summary of benefits spf 008 (hmo)
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2022SUMMARY OF BENEFITSSPF 008 (HMO)
H0982_SUMBNF0082022_M
2022SUMMARY OF BENEFITSSOLIS Health Plans SPF 008 (HMO)
H0982, Plan 008 - Palm Beach County
January 1, 2022 - December 31, 2022
Solis Health Plan is a Medicare Advantage HMO plan with a Medicare contract. Enrollment in the Plan depends on contract renewal.
This summary of benefit information provided does not list every service that we cover or list every limitation or exclusion. To get a complete list of services we cover, please request the “Evidence of Coverage" (EOC) online at www.solishealthplans.com or call us and request a copy.
What does Solis Health Plans (HMO) Cover?
Like all Medicare health plans, we cover everything that Original Medicare covers—and more!
Our members receive more benefits than are covered by Original Medicare. Some of these supplemental benefits are outlined in this Summary of Benefits.
We cover Part D drugs. You can see Solis’s Comprehensive Prescription Drug List (formulary) on our website at www.solishealthplans.com or call toll-free 1 (844) 447-6547 (TTY 711).
Solis has a network of hospitals, doctors, specialists, pharmacies, and other providers ready to serve all of your healthcare needs. You can access the Provider Directory on our website at www.solishealthplans.com or call toll-free 1 (844) 447-6547 (TTY 711). Services are available when using an in-network provider. Out of network provider services are not covered except in emergency situations.
Medicare Plan Finder on www.medicare.gov allows you to compare our plan with other plans for their Summary of Benefits.
If you are already a member of Solis Health Plans, call toll-free 1 (844) 447-6547 (TTY 711). Customer Service is available October 1 – March 31, 8 a.m. – 8 p.m. local time, 7 days a week. From April 1 – September 30, Monday – Friday 8 a.m. – 8 p.m. local time. Our automated phone system may answer your call weekends, holidays and after hours.
To join Solis Health Plan (HMO), you must be entitled to Medicare Part A, be enrolled in Medicare Part B, and live in our service area. Our service area includes the following counties in Florida: Palm Beach.
For coverage and costs of Original Medicare, look in your current “Medicare & You” handbook. View it online at www.medicare.gov or get a copy by calling 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048. This document is available in other formats such as braille, large print or audio.
For more information, please call us at 1 (844) 447-6547 / (TTY : 711), or visit us at https://solishealthplans.com. 8 a.m. to 8 p.m. seven days a week from Oct. 1 – March 31 8 a.m. to 8 p.m. Monday-Friday from April 1 - Sept. 30.
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Pre-Enrollment Checklist
Before making an enrollment decision, it is important that you fully understand our benefits and rules. If you have any questions, you can call and speak to a customer service representative at 1 (844) 447-6547, TTY 711.
Understanding the Benefits
Review the full list of benefits found in the Evidence of Coverage (EOC), especially for those services for which you routinely see a doctor. Visit www.solishealthplans.com or call 1 (844) 447-6547, TTY 711 to view a copy of the EOC.
Review the provider directory (or ask your doctor) to make sure the doctors you see now are in the network. If they are not listed, it means you will likely have to select a new doctor.
Review the pharmacy directory to make sure the pharmacy you use for any prescription medicine is in the network. If the pharmacy is not listed, you will likely have to select a new pharmacy for your prescriptions.
Understanding Important Rules
In addition to your monthly plan, you must continue to pay your Medicare Part B premium. This premium is normally taken out of your Social Security check each month.
Benefits, premiums and/or copayments/co-insurance may change on January 1, 2023.
Except in certain emergency or urgent situations, we do not cover services by out-of-network providers (doctors who are not listed in the provider directory).
SPF 008 (HMO) H0982-008
Covered Medical and Hospital Benefits
Inpatient HospitalA,R
Outpatient HospitalA,R
Doctor Visits
Monthly Plan Premium
Deductible
Maximum Out-of-Pocket Responsibility (does not include prescription drugs)
• $0
• You must continue to pay your Part B premium.
• No deductible
• $3,400 In-network
• Includes copays and other costs for medical services for the year
• $50 Copayment, days 1-10
• $0 Copayment days 11-90
• $50 Copayment per observation or per stay
• Primary Care: $0 Copayment
• Specialists:A,R $5 Copayment
A - Authorization may be required R - Referral may be required
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Authorization not required for initial evaluation
Authorization may be required for subsequent visits
Preventive Care
• $0 Copayment
• Abdominal aortic aneurysm screeningR
• Annual “wellness” visit
• Bone mass measurementR
• Breast cancer screening (mammogram)R
• Cardiovascular disease risk reduction visit
• Cardiovascular disease testingR
• Cervical and vaginal cancer screeningR
• Colorectal cancer screenings (colonoscopy, fecal occult blood
test, flexible sigmoidoscopy)A,R
• Depression screening
• Diabetes screenings
• HIV screening
• Immunizations
• Lung cancer screeningsR
• Medical nutrition therapyR
• Medicare Diabetes prevention programR
• Obesity screenings and therapyR
• Prostate cancer screenings (PSA)
• Screening and counseling to reduce alcohol misuse
• Sexually transmitted infections screenings and counselingR
• Tobacco use cessation counseling (counseling for people with no
sign of tobacco-related disease)R
• “Welcome to Medicare” preventive visit (one-time)
A - Authorization may be required R - Referral may be required
Outpatient Care and Services
Emergency Care / Post-Stabilization CareA
Urgently Needed Services
Diagnostic Services/Labs/Imaging
• $90 Copayment - waived if admitted to hospital within 1 day
• International Emergencies - $50,000 annual benefit max
- $120 Copayment - waived if admitted to hospital
• $0 Copayment
Medicare-covered Diagnostic Procedures / Tests:R
• $0 Copayment - In Network Non-Hospital Facility
• $50 Copayment - Hospital Facility
Medicare-covered Lab Services:R
• $0 Copayment - In Network Non-Hospital Facility
• $100 Copayment - Hospital Facility
Medicare-covered X-Ray Services:A,R
• $0 Copayment - In Network Non-Hospital Facility
• $50 Copayment - Hospital Facility
Medicare-covered Diagnostic Radiological Services (e.g., CT, MRI, etc.):A,R
• $0 Copayment - In Network Non-Hospital Facility
• $75 Copayment - Hospital Facility
Medicare-covered Therapeutic Radiological Services:A,R
• $0 Copayment - In Network Non-Hospital Facility
• $60 Copayment - Hospital Facility
A - Authorization may be required R - Referral may be required
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Dental Services
Hearing Services
Hearing Services (Routine Hearing Exam and Hearing Aid)A,R
PreventiveR
• $0 Copayment
• $1,500 Hearing Aid allowance both ears combined per year
• Unlimited Routine Hearing Exams
• Oral Exam $0 Copayment – 2 exams every year
• Cleaning $0 Copayment – 2 every year
• Fluoride Treatment $0 Copayment – 2 every year
• Dental X-Rays $0 Copayment – 2 every year
ComprehensiveA,R
• Diagnostic Services $0 Copayment – 1 visit every 2 years
• Restorative Services $0 Copayment – 2 visits every year
• Endodontics $0 Copayment – 1 visit every 2 years
• Periodontics $0 Copayment – 2 visits every 2 years
• Extractions $0 Copayment – 3 extractions every year
• Prosthodontics, Other Oral/ $0 Copayment – 1 visit every 2 years
Maxillofacial Surgery, Other
Services
A - Authorization may be required R - Referral may be required
Vision Services
Additional Outpatient Care and Services
Mental Health Services
Skilled Nursing Facility (SNF)A,R
• Inpatient hospital (Psychiatric)A,R $50 Copayment, days 1-10
$0 Copayment days 11-90
• Mental Health Specialty ServicesR $25 Copay Medicare-covered Individual Sessions
$10 Copay Medicare-covered Group Sessions
• $0 Copayment, days 1-20
• $125 Copayment days 21-100
2 day prior network hospital admissions prerequisite
• $10 Copayment - In Network Non-Hospital Facility
• $40 Copayment - Hospital Facility
Vision ServicesA,R
• Eye exams: $0 Copayment – 1 exam every year, in
addition to Medicare covered services
A - Authorization may be required R - Referral may be required
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ORehabilitation Services (Physical Therapy and Speech Language Pathology Services)A,R
Authorization not required for initial evaluation
Authorization may be required for subsequent visits
• $0 Copayment $300 annual total allowance
• Contact lenses; Eyeglasses (lenses and frames); Eyeglass lenses; Eyeglass
frames; Upgrades:A,R
Additional Benefits
AmbulanceA
• Medicare-covered Air Ambulance Services:
20% Coinsurance - waived if admitted to hospital
• Medicare-covered Ground Ambulance Services:
$250 Copay - waived if admitted to hospital
Authorization is required for non-emergency Medicare services
TransportationR
• $0 Copayment
Unlimited trips to plan approved health-related locations
Podiatry ServicesA,R
• $30 Copayment
Unlimited Routine Care
Authorization not required for initial evaluation
Authorization may be required for subsequent visits
Medicare Part B Drugs and Home Infusion DrugsA
• 20% coinsurance
Erectile Dysfunction Drugs (ED)
• You are covered for up to 6 pills per month
FitnessR
• $0 Copayment Silver & Fit - Gym Membership
Ambulatory Surgical CenterA,R
• $25 Copayment
A - Authorization may be required R - Referral may be required
MealsA
$0 Copayment - 2 meals a day for 7 days
Meals are covered immediately following surgery or inpatient hospitalization.
Meals are covered immediately following each surgery or inpatient hospitalization
for unlimited hospitalizations
Medical Equipment/Supplies
• Diabetic Supplies $0 Copayment
• Diabetic Therapeutic Shoes or InsertsA 20% Coinsurance
Diabetic Supplies and Services limited to those from specified manufacturers
• Durable Medical EquipmentA 20% Coinsurance
- Medicare-covered ventilators
- bone growth stimulators
- portable oxygen concentrators
- bariatric equipment
- specialty beds
- custom wheelchairs
- seat lifts
- specialty brand items.
• All other Durable Medical Equipment 0% Coinsurance
• Prosthetic DevicesA 20% Coinsurance
- Medicare-covered prosthetic devices
The plan has preferred vendors / manufacturers for Durable Medical
Equipment (DME)
A - Authorization may be required R - Referral may be required
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Chiropractic ServicesR
Over-the-Counter (OTC)
• $0 Copayment
The plan covers up to $50 per month for plan approved over-the-counter
and health-related products.
AcupunctureA,R
• $5 Copayment
Up to 12 visits in 90 days. An additional 8 sessions will be covered for those
patients demonstrating an improvement.
No more than 20 acupuncture treatments may be administered annually
A - Authorization may be required R - Referral may be required
• $0 Copayment for Medicare-covered Chiropractic Services
Unlimited Routine Care
Authorization required after first 12 visits
Prescription Drug Benefits
Prescription Drugs
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Deductible Stage
Initial Coverage - You stay in this stage until your year-to-date “total drug costs”(your payments plus any Part D plan’s payments) total $4,430.
Coverage Gap - Your stay in this stage until your year-to-date “out-of-pocket costs”(your payments) reach a total of $7,050
The plan has no deductible stage
Standard Retail Rx 30-day Supply
Standard Retail Rx 90-day Supply
Out-of-Network Retail Rx 90-day
Supply
Mail Order 90-day Supply
Tier 1: Preferred Generic
Tier 2: Generic
Tier 1: Preferred Generic
Tier 2: Generic
Tier 3: Preferred Brand
Tier 4: Non-Preferred
Tier 5: Specialty
Tier 6: SupplementalDrugs
For all other drugs, you pay 25% coinsurance for generic drugs and 25% coinsurancefor brand-name drugs.
$0 Copay
$0 Copay
$20 Copay
$75 Copay
33%Coinsurance
33%CoinsuranceNot Available
$225 Copay $75 Copay
$0 Copay
$0 Copay
$50 Copay
$0 Copay
$0 Copay
$0 Copay
$0 Copay
$0 Copay$0 Copay$0 Copay
$0 Copay
$0 Copay
$0 Copay
$0 Copay
$0 Copay
$0 Copay
$0 Copay
$0 Copay
$0 Copay
Not Available
Not Available
Not Available
$20 Copay
“Extra Help” Level
Standard Retail Rx 30-day Supply
Standard Retail Rx 90-day Supply
Out-of-Network Retail Rx 90-day
Supply
Mail Order 90-day Supply
Tier 1: Preferred Generic
Tier 2: Generic
Tier 3: Preferred Brand
Tier 4: Non-Preferred
Tier 5: Specialty
Tier 6: SupplementalDrugs
You pay either 5% of the cost of the drug or
$3.95 for a generic drug or a drug that is treated like a generic and $9.85 for all other drugs. (whichever is
the larger amount)
You pay either 5% of the cost of the drug or
$3.95 for a generic drug or a drug that is treated like a generic and $9.85 for all other drugs. (whichever is
the larger amount)
You pay either 5% of the cost of the drug or
$3.95 for a generic drug or a drug that is treated like a generic and $9.85 for all other drugs. (whichever is
the larger amount)
You pay either 5% of the cost of the drug or
$3.95 for a generic drug or a drug that is treated like a generic and $9.85 for all other drugs. (whichever is
the larger amount)
Level 1
Level 2
Level 3
Level 4
Individuals with “Extra Help” will pay a different copayment or coinsurance amount for Part D drugs. The amount you will pay depends on your qualified level. The table below demonstrates what you will pay if you qualify for “Extra Help” and how much you will pay in the different levels.
Catastrophic Coverage- During this stage, the plan will pay most of the cost of yourdrugs for the rest of the calendar year (through December 31, 2022).
$0 Copay$0 Copay$0 Copay $0 Copay
Your cost sharing amount for generic/preferred multi-source
drugs is no more than
Your cost sharing amount for all
other drugs is no more than
$3.95 $9.85$4.00$1.35
$0 $015% Coinsurance15% Coinsurance
This information is not a complete description of benefits.Call 1 (844) 447-6547 / (TTY : 711) 8 a.m. to 8 p.m. seven days a week from Oct. 1 – March 31 8 a.m. to 8 p.m. Monday-Friday from April 1 - Sept. 30 for more information.
Solis Health Plans is an HMO with a Medicare contract. Enrollment in Solis Health Plans, Inc. (HMO) depends on contract renewal.