small business lending in the united states 2012 report

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Office of Advocacy

Small Business Lending in the United States 2012

Office of AdvocacyU.S. Small Business Administration

July 2013

Created by Congress in 1976, the Office of Advocacy of the U.S. Small BusinessAdministration (SBA) is an independent voice for small business within the federalgovernment. Appointed by the President and confirmed by the U.S. Senate,the Chief Counsel for Advocacy directs the office. The Chief Counsel advancesthe views, concerns, and interests of small business before Congress, the WhiteHouse, federal agencies, federal courts, and state policy makers. Economicresearch, policy analyses, and small business outreach help identify issues ofconcern. Regional Advocates and an office in Washington, D.C., support the ChiefCounsel’s efforts.

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iii Small Business Lending in the United States, 2011-2012

Foreword I’m pleased to present Small Business Lending in the United States, the Office of Advocacy’s annual report on bank lending to small businesses. Financing is critical for small businesses; without it, they would be hard pressed to make important contributions to the nation’s economic health and well-being.

In the pages of this report, you will find the most current available information on lending to small businesses by depository institutions of various sizes in the United States. Tables in the report provide a wealth of data on the amount and number of loans made to small businesses year by year.

I can report that the overall picture looks better than it did a year ago. Although lending to small businesses was still down, the decline was less than in 2010 and 2011, an indication of progress. You will be able to track the year-by-year changes in small business lending as the economy continues to improve.

Readers can also learn more about what’s happening with the banks in their own states and localities. Detailed tables show state-by-state rankings of institutions doing small business lending. The report covers commercial, cooperative, and federal and state savings banks, as well as savings and loan associations. Geographic coverage includes the United States and its territories. Advocacy’s website contains expanded versions of Tables 3A, 3B, and 3C, listing the lending activity of all lenders in the 50 states, the District of Columbia, and the U.S. territories. Visit Advocacy’s webpage at http://www.sba.gov/advocacy for the full listing.

Questions may be addressed to Victoria Williams at (202) 205-6533 or by email: [email protected]. We welcome your questions or comments. Winslow Sargeant, Ph.D Chief Counsel for Advocacy U. S. Small Business Administration

http://www.sba.gov/advocacy

mailto:[email protected]

v Small Business Lending in the United States, 2011-2012

Contents Foreword ............................................................................................................................ iii

Introduction ......................................................................................................................... 1

Part One: Developments in Small Business Lending ......................................................... 3

I. Findings from the June 2012 Call Reports ............................................................... 3

II. Findings from 2011 CRA Reporting Institutions .................................................. 12

Conclusions................................................................................................................ 14

Data Limitations ........................................................................................................ 15

Part Two: Directory of Top U.S. Small Business Lenders ............................................... 16

Appendix A Data Notes .................................................................................................... 20

Appendix B Table Descriptions ........................................................................................ 21

1 Small Business Lending in the United States, 2011-2012

Introduction Small businesses are a crucial component of the U.S. economy. Their existence and success depend on their ability to access credit, needed for economic recovery and growth. Numerous studies have shown that small businesses, because of their size, have virtually no access to capital markets and thus rely on depository lending institutions for their credit needs.1 Small Business Lending in the United States is an annual publication that provides information on depository lending institutions and their lending patterns to small businesses.2 It covers the activities of small business lenders, including depository institutions such as savings banks, cooperative banks, savings and loan associations, and commercial banks, for data years 2007-2012.3 Geographically, the report coverage includes information for all the U.S. territories and states.4 It is designed to help small businesses identify lending institutions in their localities and to help banks learn about both the competition in the markets in which they participate and new investment opportunities. Changes in four performance measures are analyzed: the number of loans, aggregate lending, ratios of small business loans to total assets, and ratios of small business loans to total business loans. The data do not allow for SBA-guaranteed lenders to be distinguished from the overall population of depository lending institutions in the United States.

The findings in this report are based on two types of data reported by depository lending institutions to their respective regulatory agencies5 —the Call Reports for June 2012 and the Community Reinvestment Act (CRA) data for December 2011.6 The two types of small business loans reported by the Federal Deposit Insurance Corporation (FDIC) are: (1) loans secured by nonfarm nonresidential properties, or commercial real estate (CRE) loans, and (2) commercial and industrial (C&I) loans.

1 See Board of Governors of the Federal Reserve System, “Financial Services Used by Small Businesses: Evidence from the 2003 Survey of Small Business Finances,” Federal Reserve Bulletin, October 2006, Table 10, Page A186. 2 This is the 19th annual edition of this study, previously titled Small Business and Micro Business Lending in the United States, which began in 1994 with the Call Report data; four years later the CRA data were included as part of the report. 3 A cooperative bank is a financial entity that belongs to its members, who are both the owners and the customers of their bank. Cooperative banks are often created by persons belonging to the same local or professional community or sharing a common interest. They generally provide their members with a wide range of banking and financial services (loans, deposits, bank accounts). Cooperative banks differ from stockholder banks in their organization, goals, and governance. 4 In 2005 the study expanded its coverage in two respects, to include noncommercial depository institutions and coverage of U.S. territories. The territories are the Federated States of Micronesia, Guam, American Samoa, Puerto Rico, and the U.S. Virgin Islands. 5Data are compiled by the three federal banking agency members of the Federal Financial Institutions Examination Council (FFIEC): the Board of Governors of the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency (OCC). 6 See http://www2.fdic.gov/sdi/main.asp for the Call Reports, officially the Consolidated Reports of Condition and Income, which are quarterly reports filed by financial institutions with their appropriate depository regulators. Call Reports provide detailed information on the current status of a financial institution. See http://www.ffiec.gov/cra/craflatfiles.htm for CRA data. The Community Reinvestment Act was designed to encourage depository institutions to meet the credit needs of the local communities from which they obtain deposited funds. CRA data are important for understanding small business lending activities by lending institutions and bank holding companies (BHCs) in a given state.

http://www2.fdic.gov/sdi/main.asp

http://www.ffiec.gov/cra/craflatfiles.htm


Data are available only for the size of the loan and not for the size of the business; so small business loans are defined as business loans under $1 million. These business loans are separated into three size categories: $100,000 or less, $100,000 plus through $250,000, and $250,000 plus through $1 million. In the comprehensive loan data for lenders, the two largest business loan categories are merged. Micro business loans are loans of $100,000 or less, and macro business loans range from $100,000 to $1 million.

The study is divided into two parts. Discussions on developments in small, micro, and macro business lending activities by depository lenders in the United States can be found in Part One. The first section examines developments apparent in the Call Report data; the second looks at developments based on the CRA database. Analysis in this study covers data from June 2007 through June 2012 for Call Reports and the calendar year of 2011 for CRA reports.

A list of the top small, micro, and macro business lenders in the states, using both the Call Report and CRA data can be found in Part Two. For the reader’s convenience, tables listing nationwide multi-billion-dollar lending institutions are presented before the state tables. The placement is not a reflection of the lenders’ relative importance in small business lending.

The Call Report and CRA databases are important because they are the only publicly available sources of information on the small business lending activities of individual lending institutions. It should be noted that the databases are limited as indicators of both supply and demand in these small business lending markets. The data reflect only the supply of loans and only those loans provided by banks and savings and loan associations. That is, they tell only part of the small business lending story. Small firms certainly have access to other sources of credit, such as their suppliers, finance companies, family and friends, and others.

All small business lenders filing reports in the U.S. economy are examined, but the available information does not make it possible to distinguish SBA-guaranteed lenders.

Accessing the Study This report uses Call Report data from the FDIC website http://www2.fdic.gov/sdi/main.asp and CRA data from the Office of Advocacy provided by Dr. James Kolari of Texas A&M University. Readers interested in current and recent previous editions of Advocacy’s lending studies should visit http://www.sba.gov/advocacy/7540. Questions and Suggestions Technical questions may be addressed to Ms. Victoria Williams at (202) 205-6533 or by email: [email protected]. .


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Part One: Developments in Small Business Lending I. Findings from the June 2012 Call Reports

A. Small Business Loans Outstanding from all Reporting Lending Institutions

Chart 1 Total Value of Small Business Loans by Depository Institution Size and Gross Domestic Product, June 2005 – June 2012

The U.S. economy continued to improve and the financial environment was conducive to economic growth in 2012. Borrowing and lending conditions continued to recover from the previous year, even though the improvement in recent years has been more gradual for smaller firms than for larger firms (Chart 1). Gross domestic product and other indicators have turned upward. The pace of activity in the small firm loan markets remained slow, despite relatively low interest rates. The prime rate, on which rates for most small business loans with adjustable-rate provisions are based, has been flat at 3.25 since January 2009.

Throughout the year, bankers reported easing their standards and terms on commercial and industrial (C&I) loans to businesses of all sizes.7 Small business demand for C&I loans has been uneven in the last few years, which reflects the relatively tighter standards for these loans. Commercial real estate (CRE) lending standards were eased as well, but the credit supply remained relatively tight compared with historic norms. Respondents to the Office of the Comptroller of the Currency’s survey, which covers all major loan categories, reported a slowdown in tightening of underwriting standards for

7 See Senior Loan Officer Opinion Survey.


small business loans.8 The percentage of bankers easing small business banking underwriting standards was small—suggesting that the standards are still high.

8 See 2012 Survey of Credit Underwriting Practices Report, OCC U.S. Department of Treasury.


Table A Value of Small Business Loans Outstanding for Depository Lenders by Loan Type and Size, 2007 to 2012 Billions of Dollars, Nominal

Change

2011 -2012 Loan Type and Size at Origination 2007 2008 2009 2010 2011 2012 Amount %

Commercial Real Estate

$100,000 or less 28.4 28.5 26.4 22.1 19.8 18.0 -1.8 -9.0

$100,000 to $250,000 68.8 68.6 67.1 59.6 56.4 53.1 -3.3 -5.8 $250,000 to $1 million 262.8 277.9 278.4 260.5 247.8 236.7 -11.1 -4.5 Total Commercial Real Estate 360.1 375.0 372.0 342.3 323.9 307.8 -16.1 -5.0

Commercial and Industrial

$100,000 or less 131.2 141.7 134.5 137.2 119.8 120.2 0.4 0.3

$100,000 to $250,000 57.5 57.3 55.1 51.2 47.3 46.3 -0.9 -2.0 $250,000 to $1 million 138.0 137.4 133.6 121.6 116.0 113.5 -2.4 -2.1 Total Commercial and Industrial 326.7 336.4 323.2 309.9 283.0 280.1 -3.0 -1.0

Total Small Business Loans ($1 million or less) 686.8 711.5 695.2 652.2 606.9 587.8 -19.1 -3.1

Total Large Business Loans (greater than $1 million) 1,536.8 1,797.8 1,755.3 1,599.1 1,691.2

1,893.6 202.4 12.0

Total Business Loans 2,223.5 2,509.3 2,450.6 2,251.3 2,298.2 2,481.5 183.3 8.0 Total Assets of Depository Lenders 10,789.9 11,708.4 11,905.1 11,707.5 11,816.8 12,187.5 370.6 3.1

Number of BHCs and Independent Lenders 7,456 7,360 7,224 7,023 6,826 6,639 -187.0 -2.7 Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 2007 through June 2012.

The aggregate value of small business loans outstanding from depository lending institutions

was $587.8 billion in June 2012, $19 billion less than in June 2011 (Tables A and B). The decline in small business loans slowed from 6.9 percent in June 2011 to 3.1 percent in June 2012. This smaller drop in the value of small business loans suggests that although small business lending terms and standards are easing, standards remain fairly high. Another reason for the continued decline suggested by the National Federation of Independent Business (NFIB) is that the fraction of small businesses with borrowing needs continued to be low in 2012.9

The dollar value of small business borrowing was down in all loan size categories, but the slower rate of decline shows an improvement in lending. For example, the slower decline was most pronounced in total CRE and C&I micro business loans (CRE + C&I), which were down by 1.0 percent from 2011 to 2012, compared with a decline of 12.4 percent from 2010 to 2011. On the positive side, the change in the number of loans was up for micro business loans, from negative 4.3 percent in June 2011 to an increase of 11.6 percent in June 2012 (Table C). The change in the total number of small business loans increased from negative 4.7 percent in June 2011 to 10.4 percent in June 2012.

9 See, for example, W. Dunkelberg and H. Wade, NFIB Small Business Economic Trends, National Federation of Independent Business, January 2013, 2, accessed May 2013 at http://www.nfib.com/Portals/0/PDF/sbet/sbet201301.pdf.

http://www.nfib.com/Portals/0/PDF/sbet/sbet201301.pdf


Table B Value of Small Business Loans Outstanding by Depository Lender Size, 2007 to 2012 Billions of Dollars, Nominal

Change

2011 -2012

2007 2008 2009 2010 2011 2012 Amount %

Lenders by Total Asset Size

Less than $100 million 27.3 25.3 23.7 21.9 19.5 17.6 -1.9 -9.5

$100 million to $499.9 million 129.1 130.8 129.8 125.0 116.1 111.0 -5.1 -4.4 $500 million to $999.9 million 62.0 66.4 65.0 62.7 58.4 56.0 -2.5 -4.2 $1 billion to $9.9 billion 137.8 145.6 137.0 127.7 124.9 119.8 -5.1 -4.1 $10 billion to $49.9 billion 88.1 74.4 69.2 62.7 58.8 55.6 -3.3 -5.6 $50 billion or more 242.5 269.0 270.5 252.4 229.2 227.9 -1.3 -0.6

Total Small Business Loans 686.8 711.5 695.2 652.2 606.9 587.8 -19.1 -3.1 Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 2007 through June 2012.

As mentioned, in 2012, total small business loans outstanding declined by 3.1 percent, compared with a 6.9 percent drop the previous year (Table A). The total value of small business C&I and CRE loans outstanding declined by 1.0 percent and 5.0 percent, respectively, in 2011-2012. CRE loans in the $250,000 to $1 million range had the largest dollar volume decline, $11.1 billion, which represented more than two-thirds, 68.9 percent, of the overall decline in CRE loans (Table A). Commercial and industrial loans of $250,000 to $1 million fell $2.4 billion—80 percent of the total decline in C&I loans. CRE micro loans experienced the largest percentage decline of 9 percent, which was partially offset by a small increase of 0.3 percent in C&I micro loans. Large business loans in excess of $1 million increased to healthy levels in June 2012—by $202.4 billion or 12 percent from June 2011, compared with a 5.8 percent increase in 2010-2011 (Table A). Lenders in all asset size categories had declines in small business loans outstanding during 2011-2012. Lenders with assets in two size categories ($100 million to $499.9 million and $1 billion to $9.9 billion) had the largest dollar volume declines, of $5.1 billion each, or 4.4 and 4.1 percent, respectively (Table B). These two size categories of lenders combined accounted for more than 53.4 percent of the decline in the dollar volume of small business loans outstanding. Large lenders with $50 billion or more in assets were responsible for only 7.3 percent of the total decline, and they had the lowest drop in dollar volume.

The total number of small business loans increased by 10.4 percent from 21.3 million in June 2011 to 23.5 million in June 2012 (Table C). Micro C&I loans under $100,000 accounted for practically all of the number of small business loans and for the entire increase in the total number of C&I loans in June 2012.

Large lenders dominated the number of small business loans, holding three-fourths of them (Table D). Lenders in the largest asset sizes had increases in the number of loans.


Table C Number of Small Business Loans Outstanding from Depository Lenders by Loan Type and Size, 2007 to 2012 Millions of Loans

Change

2011 - 2012 Loan Type and Size 2007 2008 2009 2010 2011 2012 Difference %


$100,000 or less 0.71 0.64 0.59 0.56 0.47 0.41

-0.06 -12.9

$100,000 to $250,000 1.11 0.51 0.51 0.46 0.43 0.41

-0.02 -5.1 $250,000 to $1 million 0.64 0.70 0.69 0.71 0.60 0.59

-0.01 -1.7

Total Commercial Real Estate 2.46 1.84 1.79 1.73 1.50 1.41

-0.09 -6.2


$100,000 or less 20.93 24.37 20.37 19.73 18.94 21.26

2.32 12.3 $100,000 to $250,000 0.62 0.55 0.54 0.51 0.49 0.48

-0.01 -2.3

$250,000 to $1 million 0.52 0.46 0.47 0.41 0.40 0.39

-0.01 -3.6 Total Commercial and Industrial 22.07 25.38 21.39 20.66 19.82 22.13

2.30 11.6

Total Small Business Loans (less than $1 million) 24.53 27.22 23.18 22.39 21.33 23.54 2.21 10.4

Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 2007 through June 2012. Table D Number of Small Business Loans Outstanding from Depository Lenders by Lender Size, 2007 to 2012 Millions of Loans

Change

2011 - 2012 Loan Type and Size 2007 2008 2009 2010 2011 2012 Difference %


Less than $100 million 0.44 0.41 0.41 0.31 0.28 0.24

-0.04 -14.3 $100 million to $499.9 million 2.01 1.41 1.38 1.23 1.09 1.04

-0.05 -4.6

$500 million to $999.9 million 1.86 1.83 1.85 1.94 1.69 1.58

-0.11 -6.5 $1 billion to $9.9 billion 4.91 5.17 1.22 1.14 1.34 1.42

0.08 6.0

$10 billion to $49.9 billion 3.03 3.46 3.19 1.56 1.52 1.57

0.05 3.3 $50 billion or more 12.28 14.95 15.13 16.21 15.41 17.69

2.28 14.8

Total Small Business 24.53 27.22 23.18 22.39 21.33 23.54 2.21 10.4Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 2007 through June 2012.

B. Ratios of Small Business Loans Outstanding to Total Assets and Total Business Loans This report uses two ratios as performance measures—the ratios of small business lending to the lenders’ total assets and that of small business loans to total business loans.


Table E Ratio of the Value of Small Business Loans Outstanding to the Value of the Assets of Depository Lenders by Loan Type and Size, 2007 to 2012 Ratio (percentage)

Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 2007 through June 2012.

The first of these measures is the ratio of the total amount of small business loans to the lenders’ total assets, which will be referred to as the total asset ratio.10 Table E shows that the mean total asset ratio has declined steadily in the last six years from nearly 16.4 percent in 2007 to 14 percent in 2012. This ratio is the share of lenders’ assets that is lent to small firms, and the table suggests that small businesses have been falling behind in the competition with other uses of capital held by lending depository institutions. The C&I mean total asset ratio declined by 24 percent, compared with a 7.2 percent decline in the ratio for CRE loans during this 2007-2012 span.

The declines in the mean total asset ratios for C&I and CRE loans in the most recent period from June 2011 to June 2012 were 5.0 and 3.8 percent respectively. C&I and CRE micro loan asset ratios had the largest declines of roughly 6.8 and 6.6 percent, respectively, a slight improvement from the double-digit declines in the previous year. The total decline in the mean asset ratio for small business loans was 4.3 percent in 2011-2012.

Table F shows the mean total asset ratio by the lender’s asset size. The ratio declines as lender size increases. For example, the smallest lenders held roughly 15 percent of total assets in small business loans, and the largest lenders’ comparable small business loan share was less than 4 percent. Overall, the small business share of mean total assets declined in lenders of all sizes from June 2011 to June 2012.

The second ratio, the mean total small business loan ratio, reflects the total small business share of total business loans. Table G presents the information by the size of the loan, and Table H shows the

10 The ratios used in Tables E-H are the mean ratios for all lenders. These ratios are derived by computing the ratio for each lender, then computing the mean for all lenders in each category shown. See Appendix A Data Notes.

Change 2011 - 2012

2007 2008 2009 2010 2011 2012 Difference %


$100,000 or less 1.62 1.61 1.48 1.37 1.21 1.13

-0.08 -6.6 $100,000 to $250,000 1.88 1.81 1.80 1.77 1.74 1.66

-0.08 -4.5

$250,000 to $1 million 5.79 5.91 6.14 6.14 6.01 5.82

-0.19 -3.1 Commercial Real Estate 9.29 9.33 9.42 9.28 8.96 8.62

-0.34 -3.8


$100,000 or less 2.87 2.69 2.40 2.22 1.99 1.86

-0.14 -6.8 $100,000 to $250,000 1.44 1.40 1.34 1.27 1.21 1.16

-0.05 -4.0

$250,000 to $1 million 2.77 2.85 2.73 2.58 2.47 2.37

-0.10 -4.1 Commercial and Industrial 7.08 6.94 6.47 6.06 5.67 5.38

-0.29 -5.0

Total Small Business Loans 16.37 16.27 15.89 15.34 14.63 14.00 -0.63 -4.3


Table F Ratio of the Value of Small Business Loans Outstanding to the Value of Total Assets of Depository Lenders by Lender Size, 2007 to 2012 Ratio (percentage) Change 2011 - 2012

2007 2008 2009 2010 2011 2012 Difference %



-0.55 -3.8


-0.68 -4.3 $500 million to $999.9 million 14.69 14.63 14.06 13.78 13.04 12.35

-0.70 -5.3



-0.19 -3.5

$50 billion or more 4.18 4.48 4.84 4.68 3.75 3.64

-0.11 -3.0

Total Small Business Loans 16.37 16.27 15.89 15.34 14.63 14.00 -0.63 -4.3 Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 2007 through June 2012. Table G Ratio of the Value of Small Business Loans Outstanding to the Value of Total Business Loans Outstanding for Depository Lenders by Loan Type and Size, June 2007 to June 2012 Ratio (percentage) Change 2011 - 2012

2007 2008 2009 2010 2011 2012 Difference %


$100,000 or less 10.23 9.90 9.38 8.92 8.17 8.19

0.01 0.2

$100,000 to $250,000 8.68 8.26 8.23 8.33 8.49 8.52

0.02 0.3 $250,000 to $1 million 22.59 22.36 23.18 23.63 23.71 23.74

0.03 0.1

Total Commercial Real Estate 41.51 40.52 40.80 40.88 40.38 40.44

0.06 0.2


$100,000 or less 16.28 15.04 13.84 13.15 12.22 12.01

-0.21 -1.7

$100,000 to $250,000 5.96 5.74 5.50 5.33 5.32 5.35

0.03 0.5 $250,000 to $1 million 10.32 10.26 9.89 9.63 9.62 9.52

-0.10 -1.0

Total Commercial and Industrial 32.56 31.05 29.22 28.11 27.16 26.88

-0.28 -1.0

Total Small Business Loans 74.07 71.57 70.02 68.99 67.53 67.32 -0.22 -0.3 Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 2007 through June 2012. information by lenders’ asset sizes. The ratio measures the success level of small business borrowers in competing for business loans against large businesses. The tables show that this ratio has been on a gradual decline, by 9.1 percent in total over the six-year period from 2007 to 2012. This downward trend is an indicator that small business borrowers have been less successful than large businesses in competing for business loans. The mean total business loan ratio declined by just 0.3 percent in 2011-2012. Small business lenders dominate the small business loan portfolios, while larger lenders hold about one-fifth of their business loan portfolios with small business borrowers (Table H). Over the six- year period, the mean ratio of small business loans by mega lenders has been uneven. Mega lenders had the largest decline, of 5.4 percent in 2011-2012, while the smallest lenders had the largest increase, of 1.6 percent.


Table H Ratio of the Value of Small Business Loans Outstanding to the Value of Total Business Loans Outstanding for Depository Lenders by Lender Size, June 2007 to June 2012 Ratio (percentage) Change 2011 - 2012

2007 2008 2009 2010 2011 2012 Difference %



1.38 1.6


-0.02 0.0 $500 million to $999.9 million 54.72 51.95 49.91 49.02 47.63 46.31

-1.32 -2.8



0.28 1.2

$50 billion or more 18.89 18.47 22.10 25.76 21.95 20.75

-1.19 -5.4

Total Small Business Loans 74.07 71.57 70.02 68.99 67.53 67.32 -0.22 -0.3 Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 2007 through June 2012.

C. All Small Loans Outstanding from Multi-billion-dollar Lending Institutions Consolidation in the banking industry changes the small business loan market through its effects on the relative importance of lenders of different sizes. Consolidation mostly affects the smallest lenders, whose small business loan share of total assets is much larger than that of mega lenders (Table F). Research suggests that mergers and acquisitions (M&As) may have relatively little effect on small business credit availability except in the smallest loan sizes (loans under $100,000), which may be affected by M&As involving very small banks with less than $100 million in assets.11 The share of total small business loans held by the largest lenders is of importance for small business borrowers. The largest lenders, those with assets exceeding $10 billion, held 48.2 percent of the value of small business loans in 2012, and more than 77.8 percent of the total assets of lending institutions (Table I). The most significant concentration of small business loans is in commercial and industrial micro loans, where these large lenders hold almost 75 percent of the total value. However, these mega lenders were less active in the commercial real estate market.

11A. N. Berger, R.J, Rosen, and G. F. Udell (2010). The Effect of Market Size Structure on Competition: The Case of Small Business Lending. Federal Reserve Bank of Chicago. Downloaded April 16, 2011, from http://www.chicagofed.org/digital_assets/publications/working_papers/2001/wp2001-10.pdf.

http://www.chicagofed.org/digital_assets/publications/working_papers/2001/wp2001-10.pdf


Table I Share of Business Loans and Total Assets by Size of Depository Institutions

Year and Loans by Size

Total Asset Size of the Lending Institution or Bank Holding Company

Total Over 50B

10B – Over 1B – 500M – 100M – Under 50B 10B 10B 1B 500M 100M

2012* Total Assets of the Institution

Commercial Real Estate $100,000 or less $100,000 to $250,000 $250,000 to $1 million

Commercial and Industrial $100,000 or less $100,000 to $250,000 $250,000 to $1 million

Total Small Business Loans Total Large Business Loans Total Business Loans

Number of Institutions 2011

Total Assets of the Institution

Commercial Real Estate $100,000 or less $100,000 to $250,000 $250,000 to $1 million

Commercial and Industrial $100,000 or less $100,000 to $250,000 $250,000 to $1 million

Total Small Business Loans Total Large Business Loans Total Business Loans

Number of Institutions

68.3

14.8 24.6 29.5

68.7 36.4 37.8

38.8 65.9 59.5

34

67.8

16.9

24.9 29.6

67.6

34.3 35.7

37.8 63.1 56.5

35

9.4

6.1 9.2

10.1

5.8 10.6 12.0

9.5

10.6 10.3

59

9.5

5.6 8.8

10.2

5.7

11.0 13.3

9.7 10.8 10.5

57

77.8

20.9 33.7 39.7

74.5 47.1 49.8

48.2 76.5 69.8

93

77.3

22.5 33.8 39.7

73.3 45.4 49.0

47.5 73.9 67.0

92

(percentage) 11.3 3.7

19.2 11.0 24.4 12.3 24.6 11.6

9.3 4.5 20.8 9.3 21.5 9.0

20.4 9.5 14.7 3.9 16.0 5.3

540 661

11.5 3.8

19.1 11.0 24.3 12.4 24.5 11.6

9.5 4.6

21.6 9.7 21.6 9.0

20.6 9.6 16.1 4.4 17.3 5.8

538 656

6.1

36.8 25.7 21.6

9.1 19.6 17.3

18.9

4.6 8.0

3,291

6.4

35.3 25.6 21.5

9.6

19.9 17.7

19.1 5.3 8.9

3,332

1.0

12.1 3.8 2.5

2.6 3.2 2.4

3.0 0.2 0.9

2,054

1.1

12.0 4.0 2.6

3.0 3.5 2.7

3.2 0.3 1.1

2,208

100

100 100 100

100 100 100

100 100 100

6,639

100

100 100 100

100 100 100

100 100 100

6,826

Source: Federal Deposit Insurance Corporation, Statistics on Depository Institutions, June 2011 through June 2012.


Table J Comparison of Assets and Business Loans of Depository Lending Institutions as Reported in Call and CRA Reports

Call Report Information (Loans and assets in billions of dollars)

Percentage of Call Report Institutions Submitting CRA Information

All Institutions CRA Institutions* Description as of June 2012 as of June 2011 2011 2010 2009 2008 2007 Small Business Loans $100,000 or less 137.4 104.2 76 88 76 71 59 $100,000 through $1 million 450.4 282 63 69 83 68 65 Total Small Business Loans 587.8 386.4 66 73 73 71 64 Total Business Loans 2,481.5 1,815.6 73 73 82 83 72 Total Assets, 2012 12,187.5 10,211.3 84 82 84 81 80 Number of Lending Institutions 6,639 624 Source: U.S. Small Business Administration, Office of Advocacy, Small Business Lending in the United States, Special tabulations for CRA prepared by the Office of Advocacy by James Kolari, Texas A&M University, College Station; June 2012 Call Reports obtained from FDIC. II. Findings from 2011 CRA Reporting Institutions

A. Small Business Lending by CRA Reporting Lending Institutions Up-to-date geographic information on the small business lending activities of depository institutions is presented in this section using the Community Reinvestment Act (CRA) data. These data show the location of loans made by lenders during the calendar year (January 1- December 31).12

In this section, Tables J and K portray the highlights of small business lending activities in the CRA data. Table J compares the Call Report information for all depository lenders with CRA data for lenders required to submit CRA reports, while Table K reflects the dollar amount and number of loans made by depository institutions filing CRA reports. Changes in CRA reporting requirements exempt smaller banks from reporting under the program, but these institutions may voluntarily collect and report small business loan information. The primary difference between the CRA and the Call Report data is that the CRA information is classified by the borrower’s location rather than the location of the bank’s headquarters. That is, CRA data show local reporting depository lenders, including large lenders that have a local presence in a state or territory, but are headquartered out of the state. Thus the CRA provides a glance at local markets and their sensitivity to demand and supply factors in small business lending. The findings from both the CRA and Call Report data show that small business lending

12 The CRA, enacted in 1977, is designed to encourage banks to meet the credit needs of the local communities from which they obtain deposited funds. The criteria for CRA lenders filing the reports changed at the beginning of 2005. As a result of the revisions made by financial institutions’ regulatory agencies, fewer lenders are required to file the annual CRA reports. The asset size for the reporting institutions was increased from $250 million to approximately $1 billion or more, thus eliminating a large number of institutions that had previously reported small business loan data. For more information see http://www.federalreserve.gov/newsevents/press/bcreg/20081217a.htm and http://www.ffiec.gov/cra/reporter.htm.

http://www.federalreserve.gov/newsevents/press/bcreg/20081217a.htm

http://www.ffiec.gov/cra/reporter.htm


Table K Value and Number of Loans Originated and Purchased by CRA Reporting Institutions, 2007 - 2011 (dollar values in billions, number in millions) Change 09 - 10* Loan Size and Assets 2007 2008 2009 2010 2011* Difference % Value of Small Business Loans $100,000 or less 146.0 119.7 73.3 56.8 55.3 -16.5 -22.4 $100,000 through $1 million 180.4 175.2 132.4 122.0 123.5 -10.4 -7.9 Total Small Business Loans 326.4 294.9 205.7 178.8 178.8 -26.9 -13.1 Number of Small Business Loans $100,000 or less 13.0 10.2 5.8 3.9 3.0 -1.9 -32.4 $100,000 through $1 million 0.5 0.5 0.4 0.3 0.3 -0.1 -15.6 Total Small Business Loans 13.5 10.7 6.2 4.3 3.3 -1.9 -31.3 Number of Lending Institutions 816 808 799 774 624 -25.0 -3.1 *Note: The 2011 data are not comparable to previous years because of changes in reporting requirements. Source: U.S. Small Business Administration, Office of Advocacy, Small Business Lending in the United States, various years, prepared for the Office of Advocacy by James Kolari, Texas A&M University, and College Station, Texas). remained weak, while declining at a slower pace than in the previous year. These findings are consistent with other reports on trends in small business lending. Again, changes in the reporting requirements that raised the reporting threshold to banks with approximately $1 billion or more in assets resulted in only 624 institutions submitting CRA reports. These multi-billion-dollar institutions accounted for 66 percent of small business loans under $1 million in 2011 (Table J).13 These lenders also accounted for 76 percent of micro business loans and 84 percent of total domestic assets. CRA reporting institutions issued a total of 3.3 million small business loans valued at $178.8 billion (Table K). B. Micro and Macro Business Lending by CRA Lending Institutions The micro and macro business lending markets remained relatively less active in 2011. Multi-billion-dollar depository lending institutions issued 3.0 million micro business loans ($100,000 or less) valued at $55.3 billion in 2011 (Table K).

13The institutions in the CRA disclosure database with and without identified balance sheets could not be discerned, with the result that there were 624 reporting lenders. Provisions in the Dodd-Frank Wall Street Reform and Consumer Protection Act require the transfer of Office of Thrift Supervision (OTS) functions to the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, Federal Reserve Board and the Consumer Financial Protection Board. The reporting requirements for OTS regulate depository institutions and loan holding companies. Under these requirements, savings and loan holding companies must file the same reports with the Federal Reserve that bank holding companies file. Consequently, the 2011 CRA data cannot be used for comparison with previous years.


Conclusions

The economy continued to improve in 2012, as some economic indicators turned positive. Some factors that affect small firm lending showed improvement, although at a slow pace. Lending and borrowing in the small business loan markets continued to be restrained. The performance measures for lending institutions suggest that small business borrowers were losing ground in competing for business loans. Both the Call Report and CRA data show that downward pressure on small business lending is easing. The data show that the average small business loan size continued to decline. The market share of small business lending by mega lenders (depository institutions with assets exceeding $50 billion) has remained relatively flat since 2008, as these lenders continued to hold more than one-third of all small business loans outstanding.

One set of indicators of the success of small firms in accessing financial capital is evaluated in this report. It is beyond the scope of this research to assess the demand and supply factors contributing to the downturn in small business lending, as both the Call Reports and CRA data do not allow for such evaluation. As economic uncertainty persists, capital markets serving small businesses remain cautious about providing more capital, while small businesses are hesitant to acquire more debt.


Data Limitations

The Call Report and CRA data provide a useful look at small loans held by all depository institutions, but the picture remains incomplete.

On the demand side, the Call Report and CRA data do not provide information on the personal or demographic characteristics of the borrowers, or characteristics of the businesses (such as employment or sales data, income or balance sheet information). Thus, these statistics do not shed light on the demand for financial capital by small business owners.

On the supply side, the Call Report and CRA data provide information on the aggregate value and number of loans originated for $1 million or less, including those secured by nonfarm, nonresidential property and commercial and industrial loans. The data do not provide information about whether the loan is a line of credit or an asset-backed loan (such as a capital lease, vehicle, or equipment loan).

Small and large firm lending is defined here by the size of the loan; however, there may be some overlap, as some small firms may have originated loans of more than $1 million and some large businesses may have originated loans of less than $1 million.

Call Report data likely underestimate the loans originated with larger lenders because these lenders are more likely to securitize loans with SBA loan guarantees; hence, only the unguaranteed portion of the loan will still be reported by the lending institution. Smaller institutions are more likely to hold the entire small business loan in house, even if the loan has an SBA loan guarantee attached.

Depository lenders hold about 60 percent of the total loans to small business borrowers from traditional sources of credit (excluding owner loans); the remaining 40 percent of loans (not included here) are from finance companies, brokerage firms, family, friends, and other businesses.

Household assets are often pledged against the debt of the business, and business and household financial assets occasionally are intertwined. Hence, a complete picture of the financial condition of small businesses requires a careful review of income statement and balance sheet information for both the household and the business.

Finally, the CRA data provide useful information on current lending primarily for larger depository lenders required to submit CRA reports. While the current size threshold at which lenders must submit a CRA report is total assets of just over $1 billion, the CRA data set includes lenders with total assets of less than $1 billion. CRA data include originations and purchases of small business loans. Originations are new loans or extensions of lines of credit and purchases are loans purchased from another lending institution in the current year.

For more information about the limitations of CRA data, see A Guide to CRA Data Collection and Reporting (http://www.ffiec.gov/cra/guide.htm).

For more information about other limitations of Call Report data, see “Disclaimer and Notes” (http://www2.fdic.gov/sdi/main.asp).

http://www.ffiec.gov/cra/guide.htm



Part Two: Directory of Top U.S. Small Business Lenders Small business lending and borrowing activities are typically local, where the borrowers and the lending institutions are located in the same community or in communities nearby. To help small businesses shop more efficiently for credit, the SBA’s Office of Advocacy prepares a directory of small, macro, and micro business lenders. The information is also useful to lenders interested in learning about the competition in small business lending.14 The business lending performance of individual lending institutions is ranked for the national market (for multi-billion-dollar lenders) and in each state. Tables 1A through 2B rank multi-billion-dollar lenders in the national market using Call Report and CRA data. Tables 3A through 4C list top small business lending institutions in individual states. Information for all reporting lenders (Tables 3A, 3B, and 3C expanded) is available on the Advocacy website, http://www.sba.gov/advocacy. Table 1A. Small Business Lending of Large Lending Institutions Based on Call Report Data, June 2012. Table 1A ranks the small business loans outstanding (loans of $1 million or less) of the 93 largest lending institutions with total domestic assets of more than $10 billion.15 Each lending institution is ranked from 1 to 93, with 1 being the top for each of four variables—the ratio of small business loans to total business loans, the ratio of small business loans to total assets, the total dollar amount of small business lending by the lending institution, and the total number of small business loans. These variables then are totaled and reranked from 1 to 88. The remaining institution is not ranked because of missing data or lack of small business lending activity.

The top five small business lenders in June 2012, based on Call Report data, were American Express Co. (first in 2011), First Citizen Bancshares (second in 2011), Wintrust Financial Corp. (sixth in 2011), Zions Bancorp (seventh in 2011), and Synovus Financial Corp. (fifth in 2011).

Table 1B. Micro Business Lending of Large Lending Institutions Based on Call Report Data, June 2012. Table 1B ranks micro business loans ($100,000 or less) outstanding of the 93 largest lending institutions with total domestic assets of more than $10 billion. Each lending institution is ranked from 1 to 93 (one being the top) for each of four variables.16 These variables then are totaled and reranked from 1 to 87; the remaining lending institutions are not ranked because of missing data or lack of micro business lending activity.

14 This study examines small business lending in the economy by all lenders in the United States. No attempt has been made to distinguish SBA-guaranteed lenders in the analysis. Lenders are ranked based on their overall lending, not lending under SBA programs. 15 Since March 2004, American Express Centurion and Capital One Bank have organized federal savings banks (FSBs) to conduct their small business credit card operations. 16 The four criteria used are the same as those for Table 1A.



The top five lenders in June 2012 were American Express Co. (first in 2011), Capital One Financial Corporation (second in 2011), GE Capital Retail Bank (formerly GE Money Bank, which was third in 2011), JPMorgan Chase and Company (fourth in 2011), and Wintrust Financial Corp. (tenth in 2011). Table 1C. Macro Business Lending of Large Lending Institutions Based on Call Report Data, June 2012. Table 1C ranks the macro business lending (loans of $100,000 to $1 million) outstanding of the 93 largest lending institutions with total domestic assets of more than $10 billion.17 Each lending institution is ranked from 1 to 93, (one being the top) for each of four variables. These variables then are totaled and reranked from 1 to 85; the remaining lending institutions are not ranked because of missing data or lack of micro business lending activity.

The top five lenders in June 2012 were First Citizens Bancshares Inc. (first in 2011), Zions Bancorporation (third in 2011), Synovus Financial Corp. (second in 2011), Fulton Financial Corp. (sixth in 2011), and Wintrust Financial Corp (twelfth in 2011). Table 2A. Small Business Lending of Large Lending Institutions Based on CRA Data, 2011. Table 2A ranks multi-billion-dollar lending institutions’ small business lending using CRA data. Information from Call Reports was employed in combination with the CRA data to perform the four-variable rankings. As in the previous studies, data covering the reporting members of a holding company were first consolidated to generate estimates for the owning holding company. Because CRA data provide location-specific information for a lender’s small business lending, information on the number of states (and territories) in which the lending institution has lending operations is also provided.

The largest 74 lending institutions with small business loans were identified, but only 72 were ranked. The five top small business lenders for 2010, using the combined ranking criteria, were First Citizen Bancshares (fourth in 2010), Synovus Financial Corp. (second in 2010), Zions Bancorporation (third in 2010), Regions Financial Corp. (tenth in 2010), and Huntington Bancshares (eleventh in 2010). Table 2B. Micro Business Lending of Large Lending Institutions Based on CRA Data, 2011. Table 2B uses information from the Call Reports along with the CRA data to obtain the four-variable rankings for these lenders. The table ranks large lenders’ micro business lending using CRA data. As in the previous studies, data from the members of a holding company were first consolidated to generate estimates for the owning company. CRA location-specific information on lenders’ micro business lending was the source for the data on the number of states in which the lender has substantial lending operations.

Of the 74 lending institutions that were identified, 72 were ranked. The five top small business lenders for 2011 using CRA data were First Citizens Bankshares (fifteenth in 2010), Zions Bancorporation (seventeenth in 2010), Synovus Financial Corp. (twelfth in 2010), POPULAR (twenty-sixth in 2010), and Bancorpsouth (twentieth in 2010). 17 The four criteria used are the same as those for Table 1A.


Table 2C. Macro Business Lending of Large Lending Institutions Based on CRA Data, 2011. Table 2C uses information from the Call Reports along with the CRA data to obtain the four-variable rankings for these lenders. The table ranks large lenders’ macro business lending (loans between $100,000 and $1 million) using CRA data. As in the previous studies, data from the members of a holding company were first consolidated to generate estimates for the owning company. CRA location-specific information on lenders’ small business lending was the source for the data on the number of states in which the lender has substantial lending operations. Seventy-four lending institutions were identified. The top five ranked for macro business lending were BB&T Corporation (fourth in 2010), US Bancorp. (fifteenth in 2010), Bank of America Corp. (twenty-seventh in 2010), JPMorgan Chase & Co. (thirty-third in 2010), and Capital One Financial Corp. (twenty-ninth in 2010). Two lenders were not ranked because of inadequate information. Table 3A. Top Small Business Lenders by State and Territory Based on Call Report Data, June 2012. Table 3A displays the small business lending performance of a lender measured on four criteria. Then the top institutions lending to small businesses in individual states are identified. The list includes the top 10 or the top 10 percent, whichever number is smaller. (Ties may increase the number.) The four rankings were summed to create a score for the small business lending activities of individual banks (see Appendix A Data Notes). A lender’s total score is the sum of the four individual decile rankings multiplied by 2.5 to attain a possible score of 100. Decile rankings range from 1 to 10.18 The ranking of all lending institutions in each state is provided on the Advocacy website, http://www.sba.gov/advocacy.

Note again that Call Report data are keyed to the institution’s headquarters location rather than the location of the lending activity. A significant amount of lending activity by large lending institutions takes place in states other than the one in which the headquarters is located. Table 3B. Top Micro Business Lenders by State and Territory Based on Call Report Data, June 2012. Table 3B provides a list of lending institutions by state that make micro business loans (loans under $100,000). Only the top 10 lenders or the top 10 percent, whichever number is smaller, are included in the list. (Ties may increase the number.) The performance of a micro loan lender in a given state is measured on four criteria. The four rankings were summed to create a score for the micro business lending activities of the individual lender. The lender’s total score is the total of the four individual decile rankings multiplied by 2.5 to attain a possible score of 100. A complete ranking of all lending institutions in each state is provided on the Advocacy website, http://www.sba.gov/advocacy. Table 3C. Top Macro Business Lenders by State and Territory Based on Call Report Data, June 2012. Table 3C provides a list of lending institutions by state that make macro business loans (loans between $100,000 and $1 million). The top 10 lenders or the top 10 percent, whichever number is 18 See data notes for detailed information on decile rankings.




smaller, are included in the list. (Ties may increase the number.) The performance of a macro business lender in a given state is measured on four criteria. The four rankings were summed to create a score for the macro business lending activities of the individual lender. The lender’s total score is the total of the four individual decile rankings multiplied by 2.5 to attain a possible score of 100. A complete ranking of all lending institutions in each state is provided on the Advocacy website, http://www.sba.gov/advocacy. Table 4A. Top Small Business Lenders by State and Territory Based on CRA Data, 2011. A list of top small business lenders for each state using CRA data is available in Table 4A. The CRA database best captures state lending information for large lending institutions. The list includes lending institutions with small business lending of more than $50 million in a given state in 2010. Data for the members of a holding company were consolidated first to generate estimates for the parent holding company. Consolidated estimates were then derived for each holding company in each state. Rankings are based solely on the dollar amount of small business lending (loans under $1 million). Table 4B. Top Micro Business Lenders by State and Territory Based on CRA Data, 2011. The CRA data are used to create a list of top micro business lenders by state in Table 4B. Included in this list are lending institutions with micro business lending of more than $10 million in a given state in 2011. Again, rankings are based solely on the dollar amount of micro business lending (loans under $100,000) in this table. Table 4C. Top Macro Business Lenders by State and Territory Based on CRA Data, 2011. This table lists top macro business lenders of more than $30 million in a given state using CRA data. The information presented is ranked based on the dollar amount of macro business lending ($100,000-$1 million). Table 4D. Total Amount and Number of Small Business Loans per Small Business Employee by State Based on CRA Data, 2011. Table 4D uses the CRA database to capture state lending information for large lending institutions. This table lists the dollar amount and number of all small business loans (loans under $1 million) and micro loans (loans under $100,000) made by state. It provides simple rankings based on the dollar amount of small business lending per number of employees in small businesses of 500 or fewer employees. Table 5. Number of Reporting Institutions by Asset Size and State and Territory Based on Call Report Data, June 2007 – June 2012. Table 5 summarizes the number of lending institutions in individual states for each of six years, and includes a listing by institution asset size for the most recent year. The asset sizes are under $100 million, $100 million to $500 million, $500 million to $1 billion, $1 billion to $10 billion, $10 billion to $50 billion, and over $10 billion.



Appendix A Data Notes Ranking Methodology and Table Descriptions Note that Tables E-H in the text employ the total assets ratios (ratios of small business loans to total assets) and the total business loan ratios (ratios of small business loans to total business loans), which are the mean ratios for all lenders. These ratios are derived by computing the ratio for each lender, then computing the mean for all lenders in each category shown.

Four variables were used to create a total score for the small business lending activities of individual lenders when feasible: (1) the ratio of small business loans to total assets, (2) the ratio of small business loans to total business loans, (3) the dollar value of small business loans, and (4) the number of small business loans. The total ranking summarizes the four individual scores.

Small lending institutions tend to score higher in some categories than larger lending institutions, and vice versa. For example, smaller lenders have a higher percentage of total assets in small business loans, but larger lenders lead in the sheer number and value of small loans. Using two ratio variables and two value variables permits a more balanced measure of lending performance by lenders of different sizes.19

For large lending institutions in the Call Reports (Tables 1A through 1C), simple rankings from 1 up were performed for each of the four variables first, with “1” as the top ranking. The four individual rankings were summed and reranked from 1 up to produce a total rank. For lending institutions in the CRA data (Tables 2A through 2C), ratio information was retrieved from Call Report data and used in combination with information from the CRA to perform Advocacy’s four-variable scheme for ranking. Again, simple rankings were performed and summed to obtain total rankings.

For rankings of all reporting lending institutions in a state based on Call Report data (Tables 3A through 3C), a decile ranking is used instead of a simple ranking. This is justified because of the much larger number of lending institutions in a given state. The decile ranking is a measure of where the individual lender falls in the distribution of all lenders within a state for any given variable. Decile rankings range from 1 to 10. Lending institutions in the top 10 percent of all lenders in the state receive the maximum score of 10; those in the lowest 10 percent receive a score of 1. Lending institutions that do not lend to small businesses (loans under $1 million) receive a 0. Four top scores will sum to 40. To make the top score total 100 rather than 40, each score is multiplied by 2.5.

For state lending using the CRA data (Tables 4A through 4C), banks were listed in order of the dollar amount of small business loans made in each state in the year. Large institutions therefore appear at the top.

19 The exception is financial holding companies that organize special credit lending institutions such as a federal savings bank or commercial bank to conduct business lending. For example, by lending through a special business lending savings bank, American Express Savings Bank will have even higher values for the two ratio criteria used in the ranking process.


Appendix B Table Descriptions Table 1A. Small Business Lending of Large Lending Institutions Based on Call Report Data, June 2012. This table ranks the small business lending of multi-billion-dollar lending institutions using the four criteria from the Call Report data that measure the emphasis on small business lending in a lender’s loan portfolio. Small business loans are defined as loans under $1 million. Numbers in parentheses represent columns in the table.

(1) Overall Ranking (Rank). Summary of small business lending rankings of large lending institutions with respect to loans under $1 million. A simple ranking is made for each of the four criteria and the total rank derived from the sum of the four rankings from variables found in columns 2-5.

(2) Ratio of Small Business Loans to Total Assets (TA Ratio). The ratio of the dollar value of small business loans outstanding under $1 million to total domestic assets for each of the 93 large lending institutions.

(3) Ratio of All Small Business Loans to Total Business Loans (TBL Ratio). The ratios of the value of small business loans outstanding to total business loans outstanding for the 93 large lending institutions.

(4) Total Dollar Amount of All Small Business Lending by the Lending Institution (Amount). The total dollar amount (in thousands) of small business loans outstanding of less than $1 million.

(5) Total Number of Small Business Loans (Number). The number of small business loans of less than $1 million.

(6) Lender Domestic Asset Size Class (Lender Asset Size). Domestic asset size class of the lending institution: • $10 billion to under $50 billion ($10B–$50B) • $50 billion and over (>$50B)

(7) Total Dollar Amount of Micro Business Loans (Amount). Similar to column 4, but for loans of $100,000 or less (in thousands of dollars).

(8) Total Number of Micro Business Loans (Number). Similar to column 5, but for loans of $100,000 or less.


(9) Total Dollar Amount of Macro Business Loans (Amount). Similar to column 4, but for loans between $100,000 and $1 million (in thousands of dollars).

(10) Total Number of Macro Business Loans (Number). Similar to column 5, but for loans

between $100,000 and $1 million.

(11) Credit Card Loans to Total Assets (CC Amount/TA). The ratio of the dollar value of credit card loans to total assets.

Table 1B. Micro Business Lending of Large Lending Institutions Based on Call Report Data, June 2012. In this table, large lending institutions are ranked using Call Report data on the basis of four criteria that measure the importance of micro business lending in a lender’s portfolio. Micro business loans are defined as loans of $100,000 or less. Numbers in parentheses represent columns in the table.

(1) Overall Ranking (Total Rank). Summarizes the rankings of large lending institutions with respect to loans under $100,000. A simple ranking of 1 and up is made first, and the total rank is derived from the sum of four rankings from the variables found in columns 2 through 5.

(2) Ratio of Micro Business Loans to Total Assets (TA Ratio). The ratio of the total dollar value of micro business loans of $100,000 or less to the total assets for each lending institution.

(3) Ratio of Micro Business Loans to Total Business Loans (TBL Ratio). For the 93 large lending institutions, ratios of the value of micro business loans outstanding to total business loans.

(4) Total Dollar Amount of Micro Business Lending by the Lending Institution (Amount). The total dollar amount (in thousands) of loans of $100,000 or less.

(5) Total Number of Micro Business Loans (Number). The number of loans of $100,000 or less.

(6) Lending Institution Domestic Asset Size Class (Lender Asset Size). Asset size class of the lending institution:

• $10 billion to under $50 billion ($10B–$50B)

• $50 billion and over (>$50B)

(7) Total Dollar Amount of Small Business Loans (Amount). Similar to column 4, but for loans of less than $1 million (in thousands of dollars).

(8) Total Number of Small Business Loans (Number). Similar to column 5, but for loans of less than $1 million.


(9) Total Dollar Amount of Macro Business Loans (Amount). Similar to column 4, but for loans between $100,000 and $1 million (in thousands of dollars).

(10) Total Number of Macro Business Loans (Number). Similar to column 5, but for loans between $100,000 and $1 million.


Table 1C. Macro Business Lending of Large Lending Institutions Based on Call Report Data, June 2012. This table ranks the “macro” small business lending of multi-billion-dollar lending institutions on the basis of four criteria from the Call Report data reflecting the emphasis on macro business lending in a lender’s loan portfolio. Macro business loans are defined as loans ranging from $100,000 to $1 million. Numbers in parentheses represent columns in the table.

(1) Overall Ranking (Rank). Summary of rankings of large lending institutions with respect to macro loans outstanding (between $100,000 and $1 million). A simple ranking of 1 and up is made for each of the four criteria and the total rank derived from the sum of the four rankings found in columns 2-5.

(2) Ratio of Small Business Loans to Total Assets (TA Ratio). The ratio of the dollar value of macro business loans between $100,000 and $1 million to total domestic assets for each of the 93 large lending institutions.

(3) Ratio of All Small Business Loans to Total Business Loans (TBL Ratio). The ratio of the value of macro business loans outstanding to total business lending for the 93 large lending institutions.

(4) Total Dollar Amount of Macro Business Lending by the Lending Institution (Amount). The total dollar amount of macro business loans between $100,000 and $1 million (in thousands of dollars).

(5) Total Number of Macro Business Loans (Number). The number of macro business loans outstanding between $100,000 and $1 million.

(6) Lender Domestic Asset Size Class (Lender Asset Size). Domestic asset size class of the lending institution:

• $10 billion to under $50 billion ($10B–$50B) • $50 billion and over (>$50B)

(7) Total Dollar Amount of Small Business Loans (Amount). Similar to column 4, but for loans of less than $1 million (in thousands of dollars).


(8) Total Number of Small Business Loans (Number). Similar to column 5, but for loans of less than $1 million.

(9) Total Dollar Amount of Micro Business Loans (Amount). Similar to column 4, but for loans of $100,000 or less (in thousands of dollars).

(10) Total Number of Micro Business Loans (Number). Similar to column 5, but for loans of $100,000 or less.


Table 2A. Small Business Lending of Large Lending Institutions Based on CRA Data, 2011. Table 2A uses CRA and Call Report data to rank the 74largest lending institutions on the basis of four criteria that measure small business lending performance. Two ratio variables were derived from the Call Reports, while the two value variables are from the CRA data. Numbers in parentheses represent columns in the table.

(1) Total Rank. This column summarizes “small business performance” rankings of the lending institution originating or purchasing loans under $1 million. A simple ranking of 1 through 74 is performed for each of the four variables and the sum of the four scores is used to derive the total rank. The four variables are shown in columns 2 through 5.

(2) Ratio of Small Business Loans to Total Assets (TA Ratio). This column shows the ratio of small business loans under $1 million to total assets for each lending institution. The amounts of small business loans and total assets used for the ratio are obtained from the June 2011 Call Report data. A high ratio indicates a lender’s willingness to place a large portion of assets in small business lending.

(3) Ratio of the Dollar Amount of Small Business Loans to Total Business Loans (TBL Ratio). The ratio of small business loans under $1 million to total business loans for each lender. The amount of small business loans and total business loans comes from the June 2011 Call Reports. Lending institutions that make business loans predominantly to small firms will rank high in this category.

(4) Total Dollar Amount of Small Business Lending (Amount). The total dollar amount (in thousands) of small business loans of less than $1 million lent by each institution.

(5) Total Number of Small Business Loans (Number). The number of small business loans of less than $1 million.

(6) States with Loans (No. of States and Territories w/ Loans). The number of states (and territories) where the lender extended small business loans.

(7) Lending Institution Domestic Asset Size Class (Institution Asset Size). Asset size class of the lending institution:




(8) Total Dollar Amount of Micro Business Loans of $100,000 or Less (Amount). Similar to column 4, but for loans of $100,000 or less (in thousands of dollars).

(9) Total Number of Micro Business Loans of $100,000 or Less (Number). Similar to column 5, but for loans of $100,000 or less.

Table 2B. Micro Business Lending of Large Lending Institutions Based on CRA Data, 2011. Table 2B uses both CRA and Call Report data to rank order 76 large lending institutions on the basis of four criteria that measure the micro business lending performance of a lending institution. Two ratio variables were derived from the Call Reports. The four individual scores are provided in the tables on the website. Numbers in parentheses represent columns in the table.

(1) Total Rank. Summary of the micro business performance rankings of lending institutions with loan originations and purchases of $100,000 or less. A simple ranking of 1 through 74for each of the four variables is performed first and the sum of the four scores is used to derive the total rank. The four criteria used are described in this table as items 2 through 5.

(2) Ratio of Micro Business Loans to Total Assets (TA Ratio). This column shows the ratio of micro business loans of $100,000 or less to total assets for each lending institution. The amounts of small business loans and total assets used for the ratio are obtained from the June 2011 Call Report data. A high ratio indicates a lender’s willingness to place a large portion of its assets in small business lending.

(3) Ratio of the Dollar Amount of Micro Business Loans to Total Business Loans (TBL Ratio). The ratio of the value of micro business loans of $100,000 or less to total business loans for each bank. The amounts of micro and total business loans come from the June 2011 Call Reports. Lenders that make business loans predominantly to small firms will rank high in this category.

(4) Total Dollar Amount of Micro Business Lending by the Lending Institution (Amount). The total dollar amount (in thousands) of micro business loans of $100,000 or less.

(5) Total Number of Micro Business Loans (Number). The number of micro business loans of $100,000 or less.

(6) States with Loans (No. of States and Territories w/Loans). The number of states (and territories) where the lender extended micro business loans.

(7) Institution Domestic Asset Size Class (Institution Asset Size). Asset size class of the lending institutions:




(8) Total Dollar Amount of Small Business Loans by the Lending Institution (Amount). Similar to column 4, but for loans of less than $1 million (in thousands of dollars).

(9) Total Number of Small Business Loans by the Lending Institution (Number). Similar to column 5, but for loans of less than $1 million.

Table 2C. Macro Business Lending of Large Lending Institutions Based on CRA Data, 2011. Table 2C uses both CRA and Call Report data to rank order the 74 large lending institutions on the basis of four criteria that measure the macro business lending performance for a lending institution. The two ratio variables were derived from the Call Reports. The four individual scores are provided in the tables on the website. Numbers in parentheses represent columns in the table.

(1) Total Rank. Summary of the micro business performance rankings of lending institutions with loan originations and purchases of loans between $100,000 and $1 million. A simple ranking of 1 through 74 for each of the four variables is performed first and the sum of the four scores is used to derive the total rank. The four criteria used are described in this table as items 2 through 5.

(2) Ratio of Macro Business Loans to Total Assets (TA Ratio). This column shows the ratio of macro business loans (between $100,000 and $1 million) to total assets for each lending institution. The values of small business loans and total assets used for the ratio are obtained from the June 2011 Call Report data. A high ratio indicates a lender’s willingness to place a large portion of its assets in small business lending.

(3) Ratio of the Dollar Amount of Macro Business Loans to Total Business Loans (TBL Ratio). The ratio of the value of macro business loans between $100,000 and $1 million to total business loans for each bank; the amounts of small and total business loans come from the June 2011 Call Reports. Lenders that make business loans predominantly to small firms will rank high in this category.

(4) Total Dollar Amount of Macro Business Lending by the Lending Institution (Amount). The total dollar amount (in thousands) of macro business loans between $100,000 and $1 million.

(5) Total Number of Macro Business Loans (Number). The number of macro business loans between $100,000 and $1 million.

(6) States with Loans (No. of States & Territories w/Loans). The number of states (and territories) where the lender extended macro business loans.


(7) Institution Domestic Asset Size Class (Institution Asset Size). Asset size class of the lending institution:



(8) Total Dollar Amount of Small Business Loans by the Lending Institution (Amount). Similar to column 4, but for loans of less than $1 million (in thousands of dollars).

(9) Total Number of Small Business Loans by the Lending Institution (Number). Similar to column 5, but for loans of less than $1 million.

Table 3A. Top Small Business Lenders by State and Territory Based on Call Report Data, June 2012. Table 3A provides a list of the top small business lenders by state and territory. The list includes the top 10 banks or the top 10 percent, whichever number is smaller. (Ties may increase the number.) The small business lending performance of a bank in a given state is measured on four criteria: TA ratio, TBL ratio, dollar amount, and number.

(1) Total Score (Total Rank). The total rank column is the score of the lender in the state in which it is listed. The number is the aggregate measure of small business lending activity based on the sum of the four individual decile scores. The entire table is provided on the website.

(2) Ratio of Small Business Loans to Total Assets (TA Ratio). This column displays the ratio of small business loans (under $1 million) to total assets for each lending institution. A high ratio indicates a lender’s willingness to place a large portion of its assets in small business lending.

(3) Ratio of the Dollar Amount of Small Business Loans to Total Business Loans (TBL Ratio). The ratio of small business loans (under $1 million) to total business loans for each bank. Lenders that make business loans predominantly to small firms will rank high in this category.

(4) Total Dollar Amount of Small Business Loans (Amount). The dollar value (in thousands) of small business loans (<$1 million) outstanding, from the lending institution at the end of June. Larger lenders will score well in this column and in column 5 because their size allows them to make more small loans than smaller lenders, even if their commitment to small business lending, as shown by the ratios in columns 2 and 3, is low.

(5) Total Number of Small Business Loans (Number). The total number of small business loans (<$1 million) outstanding for each lending institution.


(6) Institution Domestic Asset Size (Institution Asset Size). The asset size class of the reporting lending institution:

• Under $100 million (<$100M)

• $100 million to under $500 million ($100M–$500M)

• $500 million to under $1 billion ($500M–$1B)



(7) Total Score of Micro Business Loans (Total Rank). The total score of the lending institutions based on their micro business lending. The total score is the sum of the four scores with respect to micro business loans of $100,000 or less. A firm looking for a loan of $100,000 or less might do well to seek out a lender that ranks high in this column (and/or from Table 3B).

(8) Dollar Amount of Micro Business Loans (Amount). The dollar value (in thousands) of micro business loans of $100,000 or less.

(9) Number of Micro Business Loans (Number). Number of small business loans of $100,000 or less made by the bank.


Table 3B. Top Micro Business Lenders by State and Territory Based on Call Report Data, June 2012. Table 3B, similar to Table 3A, lists the top micro business lenders or the top 10 percent, based on their micro business lending performance measured on the four criteria.

(1) Total Score (Total Rank). The total rank in this column is the score of the lending institution based on micro business lending in the state in which it is listed. The number is the aggregate measure of micro business lending activity based on the sum of the four individual scores. An expanded version of this table is provided on the website.

(2) Ratio of Micro Business Loans to Total Assets (TA Ratio). This is the ratio of micro business loans ($100,000 or less) to total assets for each lender. A high ratio indicates a lender’s willingness to place a large portion of its assets in small business lending.

(3) Ratio of the Dollar Amount of Micro Business Loans to Total Business Loans (TBL Ratio). This column show the ratio of micro business loans ($100,000 or less) to total business loans for each lending institution. Lenders that make business loans predominantly to small firms will rank high in this category.

(4) Total Dollar Amount of Micro Business Loans (Amount). The dollar value (in thousands) of micro business loans ($100,000 or less) outstanding from the lending


institution. Larger lenders will score well in this column and in column 5 because their size allows them to make many small loans, even if their commitment to micro business lending, as shown by the ratios in columns 2 and 3, is low.

(5) Total Number of Micro Business Loans (Number). The total number of micro business loans ($100,000 or less) outstanding for each lending institution.

(6) Institution Asset Size (Category). The asset size class of the reporting lending institution:






(7) Total Score of Small Business Loans (Total Rank). The sum of the lenders’ scores based on their small business lending activity. The total score is the sum of the four scores with respect to small business loans of less than $1 million. A firm looking for a loan of less than $1 million might do well to seek out a lender that ranks high in this column (and/or in Table 3A).

(8) Dollar Amount of Small Business Loans (Amount). The dollar value (in thousands) of micro business loans of less than $1 million.

(9) Number of Small Business Loans (Number). The number of loans of less than $1 million made by the lender.

(10) Credit Card Loans to Total Assets (CC Amount/TA). The ratio shows the dollar value of credit card loans to total assets.

Table 3C. Top Macro Business Lenders by State and Territory Based on Call Report Data, June 2012. Table 3C, similar to Tables 3A and 3B, lists the top macro business lenders or the top 10 percent, based on their macro business lending performance measured on the four criteria.

(1) Total Score (Total Rank). The total rank in this column is the score of the lending institution based on its macro business lending in the state in which it is listed. The number is the aggregate measure of macro business lending activity based on the sum of the four individual scores. An expanded version of this table is provided on the website.

(2) Ratio of Macro Business Loans to Total Assets (TA Ratio). This is the ratio of macro business loans (between $100,000 and $1 million) to total assets for each lender. A high


ratio indicates a lender’s willingness to place a large portion of its assets in small business lending.

(3) Ratio of the Dollar Amount of Macro Business Loans to Total Business Loans (TBL Ratio). This column show the ratio of macro business loans (between $100,000 and $1 million) to total business loans for each lending institution. Lenders that make business loans predominantly to small firms will rank high in this category.

(4) Total Dollar Amount of Macro Business Loans (Amount). The dollar value (in thousands) of macro business loans (between $100,000 and $1 million) outstanding from the lending institution. Larger lenders will score well in this column and in column 5 because their size allows them to make many small loans, even if their commitment to micro business lending, as shown by the ratios in columns 2 and 3, is low.

(5) Total Number of Macro Business Loans (Number). The total number of macro business loans (between $100,000 and $1 million) outstanding for each lending institution.

(6) Institution Domestic Asset Size (Amount). The asset size class of the reporting lending institution:






(7) Total Score of Small Business Loans (Total Rank). The sum of the lenders’ scores based on their small business lending activity. The total score is the sum of the four scores with respect to small business loans of less than $1 million. A firm looking for a loan of less than $1 million might do well to seek out a lender that ranks high in this column (and/or in Table 3A).

(8) Dollar Amount of Small Business Loans (Amount). The dollar value (in thousands) of small business loans of less than $1 million.

(9) Number of Small Business Loans (Number). The number of loans of less than $1 million made by the lender.

(10) Credit Card Loans to Total Assets (CC Amount/TA). The ratio shows the dollar value of credit card loans to total assets.

Table 4A: Top Small Business Lenders by State and Territory Based on CRA Data, 2011. Table 4A is derived differently from the previous tables because only CRA data are used. The table lists the lending institution name—the name of the owning lending institution—as well as the home state of the


lending institution. The rankings of lenders are based on the dollar amount of small business loans (under $1 million) made as of December 2011. The table consists only of lenders with small business loan totals of more than $50 million in a given state in 2011. The dollar amount and number of micro loans of $100,000 or less and macro small business loans between $100,000 and $1 million are provided. Numbers in parentheses represent columns in the table.

(1) Amount of Small Business Loans (Amount). The dollar amount (in thousands) of loans under $1 million made in 2011.

(2) Number of Small Business Loans (Number). The number of loans of less than $1 million disbursed.

(3) Dollar Amount of Micro Business Loans (Amount). The dollar amount (in thousands) of loans of $100,000 or less.

(4) Number of Micro Business Loans (Number). The number of loans of $100,000 or less.

(5) Dollar Amount of Macro Business Loans (Amount). The dollar amount (in thousands) of loans between $100,000 and $1 million.

(6) Number of Macro Business Loans (Number). The number of larger small business loans between $100,000 and $1 million.

Table 4B: Top Micro Business Lenders by State and Territory Based on CRA Data, 2011. Table 4B, similar to Table 4A, ranks lenders on the basis of the dollar amount of micro loans made in 2011. Only lenders with micro business loan totals exceeding $10 million in a given state in 2011 are listed. The table lists the lending institution’s name—the name of the owning institution or the holding company—as well as the home state of the lending institution. The table provides the dollar amount and number of micro business loans of $100,000 or less, supplemented by larger small business loans of $100,000 to $1 million and all small business loans under $1 million.

(1) Amount of Micro Business Loans (Amount). The dollar amount (in thousands) of loans of $100,000 or less made as of December 2011.

(2) Number of Micro Business Loans (Number). The number of loans of $100,000 or less.

(3) Dollar Amount of Small Business Loans (Amount). The dollar amount (in thousands) of loans of less than $1 million.

(4) Number of Small Business Loans (Number). The number of loans of less than $1 million.

(5) Dollar Amount of Macro Small Business Loans (Amount). The dollar amount (in thousands) of loans between $100,000 and $1 million.


(6) Number of Macro Small Business Loans (Number). The number of larger small business loans between $100,000 and $1 million.

Table 4C: Macro Business Lenders by State and Territory Based on CRA Data, 2011. Table 4C, similar to Table 4B, ranks lenders on the basis of the dollar amount of macro loans made in 2011. Only lenders with macro business loan totals exceeding $30 million in a given state in 2011 are listed. The table lists the lending institution’s name—the name of the owning institution or the holding company—as well as the home state of the lending institution. The table provides the dollar amount and number of macro business loans of $100,000 to $1 million, supplemented by all small business loans of less than $1 million and all micro business loans of $100,000 or less.

(1) Amount of Macro Business Loans (Amount). The dollar amount (in thousands) of loans between $100,000 and $1 million made as of December 2011.

(2) Number of Macro Business Loans (Number). The number of loans of $100,000 to $1 million.

(3) Dollar Amount of All Small Business Loans (Amount). The dollar amount (in thousands) of loans of less than $1 million.

(4) Number of Small Business Loans (Number). The number of loans of less than $1 million.

(5) Dollar Amount of Micro Business Loans (Amount). The dollar amount (in thousands) of loans of $100,000 or less.

(6) Number of Micro Business Loans (Number). The number of larger small business loans of $100,000 or less.

Table 4D. Total Amount and Number of Small Business Loans per Small Business Employee by State Based on CRA Data, 2011. Table 4D is derived differently from previous CRA tables because CRA data are used in addition to small business establishment employment information from the Statistics of U.S. Businesses (SUSB), partly funded by the U.S. Small Business Administration, Office of Advocacy. The table lists the total amount and number of loans for all small business loans and micro business loans made in the home state of the lending institution. The total rank by state is based on the dollar amount of all small business loans (under $1 million) made as of December of 2011 divided by the number of small business employees in the state.

Table 5. Number of Reporting Institutions by Asset Size and State and Territory, Based on Call Report Data, June 2007 – June 2012. The table provides a summary of the total number of lending institutions by state and territory for six years. For the most recent year, the totals of six different asset size categories are presented for each state by lending institution.


Data Tables

In the printed version, all data tables follow the last page of the text with the exception of Tables 3A, 3B, and 3C, which show data for all lending institutions in the 50 states, the District of Columbia, and selected territories for which data are available. The expanded Tables 3A, 3B, and 3C are found only on Advocacy’s website, http://www.sba.gov/advocacy.

Table 1A Small Business Lending of Large Lending Institutions Based on Call Report Data, June 2012

Table 1B Micro Business Lending of Large Lending Institutions Based on Call Report Data, June 2012

Table 1C. Macro Business Lending of Large Lending Institutions Based on Call Report Data, June 2012

Table 2A Small Business Lending of Large Lending Institutions Based on CRA Data, 2011 Table 2B Micro Business Lending of Large Lending Institutions Based on CRA Data, 2011 Table 2C Macro Business Lending of Large Lending Institutions Based on CRA Data, 2011 Table 3A Top Small Business Lenders by State and Territory Based on Call Report Data, June

2012 Table 3B Top Micro Business Lenders by State and Territory Based on Call Report Data, June

2012 Table 3C Top Macro Business Lenders by State and Territory Based on Call Report Data, June

2012 Table 4A Top Small Business Lenders by State and Territory Based on CRA Data, 2011 Table 4B Top Micro Business Lenders by State and Territory Based on CRA Data, 2011 Table 4C Top Macro Business Lenders by State and Territory Based on CRA Data, 2011 Table 4D Total Amount and Number of Small Business Loans Per Small Business Employee

by State Based on CRA Data, 2011 Table 5 Number of Reporting Institutions by Asset Size and State and Territory Based on

Call Report Data June 2007 – June 2012


Table 1A. Small Business Lending of Large Lending Institutions Based on Call Report Data, June 2012

All Small Business Lending Micro Business Lending Macro Business Lending

CC

Amount/TA1

(11)Name of Lending Institution

HQ State Rank

(1)

1TA Ratio TBL Ratio1 Amount ($1,000)(2) (3) (4)

Number (5)

Lender Asset Size

(6)

Amount ($1,000)

(7)Number

(8)

Amount ($1,000)

(9)Number

(10)American Express Co. First Citizens BancharesWintrust Financial Corp.Zions BancorpSynovus Financial Corp.BB&T Corp. FNB Corp. Capital One Financial Corp.Fulton Financial Corp. Regions Financial Corp.U S Bancorp.First Niagara Financial Grp. Lauritzen Corp. Huntington Bancshares Inc.Bancorpsouth Inc.TCF Financial CorpGE Capital Retail Bk* JPMorgan Chase & Co Citigroup Popular Hancock Holding CompanyM&T Bk Corp Bank of Amer Corp Central Bancompany Arvest Bk Grp. Compass Bk Wells Fargo & Co PNC Financial Svc. Group Bank of The West BMO Harris Bank NAUmpqua HCT D Bk NACullen/Frost Bkr First Horizon Nat Corp. Commerce Bancshares Suntrust Bk Susquehanna BancsharesAssociated Banc Corp. Fifth Third BancorpKeycorp

NY NC IL

UT GA NC PA VA PA AL

MN NY NE OH MS MN UTNY NY PR MS NY NC MO AR AL CA PA CA IL

OR DE TX TN MO GA PA WI OH OH

123456788

10111113131516171819191922232425262728293031323334343637383940

0.2380.1870.1690.1180.1620.0530.1280.0280.1290.0610.0420.0720.0710.0690.1250.0940.0420.0190.0130.0710.0920.0680.0200.1100.0860.0490.0290.0360.0470.0420.1100.0300.0670.0520.0510.0360.0680.0590.0350.038

1.000 0.491 0.384 0.261 0.381 0.253 0.416 0.316 0.348 0.219 0.205 0.288 0.337 0.222 0.404 0.370 1.000 0.219 0.262 0.258 0.299 0.178 0.182 0.389 0.345 0.172 0.146 0.143 0.209 0.201 0.255 0.192 0.238 0.213 0.268 0.142 0.222 0.191 0.114 0.139

16,350,038 3,914,507 2,842,793 6,231,770 4,227,168 9,408,732 1,475,506 9,105,726 2,133,209 7,386,970

14,632,161 2,530,706 1,142,096 3,914,846 1,646,169 1,676,064 1,133,624

25,003,294 9,081,426 2,464,690 1,775,410 5,560,491

31,042,181 1,113,344 1,167,974 3,445,358

34,570,389 10,537,942

3,645,716 3,849,439 1,264,035 6,197,769 1,411,367 1,315,603 1,058,791 6,179,640 1,221,505 1,279,224 4,051,406 3,186,664

3,603,226 117,702 136,801

52,612 22,675

506,879 25,011

2,914,573 20,080 63,394

870,931 32,530

101,941 34,732 15,882 19,823

716,2312,893,892 1,746,916

22,703 18,706 56,151

3,277,274 14,445 14,601

169,539 617,508 220,200

38,919 46,887

9,351 56,364 11,708 27,253 25,561 57,543 10,307 28,926 71,778 58,231

>$50B $10B-$50B $10B-$50B >$50B $10B-$50B >$50B $10B-$50B >$50B $10B-$50B >$50B >$50B $10B-$50B $10B-$50B >$50B $10B-$50B $10B-$50B >$10B >$50B >$50B $10B-$50B $10B-$50B >$50B >$50B $10B-$50B $10B-$50B >$50B >$50B >$50B >$50B >$50B $10B-$50B >$50B $10B-$50B $10B-$50B $10B-$50B >$50B $10B-$50B $10B-$50B >$50B >$50B

16,318,089 378,394 800,526 526,206 539,666

1,922,393 247,853

5,872,601 187,652

1,617,601 4,859,559

446,838 501,648 635,757 206,856 300,863

1,133,624 13,410,165

5,587,076 164,682 194,239

1,087,373 14,191,509

148,800 173,673 613,869

8,416,000 2,103,528

592,967 424,404

97,474 607,176 146,892 193,649 141,422

1,211,554 107,814 114,220 529,222 618,444

3,603,088 105,081 126,455

32,973 9,593

473,44917,810

2,900,077 9,909

41,677 828,856

23,841 97,542 20,531

9,44111,240

716,231 2,836,551 1,732,920

11,809 11,452 37,405

3,220,13510,113

9,471 158,533 510,097 184,380

28,097 33,066

4,76434,709

5,66421,766 21,129 38,709

5,05416,185 56,554 46,548

31,949 3,536,113 2,042,267 5,705,564 3,687,502 7,486,339 1,227,653 3,233,125 1,945,557 5,769,369 9,772,602 2,083,868 640,448 3,279,089 1,439,313 1,375,201 - 11,593,129 3,494,350 2,300,008 1,581,171 4,473,118 16,850,672 964,544 994,301 2,831,489 26,154,389 8,434,414 3,052,749 3,425,035 1,166,561 5,590,593 1,264,475 1,121,954 917,369 4,968,086 1,113,691 1,165,004 3,522,184 2,568,220

138 12,621 10,346 19,639 13,082 33,430

7,201 14,496 10,171 21,717 42,075

8,689 4,399

14,2016,441 8,583

- 57,341 13,996 10,894

7,254 18,746 57,139

4,332 5,130

11,006 107,411

35,820 10,822 13,821

4,587 21,655

6,044 5,487 4,432

18,8345,253

12,741 15,224 11,683

.

.

.

. .

.

.

. .

.

.

.

.

0.28

00

0.010

0.25

0.010.05

0

0

0.060.1

0.0300

0.07

0.010.010.01

00

0

0.01

0

00.02

0

Page 1 of 111



CC

Amount/TA1


HQ State Rank

(1)


Number (5)

Lender Asset Size

(6)

Amount ($1,000)

(7)Number

(8)

Amount ($1,000)

(9)Number

(10)Prosperity BancsharesFirstmerit Corp. Valley Nat BancorpWebster Financial Corp. Peoples United Bk RBS Citizens NA Sovereign Bk NADiscover Financial ServicesEast W BancorpComerica Ally Financial Iberiabank Corp. Firstbank Holding CompanyBarclays Bk DE Rabobank NA UMB Financial CorpCathay Gen. BancorpGE Capital Bk International Bshrs Corp. Signature Bk BOK Financial CorpFirst Bancorp Union Bk NA BankUnited Bank of HI Corp. State Farm Bk FSB HSBC Bk USA NAWashington Fed. Scottrade Bk Astoria FS & LA Hudson City Svg Bk FSB Svb Financial Grp. UBS Bk USACity Nat Corp. Privatebancorp Northern Trust Corp. USAA FSB Investors Bancorp MHCNew York Cmnty BC First Republic Bk

TX OH NJ CT CTRI DE IL CA TX MI LA CO DE CA MO CA UTTX NYOK PR CA FL HI IL

VA WAMONYNJCA UT CA IL IL TXNJ NY CA

40424344454647484950515253545556575859606162636465666767697071727374757677787980

0.0650.0780.0740.0570.0660.0230.0320.0030.0650.0460.0220.0630.0360.0070.0510.0510.0680.0540.0420.0410.0380.0480.0160.0310.0190.0110.0060.0130.0040.0100.0010.0190.0140.0210.0350.0090.0000.0160.0110.010

0.405 0.218 0.208 0.222 0.157 0.108 0.126 1.000 0.160 0.089 0.066 0.183 0.308 0.972 0.172 0.188 0.144 0.069 0.212 0.170 0.129 0.136 0.063 0.202 0.204 0.164 0.058 0.239 0.527 0.256 1.000 0.079 0.139 0.068 0.058 0.085 1.000 0.111 0.064 0.078

699,037 1,138,055 1,180,078 1,111,695 1,856,969 3,241,138 2,796,643

206,777 1,350,924 2,839,695 1,964,564

758,549 434,896 114,360 599,000 684,053 707,069 735,067 478,638 658,569 959,892 607,796

1,372,869 381,448 256,052 163,053

1,126,858 174,663

64,835 169,440

42,358 390,367 588,440 514,444 446,034 636,415

436 180,865 495,681 317,825

4,936 6,599 5,034

13,799 12,948 62,262 34,502

112,259 5,039

16,366 68,244

5,125 7,076

26,447 9,943 4,552 3,134

17,830 4,230 3,136 4,390 2,919

11,632 3,098 3,820

18,808 19,558

984 121 710

86 5,182 1,765 3,595 2,086 2,773

2 717

1,410 1,239

$10B-$50B $10B-$50B $10B-$50B $10B-$50B >$10B >$50B >$50B >$50B $10B-$50B >$50B >$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B >$10B $10B-$50B >$10B $10B-$50B $10B-$50B >$50B $10B-$50B $10B-$50B >$10B >$50B >$10B >$10B >$10B >$10B $10B-$50B $10B-$50B $10B-$50B $10B-$50B >$50B >$10B $10B-$50B $10B-$50B >$10B

65,093 72,983 46,789

195,179 158,228 749,241 607,928 206,777

20,523 182,858

1,741,122 50,189 33,664

112,694 77,000 56,126 40,574

293,449 63,952 48,718 76,018 42,713

195,528 63,209 62,413 98,274

305,390 12,258

144 5,764

221 29,565 19,037 46,777 17,537 23,984

436 6,028 6,227

14,440

2,370 2,505 1,523 8,562 6,439

51,728 20,916

112,259 919

6,635 67,679

2,317 5,740

26,443 7,870 2,222 1,147

15,274 2,522 1,392 2,165 1,298 7,316 2,090 3,112

18,615 16,381

439 2

292 13

3,458 417

1,505 722 680

2 208 171 344

633,944 1,065,072 1,133,289

916,516 1,698,741 2,491,897 2,188,715

- 1,330,401 2,656,837

223,442 708,360 401,232

1,666 522,000 627,927 666,495 441,618 414,686 609,851 883,874 565,083

1,177,341 318,239 193,639

64,779 821,468 162,405

64,691 163,676

42,137 360,802 569,403 467,667 428,497 612,431

- 174,837 489,454 303,385

2,566 4,094 3,511 5,237 6,509

10,534 13,586

-4,120 9,731

5652,808 1,336

42,073 2,330 1,987 2,556 1,708 1,744 2,225 1,621 4,316 1,008

708 193

3,177 545 119 418

731,724 1,348 2,090 1,364 2,093

- 509

1,239 895

. . .

.

. . . . . .

. . .

.

.

. . . .

.

.

. . . .

00

0.010

00

0

00.03

0

0

0

0

0

0

Page 2 of 111



CC

Amount/TA1


HQ State Rank

(1)


Number (5)

Lender Asset Size

(6)

Amount ($1,000)

(7)Number

(8)

Amount ($1,000)

(9)Number

(10)Everbank New York Private B&TR Corp. Morgan Stanley Bk NA Flagstar Bk FSB Onewest Bk FSB Bank of NY Mellon Corp. Goldman Sachs Group The Deutsche Bk Tc Americas USAA Svg. Bank State Street Corp. E Trade Bk Charles Schwab Bk Third FS&LA

FLNY UT MICANY NY NY NV

MA VANVOH

8182838485868788NRNRNRNRNR

0.0110.0120.0030.0070.0040.0000.0000.0000.000----

0.104 0.088 0.041 0.069 0.050 0.048 0.001 0.000 - ----

159,411 141,181 261,157

94,100 107,724

55,544 4,000 2,000

- ----

652 486 834 405 406 351

6 4 1

----

>$10B $10B-$50B >$50B >$10B >$10B >$50B >$50B $10B-$50B >$10B

>$50B >$10B >$10B >$10B

3,994 1,632

10,000 2,385

356 4,995

- - - - - - -

148 20

203 123

22 188 -

1 1

- - - -

155,417 139,549 251,157

91,715 107,368

50,549 4,000 2,000

- - - - -

504 466 631 282 384 163

6 3

- - - - -

. . . . .

.

. . .

000

0

*The bank was formerly known as GE Money Bank, and was renamed in October 2012.1 TA = total domestic assets held by the lender; TBL = total business loans held by the lender; and CC=credit card loans held by the lender.Source: U.S. Small Business Administration, Office of Advocacy, from Call Report data.

Page 3 of 111

Table 1B. Micro Business Lending of Large Lending Institutions Based on Call Report Data, June 2012

Micro Business Lending (less than $100,000k)

All Small Business Lending (less than $1 million)

Macro Business Lending ($100,000-$1 million)

Amount ($1,000) Number

(9) (10)

CC

Amount/TA1


HQ State Rank

(1)

Amount 1 1TA Ratio TBL Ratio ($1,000)

(2) (3) (4) Number

(5)

Lender Asset Size

(8)


(6) (7)American Express Co. Capital One Financial Corp.GE Capital Retail Bk* JPMorgan Chase & Co Wintrust Financial Corp.U S Bancorp Bank of America Corp. Citigroup Ally FinancialLauritzen Corp. BB&T Corp. Regions Financial Corp.Wells Fargo & Co First Citizens Banchares M&T Bk Corp. F.N.B Corp. PNC Financial Svc. Grp. First Niagara Financial Grp.Compass Bk Synovus Financial Corp.Huntington Banchares TCF Financial Corp.Suntrust Bk Bank of The West Discover Financial Services Bancorpsouth Keycorp GE Capital Bk Barclays Bk DECentral Bancompany Zions Bancorp Arvest Bk Grp. RBS Citizens NASovereign Bk NAState Farm Bk Financial Serv. Bk First Horizon Nat Corp. Webster Financial Corp. Hancock Holding Company

NY VA UTNY IL

MN NC NY MI NE NC AL CA NC NY PA PA NY AL GA OH MN GA CA IL

MS OH UTDE MO UT AR RI DE IL

TN CT MS

123456789

1011121314151617181920212223242526272829303132333435363638

0.2380.0180.0420.0100.0480.0140.0090.0080.0200.0310.0110.0130.0070.0180.0130.0210.0070.0130.0090.0210.0110.0170.0070.0080.0030.0160.0070.0220.0070.0150.0100.0130.0050.0070.0070.0080.0100.010

0.998 0.204 1.000 0.117 0.108 0.068 0.083 0.161 0.058 0.148 0.052 0.048 0.035 0.047 0.035 0.070 0.028 0.051 0.031 0.049 0.036 0.066 0.028 0.034 1.000 0.051 0.027 0.028 0.958 0.052 0.022 0.051 0.025 0.027 0.099 0.031 0.039 0.033

16,318,089 5,872,601 1,133,624

13,410,165800,526

4,859,559 14,191,509

5,587,076 1,741,122

501,648 1,922,393 1,617,601 8,416,000

378,394 1,087,373

247,853 2,103,528

446,838 613,869 539,666 635,757 300,863

1,211,554592,967 206,777 206,856 618,444 293,449 112,694 148,800 526,206 173,673 749,241 607,928 98,274

193,649 195,179 194,239

3,603,088 2,900,077 716,231 2,836,551 126,455 828,856 3,220,135 1,732,920 67,679 97,542 473,449 41,677 510,097 105,081 37,405 17,810 184,380 23,841 158,533 9,593 20,531 11,240 38,709 28,097 112,259 9,441 46,548 15,274 26,443 10,113 32,973 9,471 51,728 20,916 18,615 21,766 8,562 11,452

>$50B >$50B >$10B >$50B $10B-$50B >$50B >$50B >$50B >$50B $10B-$50B >$50B >$50B >$50B $10B-$50B >$50B $10B-$50B >$50B $10B-$50B >$50B $10B-$50B >$50B $10B-$50B >$50B >$50B >$50B $10B-$50B >$50B >$10B $10B-$50B $10B-$50B >$50B $10B-$50B >$50B >$50B >$10B $10B-$50B $10B-$50B $10B-$50B

16,350,038 9,105,726 1,133,624

25,003,294 2,842,793

14,632,161 31,042,181 9,081,426 1,964,564 1,142,096 9,408,732 7,386,970

34,570,389 3,914,507 5,560,491 1,475,506

10,537,942 2,530,706 3,445,358 4,227,168 3,914,846 1,676,064 6,179,640 3,645,716

206,777 1,646,169 3,186,664

735,067 114,360

1,113,344 6,231,770 1,167,974 3,241,138 2,796,643

163,053 1,315,603 1,111,695 1,775,410

3,603,226 2,914,573

716,231 2,893,892

136,801 870,931

3,277,274 1,746,916

68,244 101,941 506,879

63,394 617,508 117,702

56,151 25,011

220,20032,530

169,53922,675 34,732 19,823 57,543 38,919

112,25915,882 58,231 17,830 26,447 14,445 52,612 14,601 62,262 34,502 18,808 27,253 13,799 18,706

31,949 3,233,125 - 11,593,129 2,042,267 9,772,602 16,850,672 3,494,350 223,442 640,448 7,486,339 5,769,369 26,154,389 3,536,113 4,473,118 1,227,653 8,434,414 2,083,868 2,831,489 3,687,502 3,279,089 1,375,201 4,968,086 3,052,749 - 1,439,313 2,568,220 441,618 1,666 964,544 5,705,564 994,301 2,491,897 2,188,715 64,779 1,121,954 916,516 1,581,171

138 14,496

- 57,341 10,346 42,075 57,139 13,996

565 4,399

33,430 21,717

107,411 12,621 18,746

7,201 35,820

8,689 11,006 13,082 14,201

8,583 18,834 10,822

- 6,441

11,683 2,556

4 4,332

19,639 5,130

10,534 13,586

193 5,487 5,237 7,254

.

. .

.

.

.

. .

. . .

.

.

0.280.25

0.060

0.050.07

0.1

00.010.01

0

0.01

0.010.01

0000

0

0

0.010

0.0100

Page 4 of 111






(9) (10)

CC

Amount/TA1


HQ State Rank

(1)


(2) (3) (4) Number

(5)

Lender Asset Size

(8)


(6) (7)Fulton Financial Corp. Commerce Banchares Fifth Third Bancorp BMO Harris Bk NA TD Bk NACullen/Frost Bkr Rabobank NA Popular Associated Banc Corp. Bank of HI Corp. Umpqua Holding Corp.Prosperity Banchares HSBC Bk USA NAInternational Banchares Corp. Susquehanna Banchares Peoples United Bk BankUnited Union Bk NAComerica Firstmerit Corp. FirstbankHolding Corp. UMB Financial Corp.BOK Financial Corp.IBERIABANK Corp. Signature Bk Valley Nat Bancorp First Bancorp Cathay Gen. Bancorp SVB FinancialGrp City Nat. Corp. Washington Fed. USAA Federa Savings Bank East W Bancorp Privatebancorp Investors Bancorp MHCNorthern Trust Corp. UBS Bk USA Astoria Financial Serv. & LA

PA MO OH IL DE TX CA PR WI HI OR TX VA TX PA CTFL CA TX OH CO MO OK LA NYNJ PR CA CA CA WATXCA IL NJ IL

UT NY

3940414243444546474849495152535455565758596061626364656667686970717273747476

0.0110.0070.0050.0050.0030.0070.0070.0050.0050.0050.0080.0060.0020.0060.0060.0060.0050.0020.0030.0050.0030.0040.0030.0040.0030.0030.0030.0040.0010.0020.0010.0000.0010.0010.0010.0000.0000.000

0.031 0.036 0.015 0.022 0.019 0.025 0.022 0.017 0.017 0.050 0.020 0.038 0.016 0.028 0.020 0.013 0.033 0.009 0.006 0.014 0.024 0.015 0.010 0.012 0.013 0.008 0.010 0.008 0.006 0.006 0.017 1.000 0.002 0.002 0.004 0.003 0.004 0.009

187,652 141,422 529,222 424,404 607,176 146,892 77,000

164,682 114,220 62,413 97,474 65,093

305,390 63,952

107,814 158,228 63,209

195,528 182,858 72,983 33,664 56,126 76,018 50,189 48,718 46,789 42,713 40,574 29,565 46,777 12,258

436 20,523 17,537

6,028 23,984 19,037

5,764

9,909 21,129 56,554 33,066 34,709

5,664 7,870

11,809 16,185

3,112 4,764 2,370

16,3812,522 5,054 6,439 2,090 7,316 6,635 2,505 5,740 2,222 2,165 2,317 1,392 1,523 1,298 1,147 3,458 1,505

439 2

919 722 208 680 417 292

$10B-$50B $10B-$50B >$50B >$50B >$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B >$50B $10B-$50B $10B-$50B >$10B $10B-$50B >$50B >$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B >$10B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B >$10B >$10B $10B-$50B $10B-$50B $10B-$50B >$50B $10B-$50B >$10B

2,133,209 1,058,791 4,051,406 3,849,439 6,197,769 1,411,367

599,000 2,464,690 1,279,224

256,052 1,264,035

699,037 1,126,858

478,638 1,221,505 1,856,969

381,448 1,372,869 2,839,695 1,138,055

434,896 684,053 959,892 758,549 658,569

1,180,078 607,796 707,069 390,367 514,444 174,663

436 1,350,924

446,034 180,865 636,415 588,440 169,440

20,080 25,561 71,778 46,887 56,364 11,708

9,94322,703 28,926

3,820 9,351 4,936

19,558 4,230

10,307 12,948

3,09811,632 16,366

6,599 7,076 4,552 4,390 5,125 3,136 5,034 2,919 3,134 5,182 3,595

9842

5,039 2,086

717 2,773 1,765

710

1,945,557 917,369 3,522,184 3,425,035 5,590,593 1,264,475 522,000 2,300,008 1,165,004 193,639 1,166,561 633,944 821,468 414,686 1,113,691 1,698,741 318,239 1,177,341 2,656,837 1,065,072 401,232 627,927 883,874 708,360 609,851 1,133,289 565,083 666,495 360,802 467,667 162,405 - 1,330,401 428,497 174,837 612,431 569,403 163,676

10,171 4,432

15,224 13,821 21,655

6,044 2,073

10,894 12,741

708 4,587 2,566 3,177 1,708 5,253 6,509 1,008 4,316 9,731 4,094 1,336 2,330 2,225 2,808 1,744 3,511 1,621 1,987 1,724 2,090

545 -

4,120 1,364

509 2,093 1,348

418

. .

. .

. .

. .

.

. . .

. . .

. .

. .

. .

0.0200

0.0300

0

0

00

0

0.03000

0

0

Page 5 of 111






(9) (10)

CC

Amount/TA1


HQ State Rank

(1)


(2) (3) (4) Number

(5)

Lender Asset Size

(8)


(6) (7)First Republic Bk Bank of NY Mellon Corp. Morgan Stanley Bk NA Everbank New York Cmnty Bancorp Flagstar Bk Financial Serv. BK Hudson City Svg. Bk Financial SerNew York Priv B&TR Corp. Scottrade Bk Onewest Federal Svg. BK Deutsche Bk TC Americas USAA SVGBk State Street Corp. Goldman Sachs Group The E Trade Bk Charles Schwab Bk Third Federal Svg. & LA

CANY UT FL

NY MINJNY MOCANY NV

MA NY VANVOH

7778798081828284858687NRNRNRNRNRNR

0.0000.0000.0000.0000.0000.0000.0000.0000.0000.000

- 0.000

- - - - -

0.004 0.004 0.002 0.003 0.001 0.002 0.005 0.001 0.001 0.000

- -

- - - - -

14,440 4,995

10,000 3,994 6,227 2,385

221 1,632

144 356 - - - - - - -

344 188 203 148 171 123

13 20

2 22

1 1

- - - - -

>$10B >$50B >$50B >$10B $10B-$50B >$10B >$10B $10B-$50B >$10B >$10B $10B-$50B >$10B >$50B >$50B >$10B >$10B >$10B

317,825 55,544

261,157 159,411 495,681

94,100 42,358

141,181 64,835

107,724 2,000

- -

4,000 - - -

1,239 351 834 652

1,410 405

86 486 121 406

4 1

-6

- - -

303,385 50,549

251,157 155,417 489,454

91,715 42,137

139,549 64,691

107,368 2,000

- -

4,000 - - -

895 163 631 504

1,239282

73 466 119 384

3 - -

6 - - -

.

. . . . . . . .

.

0

0

00

- - -

*The bank was formerly known as GE Money Bank, and was renamed in October 2012.1 TA = total domestic assets held by the lender; TBL = total business loans held by the lender; and CC=credit card loans held by the lender.Source: U.S. Small Business Administration, Office of Advocacy, from Call Report data.

Page 6 of 111


Macro Business Lending ($100,000 - $1 million)


Micro Business Lending (less than $100,000)


(9) (10)

CC

Amount/TA1

(11)

Name of Lending InstitutionHQ

State Rank

(1)


(2) (3) (4)

Number

(5)

Lender Asset Size

(6)


(7) (8)First Citizens BancharesZions Bancrop Synovus Financial Corp. Fulton Fncl Corp. Wintrust Financial Corp. BB&T Corp. Bancorpsouth Regions Financial Corp. Popular FNB Corp. Huntington BancharesTCF Financial Corp. Hancock Holding Corp. M&T Bk Corp. First Niagara Fncl Group T D Bk NA Central Bancompany BMO Harris Bk NA Umpqua Holding Corp. U S Bancrop Arvest Bk Grp. PNC Fncl Svc. Group Cullen/Frost Bkr Wells Fargo & Co Bank of The West Associated Banc Corp. Suntrust Bk Susquehanna BancharesFirstmerit Corp. Compass Bk Peoples United Bk Valley Nat. Bancrop Prosperity BancharesBank of Amer Corp. JPMorgan Chase & Co Fifth Third Bancrop East W Bancrop Commerce Banchares

NC UT GA PA IL

NC MS AL PR PA OH MN MS NY NY DE MO IL

OR MN AR PA TX CA CA WI GA PA OH AL CTNJ TX NC NY OH CA MO

122456788

1011111314151617181820202222242526272729303132333435363738

0.1690.1080.1420.1180.1210.0430.1100.0480.0660.1060.0580.0770.0820.0550.0590.0270.0950.0370.1010.0280.0730.0290.0600.0220.0390.0530.0290.0620.0730.0400.0610.0710.0590.0110.0090.0310.0640.045

0.4430.2390.3330.3170.2760.2010.3530.1710.2400.3460.1860.3030.2660.1430.2370.1740.3370.1780.2350.1370.2940.1140.2130.1100.1750.1740.1150.2030.2040.1410.1430.1990.3670.0990.1010.0990.1580.232

3,536,113 5,705,564 3,687,502 1,945,557 2,042,267 7,486,339 1,439,313 5,769,369 2,300,008 1,227,653 3,279,089 1,375,201 1,581,171 4,473,118 2,083,868 5,590,593 964,544 3,425,035 1,166,561 9,772,602 994,301 8,434,414 1,264,475 26,154,389 3,052,749 1,165,004 4,968,086 1,113,691 1,065,072 2,831,489 1,698,741 1,133,289 633,944 16,850,672 11,593,129 3,522,184 1,330,401 917,369

12,621 19,639 13,082 10,171 10,346 33,430 6,441 21,717 10,894 7,201 14,201 8,583 7,254 18,746 8,689 21,655 4,332 13,821 4,587 42,075 5,130 35,820 6,044 107,411 10,822 12,741 18,834 5,253 4,094 11,006 6,509 3,511 2,566 57,139 57,341 15,224 4,120 4,432

$10B-$50B >$50B $10B-$50B $10B-$50B $10B-$50B >$50B $10B-$50B >$50B $10B-$50B $10B-$50B >$50B $10B-$50B $10B-$50B >$50B $10B-$50B >$50B $10B-$50B >$50B $10B-$50B >$50B $10B-$50B >$50B $10B-$50B >$50B >$50B $10B-$50B >$50B $10B-$50B $10B-$50B >$50B >$10B $10B-$50B $10B-$50B >$50B >$50B >$50B $10B-$50B $10B-$50B

3,914,507 6,231,770 4,227,168 2,133,209 2,842,793 9,408,732 1,646,169 7,386,970 2,464,690 1,475,506 3,914,846 1,676,064 1,775,410 5,560,491 2,530,706 6,197,769 1,113,344 3,849,439 1,264,035

14,632,161 1,167,974

10,537,942 1,411,367

34,570,389 3,645,716 1,279,224 6,179,640 1,221,505 1,138,055 3,445,358 1,856,969 1,180,078

699,037 31,042,181 25,003,294

4,051,406 1,350,924 1,058,791

117,702 52,612 22,675 20,080

136,801 506,879

15,882 63,394 22,703 25,011 34,732 19,823 18,706 56,151 32,530 56,364 14,445 46,887

9,351 870,931

14,601 220,200

11,708 617,508

38,919 28,926 57,543 10,307

6,599 169,539

12,948 5,034 4,936

3,277,274 2,893,892

71,778 5,039

25,561

378,394 526,206 539,666 187,652 800,526

1,922,393 206,856

1,617,601 164,682 247,853 635,757 300,863 194,239

1,087,373 446,838 607,176 148,800 424,404

97,474 4,859,559

173,673 2,103,528

146,892 8,416,000

592,967 114,220

1,211,554 107,814

72,983 613,869 158,228

46,789 65,093

14,191,509 13,410,165

529,222 20,523

141,422

105,081 32,973

9,593 9,909

126,455 473,449

9,441 41,677 11,809 17,810 20,531 11,240 11,452 37,405 23,841 34,709 10,113 33,066

4,764828,856

9,471184,380

5,664510,097

28,097 16,185 38,709

5,054 2,505

158,533 6,439 1,523 2,370

3,220,135 2,836,551

56,554 919

21,129

.

.

.

.

.

.

.

.

.

. .

. .

.

00.01

00

0.010.03

0000

0

0

0.05

0.01

0.01000

0.010

0.070.060.02

0

Page 7 of 111


Macro Business Lending ($100,000 - $1 million)




(9) (10)

CC

Amount/TA1

(11)

Name of Lending InstitutionHQ

State Rank

(1)


(2) (3) (4)

Number

(5)

Lender Asset Size

(6)


(7) (8)First Horizon Nat. Corp. Webster Fncl Corp. Keycorp Comerica Capital One Financial Corp. Lauritzen Corp. Iberiabank Corp. Sovereign Bk NA Citigroup RBS Citizens NA UMB Financial Corp. Cathay Gen. Bancrop Firstbank Holding Corp. Rabobank NA Signature Bk BOK Financial Corp. International BancharesFirst Bancrop Union Bk NA BankUnited UBS Bk USA Washington Fed. Astoria FS & LA GE Capital Bk Scottrade Bk Bank of HI Corp. Privatebancorp City Nat. Corp. Northern Trust Corp. Hudson City Svg Bk FSB HSBC Bk USA NA SVB Fncl Grp. Investors Bancrop MHC New York Cmnty Bancrop First Republic Bk Everbank New York Priv B&TR Corp. Morgan Stanley Bk NA

TN CT OH TX VA NE LA DE NY RI

MO CA CO CA NYOK TX PR CA FL UT WANYUTMOHI IL CA IL NJVA CA NJ NY CAFL

NY UT

3940414243444546474848505152535454565758595961626364656667676970717273747576

0.0440.0470.0310.0430.0100.0400.0590.0250.0050.0180.0470.0640.0330.0440.0380.0350.0360.0440.0140.0260.0140.0120.0090.0320.0040.0140.0330.0190.0090.0010.0050.0180.0150.0110.0100.0100.0120.003

0.181 0.183 0.112 0.083 0.112 0.189 0.170 0.098 0.101 0.083 0.173 0.136 0.284 0.150 0.158 0.119 0.184 0.126 0.054 0.168 0.134 0.223 0.248 0.042 0.526 0.154 0.056 0.062 0.081 0.995 0.042 0.073 0.107 0.063 0.074 0.101 0.087 0.039

1,121,954 916,516

2,568,220 2,656,837 3,233,125

640,448 708,360

2,188,715 3,494,350 2,491,897

627,927 666,495 401,232 522,000 609,851 883,874 414,686 565,083

1,177,341 318,239 569,403 162,405 163,676 441,618

64,691 193,639 428,497 467,667 612,431

42,137 821,468 360,802 174,837 489,454 303,385 155,417 139,549 251,157

5,487 5,237

11,683 9,731

14,496 4,399 2,808

13,586 13,996 10,534

2,330 1,987 1,336 2,073 1,744 2,225 1,708 1,621 4,316 1,008 1,348

545 418

2,556 119 708

1,364 2,090 2,093

73 3,177 1,724

509 1,239

895 504 466 631

$10B-$50B $10B-$50B >$50B >$50B >$50B $10B-$50B $10B-$50B >$50B >$50B >$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B >$10B $10B-$50B $10B-$50B $10B-$50B >$50B $10B-$50B $10B-$50B >$10B >$10B >$10B >$10B $10B-$50B $10B-$50B $10B-$50B >$50B >$10B >$50B $10B-$50B $10B-$50B $10B-$50B >$10B >$10B $10B-$50B >$50B

1,315,603 1,111,695 3,186,664 2,839,695 9,105,726 1,142,096

758,549 2,796,643 9,081,426 3,241,138

684,053 707,069 434,896 599,000 658,569 959,892 478,638 607,796

1,372,869 381,448 588,440 174,663 169,440 735,067

64,835 256,052 446,034 514,444 636,415

42,358 1,126,858

390,367 180,865 495,681 317,825 159,411 141,181 261,157

27,253 13,799 58,231 16,366

2,914,573 101,941

5,125 34,502

1,746,916 62,262

4,552 3,134 7,076 9,943 3,136 4,390 4,230 2,919

11,632 3,098 1,765

984 710

17,830 121

3,820 2,086 3,595 2,773

86 19,558

5,182 717

1,410 1,239

652 486 834

193,649 195,179 618,444 182,858

5,872,601 501,648

50,189 607,928

5,587,076 749,241

56,126 40,574 33,664 77,000 48,718 76,018 63,952 42,713

195,528 63,209 19,037 12,258

5,764 293,449

144 62,413 17,537 46,777 23,984

221 305,390

29,565 6,028 6,227

14,440 3,994 1,632

10,000

21,766 8,562

46,548 6,635

2,900,077 97,542

2,317 20,916

1,732,920 51,728

2,222 1,147 5,740 7,870 1,392 2,165 2,522 1,298 7,316 2,090

417 439 292

15,2742

3,112 722

1,505 680

13 16,381

3,458 208 171 344 148

20 203

. .

.

. . .

.

. . . . . .

.

.

. . . . . .

0.01000

0.25

00.1

0.01

0

0

0.030

0

00

00

Page 8 of 111


Macro Business Lending All Small Business Lending Micro Business Lending ($100,000 - $1 million) (less than $1 million) (less than $100,000)

HQ Amount Lender Amount CC

Name of Lending Institution State Rank TA Ratio1 TBL Ratio1 ($1,000) Number Asset Size ($1,000) Number Amount ($1,000) Number Amount/TA1

(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11)Flagstar Bk FSB MI 77 0.006 0.067 91,715 282 >$10B 94,100 405 2,385 123 . Ally Financial MI 78 0.003 0.007 223,442 565 >$50B 1,964,564 68,244 1, 741,122 67,679 . State Farm Bk FSB IL 79 0.004 0.065 64,779 193 >$10B 163,053 18,808 98,274 18,615 . Onewest Bk FSB CA 80 0.004 0.050 107,368 384 >$10B 107,724 406 356 22 . Bank of NY Mellon Corp. NY 81 0.000 0.044 50,549 163 >$50B 55,544 351 4,995 188 0American Express Co. NY 82 0.000 0.002 31,949 138 >$50B 16, 350,038 3,603,226 16,318,089 3,603,088 0.28Goldman Sachs Group The NY 83 0.000 0.001 4, 000 6 >$50B 4,000 6 - - 0Barclays Bk DE DE 83 0.000 0.014 1, 666 4 $10B-$50B 114,360 26,447 112,694 26,443 . Deutsche Bk TC Americas NY 85 0.000 0.000 2, 000 3 $10B-$50B 2,000 4 - 1 0USAA Svg. Bk NV NR 0.000 - - - >$10B - 1 - 1 . State Street Corp. MA NR - - - - >$50B - - - - 0Discover Financial Services IL NR - - - - >$50B 206,777 112,259 206,777 112, 259 . USAA FSB TX NR - - - - >$10B 436 2 436 2 . E Trade Bk VA NR - - - - >$10B - - - - . GE Capital Retail Bk* UT NR - - - - >$10B 1,133,624 716,231 1, 133,624 716, 231 . Charles Schwab Bk NV NR - - - - >$10B - - - - . Third FS&LA OH NR - - - - >$10B - - - - . *The bank was formerly known as GE Money Bank, and was renamed in October 2012.1 TA = total domestic assets held by the lender; TBL = total business loans held by the lender; and CC=credit card loans held by the lender.Source: U.S. Small Business Administration, Office of Advocacy, from Call Report data.

Page 9 of 111

Table 2A. Small Business Lending of Large Lending Institutions Based on CRA Data, 2011

All Small Business Lending (less than $1 million) No. of States &

Micro Busines Lending (less than $100,000)

Name of Lending InstitutionHQ State or

TerritoryTotal Rank

(1)TA Ratio (2)

Amount TBL Ratio (1,000) (3) (4)

Number (5)

Territories w/Loans

(6)

Institution Asset Size

(7)Amount (1,000) Number (8) (9)

First Citizens Bancshares Synovus Financial Corp. Zions Bancorp. Regions Fiancial corp. Huntington Bancshares BB&T Corporation Wintrust Financial Corp. Hancock Holding Company Central Bancompany Capital One Financial Corp. Arvest Bk Grp. Lauritzen Corp U S Bancorp FNB Corp. Popular JPMorgan Chase & Co Bancorpsouth First Niagara Fncl. Group Wells Fargo & Co. PNC Fncl. Svc. Group Bank of America Corp. Bank of The West M&T Bk Corp. Cullen/Frost Bkr Commerce Bancshares Fulton Fncl. Corp. TD Bank N.A. Compass Bank Umpqua Holding Corp. Suntrust Bk Prosperity Bancshares Fifth Third Bancorp Susquehanna Bancshares Comerica Associated Banc Corp. Valley Nat. Bancorp First Horizon Nat. Corp. American Express Co. Citigroup Firstmerit Corp. Keycorp

NCGAUTALOHNCIL

MSMOVAARNEMNPAPRNYMSNYCAPANCCANYTX

MOPAMEALORGATXOHPATXWINJTNNYNYOHOH

1 2 3 4 5 6 7 8 9

10 10 12 13 14 15 16 16 18 19 20 21 21 23 24 25 25 27 27 29 30 30 32 33 34 35 35 37 37 39 39 41

0.187 0.162 0.118 0.061 0.069 0.053 0.169 0.092 0.110 0.028 0.086 0.071 0.042 0.128 0.071 0.019 0.125 0.072 0.029 0.036 0.020 0.047 0.068 0.067 0.051 0.129 0.030 0.049 0.110 0.036 0.065 0.035 0.068 0.046 0.059 0.074 0.052 0.238 0.013 0.078 0.038

0.491 0.381 0.261 0.219 0.222 0.253 0.384 0.299 0.389 0.316 0.345 0.337 0.205 0.416 0.258 0.219 0.404 0.288 0.146 0.143 0.182 0.209 0.178 0.238 0.268 0.348 0.192 0.172 0.255 0.142 0.405 0.114 0.222 0.089 0.191 0.208 0.213 1.000 0.262 0.218 0.139

2,000,230 2,156,294 2,801,160 4,704,915 2,105,484 5,432,971 979,265 1,346,390 848,954 3,360,015 927,316 651,422 7,480,644 706,474 966,261 10,713,135 545,447 859,052 26,194,774 8,494,260 9,945,800 1,693,234 1,422,703 1,028,735 756,508 464,182 1,648,265 1,104,712 561,451 2,764,109 369,991 3,048,035 487,400 2,077,861 776,630 516,495 629,299 34,271 648,941 421,265 1,203,852

14,834 12,593 25,367 74,710 18,793 25,220

4,111 7,489 6,746

335,6739,044

15,415 303,214

3,668 11,808

624,8605,550 6,275

698,313 87,483

241,670 14,036

8,196 4,080 5,589 2,248

20,049 17,913

2,663 14,795

3,067 18,235

2,815 7,437 3,084 2,666 3,142

1257,901 2,305 6,757

4529455135403430305331515315105116185249554225164413454011509

461941226

2021352034

$10B-$50B $10B-$50B >$50B >$50B >$50B >$50B $10B-$50B $10B-$50B $10B-$50B >$50B $10B-$50B $10B-$50B >$50B $10B-$50B $10B-$50B >$50B $10B-$50B $10B-$50B >$50B >$50B >$50B >$50B >$50B $10B-$50B $10B-$50B $10B-$50B >$50B >$50B $10B-$50B >$50B $10B-$50B >$50B $10B-$50B >$50B $10B-$50B $10B-$50B $10B-$50B >$50B >$50B $10B-$50B >$50B

310,344 312,765 587,495

1,778,006 465,052 609,357

76,766 176,284 151,075

1,798,588 194,309 222,897

3,266,661 82,691

336,432 6,166,718

127,004 150,678

16,775,465 2,931,588 3,102,354

304,854 227,566

91,313 120,480

51,367 578,104 530,542

68,237 297,196

73,162 364,293

74,912 178,277

62,443 65,642 83,072

496 189,748

39,231 117,258

10,244 7,209

19,552 66,171 14,344 12,321

1,962 4,281 4,707

331,378 6,895

14,189 292,238

1,902 9,914

613,696 4,202 4,384

666,63072,023

223,49110,654

4,960 1,744 3,841 1,083

16,787 16,188

1,383 8,978 2,184

11,363 1,693 2,948 1,281 1,663 1,666

11 6,531 1,338 4,169

Page 10 of 111

Table 2A. Small Business Lending of Large Lending Institutions Based on CRA Data, 2011

All Small Business Lending (less than $1 million) No. of States &

Micro Busines Lending (less than $100,000)

Name of Lending InstitutionHQ State or

TerritoryTotal Rank

(1)TA Ratio (2)

Amount TBL Ratio (1,000) (3) (4)

Number (5)

Territories w/Loans

(6)


(7)Amount (1,000) Number (8) (9)

Ally Financial RBS Citizens N.A. UMB Financial Corp. TCF Financial Corp. BMO Harris Bank N.A. Iberiabank Corp Webster Fncl. Corp. Discover Financial Services Firstbank Holding Company HSBC Bank USA NA GE Capital Financial Inc. Union Bank N.A East W Bancorp International Bshrs Corp. Signature Bank Cathay Gen. Bancorp Rabobank N.A. City Nat. Corp. BOK Financial Corp. Bank of HI Corp. First Bancorp New York Cmnty Bancorp SVB Fncl Grp. Banco Santander De Puerto RIPrivateBancorp Northern Trust Corp. First Republic Bank Investors Bancorp MHC New York Priv B&TR Corp. Morgan Stanley Bank N.A. Bank of NY Mellon Corp. Goldman Sachs Group The Deutsche Bk Trust Company

MIRI

MOMNILLACTIL

COIL

UTCACATXNYCACACAOKHIPRNYCAPRILILCANJNYUTNYNYNY

42 43 43 45 46 47 47 49 50 51 52 53 54 55 56 57 58 59 60 61 61 63 64 64 66 67 68 69 70 71 72 NR NR

0.022 0.023 0.051 0.094 0.042 0.063 0.057 0.003 0.036 0.006 0.054 0.016 0.065 0.042 0.041 0.068 0.051 0.021 0.038 0.019 0.048 0.011 0.019 0.032 0.035 0.009 0.010 0.016 0.012 0.003 0.000 0.000 0.000

0.066 0.108 0.188 0.370 0.201 0.183 0.222 1.000 0.308 0.058 0.069 0.063 0.160 0.212 0.170 0.144 0.172 0.068 0.129 0.204 0.136 0.064 0.079 0.126 0.058 0.085 0.078 0.111 0.088 0.041 0.048 0.001 0.000

1,442,226 1,199,292

605,084 98,525

585,297 533,207 368,095

55,609 206,554

1,635,725 504,504

1,011,798 407,856 259,857 604,438 297,486 223,347 744,988 443,663 149,892

91,809 169,075 262,713

93,125 302,002 383,029 304,807

47,544 12,714

115,415 58,091

1,000 2,876

41,385 17,010

3,731 247

4,742 2,683 2,421

14,1443,341

40,2096,708

11,630 928

2,328 2,178

873 968

2,961 1,538

583 493

4,707 1,584

743 788

1,312 710 178

39 246 134

1 4

5245387

32267

5321525119271242104

2822638

351

24271337

382012

>$50B >$50B $10B-$50B $10B-$50B >$50B $10B-$50B $10B-$50B >$50B $10B-$50B >$50B $10B-$50B >$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B >$50B $10B-$50B >$50B $10B-$50B $10B-$50B $10B-$50B >$50B >$50B >$50B $10B-$50B

1,312,200 237,814

66,838 2,760

58,850 66,859 79,756 55,609 36,015

745,653 213,608 328,134

8,859 55,033 39,734 15,552 28,773 68,609 30,030 13,363 12,040 35,256 30,752 18,793 11,447 27,007 10,213

3,159 300 400

1,617 - -

41,157 14,723

2,429 44

3,363 1,377 1,587

14,144 2,842

37,631 5,733 9,691

130 1,695

816 301 483

1,329 568 253 274

4,393 1,193

491 183 421 144

70 3 4

31 - -

Source: U.S. Small Business Administration, Office of Advocacy, from Community Reivestment Act reports.

Page 11 of 111

Table 2B. Micro Business Lending of Large Lending Institutions Based on CRA Data, 2011

Micro Business Lending All Small Business Lending (less than $100,000) (less than $1 million) HQ State No of States &

or Total Territories Institution Name of Lending Institution Territory Rank TA Ratio TBL Ratio Amount (1,000) Number w/Loans Asset Size Amount (1,000) Number

(1) (2) (3) (4) (5) (6) (7) (8) (9)First Citizens Bancshares NC 1 0.169 0.443 310,344 10,244 45 $10B-$50B 2,000,230 14,834 Zions Bancorp UT 2 0.108 0.239 587,495 19,552 45 >$50B 2,801,160 25,367 Synovus Financial Corp. GA 3 0.142 0.333 312,765 7,209 29 $10B-$50B 2,156,294 12,593 Popular PR 4 0.066 0.240 336,432 9,914 10 $10B-$50B 966,261 11,808 BancorpSouth MS 5 0.110 0.353 127,004 4,202 16 $10B-$50B 545,447 5,550Regions Financial Corp. AL 6 0.048 0.171 1,778,006 66,171 51 >$50B 4,704,915 74,710 Arvest Bk Grp. AR 6 0.073 0.294 194,309 6,895 31 $10B-$50B 927,316 9,044BB&T Corp. NC 8 0.043 0.201 609,357 12,321 40 >$50B 5,432,971 25,220 Central Bancompany MO 8 0.095 0.337 151,075 4,707 30 $10B-$50B 848,954 6,746Huntington Bancshares OH 10 0.058 0.186 465,052 14,344 35 >$50B 2,105,484 18,793 Hancock Holding Company MS 11 0.082 0.266 176,284 4,281 30 $10B-$50B 1,346,390 7,489FNB Corp. PA 12 0.106 0.346 82,691 1,902 15 $10B-$50B 706,474 3,668Wintrust Financial Corp. IL 13 0.121 0.276 76,766 1,962 34 $10B-$50B 979,265 4,111U S Bancorp MN 14 0.028 0.137 3,266,661 292,238 53 >$50B 7,480,644 303,214First Niagara Fncl Grp. NY 15 0.059 0.237 150,678 4,384 18 $10B-$50B 859,052 6,275Compass Bank AL 16 0.040 0.141 530,542 16,188 40 >$50B 1,104,712 17,913 Wells Fargo & Co. CA 17 0.022 0.110 16,775,465 666,630 52 >$50B 26,194,774 698,313PNC Fncl Svc Group PA 17 0.029 0.114 2,931,588 72,023 49 >$50B 8,494,260 87,483 TD Bank N.A. ME 19 0.027 0.174 578,104 16,787 45 >$50B 1,648,265 20,049 Prosperity Bancshares TX 19 0.059 0.367 73,162 2,184 9 $10B-$50B 369,991 3,067Lauritzen Corp. NE 21 0.040 0.189 222,897 14,189 51 $10B-$50B 651,422 15,415 Bank Of The West CA 21 0.039 0.175 304,854 10,654 42 >$50B 1,693,234 14,036 Cullen/Frost Bkr TX 23 0.060 0.213 91,313 1,744 16 $10B-$50B 1,028,735 4,080M&T Bk Corp. NY 24 0.055 0.143 227,566 4,960 25 >$50B 1,422,703 8,196Umpqua Holding Corp. OR 25 0.101 0.235 68,237 1,383 11 $10B-$50B 561,451 2,663Commerce Bancshares MO 26 0.045 0.232 120,480 3,841 44 $10B-$50B 756,508 5,589Fulton Fncl Corp. PA 27 0.118 0.317 51,367 1,083 13 $10B-$50B 464,182 2,248Susquehanna Bancshares PA 28 0.062 0.203 74,912 1,693 19 $10B-$50B 487,400 2,815JPMorgan Chase & Co. NY 29 0.009 0.101 6,166,718 613,696 51 >$50B 10,713,135 624,860Capital One Financial Corp. VA 30 0.010 0.112 1,798,588 331,378 53 >$50B 3,360,015 335,673Bank of America Corp. NC 30 0.011 0.099 3,102,354 223,491 55 >$50B 9,945,800 241,670Fifth Third Bancorp OH 32 0.031 0.099 364,293 11,363 46 >$50B 3,048,035 18,235 Valley Nat. Bancorp NJ 32 0.071 0.199 65,642 1,663 6 $10B-$50B 516,495 2,666First Horizon Nat. Corp. TN 34 0.044 0.181 83,072 1,666 20 $10B-$50B 629,299 3,142Webster Fncl Corp. CT 34 0.047 0.183 79,756 1,587 7 $10B-$50B 368,095 2,421Suntrust Bk GA 36 0.029 0.115 297,196 8,978 50 >$50B 2,764,109 14,795 Firstmerit Corp. OH 37 0.073 0.204 39,231 1,338 20 $10B-$50B 421,265 2,305Iberiabank Corp. LA 38 0.059 0.170 66,859 1,377 26 $10B-$50B 533,207 2,683Comerica TX 39 0.043 0.083 178,277 2,948 41 >$50B 2,077,861 7,437UMB Financial Corp. MO 40 0.047 0.173 66,838 2,429 38 $10B-$50B 605,084 3,731Associated Banc Corp. WI 40 0.053 0.174 62,443 1,281 22 $10B-$50B 776,630 3,084

Page 12 of 111

Table 2B. Micro Business Lending of Large Lending Institutions Based on CRA Data, 2011

Micro Business Lending All Small Business Lending (less than $100,000) (less than $1 million) HQ State No of States &

or Total Territories Institution Name of Lending Institution Territory Rank TA Ratio TBL Ratio Amount (1,000) Number w/Loans Asset Size Amount (1,000) Number

(1) (2) (3) (4) (5) (6) (7) (8) (9)HSBC Bank USA NA IL 42 0.005 0.042 745,653 37,631 52 >$50B 1,635,725 40,209 Ally Financial MI 43 0.003 0.007 1,312,200 41,157 52 >$50B 1,442,226 41,385 RBS Citizens N.A. RI 44 0.018 0.083 237,814 14,723 45 >$50B 1,199,292 17,010 TCF Financial Corp. MN 44 0.077 0.303 2,760 44 7 $10B-$50B 98,525 247Union Bank N.A CA 46 0.014 0.054 328,134 9,691 19 >$50B 1,011,798 11,630 Keycorp OH 47 0.031 0.112 117,258 4,169 34 >$50B 1,203,852 6,757Firstbank Holding Corp. CO 47 0.033 0.284 36,015 2,842 21 $10B-$50B 206,554 3,341GE Capital Financial Inc. UT 49 0.032 0.042 213,608 5,733 51 $10B-$50B 504,504 6,708BMO Harris Bank N.A. IL 50 0.037 0.178 58,850 3,363 32 >$50B 585,297 4,742International Bshrs Corp. TX 51 0.036 0.184 55,033 1,695 12 $10B-$50B 259,857 2,328Citigroup NY 52 0.005 0.101 189,748 6,531 35 >$50B 648,941 7,901Signature Bank NY 53 0.038 0.158 39,734 816 42 $10B-$50B 604,438 2,178Cathay Gen. Bancorp CA 54 0.064 0.136 15,552 301 10 $10B-$50B 297,486 873East W Bancorp CA 55 0.064 0.158 8,859 130 27 $10B-$50B 407,856 928Rabobank N.A. CA 56 0.044 0.150 28,773 483 4 $10B-$50B 223,347 968BOK Financial Corp. OK 57 0.035 0.119 30,030 568 22 $10B-$50B 443,663 1,538First Bancorp PR 57 0.044 0.126 12,040 274 3 $10B-$50B 91,809 493City Nat. Corp. CA 59 0.019 0.062 68,609 1,329 28 $10B-$50B 744,988 2,961Bank of HI Corp HI 60 0.014 0.154 13,363 253 6 $10B-$50B 149,892 583Banco Santander De Puerto RI PR 61 0.025 0.098 18,793 491 1 >$50B 93,125 743SVB Fncl Grp. CA 62 0.018 0.073 30,752 1,193 35 $10B-$50B 262,713 1,584New York Cmnty Bancorp NY 63 0.011 0.063 35,256 4,393 8 $10B-$50B 169,075 4,707PrivateBancorp IL 64 0.033 0.056 11,447 183 24 $10B-$50B 302,002 788Investors Bancorp MHC NJ 65 0.015 0.107 3,159 70 3 $10B-$50B 47,544 178Northern Trust Corp. IL 66 0.009 0.081 27,007 421 27 >$50B 383,029 1,312First Republic Bank CA 67 0.010 0.074 10,213 144 13 $10B-$50B 304,807 710New York Priv B&TR Corp. NY 68 0.012 0.087 300 3 7 $10B-$50B 12,714 39Morgan Stanley Bank N.A. UT 69 0.003 0.039 400 4 38 >$50B 115,415 246Discover Financial Services IL 70 - - 55,609 14,144 53 >$50B 55,609 14,144 Bank of NY Mellon Corp. NY 71 0.000 0.044 1,617 31 20 >$50B 58,091 134American Express Co. NY 72 0.000 0.002 496 11 21 >$50B 34,271 125Goldman Sachs Group The NY NR 0.000 0.001 - - 1 >$50B 1,000 1Deutsche Bk Trust Company NY NR 0.000 0.000 - - 2 $10B-$50B 2,876 4Source: U.S. Small Business Administration, Office of Advocacy, from Community Reivestment Act reports.

Page 13 of 111

Table 2C. Macro Business Lending of Large Lending Institutions Based on CRA Data, 2011

Name of Lending Institution

HQ State or

Territory

Macro Business Lending ($100,000-$1 million) No of States &

Territories w/Loans

(6)


(7)


Total Rank

(1) TA Ratio

(2) TBL Ratio Amount (1,000)

(3) (4) Number

(5) Amount (1,000) Number

(8) (9)BB&T Corp. U S Bancorp Bank of America Corp. Jpmorgan Chase & Co. Capital One Financial Corp. Regions Financial Corp. Synovus Financial Corp. First Citizens Bancshares Wintrust Financial Corp. Wells Fargo & Co. Huntington BancsharesPNCFncl Svc Group M&T Bk Corp. Arvest Bk Grp. FNB Corp. Central Bancompany Suntrust Bk Zions Bancorp First Niagara Fncl Grp.Hancock Holding Corp. Bank of The West Lauritzen Corp. Keycorp Fifth Third Bancorp Citigroup Cullen/Frost Bkr Bancorpsouth Commerce Bshrs RBS Citizens N.A. Compass Bank First Horizon Nat Corp. Fulton Fncl Corp. Comerica TD Bank N.A. Associated Banc Corp. GE Capital Financial Inc. American Express Co. Ally Financial Umpqua Holdingn Corp. TCF Financial Corp. Webster Fncl Corp.

NCMNNCNYVAALGANCILCAOHPANYARPAMOGAUTNYMSCANEOHOHNYTXMSMORIALTNPATXMEWIUTNYMIORMNCT

1 2 3 3 5 6 6 8 8

10 11 12 13 14 15 16 17 18 18 20 21 22 23 24 25 26 26 28 29 29 31 32 33 34 35 36 36 38 39 40 41

0.011 0.014 0.009 0.010 0.018 0.013 0.021 0.018 0.048 0.007 0.011 0.007 0.013 0.013 0.021 0.015 0.007 0.010 0.013 0.010 0.008 0.031 0.007 0.005 0.008 0.007 0.016 0.007 0.005 0.009 0.008 0.011 0.003 0.003 0.005 0.022 0.238 0.020 0.008 0.017 0.010

0.052 0.068 0.083 0.117 0.204 0.048 0.049 0.047 0.108 0.035 0.036 0.028 0.035 0.051 0.070 0.052 0.028 0.022 0.051 0.033 0.034 0.148 0.027 0.015 0.161 0.025 0.051 0.036 0.025 0.031 0.031 0.031 0.006 0.019 0.017 0.028 0.998 0.058 0.020 0.066 0.039

4,823,614 4,213,983 6,843,446 4,546,417 1,561,427 2,926,909 1,843,529 1,689,886

902,499 9,419,309 1,640,432 5,562,672 1,195,137

733,007 623,783 697,879

2,466,913 2,213,665

708,374 1,170,106 1,388,380

428,525 1,086,594 2,683,742

459,193 937,422 418,443 636,028 961,478 574,170 546,227 412,815

1,899,584 1,070,161

714,187 290,896

33,775 130,026 493,214

95,765 288,339

12,899 10,976 18,179 11,164

4,295 8,539 5,384 4,590 2,149

31,683 4,449

15,460 3,236 2,149 1,766 2,039 5,817 5,815 1,891 3,208 3,382 1,226 2,588 6,872 1,370 2,336 1,348 1,748 2,287 1,725 1,476 1,165 4,489 3,262 1,803

975 114 228

1,280203 834

40535551535129453452354925311530504518304251344635161644454020134145225121521177

>$50B >$50B >$50B >$50B >$50B >$50B $10B-$50B $10B-$50B $10B-$50B >$50B >$50B >$50B >$50B $10B-$50B $10B-$50B $10B-$50B >$50B >$50B $10B-$50B $10B-$50B >$50B $10B-$50B >$50B >$50B >$50B $10B-$50B $10B-$50B $10B-$50B >$50B >$50B $10B-$50B $10B-$50B >$50B >$50B $10B-$50B $10B-$50B >$50B >$50B $10B-$50B $10B-$50B $10B-$50B

5,432,971 7,480,644 9,945,800

10,713,135 3,360,015 4,704,915 2,156,294 2,000,230

979,265 26,194,774

2,105,484 8,494,260 1,422,703

927,316 706,474 848,954

2,764,109 2,801,160

859,052 1,346,390 1,693,234

651,422 1,203,852 3,048,035

648,941 1,028,735

545,447 756,508

1,199,292 1,104,712

629,299 464,182

2,077,861 1,648,265

776,630 504,504

34,271 1,442,226

561,451 98,525

368,095

25,220 303,214 241,670 624,860 335,673

74,710 12,593 14,834 4,111

698,313 18,793 87,483 8,196 9,044 3,668 6,746

14,795 25,367 6,275 7,489

14,036 15,415 6,757

18,235 7,901 4,080 5,550 5,589

17,010 17,913 3,142 2,248 7,437

20,049 3,084 6,708

12541,385 2,663

247 2,421

Page 14 of 111

Table 2C. Macro Business Lending of Large Lending Institutions Based on CRA Data, 2011

Name of Lending Institution

HQ State or

Territory

Macro Business Lending ($100,000-$1 million) No of States &

Territories w/Loans

(6)


(7)


Total Rank

(1) TA Ratio

(2) TBL Ratio Amount (1,000)

(3) (4) Number

(5) Amount (1,000) Number

(8) (9)Popular HSBC Bank USA NA BMO Harris Bank N.A. Prosperity Bancshares UMB Financial Corp. Union Bank N.A Signature Bank Susquehanna Bancshares City Nat Corp. Bank of HI Corp. Iberiabank Corp. International Bshrs Corp. Rabobank N.A. Firstmerit Corp. Valley Nat Bancorp BOK Financial Corp. Banco Santander De Puerto RIFirstbank Holding Corp. Cathay Gen. Bancorp East W Bancorp SVB Fncl Grp. PrivateBancorp First Bancorp Discover Financial Services Investors Bancorp MHC Northern Trust Corp. First Republic Bank New York Cmnty Bancorp Morgan Stanley Bank N.A. Bank of Ny Mellon Corp. New York Priv B&TR Corp. Deutsche Bk Trust Company New York Priv B&TR Corp.

PRILILTX

MOCANYPACAHILATXCAOHNJOKPRCOCACACAILPRILNJILCANYUTNYNYNYNY

42 43 44 45 46 47 47 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74

0.005 0.002 0.005 0.006 0.004 0.002 0.003 0.006 0.002 0.005 0.004 0.006 0.007 0.005 0.003 0.003 0.007 0.003 0.004 0.001 0.001 0.001 0.003 0.003 0.001 0.000 0.000 0.000 0.000 0.000 0.000

- -

0.017 0.016 0.022 0.038 0.015 0.009 0.013 0.020 0.006 0.050 0.012 0.028 0.022 0.014 0.008 0.010 0.027 0.024 0.008 0.002 0.006 0.002 0.010 1.000 0.004 0.003 0.004 0.001 0.002 0.004 0.001

- -

629,829 890,072 526,447 296,829 538,246 683,664 564,704 412,488 676,379 136,529 466,348 204,824 194,574 382,034 450,853 413,633

74,332 170,539 281,934 398,997 231,961 290,555

79,769 -

44,385 356,022 294,594 133,819 115,015

56,474 12,414

2,876 1,000

1,894 2,578 1,379

883 1,302 1,939 1,362 1,122 1,632

330 1,306

633 485 967

1,003970 252 499 572 798 391 605 219 -108 891 566 314 242 103

36 4 1

1052329

38194219286

26124

206

221

21102735243

533

27138

3820721

$10B-$50B >$50B >$50B $10B-$50B $10B-$50B >$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B >$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B $10B-$50B >$50B $10B-$50B >$50B $10B-$50B $10B-$50B >$50B >$50B $10B-$50B $10B-$50B >$50B

966,261 1,635,725

585,297 369,991 605,084

1,011,798 604,438 487,400 744,988 149,892 533,207 259,857 223,347 421,265 516,495 443,663

93,125 206,554 297,486 407,856 262,713 302,002

91,809 55,609 47,544

383,029 304,807 169,075 115,415

58,091 12,714

2,876 1,000

11,808 40,209 4,742 3,067 3,731

11,630 2,178 2,815 2,961

583 2,683 2,328

968 2,305 2,666 1,538

743 3,341

873 928

1,584 788 493

14,144 178

1,312 710

4,707 246 134

39 4 1

Source: U.S. Small Business Administration, Office of Advocacy, from Community Reivestment Act reports.

Page 15 of 111

Table 3A. Top Small Business Lenders by State and Territory Based on Call Report Data, June 2012

Name of Lending Institution CityHQ

State

Small Business Lending (less than $1 million)


(6)

Micro Business Lending (less than $ 100,000)

CC

Amount/TA1

(10)

Total Amount Rank (1,000) Number

(7) (8) (9)

Total Rank

(1)

Amount 1TA Ratio TBL Ratio1 (1,000)

(2) (3) (4) Number

(5)

Denali State Bank Fairbanks

First Metro Bank Muscle ShoalsThe Bank of Vernon VernonFarmers and Merchants Bank PiedmontBank Independent SheffieldCCB COMMUNITY BANK AndalusiaTraders & Farmers Bank HaleyvilleMetro Bank Pell CityVantage Bank of Alabama AlbertvilleTown-Country National Bank CamdenCitizens Bank & Trust GuntersvilleTraditions Bank CullmanPrimeSouth Bank TallasseeSweet Water State Bank Sweet Water

First State Bank of DeQueen De QueenFirst National Bank & Trust Company Mountain HomeThe First National Bank of Lawrence CWalnut RidgeBank of Salem SalemPEOPLES BANK SheridanFirst Community Bank BatesvilleOne Bank & Trust, National Associati Little RockFirst National Bank of North ArkansasBerryvilleFirst Arkansas Bank and Trust JacksonvilleBank of Star City Star CitySimmons First Bank of Northeast Ark JonesboroBank of Little Rock Little Rock

The Foothills Bank YumaBank of Tucson TucsonCommerce Bank of Arizona Tucson

National Bank of California Los AngelesBBCN Bank Los AngelesPacific Enterprise Bank IrvineMission Valley Bank Sun ValleyBorrego Springs Bank, National AssocLa MesaCommunity West Bank, National AssoGoletaTri Counties Bank Chico

AK

ALALALALALALALALALALALALAL

ARARARARARARARARARARARAR

AZAZAZ

CACACACACACACA

85.0

100.0 95.0 90.0 87.5 85.0 82.5 82.5 82.5 80.0 80.0 80.0 80.0 80.0

92.5 87.5 85.0 85.0 85.0 85.0 82.5 80.0 80.0 77.5 77.5 77.5

90.0 87.5 85.0

95.0 92.5 92.5 90.0 90.0 87.5 87.5

0.370

0.260 0.428 0.206 0.250 0.236 0.136 0.187 0.360 0.273 0.196 0.195 0.206 0.297

0.220 0.198 0.169 0.199 0.317 0.182 0.187 0.200 0.167 0.255 0.160 0.227

0.342 0.283 0.308

0.537 0.309 0.405 0.356 0.435 0.227 0.173

0.855

1.000 1.000 1.000 0.701 0.693 1.000 0.749 1.000 0.963 0.707 0.891 0.859 1.000

1.000 0.937 1.000 1.000 1.000 0.579 0.616 0.914 0.554 0.896 0.770 0.745

0.678 0.714 0.628

1.000 0.424 0.549 0.564 0.628 0.542 0.545

97,520

126,462 63,587 39,836

268,132 97,726 50,154

119,103 27,683 26,325 58,008 43,190 33,135 26,567

40,662 75,789 30,386 26,021 35,942

135,771 88,557 33,198

116,539 26,551 54,772 41,637

94,307 85,649 73,807

187,467 1,557,424

110,755 87,754 65,123

129,084 436,723

403

1,476 557 649

30,135 1,274

711 1,198

372 534 825 625 587 316

871 690 666 638 429

2,931 672 597

19,506 367 563 423

482 559 498

431 9,537

591 647

3,020 718

3,804

100M-500M

100M-500M 100M-500M 100M-500M 1B-10B 100M-500M 100M-500M 500M-1B <100M <100M 100M-500M 100M-500M 100M-500M <100M

100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 500M-1B 100M-500M 100M-500M 500M-1B 100M-500M 100M-500M 100M-500M

100M-500M 100M-500M 100M-500M

100M-500M 1B-10B 100M-500M 100M-500M 100M-500M 500M-1B 1B-10B

85.0

92.5 75.0

100.0 97.5 87.5

100.0 72.5 77.5 90.0 80.0 82.5 87.5 95.0

100.0 82.5 97.5 97.5 80.0 85.0 72.5 87.5 97.5 70.0 70.0 72.5

87.5 95.0 95.0

67.5 97.5 95.0 95.0 97.5 85.0 97.5

7,890

30,341 8,751

39,836 145,265

22,771 50,154 18,952 7,684 9,879

13,304 10,839 12,426 26,567

40,662 15,934 30,386 26,021 7,922

32,455 16,229 12,944 63,505 5,509 8,665 7,947

5,063 5,666 4,671

3,020 168,741

11,314 12,892 10,544 7,591

43,955

211

1,161 319 649

29,608 930 711 785 291 436 578 461 489 316

871 504 666 638 324

2,491 437 494

19,290 268 361 290

173 210 228

76 6,149

249 365

2,562 234

2,289

0.000

0.0030.0080.0000.0000.0020.0000.0000.0000.0000.0000.0040.0000.000

0.0000.0020.0060.0000.0000.0030.0030.0010.0770.0000.0000.000

0.0000.0000.000

0.0000.0000.0000.0000.0000.0000.000

Page 16 of 111



State



(6)


CC

Amount/TA1

(10)


(7) (8) (9)

Total Rank

(1)


(2) (3) (4) Number

(5)Community Commerce Bank ClaremontPlaza Bank IrvineUniversal Bank West CovinaBank of the Sierra Porterville

Yampa Valley Bank Steamboat SpringFirst State Bank of Colorado HotchkissHigh Country Bank SalidaValley Bank & Trust BrightonThe Colorado Bank and Trust Compa La JuntaFort Morgan State Bank Fort MorganCanon National Bank Canon CityPoints West Community Bank JulesburgCollegiate Peaks Bank Buena VistaNorth Valley Bank Thornton

NEW ENGLAND BANK EnfieldConnecticut Community Bank, NationWestportQuinnipiac Bank & Trust Company HamdenFairfield County Bank RidgefieldNaugatuck Savings Bank Naugatuck

Industrial Bank Washington

FIA Card Services, National AssociatioWilmingtonChase Bank USA, National Associatio Newark

BankFIRST Winter ParkFidelity Bank of Florida, National AssoMerritt IslandAmerican Enterprise Bank of Florida JacksonvilleExecutive National Bank MiamiPlatinum Bank BrandonFlorida Traditions Bank Dade CityPremier Bank TallahasseeFirstAtlantic Bank JacksonvilleUnited Legacy Bank Winter ParkSummit Bank, National Association Panama CityBank of St. Augustine Saint AugustineFlorida Gulf Bank Fort MyersMainstreet Community Bank of FloridDeland

CACACACA

COCOCOCOCOCOCOCOCOCO

CTCTCTCTCT

DC

DEDE

FLFLFLFLFLFLFLFLFLFLFLFLFL

87.5 87.5 85.0 85.0

87.5 85.0 82.5 80.0 77.5 77.5 77.5 77.5 77.5 77.5

85.0 80.0 80.0 80.0 80.0

92.5

90.0 87.5

95.0 92.5 92.5 90.0 90.0 90.0 90.0 87.5 85.0 85.0 85.0 85.0 85.0

0.358 0.328 0.329 0.148

0.243 0.240 0.220 0.189 0.191 0.252 0.192 0.152 0.235 0.266

0.245 0.265 0.414 0.160 0.164

0.134

0.045 0.044

0.252 0.404 0.382 0.368 0.323 0.313 0.240 0.228 0.265 0.238 0.250 0.258 0.247

0.687 0.502 1.000 0.546

0.827 0.799 0.851 0.747 0.930 0.768 0.586 0.840 0.535 0.680

0.562 0.540 0.936 0.427 0.519

0.441

0.860 0.792

0.704 0.725 0.837 0.995 0.599 0.609 0.783 0.598 0.738 0.671 0.809 0.577 0.725

103,416 127,075 133,617 206,583

43,454 42,330 40,643 47,770 18,202 29,523 43,376 30,202 50,106 35,466

179,642 100,322

36,851 237,306 156,828

46,882

6,133,411 5,149,294

176,104 133,734

73,419 105,976 129,734

79,556 67,880 72,312 53,869 54,816 44,511 92,105 53,956

365 484 170 1,602

374 454 285 307 324 251 260 389 349 259

1,058 558 254 1,498 1,089

214

2,930,310 1,553,297

915 602 433 255 658 494 529 483 263 368 311 446 365

100M-500M 100M-500M 100M-500M 1B-10B

100M-500M 100M-500M 100M-500M 100M-500M <100M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M

500M-1B 100M-500M <100M 1B-10B 500M-1B

100M-500M

>50B >50B

500M-1B 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M

67.5 52.5 95.0 97.5

90.0 85.0 75.0 72.5 95.0 87.5 57.5 87.5 75.0 67.5

85.0 75.0 82.5 85.0 67.5

97.5

100.0 97.5

95.0 72.5 85.0 50.0 95.0 90.0 90.0 92.5 75.0 70.0 90.0 87.5 87.5

2,717 2,193 133,617 20,356

5,819 4,487 4,045 3,931 5,309 4,985 2,879 4,707 4,684 2,601

13,626 7,183 5,537 21,192 9,315

2,744

5,928,629 4,857,165

15,830 5,252 4,849 2,036 13,135 6,937 5,816 7,853 3,204 2,627 4,856 7,279 5,184

57 61 170 768

219 284 131 174 259 150 102 254 152 134

413 243 126 718 426

68

2,922,335 1,549,340

350 109 166 53 301 221 269 237 99 195 166 202 177

0.0000.0000.0000.000

0.0000.0010.0000.0000.0050.0000.0000.0000.0000.000

0.0000.0000.0000.0000.000

0.001

0.7970.770

0.0000.0000.0010.0000.0000.0000.0000.0000.0000.0000.0000.0000.000

Page 17 of 111



State



(6)


CC

Amount/TA1

(10)


(7) (8) (9)

Total Rank

(1)


(2) (3) (4) Number

(5)Bank of the Federated States of Micr Pohnpei

Guardian Bank ValdostaGlennville Bank GlennvilleFarmers State Bank DublinBB&T Financial, FSB ColumbusWaycross Bank & Trust WaycrossFirst National Bank South AlmaBank of Hazlehurst HazlehurstBank of Dudley DudleyFirst Madison Bank & Trust ColbertBank of Terrell DawsonAltamaha Bank and Trust Company Vidalia

Bank of Guam Hagatna

First Hawaiian Bank HonoluluPacific Rim Bank Honolulu

Ohnward Bank & Trust CascadeThe Libertyville Savings Bank FairfieldFirst Central State Bank De WittCorydon State Bank CorydonAmerican State Bank OsceolaNorthwest Bank and Trust Company DavenportHoughton State Bank Red OakFirst Trust and Savings Bank WheatlandGateway State Bank ClintonFarmers State Bank Algona

Syringa Bank BoiseD. L. Evans Bank Burley

ABC Bank ChicagoAllied First Bank,sb OswegoIpava State Bank IpavaCentral State Bank ClaytonMetrobank BerwynBankChampaign, National Associatio ChampaignState Bank of Arthur ArthurCrystal Lake Bank and Trust CompanyCrystal Lake

FM

GAGAGAGAGAGAGAGAGAGAGA

GU

HIHI

IAIAIAIAIAIAIAIAIAIA

IDID

ILILILILILILILIL

77.5

97.5 92.5 92.5 90.0 90.0 87.5 87.5 85.0 85.0 85.0 85.0

90.0

67.5 67.5

97.5 95.0 92.5 90.0 90.0 90.0 90.0 87.5 85.0 85.0

75.0 75.0

97.5 92.5 90.0 87.5 87.5 87.5 87.5 85.0

0.182

0.386 0.234 0.354 0.181 0.375 0.267 0.285 0.254 0.342 0.256 0.241

0.096

0.037 0.292

0.216 0.180 0.285 0.234 0.181 0.242 0.255 0.170 0.224 0.179

0.421 0.176

0.391 0.217 0.239 0.190 0.199 0.263 0.207 0.280

0.810

1.000 1.000 1.000 0.956 1.000 0.683 1.000 0.836 0.755 0.912 0.963

0.352

0.158 0.673

1.000 1.000 0.991 1.000 1.000 0.870 0.941 1.000 0.881 1.000

0.710 0.628

1.000 1.000 1.000 1.000 0.770 0.850 1.000 0.583

18,320

87,625 46,215 40,355

487,171 69,782 83,314 28,282 46,395 52,215 36,714 35,834

107,452

568,196 39,256

40,891 34,993 77,564 19,913 26,323 49,231 41,119 21,845 27,574 17,673

76,307 170,508

133,295 28,520 23,043 18,650

154,680 50,126 22,289

212,046

83

546 980 593

211,783 325

1,026 516 505 452 436 559

9,017

17,338 135

600 592 956 545 403 608 860 401 657 343

549 1,689

499 387 407

2,012 944 445 443

12,593

100M-500M

100M-500M 100M-500M 100M-500M 1B-10B 100M-500M 100M-500M <100M 100M-500M 100M-500M 100M-500M 100M-500M

1B-10B

10B-50B 100M-500M

100M-500M 100M-500M 100M-500M <100M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M <100M

100M-500M 500M-1B

100M-500M 100M-500M <100M <100M 500M-1B 100M-500M 100M-500M 500M-1B

77.5

90.0 100.0 100.0 100.0

60.0 95.0 97.5 85.0 80.0 85.0 92.5

85.0

80.0 40.0

80.0 100.0

90.0 100.0 100.0

85.0 95.0

100.0 77.5 85.0

67.5 85.0

60.0 47.5

100.0 100.0

57.5 80.0

100.0 95.0

1,136

13,253 46,215 40,355

434,544 4,683

21,868 28,282 7,715 7,686 6,626 8,551

12,387

147,470 1,166

7,77034,993 19,481 19,913 26,323 13,716 21,394 21,845 6,071 6,660

7,73025,020

4,869 1,520

23,043 18,650 7,688 6,561

22,289 72,445

25

348 980 593 210,910 170 790 516 357 288 314 445

7,578

15,516 43

460 592 676 545 403 398 726 401 471 281

258 1,045

198 151 407 2,012 207 283 443 11,832

0.000

0.0010.0000.0000.5810.0020.0000.0000.0070.0000.0000.000

0.011

0.0170.000

0.0000.0000.0000.0030.0010.0030.0000.0000.0000.000

0.0000.004

0.0000.0000.0000.0000.0000.0000.0000.000

Page 18 of 111



State



(6)


CC

Amount/TA1

(10)


(7) (8) (9)

Total Rank

(1)


(2) (3) (4) Number

(5)The First Bank and Trust Company of MurphysboroThe Clay City Banking Co. Clay CityOld Plank Trail Community Bank, Nat New LenoxFirst Southern Bank CarbondaleBeverly Bank & Trust Company, NatioChicagoItasca Bank & Trust Co. ItascaThe Foster Bank ChicagoFirst State Bank of Beecher City Beecher City

MainSource Bank GreensburgCommunity First Bank of Indiana KokomoFirst State Bank of Middlebury MiddleburyGerman American Bancorp JasperFarmers State Bank LagrangeThe New Washington State Bank New WashingtonLake City Bank WarsawCitizens State Bank of New Castle, IndNew CastleFirst Federal Savings Bank HuntingtonGreenfield Banking Company GreenfieldGrabill Bank GrabillThe Riddell National Bank Brazil

The Wilson State Bank WilsonHome Bank and Trust Company EurekaCommercial Bank ParsonsPatriots Bank GarnettThe First State Bank NortonThe Union State Bank of Everest EverestCommunity First National Bank ManhattanGarden City State Bank Garden CityThe Citizens State Bank GridleyUniversity Bank PittsburgThe Citizens State Bank of Cheney, KaCheneyAlliance Bank TopekaFirst Bank of Newton Newton

Bank of Columbia ColumbiaThe Paducah Bank and Trust CompanPaducahPeoples Exchange Bank StantonHyden Citizens Bank HydenWilson & Muir Bank & Trust Compan Bardstown

ILILILILILILILIL

ININININININININININININ

KSKSKSKSKSKSKSKSKSKSKSKSKS

KYKYKYKYKY

85.0 85.0 85.0 85.0 85.0 85.0 85.0 85.0

97.5 87.5 87.5 82.5 82.5 82.5 80.0 77.5 77.5 77.5 77.5 77.5

92.5 90.0 87.5 87.5 87.5 85.0 82.5 82.5 82.5 82.5 82.5 82.5 82.5

87.5 85.0 85.0 82.5 82.5

0.291 0.223 0.350 0.207 0.247 0.272 0.300 0.248

0.213 0.382 0.281 0.195 0.161 0.228 0.237 0.137 0.213 0.150 0.212 0.190

0.238 0.401 0.124 0.236 0.113 0.172 0.244 0.405 0.118 0.338 0.227 0.246 0.201

0.360 0.191 0.191 0.236 0.192

1.000 1.000 0.612 0.847 0.551 0.628 0.538 1.000

1.000 0.831 0.726 0.601 0.850 0.815 0.470 1.000 0.786 0.960 0.490 0.902

1.000 1.000 1.000 1.000 1.000 0.807 0.677 0.860 1.000 0.812 1.000 0.890 0.901

0.957 0.710 0.785 1.000 0.641

20,413 22,025

138,585 49,628

100,487 116,425 133,035

15,953

582,402 74,916

106,262 378,887

79,578 57,342

703,507 38,121 57,754 61,060

126,960 35,516

18,896 34,462 28,665 22,000 35,155 39,391 37,912 28,141 14,425 36,275 12,913 20,987 30,646

48,188 105,048

64,153 30,663 81,979

294 248

6,023 575

6,369 681 727 339

2,529 650 971

2,195 837 495

6,966 352 402 491 929 423

321 214 273 189 477 643 335 393 397 284 222 318 311

723 962 742 241 881

<100M <100M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M <100M

1B-10B 100M-500M 100M-500M 1B-10B 100M-500M 100M-500M 1B-10B 100M-500M 100M-500M 100M-500M 500M-1B 100M-500M

<100M <100M 100M-500M <100M 100M-500M 100M-500M 100M-500M <100M 100M-500M 100M-500M <100M <100M 100M-500M

100M-500M 500M-1B 100M-500M 100M-500M 100M-500M

97.5 97.5 92.5 87.5 95.0 67.5 65.0 97.5

70.0 75.0 82.5 72.5 92.5 70.0 85.0 60.0 57.5 65.0 70.0 90.0

100.0 97.5 62.5 57.5 97.5 87.5 62.5 85.0

100.0 65.0 80.0 77.5 80.0

97.5 85.0 80.0 77.5 80.0

20,413 22,025 42,814 10,285 40,743 8,432 9,120

15,953

39,701 8,642

14,085 37,994 16,397 7,310

132,212 5,159 5,435 7,406

15,468 12,905

18,896 34,462 4,727 3,137

35,155 13,478 4,722 7,930

14,425 4,990 4,543 4,907 7,347

14,587 18,596 9,883 8,071

13,768

294 248

5,636 379

6,058 257 193 339

1,371 302 567

1,016 540 283

5,418 251 193 308 473 332

321 214 180 134 477 516 191 291 397 151 177 235 233

597 569 501 166 559

0.0000.0000.0000.0000.0000.0000.0000.000

0.0000.0000.0000.0030.0000.0000.0000.0070.0000.0090.0000.006

0.0000.0000.0000.0000.0000.0000.0000.0000.0000.0000.0000.0000.000

0.0000.0000.0000.0080.002

Page 19 of 111



State



(6)


CC

Amount/TA1

(10)


(7) (8) (9)

Total Rank

(1)


(2) (3) (4) Number

(5)Heritage Bank, Inc. ErlangerTown Square Bank, Inc. AshlandTaylor County Bank CampbellsvilleStock Yards Bank & Trust Company LouisvilleUnited Community Bank of West KenMorganfieldOhio Valley Financial Group HendersonThe Monticello Banking Company MonticelloMagnolia Bank, Incorporated MagnoliaCitizens Bank of Cumberland County, Burkesville

Gulf Coast Bank and Trust Company New OrleansTensas State Bank NewelltonCitizens National Bank, N.A. Bossier CityHomeland Federal Savings Bank ColumbiaGibsland Bank & Trust Company GibslandGuaranty Bank & Trust Company of DDelhiBank of Erath ErathVermilion Bank & Trust Company KaplanThe Bank JenningsCity Savings Bank & Trust Company Deridder

Mercantile Bank and Trust Company BostonNorth Middlesex Savings Bank AyerEnterprise Bank and Trust Company LowellThe Bank of Canton CantonNorth Shore Bank, a Co-operative Ba PeabodyThe Milford National Bank and Trust MilfordHometown Bank, A Cooperative BankWebsterThe Rockport National Bank RockportThe Cape Cod Five Cents Savings Ban Harwich PortThe Community Bank, A Massachuse Brockton

Provident State Bank, Inc. PrestonCommunity Bank of Tri-County WaldorfFrederick County Bank FrederickHoward Bank Ellicott CityHebron Savings Bank HebronCounty First Bank La PlataCapital Bank, National Association RockvilleThe Peoples Bank Chestertown

KYKYKYKYKYKYKYKYKY

LALALALALALALALALALA

MAMAMAMAMAMAMAMAMAMA

MDMDMDMDMDMDMDMD

80.0 80.0 80.0 77.5 77.5 77.5 77.5 77.5 77.5

87.5 87.5 85.0 85.0 85.0 85.0 85.0 82.5 82.5 82.5

95.0 87.5 87.5 87.5 85.0 82.5 82.5 82.5 82.5 82.5

90.0 87.5 85.0 85.0 82.5 82.5 82.5 82.5

0.200 0.249 0.236 0.188 0.178 0.258 0.151 0.195 0.293

0.254 0.276 0.204 0.253 0.260 0.270 0.372 0.275 0.224 0.214

0.733 0.228 0.282 0.217 0.241 0.234 0.228 0.316 0.115 0.199

0.315 0.237 0.268 0.286 0.183 0.266 0.210 0.217

0.590 0.768 0.839 0.410 0.924 0.574 0.660 1.000 0.999

0.637 1.000 0.640 1.000 0.714 1.000 1.000 1.000 0.968 0.866

0.930 0.702 0.526 0.823 0.578 0.680 0.992 0.866 0.576 0.748

0.832 0.474 0.547 0.473 0.671 0.700 0.575 0.737

97,607 42,594 38,335

391,464 35,360 59,414 88,268 24,256 21,019

229,706 35,704

133,273 38,636 62,894 35,986 33,476 28,645 38,085 48,922

145,044 73,500

455,909 137,579 113,134

63,504 68,176 59,907

255,759 64,419

91,186 230,413

82,971 101,880

92,183 52,052 87,112 54,366

651 437 295

2,199 488 555

1,090 263 374

1,761 490

1,142 571 752 438 559 399 727 587

742 788

3,178 519 638 417 305 419

2,091 430

710 1,025

541 635 680 418 444 613

100M-500M 100M-500M 100M-500M 1B-10B 100M-500M 100M-500M 500M-1B 100M-500M <100M

500M-1B 100M-500M 500M-1B 100M-500M 100M-500M 100M-500M <100M 100M-500M 100M-500M 100M-500M

100M-500M 100M-500M 1B-10B 500M-1B 100M-500M 100M-500M 100M-500M 100M-500M 1B-10B 100M-500M

100M-500M 500M-1B 100M-500M 100M-500M 500M-1B 100M-500M 100M-500M 100M-500M

55.0 75.0 55.0 80.0 85.0 75.0 82.5 92.5 85.0

72.5 97.5 82.5 87.5 85.0 80.0 97.5 95.0 95.0 82.5

77.5 97.5 95.0 55.0 77.5 72.5 82.5 87.5 85.0 82.5

100.0 87.5 90.0 85.0 95.0 92.5 75.0 95.0

7,747 7,116 4,144

75,424 8,442 9,623

18,506 24,256 6,620

21,948 35,704 22,435 10,235 15,193 7,483

33,476 28,645 14,572 10,224

5,852 11,375 53,557 3,875 7,059 4,448 5,124 5,180

23,816 5,198

15,434 17,797 8,442 8,123

11,797 7,184 5,240

10,613

303 271 169 943 359 338 748 263 308

707 490 706 439 557 341 559 399 614 416

209 524

1,661 96

209 188 159 218

1,191 194

424 417 269 256 379 227 158 409

0.0010.0030.0000.0000.0010.0000.0000.0000.000

0.0020.0000.0000.0000.0000.0060.0000.0070.0000.006

0.0000.0000.0000.0010.0000.0000.0000.0040.0000.000

0.0000.0000.0000.0000.0000.0000.0170.000

Page 20 of 111


Page 21 of 111



HQ Total Amount Institution Total Amount CC

Name of Lending Institution City State Rank 1TA Ratio TBL Ratio1 (1,000) Number Asset Size Rank (1,000) Number Amount/TA1

(1) (2) (3) (4) (5) (6) (7) (8) (9) (10)Katahdin Trust Company Patten ME 85.0 0.266 0.552 151,148 2,418 500M-1B 95.0 43,634 1,842 0.000Franklin Savings Bank Farmington ME 82.5 0.262 1.000 86,209 1,298 100M-500M 97.5 86,209 1,298 0.000Sanford Institution for Savings Sanford ME 82.5 0.292 1.000 127,297 636 100M-500M 55.0 9,046 343 0.000

Northern Michigan Bank & Trust Escanaba MI 90.0 0.450 1.000 100,514 474 100M-500M 52.5 5,501 196 0.000Central Savings Bank Sault Sainte Mar MI 82.5 0.318 1.000 77,916 392 100M-500M 52.5 5,369 208 0.0011st State Bank Saginaw MI 82.5 0.446 0.755 78,807 712 100M-500M 75.0 8,275 326 0.000Lake-Osceola State Bank Baldwin MI 82.5 0.297 1.000 51,684 466 100M-500M 67.5 5,472 298 0.000Alden State Bank Alden MI 80.0 0.324 0.934 53,608 562 100M-500M 92.5 11,437 378 0.003Michigan Commerce Bank Ann Arbor MI 80.0 0.319 0.582 225,572 1,408 500M-1B 57.5 11,523 457 0.000Traverse City State Bank Traverse City MI 80.0 0.352 0.844 68,378 495 100M-500M 70.0 7,680 257 0.000Honor Bank Honor MI 77.5 0.337 0.869 63,455 492 100M-500M 77.5 9,340 259 0.000First Bank, Upper Michigan Gladstone MI 77.5 0.289 0.884 49,673 588 100M-500M 95.0 16,040 425 0.001The Bank of Holland Holland MI 77.5 0.288 0.488 181,386 1,293 500M-1B 72.5 18,234 669 0.000Main Street Bank Bingham Farms MI 77.5 0.500 0.922 58,784 371 100M-500M 72.5 7,450 174 0.000

PrinsBank Prinsburg MN 97.5 0.610 1.000 68,631 512 100M-500M 32.5 1,509 152 0.000Prior Lake State Bank Prior Lake MN 95.0 0.336 1.000 64,107 361 100M-500M 37.5 2,933 120 0.000Western National Bank Duluth MN 90.0 0.331 1.000 38,259 227 100M-500M 95.0 38,259 227 0.008Stearns Bank Holdingford National AsHoldingford MN 87.5 0.293 0.970 32,712 2,102 100M-500M 97.5 29,632 2,065 0.000Gateway Bank Mendota Heights MN 87.5 0.492 0.945 49,759 387 100M-500M 55.0 3,326 167 0.000The First National Bank of Walker Walker MN 85.0 0.253 0.851 88,887 826 100M-500M 92.5 27,341 589 0.000Park Midway Bank, National AssociatSaint Paul MN 85.0 0.446 0.684 113,272 730 100M-500M 67.5 8,831 314 0.000Castle Rock Bank Castle Rock MN 85.0 0.194 1.000 29,364 403 100M-500M 85.0 7,620 300 0.000Home State Bank Litchfield MN 82.5 0.264 0.926 33,353 558 100M-500M 92.5 10,178 393 0.000Lakes State Bank Pequot Lakes MN 82.5 0.228 1.000 25,199 373 100M-500M 87.5 8,665 295 0.000Farmers and Merchants State Bank o Blooming Prairie MN 82.5 0.246 1.000 17,165 435 <100M 100.0 17,165 435 0.000Bank of Zumbrota Zumbrota MN 82.5 0.260 0.971 34,688 555 100M-500M 97.5 13,794 477 0.000Roundbank Waseca MN 82.5 0.215 0.788 59,883 595 100M-500M 67.5 7,191 336 0.001Drake Bank Saint Paul MN 82.5 0.399 0.975 34,070 353 <100M 77.5 5,259 182 0.000

Mid America Bank Linn MO 97.5 0.322 1.000 85,628 561 100M-500M 95.0 36,589 461 0.000Missouri Bank and Trust Company of Kansas City MO 95.0 0.415 0.991 233,266 1,455 500M-1B 67.5 13,210 1,101 0.000Citizens Bank of Newburg Rolla MO 95.0 0.333 1.000 57,023 745 100M-500M 60.0 3,864 613 0.000Liberty Bank Springfield MO 87.5 0.269 0.666 281,480 2,061 1B-10B 87.5 71,189 1,165 0.000Community State Bank of Missouri Bowling Green MO 87.5 0.181 1.000 36,797 482 100M-500M 97.5 36,797 482 0.000The Maries County Bank Vienna MO 85.0 0.136 1.000 47,338 1,246 100M-500M 95.0 20,016 1,140 0.000Metz Banking Company Nevada MO 85.0 0.273 1.000 17,891 375 <100M 97.5 17,891 375 0.000Central Bank of Lake of the Ozarks Osage Beach MO 85.0 0.191 0.675 102,239 1,717 500M-1B 77.5 16,115 1,279 0.004First Independent Bank Aurora MO 82.5 0.243 1.000 21,449 271 <100M 77.5 5,655 191 0.000The Corner Stone Bank South West City MO 82.5 0.173 1.000 21,602 507 100M-500M 90.0 11,377 443 0.000



State



(6)


CC

Amount/TA1

(10)


(7) (8) (9)

Total Rank

(1)


(2) (3) (4) Number

(5)Commercial Bank Saint LouisFirst National Bank CamdentonThe Nodaway Valley Bank MaryvillePeoples Community Bank Greenville

First State Bank WaynesboroFarmers and Merchants Bank BaldwynPeoples Bank MendenhallRiverHills Bank Port GibsonBank of Kilmichael KilmichaelFirst Southern Bank ColumbiaState Bank & Trust Company GreenwoodBank of Okolona OkolonaPriorityOne Bank MageePlanters Bank & Trust Company IndianolaGuaranty Bank and Trust Company Belzoni

First Montana Bank, Inc. LibbyWest One Bank KalispellFreedom Bank Columbia FallsMountain West Bank, National AssocHelenaFirst Valley Bank Seeley LakePrairie Mountain Bank Great FallsFlathead Bank of Bigfork, Montana BigforkThe Yellowstone Bank LaurelBitterroot Valley Bank Lolo

The Fidelity Bank Fuquay VarinaFirst Bank TroyYadkin Valley Bank and Trust CompanElkinHarrington Bank, FSB Chapel HillSurrey Bank & Trust Mount AiryBank of Oak Ridge Oak RidgeForest Commercial Bank AshevilleCarolina Trust Bank LincolntonSouthern Community Bank and Trust Winston Salem

Northland Financial SteeleWestern State Bank Devils LakeBlackRidgeBANK FargoAmerican State Bank & Trust CompanWilliston

MOMOMOMO

MSMSMSMSMSMSMSMSMSMSMS

MTMTMTMTMTMTMTMTMT

NCNCNCNCNCNCNCNCNC

NDNDNDND

82.5 82.5 82.5 82.5

92.5 92.5 90.0 87.5 82.5 77.5 77.5 72.5 72.5 72.5 72.5

80.0 77.5 77.5 75.0 75.0 72.5 72.5 72.5 72.5

90.0 85.0 85.0 82.5 80.0 77.5 77.5 77.5 77.5

92.5 85.0 85.0 82.5

0.302 0.148 0.203 0.272

0.223 0.296 0.272 0.266 0.311 0.322 0.185 0.193 0.170 0.136 0.173

0.277 0.361 0.442 0.230 0.302 0.411 0.195 0.244 0.222

0.226 0.182 0.216 0.287 0.341 0.249 0.553 0.258 0.190

0.239 0.337 0.286 0.157

0.723 1.000 0.593 0.791

1.000 1.000 1.000 1.000 1.000 0.726 0.575 1.000 0.559 0.700 0.525

0.783 1.000 1.000 0.529 1.000 0.826 0.829 0.627 0.741

0.688 0.722 0.603 1.000 0.601 0.693 1.000 0.657 0.590

1.000 0.705 0.767 1.000

51,401 40,305

156,856 39,796

111,386 63,086 60,177 72,252 36,167 65,123

168,507 22,683 89,169 94,604 97,664

79,116 14,955 20,389

146,041 15,732 28,124 40,334

108,577 82,352

331,708 607,256 419,156

86,048 74,990 87,339 72,751 73,307

274,351

42,922 179,194

98,704 73,728

457 453

2,236 603

1,258 1,178

971 626 602 817

1,727 559

1,129 1,775 1,618

741 216 158

1,237 238 212 520

1,091 862

2,055 6,026 4,335

317 976 586 185 621

1,537

523 5,025

854 702

100M-500M 100M-500M 500M-1B 100M-500M

100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 500M-1B 100M-500M 500M-1B 500M-1B 500M-1B

100M-500M <100M <100M 500M-1B <100M <100M 100M-500M 100M-500M 100M-500M

1B-10B 1B-10B 1B-10B 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 1B-10B

100M-500M 500M-1B 100M-500M 100M-500M

75.0 57.5 90.0 85.0

97.5 97.5 85.0 70.0 92.5 77.5 65.0 90.0 67.5 85.0 77.5

70.0 75.0 57.5 52.5 70.0 45.0 67.5 67.5 65.0

80.0 97.5 95.0 47.5 95.0 70.0 42.5 85.0 90.0

82.5 95.0 72.5 70.0

8,262 4,446

52,943 11,515

111,386 63,086 15,560 12,315 36,167 16,162 25,377 22,683 17,532 29,582 24,425

11,034 3,851 3,493

12,692 3,941 2,981 7,526

15,498 11,993

25,228 104,633

62,809 3,798

16,887 7,710 2,294 9,888

36,321

9,713 92,450 12,653 13,213

306 312

1,692 466

1,258 1,178

780 452 602 596

1,129 559 852

1,427 1,233

441 165

98 605 149 113 358 655 552

843 3,885 2,590

139 675 323

64 363 867

356 4,548

466 484

0.0030.0000.0000.000

0.0010.0060.0000.0000.0000.0000.0000.0000.0000.0000.002

0.0000.0000.0000.0000.0000.0040.0000.0000.000

0.0040.0020.0000.0000.0000.0000.0000.0000.000

0.0000.0000.0000.003

Page 22 of 111



State



(6)


CC

Amount/TA1

(10)


(7) (8) (9)

Total Rank

(1)


(2) (3) (4) Number

(5)Dakota Community Bank & Trust, Na HebronKodaBank DraytonSecurity First Bank of North Dakota New SalemFirst United Bank Park RiverFirst National Bank & Trust Co. of Wi Williston

Gothenburg State Bank GothenburgFirst State Bank GothenburgThe Tilden Bank TildenFoundation First Bank WaterlooThayer County Bank HebronValley Bank and Trust Co. ScottsbluffCommercial State Bank WausaHomestead Bank CozadFirst Westroads Bank, Inc. OmahaBank of Nebraska La VistaAdams Bank & Trust OgallalaFive Points Bank Grand IslandCornhusker Bank LincolnCass County Bank, Inc. PlattsmouthColumbus Bank and Trust Company ColumbusThe Tri-County Bank StuartPlattsmouth State Bank PlattsmouthEnterprise Bank National Association Omaha

The First Colebrook Bank ColebrookMerrimack County Savings Bank Concord

Cornerstone Bank Moorestown1st Constitution Bank CranburyBNB Bank, National Association Fort LeeBankAsiana Palisades ParkFulton Bank of New Jersey Mount LaurelUnity Bank Clinton1st Colonial National Bank CollingswoodSussexBank FranklinHarvest Community Bank PennsvilleNewfield National Bank NewfieldAtlantic Stewardship Bank Midland ParkHighlands State Bank Vernon

NDNDNDNDND

NENENENENENENENENENENENENENENENENENE

NHNH

NJNJNJNJNJNJNJNJNJNJNJNJ

82.5 80.0 80.0 80.0 77.5

92.5 87.5 87.5 85.0 82.5 82.5 80.0 80.0 80.0 77.5 77.5 77.5 77.5 77.5 77.5 77.5 77.5 77.5

80.0 75.0

100.0 95.0 87.5 85.0 85.0 82.5 80.0 80.0 80.0 77.5 77.5 77.5

0.169 0.150 0.227 0.132 0.195

0.230 0.231 0.207 0.400 0.249 0.213 0.326 0.129 0.226 0.312 0.206 0.167 0.206 0.225 0.232 0.133 0.173 0.252

0.366 0.194

0.467 0.374 0.287 0.410 0.204 0.224 0.209 0.209 0.259 0.175 0.200 0.350

0.768 1.000 0.797 1.000 0.708

1.000 0.810 1.000 1.000 1.000 0.582 0.951 0.931 0.683 0.646 0.565 0.479 0.503 1.000 0.812 1.000 1.000 0.677

0.761 0.619

1.000 0.750 0.508 0.571 0.456 0.446 0.802 0.468 0.711 0.502 0.489 0.630

100,246 18,433 33,320 21,101 71,735

27,222 64,383 16,111 20,165 15,359 68,445 25,722 31,524 47,464 39,320

110,582 123,646

79,701 11,322 22,966 10,703 13,680 46,001

87,079 127,258

164,083 291,020 101,897

84,284 681,088 176,066

57,154 106,997

50,093 88,427

139,856 64,894

1,306 389 503 507 614

366 677 330 124 123 827 234 526 287 290 500

2,563 647 108 249 246 116 240

849 770

748 1,239

732 533

5,954 1,117

467 499 641 600 668 331

500M-1B 100M-500M 100M-500M 100M-500M 100M-500M

100M-500M 100M-500M <100M <100M <100M 100M-500M <100M 100M-500M 100M-500M 100M-500M 500M-1B 500M-1B 100M-500M <100M <100M <100M <100M 100M-500M

100M-500M 500M-1B

100M-500M 500M-1B 100M-500M 100M-500M 1B-10B 500M-1B 100M-500M 500M-1B 100M-500M 500M-1B 500M-1B 100M-500M

75.0 97.5 77.5 82.5 67.5

100.0 87.5 90.0 45.0 90.0 77.5 72.5 82.5 40.0 60.0 57.5 77.5 65.0 47.5 67.5 82.5 50.0 40.0

92.5 57.5

100.0 87.5 70.0 75.0 95.0 90.0 97.5 85.0 92.5 97.5 85.0 77.5

18,128 18,433 8,664 7,966

11,250

27,222 18,955 7,014 1,779

15,359 13,663 4,977 9,219 2,698 4,702

10,240 28,644 9,196 1,719 4,218 4,742 2,181 3,187

14,507 10,290

11,028 9,008 3,238 3,190

50,694 10,639 7,723 6,974 4,183 9,286 7,510 3,193

906 389 353 428 368

366 521 285

70 123 562 149 410 134 173 216

2,131 353

66 169 214

66 100

494 324

380 223 237

87 2,732

349 238 189 310 309 218 115

0.0000.0010.0030.0000.002

0.0000.0000.0000.0000.0000.0000.0010.0000.0000.0000.0000.0000.0010.0000.0040.0040.0000.000

0.0000.000

0.0000.0000.0000.0000.0000.0000.0000.0000.0000.0020.0000.000

Page 23 of 111



State



(6)


CC

Amount/TA1

(10)


(7) (8) (9)

Total Rank

(1)


(2) (3) (4) Number

(5)Western Bank, Artesia, New Mexico ArtesiaCommunity 1st Bank Las Vegas Las VegasThe James Polk Stone Community Ba PortalesBank of the Rio Grande, National Ass Las CrucesBank of the Southwest RoswellWestern Bank Lordsburg

Farm Bureau Bank FSB SparksHeritage Bank of Nevada Reno

Catskill Hudson Bank MonticelloAdirondack Bank UticaThe Bridgehampton National Bank BridgehamptonWatertown Savings Bank WatertownNBT Bank, National Association NorwichThe Bank of Castile CastileRiverside Bank PoughkeepsieEmpire State Bank NewburghShinhan Bank America New YorkThe Suffolk County National Bank of RiverheadWoori America Bank New YorkThe Canandaigua National Bank and TCanandaiguaThe Mahopac National Bank Brewster

The State Bank and Trust Company DefianceThe Delaware County Bank and Trust Lewis CenterPark View Federal Savings Bank SolonThe Merchants National Bank HillsboroFirst Federal Community Bank, Natio DoverBuckeye Community Bank LorainThe Settlers Bank MariettaThe Citizens National Bank of Bluffto BlufftonConsumers National Bank MinervaMinster Bank MinsterThe Fort Jennings State Bank Fort JenningsWestern Reserve Bank Medina

Exchange Bank and Trust Company PerryFirst National Bank of Weatherford WeatherfordFirst National Bank of Oklahoma Oklahoma CityStroud National Bank Stroud

NMNMNMNMNMNM

NVNV

NYNYNYNYNYNYNYNYNYNYNYNYNY

OHOHOHOHOHOHOHOHOHOHOHOH

OKOKOKOK

90.0 85.0 77.5 77.5 77.5 77.5

87.5 87.5

92.5 90.0 87.5 85.0 85.0 85.0 85.0 85.0 82.5 82.5 82.5 82.5 82.5

100.0 92.5 90.0 87.5 85.0 82.5 80.0 80.0 80.0 80.0 80.0 80.0

90.0 85.0 85.0 85.0

0.313 0.306 0.176 0.198 0.279 0.183

0.140 0.242

0.419 0.220 0.169 0.208 0.139 0.150 0.495 0.414 0.197 0.137 0.199 0.143 0.181

0.332 0.297 0.307 0.200 0.314 0.435 0.261 0.214 0.210 0.194 0.248 0.381

0.193 0.335 0.280 0.247

0.876 1.000 0.860 1.000 0.628 0.862

1.000 0.533

1.000 0.704 0.570 0.690 0.512 0.574 0.704 0.864 0.307 0.379 0.379 0.418 0.558

1.000 0.998 0.950 0.829 0.876 0.800 0.924 0.561 0.793 0.762 0.925 0.726

1.000 0.998 0.708 1.000

49,222 53,192 32,211 26,728 43,605 28,133

79,123 122,577

148,102 128,588 236,278 105,854 823,680 151,215 100,441

66,385 189,889 213,111 195,042 259,182 166,411

208,610 153,248 247,110 115,592

73,921 65,394 28,550

130,647 70,296 67,096 37,419 72,383

42,703 44,049 75,837 19,550

319 228 561 281 434 306

11,939 954

686 1,029 1,377 1,012

10,927 1,385

627 431

1,175 2,161

977 4,294

978

1,029 519 628

1,425 826 618 404 874 612 578 510 393

540 411 650 393

100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M

500M-1B 500M-1B

100M-500M 500M-1B 1B-10B 500M-1B 1B-10B 1B-10B 100M-500M 100M-500M 500M-1B 1B-10B 500M-1B 1B-10B 500M-1B

500M-1B 500M-1B 500M-1B 500M-1B 100M-500M 100M-500M 100M-500M 500M-1B 100M-500M 100M-500M 100M-500M 100M-500M

100M-500M 100M-500M 100M-500M <100M

77.5 45.0 95.0 62.5 87.5 80.0

100.0 92.5

80.0 95.0 92.5 87.5 92.5 92.5 82.5 70.0 82.5 87.5 80.0 92.5 82.5

72.5 50.0 50.0 90.0 87.5 85.0 92.5 67.5 80.0 75.0 95.0 62.5

77.5 80.0 62.5 90.0

4,602 2,826

12,131 2,616 6,433 4,420

79,123 10,426

8,557 19,322 35,912 14,901

128,045 23,521 7,279 3,038

18,025 27,695 17,498 47,842 15,014

12,792 4,137 5,625

24,003 12,772 8,658 8,737

10,947 9,887 8,263

18,847 5,038

8,268 7,714 7,846 8,798

196 115 444 168 272 193

11,939 646

289 594 864 596

7,142 821 282 237 494

1,375 390

3,347 521

523 206 145

1,080 476 306 298 366 338 305 413 154

441 318 363 323

0.0000.0000.0000.0000.0000.000

0.2240.000

0.0000.0000.0000.0000.0000.0000.0000.0000.0010.0000.0040.0000.000

0.0000.0110.0000.0000.0000.0000.0000.0010.0000.0000.0000.000

0.0000.0060.0000.000

Page 24 of 111



State



(6)


CC

Amount/TA1

(10)


(7) (8) (9)

Total Rank

(1)


(2) (3) (4) Number

(5)McCurtain County National Bank Broken BowSecurity Bank TulsaQuail Creek Bank, National AssociatioOklahoma CityTriad Bank, National Association TulsaAmerican Bank of Oklahoma CollinsvilleBank of Cushing CushingSecurity First National Bank of Hugo HugoThe First National Bank & Trust Elk CityOklahoma Heritage Bank RoffNBC OKLAHOMA Oklahoma City

Peoples Bank of Commerce MedfordPacific Continental Bank EugeneCommunity Bank JosephPioneer Trust Bank, National AssociatSalem

Elderton State Bank EldertonMercer County State Bank Sandy LakeThe Luzerne Bank LuzerneWoodlands Bank WilliamsportQNB Bank QuakertownFirst Citizens Community Bank MansfieldValley Green Bank PhiladelphiaHometown Bank of Pennsylvania BedfordMileStone Bank DoylestownThe Honesdale National Bank HonesdaleFirst Keystone Community Bank Berwick

Banco Popular de Puerto Rico Hato Rey

Coastway Community Bank Cranston

Arthur State Bank UnionEnterprise Bank of South Carolina EhrhardtThe Citizens Bank OlantaGrandSouth Bank GreenvilleCarolina Alliance Bank SpartanburgAnderson Brothers Bank MullinsFirst Community Bank, National Asso LexingtonThe Conway National Bank ConwaySouthern First Bank, National AssociaGreenville

OKOKOKOKOKOKOKOKOKOK

OROROROR

PAPAPAPAPAPAPAPAPAPAPA

PR

RI

SCSCSCSCSCSCSCSCSC

82.5 82.5 82.5 82.5 80.0 80.0 80.0 80.0 80.0 80.0

80.0 75.0 75.0 72.5

87.5 87.5 82.5 82.5 80.0 80.0 80.0 80.0 80.0 80.0 80.0

92.5

82.5

97.5 92.5 85.0 82.5 77.5 77.5 77.5 77.5 77.5

0.198 0.259 0.282 0.255 0.241 0.203 0.176 0.182 0.192 0.208

0.399 0.248 0.209 0.244

0.474 0.180 0.341 0.232 0.162 0.130 0.325 0.346 0.470 0.190 0.150

0.083

0.261

0.304 0.313 0.187 0.293 0.330 0.165 0.208 0.151 0.221

0.973 0.463 0.471 0.706 0.781 1.000 1.000 0.842 1.000 0.536

0.718 0.503 0.636 0.611

0.818 1.000 0.566 0.766 0.483 0.720 0.828 1.000 0.878 0.615 0.654

0.258

0.747

0.997 0.932 0.945 0.671 0.695 0.888 0.638 0.759 0.537

36,901 106,555 137,004

41,239 34,829 21,095 18,026 55,913 15,256

101,941

52,492 325,367

74,613 76,634

91,607 59,216

104,356 71,544

143,347 114,543

81,932 39,165 82,892

109,603 122,219

1,856,000

87,385

170,555 128,293

69,404 108,944

79,925 71,816

124,465 140,583 167,515

499 954 820 725 377 257 323 716 460 905

345 1,482

524 499

2,573 926 923 696

1,310 1,253

430 343 356

1,094 920

19,836

526

1,046 1,122 1,607 1,161

554 1,121

978 1,621

967

100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M <100M 100M-500M

100M-500M 1B-10B 100M-500M 100M-500M

100M-500M 100M-500M 100M-500M 100M-500M 500M-1B 500M-1B 100M-500M 100M-500M 100M-500M 500M-1B 500M-1B

10B-50B

100M-500M

500M-1B 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 500M-1B 500M-1B 500M-1B

87.5 67.5 60.0 80.0 72.5 95.0 97.5 82.5 92.5 67.5

82.5 55.0 82.5 57.5

97.5 95.0 87.5 85.0 87.5 95.0 77.5 80.0 57.5 85.0 77.5

87.5

82.5

80.0 100.0 100.0

87.5 67.5 97.5 77.5 85.0 57.5

11,579 12,007 11,816 7,898 6,350

21,095 18,026 13,515 10,647 12,646

5,521 9,277 8,768 4,960

20,062 18,255 18,172 10,681 23,554 24,135 10,784 6,243 4,834

15,738 14,730

149,000

6,227

14,776 36,250 23,941 16,978 7,492

27,578 14,615 22,893 12,677

361 536 361 562 249 257 323 510 432 522

173 457 255 162

2,094 720 529 438 904 794 186 247 114 628 477

11,288

188

588 911

1,347 818 272 901 537

1,117 419

0.0000.0000.0000.0000.0000.0000.0000.0000.0000.000

0.0000.0000.0000.003

0.0000.0000.0000.0000.0000.0000.0000.0000.0000.0010.000

0.054

0.000

0.0040.0010.0000.0000.0000.0030.0000.0030.000

Page 25 of 111



State



(6)


CC

Amount/TA1

(10)


(7) (8) (9)

Total Rank

(1)


(2) (3) (4) Number

(5)

Great Plains Bank EurekaBankStar Financial Elkton

First Citizens National Bank DyersburgFirst Bank of Tennessee Spring CityWayne County Bank WaynesboroFirst Volunteer Bank ChattanoogaSecurity Federal Savings Bank of McMMc MinnvilleCumberland Bank and Trust ClarksvilleTraders National Bank TullahomaCapitalMark Bank & Trust ChattanoogaThe First National Bank of ManchesteManchesterFirst National Bank of Pulaski PulaskiFirst South Bank JacksonCommunity National Bank DaytonCornerstone Community Bank ChattanoogaFirst Commerce Bank Lewisburg

The First National Bank of Albany AlbanyCommunity Bank Fort WorthCitizens State Bank TylerThe East Texas National Bank of Pale PalestineHorizon Bank, SSB AustinCitizens State Bank SomervilleFirst Commercial Bank, National AssoSeguinUnited Bank of El Paso del Norte El PasoSouthwest Bank OdessaFirst State Bank CluteFirst State Bank ChicoFirst Community Bank Corpus ChristiRio Bank McallenFirst Bank, National Association ConroeAllegiance Bank Texas HoustonFirst National Bank George WestFirst Bank & Trust East Texas DibollLlano National Bank LlanoCommercial State Bank AndrewsFirst State Bank New Braunfels

American Express Bank, FSB. Salt Lake City

SDSD

TNTNTNTNTNTNTNTNTNTNTNTNTNTN

TXTXTXTXTXTXTXTXTXTXTXTXTXTXTXTXTXTXTXTX

UT

85.0 85.0

95.0 92.5 87.5 82.5 82.5 82.5 82.5 82.5 82.5 80.0 80.0 80.0 80.0 80.0

92.5 90.0 90.0 90.0 87.5 85.0 85.0 85.0 85.0 85.0 82.5 82.5 82.5 82.5 82.5 82.5 82.5 82.5 82.5 82.5

100.0

0.175 0.282

0.207 0.308 0.190 0.190 0.198 0.266 0.278 0.198 0.161 0.148 0.177 0.199 0.198 0.222

0.190 0.251 0.317 0.280 0.302 0.151 0.355 0.379 0.337 0.263 0.245 0.214 0.272 0.220 0.264 0.221 0.178 0.229 0.236 0.312

0.472

1.000 1.000

0.987 1.000 0.779 0.556 1.000 0.783 0.986 0.526 1.000 0.619 0.636 0.669 0.523 0.669

1.000 0.808 0.789 1.000 0.707 0.902 1.000 0.826 0.741 0.902 0.767 0.654 0.738 0.772 0.434 0.859 0.607 1.000 0.517 0.701

1.000

16,859 17,811

223,609 74,017 54,874 124,066 31,683 40,609 43,798 146,196 36,134 97,891 78,004 43,246 82,973 57,288

91,864 135,008 81,247 40,797 96,082 60,122 39,885 70,603 77,582 35,286 56,775 69,516 55,692 66,391 181,835 54,349 146,548 30,187 107,689 83,721

16,300,000

315 168

1,767 391 803 1,031 435 420 289 883 591 1,020 789 515 724 481

1,631 1,251 927 450 837 1,228 286 582 758 607 766 1,109 523 800 1,043 699 1,807 313 1,193 762

3,603,077

<100M <100M

1B-10B 100M-500M 100M-500M 500M-1B 100M-500M 100M-500M 100M-500M 500M-1B 100M-500M 500M-1B 100M-500M 100M-500M 100M-500M 100M-500M

100M-500M 500M-1B 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 500M-1B 100M-500M 500M-1B 100M-500M 100M-500M 100M-500M

10B-50B

97.5 67.5

80.0 62.5 97.5 77.5 97.5 80.0 72.5 60.0 97.5 82.5 80.0 80.0 62.5 70.0

100.0 77.5 95.0 80.0 77.5 95.0 65.0 80.0 87.5 92.5 87.5 90.0 80.0 80.0 67.5 85.0 85.0 77.5 85.0 77.5

100.0

16,859 2,801

23,354 5,328 13,990 15,520 31,683 6,285 5,883 11,318 13,868 16,410 11,753 7,222 7,025 6,841

91,864 15,085 21,856 7,963 14,895 20,409 4,866 10,587 15,273 11,327 14,359 18,982 9,807 12,657 16,332 12,929 37,208 6,396 23,752 11,916

16,300,000

315 100

1,133 220 644 596 435 294 171 381 481 683 493 394 467 286

1,631 731 657 316 564 1,031 170 322 469 491 590 834 335 573 494 512 1,298 233 793 463

3,603,077

0.0000.004

0.0000.0000.0000.0040.0000.0000.0000.0000.0000.0000.0000.0000.0010.000

0.0000.0000.0000.0000.0000.0000.0000.0000.0000.0000.0000.0010.0000.0000.0000.0000.0020.0000.0000.000

0.408

Page 26 of 111



State



(6)


CC

Amount/TA1

(10)


(7) (8) (9)

Total Rank

(1)


(2) (3) (4) Number

(5)The Pitney Bowes Bank, Inc. Salt Lake CityWright Express Financial Services CorMidvaleTransportation Alliance Bank, Inc. OgdenWells Fargo Bank Northwest, NationaOgdenGE Capital Retail Bank Draper

Benchmark Community Bank KenbridgeCommunity Bank StauntonNew Peoples Bank, Inc. HonakerCapital One Bank (USA), National Ass Glen AllenFirst National Bank AltavistaGrundy National Bank GrundyHighlands Union Bank AbingdonThe Bank of Fincastle FincastleEVB TappahannockFirst Community Bank BluefieldVillage Bank MidlothianTowne Bank Portsmouth

Bank of St. Croix, Inc. Christiansted

Union Bank MorrisvilleConnecticut River Bank, National Ass Springfield

UniBank LynnwoodPlaza Bank SeattleBank of the Pacific AberdeenAmericanWest Bank SpokaneHeritage Bank OlympiaWestside Community Bank University PlaceBanner Bank Walla WallaCentral Valley Bank Toppenish

State Bank of Chilton ChiltonBank of Luxemburg LuxemburgCitizens State Bank of La Crosse La CrosseWaumandee State Bank WaumandeeMid-Wisconsin Bank MedfordMiddleton Community Bank MiddletonThe Port Washington State Bank Port WashingtonThe First Bank of Baldwin Baldwin

UTUTUTUTUT

VAVAVAVAVAVAVAVAVAVAVAVA

VI

VTVT

WAWAWAWAWAWAWAWA

WIWIWIWIWIWIWIWI

95.0 92.5 92.5 85.0 85.0

85.0 82.5 80.0 80.0 80.0 77.5 77.5 77.5 77.5 75.0 75.0 75.0

90.0

77.5 77.5

87.5 82.5 80.0 80.0 80.0 77.5 75.0 75.0

87.5 85.0 85.0 85.0 82.5 82.5 82.5 82.5

0.459 0.653 0.595 0.103 0.042

0.190 0.203 0.165 0.068 0.178 0.166 0.150 0.253 0.141 0.114 0.198 0.145

0.130

0.216 0.264

0.742 0.681 0.238 0.185 0.239 0.562 0.164 0.299

0.505 0.285 0.453 0.290 0.220 0.256 0.214 0.289

0.980 0.803 0.993 0.998 1.000

0.833 0.597 0.616 1.000 0.785 0.621 0.656 0.715 0.605 0.517 0.532 0.395

0.988

0.632 0.807

0.989 1.000 0.550 0.475 0.468 0.977 0.428 0.700

0.794 0.759 0.946 0.927 0.673 0.787 0.737 0.783

351,8931,011,185

521,5631,645,000 1,133,624

80,020 102,003 119,775

4,717,717 61,078 57,386 89,814 48,361

150,134 317,348 102,931 614,322

14,900

115,371 71,518

135,527 70,491

150,486 408,799 280,154

58,800 655,527

49,104

76,492 71,513 52,299 45,594

101,742 57,352 90,992 47,927

1,080,993 175,009 9,995 53,868 716,231

1,292 944 1,293 2,547,173 605 2,359 1,224 478 1,175 2,885 537 4,646

80

1,502 746

334 188 1,008 2,634 1,886 233 4,059 326

506 667 326 386 1,070 397 714 387

500M-1B 1B-10B 500M-1B 10B-50B 10B-50B

100M-500M 500M-1B 500M-1B >50B 100M-500M 100M-500M 500M-1B 100M-500M 1B-10B 1B-10B 500M-1B 1B-10B

100M-500M

500M-1B 100M-500M

100M-500M 100M-500M 500M-1B 1B-10B 1B-10B 100M-500M 1B-10B 100M-500M

100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M

95.0 97.5 95.0 95.0 97.5

100.0 82.5 85.0

100.0 85.0 85.0 95.0 82.5 80.0 72.5 70.0 77.5

90.0

72.5 75.0

42.5 10.0 82.5 77.5 87.5 52.5 90.0 82.5

80.0 80.0 65.0 95.0 82.5 70.0 80.0 72.5

333,996 700,317 521,563 1,317,000 1,133,624

24,858 13,258 17,574 4,717,717 10,260 9,463 20,338 7,402 19,767 26,100 10,479 58,613

678

13,497 11,736

2,007 190 12,445 25,950 25,485 1,828 80,095 5,242

8,560 10,738 4,423 15,595 14,124 6,585 13,074 6,045

1,080,915 170,913 9,995 50,020 716,231

998 620 757 2,547,173 407 2,064 911 318 685 1,681 256 2,558

30

1,069 435

62 4 486 1,063 981 70 2,344 152

257 402 161 247 668 212 406 226

0.0000.0000.0000.1030.857

0.0010.0000.0000.8530.0000.0000.0030.0000.0020.0000.0000.000

0.000

0.0000.000

0.0000.0000.0030.0000.0000.0030.0030.002

0.0010.0000.0020.0010.0010.0040.0020.001

Page 27 of 111



State



(6)


CC

Amount/TA1

(10)


(7) (8) (9)

Total Rank

(1)


(2) (3) (4) Number

(5)The Farmers State Bank of Waupaca WaupacaHoricon Bank HoriconTown Bank HartlandCommunity Bank CBD DelavanThe Peshtigo National Bank PeshtigoThe First National Bank of Berlin BerlinNorthern State Bank AshlandBlackhawk Bank BeloitForward Financial Bank SSB Marshfield

Main Street Bank Corp. WheelingCalhoun County Bank, Inc. GrantsvilleThe First State Bank BarboursvilleFirst Sentry Bank, Inc. HuntingtonThe Poca Valley Bank, Inc. WaltonFreedom Bank, Inc. BelingtonThe Bank of Monroe UnionLogan Bank & Trust Company Logan

Platte Valley Bank TorringtonBuffalo Federal Savings Bank BuffaloWyoming National Bank Riverton

WIWIWIWIWIWIWIWIWI

WVWVWVWVWVWVWVWV

WYWYWY

82.5 80.0 80.0 80.0 80.0 80.0 80.0 80.0 80.0

97.5 85.0 85.0 85.0 77.5 75.0 75.0 75.0

87.5 82.5 77.5

0.224 0.241 0.237 0.229 0.187 0.256 0.212 0.208 0.212

0.339 0.242 0.216 0.257 0.176 0.260 0.174 0.127

0.312 0.309 0.253

0.963 0.499 0.474 0.791 1.000 0.687 0.825 0.531 0.803

1.000 1.000 0.811 0.648 0.742 0.709 1.000 1.000

0.709 0.906 0.912

40,810 125,060 197,643

51,635 31,690 72,383 47,374

115,977 57,242

84,433 29,335 66,239

127,361 54,176 39,574 21,122 32,774

63,591 42,742 28,910

529 1,003 8,602

458 560 553 659

1,004 692

874 500 764

1,191 600 332 335 378

1,955 372 398

100M-500M 500M-1B 500M-1B 100M-500M 100M-500M 100M-500M 100M-500M 500M-1B 100M-500M

100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M 100M-500M

100M-500M 100M-500M 100M-500M

97.5 77.5 92.5 75.0

100.0 70.0 95.0 75.0 92.5

97.5 97.5 82.5 85.0 65.0 57.5 82.5 87.5

100.0 70.0 87.5

13,346 16,072 57,202 7,503

31,690 8,024

12,696 15,725 12,816

25,778 29,335 11,650 20,230 7,081 4,619 6,300

10,267

37,634 6,575 9,406

394 580

7,944 273 560 279 468 576 474

592 500 517 695 347 171 261 283

1,816 227 323

0.0010.0000.0000.0020.0000.0010.0010.0000.001

0.0000.0000.0020.0000.0060.0000.0000.000

0.0000.0000.000

1 TA = total domestic assets held by the lender; TBL = total business loans held by the lender; and CC=credit card loans held by the lender.Source: U.S. Small Business Administration, Office of Advocacy, from Call Report data

Page 28 of 111

Table 3B. Top Micro Business Lenders by State and Territory Based on Call Report Data, June 2012

Micro Business Lending(less than $100,000)

All Small Business Lending(less than $1 million)

CC

Amount/TA1

(10)Name of Lending Institution City

HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)

Denali State Bank Fairbanks

Traders & Farmers Bank HaleyvilleFarmers and Merchants Bank PiedmontBank Independent SheffieldPeoples Bank of Greensboro GreensboroSweet Water State Bank Sweet WaterFirst Bank of the South RainsvilleFirst Metro Bank Muscle ShoalsTown-Country National Bank CamdenCCB COMMUNITY BANK AndalusiaPrimeSouth Bank Tallassee

First State Bank of DeQueen De QueenBank of Salem SalemFirst Arkansas Bank and Trust JacksonvilleThe First National Bank of Lawrence CountWalnut RidgeThe First National Bank of Izard County Calico RockBank of Prescott PrescottHome Bank of Arkansas PortlandFirst National Bank of North Arkansas BerryvilleSmackover State Bank SmackoverThe Union Bank of Mena MenaFirst Community Bank Batesville

Commerce Bank of Arizona TucsonBank of Tucson TucsonCountry Bank Prescott1st Bank Yuma YumaThe Foothills Bank Yuma

Borrego Springs Bank, National Associatio La MesaTri Counties Bank ChicoBBCN Bank Los AngelesBank of the Sierra PortervilleMurphy Bank FresnoPacific Enterprise Bank IrvineHeritage Oaks Bank Paso RoblesExchange Bank Santa RosaUniversal Bank West Covina

AK

ALALALALALALALALALAL

ARARARARARARARARARARAR

AZAZAZAZAZ

CACACACACACACACACA

85.0

100.0 100.0 97.5 95.0 95.0 92.5 92.5 90.0 87.5 87.5

100.0 97.5 97.5 97.5 92.5 90.0 87.5 87.5 87.5 85.0 85.0

95.0 95.0 87.5 87.5 87.5

97.5 97.5 97.5 97.5 95.0 95.0 95.0 95.0 95.0

0.030

0.1360.2060.1360.1830.2970.1870.0620.1030.0550.077

0.2200.1990.0910.1690.0960.1830.2970.0780.0960.0500.043

0.0190.0190.0200.0190.018

0.0700.0170.0330.0150.0770.0410.0160.0140.329

0.069

1.000 1.000 0.380 1.000 1.000 1.000 0.240 0.361 0.161 0.322

1.000 1.000 0.302 1.000 1.000 1.000 1.000 0.356 1.000 0.307 0.138

0.040 0.047 0.064 0.050 0.036

0.102 0.055 0.046 0.054 0.562 0.056 0.034 0.045 1.000

7,890

50,154 39,836

145,265 16,407 26,567 15,550 30,341 9,879

22,771 12,426

40,662 26,021 63,505 30,386 14,013 13,252 20,775 12,944 18,143 9,134

32,455

4,671 5,666 3,219 3,776 5,063

10,544 43,955

168,741 20,356 8,600

11,314 16,769 23,030

133,617

211

711 649 29,608 498 316 387 1,161 436 930 489

871 638 19,290 666 357 305 279 494 253 402 2,491

228 210 89 114 173

2,562 2,289 6,149 768 369 249 591 739 170

100M-500M

100M-500M100M-500M1B-10B<100M<100M<100M100M-500M<100M100M-500M100M-500M

100M-500M100M-500M500M-1B100M-500M100M-500M<100M<100M100M-500M100M-500M100M-500M500M-1B

100M-500M100M-500M100M-500M100M-500M100M-500M

100M-500M1B-10B1B-10B1B-10B100M-500M100M-500M1B-10B1B-10B100M-500M

85.0

82.5 90.0 87.5 72.5 80.0 72.5

100.0 80.0 85.0 80.0

92.5 85.0 80.0 85.0 55.0 70.0 75.0 80.0 52.5 72.5 85.0

85.0 87.5 80.0 62.5 90.0

90.0 87.5 92.5 85.0 62.5 92.5 75.0 75.0 85.0

97,520

50,154 39,836

268,132 16,407 26,567 15,550

126,462 26,325 97,726 33,135

40,662 26,021

116,539 30,386 14,013 13,252 20,775 33,198 18,143 27,996

135,771

73,807 85,649 46,762 40,889 94,307

65,123 436,723

1,557,424 206,583 15,297

110,755 181,329 195,163 133,617

403

711 649

30,135 498 316 387

1,476 534

1,274 587

871 638

19,506 666 357 305 279 597 253 509

2,931

498 559 260 253 482

3,020 3,804 9,537 1,602

423 591

1,248 1,279

170

0.000

0.0000.0000.0000.0010.0000.0070.0030.0000.0020.000

0.0000.0000.0770.0060.0000.0000.0000.0010.0000.0000.003

0.0000.0000.0000.0000.000

0.0000.0000.0000.0000.0000.0000.0010.0000.000

Page 29 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)Mission Valley Bank

The Colorado Bank and Trust Company of Community State BankYampa Valley BankMontroseBankFort Morgan State BankPoints West Community BankThe Dolores State BankKit Carson State BankFarmers State Bank of CalhanColorado East Bank & TrustFirst State Bank of ColoradoFowler State Bank

Salisbury Bank and Trust CompanyNewtown Savings BankDime BankNEW ENGLAND BANKFairfield County Bank

Industrial Bank

FIA Card Services, National AssociationChase Bank USA, National Association

The Perkins State BankFirst National Bank of WauchulaHeritage Bank of FloridaWauchula State BankCapital City BankHighlands Independent BankPlatinum BankBankFIRSTFarmers & Merchants BankUnited Southern BankHeartland National BankFirstAtlantic Bank

Bank of the Federated States of Micronesi

Sun Valley

La JuntaLamarSteamboat SpringMontroseFort MorganJulesburgDoloresKit CarsonCalhanLamarHotchkissFowler

LakevilleNewtownNorwichEnfieldRidgefield

Washington

WilmingtonNewark

WillistonWauchulaLutzWauchulaTallahasseeSebringBrandonWinter ParkMonticelloUmatillaSebringJacksonville

Pohnpei

CA

COCOCOCOCOCOCOCOCOCOCOCO

CTCTCTCTCT

DC

DEDE

FLFLFLFLFLFLFLFLFLFLFLFL

FM

95.0

95.0 95.0 90.0 90.0 87.5 87.5 87.5 85.0 85.0 85.0 85.0 85.0

87.5 85.0 85.0 85.0 85.0

97.5

100.0 97.5

97.5 97.5 97.5 95.0 95.0 95.0 95.0 95.0 92.5 92.5 92.5 92.5

77.5

0.052

0.0560.0690.0330.0260.0420.0240.0310.0440.0220.0180.0250.038

0.0180.0120.0150.0190.014

0.008

0.0440.042

0.0490.1650.0480.0170.0180.0240.0330.0230.0230.0200.0200.025

0.011

0.083

0.271 0.369 0.111 0.174 0.130 0.131 0.224 0.355 0.152 0.077 0.085 0.379

0.095 0.056 0.055 0.043 0.038

0.026

0.831 0.748

0.245 1.000 0.101 0.090 0.083 0.116 0.061 0.063 0.067 0.058 0.091 0.065

0.050

12,892

5,309 5,511 5,819 5,608 4,985 4,707 4,035 3,331 4,282

14,341 4,487 2,558

10,605 11,499 10,892 13,626 21,192

2,744

5,928,629 4,857,165

8,66713,419 11,169 10,531 46,624 6,369

13,135 15,830 9,535 7,431 6,074 7,853

1,136

365 100M-500M

259 <100M 238 <100M 219 100M-500M 290 100M-500M 150 100M-500M 254 100M-500M 163 100M-500M 142 <100M 217 100M-500M 658 500M-1B 284 100M-500M 150 <100M

503 500M-1B 651 500M-1B 339 500M-1B 413 500M-1B 718 1B-10B

68 100M-500M

####### >50B####### >50B

348 100M-500M 236 <100M 314 100M-500M 635 500M-1B 2,224 1B-10B 228 100M-500M 301 100M-500M 350 500M-1B 412 100M-500M 333 100M-500M 238 100M-500M 237 100M-500M

25 100M-500M

90.0

77.5 67.5 87.5 72.5 77.5 77.5 65.0 55.0 55.0 67.5 85.0 55.0

75.0 67.5 70.0 85.0 80.0

92.5

90.0 87.5

67.5 65.0 75.0 62.5 70.0 80.0 90.0 95.0 82.5 82.5 72.5 87.5

77.5

87,754

18,202 12,791 43,454 27,699 29,523 30,202 16,556

8,628 18,637 89,820 42,330

6,757

73,314 91,143 96,012

179,642 237,306

46,882

6,133,411 5,149,294

24,235 13,419 52,519 51,904

232,837 47,029

129,734 176,104 78,643 74,416 43,912 72,312

18,320

647

324 280 374 423 251 389 218 174 287 979 454 173

775 983 727 1,058 1,498

214

2,930,310 1,553,297

439 236 588 869 3,107 385 658 915 703 589 415 483

83

0.000

0.0050.0000.0000.0000.0000.0000.0000.0000.0050.0000.0010.000

0.0000.0000.0000.0000.000

0.001

0.7970.770

0.0000.0000.0000.0000.0000.0000.0000.0000.0000.0000.0000.000

0.000

Page 30 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)Farmers State Bank DublinGlennville Bank GlennvilleBB&T Financial, FSB ColumbusBank of Hazlehurst HazlehurstBank of Alapaha AlapahaSouth Georgia Banking Company OmegaFirst National Bank South AlmaCommercial State Bank DonalsonvilleAltamaha Bank and Trust Company VidaliaBank of Eastman Eastman

ANZ Guam, Inc. Hagatna

First Hawaiian Bank Honolulu

American State Bank OsceolaCommunity First Bank KeosauquaThe Shelby County State Bank HarlanFirst Trust and Savings Bank WheatlandCorydon State Bank CorydonThe Libertyville Savings Bank FairfieldPeoples State Bank AlbiaFirst National Bank GreenfieldState Savings Bank CrestonC US Bank Cresco

The Bank of Commerce AmmonD. L. Evans Bank BurleyIreland Bank Malad City

Ipava State Bank IpavaCentral State Bank ClaytonState Bank of Arthur ArthurCNB Bank and Trust, N.A. CarlinvilleFirst State Bank of Beecher City Beecher CityThe State Bank of Blue Mound Blue MoundState Bank of Whittington BentonThe Clay City Banking Co. Clay CityThe First Bank and Trust Company of MurpMurphysboroFirst Trust & Savings Bank of Albany, Illino AlbanyCitizens Bank of Chatsworth Chatsworth

GAGAGAGAGAGAGAGAGAGA

GU

HI

IAIAIAIAIAIAIAIAIAIA

IDIDID

ILILILILILILILILILILIL

100.0 100.0 100.0 97.5 97.5 95.0 95.0 95.0 92.5 92.5

87.5

80.0

100.0 100.0 100.0 100.0 100.0 100.0 97.5 97.5 97.5 97.5

85.0 85.0 85.0

100.0 100.0 100.0 97.5 97.5 97.5 97.5 97.5 97.5 95.0 95.0

0.3540.2340.1620.2850.2030.0410.0700.1950.0580.058

0.012

0.010

0.1810.1040.0910.1700.2340.1800.1750.1030.1870.091

0.0290.0260.048

0.2390.1900.2070.0640.2480.3310.1210.2230.2910.1150.169

1.000 1.000 0.852 1.000 1.000 0.287 0.179 1.000 0.230 0.201

0.059

0.041

1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.531

0.117 0.092 0.138

1.000 1.000 1.000 0.287 1.000 1.000 1.000 1.000 1.000 1.000 0.583

40,355 46,215

434,544 28,282 23,534 14,345 21,868 20,241 8,551

12,454

3,580

147,470

26,323 15,257 22,883 21,845 19,913 34,993 15,657 21,929 16,393 33,424

24,295 25,020 10,180

23,043 18,650 22,289 45,521 15,953 11,020 13,459 22,025 20,413 18,203 9,431

593 980 210,910 516 406 741 790 229 445 518

125

15,516

403 460 455 401 545 592 341 336 321 741

971 1,045 395

407 2,012 443 859 339 229 260 248 294 219 9,430

100M-500M100M-500M1B-10B<100M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M

100M-500M

10B-50B

100M-500M100M-500M100M-500M100M-500M<100M100M-500M<100M100M-500M<100M100M-500M

500M-1B500M-1B100M-500M

<100M<100M100M-500M500M-1B<100M<100M100M-500M<100M<100M100M-500M<100M

92.5 92.5 90.0 87.5 77.5 80.0 87.5 72.5 85.0 80.0

80.0

67.5

90.0 75.0 75.0 87.5 90.0 95.0 82.5 75.0 82.5 80.0

62.5 75.0 72.5

90.0 87.5 87.5 82.5 85.0 80.0 70.0 85.0 85.0 72.5 67.5

40,355 46,215

487,171 28,282 23,534 47,660 83,314 20,241 35,834 45,907

28,904

568,196

26,323 15,257 22,883 21,845 19,913 34,993 15,657 21,929 16,393 51,341

117,314 170,508 60,445

23,043 18,650 22,289

109,643 15,953 11,020 13,459 22,025 20,413 18,203

9,431

593 980

211,783 516 406 886

1,026 229 559 670

223

17,338

403 460 455 401 545 592 341 336 321 828

1,448 1,689

612

407 2,012

443 1,118

339 229 260 248 294 219

9,430

0.0000.0000.5810.0000.0000.0000.0000.0000.0000.005

0.002

0.017

0.0010.0020.0000.0000.0030.0000.0000.0020.0000.000

0.0000.0040.002

0.0000.0000.0000.0020.0000.0000.0000.0000.0000.0000.008

Page 31 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)Bank of Yates City Yates CityState Bank of the Lakes AntiochBeverly Bank & Trust Company, National AChicagoFarmers State Bank of Western Illinois AlphaState Bank of Toulon ToulonCrystal Lake Bank and Trust Company, NatCrystal Lake

The Campbell & Fetter Bank KendallvilleFarmers State Bank LagrangeThe Riddell National Bank BrazilThe First State Bank, Bourbon, Indiana BourbonFirst Financial Bank, National Association Terre HauteHoosier Heartland State Bank CrawfordsvilleLake City Bank WarsawMarkleBank MarkleBank of Wolcott WolcottThe Farmers and Merchants Bank Boswell

The Wilson State Bank WilsonThe Citizens State Bank GridleyHome Bank and Trust Company EurekaThe Riley State Bank of Riley, Kansas RileyThe St. John National Bank Saint JohnThe First State Bank NortonUnited National Bank NatomaThe Lyndon State Bank LyndonGarnett State Savings Bank GarnettThe Farmers State Bank WathenaThe First National Bank of Centralia Centralia

Bank of Columbia ColumbiaThe Farmers Bank of Milton MiltonLewisburg Banking Company LewisburgThe Peoples Bank TaylorsvilleElkton Bank & Trust Company ElktonFirst Guaranty Bank MartinMagnolia Bank, Incorporated MagnoliaDixon Bank DixonCommercial Bank West LibertyOwingsville Banking Company Owingsville

ILILILILILIL

ININININININININININ

KSKSKSKSKSKSKSKSKSKSKS

KYKYKYKYKYKYKYKYKYKY

95.0 95.0 95.0 95.0 95.0 95.0

95.0 92.5 90.0 90.0 90.0 90.0 85.0 85.0 85.0 85.0

100.0 100.0 97.5 97.5 97.5 97.5 95.0 95.0 95.0 95.0 95.0

97.5 97.5 95.0 95.0 95.0 92.5 92.5 90.0 90.0 87.5

0.1700.0730.1000.0690.0620.096

0.0810.0330.0690.0730.0430.1740.0450.0330.0670.136

0.2380.1180.4010.1420.1500.1130.1080.1370.1020.1420.123

0.1090.0800.1880.1380.1050.1980.1950.1160.0940.084

1.000 0.195 0.224 1.000 0.554 0.199

1.000 0.175 0.328 0.427 0.147 1.000 0.088 0.143 0.419 1.000

1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000

0.290 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000

10,250 56,006 40,743 8,718

12,659 72,445

21,673 16,397 12,905 6,183

119,088 24,387

132,212 11,508 8,317

15,179

18,896 14,425 34,462 10,637 11,706 35,155 12,295 11,132 11,760 9,431

13,868

14,587 16,696 18,625 15,414 13,908 11,045 24,256 10,436 13,108 5,686

256 7,323 6,058 284 431 11,832

289 540 332 430 4,054 166 5,418 400 252 138

321 397 214 226 232 477 270 177 245 178 180

597 345 289 282 301 285 263 261 218 299

<100M500M-1B100M-500M100M-500M100M-500M500M-1B

100M-500M100M-500M100M-500M<100M1B-10B100M-500M1B-10B100M-500M100M-500M100M-500M

<100M100M-500M<100M<100M<100M100M-500M100M-500M<100M100M-500M<100M100M-500M

100M-500M100M-500M<100M100M-500M100M-500M<100M100M-500M<100M100M-500M<100M

75.0 82.5 85.0 62.5 72.5 85.0

60.0 82.5 77.5 75.0 72.5 70.0 80.0 75.0 27.5 60.0

92.5 82.5 90.0 80.0 80.0 87.5 72.5 77.5 72.5 75.0 77.5

87.5 62.5 75.0 67.5 62.5 70.0 77.5 60.0 57.5 52.5

10,250 153,239 100,487

8,718 21,144

212,046

21,673 79,578 35,516 14,490

386,358 24,387

703,507 57,081

8,317 15,179

18,896 14,425 34,462 10,637 11,706 35,155 12,295 11,132 11,760

9,431 13,868

48,188 16,696 18,625 15,414 13,908 11,045 24,256 10,436 13,108

5,686

256 8,585 6,369

284 474

12,593

289 837 423 469

5,274 166

6,966 614 252 138

321 397 214 226 232 477 270 177 245 178 180

723 345 289 282 301 285 263 261 218 299

0.0000.0000.0000.0000.0020.000

0.0000.0000.0060.0000.0000.0050.0000.0000.0000.000

0.0000.0000.0000.0000.0000.0000.0000.0000.0000.0000.000

0.0000.0000.0000.0000.0020.0000.0000.0000.0000.000

Page 32 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)Bank of ErathTensas State BankVermilion Bank & Trust CompanyThe BankCatahoula - LaSalle BankFranklin State Bank & Trust CompanyThe Evangeline Bank and Trust CompanyBasile State BankGulf Coast BankHomeland Federal Savings BankRichland State Bank

Commonwealth Co-operative BankNorth Middlesex Savings BankEnterprise Bank and Trust CompanyGreenfield Co-operative BankUnited BankBankFiveAvidia BankWestfield BankBerkshire BankGreenfield Savings BankThe Rockport National BankSeamen's BankEverett Co-operative Bank

Provident State Bank, Inc.Damascus Community BankThe Peoples BankHebron Savings BankThe Farmers Bank of WillardsNew Windsor State BankCounty First BankAmerican BankFrederick County Bank

Franklin Savings BankKatahdin Trust Company

First Bank, Upper MichiganThe Peninsula Bank of Ishpeming

ErathNewelltonKaplanJenningsJonesvilleWinnsboroVille PlatteBasileAbbevilleColumbiaRayville

Hyde ParkAyerLowellGreenfieldWest SpringfieldFall RiverHudsonWestfieldPittsfieldGreenfieldRockportProvincetownEverett

PrestonDamascusChestertownHebronWillardsNew WindsorLa PlataRockvilleFrederick

FarmingtonPatten

GladstoneIshpeming

LALALALALALALALALALALA

MAMAMAMAMAMAMAMAMAMAMAMAMA

MDMDMDMDMDMDMDMDMD

MEME

MIMI

97.5 97.5 95.0 95.0 95.0 92.5 92.5 92.5 90.0 87.5 87.5

97.5 97.5 95.0 95.0 92.5 90.0 90.0 90.0 87.5 87.5 87.5 87.5 87.5

100.0 100.0 95.0 95.0 92.5 92.5 92.5 90.0 90.0

97.5 95.0

95.0 95.0

0.3720.2760.2750.0860.1520.1820.0400.2280.0580.0670.045

0.0530.0350.0330.0210.0190.0150.0160.0150.0150.0130.0270.0190.215

0.0530.0650.0420.0230.0230.0270.0370.0140.027

0.2620.077

0.0930.092

1.000 1.000 1.000 0.370 1.000 1.000 0.262 1.000 0.165 0.265 0.184

1.000 0.109 0.062 0.189 0.059 0.057 0.054 0.060 0.046 0.100 0.075 0.078 1.000

0.141 0.185 0.144 0.086 0.079 0.073 0.097 0.094 0.056

1.000 0.159

0.286 0.305

33,476 35,704 28,645 14,572 15,550 23,603 23,274 12,230 19,258 10,235 10,873

9,417 11,375 53,557 6,817

31,129 10,928 16,998 19,081 69,147 8,445 5,180 5,782

66,970

15,434 16,564 10,613 11,797 7,584 7,269 7,184 6,346 8,442

86,209 43,634

16,040 12,580

559 490 399 614 434 261

1,087 366 916 439

1,332

6,884 524

1,661 224

1,149 639 893 879

2,623 299 218 216

73

424 770 409 379 362 294 227 558 269

1,298 1,842

425 358

<100M100M-500M100M-500M100M-500M100M-500M100M-500M500M-1B<100M100M-500M100M-500M100M-500M

100M-500M100M-500M1B-10B100M-500M1B-10B500M-1B1B-10B1B-10B1B-10B500M-1B100M-500M100M-500M100M-500M

100M-500M100M-500M100M-500M500M-1B100M-500M100M-500M100M-500M100M-500M100M-500M

100M-500M500M-1B

100M-500M100M-500M

85.0 87.5 82.5 82.5 65.0 67.5 75.0 75.0 77.5 85.0 75.0

65.0 87.5 87.5 67.5 77.5 77.5 80.0 65.0 70.0 67.5 82.5 75.0 77.5

90.0 77.5 82.5 82.5 80.0 75.0 82.5 60.0 85.0

82.5 85.0

77.5 72.5

33,476 35,704 28,645 38,085 15,550 23,603 70,411 12,230 66,216 38,636 42,689

9,417 73,500

455,909 34,196

218,857 96,747

161,982 106,280 485,593 54,696 59,907 47,921 66,970

91,186 49,361 54,366 92,183 57,816 54,864 52,052 32,154 82,971

86,209 151,148

49,673 38,498

559 490 399 727 434 261

1,346 366

1,130 571

1,560

6,884 788

3,178 330

1,897 1,023 1,477 1,301 4,502

523 419 363

73

710 991 613 680 559 458 418 711 541

1,298 2,418

588 497

0.0000.0000.0070.0000.0000.0000.0020.0000.0000.0000.000

0.0000.0000.0000.0000.0000.0000.0010.0000.0000.0000.0040.0000.000

0.0000.0000.0000.0000.0020.0000.0000.0000.000

0.0000.000

0.0010.003

Page 33 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)Alden State Bank AldenUpper Peninsula State Bank EscanabaHuron National Bank Rogers CitySuperior National Bank & Trust Company HancockGogebic Range Bank IronwoodHillsdale County National Bank HillsdalemBank ManistiqueThumb National Bank and Trust Company PigeonMacatawa Bank Holland

St. Clair State Bank (Incorporated) Saint ClairFarmers and Merchants State Bank of BlooBlooming PrairieStearns Bank Holdingford National AssociaHoldingfordBank of Zumbrota ZumbrotaFirst Southeast Bank HarmonyElysian Bank ElysianStearns Bank Upsala National Association UpsalaWestern National Bank DuluthThe First National Bank of Osakis OsakisFirst National Bank in Mahnomen MahnomenStar Bank BerthaClinton State Bank ClintonFarmers State Bank of Darwin Darwin

St. Clair County State Bank OsceolaShelter Financial Bank ColumbiaCommunity State Bank of Missouri Bowling GreenCommunity Bank of El Dorado Springs El Dorado SpringMetz Banking Company NevadaBank of Monticello MonticelloCounty Bank BrunswickCarroll County Trust Company of Carrollto CarrolltonThe Maries County Bank ViennaMid America Bank LinnThe Citizens-Farmers Bank of Cole Camp Cole Camp

Farmers and Merchants Bank BaldwynFirst State Bank WaynesboroBank of Kilmichael KilmichaelFirst American National Bank IukaCommerce National Bank Corinth

MIMIMIMIMIMIMIMIMI

MNMNMNMNMNMNMNMNMNMNMNMNMN

MOMOMOMOMOMOMOMOMOMOMO

MSMSMSMSMS

92.5 90.0 90.0 90.0 87.5 85.0 85.0 85.0 85.0

100.0 100.0 97.5 97.5 97.5 97.5 97.5 95.0 95.0 95.0 95.0 95.0 95.0

97.5 97.5 97.5 97.5 97.5 95.0 95.0 95.0 95.0 95.0 95.0

97.5 97.5 92.5 90.0 90.0

0.0690.0600.2150.0360.2060.0410.0490.0480.038

0.1550.2460.2650.1030.2030.2000.1980.3310.1860.2230.0660.1350.162

0.1800.1150.1810.1630.2730.1280.2100.1080.0580.1380.127

0.2960.2230.3110.1390.197

0.199 0.183 1.000 0.250 0.382 0.115 0.089 0.186 0.103

1.000 1.000 0.879 0.386 1.000 1.000 0.860 1.000 1.000 1.000 0.361 1.000 1.000

1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 0.423 0.427 1.000

1.000 1.000 1.000 1.000 1.000

11,437 11,373 11,926 19,247 12,994 16,299 25,532 10,625 57,839

11,483 17,165 29,632 13,794 16,603

8,920 17,790 38,259 12,154 15,657

9,639 8,841 5,452

21,191 18,913 36,797 16,312 17,891 11,478 16,888 14,054 20,016 36,589 12,100

63,086 111, 386

36,167 34,306 17,641

378 340 288 699 201 543 412 351

3,184

675 435

2,065 477 326

3,774 2,066

227 196 224 457 263

1,549

387 408 482 360 375 462 252 319

1,140 461 380

1,178 1,258

602 522 629

100M-500M100M-500M<100M500M-1B<100M100M-500M500M-1B100M-500M1B-10B

<100M<100M100M-500M100M-500M<100M<100M<100M100M-500M<100M<100M100M-500M<100M<100M

100M-500M100M-500M100M-500M100M-500M<100M<100M<100M100M-500M100M-500M100M-500M<100M

100M-500M100M-500M100M-500M100M-500M<100M

80.0 75.0 57.5 65.0 70.0 75.0 60.0 65.0 65.0

75.0 82.5 87.5 82.5 77.5 77.5 77.5 90.0 70.0 75.0 70.0 62.5 67.5

80.0 70.0 87.5 75.0 85.0 70.0 75.0 65.0 85.0 97.5 67.5

92.5 92.5 82.5 67.5 70.0

53,608 52,749 11,926 66,408 33,928 97,480 96,707 45,895

261,956

11,483 17,165 32,712 34,688 16,603

8,920 19,709 38,259 12,154 15,657 24,450

8,841 5,452

21,191 18,913 36,797 16,312 17,891 11,478 16,888 14,054 47,338 85,628 12,100

63,086 111,386

36,167 34,306 17,641

562 502 288 960 294 917 688 526

4,317

675 435

2,102 555 326

3,774 2,104

227 196 224 551 263

1,549

387 408 482 360 375 462 252 319

1,246 561 380

1,178 1,258

602 522 629

0.0030.0000.0000.0000.0000.0000.0010.0000.000

0.0000.0000.0000.0000.0000.0000.0000.0080.0000.0000.0000.0000.000

0.0000.0000.0000.0000.0000.0000.0000.0000.0000.0000.000

0.0060.0010.0000.0000.000

Page 34 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)Bank of OkolonaThe First National Bank of PontotocPlanters Bank & Trust CompanyPeoples Bank

Lake County BankThe First State Bank of MaltaTeton BanksThe Bank of BakerCitizens Bank & Trust CompanyFirst Security Bank of Roundup

First BankYadkin Valley Bank and Trust CompanySurrey Bank & TrustSouthern Community Bank and TrustUnion Bank & Trust CompanyFour Oaks Bank & Trust CompanyCarolina Trust BankLumbee Guaranty BankSouthern Bank and Trust CompanyFirst-Citizens Bank & Trust Company

KodaBankWestern State BankU.S. Bank National Association NDMerchants BankThe Farmers & Merchants State Bank of ToCommercial Bank of MottRolette State BankFirst United BankNorthland FinancialMcIntosh County Bank

Gothenburg State BankBank of the ValleyFirst National Bank in OrdState Bank of Table RockThe Tilden BankThayer County BankWahoo State Bank

OkolonaPontotocIndianolaMendenhall

Saint IgnatiusMaltaFairfieldBakerBig TimberRoundup

TroyElkinMount AiryWinston SalemOxfordFour OaksLincolntonPembrokeMount OliveRaleigh

DraytonDevils LakeFargoRugbyTolnaMottRolettePark RiverSteeleAshley

GothenburgBellwoodOrdTable RockTildenHebronWahoo

MSMSMSMS

MTMTMTMTMTMT

NCNCNCNCNCNCNCNCNCNC

NDNDNDNDNDNDNDNDNDND

NENENENENENENE

90.0 87.5 85.0 85.0

92.5 90.0 80.0 77.5 77.5 77.5

97.5 95.0 95.0 90.0 90.0 87.5 85.0 85.0 82.5 82.5

97.5 95.0 92.5 92.5 90.0 87.5 82.5 82.5 82.5 82.5

100.0 95.0 92.5 92.5 90.0 90.0 90.0

0.1930.1070.0420.070

0.1610.0880.0400.0550.0560.121

0.0310.0320.0770.0250.0490.0200.0350.0280.0170.018

0.1500.1740.1260.1110.1160.1130.2400.0500.0540.067

0.2300.1130.0710.1420.0900.2490.136

1.000 1.000 0.219 0.259

1.000 1.000 0.325 0.244 0.288 1.000

0.124 0.090 0.135 0.078 0.172 0.093 0.089 0.119 0.059 0.047

1.000 0.364 0.302 1.000 1.000 1.000 1.000 0.377 0.226 1.000

1.000 1.000 1.000 1.000 0.435 1.000 1.000

22,683 27,006 29,582 15,560

4,70810,757 7,745 6,904 5,398 5,817

104,633 62,809 16,887 36,321 9,842

18,097 9,888 9,084

34,002 378,394

18,433 92,450

797,444 9,574 6,558

10,037 9,036 7,966 9,713 5,567

27,222 11,481 7,004 7,360 7,014

15,359 9,186

559 518 1,427 780

1,323 233 348 311 232 73

3,885 2,590 675 867 383 627 363 338 1,313 105,081

389 4,548 201,435 222 193 123 108 428 356 160

366 187 273 165 285 123 142

100M-500M100M-500M500M-1B100M-500M

<100M100M-500M100M-500M100M-500M<100M<100M

1B-10B1B-10B100M-500M1B-10B100M-500M500M-1B100M-500M100M-500M1B-10B10B-50B

100M-500M500M-1B1B-10B<100M<100M<100M<100M100M-500M100M-500M<100M

100M-500M100M-500M<100M<100M<100M<100M<100M

72.5 57.5 72.5 90.0

65.0 55.0 57.5 70.0 65.0 42.5

85.0 85.0 80.0 77.5 75.0 65.0 77.5 65.0 67.5 75.0

80.0 85.0 72.5 70.0 60.0 65.0 72.5 80.0 92.5 50.0

92.5 72.5 65.0 75.0 87.5 82.5 75.0

22,683 27,006 94,604 60,177

4,708 10,757 20,259 25,232 17,605

5,817

607,256 419,156 74,990

274,351 49,824

116,616 73,307 50,310

284,292 3,914,507

18,433 179,194

1,098,679 9,574 6,558

10,037 9,036

21,101 42,922

5,567

27,222 11,481

7,004 7,360

16,111 15,359

9,186

559 518

1,775 971

1,323 233 424 411 314

73

6,026 4,335

976 1,537

551 997 621 503

2,368117,702

389 5,025

205,820 222 193 123 108 507 523 160

366 187 273 165 330 123 142

0.0000.0000.0000.000

0.0000.0000.0050.0000.0000.000

0.0020.0000.0000.0000.0000.0020.0000.0000.0000.011

0.0010.0000.1320.0000.0020.0020.0000.0000.0000.003

0.0000.0000.0000.0000.0000.0000.000

Page 35 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)Cedar Security BankAmerican Exchange BankFirst State BankCerescoBank

The First Colebrook BankWoodsville Guaranty Savings Bank

Cornerstone BankNewfield National Bank1st Colonial National BankFulton Bank of New JerseyHarvest Community BankThe First National Bank of ElmerUnity BankHeritage Community BankSturdy Savings Bank1st Constitution Bank

The James Polk Stone Community BankAmerican Heritage BankWestern Commerce BankBank of the Southwest

Farm Bureau Bank FSBNevada State BankHeritage Bank of Nevada

First National Bank of ScotiaThe Oneida Savings BankAdirondack BankThe First National Bank of GrotonThe Lyons National BankThe Canandaigua National Bank and Trust NBT Bank, National AssociationSteuben Trust CompanyThe Bridgehampton National BankThe Bank of Castile

CBankThe Fort Jennings State Bank

FordyceElmwoodGothenburgCeresco

ColebrookWoodsville

MoorestownNewfieldCollingswoodMount LaurelPennsvilleElmerClintonRandolphStone HarborCranbury

PortalesClovisCarlsbadRoswell

SparksLas VegasReno

ScotiaOneidaUticaGrotonLyonsCanandaiguaNorwichHornellBridgehamptonCastile

CincinnatiFort Jennings

NENENENE

NHNH

NJNJNJNJNJNJNJNJNJNJ

NMNMNMNM

NVNVNV

NYNYNYNYNYNYNYNYNYNY

OHOH

87.5 87.5 87.5 87.5

92.5 80.0

100.0 97.5 97.5 95.0 92.5 92.5 90.0 87.5 87.5 87.5

95.0 90.0 90.0 87.5

100.0 92.5 92.5

100.0 97.5 95.0 95.0 92.5 92.5 92.5 92.5 92.5 92.5

100.0 95.0

0.1560.1500.0680.121

0.0610.030

0.0310.0180.0280.0150.0220.0250.0140.0370.0110.012

0.0660.0720.0330.041

0.1400.0080.021

0.0450.0310.0330.1010.0270.0260.0220.0360.0260.023

0.2950.125

1.000 1.000 0.239 1.000

0.127 0.113

0.067 0.053 0.108 0.034 0.059 0.079 0.027 0.056 0.045 0.023

0.324 0.323 0.113 0.093

1.000 0.026 0.045

0.223 0.199 0.106 1.000 0.130 0.077 0.080 0.177 0.087 0.089

0.545 0.466

6,418 6,280

18,955 5,140

14,507 11,339

11,028 9,286 7,723

50,694 4,183 5,388

10,639 5,544 5,811 9,008

12,131 4,885

12,086 6,433

79,123 32,708 10,426

18,033 20,788 19,322 13,560 17,459 47,842

128,045 14,294 35,912 23,521

22,220 18,847

94 110 521 152

494 444

380 309 238 2,732 310 185 349 168 136 223

444 247 1,658 272

11,939 1,438 646

936 692 594 378 699 3,347 7,142 523 864 821

628 413

<100M<100M100M-500M<100M

100M-500M100M-500M

100M-500M500M-1B100M-500M1B-10B100M-500M100M-500M500M-1B100M-500M500M-1B500M-1B

100M-500M<100M100M-500M100M-500M

500M-1B1B-10B500M-1B

100M-500M500M-1B500M-1B100M-500M500M-1B1B-10B1B-10B100M-500M1B-10B1B-10B

<100M100M-500M

67.5 67.5 87.5 65.0

80.0 62.5

100.0 77.5 80.0 85.0 80.0 67.5 82.5 70.0 65.0 95.0

77.5 72.5 60.0 77.5

87.5 72.5 87.5

80.0 75.0 90.0 65.0 80.0 82.5 85.0 72.5 87.5 85.0

70.0 80.0

6,418 6,280

64,383 5,140

87,079 72,343

164,083 88,427 57,154

681,088 50,093 41,788

176,066 48,825 58,875

291,020

32,211 14,855 41,278 43,605

79,123 306,603 122,577

61,854 76,576

128,588 13,560 91,252

259,182 823,680 53,815

236,278 151,215

22,220 37,419

94 110 677 152

849 703

748 600 467

5,954 641 330

1,117 341 346

1,239

561 309

1,826 434

11,939 2,394

954

1,147 909

1,029 378

1,107 4,294

10,927 712

1,377 1,385

628 510

0.0000.0000.0000.000

0.0000.000

0.0000.0020.0000.0000.0000.0000.0000.0000.0000.000

0.0000.0000.0000.000

0.2240.0000.000

0.0030.0000.0000.0030.0000.0000.0000.0000.0000.000

0.0010.000

Page 36 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)Miami Savings BankThe Settlers BankThe Cincinnatus Savings & Loan Co.The First National Bank of DennisonThe Merchants National BankThe Killbuck Savings Bank CompanyThe Middlefield Banking CompanyThe Monitor BankThe Farmers and Merchants BankThe First National Bank of BlanchesterFirst Federal Community Bank, National As

Security First National Bank of HugoThe Payne County BankBank of CushingThe Farmers BankOklahoma Heritage BankAmerican Exchange BankThe Pauls Valley National BankThe Farmers State BankStroud National BankFirst State Bank

Citizens BankAlbina Community BankBank of Eastern Oregon

CNB BankElderton State BankMercer County State BankFirst Citizens Community BankFranklin Security BankIndiana First Savings BankPeople's State Bank of Wyalusing, PennsylGreater Delaware Valley Savings BankSomerset Trust CompanyClarion County Community BankUnion Community Bank FSBMifflinburg Bank and Trust CompanyStandard Bank, PaSBThe Farmers National Bank of Emlenton

MiamitownMariettaCincinnatiDennisonHillsboroKillbuckMiddlefieldBig PrairieCaldwellBlanchesterDover

HugoPerkinsCushingCarnegieRoffHenryettaPauls ValleyQuintonStroudNoble

CorvallisPortlandHeppner

ClearfieldEldertonSandy LakeMansfieldPlains TownshipIndianaWyalusingBroomallSomersetClarionLancasterMifflinburgMurrysvilleEmlenton

OHOHOHOHOHOHOHOHOHOHOH

OKOKOKOKOKOKOKOKOKOK

OROROR

PAPAPAPAPAPAPAPAPAPAPAPAPAPA

95.0 92.5 90.0 90.0 90.0 87.5 87.5 87.5 87.5 87.5 87.5

97.5 95.0 95.0 95.0 92.5 92.5 92.5 92.5 90.0 90.0

92.5 90.0 87.5

100.0 97.5 95.0 95.0 90.0 90.0 90.0 87.5 87.5 87.5 87.5 87.5 87.5 87.5

0.2370.0800.1390.0380.0420.0310.0310.1280.0620.1540.054

0.1760.1390.2030.1880.1340.1560.0630.1270.1110.161

0.0280.0430.028

0.0800.1040.0550.0270.0500.0370.0420.0300.0250.0760.0360.0370.0310.031

1.000 0.283 1.000 0.295 0.172 0.149 0.117 0.527 0.324 1.000 0.151

1.000 1.000 1.000 1.000 0.698 1.000 0.307 1.000 0.450 1.000

0.080 0.091 0.108

0.297 0.179 0.308 0.152 0.249 0.294 0.187 0.112 0.089 0.347 0.134 0.130 0.221 0.146

26,622 8,737

12,390 7,629

24,003 14,019 17,400 4,901 5,467 8,538

12,772

18,026 18,238 21,095 10,491 10,647 11,019 13,546 10,679 8,798 9,330

13,087 5,693 7,605

134,960 20,062 18,255 24,135 11,143 10,568 10,063 14,639 19,240 9,253

18,391 11,828 13,867 16,596

166 298 146 356

1,080 630 755 223 210 131 476

323 304 257 316 432 254 517 260 323 207

450 224 263

3,490 2,094

720 794 608 429 539 566 940 284 420 497 384 605

100M-500M100M-500M<100M100M-500M500M-1B100M-500M500M-1B<100M<100M<100M100M-500M

100M-500M100M-500M100M-500M<100M<100M<100M100M-500M<100M<100M<100M

100M-500M100M-500M100M-500M

1B-10B100M-500M100M-500M500M-1B100M-500M100M-500M100M-500M100M-500M500M-1B100M-500M500M-1B100M-500M100M-500M500M-1B

75.0 80.0 62.5 62.5 87.5 77.5 70.0 75.0 67.5 62.5 85.0

80.0 72.5 80.0 72.5 80.0 70.0 70.0 65.0 85.0 65.0

67.5 70.0 60.0

77.5 87.5 87.5 80.0 70.0 67.5 75.0 75.0 77.5 72.5 40.0 70.0 65.0 77.5

26,622 28,550 12,390 22,140

115,592 70,641 78,589

9,290 15,769

8,538 73,921

18,026 18,238 21,095 10,491 15,256 11,019 30,985 10,679 19,550

9,330

91,851 39,099 43,668

220,911 91,607 59,216

114,543 33,042 32,852 43,677 78,923

110,948 26,684 26,879 51,318 47,120 79,335

166 404 146 457

1,425 883

1,025 259 262 131 826

323 304 257 316 460 254 608 260 393 207

817 324 433

4,008 2,573

926 1,253

679 573 731 830

1,382 388 604 736 547 936

0.0000.0000.0000.0030.0000.0020.0010.0090.0000.0030.000

0.0000.0000.0000.0000.0000.0000.0000.0000.0000.000

0.0000.0060.002

0.0030.0000.0000.0000.0000.0000.0030.0000.0040.0000.0000.0000.0000.000

Page 37 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)The Luzerne Bank LuzerneFirst National Community Bank DunmoreQNB Bank Quakertown

Banco Bilbao Vizcaya Argentaria Puerto R San Juan

Coastway Community Bank CranstonBank Rhode Island Providence

The Citizens Bank OlantaEnterprise Bank of South Carolina EhrhardtAnderson Brothers Bank MullinsBank of Greeleyville GreeleyvilleFarmers and Merchants Bank of South CarHolly HillGrandSouth Bank GreenvilleCommunity First Bank, Inc. Walhalla

Great Plains Bank Eureka

People's Bank and Trust Company of PickeByrdstownSecurity Federal Savings Bank of McMinnvMc MinnvilleReelfoot Bank Union CityCarroll Bank and Trust HuntingdonWayne County Bank WaynesboroThe First National Bank of Manchester ManchesterBank of Perry County LobelvilleThe Farmers & Merchants Bank DyerCitizens Bank CarthageThe First National Bank of Pikeville Pikeville

The First National Bank of Albany AlbanyCypress Bank, SSB PittsburgLegend Bank, N.A. BowieFirst State Bank of Ben Wheeler, Texas Ben WheelerCitizens State Bank TylerCitizens State Bank SomervilleFirst State Bank CluteThe First National Bank of Byers ByersFirst National Bank of Bosque County Valley MillsFirst State Bank Athens

PAPAPA

PR

RIRI

SCSCSCSCSCSCSC

SD

TNTNTNTNTNTNTNTNTNTN

TXTXTXTXTXTXTXTXTXTX

87.5 87.5 87.5

92.5

82.5 82.5

100.0 100.0 97.5 92.5 87.5 87.5 87.5

97.5

97.5 97.5 97.5 97.5 97.5 97.5 92.5 90.0 90.0 90.0

100.0 97.5 97.5 95.0 95.0 95.0 92.5 92.5 92.5 92.5

0.0590.0270.027

0.015

0.0190.015

0.0650.0880.0630.2940.0410.0460.032

0.175

0.1890.1980.0550.0560.0480.0620.0640.1300.0300.097

0.1900.1280.0830.1430.0850.0510.0840.1190.1410.049

0.099 0.073 0.079

0.075

0.053 0.039

0.326 0.263 0.341 1.000 0.197 0.105 0.164

1.000

1.000 1.000 0.282 0.286 0.199 0.384 0.211 1.000 0.167 0.418

1.000 1.000 0.397 1.000 0.212 0.306 0.289 1.000 1.000 0.249

18,172 26,330 23,554

72,913

6,227 24,984

23,941 36,250 27,578 22,654 10,503 16,978 15,259

16,859

23,846 31,683 8,377

14,971 13,990 13,868 9,218

13,369 15,139 10,204

91,864 21,858 48,440 17,126 21,856 20,409 11,327 11,773 14,850 16,553

5291,168

904

3,687

1882,596

1,347 911 901 323 510 818 498

315

409 435 515 372 644 481 370 195 718 235

1,631 430 949 378 657

1,031 491 286 304 724

100M-500M500M-1B500M-1B

1B-10B

100M-500M1B-10B

100M-500M100M-500M100M-500M<100M100M-500M100M-500M100M-500M

<100M

100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M500M-1B100M-500M

100M-500M100M-500M500M-1B100M-500M100M-500M100M-500M100M-500M<100M100M-500M100M-500M

82.5 72.5 80.0

85.0

82.5 75.0

85.0 92.5 77.5 72.5 72.5 82.5 62.5

85.0

75.0 82.5 77.5 75.0 87.5 82.5 77.5 52.5 57.5 72.5

92.5 75.0 75.0 70.0 90.0 85.0 85.0 62.5 67.5 75.0

104,356 134,260 143,347

378,028

87,385 294,285

69,404 128,293 71,816 22,654 47,111

108,944 64,546

16,859

23,846 31,683 27,634 41,144 54,874 36,134 32,737 13,369 41,638 24,437

91,864 21,858 78,521 17,126 81,247 60,122 35,286 11,773 14,850 51,721

923 1,615 1,310

5,186

526 5,027

1,607 1,122 1,121

323 690

1,161 685

315

409 435 612 488 803 591 481 195 851 295

1,631 430

1,101 378 927

1,228 607 286 304 858

0.0000.0000.000

0.012

0.0000.000

0.0000.0010.0030.0000.0000.0000.002

0.000

0.0000.0000.0020.0000.0000.0000.0000.0000.0000.000

0.0000.0000.0000.0000.0000.0000.0000.0000.0000.000

Page 38 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)American Express Bank, FSB. Salt Lake CityGE Capital Retail Bank DraperWright Express Financial Services CorporatMidvaleTransportation Alliance Bank, Inc. OgdenThe Pitney Bowes Bank, Inc. Salt Lake CityWells Fargo Bank Northwest, National Ass Ogden

Benchmark Community Bank KenbridgeCapital One Bank (USA), National Associat Glen AllenHighlands Union Bank AbingdonPowell Valley National Bank JonesvilleRiver Community Bank, National AssociaMartinsvilleFirst Capital Bank Glen AllenFirst Sentinel Bank RichlandsThe Bank of Southside Virginia CarsonGrundy National Bank GrundyNew Peoples Bank, Inc. HonakerFirst National Bank Altavista


Passumpsic Savings Bank St. Johnsbury

Cashmere Valley Bank CashmereBanner Bank Walla WallaWashington Business Bank OlympiaTwin River National Bank ClarkstonSecurity State Bank CentraliaHeritage Bank OlympiaFarmers State Bank, Winthrop, Wash. WinthropSouth Sound Bank Olympia

The Peshtigo National Bank PeshtigoClare Bank, National Association PlattevilleJohn Deere Financial, f.s.b. MadisonThe Farmers State Bank of Waupaca WaupacaThe Benton State Bank BentonRoyal Bank ElroyWaumandee State Bank WaumandeeNorthern State Bank AshlandForward Financial Bank SSB Marshfield

UTUTUTUTUTUT

VAVAVAVAVAVAVAVAVAVAVA

VI

VT

WAWAWAWAWAWAWAWA

WIWIWIWIWIWIWIWIWI

100.0 97.5 97.5 95.0 95.0 95.0

100.0 100.0 95.0 92.5 87.5 85.0 85.0 85.0 85.0 85.0 85.0

90.0

82.5

92.5 90.0 90.0 90.0 87.5 87.5 85.0 85.0

100.0 97.5 97.5 97.5 97.5 95.0 95.0 95.0 92.5

0.4720.0420.4520.5950.4360.082

0.0590.0680.0340.0580.0910.0360.0360.0210.0270.0240.030

0.006

0.035

0.0180.0200.0840.2440.0260.0220.1310.030

0.1870.1250.0580.0730.2110.0550.0990.0570.047

1.0001.0000.5560.9930.9300.799

0.2591.0000.1490.3470.1800.1000.2160.1640.1020.0900.132

0.045

0.139

0.0960.0520.1181.0000.0760.0431.0000.077

1.0001.0001.0000.3151.0000.2600.3170.2210.180

16,300,000 1,133,624 700,317 521,563 333,996 1,317,000

24,858 4,717,717 20,338 14,252 8,664 18,653 6,074 11,331 9,463 17,574 10,260

678

19,785

21,105 80,095 5,401 17,242 8,780 25,485 3,054 5,028

31,690 33,452 144,954 13,346 11,277 17,298 15,595 12,696 12,816

####### 10B-50B 716,231 10B-50B 170,913 1B-10B 9,995 500M-1B####### 500M-1B

50,020 10B-50B

998 100M-500M####### >50B

911 500M-1B 426 100M-500M 322 <100M 389 500M-1B 279 100M-500M 541 500M-1B 2,064 100M-500M 757 500M-1B 407 100M-500M

30 100M-500M

729 500M-1B

896 1B-10B 2,344 1B-10B 197 <100M 184 <100M 278 100M-500M 981 1B-10B 247 <100M 230 100M-500M

560 100M-500M 375 100M-500M 61,772 1B-10B 394 100M-500M 1,110 <100M 617 100M-500M 247 100M-500M 468 100M-500M 474 100M-500M

100.0 85.0 92.5 92.5 95.0 85.0

85.0 80.0 77.5 60.0 72.5 72.5 57.5 62.5 77.5 80.0 80.0

90.0

75.0

67.5 75.0 65.0 60.0 67.5 80.0 52.5 62.5

80.0 70.0 77.5 82.5 77.5 75.0 85.0 80.0 80.0

16,300,000 1,133,624 1,011,185

521,563 351,893

1,645,000

80,020 4,717,717

89,814 29,814 31,600 91,223 22,451 46,396 57,386

119,775 61,078

14,900

103,385

113,071 655,527 24,549 17,242 60,682

280,154 3,054

32,538

31,690 33,452

144,954 40,810 11,277 52,250 45,594 47,374 57,242

3,603,077 716,231 175,009 9,995 1,080,993 53,868

1,292 2,547,173 1,224 511 457 679 358 712 2,359 1,293 605

80

1,163

1,251 4,059 337 184 513 1,886 247 468

560 375 61,772 529 1,110 805 386 659 692

0.4080.8570.0000.0000.0000.103

0.0010.8530.0030.0000.0000.0000.0000.0030.0000.0000.000

0.000

0.000

0.0060.0030.0000.0000.0080.0000.0000.000

0.0000.0010.1690.0010.0010.0010.0010.0010.001

Page 39 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)Town Bank

Calhoun County Bank, Inc.Main Street Bank Corp.Bank of MingoLogan Bank & Trust CompanyThe Bank of RomneyUnited BankFirst Sentry Bank, Inc.

Platte Valley BankBig Horn Federal Savings BankSundance State Bank

Hartland

GrantsvilleWheelingWilliamsonLoganRomneyParkersburgHuntington

TorringtonGreybullSundance

WI

WVWVWVWVWVWVWV

WYWYWY

92.5

97.5 97.5 90.0 87.5 85.0 85.0 85.0

100.0 95.0 92.5

0.069

0.2420.1030.1700.0400.0380.0370.041

0.1850.1470.073

0.137

1.000 0.305 1.000 0.313 0.241 0.109 0.103

0.420 1.000 0.384

57,202

29,335 25,778 19,674 10,267 9,674

179,934 20,230

37,634 31,852 10,496

7,944

500 592 219 283 396 11,087 695

1,816 325 401

500M-1B

100M-500M100M-500M100M-500M100M-500M100M-500M1B-10B100M-500M

100M-500M100M-500M100M-500M

80.0

85.0 97.5 70.0 75.0 72.5 72.5 85.0

87.5 72.5 70.0

197,643

29,335 84,433 19,674 32,774 33,080

639,638 127,361

63,591 31,852 24,615

8,602

500 874 219 378 524

13,199 1,191

1,955 325 488

0.000

0.0000.0000.0000.0000.0000.0020.000

0.0000.0000.003


Page 40 of 111

Table 3C. Top Macro Business Lenders by State and Territory Based on Call Report Data, June 2012

Macro Business Lending($100,000 - $1 million)


CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)Denali State Bank Fairbanks

First Metro Bank Muscle ShoalsThe Bank of Vernon VernonFirst Southern Bank FlorenceMetro Bank Pell CityFirst National Bank of Baldwin County FoleyCCB COMMUNITY BANK AndalusiaFirst Southern State Bank StevensonFirst Community Bank of Central Alabama WetumpkaServisFirst Bank BirminghamCitizens Bank & Trust GuntersvilleFirst Partners Bank Vestavia HillsKeystone Bank AuburnSouthern States Bank AnnistonCommunity Bank, National Association Mobile

First National Bank & Trust Company Mountain HomeSimmons First Bank of Northeast ArkansasJonesboroOne Bank & Trust, National Association Little RockNational Bank of Arkansas in North Little RNorth Little RocFarmers Bank and Trust Company BlythevillePEOPLES BANK SheridanFirst Community Bank BatesvilleBank of Little Rock Little RockSouthern Bancorp Bank ArkadelphiaBank of Star City Star CityCitizens' Bank & Trust Co. Van BurenCommunity First Bank HarrisonSimmons First Bank of Russellville RussellvilleFirst State Bank Russellville

SUNRISE BANK OF ARIZONA PhoenixThe Foothills Bank YumaBank of Tucson TucsonCommerce Bank of Arizona Tucson

National Bank of California Los AngelesPlaza Bank IrvineCommunity Commerce Bank ClaremontCommunity West Bank, National Associati Goleta

AK

ALALALALALALALALALALALALALAL

ARARARARARARARARARARARARARAR

AZAZAZAZ

CACACACA

85.0

100.0 95.0 90.0 90.0 87.5 87.5 85.0 85.0 82.5 82.5 82.5 82.5 82.5 82.5

92.5 87.5 87.5 85.0 82.5 82.5 82.5 80.0 80.0 80.0 80.0 80.0 80.0 80.0

90.0 87.5 85.0 85.0

95.0 92.5 90.0 87.5

0.340

0.198 0.369 0.207 0.157 0.178 0.181 0.137 0.170 0.197 0.151 0.220 0.160 0.242 0.281

0.156 0.135 0.152 0.186 0.159 0.247 0.138 0.184 0.106 0.202 0.124 0.124 0.144 0.180

0.353 0.323 0.265 0.288

0.529 0.323 0.349 0.214

0.786

0.760 0.862 0.701 0.630 0.752 0.531 0.818 0.556 0.342 0.545 0.535 0.679 0.483 0.754

0.740 0.648 0.503 0.602 0.398 0.780 0.441 0.603 0.454 0.710 0.479 0.486 0.614 0.568

0.543 0.642 0.667 0.588

0.984 0.494 0.669 0.510

89,630

96,121 54,836 39,652

100,151 36,763 74,955 46,825 49,939

507,278 44,704 36,663 34,260 64,057 29,177

59,855 46,107 72,328 35,132 65,941 28,020

103,316 33,690

115,530 21,042 45,413 61,453 28,763 33,038

91,069 89,244 79,983 69,136

184,447 124,882 100,699 121,493

192

315 238 169 413 151 344 140 196

1,928 247 191 140 253

81

186 202 235 138 228 105 440 133 525

99 198 293 140 145

354 309 349 270

355 423 308 484

100M-500M

100M-500M100M-500M100M-500M500M-1B100M-500M100M-500M100M-500M100M-500M1B-10B100M-500M100M-500M100M-500M100M-500M100M-500M

100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M500M-1B100M-500M1B-10B100M-500M100M-500M100M-500M100M-500M100M-500M

100M-500M100M-500M100M-500M100M-500M

100M-500M100M-500M100M-500M500M-1B

85.0

100.0 95.0 77.5 82.5 72.5 85.0 70.0 72.5 75.0 80.0 75.0 70.0 75.0 62.5

87.5 77.5 82.5 65.0 70.0 85.0 85.0 77.5 75.0 77.5 70.0 75.0 62.5 67.5

82.5 90.0 87.5 85.0

95.0 87.5 87.5 87.5

97,520

126,462 63,587 46,054

119,103 41,082 97,726 52,610 59,015

549,244 58,008 44,467 39,189 71,983 30,047

75,789 54,772 88,557 38,023 74,443 35,942

135,771 41,637

143,309 26,551 52,958 75,151 31,744 37,982

92,980 94,307 85,649 73,807

187,467 127,075 103,416 129,084

403

1,476 557 424

1,198 292

1,274 252 508

3,234 825 489 330 534 115

690 563 672 264 551 429

2,931 423

1,523 367 517 811 259 359

438 482 559 498

431 484 365 718

0

0.0030.0080.0030.0000.0000.0020.0000.0000.0000.0000.0000.0000.0000.000

0.0020.0000.0030.0000.0000.0000.0030.0000.0000.0000.0060.0000.0000.000

0.0000.0000.0000.000

0.0000.0000.0000.000

Page 41 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)BBCN Bank Los AngelesBorrego Springs Bank, National Associatio La MesaTri Counties Bank ChicoPacific Enterprise Bank IrvinePacific City Bank Los AngelesSeacoast Commerce Bank San DiegoMission Valley Bank Sun Valley

First State Bank of Colorado HotchkissHigh Country Bank SalidaYampa Valley Bank Steamboat SpringPikes Peak National Bank Colorado SpringsValley Bank & Trust BrightonNorth Valley Bank ThorntonFirst Southwest Bank AlamosaPoints West Community Bank JulesburgCollegiate Peaks Bank Buena VistaPremier Bank DenverMillennium Bank EdwardsCanon National Bank Canon CityThe Bank of Denver DenverThe Home State Bank Loveland

NEW ENGLAND BANK EnfieldNaugatuck Savings Bank NaugatuckConnecticut Community Bank, National AsWestportFairfield County Bank RidgefieldQuinnipiac Bank & Trust Company Hamden

Industrial Bank Washington

The Bank of Delmarva SeafordMidCoast Community Bank WilmingtonTD Bank, National Association Wilmington

Fidelity Bank of Florida, National AssociatiMerritt IslandBankFIRST Winter ParkAmerican Enterprise Bank of Florida JacksonvilleExecutive National Bank MiamiFlorida Traditions Bank Dade CityPlatinum Bank Brandon

CACACACACACACA

COCOCOCOCOCOCOCOCOCOCOCOCOCO

CTCTCTCTCT

DC

DEDEDE

FLFLFLFLFLFL

87.5 87.5 85.0 85.0 85.0 85.0 85.0

87.5 85.0 85.0 85.0 82.5 82.5 80.0 77.5 77.5 77.5 77.5 77.5 77.5 77.5

85.0 82.5 80.0 80.0 77.5

92.5

85.0 82.5 82.5

100.0 95.0 95.0 92.5 90.0 90.0

0.275 0.365 0.156 0.363 0.225 0.360 0.303

0.214 0.198 0.210 0.305 0.173 0.246 0.157 0.128 0.213 0.404 0.164 0.180 0.215 0.131

0.226 0.155 0.246 0.145 0.352

0.126

0.198 0.235 0.029

0.388 0.229 0.357 0.361 0.286 0.291

0.378 0.526 0.490 0.493 0.363 0.570 0.481

0.714 0.766 0.716 0.816 0.686 0.630 0.564 0.709 0.485 0.666 0.529 0.547 0.581 0.458

0.519 0.488 0.502 0.389 0.795

0.415

0.501 0.413 0.167

0.696 0.641 0.782 0.976 0.556 0.538

1,388,683 54,579 392,768 99,441 134,043 56,735 74,862

37,843 36,598 37,635 23,128 43,839 32,865 38,723 25,495 45,422 19,877 41,289 40,497 38,610 81,978

166,016 147,513 93,139 216,114 31,314

44,138

83,846 60,231 5,590,029

128,482 160,274 68,570 103,940 72,619 116,599

3,388 458 1,515 342 784 299 282

170 154 155 93 133 125 169 135 197 117 166 158 111 352

645 663 315 780 128

146

297 172 21,653

493 565 267 202 273 357

1B-10B100M-500M1B-10B100M-500M500M-1B100M-500M100M-500M

100M-500M100M-500M100M-500M<100M100M-500M100M-500M100M-500M100M-500M100M-500M<100M100M-500M100M-500M100M-500M500M-1B

500M-1B500M-1B100M-500M1B-10B<100M

100M-500M

100M-500M100M-500M>50B

100M-500M500M-1B100M-500M100M-500M100M-500M100M-500M

92.5 90.0 87.5 92.5 80.0 82.5 90.0

85.0 82.5 87.5 75.0 80.0 77.5 72.5 77.5 77.5 67.5 72.5 77.5 67.5 75.0

85.0 80.0 80.0 80.0 80.0

92.5

77.5 70.0 72.5

92.5 95.0 92.5 90.0 90.0 90.0

1,557,424 65,123

436,723 110,755 139,169

57,144 87,754

42,330 40,643 43,454 23,992 47,770 35,466 42,620 30,202 50,106 20,334 44,525 43,376 39,617 92,646

179,642 156,828 100,322 237,306

36,851

46,882

93,931 61,694

6,197,205

133,734 176,104

73,419 105,976

79,556 129,734

9,537 3,020 3,804

5911,003

315 647

454 285 374 157 307 259 316 389 349 139 296 260 144 959

1,058 1,089

5581,498

254

214

645 213

56,362

602 915 433 255 494 658

0.0000.0000.0000.0000.0000.0000.000

0.0010.0000.0000.0000.0000.0000.0000.0000.0000.0000.0000.0000.0000.002

0.0000.0000.0000.0000.000

0.001

0.0010.0000.005

0.0000.0000.0010.0000.0000.000

Page 42 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)Premier Bank TallahasseeFlorida Gulf Bank Fort MyersSummit Bank, National Association Panama CityMainstreet Community Bank of Florida DelandFirstAtlantic Bank Jacksonville

Bank of the Federated States of MicronesiPohnpeiGuardian Bank ValdostaWaycross Bank & Trust WaycrossThomasville National Bank ThomasvilleThe Citizens Bank of Forsyth County CummingVerity Bank WinderFirst Madison Bank & Trust ColbertBank of Dudley DudleyAffinity Bank AtlantaCommunity Bank of the South SmyrnaCapitol City Bank & Trust Company AtlantaBank of Terrell DawsonSunmark Community Bank HawkinsvillePrimeSouth Bank BlackshearGateway Bank & Trust RinggoldThe Savannah Bank, National Association SavannahDouglas National Bank Douglas

Bank of Guam Hagatna

Hawaii National Bank HonoluluPacific Rim Bank Honolulu

First Central State Bank De WittWaukon State Bank WaukonOhnward Bank & Trust CascadeNorthwest Bank and Trust Company DavenportGateway State Bank ClintonFirst Bank West Des MoinesFarmers State Bank WaterlooIowa Falls State Bank Iowa FallsFarmers State Bank MarionLegacy Bank AltoonaLiberty National Bank Sioux CityFort Madison Bank & Trust Co. Fort Madison

FLFLFLFLFL

FMGAGAGAGAGAGAGAGAGAGAGAGAGAGAGAGA

GU

HIHI

IAIAIAIAIAIAIAIAIAIAIAIA

90.0 87.5 85.0 85.0 85.0

77.5 95.0 92.5 92.5 90.0 87.5 87.5 87.5 85.0 85.0 82.5 82.5 82.5 82.5 82.5 82.5 82.5

90.0

70.0 70.0

100.0 97.5 95.0 92.5 92.5 90.0 90.0 87.5 87.5 87.5 87.5 87.5

0.220 0.237 0.226 0.223 0.203

0.171 0.328 0.350 0.219 0.203 0.282 0.292 0.211 0.299 0.227 0.270 0.210 0.167 0.165 0.164 0.161 0.214

0.085

0.149 0.284

0.214 0.183 0.175 0.174 0.174 0.251 0.187 0.173 0.162 0.232 0.185 0.191

0.716 0.531 0.639 0.655 0.533

0.760 0.849 0.933 0.588 0.682 0.638 0.644 0.697 0.520 0.466 0.451 0.747 0.666 0.567 0.613 0.467 0.684

0.311

0.420 0.653

0.742 0.714 0.810 0.628 0.687 0.733 0.548 0.890 0.500 0.732 0.527 0.685

62,064 84,826 52,189 48,772 64,459

17,184 74,372 65,099

106,498 46,528 45,867 44,529 38,680 82,086 82,581 80,255 30,088 34,264 56,291 40,855

113,620 31,214

95,065

88,957 38,090

58,083 40,474 33,121 35,515 21,503 23,574 75,341 19,868

105,841 19,245 47,540 27,725

260 244 173 188 246

58 198 155 398 169 142 164 148 241 290 241 122 169 244 174 408 125

1,439

36992

280 186 140 210 186

91 293

64 402

82 141

85

100M-500M100M-500M100M-500M100M-500M100M-500M

100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M500M-1B100M-500M

1B-10B

500M-1B100M-500M

100M-500M100M-500M100M-500M100M-500M100M-500M<100M100M-500M100M-500M500M-1B<100M100M-500M100M-500M

90.0 85.0 85.0 85.0 87.5

77.5 97.5 90.0 82.5 82.5 77.5 85.0 85.0 80.0 77.5 77.5 85.0 77.5 80.0 77.5 70.0 75.0

90.0

65.0 67.5

92.5 82.5 97.5 90.0 85.0 70.0 82.5 77.5 77.5 80.0 80.0 75.0

67,880 92,105 54,816 53,956 72,312

18,320 87,625 69,782

114,762 52,134 49,002 52,215 46,395 88,891 89,189 85,143 36,714 39,641 66,897 47,016

120,162 35,846

107,452

96,186 39,256

77,564 47,059 40,891 49,231 27,574 26,321 88,325 22,322

121,209 23,907 54,132 32,886

529 446 368 365 483

83 546 325 710 397 244 452 505 421 481 469 436 412 646 543 669 316

9,017

601 135

956 439 600 608 657 174 763 177

1,225 257 400 213

0.0000.0000.0000.0000.000

0.0000.0010.0020.0000.0000.0000.0000.0070.0000.0000.0000.0000.0070.0020.0000.0000.000

0.011

0.0000.000

0.0000.0000.0000.0030.0000.0000.0010.0000.0070.0000.0000.000

Page 43 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)First National Bank WaverlyDe Witt Bank & Trust Co. De WittPioneer Bank Sergeant BluffCarroll County State Bank Carroll

Syringa Bank Boise

Metrobank BerwynABC Bank ChicagoBankChampaign, National Association ChampaignItasca Bank & Trust Co. ItascaAllied First Bank,sb OswegoThe Foster Bank ChicagoForest Park National Bank and Trust CompForest ParkSauk Valley Bank & Trust Company SterlingFirst Southern Bank CarbondaleInternational Bank of Chicago ChicagoArcher Bank ChicagoHometown National Bank La SalleThe Fairfield National Bank FairfieldOld Plank Trail Community Bank, National New LenoxThe First National Bank of Ottawa OttawaLincolnWay Community Bank New LenoxApple River State Bank Apple River

MainSource Bank GreensburgCommunity First Bank of Indiana KokomoThe New Washington State Bank New WashingtonFirst Federal Savings Bank HuntingtonFirst State Bank of Middlebury MiddleburyGerman American Bancorp JasperIndiana Community Bank GoshenGreenfield Banking Company GreenfieldFarmers State Bank LagrangeUnited Commerce Bank BloomingtonLake City Bank WarsawIndiana Business Bank IndianapolisGrabill Bank Grabill

University Bank PittsburgGardner Bank Gardner

IAIAIAIA

ID

ILILILILILILILILILILILILILILILILIL

INININININININININININININ

KSKS

87.5 87.5 87.5 87.5

77.5

97.5 97.5 92.5 92.5 92.5 90.0 90.0 87.5 87.5 87.5 87.5 87.5 87.5 87.5 87.5 87.5 87.5

100.0 92.5 87.5 87.5 87.5 87.5 87.5 85.0 85.0 82.5 82.5 82.5 82.5

97.5 95.0

0.136 0.193 0.181 0.116

0.378

0.189 0.377 0.229 0.252 0.205 0.279 0.238 0.160 0.164 0.216 0.143 0.256 0.166 0.242 0.128 0.202 0.165

0.198 0.338 0.199 0.193 0.243 0.176 0.368 0.132 0.128 0.262 0.192 0.476 0.186

0.291 0.302

0.517 0.677 0.628 0.591

0.638

0.732 0.963 0.739 0.582 0.947 0.501 0.693 0.631 0.672 0.518 0.515 0.586 0.696 0.423 0.713 0.707 0.649

0.932 0.735 0.711 0.712 0.630 0.541 0.806 0.843 0.675 0.676 0.382 0.774 0.430

0.701 0.764

40,320 23,834 26,534 40,311

68,577

146,992 128,426

43,565 107,993

27,000 123,915

46,774 41,250 39,343 95,643 81,934 48,244 67,585 95,771 37,330 25,906 44,108

542,701 66,274 50,032 52,319 92,177

340,893 39,394 53,654 63,181 37,121

571,295 29,629

111,492

31,285 26,499

189 122 113 201

291

737 301 162 424 236 534 156 181 196 273 337 200 197 387 168 109 189

1,158 348 212 209 404

1,179 163 183 297 168

1,548 121 456

133 111

100M-500M100M-500M100M-500M100M-500M

100M-500M

500M-1B100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M500M-1B100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M

1B-10B100M-500M100M-500M100M-500M100M-500M1B-10B100M-500M100M-500M100M-500M100M-500M1B-10B<100M500M-1B

100M-500M<100M

72.5 77.5 72.5 77.5

75.0

87.5 97.5 87.5 85.0 92.5 85.0 82.5 77.5 85.0 80.0 72.5 80.0 82.5 85.0 82.5 70.0 82.5

97.5 87.5 82.5 77.5 87.5 82.5 72.5 77.5 82.5 75.0 80.0 65.0 77.5

82.5 80.0

47,193 28,648 31,094 48,530

76,307

154,680 133,295

50,126 116,425

28,520 133,035

50,758 45,699 49,628 98,155 84,573 54,229 72,746

138,585 44,477 27,245 53,712

582,402 74,916 57,342 57,754

106,262 378,887

41,985 61,060 79,578 41,728

703,507 30,700

126,960

36,275 29,169

430 310 296 548

549

944 499 445 681 387 727 276 385 575 333 420 382 492

6,023 435 155 489

2,529 650 495 402 971

2,195 244 491 837 353

6,966 169 929

284 247

0.0010.0000.0020.000

0.000

0.0000.0000.0000.0000.0000.0000.0000.0030.0000.0000.0000.0000.0010.0000.0020.0000.000

0.0000.0000.0000.0000.0000.0030.0000.0090.0000.0000.0000.0000.000

0.0000.000

Page 44 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)Community First National Bank ManhattanFirst National Bank, Independence, KansasIndependenceAndover State Bank AndoverBank of Kansas South HutchinsonBank of the Prairie OlathePeoples Bank LawrenceFreedom Bank Overland ParkCommercial Bank ParsonsGarden City State Bank Garden CityVisionBank Topeka

The Paducah Bank and Trust Company PaducahHeritage Bank, Inc. ErlangerPeoples Exchange Bank StantonTown Square Bank, Inc. AshlandTaylor County Bank CampbellsvilleWilson & Muir Bank & Trust Company BardstownHometown Bank of Corbin, Inc. CorbinTraditional Bank, Inc. Mount SterlingBank of Columbia ColumbiaCumberland Security Bank, Inc. Somerset

Gulf Coast Bank and Trust Company New OrleansCitizens National Bank, N.A. Bossier CityFirst National Bank ArcadiaSynergy Bank HoumaCity Savings Bank & Trust Company DeridderCitizens Bank & Trust Company PlaquemineGuaranty Bank & Trust Company of Delhi, DelhiCommunity First Bank New IberiaFirst National Bank of Louisiana CrowleySt. Martin Bank and Trust Company St. MartinvilleSt Landry Homestead Federal Savings Ban OpelousasGibsland Bank & Trust Company GibslandProgressive Bank WinnsboroRayne State Bank & Trust Company RayneHomeland Federal Savings Bank ColumbiaHome Bank Lafayette

Mercantile Bank and Trust Company BostonThe Bank of Canton Canton

KS KS KS KS KS KS KS KS KS KS

KY KY KY KY KY KY KY KY KY KY

LA LA LA LA LA LA LA LA LA LA LA LA LA LA LA LA

MA MA

92.5 92.5 90.0 90.0 90.0 90.0 90.0 90.0 90.0 90.0

90.0 87.5 87.5 85.0 85.0 85.0 82.5 82.5 82.5 82.5

92.5 87.5 85.0 85.0 85.0 85.0 82.5 82.5 82.5 80.0 80.0 80.0 80.0 80.0 80.0 80.0

97.5 92.5

0.214 0.238 0.277 0.169 0.277 0.137 0.272 0.103 0.291 0.259

0.157 0.184 0.161 0.208 0.211 0.160 0.205 0.135 0.251 0.197

0.230 0.170 0.194 0.196 0.169 0.202 0.213 0.167 0.177 0.155 0.148 0.197 0.187 0.197 0.186 0.148

0.703 0.211

0.592 0.701 0.748 0.537 0.663 0.577 0.575 0.835 0.618 0.651

0.585 0.544 0.664 0.639 0.749 0.533 0.687 0.514 0.667 0.628

0.576 0.532 0.625 0.500 0.685 0.616 0.792 0.623 0.583 0.555 0.922 0.542 0.441 0.418 0.735 0.419

0.892 0.800

33,190 20,973 18,372 56,011 22,608 63,273 35,515 23,938 20,211 23,157

86,452 89,860 54,270 35,478 34,191 68,211 27,516

143,669 33,601 31,938

207,758 110,838

38,838 73,039 38,698 43,731 28,503 43,788 49,395 57,002 35,577 47,701 80,851 57,090 28,401

144,657

139,192 133,704

144 103

76 236

89 249 102

93 102

91

393 348 241 166 126 322 130 566 126 128

1,054 436 166 320 171 178

97 162 212 248

97 195 301 238 132 556

533 423

100M-500M<100M<100M100M-500M<100M100M-500M100M-500M100M-500M<100M<100M

500M-1B100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M1B-10B100M-500M100M-500M

500M-1B500M-1B100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M500M-1B

100M-500M500M-1B

82.5 80.0 72.5 77.5 75.0 77.5 75.0 87.5 82.5 72.5

85.0 80.0 85.0 80.0 80.0 82.5 75.0 75.0 87.5 70.0

87.5 85.0 80.0 80.0 82.5 72.5 85.0 72.5 75.0 77.5 70.0 85.0 77.5 70.0 85.0 72.5

95.0 87.5

37,912 25,589 20,583 60,116 24,376 69,847 37,784 28,665 28,141 25,118

105,048 97,607 64,153 42,594 38,335 81,979 32,450

160,546 48,188 35,642

229,706 133,273

46,623 85,733 48,922 48,904 35,986 51,578 57,870 68,486 38,597 62,894 91,442 64,740 38,636

157,147

145,044 137,579

335 265 155 394 176 532 215 273 393 155

962 651 742 437 295 881 330

1,282 723 284

1,761 1,142

523 900 587 371 438 445 552 711 191 752 645 519 571

1,131

742 519

0.0000.0000.0000.0000.0000.0000.0000.0000.0000.000

0.0000.0010.0000.0030.0000.0020.0000.0000.0000.000

0.0020.0000.0020.0000.0060.0000.0060.0000.0000.0050.0000.0000.0000.0000.0000.001

0.0000.001

Page 45 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)Enterprise Bank and Trust Company LowellThe Milford National Bank and Trust CompMilfordNorth Shore Bank, a Co-operative Bank PeabodyHometown Bank, A Cooperative Bank WebsterNorth Middlesex Savings Bank AyerThe Provident Bank AmesburyBridgewater Savings Bank RaynhamThe Rockport National Bank RockportFirst Ipswich Bank IpswichAvidia Bank HudsonThe Cape Cod Five Cents Savings Bank Harwich PortThe Community Bank, A Massachusetts CoBrockton

Provident State Bank, Inc. PrestonHoward Bank Ellicott CityCommunity Bank of Tri-County WaldorfFrederick County Bank FrederickCapital Bank, National Association RockvilleHebron Savings Bank HebronCounty First Bank La PlataRegal Bank & Trust Owings Mills

Sanford Institution for Savings SanfordMachias Savings Bank Machias

Northern Michigan Bank & Trust EscanabaTraverse City State Bank Traverse CityHonor Bank HonorCentral Savings Bank Sault Sainte Mar1st State Bank SaginawMichigan Commerce Bank Ann ArborMain Street Bank Bingham FarmsFirst Community Bank Harbor SpringsBank of Michigan Farmington HillsLake-Osceola State Bank BaldwinThe Bank of Holland Holland

PrinsBank PrinsburgPrior Lake State Bank Prior LakeGateway Bank Mendota HeightsDrake Bank Saint Paul

MAMAMAMAMAMAMAMAMAMAMAMA

MDMDMDMDMDMDMDMD

MEME

MIMIMIMIMIMIMIMIMIMIMI

MNMNMNMN

87.5 85.0 85.0 85.0 82.5 82.5 82.5 82.5 82.5 82.5 82.5 82.5

90.0 87.5 85.0 85.0 85.0 82.5 80.0 80.0

85.0 82.5

92.5 87.5 85.0 85.0 85.0 85.0 82.5 80.0 80.0 80.0 80.0

100.0 100.0 97.5 92.5

0.249 0.218 0.226 0.211 0.193 0.172 0.174 0.289 0.223 0.139 0.104 0.183

0.261 0.263 0.219 0.241 0.198 0.159 0.229 0.250

0.271 0.202

0.426 0.312 0.288 0.296 0.399 0.303 0.437 0.313 0.517 0.266 0.259

0.597 0.320 0.459 0.337

0.464 0.633 0.542 0.917 0.594 0.528 0.563 0.791 0.569 0.457 0.522 0.687

0.691 0.436 0.438 0.491 0.541 0.585 0.603 0.661

0.929 0.405

0.945 0.749 0.741 0.931 0.675 0.552 0.805 0.673 0.766 0.894 0.439

0.978 0.954 0.882 0.825

402,352 59,056

106,075 63,052 62,125 95,010 84,345 54,727 66,367

144,984 231,943

59,221

75,752 93,757

212,616 74,529 81,872 80,386 44,868 43,645

118,251 193,033

95,013 60,698 54,115 72,547 70,532

214,049 51,334 58,157 46,448 46,212

163,152

67,122 61,174 46,433 28,811

1,517 229 429 146 264 335 257 201 222 584 900 236

286 379 608 272 286 301 191 161

293 913

278 238 233 184 386 951 197 219 189 168 624

360 241 220 171

1B-10B100M-500M100M-500M100M-500M100M-500M500M-1B100M-500M100M-500M100M-500M1B-10B1B-10B100M-500M

100M-500M100M-500M500M-1B100M-500M100M-500M500M-1B100M-500M100M-500M

100M-500M500M-1B

100M-500M100M-500M100M-500M100M-500M100M-500M500M-1B100M-500M100M-500M<100M100M-500M500M-1B

100M-500M100M-500M100M-500M<100M

87.5 82.5 85.0 82.5 87.5 80.0 75.0 82.5 77.5 80.0 82.5 82.5

90.0 85.0 87.5 85.0 82.5 82.5 82.5 80.0

82.5 72.5

90.0 80.0 77.5 82.5 82.5 80.0 77.5 75.0 65.0 82.5 77.5

97.5 95.0 87.5 82.5

455,909 63,504

113,134 68,176 73,500

100,850 85,354 59,907 69,301

161,982 255,759

64,419

91,186 101,880 230,413

82,971 87,112 92,183 52,052 45,231

127,297 228,230

100,514 68,378 63,455 77,916 78,807

225,572 58,784 64,156 48,075 51,684

181,386

68,631 64,107 49,759 34,070

3,178 417 638 305 788 682 294 419 352

1,477 2,091

430

710 635

1,025 541 444 680 418 279

6362,389

474 495 492 392 712

1,408 371 454 239 466

1,293

512 361 387 353

0.0000.0000.0000.0000.0000.0000.0000.0040.0000.0010.0000.000

0.0000.0000.0000.0000.0170.0000.0000.000

0.0000.000

0.0000.0000.0000.0010.0000.0000.0000.0000.0000.0000.000

0.0000.0000.0000.000

Page 46 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)First Resource Bank SavageRoundbank WasecaPark Midway Bank, National Association Saint PaulCrown Bank EdinaBankVista SartellSecurity Bank Minnesota Albert LeaSignature Bank MinnetonkaCommunity Resource Bank NorthfieldSecurity Bank USA BemidjiBANKWEST RockfordNorthwoods Bank of Minnesota Park Rapids

Missouri Bank and Trust Company of KansKansas CityCitizens Bank of Newburg RollaLiberty Bank SpringfieldCentral Bank of Lake of the Ozarks Osage BeachCommercial Bank Saint LouisBremen Bank and Trust Company Saint LouisUnited Bank of Union UnionFirst Midwest Bank of Poplar Bluff Poplar BluffFirst State Community Bank FarmingtonCommunity Bank of Raymore Raymore

Peoples Bank MendenhallRiverHills Bank Port GibsonFIRST COMMERCIAL BANK JacksonState Bank & Trust Company GreenwoodFirst Southern Bank ColumbiaThe First, A National Banking AssociationHattiesburgMagnolia State Bank Bay SpringsBank of Yazoo City Yazoo CityRenasant Bank TupeloCovenant Bank ClarksdaleCommunity Bank, Coast Biloxi

Prairie Mountain Bank Great FallsFirst Montana Bank, Inc. LibbyMountain West Bank, National AssociationHelenaFirst Citizens Bank of Butte ButteFlathead Bank of Bigfork, Montana BigforkThe Yellowstone Bank Laurel

MNMNMNMNMNMNMNMNMNMNMN

MOMOMOMOMOMOMOMOMOMO

MSMSMSMSMSMSMSMSMSMSMS

MTMTMTMTMTMT

90.0 90.0 90.0 87.5 87.5 87.5 87.5 87.5 87.5 87.5 87.5

100.0 92.5 90.0 90.0 87.5 87.5 87.5 85.0 85.0 85.0

87.5 87.5 85.0 85.0 82.5 80.0 80.0 77.5 77.5 77.5 77.5

85.0 85.0 82.5 82.5 82.5 82.5

0.292 0.189 0.412 0.406 0.329 0.298 0.307 0.231 0.279 0.272 0.217

0.391 0.311 0.201 0.161 0.253 0.233 0.185 0.208 0.132 0.279

0.202 0.221 0.260 0.157 0.242 0.134 0.168 0.147 0.137 0.178 0.157

0.368 0.239 0.210 0.279 0.159 0.209

0.912 0.694 0.631 0.554 0.671 0.781 0.527 0.654 0.758 0.762 0.769

0.935 0.932 0.498 0.569 0.607 0.572 0.559 0.515 0.519 0.545

0.741 0.830 0.489 0.489 0.546 0.505 0.619 0.678 0.400 0.501 0.495

0.739 0.674 0.483 0.766 0.674 0.538

26,931 52,692

104,441 82,985 36,400 27,928 59,394 53,853 29,377 28,218 23,041

220,056 53,159

210,291 86,124 43,139 52,393 52,745 58,880

171,265 48,072

44,617 59,937 68,694

143,130 48,961 93,461 47,304 30,924

560,755 45,196 61,834

25,143 68,082

133,349 19,036 32,808 93,079

111 259 416 286 147 112 262 207 127 117 154

354 132 896 438 151 211 380 266 744 199

191 174 313 598 221 372 170 153

2,410 213 266

99 300 632

81 162 436

<100M100M-500M100M-500M100M-500M100M-500M<100M100M-500M100M-500M100M-500M100M-500M100M-500M

500M-1B100M-500M1B-10B500M-1B100M-500M100M-500M100M-500M100M-500M1B-10B100M-500M

100M-500M100M-500M100M-500M500M-1B100M-500M500M-1B100M-500M100M-500M1B-10B100M-500M100M-500M

<100M100M-500M500M-1B<100M100M-500M100M-500M

80.0 82.5 85.0 80.0 80.0 77.5 80.0 80.0 75.0 77.5 77.5

95.0 95.0 87.5 85.0 82.5 77.5 77.5 80.0 77.5 77.5

90.0 87.5 70.0 77.5 77.5 65.0 62.5 67.5 70.0 67.5 62.5

72.5 80.0 75.0 65.0 72.5 72.5

28,805 59,883

113,272 93,480 42,672 31,706 65,233 60,330 33,091 32,597 26,613

233,266 57,023

281,480 102,239

51,401 57,662 60,276 69,594

203,565 53,620

60,177 72,252 78,462

168,507 65,123

106,181 53,603 38,368

628,966 55,747 69,710

28,124 79,116

146,041 21,380 40,334

108,577

220 595 730 547 363 241 428 427 269 289 476

1,455 745

2,061 1,717

457 407 678 725

2,115 440

971 626 620

1,727 817 920 378 512

5,142 710 568

212 741

1,237 193 520

1,091

0.0000.0010.0000.0000.0000.0010.0000.0000.0000.0000.000

0.0000.0000.0000.0040.0030.0000.0000.0010.0000.000

0.0000.0000.0000.0000.0000.0010.0050.0040.0000.0000.000

0.0040.0000.0000.0010.0000.000

Page 47 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)

The Fidelity Bank Fuquay VarinaYadkin Valley Bank and Trust Company ElkinFirst Bank TroyHarrington Bank, FSB Chapel HillFirst-Citizens Bank & Trust Company RaleighSouthern Community Bank and Trust Winston SalemForest Commercial Bank AshevilleBank of Oak Ridge Oak RidgeCarolina Trust Bank Lincolnton

BlackRidgeBANK FargoAmerican State Bank & Trust Company of WillistonDakota Community Bank & Trust, Nationa HebronNorthland Financial SteeleFirst National Bank & Trust Co. of WillistonWillistonFirst State Bank BuxtonUnited Community Bank of North Dakota LeedsCornerstone Bank FargoSecurity First Bank of North Dakota New SalemAlerus Financial, National Association Grand ForksWestern State Bank Devils LakeStarion Financial Bismarck

First Westroads Bank, Inc. OmahaEnterprise Bank National Association OmahaAdams Bank & Trust OgallalaCommercial State Bank WausaFirst State Bank GothenburgCornhusker Bank LincolnColumbus Bank and Trust Company ColumbusFoundation First Bank WaterlooBank of Nebraska La VistaCass County Bank, Inc. PlattsmouthCentennial Bank OmahaNebraska Bank of Commerce LincolnThe State Bank of Bartley BartleyValley Bank and Trust Co. Scottsbluff

Centrix Bank & Trust BedfordMerrimack County Savings Bank Concord

NC NC NC NC NC NC NC NC NC

ND ND ND ND ND ND ND ND ND ND ND ND

NE NE NE NE NE NE NE NE NE NE NE NE NE NE

NH NH

90.0 85.0 85.0 82.5 77.5 77.5 77.5 75.0 75.0

92.5 90.0 87.5 87.5 82.5 82.5 82.5 80.0 80.0 80.0 80.0 80.0

92.5 92.5 90.0 90.0 87.5 87.5 87.5 87.5 87.5 85.0 85.0 85.0 85.0 85.0

82.5 82.5

0.209 0.183 0.151 0.274 0.169 0.165 0.536 0.227 0.223

0.249 0.129 0.139 0.185 0.164 0.180 0.164 0.193 0.168 0.145 0.163 0.128

0.213 0.235 0.187 0.263 0.163 0.182 0.189 0.365 0.275 0.191 0.309 0.264 0.202 0.171

0.220 0.178

0.635 0.513 0.598 0.956 0.443 0.512 0.968 0.632 0.568

0.669 0.820 0.630 0.774 0.597 0.627 0.601 0.520 0.590 0.369 0.341 0.434

0.644 0.631 0.513 0.767 0.572 0.445 0.663 0.912 0.568 0.848 0.655 0.647 0.699 0.466

0.422 0.569

306,480 356,347 502,623 82,250 3,536,113 238,030 70,457 79,629 63,419

86,051 60,515 82,118 33,209 60,485 28,232 41,944 48,547 24,656 172,903 86,744 120,496

44,766 42,814 100,342 20,745 45,428 70,505 18,748 18,386 34,618 9,603 22,479 19,701 15,605 54,782

176,220 116,968

1,212 1,745 2,141 178 12,621 670 121 263 258

388 218 400 167 246 110 186 161 150 791 477 493

153 140 284 85 156 294 80 54 117 42 90 81 55 265

671 446

1B-10B1B-10B1B-10B100M-500M10B-50B1B-10B100M-500M100M-500M100M-500M

100M-500M100M-500M500M-1B100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M1B-10B500M-1B500M-1B

100M-500M100M-500M500M-1B<100M100M-500M100M-500M<100M<100M100M-500M<100M<100M<100M<100M100M-500M

500M-1B500M-1B

90.0 85.0 85.0 82.5 75.0 77.5 77.5 77.5 77.5

85.0 82.5 82.5 92.5 77.5 70.0 72.5 70.0 80.0 75.0 85.0 72.5

80.0 77.5 77.5 80.0 87.5 77.5 77.5 85.0 77.5 77.5 72.5 70.0 62.5 82.5

72.5 75.0

331,708 419,156 607,256

86,048 3,914,507

274,351 72,751 87,339 73,307

98,704 73,728

100,246 42,922 71,735 31,341 47,763 53,241 33,320

215,560 179,194 140,200

47,464 46,001

110,582 25,722 64,383 79,701 22,966 20,165 39,320 11,322 24,713 21,888 16,891 68,445

183,915 127,258

2,055 4,335 6,026 317 117,702 1,537 185 586 621

854 702 1,306 523 614 221 382 309 503 2,428 5,025 1,299

287 240 500 234 677 647 249 124 290 108 169 148 95 827

881 770

0.0040.0000.0020.0000.0110.0000.0000.0000.000

0.0000.0030.0000.0000.0020.0010.0020.0000.0030.0000.0000.000

0.0000.0000.0000.0010.0000.0010.0040.0000.0000.0000.0000.0000.0000.000

0.0000.000

Page 48 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)

Cornerstone Bank Moorestown1st Constitution Bank CranburyBNB Bank, National Association Fort LeeBankAsiana Palisades ParkFulton Bank of New Jersey Mount LaurelUnity Bank ClintonHighlands State Bank VernonHarvest Community Bank PennsvilleBCB Community Bank BayonneAtlantic Stewardship Bank Midland ParkSussexBank FranklinTwo River Community Bank Middletown

Western Bank, Artesia, New Mexico ArtesiaCommunity 1st Bank Las Vegas Las VegasBank of the Rio Grande, National Associat Las CrucesBank of the Southwest RoswellFour Corners Community Bank Farmington

Heritage Bank of Nevada RenoKirkwood Bank of Nevada Las Vegas

Catskill Hudson Bank MonticelloFirst American International Bank BrooklynAdirondack Bank UticaWoori America Bank New YorkThe Mahopac National Bank BrewsterWatertown Savings Bank WatertownEmpire State Bank NewburghRiverside Bank PoughkeepsieThe Bridgehampton National Bank BridgehamptonTioga State Bank SpencerThe Suffolk County National Bank of River RiverheadThe First National Bank of Long Island Glen HeadNBT Bank, National Association NorwichEvans Bank, National Association AngolaShinhan Bank America New YorkThe Bank of Castile CastileAmerican Community Bank Glen Cove

NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ NJ

NM NM NM NM NM

NV NV

NY NY NY NY NY NY NY NY NY NY NY NY NY NY NY NY NY

97.5 95.0 85.0 85.0 82.5 82.5 80.0 80.0 80.0 77.5 77.5 77.5

90.0 90.0 80.0 77.5 77.5

87.5 80.0

95.0 87.5 87.5 85.0 85.0 85.0 85.0 85.0 82.5 82.5 82.5 82.5 82.5 82.5 82.5 82.5 82.5

0.436 0.363 0.278 0.395 0.189 0.211 0.333 0.237 0.127 0.189 0.196 0.194

0.283 0.289 0.179 0.238 0.207

0.221 0.276

0.394 0.208 0.187 0.181 0.164 0.178 0.395 0.459 0.143 0.172 0.119 0.089 0.118 0.184 0.178 0.126 0.448

0.933 0.727 0.491 0.549 0.422 0.419 0.599 0.652 0.530 0.463 0.437 0.396

0.794 0.947 0.902 0.535 0.526

0.487 0.564

0.942 0.567 0.599 0.345 0.508 0.593 0.824 0.653 0.484 0.669 0.330 0.635 0.433 0.410 0.278 0.484 0.744

153,055 282,012

98,659 81,094

630,394 165,427

61,701 45,910

150,117 132,346 100,023 135,239

44,620 50,366 24,112 37,172 44,410

112,151 13,361

139,545 110,209 109,266 177,544 151,397

90,953 63,347 93,162

200,366 68,850

185,416 178,360 695,635 141,716 171,864 127,694

70,578

368 1,016

495 446

3,222 768 216 331 498 450 310 482

123 113 113 162 167

30839

397 310 435 587 457 416 194 345 513 325 786 433

3,785 513 681 564 195

100M-500M500M-1B100M-500M100M-500M1B-10B500M-1B100M-500M100M-500M1B-10B500M-1B500M-1B500M-1B

100M-500M100M-500M100M-500M100M-500M100M-500M

500M-1B<100M

100M-500M500M-1B500M-1B500M-1B500M-1B500M-1B100M-500M100M-500M1B-10B100M-500M1B-10B1B-10B1B-10B500M-1B500M-1B1B-10B100M-500M

100.0 95.0 87.5 85.0 85.0 82.5 77.5 80.0 75.0 77.5 80.0 75.0

90.0 85.0 77.5 77.5 72.5

87.5 75.0

92.5 77.5 90.0 82.5 82.5 85.0 85.0 85.0 87.5 80.0 82.5 77.5 85.0 80.0 82.5 85.0 77.5

164,083 291,020 101,897

84,284 681,088 176,066

64,894 50,093

154,017 139,856 106,997 142,284

49,222 53,192 26,728 43,605 47,843

122,577 13,949

148,102 110,689 128,588 195,042 166,411 105,854

66,385 100,441 236,278

77,705 213,111 182,148 823,680 150,970 189,889 151,215

72,465

7481,239

732 533

5,954 1,117

331 641 596 668 499 706

319 228 281 434 291

954 54

686 318

1,029 977 978

1,012 431 627

1,377 666

2,161 524

10,927 791

1,175 1,385

245

0.0000.0000.0000.0000.0000.0000.0000.0000.0000.0000.0000.000

0.0000.0000.0000.0000.000

0.0000.000

0.0000.0000.0000.0040.0000.0000.0000.0000.0000.0000.0000.0000.0000.0000.0010.0000.000

Page 49 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)The State Bank and Trust Company DefiancePark View Federal Savings Bank SolonThe Delaware County Bank and Trust ComLewis CenterFirst Federal Community Bank, National A DoverThe Citizens National Bank of Southweste DaytonWestern Reserve Bank MedinaCenterBank MilfordBuckeye Community Bank LorainConsumers National Bank MinervaHometown Bank KentHeartland Bank GahannaMinster Bank MinsterThe Citizens National Bank of Bluffton Bluffton

First National Bank of Oklahoma Oklahoma CityGrand Savings Bank GroveFirst National Bank of Weatherford WeatherfordTriad Bank, National Association TulsaQuail Creek Bank, National Association Oklahoma CityThe First National Bank & Trust Elk CityExchange Bank and Trust Company PerryNBC OKLAHOMA Oklahoma CityAmerican Bank of Oklahoma CollinsvilleVision Bank, National Association AdaSecurity Bank Tulsa

Peoples Bank of Commerce MedfordPacific Continental Bank EugenePioneer Trust Bank, National Association Salem

MileStone Bank DoylestownElderton State Bank EldertonThe Honesdale National Bank HonesdaleValley Green Bank PhiladelphiaPenn Liberty Bank WayneEnterprise Bank Allison ParkThe Victory Bank LimerickThe Luzerne Bank LuzerneLandmark Community Bank PittstonFirstrust Savings Bank ConshohockenWoodlands Bank Williamsport

OHOHOHOHOHOHOHOHOHOHOHOHOH

OKOKOKOKOKOKOKOKOKOKOK

OROROR

PAPAPAPAPAPAPAPAPAPAPA

100.0 100.0 97.5 90.0 87.5 87.5 87.5 87.5 85.0 85.0 85.0 85.0 85.0

97.5 90.0 90.0 90.0 87.5 87.5 87.5 87.5 87.5 87.5 87.5

80.0 80.0 75.0

85.0 85.0 82.5 82.5 82.5 82.5 82.5 82.5 82.5 80.0 80.0

0.311 0.300 0.289 0.260 0.318 0.355 0.330 0.377 0.180 0.292 0.200 0.170 0.196

0.251 0.168 0.276 0.206 0.258 0.138 0.156 0.182 0.197 0.133 0.230

0.357 0.241 0.228

0.443 0.370 0.162 0.283 0.217 0.361 0.395 0.281 0.265 0.169 0.197

0.939 0.928 0.971 0.724 0.768 0.676 0.770 0.694 0.682 0.717 0.513 0.668 0.514

0.634 0.633 0.823 0.571 0.430 0.639 0.806 0.469 0.638 0.524 0.411

0.643 0.489 0.571

0.827 0.639 0.526 0.719 0.460 0.571 0.811 0.467 0.590 0.318 0.651

195,818 241,485 149,111

61,149 34,161 67,345 38,256 56,736 60,409 45,542

113,930 58,833

119,700

67,991 37,474 36,335 33,341

125,188 42,398 34,435 89,295 28,479 70,106 94,548

46,971 316,090

71,674

78,058 71,545 93,865 71,148

119,676 88,553 45,636 86,184 64,368

392,229 60,863

506 483 313 350 176 239 162 312 274 176 403 273 508

287 154

93 163 459 206

99 383 128 310 418

172 1,025

337

242 479 466 244 416 320 200 394 309

1,714 258

500M-1B500M-1B500M-1B100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M500M-1B100M-500M500M-1B

100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M500M-1B100M-500M

100M-500M1B-10B100M-500M

100M-500M100M-500M500M-1B100M-500M500M-1B100M-500M100M-500M100M-500M100M-500M1B-10B100M-500M

100.0 90.0 92.5 85.0 77.5 80.0 77.5 82.5 80.0 77.5 77.5 80.0 80.0

85.0 77.5 85.0 82.5 82.5 80.0 90.0 80.0 80.0 77.5 82.5

80.0 75.0 72.5

80.0 87.5 80.0 80.0 75.0 75.0 77.5 82.5 75.0 77.5 82.5

208,610 247,110 153,248

73,921 38,075 72,383 41,702 65,394 70,296 50,275

128,553 67,096

130,647

75,837 43,658 44,049 41,239

137,004 55,913 42,703

101,941 34,829 84,998

106,555

52,492 325,367

76,634

82,892 91,607

109,603 81,932

127,359 91,685 51,315

104,356 70,470

442,250 71,544

1,029 628 519 826 291 393 259 618 612 316 799 578 874

650 409 411 725 820 716 540 905 377 917 954

3451,482

499

3562,573 1,094

430 713 419 380 923 511

2,727 696

0.0000.0000.0110.0000.0000.0000.0000.0000.0000.0050.0040.0000.001

0.0000.0000.0060.0000.0000.0000.0000.0000.0000.0000.000

0.0000.0000.003

0.0000.0000.0010.0000.0000.0000.0000.0000.0070.0000.000

Page 50 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)First Keystone Community Bank BerwickWayne Bank HonesdaleMetro Bank Lemoyne

Banco Popular de Puerto Rico Hato Rey

Coastway Community Bank Cranston

Arthur State Bank UnionCarolina Alliance Bank SpartanburgSouthern First Bank, National Association GreenvilleGrandSouth Bank GreenvilleEnterprise Bank of South Carolina EhrhardtThe Conway National Bank ConwayFirst Community Bank, National AssociatioLexington

Dacotah Bank Aberdeen

First Citizens National Bank DyersburgFirst Bank of Tennessee Spring CityFirst Alliance Bank CordovaFirst Commerce Bank LewisburgTraders National Bank TullahomaCapitalMark Bank & Trust ChattanoogaFirst Volunteer Bank ChattanoogaAmerican Security Bank and Trust CompanHendersonvilleCommunity Trust & Banking Company OoltewahFirst South Bank JacksonAmerican City Bank of Tullahoma TullahomaCumberland Bank and Trust ClarksvilleCornerstone Community Bank ChattanoogaFirst Freedom Bank LebanonTNBANK Oak Ridge

Community Bank Fort WorthUnited Bank of El Paso del Norte El PasoHorizon Bank, SSB AustinSchertz Bank & Trust SchertzSouthwest Bank OdessaT Bank, National Association DallasFirst State Bank New Braunfels

PA PA PA

PR

RI

SC SC SC SC SC SC SC

SD

TN TN TN TN TN TN TN TN TN TN TN TN TN TN TN

TX TX TX TX TX TX TX

80.0 80.0 80.0

92.5

82.5

97.5 85.0 85.0 85.0 82.5 80.0 80.0

87.5

97.5 95.0 87.5 85.0 85.0 85.0 85.0 85.0 82.5 82.5 82.5 82.5 82.5 82.5 82.5

95.0 92.5 92.5 90.0 90.0 90.0 90.0

0.132 0.174 0.129

0.077

0.243

0.277 0.299 0.204 0.247 0.225 0.126 0.184

0.128

0.185 0.286 0.283 0.196 0.241 0.182 0.166 0.246 0.230 0.151 0.190 0.225 0.181 0.217 0.196

0.223 0.322 0.255 0.250 0.271 0.448 0.268

0.576 0.469 0.367

0.237

0.694

0.910 0.629 0.496 0.566 0.669 0.636 0.563

0.473

0.884 0.928 0.737 0.589 0.853 0.485 0.487 0.597 0.719 0.540 0.618 0.662 0.479 0.456 0.660

0.718 0.703 0.597 0.712 0.595 0.692 0.601

107,489 118,715 315,559

1,707,000

81,158

155,779 72,433 154,838 91,966 92,043 117,690 109,850

239,905

200,255 68,689 35,301 50,447 37,915 134,878 108,546 40,872 29,804 66,251 43,546 34,324 75,948 54,652 32,776

119,923 60,016 81,187 47,208 62,309 52,867 71,805

443 463

1,250

8,548

338

458 282 548 343 211 504 441

871

634 171 139 195 118 502 435 152 122 296 169 126 257 181 157

520 260 273 178 289 189 299

500M-1B500M-1B1B-10B

10B-50B

100M-500M

500M-1B100M-500M500M-1B100M-500M100M-500M500M-1B500M-1B

1B-10B

1B-10B100M-500M100M-500M100M-500M100M-500M500M-1B500M-1B100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M

500M-1B100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M

80.0 77.5 75.0

92.5

82.5

97.5 77.5 77.5 82.5 92.5 77.5 77.5

80.0

95.0 92.5 75.0 80.0 82.5 82.5 82.5 70.0 72.5 80.0 77.5 82.5 80.0 75.0 75.0

90.0 85.0 87.5 77.5 85.0 75.0 82.5

122,219 131,786 337,276

1,856,000

87,385

170,555 79,925

167,515 108,944 128,293 140,583 124,465

315,322

223,609 74,017 37,922 57,288 43,798

146,196 124,066

43,208 33,151 78,004 48,573 40,609 82,973 59,943 36,395

135,008 70,603 96,082 50,733 77,582 54,968 83,721

920 880

2,599

19,836

526

1,046 554 967

1,161 1,122 1,621

978

3,969

1,767 391 242 481 289 883

1,031 215 244 789 373 420 724 366 300

1,251 582 837 326 758 257 762

0.0000.0000.001

0.054

0.000

0.0040.0000.0000.0000.0010.0030.000

0.000

0.0000.0000.0000.0000.0000.0000.0040.0000.0000.0000.0030.0000.0010.0000.000

0.0000.0000.0000.0000.0000.0000.000

Page 51 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)First-Lockhart National Bank LockhartVeritex Community Bank, National AssociaDallasFirst Commercial Bank, National AssociatioSeguinTexas Advantage Community Bank, NationAlvinThe National Bank of Andrews AndrewsVINTAGE BANK WaxahachieSpirit of Texas Bank, SSB College StationTrinity Bank, N.A. Fort WorthThe East Texas National Bank of Palestine PalestineCitizens State Bank TylerFirst Bank, National Association Conroe

Medallion Bank Salt Lake CityWright Express Financial Services Corpora MidvaleLewiston State Bank LewistonContinental Bank Salt Lake CityZions First National Bank Salt Lake CityCapital Community Bank ProvoThe First National Bank of Layton Layton

Community Bank StauntonTowne Bank PortsmouthThe Bank of Fincastle FincastleEVB TappahannockJohn Marshall Bank Falls ChurchUnion First Market Bank RichmondNew Peoples Bank, Inc. HonakerFirst Community Bank BluefieldBenchmark Community Bank KenbridgeValley Bank RoanokeBank of Botetourt BuchananVillage Bank MidlothianAmerican National Bank and Trust Compa DanvilleStellarOne Bank Christiansburg


Connecticut River Bank, National Associat SpringfieldPassumpsic Savings Bank St. JohnsburyUnion Bank Morrisville

TX TX TX TX TX TX TX TX TX TX TX

UT UT UT UT UT UT UT

VA VA VA VA VA VA VA VA VA VA VA VA VA VA

VI

VT VT VT

87.5 87.5 87.5 87.5 87.5 87.5 87.5 87.5 87.5 87.5 87.5

87.5 85.0 82.5 82.5 80.0 80.0 80.0

80.0 77.5 77.5 77.5 77.5 77.5 77.5 77.5 75.0 75.0 75.0 75.0 75.0 75.0

90.0

77.5 77.5 77.5

0.229 0.221 0.312 0.511 0.237 0.258 0.230 0.269 0.225 0.232 0.178

0.277 0.201 0.198 0.283 0.156 0.261 0.176

0.177 0.131 0.214 0.122 0.213 0.117 0.141 0.104 0.131 0.156 0.172 0.177 0.128 0.117

0.124

0.220 0.147 0.191

0.717 0.482 0.878 0.903 0.685 0.724 0.518 0.771 0.805 0.577 0.625

0.488 0.247 0.603 0.590 0.320 0.570 0.621

0.519 0.358 0.606 0.525 0.308 0.383 0.526 0.474 0.574 0.371 0.569 0.478 0.378 0.368

0.943

0.674 0.586 0.558

36,613 103,957 35,019 42,755 33,552 38,171 73,199 45,261 32,834 59,391 53,734

185,257 310,868 48,291 31,377 2,761,789 32,405 44,069

88,745 555,709 40,959 130,367 103,214 462,326 102,201 291,248 55,162 124,110 52,208 92,452 164,599 348,237

14,222

59,782 83,600 101,874

139 371 116 125 136 138 503 180 134 270 227

461 4,096

246 209

8,975 146 168

324 2,088

160 490 363

1,579 536

1,204 294 411 227 281 724

1,573

50

311 434 433

100M-500M100M-500M100M-500M<100M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M

500M-1B1B-10B100M-500M100M-500M10B-50B100M-500M100M-500M

500M-1B1B-10B100M-500M1B-10B100M-500M1B-10B500M-1B1B-10B100M-500M500M-1B100M-500M500M-1B1B-10B1B-10B

100M-500M

100M-500M500M-1B500M-1B

77.5 80.0 85.0 80.0 80.0 80.0 77.5 80.0 90.0 90.0 82.5

70.0 92.5 72.5 75.0 72.5 67.5 62.5

82.5 75.0 77.5 77.5 67.5 72.5 80.0 75.0 85.0 72.5 72.5 75.0 70.0 72.5

90.0

77.5 75.0 77.5

40,891 115,405

39,885 47,026 39,330 43,585 78,773 49,410 40,797 81,247 66,391

189,787 1,011,185

58,463 37,122

2,990,459 36,375 46,758

102,003 614,322

48,361 150,134 108,846 512,677 119,775 317,348

80,020 133,957

59,600 102,931 178,799 378,482

14,900

71,518 103,385 115,371

315 716 286 262 315 378 712 323 450 927 800

536 175,009 590 540 29,906 320 240

944 4,646 478 1,175 530 3,396 1,293 2,885 1,292 736 527 537 1,274 3,193

80

746 1,163 1,502

0.0000.0000.0000.0000.0000.0020.0000.0000.0000.0000.000

0.0000.0000.0040.0000.0070.0000.004

0.0000.0000.0000.0020.0000.0050.0000.0000.0010.0010.0050.0000.0000.000

0.000

0.0000.0000.000

Page 52 of 111




CC

Amount/TA1


HQ State

Total Rank

(1)


(2) (3) (4)Number

(5)


(6)


(7) (8) (9)UniBankPlaza BankWestside Community BankAmericanWest BankBank of the PacificHeritage BankBanner BankWhidbey Island Bank

Citizens State Bank of La CrosseState Bank of ChiltonBank of LuxemburgThe First Bank of BaldwinMiddleton Community BankMid-Wisconsin BankThe First National Bank of BerlinHoricon BankThe Stephenson National Bank and TrustBank First NationalThe Port Washington State BankWestbury BankSpring BankCommunity Bank CBD

Main Street Bank Corp.First Sentry Bank, Inc.The First State BankThe Poca Valley Bank, Inc.Freedom Bank, Inc.First Exchange Bank

Buffalo Federal Savings BankJonah Bank of WyomingFirst National Bank of GilletteWyoming State BankFirst National Bank of WyomingFirst Northern Bank of WyomingFirst State Bank

LynnwoodSeattleUniversity PlaceSpokaneAberdeenOlympiaWalla WallaCoupeville

La CrosseChiltonLuxemburgBaldwinMiddletonMedfordBerlinHoriconMarinetteManitowocPort WashingtonWest BendBrookfieldDelavan

WheelingHuntingtonBarboursvilleWaltonBelingtonMannington

BuffaloCasperGilletteLaramieLaramieBuffaloWheatland

WA WA WA WA WA WA WA WA

WI WI WI WI WI WI WI WI WI WI WI WI WI WI

WV WV WV WV WV WV

WY WY WY WY WY WY WY

92.5 85.0 85.0 82.5 80.0 80.0 75.0 75.0

92.5 92.5 87.5 85.0 85.0 85.0 85.0 82.5 82.5 82.5 82.5 82.5 82.5 82.5

92.5 90.0 87.5 85.0 82.5 82.5

92.5 75.0 72.5 72.5 72.5 72.5 72.5

0.731 0.679 0.544 0.174 0.218 0.217 0.144 0.157

0.415 0.449 0.243 0.253 0.226 0.190 0.228 0.210 0.234 0.197 0.183 0.170 0.301 0.196

0.235 0.216 0.178 0.153 0.229 0.146

0.261 0.187 0.093 0.228 0.212 0.137 0.128

0.974 0.997 0.947 0.444 0.505 0.426 0.376 0.398

0.866 0.705 0.645 0.684 0.696 0.580 0.611 0.435 0.526 0.419 0.631 0.624 0.670 0.676

0.695 0.545 0.668 0.645 0.627 0.730

0.767 0.467 0.594 0.611 0.490 0.568 0.601

133,520 70,301 56,972

382,849 138,041 254,669 575,432 261,354

47,876 67,932 60,775 41,882 50,767 87,618 64,359

108,988 68,033

183,853 77,918 92,612 46,302 44,132

58,655 107,131

54,589 47,095 34,955 29,398

36,167 40,047 42,709 29,669 35,296 30,525 34,832

272 184 163

1,571 522 905

1,715 937

165 249 265 161 185 402 274 423 307 734 308 250 136 185

282 496 247 253 161 151

145 168 243 102 130 183 144

100M-500M100M-500M100M-500M1B-10B500M-1B1B-10B1B-10B1B-10B

100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M500M-1B100M-500M500M-1B100M-500M500M-1B100M-500M100M-500M

100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M

100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M100M-500M

87.5 82.5 77.5 80.0 80.0 80.0 75.0 70.0

85.0 87.5 85.0 82.5 82.5 82.5 80.0 80.0 77.5 77.5 82.5 72.5 72.5 80.0

97.5 85.0 85.0 77.5 75.0 72.5

82.5 62.5 65.0 60.0 57.5 70.0 72.5

135,527 70,491 58,800

408,799 150,486 280,154 655,527 277,018

52,299 76,492 71,513 47,927 57,352

101,742 72,383

125,060 76,605

204,612 90,992 97,853 48,488 51,635

84,433 127,361

66,239 54,176 39,574 33,106

42,742 44,886 49,499 32,624 38,801 39,515 45,250

334 188 233

2,634 1,008 1,886 4,059 1,525

326 506 667 387 397

1,070 553

1,003 653

1,411 714 440 191 458

8741,191

764 600 332 311

372 372 592 213 230 550 520

0.0000.0000.0030.0000.0030.0000.0030.002

0.0020.0010.0000.0010.0040.0010.0010.0000.0020.0010.0020.0000.0000.002

0.0000.0000.0020.0060.0000.000

0.0000.0000.0030.0000.0000.0030.000


Page 53 of 111

Table 4A. Top Small Business Lenders by State and Territory Using CRA Data, 2011

State or Territory Name of Lending Institiution HQ Location


Number (2)

Micro Business Lending than $100,000)

(less

Number (4)

MacroMacro Business LendingBusiness Lending ($100,000-$1M)($100,000 - $1 million)

Amount (1,000) (1)

Amount (1,000) (3)

Amount (1,000) Number (5) (6)

Alabama

Alaska

Arizona

Arkansas

California

Regions Financial Corp. Synovus Financial Corp. Servisfirst Bancshares Wells Fargo & Co. Hancock Holding Corp. Compass Bank Banctrust Fncl Grp. Renasant Corp. Bancindependent BB&T Corp. Iberiabank Corp. RBCBank

Wells Fargo & Co. First National Bank Alaska Northrim Bancorp

Wells Fargo & Co. JPMorgan Chase & Co. Bank of America Corp. Zions Bancorp Western Alli Bancorp Cobiz Financial Compass Bank U S Bancorp

Arvest Bk Grp. Regions Financial Corp. First Security Bancorp Liberty Bancshares Bancorpsouth First Bk Corp. Iberiabank Corp. U S Bancorp Home Bancshares Simmons First Nat Corp.

Wells Fargo & Co. Bank of America Corp. JPMorgan Chase & Co. U S Bancorp

AL GA AL CA MS AL AL MS AL NC LA NC

CA AK AK

CA NY NC UT AZ CO AL

MN

AR AL AR AR MS AR LA

MN AR AR

CA NC NY MN

817,941 432,292 402,777 240,224 141,026 115,741 114,817 106,076

89,659 77,396 61,489 53,059

238,974 143,737

69,866

1,146,435 347,575 268,508 258,201 108,008 102,984

98,009 84,933

491,177 199,640 127,677

84,460 78,832 74,380 69,730 67,552 67,322 52,616

7,772,862 1,636,199 1,345,786

991,996

13,342 2,697 1,685 4,469

704 1,913 1,107

629 773 358 263 684

5,694 837 358

32,838 20,904

5,882 3,091

393 352

1,731 3,913

4,557 2,703 1,707

636 925 739 398

2,622 780 742

225,876 40,790

101,911 33,384

306,309 70,787 35,045

105,539 15,105 54,757 28,681 15,844 19,123

8,404 5,728

12,858

136,644 22,019

9,806

733,581 205,986

91,873 61,942

7,882 7,831

51,590 40,406

99,514 56,702 37,719 15,012 21,447 15,248 10,069 32,499 15,595 17,860

5,374,561 457,035

1,004,624 360,261

11,917 1,594

754 4,060

352 1,731

812 363 553 171 112 572

5,350 478 186

31,503 20,512

5,394 2,561

130 121

1,594 3,793

3,374 2,263 1,373

440 744 515 232

2,532 609 619

216,966 37,754

100,992 31,893

511,632 361,505 367,732 134,685 125,921

60,984 86,136 90,232 70,536 68,992 55,761 40,201

102,330 121,718

60,060

412,854 141,589 176,635 196,259 100,126

95,153 46,419 44,527

391,663 142,938

89,958 69,448 57,385 59,132 59,661 35,053 51,727 34,756

2,398,301 1,179,164

341,162 631,735

1,425 1,103

931 409 352 182 295 266 220 187 151 112

344 359 172

1,335 392 488 530 263 231 137 120

1,183 440 334 196 181 224 166

90 171 123

8,910 3,036

919 1,491

Page 54 of 111




Number (2)


(less

Number (4)


Amount (1,000) (1)

Amount (1,000) (3)


Union Bank N.A Zions Bancorp City Nat Corp. Bank of The West Comerica CVB Financial Corp. East W Bancorp Community Bank Capgen Cap Grp Ii Lp First Republic Bank Cathay Gen Bancorp Rabobank N.A. Westamerica Bancorp Umpqua Holding Corp. Capital One Financial Corp. Citigroup Wilshire Bancorp First Citizens Bancshares Mechanics Bank 1867 Western Financial Corp. Nara Bancorp First Ca Fncl Grp. Western Alli Bancorp Hanmi Financial Corp. Heritage Cmrc Corp. Trico Bancshares Signature Bank Fremont Bancorp SVB Fncl Grp. Texas Cap Bancshares Ally Financial SCJ Palomar Ent Llc First Northern Cmnty Bancorp Sierra Bancorp Exchange Bank First Bks American Business Bank SB Acq Co Llc HSBC Bank USA NA Manufacturers Bank Farmers & Mrchs Bancorp

CA UT CA CA TX CA CA CA NY CA CA CA CA OR VA NY CA NC CA CA CA CA AZ CA CA CA NY CA CA TX MI CA CA CA CA CA MO CA TX IL CA CA

943,996 717,712 638,081 617,145 430,554 350,120 312,405 252,587 248,789 237,784 233,883 221,906 205,953 205,006 194,120 187,707 158,146 157,607 139,986 139,491 137,404 133,068 126,571 126,149 125,821 124,879 109,382 108,511 108,145 100,484

99,729 99,643 98,607 97,924 94,451 88,960 87,761 77,790 72,905 70,315 66,931 64,286

11,351 4,628 2,476 4,117 1,240 1,295

685 1,022

934 561 645 963 855 947

39,242 2,553

509 586

1,148 571 421 499 460 438 420 816 268 338 927

10,663 2,715

215 345 394 526 413 505 416 317

1,549 179 240

323,707 100,850

56,684 94,423 24,650 33,100

6,018 21,759 22,530

8,718 10,522 28,682 21,014 25,194

155,614 63,163 12,324 11,331 35,321 14,509

7,026 12,455 10,243

9,906 7,746

23,354 1,667 6,286

19,366 51,646 92,448

1,240 7,128 9,595

14,973 10,216 13,662

9,451 6,971

35,130 2,592 5,239

9,537 3,117 1,089 2,921

366 513 85

476 360 125 209 482 343 493

39,095 2,146

187 262 906 261 114 204 169 160 113 539 22 99

767 10,479

2,702 19

120 160 280 188 288 248 146

1,462 44 92

620,289 616,862 581,397 522,722 405,904 317,020 306,387 230,828 226,259 229,066 223,361 193,224 184,939 179,812

38,506 124,544 145,822 146,276 104,665 124,982 130,378 120,613 116,328 116,243 118,075 101,525 107,715 102,225

88,779 48,838

7,281 98,403 91,479 88,329 79,478 78,744 74,099 68,339 65,934 35,185 64,339 59,047

1,814 1,511 1,387 1,196

874 782 600 546 574 436 436 481 512 454 147 407 322 324 242 310 307 295 291 278 307 277 246 239 160 184

13 196 225 234 246 225 217 168 171

87 135 148

Page 55 of 111




Number (2)


(less

Number (4)


Amount (1,000) (1)

Amount (1,000) (3)


Wendy Fong Central Valley Cmnty Bancorp

ColoradoWells Fargo & Co. U S Bancorp JPMorgan Chase & Co. Cobiz Financial First Citizens Bancshares Firstbank Holding Corp. Zions Bancorp Bank of The West UMB Financial Corp. Pinnacle Bancorp Guaranty Bancorp Keycorp Lauritzen Corp. Bank of America Corp. Alpine Bk of Co. Compass Bank

ConnecticutBank of America Corp. Webster Fncl Corp. Wells Fargo & Co. JPMorgan Chase & Co. TD Bank N.A. RBS Citizens N.A. First Niagara Fncl Group First Connecticut Bancorp

DelawarePNC Fncl Svc Group

District of ColUMBiaBB&T Corp. PNCFncl Svc Group Wells Fargo & Co.

FloridaWells Fargo & Co. Regions Financial Corp. Bank of America Corp. Suntrust Bk JPMorgan Chase & Co. BB&T Corp. Synovus Financial Corp.

CA CA

CA MN NY CO NC CO UT CA MO NE CO OH NE NC CO AL

NC CT CA NY ME RI NY CT

PA

NC PA CA

CA AL NC GA NY NC GA

58,760 51,312

1,263,946 322,831 281,858 276,534 197,975 187,969 184,280 140,472 126,482 120,988 105,867 101,946 100,151

90,822 66,621 56,364

302,024 269,623 207,064 125,875

92,146 88,334 73,285 54,999

130,132

63,072 54,731 51,588

1,271,362 1,247,615

951,154 646,306 415,107 349,422 267,441

170 298

35,536 13,891 15,867

1,024 882

3,161 1,788

958 734 934 491 471 883

1,919 594

1,211

4,998 1,882 5,253 7,358 1,264

868 532 250

1,469

190 550

1,038

34,503 22,164 24,342

3,993 32,465

1,783 1,489

3,549 7,574

775,430 138,523 160,239

22,540 15,407 32,925 31,554 17,376 16,791 21,972 11,909

7,773 17,518 19,695 14,758 36,879

98,241 62,398

146,036 74,350 46,397 11,147 16,176

6,261

50,942

3,427 18,305 30,729

840,645 582,510 336,391

78,912 305,768

43,314 39,567

53 170

34,023 13,423 15,560

397 395

2,706 1,378

657 471 645 239 264 665

1,746 438

1,159

4,346 1,267 5,012 7,240 1,103

705 388 126

1,231

52 447 981

33,062 20,033 22,639

2,660 32,146

972 810

55,211 43,738

488,516 184,308 121,619 253,994 182,568 155,044 152,726 123,096 109,691

99,016 93,958 94,173 82,633 71,127 51,863 19,485

203,783 207,225

61,028 51,525 45,749 77,187 57,109 48,738

79,190

59,645 36,426 20,859

430,717 665,105 614,763 567,394 109,339 306,108 227,874

117 128

1,513 468 307 627 487 455 410 301 263 289 252 207 218 173 156

52

652 615 241 118 161 163 144 124

238

138 103

57

1,441 2,131 1,703 1,333

319 811 679

Page 56 of 111




Number (2)


(less

Number (4)


Amount (1,000) (1)

Amount (1,000) (3)


Georgia

Hawaii

Idaho

PNC Fncl Svc Group Fifth Third Bancorp Hancock Holding Corp. TD Bank N.A. Northern Trust Corp. Capital One Financial Corp. Sabadell United Bank Na Compass Bank City National Bank of FloridaAlly Financial Totalbank U S Bancorp First Citizens Bancshares

Synovus Financial Corp. Wells Fargo & Co. BB&T Corp. Suntrust Bk Regions Financial Corp. Bank of America Corp. United Cmnty Bk State Bk Fncl Corp. Ameris Bancorp JPMorgan Chase & Co. Fidelity Southern Corp Southeastern Bk Financial Corp. SCBT Fncl Corp. Colony Bancorp First Citizens Bancorp First Citizens Bancshares Queensborough Co.

Bank of The West Bank of HI Corp. Central Pacific Financial Corp.

Wells Fargo & Co. U S Bancorp Zions Bancorp The Bank of Commerce Wtb Financial Corp. Keycorp

PA OH MS ME IL

VA FL AL FL MI FL

MN NC

GA CA NC GA AL NC GA GA GA NY GA GA SC GA SC NC GA

CA HI HI

CA MN UT ID

WA OH

230,340 230,112 156,233 151,993 149,155 117,028

99,432 84,781 78,386 77,395 71,781 68,949 61,599

1,115,866 715,933 641,713 614,118 387,164 347,936 190,508 147,102 138,772 120,134 103,635

97,586 82,498 78,467 69,027 68,117 53,442

454,127 143,594

70,462

317,785 190,049 153,691

92,707 78,270 54,776

2,252 1,703

879 1,473

530 29,240

474 1,467

262 2,336 2,048 5,509

306

6,466 18,557

2,454 2,696 5,334 8,247 1,668

803 1,326 9,460

445 650 578 822 418 314 633

4,813 533 449

8,636 5,102 1,764

862 455 283

70,700 33,569 18,894 31,809 12,800 99,930 15,058 42,873

5,325 70,002 18,511 60,080

5,729

153,797 433,888

48,809 47,091

100,217 95,597 33,473 18,053 29,138 86,668 10,484 13,927 12,764 15,542 10,072

6,273 15,911

109,461 12,237 13,443

195,355 57,733 40,117 22,901 11,089

5,341

1,811 1,206

513 1,124

206 29,172

240 1,349

103 2,323 1,907 5,482

155

3,717 17,667

900 1,317 4,527 7,603 1,200

438 973

9,374 200 379 368 625 249 160 515

3,880 218 306

8,224 4,759 1,388

659 269 161

159,640 196,543 137,339 120,184 136,355

17,098 84,374 41,908 73,061

7,393 53,270

8,869 55,870

962,069 282,045 592,904 567,027 286,947 252,339 157,035 129,049 109,634

33,466 93,151 83,659 69,734 62,925 58,955 61,844 37,531

344,666 131,357

57,019

122,430 132,316 113,574

69,806 67,181 49,435

441 497 366 349 324

68 234 118 159

13 141

27 151

2,749 890

1,554 1,379

807 644 468 365 353

86 245 271 210 197 169 154 118

933 315 143

412 343 376 203 186 122

Page 57 of 111




Number (2)


(less

Number (4)


Amount (1,000) (1)

Amount (1,000) (3)


Illinois

Indiana

JPMorgan Chase & Co. Wintrust Financial Corp. First Midwest Bancorp American Chartered Bancorp Bmo Harris Bank N.A. U S Bancorp Bank of America Corp. PNC Fncl Svc Group MB Financial Fifth Third Bancorp Wells Fargo & Co. PrivateBancorp Morton Community Bank First Busey Corp. First Mid-Il Bancshares Associated Banc Corp. Firstmerit Corp. Northern Trust Corp. Old Second Bancorp West Suburban Bancorp Regions Financial Corp. Taylor Cap Grp. RBS Citizens N.A. Heartland Bancorp Banc Ed Corp. Standard Bancshares Midland States Bancorp Capital One Financial Corp. Lauritzen Corp. Commerce Bancshares First Bks Old Nat Bancorp Home St Bancorp Cummins-Amer Corp. Ally Financial Bridgeview Bancorp United Cmnty Bancorp

Old Nat Bancorp PNC Fncl Svc Group JPMorgan Chase & Co.

NY IL IL IL IL

MN NC PA IL

OH CA IL IL IL IL

WI OH IL IL IL AL IL RI IL IL IL IL

VA NE MO MO IN IL IL MI IL IL

IN PA NY

851,816 794,488 558,456 423,415 417,317 367,230 354,725 334,019 330,729 297,359 215,456 195,205 178,521 173,467 151,011 144,871 138,025 136,514 135,549 116,755

96,587 93,942 90,540 82,277 76,118 75,432 74,538 72,240 70,474 68,694 63,004 61,646 57,969 55,566 55,218 50,489 50,342

431,584 430,277 279,613

45,058 3,415 2,537 1,646 3,714

14,537 6,288 3,916 1,247 1,934 5,660

509 1,439 1,064 1,381

492 524 488 570 575

1,606 232

1,100 632 474 284 364

11,928 885 357 305 525 343 229

1,569 171 424

3,174 4,942

12,105

441,906 63,606 51,908 41,426 37,542

165,425 70,839

111,751 19,617 37,945

159,160 7,506

33,668 24,931 32,757

8,203 9,948 8,818

13,073 14,359 32,755

3,054 15,904 16,259 11,215

5,826 10,082 51,261 14,976

7,331 7,238

13,812 6,819 5,105

48,826 3,176

10,513

85,982 157,248 111,318

44,103 1,665 1,192

701 2,754

13,938 5,555 3,272

513 1,270 5,436

120 1,006

652 1,025

157 223 134 228 287

1,411 52

934 431 283 106 193

11,855 733 198 169 379 210 109

1,558 48

303

2,134 4,190

11,709

409,910 730,882 506,548 381,989 379,775 201,805 283,886 222,268 311,112 259,414

56,296 187,699 144,853 148,536 118,254 136,668 128,077 127,696 122,476 102,396

63,832 90,888 74,636 66,018 64,903 69,606 64,456 20,979 55,498 61,363 55,766 47,834 51,150 50,461

6,392 47,313 39,829

345,602 273,029 168,295

955 1,750 1,345

945 960 599 733 644 734 664 224 389 433 412 356 335 301 354 342 288 195 180 166 201 191 178 171

73 152 159 136 146 133 120

11 123 121

1,040 752 396

Page 58 of 111




Number (2)


(less

Number (4)


Amount (1,000) (1)

Amount (1,000) (3)


Iowa

Kansas

Kentucky

Fifth Third Bancorp 1St Source Corp. German America Bancorp Wells Fargo & Co. Star Fncl Grp. Huntington Bancshares Regions Financial Corp. Lakeland Financial Corp. First Fncl Bancorp First Financial Corp. First Bancshares U S Bancorp Indiana Cmnty Bancorp First Midwest Bancorp Mainsource Fncl Grp. Bank of America Corp. Keycorp Bmo Harris Bank N.A. National Bk Indianapolis Corp.

Wells Fargo & Co. U S Bancorp Hills Bancorp Midwestone Fncl Grp. West Bancorp BTC Financial Corp. Stark Bk Grp. Heartland Fncl USA

Intrust Financial Corp. UMB Financial Corp. Commerce Bancshares U S Bancorp Emprise Financial Corp. Manhattan Bancorp Sunflower Financial Corefirst Bank & Trust Bank of America Corp. Central Bancompany Wells Fargo & Co.

PNC Fncl Svc Group

OH IN IN CA IN OH AL IN OH IN IN

MN IN IL IN NC OH IL IN

CA MN IA IA IA IA IA IA

KS MO MO MN KS KS KS KS NC MO CA

PA

264,666 210,748 207,241 198,097 152,561 152,216 150,952 130,552 122,391

98,029 84,654 81,482 79,300 65,810 64,295 61,597 61,450 57,216 54,933

319,565 297,685 191,252 144,495 114,077 105,295

87,624 76,022

178,475 145,435 141,762

87,501 81,615 72,600 62,209 62,160 58,696 51,052 50,038

369,337

1,541 1,356 1,291 4,508 1,225 1,551 1,751

605 669 847 530

6,648 331 261 574

2,231 338 346 240

7,478 6,660 1,813 1,148

631 351 415 399

1,547 830

1,037 2,581

906 694 437 538

1,772 302

1,329

4,098

31,797 39,271 33,591

115,103 34,275 36,259 37,451 12,445 13,608 23,032 14,018 59,214

9,070 5,939

17,020 20,796

6,424 5,179 4,935

172,667 84,761 48,140 26,729 15,581

7,422 9,005 9,635

24,316 16,285 24,959 29,288 16,852 15,763

9,689 11,601 20,325

6,762 39,168

132,930

964 813 774

4,235 737

1,243 1,425

280 373 639 310

6,586 167 116 423

2,132 216 221 107

7,060 6,101 1,370

795 352 130 219 213

1,148 518 709

2,433 722 536 285 385

1,671 182

1,287

3,431

232,869 171,477 173,650

82,994 118,286 115,957 113,501 118,107 108,783

74,997 70,636 22,268 70,230 59,871 47,275 40,801 55,026 52,037 49,998

146,898 212,924 143,112 117,766

98,496 97,873 78,619 66,387

154,159 129,150 116,803

58,213 64,763 56,837 52,520 50,559 38,371 44,290 10,870

236,407

577 543 517 273 488 308 326 325 296 208 220

62 164 145 151

99 122 125 133

418 559 443 353 279 221 196 186

399 312 328 148 184 158 152 153 101 120

42

667

Page 59 of 111




Number (2)


(less

Number (4)


Amount (1,000) (1)

Amount (1,000) (3)


Louisiana

Maine

Maryland

BB&T Corp. U S Bancorp Fifth Third Bancorp JPMorgan Chase & Co. Central Bancshares Bank of KY Fncl Corp Republic Bancorp S Y Bancorp Old Nat Bancorp Community Trust Bancorp Whitaker Bancrop

Hancock Holding Corp. JPMorgan Chase & Co. Regions Financial Corp. Iberiabank Corp. Capital One Financial Corp. Community Tr Financial Corp. Midsouth Bancorp Red River Bancshares Bancorpsouth Wells Fargo & Co.

Bangor Bancorp MHC Camden Nat Corp. TD Bank N.A. Norway Bancorp MHC Gorham Bancorp MHC Machias Bancorp MHC Keycorp

PNC Fncl Svc Group BB&T Corp. Wells Fargo & Co. Bank of America Corp. M&T Bk Corp. Suntrust Bk Sandy Spring Bancorp Susquehanna Bancshares Capital One Financial Corp. JPMorgan Chase & Co. HSB Bancorp

NC MN OH NY KY KY KY KY IN KY KY

MS NY AL LA VA LA LA LA MS CA

ME ME ME ME ME ME OH

PA NC CA NC NY GA MD PA VA NY MD

218,253 200,443 158,481 142,778 141,253 105,414

96,705 94,378 87,196 78,278 68,111

796,248 397,850 332,532 330,980 325,522 197,106 124,201 114,305

76,676 51,822

169,525 142,389 108,759

68,725 64,681 59,794 51,664

611,370 348,707 291,910 272,767 214,499 179,278 147,818 114,418

85,032 81,458 64,970

1,067 5,612 1,035 5,329 1,041

545 464 466 660 769

1,090

4,363 10,747

5,158 1,699 8,930 1,490 1,043

871 682

1,451

1,384 1,434 1,479

504 343 697 342

5,074 1,355 6,411 6,526 1,534 1,266

550 552

6,942 7,288

530

28,328 62,901 20,204 50,883 27,106 14,754 12,522

9,948 17,170 19,789 21,085

105,771 119,385 119,418

43,208 92,757 34,969 25,858 23,207 17,897 42,255

30,284 42,078 47,294 14,823

9,794 17,156

6,874

153,008 31,142

189,973 81,635 48,599 30,105 10,119 13,622 45,319 73,425 16,873

567 5,246

647 5,118

688 304 233 222 444 570 919

2,458 10,106

4,532 891

8,334 996 768 579 488

1,395

1,017 1,090 1,290

335 195 554 214

3,853 578

6,047 6,000 1,029

954 197 283

6,830 7,265

370

189,925 137,542 138,277

91,895 114,147

90,660 84,183 84,430 70,026 58,489 47,026

690,477 278,465 213,114 287,772 232,765 162,137

98,343 91,098 58,779

9,567

139,241 100,311

61,465 53,902 54,887 42,638 44,790

458,362 317,565 101,937 191,132 165,900 149,173 137,699 100,796

39,713 8,033

48,097

500 366 388 211 353 241 231 244 216 199 171

1,905 641 626 808 596 494 275 292 194

56

367 344 189 169 148 143 128

1,221 777 364 526 505 312 353 269 112

23 160

Page 60 of 111




Number (2)


(less

Number (4)


Amount (1,000) (1)

Amount (1,000) (3)


Massachusetts

Michigan

Minnesota

Bank of America Corp. Eastern Bk Corp. TD Bank N.A. RBS Citizens N.A. Independent Bancorp Wells Fargo & Co. Salem Five Bancorp JPMorgan Chase & Co. Middlesex Bancorp MHC Enterprise Bancorp Boston Private Fncl Hold Beacon Bancorp Berkshire Bank M&T Bk Corp. Capital One Financial Corp.

Comerica Fifth Third Bancorp PNC Fncl Svc Group Chemical Financial Corp. JPMorgan Chase & Co. Huntington Bancshares Bank of America Corp. Talmer Bancorp Citizens Republic Bancorp Mercantile Bk Corp. Macatawa Bancorp Wells Fargo & Co. Independent Bk Corp Fidelity Bank U S Bancorp MBT Financial Corp. Isabella Bancorp Arbor Bancorp Firstbank Corp. RBS Citizens N.A.

Wells Fargo & Co. U S Bancorp Otto Bremer Foundation Anchor Bancorp

NC MA ME RI

MA CA MA NY MA MA MA MA MA NY VA

TX OH PA MI NY OH NC MI MI MI MI CA MI MI MN MI MI MI MI RI

CA MN MN MN

436,466 303,890 235,737 220,274 169,813 149,479 106,810

93,708 91,193 89,416 82,979 57,100 56,519 55,003 52,382

1,140,277 894,932 839,099 569,871 562,653 460,108 427,161 361,411 332,811 263,554 213,448 176,908 145,985 120,529 100,795

95,276 88,914 87,546 64,110 56,155

1,083,838 605,264 498,123 218,569

8,672 1,474 2,773 3,186

939 3,945

414 8,755

442 546 310 264 369 102

7,312

4,347 4,866 8,374 3,615

20,799 3,429 5,604 1,438 1,549 1,054 1,080 4,758

951 378

11,112 662 709 371 463 962

32,400 22,743

2,287 1,012

138,001 38,259 93,518 46,180 20,689

119,951 9,707

86,013 9,797

15,098 6,477 6,637 9,625

300 40,436

107,912 99,538

264,350 93,961

191,255 78,378 68,713 27,547 37,781 22,051 27,994

134,573 26,110

6,817 94,912 17,340 18,049

8,986 12,711 11,921

687,010 234,368

53,451 24,954

7,834 805

2,348 2,765

527 3,793

173 8,735

249 335 117 117 232

3 7,264

1,817 2,769 6,754 2,192

19,897 2,422 4,712

502 760 457 520

4,574 571 108

11,082 429 509 161 298 854

31,183 21,843

1,142 525

298,465 265,631 142,219 174,094 149,124

29,528 97,103

7,695 81,396 74,318 76,502 50,463 46,894 54,703 11,946

1,032,365 795,394 574,749 475,910 371,398 381,730 358,448 333,864 295,030 241,503 185,454

42,335 119,875 113,712

5,883 77,936 70,865 78,560 51,399 44,234

396,828 370,896 444,672 193,615

838 669 425 421 412 152 241

20 193 211 193 147 137

99 48

2,530 2,097 1,620 1,423

902 1,007

892 936 789 597 560 184 380 270

30 233 200 210 165 108

1,217 900

1,145 487

Page 61 of 111




Number (2)


(less

Number (4)


Amount (1,000) (1)

Amount (1,000) (3)


Mississippi

Missouri

Montana

Nebraska

Klein Financial Associated Banc Corp State Bancshares JPMorgan Chase & Co. Voyager Fs Corp. Alerus Financial Corp. Bank of America Corp.

Trustmark Corp. Regions Financial Corp. Bancorpsouth Hancock Holding Corp. Renasant Corp. Bancplus Corp. First M&F Corp. Citizens Nat Banc Corp

Central Bancompany Commerce Bancshares U S Bancorp UMB Financial Corp. Bank of America Corp. Great Southern Bancorp Regions Financial Corp. PNC Fncl Svc Group Arvest Bk Grp. Stupp Bros Hawthorn Bancshares Wells Fargo & Co. JPMorgan Chase & Co. First Bks

First Intrst Bancsystem Wells Fargo & Co. Stockman Financial Corp. Glacier Bancorp U S Bancorp

Lauritzen Corp. Wells Fargo & Co. Pinnacle Bancorp Farmers & Mrch Inv

MN WI ND NY MN ND NC

MS AL MS MS MS MS MS MS

MO MO MN MO NC MO AL PA AR MO MO CA NY MO

MT CA MT MT MN

NE CA NE NE

128,072 125,715

73,526 69,480 59,659 59,517 58,472

351,188 246,505 187,329 143,075 112,611

83,788 78,658 66,321

688,740 477,207 409,663 214,345 153,415 127,920 123,992 114,702 101,507

91,416 90,198 84,897 65,900 54,814

158,391 151,406 144,574 139,546

76,193

233,249 208,002 141,047 132,752

870 502 561

5,857 360 228

1,542

3,043 3,950 2,179 1,089 1,019 1,616

972 564

5,709 3,337

12,648 1,154 4,227

615 1,705 1,121

732 289 804

2,490 6,460

317

2,026 4,112 1,242 1,358 2,509

2,195 5,187 2,057

801

21,152 10,318 12,887 61,773 10,711

4,024 14,025

85,865 99,719 47,602 27,088 25,600 28,551 24,295 12,985

124,244 73,374

145,309 19,187 49,112 13,001 35,192 32,292 15,696

5,884 19,913 71,793 61,307

7,539

43,664 87,764 31,591 34,321 29,847

47,938 116,732

44,695 20,904

561 211 371

5,838 205 90

1,444

2,247 3,516 1,716

743 725

1,425 775 393

4,063 2,218

11,929 670

3,953 323

1,453 895 494 98

558 2,420 6,444

183

1,676 3,914

896 1,041 2,375

1,646 4,932 1,734

503

106,920 115,397

60,639 7,707

48,948 55,493 44,447

265,323 146,786 139,727 115,987

87,011 55,237 54,363 53,336

564,496 403,833 264,354 195,158 104,303 114,919

88,800 82,410 85,811 85,532 70,285 13,104

4,593 47,275

114,727 63,642

112,983 105,225

46,346

185,311 91,270 96,352

111,848

309 291 190

19 155 138

98

796 434 463 346 294 191 197 171

1,646 1,119

719 484 274 292 252 226 238 191 246

70 16

134

350 198 346 317 134

549 255 323 298

Page 62 of 111




Number (2)


(less

Number (4)


Amount (1,000) (1)

Amount (1,000) (3)


Nevada

New Hampshire

New Jersey

New Mexico

New York

U S Bancorp American Nat Corp.

Wells Fargo & Co. Zions Bancorp Western Alli Bancorp Bank of America Corp. U S Bancorp City Nat Corp.

TD Bank N.A. Bank of America Corp. RBS Citizens N.A.

PNC Fncl Svc Group Wells Fargo & Co. Bank of America Corp. JPMorgan Chase & Co. Valley Nat Bancorp TD Bank N.A. Capital One Financial Corp. Sun Bancorp NJ Fulton Fncl Corp. Lakeland Bancorp Texas Cap Bancshares Provident Fncl Svc HSBC Bank USA NA Susquehanna Bancshares Stewardship Fncl Corp

Wells Fargo & Co. U S Bancorp Bank of America Corp.

JPMorgan Chase & Co. HSBC Bank USA NA Capital One Financial Corp. Bank of America Corp. M&T Bk Corp. First Niagara Fncl Group Wells Fargo & Co. Texas Cap Bancshares

MN NE

CA UT AZ NC MN CA

ME NC RI

PA CA NC NY NJ ME VA NJ PA NJ TX NJ IL PA NJ

CA MN NC

NY IL

VA NC NY NY CA TX

114,059 51,540

384,875 242,225 177,246 113,787

78,967 51,141

133,237 69,937 58,767

1,055,292 701,306 577,977 418,594 372,143 314,858 201,226 135,238 133,495 122,459 110,082 107,901

74,004 64,296 53,118

319,176 83,604 59,899

1,682,466 1,285,395 1,132,687

744,069 651,342 526,711 448,088 296,343

3,866 260

13,308 2,680

781 2,785 3,203

243

1,892 1,396 1,246

11,381 16,743 11,291 25,118

2,307 3,974

11,889 541 664 545

8,595 452 942 283 245

8,260 1,160 1,379

85,824 17,630 28,572 14,376

3,752 3,350

11,791 16,834

47,123 6,508

268,069 70,818 18,518 42,145 33,814

6,764

60,325 20,890 16,190

473,377 460,781 179,688 260,541

59,782 112,230

86,635 13,526 15,699 14,823 71,445

9,366 24,536

6,258 6,714

189,714 23,509 19,976

888,928 554,737 404,658 249,950 101,968

74,893 347,105 173,588

3,688 142

12,918 2,213

363 2,582 3,094

124

1,630 1,270 1,138

9,816 15,976 10,182 24,750

1,544 3,361

11,556 242 330 267

8,447 214 814 130 114

7,829 973

1,268

83,969 15,468 26,618 13,026

2,204 2,166

11,289 16,323

66,936 45,032

116,806 171,407 158,728

71,642 45,153 44,377

72,912 49,047 42,577

581,915 240,525 398,289 158,053 312,361 202,628 114,591 121,712 117,796 107,636

38,637 98,535 49,468 58,038 46,404

129,462 60,095 39,923

793,538 730,658 728,029 494,119 549,374 451,818 100,983 122,755

178 118

390 467 418 203 109 119

262 126 108

1,565 767

1,109 368 763 613 333 299 334 278 148 238 128 153 131

431 187 111

1,855 2,162 1,954 1,350 1,548 1,184

502 511

Page 63 of 111




Number (2)


(less

Number (4)


Amount (1,000) (1)

Amount (1,000) (3)


North Carolina

North Dakota

Citigroup TD Bank N.A. Tompkins Fncl Corp. NBT Bancorp Financial Inst Community Bk Sys Keycorp Signature Bank Valley Nat Bancorp New York Cmnty Bancorp U S Bancorp RBS Citizens N.A. Canandaigua Nat Corp Hudson Valley Hold Corp Alliance Financial Corp. Ally Financial PNC Fncl Svc Group Suffolk Bancorp Arrow Financial Corp.

BB&T Corp. First Citizens Bancshares Wells Fargo & Co. Bank of America Corp. Fidelity Bshrs Nc Suntrust Bk Rbc Bank Southern Bshrs Nc Newbridge Bancorp First Bancorp Fifth Third Bancorp Bnc Bancorp Yadkin Valley Financial Corp. JPMorgan Chase & Co. North Amer Fncl Hold Paragon Cmrl Corp. FNB United Corp. Ally Financial TD Bank N.A.

Otto Bremer Foundation State Bancshares

NY ME NY NY NY NY OH NY NJ NY MN RI NY NY NY MI PA NY NY

NC NC CA NC NC GA NC NC NC NC OH NC NC NY FL NC NC MI ME

MN ND

238,371 202,122 190,823 188,465 180,353 179,771 164,296 153,832 141,307 139,413 117,709

93,732 88,442 77,887 73,286 72,791 58,058 57,890 54,654

1,769,486 1,060,819

879,120 260,860 230,425 224,077 170,810 163,331 148,404 113,905 103,141

92,787 83,293 78,402 63,167 59,784 58,779 57,758 53,751

171,495 153,265

3,492 3,150 1,534 1,521 1,693 1,676 1,335 1,030

351 2,010 9,690 1,857

945 244 407

2,040 343 354 451

9,066 9,800

17,861 6,529 1,333 1,445 1,974 1,460

836 1,546

766 529 769

7,361 333 253 371

1,570 412

858 845

81,982 87,581 41,669 38,873 49,745 47,214 20,795 31,605

5,835 18,320

104,066 22,118 22,132

4,738 10,011 67,825 10,587

9,464 12,578

232,009 205,284 451,343

75,070 28,205 30,179 33,317 36,245 20,718 35,297 16,626 10,807 22,061 66,115

7,917 6,715

10,447 49,125

9,564

19,864 21,285

3,017 2,777 1,097 1,040 1,340 1,253

966 687 118

1,733 9,643 1,694

775 87

239 2,030

238 210 322

4,799 7,389

16,582 6,061

719 957

1,589 1,080

473 1,280

551 310 550

7,325 178 130 216

1,557 278

465 492

156,389 114,541 149,154 149,592 130,608 132,557 143,501 122,227 135,472 121,093

13,643 71,614 66,310 73,149 63,275

4,966 47,471 48,426 42,076

1,537,477 855,535 427,777 185,790 202,220 193,898 137,493 127,086 127,686

78,608 86,515 81,980 61,232 12,287 55,250 53,069 48,332

8,633 44,187

151,631 131,980

475 373 437 481 353 423 369 343 233 277

47 163 170 157 168

10 105 144 129

4,267 2,411 1,279

468 614 488 385 380 363 266 215 219 219

36 155 123 155

13 134

393 353

Page 64 of 111


Page 65 of 111

All Small Business Lending Micro Business Lending (less MacroMacro Business LendingBusiness Lending


(less than $1 million)

Numberthan $100,000)

Number($100,000-$1M)($100,000 - $1 million)

Amount (1,000) Amount (1,000) Amount (1,000) Number (1) (2) (3) (4) (5) (6)

Wells Fargo & Co. CA 130,734 2,305 58,020 2,112 72,714 193Alerus Financial Corp. ND 69,078 405 10,845 239 58,233 166U S Bancorp MN 64,854 3,577 35,106 3,503 29,748 74Dacotah Bks SD 58,118 678 15,397 533 42,721 145

OhioPNC Fncl Svc Group PA 1,824,000 17,435 542,100 13,749 1,281,900 3,686Huntington Bancshares OH 1,206,301 10,270 259,964 7,652 946,337 2,618Fifth Third Bancorp OH 907,371 4,916 90,165 2,842 817,206 2,074JPMorgan Chase & Co. NY 587,017 21,878 220,139 20,965 366,878 913Park Nat Corp. OH 482,562 3,397 92,792 2,287 389,770 1,110U S Bancorp MN 426,440 18,730 193,061 18,094 233,379 636Keycorp OH 279,731 1,604 30,267 998 249,464 606Firstmerit Corp. OH 257,352 1,704 28,357 1,085 228,995 619First Fncl Bancorp OH 180,858 964 20,937 525 159,921 439Wells Fargo & Co. CA 145,137 3,998 119,956 3,862 25,181 136Bank of America Corp. NC 94,760 3,839 36,828 3,689 57,932 150Citizens Bancshares OH 64,094 305 7,728 154 56,366 151FNB Corp. PA 61,515 264 5,083 108 56,432 156RBS Citizens N.A. RI 59,821 1,371 15,955 1,237 43,866 134Wesbanco WV 54,689 332 7,270 201 47,419 131Ally Financial MI 50,084 1,370 44,791 1,360 5,293 10

OklahomaBancfirst Corp. OK 372,518 3,889 86,854 3,066 285,664 823Arvest Bk Grp. AR 299,163 3,440 72,534 2,787 226,629 653Bok Financial Corp. OK 161,924 592 12,831 245 149,093 347One Rich Hill Land LTD Parts TX 98,727 435 9,352 195 89,375 240RCB Holding Corp. OK 94,652 891 20,782 663 73,870 228JPMorgan Chase & Co. NY 85,691 5,735 55,310 5,663 30,381 72Southwest Bancorp OK 74,574 365 8,885 164 65,689 201Central Bancompany MO 73,596 552 15,946 373 57,650 179Durant Bancorp OK 59,431 945 19,079 807 40,352 138Wells Fargo & Co. CA 52,600 1,605 45,396 1,561 7,204 44Bank of America Corp. NC 51,446 1,766 20,133 1,692 31,313 74

OregonWells Fargo & Co. CA 600,271 16,095 386,317 15,313 213,954 782U S Bancorp MN 440,793 16,193 168,992 15,523 271,801 670Umpqua Holding Corp. OR 273,312 1,354 35,142 717 238,170 637West Coast Bancorp OR 196,221 783 15,205 326 181,016 457Bank of America Corp. NC 131,497 4,178 46,345 3,956 85,152 222Keycorp OH 123,088 693 11,051 424 112,037 269Pacific Continental Corp OR 105,987 556 17,446 314 88,541 242Sterling Financial Corp. WA 103,014 535 12,391 299 90,623 236




Number (2)


(less

Number (4)


Amount (1,000) (1)

Amount (1,000) (3)


Pennsylvania

Puerto Rico

Rhode Island

Columbia Bkg Sys JPMorgan Chase & Co. Bank of The West Banner Corp.

PNC Fncl Svc Group Wells Fargo & Co. FNB Corp. National Penn Bancshares M&T Bk Corp. Susquehanna Bancshares RBS Citizens N.A. Fulton Fncl Corp. First Niagara Fncl Group Bank of America Corp. S&T Bancorp JPMorgan Chase & Co. Firstrust Bank Northwest Bancshares Inc. U S Bancorp Huntington Bancshares Cnb Fncl Corp. TD Bank N.A. First Commonwealth Fncl CorpMetro Bancorp Univest Corp of PA Bryn Mawr Bk Corp. Community Bk Sys Ally Financial Capital One Financial Corp. Graystone Tower Bank Vist Fncl Corp. Texas Cap Bancshares 1St Summit Bc of Johnstown QNB Corp.

Popular Compass Bank Banco Santander De Puerto RIFirst Bancorp Oriental Fncl Grp.

WA NY CA WA

PA CA PA PA NY PA RI PA NY NC PA NY PA PA MN OH PA ME PA PA PA PA NY MI VA PA PA TX PA PA

PR AL PR PR PR

91,097 91,047 81,966 54,946

2,092,006 694,897 632,234 403,118 340,064 294,655 257,816 247,413 232,523 177,736 175,485 151,919 133,059 128,508 127,186 125,785 119,525 114,466 104,307

95,487 91,082 90,315 78,827 74,801 70,627 69,970 65,351 59,235 57,154 54,083

855,875 128,983

93,125 84,194 76,364

487 7,192

564 418

23,979 14,513

3,361 1,751 1,997 1,914 3,990 1,194 2,278 6,398 1,814

14,468 493

1,072 10,576

1,704 885

1,399 878 484 747 301 539

2,183 11,272

284 325

3,302 448 426

11,356 1,115

743 438 338

14,251 68,343 11,247

8,872

839,637 396,081

76,811 41,873 61,002 53,314 64,573 27,341 57,349 71,850 46,802

136,593 11,828 29,234

112,003 44,626 27,153 35,374 23,457

9,190 21,662

5,003 14,893 68,236 54,912

5,683 7,119

28,928 10,396 13,104

325,777 32,004 18,793 10,023

7,279

272 7,129

411 291

20,482 13,645

1,780 802

1,257 1,245 3,485

588 1,763 6,098 1,374

14,419 200 726

10,501 1,476

557 1,153

590 252 542 87

358 2,173

11,225 114 177

3,177 295 294

9,719 798 491 239 141

76,846 22,704 70,719 46,074

1,252,369 298,816 555,423 361,245 279,062 241,341 193,243 220,072 175,174 105,886 128,683

15,326 121,231

99,274 15,183 81,159 92,372 79,092 80,850 86,297 69,420 85,312 63,934

6,565 15,715 64,287 58,232 30,307 46,758 40,979

530,098 96,979 74,332 74,171 69,085

215 63

153 127

3,497 868

1,581 949 740 669 505 606 515 300 440

49 293 346

75 228 328 246 288 232 205 214 181

10 47

170 148 125 153 132

1,637 317 252 199 197

Page 66 of 111




Number (2)


(less

Number (4)


Amount (1,000) (1)

Amount (1,000) (3)


South Carolina

South Dakota

Tennessee

Texas

Bank of America Corp. Bank Rhode Island RBS Citizens N.A. Washington Trust Bancorp

BB&T Corp. Wells Fargo & Co. SCBT Fncl Corp. First Citizens Bancorp Synovus Financial Corp. Bank of America Corp. TD Bank N.A. Regions Financial Corp. Suntrust Bk

Wells Fargo & Co. Dacotah Bks U S Bancorp Minnehaha Bancshares First Intrst Bancsystem

Regions Financial Corp. First Horizon Nat Corp Pinnacle Fncl Ptnr Suntrust Bk BB&T Corp. First South Bancorp U S Bancorp Wells Fargo & Co. Bank of America Corp. First Citizens Bancshares Renasant Corp. Synovus Financial Corp. First Scty Grp. Bancorpsouth

Wells Fargo & Co. JPMorgan Chase & Co. Cullen/Frost Bkr Bank of America Corp. Compass Bank Zions Bancorp

NC RI RI RI

NC CA SC SC GA NC ME AL GA

CA SD MN SD MT

AL TN TN GA NC TN MN CA NC TN MS GA TN MS

CA NY TX NC AL UT

125,664 119,898

78,133 56,654

425,916 359,392 329,389 301,519 251,531 152,842 140,482

85,645 71,571

255,871 148,676 147,043 109,639

50,378

686,502 559,752 535,088 266,688 149,105 147,904 105,477 102,788

91,965 73,949 71,124 65,344 63,545 53,271

2,318,298 1,260,895 1,017,693

676,860 552,959 542,655

1,377 806

1,280 269

2,223 6,652 2,158 2,648 1,517 3,296

905 995 304

4,730 1,526 2,413

623 681

11,393 2,883 2,357 1,108

602 1,996 4,752 2,417 3,278

861 598 332 423 508

59,695 64,379

4,047 17,266

9,376 3,227

26,214 27,010 17,226

5,448

52,339 168,489

54,484 69,281 39,828 41,493 20,439 18,118

5,251

107,280 34,053 29,205 15,233 15,846

297,826 78,028 55,646 17,453 13,873 36,934 50,215 69,788 34,803 20,496 13,117

6,990 10,349 11,732

1,376,667 651,645

90,999 226,640 282,823

80,586

1,117 529

1,143 125

1,178 6,117 1,325 1,885

905 2,993

579 816 153

4,328 1,166 2,122

379 573

10,296 1,553 1,107

539 258

1,648 4,597 2,302 3,122

680 415 145 257 385

56,646 62,866

1,736 16,100

8,560 2,090

99,450 92,888 60,907 51,206

373,577 190,903 274,905 232,238 211,703 111,349 120,043

67,527 66,320

148,591 114,623 117,838

94,406 34,532

388,676 481,724 479,442 249,235 135,232 110,970

55,262 33,000 57,162 53,453 58,007 58,354 53,196 41,539

941,631 609,250 926,694 450,220 270,136 462,069

260 277 137 144

1,045 535 833 763 612 303 326 179 151

402 360 291 244 108

1,097 1,330 1,250

569 344 348 155 115 156 181 183 187 166 123

3,049 1,513 2,311 1,166

816 1,137

Page 67 of 111




Number (2)


(less

Number (4)


Amount (1,000) (1)

Amount (1,000) (3)


Utah

Texas Cap Bancshares Prosperity Bancshares Comerica Capital One Financial Corp. Amarillo Nat Bancorp International Bshrs Corp American St Fncl Corp Regions Financial Corp. MOW/RPW Ii Happy Bancshares Overton Financial Corp. ANB Holding Corp. Legacytexas Grp. City Bank Bok Financial Corp. Ally Financial Weststar Bhc Southside Bancshares Broadway Bancshares Central Cmnty Corp. CBFH North Amer Bancshares U S Bancorp Jefferson Bancshares Trustmark Corp. Bancorpsouth Hancock Holding Corp. Encore Bancshares Inwood Bancshares Woodforest National Bank Plains Bancorp American Bk Holding Corp Metrocorp Bancshares Patriot Bancshares Security Holding Corp. First NB Group Community TR Financial Corp. First Citizens Bancshares Inter National Bank

Zions Bancorp Wells Fargo & Co.

TX TX TX VA TX TX TX AL TX TX TX TX TX TX OK MI TX TX TX TX TX TX

MN TX MS MS MS TX TX TX TX TX TX TX TX TX LA NC TX

UT CA

402,212 368,804 320,390 304,032 244,815 225,636 209,414 198,976 178,220 176,259 173,209 155,422 155,033 152,635 148,557 139,072 132,568 123,638 115,391 114,886 108,454

94,643 86,168 85,471 84,674 83,854 82,519 78,092 74,563 72,598 72,439 70,931 70,387 68,247 65,462 64,463 58,189 57,088 53,325

593,194 497,420

14,408 3,059 1,407

27,989 4,150 2,100 2,484 2,391 1,277 1,721 1,197 1,033

750 1,297

517 3,892

724 1,139

709 1,055

969 710

5,889 673 413 770 369 279 372 379 750 594 207 292 998 396 217 329 322

7,705 14,458

105,080 72,894 40,600

131,555 105,142

49,459 50,996 50,694 37,627 43,198 33,280 30,663 19,828 30,610 10,330

125,836 21,120 32,151 18,809 23,780 26,001 17,155 67,470 17,777 11,940 19,282

8,016 6,431 9,457 8,214

18,494 18,193

3,132 6,440

21,078 9,703 4,370 6,538 7,880

192,247 323,588

13,636 2,178

683 27,538

3,669 1,544 2,070 1,995

878 1,267

785 668 403 953 194

3,869 411 878 445 807 723 507

5,827 478 230 556 183 109 206 192 591 434 46

139 864 221 90

197 180

6,552 13,886

297,132 295,910 279,790 172,477 139,673 176,177 158,418 148,282 140,593 133,061 139,929 124,759 135,205 122,025 138,227

13,236 111,448

91,487 96,582 91,106 82,453 77,488 18,698 67,694 72,734 64,572 74,503 71,661 65,106 64,384 53,945 52,738 67,255 61,807 44,384 54,760 53,819 50,550 45,445

400,947 173,832

772 881 724 451 481 556 414 396 399 454 412 365 347 344 323

23 313 261 264 248 246 203

62 195 183 214 186 170 166 187 159 160 161 153 134 175 127 132 142

1,153 572

Page 68 of 111




Number (2)


(less

Number (4)


Amount (1,000) (1)

Amount (1,000) (3)


Vermont

Virginia

Washington

West Virginia

JPMorgan Chase & Co. U S Bancorp Keycorp

Merchants Bancshares TD Bank N.A.

BB&T Corp. Wells Fargo & Co. Suntrust Bk Bank of America Corp. PNC Fncl Svc Group First Citizens Bancshares Union First Mkt Bshrs Corp Townebank Stellarone Corp. Southern Bshrs NC United Bancshares Capital One Financial Corp. Burke & Herbert Bank And TrustJPMorgan Chase & Co. Virginia Cmrc Bancorp Eastern VA Bancshares Cardinal Financial Corp. First Cap Bancorp

Wells Fargo & Co. U S Bancorp Bank of America Corp. Wtb Financial Corp. Banner Corp. ColUMBia Bkg Sys Keycorp JPMorgan Chase & Co. Sterling Financial Corp. Washington Bkg Co. Skbhc Holds Llc Olympic Bancorp Umpqua Holding Corp. Peoples Bancorp

BB&T Corp.

NY MN OH

VT ME

NC CA GA NC PA NC VA VA VA NC WV VA VA NY VA VA VA VA

CA MN NC WA WA WA OH NY WA WA AZ WA OR WA

NC

148,613 97,488 65,988

68,725 53,939

1,051,449 672,476 527,824 289,706 201,038 180,365 162,738 155,979 155,420 148,132 107,494

94,055 86,374 82,965 76,129 57,685 56,637 52,000

724,392 604,047 379,959 327,612 285,370 268,126 192,990 163,129 132,589 125,608

69,107 67,113 66,316 59,713

224,746

5,424 2,882

327

411 578

4,457 14,841

2,514 6,359 1,526 1,392 1,031

918 800 622 538

7,668 514

7,513 353 447 144 260

19,261 15,903 11,360

1,601 1,649 1,193

899 11,906

684 737 381 431 294 296

1,269

54,313 31,508

6,329

10,250 17,966

106,861 389,091

48,758 77,938 47,338 32,898 23,414 22,354 20,961 10,669 11,988 43,965 12,579 72,010

9,265 13,257

1,894 7,923

438,876 176,141 149,063

36,941 34,670 27,863 14,768

114,314 15,290 20,142 10,682 12,349

6,219 6,891

33,644

5,203 2,709

189

244 489

1,985 13,959

1,420 5,829 1,107

972 655 539 423 247 292

7,538 305

7,487 161 309 33

137

18,384 14,893 10,770

856 969 577 509

11,781 353 433 231 269 144 149

722

94,300 65,980 59,659

58,475 35,973

944,588 283,385 479,066 211,768 153,700 147,467 139,324 133,625 134,459 137,463

95,506 50,090 73,795 10,955 66,864 44,428 54,743 44,077

285,516 427,906 230,896 290,671 250,700 240,263 178,222

48,815 117,299 105,466

58,425 54,764 60,097 52,822

191,102

221 173 138

167 89

2,472 882

1,094 530 419 420 376 379 377 375 246 130 209

26 192 138 111 123

877 1,010

590 745 680 616 390 125 331 304 150 162 150 147

547

Page 69 of 111




Number (2)


(less

Number (4)


Amount (1,000) (1)

Amount (1,000) (3)


Wisconsin

Wyoming

United Bancshares Huntington Bancshares JPMorgan Chase & Co. City Holding Corp. Wesbanco

U S Bancorp Associated Banc Corp Johnson Fncl Grp. Wells Fargo & Co. JPMorgan Chase & Co. River Valley Bancorp Baylake Corp. TRI City Bshrs Corp Oconomowoc Bancshares NEB Corp. Wintrust Financial Corp. Waupaca Bancorp Bankmanagers Corp. Community Banc Corp SheboygaBMO Harris Bank N.A. Talmer Bancorp PNC Fncl Svc Group Otto Bremer Foundation

Wells Fargo & Co. First Intrst Bancsystem

WV OH NY WV WV

MN WI WI CA NY WI WI WI WI WI IL

WI WI WI IL MI PA MN

CA MT

191,178 72,832 64,195 58,383 53,789

551,146 483,724 351,352 241,807 215,402 187,411 130,700 128,112 127,047 122,319 109,189 104,594 101,374

86,700 64,973 58,186 57,701 56,228

124,493 101,589

1,359 538

1,723 389 358

20,006 2,029 1,359 6,085 9,348 1,178

687 668 553

1,040 487

1,305 351 422 404 421 455 388

2,507 1,253

38,660 12,348 17,166 11,360

8,296

197,087 42,853 27,663

144,685 87,966 28,386 16,167 14,609 11,549 26,519

9,859 25,503

6,261 9,081 7,790

10,847 11,397 10,254

57,061 31,458

905 375

1,620 246 225

19,023 896 510

5,770 9,030

689 337 328 255 744 245

1,039 121 219 245 262 332 240

2,309 1,025

152,518 60,484 47,029 47,023 45,493

354,059 440,871 323,689

97,122 127,436 159,025 114,533 113,503 115,498

95,800 99,330 79,091 95,113 77,619 57,183 47,339 46,304 45,974

67,432 70,131

454 163 103 143 133

983 1,133

849 315 318 489 350 340 298 296 242 266 230 203 159 159 123 148

198 228

Note: Small businesses seeking loans should also consider banks that particpate in the SBA loan programs. To locate an SBA certified lender near you, call 1-800-8-ASK-SBA.Source: U.S. Small Business Administration, office of Advocacy, from Community Reinvestment Act reports.

Page 70 of 111

Table 4B. Top Micro Business Lenders by State and Territory Using CRA Data, 2011

State or Territory Name of Lending InstitiutionHQ

Location





Amount (1,000) Number(3) (4)


Alabama

Alaska

Arizona

Arkansas

Regions Financial Corp. Wells Fargo & Co . Synovus Financial Compass Bank ServisfirstBancshares Banctrust Fncl Grp. JPMorgan Chase & Co . Bank of America Corp. Ally Financial Bancindependent Renasant Corp. Hancock Holding Corp. RBCBank Capital One Financial Corp. West Alabama Cap Corp. U S Bancorp

Wells Fargo & Co . Bank of America Corp. First National Bank Alaska

Wells Fargo & Co . JPMorgan Chase & Co . Bank of America Corp. Zions Bancorp Compass Bank U S Bancorp Ally Financial Capital One Financial Corp. Texas Capbancshares

Arvest Bk Grp. Regions Financial Corp. First Security Bancorp Wells Fargo & Co . U S Bancorp JPMorgan Chase & Co . Ally Financial Bancorpsouth Simmons First Nat Corp.

AL CA GA AL AL AL NY NC MI AL MS MS NC VA AL

MN

CA NC AK

CA NY NC UT AL

MN MI VA TX

AR AL AR CA MN NY MI MS AR

306,309 105,539

70,787 54,757 35,045 28,681 27,171 20,537 20,014 19,123 15,844 15,105 12,858 12,645 11,609 10,989

136,644 31,959 22,019

733,581 205,986

91,873 61,942 51,590 40,406 20,222 19,543 15,674

99,514 56,702 37,719 33,889 32,499 24,419 22,430 21,447 17,860

11,917 4,060 1,594 1,731

754 812

3,193 2,102

635 553 363 352 572

3,561 483 930

5,350 3,413

478

31,503 20,512

5,394 2,561 1,594 3,793

620 5,857 3,186

3,374 2,263 1,373 1,060 2,532 2,342

741 744 619

817,941 240,224 432,292 115,741 402,777 114,817

29,409 47,722 22,175 89,659

106,076 141,026

53,059 14,521 43,204 12,180

238,974 40,210

143,737

1,146,435 347,575 268,508 258,201

98,009 84,933 21,064 22,954 19,575

491,177 199,640 127,677

40,025 67,552 28,501 23,406 78,832 52,616

13,342 4,469 2,697 1,913 1,685 1,107 3,200 2,176

639 773 629 704 684

3,564 581 933

5,694 3,430

837

32,838 20,904

5,882 3,091 1,731 3,913

622 5,871 3,202

4,557 2,703 1,707 1,099 2,622 2,351

742 925 742

511,632 134,685 361,505

60,984 367,732

86,136 2,238

27,185 2,161

70,536 90,232

125,921 40,201

1,876 31,595

1,191

102,330 8,251

121,718

412,854 141,589 176,635 196,259

46,419 44,527

842 3,411 3,901

391,663 142,938

89,958 6,136

35,053 4,082

976 57,385 34,756

1,425 409

1,103 182 931 295

7 74

4 220 266 352 112

3 98

3

344 17

359

1,335 392 488 530 137 120

2 14 16

1,183 440 334

39 90

9 1

181 123

Page 71 of 111



Location







California

Homebancshares First Bk Corp. Bank of America Corp. Libertybancshares Capital One Financial Corp. Iberiabank Corp. Summit Bancorp

Wells Fargo & Co . JPMorgan Chase & Co . Bank of America Corp. U S Bancorp Union Bank N.A Capital One Financial Corp. Zions Bancorp Bank of The West Ally Financial Citigroup City Nat Corp. Texas Capbancshares Mechanics Bank HSBC Bank USA NA CVB Financial Corp. Rabobank N.A. Lauritzen Corp. Umpqua Holding Corp. Comerica Tricobancshares CapGen. Cap Grp Ii Lp Community Bank Westamerica Bancorp SVB Fncl Grp. Sierra Bancorp 1867 Western Financial Corp. Stearns Bank N A Compass Bank First Bks GE Capital Financial Inc. First CA Fncl Grp. Wilshire Bancorp First Citizensbancshares

AR AR NC AR VA LA AR

CA NY NC MN CA VA UT CA MI NY CA TX CA IL CA CA NE OR TX CA NY CA CA CA CA CA MN AL

MO UT CA CA NC

15,595 15,248 15,036 15,012 10,718 10,069 10,025

5,374,561 1,004,624

457,035 360,261 323,707 155,614 100,850

94,423 92,448 63,163 56,684 51,646 35,321 35,130 33,100 28,682 26,536 25,194 24,650 23,354 22,530 21,759 21,014 19,366 14,973 14,509 14,449 14,385 13,662 13,535 12,455 12,324 11,331

609 515

1,284 440

2,948 232 309

216,966 100,992

37,754 31,893

9,537 39,095

3,117 2,921 2,702 2,146 1,089

10,479 906

1,462 513 482

2,164 493 366 539 360 476 343 767 280 261 351 531 288 342 204 187 262

67,322 74,380 41,816 84,460 12,065 69,730 45,649

7,772,862 1,345,786 1,636,199

991,996 943,996 194,120 717,712 617,145

99,729 187,707 638,081 100,484 139,986

70,315 350,120 221,906

33,638 205,006 430,554 124,879 248,789 252,587 205,953 108,145

94,451 139,491

21,066 25,894 87,761 36,227

133,068 158,146 157,607

780 739

1,357 636

2,953 398 416

225,876 101,911

40,790 33,384 11,351 39,242

4,628 4,117 2,715 2,553 2,476

10,663 1,148 1,549 1,295

963 2,191

947 1,240

816 934

1,022 855 927 526 571 390 568 505 405 499 509 586

51,727 59,132 26,780 69,448

1,347 59,661 35,624

2,398,301 341,162

1,179,164 631,735 620,289

38,506 616,862 522,722

7,281 124,544 581,397

48,838 104,665

35,185 317,020 193,224

7,102 179,812 405,904 101,525 226,259 230,828 184,939

88,779 79,478

124,982 6,617

11,509 74,099 22,692

120,613 145,822 146,276

171 224

73 196

5 166 107

8,910 919

3,036 1,491 1,814

1471,511 1,196

13 407

1,387 184 242

87 782 481

27 454 874 277 574 546 512 160 246 310

39 37

217 63

295 322 324

Page 72 of 111



Location







Cathay Gen Bancorp Western Alli Bancorp ExchanGE Bank

ColoradoWells Fargo & Co . JPMorgan Chase & Co . U S Bancorp Compass Bank Capital One Financial Corp. Firstbank Holding Corp. Zions Bancorp Ally Financial Cobiz Financial Pinnacle Bancorp Bank of America Corp. Lauritzen Corp. Bank of The West UMB Financial Corp. Texas Capbancshares First Citizensbancshares Alpine Bk of Co . Guaranty Bancrop

ConnecticutWells Fargo & Co . Bank of America Corp. JPMorgan Chase & Co . Webster Fncl Corp. TD Bank N.A. Ally Financial Capital One Financial Corp. U S Bancorp First Niagara Fncl Group Texas Capbancshares RBS Citizens N.A.

DelawarePNC Fncl Svc Group U S Bancorp Wells Fargo & Co . JPMorgan Chase & Co .

District of ColumbiaWells Fargo & Co .

CA AZ CA

CA NY MN AL VA CO UT MI CO NE NC NE CA MO TX NC CO CO

CA NC NY CT ME MI VA MN NY TX RI

PA MN CA NY

CA

10,522 10,243 10,216

775,430 160,239 138,523

36,879 34,772 32,925 31,554 24,373 22,540 21,972 19,695 17,518 17,376 16,791 16,232 15,407 14,758 11,909

146,036 98,241 74,350 62,398 46,397 22,935 22,439 19,981 16,176 12,663 11,147

50,942 33,111 28,274 12,208

30,729

209 169 188

34,023 15,560 13,423

1,159 7,615 2,706 1,378

707 397 645

1,746 665 657 471

3,398 395 438 239

5,012 4,346 7,240 1,267 1,103

720 4,265 1,711

388 1,853

705

1,231 2,271

974 1,161

981

233,883 126,571

88,960

1,263,946 281,858 322,831

56,364 40,486

187,969 184,280

25,093 276,534 120,988

90,822 100,151 140,472 126,482

22,678 197,975

66,621 105,867

207,064 302,024 125,875 269,623

92,146 25,552 28,497 22,797 73,285 22,429 88,334

130,132 39,242 46,353 13,438

51,588

645 460 413

35,536 15,867 13,891

1,211 7,631 3,161 1,788

708 1,024

934 1,919

883 958 734

3,417 882 594 491

5,253 4,998 7,358 1,882 1,264

724 4,287 1,722

532 1,891

868

1,469 2,297 1,027 1,164

1,038

223,361 116,328

78,744

488,516 121,619 184,308

19,485 5,714

155,044 152,726

720 253,994

99,016 71,127 82,633

123,096 109,691

6,446 182,568

51,863 93,958

61,028 203,783

51,525 207,225

45,749 2,617 6,058 2,816

57,109 9,766

77,187

79,190 6,131

18,079 1,230

20,859

436 291 225

1,513 307 468

52 16

455 410

1 627 289 173 218 301 263

19 487 156 252

241 652 118 615 161

4 22 11

144 38

163

238 26 53

3

57

Page 73 of 111



Location







Florida

Georgia

PNC Fncl Svc Group

Wells Fargo & Co . Regions Financial Corp. Bank of America Corp. JPMorgan Chase & Co . Capital One Financial Corp. Suntrust Bk PNC Fncl Svc Group Ally Financial U S Bancorp BB&T Corp. Compass Bank Synovus Financial Fifth Third Bancorp TD Bank N.A. Texas Capbancshares HSBC Bank USA NA Hancock Holding Corp. Totalbank Sabadell United Bank NA Citigroup Northern TR Corp. Capital City Bk Grp RBCBank Stearns Bank N A

Wells Fargo & Co . Synovus Financial Regions Financial Corp. Bank of America Corp. JPMorgan Chase & Co . BB&T Corp. Suntrust Bk U S Bancorp Ally Financial United Cmnty Bk Capital One Financial Corp. Ameris Bancorp State Bk Fncl Corp. Queensborough Co.

PA

CA AL NC NY VA GA PA MI MN NC AL GA OH ME TX IL

MS FL FL NY IL FL NC MN

CA GA AL NC NY NC GA MN MI GA VA GA GA GA

18,305

840,645 582,510 336,391 305,768

99,930 78,912 70,700 70,002 60,080 43,314 42,873 39,567 33,569 31,809 22,347 21,906 18,894 18,511 15,058 14,452 12,800 11,622 11,337 10,672

433,888 153,797 100,217

95,597 86,668 48,809 47,091 37,551 37,138 33,473 33,395 29,138 18,053 15,911

447

33,062 20,033 22,639 32,146 29,172

2,660 1,811 2,323 5,482

972 1,349

810 1,206 1,124 3,176 1,847

513 1,907

240 399 206 427 650 265

17,667 3,717 4,527 7,603 9,374

900 1,317 3,211 1,144 1,200

10,431 973 438 515

54,731

1,271,362 1,247,615

951,154 415,107 117,028 646,306 230,340

77,395 68,949

349,422 84,781

267,441 230,112 151,993

42,127 47,856

156,233 71,781 99,432 49,636

149,155 27,286 28,226 22,536

715,933 1,115,866

387,164 347,936 120,134 641,713 614,118

43,984 41,752

190,508 41,268

138,772 147,102

53,442

550

34,503 22,164 24,342 32,465 29,240

3,993 2,252 2,336 5,509 1,783 1,467 1,489 1,703 1,473 3,245 1,933

879 2,048

474 513 530 495 702 320

18,557 6,466 5,334 8,247 9,460 2,454 2,696 3,234 1,153 1,668

10,458 1,326

803 633

36,426

430,717 665,105 614,763 109,339

17,098 567,394 159,640

7,393 8,869

306,108 41,908

227,874 196,543 120,184

19,780 25,950

137,339 53,270 84,374 35,184

136,355 15,664 16,889 11,864

282,045 962,069 286,947 252,339

33,466 592,904 567,027

6,433 4,614

157,035 7,873

109,634 129,049

37,531

103

1,441 2,131 1,703

319 68

1,333 441

13 27

811 118 679 497 349

69 86

366 141 234 114 324

68 52 55

8902,749

807 644

861,554 1,379

23 9

468 27

353 365 118

Page 74 of 111



Location







Guam

Hawaii

Idaho

Illinois

Colony Bancorp Southeastern Bk Financial Corp. Texas Capbancshares SCBT Fncl Corp. Fidelity Southern Corp. First Citizens Bancorp

Bank of The West

Bank of The West Wells Fargo & Co . JPMorgan Chase & Co . Central Pacific Financial Corp. Bank of HI Corp. Bank of America Corp.

Wells Fargo & Co . U S Bancorp Zions Bancorp The Bank of Commerce JPMorgan Chase & Co. WTB Financial Corp. Bank of America Corp.

JPMorgan Chase & Co . U S Bancorp Wells Fargo & Co . PNC Fncl Svc Group Bank of America Corp. Wintrust Financial Corp. First Midwest Bancorp Capital One Financial Corp. Ally Financial American Chartered Bancorp Fifth Third Bancorp BMO Harris Bank N.A. Morton Community Bank First Mid-Ilbancshares Regions Financial Corp. First Busey Corp. MB Financial

GA GA TX SC GA SC

CA

CA CA NY HI HI NC

CA MN UT ID NY WA NC

NY MN CA PA NC IL IL

VA MI IL

OH IL IL IL AL IL IL

15,542 13,927 13,295 12,764 10,484 10,072

10,288

109,461 33,313 16,221 13,443 12,237 12,112

195,355 57,733 40,117 22,901 17,145 11,089 10,371

441,906 165,425 159,160 111,751

70,839 63,606 51,908 51,261 48,826 41,426 37,945 37,542 33,668 32,757 32,755 24,931 19,617

625 379

2,588 368 200 249

515

3,880 1,049 1,688

306 218

1,146

8,224 4,759 1,388

659 1,944

269 864

44,103 13,938

5,436 3,272 5,555 1,665 1,192

11,855 1,558

701 1,270 2,754 1,006 1,025 1,411

652 513

78,467 97,586 23,354 82,498

103,635 69,027

47,416

454,127 40,674 16,355 70,462

143,594 17,877

317,785 190,049 153,691

92,707 21,275 78,270 33,298

851,816 367,230 215,456 334,019 354,725 794,488 558,456

72,240 55,218

423,415 297,359 417,317 178,521 151,011

96,587 173,467 330,729

822 650

2,619 578 445 418

609

4,813 1,099 1,689

449 533

1,162

8,636 5,102 1,764

862 1,957

455 917

45,058 14,537

5,660 3,916 6,288 3,415 2,537

11,928 1,569 1,646 1,934 3,714 1,439 1,381 1,606 1,064 1,247

62,925 83,659 10,059 69,734 93,151 58,955

37,128

344,666 7,361

134 57,019

131,357 5,765

122,430 132,316 113,574

69,806 4,130

67,181 22,927

409,910 201,805

56,296 222,268 283,886 730,882 506,548

20,979 6,392

381,989 259,414 379,775 144,853 118,254

63,832 148,536 311,112

197 271

31 210 245 169

94

933 50

1 143 315

16

412 343 376 203

13 186

53

955 599 224 644 733

1,750 1,345

73 11

945 664 960 433 356 195 412 734

Page 75 of 111



Location







Indiana

Iowa

Texas Capbancshares Heartland Bancorp RBS Citizens N.A. Lauritzen Corp. West Suburban Bancorp Old Nat Bancorp Old Second Bancorp HSBC Bank USA NA Banc Ed Corp. Banterra Corp. United Cmnty Bancorp GE Capital Financial Inc. Midland States Bancorp

PNC Fncl Svc Group Wells Fargo & Co . JPMorgan Chase & Co . Old Nat Bancorp U S Bancorp 1St Source Corp. Regions Financial Corp. Huntingtonbancshares Star Fncl Grp GErman Amer Bancorp Fifth Third Bancorp Ally Financial First Financial Corp. Capital One Financial Corp. Bank of America Corp. Mainsource Fncl Grp Firstbancshares First Fncl Bancorp Lakeland Financial Corp.

Wells Fargo & Co . U S Bancorp Hills Bancorp JPMorgan Chase & Co . Midwestone Fncl Grp Ally Financial West Bancorp

TX IL RI NE IL IN IL IL IL IL IL

UT IL

PA CA NY IN

MN IN AL OH IN IN OH MI IN VA NC IN IN OH IN

CA MN IA NY IA MI IA

16,449 16,259 15,904 14,976 14,359 13,812 13,073 11,907 11,215 10,796 10,513 10,322 10,082

157,248 115,103 111,318

85,982 59,214 39,271 37,451 36,259 34,275 33,591 31,797 23,043 23,032 21,274 20,796 17,020 14,018 13,608 12,445

172,667 84,761 48,140 33,330 26,729 22,761 15,581

2,602 431 934 733 287 379 228

2,016 283 299 303 260 193

4,190 4,235

11,709 2,134 6,586

813 1,425 1,243

737 774 964 745 639

5,177 2,132

423 310 373 280

7,060 6,101 1,370 3,427

795 824 352

36,707 82,277 90,540 70,474

116,755 61,646

135,549 15,983 76,118 49,572 50,342 30,683 74,538

430,277 198,097 279,613 431,584

81,482 210,748 150,952 152,216 152,561 207,241 264,666

24,504 98,029 27,082 61,597 64,295 84,654

122,391 130,552

319,565 297,685 191,252

38,340 144,495

23,430 114,077

2,673 632

1,100 885 575 525 570

2,027 474 429 424 315 364

4,942 4,508

12,105 3,174 6,648 1,356 1,751 1,551 1,225 1,291 1,541

750 847

5,192 2,231

574 530 669 605

7,478 6,660 1,813 3,438 1,148

825 631

20,258 66,018 74,636 55,498

102,396 47,834

122,476 4,076

64,903 38,776 39,829 20,361 64,456

273,029 82,994

168,295 345,602

22,268 171,477 113,501 115,957 118,286 173,650 232,869

1,461 74,997

5,808 40,801 47,275 70,636

108,783 118,107

146,898 212,924 143,112

5,010 117,766

669 98,496

71 201 166 152 288 146 342

11 191 130 121

55 171

752 273 396

1,040 62

543 326 308 488 517 577

5 208

15 99

151 220 296 325

418 559 443

11 353

1 279

Page 76 of 111


Page 77 of 111

Micro Business Lending All Small Business Lending Macro Business Lending


Location(less than $100,000)

Amount (1,000) Number(less than $1 million) ($100,000-$1 million)

Amount (1,000) Number Amount (1,000) Number (1) (2) (3) (4) (5) (6)

Capital One Financial Corp. VA 15,266 3,306 15,608 3,307 342 1First Citizens Financial Corp. IA 15,042 589 45,071 680 30,029 91Bank of America Corp. NC 10,440 1,096 16,267 1,119 5,827 23

KansasWells Fargo & Co . CA 39,168 1,287 50,038 1,329 10,870 42JPMorgan Chase & Co . NY 30,581 3,311 33,844 3,319 3,263 8U S Bancorp MN 29,288 2,433 87,501 2,581 58,213 148Commercebancshares MO 24,959 709 141,762 1,037 116,803 328Intrust Financial Corp. KS 24,316 1,148 178,475 1,547 154,159 399Bank of America Corp. NC 20,325 1,671 58,696 1,772 38,371 101Emprise Financial Corp. KS 16,852 722 81,615 906 64,763 184UMB Financial Corp. MO 16,285 518 145,435 830 129,150 312Manhattan Bancorp KS 15,763 536 72,600 694 56,837 158Ally Financial MI 13,995 448 16,157 452 2,162 4Capital One Financial Corp. VA 13,495 2,766 14,213 2,767 718 1Central of KS KS 13,286 458 37,283 538 23,997 80Corefirst Bank & Trust KS 11,601 385 62,160 538 50,559 153

KentuckyPNC Fncl Svc Group PA 132,930 3,431 369,337 4,098 236,407 667U S Bancorp MN 62,901 5,246 200,443 5,612 137,542 366JPMorgan Chase & Co . NY 50,883 5,118 142,778 5,329 91,895 211Wells Fargo & Co . CA 35,230 1,122 40,650 1,155 5,420 33BB&T Corp. NC 28,328 567 218,253 1,067 189,925 500Centralbancshares KY 27,106 688 141,253 1,041 114,147 353Whitaker Bancorp KY 21,085 919 68,111 1,090 47,026 171Fifth Third Bancorp OH 20,204 647 158,481 1,035 138,277 388Community TR Bancorp KY 19,789 570 78,278 769 58,489 199Old Nat Bancorp IN 17,170 444 87,196 660 70,026 216Huntingtonbancshares OH 16,021 561 47,745 641 31,724 80Bank of KY Fncl Corp. KY 14,754 304 105,414 545 90,660 241Ally Financial MI 13,132 394 15,345 398 2,213 4Republic Bancorp KY 12,522 233 96,705 464 84,183 231Capital One Financial Corp. VA 11,037 3,013 12,725 3,020 1,688 7

LouisianaRegions Financial Corp. AL 119,418 4,532 332,532 5,158 213,114 626JPMorgan Chase & Co . NY 119,385 10,106 397,850 10,747 278,465 641Hancock Holding Corp. MS 105,771 2,458 796,248 4,363 690,477 1,905 Capital One Financial Corp. VA 92,757 8,334 325,522 8,930 232,765 596Iberiabank Corp. LA 43,208 891 330,980 1,699 287,772 808Wells Fargo & Co . CA 42,255 1,395 51,822 1,451 9,567 56Ally Financial MI 41,148 1,307 43,557 1,311 2,409 4



Location







Maine

Maryland

Massachusetts

Community TR Financial Corp. Midsouth Bancorp Texas Capbancshares Red Riverbancshares Bancorpsouth Bank of America Corp.

TD Bank N.A. Camden Nat Corp. Bangor Bancorp MHC Wells Fargo & Co . Bank of America Corp. Machias Bancorp MHC Norway Bancorp MHC U S Bancorp JPMorgan Chase & Co .

Wells Fargo & Co . PNC Fncl Svc Group Bank of America Corp. JPMorgan Chase & Co . M&T Bk Corp. Capital One Financial Corp. U S Bancorp BB&T Corp. Suntrust Bk Ally Financial Hsb Bancorp Susquehannabancshares Sandy Spring Bancorp

Bank of America Corp. Wells Fargo & Co . TD Bank N.A. JPMorgan Chase & Co . RBS Citizens N.A. Capital One Financial Corp. Eastern Bk Corp. Ally Financial Texas Capbancshares U S Bancorp

LA LA TX LA MS NC

ME ME ME CA NC ME ME MN NY

CA PA NC NY NY VA MN NC GA MI MD PA MD

NC CA ME NY RI VA MA MI TX

MN

34,969 25,858 23,754 23,207 17,897 16,656

47,294 42,078 30,284 22,860 18,036 17,156 14,823 14,661 14,516

189,973 153,008

81,635 73,425 48,599 45,319 39,631 31,142 30,105 24,885 16,873 13,622 10,119

138,001 119,951

93,518 86,013 46,180 40,436 38,259 33,930 29,872 27,347

996 768

3,504 579 488

1,727

1,290 1,090 1,017

749 1,127

554 335

1,687 1,584

6,047 3,853 6,000 7,265 1,029 6,830 3,116

578 954 734 370 283 197

7,834 3,793 2,348 8,735 2,765 7,264

805 1,060 6,449 2,400

197,106 124,201

41,258 114,305

76,676 40,098

108,759 142,389 169,525

28,411 42,007 59,794 68,725 15,116 15,806

291,910 611,370 272,767

81,458 214,499

85,032 46,969

348,707 179,278

24,885 64,970

114,418 147,818

436,466 149,479 235,737

93,708 220,274

52,382 303,890

37,625 43,766 33,460

1,490 1,043 3,559

871 682

1,788

1,479 1,434 1,384

779 1,219

697 504

1,690 1,590

6,411 5,074 6,526 7,288 1,534 6,942 3,141 1,355 1,266

734 530 552 550

8,672 3,945 2,773 8,755 3,186 7,312 1,474 1,066 6,502 2,420

162,137 98,343 17,504 91,098 58,779 23,442

61,465 100,311 139,241

5,551 23,971 42,638 53,902

455 1,290

101,937 458,362 191,132

8,033 165,900

39,713 7,338

317,565 149,173

- 48,097

100,796 137,699

298,465 29,528

142,219 7,695

174,094 11,946

265,631 3,695

13,894 6,113

494 275

55 292 194

61

189 344 367

30 92

143 169

3 6

3641,221

526 23

505 112

25 777 312-

160 269 353

838 152 425

20 421

48 669

6 53 20

Page 78 of 111



Location







Michigan

Minnesota

Mississippi

Independent Bancorp Enterprise Bancorp South Shore Bancorp MHC

PNC Fncl Svc Group JPMorgan Chase & Co . Wells Fargo & Co . Comerica Fifth Third Bancorp U S Bancorp Chemical Financial Corp. Huntington Bancshares Bank of America Corp. Citizens Republic Bancorp Capital One Financial Corp. Ally Financial Macatawa Bancorp Talmer Bancorp Independent Bk Corp. Mercantile Bk Corp. Isabella Bancorp MBT Financial Corp. Firstbank Corp. RBS Citizens N.A.

Wells Fargo & Co . U S Bancorp JPMorgan Chase & Co . Otto Bremer Foundation Ally Financial Capital One Financial Corp. Anchor Bancorp Klein Financial Bank of America Corp. Statebancshares Voyager FS Corp. Associated Banc Corp.

Regions Financial Corp. Trustmark Corp. Bancorpsouth

MA MA MA

PA NY CA TX OH MN MI OH NC MI VA MI MI MI MI MI MI MI MI RI

CA MN NY MN MI VA MN MN NC ND MN WI

AL MS MS

20,689 15,098 10,145

264,350 191,255 134,573 107,912

99,538 94,912 93,961 78,378 68,713 37,781 37,016 35,923 27,994 27,547 26,110 22,051 18,049 17,340 12,711 11,921

687,010 234,368

61,773 53,451 30,882 26,848 24,954 21,152 14,025 12,887 10,711 10,318

99,719 85,865 47,602

527 335 193

6,754 19,897

4,574 1,817 2,769

11,082 2,192 2,422 4,712

760 10,485

1,141 520 502 571 457 509 429 298 854

31,183 21,843

5,838 1,142 1,052 5,444

525 561

1,444 371 205 211

3,516 2,247 1,716

169,813 89,416 32,957

839,099 562,653 176,908

1,140,277 894,932 100,795 569,871 460,108 427,161 332,811

41,547 46,817

213,448 361,411 145,985 263,554

88,914 95,276 64,110 56,155

1,083,838 605,264

69,480 498,123

33,325 36,022

218,569 128,072

58,472 73,526 59,659

125,715

246,505 351,188 187,329

939 546 260

8,374 20,799

4,758 4,347 4,866

11,112 3,615 3,429 5,604 1,549

10,500 1,158 1,080 1,438

951 1,054

709 662 463 962

32,400 22,743

5,857 2,287 1,057 5,469 1,012

870 1,542

561 360 502

3,950 3,043 2,179

149,124 74,318 22,812

574,749 371,398

42,335 1,032,365

795,394 5,883

475,910 381,730 358,448 295,030

4,531 10,894

185,454 333,864 119,875 241,503

70,865 77,936 51,399 44,234

396,828 370,896

7,707 444,672

2,443 9,174

193,615 106,920

44,447 60,639 48,948

115,397

146,786 265,323 139,727

412 211

67

1,620 902 184

2,530 2,097

301,423 1,007

892 789

15 17

560 936 380 597 200 233 165 108

1,217 900

191,145

5 25

487 309

98 190 155 291

434 796 463

Page 79 of 111



Location







Missouri

Montana

Nebraska

Bancplus Corp. Wells Fargo & Co . Hancock Holding Corp. Renasant Corp. First M&F Corp. JPMorgan Chase & Co . State Bank And Trust CompanyCitizens Corp. Ally Financial Citizens Nat Banc Corp.

U S Bancorp Central Bancompany Commercebancshares Wells Fargo & Co . JPMorgan Chase & Co . Bank of America Corp. Regions Financial Corp. PNC Fncl Svc Group Ally Financial Capital One Financial Corp. Hawthornbancshares UMB Financial Corp. Arvest Bk Grp. Texas Cap Bancshares Great Southern Bancorp

Wells Fargo & Co . First Intrst Bancsystem Glacier Bancorp Stockman Financial Corp. U S Bancorp JPMorgan Chase & Co . Ally Financial

Wells Fargo & Co . Lauritzen Corp. U S Bancorp Pinnacle Bancorp JPMorgan Chase & Co . Farmers & Mrch Inv

MS CA MS MS MS NY MS MS MI MS

MN MO MO CA NY NC AL PA MI VA MO MO AR TX

MO

CA MT MT MT MN NY MI

CA NE MN NE NY NE

28,551 27,503 27,088 25,600 24,295 16,717 14,948 13,539 13,113 12,985

145,309 124,244

73,374 71,793 61,307 49,112 35,192 32,292 24,891 21,486 19,913 19,187 15,696 14,320 13,001

87,764 43,664 34,321 31,591 29,847 15,137 10,602

116,732 47,938 47,123 44,695 26,123 20,904

1,425 923 743 725 775

1,885 564 648 419 393

11,929 4,063 2,218 2,420 6,444 3,953 1,453

895 841

5,486 558 670 494

2,088 323

3,914 1,676 1,041

896 2,375 1,460

329

4,932 1,646 3,688 1,734 2,458

503

83,788 35,627

143,075 112,611

78,658 20,953 44,620 49,475 14,238 66,321

409,663 688,740 477,207

84,897 65,900

153,415 123,992 114,702

30,446 28,318 90,198

214,345 101,507

24,962 127,920

151,406 158,391 139,546 144,574

76,193 16,765 11,729

208,002 233,249 114,059 141,047

26,823 132,752

1,616 958

1,089 1,019

972 1,895

678 761 421 564

12,648 5,709 3,337 2,490 6,460 4,227 1,705 1,121

849 5,507

804 1,154

732 2,129

615

4,112 2,026 1,358 1,242 2,509 1,467

332

5,187 2,195 3,866 2,057 2,460

801

55,237 8,124

115,987 87,011 54,363

4,236 29,672 35,936

1,125 53,336

264,354 564,496 403,833

13,104 4,593

104,303 88,800 82,410

5,555 6,832

70,285 195,158

85,811 10,642

114,919

63,642 114,727 105,225 112,983

46,346 1,628 1,127

91,270 185,311

66,936 96,352

700 111,848

191 35

346 294 197

10 114 113

2 171

7191,646 1,119

70 16

274 252 226

8 21

246 484 238

41 292

198 350 317 346 134

7 3

255 549 178 323

2 298

Page 80 of 111



Location







Nevada

New Hampshire

New Jersey

New Mexico

New York

Ally Financial

Wells Fargo & Co . Zions Bancorp Bank of America Corp. U S Bancorp JPMorgan Chase & Co . Western Alli Bancorp

TD Bank N.A. Wells Fargo & Co . JPMorgan Chase & Co . Bank of America Corp. RBS Citizens N.A. Ally Financial

PNC Fncl Svc Group Wells Fargo & Co . JPMorgan Chase & Co . Bank of America Corp. TD Bank N.A. Capital One Financial Corp. Texas Capbancshares Valley Nat Bancorp U S Bancorp Ally Financial HSBC Bank USA NA Fulton Fncl Corp. Lakeland Bancorp Sun Bancorp NJ New York Cmnty Bancorp

Wells Fargo & Co . U S Bancorp JPMorgan Chase & Co . Bank of America Corp. Compass Bank

JPMorgan Chase & Co . HSBC Bank USA NA Capital One Financial Corp.

MI

CA UT NC MN NY AZ

ME CA NY NC RI MI

PA CA NY NC ME VA TX NJ

MN MI IL PA NJ NJ NY

CA MN NY NC AL

NY IL

VA

17,298

268,069 70,818 42,145 33,814 33,011 18,518

60,325 31,967 22,566 20,890 16,190 10,519

473,377 460,781 260,541 179,688 112,230

86,635 71,445 59,782 40,523 39,574 24,536 15,699 14,823 13,526 12,340

189,714 23,509 20,891 19,976 13,936

888,928 554,737 404,658

612

12,918 2,213 2,582 3,094 3,518

363

1,630 954

2,270 1,270 1,138

339

9,816 15,976 24,750 10,182

3,361 11,556

8,447 1,544 3,365 1,191

814 330 267 242

1,719

7,829 973

2,327 1,268

429

83,969 15,468 26,618

19,342

384,875 242,225 113,787

78,967 38,868

177,246

133,237 38,423 25,915 69,937 58,767 11,169

1,055,292 701,306 418,594 577,977 314,858 201,226 110,082 372,143

46,874 41,304 74,004

133,495 122,459 135,238

23,600

319,176 83,604 22,709 59,899 22,966

1,682,466 1,285,395 1,132,687

615

13,308 2,680 2,785 3,203 3,537

781

1,892 995

2,283 1,396 1,246

341

11,381 16,743 25,118 11,291

3,974 11,889

8,595 2,307 3,387 1,194

942 664 545 541

1,751

8,260 1,160 2,332 1,379

458

85,824 17,630 28,572

2,044

116,806 171,407

71,642 45,153

5,857 158,728

72,912 6,456 3,349

49,047 42,577

650

581,915 240,525 158,053 398,289 202,628 114,591

38,637 312,361

6,351 1,730

49,468 117,796 107,636 121,712

11,260

129,462 60,095

1,818 39,923

9,030

793,538 730,658 728,029

3

390 467 203 109

19 418

262 41 13

126 108

2

1,565 767 368

1,109 613 333 148 763

22 3

128 334 278 299

32

431 187

5 111

29

1,855 2,162 1,954

Page 81 of 111



Location







North Carolina

Wells Fargo & Co . Bank of America Corp. Texas Capbancshares U S Bancorp M&T Bk Corp. TD Bank N.A. Citigroup First Niagara Fncl Group Ally Financial Financial Inst Community Bk Sys Tompkins Fncl Corp. NBT Bancorp Signature Bank Canandaigua Nat Corp. RBS Citizens N.A. Keycorp New York Cmnty Bancorp Arrow Financial Corp. GE Capital Financial Inc. Watertown Savings Bank PNC Fncl Svc Group Alliance Financial Corp.

Wells Fargo & Co . BB&T Corp. First Citizens Bancshares Bank of America Corp. JPMorgan Chase & Co . Ally Financial Southern Bancshares NC First Bancorp RBC Bank U S Bancorp Capital One Financial Corp. Suntrust Bk Fidelity Banchares NC Yadkin Valley Financial Corp. Newbridge Bancorp Fifth Third Bancorp Four Oaks Fincorp

CA NC TX

MN NY ME NY NY MI NY NY NY NY NY NY RI

OH NY NY UT NY PA NY

CA NC NC NC NY MI NC NC NC MN VA GA NC NC NC OH NC

347,105 249,950 173,588 104,066 101,968

87,581 81,982 74,893 67,825 49,745 47,214 41,669 38,873 31,605 22,132 22,118 20,795 18,320 12,578 11,741 11,535 10,587 10,011

451,343 232,009 205,284

75,070 66,115 49,125 36,245 35,297 33,317 32,557 30,880 30,179 28,205 22,061 20,718 16,626 14,140

11,289 13,026 16,323

9,643 2,204 2,777 3,017 2,166 2,030 1,340 1,253 1,097 1,040

687 775

1,694 966

1,733 322 329 279 238 239

16,582 4,799 7,389 6,061 7,325 1,557 1,080 1,280 1,589 2,773 7,679

957 719 550 473 551 469

448,088 744,069 296,343 117,709 651,342 202,122 238,371 526,711

72,791 180,353 179,771 190,823 188,465 153,832

88,442 93,732

164,296 139,413

54,654 25,506 43,091 58,058 73,286

879,120 1,769,486 1,060,819

260,860 78,402 57,758

163,331 113,905 170,810

38,506 36,116

224,077 230,425

83,293 148,404 103,141

49,429

11,791 14,376 16,834

9,690 3,752 3,150 3,492 3,350 2,040 1,693 1,676 1,534 1,521 1,030

945 1,857 1,335 2,010

451 383 368 343 407

17,861 9,066 9,800 6,529 7,361 1,570 1,460 1,546 1,974 2,793 7,688 1,445 1,333

769 836 766 604

100,983 494,119 122,755

13,643 549,374 114,541 156,389 451,818

4,966 130,608 132,557 149,154 149,592 122,227

66,310 71,614

143,501 121,093

42,076 13,765 31,556 47,471 63,275

427,777 1,537,477

855,535 185,790

12,287 8,633

127,086 78,608

137,493 5,949 5,236

193,898 202,220

61,232 127,686

86,515 35,289

5021,350

511 47

1,548 373 475

1,184 10

353 423 437 481 343 170 163 369 277 129

54 89

105 168

1,279 4,267 2,411

468 36 13

380 266 385

20 9

488 614 219 363 215 135

Page 82 of 111



Location







North Dakota

Ohio

Oklahoma

Oregon

BNCBancorp Southern Cmnty Financial Corp. FNB United Corp.

Wells Fargo & Co . U S Bancorp Statebancshares Otto Bremer Foundation Dacotah Bks Alerus Financial Corp.

PNC Fncl Svc Group Huntingtonbancshares JPMorgan Chase & Co . U S Bancorp Wells Fargo & Co . Park Nat Corp. Fifth Third Bancorp Ally Financial Bank of America Corp. Capital One Financial Corp. Keycorp Firstmerit Corp. First Fncl Bancorp RBS Citizens N.A. GE Capital Financial Inc.

Bancfirst Corp. Arvest Bk Grp JPMorgan Chase & Co . Wells Fargo & Co . Ally Financial RCB Holding Corp. Bank of America Corp. Durant Bancorp U S Bancorp Central Bancompany Capital One Financial Corp. BOK Financial Corp.

Wells Fargo & Co .

NC NC NC

CA MN ND MN SD ND

PA OH NY MN CA OH OH MI NC VA OH OH OH RI UT

OK AR NY CA MI OK NC OK MN MO VA OK

CA

10,807 10,528 10,447

58,020 35,106 21,285 19,864 15,397 10,845

542,100 259,964 220,139 193,061 119,956

92,792 90,165 44,791 36,828 36,012 30,267 28,357 20,937 15,955 10,417

86,854 72,534 55,310 45,396 24,575 20,782 20,133 19,079 18,976 15,946 15,514 12,831

386,317

310 287 216

2,112 3,503

492 465 533 239

13,749 7,652

20,965 18,094

3,862 2,287 2,842 1,360 3,689 9,358

998 1,085

525 1,237

280

3,066 2,787 5,663 1,561

772 663

1,692 807

1,645 373

3,755 245

15,313

92,787 46,462 58,779

130,734 64,854

153,265 171,495

58,118 69,078

1,824,000 1,206,301

587,017 426,440 145,137 482,562 907,371

50,084 94,760 41,609

279,731 257,352 180,858

59,821 26,595

372,518 299,163

85,691 52,600 27,268 94,652 51,446 59,431 22,237 73,596 18,584

161,924

600,271

529 403 371

2,305 3,577

845 858 678 405

17,435 10,270 21,878 18,730

3,998 3,397 4,916 1,370 3,839 9,371 1,604 1,704

964 1,371

340

3,889 3,440 5,735 1,605

776 891

1,766 945

1,652 552

3,763 592

16,095

81,980 35,934 48,332

72,714 29,748

131,980 151,631

42,721 58,233

1,281,900 946,337 366,878 233,379

25,181 389,770 817,206

5,293 57,932

5,597 249,464 228,995 159,921

43,866 16,178

285,664 226,629

30,381 7,204 2,693

73,870 31,313 40,352

3,261 57,650

3,070 149,093

213,954

219 116 155

193 74

353 393 145 166

3,686 2,618

913 636 136

1,110 2,074

10 150

13 606 619 439 134

60

823 653

72 44

4 228

74 138

7 179

8 347

782

Page 83 of 111



Location







Pennsylvania

U S Bancorp JPMorgan Chase & Co . Bank of America Corp. Umpqua Holding Corp. Capital One Financial Corp. Pacific Continental Corp. West Coast Bancorp Texas Capbancshares Columbia Bkg Sys Sterling Financial Corp. Bank of The West Ally Financial Keycorp

PNC Fncl Svc Group Wells Fargo & Co . JPMorgan Chase & Co . U S Bancorp FNB Corp. Bank of America Corp. Ally Financial RBS Citizens N.A. M&T Bk Corp. First Niagara Fncl Group Capital One Financial Corp. Susquehannabancshares S&T Bancorp Huntingtonbancshares National Pennbancshares TD Bank N.A. Northwest Bancshares Inc. Texas Capbancshares Fulton Fncl Corp. CNB Fncl Corp. First Commonwealth Fncl CorpUnivest Corp. of PA Community Bk Sys GE Capital Financial Inc. QNB Corp. Firstrust Bank 1St Summit Bc of Johnstown

MN NY NC OR VA OR OR TX

WA WA CA MI OH

PA CA NY MN PA NC MI RI NY NY VA PA PA OH PA ME PA TX PA PA PA PA NY UT PA PA PA

168,992 68,343 46,345 35,142 17,832 17,446 15,205 14,749 14,251 12,391 11,247 11,235 11,051

839,637 396,081 136,593 112,003

76,811 71,850 68,236 64,573 61,002 57,349 54,912 53,314 46,802 44,626 41,873 35,374 29,234 28,928 27,341 27,153 23,457 21,662 14,893 13,216 13,104 11,828 10,396

15,523 7,129 3,956

717 4,331

314 326

4,633 272 299 411 340 424

20,482 13,645 14,419 10,501

1,780 6,098 2,173 3,485 1,257 1,763

11,225 1,245 1,374 1,476

802 1,153

726 3,177

588 557 590 542 358 384 294 200 295

440,793 91,047

131,497 273,312

20,407 105,987 196,221

18,014 91,097

103,014 81,966 12,315

123,088

2,092,006 694,897 151,919 127,186 632,234 177,736

74,801 257,816 340,064 232,523

70,627 294,655 175,485 125,785 403,118 114,466 128,508

59,235 247,413 119,525 104,307

91,082 78,827 25,703 54,083

133,059 57,154

16,193 7,192 4,178 1,354 4,338

556 783

4,646 487 535 564 342 693

23,979 14,513 14,468 10,576

3,361 6,398 2,183 3,990 1,997 2,278

11,272 1,914 1,814 1,704 1,751 1,399 1,072 3,302 1,194

885 878 747 539 432 426 493 448

271,801 22,704 85,152

238,170 2,575

88,541 181,016

3,265 76,846 90,623 70,719

1,080 112,037

1,252,369 298,816

15,326 15,183

555,423 105,886

6,565 193,243 279,062 175,174

15,715 241,341 128,683

81,159 361,245

79,092 99,274 30,307

220,072 92,372 80,850 69,420 63,934 12,487 40,979

121,231 46,758

670 63

222 637

7 242 457

13 215 236 153

2 269

3,497 868

49 75

1,581 300

10 505 740 515

47 669 440 228 949 246 346 125 606 328 288 205 181

48 132 293 153

Page 84 of 111



Location







Puerto Rico

Rhode Island

South Carolina

South Dakota

Tennessee

Popular Compass Bank Banco Santander De Puerto RIFirst Bancorp

Bank Rhode Island Bank of America Corp. Wells Fargo & Co . RBS Citizens N.A. JPMorgan Chase & Co .

Wells Fargo & Co . First Citizens Bancorp SCBT Fncl Corp. BB&T Corp. Bank of America Corp. Synovus Financial JPMorgan Chase & Co . U S Bancorp TD Bank N.A. Regions Financial Corp. Ally Financial CNB Corp. Capital One Financial Corp.

Wells Fargo & Co . Dacotah Bks U S Bancorp First Intrst Bancsystem Minnehahabancshares

Regions Financial Corp. First Horizon Nat Corp. Wells Fargo & Co . Pinnacle Fncl Ptnr U S Bancorp JPMorgan Chase & Co . First South Bancorp Bank of America Corp. First Citizensbancshares

PR AL PR PR

RI NC CA RI NY

CA SC SC NC NC GA NY MN ME AL MI SC VA

CA SD MN MT SD

AL TN CA TN MN NY TN NC TN

325,777 32,004 18,793 10,023

27,010 26,214 21,049 17,226 13,719

168,489 69,281 54,484 52,339 41,493 39,828 25,896 24,914 20,439 18,118 16,555 15,832 14,178

107,280 34,053 29,205 15,846 15,233

297,826 78,028 69,788 55,646 50,215 41,173 36,934 34,803 20,496

9,719 798 491 239

529 1,117

653 1,143 1,419

6,117 1,885 1,325 1,178 2,993

905 2,944 2,286

579 816 551 651

3,459

4,328 1,166 2,122

573 379

10,296 1,553 2,302 1,107 4,597 4,752 1,648 3,122

680

855,875 128,983

93,125 84,194

119,898 125,664

24,801 78,133 14,819

359,392 301,519 329,389 425,916 152,842 251,531

37,772 28,848

140,482 85,645 18,123 38,231 19,546

255,871 148,676 147,043

50,378 109,639

686,502 559,752 102,788 535,088 105,477

46,139 147,904

91,965 73,949

11,356 1,115

743 438

806 1,377

680 1,280 1,423

6,652 2,648 2,158 2,223 3,296 1,517 2,974 2,307

905 995 554 745

3,473

4,730 1,526 2,413

681 623

11,393 2,883 2,417 2,357 4,752 4,763 1,996 3,278

861

530,098 96,979 74,332 74,171

92,888 99,450

3,752 60,907

1,100

190,903 232,238 274,905 373,577 111,349 211,703

11,876 3,934

120,043 67,527

1,568 22,399

5,368

148,591 114,623 117,838

34,532 94,406

388,676 481,724

33,000 479,442

55,262 4,966

110,970 57,162 53,453

1,637 317 252 199

277 260

27 137

4

535 763 833

1,045 303 612

30 21

326 179

3 94 14

402 360 291 108 244

1,097 1,330

1151,250

155 11

348 156 181

Page 85 of 111



Location







Texas

Capital One Financial Corp. Suntrust Bk Ally Financial BB&T Corp. Renasant Corp. Bancorpsouth Community Firstbancshares First Scty Grp.

Wells Fargo & Co . JPMorgan Chase & Co . Compass Bank Bank of America Corp. Capital One Financial Corp. Ally Financial Amarillo Nat Bancorp Texas Capital Bancshares Cullen/Frost Bkr Zions Bancorp Prosperitybancshares U S Bancorp American St Fncl Corp. Regions Financial Corp. International Bshrs Corp. Happybancshares Comerica MOW/RPW Ii Overton Financial Corp. Southsidebancshares ANB Holding Corp. City Bank CBFH Central Cmnty Corp. Weststar BHC Security Holding Corp. Legacy Texas Grp. Bancorpsouth Broadway Bancshares Plains Bancorp American Bk Holding Corp. Jefferson Bancshares

VA GA MI NC MS MS TN TN

CA NY AL NC VA MI TX TX TX UT TX

MN TX AL TX TX TX TX TX TX TX TX TX TX TX TX TX MS TX TX TX TX

19,329 17,453 16,649 13,873 13,117 11,732 10,989 10,349

1,376,667 651,645 282,823 226,640 131,555 125,836 105,142 105,080

90,999 80,586 72,894 67,470 50,996 50,694 49,459 43,198 40,600 37,627 33,280 32,151 30,663 30,610 26,001 23,780 21,120 21,078 19,828 19,282 18,809 18,494 18,193 17,777

4,710 539 533 258 415 385 395 257

56,646 62,866

8,560 16,100 27,538

3,869 3,669

13,636 1,736 2,090 2,178 5,827 2,070 1,995 1,544 1,267

683 878 785 878 668 953 723 807 411 864 403 556 445 591 434 478

21,084 266,688

20,133 149,105

71,124 53,271 48,489 63,545

2,318,298 1,260,895

552,959 676,860 304,032 139,072 244,815 402,212

1,017,693 542,655 368,804

86,168 209,414 198,976 225,636 176,259 320,390 178,220 173,209 123,638 155,422 152,635 108,454 114,886 132,568

65,462 155,033

83,854 115,391

72,439 70,931 85,471

4,716 1,108

538 602 598 508 510 423

59,695 64,379

9,376 17,266 27,989

3,892 4,150

14,408 4,047 3,227 3,059 5,889 2,484 2,391 2,100 1,721 1,407 1,277 1,197 1,139 1,033 1,297

969 1,055

724 998 750 770 709 750 594 673

1,755 249,235

3,484 135,232

58,007 41,539 37,500 53,196

941,631 609,250 270,136 450,220 172,477

13,236 139,673 297,132 926,694 462,069 295,910

18,698 158,418 148,282 176,177 133,061 279,790 140,593 139,929

91,487 124,759 122,025

82,453 91,106

111,448 44,384

135,205 64,572 96,582 53,945 52,738 67,694

6 569

5 344 183 123 115 166

3,049 1,513

8161,166

451 23

481 772

2,311 1,137

881 62

414 396 556 454 724 399 412 261 365 344 246 248 313 134 347 214 264 159 160 195

Page 86 of 111



Location







Utah

Vermont

Virginia

Washington

North Amerbancshares GE Capital Financial Inc. Stearns Bank N A Trustmark Corp. Henderson Citizens Bancshares Alliance Bancshares BOK Financial Corp.

Wells Fargo & Co . Zions Bancorp JPMorgan Chase & Co . U S Bancorp Texas Capbancshares Ally Financial Capital One Financial Corp.

TD Bank N.A. Wells Fargo & Co . JPMorgan Chase & Co . Merchantsbancshares

Wells Fargo & Co . BB&T Corp. Bank of America Corp. JPMorgan Chase & Co . Suntrust Bk PNC Fncl Svc Group Capital One Financial Corp. U S Bancorp First Citizensbancshares Ally Financial Union First Mkt Bshrs Corp. Townebank Stellarone Corp. Eastern Vabancshares Burke & Herbert Bank And TrustUnitedbancshares Southern Bshrs NC

Wells Fargo & Co . U S Bancorp

TX UT MN MS TX TX OK

CA UT NY MN TX MI VA

ME CA NY VT

CA NC NC NY GA PA VA MN NC MI VA VA VA VA VA WV NC

CA MN

17,155 16,295 14,203 11,940 10,640 10,416 10,330

323,588 192,247

54,313 31,508 16,261 12,622 10,508

17,966 16,353 11,329 10,250

389,091 106,861

77,938 72,010 48,758 47,338 43,965 38,651 32,898 27,897 23,414 22,354 20,961 13,257 12,579 11,988 10,669

438,876 176,141

507 407 352 230 373 804 194

13,886 6,552 5,203 2,709 2,562

345 2,614

489 554

1,139 244

13,959 1,985 5,829 7,487 1,420 1,107 7,538 3,524

972 843 655 539 423 309 305 292 247

18,384 14,893

94,643 36,613 23,382 84,674 36,284 15,033

148,557

497,420 593,194 148,613

97,488 20,332 12,797 14,444

53,939 19,411 12,049 68,725

672,476 1,051,449

289,706 82,965

527,824 201,038

94,055 40,975

180,365 29,541

162,738 155,979 155,420

57,685 86,374

107,494 148,132

724,392 604,047

710 476 403 413 458 826 517

14,458 7,705 5,424 2,882 2,580

346 2,624

578 575

1,143 411

14,841 4,457 6,359 7,513 2,514 1,526 7,668 3,536 1,392

847 1,031

918 800 447 514 538 622

19,261 15,903

77,488 20,318

9,179 72,734 25,644

4,617 138,227

173,832 400,947

94,300 65,980

4,071 175

3,936

35,973 3,058

720 58,475

283,385 944,588 211,768

10,955 479,066 153,700

50,090 2,324

147,467 1,644

139,324 133,625 134,459

44,428 73,795 95,506

137,463

285,516 427,906

203 69 51

183 85 22

323

5721,153

221 173

18 1

10

89 21

4 167

8822,472

530 26

1,094 419 130

12 420

4 376 379 377 138 209 246 375

8771,010

Page 87 of 111


Page 88 of 111






Bank of America Corp. NC 149,063 10,770 379,959 11,360 230,896 590JPMorgan Chase & Co . NY 114,314 11,781 163,129 11,906 48,815 125WTB Financial Corp. WA 36,941 856 327,612 1,601 290,671 745Banner Corp. WA 34,670 969 285,370 1,649 250,700 680Columbia Bkg Sys WA 27,863 577 268,126 1,193 240,263 616Capital One Financial Corp. VA 25,615 5,877 29,578 5,887 3,963 10Washington Bkg Co . WA 20,142 433 125,608 737 105,466 304Lauritzen Corp. NE 19,114 1,300 22,219 1,317 3,105 17Ally Financial MI 17,492 516 17,692 517 200 1Texas Capbancshares TX 16,416 4,336 18,833 4,349 2,417 13Sterling Financial Corp. WA 15,290 353 132,589 684 117,299 331Keycorp OH 14,768 509 192,990 899 178,222 390Olympic Bancorp WA 12,349 269 67,113 431 54,764 162SKBHC Holds Llc AZ 10,682 231 69,107 381 58,425 150

West VirginiaUnitedbancshares WV 38,660 905 191,178 1,359 152,518 454BB&T Corp. NC 33,644 722 224,746 1,269 191,102 547JPMorgan Chase & Co . NY 17,166 1,620 64,195 1,723 47,029 103Wells Fargo & Co . CA 13,229 457 14,733 469 1,504 12First Cmntybancshares VA 13,141 360 46,475 487 33,334 127Huntingtonbancshares OH 12,348 375 72,832 538 60,484 163City Holding Corp. WV 11,360 246 58,383 389 47,023 143Ally Financial MI 11,198 344 12,095 346 897 2

WisconsinU S Bancorp MN 197,087 19,023 551,146 20,006 354,059 983Wells Fargo & Co . CA 144,685 5,770 241,807 6,085 97,122 315JPMorgan Chase & Co . NY 87,966 9,030 215,402 9,348 127,436 318Associated Banc Corp. WI 42,853 896 483,724 2,029 440,871 1,133 River Valley Bancorp WI 28,386 689 187,411 1,178 159,025 489Johnson Fncl Grp. WI 27,663 510 351,352 1,359 323,689 849NEB Corp. WI 26,519 744 122,319 1,040 95,800 296Capital One Financial Corp. VA 26,413 5,996 29,105 6,004 2,692 8Waupaca Bancorp WI 25,503 1,039 104,594 1,305 79,091 266Ally Financial MI 24,860 801 28,603 809 3,743 8Baylake Corp. WI 16,167 337 130,700 687 114,533 350TRI City Bshrs Corp. WI 14,609 328 128,112 668 113,503 340Bank of America Corp. NC 13,303 1,550 31,268 1,594 17,965 44Oconomowocbancshares WI 11,549 255 127,047 553 115,498 298PNC Fncl Svc Group PA 11,397 332 57,701 455 46,304 123Talmer Bancorp MI 10,847 262 58,186 421 47,339 159Otto Bremer Foundation MN 10,254 240 56,228 388 45,974 148







WyomingWells Fargo & Co . CA 57,061 2,309 124,493 2,507 67,432 198First Intrst Bancsystem MT 31,458 1,025 101,589 1,253 70,131 228Midland Financial Corp. WY 12,703 349 46,295 483 33,592 134U S Bancorp MN 11,062 911 32,258 963 21,196 52Note: Small businesses seeking loans should also consider banks that particpate in the SBA loan programs. To locate an SBA certified lender near you, call 1-800-8-ASK-SBA.Source: U.S. Small Business Administration, office of Advocacy, from Community Reinvestment Act reports.

Page 89 of 111

Table 4C. Top Macro Business Lenders by State and Territory Using CRA Data, 2011

State or Territory Name of Lending Institution HQ Location Amount (1,000) Number Amount (1,000) Number Amount (1,000) Number (1) (2) (3) (4) (5) (6)

First National Bank Alaska AK 121,718 359 143,737 837 22,019 478 Wells Fargo & Co. CA 102,330 344 238,974 5,694 136,644 5,350 Northrim Bancrop AK 60,060 172 69,866 358 9,806 186 Keycorp OH 39,397 81 40,954 123 1,557 42

Regions Financial Corp. . AL 511,632 1,425 817,941 13,342 306,309 11,917 Servisfirst Bancshares AL 367,732 931 402,777 1,685 35,045 754 Synovus Financial Corp. . GA 361,505 1,103 432,292 2,697 70,787 1,594 Wells Fargo & Co. CA 134,685 409 240,224 4,469 105,539 4,060 Hancock Holding Corp. . MS 125,921 352 141,026 704 15,105 352 Renasant Corp. MS 90,232 266 106,076 629 15,844 363 Banctrust Fncl Grp. AL 86,136 295 114,817 1,107 28,681 812 Bancindependent AL 70,536 220 89,659 773 19,123 553 BB&T Corp. NC 68,992 187 77,396 358 8,404 171 Compass Bank AL 60,984 182 115,741 1,913 54,757 1,731 Iberiabank Corp. LA 55,761 151 61,489 263 5,728 112 RBC Bank NC 40,201 112 53,059 684 12,858 572 CbS Banc Corp. AL 35,396 106 41,303 244 5,907 138 West AL Cap Corp. AL 31,595 98 43,204 581 11,609 483 BancorpSouth MS 31,086 105 37,356 357 6,270 252

Arvest Bk Grp. AR 391,663 1,183 491,177 4,557 99,514 3,374 Regions Financial Corp. . AL 142,938 440 199,640 2,703 56,702 2,263 First Security Bancorp AR 89,958 334 127,677 1,707 37,719 1,373 Liberty Bancshares AR 69,448 196 84,460 636 15,012 440 Iberiabank Corp. LA 59,661 166 69,730 398 10,069 232 First Bk Corp. AR 59,132 224 74,380 739 15,248 515 BancorpSouth MS 57,385 181 78,832 925 21,447 744 Home Bancshares AR 51,727 171 67,322 780 15,595 609 Summit Bancorp AR 35,624 107 45,649 416 10,025 309 U S Bancorp MN 35,053 90 67,552 2,622 32,499 2,532 Simmons First Nat Corp. AR 34,756 123 52,616 742 17,860 619

Wells Fargo & Co. CA 412,854 1,335 1,146,435 32,838 733,581 31,503 Zions Bancorp UT 196,259 530 258,201 3,091 61,942 2,561 Bank of America Corp. NC 176,635 488 268,508 5,882 91,873 5,394 JPMorgan Chase & Co. NY 141,589 392 347,575 20,904 205,986 20,512 Western Alli Bancorp AZ 100,126 263 108,008 393 7,882 130 Cobiz Financial CO 95,153 231 102,984 352 7,831 121 Compass Bank AL 46,419 137 98,009 1,731 51,590 1,594

Alaska

Alabama

Arkansas

Arizona




Page 90 of 111





State or Territory Name of Lending Institution HQ Location Amount (1,000) Number (1) (2)



California

U S Bancorp BOK Financial Corp.

Wells Fargo & Co. Bank of America Corp. U S Bancorp Union Bank N.A Zions Bancorp City Nat Corp. Bank of The West Comerica JPMorgan Chase & Co. CVB Financial East W Bancorp Community Bank First Republic Bank Capgen Cap Grp Ii Lp Cathay Gen Bancorp Rabobank N.A. Westamerica Bancorp Umpqua Holding Corp. First Citizens Bancshares Wilshire Bancorp Nara Bancorp 1867 Western Financial Corp. Citigroup First CA Fncl Grp. Heritage Cmrc Corp. Western Alli Bancorp Hanmi Financial Corp Signature Bank Mechanics Bank Fremont Bancorp Trico Bancshares SCJ Palomar Ent Llc SVB Fncl Grp. First Northern Cmnty Bancorp Sierra Bancorp Exchange Bank First Bks

MN OK

CA NC MN CA UT CA CA TX NY CA CA CA CA NY CA CA CA OR NC CA CA CA NY CA CA AZ CA NY CA CA CA CA CA CA CA CA CA MO

44,527 37,644

2,398,301 1,179,164

631,735 620,289 616,862 581,397 522,722 405,904 341,162 317,020 306,387 230,828 229,066 226,259 223,361 193,224 184,939 179,812 146,276 145,822 130,378 124,982 124,544 120,613 118,075 116,328 116,243 107,715 104,665 102,225 101,525

98,403 91,479 88,779 88,329 79,478 78,744 74,099

120 91

8,910 3,036 1,491 1,814 1,511 1,387 1,196

874 919 782 600 546 436 574 436 481 512 454 324 322 307 310 407 295 307 291 278 246 242 239 277 196 225 160 234 246 225 217

84,933 39,009

7,772,862 1,636,199

991,996 943,996 717,712 638,081 617,145 430,554

1,345,786 350,120 312,405 252,587 237,784 248,789 233,883 221,906 205,953 205,006 157,607 158,146 137,404 139,491 187,707 133,068 125,821 126,571 126,149 109,382 139,986 108,511 124,879

99,643 98,607

108,145 97,924 94,451 88,960 87,761

3,913 114

225,876 40,790 33,384 11,351

4,628 2,476 4,117 1,240

101,911 1,295

685 1,022

561 934 645 963 855 947 586 509 421 571

2,553 499 420 460 438 268

1,148 338 816 215 345 927 394 526 413 505

40,406 1,365

5,374,561 457,035 360,261 323,707 100,850

56,684 94,423 24,650

1,004,624 33,100 6,018

21,759 8,718

22,530 10,522 28,682 21,014 25,194 11,331 12,324 7,026

14,509 63,163 12,455 7,746

10,243 9,906 1,667

35,321 6,286

23,354 1,240 7,128

19,366 9,595

14,973 10,216 13,662

3,793 23

216,966 37,754 31,893

9,537 3,117 1,089 2,921

366 100,992

513 85

476 125 360 209 482 343 493 262 187 114 261

2,146 204 113 169 160

22 906

99 539

19 120 767 160 280 188 288

Page 91 of 111








Colorado

Connecticut

American Business Bank SB Acq Co Llc Manufacturers Bank Farmers & Mrchs Bancorp Wendy Fong Texas Cap Bancshares Boston Private Fncl Hold Central Valley Cmnty Bancorp Community West Bshrs River City Bank MB Financial Capital One Financial Corp. Sterling Financial Corp. HSBC Bank USA NA American River Bancshares

Wells Fargo & Co. Cobiz Financial U S Bancorp First Citizens Bshrs Firstbank Holding Corp. Zions Bancorp Bank of The West JPMorgan Chase & Co. UMB Financial Corp. Pinnacle Bancorp Keycorp Guaranty Bancorp Lauritzen Corp. Bank of America Corp. Alpine Bk of Colorado

Webster Fncl Corp. Bank of America Corp. RBS Citizens N.A. Wells Fargo & Co. First Niagara Fncl Group JPMorgan Chase & Co. First Connecticut Bancorp TD Bank N.A. Fairfield County Bank

CA TX CA CA CA TX MA CA CA CA IL

VA WA IL CA

CA CO MN NC CO UT CA NY MO NE OH CO NE NC CO

CT NC RI CA NY NY CT ME CT

68,339 65,934 64,339 59,047 55,211 48,838 45,139 43,738 40,428 40,209 38,559 38,506 36,163 35,185 35,125

488,516 253,994 184,308 182,568 155,044 152,726 123,096 121,619 109,691

99,016 94,173 93,958 82,633 71,127 51,863

207,225 203,783

77,187 61,028 57,109 51,525 48,738 45,749 43,489

168 171 135 148 117 184

98 128 109

98 109 147

87 87

101

1,513 627 468 487 455 410 301 307 263 289 207 252 218 173 156

615 652 163 241 144 118 124 161 108

77,790 72,905 66,931 64,286 58,760

100,484 46,758 51,312 43,808 43,530 42,729

194,120 38,502 70,315 43,301

1,263,946 276,534 322,831 197,975 187,969 184,280 140,472 281,858 126,482 120,988 101,946 105,867 100,151

90,822 66,621

269,623 302,024

88,334 207,064

73,285 125,875

54,999 92,146 49,082

416 317 179 240 170

10,663 126 298 168 163 212

39,242 131

1,549 301

35,536 1,024

13,891 882

3,161 1,788

958 15,867

734 934 471 491 883

1,919 594

1,882 4,998

868 5,253

532 7,358

250 1,264

215

9,451 6,971 2,592 5,239 3,549

51,646 1,619 7,574 3,380 3,321 4,170

155,614 2,339

35,130 8,176

775,430 22,540

138,523 15,407 32,925 31,554 17,376

160,239 16,791 21,972 7,773

11,909 17,518 19,695 14,758

62,398 98,241 11,147

146,036 16,176 74,350 6,261

46,397 5,593

248 146

44 92 53

10,479 28

170 59 65

103 39,095

44 1,462

200

34,023 397

13,423 395

2,706 1,378

657 15,560

471 645 264 239 665

1,746 438

1,267 4,346

705 5,012

388 7,240

126 1,103

107

Page 92 of 111


Page 93 of 111

Macro Business Lending All Small Business Lending Micro Business Lending ($100,000-$1 million) (less than $1 million) (less than $100,000)


Rockville Financial CT 37,855 113 43,110 224 5,255 111Associated Cmnty Bancorp CT 37,576 109 44,097 220 6,521 111Union Savings Bank CT 33,242 87 38,127 192 4,885 105

District ofColUMBiaBB&T Corp. NC 59,645 138 63,072 190 3,427 52PNC Fncl Svc Group PA 36,426 103 54,731 550 18,305 447

DelawarePNC Fncl Svc Group PA 79,190 238 130,132 1,469 50,942 1,231M&T Bk Corp. NY 38,749 93 45,506 373 6,757 280

FloridaRegions Financial Corp. AL 665,105 2,131 1,247,615 22,164 582,510 20,033Bank of America Corp. NC 614,763 1,703 951,154 24,342 336,391 22,639Suntrust Bk GA 567,394 1,333 646,306 3,993 78,912 2,660Wells Fargo & Co. CA 430,717 1,441 1,271,362 34,503 840,645 33,062BB&T Corp. NC 306,108 811 349,422 1,783 43,314 972Synovus Financial Corp. GA 227,874 679 267,441 1,489 39,567 810Fifth Third Bancorp OH 196,543 497 230,112 1,703 33,569 1,206PNC Fncl Svc Group PA 159,640 441 230,340 2,252 70,700 1,811Hancock Holding Corp. MS 137,339 366 156,233 879 18,894 513Northern Tr Corp. IL 136,355 324 149,155 530 12,800 206TD Bank N.A. ME 120,184 349 151,993 1,473 31,809 1,124JPMorgan Chase & Co. NY 109,339 319 415,107 32,465 305,768 32,146Sabadell United Bank NA FL 84,374 234 99,432 474 15,058 240City National Bank of Floridia FL 73,061 159 78,386 262 5,325 103First Citizens Bancshares NC 55,870 151 61,599 306 5,729 155TotalBank FL 53,270 141 71,781 2,048 18,511 1,907Servisfirst Bancshares AL 43,242 102 46,404 164 3,162 62North American Fncl Holding FL 42,333 103 46,816 190 4,483 87Compass Bank AL 41,908 118 84,781 1,467 42,873 1,349Comerica TX 41,768 82 43,522 107 1,754 25Mercantil Commercebank Voting FL 37,572 125 43,478 206 5,906 81Citigroup NY 35,184 114 49,636 513 14,452 399Capgen Cap Grp Iii Lp NY 31,481 92 36,170 205 4,689 113CNL Bancshares FL 30,992 76 34,155 137 3,163 61

GeorgiaSynovus Financial Corp. GA 962,069 2,749 1,115,866 6,466 153,797 3,717BB&T Corp. NC 592,904 1,554 641,713 2,454 48,809 900Suntrust Bk GA 567,027 1,379 614,118 2,696 47,091 1,317Regions Financial Corp. AL 286,947 807 387,164 5,334 100,217 4,527Wells Fargo & Co. CA 282,045 890 715,933 18,557 433,888 17,667Bank of America Corp. NC 252,339 644 347,936 8,247 95,597 7,603








Guam

Hawaii

Iowa

Idaho

Illinois

United Cmnty Bk State Bk Fncl Corp. Ameris Bancorp Fidelity Southern Corp. Southeastern Bk Financial Corp. SCBT Fncl Corp. Colony Bancorp First Citizens Bshrs First Citizens Bancorp Brand Grp Holding Renasant Corp. Queensborough Co JPMorgan Chase & Co. Signature Bank

Bank of The West

Bank of The West Bank of HI Corp. Central Pacific Financial Corp.

U S Bancorp Wells Fargo & Co. Hills Bancorp Midwestone Fncl Grp. West Bancorp BTC Financial Corp. Stark Bk Grp. Heartland Fncl USA First Citizens Financial Corp.

U S Bancorp Wells Fargo & Co. Zions Bancorp The Bank ofCommerce WTB Financial Corp. Keycorp Banner Corp.

Wintrust Financial Corp. First Midwest Bancorp

GA GA GA GA GA SC GA NC SC GA MS GA NY NY

CA

CA HI HI

MN CA IA IA IA IA IA IA IA

MN CA UT ID

WA OH WA

IL IL

157,035 129,049 109,634

93,151 83,659 69,734 62,925 61,844 58,955 43,797 43,120 37,531 33,466 30,394

37,128

344,666 131,357

57,019

212,924 146,898 143,112 117,766

98,496 97,873 78,619 66,387 30,029

132,316 122,430 113,574

69,806 67,181 49,435 35,630

730,882 506,548

468 365 353 245 271 210 197 154 169 113 132 118

86 58

94

933 315 143

559 418 443 353 279 221 196 186

91

343 412 376 203 186 122

96

1,750 1,345

190,508 147,102 138,772 103,635

97,586 82,498 78,467 68,117 69,027 48,839 49,535 53,442

120,134 30,866

47,416

454,127 143,594

70,462

297,685 319,565 191,252 144,495 114,077 105,295

87,624 76,022 45,071

190,049 317,785 153,691

92,707 78,270 54,776 41,207

794,488 558,456

1,668 803

1,326 445 650 578 822 314 418 226 277 633

9,460 64

609

4,813 533 449

6,660 7,478 1,813 1,148

631 351 415 399 680

5,102 8,636 1,764

862 455 283 250

3,415 2,537

33,473 18,053 29,138 10,484 13,927 12,764 15,542 6,273

10,072 5,042 6,415

15,911 86,668

472

10,288

109,461 12,237 13,443

84,761 172,667

48,140 26,729 15,581 7,422 9,005 9,635

15,042

57,733 195,355

40,117 22,901 11,089 5,341 5,577

63,606 51,908

1,200 438 973 200 379 368 625 160 249 113 145 515

9,3746

515

3,880 218 306

6,101 7,060 1,370

795 352 130 219 213 589

4,759 8,224 1,388

659 269 161 154

1,665 1,192

Page 94 of 111








JPMorgan Chase & Co. American Chartered Bancorp BMO Harris Bank N.A. MB Financial Bank of America Corp. Fifth Third Bancorp PNC Fncl Svc Group U S Bancorp Privatebancorp First Busey Corp. Morton Community Bank Associated Banc Corp. Firstmerit Corp. Northern TR Corp. Old Second Bancorp First Mid-Il Bancshares West Suburban Bancorp Taylor Cap Grp. RBS Citizens N.A. Standard Bancshares Heartland Bancorp Banc Ed Corp. Midland States Bancorp Regions Financial Corp. Commerce Bancshares Wells Fargo & Co. First Bks Lauritzen Corp. Home St Bancorp Cummins-Amer Corp. Old Nat Bancorp Bridgeview Bancorp Marquette Nat Corp. Parkway Bancorp United Cmnty Bancorp Banterra Corp. Citigroup Centrue Financial Corp. CBX Corp. Inland Bancorp Republic Bancorp C.o

NY IL IL IL

NC OH PA MN IL IL IL

WI OH IL IL IL IL IL RI IL IL IL IL AL

MO CA MO NE IL IL IN IL IL IL IL IL

NY MO IL IL IL

409,910 381,989 379,775 311,112 283,886 259,414 222,268 201,805 187,699 148,536 144,853 136,668 128,077 127,696 122,476 118,254 102,396

90,888 74,636 69,606 66,018 64,903 64,456 63,832 61,363 56,296 55,766 55,498 51,150 50,461 47,834 47,313 43,726 42,859 39,829 38,776 38,513 32,373 31,108 30,967 30,858

955 945 960 734 733 664 644 599 389 412 433 335 301 354 342 356 288 180 166 178 201 191 171 195 159 224 136 152 133 120 146 123 123 107 121 130 117 113

98 71 79

851,816 423,415 417,317 330,729 354,725 297,359 334,019 367,230 195,205 173,467 178,521 144,871 138,025 136,514 135,549 151,011 116,755

93,942 90,540 75,432 82,277 76,118 74,538 96,587 68,694

215,456 63,004 70,474 57,969 55,566 61,646 50,489 47,852 45,972 50,342 49,572 47,957 39,092 36,709 33,195 33,369

45,058 1,646 3,714 1,247 6,288 1,934 3,916

14,537 509

1,064 1,439

492 524 488 570

1,381 575 232

1,100 284 632 474 364

1,606 357

5,660 305 885 343 229 525 171 202 164 424 429 425 272 244 116 287

441,906 41,426 37,542 19,617 70,839 37,945

111,751 165,425

7,506 24,931 33,668 8,203 9,948 8,818

13,073 32,757 14,359 3,054

15,904 5,826

16,259 11,215 10,082 32,755 7,331

159,160 7,238

14,976 6,819 5,105

13,812 3,176 4,126 3,113

10,513 10,796 9,444 6,719 5,601 2,228 2,511

44,103 701

2,754 513

5,555 1,270 3,272

13,938 120 652

1,006 157 223 134 228

1,025 287

52 934 106 431 283 193

1,411 198

5,436 169 733 210 109 379

48 79 57

303 299 308 159 146

45 208

Page 95 of 111








Indiana

Kansas

Kentucky

Old Nat Bancorp PNC Fncl Svc Group Fifth Third Bancorp German Amer Bancorp 1St Source Corp. JPMorgan Chase & Co. Star Fncl Grp. Lakeland Financial Corp. Huntington Bancshares Regions Financial Corp. First Fncl Bancorp Wells Fargo & Co. First Financial Corp. First Bancshares Indiana Cmnty Bancorp First Midwest Bancorp Keycorp BMO Harris Bank N.A. National Bk Indianapolis Corp.Mainsource Fncl Grp. Bank of America Corp. First Mutual Richmond Horizon Bancorp

Intrust Financial Corp. UMB Financial Corp. Commerce Bancshares Emprise Financial Corp. U S Bancorp Manhattan Bancorp Sunflower Fncl Corefirst Bank & Trust Central Bancompany Bank of America Corp.

PNC Fncl Svc Group BB&T Corp. Fifth Third Bancorp U S Bancorp Central Bancshares

IN PA OH IN IN NY IN IN OH AL OH CA IN IN IN IL

OH IL IN IN NC IN IN

KS MO MO KS

MN KS KS KS

MO NC

PA NC OH MN KY

345,602 273,029 232,869 173,650 171,477 168,295 118,286 118,107 115,957 113,501 108,783

82,994 74,997 70,636 70,230 59,871 55,026 52,037 49,998 47,275 40,801 34,081 31,216

154,159 129,150 116,803

64,763 58,213 56,837 52,520 50,559 44,290 38,371

236,407 189,925 138,277 137,542 114,147

1,040 752 577 517 543 396 488 325 308 326 296 273 208 220 164 145 122 125 133 151

99 96 87

399 312 328 184 148 158 152 153 120 101

667 500 388 366 353

431,584 430,277 264,666 207,241 210,748 279,613 152,561 130,552 152,216 150,952 122,391 198,097

98,029 84,654 79,300 65,810 61,450 57,216 54,933 64,295 61,597 38,258 36,551

178,475 145,435 141,762

81,615 87,501 72,600 62,209 62,160 51,052 58,696

369,337 218,253 158,481 200,443 141,253

3,174 4,942 1,541 1,291 1,356

12,105 1,225

605 1,551 1,751

669 4,508

847 530 331 261 338 346 240 574

2,231 174 226

1,547 830

1,037 906

2,581 694 437 538 302

1,772

4,098 1,067 1,035 5,612 1,041

85,982 157,248

31,797 33,591 39,271

111,318 34,275 12,445 36,259 37,451 13,608

115,103 23,032 14,018 9,070 5,939 6,424 5,179 4,935

17,020 20,796 4,177 5,335

24,316 16,285 24,959 16,852 29,288 15,763 9,689

11,601 6,762

20,325

132,930 28,328 20,204 62,901 27,106

2,134 4,190

964 774 813

11,709 737 280

1,243 1,425

373 4,235

639 310 167 116 216 221 107 423

2,132 78

139

1,148 518 709 722

2,433 536 285 385 182

1,671

3,431 567 647

5,246 688

Page 96 of 111








Louisiana

Massachusetts

Maryland

JPMorgan Chase & Co. Bank ofKy Fncl Corp. S Y Bancorp Republic Bancorp Old Nat Bancorp Community TR Bancorp Whitaker Bancorp Huntington Bancshares

Hancock Holding Corp. Iberiabank Corp. JPMorgan Chase & Co. Capital One Financial Corp. Regions Financial Corp. Community TR Financial Corp. Midsouth Bancorp Red River Bancshares Bancorpsouth

Bank of America Corp. Eastern Bk Corp. RBS Citizens N.A. Independent Bancorp TD Bank N.A. Salem Five Bancorp Middlesex Bc Mhc Boston Private Fncl Hold Enterprise Bancorp M&T Bk Corp. Beacon Bancorp Berkshire Bank Cambridge Fncl Group Northern Bancorp Cape Cod Five Cents Savings Century Bancorp Webster Fncl Corp. Meridian Fncl Svcs Narragansett Fncl Corp.

PNC Fncl Svc Group BB&T Corp.

NY KY KY KY IN KY KY OH

MS LA NY VA AL LA LA LA MS

NC MA RI

MA ME MA MA MA MA NY MA MA MA MA MA MA CT MA MA

PA NC

91,895 90,660 84,430 84,183 70,026 58,489 47,026 31,724

690,477 287,772 278,465 232,765 213,114 162,137

98,343 91,098 58,779

298,465 265,631 174,094 149,124 142,219

97,103 81,396 76,502 74,318 54,703 50,463 46,894 44,568 39,628 38,921 38,286 32,901 32,346 30,797

458,362 317,565

211 241 244 231 216 199 171

80

1,905 808 641 596 626 494 275 292 194

838 669 421 412 425 241 193 193 211

99 147 137

93 101 120 107

98 73 94

1,221 777

142,778 105,414

94,378 96,705 87,196 78,278 68,111 47,745

796,248 330,980 397,850 325,522 332,532 197,106 124,201 114,305

76,676

436,466 303,890 220,274 169,813 235,737 106,810

91,193 82,979 89,416 55,003 57,100 56,519 48,472 44,799 45,222 44,999 40,911 33,356 36,979

611,370 348,707

5,329 545 466 464 660 769

1,090 641

4,363 1,699

10,747 8,930 5,158 1,490 1,043

871 682

8,672 1,474 3,186

939 2,773

414 442 310 546 102 264 369 232 200 272 256 248

88 192

5,074 1,355

50,883 14,754 9,948

12,522 17,170 19,789 21,085 16,021

105,771 43,208

119,385 92,757

119,418 34,969 25,858 23,207 17,897

138,001 38,259 46,180 20,689 93,518 9,707 9,797 6,477

15,098 300

6,637 9,625 3,904 5,171 6,301 6,713 8,010 1,010 6,182

153,008 31,142

5,118 304 222 233 444 570 919 561

2,458 891

10,106 8,334 4,532

996 768 579 488

7,834 805

2,765 527

2,348 173 249 117 335

3 117 232 139

99 152 149 150

15 98

3,853 578

Page 97 of 111








Maine

Michigan

Bank of America Corp. M&T Bk Corp. Suntrust Bk Sandy Spring Bancorp Wells Fargo & Co. Susquehanna Bancshares HSB Bancorp Howard Bancorp Capital One Financial Corp. Tri-County Financial Corp. Fulton Fncl Corp. Eagle Bancorp

Bangor Bancorp MHC Camden Nat Corp. TD Bank N.A. Gorham Bancorp MHC Norway Bancorp MHC Keycorp Machias Bancorp MHC First Bancorp

Comerica Fifth Third Bancorp PNC Fncl Svc Group Chemical Financial Corp. Huntington Bancshares JPMorgan Chase & Co. Bank of America Corp. Talmer Bancorp Citizens Republic Bancorp Mercantile Bk Corp. Macatawa Bancorp Independent Bk Corp. Fidelity Bank Arbor Bancorp MBT Financial Corp. Isabella Bancorp Firstbank Corp. RBS Citizens N.A. Wells Fargo & Co.

NC NY GA MD CA PA MD MD VA MD PA MD

ME ME ME ME ME OH ME ME

TX OH PA MI OH NY NC MI MI MI MI MI MI MI MI MI MI RI CA

191,132 165,900 149,173 137,699 101,937 100,796

48,097 41,236 39,713 36,760 31,638 30,880

139,241 100,311

61,465 54,887 53,902 44,790 42,638 32,947

1,032,365 795,394 574,749 475,910 381,730 371,398 358,448 333,864 295,030 241,503 185,454 119,875 113,712

78,560 77,936 70,865 51,399 44,234 42,335

526 505 312 353 364 269 160 110 112 106

98 87

367 344 189 148 169 128 143 112

2,530 2,097 1,620 1,423 1,007

902 892 936 789 597 560 380 270 210 233 200 165 108 184

272,767 214,499 179,278 147,818 291,910 114,418

64,970 45,867 85,032 43,315 36,031 33,963

169,525 142,389 108,759

64,681 68,725 51,664 59,794 42,708

1,140,277 894,932 839,099 569,871 460,108 562,653 427,161 361,411 332,811 263,554 213,448 145,985 120,529

87,546 95,276 88,914 64,110 56,155

176,908

6,526 1,534 1,266

550 6,411

552 530 194

6,942 225 183 158

1,384 1,434 1,479

343 504 342 697 435

4,347 4,866 8,374 3,615 3,429

20,799 5,604 1,438 1,549 1,054 1,080

951 378 371 662 709 463 962

4,758

81,635 48,599 30,105 10,119

189,973 13,622 16,873 4,631

45,319 6,555 4,393 3,083

30,284 42,078 47,294 9,794

14,823 6,874

17,156 9,761

107,912 99,538

264,350 93,961 78,378

191,255 68,713 27,547 37,781 22,051 27,994 26,110 6,817 8,986

17,340 18,049 12,711 11,921

134,573

6,000 1,029

954 197

6,047 283 370

84 6,830

119 85 71

1,017 1,090 1,290

195 335 214 554 323

1,817 2,769 6,754 2,192 2,422

19,897 4,712

502 760 457 520 571 108 161 429 509 298 854

4,574

Page 98 of 111


Page 99 of 111



Mackinac Financial Corp. MI 39,130 108 47,392 344 8,262 236FNBH Bancorp MI 35,404 107 42,022 244 6,618 137United Bancorp MI 31,706 84 35,304 173 3,598 89Fentura Financial MI 30,456 99 37,448 241 6,992 142

MinnesotaOtto Bremer Foundation MN 444,672 1,145 498,123 2,287 53,451 1,142Wells Fargo & Co. CA 396,828 1,217 1,083,838 32,400 687,010 31,183U S Bancorp MN 370,896 900 605,264 22,743 234,368 21,843Anchor Bancorp MN 193,615 487 218,569 1,012 24,954 525Associated Banc Corp. WI 115,397 291 125,715 502 10,318 211Klein Financial MN 106,920 309 128,072 870 21,152 561State Bancshares ND 60,639 190 73,526 561 12,887 371Alerus Financial Corp. ND 55,493 138 59,517 228 4,024 90Voyager FS Corp. MN 48,948 155 59,659 360 10,711 205Bank of America Corp. NC 44,447 98 58,472 1,542 14,025 1,444

MissouriCentral Bancompany MO 564,496 1,646 688,740 5,709 124,244 4,063Commerce Bancshares MO 403,833 1,119 477,207 3,337 73,374 2,218U S Bancorp MN 264,354 719 409,663 12,648 145,309 11,929UMB Financial Corp. MO 195,158 484 214,345 1,154 19,187 670Great Southern Bancorp MO 114,919 292 127,920 615 13,001 323Bank of America Corp. NC 104,303 274 153,415 4,227 49,112 3,953Regions Financial Corp. AL 88,800 252 123,992 1,705 35,192 1,453Arvest Bk Grp. AR 85,811 238 101,507 732 15,696 494Stupp Bros MO 85,532 191 91,416 289 5,884 98PNC Fncl Svc Group PA 82,410 226 114,702 1,121 32,292 895Hawthorn Bancshares MO 70,285 246 90,198 804 19,913 558First Bks MO 47,275 134 54,814 317 7,539 183Cbx Corp. IL 37,126 110 40,885 194 3,759 84

MississippiTrustmark Corp. MS 265,323 796 351,188 3,043 85,865 2,247Regions Financial Corp. AL 146,786 434 246,505 3,950 99,719 3,516Bancorpsouth MS 139,727 463 187,329 2,179 47,602 1,716Hancock Holding Corp. MS 115,987 346 143,075 1,089 27,088 743Renasant Corp. MS 87,011 294 112,611 1,019 25,600 725Bancplus Corp. MS 55,237 191 83,788 1,616 28,551 1,425First M&F Corp. MS 54,363 197 78,658 972 24,295 775Citizens Nat Banc Corp. MS 53,336 171 66,321 564 12,985 393Citizens Corp. MS 35,936 113 49,475 761 13,539 648Community TR Financial Corp. LA 34,721 121 38,568 203 3,847 82

Montana








North Carolina

North Dakota

Nebraska

First Intrst Bancsystem Stockman Financial Corp. Glacier Bancorp Wells Fargo & Co. U S Bancorp

BB&T Corp. First Citizens Bshrs Wells Fargo & Co. Fidelity Bshrs NC Suntrust Bk Bank of America Corp. RBC Bank Newbridge Bancorp Southern Bshrs NC Fifth Third Bancorp BNCBancorp First Bancorp Yadkin Valley Financial Corp. North American Fncl Holding Paragon Cmrl Corp. FNB United Corp. TD Bank N.A. Southern Cmnty Financial Corp. Four Oaks Fincorp Regions Financial Corp. Capgen Cap Grp Vi Lp Peoples Bancorp of NC

Otto Bremer Foundation State Bancshares Wells Fargo & Co. Alerus Financial Corp. Dacotah Bks

Lauritzen Corp. Farmers & Mrch Inv Pinnacle Bancorp Wells Fargo & Co. U S Bancorp American Nat Corp.

MT MT MT CA MN

NC NC CA NC GA NC NC NC NC OH NC NC NC FL NC NC ME NC NC AL NY NC

MN ND CA ND SD

NE NE NE CA MN NE

114,727 112,983 105,225

63,642 46,346

1,537,477 855,535 427,777 202,220 193,898 185,790 137,493 127,686 127,086

86,515 81,980 78,608 61,232 55,250 53,069 48,332 44,187 35,934 35,289 32,395 32,318 31,123

151,631 131,980

72,714 58,233 42,721

185,311 111,848

96,352 91,270 66,936 45,032

350 346 317 198 134

4,267 2,411 1,279

614 488 468 385 363 380 215 219 266 219 155 123 155 134 116 135

88 92

100

393 353 193 166 145

549 298 323 255 178 118

158,391 144,574 139,546 151,406

76,193

1,769,486 1,060,819

879,120 230,425 224,077 260,860 170,810 148,404 163,331 103,141

92,787 113,905

83,293 63,167 59,784 58,779 53,751 46,462 49,429 40,217 37,221 37,032

171,495 153,265 130,734

69,078 58,118

233,249 132,752 141,047 208,002 114,059

51,540

2,026 1,242 1,358 4,112 2,509

9,066 9,800

17,861 1,333 1,445 6,529 1,974

836 1,460

766 529

1,546 769 333 253 371 412 403 604 386 224 252

858 845

2,305 405 678

2,195 801

2,057 5,187 3,866

260

43,664 31,591 34,321 87,764 29,847

232,009 205,284 451,343

28,205 30,179 75,070 33,317 20,718 36,245 16,626 10,807 35,297 22,061 7,917 6,715

10,447 9,564

10,528 14,140 7,822 4,903 5,909

19,864 21,285 58,020 10,845 15,397

47,938 20,904 44,695

116,732 47,123 6,508

1,676 896

1,041 3,914 2,375

4,799 7,389

16,582 719 957

6,061 1,589

473 1,080

551 310

1,280 550 178 130 216 278 287 469 298 132 152

465 492

2,112 239 533

1,646 503

1,734 4,932 3,688

142

Page 100 of 111








New Hampshire

New Jersey

New Mexico

Nevada

New York

TD Bank N.A. Bank of America Corp. RBS Citizens N.A.

PNC Fncl Svc Group Bank of America Corp. Valley Nat Bancorp Wells Fargo & Co. TD Bank N.A. JPMorgan Chase & Co. Sun Bancorp NJ Fulton Fncl Corp. Capital One Financial Corp. Lakeland Bancorp Provident Fncl Svc Susquehanna Bancshares HSBC Bank USA NA Stewardship Fncl Corp. Texas Cap Bancshares Investors Bancorp MHC RBS Citizens N.A.

Wells Fargo & Co. U S Bancorp Trinity Cap Corp. Bank of America Corp. Bank of The West

Zions Bancorp Western Alli Bancorp Wells Fargo & Co. Bank of America Corp. U S Bancorp City Nat Corp. Bank of The West

Zions Bancorp Western Alli Bancorp Wells Fargo & Co. Bank of America Corp.

ME NC RI

PA NC NJ CA ME NY NJ PA VA NJ NJ PA IL NJ TX NJ RI

CA MN NM NC CA

UT AZ CA NC MN CA CA

NY IL

VA NY

72,912 49,047 42,577

581,915 398,289 312,361 240,525 202,628 158,053 121,712 117,796 114,591 107,636

98,535 58,038 49,468 46,404 38,637 35,281 30,837

129,462 60,095 40,316 39,923 38,347

171,407 158,728 116,806

71,642 45,153 44,377 33,545

793,538 730,658 728,029 549,374

262 126 108

1,565 1,109

763 767 613 368 299 334 333 278 238 153 128 131 148

89 66

431 187 120 111

83

467 418 390 203 109 119

76

1,855 2,162 1,954 1,548

133,237 69,937 58,767

1,055,292 577,977 372,143 701,306 314,858 418,594 135,238 133,495 201,226 122,459 107,901

64,296 74,004 53,118

110,082 38,255 35,802

319,176 83,604 46,281 59,899 45,973

242,225 177,246 384,875 113,787

78,967 51,141 37,415

1,682,466 1,285,395 1,132,687

651,342

1,892 1,396 1,246

11,381 11,291

2,307 16,743

3,974 25,118

541 664

11,889 545 452 283 942 245

8,595 155 266

8,260 1,160

295 1,379

370

2,680 781

13,308 2,785 3,203

243 187

85,824 17,630 28,572

3,752

60,325 20,890 16,190

473,377 179,688

59,782 460,781 112,230 260,541

13,526 15,699 86,635 14,823 9,366 6,258

24,536 6,714

71,445 2,974 4,965

189,714 23,509 5,965

19,976 7,626

70,818 18,518

268,069 42,145 33,814 6,764 3,870

888,928 554,737 404,658 101,968

1,630 1,270 1,138

9,816 10,182

1,544 15,976

3,361 24,750

242 330

11,556 267 214 130 814 114

8,447 66

200

7,829 973 175

1,268 287

2,213 363

12,918 2,582 3,094

124 111

83,969 15,468 26,618

2,204

Page 101 of 111








Ohio

U S Bancorp City Nat Corp. Bank of The West Nbt Bancorp Tompkins Fncl Corp. Keycorp Valley Nat Bancorp Community Bk Sys Financial Inst Texas Cap Bancshares Signature Bank New York Cmnty Bancorp TD Bank N.A. Wells Fargo & Co. Hudson Valley Hold Corp. RBS Citizens N.A. Canandaigua Nat Corp. Alliance Financial Corp. Suffolk Bancorp PNC Fncl Svc Group First Republic Bank Arrow Financial Corp. State Bank ofLong Island First ofLong Island Corp. City Nat Corp. Bank of NY Mellon Corp. Watertown Savings Bank Cathay Gen Bancorp Berkshire Bank Rhinebeck Bc Mhc

PNC Fncl Svc Group Huntington Bancshares Fifth Third Bancorp Park Nat Corp. JPMorgan Chase & Co. Keycorp U S Bancorp Firstmerit Corp. First Fncl Bancorp Bank of America Corp.

NC NY NY NY NY OH NJ NY NY TX NY NY ME CA NY RI NY NY NY PA CA NY NY NY CA NY NY CA MA NY

PA OH OH OH NY OH MN OH OH NC

494,119 451,818 156,389 149,592 149,154 143,501 135,472 132,557 130,608 122,755 122,227 121,093 114,541 100,983

73,149 71,614 66,310 63,275 48,426 47,471 43,503 42,076 41,823 34,492 34,159 32,507 31,556 31,207 30,726 30,514

1,281,900 946,337 817,206 389,770 366,878 249,464 233,379 228,995 159,921

57,932

1,350 1,184

475 481 437 369 233 423 353 511 343 277 373 502 157 163 170 168 144 105

82 129

94 77 89 57 89 64 79

104

3,686 2,618 2,074 1,110

913 606 636 619 439 150

744,069 526,711 238,371 188,465 190,823 164,296 141,307 179,771 180,353 296,343 153,832 139,413 202,122 448,088

77,887 93,732 88,442 73,286 57,890 58,058 44,338 54,654 44,993 39,192 37,720 32,582 43,091 33,558 36,677 37,849

1,824,000 1,206,301

907,371 482,562 587,017 279,731 426,440 257,352 180,858

94,760

14,376 3,350 3,492 1,521 1,534 1,335

351 1,676 1,693

16,834 1,030 2,010 3,150

11,791 244

1,857 945 407 354 343

93 451 146 149 167

58 368 109 201 282

17,435 10,270

4,916 3,397

21,878 1,604

18,730 1,704

964 3,839

249,950 74,893 81,982 38,873 41,669 20,795 5,835

47,214 49,745

173,588 31,605 18,320 87,581

347,105 4,738

22,118 22,132 10,011 9,464

10,587 835

12,578 3,170 4,700 3,561

75 11,535 2,351 5,951 7,335

542,100 259,964

90,165 92,792

220,139 30,267

193,061 28,357 20,937 36,828

13,026 2,166 3,017 1,040 1,097

966 118

1,253 1,340

16,323 687

1,733 2,777

11,289 87

1,694 775 239 210 238

11 322

52 72 78

1 279

45 122 178

13,749 7,652 2,842 2,287

20,965 998

18,094 1,085

525 3,689

Page 102 of 111








Oklahoma

Oregon

Pennsylvania

FNB Corp. Citizens Bancshares Wesbanco Bank of KY Fncl Corp. RBS Citizens N.A. LCNB Corp. Signature Bank

Bancfirst Corp. Arvest Bk Grp. BOK Financial Corp. One Rich Hill Land LTD PartsRCB Holding Corp. Southwest Bancorp Central Bancompany Durant Bancorp UMB Financial Corp. Bank of America Corp. JPMorgan Chase & Co.

U S Bancorp Umpqua Holding Corp. Wells Fargo & Co. West Coast Bancorp Keycorp Sterling Financial Corp. Pacific Continental Corp. Bank of America Corp. Columbia Bkg Sys Bank of The West Banner Corp. PremierWest Bancorp Cascade Bancorp

PNC Fncl Svc Group FNB Corp. National Penn Bshrs Wells Fargo & Co. M&T Bk Corp. Susquehanna Bancshares Fulton Fncl Corp.

PA OH WV KY RI

OH NY

OK AR OK TX OK OK MO OK MO NC NY

MN OR CA OR OH WA OR NC WA CA WA OR OR

PA PA PA CA NY PA PA

56,432 56,366 47,419 44,085 43,866 40,327 30,978

285,664 226,629 149,093

89,375 73,870 65,689 57,650 40,352 36,148 31,313 30,381

271,801 238,170 213,954 181,016 112,037

90,623 88,541 85,152 76,846 70,719 46,074 42,234 32,002

1,252,369 555,423 361,245 298,816 279,062 241,341 220,072

156 151 131

97 134 112

76

823 653 347 240 228 201 179 138

89 74 72

670 637 782 457 269 236 242 222 215 153 127 116 102

3,497 1,581

949 868 740 669 606

61,515 64,094 54,689 46,708 59,821 45,201 31,516

372,518 299,163 161,924

98,727 94,652 74,574 73,596 59,431 40,929 51,446 85,691

440,793 273,312 600,271 196,221 123,088 103,014 105,987 131,497

91,097 81,966 54,946 47,670 38,057

2,092,006 632,234 403,118 694,897 340,064 294,655 247,413

264 305 332 141

1,371 225

82

3,889 3,440

592 435 891 365 552 945 223

1,766 5,735

16,193 1,354

16,095 783 693 535 556

4,178 487 564 418 211 247

23,979 3,361 1,751

14,513 1,997 1,914 1,194

5,083 7,728 7,270 2,623

15,955 4,874

538

86,854 72,534 12,831 9,352

20,782 8,885

15,946 19,079 4,781

20,133 55,310

168,992 35,142

386,317 15,205 11,051 12,391 17,446 46,345 14,251 11,247 8,872 5,436 6,055

839,637 76,811 41,873

396,081 61,002 53,314 27,341

108 154 201

44 1,237

1136

3,066 2,787

245 195 663 164 373 807 134

1,692 5,663

15,523 717

15,313 326 424 299 314

3,956 272 411 291

95 145

20,482 1,780

802 13,645

1,257 1,245

588

Page 103 of 111








Puerto Rico

Rhode Island

South Carolina

RBS Citizens N.A. First Niagara Fncl Group S&T Bancorp Firstrust Bank Bank of America Corp. Northwest Bancshares Inc. CNB Fncl Corp. Metro Bancorp Bryn Mawr Bk Corp. Huntington Bancshares First Commonwealth Fncl Corp. TD Bank N.A. Univest Corp. of PA Graystone Tower Bank Community Bk Sys Vist Fncl Corp. 1St Summit Bc ofJohnstown Republic First Bancorp QNB Corp. American Bk Inc Embassy Bancorp Texas Cap Bancshares

Popular Compass Bank Banco Santander De Puerto RIFirst Bancorp Oriental Fncl Grp.

Bank of America Corp. Bank Rhode Island RBS Citizens N.A. Washington Tr Bancorp Webster Fncl Corp.

BB&T Corp. SCBTFncl Corp. First Citizens Bancorp Synovus Financial Corp. Wells Fargo & Co. TD Bank N.A.

RI NY PA PA NC PA PA PA PA OH PA ME PA PA NY PA PA PA PA PA PA TX

PR AL PR PR PR

NC RI RI RI CT

NC SC SC GA CA ME

193,243 175,174 128,683 121,231 105,886

99,274 92,372 86,297 85,312 81,159 80,850 79,092 69,420 64,287 63,934 58,232 46,758 41,280 40,979 32,977 30,484 30,307

530,098 96,979 74,332 74,171 69,085

99,450 92,888 60,907 51,206 34,940

373,577 274,905 232,238 211,703 190,903 120,043

505 515 440 293 300 346 328 232 214 228 288 246 205 170 181 148 153

90 132

97 96

125

1,637 317 252 199 197

260 277 137 144

83

1,045 833 763 612 535 326

257,816 232,523 175,485 133,059 177,736 128,508 119,525

95,487 90,315

125,785 104,307 114,466

91,082 69,970 78,827 65,351 57,154 43,490 54,083 38,260 36,425 59,235

855,875 128,983

93,125 84,194 76,364

125,664 119,898

78,133 56,654 40,373

425,916 329,389 301,519 251,531 359,392 140,482

3,990 2,278 1,814

493 6,398 1,072

885 484 301

1,704 878

1,399 747 284 539 325 448 122 426 192 213

3,302

11,356 1,115

743 438 338

1,377 806

1,280 269 189

2,223 2,158 2,648 1,517 6,652

905

64,573 57,349 46,802 11,828 71,850 29,234 27,153 9,190 5,003

44,626 23,457 35,374 21,662 5,683

14,893 7,119

10,396 2,210

13,104 5,283 5,941

28,928

325,777 32,004 18,793 10,023 7,279

26,214 27,010 17,226 5,448 5,433

52,339 54,484 69,281 39,828

168,489 20,439

3,485 1,763 1,374

200 6,098

726 557 252

87 1,476

590 1,153

542 114 358 177 295

32 294

95 117

3,177

9,719 798 491 239 141

1,117 529

1,143 125 106

1,178 1,325 1,885

905 6,117

579

Page 104 of 111






Bank of America Corp. NC 111,349 303 152,842 3,296 41,493 2,993 Regions Financial Corp. AL 67,527 179 85,645 995 18,118 816 Suntrust Bk GA 66,320 151 71,571 304 5,251 153 Capgen Cap Grp V Lp NY 33,752 97 38,778 237 5,026 140

Wells Fargo & Co. CA 148,591 402 255,871 4,730 107,280 4,328 U S Bancorp MN 117,838 291 147,043 2,413 29,205 2,122 Dacotah Bks SD 114,623 360 148,676 1,526 34,053 1,166 Minnehaha Bancshares SD 94,406 244 109,639 623 15,233 379 First Intrst Bancsystem MT 34,532 108 50,378 681 15,846 573

First Horizon Nat Corp. TN 481,724 1,330 559,752 2,883 78,028 1,553 Pinnacle Fncl Ptnr TN 479,442 1,250 535,088 2,357 55,646 1,107 Regions Financial Corp. . AL 388,676 1,097 686,502 11,393 297,826 10,296 Suntrust Bk GA 249,235 569 266,688 1,108 17,453 539 BB&T Corp. NC 135,232 344 149,105 602 13,873 258 First South Bancorp TN 110,970 348 147,904 1,996 36,934 1,648 Synovus Financial Corp. . GA 58,354 187 65,344 332 6,990 145 Renasant Corp. MS 58,007 183 71,124 598 13,117 415 Bank of America Corp. NC 57,162 156 91,965 3,278 34,803 3,122 U S Bancorp MN 55,262 155 105,477 4,752 50,215 4,597 First Citizens Bshrs TN 53,453 181 73,949 861 20,496 680 First Scty Grp. TN 53,196 166 63,545 423 10,349 257 Fifth Third Bancorp OH 42,353 104 48,700 296 6,347 192 Bancorpsouth MS 41,539 123 53,271 508 11,732 385 Tennessee Commerce Bank TN 40,804 109 48,979 305 8,175 196 Community First Bshrs TN 37,500 115 48,489 510 10,989 395 Banctenn Corp. TN 37,349 114 46,269 360 8,920 246 First Citizens Bshrs NC 35,854 85 41,257 239 5,403 154 Wilson BHC TN 34,081 98 37,710 191 3,629 93 Wells Fargo & Co. CA 33,000 115 102,788 2,417 69,788 2,302

Wells Fargo & Co. CA 941,631 3,049 2,318,298 59,695 1,376,667 56,646 Cullen/Frost Bkr TX 926,694 2,311 1,017,693 4,047 90,999 1,736 JPMorgan Chase & Co. NY 609,250 1,513 1,260,895 64,379 651,645 62,866 Zions Bancorp UT 462,069 1,137 542,655 3,227 80,586 2,090 Bank of America Corp. NC 450,220 1,166 676,860 17,266 226,640 16,100 Texas Cap Bancshares TX 297,132 772 402,212 14,408 105,080 13,636 Prosperity Bancshares TX 295,910 881 368,804 3,059 72,894 2,178 Comerica TX 279,790 724 320,390 1,407 40,600 683 Compass Bank AL 270,136 816 552,959 9,376 282,823 8,560

Tennessee

South Dakota

Texas

Page 105 of 111






International Bshrs Corp. TX 176,177 556 225,636 2,100 49,459 1,544 Capital One Financial Corp. VA 172,477 451 304,032 27,989 131,555 27,538 American St Fncl Corp. TX 158,418 414 209,414 2,484 50,996 2,070 Regions Financial Corp. . AL 148,282 396 198,976 2,391 50,694 1,995 MOW/Rpw Ii TX 140,593 399 178,220 1,277 37,627 878 Overton Financial Corp. TX 139,929 412 173,209 1,197 33,280 785 Amarillo Nat Bancorp TX 139,673 481 244,815 4,150 105,142 3,669 BOK Financial Corp. OK 138,227 323 148,557 517 10,330 194 Legacytexas Grp. TX 135,205 347 155,033 750 19,828 403 Happy Bancshares TX 133,061 454 176,259 1,721 43,198 1,267 ANB Holding Corp. TX 124,759 365 155,422 1,033 30,663 668 City Bank TX 122,025 344 152,635 1,297 30,610 953 Weststar BHC TX 111,448 313 132,568 724 21,120 411 Broadway Bancshares TX 96,582 264 115,391 709 18,809 445 Southside Bancshares TX 91,487 261 123,638 1,139 32,151 878 Central Cmnty Corp. TX 91,106 248 114,886 1,055 23,780 807 CBFH TX 82,453 246 108,454 969 26,001 723 North Amer Bancshares TX 77,488 203 94,643 710 17,155 507 Hancock Holding Corp. MS 74,503 186 82,519 369 8,016 183 Trustmark Corp. MS 72,734 183 84,674 413 11,940 230 Encore Bancshares TX 71,661 170 78,092 279 6,431 109 Jefferson Bancshares TX 67,694 195 85,471 673 17,777 478 Metrocorp Bancshares TX 67,255 161 70,387 207 3,132 46 Inwood Bancshares TX 65,106 166 74,563 372 9,457 206 Bancorpsouth MS 64,572 214 83,854 770 19,282 556 Woodforest National Bank TX 64,384 187 72,598 379 8,214 192 Patriot Bancshares TX 61,807 153 68,247 292 6,440 139 First NB Group TX 54,760 175 64,463 396 9,703 221 Plains Bancorp TX 53,945 159 72,439 750 18,494 591 Community TR Financial Corp. LA 53,819 127 58,189 217 4,370 90 American Bk Holding Corp. TX 52,738 160 70,931 594 18,193 434 First Citizens Bshrs NC 50,550 132 57,088 329 6,538 197 Inter National Bank TX 45,445 142 53,325 322 7,880 180 Signature Bank NY 44,971 90 45,331 95 360 5 Security Holding Corp. TX 44,384 134 65,462 998 21,078 864 First Texas BHC TX 42,164 111 49,092 279 6,928 168 BB&T Corp. NC 42,115 104 45,229 156 3,114 52 North Dallas Bank & Trust Co. TX 39,829 100 45,104 230 5,275 130 Southwest Bancorp OK 36,575 84 40,504 150 3,929 66 Citigroup NY 30,854 68 34,010 135 3,156 67

Utah

Page 106 of 111








Virginia

Vermont

Washington

Zions Bancorp Wells Fargo & Co. JPMorgan Chase & Co. U S Bancorp Keycorp Bank of America Corp.

BB&T Corp. Suntrust Bk Wells Fargo & Co. Bank of America Corp. PNC Fncl Svc Group First Citizens Bshrs Union First Mkt Bshrs Corp. Southern Bshrs NC Stellarone Corp. Townebank United Bancshares Burke & Herbert Bank And TrustVirginia Cmrc Bancorp Cardinal Financial Corp. Capital One Financial Corp. Eastern Va Bancshares First Cap Bancorp M&T Bk Corp. Capgen Cap Grp Vi Lp Sandy Spring Bancorp

Merchants Bancshares Northfield MHC TD Bank N.A.

U S Bancorp Wtb Financial Corp. Wells Fargo & Co. Banner Corp. ColUMBia Bkg Sys Bank of America Corp. Keycorp Sterling Financial Corp. Washington Bkg Co

UT CA NY MN OH NC

NC GA CA NC PA NC VA NC VA VA WV VA VA VA VA VA VA NY NY MD

VT VT ME

MN WA CA WA WA NC OH WA WA

400,947 173,832

94,300 65,980 59,659 30,101

944,588 479,066 283,385 211,768 153,700 147,467 139,324 137,463 134,459 133,625

95,506 73,795 66,864 54,743 50,090 44,428 44,077 43,081 42,075 38,564

58,475 42,000 35,973

427,906 290,671 285,516 250,700 240,263 230,896 178,222 117,299 105,466

1,153 572 221 173 138

79

2,472 1,094

882 530 419 420 376 375 377 379 246 209 192 111 130 138 123 110 111

88

167 128

89

1,010 745 877 680 616 590 390 331 304

593,194 497,420 148,613

97,488 65,988 39,869

1,051,449 527,824 672,476 289,706 201,038 180,365 162,738 148,132 155,420 155,979 107,494

86,374 76,129 56,637 94,055 57,685 52,000 49,040 47,188 39,922

68,725 49,124 53,939

604,047 327,612 724,392 285,370 268,126 379,959 192,990 132,589 125,608

7,705 14,458

5,424 2,882

327 705

4,457 2,514

14,841 6,359 1,526 1,392 1,031

622 800 918 538 514 353 144

7,668 447 260 238 224 115

411 258 578

15,903 1,601

19,261 1,649 1,193

11,360 899 684 737

192,247 323,588

54,313 31,508 6,329 9,768

106,861 48,758

389,091 77,938 47,338 32,898 23,414 10,669 20,961 22,354 11,988 12,579 9,265 1,894

43,965 13,257 7,923 5,959 5,113 1,358

10,250 7,124

17,966

176,141 36,941

438,876 34,670 27,863

149,063 14,768 15,290 20,142

6,552 13,886

5,203 2,709

189 626

1,985 1,420

13,959 5,829 1,107

972 655 247 423 539 292 305 161

33 7,538

309 137 128 113

27

244 130 489

14,893 856

18,384 969 577

10,770 509 353 433

Page 107 of 111








Wisconsin

West Virginia

Wyoming

Umpqua Holding Corp. Skbhc Holds Llc Olympic Bancorp Peoples Bancorp JPMorgan Chase & Co. Union Bank N.A Cashmere Valley Financial Corp. West Coast Bancorp Pacific Continental Corp.

Associated Banc Corp. U S Bancorp Johnson Fncl Grp. River Valley Bancorp JPMorgan Chase & Co. Oconomowoc Bancshares Baylake Corp. TRI City Bshrs Corp. Wintrust Financial Corp. Wells Fargo & Co. NEB Corp. Bankmanagers Corp. Waupaca Bancorp Community Banc Corp. SheboygaBMO Harris Bank N.A. Talmer Bancorp PNC Fncl Svc Group Otto Bremer Foundation Citizens Republic Bancorp TCF Financial Corp.

BB&T Corp. United Bancshares Huntington Bancshares JPMorgan Chase & Co. City Holding Corp. Wesbanco First Cmnty Bancshares Summit Fncl Group

First Intrst Bancsystem

OR AZ WA WA NY CA WA OR OR

WI MN WI WI NY WI WI WI IL CA WI WI WI WI IL MI PA MN MI MN

NC WV OH NY WV WV VA WV

MT

60,097 58,425 54,764 52,822 48,815 39,638 35,785 33,422 30,272

440,871 354,059 323,689 159,025 127,436 115,498 114,533 113,503

99,330 97,122 95,800 95,113 79,091 77,619 57,183 47,339 46,304 45,974 33,644 30,393

191,102 152,518

60,484 47,029 47,023 45,493 33,334 30,778

70,131

150 150 162 147 125

85 100 100

77

1,133 983 849 489 318 298 350 340 242 315 296 230 266 203 159 159 123 148

99 63

547 454 163 103 143 133 127

83

228

66,316 69,107 67,113 59,713

163,129 42,796 45,590 38,958 33,594

483,724 551,146 351,352 187,411 215,402 127,047 130,700 128,112 109,189 241,807 122,319 101,374 104,594

86,700 64,973 58,186 57,701 56,228 41,230 31,101

224,746 191,178

72,832 64,195 58,383 53,789 46,475 37,200

101,589

294 381 431 296

11,906 186 374 230 139

2,029 20,006

1,359 1,178 9,348

553 687 668 487

6,085 1,040

351 1,305

422 404 421 455 388 277

72

1,269 1,359

538 1,723

389 358 487 287

1,253

6,219 10,682 12,349 6,891

114,314 3,158 9,805 5,536 3,322

42,853 197,087

27,663 28,386 87,966 11,549 16,167 14,609 9,859

144,685 26,519 6,261

25,503 9,081 7,790

10,847 11,397 10,254 7,586

708

33,644 38,660 12,348 17,166 11,360 8,296

13,141 6,422

31,458

144 231 269 149

11,781 101 274 130

62

896 19,023

510 689

9,030 255 337 328 245

5,770 744 121

1,039 219 245 262 332 240 178

9

722 905 375

1,620 246 225 360 204

1,025

Page 108 of 111




Wells Fargo & Co. CA 67,432 198 124,493 2,507 57,061 2,309Midland Financial Corp. WY 33,592 134 46,295 483 12,703 349

Note: Small businesses seeking loans should also consider banks that particpate in the SBA loan programs. To locate an SBA certified lender near you, call 1-800-8-ASK-SBA.Source: U.S. Small Business Administration, Office ofAdvocacy, from Community Reinvestment Act reports.

Page 109 of 111

Table 4D. Total Amount and Number of Small Business Loans per Small Business Employee by State Based on CRA Data, 2011

Rank Dollars per All Small Business Lending Micro Business Lending Number of SBL Amount State employee* (under $1M) (less than $100,000) Employees per Employee

Amount (1,000) Number Amount (1,000) Number

Alabama 6 3,081,720 43,296 837,857 36,874 768,302 4,011 Alaska 3 558,356 12,175 215,259 11,169 135,374 4,125 Arizona 29 2,837,960 81,425 1,291,687 77,099 925,994 3,065 Arkansas 19 1,639,060 27,334 470,186 23,695 482,603 3,396 California 20 21,408,287 509,474 8,766,153 475,344 6,323,489 3,386 Colorado 2 4,028,539 94,537 1,466,025 87,625 961,394 4,190 Connecticut 44 1,804,623 34,465 611,822 31,069 713,635 2,529 Delaware 45 391,529 9,366 168,110 8,743 168,878 2,318 District of Columbia 51 377,847 4,783 93,740 4,079 217,123 1,740 Florida 38 7,808,774 182,520 2,911,130 168,827 2,840,091 2,749 Georgia 9 5,589,948 82,671 1,322,459 70,858 1,483,934 3,767 Hawaii 31 781,731 12,004 213,781 10,501 258,944 3,019 Idaho 4 1,154,885 25,119 415,676 22,972 281,500 4,103 Illinois 12 8,490,932 130,163 1,782,090 112,677 2,388,695 3,555 Indiana 23 3,824,058 57,880 973,764 49,875 1,156,550 3,306 Iowa 43 1,683,459 31,547 519,814 28,337 643,459 2,616 Kansas 47 1,367,977 23,033 347,885 20,242 594,623 2,301 Kentucky 30 2,107,524 32,085 552,411 27,678 696,652 3,025 Louisiana 18 2,990,423 45,563 742,301 39,341 871,369 3,432 Maine 14 982,525 16,330 303,866 14,213 282,460 3,478 Maryland 39 2,943,083 45,980 827,933 40,282 1,071,687 2,746 Massachusetts 48 3,024,834 55,080 852,018 49,202 1,357,370 2,228 Michigan 1 7,689,507 94,614 1,523,811 78,076 1,699,821 4,524 Minnesota 37 3,257,253 78,696 1,240,319 73,296 1,180,677 2,759 Mississippi 10 1,610,005 25,181 486,126 21,658 436,996 3,684 Missouri 32 3,317,909 53,879 794,900 46,882 1,110,309 2,988 Montana 22 766,450 16,846 280,925 15,383 231,554 3,310 Nebraska 40 1,062,680 21,576 362,694 19,605 391,368 2,715 Nevada 33 1,238,976 32,014 512,098 30,018 418,384 2,961 New Hampshire 50 508,912 12,699 206,221 11,792 284,938 1,786 New Jersey 28 5,228,628 105,523 1,970,599 96,762 1,689,316 3,095 New Mexico 46 764,144 18,073 324,367 16,767 330,660 2,311 New York 41 10,117,489 223,120 3,615,918 205,388 3,737,677 2,707 North Carolina 5 6,272,789 81,841 1,529,745 68,405 1,545,390 4,059 North Dakota 8 711,532 11,731 194,268 10,329 182,453 3,900 Ohio 13 7,338,701 109,528 1,859,804 94,564 2,074,788 3,537 Oklahoma 42 1,811,022 30,215 489,544 26,501 673,373 2,689 Oregon 15 2,603,907 60,136 875,750 55,450 750,293 3,471 Pennsylvania 17 8,319,988 123,851 2,577,311 107,496 2,419,033 3,439 Rhode Island 36 611,294 9,123 150,262 7,862 221,019 2,766 South Carolina 16 2,504,327 33,702 611,584 28,253 727,761 3,441 South Dakota 7 817,441 13,467 242,882 11,878 203,857 4,010 Tennessee 11 3,622,088 50,331 902,964 42,842 1,017,582 3,560 Texas 26 12,793,537 256,154 4,207,540 232,600 4,076,197 3,139 Utah 24 1,620,710 37,863 671,907 35,239 491,905 3,295 Vermont 49 331,406 6,511 106,912 5,846 157,720 2,101 Virginia 21 4,850,753 62,866 1,134,971 52,930 1,437,468 3,375 Washington 25 3,988,134 81,294 1,200,069 74,028 1,249,608 3,192 West Virginia 27 928,842 11,770 212,767 9,713 297,701 3,120 Wisconsin 34 3,518,049 59,233 794,108 51,734 1,201,786 2,927 Wyoming 35 386,542 8,733 148,004 7,990 132,920 2,908

United States 177,471,089 3,287,400 54,914,337 2,949,989 54,996,680 3,227 Note: Rank is based on the value of small business loans per employee.

1 Employee data is from the Statistics of U.S. Businesses.Source: Statistics of U.S. Businesses; U.S. Small Business Administration, Office of Advocacy and from Community Reinvestment Act.

Table 5. Number of Reporting Institutions by Asset Size and State and Territory Based on Call Report Data, June 2007 -June 2012

Year 2012 Lending Institution by Asset Size CategoryState 2007 2008 2009 2010 2011 2012 <$100M $100M-$500M $500M-$1B $1B-$10B $10B-$50B >$50B

AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFederated St. of MicroFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirgin IslandsVirginiaWashingtonWest VirginiaWisconsinWyoming

U.S. Total

16071

54152306164

5735

71

308354

39

19681165396358218166

34105189168446

98364

78251

4225

12853

200110

97273260

40246

10139488

204653

6918

3120

9970

30144

8,614

16071

57147313156

5733

61

311354

39

20661159383352204161

3298

180161437

98357

78245

4526

12654

194111

96263257

40242

10139289

200649

7015

2118

9768

29043

8,451

15671

57136307148

5631

61

301324

39

18649155376343199158

2993

172149425

95349

76240

3924

12454

196107

94251252

38226

10139087

197640

6514

2120

9666

28239

8,195

14461

42132281143

5429

61

265283

39

18614146363337198156

2989

166139406

91341

73229

3124

12353

189102

92242251

36223

7148784

191626

6014

2118

8565

28037

7,830

14260

36127265112

5327

51

238251

39

18592144352324196153

2986

162134399

89333

73221

2823

11751

1819992

237243

34212

7148383

190605

5714

2114

7563

27237

7,513

14060

31126249106

5226

51

217236

39

16570139341314193146

2981

157131383

87329

66216

2422

11049

1769390

236238

34203

7147181

185587

5614

2110

7162

27135

7246

440

13342234

7210

3767

014

23633

152187

5636

6151737

21120

13837

125815

1120184678

1028

3003

154430

19012

11

14171493

9

2,342

8040

1471

1425722

931

130143

228

25381

164103113

867

528274

15247

1432477

6145830754331

115116

1998

04

4223

123299

1781

513240

14023

3,554

8002

1132

614

210

269013

41111417131711

92911111325

2734

236

3716

723

91

470296

234611

40

2310

427

3

690

62029

4187500

2215

131

361411

711

545

28896

203653

212

3513

61310

424

53558

46710

1811

410

0

554

00001

1012100210202000021001013011030610212421011470011010

70

20000200700010002000000010000001000320500001020220030000

36Source: Federal Deposit Insurance Corporation (http://www2.fdic.gov/sdi/main.asp)

small business lending in the united states 2012 report

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