf{nfO{ ;]jf k|fKt ug{ ;xh ePsf] / To; :yfgaf6 kmfF6af/L OG6«L, 8f6f z4Ls/0f nufot lwtf]df cfwfl/t ;fk6Lx? ;DaGwL sfo{ ug{ ;lsg] ;Defjgf ;d]tnfO{ b[li6ut u/L zfvf sfof{nodf :t/f]Gglt ul/Psf] xf] .

l;+xb/jf/df zfvf sfof{no

sf]ifsf] s'n ;|f]t kl/rfng @ vj{ %% cj{

sf]ifsf] :jLs[t ;+u7gfTds ;+/rgf cg'?k sd{rf/L b/aGbL ldnfg ug]{ l;nl;nfdf @)&$÷!!÷@* b]lv nfu" x'g] ul/ sfod d'sfod d's// x'g] clws[t sd{rf/Lx?nfO{ kb:yfkg kq k|bfg ub}{ sf]ifsf sf= k|zf;s bLks /f}lgof/, d'Vo clws[t /fh]Gb| sfˆn] nufot .

d'gfkmfsf] (@ k|ltzt /sd ;~rotf{sf] lxtdf vr{

cltl/Qm ;dodf sfddf nufpg] / sf]ifsf] gLlt lgod Pj+ :jLs[t ah]6sf] ;Ldfleq /xL vfhfvr{ k|bfg ug{] / dftxtsf sd{rf/Lsf] sfo{ ;Dkfbg nIf tf]sL cfjZostfcg';f/ sfo{ ;Dkfbg ;Demf}tf ug{ ;Sg] clwsf/ k|bfg ul/Psf] 5 .

o;}u/L bf];|f] kIfsf] sfo{ ;Dkfbg nIf cg'?ksf] pknlAw xfl;n ug{ ;xhLs/0f / ;dGjostf{sf] e"ldsf lgjf{x ug{] lhDd]jf/L klxnf] kIfsf] x'g] 5 . h;df, :jLs[t ah]6 tyf pknAw ef}lts ;|f]tsf] Joj:yfkgsf] dfWodaf6 cfjZos ef}lts ;|f]tsf] pknAwtf ;'lglZrt ul/lbg], sd{rf/Lsf] :jLs[t b/aGbLsf] ;Ldfleq /xL pknAw dfgj ;+;fwgsf] j}1flgs ljt/0fsf] dfWodaf6 cfjZos dfgj ;+;fwgsf] pknAwtf ;'lglZrt ul/lbg], sfo{ ;Dkfbg nIf;Fu ;DalGwt ;|f]t ;fwgsf] pknAwtf Pj+ k|rlnt sfg"gsf] clwgdf /xL ug'{kg{] gLltut lg0f{o jf :jLs[lt oyf;dfodf ul/lbg] / s'g} sfo{;Dkfbg nIf cg'?ksf] pknlAw xfl;n ug{ csf{] ljefusf] ;xof]u / ;dGjo cfjZos kg{] ePsf ;xhLs/0f / ;dGjo sfod ul/lbg] d'Vo lhDd]jf/L /x]sf] 5 . bf];|f] kIfn] k|:t't u/]sf] sfo{;Dkfbg nIf / ;f] sf] pknlAw ;lxtsf] dfl;s sfo{ k|ult ljj/0fsf] cfwf/df sf]ifsf] k|zf;s, ;DalGwt d'Vo clws[t / of]hgf cg'udg tyf d"NofFsg ljefusf]sf] ljefuLo k|d'v /x]sf] ;ldltaf6 k|To]s dlxgf sfo{ ;Dkfbg:ft/sf] cg'udg tyf d"Nof+sg x'g] 5 . ;Demf}tfdf sfo{;Dkfbg d"Nof+sg k|lqmof nufot sfo{;Dkfbg d"Nof+sgsf yk cfwf/x? ;d]tsf] klxrfg ul/Psf] 5 .

*) k|ltzt jf ;f] eGbf a9L sfo{;Dkfbg nIo xfl;n ePdf bf];|f] kIfnfO{ jf bf];|f] kIfsf] l;kmfl/;df ;DalGwt zfvf sfof{nosf sd{rf/Lx?nfO{ klxnf] kIfaf6 plrt cfly{s k|f]T;fxg jf u|]8 k'/:sf/, a}b]lzs tflndsf] cj;/ nufotsf pko'Qm k'/:sf/af6 k':s[t ul/g] ;Demf}tfdf pNn]v 5 .

sf]if ultljlw

@

sf]ifn] ;~rostf{nfO{ ;fk6L k|jfx ug]{ k|of]hgsf] nflu If]q lj:tf/ u/]sf] 5 . sd{rf/L ;~ro sf]if, ;~rostf{ ;fk6L sfo{ljlw, @)&# sf] cg';"rL @) -s_ df ;+zf]wg eO{ sf]xnk'/ gu/kflnsf / ;'v{]t lhNnf cGtu{t lwtf] k|of]hgsf nflu ;fk6L If]qsf] lj:tf/ ul/Psf] 5 .

lj:tf/ ePsf If]qx?df sf]xnk'/ rf}/fxf cf;kf;sf s]xL If]q, rk/uf}8L / sf]xnk'/ gu/ljsf; ;ldltaf6 ljsl;t If]q nufot ;'v]{tsf d+unu9Lb]lv af+u]l;dn, w'lnofla6 Pj+ nfl6sf]OnL ;8sv08sf] bfofFafofFtkm{sf If]qx? /x]sf 5g\ .

;+zf]wgdf ;fljssf] If]qnfO{ oyfjt ub{} gofF If]q ;dfj]z ul/Paf6 To; e]usf yk ;~rostf{ nfeflGjt x'g] ck]Iff sf]ifn] u/]sf] 5 .

;'v{]t / sf]xnk'/df

;~rostf{ ;fk6L If]q lj:tf/

kmfF6af/L OG6«L

lgb{]lzsf–@)&$

sf]ifsf zfvf sfof{nox?sf] lhDd]jf/L / sfo{If]q qmdzM lj:tf/ ul/b} cfPsf] kl/k|]Iodf zfvf sfof{nox?af6 ;+sng ul/Psf kmfF6af/Lx? ;DalGwt zfvf sfof{noaf6 g} OG6«L ug{] ;DaGwdf ;+nUg zfvf sfof{noaf6 kmfF6af/L OG6«L ug{] lgb{]lzsf–@)&$ nfu" ePsf] 5 .

;~rostf{nfO{ :yfgLo :t/df g} k|efjsf/L ;]jf ;'ljwf k|bfg u/L ;]jf k|jfxsf] u'0f:t/Lotf Pj+ ljZj;lgotf clej[l4 ug]{ p2]Zon] sf]ifn] ;DalGwt ;~rostf{ sfof{noaf6 kmfF6jf/Lx? Pj+ a}+s ef}r/x? k|fKt u/L zfvf sfof{noaf6} ;~rostf{sf] vftfdf n]vf+sg ug]{ k|lqmof z'? u/]sf] xf] . h;af6 sf]ifsf zfvf sfof{nox?sf] lhDd]jf/L / sfo{If]q ;d]t lj:tf/ ePsf] 5 .

zfvf sfof{no k|d'vx?;“u sfo{;Dkfbg ;Demf}tf

sd{rf/L ;~ro sf]ifsf sfo{afxs k|zf;s Pj+ d'Vo clws[t / zfvf sfof{no kf]v/f, lj/f6gu/, x]6f}8f / a'6jnsf sfof{no k|d'vaLr sfo{ ;Dkfbg ;Demf}tf ePsf] 5 .

sd{rf/L ;~ro sf]ifsf sfo{afxs k|zf;s bLks /f}lgof/ Pj+ d'Vo clws[t /fh]Gb| sfkm\n] -klxnf] kIf_ / zfvf sfof{no kf]v/fsf sfof{no k|d'v lblnk/fh kf}8]n, lj/f6gu/sf sfof{no k|d'v zfGtf uf}td, a'6jnsf sfof{no k|d'v 6f]kf/fd kl08t / x]6f}8fsf sfof{no k|d'v w'|j e6\6/fO{ -bf];|f] kIf_ n] sfo{ ;Dkfbg ;Demf}tfdf x:tfIf/ ug'{ ePsf] xf] .

;Demf}tf cg';f/ :jLs[t sfo{ ljj/0f cg'?ksf] sfo{ ;Dkfbg u/L sf]ifsf] ;~rfns ;ldltaf6 :jLs[t cf=j= @)&$÷&% sf] zfvf sfof{nosf] nflu tf]lsPsf] jflif{s sfo{qmddf lgwf{l/t sfo{ ;Dkfbg nIf cg'?ksf] pknlAw xfl;n ug{] lhDd]jf/L bf];|f] kIfsf] x'g] 5 .

of] sfo{;Dkfbg ;Demf}tf cg'?ksf] k|ult d"Nof+sg ldlt @)&$ >fj0f ! b]lv @)&% c;f/ d;fGt;Dddf ;DkGg u/]sf] sfdsf] cfwf/df x'g]5 . sfo{ ;Dkfbg nIf xfl;n ug{ :jLs[t sfo{ ljj/0f tyf k|rlnt sfg"gn] tf]s]sf] clwsf/ afx]s bf];|f] kIfnfO{ :jLs[t sfo{ ljj/0fn] lgwf{/0f u/]sf] sfd, st{Jo, tyf lhDd]jf/L afx]s dftxtsf] s'g} sd{rf/LnfO{ sfo{ ;Dkfbg nIf;Fu ;DalGwt ljz]if lhDd]jf/L k|bfg ug'{ kg{] ePdf To:tf] lhDd]jf/L k|bfg ug{] / ;f] lhDd]jf/L k'/f u/]sf] cfwf/df sf]ifsf] gLlt lgod Pj+ :jLs[t ah]6sf] ;Ldfleq /xL pko'Qm k|f]T;fxg jf k'/isf/ lbg], sfo{ ;Dkfbg nIf / ;f] sf] pknlAw;Fu cfj4 x'g] u/L dftxtsf] sd{rf/LnfO{ cfjZostfg';f/

/;'jfu9L hnljB't\ sDkgL / ;f~h]g hnljB't\ sDkgLsf] l;ldt ;fwf/0f z]o/ -cfOlkcf]_ afF8kmfF8 ePsf] 5 . b'j} cfof]hgfsf k|d'v tyf laqmL k|aGwssf] pkl:yltdf r}q !* ut] cfOtjf/ z]o/ afF8kmfF8 ul/Psf] xf] . sd{rf/L ;~ro sf]ifsf ;~rostf{;Fu}

;+:yfks sDkgLsf nufgLstf{nfO{ ;+o'Qm ?kdf z]o/ afF8kmfF8 ul/Psf] xf] .

/;'jfu9L n] lgisfzg u/]sf] cfO{lkcf]df %) b]lv &) lsQf;Dd ;]o/ dfu u/]sf ;~ro sf]ifsf ;~rostf{n] dfu cg';f/ g} ;]o/ k|fKt u/]sf 5g\ . *) lsQfb]lv %)) lsQf;Dd dfu ug]{ nufgLstf{dWo] ^* xhf/ !* hgfn] *) lsQf tyf kfFr hgfn] &! lsQf ;]o/ k|fKt u/]sf 5g\ . kmfu'g !! b]lv #) ut];Dd /;'jfu9Ln] klxnf] r/0fdf sd{rf/L ;~ro sf]ifsf ;~rostf{sf nflu ! s/f]8 ## nfv $@ xhf/ (% lsQf ;fwf/0f ;]o/ lgisfzg u/]sf] lyof] .

klxnf] r/0fdf sd{rf/L ;~ro sf]ifsf ;~rostf{sf nflu lgisfzg ul/Psf] ;f] ;]o/df Ps nfv ** xhf/ (^# cfj]bsn] %=)@ u'0ff a9L ^ s/f]8 ^( nfv ^^ xhf/ @^ lsQf ;]o/ dfu u/]sf lyP . cfj]bg u/]sf s"n cfj]bsdWo] Ps xhf/ *% cfj]bssf] tLg nfv !# xhf/ ^%^ lsQf ;]o/sf] dfu cfj]bgdf b]lvPsf] q'6Lsf sf/0f /4 ePsf] 5 . Ps nfv *& xhf/ *&* hgf cfj]bssf] ^ s/f]8 ^^ nfv %@ xhf/ #&) lsQf ;]o/ ;b/ ePsf] lyof] .

%) lsQf ;]o/ ;]o/ dfu ug]{ @$ xhf/ !** hgfnfO{ %) lsQfsf] b/n] !@ nfv ( xhf/ $)) lsQf ;]o/ afF8kmfF8 ul/Psf] 5 . To:t} ̂ ) lsQf ;]o/ dfu u/]sf %&( hgf cfj]bsnfO{ ^) lsQfsf] b/n] #$ xhf/ &$) lsQf ;]o/ afF8kmfF8 ul/Psf] 5 . &) lsQfb]lv %)) lsQf;Dd ;]o/ dfu ug]{ Ps nfv ̂ # xhf/ !!! hgf cfj]bsnfO{ &) lsQfsf] b/n] Ps s/f]8 !$ nfv !& xhf/ &&) lsQf ;]o/ ljt/0f ul/Psf] 5 . &) lsQf;Dd ;]o/ dfu u/]sf ;a} cfj]bsn] dfu cg';f/sf] g} ;]o/ k|fKt u/]sf 5g\ .

o;/L afF8kmfF8 u/]/ afFsL /x]sf] ̂ nfv *) xhf/ !*% lsQf ;]o/ *) lsQfb]lv %)) lsQf;Dd cfj]bg ug]{ Ps nfv ^@ xhf/ ^#( hgfdWo] uf]nfk|yfaf6 ^* xhf/ !* hgfn] yk !) lsQf ul/ *) lsQf ;]o/ afF8kmfF8 ul/Psf] 5 . o;af6 afFsL /x]sf] kfFr lsQf ;]o/ ($ xhf/ ^@! hgfnfO{ uf]nfk|yfdf ;xeflutf u/fP/ Ps lsQfsf b/n] kfFr hgfnfO{ ljt/0f ul/Psf] xf] .

o:t}, ;f~h]g hnljB'Q sDkgLn] klxnf] r/0f kmfu'g !! b]lv #) ut];Dd sd{rf/L ;~ro sf]ifsf ;~rostf{sf nflu lgisfzg u/]sf] ;]o/ ;d]t cfOtaf/ afF8kmfF8 ePsf] 5 . ;f~h]gn] &! nfv !& xhf/ %)) lsQf ;fwf/0f ;]o/ lgisfzg u/]sf]df Ps nfv *% xhf/ #% hgf cfj]bsn] rf/ s/f]8 @) nfv #! xhf/ @)) lsQf ;]o/ dfu u/]sf lyP . ;f~h]gdf cfj]bg u/]sf ;a} Ps nfv *% xhf/ #% hgf cfj]bsnfO{ #) lsQfsf b/n] %% nfv %! xhf/ %)

lsQf ;]o/ afF8kmfF8 ul/Psf] 5 . sDkgLdf cfj]bg u/]sf Ps nfv *% xhf/ #% hgf cfj]bsdWo] Ps nfv %^ xhf/ ^$% cfj]bsnfO{ afFsL /x]sf] !% nfv ^^ xhf/ $%) lsQf ;]o/ yk !) lsQfsf b/n] ;]o/ afF8kmfF8 ul/Psf] 5 .

o;/L x]bf{ Ps nfv %^ xhf/ ^$% cfj]bsn] $) lsQf ;]o/ k|fKt u/]sf 5g\ eg] @* xhf/ #() hgf cfj]bsn] dfq #) lsQf ;]o/ k|fKt u/] . klxnf] r/0fdf lgisflzt cfO{lkcf]df Go"gtd %) b]lv a9Ldf #)) lsQf;Dd cfj]bg lbg;Sg] Joj:yf lyof] .

;fGh]g xfO8«f]kfj/n] bf];|f] r/0fdf v'nf u/]sf] cfOkLcf]df ( xhf/ %^$ hgfn] cfj]bg lbPsf 5g\ . pgLx?n] @^ s/f]8 *@ nfv #& xhf/ ^ ;o ?k}ofF a/fa/sf] ;]o/ e/]sf x'g\ . bf];|f] r/0fdf C0f k|bfos sDkgL, ;~ro sf]if tyf /;'jf lhNnfsf sd{rf/Lx?nfO{ ;]o/ v'nf ul/Psf] xf] . s'n cfj]bsdWo] C0fbftf sDkgL / /;'jf lhNnfsf sd{rf/Lsf tkm{af6 * xhf/ (&& hgfn] cfj]bg lbPsf 5g\ . pgLx?af6 @^ nfv $@ xhf/ $#) lsQfdf @^ s/f]8 $@ nfv $# ?k}ofFsf] cfj]bg k/]sf] 5 .

o;}u/L sd{rf/L ;~ro sf]ifsf %*& hgf sd{rf/Ln] klg ;]o/ e/]sf 5g\ . pgLx?n] #( xhf/ ($^ lsQfsf nflu #( nfv ($ xhf/ ̂ ;o ?k}ofFsf] cfj]bg lbPsf] laqmL k|aGws gful/s nufgL sf]ifn] hfgsf/L lbPsf] 5 .

o:t} /;'jfu9Ldf ( xhf/ %&! hgf cfj]bsaf6 %! s/f]8 #@ nfv %* xhf/ ?k}ofF a/fa/sf] cfj]bg k/]sf] 5 . cfj]bg lbg]df C0f k|bfos sDkgLx? / /;'jf lhNnfsf sd{rf/Lx? u/L s'n * xhf/ (*^ hgf cfj]bsn] $# nfv (# xhf/ &#) lsQfsf nflu cfj]bg lbPsf 5g\ . pgLx?af6 $# s/f]8 s/f]8 (# nfv &# xhf/ ?k}ofFsf] cfj]bg k/]sf] xf] .

o;}u/L, ;~ro sf]ifsf %*% hgf sd{rf/Ln] & nfv #* xhf/ *%) lsQfdf cfj]bg lbPsf 5g\ . pgLx?af6 & s/f]8 #* nfv *% xhf/ ?k}ofF cfj]bg k/]sf] laqmL k|aGws l;4fy{ Soflk6nn] hfgsf/L u/fPsf] 5 .

sf]if ;dfrf/

#

/;'jfu9L / ;fGh]g xfO8«f]kfj/

;~rostf{nfO{ ;]o/ afF8kmf8

/;'jf lhNnfsf] lrlnd]df /x]sf] ;fGh]g hnlaB't cfof]hgfsf] lgdf{0fflwg ;'?∙dfu{ .

sf]ifsf] cfly{s jif{ @)&#÷&$ df v'b d'gfkmf ! cj{ *( s/f]8 #& xhf/ ! xhf/ ^#@ ?k}ofF /x]sf] 5 . cfly{s jif{ @)&#÷&$ sf] clGtd n]vf kl/If0f ;DkGg eP kZrft of] v'b d'gfkmf sfod ePsf] xf] . v'b d'gfkmfdWo] ! cj{ %# s/f]8 #* nfv (* xhf/ $*$ ?k}ofF d'gfkmfsf]ifdf hDdf ul/Psf] 5 . ;f] d'gfkmf sf]ifdf hDdf ul/Psf] /sdaf6 ;~rostf{nfO{ cfly{s jif{ @)&#÷&$ sf] z'? ;~ro sf]if df}Hbftsf] )=&% k|ltzt /sd d'gfkmfsf] ?kdf ljt/0f ul/g] 5 . To:tf] ljtl/t d'gfkmf /sdnfO{ ;~rostf{sf] gfddf j]tg s0ff{nL ;~rostf{ xfO8«f] kfj/ sDkgL lnld6]8sf] ;]o/df nufgL ug{] k|of]hgsf nflu ;~rostf{ ;]o/ nufgL sf]ifdf hDdf ug{] Joj:yf ul/Psf] Joj:yfkgn] hgfPsf] 5 .

sf]ifdf gofF lgo'lQm x'g] sd{rf/Lx?nfO{ b/aGbL pknAw eP;Dd sf7df8f}+ pkTosf aflx/sf zfvf sfof{nox?df of]Uotfqmdsf] cfwf/df zfvf sfof{nosf] qmd lgwf{/0f u/L kb:yfkg tyf ;?jf ul/g] 5 .

sd{rf/L ;~ro sf]ifdf sfo{/t sd{rf/Lx?sf] ;?jf ;DaGwL Joj:yfnfO{ kf/bzL{, Jojl:yt / k"jf{g'dfg of]Uo agfpg] clek|fon] ;f] dfkb08 ;fj{hlgs ul/Psf] xf] . sf]ifsf] sd{rf/L ;]jfzt{ lgodfjnL -;+zf]wg ;lxt_, @)$* sf] lgod !! sf] pklgod -(_ sf] clwgdf /xL agfOPsf] ;f] dfkb08df gofF lgo'lQm x'g] sd{rf/Lsf] ;+Vof zfvf sfof{nodf l/Qm kb eGbf a9L ePdf of]Uotfqmdsf] kl5Nnf] qmdsf] cfwf/df zfvf sfof{nodf kb:yfkg ul/g] pNN]v 5 .

kb l/Qm ePkl5 of]Uotfqmdsf afFsL sd{rf/Lx?nfO{ qmdfg';f/ zfvf sfof{nodf kb:yfkg ub{} nlug] 5 . ;?jf tyf kb:yfkg ubf{ of]Uotf, ln+u,

hft, wd{ / cGo cj:yfsf] cfwf/df s'g} ;+/If0f x'g] 5}g .

o;}u/L sf]ifdf xfn sfo{/t sd{rf/Lx?nfO{ zfvf sfof{nodf ;?jf jf kb:yfkg ubf{ to cGo dfkb08df zfvf sfof{nodf ;?jf jf kb:yfkg ubf{ sd{rf/LnfO{ kfos / cg's'n x'g] u/L l/Qm kb pknAw eP;Dd ljleGg zfvf sfof{nosf] 5gf}6 ug{] cj;/ k|bfg ul/g] 5 . klt÷kTgL b'j} hgf sf]ifdf sfo{/t ePsf] cj:yfdf b/aGbL pknAw eP;Dd Pp6} sfof{nodf ;?jf jf kb:yfkg ul/g] 5 .

;?jf jf kb:yfkg dfkb08sf] cGo qmddf ljutdf Ps k6s klg zfvf sfof{no guPsf sd{rf/Lx?, a9'jf jf sfod d'sfod kfPsf sd{rf/Lx?, a9'jf jf sfod d'sfod kfPsf sd{rf/Lx?, sf]ifsf] dgf]gogdf cWoog ljbfdf /x]sf sd{rf/Lx? -cWoogsf] ;dflKt kZrft_ / u|]8 k'/:sf/ kfPsf sd{rf/Lx? /x]sf] hgfOPsf] 5 .

sf]ifsf] kl/kq g++ ((( cg';f/ sfo{/t sd{rf/Lx?nfO{ @)&$ df3b]lv nfu' x'g] u/L k|f]T;fxL k'/isf/ :j?k @ u|]8 j[l4af6 k'/is[t ul/Psf] 5 . sd{rf/L ;~ro sf]if, k|f]T;fxL k'/isf/ tyf b08 ;DalGw sfo{ljlw adf]lhd sd{rf/Lx?nfO{ ;f] u|]8 j[l4 k|bfg ul/Psf] xf] . o;/L u|]8 j[l4af6 k'/is[t x'g] sd{rf/Lx?sf] ;FVof *! /x]s]f 5 .

;?jf dfkb08 lgwf{/0f;?jf k|0ffnL yk Jojl:yt, kf/bzL{ / k"jf{g'dfgof]Uo x'g] ljZjf;

u|]8af6 sd{rf/Lx? k'/:s[t

sf]if ultljlw

sd{rf/L ;~ro sf]ifsf ;~rostf{x?sf] z]o/ nufgL /x]sf] a]tg s0ff{nL xfO8«f]kfj/ cfof]hgfdf yk laQLo ;|f]t h'6fpg] ljifodf ;dembf/L ePsf] 5 . sf]if Pj+ glan a}+s / P;lacfO{ a}+slar a}+lsª ;xlaQLos/0f dfkm{t C0f Aoa:yfkg ug]{ ;xdltkqdf ldlt @)&$ r}q @( ut] x:tfIf/ eP;Fu} cf}krfl/s ?kd} cfof]hgfsf] C0f Aoa:yfkg sfo{ cl3 a9]sf] xf] .

a]tg s0ff{nL ;~rostf{ xfO8«f]kfj/ sDkgL lnld6]8n] cuf8L a9fPsf] ^** d]ufjf6 Ifdtfsf] pQm cfof]hgf lgdf{0fsf] nflu C0f Joj:yfkg ug{ o;cl3 ;f] sDkgLsf] ;~rfns ;ldltn] sf]ifnfO{ cf}krfl/s cfu|x u/]sf] lyof] . ;f]xL adf]lhd cfof]hgfsf] ljQLo ;|f]t Joj:yfkg ug]{ ;Gbe{df sf]if / pQm a}+sx?aLr ljQLo ;|f]t Joj:yfkg ug]{ ;dembf/Lkqdf x:tfIf/ ;DkGg ePsf] xf] . ;xdltkqdf sf]ifsf tkm{af6 sfo{jfxs k|zf;s bLks /f}lgof/n] x:tfIf/ ug'{ePsf] 5 eg] g]kfn P;lacfO{ a}+ssf tkm{af6 k|d'v sfo{sf/L clws[t cg's'n e6gfu/ tyf glan a}+ssf tkm{af6 k|d'v sfo{sf/L clws[t clgns]z/L zfxn] x:tfIf/ ug{'ePsf] 5 .

sf]ifsf sfo{jfxs k|zf;s bLks /f}lgof/åf/f ldlt @)&$ r}q #) ut] hf/L ul/Psf] kl/kqdf pNn]v ePcg';f/ b'a} a}+sx?n] cfof]hgfsf] nflu cfjZos cf+lzs ;|f]t cyf{t @% cj{ ?k}of;Dd a}+lsË ;xljQLos/0f ;d"x u7g u/L C0f Joj:yfkg ug]{5g\ .

$

sf]if ultljlw

sf]if Joj:yfkg / o'lgogaLr 5nkmn

sd{rf/L ;~ro sf]ifsf kbflwsf/Lx?åf/f g]kfn jfo' ;]jf lgudsf] ;+of]hgdf lgudn]] vl/b ug{ nfu]sf] Po/j;sf] vl/b k|lqmof Pj+ lgdf{0f r/0fsf] cjnf]sg ul/Psf] 5 . @)!* clk|n !! b]lv !( ;Dd k|mfG;sf] nflu ePsf] cjnf]sg e|d0f cfof]hg lgudn] u/]sf] lyof] . ;f] Po/j; ul/b ug{ lgudnfO{ sf]ifn] C0f nufgL u/]sf] 5 . cjnf]sg e|d0fdf d'Vo clws[t /fh]Gb| sfkm\n], sf=d'=gf=d'=c= e/t j:tL / sf=d'=gf=d'=c= ch'{g s'df/ uf}td ;xefuL x'g'x'GYof] .

@)!* clk|n !^ b]lv @) ;Dd AIT EXTENSION yfONof08åf/f cfof]lht u|fxs ;Dks{ Joj:yfkg tflnddf sf]ifsf @! hgf clws[t sd{rf/L ;xefuL x'g' ePsf] 5 . tflndsf] ko{j]Ifssf ?kdf k|jGws -l;len OlGhlgo/_ kjg b]phf /xg' ePsf] lyof] .

@)!* clk|n * b]lv !$ ;Dd MDI CAMPUS u'+8ufFj OlG8ofåf/f cfof]lht P8efG; d]g]hd]G6 sf]if{df sf]ifsf @! hgf clws[t sd{rf/L ;xefuL x'g' ePsf] 5 . tflndsf] ;dGjostf{sf] ?kdf al/i7 k|jGws bfdf]b/ k|;fb ;'j]bL /xg' ePsf] lyof] .

@)!* dfr{ !( b]lv @# ;Dd PDUNASS, lbNnL ef/tåf/f cfof]lht u|fxs ;Dks{ Joj:yfkg tflnddf sf]ifsf @& hgf clws[t sd{rf/L ;xefuL x'g' ePsf] 5 . tflndsf] ko{j]Ifssf ?kdf k|jGws w|'j k|;fb ltjf/L /xg' ePsf] lyof] .

@)!& l8;]Da/ !! b]lv !^ ;Dd PDUNASS lbNnL ef/tåf/f cfof]lht ;fdflhs ;'/Iffsf] Joj:yfkg tflnddf sf]ifsf # hgf clws[t sd{rf/L ;xefuL x'g' ePsf] 5 .

@)&$ efb| @# b]lv @& ;Dd g]zgn o'lgog a}+lsu ODKnf]O{ dn]lzofåf/f cfof]lht tflnddf o'lgogsdL{ a}s'07 cof{n / 8Da/f b]jL cof{n ;xefuL x'g' ePsf] lyof] .

@)!* km]a|'c/L !( b]lv @@ ;Dd ADIAF sf] jflif{s ;fwf/0f ;efdf sf]ifsf sfo{jfxs k|zf;s bLks /f}lgof/ sf=d'=gf=d'=c= lji0f' k|;fb kf}8]n / sf=d'= k|aGws /lj tfdf+u ;xefuL x'g' ePsf] lyof] .

@)&$ d+lz/ $ b]lv !) ;Dd APRO kmfOgfG; ;]S6/ sGk|m/]G; OG8f]g]lzofåf/f cfof]lht tflnddf o'lgogsdL{ wd{ k|;fb vgfn ;xefuL x'g' ePsf] lyof] .

sd{rf/L ;~ro sf]if Joj:yfkg / sfo{/t o'lgogaLr ;d;fdlos ljifodf 5nkmn ePsf] 5 .

sf]ifsf] ;+:yfut ;'b[l9s/0fsf] nflu b'j} kIfaf6 ;xof]u k'¥ofpg] p2]Zosf ;fy ;f] 5nkmn sfo{qmdsf] cfof]hgf ul/Psf] lyof] .

kfs{ len]h l/;f]6{, a'9flgns07df @)&$ df3 @^ / @& cfof]lht ;f] 5nkmn sfo{qmddf ;xefuLx?n] sf]ifsf] ;+:yfut ;'b[l9s/0fdf ljBdfg ;d:ofx?sf] ;dfwfgdf hf]8 lbPsf lyP . sfo{qmddf dfgj ;+;fwg tyf cfGtl/s Joj:yfkg ljefusf ljefuLo k|d'vn] 5nkmnsf nflu ljifoj:t'sf] ljj/0f k|:t't ug'{ ePsf] lyof] . To:t} sf]ifdf sfo{/t tLg j6} o'lgogx?sf tkm{af6 a]Unfa]Un} sfo{kq k|:t't ePsf] lyof] .

sfo{qmdnfO{ ;Daf]wg ub{} sfo{jfxs k|zf;s bLks /f}lgof/n] o'lgogx?sf] ;xof]uL e"ldsfsf] k|z+;f ub{} ;+:yfsf] k|utLsf nflu cfufdL lbgdf ;d]t o'lgog / Joj:yfkgsf] ;'dw'/ ;DaGw x'g'kg{] atfpg' eof] .

d'Vo clws[t /fh]Gb| sfkm\n]n] sf]ifdf o'lgogx?n] lgjf{x u/]sf] ;xof]uL e"ldsf ;x«flgo /x]sf] eGb} ;femf ;d:ofsf] ;dfwfgdf o'lgogn] b]vfPsf] ;'ema'emk"0f{ lqmofsnfksf nflu wGojfb lbg' eof] .

sfo{qmddf ljefuLo k|d'vx?, pkTosfdf /x]sf al/i7 k|aGwsx? / tLg j6} o'lgogsf $÷$ hgf k|ltlglwx?sf] ;xeflutf /x]sf] lyof] .

sfo{qmdsf] ;~rfng dfgj ;+;fwg tyf cfGtl/s Joj:yfkg ljefusf k|aGws w|'j k|;fb ltjf/Ln] ug'{ ePsf] lyof] .

sd{rf/L ;~ro sf]ifaf6 ljleGg ;fk6L lnO{ ;fk6L r'Qmf gug]{ C0fLx?nfO{

sf]ifsf] cToGt h?/L ;"rgf

sf]ifaf6 laleGg ldltdf 3/ ;fk6L, z}lIfs C0f / ;/n rqm shf{ pkef]u u/]sf C0fLx?n] sf]ifnfO{ a'emfpg' kg]{ lgoldt ls:tf -;fFjf tyf Jofh_ /sd Pj+ shf{sf] efvf gf3]sf C0fLx?n] sf]ifnfO{ e'Qmfg ug{'kg]{ ;Dk"0f{ ;fFjf Jofhsf] /sd la=;+= @)&$ r}q d;fGt leq o; ljefudf Pj+ C0f lnPsf] sf]ifsf] zfvf sfof{nox?df ;Dks{ u/L a'emfpg x'g ;"lrt ul/G5 .

7d]n l:yt sfof{noaf6 C0f pkef]u ug{' ePsf ;~rostf{x?n] tn pNn]lvt a}+ssf] vftf gDa/x?df /sd a'emfO{ tkl;n Mail ID df ef}r/ k7fO{lbg'x'g cg'/f]w ul/G5 .

bflvnf ug]{ a}sx?sf] gfd / vftf g+=

!_ lxdfnog j}s ln=M )!()))@@(*)!)*,

@_ g]kfn OGe]i6d]G6 j}s ln=M ))$)!)!)@%$#&#,

#_ Pe/]i6 j}s ln= M ))!))!)%))))!*

Mail Id: hloan@epfnepal.com.np

sd{rf/L ;~ro sf]if;+rostf{ shf{ tyf c;'nL ljefu

7d]n, sf7df08f} , kmf]g g+= $@!%@)^, $@%@%@* / $@%@%)*

%

^

clGtd n]vf

sd{rf/L ;~ro sf]if-sd{rf/L ;~ro sf]if P]g, @)!( adf]lhd :yflkt_

jf;nft@)&$ cfiff9 d;fGt

/sd ?=

ljj/0f cg';"rL o; jif{ ut jif{

!= sf]ifsf] ;|f]t

1.1 ;~ro sf]if ! 246,534,361,879 217,605,822,006

1.2 d'gfkmfaf6 l;h{gf ul/Psf] hu]8f tyf cGo sf]if @ 6,230,533,567 4,658,407,465

1.3 k"FhLut hu]8f sf]if # - -

1.4 bfloTjx? $ 988,001,492 875,037,312

1.5 Joj:yfx? % 1,634,628,751 1,556,494,003

hDdf 255,387,525,689 224,695,760,786

@= sf]ifsf] pkof]u

2.1 gub tyf a}+s df}Hbft ^ 6,364,004,244 4,173,385,539

2.2 /fli6«o artkq tyf C0fkqdf nufgL & 13,988,043,877 15,465,620,948

2.3 d'2tL lgIf]kdf nufgL * 54,500,000,000 58,042,356,065

2.4 l8j]Gr/df nufgL ( - -

2.5 z]o/df nufgL !) 3,056,628,141 2,220,530,741

2.6 kl/of]hgf shf{ !! 32,331,739,110 23,365,507,672

2.7 ;~rostf{ ;fk6L !@ 141,399,405,881 118,148,413,785

2.8 cfjf; kl/of]hgfdf nufgL !# - -

2.9 l:y/ ;DklQdf nufgL !$ 728,729,393 757,706,416

2.10 l:y/ ;DklQ !% 406,239,882 377,966,093

2.11 lgdf{{0ffwLg ;DklQ !^ 8,767,223 2,168,353

2.12 ljljw ;DklQ !& 2,603,967,938 2,142,105,174

hDdf 255,387,525,689 224,695,760,786

&

clGtd n]vf

sd{rf/L ;~ro sf]if-sd{rf/L ;~ro sf]if P]g, @)!( adf]lhd :yflkt_

cfo ljj/0f@)&# >fj0f ! ut]b]lv @)&$ cfiff9 d;fGt;Dd

/sd ?=

ljj/0f cg';"rL o; jif{ ut jif{

!_ C0f tyf nufgLaf6 cfDbfgL !* 18,246,606,574 15,166,946,400

@_ Aofh vr{ !( 14,882,677,483 12,792,334,783

#_ s'n d'gfkmf -!–@_ – 3,363,929,091 2,374,611,617

$_ ljljw cfDbfgL @) 142,255,176 127,019,877

%_ Joj:yfkg vr{ 908,035,558 870,917,630

s_ sd{rf/L vr{ @! 746,105,823 720,805,139

v_ ;~rfng vr{ @@ 110,899,677 98,961,066

u_ x|f; vr{ 48,576,128 48,892,749

3_ ljQLo vr{ 2,453,930 2,258,676

^_ shf{ tyf nufgL hf]lvd Joj:yfsf] cl3sf] d'gfkmf -#±$—%_ – 2,598,148,709 1,630,713,864

&_ shf{ tyf nufgL hf]lvdsf] Joj:yf @# 707,788,499 51,604,076

*_ shf{ tyf nufgL hf]lvdsf] Joj:yf kl5sf] d'gfkmf -^—&_ – 1,890,360,210 1,579,109,788

(_ ckn]lvt shf{sf] cfDbfgL÷vr{ ;dfof]hg cl3sf] d'gfkmf -*±(_ 1,890,360,210 1,579,109,788

!)_ ckn]lvt shf{sf] v'b vr{ -cfDbfgL_ @$ (3,341,622) -

!!_ v'b d'gfkmf -gf]S;fg_ 1,893,701,832 1,579,109,788

*

clGtd n]vf

sd{rf/L ;~ro sf]if-sd{rf/L ;~ro sf]if P]g, @)!( adf]lhd :yflkt_

gub k|jfx ljj/0fcfly{s jif{ @)&#÷&$

/sd ?=

ljj/0f o; jif{ ut jif{

!= sfo{ ;~rfngaf6 gub k|jfx

• o; jif{sf] v'b d'gfkmf -gf]S;fg_ 1,893,701,832 1,599,017,417

• x|f; s§L tyf cjn]vgdf j[l4 -sdL_ 48,576,128 48,892,749

• hf]lvd Joj:yfsf nflu vr{df j[l4 -sdL_ 707,788,499 51,604,076

• ;~ro sf]ifdf Jofh vr{ 14,882,677,483 12,792,334,783

• bfloTj tyf Joj:yfx?df j[l4 -sdL_ 186,378,996 181,631,683

• ljljw ;DklQdf sdL -j[l4_ (461,862,764) (99,620,214)

hDdf 17,257,260,174 14,573,860,494

@= ljQLo >f]tjf6 gub k|jfx

• ;~ro sf]ifdf j[l4 -sdL_ 14,045,862,390 17,248,142,125

• hu]8f sf]ifx¿df j[l4 -sdL_ (321,575,730) (1,568,611,960)

hDdf 13,724,286,660 15,679,530,165

#= nufgLdf gub k|jfx

• /fli6o jrtkq tyf C0fkq nufgLdf lkmtf{ -yk_ 1,477,577,071 (239,222,590)

• z]o/ nufgLdf lkmtf{ -yk_ (836,097,400) -

• d'2tL lgIf]k nufgL lkmtf{ -yk_ 3,542,356,065 (21,172,356,065)

• kl/of]hgf shf{ c;'nL -yk _ (9,035,484,032) 1,445,608,878

• ;~rostf{ ;fk6L c;'nL -yk _ (23,884,808,069) (14,052,854,135)

• l:y/ ;DklQdf nufgL lkmtf{ -yk_ - -

• cfjf; kl/of]hgf nufgL c;'nL -yk _ - -

• l:y/ tyf lgdf{0fflwg ;DklQ ljlqm -vl/b _ (54,471,764) (75,955,563)

hDdf (28,790,928,129) (34,094,779,476)

$= v'b gub k|jfx -!±@±#_ 2,190,618,705 (3,841,388,816)

%= z'? gub tyf a}+s df}Hbft 4,173,385,539 8,014,774,355

^= clGtd gub tyf a}+s df}Hbft -$±%_ 6,364,004,244 4,173,385,539

;]jf kl/ro

(

s_ ;l~rt /sddf Aofh k|bfg M

• Jofhb/ *=)) k|ltzt .

v_ d'gfkmf M

• )=&% k|ltzt -cf=j= @)&#÷&$ sf] ;~ro sf]if z'? df}Hbftsf]

cfwf/df_ a]tg s0ff{nL ;~rostf{ hnljB't pTkfbg kl/of]hgfdf

;~rostf{sf] tkm{af6 z]o/ nufgL ug]{ k|of]hgsf] nflu .

u_ ;fk6L ;'ljwfx? M

• ljz]if ;fk6LM sf]ifs6\6L vftfdf hDdf ePsf] /sdsf] ()

k|ltzt;Dd . Jofhb/ (=%) k|ltzt .

• 3/ ;fk6LM 3/ lgdf{0f ug{ jf 3/ vl/b ug{ 3/÷hUufsf] lwtf]df

clwstd !% jif{sf] tna jf ?= ! s/f]8 ;Dd . Jofhb/ (=%)

k|ltzt .

• z}lIfs C0fM 3/ hUufsf] lwtf]df ;~rostf{ jf lghsf]

klt÷kTgL÷5f]/f÷5f]/Ln] :jb]z jf ljb]zdf pRr lzIff xfl;n

ug{sf nflu clwstd ?= @% nfv;Dd . Jofhb/ (=%) k|ltzt .

• ;~rostf{ ;/n rqm shf{M 3/ hUufsf] lwtf]df Go"gtd % nfv

b]lv clwstd ?= #) nfv;Dd . Jofhb/ !) k|ltzt .

• 3/dd{t ;fk6LM 3/ dd{t ug{ 3/hUufsf] lwtf]df clwstd %

jif{sf] tna jf ?= @% nfv ?k}ofF;Dd . Jofh k|ltzt M (=%)

-e'sDk lkl8tnfO{ ! k|ltzt 5'6 _

-k'gZrM ;l~rt /sd tyf ;fk6L ;'ljwfsf] nflu dfly plNnlvt Jofhb/ cf=j=@)&$÷&% sf nflu lgwf{/0f ul/Psf x'g\ ._

3_ ;fdflhs ;'/Iff ;DaGwL sfo{qmdx? M

• ;'Ts]/L tyf lzz' x]/rfx of]hgf M k|ltk|;'tL ?= &

xhf/ % ;osf b/n] a9Ldf @ k6s;Dd .

• b'3{6gf Ifltk"lt{ of]hgf M ;]jfsfndf ;~rostf{sf]

b'3{6gfdf k/L d[To' jf k"0f{ c+ue+u ePdf ?= ! nfv

@% xhf/;Dd .

• sfhlsl/of cg'bfg vr{ M ;~rostf{sf] ;]jfsfndf

d[To' ePdf xsjfnfnfO{ Psd'i6 ?= #) xhf/ .

• cf}iflw pkrf/ ;xof]u sfo{qmdM ;fwf/0f pkrf/df ?=

@% xhf/ / s8f /f]usf] pkrf/df ?= %) xhf/;Dd .

ª_ cGo ;'ljwfx? M

• sf]ifn] C0f nufgL u/]sf cfof]hgfx?sf] z]o/df

;~rostf{nfO{ ;xeflutf -ck/ tfdfsf]zL xfO8«f]kfj/,

/;'jfu9L xfO8«f]kfj/ / ;f~h]g xfO8«f]kfj/df z]o/

k|bfg eO;s]sf] / sf]ifn] C0f nufgL u/]sf÷ug]{ cGo

cfof]hgfx?df ;~rostf{sf] z]o/ ;'lglZrt ug]{ sfo{

eO/x]sf] _

• cgnfO{g ;]jf • P08«f]O8 PlKns]zg • O{–;le{; • P;=Pd=P;= ;le{; • 6]lnsf]if

• 8f6f O{Dkf]6{–;le{; • gf]l6;af]8{ ;le{; • !) j6f zfvf sfof{no tyf ! ;]jf s]Gb|;lxtsf] ;xh

cfw'lgs ;~hfn .

sf]ifsf efjL sfo{qmdx? M

of]ubfgdf cfwfl/t lgj[lQe/0f of]hgf,

a}b]lzs /f]huf/Ldf /x]sf g]kfnL

sd{rf/L÷sfdbf/sf] ;~ro sf]if of]hgf,

of]ubfgdf cfwfl/t j[xt :jf:Yo ;'ljwf

of]hgf,

c;+ul7t tyf :j/f]huf/df /x]sf

sfdbf/ tyf sd{rf/Lsf] nflu ;~ro

sf]if of]hgf,

a]tg s0ff{nL ;~rostf{ xfO8«f]kfj/

-hnljB't kl/of]hgf_ lgdf{0f .

sf]ifsf] k|ltj4tf M

• sf]ifsf] bL3{sfnLg ljQLo ;|f]tnfO{ k"jf{wf/ ljsf;sf] If]qdf pkof]u

u/L /fi6«sf] cfly{s ljsf;df of]ubfg ug]{,

• k|efjsf/L ;|f]t Joj:yfkg / ldtJooL sfo{ ;~rfngsf] dfWodaf6

;~rostf{nfO{ ;Gt'li6 k|bfg ug]{,

• ;"rgf tyf ;~rf/ k|ljlwdf cfwfl/t u'0f:t/Lo ;]jfsf] dfWodaf6

;~rostf{nfO{ ;Gt'li6 k|bfg ug]{,

• ;fdflhs ;'/Iff sfo{qmd / bfo/f lj:tf/sf] dfWodaf6 ;fdflhs

;'/Iffsf] If]qdf sf]ifsf] kx'Fr / of]ubfgdf lj:tf/ ug]{,

• bIf Pj+ pRr dgf]jno'Qm sd{rf/Lx?sf] ;xsfo{ / ;fd"lxs k|of;sf]

dfWodaf6 sf]ifnfO{ pTs[i6 ;fdflhs ;'/Iff ;+:yfsf] ?kdf ljsf; ug]{ .

kl/kq

!)

!= jif{el/sf zlgjf/ labf

a}zfv ! * !% @@ @( h]i7 % !@ !( @^

c;f/ @ ( !^ @# #) ;fpg % !@ !( @^

efb| @ ( !^ @# #) c;f]h ^ !# @) @&

sflt{s # !) !& @$ d+l;/ ! * !% @@ @(

k'if & !$ @! @* df3 % !@ !( @^

kmfNu'g $ !! !* @% r}q @ ( !^ @# #)

@= kj{ labfx? M @=! ;fj{hlgs labf x'g] kj{x? M

-s_ gjjif{ a}zfv ! ut] zlgjf/ .-v_ dxflzj/fqL, kmfu'g @) ut] ;f]daf/ .-u_ kmfu' k"l0f{df -sf7df08f} pkTosf, wgs'6f, kf]v/f, x]6f}8f /

;'v]{t sfof{nonfO{_ r}t ^ ut] a'waf/ / wgu9L, sf]xnk'/, a'6jn, lj/f6gu/ / hgsk'/ zfvf sfof{nox?nfO{ r}t & ut] ljxLaf/ .

@=@ ;DalGwt wd{, ;+:s[lt, ef}uf]lns If]q / :yfg ljz]ifsf nflu dfq

;fj{hlgs labf x'g] kj{x? M -s_ ls/fFt /fO{, lnDa" hfltsf] pef}nL kj{–r08L k"l0f{df

-j}zfv k'l0f{df_, j}zfv !& ut] ;f]daf/ . -v_ uf}/f kj{, ebf} !* ut] ;f]daf/ .-u_ O:nfd wdfj{nDaLx?sf] kj{, O{b -Ob'Nnlkmq_ sf lbg .-3_ 57 kj{, sflQs @& ut] d+unaf/ .-ª_ O:nfd wdf{jnDaLx?sf] kj{, as/ O{b -Ob'nhf]xf_ sf lbg .-r_ ls/fFt hfltsf] pwf}nL kj{, of]d/L k'lGx–Hofk' lbj; -dªl;/

k"l0f{df, wfGo k"l0f{df_ k'if & ut] zlgaf/ .-5_ O;fO{ wdfj{nDaLx?sf] kj{ lqm;d; 8], -l8;]Da/ @% tfl/v_

k'if !) ut] d+unaf/ .-h_ td" Nxf];f/, k'if !% ut] cfOtaf/ .-em_ df3] ;+qmflGt Pjd\ df3L kj{, df3 ! ut] d+unaf/ .-`_ ;f]gd Nxf];f/, df3 @@ ut] d+unaf/ .-6_ lxdfnL cflbaf;L z]kf{x?n] dgfpg] UofNaf] Nxf];f/, kmfu'g @#

ut] laxLaf/ .-7_ l;?jfkfjgL kj{sf lbg To:tf] kj{ dgfpg] emfkf, df]/Ë,

;'g;/L, l;/xf / ;Kt/L lhNnfdf .-8_ wjyfDa' 5]plrs kj{sf lbg To:tf] kj{ dgfpg] lhNnfx?df .

#= dlxnf sd{rf/Lx?sf] nflu dfq M

-s_ xl/tflnsf -tLh_, ebf} @& ut] a'wjf/ .-v_ lhltof kj{, c;f]h !^ ut] d+unaf/ -lhltof kj{ dgfpg]

dlxnf sd{rf/Lx?sf] nflu dfq _ .

$= hfqf labf -sf7df08f} pkTosfnfO{ dfq_ M-s_ ufO{hfqf, ebf} !! ut] ;f]djf/ .-v_ OGb|hfqf, c;f]h * ut] ;f]djf/ .-u_ dT:o]Gb|gfysf] ef]6f] b]vfpg] hfqf -;f] hfqf x'g] lbg_-3_ 3f]8]hfqf, r}t @@ ut] z'qmjf/ .

%= bz} labf Mc;f]h #) ut] d+unaf/b]lv sflt{s # ut] zlgaf/;Dd -km"nkftLb]lv PsfbzL;Dd_

^= ltxf/ labf M-s_ nIdLk"hf, sflt{s @! ut] a'waf/ .-v_ uf]jw{g k"hf, Dxk"hf, g]kfn ;Djt\, sflQ{s @@ ut] ljxLaf/ .-u_ efO6Lsf, sflQ{s @# ut] z'qmaf/ .

&= lbj; labf M&=! ;a}nfO{ x'g] ;fj{hlgs lbj; labfx? M-s_ ljZj dhb'/ lbj;, -d] !_ a}zfv !* ut] d+unaf/ -v_ ;+ljwfg lbj; -/fli6«o lbj;_, c;f]h # ut] a'waf/ .-u_ cGt/fli6«o dlxnf lbj;, -dfr{ *_ kmfu'g @$ ut] z'qmaf/ .

&=@ ckfËtf ePsf sd{rf/Lx/sf] nflu dfq M cGt/fli6«o ckfËtf lbj;, -l8;]Da/ #_ dËl;/ !& ut]

;f]daf/ -g]kfn leqsf ;Dk"0f{ ckfËtf ePsf sd{rf/L x?sf] nflu dfq_

*= hGdhoGtL labf M*=! ;a}nfO{ x'g] ;fj{hlgs hoGtL labf M a'4 hoGtL, a}zfv !& ut] ;f]daf/ . *=@ ;DalGwt wdfj{nDAfLx?sf nflu dfq M-s_ u'? gfgs hoGtL, dËl;/ & ut] z'qmaf/ . -g]kfnL lzv

wdf{jnDaL_-v_ kmfu'gGb hoGtL, sflt{s @% ut] cfOtaf/ -ls/fFt wdf{jnDaL_ .

(= sfof{no xflh/ x'g] / 5'6\g] ;do M-s_ @)&% a}zfv ! ut]b]lv @)&% sflQs !% ut] ;Dd tyf @)&%

df3 !^ ut] b]lv @)&% r}q d;fGt ;Dd ljxfg !)M)) jh] b]lv ck/fGX %M)) jh];Dd / @)&% sflQs !^ ut] b]lv @)&% df3 !% ut];Dd ljxfg ljxfg !)M)) jh] b]lv ck/fGX $M)) jh];Dd

-v_ k|To]s z'qmaf/ laxfg !)M)) ah] b]lv ck/fGX !M#) ah] ;Dd .

!)= g]kfn ;/sf/n] g]kfn /fHoe/ cfsl:ds ?kdf ;fj{hlgs labfsf] 3f]if0ff u/]df ;f] lbg sf]ifdf labf x'g]5 .

!!= @)&% ciff9 d;fGtsf] lbg sf]ifsf] ;fn tdfdL lx;fa ug'{ kg]{ / @)&% efb| #! ut] sf]ifsf] jflif{sf]T;j kg]{ ePsf]n] pQm b'j} lbg sf]ifsf] afXo sf/f]af/ aGb x'g] .

b|i6Jo M

;~rostf{nfO{ k|bfg ul/g] ;]jf k|jfxdf c;/ gkg]{ u/L sfof{no ;dosf] !M#) ah] b]lv @M#) ah];Dd vfhf vfg] ;do sfod ug]{ .

sf]ifn] laqmd ;Djt\ @)&% ;fnsf] nflu b]xfoadf]lhd labfx? lbg] lg0f{o u/]sf] 5 . ;~rfns ;ldltsf] ldlt @)&$÷!@÷@& sf] a}7s g+= !%@& sf] lg0f{o adf]lhd g]kfn ;/sf/n] tf]s]sf] ;fj{hlgs labfx?nfO{ cfwf/ dfGb} sf]if k|of]hgsf] nflu labfx? lgwf{/0f ul/Psf] xf] . ;~rfns ;ldltsf] a}7s kZrft hf/L kl/kq cg';f/ g]kfn ;/sf/n] g]kfn /fHoe/ cfsl:ds ?kdf ;fj{hlgs labfsf] 3f]if0ff u/]df ;f] lbg sf]ifdf labf x'g] 5 eg] @)&% ciff9 d;fGtsf] lbg sf]ifsf] ;fn tdfdL lx;fa ug'{ kg]{ / @)&% efb| #! ut] sf]ifsf] jflif{sf]T;j kg]{ ePsf]n] pQm b'j} lbg sf]ifsf] afXo sf/f]af/ aGb x'g] 5 .

sd{rf/L ;~ro sf]ifs]Gb|Lo sfof{no, k'Nrf]s, nlntk'/

kmf]g g+= M )! %)!)!*)website : www.epfnepal.com.np

email: planning@epfnepal.com.np

sf]ifdf gjk|j]zL sd{rf/Lx?sf] ;]jf k|j]z tflnd sfo{qmd ;dfkg tyf k|df0fkq ljt/0f ;df/f]xdf pkl:yt gjk|j]zL sd{rf/Lx? Pj+ sf]ifsf clwsf/Lx? . sf]ifsf] la=g+= !$–!(÷)&#÷&$ cg';f/ zfvf clws[t kb;+Vof % / k|d'v ;xfos kb;+Vof @# sf] nflu cfj]bg dfu eP adf]lhd ;]jf k|j]z u/]sf sd{rf/Lx?nfO{ cled'lvs/0f tflnd kZrft sf]ifsf ljleGg zfvfx?df kb:yfkg ul/;lsPsf] 5 .

sf]ifsf] k'Nrf]sl:yt tflnd xndf cfof]lht z]o/ tyf l8Dof6 vftf ;DalGw cled'lvs/0f tflnddf pkl:yt sf]ifsf e"tk'j{ sd{rf/L Pj+ pRr clwsf/Lx? .

kmf]6f] lkmr/