sunday, feb 15, 2015 v150, no.7

An investigation by the Covington Po-lice Department led to the arrest of Teresa Lynn Knight in a case that affected more than 100 people and three counties.

CPD took on the forgery case from the Big EZ regarding a stolen check from a lo-cal law office that was cashed at their loca-tion earlier this week.

Det. Kara Hipps was assigned the case, and her investigation led her to Knight, of Covington.

During Hipps investigation she discov-ered that the same female cashed addition-al checks earlier that week at area banks. Once the suspect was identified, Detective Hipps obtained warrants for two counts of forgery and two counts of ID Fraud.

On Feb. 6, Knight was located and arrest-ed at the Shell Station on Hwy 36. When Detective Hipps , Detective Shirah , and members of the Newton County Crimes

SUNDAY, Feb. 15, 2015 The story of your life Vol. 150, No. 7 $1

Covington • Mansfield • Newborn • Oxford • Porterdale • Social Circle

For the most up to date news in Newton County, visit CovNews.com.FOR THE MOST UP-TO-DATE NEWS IN NEWTON COUNTY, VISIT COVNEWS.COM

THE COVINGTON

NEWS

The City of Covington begins major storm water project work in the area of Gordy Street and Newton Drive.

Fixing a flood

LOCAL, 2A LOCAL, 3A

"Warehouse prices"Designer Fabrics • Oriental Rugs

770-786-1441

Newton and Eastside high schools Valedictorian and Salutatorians have been announced. The top 10

Eagles and Rams were also named for the Class of 2015.

Top of their class

Woman steals from more than 100 people

BRYAN [email protected]

preview dayWe invite you to experiencethe LCA story by joining us

at a Preview Day.

Tuesday, Feb. 24that 9:00am

To RSVP or for more information call 770-554-9888.

Area basketball teams compete in region tournaments. See who will compete in the state playoffs.

Tourney time

u See THEFT, 8A

u See FULL STORY, 2A

SPORTS, 1B

CN

150 YEARS OF SERVING NEWTON COUNTY

Jet soars in Spelling Bee

Coming this Friday The Covington News Digital Paper will hit inboxes this Friday. A new, free to registered users platform for The Covington News. The story of your life on your favorite digital device in a way never delivered before in Newton County.

TO VACCINATE

OR NOT TO VACCINATE

Measles outbreak stirs up debate

A Valentine’s thank youProvidence Christian School teachers help Cyler Wilcox overcome difficult year

u See FULL STORY, 8A

The national measles outbreak has ignited a firestorm debate over immunization, but while most Newton Coun-ty parents appear to strongly support vaccination, few of those who spoke with The News were ready to do away with personal choice when it comes to immunization.

BY MERIS LUTZ

u See MEASLES, 8A

According to the Mayo Clinic Measles signs and symptoms appear 10 to 14 days after exposure to the virus.

SIGNS AND SYMPTOMS INCLUDE:FeverDry coughRunny noseSore throatInflamed eyes (conjunctivitis)Tiny white spots with bluish-white centers on a red background found inside the mouth on the inner lining of the cheekA skin rash made up of large, flat blotches that often flow into one another.

nnnnnn

n

Want to learn about living healthy? Read our special section starting on 1D. Want to know even more about a better lifestyle? Visit our Health and Fitness Expo at NCCA Saturday.

Get healthy & stay fit!

A Sunday, Feb. 15, 2015 The Covington NewsLOCAL

Office: 770-787-6397

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weather 8-day forecast

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For more news during the week, check out our newly revamped NEWS & ADVERTISER, delivered right to your door at no cost!

ICYMI: in case you missed it online this week visit covnews.com to stay up-to-date throughout the week

Opposition at Atlanta hearing for permit to allow more sewage in South River

Wintry weather possible for Monday

Video: Black history interview with Janet Goodman

Video: Newton Medical Center health fair

Call Marsha to schedule your tour and enjoy a complimentary lunch. 770-464-4211 or 404-788-4184.

I Don’t Want to Go to a nursInG Home.

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oxton Village of social Circle621 N. Cherokee Road • Social Circle, GA 30025770-464-4211 • www.oxtonsl.com

Camp Invention coming to NCCAboard of education

A summer camp program for youngsters that focuses on innova-tion and building inventions will be held at the Newton College and Career Academy, 144 Ram Drive, Covington, this year.

In a 5-0 vote, the Newton Coun-ty Board of Education approved letting Camp Invention use the school facility for a week-long

program during the second week of June.

The program will provide STEM-related summer experienc-es for students between grades 1 to 6.

Students will build and compete in a team racing cart event, build a video game level, take apart old machines, invent new machines and take instruction from the in-ventor of the digital camera.

The camp begins on June 8 and

ends on June 12. The price to reg-ister a child is $220. In other school business:

The board granted the NCCA a one-year extension on its charter that was original signed in May 2010.

This will allow the NCCA gov-erning board to begin a strategic review of NCCA’s academic pro-gram while also aligning it with the school district’s strategic plan.

District 2 Board member Eddie

Johnson wondered why a strategic review hadn’t been complete prior to this year expiration of the charter.

“There weren’t any shortfalls per se,” Newton County School System Director of Secondary Schools Shan-non Buff answered. “(NCCA Princi-pal Chad Walker) is a new adminis-trator so that’s part of the process of building a new governing board and building a strategic review.”

The charter is set to expire June 30, 2016.

MARTIN RAND [email protected]

Anyone travelling through the area of Gordy Street and Newton Drive after a heavy downpour under-stands the problem. The lack of drainage infrastructure leads to flooded streets and yards and in turn, a mess for motorists and property owners. The city of Coving-ton has begun work to fix that problem.

“After a heavy rain, that whole area is a swamp,” said City Engineer Tres Thomas. “Something had to be done. Not only is it a danger for anyone travelling through the Gordy Street area and home owners there, but it was having a negative effect on the environment as well.”

There is not currently any infrastructure in place to assist with the movement of a large influx of storm wa-ter so crews are placing drains and pipe along Gordy Street to move water towards Newton Drive. The in-frastructure along Newton Drive will be upgraded to handle the increased demands as well as the infra-structure on Dearing Street.

To minimize the environmental impact of the proj-ect, sod will be used instead of grass seed and 20 hard-wood trees will be planted.

“We want to leave an area better than we found it,” Transportation Department Manager Ken Swain said. “Our objective is to fix problems, clean up behind our-selves and make things as esthetically pleasing as possible while doing as little harm to the environment as possible.”

The project will come at a cost of approximately $550,000 and is paid for through revenue generated by the city’s storm water utility. Work began on January 28, 2014 and is slated to be finished by May of this year.

Erosion control measures taken at East View Cemetery

The East View Cemetery in Covington recently re-ceived a much needed drainage pipe replacement. The discovery of sink holes led city engineers to investigate the cause and they quickly found the large steel pipe that provides drainage for the cemetery was in need of replacement.

“We looked in the pipe with a remote camera and quickly saw the pipe was in need of replacement,” said Thomas. “The current pipe was at the end of its life span and the leaking was causing serious erosion is-sues.”

To remedy the issue, 300 feet of high density poly-ethylene pipe was installed and the area was graded, backfilled, compacted and grass was added. The proj-ect cost $22,000 and was paid for with revenue gener-ated by the city’s storm water utility.

For more information, visit www.cityofcovington.org

STAFF [email protected]

City begins major storm water project

The third time was the charm for In-dian Creek Middle School student Jet Rawls, winner of the 2015 Newton Coun-ty School System Spelling Bee. Rawls, a sixth-grader, participated in the NCSS Spelling Bee as the East Newton Elemen-tary School champion during his fourth and fifth grade years but just missed out on the top prize each time. This year, the su-per speller successfully spelled “ominous” and “disguise” to clinch the championship. Clements Middle School student Jayden Wheeler was this year’s runner up.

Spelling Bee winners from each elementa-ry and middle school in the county compet-ed in the competition, held at Newton High School. More than ten rounds passed before the pool was narrowed down to just Wheel-er and Rawls. Wheeler faltered on the word “embarrass” and Rawls stepped forward and spelled the next two words correctly.

Rawls said the win was rewarding but didn’t come easy.

“It feels really good,” he said, “but it took a lot of work. When I woke up each morn-ing I studied the school list and in the af-ternoon when I came home from school I studied the county list.”

Rawls also gave credit to his dad, Todd Rawls, and Aunt Nita, who helped him study by calling words out to him.

He said they also used Spelling City and spellingbee.com to help study words in preparation for the NCSS County Bee. Rawls intends to keep studying spelling words in preparation for the Regional Spelling Bee and will also include work on vocabulary as well.

Rawls said he was confident as soon as he heard the last word, “disguise” called.

“I knew I had won because I know how to spell it,” he said with a big smile.

Rawls will now represent NCSS in the Regional Spelling Bee in Putnam County on Saturday, February 28.


JET SOARSsubmitted photo / The Covington News

(L-R) Jet Rawls, of Indian Creek Middle School was the champion at this year’s NCSS Spelling Bee! Jayden Wheeler of Cle-ments Middle School was the runner-up.

Sunday, Feb. 15, 2015 AThe Covington News

TOP 10 VALS & SALS/

Anna Davis, University of Georgia, majoring in Latin and Astro-PhysicsEvan House, University of Georgia, major in HistoryAlexandria Turcotte, Georgia State University, major in NursingKaylah Kennedy, University of Chicago or Georgia Tech, major in ChemistryCarly Travis, Georgia Tech, Mercer, or UGA, major in Biomedical EngineeringRehjii Martin, Chapman University, major in Screen ActingJennifer Bass, University of Georgia, major in Environmental Health ScienceMatthew Dean, Shorter University or Toccoa Falls College, major in Music EducationCassie Warthen, UGA, Mercer, Temple, or Georgia Southern, major in Vocal PerformanceHavana Knepper, Liberty University, major in Geology

Ian Cole, University of Georgia, Medical IllustrationBrittany Webb, Massachusetts Institute of Technology, Mathe-maticsCraig Thomas, Georgia Tech, Chemical EngineeringFavour Nwachuku, Emory, Psychology (Pre-Law)Nkosi Cave, Georgia Tech/Mercer, Computer Science/BusinessPrecious Buddington, Oglethorpe, NursingKori Carter, Savannah College of Art and Design, Fashion Mar-keting and DesignEmmanuela Alafe, Emory, Biology (Pre-Med)Tanique McDonald, Emory, Biology (Pre-Med)Rhyan Davis, Spelman, Business

EASTSIDE HIGH SCHOOL

NEWTON HIGH SCHOOL

Eastside High School’s 2015 Valedictorian and Salutatorian were announced this week. The school’s top two seniors are Valedictorian Anna Davis and Salutatorian Evan House.

Newton High School’s 2015 Valedictorian and Salutatorian were announced this week. The school’s top seniors are Valedictorian Ian Cole and Salutatorian Brittany Webb.

Alcovy High School’s list of top 10 students and vals and sals are currently unavailable. Pick up upcoming The Covington News’ Sunday editions for the full profiles of this year’s valedictorians and salutatorians.

A Sunday, Feb. 15, 2015 The Covington News

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In AppreciationThe Family of Dorothy McKnight Blackshear, would

like to express our sincerest appreciation for the many expressions of kindness, support and love shown to us during our time of

bereavement. Your prayers, cards, visits and kind words offeredencouragement and comfort during this difficult time.

We will forever remember your kind acts.

Daughters Jacqueline, Phyllis and CynthiaGrandsons Landy, John, Ryan, Chris,

Damon and Chaz

American Pickers TV show coming to Georgia

Think you might have a hidden treasure in that collection of what other people call junk? The American Pickers, Mike Wolfe and Frank Fritz, of the HBO show on the History Channel, are coming to Georgia looking for junkyards, basements, garages and barns to find hidden treasures, rare arti-facts, and vintage collectibles and they want to see what you’ve got.

Wolfe and Fritz are looking to buy old advertising signs, motorcycles, old toys (tin, wind-up and cast iron), pinball and slot machines, taxidermy, early Boy Scout items, pre-‘60s TV merchandise, musical instruments, Civil War antiques, vintage gas pumps, sports memorabilia, Houdini items, old rodeo items, folk art, early Halloween items, vintage sports collectibles, firefighter collectibles and pre-‘50s western/equestrian gear, etc.

They do not want farming/agriculture items, tools, glassware, appliances, tractors, stoves or country primitives. They will not pick retail shops, flea markets, museums, auctions, businesses or anything open to the public. They are interested in private collec-tions only.

If you, or someone you know, have what they are looking for and are interested in submitting photos to producers of the show, you can submit your name and telephone number along with pictures by email to: [email protected].

If you have photos and are unable to scan

and email, please contact Rockdale’s Cam-era Ready Liason Gina Hartsell at [email protected] or 770-653-8105 and she will scan and email on your behalf. Any-one who contacts American Pickers is asked to send a copy (CC) to [email protected]

American Pickers is a documentary se-ries that explores the fascinating world of antique ‘picking’ on the History Channel. This hit show follows two of the most skilled

pickers in the business, Mike Wolfe and Frank Fritz, as they embark on an epic road trip across the U.S. in search of America’s most valuable antiques from motorcycles, classic cars and bicycles to one-of-a-kind vintage memorabilia. Hitting the back roads from coast to coast, Mike and Frank earn a living by scouring the country for hidden gems in junkyards, basements, garages and barns. The best part of their journey is meet-ing the unique characters along the way,

each with a story to tell about the history of their collection and their own lives.

Mike and Frank bring the past to life and recycle America as they go. They use their determination, expertise and charm to strike the ultimate deals and discover just what it takes to re-sell a newly founded an-tique in a competitive market.

American Pickers is produced by Cineflix Productions. New episodes air Wednesday nights at 9 p.m. ET.

Dr. Andrea Washington pur-chased hundreds of eyeglasses to donate to the Oxford Lions Club. On Wednesday, Dr. Washington and her staff gift-ed the eyeglasses to Mr. Richard Henderson and Martha Molyneux at her office.

The eyeglasses will be taken to the Georgia Light-house where they will be processed for distribution to third world coun-tries and given to the less fortunate in those countries. This gift will go a long way towards helping people who can not afford eyeglasses on their own.

a gift to the lions club

Savannah Upshaw, Bobbi Perry, Arynn Veteto, Dr. Andera Washington of Spectacular Eyes. Martha Molyneux, Richard Henderson from Covington Lions Club.

Darrell Everidge / The Covington News

Local collections being sought by HBO/History Channel stars Mike Wolfe and Frank Fritz


BUSINESS The Covington News

Sunday, Feb. 15, 2015A

Notice of March 2, 2015 Public Zoning HearingTo be held by the Mayor and Council of Town of Newborn

A Public Zoning Hearing will be held by the Mayor and Council of the Town of Newborn regarding requested rezoning of 9.63 acres at property address 223 North Johnson Street, tax map N1380, parcel # N1380-0000-052-A00, shown at Plat Book 516, page 283. The Mayor and Council will hear public comment on the requested zoning from Agricultural (10 acre) to RE-1 (3 Acre) zoning. The hearing will be at the Mayor and Council meeting at 7 p.m. on March 2, 2015 at the normal meeting place which is Newborn Town Hall at the intersection of Johnson Street and Hwy 142. All interested parties are urged to attend. The rezone petition can be examined during normal business hours at Newborn Town Hall. 770-787-1660 [email protected].

_____/s/_______Lisa Rowe, Town Clerk

770-786-7088www.newtonfederal.com3175 Highway 278 N.E. • Covington Hwy. 36 & ByPass • Covington8258 Highway 278 N.E. • Covington

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Piedmont Academy, Inc. of Monticello, Georgia, admits students of any race, color, national and ethnic origin to all the rights, privileges, programs and activities generally accorded or made available to students at the school. It does not discriminate on the basis of race, color, national and ethnic origin

in administration of its educational policies, admission policies, financial assistance program, athletic and other school administered programs.

For more information call 770-787-6397.

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Mason’s Business Ser-vices needed more room.

Owner Mike Mason’s business had outgrown the 1,300-square-foot office he’d had built on Mill Street in Covington 21-years ago. When he built his former office, the business served 500 clients. That number has grown to 2,000, as well as provides bookkeeping and accounting services for around 80 small businesses.

But Mason didn’t want to leave the Newton County area. After all, it was where he’d been raised, where

he’d raised his own family, where over half of his cli-ents lived. So, last Septem-ber, he contacted the Cov-ington/Newton Chamber of Commerce’s Office of Economic Development, looking for help.

“One of our main goals is to make sure we help [exist-ing] expand where they are, which is in the Covington/Newton County area,” said Serra Phillips, Director of Commercial Development in the Office of Economic Development.

As part of the Economic Development Office, Phil-lips helps recruit and re-tain commercial and retail

businesses. In response to Mason’s request, Phillips helped him look for an ap-propriate space for his busi-ness, looking at properties ranging from land to be built upon to existing store-fronts.

“During this process, we were able to build a great relationship with Mike, un-derstanding his business plan as well as his needs,” she said.

“It was great working with Serra,” Mason said. “She checked up on me twice a week to see if she could help.”

Mason signed a lease on the 1,800-square-foot

property at 10230 Industrial Blvd., next to the new Wal-Mart and moved in by Jan. 20 in time for the 2015 tax season.

“I think our current size will do everything we need,” Mason said. “There are three private offices for interviewing clients, a work area and a lobby. We have 3 private offices for interview-ing clients, and a work area plus a lobby. We went from 14- or 15 parking spaces to

easily 25.”“It was a pleasure to work

with Mike Mason’s team,” Phillips said. “We’re glad we could help them find a home and we didn’t lose them out-side Newton County.”

Phillips said that the Office of Economic De-velopment offers help to new and existing retail and commercial businesses as well as manufacturing and industrial concerns. It also provides work force devel-

opment, helping businesses find employees as well as strengthen existing employ-ees skills.

“One big advantage of our office is we are constantly working for the county and city as a whole,” she said. “We want to see great busi-nesses come in and current businesses expand. Our business is to keep tax dol-lars here, as well as oppor-tunities for people to work, live and play.”

SANDRA [email protected]

Business service remains in Covington at new offices

STAYING IN COVINGTON

submitted photo / The Covington News

Mason Business Services has been a part of the Covington busi-ness community since 1981, and has recently expanded to a 1,800-square-foot property on Industrial Blvd.

our thoughts

COVINGTON NEWSPAPER COMPANY INC.

Postal information

The Covington News (USPS 136140) is published weekly on

Sunday, for $52 a year (plus tax) for home delivery, or $72 by

mail per year by Covington Newspaper Company, Inc., 1166

Usher St., Covington, GA 30014. Periodicals postage paid

at Covington, GA. POSTMASTER: Send address changes to

The Covington News, P. O. Box 1249, Covington, GA 30015.

ADVERTISING SUPERVISOR

Cynthia [email protected]

EDITOR

Bryan [email protected]

PUBLISHER

T. Pat [email protected]

COMPTROLLER

Debbie [email protected]

CIRCULATION SUPERVISOR

Amanda [email protected]

DESIGN EDITOR

Sabastian [email protected]

A NEW ERAThis year The Covington News is cele-

brating our 150th birthday.Throughout the century and a half of

our existence what we have reported in Newton County has changed a lot, and so has the way we report it.

Perhaps that has never been more evi-dent than right now. Starting this Friday a new era begins for The Covington News and our community in the way we deliver “the story of your life.”

Our first ever Digital Paper will reach thousands of inboxes Friday morning, bringing The Covington News to you like never before.

In October The Covington News shift-ed its print publication schedule from Wednesday, Friday and Sunday, to Sunday with additional news in our Wednesday News & Advertiser. Since then we have been working hard to continue to bring the news to you through CovNews.com. Now we are combining the success of our print and web editions for an all-on-line newspaper.

The Covington News Digital Paper will be a 12-page edition every Friday for you to swipe or click through, featuring sto-ries in text, photo and video format.

Our first edition, coming this Friday, will bring the sights and sounds of Blues music in Newton County alive. It will still contain the entertainment, sports and opinions regularly featured in The Cov-ington News but in a clickable, more interactive fashion.

We feel this is the next step in media, and will push The Covington News and Newton County to a new level of infor-mation gathering and transparency.

To enjoy this free product, you either need to be a subscriber to The Covington News, giving you access to The Digital Paper, CovNews.com and the Sunday print edition, or a registered online user.

We welcome editorial cartoons

and letters to the editor. Please

include full name, hometown and

phone number. Letters must be 350

words or less to be considered for

publication.

• Mail: Editor, The Covington News,

P.O. Box 1249, Covington, GA 30015

• In person: 1166 Usher St.

Covington, GA 30015

• email: [email protected]

HAVE YOUR SAY

OPINIONThe Covington News


In grammar school, Valentine’s Day meant wrapping a shoe box with brown craft paper, cutting a slot in the top for cards to drop in and decorat-ing the outside of the box with hearts and cupids. Store-bought Valentines were labeled the night be-fore and carefully taken to school to be given away. When the big day came, it wasn’t only if you received Valentines that counted, it was from whom, and if they gave you your card first that mattered.

Being first, feeling special.In junior high, there were no box-

es to decorate, nor required parties in homeroom. I have no memory of 7th-grade Valentine’s Day, but in 8th grade I received a heart-shaped box of chocolates. The box stayed with me for years, as a reminder not only of the gift and sign of supposed affection but also as a reminder of my insecurity.

In high school, the years and days passed — not marked by any special memory. No long-term boyfriend, no long-term memory of Valentine’s Day.

When my heart was broken sever-al times in my college and early adult years, I turned to the words in “The Prophet,” by Kahlil Gibran, often re-reading the passage about love before falling asleep at night.

“When love beckons to you, fol-low him,

Though his ways are hard and steep.

And when his wings enfold you yield to him,

Though the sword hidden among his pin-ions may wound you.

And when he speaks to you believe in him,

...And think not you can direct the course of love, for love, if it finds you worthy, directs your course.”

A reminder that love cannot be controlled, and is not controlling, but freely given. One can give love — but one cannot take love, only recognize and appreciate love.

My favorite Valentine’s present was three red roses with a card that said, “One for the past, one for the present, and one for the future.” The thought-ful giver, Jimmy, became my husband seven years later.

This year, we celebrated 17 years of marriage. Seems hard to believe when some days I feel only slightly older than I did when we first met, a quar-ter century ago. Since then, I have learned a lot about love, from him, from our two children and from our extended family and friends.

When I talk to our children about love, it is often in the context of what love is not. Love is not someone demanding that you do what they want, go where they want or join them in undesirable behavior. Not as much time is spent talking about what love is — instead we remind them that we love them, both in what we say and what we do.

Texts between us end in “LU” (Love

you). When leaving the house, we articu-late our love for each other. When going to sleep, we once again remind each oth-er of our love. “I love you; good night.”

Small gifts, Coca-Cola for Robert, our 13-year-old, and a box of choco-lates for our 15-year-old, Maggie, are our way of reminding them that they are thought of, cared for and loved. Love is symbolized through thought-ful gifts, and in the time we take to lovingly cook an egg, fold clothes or spend time in activities together.

While I know that one day, they will get older and have their hearts bro-ken, I also know that they will even-tually understand that love cannot be controlled, but can be given away, and that it expands and grows larger once let into the open.

Love is not only for family, but also for pets, friends, yards, favorite pas-times and activities. Love is the rec-ognition of the bit of God, the spark of God, in each one of us and in the sunsets, sunrises and activities of life. Love is anywhere you take the time to stop, pause, breathe and notice God.

Friends who make time for you, dogs who greet you at the door, strangers who help you with heavy bags, flowers that bloom — they all re-mind us of God’s ability to create and to rejuvenate.

Being first, feeling special.Happy Valentine’s Day.

To find out more about Jackie Gin-grich Cushman, and read features by other Creators Syndicate writers and cartoonists, visit www.creators.com.

JACKIE GINGRICH-CUSHMAN

COLUMNIST

Heart-shaped

LOVE

Recently, while re-sponding to a question about how to get young people involved in pol-itics, President Obama expressed fears that they see politics as a “side-show in Washington” and should be taught that “government is not something separate from you — it is you.”

Young people need to understand, according to the president, that poli-tics determines everything in Amer-ica. According to the president, pol-itics and government even decide if there will be a job waiting when stu-dents graduate from college.

The president, tailoring his mes-sage to a young audience, articulated his remarkably government-centric view this way: “When you are a ju-nior in high school ... if you decide you and your friends are going out, you have got to make all kinds of de-cisions about, where are we going to eat? What movie do you want to see? You take votes, and you are trying to figure out -- maybe one of your friends does not have enough money, and we have to chip in to help make sure she can go too.”

In reality, even in high school, there’s more to this process than

voting. Just because a group of students vote to go somewhere doesn’t mean the others are ob-ligated to tag along. If five friends vote for pizza and a sixth doesn’t want pizza, he or she doesn’t have to go. Some of the time the five would enjoy pizza and the sixth could

stay home or do something with an-other group of friends.

Or, if the kid who doesn’t want piz-za is the coolest of them all, the other five might change their mind to hang with the cool kid!

The point is that voting is not the only part of the decision-making process. That’s true in high school, and it’s true in America.

In the president’s example, the real power possessed by each of the friends is not their right to vote, but the fact that they are free to choose what they want to do. There is noth-ing obligating a student from going where the majority wants to go. Re-gardless of the vote, each student has the power to walk away. And if one person walks away, it could change the decision of others.

In the larger world, voting is im-portant because it determines who will oversee the government.

But voting isn’t everything because government is only one of many im-portant institutions that make our society work. In addition to govern-ment and politics, there are business-es, churches, civic groups, families, friends, communities and more. Most Americans feel more connected to such groups than they do to poli-tics and government.

These groups do not have the pow-er that government has, and they cannot compel anybody to join any more than one group of high school kids can force another to have pizza. But they actually do the heavy lifting of making America work and solving problems.

That’s why Americans are more likely to express their civic commit-ment through community groups rather than politics.

Let’s face it. If government really determined whether recent gradu-ates could get a job, turnout would be a lot higher among 18- to 21-year-olds. But the vast majority of Ameri-cans have a healthy understanding of the fact that there is much more to life than politics.

To find out more about Scott Ras-mussen and read features by other Creators Syndicate writers and car-toonists, visit www.creators.com.

President Obama’s jaw-dropping perspective

SCOTT RASMUSSENCOLUMNIST

Darell Everidge / The Covington NewsThis eyesore is located on Highway 81.

eyesore of the week

Deputies, police undergo school active shooter training

TOP 5midsummer cocktails

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WEDNESDAY, JAN. 11, 2015

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THE COVINGTON NEWS

OPINION

DustinKetchem said: “I hope this is more of a symbolic move by the administration. We have the ability to breakdown ISIS using our Air Support and special operations forces . We have been running covert ground operations using our special forces against ISIS for months now. My hunch is that this is more of a morale boosting measure aimed at the psyche of the American people, than it is a strategic effort. On that end, Obama is going to be criticized by the other half either way.”

The Education Com-mittee will be the busiest it has been in 22 years. I’ll take some of these bills in turn.

House Bill 62 would allow children of active duty military personnel to receive special needs scholarships. Because military families con-stantly relocate across the country, and these families are not in Georgia for the prescribed length of time, these children are currently denied certain educational opportunities.

House Bill 65 will increase transpar-ency in local School Boards by requir-ing them to hold at least two public meetings before adopting a budget. This would give parents and taxpayers the opportunity to see how their edu-cation dollars are being put to work. This bill nearly passed last year but ran out of time in the Senate.

Senate Bill 2 would allow high school students to enroll in college courses upon completion of their sophomore year coursework. Under this bill, students can earn their high school diplomas and start their post-secondary degrees simultaneously. In this new era of dual and cyber en-rollment, we’re constantly looking for innovative ways to increase access to post-secondary education.

House Bill 91 would allow students who didn’t pass the old High School Graduation Test in previous years to get their diploma now. These tests are no longer required and has been im-proved by a much-improved gradua-

tion standard. The science test (in particular) was very difficult, preclud-ing seniors (now adults) from ever getting their diplomas. They were thus precluded from military service, getting a high-er-paying job, and any hope of a post-secondary degree.

A huge potential change is House Bill 100, which would delay the cut-off date for kids to enter kindergarten. Some in the DOE say that kids would do better if they started at an older age. On the other hand, this puts a huge burden on families whose chil-dren would be delayed by a year. Ad-ditionally, there are also studies that show children should be in school at an earlier age. If the bill passes, there will almost certainly be a grandfather clause for children who would enter kindergarten this year.

There was big news on the Savanah Port, as the White House requested that Congress designate $42 million for dredging the river channel that cargo ships use to reach the Port of Savannah. This funding, in addition to the $266 million from Georgia, will help the expansion stay on schedule to be completed by 2020.

A sour note is the potential blow to our school bus drivers’ insurance in the next budget. In order to save $103 million, it has been suggested we fol-low corporate America and eliminate this benefit to these part-time work-ers. The problem is, this insurance is the sole reason that many bus drivers

drive school busses in the first place. There is a safety issue here: we want our neighbors who know these fami-lies to drive our children. They are not likely to do so on near-minimum wage without this benefit. I’ve argued with Leadership to keep this insurance in place, and there is movement to save it for this year. But I’m being told that in the future, constantly rising costs will probably preclude it.

I attended the committee meeting on the cannabis oil for medical pur-poses. I feel confident the stripped-down version of this bill will pass. Whether or not a legal way to obtain the oil is figured out is problematic, but I know Representative Peake is dil-igently working on it.

I enjoyed visiting with Morgan Whitsett and Amy Campbell regard-ing dental health issues. Charlene Bray and Amelia Barrett of Social Circle also visited the Capitol about the very serious issue of sex traf-ficking. I also had a very important meeting with State Superintendent Richard Woods in my office. We are working on a way to soften the blow of the new and very unpopu-lar teacher evaluation system (TKES and LKES). My intent is to make it easier for teachers to teach.

I hope you will contact me with constructive comments at [email protected].

Dave Belton is the newly elected District 112 Georgia Representative. The Morgan and Newton County representative is serving in his first term in Georgia’s House. He is a resident of Morgan County.

DAVE BELTONCOLUMNIST

Sunday, Feb. 15, 2015 AThe Covington News

COVINGTON NEWS ONLINE POLL

Are you willing to pay an extra gas tax to fund the transportation needs of the state of Georgia?

YES

19%

NO

79%

Do you think there should be mandatory vaccines for children?

Note: these are not a scientific polls. Results are from our daily poll at covnews.com.

Yes

Note: this is not a scientific poll. Results are from our daily poll at covnews.com.

82%

No

Education Committee getting busy

DON’T CARE

2%

Dear Editor,

Can you take a moment to think about why people think Republicans are heartless hypocrites? As a Republican I often wonder why people think of my party in this fashion. Are we really a bunch of people that favor the wealthy over regular everyday people?

House Bill 1, the medical cannabis oil bill, has shown me why some people think of the Republican Party in the way that they do. It is hard to line up what the Republican Party claims to be and what we see going on with HB1. We, as conservatives, find ourselves in a tight spot when we say one thing and do another.

As far as why many in our state are proud to be Republicans is the realization that we have a two-party system in which one says that it favors the individual over the collec-tive. I am a Republican because I support the idea that individual rights supersede the rights of the collective.

With all that being said, we see that Re-publicans here in Georgia are not acting as though they favor the ideals that they cam-paign on. With HB1, we see that the rhet-oric and the actions seem opposed to one another.

Most Republicans at the Legislature say that they are pro-life. While HB1 has noth-ing to do with abortion, it does provide a way for those who have medical conditions to have a better life. If one child can have a better life as a result of using medical canna-bis oil, shouldn’t we that claim to be pro-life also consider that life is just as much about life outside of the womb? Shouldn’t we fight to make life, in general, less painful and bet-ter for those that have conditions that could be helped by this bill? I am pro-life, and my opinion is that this bill will help those that could use the most help in our society to have a better life.

We as Republicans claim to pro-family. If there was one bill in the legislature that would assist families in Georgia let me as-sure you that this is the one. There are many strains that a family with children that have special needs experience when their chil-dren need constant care as a result of their situation. How can we hold the banner of being pro-family and then turn around and not help these parents that have children that could see their family life improved by passage of this bill?

Finally, we as Republicans continuously tout our party as being the party that is good for business. With those in the party that oppose HB1, with in state cultivation, this does not seem to be the case. If the legisla-ture were to pass the bill in its original form, we would see a new industry start up in our state. As a result, it would bring many jobs to satisfy the demand that we see from fami-lies that need this medical cannabis oil. The original bill has many safeguards to prevent abuse of the cannabis that will be necessary in order to produce the oil that will help these children and families.

These are just some of the issues that I see on the politics seen with HB1 during this session. I would ask that those in the state legislature remember that they are looked upon as products of the Republican Party. Please stop hurting our brand at the state level and begin to prove that what you say is what you will do when elected. Our par-ty’s future depends on those who claim to be Republican to act as Republicans should. If we ever hope to be effective as a party, we must realize that our actions as Republicans should line up with our promises. If we don’t start now, don’t be surprised if we move closer to an America that we as conserva-tives won’t like.

Aaron Brooks

letter to the editor18%

Oxfam reports that the rich-est 1 percent of people in the world own 48 percent of the world’s wealth. Many claim that we should be alarmed by income inequality because it hampers upward mobility. Others argue that because in-come is distributed so uneven-ly, justice and fairness require income redistribution. Let’s look at fairness and justice.

What constitutes fairness and justice has been debated for centuries. Widespread agreement has proved to be elusive at best. However, I think that an important part of an intelligent discussion about fairness and justice is the recognition that knowing re-sults of a process cannot establish whether there is fairness or justice.

Take a simple example. Suppose Tom, Dick and Harry play a weekly game of poker. The game’s result is that Tom wins 75 percent of the time. Dick and Harry, re-spectively, win 15 percent and 10 percent of the time. Knowing the results of the game permits us to say absolutely nothing about

whether there has been poker fairness or justice. Tom’s dis-proportionate winnings may be a result of his being an as-tute player or a clever cheater.

To determine whether there has been poker justice, we must ask process questions. Was there obedience to neu-tral game rules, such as those of Hoyle’s? Were the cards unmarked and dealt from the

top of the deck? Did the players play vol-untarily? If the answers to these questions are affirmative, there was poker justice, re-gardless of the outcome, including Tom’s winning 75 percent of the time.

Similarly, a person’s income is a result of something. Knowing that one person’s yearly income is $500,000 and another’s is $12,000 tells us nothing about economic justice or fairness. To determine whether there has been economic justice, one has to ask process questions. Most people — in-cluding economists, much to their shame — who discuss income inequality fail to acknowledge or make explicit that income

is a result of something. As such, a result cannot be used to determine fairness or justice. To determine whether there has been economic justice or fairness, we must go beyond results and examine processes.

Let’s look at a couple of examples, among hundreds, of processes that cause economic unfairness. Taxi owner-operators can earn an annual income of $70,000 or more. Many people can manage to buy a car and the nec-essary items to become an owner-operator for less than $30,000. Here’s the unfairness: In order for someone to operate a taxi legal-ly, many cities require the owner to purchase a license, or medallion. In Philadelphia, Chi-cago, Boston and New York, medallions cost between $350,000 and $700,000. The effect of these licensing requirements is to close the market to most prospective entrants and thereby create economic injustice.

There have been instances in which man-agers of Housing and Urban Development low-income housing projects have wanted to repair dilapidated units by employing residents to perform some of the unskilled work, such as pulling out unsalvageable parts of the building and assisting skilled

craftsmen. However, the Davis-Bacon Act, which covers federally financed or assist-ed construction, requires that the workers be paid union wages. If high union wages must be paid, the manager is forced to hire only skilled laborers, very few of whom are residents of the project. That means these workers earn less. It is economic injustice to deny a person who is ready, willing and able to work the opportunity to do so.

There are hundreds, possibly thousands, of examples in which the economic game is rigged. Instead of focusing on what’s claimed to be an unfair income distribu-tion, we need to examine whether there is injustice in the rules of the economic game. But that’s whistlin’ “Dixie.” Politicians re-ceive large financial contributions from vested interests to write laws that rig the economic game.

Walter E. Williams is a professor of eco-nomics at George Mason University. To find out more about Walter E. Williams and read features by other Creators Syndicate writers and cartoonists, visit the Creators Syndicate Web page at www.creators.com.

WALTER E. WILLIAMS

COLUMNIST

Fairness and JUSTICEa minority view

Do you favor putting boots on the ground in the Middle East?

Yes

Note: this is not a scientific poll. Results are from our daily poll at covnews.com.

68%

No

32%

from our website covnews.comDo you favor putting boots on the ground in the Middle East?


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Suppression unit made contact with Knight, she was found in pos-session of a travel bag containing multiple checks and numerous pieces of suspected sto-len mail.

“We now believe that we have another 117 different victims of mail theft alone,” CPD Capt. Ken Malcom said. “In the mail, we found W2s and payments that appear to have been placed in the mailbox for a mail carrier to pick up.”

Knight also had credit cards and driver licenses in her posses-sion that did not belong to her.

“This was excellent work by Detective Hipps, who specializes in financial crime in-vestigations, in ending this person’s fraudu-lent criminal activity,” Malcom said. “Finan-cial investigations often yield multiple offenses by an offender but it is unusual to discover this high of volume of victimization (over 100 victims).”

Most of these busi-ness and home owners were unaware that they had been victimized.

All of the new ev-idence discovered during the arrest has been turned over to the Newton Coun-ty Sheriff ’s Office for further investigation. CPD is assisting the Newton County Sher-iff ’s Office criminal investigation division and the U.S. Postal In-spector on the case.

According to CPD, most of the victims ap-pear to be from New-ton, Rockdale and Wal-ton counties.

THEFT>> FROM FRONT PAGE

A Valentine’s thank you

Eleven-year-old Cyler Wilcox has had a difficult year, first losing her father in November and then discov-ering that her grandmother, who is also her legal guard-ian, has been diagnosed with breast cancer.

But throughout it all, her classmates, administrators and teachers from the Prov-idence Christian School in Oxford have offered their unwavering support.

“They’re just so nice and everything, and they’ve done as much as they could to help me,” Cyler said. “It’s so awe-some I can’t even explain it.”

“They’re like a little school family it me,” she added.

On Friday, Cyler and her family brought in a special Valentine’s Day treat to thank the school for all it has done: A giant heart made of cup-cakes with ‘Thank You PCS’

written in icing on top.“The school has just

reached out in so many ways,” said Cyler’s aunt, Marisa Tyler. “They’ve real-ly treated her as one of their own, [the school is] very family oriented.”

Tyler said teachers volun-teer to take Cyler on week-ends to do fun activities when her grandmother is feeling ill. The school community also provided regular meals in the wake of Cyler’s father’s death and gifts at Christmas, and Cyler’s classmates wrote her grandmother personal letters of support.

“That meant the world to my mother,” who organized Friday’s event as a way to thank the school commu-nity, Tyler said. Unfortu-nately, Cyler’s grandmother was not well enough to join the celebration.

Cyler’s classmate, Lila Gei-ger, said it was important to support Cyler and her family

in their time of need.“Her grandmother was

going through some really hard times and with her fa-ther passing away it was re-ally hard for her, so we just wanted to make her feel bet-ter,” Lila said.

Another classmate, Izabel-la Sabo, said PCS emphasizes the Golden Rule.

“It teaches us to be good to our friends and treat others the way you would want for yourself,” she said.

Cyler’s teacher, Kaci Hart, was impressed with the little girl’s empathy and fortitude despite the multiple blows dealt to her family this past year.

“Cyler has displayed tre-mendous character and en-durance through this whole situation and she still man-aged to do great in school,” Hart said.

Headmaster Ty Hensly said that when Cyler’s grand-mother made the school

aware of her home situation, the community didn’t think twice about what needed to be done.

“We have a lot of fami-lies, just like families out in the community, that are going through tough times and that’s what is so great about Providence, is we just love on each other and try to serve each other as best we can, so we just saw that need as an opportunity,” he said. “It’s just a blessing to be able to do it.”

Hensly credited the school’s emphasis on bibli-cal teachings with provid-ing a strong moral ground-ing for students as they pass through adolescence, when kindness often be-comes a casualty of the so-cial pecking order.

“I think the school real-ly goes above and beyond to teach biblical principles throughout the curriculum, and how that applies to life and how we treat each other,” Hensly said.

“I mean, is it a le-gal obligation to not smoke around your children? I think that’s kind of a moral [de-

cision],” said Susan Stanford, a Covington mother of three vaccinated children. “There are two sides to that coin. This is America, and we want to keep Americans safe.”

“I don’t know how I feel about the government mandating that,” she said. “That’s a tough one.”

Lisa, another local mother of three who decline to give her last name, said Georgia should do away with religious exemptions that allow some children to enter school without immunization.

“I just don’t think it’s very wise [not to vaccinate], because it puts other children at risk,” Lisa.

“It’s a choice for each to decide, but…if they were to be going to school with my kids I’d want them to be vaccinated,” said Laci Norman as she balanced her six-month-old daughter, Danilynn, on her hip.

The Georgia Department of Public Health con-firmed its first measles case last week. The sick child, an infant, had recently returned from over-seas and was being cared for at Egleston at Chil-dren’s Healthcare of Atlanta. From January 1 to February 6, 2015, 121 people from 17 states in the U.S. and Washington DC have been reported as having measles.

Measles is a highly contagious respiratory disease caused by a virus. It can be transmitted through tiny water droplets that become airborne when someone coughs or sneezes. Typical symp-toms include fever, red eyes, runny nose, cough, and sore throat, followed by a rash that spreads over the entire body. About one in 1,000 people who contract the disease will not survive it, and one to two in a thousand will suffer brain damage.

Children under a year, who cannot be vaccinat-ed, as well as those with compromised immune systems from diseases such as HIV or leukemia, are particularly vulnerable.

Georgia is actually slightly above the national

average when it comes to coverage for MMR—the vaccinations for measles, mumps and rubella, typ-ically given together. In Georgia, 93.9 percent of children between 19 and 35 months have received their MMR vaccine, according to the most recent data available, compared to 92 percent nationally.

However, Georgia also allows medical or reli-gious exemptions from vaccination. For the 2013-2014 school year, 143 children were enrolled in kindergarten with medical exemptions, and 2,420 with religious exemptions. Multiplied through the grades, that amounts to thousands of unvaccinated children in the school system.

“There is a strand of Christianity that holds that people should expect divine healing, that…as proof of their faith, they should rely on God’s heal-ing,” said to Dr. Sandy Martin, head of the Religion Department at the University of Georgia.

The 1990 measles outbreak in Philadelphia that killed at least five children was traced back to two churches that preached against vaccination.

However, Dr. Martin emphasized that only a very small minority of fundamentalists shun “man-made” medicine, including vaccinations.

At least some of the religious exemptions in Georgia were likely filed by parents who are not so much religious as they are concerned over ru-mored links between vaccines and autism. Geor-gia, unlike other states, does not allow philosophi-cal exemptions.

Dr. Melinda Willingham, a pediatrician at De-catur Pediatric Group, said she has never encoun-tered a family that resisted vaccination on religious grounds, but increasing numbers of parents fear their child could develop autism.

“I want to approach [the parents] knowing what their concerns are, what they’ve read and what they’re afraid of, and then I explain how and why vaccines were developed, how a child’s immune system develops and why there is a set schedule,” she said. “Once we start discussing that and I give them some reputable websites to read, a lot of par-ents who did not want to vaccinate come around.”

She said that children today receive more vac-cines than those born in the eighties or earlier be-cause there are new and emerging infectious dis-eases to be vaccinated against.

“I emphatically argue against an altered sched-ule,” she said of some parents’ compromise solu-tion to stagger their child’s vaccinations. “I need to deliver medicine the way it has been scientifically proven to work.”

Willingham said the erroneous link between vaccines and autism is likely a result of the fact that autism is generally diagnosed when the child is be-tween 12 and 24 months—the same period when they would be receiving their vaccinations. More-over, she said, she has at least two patients who are autistic and were never vaccinated.

She urged parents to vaccinate in order to protect the most vulnerable members of the community.

“These disease processes are real and can be fa-tal,” she said. “It is important to vaccinate and ed-ucate.”

Jenay Beshears, the Infection Control Coordina-tor for Newton County Medical Center, said that although the hospital has not received a suspect case of the measles related to the recent outbreak, “the hospital is prepared to identify, isolate and treat any potential patient that presents with mea-sles symptoms.”

“Our procedures that were developed and im-plemented are aligned with the GA Department of Public Health and CDC most current recommen-dations,” she wrote in an e-mail. “The best way to prevent the spread of disease, including measles, is to make sure your routine vaccinations are up to date. Other ways would include, avoiding sick close contacts, performing hand hygiene often, covering coughs and sneezes, and staying home if you are sick.”

Sherri Davis-Viniard of the Newton County School Board said the board has a clear protocol for responding to infectious diseases, which is available on its website.

MERIS [email protected]

MEASLES>> FROM FRONT PAGE

RELIGION The Covington News


“You are all God’s children through faith

in Christ Jesus. All of you who were bap-

tized into Christ have clothed yourselves

with Christ.”

—(Galatians 3.26-28)

Have you ever played dress-up? When we were little, we played dress-up. I remember I had high heels and a fake fur and sunglasses, and I would put those on and walk around like a movie star. My kids had a dress-up box, too, where they kept helmets and uni-forms and superhero cos-tumes baseball caps. What fun they had pretending to be different people and try-ing on different uniforms!

Recently, I traveled to the Holy Land to walk in the footsteps of the Lord Jesus. On our journey, we went to a narrow place on the River Jordan to hear the story of Jesus’ baptism and to remember our own baptism. “Remember that you are bap-tized and be thankful.”

Remembering that we have been clothed in Christ is not something we do only in a service at church or in this case, at the river. Paul reminds us that if we have been baptized in Christ, we have been clothed in him. In other words, we are to walk and talk like Jesus, and do the things Je-sus would do every day. Being clothed in Christ is like playing dress-up. Acting like Christ doesn’t make us God, but it will remind others that God loves them.

A few years ago, someone started the fad of wearing bracelets with WWJD (What Would Jesus Do) on them. You only have to read the Gospel accounts of his life to see that Jesus loved the un-lovable, healed the unhealable, gave hope to the hopeless and help to the helpless. Jesus dressed up like us so that we could see God’s love for us and pass on that love to others. Sometimes when we walk by someone in need and turn a blind eye to them, it’s like taking off our Jesus clothes because we are not acting as Jesus would act. Even if we have nothing to give, everyone needs to know that there is love and hope in the world, and most of all that God knows them and loves them. When we are truly clothed in Christ, others will know that God loves them, even in the most desperate and unlovable situations.

So friends, “Remember that you are baptized and be thankful.” And for Jesus’ sake, keep your clothes on!

Rev. Jan McCoy is the Associate Pastor of Cov-ington First United Methodist Church in downtown Covington. She may be reached at [email protected] or at www.covingtonfirst.org.

JAN MCCOYCOLUMNIST

Keep your clothes on

NO! “Okay, thank you.” This is not typically how we respond to

that word is it? “No” for a lot of people really “no” isn’t “no” it is, “try again.” Or “not yet” or even “You’ve got to be a little more creative in your asking.” Especially those who have children know this all too well. But some-times this is also how we feel about prayer.

We take our petition before the Lord and when we hear Him say “no” We don’t hear, “No because I have something better for you.” Or “No, because I am protecting you.”

We often come to the conclusion God is unfair, uninterested in me or my situation, or God is just not listening. Jesus parable of prayer (Lk. 11:5-11) is one of “contrast’ not “comparison” – That is to say, He is not say-ing we have to wake God up, get Him out of bed or bother the daylights out of Him to get Him to hear and answer our prayers. He willingly does hear and answer the prayers of His children.

We don’t have to storm the gates of heaven or knock down the door of God’s throne room to get His attention. Why not? Because as Jesus explains: “So I say to you: Ask and it will be given to you; seek and you will find; knock and the door will be opened to you. For everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened. Luke 11:9-11 So, go ahead, ask, seek, and knock of your Father what you will and don’t forget to listen – for we have a Father who loves to hear and answer our prayers and it is always in a way that is for our good for He is good (v.13).

Dr. William Burnham is pastor of Point of Grace Church in Covington. He can be reached at [email protected].

JUST A THOUGHT

He always listens, even if it doesn’t seem like itLENT

ALL ABOUT

When more than 2 billion Christians around the world begin observing Lent next week, they will do so in a va-riety of ways.

Ash Wednesday, which falls on Feb. 18 this year, will mark the beginning of the Lenten season, which consists of the 40 days leading up to Easter.

Traditionally, Lent is seen as a time of reflection in the Christian community. Those who observe the season must alter themselves and their habits to reflect on the true meaning of Easter and the promise of Christ’s rebirth.

In the Episcopal denomination, Lent actually begins the day before Ash Wednesday, with the observance of Shrove Tuesday.

“Shrove Tuesday is typically a persevered day of prepa-ration for entry into self-denial or self-discipline,” said Covington First United Methodist Church Pastor Doug-las Gilreath.

The Imposition of Ashes is observed across several de-nominations of Christianity and has its roots in Genesis 3:19. It reminds mankind “For dust you are and to dust you shall return.”

After Ash Wednesday, Episcopalians, similar to many other Christians, may embark on a series of tasks or pat-terns of altered behavior intended to help them better contemplate the meaning of Easter.

In the Catholic church, abstinence from meat is ob-served on Ash Wednesday and on Good Friday (the

Friday before Easter Sunday) by all Catholics ages 14 and older.

“Lent is a season for prayer, fasting and almsgiving,” said Patricia DeJarnett, an official in charge of ceremo-nies with the Roman Catholic Archdiocese of Atlanta, in a bulletin to priests and deacons. “In order to see that our preparation for Easter has a communal, and not just an individual dimension, the church gives us certain norms for a common Lenten observance.”

In 2011, more than 50 percent of the world’s Christian population identified as Catholic, according to the Pew Research Center.

According to the Archdiocese of Atlanta, fasting is to be observed on Ash Wednesday and Good Friday by all Catholics between 18 and 59 years of age, except for those who are “sick, pregnant, or nursing, or whose health would be adversely affected by fasting or abstinence.”

In the Episcopal church, parishioners aren’t re-quired to fast, but they are encouraged to either re-move something from their lives or take something on in Lent’s 40-day course.

The Methodist church recommends “introspection, meditation” and “disciplines like fasting and prayer” to help people prepare spiritually for Easter Sunday.

When the pace of life feels overwhelming, focusing on the meaning of Lent may help individuals relearn their place in the universe.

Whether it is observed through meditation, fasting or contemplation, the Lenten season is a time to get back to the true basics of life.

Mardi Gras is best known as a raucous event that takes place in New Orleans, LA and other areas around the world in January and February. Fat Tuesday, the final day of Mardi Gras, can occur in March depending on the calendar year and how it corresponds to the Christian li-turgical calendar. While Mardi Gras may be legendary for scantily clad costumes, delicious food, overflowing spirits, and many acts of debauchery, many people -- particularly non-Christians -- may not know what the celebration is truly all about.

Roots of this holiday actually lie in the Christian calen-dar. Mardi Gras is supposed to serve as the last day in a period of merrymaking that historically takes place during the Carnival season. For many Christians, that Carnival period starts with the Epiphany, or when it was revealed that Jesus Christ is the Son of God, which occurs a few days after Christmas. The tradition of the King’s Cake, or a cake baked with a coin, bead or plastic baby doll inside, that is common during Mardi Gras, has its origins in Epiphany celebrations. The “King’ symbolizes the Christ child. Fun and good cheer continue during the next month, and the merrymaking eventually reaches its pinnacle on Mardi Gras. The actual name “Fat Tuesday” comes from the tra-dition of slaughtering and feasting upon a fattened calf on the last day of Carnival. To the very religious, Mardi Gras is also called “Shrove Tuesday,” from “to shrive” or hear re-ligious confessions before Lent.

Many may wonder why good times must end on Mardi Gras and not continue thereafter. That’s because Christian Mardi Gras is the final day before Lent begins. Lent is a period of 40 weekdays that, in the Christian Church, is de-voted to fasting, abstinence and penitence. The tradition-al purpose of Lent is to prepare believers for the annual commemoration of how Jesus gave up his life for his fol-

lowers, and the miracle that was His Resurrection, and his eventual ascension into heaven. Participating in the Lent-en season is a practice that is common to the many sects of Christianity, including Catholics, Presbyterians, Angli-cans, Lutherans, and Methodists. It has also slowly gained favor with other denominations that have historically not participated in Lent.


Exploring the history of Mardi Gras

Christians observe Lent by praying and meditating

C.L. [email protected]

West Avenue in Conyers – 1924 – Frank Almand begins his journey on this earth in the old Baker house. The Baker house stood on the left hand side of the road if one traveled south from the railroad tracks. No title loans business or Waffle House, no Piggly Wiggly or package store, no McDonald’s or convenience stores. Everyone knew their neighbors.

“I graduated from Conyers High School in 1941,” he recalled. “I found a job with the Atlanta Constitution in the circulation department. I still remember the day a couple buddies and I hitchhiked a ride into Atlanta. The driver had his radio on; the date was December 7, 1941. We heard the news about Pearl Harbor. We knew a war had started but I wasn’t upset and it didn’t worry me, most likely because I realized that sooner or later I’d receive a letter of ‘greet-ings’ from Uncle Sam.”

Frank was drafted in 1943. “That just about killed my mother,” he said.

“She was worried sick.” Considering the cir-cumstances, her anxiety was more than saga-cious: Frank was not only the baby of the fam-ily but her only son. He continued, “They sent a bus load of us to Fort McPherson for exams and tests then sent us home for a week. After that we went back to Fort McPherson to board a train. We didn’t even know where we were going. We rode and rode and rode. We final-ly arrived at Fort Leonard Wood, Montana in the middle of the night. Officers were waiting to greet us but they were expecting trained troops, not recruits.”

Winter time at Fort Leonard Wood is no pic-nic. “It was cold, real cold,” Frank recalled. “I was assigned as squad leader and had an arm band signifying my little authority. I remember this one guy — bless his heart — a farm boy that just couldn’t catch on to things, like al-ways step off on your left foot when starting to march. Well, I solved that problem by putting a rock in his left hand so he’d remember to use his left foot.”

Frank was assigned to the 137th Ordnance Battalion. “Captain Diamond, our company commander, was forced to start from scratch,” Frank said. “He sent as many of us as possi-ble to a variety of schools, mechanical, weld-ing, cooking, instruments…I ended up in ar-tillery.” A notch above the crowd, the Army shipped Frank to Grinnell University in Iowa. “The Army wanted me to earn a commission,” he said. “But I just didn’t have the education-al background for college, so I returned to the same outfit at Fort Leonard Wood. I was given a clerical position to maintain all the records and to trace the equipment coming and going.”

Temporary duty assignments included Camp Phillips in Kansas to ready another out-fit for overseas duty, training maneuvers and war games in Tennessee in the dead of winter,

and in Dec of 1944 to Camp Shanks in New York to board a ship for the war in Europe.

“We sailed on the USS Mount Vernon, a converted cruise ship. Picture 5,000 soldiers at sea for the first time. Talk about sick! It was horrible. Guys threw up in their mess kits standing in line for chow. Shoot, even if you weren’t sick you got sick from all the sickness. I got so sick that I was already dreading coming home on another ship after the war was over!”

Docking at Marseille, France, Frank’s out-fit set up a staging area before moving on to Luneville, France. He said, “We set up shop in Luneville. I had to sleep in the shop since broken down or battle damaged vehicles came in 24/7.” As the front lines moved forward, so did Frank, all the way into Germany: Kaiser-lautern, Frankenthal, Willsback, Bobbingen, Wusiedel, Darmssteadt, Kiessel, Ehringhasen, Mannheim, Deggendorf, and into Munich.

Frank recalled the activity before crossing the Rhine River.

“Our tanks were fitted with floatation devices because the Germans had blown all the bridg-es. Our entire area was covered with tanks. We had a country fellow in our unit named Walter. He’d never been anywhere. Captain Diamond put him in charge of guarding the tanks with explicit orders, ‘Walter, nobody, and I mean, nobody, gets into this area.’ Well, later this guy walked up and demanded entry into the area. Walter refused his entrance. The guy was fu-rious, claiming he was a General. Walter told him he didn’t care who or what he was he wasn’t getting into the area. The sergeant of the guard had to straighten things out, but we sure were proud of Walter.”

Due to the problems associated with moving heavy equipment, Frank’s unit was normally in the rear areas. “That didn’t mean much,” he said. “I remember setting up shop in a rail yard then German planes strafed our positions. I was in the shop and had to sprint for a foxhole. Shoot, my legs were so rubbery I had trouble running. Luckily, things turned out okay.”

Snipers were a problem. “One day when we were receiving small arms fire a young lieu-tenant decided to fight back. He grabbed a .50 caliber machine gun and started firing tracers into the enemy positions. Well, some of the tracers fell short into the rail yard, right on top of boxcars loaded with hundreds of thousands of five gallon cans of gasoline. The tracers burnt through and started a chain reaction fire visible for miles around. I helped fight the fire all day long.” Frank Almand received the Bronze Star for his bravery. Ironically, nobody ratted on the lieutenant; he too, received a Bronze Star.

Frank’s opinion of the French: “Pretty lazy, if you ask me. Give them a bottle of wine and a loaf of bread and they’re happy.” His view of

the Germans: “I thought German people very industrious. In the destroyed towns they had started rebuilding, but some towns were still intact. In Ehringhasen we took over a German house and the family had to live in the base-ment. The lady came up every day to clean. And her two kids, a boy and girl approximately six and eight years of age, spoke perfect En-glish. There was no animosity, no bad feelings. We loved those kids. My wife and I visited Ehringhasen in 1987. Our tour guide took us right to the same house. The boy, now a man, still lived there. We talked for hours. His sis-ter was in America going to college. Another lady spoke to us and it turned out she used to wash our uniforms. Later the tour gathered in a restaurant with a big turnout from the towns-people. The mayor even picked up the tab.”

When asked his reaction upon Germany’s surrender, Frank said, “There was no celebra-tion, from what I remember. We were con-cerned about our next port-of-call. You see, we’d just been ordered to pack up. We were heading to the Pacific to fight Japanese.”

The war ended before the bags got packed. “We were going home,” he said, smiling. “We took a train to Bremerhaven and boarded a ship that I considered no better than a canoe.” The ‘canoe’ was the Liberty ship, the USS Tufts Victory. “Scared me to death,” Frank said. “I didn’t think a ship that small could make it across the Atlantic. But there we went, up and down storm swells like a roller coaster, 11 or 12 days of it. Well, guess what, I didn’t get sick. Don’t know why, but I didn’t. There was a lot of gambling going on, not much else to do, but I didn’t gamble then and still don’t. One of the gamblers was a fireman from New York; he took the boys to the cleaners.”

Frank Almand returned to the Atlanta Con-stitution for a short period of employment before attending an Electrician’s school in Chicago. “Yeah, I walked 40 blocks each day, to school, to work, in the middle of a cold Chi-cago winter. I returned to Atlanta and found a good job at Georgia Power.”

Frank worked at Georgia Power for over 30 years in the general repair shop refurbishing ground and above-ground transformers. One of the transformers blew up in his face. “I still have eye problems from that,” he said. Frank will be undergoing his third eye operation this coming Friday. In 1948, he married Hat-tie Spivey, daughter of the then-pastor of Zion Baptist Church in Stone Mountain. The cou-ple was married for 62 years until her pass-ing. Frank has been an active member of Zion Baptist for over 65 years. “Hattie and I had a wonderful life together,” Frank said. “God has been good to me. Hattie was the best woman on God’s green earth.”

Pete Mecca is a Vietnam veteran, columnist and freelance writer. You can reach him at [email protected] or aveteransstory.us.

PETE MECCACOLUMNIST

Doctor David Almand opened his medical practice in Conyers when we both were still relatively young. Goodness, how time flies when

you’re having fun. Albeit, only recently did I find out his father, Frank Almand, was a World War II veteran who served in Europe. This is Frank’s story.


THERE AND BACK AGAIN

ALMAND

With the weather in the high 20s, Evans Stadium hosted Heritage and Eastside soccer teams on a cold and windy night.

The boys started the evening off with a 5:30 p.m. start. Heritage

controlled the time of possession throughout the game, but especially in the first half. The Patriots didn't give up a shot on goal until after the break.

The Eagles struggled just to get past midfield early in the game, which played a factor in Heritage

sports The Covington News

Sunday, Feb. 15, 2015Page 1B

In the first half, the young stars of the Lady Rams were flying high and running fast. Freshman

guard Alexcia Chatman made sure her presences was known.

Chatman played with great emo-tion, energy, speed and determina-tion out on the floor. Her tenac-ity empowered other teammates as fellow leader Imani Broadnax dominated as well. Not too many freshmen can impact a playoff game like Chatman did. If steals were recorded, Chatman would have walked off the court with about four takeaways. Because of her physical nature, Chatman’s night was cut short as she didn’t play almost the entire third quarter with four fouls under her belt.

Having the star freshmen off the court didn’t change much as Lovejoy

struggled to make consistent bas-kets all night. Missed layups, free throws and three-point shots made Lovejoy almost non-existent.

Also helping that fate was Broadnax from Newton as she took over the game with Chatman on the bench. Broadnax drove to the basket like no other with a lights out mentality. Her deceptive speed was unstoppable to guard as she drove time and time again surg-ing to the basket with contested layups. Broadnax led the way with 13 points on the night.

Coming off the bench the major-ity of the night, Jurnee Smith pos-sessed stellar energy that provided Newton an extra boost to keep the lead in their hands.

During the second half, Newton remained locked in defensively to run away with the game, but missed free throws by the starters kept Lovejoy in the loop for the latter

part of the second half. In fact, when asked about the improvements her teams has to make in order to win the final round, Tiffani Johnson, Lady Rams’ head coach, said, “Free throws. Free throws were the name of the game today. Had we made our free throws early on – we started making them in the fourth quarter when we built the lead – but had we done that the entire game, I don’t think we would have been as tight. Free throws kept the game close.”

Coach Johnson was right, as the Lady Rams stretched the lead mak-ing those clutch free throws in the final minutes. Leader Broadnax helped increase the score while sinking a few key baskets in the fourth. Newton capped off the night with a 58-52 victory over Lovejoy as the story of free throws led them to advance to the region champi-onship. For region championship results, check the covnews.com.

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u See frozen, 3b

Overpowering defense leads Newton to victory

Social Circle swimmers qualify for state

submitted photo / The Covington News

The Social Circle High School swim team girls' relay qualified for two events at the GHSA State Meet, which took place last weekend, February 6th & 7th at Georgia Tech. The girls, who made the state qualifying time last month in the 200 freestyle relay, worked hard towards getting the coveted time in the 200 medley relay as well. They successfully achieved that goal at a meet in Gainesville, swimming a combined 1.6 seconds under their goal time. In the medley relay, Tiffany Masden, a senior, swam back-

stroke, Emma Smith, freshman, did the breaststroke, Makenna Gray, senior, swam the butterfly and her younger sister Marlee Gray, also a freshman, swam the freestyle anchor leg. All four were also together in the same order for the freestyle relay. This is a huge accomplishment for the SCHS swim team who has recently gone through a few years of rebuilding since losing eight senior swimmers in 2012. Alternates for the relays were Gracie Smith, Chandler Smith, Cathryn Cohenhour, Christina Craig and Hannah Scott. They represented their school well and gave it their all during the competition.

From left to right: Marlee Gray, Makenna Gray, Tiffany Madson and Emma Smith.

The Lady Rams walk off the court after a victory over Tucker in December. The Lady Rams played Tucker yesterday in the region championship, but the game was too late for print. Check the covnews.com

Anthony Banks / The Covington News

Eastside struggles in the ColD

Darrell Everidge / The Covington News

B Sunday, Feb. 15, 2015 The Covington NewsSPORTS

The basketball regular season has come to an end, the region tournaments are starting soon, baseball and soccer are beginning, but it’s not too early or too late to recognize some of the best basketball players of Newton and Rockdale county. There will be a first and a second all-area team, with the criteria being regular season numbers, level of play, over-all impact and of course the “eye test.”

The first team All-area girls’ team is: Shay Tarver (Salem, guard), Alexcia Chatman (Newton, guard), Ayanna Mitchell (Salem, forward), Sydney Fields (Rockdale, forward/guard) and Tierra Hodges (Alcovy, forward).

The second team All-area girls’ team is: Janelle Cook

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AThleTeS of the Week

The athletes of the week for the week of February 9, are both the boys and the girls Eastside basketball teams, Imani Broadnax (Newton) and Tierra Hodges (Alcovy). Both Eastside teams put up a valiant effort during this week of region tournament games, but they were unable to get over the hump after it seemed each team had caught fire at the end of the regular season. Broadnax led Newton with 13 points against Lovejoy, helping to lift Newton to a third-straight region championship game against Tucker. Hodges scored 17 of Alcovy’s 40 points despite getting in foul trouble, but the Lady Tigers fell to Tucker and played Lovejoy in the third place game.

Eastside boys basketball

Eastside girls basketball

Imani Broadnax

Tierra Hodges

B Sunday, Feb. 15, 2015 The Covington NewsSPORTS

getting two corners in the first 10 minutes of the game. Still, Eastside played great defense, especially inside the box as they didn't give up a goal until a volley from Adam North in the 25th minute despite multiple shots for Heritage.

The Patriots went into halftime up 1-0. A dif-ferent Eastside came out in the second half, as the Eagles used their defense to get into scor-ing position more than once. Tyreke Francis was alone on a breakaway in the 44th minute but just missed a shot wide right. The Patriots would score just four minutes later on a strike from Austin McMillian after a foul on Eastside set up a free kick for Heritage.

Francis would get two more opportunities to score in the second half, with a cross to Devin Herring but the pass had a little too much speed on it and Heritage recov-ered. In the 69th minute, Francis missed wide left on a shot that was make-able but wasn't easy.

Heritage had its share of missed opportunities but none were bigger than the missed penalty that rose high over the post. Heritage went on to win 2-0.

The Lady Patriots didn't have as slow a start on offense as their male counterparts. Heritage came flying out of the gate and set the tone early.

The Lady Patriots scored three goals in the first three minutes of the contest, starting it off was senior co-captain Haley Elliott followed by juniors Sara Boggus and Jessica Walker.

Eastside looked heav-ily affected by the cold weather and just couldn't gather any momentum.

As the half came to a close, Heritage initiated its final strikes as they scored three goals in one minute with the first half

nearing its end. Junior Faith Shelton started it off with the first goal at the 2:51 mark (her second of the night) near the end of the half. Just 15 seconds

later, Caroline Dipzinski scored and 31 seconds after that Boggus scored her second goal.

The Lady Patriots went into halftime with an 8-0

lead. The second half saw many of Heritage's reserves play and they coasted to an 8-0 victory, playing just 20 minutes in the second half.

fROzen>> From 1b

Having great vision, strength, decep-tive speed and uncapped energy is what you need to crush a team on your home court, and that’s what Tucker did to the Alcovy Lady Tigers, dismantling them in a double-digit victory. From start to finish, Tucker kept the lead, and never looked back.

Tucker Head Coach Robin Potter made it clear what her game plan was, because Alcovy couldn’t stop the pres-sure. Mariya Trimble made her name stick out for most of the night. She became the difference maker after out shining Alcovy’s Tierra Hodges. Hodges came into this round averaging 17 points and 10 rebounds. Those stats weren’t enough to pull away from Tucker, as Tucker displayed great defense and clos-ing speed.

As for Trimble, her physical nature drew no comparison as she continued to make hard contested layups throughout the night. Her teammate who often came off bench, Najla Shamsia-Deen scored Dwayne Wade-like layups all night as she soared in opposite directions mak-ing her shots look extremely difficulty to handle.

Shamsia-Deen’s play fed off of Trimble’s, as the two tore through Alcovy’s defense with no remorse. Star post player Hodges landed in foul trou-

ble early because of the playing style of Tucker’s Lady Tigers.

Bria Bass and Chiqueria Cook pro-vided the size to grab rebounds, keep-ing the ball away from Alcovy the majority of the night. Trimble scored a team high 23 points dominating the paint. Occasionally seen running in excitement after a made basket, Trimble ignited the crowd and teammates with her passion for the game. Trimble and Bass showed great team chemistry orchestrating on the court in the post, while Shamsia-Dean displayed her great passing ability to create open shot opportunities for her defending state champion team members.

Having won the State Championship a year ago, the Tucker Lady Tigers were solely focused on getting back into the state playoffs and defending that championship against Alcovy who didn’t stand a chance on stopping Trimble. Although Trimble played ter-rific, Shamsia-Deen helped increase the lead by hitting key free throws to grow the lead to 19 by the end of the game. The fire in the eyes of each player on Tucker’s bench, didn’t want Alcovy to uphold a victory on their home court. Ultimately, the Lady Tigers are one step closer to hosting the region champion-ship trophy, after beating the Alcovy Lady Tigers 59-40. The Lady Tigers played Lovejoy in the third place game, check the covnews.com for details.


Tucker dismantles

Alcovy

Rockdale beats Newton for third

straight game

Having All-Region basketball players can pay dividends for a team who is try-ing to finish off a team on three straight occasions. For Rockdale, those players were Conner Ferrell, Jalen Jordan, and Dwayne Brown.

After watching the game, the honor-ary player was center Elijah Williams as his blocked shots were second to none. Again and again, Williams denied bas-kets against a team who mainly focused on three pointers, started to drive to the basket in soft spots of the defense. Those drives were stalled by Williams’s protective nature.

Although Williams was playing his game, Ferrell played strong, aggressive and fast. Ferrell’s combination of size and speed was too much to handle for Newton, as he consistently drew fouls driving to the basket all game. Nonetheless, the first half was very defensive and energetic. Neither team was backing down without a fight allow-ing minimum points with a low score showing. Newton showed its ability to make threes and mid-range shots, but Rockdale’s energy was too much to handle.

Coming off the bench, guard Adam Ellis provided some spark and tenacity when defending. Also being aggressive with ball, All-Region star Jalen Jordan

showed his lightning quick speed driv-ing to the basket the majority of the night, but unfortunately he didn’t play too long in the second half. Jordan was hit with two technical fouls. The key technical came after taunting when he blocked Newton’s All-Region guard D.J Hill’s attempted layup. The call made fans furious as parents yelled from the stands with fire in their voices.

As the second half rolled on, Rockdale began to dominate again with game stretching free throws and shots to increase the lead. Brown and Ferrell took over for the Bulldogs overpowering the Rams as the game closed out.

With 2:41 left in the game, Newton’s guard JD Notae fouled out leaving his impactful game at a standstill. With Notae gone from the lineup, Newton was left no choice but to chuck three point-ers to try and decrease the lead. That didn’t pan out the way they planned as Rockdale grabbed rebound after rebound. With a few minutes left, Ferrell showed his strength to take it to the rim in the last possessions to increase the Bulldogs lead. Rockdale finished off the Rams 52 to 47 to advance to the region championship against Tucker. Newton played Lovejoy in the third place game; check the covnews.com and the rock-dalenews.com for details.


EDUCATIONThe Covington News


Dear Teacher,

Why do you teach? Some days I wonder, because some days it seems as though it’s too easy to for-get. It’s hard to remember in the midst of writing and grading bench-marks, mailing out failure notices, trying to find a way to teach math concepts with letters and no num-bers, putting together RTI paperwork and attending four or five meetings a week that cause you to miss your one planning period a day.

It’s hard to be a teacher. In fact, I have discovered it has changed me entirely. While my love of art has never faltered, everything else has to some extent. This job has led me to become the queen of questioning and, on some occasions, self-doubt. Am I capable of teaching clay to thirty-five students at the same time without losing my mind? Am I weak for getting frus-trated and yelling at my en-tire class when the source of my anger was a rough night, or the same three students that always know how to push my buttons? Am I a shining example of what a great teacher ought to be? Do I represent my school in a good light? Am I a role model to my kids? Am I someone they can be proud of, look up to, be in-spired by? Am I someone I’m proud of? Am I aware of the concept of patience? Am I able to implement it? Am I always at 300%? Am I always “on”?

The answer sometimes is no. Most times, in fact. I’m only human. But regardless of the difficulties, teaching

has been the most reward-ing career. It has become my most prized possession; it is the one thing I can never again go without.

Why do you teach? I teach because it is the

easiest and most fantastic way to continue learning. I teach because it gives me an opportunity to see the same world through 143 different pairs of eyes every single day. I teach because I believe students deserve to have educators that teach them and love them be-cause they choose to, not because they have to. I teach because I had three incred-ible instructors in high school; two of them were artists and one a history buff. I teach because it’s the perfect opportunity to en-courage our younger gen-erations to think for them-selves, challenge themselves and to remind them that even if no one else believes it, I think they are capable of doing gorgeous, power-ful things while they exist on this earth. I teach be-cause my students make me a better woman: they make me kind, patient, thorough, responsible, brave, fair, em-pathetic, a better listener, a team player, a fighter and a peacekeeper, a mother, and a leader. They make me feel like a girl on fire.

A friend of mine recently asked me if I had a Sistine Chapel: a work of art that has deemed my career as

an artist successful, a work that everyone would iden-tify as mine. While I be-lieve myself to be an artist, I do not consider my works masterpieces. My answer was this: my kids are my Sistine Chapel. If I can teach thirty years and in-spire one student to teach, to be an artist, to look at this world in a new light, to be an optimist and a realist, to believe in themselves, then they are, in fact, my greatest masterpiece. I will be able to witness their greatness as it unfolds during their lifetime. What could be more beautiful or moving than that?

Why do you teach? In case you have forgotten, here are a few ways you have changed my students’ lives:

“Although I don’t talk, he made it his mission to get some form of response from me every day. He would say something to me and I would always laugh and never really respond. Now that I look back on it, I kind of regret not

talking to him.”

“She doesn’t judge me. She makes me feel like she cares. She’s so posi-tive and supportive. No one is better than her and she may not know it, but she saves us. She believes in us even when we can’t believe in ourselves.”

“Y’all have made such a huge impact. You guys are the reason I have stayed in school.”

“The standards he sets for me pushed me to try harder and do my best. He uses his failures to inspire my success.”

“I’m glad she didn’t give up on me like my other teachers.”

Kaitlynn Mockett is a first-year art instructor at Alcovy High School. She graduated from UGA in 2014. She can be reached at [email protected]

KAITLYNN MOCKETT

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Montesha FranklinEimi GuerraJada HollingsworthIyona HudsonLa’ Asya JacksonWayne McCloudJonathan MontesShai’yan VielAshley AulisDurline DoriscaOjerhomu ErakpotoborSerena HaZhane WhitakerBria SimmsMicah WebbMichael BryantJenny CruzChelsea FrancesAshanti WrightNadira ThorntonNia BrownJordan ButlerMadison KaylenKaylah AllenJustin BowenArcadia EveringNila FawlkesMakayla HolleyDA’Juel LockettRovina MannahAlexa MerrittErica MossCharles RileyBilal AndersonShawn SmithBrandon AlfordTroy FiddesSimone McKenzieJas ParksReginald JordanAmar MclaughlinJordan MillerVictor PatrickDestiny BennettChristin BrownJuan ChavezJada FahieReign FordNaJache PageAmeer WellsJayden WheelerRashid OutarJayda ParksJa’Kia YoungNicholas ArchibaldBrianna BrownKirsten BrownAyleen CastroEddie ColeJordan Davis

honor rolls

Calendar submissions may be sent to [email protected]. Include a place, time, description of the event and a telephone number. Without a name, phone number and email address, information cannot be put in the online calendar.

Feb. 16MONDAY

Blood DriveMontessori School of Covington from 10:30 a.m.-2:30 p.m. in Middle School Room.

Feb. 23MONDAY

Newton County Democratic Party electionsAny member of the public who professes to support ideals of Democratic Party of Georgia and signs such an affidavit is

elegible for nomination to state committee. The regularly scheduled monthly meeting begins at 7 p.m. at the Washington Street Community Center, 4138 School Street, Covington.

Feb. 27FRIDAY

Oxford Lions Pancake Supper62nd annual pancake supper at Flint Hill Elementary School from 5-8 p.m.All you can eat plain or blueberry pancakes will be served along wtih Holifield sausage and drinks. Tickets are $5 for adults and $3 for children.

March 1SUNDAY

Pianist, Susan BraggiottiSusan Braggiotti with

Julianna Laseter, Soprano; Becky Ramsey and Alice Walker, Piano. First Presbyterian Church 3 p.m. Free with donation to Dave Young Vocal Scholarship.

True Colors Youth Art ExhibitMonth of March at Newton County Library. Free.

March 20FRIDAY

How to Succeed in Business Without Really TryingFeaturing Oxford Youth Singers at Porter Auditorium at 7 p.m; $15, $10 for seniors, $5 for students.

Mr. Charles Sears

Caldwell & Cowan Funeral Home

Charles Wayne Sears, of Covington, passed away February 10, 2015, at the age of 70. Charles, a member of Newton Baptist Church, was born to Dewey Mayson and Erma (Kitchens) Sears, who preceded him in death. Charles cherished his fami-ly and loved spending time with them. He retired from Delta Airlines after 33 years of service.

Survivors include his wife of 49 years, Marsha McCall Sears; daughters and sons-in-law, Lisa and Tim Singley, Valorie and Jeff Fletcher; grandchildren, John Singley, Kaitlyn Patrick; sister, Jan Hall, all of Covington; sis-ter-in-law, Becky Sears Mc-Cullough; as well as several nieces and nephews.

Funeral Services for Charles were held Satur-day, Feb. 14, 2015, 1 p.m., at Caldwell & Cowan Funeral Home, 1215 Access Road, in Covington, with Rev. J.B. Leachman and Rev. Tony Howeth officiating. Inter-ment followed in Lawn-wood Memorial Park.

Visit caldwellandcowan.com to place online condo-lences or call 770-786-7062.

Mr. W.A. “Billy” McElreath

J.C. Harwell & Son Funeral Home

Mr. W.A. “Billy” McEl-reath, age 81, of Covington passed away Sunday, Febru-ary 08, 2015. He was born March 29, 1933 in Madison County Georgia to Mr. and Mrs. A. L. McElreath who has preceded him in death. Mr. McElreath served his country in the United States Army during the Korean War. He retired from the City of Covington and also owned and operated McEl-reath Garage in Covington for many years. A longtime member of the First Bap-tist Church of Covington “Mr. Billy” could be found serving on just about any committee throughout the years, from the building and grounds committee to the transportation commit-tee along with delivering meals to the home bound on Wednesday nights. He loved children and worked with the 4 and 5 year old Sunday school for over 40 years. Mr. McElreath was preceded in death by a brother Lewis McElreath and a sister Nell Durand.

He is survived by his wife Helen B. McElreath, his sisters; Lois Hammond of Coivngton and Dr. Jean Nagy (Allen) of Centerville, Ohio his brother Thomas McElreath (Carol) of Rut-ledge his brother-in-law C.B. Ballew (Debbie) of Lil-

burn along with his nieces and nephews, other family and close friends.

Funeral services for Mr. McElreath will be held at 3 o’clock Tuesday, February 10, 2015 at the First Baptist Church of Covington with Dr. Robert Faulkner and Reverend Charles Reyn-olds officiating. Interment will follow at Lawnwood Memorial Park. The family will receive friends at J.C. Harwell and Son Funer-al Home from 6pm until 8pm on Monday, February 9, 2015. Flowers are ac-cepted or donations to the debt retirement at the First Baptist Church of Coving-ton may be made in honor of Mr. W.A. “Billy” McEl-reath. J.C. Harwell and Son Funeral Home, 2157 East Street, S.E., Covington, GA 30014, 770-786-2524 is in charge of the arrangements. A register book may be signed on line at www.har-wellfuneralhome.com

Mrs. Joyce Mason

Caldwell & Cowan Funeral Home

Joyce A. Mason born Jan-uary 14, 1937, left this life to be with her Lord Febru-ary 6, 2015. Mrs. Mason’s passion was serving her God. She was a loving wife, mother and friend. Mrs. Mason was always willing to help anyone in need. She loved life and people. She was preceded in death by her parents, Otis and Rella Allen; sister, Brenda Allen

Survivors include her devoted husband, Don Ma-son; daughter and son-in-law, Amy and Barry Meltz; son, Ryan Mason; brother, Clarence Lee (Buddy) Allen and wife, Judy; sister-in-law, Berthalene Payne; and several nieces and nephews.

Funeral Services for Mrs. Mason were held Saturday, Feb. 14, 2015, 1 p.m. at Voice of Pentecost Church, 4648 Salem Road, in Cov-ington, with Pastor Gavin Moon officiating and inter-ment following in Lawn-wood Memorial Park. The family will receive friends on Friday, Feb. 13, 2015, from 6-8 p.m. at Caldwell & Cowan Funeral Home, 1215 Access Road, in Cov-ington. In lieu of flowers please make donations to Voice of Pentecost Building Fund, 4648 Salem Road, Covington, Ga. 30016. For more information about donations please call 770-778-3900.

Visit caldwellandcowan.com to place condolences or call 770-786-7062.

Mr. John Rogers Carr

Lester Lackey & Sons Funeral Home

Mr. John Rogers Carr was born July 14, 1929 to

the late Mr. & Mrs. Her-man (Bertha Mathis) Carr. He was one of six children. He was born in Rutledge, Georgia but raised in Social Circle, Georgia.

He truly loved and en-joyed his God given tal-ent. He was blessed to be able to en-hance many homes and buildings all over Geor-gia, as a rock mason by trade. “ D A D ” loved his church fami-ly, playing cards, playing checkers, being with his family, visiting his long-time friends. “DAD” touched the lives of many people with his hum-ble-sweet spirit. He never required much and would help anyone, as kids we remember “DAD” pick-ing up hitchhikers off the Hwy., he would bring them back home, feed them, talk to them, find them some clothes, give them a few dollars and take them back to the Hwy. Countless sto-ries we hear about how many people “DAD” has been a blessing to, along his life’s journey.

Mr. Rogers Carr was a loving husband to Mrs. Betty Barrett Carr, who preceded him in death De-cember 2002.

John Rogers Carr “DAD” will forever be remembered and the memories they cherished; three loving and devoted daughters, Mr. & Mrs. Roger (Shirley) Ross, Mr. & Mrs. Ralph (Alicia) Gotel and Mr. & Mrs. Rod-ney (Deborah) Gilbert, five sons, Mr. & Mrs. Roger L. (Rosa) Carr, Mr. & Mrs. Larry (Lurene) Carr, Mr. Jerry Carr, Mr. & Mrs. Her-man (Myrna) Carr and Mr. Cedric Carr, sister-in-law, Mrs. Shirley E. Jackson, a very devoted nephew, Mr. Danny Vinning, a host of grandchildren, great grandchildren, countless other friends and family.

The home going cele-bration for John was Sat-urday, Feb. 7 at Corinth Missionary Baptist Church in Social Circle with Bish-op William Davenport as Pastor and Rev. Joseph Wil-liams as Eulogist. He was interred at Union Springs Church cemetery in Rut-ledge with the Greater Mo-ses and Corinth Missionary Church family as pallbear-ers and flower attendants.

The family of the late Mr. Rogers Carr wishes to ex-press our heartfelt thanks and appreciation to our family, friends and neigh-bors, for all your acts of kindness shown during this time of bereavement.

Mrs. Betty Jean Banks

Lester Lackey & Sons

Funeral Home

Mrs. Betty Jean Mullins Banks was the oldest of six children born in New-ton County to the late, Mr. Willie Frank Mullins and Mrs. Hattie C u n n i n g -ham Mullins on April 27, 1940. She a c c e p t e d Christ at an early age at Union Grove United Methodist Church and later joined Bethabara Missionary Baptist Church.

She was a member of the 1957 graduating class of R.L. Cousins High School, Covington, Georgia. After 30 years of service with the Newton County School Sys-tem, she retired in 2002 with most of her tenure at Living-ston Elementary School.

Betty was also a member of Morris Brown Chapter No. 130 Order of the Eastern Star. A great humanitarian and volunteered in the fol-lowing organizations: Hab-itat for Humanity, Wash-ington Street After-School Program, Newton County Hospital Auxiliary, CASA (Court Appointed Spe-cial Advocates) for New-ton-Walton Counties and Choices for Children.

A faithful member of Bethabara Missionary Bap-tist Church, serving as a Deaconess on the Mother Board and the Secretary of the Senior Usher Board, she also served as chair-man for various programs including the Annual “50 State Rally”.

Classy, jazzy and always dressed for the occasion, she was known as the family his-torian. She knew how every family member was con-nected going back through generations. She didn’t just call and say I’m your long lost relative; she called, vis-ited and re-established rela-tionships. Betty also enjoyed sewing and needlepoint es-pecially for her children and grandchildren. She enjoyed traveling and taking cruises with her “Weaver”.

Betty received her crown of life on Monday, February 2, 2015 at 10:30 a.m. She was preceded in death by one brother, Mr. Randolph (Moon) Mullins.

She leaves to rejoice in this life, a devoted husband of 57 years, Mr. Weaver D. Banks Jr., three chil-dren, Mr. & Mrs. Michael (Deborah) Banks; Mr. & Mrs. Isaac (Cynthia) Bo-stick; Ms. Debra White, all of Covington, Georgia, mother, Mrs. Hattie Mul-lins, Covington, Georgia, four brothers, Mr. & Mrs. James (Juanita) Mullins, Covington, Georgia, Mr. & Mrs. John (Ida) Mull-ins, Lithonia, Georgia, Mr. & Mrs. Woodrow (Lin-da) Mullins, Covington, Georgia and Mr. & Mrs.

Wayne (Florence) Mullins, Augusta, Georgia, sister-in-law, Ms. Fannie Banks, nine grandchildren, twelve great-grandchildren and a host of nieces, nephews, relatives and friends.

The celebration of life for Betty Jean was Saturday, Feb. 7 at Bethabara Mis-sionary Baptist Church with Rev. Carl H. Jones as Pastor and Jimmy Horton as Eulo-gist. She was interred at the church cemetery with R.L. Cousins High School class of 1957 mates as honorary pallbearers and flower la-dies, nephews and cousins as pallbearers and Eastern Star Morris Brown Chapter #130 as flower ladies.

The family of the late Mrs. Betty J. Banks wishes to ex-press our sincere apprecia-tion to each of you for the many acts of kindness shown during these hours of sorrow. Your prayers, visits, food, love and concern will never be forgotten. We especially want to give thanks to the staff of Pruitt Health and Pruitt Health Hospice for the care you gave and still showing.

Mrs. Amy Ruth Tuggle Cosby

Lester Lackey & Sons Funeral Home

Mrs. Amy Ruth Tuggle Cosby was born June 7, 1931 to the late Mr. & Mrs. Willie (Ruby B a r r o n ) Tuggle in C ovington where she was raised and educat-ed. She was the oldest of two lovely girls.

Amy had a sweet, gentle and caring spirit, a qui-et personality and a good sense of humor. She was an avid gardener. She loved flowers and working in her yard. During her spare time she enjoyed reading the newspaper from cov-er to cover, watching “All My Children” and the “6 O’clock news,” cooking and

being with her family. She will be greatly missed. She was preceded in death by, step daughter, Mrs. Maxine Cosby Harris.

On February 10, 2015, Amy departed this earthly life leaving to cherish her mem-ories; children, Ms. Brenda Tuggle, Ms. Sherry Tuggle, Ms. Rhonda Tuggle and Ms. Terri Cosby, granddaughter, Ms. Ashley Tuggle, Coving-ton, great granddaughter, Miss Markaela Brown, Cov-ington, one loving and devot-ed sister, Mrs. Rose T. Bagby, Covington, step children, Mr. Larry Barr, Shadydale, Mr. Kevin Smith, Dalton, Mr. & Mrs. Earl (Montine) Clem-ons, McDonough, Mr. & Mrs. William (Tammy) Clemons, Mr. & Mrs. Alfred (Brenda) Shepherd, Ms. Stacy Cosby, Mr. Steve Cosby and Mr. & Mrs. Freeman (Trenesa) Cos-by Jr., all of Covington, and a host of other relatives and dear friends.

The service for Amy Ruth was Saturday, Feb. 14 at Macedonia Missionary Baptist Church with Rev. Tyrone D. Lane Pastor and Eulogist and Rev. Cynthia Marks officiating.

She was interred at Mace-donia Missionary Baptist Church Cemetery with friends as pallbearers and flower attendants.

*One Of A Kind* The funny beautiful lady

that means so much to me may be gone from the land of the living, but with me she will always be, because my memory holds her dearly and my pen recalls her ways and most of all I love her. A love that always stays It stays inside my memory And is often on my mind, because a lady like my grandma is rare and hard to find.

We wish to extend our sincere appreciation to loved ones and friends who found so many tender ways to ex-press friendship, concern and sympathy during the departure of our loved one. Every prayer, visit, card, flower and other acts of love and kindness will always be remembered. May God bless each and every one of you.

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Pecan Pie for the Mind, my old humor column which ran from 2009 – 2014, was a fun and rewarding expression of eclectic and safe humor. I didn’t use the column to attack or belittle, except when I went after generic targets like politi-cal wonks who should have left office decades ago.

The column’s language was clean and the morals were clear: “The good guys always win.” When I ended the column, it was after much personal debate about whether I wanted to “be funny” anymore. Anyone who knows me knows that humor is a mask I wear; it’s a comfortable mask and it’s far prettier that what lies beneath. I was struggling with that mask, feeling like I always had to be a laugh-a-minute, and it got old as I tried to live up to an expectation that was probably ephemeral at best. Add to that America’s obsession with mean humor – from internet trolls to sitcom psychopaths – I felt I had to end the column to see how I really felt about being called “a humorist.” So the fun ended in early 2014, and when I wrote my last installment, I sincerely expect-ed to move on to short stories and leave the giggles behind. Well I missed humor more than I thought I would, and thanks to my publisher, Pat Cavanaugh, who also missed my writing, I’m returning to print with a new series entitled: Barbed Wire Wrapped in Seersucker. That name was selected with great care, so let me explain how it will guide the column.

Barbed wire is ugly stuff. It rusts and maims if you aren’t careful. No one ever says, “Aw! Your little baby is as cute as a barbed wire fence.” If they do, you need to find a pe-diatric plastic surgeon or find new friends. The South – a term I’ll always render in initial

caps unless my editor overrides me – is like a big bale of barbed wire. The underside of this land is ferocious and it can cut and maim. Crime, anger, prejudice, and graft are the tines of the barbed wire. To live in The South is to know this. Yet how many times do we see this southern barbed wire reality sweetened and prettied up? “Oh, he didn’t

mean what he said! Deep down he loves all kinds of people! He’s just mad right now.” We wrap our barbed wire reality in soft comfort-able lies and we hope no one presses too hard. If you do squeeze your subject, you’ll feel the sting. If you just admire the seersucker cover-ing, you’ll think everything is safe and pretty.

And this is the theme of this new column series: the duality of life in The South. I’ll be as funny as I can be, but I’ll be honest and look beyond the pretty covering. Some of that honesty will mean exposing what might best be left hidden. But that’s okay. As a hu-morist, I’m also barbed wire wrapped in seersucker. I have a closet full of the crinkly stuff, and I wear it well. Oh, I’ve decided that I’m okay with being called “a humorist.” Hu-mor can heal, when it’s done with the right frame of mind, and we need some healing humor in America, don’t we?

David McCoy is a lifetime resident of “The Glorious South” and a repeat winner of the Georgia Press Association’s Joe Parham Tro-phy for his humor column, Pecan Pie for the Mind. David lives in Covington, Georgia but can often be found among the North Georgia mountains, depending on the weather and the availability of clean towels and fresh, hot coffee. He can be reached at [email protected], Da-vid McCoy in the subject line.

DAVE MCCOYCOLUMNIST

barbed wire wrapped in seersucker

The other side of humor

1ST PLACE

2nd place

3rd place

4th place

Christy and her husband were selected as The Covington News’ Cutest Couple via voting from our readers.Their picture titled “We need a date night” won over voters as Christy declared three kids left the couple no time for themselves.Kathy, with her photo “Love” was selected as first runner up. The other two runners up were Dede with “Mr. and Mrs. Clause” and “Shelly and Courtney.”

CUTEST COUPLE

CONTEST WINNERS!

Sunday, Feb. 15, 2015 Page 7BThe Covington News

Today is the “birthday” of the oldest civic club in Coving-ton, the Kiwan-is Club. On Feb-ruary 15, 1927, at the Newton County Court House, the lo-cal club was organized. The leaders of this effort were P.W. Godfrey and S.H. Ad-ams. There were fifty eight Charter Members. The first officers of the club were S. C. Chandler, president, S.H. Adams and T.G. Callaway, vice-presidents, and A.L. Loyd, the secretary –trea-surer. Other directors were P.W. Godfrey (district trust-ee) R.E. Everett, J.G. Bolton, R.A. Norris, J.O. Porter, T.C Swann, and T.R. Guinn Sr. Civic clubs are an excellent way for the community to come together.

This is the centennial year for Kiwanis interna-tional. The first Kiwanis Club was charted in De-troit Michigan on January 21, 1915. It became inter-national when it expanded into Canada the next year. It began to expand elsewhere starting in 1962. It is now in eighty nations around the world. There are more than 150,000 members in Kiwanis in the world. They gave 18.5 million service hours last year with over one hundred million given for service projects.

The name is said to come from a Native American phrase, “Nun-Kee-Wan-is” which some say means “We trade”, while others would say it is closer to “We have a good time – we make noise.” All of which, some would say is true about Kiwanis.

The motto of Kiwanis is “We Build”. This motto is lived out in a variety of ways.

Those who be-long to club seek to build a better future, a better commu-nity, and a bet-ter world. Ki-wanis, like other civic clubs, has changed over

the decades. You find these clubs inclusive of all people. The gender and racial lines that used to be there have long since disappeared.

The goal to build a better future is seen in the empha-sis placed upon working with children and youth. Tina Ulmer the President of the Covington Club points to the many projects that involve youth and chil-dren. One of these projects was Young Children, Prior-ity One Project, where local Kiwanians read to children in various schools as well as donated books to the schools. The club also of-fers several scholarships to local students. Other proj-ects included working as a part of the Salvation Army’s angel tree and “Red Kettle” projects, the local Miracle League, and can food and personal hygiene articles drives that helped over 300 families last year. One proj-ect each year since it origi-nated in 1958 is sponsoring the Star Student and the Star Teacher Programs in Newton County.

Right around the corner are two major fund raisers to help underwrite many of these programs. They are a golf tournament on March 13th at the Oaks Course and a Pancake Breakfast on March 21st at Newton High School.

Some would say the big-gest “splash” the Kiwanis Club has ever made was when they provided Cov-

ington with its first pub-lic swimming pool. It was at the sight of the current YMCA on Newton Drive. Other involvement has included sponsoring Boy Scout Troop 222 and being involved with the 4-H Club work in Newton Country through the years.

The local club is cele-brating the Centennial of Kiwanis International by taking part in the dis-trict project to build a play ground at the Boys and Girls Club in Mableton. The date for this is Satur-day, February 21st. The President of Kiwanis Inter-national will be in town that day to see the work on the project as well as attending a reception at the Atlanta Zoo. Monies for this much needed play ground were partially raised by selling bricks to honor or remem-ber someone. Covington’s club gave bricks in honor of Lamar Calloway, Buck-er Guinn, James Hutch-ens, Sam Ramsey, and Dr. Goodwin Tuck.

One way to build a better community is what hap-pens when the local club meets weekly. Friendships are built and strengthen as members share a lunch to-gether. The programs are usually on issues of com-

munity interest they help build support for a variety of projects for the good of the community.

The Eliminate Project, a joint effort of Kiwanis and UNICEF, is one example of building a better world. Every year 60,000 innocent babies and a significant number of women die of maternal and neonatal tet-anus. The goal is to elimi-nate MNT from the earth as 100 million women and their future babies are im-munized. This requires vac-cines, syringes, safe storage and thousands of skilled workers. The cost is esti-mated to be one hundred and ten million dollars. This campaign follows Ki-wanis and UNICEF as they joined forces to achieve one of the most significant pub-lic health successes of the twentieth century. Together they tackled iodine defi-ciency disorders.

Today the Kiwanis Club of Covington celebrates 88 years of service along with the centennial of Kiwan-is International. When we work together we can do more than we can alone.

B. Wiley Stephens is a re-tired United Methodist Min-ister and author who now resides in Covington

B. WILEY STEPHENSCOLUMNIST

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Happy 26th anni-versary Jerry and Bernita Byrd from their chil-dren.

Happy birthday Bernita Byrd from your hus-band and family

Luther is a sweetheart. He is about a year old. He was a stray and came in a bag of bones. He still needs more groceries but has come a long way! Luther can be a bit of a butt head to other dogs especially male dogs. He would do better in an only dog home. For more information, visit ppnk.org

Christine is one talker! She calls for your attention & she is full of purrs! She ADORES being loved on & would truly make a great companion. She was rescued from Newton AC & is 2-3yrs old. She seems well adjusted. For more information, visit ppnk.org

children are adopted.

This is a very serious matter. A party is entitled to an attorney in the proceedings. You should contact an attorney immediately so that you can be prepared for the court hearing. You have the right to hire an attorney and to have him or her represent you. If you cannot afford to hire an attorney, the court will appoint an attorney if the court finds that you are an indigent person. Whether or not you decide to hire an attorney, you have the right to attend the hearing of your case, to call witnesses on your behalf, and to question those witnesses brought against you.if you have any questions concerning this notice, you may call the telephone number of the clerk’s office which is 770-784-2060.This is a summons requiring you to be in Court. If you fail to come to court as required, you may be held in contempt of court and punished accordingly.WiTNEss ThE Honorable Sheri C. Roberts, Judge of said Court, this 6th day of February, 2015.

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sTaTE of GEorGia

iN ThE INTEREST OF:c.a. sEX: MaleDob: 10/17/97 casE #107-14J-0840a MiNor Child Under 18 Years of Age

suMMoNsTo: ciNDy Finley, mother to the above-named child born on the date above-listed and any other person(s) claiming to have a parental interest in the minor child named above born Cindy Finley on the dates above-listed.you arE hereby notified that a Petition (Dependency) was filed in this Court requesting that the minor child be placed in the care, custody and control of the Georgia Department of Human Resources, acting through the Newton County Department of Family and Children Services, and that by reason of Order dated the 14 day of January 2015, you are hereby commanded and required to file with the Clerk of said Court, and serve upon Daniel C. Thomas , counsel for Newton County Department of Family and Children Services, whose address is P.O. Box 52, Covington, Georgia 30015-0052, an answer to the Dependency Petition within sixty (60) days of the date of the Order for Service by Publication.a copy of said Petition (Dependency) can be obtained from the Clerk of the Newton County Juvenile Court, at the Newton County Judicial Center, 1132 Usher Street, Covington, GA 30014.rEaD carEfullyThis suMMoNs requires you to be present at a formal hearing in the Juvenile Court.ThE chilD or other parties involved may be represented by a lawyer at all stages of these proceedings.if you want a lawyer, you may choose to hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately.if you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you.if you want a lawyer appointed to represent you, you must let the Court or the officer of the Court handling this case know that you want a lawyer immediately.WiTNEss ThE Honorable Sheri C. Roberts, Judge of said Court.This ThE 14th day of January 2015.

JEssica Gaskill(DEpuTy) clErkNEWToN couNTy Juvenile Court

public NoTicE #1065761/25,2/1,8,15

iN ThE JuvENilE courT of NEWToN couNTy

sTaTE of GEorGia

iN ThE INTEREST OF:N. h. S E X : Female D O B : 12/25/01 Case #107-14J-0969a chilD Under 18 Years of Age

suMMoNs

To: Jalila Haughton, biological mother to the above-named child born on the date above-listed and any other person(s) claiming to have a parental interest in the minor child named above born to Jalila Haughton, mother on the date above-listed.you arE hereby notified that a Petition (Dependency) was filed in this Court requesting that the minor child be placed in the care, custody and control of the Georgia Department of Human Resources, acting through the Newton County Department of Family and Children Services, and that by reason of Order dated the 29th day of January, 2015, you are hereby commanded and required to file with the Clerk of said Court, and serve upon Daniel C. Thomas, counsel for Newton County Department of Family and Children Services, whose address is P.O. Box 52, Covington, Georgia 30015-0052, an answer to the Dependency Petition within sixty (60) days of the date of the Order for Service by Publication.a copy of said Petition (Dependency) can be obtained from the Clerk of the Newton County Juvenile Court, at the Newton County Judicial Center, 1132 Usher Street, Covington, GA 30014.rEaD carEfullyThis suMMoNs requires you to be present at a formal hearing in the Juvenile Court.ThE chilD or other parties involved may be represented by a lawyer at all stages of these proceedings.if you want a lawyer, you may choose to hire your own lawyer. If you want to hire a lawyer, please

contact your lawyer immediately.if you want a lawyer, but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances, and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you.if you want a lawyer appointed to represent you, you must let the Court or the officer of the Court handling this case know that you want a lawyer immediately.WiTNEss ThE Honorable Sheri C. Roberts, Judge of said Court.

JEssica Gaskill(DEpuTy) clErk Newton County Juvenile Court

public NoTicE #1066812/8,15,22,3/1

local GovernmentNoTicE of iNTENTioN To iNTroDucE local

lEGislaTioN

NoTicE is given that there will be introduced at the regular 2015 session of the General Assembly of Georgia a bill to provide for the creation of one or more community improvement districts in Newton County and in each municipality therein; to provide for a short title; to provide for the purposes of such districts; to provide for definitions; to provide for boards to administer such districts; to provide for appointment or election of members of such boards; to provide for taxes, fees, and assessments; to provide for the boundaries of such districts; to provide for the debt of such districts; to provide for cooperation with local governments; to provide for powers of such boards; to provide for general obligation bonds, notes, and other obligations of such districts; to provide for the form of bonds, provisions for exchange and transfer, certificates of validation, specification of interest rates in notice to the district attorney or the Attorney General and in notice of validation hearing and definition of terms “cost of the project” or “cost of any project” as used in bond resolutions; to provide for authorized contents of agreements and instruments of the boards generally, use of proceeds of sale of bonds, and notes, and subsequent issue of bonds and notes; to provide for construction; to provide that Chapter 5 of Title 10 of the O.C.G.A. shall not apply to the offer, sale, or issuance of the boards’ bonds, notes, or other obligations; to provide that no notice, proceeding, publication, or referendum shall be required; to provide the procedures connected with all of the foregoing; to provide for related matters; to provide an effective date; and for other purposes.

sENaTor rick JeffaresDisTricT 17

public NoTicE #1067152/15

Name changesiN ThE supErior courT of

NEWToN couNTysTaTE of GEorGia

iN rE the Name Change of:DEziE colliNs AKA male JohnsonpETiTioNEr.civil acTioN Case Number2015cv197-3

NoTicE of PETITION TO

CHANGE NAME OF ADULT DEziE colliNs filed a petition in the Newton County Superior Court on January 30, 2015 to change the name from:DEziE colliNs AKA male JohnsonTo:DEziE colliNs.

aNy iNTErEsTED party has the right to appear in this case and file objections within thirty days after the Petition was filed. DaTED: 1/29/2015

/s/DEziE colliNspETiTioNEr, pro Se170 hiNToN Chase PkwycoviNGToN, Ga 30016

public NoTicE #1067182/15,22,3/1,8

iN ThE supErior courT of NEWToN couNTy

sTaTE of GEorGia iN rE the Name Change of:JacalyN JEffErypETiTioNEr.civil acTioN Case Number:2015cv160-5


CHANGE NAME OF ADULT JacalyN JEffEry filed a petition in the Newton County Superior Court on January 26, 2015 to change the name from:JacalyN MariE JefferyTo:JacalyN Mara Beck


/s/JacalyN JEffErypETiTioNEr, pro SeJacalyN JEffEry3123 shEphErD Rd.MaNsfiElD, Ga 30055

public NoTicE #1066932/8,15,22,3/1


sTaTE of GEorGia iN rE the Name Change of:MarioN lisa GeorgepETiTioNEr.civil acTioN Case Number:2015cv124-4


CHANGE NAME OF ADULT MarioN lisa George filed a petition in the Newton County Superior Court on January 22, 2015

to change the name from:MarioN lisa GeorgeTo:MarioN lisa Hearn


/s/MarioN lisa GeorgepETiTioNEr, pro SeMarioN lisa George8269 lakEviEW Dr. Covington, GA 30014

public NoTicE #1066912/8,15,22,3/1


sTaTE of GEorGia iN rE the Name Change of:NaJJa GENE Hatchettaka- NaJJa Gene Gay pETiTioNEr.civil acTioN Case Number:2015cv159-4


CHANGE NAME OF ADULT NaJJa GENE Hatchett filed a petition in the Newton County Superior Court on December 2, 2014 to change the name from:NaJJa GENE GayTo:NaJJa GENE Hatchett

aNy iNTErEsTED party has the right to appear in this case and file objections within thirty days after the Petition was filed. DaTED: DEcEMbEr 2, 2014

/s/NaJJa haTchETTpETiTioNEr, pro SeNaJJa GENE Hatchett AKA Najja Gay220 TiMbErlakE Terrace Covington, GA 30016

public NoTicE #1066922/8,15,22,3/1


sTaTE of GEorGia iN rE:vicki rEaD Atcheson civil acTioN File No.2015cv-35-5

NoTicE of PETITION TO CHANGE NAME

NoTicE is hereby given that Vicki Read Atcheson filed her petition in the Superior Court of Newton County on the 7th day of January, 2015, praying for the change of her name to be changed from Vicki Read Atcheson to Vicki Claire Read.NoTicE is hereby given pursuant to law to any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said court within 30 days of the filing of said petition.

This 16Th day of January, 2015.

/s/lori b. DuffaTTorNEy for PetitionersTaTE bar No. 090507

public NoTicE #1065891/25,2/1,8,15

propertyNoTicE of forEclosurE

salE uNDEr poWErNEWToN couNTy, GEorGia

This is AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

uNDEr aND by virtue of the Power of Sale contained in a Security Deed given by Eunice Elliott, Jr. and Estella Elliott to Citicorp Trust Bank, FSB, dated November 25, 2003, and recorded in Deed Book 1573, Page 401, Newton County, Georgia Records, as last transferred to Christiana Trust, a Division of Wilmington Savings Fund Society, FSB, as Trustee for GFT Mortgage Loan Trust, Series 2013-1 by assignment recorded on January 28, 2014 in Book 3204 Page 276 in the Office of the Clerk of Superior Court of Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Ninety-Five Thousand Seven Hundred Three and 50/100 dollars ($95,703.50), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on March 3, 2015, the following described property:

ThE folloWiNG described property, to wit: all that tract or parcel of land lying and being in Land Lot 108 of the 10th Land District, Newton County, Georgia, and being more particularly described as follows: beginning at an iron pin stake on the Eastern side of an unnamed Dirt County Road running from Christian Circle to Brown Bridge Road; said beginning point being 598 feet, as measured in a northwesterly direction from the center line of Brown Bridge Road along the right of way of said unnamed Dirt County Road: thence North 8 degrees 46 minutes West a distance of 15.71 feet; thence North 14 degrees 18 minutes West 60.40 feet to an iron pin stake; thence North 16 degrees 38 minutes West a distance of 24.51 feet to an iron pin stake; then South 80 degrees 08 minutes east a distance of 100.02 feet to an iron pin stake; thence South 80 degrees 08 minutes East 105.60 feet to an iron pin stake; thence South 80 degrees 08 minutes East 42.00 feet to an iron pin stake; thence South 12 degrees 48 minutes East a distance of 97.59 feet to an iron pin stake; thence North 80 degrees 33 minutes West a distance of 244.56 feet to an iron pin stake and the point of beginning; said property bounded on the West by an unnamed Dirt County Road, on the North by Lands of Elizabeth Floyd and E.D. Holmes, and the South by Lands of Alton Jolley.by fEE simple deed from Estella Elliott, as set forth in Deed Book

288, Page 127 dated 05/05/1987 and recorded 05/15/1987, Newton County Records State of Georgia.

ThE DEbT secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). your MorTGaGE servicer can be contacted at 888-504-7300 - Loss Mitigation Dept, or by writing to 15480 Laguna Canyon Road, Irvine, California 92618, to discuss possible alternatives to avoid foreclosure.

saiD propErTy will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To ThE best knowledge and belief of the undersigned, the party in possession of the property is The Estate of Eunice Elliott, Jr. and Estella Elliott or tenant(s); and said property is more commonly known as 2434 christian circle, covington, Ga 30016.

ThE salE will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure.

chrisTiaNa TrusT, a Division of Wilmington Savings Fund Society, FSB, as Trustee for GFT Mortgage Loan Trust, Series 2013-1 as Attorney in Fact for Eunice Elliott, Jr. and Estella Elliott.

brock & Scott, PLLC4360 chaMblEE Dunwoody RoadsuiTE 310aTlaNTa, Ga 30341404-789-2661b&s filE no.: 14-20191

public NoTicE #1066742/8,15,22,3/1

NoTicE of forEclosurE salE uNDEr poWEr

NEWToN couNTy, GEorGia


uNDEr aND by virtue of the Power of Sale contained in a Security Deed given by Jean ramkishun to Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc., dated November 4, 2005, and recorded in Deed Book 2046, Page 49, Newton County, Georgia Records, as last transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-75CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-75CB by assignment recorded on May 3, 2012 in Book 3002 Page 109 in the Office of the Clerk of Superior Court of Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Thirty Thousand Four Hundred Ten and 0/100 dollars ($130,410.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on March 3, 2015, the following described property:

all ThaT tract or parcel of land lying and being in Land Lot 168 of the 10th District of Newton County, Georgia, being Lot 131 of Summer Walk according to plat recorded in Plat Book 30, Pages 206 and 207, Newton County, Georgia Records, which plat is incorporated herein by reference thereto for a more accurate and complete description.

ThE DEbT secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). your MorTGaGE servicer can be contacted at 800-365-7107 - Loss Mitigation Dept, or by writing to 55 Beattie Place, Suite 110, Greenville, South Carolina 29601, to discuss possible alternatives to avoid foreclosure.


To ThE best knowledge and belief of the undersigned, the party in possession of the property is Jean Ramkishun or tenant(s); and said property is more commonly known as 95 summer Walk Drive, covington, Ga 30016.

ThE salE will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final

confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure.

ThE baNk OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-75CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-75CB as Attorney in Fact for Jean Ramkishun.

brock & Scott, PLLC4360 chaMblEE Dunwoody RoadsuiTE 310aTlaNTa, Ga 30341404-789-2661b&s filE no.: 14-27961

public NoTicE #1065692/8,15,22,3/1

NoTicE of salE uNDEr poWEr coNTaiNED iN

sEcuriTy DEEDsTaTE of GEorGia, couNTy of Newton

pursuaNT To a power of sale contained in a certain security deed executed by Nicholas N. Johnson, hereinafter referred to as Grantor, to Mortgage Electronic Registration Systems, Inc., as nominee for First Horizon Home Loan Corporation recorded in Deed Book 2424, beginning at page 577, and re-recorded in Deed Book 2450, Page 241, and clarified by Scrivener’s Affidavit at Deed Book 2905, Page 78, and clarified by Scrivener’s Affidavit at Deed Book 2929, Page 234, modified at Deed Book 3005, Page 546, and modified at Deed Book 3109, Page 226 and clarified at Scrivener’s Affidavit at Deed Book 3258, Page 506, of the deed records of the Clerk of the Superior Court of the aforesaid state and county, and by virtue of a default under the terms of said security deed, and the related note, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell before the door of the courthouse in said county within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in March 2015, all property described in said security deed including but not limited to the following described property:

all ThaT tract or parcel of land lying and being in Land Lots 234 & 223 of the 9th District, Newton County, Georgia, being Lot 18 of Wyndmont Subdivision as shown on a plat entitled “Final Plat for Mill Stone” (now Wyndmont) recorded in Plat Book 44, Page 119-120 and also as shown as Lot 18 of Wyndmont Subdivision on a plat entitled “Final Plat for Wyndmont fka Mill Stone” recorded in Plat Book 44, page 252 and 253, Newton County, Georgia Records, which recorded plats are incorporated herein by reference and made a part of this description.

saiD propErTy will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable); any matters which might be disclosed by an accurate survey and inspection of the property; any assessments, liens, encumbrances, zoning ordinances, restrictions, and all other matters of record superior to the said Security Deed. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. MidFirst Bank, through its division Midland Mortgage as loan servicer is the entity with full authority to negotiate, amend and modify the terms of the Note and Security Deed. MidFirst Bank, through its division Midland Mortgage may be contacted at: 999 Northwest Grand Boulevard, Oklahoma City, Oklahoma 73118; 1-800-552-3000. To the best of the undersigned’s knowledge and belief, the party in possession of the property is believed to be Nicholas N. Johnson, or tenant(s).

MiDfirsT baNk, as Transferee, Assignee, and Secured Creditoras aTTorNEy-iN-facT for the aforesaid Grantor

caMpbEll & Brannon, LLCaTTorNEys aT LawGlENriDGE hiGhlaNDs II5565 GlENriDGE Connector, Suite 350aTlaNTa, Ga 30342(770) 392-0041

This laW FIRM MAY BE HELD TO BE ACTING as a DEBT COLLECTOR, UNDER FEDERAL LAW. if so, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

public NoTicE #1066702/1,8,15,22,3/1

NoTicE of salE uNDEr poWEr GEorGia,

NEWToN couNTy This laW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

uNDEr aND by virtue of the Power of Sale contained in that certain Security Deed given by John Wortham to Mortgage Electronic Registration Systems, Inc. as nominee for American Bank, dated January 13, 2012 and filed February 27, 2012, recorded in Deed Book 2981, Page 601-620, Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One hundred six thousand forty one dollars and no cents ($106,041.00), (later assigned to U.S. Bank National Association) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on Tuesday March 3, 2015, the

following described property:

bEiNG iN Land Lot 168, 10th District, Newton County, Georgia, and being shown as Lot 31, Unit One, Overlook Pass, on a plat of survey of same recorded in Plat Book 30, Pages 272-273, public records of Newton County, Georgia, which plat is by reference thereto incorporated herein and made a part hereof for a more particular and complete description

ThE DEbT secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).


To ThE best knowledge and belief of the undersigned, the party in possession of the property is John Wortham or a tenant or tenants and said property is more commonly known as 185 Deep springs Way, covington, Ga 30016. iN coMpliaNcE with Georgia law, please find below the contact information for the entity who has authority to negotiate, amend, and modify the terms of the loan documents which may include a note, mortgage, security deed or deed to secure debt.

u.s. baNk National Association4801 frEDErica StreetoWENsboro, ky 423011-855-698-7627

ThE salE will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

u.s. baNk National Association, as Attorney in Fact for John Wortham

by: aNDrEW D. GleasonaTTorNEy for U.S. Bank National Association

lEfkoff, rubiN, Gleason & Russo, P.C.5555 GlENriDGE ConnectorsuiTE 900aTlaNTa, GEorGia 30342(404)869-6900(404)869-6909 (faX)

public NoTicE #1066462/8,15,22,3/1

NoTicE of salE uNDEr poWEr GEorGia, NEWToN

couNTy

by virTuE of a Power of Sale contained in that certain Security Deed from William Mark Jeffries to Mortgage Electronic Registration Systems, Inc., (“MERS”), as nominee for Branch Banking and Trust Company, dated July 27, 2011 recorded August 8, 2011, in Deed Book 2928, Page 223, Newton County, Georgia Records, and as last assigned to Branch Banking and Trust Company, by virtue of Assignment recorded in Newton County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of ONE HUNDRED FIFTY-ONE THOUSAND SEVENTY DOLLARS AND NO CENTS ($151,070.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in March 2015 by Branch Banking and Trust Company, as Attorney in Fact for William Mark Jeffries, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 278 OF THE 1ST DISTRICT OF NEWTON COUNTY, GEORGIA, BEING LOT 13 OF BEAR CREEK WOODS ACCORDING TO PLAT RECORDED AT PLAT BOOK 29, PAGE 318, NEWTON COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE THERETO FOR A MORE ACCURATE AND COMPLETE DESCRIPTION. Said property being known as 653 MacEDoNia roaD, coviNGToN, GEorGia 30014 according to the present numbering system in Newton County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: any superior Security Deeds of record; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is William Mark Jeffries and/or The Estate of William Mark Jeffries or

The Covington News Sunday, Feb. 15, 2015 Page 1C

C Sunday, Feb. 15, 2015 The Covington News

tenant(s). The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, and (2) final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Branch Banking and Trust Company, 301 College Street, 6th Floor, Greenville, South Carolina 29601 TEL (800) 827-3722, option 6. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500.

Public Notice #1066752/8,15,22,3/1

Notice oF SAle uNDeR PoWeR GeoRGiA, NeWtoN

couNtY

tHiS iS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by cheryl D Hardy to Mortgage Electronic Registration Systems, Inc. acting solely as nominee for Americahomekey, Inc., dated July 15, 2009, recorded in Deed Book 2738, Page 396, Newton County, Georgia Records, as last transferred to Georgia Housing and Finance Authority by assignment recorded in Deed Book 2809, Page 564, Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND SIX HUNDRED FORTY-FIVE AND 0/100 DOLLARS ($127,645.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia within the legal hours of sale on the first Tuesday in March, 2015, the following described property: All that tract or parcel of land lying and being in Land Lot 106 of the 10th District, Newton County, Georgia, being Lot 165, The Legends of Ellington Subdivision, as per plat recorded in Plat Book 42, Page 80-95, Newton County, Georgia Records, which recorded plat is incorporated herein by this reference and made a part of this description. Subject to any easements or restrictions of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). State Home Mortgage services the above referenced loan on behalf of the current owner of the loan. State Home Mortgage can be contacted at 404-679-4908/-3133 or by writing to P.O. Box 133079, Atlanta, GA 30333, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: State Home Mortgage, P.O. Box 133079, Atlanta, GA 30333 404-679-4908/-3133. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Cheryl D Hardy or a tenant or tenants and said property is more commonly known as 175 Harrison circle, covington, Georgia 30016. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Georgia Housing and Finance Authority as Attorney in Fact for Cheryl D Hardy RCO Legal, P.S. 1587 Northeast Expressway Atlanta, GA 30329 (770)-234-9181www.rcolegal.com TS#: 1R337614 FEI # 2013.01716 02/01/2015, 02/08/2015, 02/15/2015,02/22/2015

Public Notice #1065782/1,8,15,22,3/1


couNtY

tHiS iS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by bridget Jones to Mortgage Electronic Registration Systems, Inc., as nominee for Home America Mortgage, Inc., its successors and assigns, dated March 28, 2003, recorded in Deed Book 1398, Page 337, Newton County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 2395, Page 462, Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-THREE THOUSAND ONE HUNDRED FIVE AND 0/100 DOLLARS ($153,105.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2015, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due

because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, NA is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306 1-800-416-1472. To the best knowledge and belief of the undersigned, the party in possession of the property is Bridget Jones or a tenant or tenants and said property is more commonly known as 245 trelawney Drive, covington, Georgia 30016. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for Bridget Jones McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net *Auction services provided by Auction.com (www.auction.com) EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 125 of the 10th District, Newton County, Georgia being Lot 230 of Trelawney, Unit Two, according to Plat Book 34, pages 193-195, Newton County, Georgia Records, which plat is incorporated herein by reference thereto for a more accurate and complete description. Tax ID Number for Parcel: 0027D-080 MR/vet 3/3/15 Our file no. 5234814 - FT5

Public Notice #1065502/1,8,15,22,3/1


couNtY

tHiS iS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by calvin cross, Sr. and chareka l cross to Mortgage Electronic Registration Systems, Inc., as nominee for Pine State Mortgage Corporation, its successors and assigns, dated December 30, 2003, recorded in Deed Book 1602, Page 72, Newton County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 2842, Page 601, Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-ONE THOUSAND NINE HUNDRED FIFTY AND 0/100 DOLLARS ($151,950.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2015, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, N.A. is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306 1-800-416-1472. To the best knowledge and belief of the undersigned, the party in possession of the property is Calvin Cross, Sr. and Chareka L Cross or a tenant or tenants and said property is more commonly known as 620 creekview blvd, covington, Georgia 30016. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Calvin Cross, Sr. and Chareka L Cross McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net *Auction services provided by Auction.com (www.auction.com) EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 153 of the 10th District, Newton County, Georgia, being Lot 110, Creekview Heights, Phase Two, as per plat of same filed for record at Plat Book 38, Pages 191-198, Newton County, Georgia records. The description of said lot as shown on said plat is by this reference, specifically incorporated herein. MR/spg 3/3/15

Our file no. 5614413 - FT5

Public Notice #1065382/1,8,15,22,3/1


couNtY

tHiS iS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by christian lynn Amos and Andrea caroline tunnicliff to Mortgage Electronic Registration Systems, Inc., as nominee for Branch Banking and Trust Company, its successors and assigns, dated August 31, 2009, recorded in Deed Book 2752, Page 180, Newton County, Georgia Records, as last transferred to Branch Banking and Trust Co. by assignment recorded in Deed Book 3103, Page 71, Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FIVE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($125,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2015, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Branch Banking and Trust Company is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street , PVN #101729, Greenville, SC 29601 800-827-3722. To the best knowledge and belief of the undersigned, the party in possession of the property is Christian Lynn Amos and Andrea Caroline Tunnicliff or a tenant or tenants and said property is more commonly known as 65 Knollwood Place, covington, Georgia 30014. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Branch Banking and Trust Company as Attorney in Fact for Christian Lynn Amos and Andrea Caroline Tunnicliff McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 230 of the 9th District of Newton County, Georgia and being Lot 57 of the Woods of Dearing Subdivision, Unit One, as per plat recorded in Plat Book 31, Page 35, Newton County, Georgia Deed Records, which plat is incorporated herein and made a part hereof for a more complete and accurate description, being property known as 65 Knollwood Place according to the present system of numbering property in Newton County, Georgia. MR/crp1 3/3/15 Our file no. 553813 - FT1

Public Notice #1066162/1,8,15,22,3/1


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tHiS iS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by crystal Morgan to Mortgage Electronic Registration Systems, Inc., as nominee for Mortgage Lenders Network USA, Inc., its successors and assigns, dated March 29, 2006, recorded in Deed Book 2152, Page 1, Newton County, Georgia Records, as last transferred to U.S. Bank National Association, as Trustee, for RASC 2006-EMX4 by assignment recorded in Deed Book 2907, Page 353, Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-FIVE THOUSAND NINE HUNDRED TWENTY AND 0/100 DOLLARS ($95,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2015, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by

an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. U.S. Bank National Association, as Trustee, for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2006-EMX4 is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306 1-800-416-1472. To the best knowledge and belief of the undersigned, the party in possession of the property is or a tenant or tenants and said property is more commonly known as 110 Melton Way, covington, Georgia 30016. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association, as Trustee, for Residential Asset Securities Corporation, Home Equity Mortgage Asset-Backed Pass-Through Certificates, Series 2006-EMX4 as Attorney in Fact for Crystal Morgan McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net EXHIBIT “A” All that tract or parcel of land lying and being in GMD 547 of the 10th District, Newton County, Georgia, being Lot 28, Block K, Barrington Subdivision, Section 1, Drawing 1, according to plat of survey recording in Plat Book 22, Page 114, Newton County, Georgia Records, which plat and the record thereof are incorporated herein by reference thereto. MR/pxl 3/3/15 Our file no. 5515714 - FT12

Public Notice #1065362/1,8,15,22,3/1


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tHiS iS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by David R Steele, Jr to Mortgage Electronic Registration Systems, Inc as nominee for M&T Mortgage Corporation, its successors and assigns, dated June 23, 2005, recorded in Deed Book 1953, Page 527, Newton County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 3233, Page 137, Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-TWO THOUSAND FOUR HUNDRED FIFTEEN AND 0/100 DOLLARS ($142,415.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2015, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219 800-446-8939. To the best knowledge and belief of the undersigned, the party in possession of the property is David R Steele , Jr or a tenant or tenants and said property is more commonly known as 35 Huntington Street, covington, Georgia 30016. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attorney in Fact for David R Steele , Jr McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 58, 10th District, Newton County, Georgia, and being Lot 104, Livingston Willows Subdivision, Section 100, Phase I, as per plat recorded in Plat Book 30, Page 72, Newton County, Georgia Records, which plat is incorporated herein by reference for a more complete description of said property. MR/tkn 3/3/15 Our file no. 5721514 - FT3

Public Notice #1065232/1,8,15,22,3/1


couNtY

tHiS iS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Dennis M. Doboyouh, Jr. and Delisha c. Doboyouh to

Mortgage Electronic Registration Systems, Inc. as nominee for Pine State Mortgage Corporation, its successors and assigns, dated May 12, 2003, recorded in Deed Book 1458, Page 395, Newton County, Georgia Records, as last transferred to Bank of America National Association as successor by merger to LaSallle Bank National Association as Trustee for certificateholders of EMC Mortgage Loan Trust 2006-A, Mortgage Pass-Through Certificates, Series 2006-A by assignment recorded in Deed Book 2845, Page 340, Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND ONE HUNDRED AND 0/100 DOLLARS ($144,100.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2015, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. U.S. Bank, National Association, as Trustee, as successor-in-interest to Bank of America, N.A., as successor to LaSalle Bank National Association, as Trustee for EMC Mortgage Loan Trust 2006-A, Mortgage Pass-Through Certificates, Series 2006-A is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Select Portfolio Servicing, 3815 S West Temple, Salt Lake City, UT 84115 888-818-6032. To the best knowledge and belief of the undersigned, the party in possession of the property is Dennis M. Doboyouh, Jr. and Delisha C. Doboyouh or a tenant or tenants and said property is more commonly known as 370 creekview blvd, covington, Georgia 30016. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank, National Association, as Trustee, as successor-in-interest to Bank of America, N.A., as successor to LaSalle Bank National Association, as Trustee for EMC Mortgage Loan Trust 2006-A, Mortgage Pass-Through Certificates, Series 2006-A as Attorney in Fact for Dennis M. Doboyouh, Jr. and Delisha C. Doboyouh McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 153 of the 10th District, Newton County, Georgia, being Lot 85, Creekview Heights, Phase Two, as per plat recorded in Plat Book 38, Pages 191-198, Newton County, Georgia records. Said plat being incorporated herein and made reference hereto. MR/kr8 3/3/15 Our file no. 52219310 - FT1

Public Notice #1066142/1,8,15,22,3/1


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tHiS iS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Felicia D cook and Ryan l cook to Mortgage Electronic Registration Systems, Inc., as nominee for Homestar Financial Corp., its successors and assigns, dated February 6, 2013, recorded in Deed Book 3096, Page 395, Newton County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 3237, Page 318, Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND FOUR HUNDRED TWENTY-EIGHT AND 0/100 DOLLARS ($121,428.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2015, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants,

and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219 800-446-8939. To the best knowledge and belief of the undersigned, the party in possession of the property is Felicia Cook or a tenant or tenants and said property is more commonly known as 200 Rivercrest lane, covington, Georgia 30016. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attorney in Fact for Felicia D Cook and Ryan L Cook McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 161 of the 8th Land District of Newton County, Georgia and being shown as Lot 29 of RiverTrace Crest at RiverTrace on that Plat of Survey prepared by Patrick & Associates, Inc., certified by Louie D. Patrick, Georgia R.L.S. No. 1757, said plat being dated October 31, 2004 and recorded in Plat Book 42, pages 161-165, Newton County, Georgia Records and said plat by reference thereto being incorporated herein and made a part hereof for a more particular description of the captioned property. MR/tkn 3/3/15 Our file no. 5595814 - FT3

Public Notice #1066132/1,8,15,22,3/1


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tHiS iS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Sharon Ann leslie to Bank of America, N.A., dated May 8, 2008, recorded in Deed Book 2609, Page 472, Newton County, Georgia Records, as last transferred to Champion Mortgage Company by assignment recorded in Deed Book 3070, Page 417, Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($180,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2015, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Nationstar Mortgage LLC d/b/a Champion Mortgage Company is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Champion Mortgage LLC, 350 Highland Dr., Lewisville, TX 75067 855-683-3095. To the best knowledge and belief of the undersigned, the party in possession of the property is Sharon Ann Leslie or a tenant or tenants and said property is more commonly known as 1210 emory Street, oxford, Georgia 30054. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Nationstar Mortgage LLC d/b/a Champion Mortgage Company as Attorney in Fact for Sharon Ann Leslie McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net EXHIBIT “A” ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THB TOWN OF OXFORD, NEWTON COUNTY, GEORGIA, THB SAME BEING A PARCEL OF LAND CONTAINING 7/8 OF AN ACRE, MORE OR LBSS, DESCRIBED AND BOUNDED AS FOLLOWS THE SOOTH SIDE OF SAID LOT BEING APPROXIMATELY 250 FEET NORTH OF INTERSECTION OF STATE HIGHWAY 81 AND SOULE STREET; BOUNDED ON THE NORTH BY RUST METHODIST CHURCH (COLORED); ON THE EAST BY LANDS FORMERLY OF E.V. MOSS; SOUTH BY LANDS FORMERLY OF MRS. IRENE STONE;AND ON THB WEST BY STATE HIGHWAY 81 LEADING FROM OXFORD TO LAWRENCEVILLB, GEORGIA. BEING THE SAME PROPERTY CONVEYED TO SHARON ANN LESLIE BY DEED OF ASSENT PROM MARTHA ALICE WAITKS RECORDED 07/31/1998 IN DEED BOOK 747 PAGE 335, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF NEWTON COUNTY, GEORGIA. MR/mtj 3/3/15 Our file no. 5736214 - FT2

Public Notice #1065372/1,8,15,22,3/1

Notice oF SAle uNDeR


POWER GEORGIA, NEWTON COUNTY

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Steve F. Morgan to Chase Manhattan Mortgage Corporation, dated September 9, 1999, recorded in Deed Book 861, Page 40, Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND ONE HUNDRED FOUR AND 0/100 DOLLARS ($91,104.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2015, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC s/b/m to Chase Manhattan Mortgage Corporation is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219 800-446-8939. To the best knowledge and belief of the undersigned, the party in possession of the property is Steve F. Morgan or a tenant or tenants and said property is more commonly known as 70 Mabry Farms Court, Covington, Georgia 30014. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance, LLC s/b/m to Chase Manhattan Mortgage Corporation as Attorney in Fact for Steve F. Morgan McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 204, 9th District, Newton County, Georgia, and being shown as Lot 8, Mabry Farms, Unit Two, on a plat of survey of same recorded in Plat Book 32, Page 232, public records of Newton County, Georgia, which plat is by reference thereto incorporated herein and made a part hereof for a more particular and complete description. MR/tvl 3/3/15 Our file no. 5757814 - FT3

PUblIC NOTICE #1065262/1,8,15,22,3/1

NOTICE OF SAlE UNDER POWER GEORGIA, NEWTON

COUNTY

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Vernida R. boose to Sun America Mortgage Corporation, dated March 29, 2002, recorded in Deed Book 1206, Page 120, Newton County, Georgia Records, as last transferred to HSBC Bank USA, National Association as Trustee for GSMPS 2005-RP1 by assignment recorded in Deed Book 2973, Page 58, Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-SEVEN THOUSAND FIVE HUNDRED FIFTY AND 0/100 DOLLARS ($97,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2015, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. HSBC Bank USA, National Association as Trustee for GSMPS Mortgage Loan Trust 2005-RP1 is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of

Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306 1-800-416-1472. To the best knowledge and belief of the undersigned, the party in possession of the property is Vernida R. Boose and Fred Boose or a tenant or tenants and said property is more commonly known as 240 Meadowridge Drive, Covington, Georgia 30016. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. HSBC Bank USA, National Association as Trustee for GSMPS Mortgage Loan Trust 2005-RP1 as Attorney in Fact for Vernida R. Boose McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net *Auction services provided by Auction.com (www.auction.com) EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 184 of the 10th District, Newton County, Georgia being known as Unit/Lot D, Building Number 61 of Highgate Townhomes, Phase Two, as per plat recorded at Plat Book 37, Page 144, Newton County, Georgia records, said plat being incorporated herein and made a part hereof by reference for a more complete description of captioned property and being improved property known as 240 Meadowridge Drive, Covington, GA 30016 according to the present system of numbering houses in Newton County, Georgia. Subject to that certain declaration of covenants and restrictions for The Enclave at Gross Lake, dated June 16, 1999, recorded in Deed Book 836, Page 454, aforesaid records, as affected by Joinder and First Amendment, dated September 15, 1999, recorded in Deed Book 862, Page 440, aforesaid records, and to that certain declaration of covenants and restrictions for Highgate Townhomes, dated June 16, 1999, recorded in Deed Book 836, Page 522, aforesaid records, as affected by Joinder and First Amendment, dated September 15, 1999, recorded in Deed Book 862, Page 440 and Deed Book 862, Page 443, aforesaid records, as amended by second amendment, dated September 27th, 1999, recorded in Deed Book 866, Page 273, aforesaid records. MR/vet 3/3/15 Our file no. 51523808 - FT5

PUblIC NOTICE #1065622/1,8,15,22,3/1

NOTICE OF SAlE UNDER POWER GEORGIA, NEWTON

COUNTY

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Yolanda M Williams to Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Home Loans, Inc., its sucessors and assigns, dated February 10, 2005, recorded in Deed Book 1849, Page 99, Newton County, Georgia Records, as last transferred to Lakeview Loan Servicing, LLC by assignment recorded in Deed Book 3166, Page 491, Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-FIVE THOUSAND FIVE HUNDRED FIFTY-EIGHT AND 0/100 DOLLARS ($135,558.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2015, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Lakeview Loan Servicing, LLC is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: M&T Bank , P.O. Box 1288, Buffalo, NY 14240 800-724-1633. To the best knowledge and belief of the undersigned, the party in possession of the property is Yolanda M Williams or a tenant or tenants and said property is more commonly known as 130 Shadowbrook Trce, Covington, Georgia 30016. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Lakeview Loan Servicing, LLC as Attorney in Fact for Yolanda M Williams McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 37, 8th District, Newton County, Georgia, and being shown as Lot 70, Shadowbrook Estates, Unit Two, on a plat of survey of same recorded in Plat Book 39, Pages 290-292, public records of Newton County, Georgia, which plat is by reference thereto incorporated herein and made a part hereof for a more particular and complete description. This being the same property deeded to Passport Builders, Inc. by T. Allen Enterprises by Warranty Deed dated September 19, 2003 and filed for record October 14,

2003 in Deed Book 1545, Page 82, Newton County, Georgia records. MR/jgn 3/3/15 Our file no. 5459114 - FT8

PUblIC NOTICE #1065992/1,8,15,22,3/1

NOTICE OF SAlE UNDER POWER IN SECURITY DEEDSTATE OF GEORGIA COUNTY

OF NEWTON

UNDER AND by virtue of the power of sale contained in that certain Deed to Secure Debt from Caravel International Partners, llC (“Borrower”) to FirstBank Financial Services dated November 9, 2007, and recorded in Deed Book 2531, page 240, in the offices of the Clerk of the Superior Court of Newton County, Georgia, as subsequently assigned to RES-GA CIP, LLC by that certain Assignment of Loan Documents dated December 9, 2014, recorded in Deed Book 3291, Page 288, aforesaid records (as modified and/or amended from time to time, the “Security Deed”), the 1mdersigned will sell at public outcry before the door of the Courthouse of Newton County, Georgia during the legal hours of sale on the first Tuesday in March 2015 to the highest and best bidder for cash the following described property (the “Premises”), to wit:

All THAT tract or parcel of land, with house and all other improvements located thereon, lying and being in the City of Porterdale, Newton County, Georgia, and being shown as Lot 366, Section 2 on a plat entitled “Village Subdivision, Bibb Manufacturing Company, Porterdale, Georgia”, prepared by Dalton & Neves, Engineers, dated October, 1963, which said plat is of record in the Clerk’s Office of Newton Superior Court in Plat Book 3, Folio 219, 221 and 223; said lot having the metes, bounds and dimensions as shown by said plat which by this reference thereto is incorporated herein and made a part hereof.

THERE IS located on said property a dwelling known as 35 Ivy Street, Porterdale, Georgia.

TO HAVE AND TO HOLD the said bargained premises with all and singular the rights, members and appurtenances thereto appertaining, to the only proper use, benefit and behoof of Grantee, Grantee’s heirs, executors, administrators, successors and assigns, IN FEE SIMPLE forever. All capitalized terms not otherwise defined herein shall be as defined in the Security Deed.

THE DEbT secured by the Security Deed is evidenced by a Promissory Note dated November 9, 2007 from Borrower to FirstBank Financial Services in the original principal amount of $84,947.00 (as modified, amended, restated, or replaced from time to time, the “Note”), plus interest from date on the unpaid balance until paid, and other indebtedness. RES GA CIP, LLC is the present owner and holder of the Note by virtue of assignment.

DEFAUlT HAS occurred and continues under the terms of the Note and Security Deed by reason of, among other possible events of default, the nonpayment when due upon maturity of the indebtedness evidenced by the Note and secured by the Security Deed, as well as other failures to comply with the terms and conditions of the Note and Security Deed. By reason of this default, the indebtedness evidenced by the Note and the Security Deed has been declared foreclosable according to its terms. THE DEbT remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys’ fees, notice of intent to collect attorneys’ fees having been given. Said property will be sold subject to any outstanding ad valorem taxes and/or assessments (including taxes which are a lien but are not yet due and payable), possible redemptive rights of the Internal Revenue Service, if any, any matters which might be disclosed by an accurate survey and inspection of the property, and any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The sale will be conducted subject (I) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final audit and confirmation of the status of the loan and collateral with the holder of the Security Deed.

TO THE best of the undersigned’s knowledge and belief, the Premises are presently owned by Caravel International Partners, LLC. To the best of the undersigned’s knowledge and belief, the party in possession of the Premises is Caravel International Partners, LLC, and tenants holding under Caravel International Partners, LLC.

RES-GA CIP, LLC, as Attorney-in-Fact for Caravel International Partners, LLC.

CHARlES H. Crawford III Greenberg Traurig, LLP Terminus 200, Suite 2500 3333 Piedmont Road, NE Atlanta, Georgia 30305(678) 553-2100

THIS lAW FIRM IS ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

PUblIC NOTICE #1066792/8,15,22,3/1

NOTICE OF SAlE UNDER POWER STATE OF GEORGIA

COUNTY OF NEWTON

UNDER AND by virtue of the power of sale contained with that certain Security Deed dated December 1, 2006, from Ayesha Dockery to Mortgage Electronic Registration Systems, Inc., as nominee for First National Bank Of Arizona, recorded on December 12, 2006 in Deed Book 2341 at Page 210, Newton County, Georgia Records, having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association as Trustee for Merrill Lynch Mortgage Investors, Inc., Mortgage Pass-

Through Certificates, MANA Series 2007-OAR3 by Assignment and said Security Deed having been given to secure a note dated December 1, 2006, in the amount of $127,600.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Newton County, Georgia, on March 3, 2015, the following described real property (hereinafter referred to as the “Property”): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 187 OF THE 10TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 360, WOODSTONE SUBDIVISION, UNIT FOUR, AS PER PLAT RECORDED IN PLAT BOOK 31, PAGE 93, NEWTON COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. SAID PROPERTY BEING KNOWN AS 290 GREENFIELD WAY ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN NEWTON COUNTY, GEORGIA. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Ayesha Dockery. The property, being commonly known as 290 Greenfield Way, Covington, GA 30016 in Newton County, will be sold as the property of Ayesha Dockery, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Nationstar Mortgage LLC, 350 Highland Drive, Lewisville, TX 75067, 888-850-9398. The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for HSBC Bank USA, National Association as Trustee for Merrill Lynch Mortgage Investors, Inc., Mortgage Pass-Through Certificates, MANA Series 2007-OAR3 as Attorney in Fact for Ayesha Dockery 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 A-4507020 02/01/2015, 02/08/2015, 02/15/2015, 02/22/2015

PUblIC NOTICE #1065982/1,8,15,22


COUNTY OF NEWTON

UNDER AND by virtue of the power of sale contained with that certain Security Deed dated December 13, 2006, from Cedric Griffin and Shareta Griffin to Mortgage Electronic Registration Systems, Inc., as nominee for Mortgage Lenders Network USA, Inc., recorded on January 10, 2007 in Deed Book 2360 at Page 130, Newton County, Georgia Records, having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company As Trustee For Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-backed Certificates, Series 2007-MLN1 a/k/a Deutsche Bank National Trust Company as Trustee for the MLNI Trust Series 2007-MLN1 by Assignment and said Security Deed having been given to secure a note dated December 13, 2006, in the amount of $138,316.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Newton County, Georgia, on March 3, 2015, the following described real property (hereinafter referred to as the “Property”): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 220 OF THE 9TH DISTRICT OF NEWTON COUNTY, GEORGIA, BEING KNOWN AS LOT 64 OF STONE RIDGE SUBDIVISION, PHASE II, AS PER PLAT RECORDED IN PLAT BOOK 43, PAGES 19-24, NEWTON COUNTY, GEORGIA, RECORDS; SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO, The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Cedric Griffin and Shareta Griffin. The property, being commonly known as 380 Stone Ridge Way, Covington, GA 30016 in Newton County, will be sold as the property of Cedric Griffin and Shareta Griffin, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant

to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Nationstar Mortgage LLC, 350 Highland Drive, Lewisville, TX 75067, 888-850-9398 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for Deutsche Bank National Trust Company As Trustee For Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-backed Certificates, Series 2007-MLN1 a/k/a Deutsche Bank National Trust Company as Trustee for the MLNI Trust Series 2007-MLN1 as Attorney in Fact for Cedric Griffin and Shareta Griffin 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 A-4506100 02/01/2015, 02/08/2015, 02/15/2015, 02/22/2015

PUblIC NOTICE #1065592/1,8,15,22


COUNTY OF NEWTON

UNDER AND by virtue of the power of sale contained with that certain Security Deed dated January 26, 2010, from Julene Smith-Dorma to Mortgage Electronic Registration Systems, Inc., as nominee for New Penn Financial, LLC, recorded on February 3, 2010 in Deed Book 2793 at Page 295, as modified by Loan Modification Agreement recorded in Deed Book 3182, at Page 78, Newton County, Georgia Records, having been last sold, assigned, transferred and conveyed to Bank Of America, N.A. by Assignment and said Security Deed having been given to secure a note dated January 26, 2010, in the amount of $186,908.00, having a modified loan amount of $179,408.00, said note and modification thereof being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Newton County, Georgia, on March 3, 2015, the following described real property (hereinafter referred to as the “Property”): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 156 OF THE 10TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 168, OAKWOOD MANOR, UNIT II, AS PER PLAT RECORDED IN PLAT BOOK 46, PAGES 50-57, NEWTON COUNTY, GEORGIA RECORDS, SAID PLAT BEING INCORPORATED HEREIN AND MADE REFERENCE HERETO. PARCEL NO: 0026G-00000-168-000 ALSO BEING KNOWN AS 635 OAK TERRACE DRIVE, COVINGTON, GA 30016 The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Julene Smith-Dorma. The property, being commonly known as 635 Oak Terrace Dr., Covington, GA 30016 in Newton County, will be sold as the property of Julene Smith-Dorma, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Bank of America, N.A., 9000 Southside Boulevard, Building 400, Jacksonville, FL 32256, 800-846-2222. The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for Bank Of America, N.A. as Attorney in Fact for Julene Smith-Dorma 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 A-4506346 02/01/2015, 02/08/2015, 02/15/2015, 02/22/2015

PUblIC NOTICE #1065602/1,8,15,22


COUNTY OF NEWTON

UNDER AND by virtue of the power of sale contained with that certain Security Deed dated March 1, 2007, from Michelle A. Veal and Anthony Veal to Mortgage Electronic Registration Systems, Inc., as nominee for Wilmington Finance, Inc., recorded on March 20, 2007 in Deed Book 2402 at Page 409, Newton County, Georgia Records, having been last sold, assigned, transferred and conveyed to The Bank Of New York Mellon, As Trustee For CIT Mortgage Loan Trust 2007-1 a/k/a The Bank of New York Mellon (fka The Bank of New York), as Trustee on behalf of CIT Mortgage Loan Trust 2007-1 by Assignment and said Security Deed having been given to secure a note dated March 1, 2007, in the amount of $283,500.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Newton County, Georgia, on March 3, 2015, the following described real

property (hereinafter referred to as the “Property”): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 231, 9TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 89, THE SOUTHLINKS AT COVINGTON, PHASE II-A, AS PER PLAT RECORDED IN PLAT BOOK 39, PAGES 89-95, NEWTON COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART HEREOF BY DESCRIPTION. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Michelle A. Veal and Anthony Veal. The property, being commonly known as 180 Fairway Trail, Covington, GA 30014 in Newton County, will be sold as the property of Michelle A. Veal and Anthony Veal, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: CALIBER HOME LOANS, 13801 Wireless Way, Oklahoma City, OK 73134, 1-800-401-6587 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for The Bank Of New York Mellon, As Trustee For CIT Mortgage Loan Trust 2007-1 a/k/a The Bank of New York Mellon (fka The Bank of New York), as Trustee on behalf of CIT Mortgage Loan Trust 2007-1 as Attorney in Fact for Michelle A. Veal and Anthony Veal 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 A-4506509 02/01/2015, 02/08/2015, 02/15/2015, 02/22/2015

PUblIC NOTICE #1065632/1,8,15,22

NOTICE OF SAlE UNDER POWER

GEORGIA, NEWTON COUNTY

bY VIRTUE of a Power of Sale contained in that certain Security Deed from KRISTEN COSTlEY AND SCOTT COSTlEY to FIDELITY BANK D/B/A FIDELITY BANK MORTGAGE, A GEORGIA CHARTERED BANK, dated December 29, 2009, recorded December 31, 2009, in Deed Book 2785, Page 327-341, , Newton County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Six Thousand Eight Hundred Thirty-Seven and 00/100 dollars ($106,837.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, there will be sold at public outcry to the highest bidder for cash at the Newton County Courthouse, within the legal hours of sale on the first Tuesday in March, 2015, all property described in said Security Deed including but not limited to the following described property: All THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 227 OF THE 9TH DISTRICT OF NEWTON COUNTRY, GEORGIA AND BEING LOT 74 OF UNIT I, PHASE I OF RIVER WALK FARM SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 38, PAGES 249-256, NEWTON COUNTY, GEORGIA DEED RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF REFERENCE FOR A MORE COMPLETE-AND ACCURATE DESCRIPTION, BEING PROPERTY KNOWN AS 95 SAGEBRUSH TRAIL ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN NEWTON COUNTRY, GEORGIA.

SAID lEGAl description being controlling, however the property is more commonly known as 95 SAGEbRUSH TRAIl, COVINGTON, GA 30014.

THE INDEbTEDNESS secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

SAID PROPERTY will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances;


restrictions; covenants, and any other matters of record superior to said Security Deed.

To The best of the knowledge and belief of the undersigned, the owner and party in possession of the property is KRISTEN COSTLEY AND SCOTT COSTLEY, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The enTiTy having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, Plano, TX 75024, Telephone Number: 800-846-2222.

BanK oF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LPas aTTorney in Fact forKrisTen CosTley AND SCOTT COSTLEY

The BeloW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

aTTorney ConTaCT: Rubin Lublin, LLC, 3740 Davinci Court, Suite 150, Peachtree Corners, GA 30092Telephone numBer: (877) 813-0992 Case No. BAC-14-07360-1ad run Dates 02/08/2015, 02/15/2015, 02/22/2015, 03/01/2015

W W W. ru B i n l u B l i n . C o m /properTy-lisTings.php

puBliC noTiCe #1066202/8,15,22,3/1

noTiCe oF sale under poWer

georgia, neWTon CounTy

By virTue of a Power of Sale contained in that certain Security Deed from leslie y. marKs and William l. marKs to HOMEBANC MORTGAGE CORPORATION, dated August 22, 2006, recorded September 6, 2006, in Deed Book 2271, Page 338, , Newton County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Three Hundred Thirty-One Thousand Five Hundred and 00/100 dollars ($331,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Wilmington Trust, NA, successor trustee to Citibank, N.A., as Trustee f/b/o holders of Structured Asset Mortgage Investments II Inc., Bear Stearns ALT-A Trust 2006-7, Mortgage Pass-Through Certificates, Series 2006-7, there will be sold at public outcry to the highest bidder for cash at the Newton County Courthouse, within the legal hours of sale on the first Tuesday in March, 2015, all property described in said Security Deed including but not limited to the following described property: all ThaT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 225 OF THE 1ST LAND DISTRICT OF NEWTON COUNTY, GEORGIA BEING SHOWN AS LOT 4 OF WOODLAWN SPRINGS SUBDIVISION IN ACCORDANCE WITH THAT PLAT OF SURVEY FOR WOODLAWN SPRINGS, PREPARED BY MARK D. PATRICK, GEORGIA R.L.S. NO. 2791 DATED AUGUST 9, 2004 AND RECORDED AT PLAT BOOK 43, PAGE 119, PUBLIC RECORDS OFneWTon CounTy, GEORGIA, SAID PLAT BY REFERENCE THERETO BEING INCORPORATED HEREIN AND MADE A PART HEREOF FOR A MORE PARTICULAR DESCRIPTION OF THE CAPTIONED PROPERTY.said properTy BEING KNOWN AS 20 WOODLAWN SPRINGS TRAIL,CovingTon, georgia 30014 ACCORDING TO THE PRESENT SYSTEM OF NUMBERING HOUSES IN NEWTON COUNTY, GEORGIA.

said legal description being controlling, however the property is more commonly known as 20 WoodlaWn springs Tr, CovingTon, ga 30014.

The indeBTedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

said properTy will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To The best of the knowledge and belief of the undersigned, the owner and party in possession of the property is LESLIE Y. MARKS AND WILLIAM L. MARKS, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final

confirmation and audit of the status of the loan with the holder of the Security Deed.

The enTiTy having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Select Portfolio Servicing, Inc., Loss Mitigation Dept., P.O. Box 65250, Salt Lake City, UT 84165, Telephone Number: 888-818-6032. WilmingTon TrusT, NA, SUCCESSOR TRUSTEE TO CITIBANK, N.A., AS TRUSTEE F/B/O HOLDERS OF STRUCTURED ASSET MORTGAGE INVESTMENTS II INC., BEAR STEARNS ALT-A TRUST 2006-7, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-7as aTTorney in Fact forleslie y. MARKS AND WILLIAM L. MARKS

The BeloW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

aTTorney ConTaCT: Rubin Lublin, LLC, 3740 Davinci Court, Suite 150, Peachtree Corners, GA 30092Telephone numBer: (877) 813-0992 Case No. SPS-14-06080-1ad run Dates 02/08/2015, 02/15/2015, 02/22/2015, 03/01/2015

W W W. ru B i n l u B l i n . C o m /properTy-lisTings.php

puBliC noTiCe #1065822/8,15,22,3/1




under and by virtue of the Power of Sale contained in a Security Deed given by Christopher reed to OPTION ONE MORTGAGE CORPORATION, A CALIFORNIA CORPORATION, dated 08/14/2006, recorded in Deed Book 2259, Page 86, Newton County, Georgia records, as last transferred to Wells Fargo Bank, National Association as Trustee for ABFC 2006-OPT2 Trust, Asset Backed Funding Corporation Asset Backed Certificates, Series 2006-OPT2 by assignment recorded or to be recorded in the Newton County, Georgia records conveying the after-described property to secure a Note in the original principal amount of Ninety-Five Thousand One Hundred Twenty and 00/100 DOLLARS ($95,120.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in March 2015, the following described property:

all ThaT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 30 OF THE 10TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 199, UNIT FOUR OF MOUNTAINVIEW ESTATES SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 33, PAGES 43-47, AND REVISED AT PLAT BOOK 34, PAGES 20-24, NEWTON COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

The deBT secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

said properTy will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The enTiTy that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing, LLC, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 561-682-8000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To The best knowledge and belief of the undersigned, the parties in possession of the property are Christopher Reed or a tenant or tenants and said property is more commonly known as 75 mountain Way, Covington, ga 30016.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, National Association as Trustee for ABFC 2006-OPT2 Trust, Asset Backed Funding Corporation Asset Backed Certificates, Series 2006-OPT2

as aTTorney in Fact for Christopher Reed

Weissman, noWaCK, Curry, & Wilco P.C.aTTn: lender Servicesone allianCe Center, 4th Floor3500 lenox RoadaTlanTa, ga 30326our File# 017237-002742

puBliC noTiCe #1066232/1,8,15,22,3/1




under and by virtue of the Power of Sale contained in a Security Deed given by david garner & rebecca F. garner to Mortgage Electronic Registration Systems, Inc., as nominee for Advanced Financial Services, Inc., dated 07/14/2003, recorded in Deed Book 1479, Page 364, Newton County, Georgia records, as last transferred to Ocwen Loan Servicing, LLC by assignment recorded or to be recorded in the Newton County, Georgia records conveying the after-described property to secure a Note in the original principal amount of One Hundred Forty-Four Thousand and 00/100 DOLLARS ($144,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in March 2015, the following described property:

all ThaT tract or parcel of land lying and being in Land Lot 184 of the Ninth Land District of Newton County, Georgia, and being shown as Tract V on a plat of survey prepared for Property Management Services, Inc., by Louie D. Patrick, Ga.R.L.S. No. 1757, dated November 17, 1975, revised December 15, 1975, revised February 24, 1976, revised March 10, 1976, which plat is by reference thereto incorporated herein and made a part hereof, and being more particularly described as follows:

Beginning aT an iron pin on the Land Lot dividing Land Lots 184 and 185 of the Ninth Land District of Newton County, Georgia, at a point 344.8 feet westerly along said Land Lot line from a concrete monument marking the common corners of Land Lots 183, 184, 185 and 186 of the Ninth Land District of Newton County, Georgia, thence South 19 degrees 12 minutes 55 seconds West a distance of 1535.5 feet to an iron pin; thence North 84 degrees 38 minutes 51 seconds West a distance of 863.5 feet to an iron pin, thence North 46 degree 11 minutes 48 seconds East a distance of 520 feet to an iron pin at the base of a l4 inch oak tree; thence North 09 degrees 29 minutes 00 seconds East a distance of 269.8 feet to an iron pin; thence North 38 degrees 48 minutes 50 seconds East a distance of 938.40 feet to a small concrete monument; thence continuing North 38 degree 48 minutes 50 seconds East a distance or 19.8 feet to a point in the approximate center of Moore`s Farm Road (a dirt road) and on the Land Lot line dividing Land Lot 184 and 185 of the Ninth Land District of Newton County, Georgia; thence South 89 degrees 27 minutes 30 seconds East along the said Land Lot line dividing Lots 184 and 185 of the Ninth Land District of Newton County, Georgia, a distance of 344.7 feet to an iron pin and the point of beginning, said tract containing approximately 20.0 acres.

less and EXCEPT THAT PORTION OF LAND CONVEYED TO EDDIE B. FULLER IN DEED BOOK 227 PAGE 254.




To The best knowledge and belief of the undersigned, the parties in possession of the property are David Garner, Rebecca Garner or a tenant or tenants and said property is more commonly known as 571 King Bostick rd, Covington, ga 30016.


oCWen loan Servicing, LLC

as aTTorney in Fact for David Garner, Rebecca Garner


puBliC noTiCe #1066262/1,8,15,22,3/1



This is AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL

BE USED FOR THAT PURPOSE.

under and by virtue of the Power of Sale contained in a Security Deed given by demeca smith to Option One Mortgage Corporation, a California corporation , dated 06/19/2006, recorded in Deed Book 2221, Page 241, Newton County, Georgia records, as last transferred to Wells Fargo Bank, National Association as Trustee for ABFC 2006-OPT3 Trust, Asset Backed Funding Corporation Asset-Backed Certificates, Series 2006-OPT3 by assignment recorded or to be recorded in the Newton County, Georgia records conveying the after-described property to secure a Note in the original principal amount of One Hundred Forty Thousand Seven Hundred and 00/100 DOLLARS ($140,700.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in March 2015, the following described property:

all ThaT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 89 OF THE 10TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 74, UNIT TWO OF MILLS CREEK LANDING SUBDIVISION, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 38, PAGE 203-205, NEWTON COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.




To The best knowledge and belief of the undersigned, the parties in possession of the property are Demeca Smith or a tenant or tenants and said property is more commonly known as 125 mills Creek landing, Covington, ga 30016.


Wells Fargo Bank, National Association as Trustee for ABFC 2006-OPT3 Trust, Asset Backed Funding Corporation Asset-Backed Certificates, Series 2006-OPT3

as aTTorney in Fact for Demeca Smith


puBliC noTiCe #1065722/1,8,15,22,3/1




under and by virtue of the Power of Sale contained in a Security Deed given by desmond a. Williams to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PINE STATE MORTGAGE CORPORATION, dated May 04, 2007, recorded in Deed Book 2434, Page 472, Newton County, Georgia records, as last transferred to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR MORGAN STANLEY MORTGAGE LOAN TRUST 2007-13, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-13 by assignment recorded or to be recorded, Newton County, Georgia records conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTEEN THOUSAND TWO HUNDRED TWENTY SEVEN AND NO/100 DOLLARS ($115,227.00); with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in March, 2015 the following described property:

all ThaT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 169, 10TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 282, THE RESERVES AT LAKEWOOD ESTATES, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 45, PAGES 169-195, NEWTON COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY

REFERENCE THERETO

suBJeCT To ANY RIGHT OF WAY DEEDS OR OTHER EASEMENTS OF RECORD.



The enTiTy that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing LLC, Attention: Home Retention Department, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, Fax 407-737-5693. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To The best knowledge and belief of the undersigned, the parties in possession of the property are Desmond A. Williams or a tenant or tenants and said property is more commonly known as 180 Colser drive, Covington, ga 30016.


u.s. BanK NATIONAL ASSOCIATION, AS TRUSTEE FOR MORGAN STANLEY MORTGAGE LOAN TRUST 2007-13, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-13

as aTTorney in Fact for Desmond A. Williams

Weissman, noWaCK, Curry & Wilco, PCaTTn: oCWen Teamone allianCe Center3500 lenox RoadaTlanTa, ga 30326our File# 016686 puBliC noTiCe #1066242/1,8,15,22,3/1




under and by virtue of the Power of Sale contained in a Security Deed given by gaynell sheppard to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR GREENPOINT MORTGAGE FUNDING, INC., dated 04/14/2005, recorded in Deed Book 1923, Page 428, Newton County, Georgia records, as last transferred to HSBC Bank USA, National Association, as trustee for Deutsche Alt-A Securities Inc. Mortgage Loan Trust, Mortgage Pass-Through Certificates Series 2005-5 by assignment recorded or to be recorded in the Newton County, Georgia records conveying the after-described property to secure a Note in the original principal amount of Eighty-Six Thousand and 00/100 DOLLARS ($86,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in March 2015, the following described property:

all ThaT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 134 OF THE TENTH LAND DISTRICT OF NEWTON COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

To arrive AT THE TRUE POINT OF BEGINNING, BEING WHERE THE WESTERLY RIGHT-OF-WAY OF GEORGIA ROAD INTERSECTS THE NORTHERLY RIGHT-OF-WAY OF BROWN BRIDGE ROAD; THENCE RUNNING IN A NORTHERLY, NORTHEASTERLY AND EASTERLY DIRECTION ALONG THE WESTERLY, NORTHWESTERLY AND NORTHERLY RIGHT-OF-WAY OF GEORGIA ROAD 626.07 FEET TO AN IRON PIN PLACED, WHICH IRON PIN PLACED IS THE TRUE POINT OF BEGINNING; THENCE FROM SAID TRUE POINT OF BEGINNING, RUNNING NORTH 7 DEGREES 42 MINUTES EAST 202.08 FEET TO AN IRON PIN PLACED; THENCE SOUTH 83 DEGREES 32 MINUTES EAST 110.0 FEET TO AN IRON PIN PLACE; THENCE SOUTH 07 DEGREES 42 MINUTES WEST 203.30 FEET TO AN IRON PIN PLACED ON THE NORTHERLY RIGHT-OF-WAY OF GEORGIA ROAD; THENCE NORTH 82 DEGREES 54 MINUTES WEST ALONG SAID RIGHT-OF-WAY 110.0 FEET TO AN IRON PLACED, WHICH IRON PIN PLACED IS THE TRUE POINT OF BEGINNING.

suBJeCT, hoWever, TO ALL EASEMENTS AND RIGHTS-OF-WAY UPON, ACROSS OR THROUGH THE ABOVE DESCRIBED LANDS, AS THEREFORE HAVE BEEN GRANTED BY THE UNITED STATES OF AMERICA OR ITS PREDECESSORS IN TITLE.

The deBT secured by said Security Deed has been and is hereby declared due because of, among other possible events

of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).



To The best knowledge and belief of the undersigned, the parties in possession of the property are Gaynell Sheppard or a tenant or tenants and said property is more commonly known as 25 georgia road, Covington, ga 30016.


hsBC BanK USA, National Association, as trustee for Deutsche Alt-A Securities Inc. Mortgage Loan Trust, Mortgage Pass-Through Certificates Series 2005-5

as aTTorney in Fact for Gaynell Sheppard


puBliC noTiCe #1066252/1,8,15,22,3/1




under and by virtue of the Power of Sale contained in a Security Deed given by richard Jarrett to Mortgage Electronic Registration Systems, Inc. As nominee for Popular Financial Services, LLC, dated 09/05/2003, recorded in Deed Book 1527, Page 172, Newton County, Georgia records, as last transferred to The Bank of New York Mellon f/k/a The Bank of New York as successor trustee for JPMorgan Chase Bank, N.A., as Trustee for the benefit of the Certificateholders of Equity One ABS, Inc. Mortgage Pass-Through Certificates Series 2003-4 by assignment recorded or to be recorded in the Newton County, Georgia records conveying the after-described property to secure a Note in the original principal amount of One Hundred Twenty-Three Thousand and 00/100 DOLLARS ($123,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in March 2015, the following described property:

all ThaT TRACT OR PARCEL OF LAND, LYING AND BEING IN LAND LOT 92 OF THE 9TH LAND DISTRICT, GEORGIA, MILITIA DISTRICT #464 OF NEWTON COUNTY, GEORGIA, AND BEING DESIGNATED AS LOT 5, SHERWOOD FOREST II, CONTAINING 1.19 ACRES, ACCORDING TO THAT FINAL PLAT OF SURVEY OF SAME DATED SEPTEMBER 12, 2000, PREPARED BY F. L. BULLARD, GEORGIA R.L.S. #2289 AND RECORDED IN PLAT BOOK 35, PAGE 80, CLERK`S OFFICE, NEWTON SUPERIOR COURT, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE THERETO FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY CONVEYED HEREIN.




To The best knowledge and belief


of the undersigned, the parties in possession of the property are Richard Jarrett or a tenant or tenants and said property is more commonly known as 43 RobinHood Road, Covington, GA 30014. THe sAle will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

THe BAnk of New York Mellon f/k/a The Bank of New York as successor trustee for JPMorgan Chase Bank, N.A., as Trustee for the benefit of the Certificateholders of Equity One ABS, Inc. Mortgage Pass-Through Certificates Series 2003-4

As ATToRney in Fact for Richard Jarrett

WeissmAn, noWACk, Curry, & Wilco P.C.ATTn: lendeR Servicesone AlliAnCe Center, 4th Floor3500 lenox RoadATlAnTA, GA 30326ouR File# 017237-001974

PuBliC noTiCe #1065682/1,8,15,22,3/1

noTiCe oF sAle undeR PoWeR

GeoRGiA, neWTon CounTy

THis is AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

undeR And by virtue of the Power of Sale contained in a Security Deed given by Tiffany s. nelson, unmarried to Bank of America, N.A., dated 04/28/2006, recorded in Deed Book 2189, Page 471, Newton County, Georgia records, as last transferred to Ocwen Loan Servicing, LLC by assignment recorded or to be recorded in the Newton County, Georgia records conveying the after-described property to secure a Note in the original principal amount of One Hundred Twenty-Nine Thousand Nine Hundred Sixty and 00/100 DOLLARS ($129,960.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on the first Tuesday in March 2015, the following described property:

All THAT tract or parcel of land lying and being in Land Lot 220 and 223 of the 9th District of Newton County, Georgia, being known as Lot 69 of Stone Ridge Subdivision, Phase II, as per plat recorded in Plat Book 43, Pages 19-24, Newton County, Georgia Records, said plat being incorporated herein by reference thereto.

THe deBT secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

sAid PRoPeRTy will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

THe enTiTy that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Ocwen Loan Servicing, LLC, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409, 561-682-8000. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To THe best knowledge and belief of the undersigned, the parties in possession of the property are Tiffany Nelson or a tenant or tenants and said property is more commonly known as 10 ivy Pointe Ct, Covington, GA 30016.

THe sAle will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

oCWen loAn Servicing, LLC

As ATToRney in Fact for Tiffany Nelson

WeissmAn, noWACk, Curry, & Wilco P.C.ATTn: lendeR Servicesone AlliAnCe Center, 4th Floor3500 lenox RoadATlAnTA, GA 30326ouR File# 017237-003226

PuBliC noTiCe #1066722/1,8,15,22,3/1


GeoRGiA, neWTon CounTy

THis lAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

undeR And by virtue of the Power of Sale contained in that certain Security Deed given by lisa P. Cotton and William C. Priest, Jr. to United Mortgage Investors, Inc., dated October 22, 2003 and filed October 27, 2003, recorded in Deed Book 1552, Page 611, Newton County, Georgia Records, later transferred by Assignment to U.S. Bank National Association, conveying the after-described property to secure a Note in the original principal amount of Ninety Two Thousand Seven Hundred Fifty Dollars and No Cents ($92,750.00), with interest thereon as set forth

therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on Tuesday March 3, 2015, the following described property:

All THAT TRACT OR PARCEL OF LAND lying and being in the 547th GMD, of the 10th District, Newton County, Georgia, being Lot 11, Block M, Barrington Subdivision, Section 1, Drawing 1, as per plat of survey recorded in Plat Book 22, Page 114, Newton County, Georgia records, said plat is hereby incorporated by reference and made a part hereof for a more accurate description.

TAx id. No. For parcel: 0002-115

THe deBT secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

sAid PRoPeRTy will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To THe best knowledge and belief of the undersigned, the party in possession of the property is Lisa P. Cotton and William C. Priest, Jr. or a tenant or tenants and said property is more commonly known as 25 Parkman Trail, Covington, GA 30016. in ComPliAnCe with Georgia law, please find below the contact information for the entity who has authority to negotiate, amend, and modify the terms of the loan documents which may include a note, mortgage, security deed or deed to secure debt.

u.s. BAnk National Association4801 FRedeRiCA StreetoWensBoRo, ky 423011-855-698-7627

THe sAle will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

u.s. BAnk National Association, as Attorney in Fact for Lisa P. Cotton and William C. Priest

By: AndReW D. GleasonATToRney FoR U.S. Bank National Association

leFkoFF, RuBin, Gleason & Russo, P.C.5555 GlenRidGe ConnectorsuiTe 900ATlAnTA, GeoRGiA 30342(404)869-6900(404)869-6909 (FAx)

PuBliC noTiCe #1066452/8,15,22,3/1


GeoRGiA, neWTon

undeR And by virtue of the Power of Sale contained in a Security Deed from AndRe GATes to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR RBMG, INC., A DELAWARE CORPORATION dated MAY 7, 2003, and recorded on MAY 13, 2003, in DEED BOOK 1427, PAGE 123, of the NEWTON County, Georgia Records; as last assigned to GREEN TREE SERVICING LLC, by Assignment dated JULY 1, 2014, and recorded on JULY 11, 2014, recorded at DEED BOOK 3244, PAGE 210, aforesaid records; conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-FOUR THOUSAND, SEVEN HUNDRED TWENTY SIX Dollars and 00/100 ($144,726.00) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of NEWTON County, Georgia, within the legal hours of sale on the first TUESDAY in MARCH, 2015, the following described property:All THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 156 AND 167 OF THE 10TH DISTRICT, NEWTON COUNTY, GEORGIA BEING LOT 8 OF AVONLEA SUBDIVISION, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 36, PAGES 260-263, NEWTON COUNTY, GEORGIA, WHICH PLAT IS BY REFERENCE INCORPORATED HEREIN AND MADE A PART HEREOF.

THe indeBTedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given) and all other payments provided for under the terms of the Security Deed and Note.sAid PRoPeRTy will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.THe sAle will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final

confirmation and audit of the status of the loan with the holder of the security deed. THe enTiTy that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Green Tree Servicing LLC, 4250 North Freeway, Fort Worth, TX 76137, (800) 643-0202. To the best of the undersigned’s knowledge and belief, said property is also known as 80 Avonlea drive, Covington, Georgia 30016, and the parties in possession of the property are Andre Gates or a tenant or tenants of said property.GReen TRee SERVICING LLC

As ATToRney-in-FACT forAndRe GATes

kenney & Medina, P.C.3302 mCGinnis Ferry Road, Suite 100suWAnee, GeoRGiA 30024(770) 564-1600 THe lAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

k : \ G T \ G A T e s A n d R e \noTiCeoFsAle.doC

PuBliC noTiCe #1066802/8,15,22,3/1

noTiCe oF sAle undeR PoWeR, neWTon CounTy

PuRsuAnT To the Power of Sale contained in a Security Deed given by Acquenella y. Horne and donald l. Gates to Mortgage Electronic Registration Systems, Inc. as nominee for Pine State Mortgage Corporation dated 3/14/2003 and recorded in Deed Book 1407 Page 323, Newton County, Georgia records; as last transferred to or acquired by Federal National Mortgage Association (Fannie Mae), a corporation organized and existing under the laws of the United States of America, conveying the after-described property to secure a Note in the original principal amount of $ 154,450.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on March 03, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All THAT tract or parcel of land lying and being in Land Lot 153 of the 10th District, Newton County, Georgia, being Lot 80, Creekview Heights, Phase Two, as per plat recorded in Plat Book 38, Page 191-198, Newton County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.


sAid PRoPeRTy is commonly known as 320 Creekview Boulevard, Covington, GA 30016 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Donald L. Gates and Acquenella Y. Horne or tenant or tenants.

seTeRus, inC. is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

seTeRus, inC.loss miTiGATionPo Box 4121 BeAveRTon, oR 97076-4121 866.570.5277

noTe, HoWeveR, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

sAid PRoPeRTy will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

THe sAle will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

FedeRAl nATionAl Mortgage Association (Fannie Mae), a corporation organized and existing under the laws of the United States of America as agent and Attorney in Fact for Acquenella Y. Horne and Donald L. Gates

AldRidGe ConnoRs, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.1168-2407A

THis lAW FIRM MAY BE ACTING AS A DEBT COLLECTOR

ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1168-2407A

PuBliC noTiCe #1065281/25,2/1,8,15,22,3/1


PuRsuAnT To the Power of Sale contained in a Security Deed given by Brittany Watson and Jeremy Watson to Mortgage Electronic Registration Systems, Inc. as nominee for Branch Banking and Trust Company dated 8/21/2013 and recorded in Deed Book 3162 Page 128, Newton County, Georgia records; as last transferred to or acquired by Branch Banking and Trust Company, conveying the after-described property to secure a Note in the original principal amount of $ 88,775.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on March 03, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All THAT tract or parcel of land lying and being In Land Lots 127 and 128 of the 9thdisTRiCT oF Newton County, Georgia, being Lot 13 of Cotton Field SubdivIsion, asPeR PlAT recorded in Plat Book 36, Page 253-258 (more particularly described onPAGe 254), Newton County, Georgia Records, which plat is Incorporated herein byReFeRenCe And made a part hereof and being known as 60 Aiken Court, accordingTo THe prescnt system of numbering In Newton County, Georgia


sAid PRoPeRTy is commonly known as 60 Aiken Court, Covington, GA 30016 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Jeremy Watson and Brittany Watson or tenant or tenants.

BRAnCH BAnkinG and Trust Company is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

BRAnCH BAnkinG and Trust CompanymoRTGAGe loAn ServicingP.o. Box 2467GReenville, sC 29602-24671-800-827-3722




BRAnCH BAnkinG and Trust Company as agent and Attorney in Fact for Brittany Watson and Jeremy Watson


THis lAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1207-403A

PuBliC noTiCe #1065612/1,8,15,22,3/1


PuRsuAnT To the Power of Sale contained in a Security Deed given by derrick B. Thrasher and Carolyn Hurst to Mortgage Electronic Registration Systems, Inc. as nominee for New Freedom Mortgage Corporation dated 11/10/2005 and recorded in Deed Book 2078 Page 303, Newton County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 116,008.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for

cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on March 03, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All THAT TRACT OR PARCEL OF LAND LOT 36 OF THE 10TH DISTRICT OF NEWTON COUNTY, GEORGIA. BEING LOT 52 OF SPRING VALLEY SUBDIVISION, UNIT TWO, AS PER PLAT RECORDED IN PLAT BOOK 36, PAGES 186-188, NEWTON COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE THERETO FOR A MORE ACCURATE AND COMPLETE DESCRIPTION. WARRANTY DEED FROM RONALD M. SMITH TO CAROLYN HURST AND DERRICK B. THRASHER DATED 06/10/02. RECORDED 06/19/02 IN BOOK 1235, PAGE 23 IN THE OFFICE OF THE SUPERIOR COURT CLERK OF NEWTON COUNTY, GEORGIA. WARRANTY DEED FROM R & V DEVELOPMENT, INC. TO RONALD M. SMITH, DATED 09/26/01, RECORDED 09/28/01 IN BOOK 1103, PAGE 448, IN THE OFFICE OF THE SUPERIOR COURT CLERK OF NEWTON COUNTY, GEORGIA.


sAid PRoPeRTy is commonly known as 11 spring valley Cove, Covington, GA 30016 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Carolyn Hurst and Derrick B. Thrasher or tenant or tenants.

Wells FARGo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

Wells FARGo Bank, NAloss miTiGATion3476 sTATevieW BoulevardFoRT mill, SC 297151-800-662-5014




Wells FARGo Bank, NA as agent and Attorney in Fact for Derrick B. Thrasher and Carolyn Hurst



PuBliC noTiCe #1064961/25,2/1,8,15,22,3/1


PuRsuAnT To the Power of Sale contained in a Security Deed given by Gawayne dawson to Mortgage Electronic Registration Systems, Inc. as nominee for Ownit Mortgage Solutions, Inc. dated 12/16/2005 and recorded in Deed Book 2081 Page 366, Newton County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-2, conveying the after-described property to secure a Note in the original principal amount of $ 151,900.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on March 03, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All THAT tract or parcel of land lying and being in Land Lot 227 of the 9th District, Newton County, Georgia,BeinG loT 502, Unit 2, Phase 2, River Walk Farm Subdivision, as

per plat thereof recorded in Plat Book40, PAGes 195-199, Newton County, Georgia Records, which recorded plat is incorporated herein byReFeRenCe And made a part of this description


sAid PRoPeRTy is commonly known as 35 Goshawk Walk, Covington, GA 30014 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Gawayne Dawson or tenant or tenants.

oCWen loAn Servicing, LLC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

oCWen loAn Servicing, LLCFoReClosuRe loss Mitigation1661 WoRTHinGTon RoadsuiTe 100WesT PAlm Beach, FL 334091-877-596-8580




Wells FARGo Bank, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-2 as agent and Attorney in Fact for Gawayne Dawson



PuBliC noTiCe #1066592/1,8,15,22,3/1


PuRsuAnT To the Power of Sale contained in a Security Deed given by James R Fuller and stephanie Fuller to Aames Funding Corporation DBA Aames Home Loan dated 7/11/2003 and recorded in Deed Book 1479 Page 560, Newton County, Georgia records; as last transferred to or acquired by DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee for MORGAN STANLEY ABS CAPITAL I INC. TRUST 2003-HE3 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2003-HE3, conveying the after-described property to secure a Note in the original principal amount of $ 114,750.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on March 03, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

All THAT tract or parcel of the land lying and being in land lot 234, 9th District Newton County, Georgia and described as follows.

BeGinninG AT a t a point on the east side of Blackwell Street; this point being the Northwest corner of Lot #12, Block D per plot recorded In plot Book 7, page 42, Newton County Records; thence North 88 degrees 14 minutes East a distance of 200 feet to an iron pin corner; thence South 08 degrees, 25 minutes West a distance of 99.3 feet to an Iron pin corner; thence South 06 degrees 58 minutes West along the Eastern side of Lot # 13 a distance of 98.1 feet to an iron pin corner; thence South 01 degrees 24 minutes West along the Eastern side of Lot 14 a distance of 101.1 feet to an iron pin corner and whatis Commonly known as the Southeast corner of Lot # 14, Block D, per plat recorded in Plat book 7, Page 42, Newton County Records; thence in a Southeasterly direction along other property belonging to Otis Spillers d/b/a Spillers Lumber Company a distance of 250 feet more or less to an iron pin corner


end what is commonly known as the Southwest corner of property now or formerly belonging to Ronald Sweat, Jr. and Deborah H. Sweat: thence North 20 degrees 30 minutes west along property now or formerly belonging to Ronald Sweat, Jr. and Deborah H. Sweet a distance of 124.7 feet to an iron pin corner ; (thiscorner is also known as the Northwest corner of property now or formerly belonging to Ronald Sweat, Jr. and Deborah H. Sweat) thence North 06 degrees 26 minutes West along property now or formerly belonging to Carl Smith a distance of 134.1 feet to an Iron pin corner (this corner is also known as the Southwest corner of property now or formerly belonging to Robert C. Mc Gunigal and Cheryl Mc Gunigal ) thence North 02 degrees 43 minutes East a distance of 224.8 feet along property now or formerly belonging to Robert C. Mc Gunigal and Cheryl Mc Gunigal to an iron pin corner and what is commonlyknown as the Northwest corner of property now or formerly belonging to Robert C. Mc Gunigal and Cheryl Mc Gunigal; thence in a Westerly direction along other property belonging to Otis Spillers d/b/a Spillers Lumber Company a distance of 332 feet more or less to an iron pin corner and the East side of Blackwell Street right-of-way; thence in a Southerly direction along the Eastern right-of-way of Blackwell Street a distance of 125 feet to an Iron pin corner and the point of beginning.

The debT secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

said properTy is commonly known as 10191 blackwell street, covington, Ga 30014 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): James R Fuller and Stephanie Fuller or tenant or tenants.

ocwen Loan Servicing, LLC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

ocwen Loan Servicing, LLCForecLosure Loss Mitigation1661 worThinGTon RoadsuiTe 100wesT paLm Beach, FL 334091-877-596-8580

noTe, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

said properTy will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The saLe will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

deuTsche bank NATIONAL TRUST COMPANY, as Trustee for MORGAN STANLEY ABS CAPITAL I INC. TRUST 2003-HE3 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2003-HE3 as agent and Attorney in Fact for James R Fuller and Stephanie Fuller

aLdridGe connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.1017-656777a

This Law FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-656777A

pubLic noTice #1065391/18,25,2/1,8,15,22,3/1

noTice oF saLe under power, newTon counTy

pursuanT To the Power of Sale contained in a Security Deed given by Jermaine hinton to Mortgage Electronic Registration Systems, Inc. as nominee for Real Estate Mortgage Network, Inc. dated 3/4/2011 and recorded in Deed Book 2895 Page 270, Newton County, Georgia records; as last transferred to or acquired by Homebridge Financial Services, Inc. fka Real Estate Mortgage Network, Inc, conveying the after-described property to secure a Note in the original principal amount of $ 151,070.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on March 03, 2015 (being the first Tuesday of said month unless said date falls

on a Federal Holiday), the following described property:

aLL ThaT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 185 OF THE 10TH LAND DISTRICT OF NEWTON COUNTY, GEORGIA AND BEING PROPERTY LOCATED ON THE SOUTH SIDE OF CLINTON NEELY ROAD CONTAINING 2.12 ACRES, MORE OR LESS, AS PER PLAT OF SURVEY DATED AUGUST 12, 1971 PREPARED FOR ROBERT E. SAMPLES BY GEORGE W. O’NEILL, REGISTERED LAND SURVEYOR NO. 1142, RECORDED IN PLAT BOOK 8, PAGE 81 NEWTON COUNTY, GEORGIA DEED RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION, BEING PROPERTY KNOWN AS 33 HINTON CIRCLE ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN NEWTON COUNTY, GEORGIA.

120 days from the sale date aforesaid, in order to satisfy certain outstanding federal tax liens.


said properTy is commonly known as 33 hinton circle, covington, Ga 30016 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Jermaine Hinton or tenant or tenants.

cenLar, Fsb is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

cenLar, FsbmorTGaGe servicinG Representative425 phiLLips BoulevardewinG, nJ 08618c u s T o m e r s e r v i c e @LoanadminisTraTion.com 1-800-223-6527




homebridGe FinanciaL Services, Inc. fka Real Estate Mortgage Network, Inc as agent and Attorney in Fact for Jermaine Hinton



pubLic noTice #01065481/25,2/1,8,15,22,3/1


pursuanT To the Power of Sale contained in a Security Deed given by kenneth L. ash to Chase Manhattan Mortgage Corporation dated 10/8/2002 and recorded in Deed Book 1301 Page 549, Newton County, Georgia records; as last transferred to or acquired by JPMorgan Chase Bank, National Association sbm to Chase Home Finance, LLC sbm to Chase Manhattan Mortgage Company, conveying the after-described property to secure a Note in the original principal amount of $ 80,712.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on March 03, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

aLL ThaT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 72, 10TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING SHOWN AS LOT 19, COUNTRY WOODS SUBDIVISION, PHASE VII, ON A PLAT OF SURVEY OF SAME RECORDED IN PLAT BOOK 26, PAGE 308, PUBLIC

RECORDS OF NEWTON COUNTY, GEORGIA, WHICH PLAT IS BY REFERENCE THERETO INCORPORATED HEREIN AND MADE A PART HEREOF FOR A MORE PARTICULAR AND COMPLETE DESCRIPTION.


said properTy is commonly known as 125 branchwood drive, covington, Ga 30016 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Kenneth L. Ash or tenant or tenants.

JpmorGan chase Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

JpmorGan chase Bank, NAhomeowner’s assisTance Department3415 vision DrivecoLumbus, ohio 432191-866-550-5705




JpmorGan chase Bank, National Association sbm to Chase Home Finance, LLC sbm to Chase Manhattan Mortgage Company as agent and Attorney in Fact for Kenneth L. Ash



pubLic noTice #1066012/1,8,15,22,3/1


pursuanT To the Power of Sale contained in a Security Deed given by kevin douglas stephens, ciara nicole stephens, kimberly stephens and michael stephens to Chase Manhattan Mortgage Corporation dated 2/25/2000 and recorded in Deed Book 906 Page 171, NEWTON County, Georgia records; as last transferred to or acquired by JPMorgan Chase Bank, National Association sbm to Chase Home Finance, LLC sbm Chase Manhattan Mortgage Corporation, conveying the after-described property to secure a Note in the original principal amount of $ 79,550.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of NEWTON County, Georgia, within the legal hours of sale on March 03, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

aLL ThaT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 124, 10TH DISTRICT, NEWTON COUNTY, GEORGIA, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: beGinninG aT AN IRON PIN SET ON THE SOUTHWESTERLY RIGHT OF WAY OF BROWN BRIDGE ROAD (100 FOOT RIGHT OF WAY) 135.83 FEET SOUTHEASTERLY AS MEASURED FROM THE CORNER FORMED BY THE INTERSECTION OF THE SOUTHWESTERLY RIGHT OF WAY OF BROWN BRIDGE ROAD AND THE EASTERLY RIGHT OF WAY OF FIELDSTONE LANE (50 FOOT RIGHT OF WAY); RUNNING THENCE SOUTH 84 DEGREES 34 MINUTES 29 SECONDS EAST 135.83 FEET TO A POINT; RUNNING THENCE SOUTH 01 DEGREES 24 MINUTES 50 SECONDS WEST 190.32 FEET TO AN IRON PIN SET; RUNNING THENCE SOUTH 87 DEGREES 40 MINUTES 15 SECONDS WEST 136.845 FEET TO AN IRON PIN SET; RUNNING THENCE NORTH 01 DEGREES 42 MINUTES 12 SECONDS EAST 208.76 FEET TO THE IRON PIN SET AT THE

POINT OF BEGINNING, SAID PROPERTY CONTAINING 0.62 ACRES AS SHOWN ON INDIVIDUAL SURVEY PREPARED FOR ARTHUR D. SNYDER AND CYNTHEA L. SNYDER BY ROBERT MCCOLLUM BUHLER, RLS NO. 1403, DATED MARCH 21, 1989, WHICH REFERENCE IS MADE FOR THE PURPOSE OF INCORPORATING THE SAME AS A PART HEREIN FOR A MORE COMPLETE DESCRIPTION OF SUBJECT PROPERTY.


said properTy is commonly known as 11953 brown bridge road, covington, Ga 30016 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Michael Stephens, Kevin Douglas Stephens and Kimberly Stephens or tenant or tenants.






JpmorGan chase Bank, National Association sbm to Chase Home Finance, LLC sbm Chase Manhattan Mortgage Corporation as agent and Attorney in Fact for Kevin Douglas Stephens, Ciara Nicole Stephens, Kimberly Stephens and Michael Stephens



pubLic noTice #1066022/1,8,15,22,3/1


pursuanT To the Power of Sale contained in a Security Deed given by Lance Taylor to Franklin American Mortgage Company dated 4/12/2001 and recorded in Deed Book 1037 Page 609, Newton County, Georgia records; as last transferred to or acquired by U.S. Bank Trust National Association, not in its individual capacity but solely as Delaware trustee and U.S. Bank National Association, not in its individual capacity but solely as Co-Trustee for Government Loan Securitization Trust 2011-FV1, conveying the after-described property to secure a Note in the original principal amount of $ 106,370.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on March 03, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

aLL ThaT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 14 OF THE 10TH DISTRICT OF NEWTON COUNTY, GEORGIA, BEING SHOWN AS LOT 56D, THE FALLS, PHASE FOUR, ON A PLAT OF SURVEY OF SAME RECORDED IN PLAT BOOK 33, PAGE 61, NEWTON COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE THERETO.

The debT secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be

made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

said properTy is commonly known as 430 Freeman drive, covington, Ga 30016 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Lance Taylor or tenant or tenants.

weLLs FarGo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

weLLs FarGo Bank, NALoss miTiGaTion3476 sTaTeview BoulevardForT miLL, SC 297151-800-662-5014




u.s. bank Trust National Association, not in its individual capacity but solely as Delaware trustee and U.S. Bank National Association, not in its individual capacity but solely as Co-Trustee for Government Loan Securitization Trust 2011-FV1 as agent and Attorney in Fact for Lance Taylor



pubLic noTice #1066182/1,8,15,22,3/1


pursuanT To the Power of Sale contained in a Security Deed given by marilyn montgomery and Johnny montgomery to American Equity Mortgage, Inc. dated 3/24/2004 and recorded in Deed Book 1646 Page 400, NEWTON County, Georgia records; as last transferred to or acquired by U.S. Bank National Association, as Trustee for MASTR Asset Backed Securities Trust 2004-HE1, Mortgage Pass-Through Certificates, Series 2004-HE1, conveying the after-described property to secure a Note in the original principal amount of $ 77,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of NEWTON County, Georgia, within the legal hours of sale on March 03, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

aLL ThaT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF PORTERDALE, NEWTON COUNTY, GEORGIA, AND BEING SHOWN AS LOT 108 ON A PLAT ENTITLED, VILLAGE SUBDIVISION, BIBB MANUFACURING COMPANY, PORTERDALE, GEORGIA, PREPARED BY DALTON AND NEVES, ENGINEERS, DATED OCTOBER, 1963, WHICH SAID PLAT IS OF RECORD IN THE CLERKS OFFICE OF NEWTON SUPERIOR COURT IN PLAT BOOK 3, FOLIO 219, 221, AND 223, SAID LOT HAVING THE METES, BOUNDS AND DIMENSIONS AS SHOWN BY SAID PLAT WHICH BY THIS REFERENCE THERETO IS INCORPORATED HEREIN AND MALE A PART HEREOF. There is LOCATED ON SAID PROPERTY A DWELLING KNOWN AS 64 POPLAR STREET.


said properTy is commonly known as 64 poplar street, porterdale, Ga 30070 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the

best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Johnny Montgomery and Marilyn Montgomery or tenant or tenants.

seLecT porTFoLio Servicing, Inc. is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

seLecT porTFoLio Servicing, Inc.Loan resoLuTion Department3815 souTh West TemplesaLT Lake City, UT 84115(888) 349-8955




u.s. bank National Association, as Trustee for MASTR Asset Backed Securities Trust 2004-HE1, Mortgage Pass-Through Certificates, Series 2004-HE1 as agent and Attorney in Fact for Marilyn Montgomery and Johnny Montgomery



pubLic noTice #1065462/1,8,15,22,3/1


pursuanT To the Power of Sale contained in a Security Deed given by marsha s. hibbard to Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage Counseling Services, Inc. dated 7/30/2004 and recorded in Deed Book 1765 Page 543, Newton County, Georgia records; as last transferred to or acquired by JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of $ 178,092.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on April 07, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

The Land REFERRED TO IN THIS EXHIBIT IS LOCATED IN THE COUNTY OF NEWTON AND THE STATE OF GEORGIA IN DEED BOOK 886 AT PAGE 554 AND DESCRIBED AS FOLLOWS. aLL ThaT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 359 OF THE 9TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 34, HALL PARK SUBDIVISION, PHASE III, AS PER PLAT RECORDED IN PLAT BOOK 32, PAGE 23-25, NEWTON COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE FOR A MORE PARTICULAR AND COMPLETE DESCRIPTION.


said properTy is commonly known as 120 river birch drive, oxford, Ga 30054 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Marsha S. Hibbard or tenant or tenants.



noTe, however, that such entity or individual is not required by law


to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

the Sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

JpMorgan ChaSe Bank, National Association as agent and Attorney in Fact for Marsha S. Hibbard

aldridge ConnorS, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.1031-73738a

thiS laW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1031-73738A

publiC notiCe #1067032/15,22,3/1,8,15,22,29,4/5

notiCe oF Sale under poWer, neWton County

purSuant to the Power of Sale contained in a Security Deed given by robert eleazer to Wells Fargo Bank, NA dated 2/8/2008 and recorded in Deed Book 2567 Page 283, Newton County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 202,192.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on March 03, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

all that tract or parcel of land lying and being in Land Lot 169 of the 10th District, Newton County, Georgia, being Lot 192, The Reserves at Lakewood Estates Subdivision, Unit Two, as per plat recorded in Plat Book 45, Page 196-207, Newton County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 35 Klippel Drive according to the present system of numbering property in Newton County, Georgia.

parCel id# 0012E 192

the debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 35 Klippel drive, Covington, ga 30016 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Robert Eleazer or tenant or tenants.

WellS Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

WellS Fargo Bank, NAloSS Mitigation3476 StatevieW BoulevardFort Mill, SC 297151-800-662-5014

note, hoWever, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.


the Sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial

and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

WellS Fargo Bank, NA as agent and Attorney in Fact for Robert Eleazer

aldridge ConnorS, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.1000-667506766a


publiC notiCe #1065472/1,8,15,22,3/1

notiCe oF Sale under poWer, neWton County

purSuant to the Power of Sale contained in a Security Deed given by William J. Murphy, Jr to Mortgage Electronic Registration Systems, Inc., as nominee for Freedom Mortgage Corporation dated 12/27/2013 and recorded in Deed Book 3199 Page 196, Newton County, Georgia records; as last transferred to or acquired by Freedom Mortgage Corporation, conveying the after-described property to secure a Note in the original principal amount of $ 228,999.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Newton County, Georgia, within the legal hours of sale on April 07, 2015 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

all that TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 230 OF THE 10TH DISTRICT, NEWTON COUNTY GEORGIA BEING LOT 10 UNIT TWO, OF HORSESHOE CREEK SUBDIVISION, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 38, PAGES 129-131 NEWTON COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCEAND MADE A PART OF THIS DESCRIPTION. SubJeCt to ALL EASEMENTS AND RESTRICTIONS OF RECORD. to have AND TO HOLD THE SAID TRACT OR PARCEL OF LAND, WTH ALL AND SINGULAR THE RIGHTS, MEMBERS AND APPURTENANCES THEREOF , THE SAME BEING, BELONGING, OR IN ANYWISE APPERTAINING, TO THE ONLY PROPER USE, BENEFIT AND BEHOOF OF THE SAID GRANTEE, FOREVER IN FEE SIMPLE.

the debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 30 horseshoe Court, Covington, ga 30014 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Estate/Heirs of William J. Murphy, Jr. or tenant or tenants.

loanCare, llC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.

loanCare, llCattention: loSS Mitigation Department3637 Sentara Wayvirginia beaCh, VA 23452800-909-9525

note, hoWever, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.


the Sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

FreedoM Mortgage Corporation as agent and Attorney in Fact for William J. Murphy, Jr

aldridge ConnorS, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta,

Georgia 30305, (404) 994-7400.1154-768a


publiC notiCe #1067062/15,22,3/1,8,15,22,29,4/5

notiCe oF Sale under power. State of georgia, County of

neWton.

under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by antoinette WalterS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR HOME AMERICA MORTGAGE, INC. , dated 06/25/2008, and Recorded on 07/02/2008 as Book No. 2622 and Page No. 572 583, NEWTON County, Georgia records, as last assigned to SELENE FINANCE L.P. (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $177,929.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the NEWTON County Courthouse within the legal hours of sale on the first Tuesday in March, 2015, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 227 OF THE 9TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 372, UNIT I, PHASE IV, RIVER WALK FARM SUBDIVISION, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 43, PAGES 177 179, NEWTON COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 40 KingFiSher WalK, Covington, georgia 30014 is/are: ANTOINETTE WALTERS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. SELENE FINANCE L.P. as Attorney in Fact for ANTOINETTE WALTERS. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000004470829 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341 5398.

publiC notiCe #1066542/8,15,22,3/1


neWton.

under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by barrington hudSon to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR BANCMORTGAGE FINANCIAL A DIVISION OF NATIONAL BANK OF COMMERCE , dated 04/04/2003, and Recorded on 04/14/2003 as Book No. 1405 and Page No. 49 58, NEWTON County, Georgia records, as last assigned to JPMORGAN CHASE BANK, N.A. (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $91,900.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the NEWTON County Courthouse within the legal hours of sale on the first Tuesday in March, 2015, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 91 OF THE 9TH LAND DISTRICT OF NEWTON COUNTY, GEORGIA, BEING LOT 78 OF PEBBLE RIDGE, UNIT ONE, AS SHOWN ON THAT PLAT OF SURVEY DATED 1/15/02 PREPARED BY LOUIE D. PATRICK, GA R.L.S. #1757 AND RECORDED IN PLAT BOOK 37, PAGES 242 245, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF NEWTON COUNTY, GEORGIA, WHICH PLAT IS REFERENCE THERETO INCORPORATED HEREIN AND MADE A PART HEREOF. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying

the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMORGAN CHASE BANK, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, acting on behalf of and, as necessary, in consultation with JPMORGAN CHASE BANK, N.A. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION may be contacted at: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, 3415 VISION DRIVE, COLUMBUS, OH 43219, 866 550 5705. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 65 pebble ridge, Covington, georgia 30014 is/are: BARRINGTON HUDSON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. JPMORGAN CHASE BANK, N.A. as Attorney in Fact for BARRINGTON HUDSON. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000005000153 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341 5398.

publiC notiCe #1066532/8,15,22,3/1


neWton.

under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by darnell ColeMan to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”), AS NOMINEE FOR AMERICAN MORTGAGE NETWORK, INC. , dated 11/30/2005, and Recorded on 12/19/2005 as Book No. 2074 and Page No. 30 39, NEWTON County, Georgia records, as last assigned to WELLS FARGO BANK, N.A. (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $160,218.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the NEWTON County Courthouse within the legal hours of sale on the first Tuesday in March, 2015, the following described property: ALL THAT TRACT OR PARCEL OF LAND, LYING AND BEING IN LAND LOT 201 OF THE 10TH DISTRICT OF NEWTON COUNTY, GEORGIA, BEING LOT 34 BLOCK B, SECTION II OF FIELDSTONE ESTATES SUBDIVISION, AS SHOWN ON PLAT OF SURVEY PREPARED FOR DR. EDWARD S. FORRESTER AND KAREL K. FORRESTER BY R.C. PACE, RLS #1329 AND DATED 03/09/86 AND RECORDED IN PLAT BOOK 20, PAGE 154, NEWTON COUNTY RECORDS, SAID PLAT IS INCORPORATED HEREIN. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). WELLS FARGO BANK, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. WELLS FARGO BANK, N.A., acting on behalf of and, as necessary, in consultation with WELLS FARGO BANK, N.A. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, WELLS FARGO BANK, N.A. may be contacted at: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD, FORT MILL, SC 29715, 803 396 6000. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 2876 FieldStone drive Se, ConyerS, georgia 30013 is/are: DARNELL COLEMAN or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. WELLS FARGO BANK, N.A. as Attorney in Fact for DARNELL COLEMAN. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000004943924 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341 5398.

publiC notiCe #1066552/8,15,22,3/1


neWton.

under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by gloria v MaddoX and ClarenCe e MaddoX to WELLS FARGO BANK, N.A. , dated 06/13/2012, and Recorded on 06/18/2012 as Book No. 3014 and Page No. 555 573, NEWTON County, Georgia records, as last assigned to WELLS FARGO BANK, N.A. (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $158,650.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the NEWTON County Courthouse within the legal hours of sale on the first Tuesday in March, 2015, the following described property: ALL THT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 231 OF THE 9TH DISTRICT, CITY OF COVINGTON, NEWTON COUNTY, GEORGIA, BEING LOT 79, UNIT ONE B OF THE LINKS AT COVINGTON SUBDIVISION, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 34, PAGES 279 280, NEWTON COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). WELLS FARGO BANK, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. WELLS FARGO BANK, N.A., acting on behalf of and, as necessary, in consultation with FEDERAL NATIONAL MORTGAGE ASSOCIATION, A/K/A FANNIE MAE (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, WELLS FARGO BANK, N.A. may be contacted at: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD., FORT MILL, SC 29715, 803 396 6000. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 9212 n linKS drive, Covington, georgia 30014 is/are: GLORIA V MADDOX AND CLARENCE E MADDOX or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. WELLS FARGO BANK, N.A. as Attorney in Fact for GLORIA V MADDOX AND CLARENCE E MADDOX. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000004969432 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341 5398.

publiC notiCe #1066562/8,15,22,3/1


neWton.

under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JaMeS leon CoX to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR HOMESTAR FINANCIAL CORP. , dated 04/02/2009, and Recorded on 04/07/2009 as Book No. 2705 and Page No. 579 592, NEWTON County, Georgia records, as last assigned to JPMORGAN CHASE BANK, N.A. (the Secured Creditor),

by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $122,201.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the NEWTON County Courthouse within the legal hours of sale on the first Tuesday in March, 2015, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 19, 10TH DISTRICT, NEWTON COUNTY, GEORGIA, AND BEING SHOWN AS LOT 61, THE FALLS AT BUTLER BRIDGE, UNIT 5, ON A PLAT OF SURVEY OF SAME RECORDED IN PLAT BOOK 34, PAGES 224 227, PUBLIC RECORDS OF NEWTON COUNTY, GEORGIA, LESS AND EXCEPT THEREFROM THE FOLLOWING DESCRIBED PROPERTY:

all that TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 19, 10TH DISTRICT, NEWTON COUNTY, GEORGIA, AND HAVING BEEN A PORTION OF LOT 61, THE FALLS AT BUTLER BRIDGE, PHASE FIVE, AS SHOWN AT PLAT BOOK 34, PAGES 224 227, NEWTON COUNTY, GEORGIA RECORDS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

to Find THE TRUE POINT OF BEGINNING, BEGIN AT A POINT MARKING THE SOUTHEASTERLY CORNER OF LOT 61 (WHICH IS ALSO THE SOUTHWESTERLY CORNER OF LOT 60), THE FALLS AT BUTLER BRIDGE, PHASE FIVE, AS SHOWN AT PLAT BOOK 34, PAGES 224 227, NEWTON COUNTY, GEORGIA RECORDS; THENCE PROCEEDING NORTH 17 DEGREES 08 MINUTES 54 SECONDS EAST 208.45 FEET TO A POINT MARKING THE TRUE POINT OF BEGINNING; THENCE FROM SAID TRUE POINT OF BEGINNING, NORTH 72 DEGREES 51 MINUTES 06 SECONDS WEST 123.01 FEET TO A POINT; THENCE NORTH 13 DEGREES 57 MINUTES 23 SECONDS EAST 125.71 FEET TO A POINT IN THE CENTERLINE OF A CREEK (HEREINAFTER REFERRED TO AS POINT “A”); THENCE IN A GENERALLY EASTERLY DIRECTION ALONG THE CENTERLINE OF SAID CREEK TO A POINT LOCATED SOUTH 68 DEGREES 19 MINUTES 22 SECONDS EAST 130.41 FEET AS MEASURED FROM POINT “A” IDENTIFIED HEREINABOVE; THENCE SOUTH 17 DEGREE 08 MINUTES 54 SECONDS WEST 115.22 FEET TO A POINT MARKING THE TRUE POINT OF BEGINNING, SAID TRACT CONTAINING 14,474.51 S.F., ACCORDING TO SAID SURVEY. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMORGAN CHASE BANK, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, acting on behalf of and, as necessary, in consultation with JPMORGAN CHASE BANK, N.A. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION may be contacted at: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, 3415 VISION DRIVE, COLUMBUS, OH 43219, 866 550 5705. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 690 FreeMan drive, Covington, georgia 30016 is/are: JAMES LEON COX or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. JPMORGAN CHASE BANK, N.A. as Attorney in Fact for JAMES LEON COX. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000004982690 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341 5398.

publiC notiCe #1066522/8,15,22,3/1


neWton.

under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Joan K linderMan to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR MAIN STREET HOME LOANS, LLC , dated


04/30/2010, and Recorded on 05/06/2010 as Book No. 2817 and Page No. 158 174, NEWTON County, Georgia records, as last assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $81,530.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the NEWTON County Courthouse within the legal hours of sale on the first Tuesday in March, 2015, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 204 OF THE 9TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 16, UNIT TWO, MABRY FARMS SUBDIVISION, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 32, PAGE 232, NEWTON COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP holds the duly endorsed Note and is the current assignee of the Security Deed to the property. BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, acting on behalf of and, as necessary, in consultation with BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP may be contacted at: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, 7105 CORPORATE DRIVE, PLANO, TX 75024, 800 669 6650. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 15 MABRY FARMS COURT, COVINGTON, GEORGIA 30014 is/are: JOAN K LINDERMAN or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP as Attorney in Fact for JOAN K LINDERMAN. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000004777595 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341 5398.

PUBlIC NOTICE #1066472/8,15,22,3/1

NOTICE OF Sale Under Power. State of Georgia, County of

NEWTON.

UNdER ANd by virtue of the Power of Sale contained in a Deed to Secure Debt given by MElVIN J THOMAS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR METLIFE HOME LOANS, A DIVISION OF METLIFE BANK, N.A. , dated 05/28/2009, and Recorded on 06/05/2009 as Book No. 2725 and Page No. 72 81, NEWTON County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $162,288.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the NEWTON County Courthouse within the legal hours of sale on the first Tuesday in March, 2015, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 168 OF THE 10TH DISTRICT, NEWTON COUNTY, GEORGIA, BEING LOT 94, SUMMER WALK SUBDIVISION, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 30, PAGE 206 207, NEWTON COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY

REFERENCE AND MADE A PART OF THIS DESCRIPTION, SAID PROPERTY BEING KNOWN AS 235 SUMMER WALK DRIVE ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTY IN NEWTON COUNTY, GEORGIA. PARCEL ID NUMBER: 0012C 025, SUBJECT TO ANY EASEMENTS OR RESTRICTIONS OF RECORD. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMORGAN CHASE BANK, NATIONAL ASSOCIATION holds the duly endorsed Note and is the current assignee of the Security Deed to the property. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, acting on behalf of and, as necessary, in consultation with JPMORGAN CHASE BANK, NATIONAL ASSOCIATION (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION may be contacted at: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, 3415 VISION DRIVE, COLUMBUS, OH 43219, 866 550 5705. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 235 SUMMER WAlK dRIVE, COVINGTON, GEORGIA 30016 is/are: MELVIN J THOMAS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION as Attorney in Fact for MELVIN J THOMAS. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000004980447 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341 5398.

PUBlIC NOTICE #1066512/8,15,22,3/1

STATE OF GEORGIA COUNTY OF NEWTON

NOTICE OF SAlE UNdER POWER

A dEFAUlT having occurred under the terms of the Promissory Note from AdAM CARNES to NEWTON FEDERAL SAVINGS AND LOAN ASSOCIATION (in the original principal sum of $72,000.00) dated December 9, 2003, secured by a Deed to Secure Debt of even date therewith recorded in Deed Book 1582, pages 410-414, Newton County Records, and the entire indebtedness having been declared due and payable as therein provided, under the powers contained in said deed and in accordance with the terms thereof, there will be sold on the courthouse steps in said county at public outcry, during the legal hours of sale on the first Tuesday in March, 2015, to the highest bidder for cash, the following described property, to wit:All THAT tract or parcel of land lying and being in Land Lot 134, 10th District, Newton County, Georgia, and being more particularly described as follows:

BEGINNING AT an iron pin stake on the north side of Brown Bridge Road a distance of 400 feet, as measured in a westerly direction from the west side of Jack Neely Road along the northern side of Brown Bridge Road; thence in a westerly direction along the northern side of Brown Bridge Road a distance of 200 feet to an iron pin stake; thence due North a distance of 235 feet to an iron pin stake; thence South 83 degrees 30 minutes East a distance of 200 feet to an iron pin stake; thence due South a distance of 235 feet to the northern side of Brown Bridge Road and the point of beginning, all according to plat of survey for MacArthur Williamson by George W. O’ Neill, GA RLS No. 1142, dated February 27, 1973, and recorded in Plat Book 11, page 60, public records of Newton County, Georgia, which plat is by reference thereto incorporated herein and made a part hereof for a more particular and complete description.

NOTICE OF the initiation of this proceeding has been given to the said ADAM CARNES as required by Georgia Laws 1981, p. 834 (O.C.G.A. Section 44-14-162.1 et. seq.).THIS PROPERTY is being sold as the property of ADAM CARNES subject to unpaid ad valorem taxes. The proceeds of said sale shall be distributed in accordance with the terms of said Deed to Secure Debt.NEWTON FEdERAl BANK, F/K/A NEWTON FEDERAL SAVINGS AND LOAN ASSOCIATION AS ATTORNEY-IN-FACT FOR ADAM

CARNESAlExANdER ROYSTON, LLPATTORNEYS AT Law1121 FlOYd StreetCOVINGTON, GA 30014

PUBlIC NOTICE #1065672/8,15,22,3/1

STATE OF GEORGIA COUNTY OF NEWTON


A dEFAUlT having occurred under the terms of the Promissory Note from GREGORY J. SHY a/k/a GREGORY J. SHY, JR. to NEWTON FEDERAL BANK (in the original principal sum of $104,000.00) dated November 8, 2006, secured by a Deed to Secure Debt of even date therewith recorded in Deed Book 2322, pages 471-475, Newton County Records, and the entire indebtedness having been declared due and payable as therein provided, under the powers contained in said deed and in accordance with the terms thereof, there will be sold on the courthouse steps in said county at public outcry, during the legal hours of sale on the first Tuesday in March, 2015, to the highest bidder for cash, the following described property, to wit:All THAT tract or parcel of land lying and being in Land Lot 238 of the 9th Land District, City of Covington, Newton County, Georgia, as shown on plat of survey prepared by John Elwin Knight, Ga. RLS #1945, dated February 9, 1976, and recorded in Plat Book 13, page 10, Newton County Records, which plat is hereby incorporated herein by reference thereto, and being more particularly described as follows:TO FINd THE TRUE POINT OF BEGINNING, commence at a point on the southern right-of-way line of Laseter Street (38-foot right-of-way) where the center line of Strong Street, if extended to said southern right-of-way, would intersect; thence in an easterly direction along the said southern right-of-way line of Laseter Street 37.0 feet to an iron pin; thence South 00 degrees 58 minutes East 149.56 feet to an iron pin which is the TRUE POINT OF BEGINNING; thence North 65 degrees 46 minutes East 150.50 feet; thence South 01 degree 33 minutes West 327.40 feet; thence South 88 degrees 55 minutes West 147.77 feet ; thence North 01 degree 33 minutes East 265.47 feet; thence North 76 degrees 25 minutes East 12.48 feet to the TRUE POINT OF BEGINNING.CONVEYEd HEREWITH is an easement, 12 feet in width, for ingress and egress to the within described property as described on said plat, which is incorporated herein by reference thereto for the description of said easement.

TOGETHER WITH:

All THAT tract or parcel of land situated, lying and being in Land Lot 238, 9th District (Covington), Newton County, Georgia, same being a ten (10) foot strip of land and being more particularly described as follows: BEGINNING at a point where the Northwest corner of property now or formerly of Anthony Shy intersects with the Northeast corner of property now or formerly of Gregory J. Shy, Jr.; thence running South 1 degree 33 minutes West, along the line between property now or formerly of Gregory J. Shy, Jr. and property now or formerly of Anthony Shy a distance of 265.47 feet to the Southwest corner of property now or formerly of Gregory J. Shy, Jr.; thence running South 88 degrees 55 minutes West a distance of 10.0 feet to a point; thence running North 1 degree 33 minutes East a distance of 261.1 feet to a point; thence running North 65 degrees 46 minutes East a distance of 11.09 feet to a point and the point of beginning. All as set forth on a Plat of Survey for Gregory J. Shy dated August 5, 1986, revised February 19, 1987, as prepared by Joseph C. King, Land Surveyor, and recorded in Plat Book 21, page 119, Clerk’s Office, Newton County Records.BEING THE same property described in Warranty Deed from Anthony Shy to Gregory J. Shy, Jr. dated March 1987 as recorded in Deed Book 283, page 622, Newton County Records.

NOTICE OF the initiation of this proceeding has been given to the said GREGORY J. SHY a/k/a GREGORY J. SHY, JR. as required by Georgia Laws 1981, p. 834 (O.C.G.A. Section 44-14-162.1 et. seq.).THIS PROPERTY is being sold as the property of GREGORY J. SHY a/k/a GREGORY J. SHY, JR. subject to unpaid ad valorem taxes. The proceeds of said sale shall be distributed in accordance with the terms of said Deed to Secure Debt.NEWTON FEdERAl BANK, AS ATTORNEY-IN-FACT FOR GREGORY J. SHY a/k/a GREGORY J. SHY, JR.

AlExANdER ROYSTON, LLPATTORNEYS AT Law1121 FlOYd StreetCOVINGTON, GA 30014

PUBlIC NOTICE #1065662/8,15,22,3/1

STATE OF GEORGIA COUNTY OF NEWTON NOTICE OF SAlE UNdER POWER

BECAUSE OF a default in the payment of the indebtedness secured by a Security Deed executed by James Rutledge aka James O. Rutledge to Mortgage Electronic Registration Systems, Inc. as nominee for Wachovia Mortgage Corporation dated August 30, 2005, and recorded in Deed Book 1999, Page 294, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A. by Assignment, securing a Note in the original principal amount of $69,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 3, 2015, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property

described in said Deed, to-wit:

All THAT tract or parcel of land lying and being in Land Lot 94 of the 10th Land District, Newton County, Georgia, containing 0.587 acres, more or less as more particularly described on that plat of survey prepared by Caldwell & Associates, certified by Brian A. Caldwell, Ga. R.L.S. No. 2956, dated August 30, 2005, which is recorded at Plat Book 43, page 175, Newton County Records. Said plat of survey and the record thereof are incorporated herein by reference for a more complete description of the subject property.

SAId PROPERTY is known as 30 Mimosa Road, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

SAId PROPERTY will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

THE PROCEEdS of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

THE SAlE will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

THE PROPERTY is or may be in the possession of James Rutledge a/k/a James O. Rutledge, successor in interest or tenant(s).

WEllS FARGO Bank, N.A. as Attorney-in-Fact for James Rutledge aka James O. Rutledge

FIlE NO. 12-034884SHAPIRO, SWERTFEGER & HASTY, LLP*ATTORNEYS ANd Counselors at Law2872 WOOdCOCK Blvd., Suite 100ATlANTA, GA 30341-3941(770) 220-2535/KMMWWW.SWERTFEGER.NET *THE lAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.[FC-NOS]

PUBlIC NOTICE #1065972/1,8,15,22,3/1

STATE OF GEORGIACOUNTY OF NEWTON


BY VIRTUE of the power of sale contained in that certain Deed to Secure Debt from JAMES GOOlSBY to CITIFINANCIAL SERVICES, INC. dated May 18, 2006, filed for record May 22, 2006, and recorded in Deed Book 2191, Page 598, NEWTON County, Georgia Records, as last transferred to CITIFINANCIAL SERVICING LLC by assignment recorded in Deed Book 3292, Page 179, NEWTON County, Georgia Records, Deed to Secure Debt having been given to secure a Note dated May 18, 2006 in the original principal sum of ONE HUNDRED TWENTY NINE THOUSAND SEVEN HUNDRED TWENTY NINE AND 37/100 DOLLARS ($129,729.37), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at NEWTON County, Georgia, within the legal hours of sale on the first Tuesday in March, 2015, the following described property:

All THAT TRACT OR PARCEL OF LAND LYING AND BEING IN GALTHERS DISTRICT, G.M., OF NEWTON COUNTY, GEORGIA, CONTAINING NINE (9) ACRES MORE OR LESS AND BOUNDED AS FOLLOWS:

ON NORTH BY MACEDONIA CHURCH LOT, ON EAST BY LANDS OF CHARLIE GAITHER: ON SOUTH BY LANDS OF DOUGLAS DIGBY, AND ON WEST BY PUBLIC ROAD LEADING FROM GAITHERS TO COVINGTON, GEORGIA; BEING THAT PORTION OF TRACT A SHOWN ON PLAT RECORDED IN PLAT BOOK 1, PAGE 14, NEWTON COUNTY RECORDS, NOT CONVEYED TO DOUGLAS DIGBY BY DEED DATED MARCH 21, 1957, AND RECORDED IN DEED BOOK 48, PAGE 261, NEWTON COUNTY RECORDS. THERE IS SITUATED ON THIS PROPERTY ONE (1) 6-ROOM DWELLING HOUSE.

SAVING ANd EXCEPTING AN OUT-CONVEYANCE OF METES AND BOUNDS TO ALICE NEAL MOELHANEY HEREIN BY DEED RECORDED 4/4/67 IN BOOK 80 AND PAGE 486 AS FOLLOWS:

All THAT TRACT OR PARCEL OF LAND LYING AND BEING IN GAITHERS DISTRICT GM, NEWTON COUNTY, GEORGIA. BEGINNING AT MUTUAL CORNER OF JAMES GOOLSBY AND DOUGLAS DIGBY ON EAST SIDE OF HENDERSON MILL ROAD; THENCE RUNNING NORTH ALONG HENDERSON MILL ROAD NINETY (90) FEET; THENCE NORTHEAST ONE HUNDRED FIFTY (150) FEET; THENCE SOUTHEAST NINETY (90) FEET TO LINE OF DOUGLAS DIGBY; THENCE WEST ALONG LINE OF DOUGLAS DIGBY ONE HUNDRED FIFTY (150) FEET TO POINT OF BEGINNING. BOUNDED AS FOLLOWS ON WEST BY HENDERSON MILL ROAD, NORTH BY LANDS OF JAMES GOOLSBY, EAST BY LANDS OF JAMES GOOLSBY AND SOUTH BY LANDS OF DOUGLAS DIGBY.

TO THE best of the knowledge and belief of the undersigned, the party in possession of the

property is JAMES GOOLSBY or a tenant or tenants. Said property is more commonly known as: 2107 HENdERSONMIll Rd, COVINGTON, GA 30014.

THE dEBT secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given). THE INdIVIdUAl or entity that has full authority to negotiate, amend, and modify all terms of the loan is CITIFINANCIAL SERVICING LLC, 1000 TECHNOLOGY DRIVE, O FALLON, MO 63368; (877) 245-2514.


THE SAlE will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

SAId PROPERTY will be sold as the property of JAMES GOOLSBY.

CITIFINANCIAl SERVICING LLC

AS ATTORNEY-IN-FACT for

JAMES GOOlSBY

PHElAN HAllINAN Diamond & Jones, PLLC11675 GREAT Oaks Way, Suite 375AlPHARETTA, GA 30022TElEPHONE: 770-393-4300FAx: 770-393-4310PH # 22377

THIS lAW firm is acting as a debt collector. Any information obtained will be used for that purpose.

PUBlIC NOTICE #1066282/1,8,15,22,3/1



BY VIRTUE of the power of sale contained in that certain Deed to Secure Debt from JO ANN SOMERS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICA’S WHOLESALE LENDER dated November 30, 2005, filed for record December 19, 2005, and recorded in Deed Book 2074, Page 605, NEWTON County, Georgia Records, as last transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-86CB MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2005 86CB by assignment recorded in Deed Book 3146, Page 341, NEWTON County, Georgia Records, Deed to Secure Debt having been given to secure a Note dated November 30, 2005 in the original principal sum of NINETY NINE THOUSAND SEVEN HUNDRED SIXTY TWO AND 0/100 DOLLARS ($99,762.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at NEWTON County, Georgia, within the legal hours of sale on the first Tuesday in March, 2015, the following described property:

All THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 297 OF THE 9TH DISTRICT, NEWTON COUNTY, GEORGIA, CONTAINING 2.13 ACRES (MORE OR LESS) AND SHOWN AS LOT 46, BLOCK A, SECTION TWO, OF BRIARPATCH SUBDIVISION, AS SHOWN ON THE PLAT OF SURVEY FOR H. WAYNE DIGBY, DATED JULY 31, 1995, PREPARED BY EAST METRO SURVEYORS INCORPORATED, CERTIFIED TO BY GEORGE A. BUTCHER, GEORGIA RLS NO. 1903, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 28, PAGE 317, NEWTON COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION.

TO THE best of the knowledge and belief of the undersigned, the party in possession of the property is JO ANN SOMERS or a tenant or tenants. Said property is more commonly known as: 150 BRIAR PATCH ROAd, COVINGTON, GA 30014-1086.

THE dEBT secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given). THE INdIVIdUAl or entity that has full authority to negotiate, amend, and modify all terms of the loan is BAYVIEW LOAN SERVICING, LLC, 4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146; (800) 457-5105.

SAId PROPERTY will be sold

subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.


SAId PROPERTY will be sold as the property of JO ANN SOMERS.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-86CB MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2005 86CB

AS ATTORNEY-IN-FACT for

JO ANN SOMERS

PHElAN HAllINAN Diamond & Jones, PLC11675 GREAT Oaks Way, Suite 375AlPHARETTA, GA 30022TElEPHONE: 770-393-4300FAx: 770-393-4310PH # 21920

THIS lAW firm is acting as a debt collector. Any information obtained will be used for that purpose.

PUBlIC NOTICE #1066172/1,8,15,22,3/1



BY VIRTUE of the power of sale contained in that certain Deed to Secure Debt from TASHA S. WIllIAMS-MAJOR to SOURCE ONE MORTGAGE CORPORATION dated July 12, 1999, filed for record July 21, 1999, and recorded in Deed Book 845, Page 157, NEWTON County, Georgia Records, and as modified by that certain Loan Modification Agreement recorded in Deed Book 2987, Page 285, NEWTON County, Georgia Records, Deed to Secure Debt having been given to secure a Note dated July 12, 1999 in the original principal sum of ONE HUNDRED TWENTY EIGHT THOUSAND EIGHT HUNDRED THIRTY EIGHT AND 0/100 DOLLARS ($128,838.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at NEWTON County, Georgia, within the legal hours of sale on the first Tuesday in March, 2015, the following described property:

All THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 135, 10TH DISTRICT, NEWTON COUNTY, GEORGIA, AND BEING SHOWN AS LOT 105, WISTERIA MANOR, PHASE THREE ON A PLAT OF SURVEY OF SAME RECORDED IN PLAT BOOK 32, PAGE 5, PUBLIC RECORDS OF NEWTON COUNTY, GEORGIA, WHICH PLAT IS BY REFERENCE THERETO INCORPORATED HEREIN AND MADE A PART HEREOF FOR A MORE PARTICULAR AND COMPLETE DESCRIPTION.

TO THE best of the knowledge and belief of the undersigned, the party in possession of the property is TASHA S. WILLIAMS-MAJOR or a tenant or tenants. Said property is more commonly known as: 25 WISTERIA CIR, COVINGTON, GA 30016.

THE dEBT secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given). THE INdIVIdUAl or entity that has full authority to negotiate, amend, and modify all terms of the loan is CITIMORTGAGE, INC., 1000 TECHNOLOGY DRIVE, O’FALLON, MO 63368-2239; (866) 272-4749.



SAId PROPERTY will be sold as the property of TASHA S.


WILLIAMS-MAJOR.

CITIMORTGAGE, INC., SUCCESSOR BY MERGER WITH SOURCE ONE MORTGAGE CORPORATION

As ATTORNEy-IN-FACT forTAsHA s. WILLIAMS-MAJOR

PHElAN HAllINAN & Jones, LLC11675 GREAT Oaks Way, Suite 375AlPHARETTA, GA 30022TElEPHONE: 770-393-4300FAx: 770-393-4310PH # 22283

THIs lAw firm is acting as a debt collector. Any information obtained will be used for that purpose.

PublIC NOTICE #1065952/1,8,15,22,3/1

sTATE OF GEORGIACOuNTy OF NEwTON NOTICE OF sAlE uNDER POwER

bECAusE OF a default in the payment of the indebtedness secured by that certain Security Deed, dated May 31, 2007, executed by Deborah V. Pringle and Joseph A. Pringle to Lendmark Financial Services, Inc., recorded in Deed Book 2445, Page 391, Newton County, Georgia Deed Records, and securing a Note in the original principal amount of $71,100.00, said Security Deed last having been assigned to BRANCH BANKING AND TRUST COMPANY, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in March, 2015 to-wit: March 3, 2015, during the legal hours of sale, before the Newton County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 263 OF THE 9TH DISTRICT OF NEWTON COUNTY, GEORGIA, AND BEING LOT NO. 141, BLOCK B OF SETTLERS GROVE SUBDIVISION AS SHOWN ON PLAT RECORDED IN PLAT BOOK 18, PAGE 101, NEWTON COUNTY GEORGIA RECORDS; WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION OF THE METES AND BOUNDS, COURSES AND DISTANCES TO SAID PROPERTY.

THE AFOREDEsCRIbED real property is also known as 10125 Settlers Grove Road, Covington, GA 30014, according to the present system of numbering houses in Newton County, Georgia.

THIs sAlE will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.THE NAME, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Green Tree Servicing LLC, Attn: Loss Mitigation, 7360 S. Kyrene Road, Mail Stop P-214, Tempe, AZ 85283. The telephone number is (877) 337-4141. The fax number is (877) 265-9717.sAID REAl property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.TO THE extent that said real property is comprised of more than one parcel, said real property will be sold in one or more parcels and in such order as the holder of the Security Deed may determine.uPON INFORMATION and belief, said real property is presently in the possession or control of DEBORAH V. PRINGLE AND JOSEPH A. PRINGLE and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

bRANCH bANKING AND TRUST COMPANYAs ATTORNEy-IN-FACT forDEbORAH V. PRINGLE AND JOSEPH A. PRINGLE

EllIs, PAINTER, Ratterree & Adams LLP2 EAsT Bryan Street, 10th FloorsAVANNAH, GEORGIA 31401(912) 233-9700

THIs lAw FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

PublIC NOTICE #1066272/8,15,22,3/1

sTATE OF GEORGIACOuNTy OF NEwTON NOTICE OF sAlE uNDER POwER

bECAusE OF a default in the payment of the indebtedness secured by that certain Security Deed, dated September 28, 2005, executed by Kent s. Jones to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Opteum Financial Services, LLC, recorded in Deed Book 2024, Page 244, Newton County, Georgia Deed Records, and securing a Note in the original principal amount of $56,941.00, said Security Deed last having been assigned to EVERBANK, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in March, 2015 to-wit: March 3, 2015, during

the legal hours of sale, before the Newton County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF MANSFIELD IN LAND LOT 212 OF THE 19TH DISTRICT OF NEWTON COUNTY, GEORGIA, AND BEING SHOWN AS TRACT “A” CONTAINING 0.41 ACRES ON THAT PLAT OF SURVEY PREPARED FOR JOHN W. KINARD BY ROBERT M. BUHLER, GEORGIA RLS NO 1403; SAID PLAT BEING DATED MAY 15, 1998, AND RECORDED IN PLAT BOOK 31, PAGE 281, PUBLIC RECORDS OF NEWTON COUNTY, GEORGIA, AND SAID PLAT BY REFERENCE THERETO BEING INCORPORATED HEREIN AND MADE A PART HEREOF FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED, TRACT “A” CONTAINING 0.41 ACRES.

THE AFOREDEsCRIbED real property is also known as 149 Pine st., Mansfield, GA 30055, according to the present system of numbering houses in Newton County, Georgia.

THIs sAlE will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.THE NAME, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Green Tree Servicing LLC, Attn: Loss Mitigation, 7360 S. Kyrene Road, Mail Stop P-214, Tempe, AZ 85283. The telephone number is (877) 337-4141. The fax number is (877) 265-9717.sAID REAl property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.TO THE extent that said real property is comprised of more than one parcel, said real property will be sold in one or more parcels and in such order as the holder of the Security Deed may determine.uPON INFORMATION and belief, said real property is presently in the possession or control of KENT S. JONES and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

EVERbANKAs ATTORNEy-IN-FACT forKENT s. JONES

EllIs, PAINTER, Ratterree & Adams LLP2 EAsT Bryan Street, 10th FloorsAVANNAH, GEORGIA 31401(912) 233-9700

THIs lAw FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. PublIC NOTICE #1066572/8,15,22,3/1

sTATE OF GEORGIACOuNTy OF NEwTON

NOTICE OF sAlE uNDER POwER

bECAusE OF a default in the payment of the indebtedness secured by a Security Deed executed by Christopher D. Merrell and Monika s. Merrell to Mortgage Electronic Registration Systems, Inc. as nominee for Home America Mortgage, Inc. dated February 28, 2007, and recorded in Deed Book 2393, Page 79, Newton County Records, securing a Note in the original principal amount of $202,154.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 3, 2015, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All THAT tract or parcel of land lying and being in Land Lot 166 of the 10th District, Newton County, Georgia, being Lot 155, Phase One of Neely Manor Subdivision, as per plat thereof recorded in Plat Book 43, page 225, Newton County, Georgia Records, which recorded plat is incorporated herein by reference and made a part of this description.

sAID PROPERTy is known as 65 landon way, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

sAID PROPERTy will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

THE PROCEEDs of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be

distributed as provided by law.

THE sAlE will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

THE PROPERTy is or may be in the possession of Monika S. Merrell, a/k/a Monika Sistrunk Merrell, successor in interest or tenant(s).

sElENE FINANCE LP as Attorney-in-Fact for Christopher D. Merrell and Monika S. Merrell

FIlE NO. 14-050235sHAPIRO, swERTFEGER & HASTY, LLP*ATTORNEys AND Counselors at Law2872 wOODCOCK Blvd., Suite 100ATlANTA, GA 30341-3941(770) 220-2535/CHwww.swERTFEGER.NET *THE lAw FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.[FC-NOs]

PublIC NOTICE #1066112/1,8,15,22,3/1



bECAusE OF a default in the payment of the indebtedness secured by a Security Deed executed by Jacqueline lay to Mortgage Electronic Registration Systems, Inc. as nominee for Home America Mortgage, Inc. Corporation dated November 18, 2002, and recorded in Deed Book 1327, Page 350, Newton County Records, securing a Note in the original principal amount of $109,538.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 3, 2015, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All THAT tract or parcel of land lying and being in Land Lot 96 and 103 of the 9th District, Newton County, Georgia, and being designated as Lot 16 of Hunters Ridge Subdivision, Unit One, according to that final plat of survey of same prepared by Louie D. Patrick, GA RLS #1757, dated 09/12/01, and recorded in Plat Book 36, Page 221-224 Clerks Office, Newton, Superior Court, which plat is incorporated herein and made a part hereof by reference thereto for a more complete description of the property conveyed herein.

sAID PROPERTy is known as 170 Hunters Keep, Covington, GA 30014, together with all fixtures and personal property attached to and constituting a part of said property, if any.


THE PROCEEDs of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.


THE PROPERTy is or may be in the possession of Jacqueline Lay, successor in interest or tenant(s).

wElls FARGO Bank, NA as Attorney-in-Fact for Jacqueline Lay

FIlE NO. 14-049173sHAPIRO, swERTFEGER & HASTY, LLP*ATTORNEys AND Counselors at Law2872 wOODCOCK Blvd., Suite 100ATlANTA, GA 30341-3941(770) 220-2535/KlMwww.swERTFEGER.NET *THE lAw FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.[FC-NOs]

PublIC NOTICE #1065792/1,8,15,22,3/1



bECAusE OF a default in the payment of the indebtedness secured by a Security Deed executed by James Klika to Mortgage Electronic Registration Systems, Inc. as nominee for The CIT Group/Consumer Finance, Inc. dated May 27, 2004, and recorded in Deed Book 1728, Page 228, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2004-4, Home Equity Pass-Through Certificates, Series 2004-4 by Assignment, securing a Note in the original principal amount of $116,100.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 3, 2015, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property

described in said Deed, to-wit:

All THAT tract or parcel of land lying and being in the 9th Land District of Newton County, Georgia, and being Lot 24 of Flint Hill Subdivision as shown on plat of survey thereof dated June 4, 1977, prepared by William H, Alexander, Jr., R.S., and being more particularly described as follows:

TO FIND THE TRUE POINT OF BEGINNING, commence at the intersection of the easterly right-of-way of State Highway 81 with the southerly right-of-way line of Flint Hill Drive; thence in a generally easterly direction along the southerly right-of-way line of Flint Hill Drive a distance of 896.06 feet to an iron pin located at the Northeast corner of property of Arthur Norred, Jr., which iron pin is the TRUE POINT OF BEGINNING; and from the TRUE POINT OF BEGINNING, thence continuing in an easterly direction along the southerly right-of-way line of Flint Hill Drive a distance of 184.3 feet to an iron pin; thence South 0 degrees 10 minutes West 171.41 feet to an iron pin; thence North 88 degrees 58 minutes West 185.0 feet to an iron pin; thence North 0 degrees 43 minutes East 154.58 feet to the iron pin marking the TRUE POINT OF BEGINNING.

lEss AND EXCEPT, HOWEVER, the following described property, to wit:

All THAT tract or parcel of land lying and being in Land Lot 337 of the 9th Land District, Newton County, Georgia, and a part of Lot 24 of the Flint Hill Subdivision, as shown on that plat of survey for Henry T. Jones and Ann W. Jones by John Elwin Knight, Georgia RLS #1945, dates 7/9/87 and revised 7/20/87, the same being recorded in Plat Book 21, page 252, Clerk’s Office, Newton Superior Court, which plat is incorporated herein by reference thereto for a more complete description. This being set out in that Quitclaim Deed from Henry T. Jones and Ann W. Jones to Robert A. Dial dated 07/25/87 and recorded in Deed Book 293, page 372, Newton County Records, which is incorporated herein by reference.

All THAT tract or parcel of land lying and being in Land Lot 337 of the 9th LandDistrict, Newton County, Georgia, as shown on survey for Ray Dial by Richard E. Nutt, RLS #1797, dated 9/8/81 and recorded in Plat Book 18 page 257 Clerk’s Office, Newton Superior Court, which plat is incorporated herein by reference thereto for a more complete description, and being more particularly described as follows:

TO ARRIVE AT THE TRUE POINT OF BEGINNING, begin at the intersection of the easterly right-of-way of-State Route 142 and the southerly right-of-way of Flint Hill Drive; thence from said intersection, running in an easterly direction along the southerly right-of-way of Flint Hill Drive 730.68 feet to a point; thence south 154.58 feet to an iron pin found at the southwest corner of Lot 24, Flint Hill Subdivision, and the southeast corner of Lot 25, said subdivision; thence from said iron pin found, which iron pin found is the TRUE POINT OF BEGINNING, running North 89 degrees 21 minutes East 184.82 feet to an iron pin found; thence South 7 degrees 49 minutes East 210.0 feet to an iron pin placed; thence South 89 degrees 08 minutes West 203.80 feet to an iron pin placed; thence North 2 degrees 38 minutes West 209.26 feet to an iron pin found, which iron pin found is the TRUE POINT OF BEGINNING. Said tract contains .93 acres according to the above survey

sAID PROPERTy is known as 50 Flint Hill Drive, Oxford, GA 30054, together with all fixtures and personal property attached to and constituting a part of said property, if any.




THE PROPERTy is or may be in the possession of James Klika, successor in interest or tenant(s).

u.s. bANK National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2004-4, Home Equity Pass-Through Certificates, Series 2004-4 as Attorney-in-Fact for James Klika

FIlE NO. 12-036100sHAPIRO, swERTFEGER & HASTY, LLP*ATTORNEys AND Counselors at Law2872 wOODCOCK Blvd., Suite 100ATlANTA, GA 30341-3941(770) 220-2535/KMMwww.swERTFEGER.NET *THE lAw FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.[FC-NOs]

PublIC NOTICE #1066102/1,8,15,22,3/1



bECAusE OF a default in the

payment of the indebtedness secured by a Security Deed executed by Jeffrey D. simmons to Mortgage Electronic Registration Systems, Inc. as nominee for Shelter Mortgage Company, LLC dba Fairfield Mtg dated June 5, 2008, and recorded in Deed Book 2615, Page 368, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA by Assignment, securing a Note in the original principal amount of $107,808.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 3, 2015, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All THAT tract or parcel of land lying and being in Land Lot 8, 10th District, Newton County, Georgia. and being shown as Lot 17, Phase Three, Laurel Ridge Subdivision, as per plat recorded in Plat Book 26, page 277, Public Records of Newton County, Georgia, which plat is by reference thereto incorporated herein and made a part hereof for a more particular and complete description.

sAID PROPERTy is known as 190 laurel way, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.




THE PROPERTy is or may be in the possession of Jeffrey D. Simmons, successor in interest or tenant(s).

wElls FARGO Bank, NA as Attorney-in-Fact for Jeffrey D. Simmons


PublIC NOTICE #1066072/1,8,15,22,3/1



bECAusE OF a default in the payment of the indebtedness secured by a Security Deed executed by Justin R. McVey and Ashley N. McVey to Mortgage Electronic Registration Systems, Inc. as nominee for Towne Mortgage Company DBA AmeriCU Mortgage dated August 16, 2011, and recorded in Deed Book 2932, Page 552, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA by Assignment, securing a Note in the original principal amount of $132,319.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 3, 2015, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All THAT PARCEL OF LAND IN NEWTON COUNTY, STATE OF GEORGIA, AS MORE FULLY DESCRIBED IN DEED BOOK 2638, PAGE 166, ID# 483870010, BEING KNOWN ANDDEsIGNATED As LOT 118, RIVERBROOKE PLANTATION, FILED IN PLAT BOOK 30, PAGE 237.All THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 96 AND 97, 8TH DISTRICT, NEWTON COUNTY, GEORGIA, AND BEING SHOWN AS LOT 118, UNIT ONE, RIVERBROOKE PLANTATION, ON A PLAT OF SURVEY OF SAME RECORDED IN PLAT BOOK 30, PAGE 237, PUBLIC RECORDS OF NEWTON COUNTY, GEORGIA, WHICH PLAT IS BY REFERENCE THERETO INCORPORATED HEREIN AND MADE A PART HEREOF FOR A MORE PARTICULAR AND COMPLETE DESCRIPTION.by FEE SIMPLE DEED FROM BEST BUILT HOMES, INC. AS SET FORTH IN DEED BOOK 2638, PAGE 166 DATED 08/15/2008 AND RECORDED 08/19/2008, NEWTON COUNTY RECORDS, STATE OF GEORGIA.

sAID PROPERTy is known as 105 Riverbrooke Trl, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.

sAID PROPERTy will be sold subject to any outstanding ad valorem taxes (including taxes

which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.



THE PROPERTy is or may be in the possession of Justin R. McVey and Ashley N. McVey, successor in interest or tenant(s).

wElls FARGO Bank, NA as Attorney-in-Fact for Justin R. McVey and Ashley N. McVey


PublIC NOTICE #1065711/25,2/1,8,15,22,3/1



bECAusE OF a default in the payment of the indebtedness secured by a Security Deed executed by Keisha lashun Key to Mortgage Electronic Registration Systems, Inc. as nominee for Community Capital Bank dated August 31, 2010, and recorded in Deed Book 2847, Page 557, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A. by Assignment, securing a Note in the original principal amount of $64,136.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 3, 2015, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All THAT tract or parcel of land lying and being in Land Lot 185 of the 10th District of Newton County, GA, being Lot 138, Phase II, Fairview Estates Subdivision, as per plat recorded in Plat Book 40, through 35, revised in Plat Book 40, Pages 237 through 246 of the Newton County, GA Records, which plat is incorporated herein by reference and made a part hereof.

sAID PROPERTy is known as 130 Chandler Fields Drive, Covington, GA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any.




THE PROPERTy is or may be in the possession of Keisha Lashun Key, successor in interest or tenant(s).

wElls FARGO Bank, N.A. as Attorney-in-Fact for Keisha Lashun Key


PublIC NOTICE #1065812/1,8,15,22,3/1



uNDER AND by virtue of the power of sale contained in a Security Deed from DOuGlAs E. DICKsON and DIANE C. DICKsON to LIBERTY NATIONAL BANK N/K/A UNITED COMMUNITY BANK, dated September 8, 2003, recorded September 10, 2003, in Deed Book 1523, Page 174, Newton County, Georgia records, as last modified by Modification of Security Deed dated August 26, 2014, recorded in Deed Book 3263, Page 380, Newton County, Georgia records; also that certain Assignment of Rents dated September 8, 2003, recorded in Deed Book 1523, Page 183, Newton County, Georgia


records, said Security Deed being given to secure a Note from DOUGLAS E. DICKSON D/B/A D&D PROPERTIES and DIANE C. DICKSON dated August 26, 2014, in the original principal amount of Fifty One Thousand One Hundred Sixty Seven and 69/100 ($51,167.69) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Newton County, Georgia, within the legal hours of sale on the first Tuesday in March, 2015, the following described property:All thAt tract or parcel of land lying and being in the City of Covington, Newton County, Georgia, being a part of the Cherry Valley Subdivision and shown on that plat of survey thereof recorded in Plat Book 9, Page 32, in the Office of the Clerk of the Superior Court of Newton County, Georgia, which plat is by reference thereto incorporated therein and made a part hereof, and being more particularly described as follows:Beginning on the southern line of the right-of-way of Cherry Valley Drive at a point 547.1 feet, as measured in an eastern and northeastern direction along the southern and southeastern line of the right-of-way of said Cherry Valley Drive, from its intersection with the eastern line of the right-of-way of Monticello Street, which point of beginning further described as being the northeastern corner of property now or formerly of James L. Harper; thence in an eastern direction along the southern line of right-of-way of said Cherry Valley Drive a distance of 100.00 feet; thence in a southern direction a distance of 214.7 feet to the property now or formerly of Gerald Malcom; thence South 62 degrees 27 minutes West along the line of said property now or formerly of Malcom a distance of 120.5 feet; thence North 06 degrees 21 minutes East along the eastern line of the property now or formerly of Alverna Ford and the eastern line of said property now or formerly of James L. Harper a total distance of 277.1 feet to the Point of Beginning; and being improved property with a rock and frame dwelling house situated thereon.the deBt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).SAid property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.to the best knowledge and belief of the undersigned, the party in possession of the property is DOUGLAS E. DICKSON and DIANE C. DICKSON or a tenant or tenants.United CoMMUnity BANKS/B/M liBerty NATIONAL BANK,AS Attorney in Fact for DOUGLAS E. DICKSON and DIANE C. DICKSONl. loU AllenStiteS & Harbison, PLLC520 WeSt Main StreetBlUe ridge, Georgia 30513(706) 632-7923File no. 7484A-03711

pUBliC notiCe #1066582/8,15,22,3/1

StAte oF georgiACoUnty oF neWton

notiCe oF SAle Under poWer

Under And by virtue of the Power of Sale contained in a Security Deed given by Julia e. green and Winston green, Jr. to IndyMac Bank, F.S.B., a federally chartered savings bank, dated November 13, 2003, recorded on December 10, 2003 in Deed Book 1580, Page 350, Newton County, Georgia Records, said Security Deed having been last sold, assigned, transferred and conveyed to Deutsche Bank National Trust Company, as Trustee for IndyMac INDX Mortgage Loan Trust 2004-AR10, Mortgage Pass-Through Certificates, Series 2004-AR10, the secured creditor, by Assignment conveying the after-described property to secure a Note in the original principal amount of Three Hundred Seventy-Six Thousand and 00/100 DOLLARS ($376,000.00), with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on March 3, 2015 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All thAt tract or parcel of land lying and being in Land Lot 403 of the 16th District, Newton County, Georgia, being Lot 22, Highlands Forest, as per plat recorded in Plat Book 34, Page 163, Newton County, Georgia Records, said Plat being incorporated herein and made reference hereto.

SAid property is known as 105 highlands Forest lane, oxford, gA 30054, together with all fixtures and personal property attached to and constituting a part of said property, if any.

SAid property will be sold as the property of Julia E. Green aka Julia F. Green and Winston Green, Jr., the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Julia E. Green aka Julia F. Green and Winston Green, Jr. or a tenant or tenants. Said property will be sold subject to any outstanding

ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

pUrSUAnt to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above.

the deBt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys’ fees. Notice has been given of intention to collect attorneys’ fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law. pUrSUAnt to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage on behalf of the secured creditor, Deutsche Bank National Trust Company, as Trustee for IndyMac INDX Mortgage Loan Trust 2004-AR10, Mortgage Pass-Through Certificates, Series 2004-AR10, is as follows: Specialized Loan Servicing LLC, 8742 Lucent Boulevard, Suite 300, Highlands Ranch, CO 80129, 1-800-315-4757. The foregoing notwithstanding, nothing in O.C.G.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.

deUtSChe BAnk National Trust Company, as Trustee for IndyMac INDX Mortgage Loan Trust 2004-AR10, Mortgage Pass-Through Certificates, Series 2004-AR10AS Attorney in Fact forJUliA e. Green and Winston Green, Jr.MorriS|SChneider|WittStAdt, llC1303 hightoWer Trail, Suite 315 SAndy SpringS, Georgia 30350h t t p : / / F o r e C l o S U r e .CloSingSoUrCe.netgA-91000590-13

thiS lAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

pUBliC notiCe #1066222/8,15,22,3/1

StAte oF georgiAneWton CoUnty


pUrSUAnt to the power of sale contained in a Security Deed from lynWArd pAUl thoMpSon and dAllAS M. CAtron to PRIME ABODE, LLC, dated 12/20/2013, filed for record 12/26/2013, and recorded in Deed Book 3196, Page 403-408 Newton County, Georgia Records, said Deed to Secure Debt having been given to secure a Note dated December 20, 2013, in the original principal sum of $59,900.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Newton County, Georgia, within the legal hours of sale on the first Tuesday in March, 2015, the following described property:All thAt TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 3 OF THE 10TH DISTRICT OF NEWTON COUNTY, GEORGIA BEING LOT 218 OF MOUNTAINVIEW ESTATES, UNIT FOUR, AS PER PLAT RECORDED IN PLAT BOOK 33, PAGES 43-47 (MORE PARTICULARLY DESCRIBED ON PAGE 45), NEWTON COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF. SAid property is commonly known as 285 Mountain Way, Covington georgia 30016 together with all fixtures and personal property attached to and constituting a part of said property, if any. the deBt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given).to the best knowledge and belief of the undersigned, the parties in possession of the subject property are: Lynward Paul Thompson and Dallas M. Catron.the individUAl or entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Jeremy A. Moulton, Esq., 925 Railroad Street, Conyers Georgia 30012, 770-483-4406. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. the SAle will be conducted subject to confirmation the sale is not prohibited by bankruptcy; outstanding ad valorem taxes and/or assessments, if any; utility liens which may not be of record, if any; and all easements and restrictions of record, if any, having priority over

this Security Deed. priMe ABode, LLC as Attorney-in-Fact for Lynward Paul Thompson and Dallas M. Catron

thiS lAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

JereMy A. Moulton, Esq.925 rAilroAd Street NW ConyerS gA 30012 (770) 483-4406

pUBliC notiCe #1066762/8,15,22,3/1

StAte oF georgiACoUnty oF neWton


BeCAUSe oF a default in the payment of the indebtedness secured by a Security Deed executed by doris Smith to First Franklin A Division of Nat. City Bank of IN dated March 24, 2005, and recorded in Deed Book 1878, Page 465, Newton County Records, said Security Deed having been last sold, assigned, transferred and conveyed to WELLS FARGO BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2005-FF6 by Assignment, securing a Note in the original principal amount of $134,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, March 3, 2015, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All thAt tract or parcel of land lying and being in Land Lot 153 of the 10th District of Newton County, Georgia and being Lot 37, Creekview Heights, Phase One, as per plat of same filed for record at Plat Book 36, pages 270 through 274, Newton County, Georgia records. The description of said Lot as shown on said plat is by reference, specifically incorporated herein.

SAid property is known as 40 kirkland Meadows, Covington, gA 30016, together with all fixtures and personal property attached to and constituting a part of said property, if any. SAid property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

the proCeedS of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. the SAle will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

the property is or may be in the possession of Doris Smith, successor in interest or tenant(s). WellS FArgo BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2005-FF6 as Attorney-in-Fact for Doris Smith

File no. 14-050381ShApiro, SWertFeger & HASTY, LLP*AttorneyS And Counselors at Law2872 WoodCoCk Blvd., Suite 100AtlAntA, gA 30341-3941(770) 220-2535/SJWWW.SWertFeger.net *the lAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.[FC-noS]

ShApiro, SWertFeger & HASTY, LLPAttorneyS And COUNSELORS AT LAWdUke BUilding – SUITE 1002872 WoodCoCk BOULEVARDAtlAntA, georgiA 30341770-220-2535FAX: 770-220-2921

pUBliC notiCe #1065992/1,8,15,22,3/1

public noticein the JUvenile CoUrt oF

neWton CoUntyStAte oF georgiA

to: MArk Pringle

in the INTEREST OF:M.p. S e X : Female D O B : 09/25/06 CASe # 107-14J-1187

J.p. SeX: Male DOB: 10/05/10 CASe # 107-14J-1188

d.p. S e X : Female D O B : 01/12/12 CASe # 107-14J-1189Children Under 18 Years of Age

A petition to Terminate Parental Rights has been filed in this Court by the Georgia Department of Human Services by and through the Newton County Department of Family and Children concerning the above children. In accordance with O.C.G.A. Section 15-11-281, you are hereby notified that this proceeding and the hearing(s) specified herein is for the purpose

of terminating your parental rights and to place permanent custody of said children with the Georgia Department of Human Services by and through the Newton County Department of Family and Children Services pending adoption. This is a summons requiring you to be in Court. If you fail to come to court as required you may be held in contempt of court and punished accordingly.

noW thereFore, you, the parties named above, are commanded to be and appear on the date and time stated below, and to remain in attendance from hour to hour, day to day, month to month, year to year, and time to time, as said case may be continued, and until discharged from the court, and you are commanded to lay any and all business aside and to be and appear in said court at the time and place below stated, each of you then and there to make defense thereto and to show cause why the said child(ren) and all parties named herein should not be dealt with according to the provisions of the law.

notiCe oF EFFECT OF TERMINATION JUDGMENTgeorgiA lAW provides that you can permanently lose your rights as a parent. A petition to terminate parental rights has been filed requesting the court to terminate your parental rights to your child. A copy of the petition to terminate parental rights is attached to this notice. A court hearing of your case has been scheduled for the 20th day of February 2015, at 1:00 p.m., at the Newton County Juvenile Court, 1132 Usher Street, Covington, Georgia 30014.iF yoU fail to appear, the court can terminate your rights in your absence.

iF the court at the trial finds that the facts set out in the petition to terminate parental rights are true and that termination of your rights will serve the best interests of your child, the court can enter a judgment ending your rights to your child.

iF the judgment terminates your parental rights, you will no longer have any rights to your child. This means that you will not have the right to visit, contact, or have custody of your child or make any decisions affecting your child or your child’s earnings or property. Your child will be legally freed to be adopted by someone else.

even iF your parental rights are terminated:(1) yoU will still be responsible for providing financial support (child support payments) for your child’s care unless and until your child is adopted; and(2) yoUr child can still inherit from you unless and until your child is adopted.

thiS iS a very serious matter. A party is entitled to an attorney in the proceedings. You should contact an attorney immediately so that you can be prepared for the court hearing. You have the right to hire an attorney and to have him or her represent you. If you cannot afford to hire an attorney, the court will appoint an attorney if the court finds that you are an indigent person. Whether or not you decide to hire an attorney, you have the right to attend the hearing of your case, to call witnesses on your behalf, and to question those witnesses brought against you. iF yoU have any questions concerning this notice, you may call the telephone number of the clerk’s office which is 770-784-2060.

thiS iS a summons requiring you to be in Court. If you fail to come to court as required you may be held in contempt of court and punished accordingly.

WitneSS the Honorable Sheri C. Roberts, Judge of said Court, this 15th day of January 2015.

JeSSiCA gASkill(depUty) ClerkJUvenile CoUrt of Newton County, Georgia

pUBliC notiCe #1065741/25,2/1,8,15

in the SUperior CoUrt oF neWton CoUnty

StAte oF georgiA

riCky WArdAlly,plAintiFF,

vS.

deShorne WArdAlly, OCWEN LOAN SERVICING, LLC, AND BANK OF AMERICA CORPORATION,

deFendAntS.

Civil ACtion File No.2015Cv88-1

to: deShorne Wardally11221 nW 1st CourtCorAl SpringS, Florida 33071

notiCe oF PUBLICATION

By order for service by publication dated the 27th day of January, 2015, you are hereby notified that on the 15th day of January, 2015, Ricky Wardally filed a Petition to Quiet Title action.

yoU Are required to file with the Clerk of the Superior Court, and serve upon Petitioner’s attorney, John A. Roberts, Esquire, THE ROBERTS LAW FIRM, P.C., 462 East Paces Ferry Road, N.E., Atlanta, Georgia 30305, an answer in writing within sixty (60) days of the date of the order for publication.

WitneSS, the Honorable, Eugene M. Benton Judge of this Superior Court. thiS 27th day of January, 2015.

/S/lindA d. HaysClerk, SUperior Court,neWton CoUnty, Georgia

pUBliC notiCe #1066962/8,15,22,3/1

notiCe oF AMendMent

An AppliCAtion for a certificate of amendment of its articles of

incorporation has been made by The Peoples Bank, Newton County, Georgia, by filing such application with the Department of Banking and Finance in accordance with the applicable provisions of Chapter 1 of Title 7 of the Official Code of Georgia Annotated, known as the “Financial Institutions Code of Georgia.” The purpose of said articles of amendment is to redesignate the main office of The Peoples Bank, currently at 6124 Highway 278 NE, Covington, Newton County, Georgia to the current Conyers branch office of The Peoples Bank at 1793 Highway 138 SE, Conyers, Rockdale County, Georgia.

[7-1-513: notiCe is to be published once a week for two consecutive weeks with the first publication occurring within ten days of receipt by the newspaper of the articles of amendment or statement.]

pUBliC notiCe #1067142/15,22

notiCe oF pUBliCAtionStAte oF georgiA

CoUnty oF neWtonSUperior CoUrt oF neWton

CASe no. 2014-CV-192-5

plAintiFFS: MiChelle Reid and Leigh Reid

to deFendAnt: Eric Randal Jacob3043 highWAy 81 South,Covington, georgiA 30016

greetingS:

By order of the Court dated January 12, 2015 you are hereby notified that on February 5, 2014, Michelle Reid, Individually and on the Behalf of Leigh Reid filed suit against you for personal injuries arising from a motor vehicle collision that occurred on March 14, 2012. You are hereby commanded and required to file with the Clerk of said Court and serve upon A. Jack Hinton, Plaintiff’s attorney, whose address is 2901 Piedmont Road, N.E., Suite A, Atlanta, Georgia 30305 an Answer to the Complaint within sixty (60) days of January 15th, 2015.

WitneSS the Honorable W. Kendall Wynne, Jr. Judge of the said court.thiS 15th of January, 2015.

/S/lindA d. HaysClerk, SUperior Court of Newton County

pUBliC notiCe #1065861/25,2/1,8,15

notiCe to ClAiMAntS

to All PERSONS HOLDING CLAIMS AGAINST THE NACHO BAR, LLC

yoU Are hereby notified that The Nacho Bar, LLC (“the Company”) has filed a Notice of Commencement of Winding Up with the Secretary of State. If you have a claim against The Nacho Bar, LLC arising from money borrowed, services rendered, or any other basis, please provide the Company with the following information at the address set forth below by The Nacho Bar, LLC. All claims which are not received by the Company within two (2) years after this publication will be barred. The Nacho Bar, LLC shall notify all claimants of acceptance or rejection of the claims submitted.

pleASe provide in your Notice of Claim the following:1. nAMe of claimant;2. ClAiMAnt’S address;3. AMoUnt of claim; and4. Whether the claim is contingent or liquidated, secured or unsecured. If secured, describe the collateral. If unsecured, describe the nature of the claim.

in All cases, attach copies of documents supporting the existence of the claim. Mail copies of this claim, with all supporting documentation, to: The Nacho Bar, LLC, c/o Greer, Stansfield & Turner, LLP, P.O. Box 1617, Covington, Georgia 30015-1617.


vAriAnCegeorgiA, neWton County

A petition (VAR15-000177) HAS BEEN FILED WITH THE NEWTON COUNTY BOARD OF ZONING APPEALS FOR A VARIANCE FOR THE PROPERTY BELONGING TO:

good hope BAPTIST CHURCH

WhoSe SUBJeCt PROPERTY ADDRESS/LOCATION IS AT 1111 HWY 162 CONTAINING 2.4 ACRES BEING ON TAX MAP 47A PARCEL 80 AND HAVING ROAD FRONTAGE ALONG THE EAST SIDE OF HWY 162 AND THE NORTH SIDE OF MOTE RD. AppliCAnt iS REQUESTING A VARIANCE TO EXPAND A PLACE OF WORSHIP ON LESS THAN 4 ACRES IN A RESIDENTIAL DISTRICT

the BoArd OF ZONING APPEALS WILL HOLD A PUBLIC HEARING ON THE:

26th dAy OF FEBRUARY 2015 AT 7:00 P.M.

thiS Meeting WILL BE HELD IN THE NEWTON COUNTY HISTORIC COURTHOUSE, 2ND FLOOR BOARDROOM. THOSE HAVING CONCERNS ABOUT THIS PETITION SHOULD ATTEND THE MEETING.

pUBliC notiCe #1067202/15

public Sales AuctionspUBliC AUCtion

the FolloWing vehicles were abandoned and have been foreclosed through Newton County Magistrate Court. These vehicles will be sold at Public Auction on Saturday, February 28, 2015 at 1:00 PM. Registration will begin at 12:00 noon The auction will be held at our ConyersloCAtion ChAnCey’S Wrecker

Service,

inC. 539 MCdAniel Mill Rd SW

ConyerS gA 30012

oFFiCe 770-786-2603FAX 770-922-5223

1997 Ford Ranger

1FtCr10U6vUB70195

1994 Ford Cutaway Van

1Fdke30g4rhA02871

1990 niSSAn Maxima

Jn1hJ01p4lt387671

1996 hondA Accord

1hgCd563XtA030266

1999 volkSWAgen Jetta

3vWpA81h7XM210551

1993 Ford Explorer

1FMdU32X9pUA35247

2000 niSSAn Maxima

Jn1CA31d2yt727568

1999 Jeep Cherokee

1J4g268S5XC663763

2000 SAtUrn SL2

1g8ZJ5277y2238960

1997 Ford Taurus

1FAlp52U1vA307481

1995 toyotA Camry

4t1gk12e9SU111287

2003 dodge Neon

1B3eS56C63d204007

2003 hondA Accord

1hgCM72223A021912

2002 hyUndAi XG-350

kMhFU45e22A190564

1997 Ford Ranger

1FtCr14A0vpA34384

1994 Chevrolet Van

1gCdg15Z1rF180934

1994 BUiCk Regal

2g4WB55l7r1406679

1995 Jeep Cherokee

1J4FJ68S9Sl534805

2002 toyotA Camry

4t1Be32k22U547126

1999 hondA Accord

1hgCg5644XA125895

1999 niSSAn Altima

1n4dl01d0XC274288

2004 Ford Explorer

1FMZU67k14UC04242

1996 Ford F-150

1FteF15y2tlB38120

2007 hondA Fit

JhMgd38427S057762

2005 SUZUki Forenza

kl5Jd56Z35k234310

1996 geo Metro

2C1Mr2290t6775857

2001 hondA Accord

1hgCg32441A008495

1999 dodge Dakota

1B7Fl26X6XS194503

2012 Big Tex 51’ Tlr

16vgX5120C2624949

2013 yAMAhA FZ8NDG

JyArn27e0dA004230

04 dodge Intrepid

2B3Ad46r34h708932

2011 toyotA Avalon

4t1Bk3dB1BU435603

2000 linColn Navigator

5lMrU27A7ylJ11685


trade names

AppliCAtion to regiSter A BUSineSS to Be CondUCted

Under trAde nAMe, pArtnerShip or otherS

StAte oF GEORGIA

CoUnty oF NEWTON

the UnderSigned does hereby

certify that David H Castaneda and

Rubenia C Melgar-Mejia conducting

a business as Health and Beauty XL

Life in the City of Covington, County

of Newton, in the State of Georgia,

under the name of Health and

Beauty XL Life and that the nature

of the business is selling health and

beauty products and that the names

and address of the persons, firms or

partnership owning and carrying on

said trade or business are:

rUBeniA C Melgar Castaneda

dAvid h Castaneda

440 Shiver Blvd

Covington, gA 30016

/S/dAvid CAStAnedAoWner/S/rUBeniA C Melgar


Sunday, Feb. 15, 2015 Page 1DThe Covington News LIVING

ComputersPCAfterDark ★★

★

GET HEALTHY AND STAY FIT!

FREE TO ATTEND

FREE HEALTH SCREENINGS

GRAND PRIZE & DOOR PRIZE GIVEAWAYS

SATURDAY, FEB. 21, 2015

NOON - 4 P.M.

NEWTON COLLEGE &

CAREER ACADEMY

144 RAM DRIVE,

COVINGTON, GA

EntertainmentInsurance providerHome health carePresentations by health care providersExhibitors showcasing their products and services

n

n

n

n

n

AT THE EVENT:

D Sunday, Feb. 15, 2014 The Covington NewsHEALTH & FITNESS EXPO

Visit at least 12 of these exhibitors* at the 2015 Health & Fitness Expoon Saturday, Feb. 21st to enter for your chance to win the

Grand Prize of a 8” Touchscreen Dell Venue Tablet*.*(Intel Atom Z3740D 1.8GHz Quad-Core Processor, Microsoft Windows 8.1, 64 GB Flash Memory, 2 GB RAM, 8-Inch Touchscreen Display,

Microsoft Office Home & Student 2013 included. Grand Prize donated by PC After Dark Computers, Covington, Ga.)

Expo to be held at Newton College & Career Academy, 144 Ram Drive, Covington, Ga.The drawing will take place at the Health & Fitness Expo on Saturday, February 21st.

EXPO&fitnesspresented by

& EXPOpresented by

Exhibitors and Grand Prize

ENTRY FORM

*Eligible entries must be validated by at least 12 exhibitors and must include your complete name, address, email and phone number.Employees of The Covington News and their immediate family members are excluded from winning. Must be 18 years or older to win. Need not be present to win.

__ Newton Medical Center

__ Decatur Pediatric Group, PA

__ The Covington News

__ Covington Family YMCA

__ Atlanta Gastroenterology Associates

__ Right at Home

__ Alcovy Fitness & Wellness

__ Covington Family Chiropractic

Dr. Jamie Adams

__ Griswold Home Care

__ Newton County Sheriff CHAMPS

__ Connect Hearing

__ Humana

__ WYAM JammAmerica

__ Regime Squad DJ’s

__ Belinda Raynor

Mary Kay Independent Consultant

Name ____________________________________________________________________________________________________________

Address ___________________________________________________________________________________________________________

City/State/Zip _____________________________________________________________________________________________________

Email Address __________________________________________ Phone Number ____________________________________________

PCAfterDark ★★

Computers★

The Regime Squad DJ’S We aim to always satisfy your music

entertainment needs through mix CDs, weekly mix shows and

quarterly events.

For more information visit ourwebsite Regime Squad DJS like us

on Facebook or follow us onTwitter @Regimesquaddjs

That’s the way Will Ready lives his life. No excuses, no regrets and no looking back! Will’s approach to success has everything to do with perfection, his love of music, writing and a strong Will to ensure he arrives at his destination Ready for any obsta-cles he may need to face.

Will’s story reflects his love of basketball, his admiration of pioneers in the music business and a small twist of fate that sidelined him from basketball and placed him on the path of melodies and music. At 6’4” and 200 pounds, Will’s presence is hard to miss. It seemed natural that basketball would be part of his life and it was until a fatal knee injury took him away from college basketball and into the arena of show stop-ping entertainment. Will’s full service music business, known as (RMG) Ready Music Group, is built for success. Will views the injury as a blessing in disguise, one which he capitalized on through his music and keen business savvy.

Will is the total package Smooth R&B, Soul, Jazz entertainer. His quests has landed him on the international radar with welcoming fans in Europe, Japan and the Caribbean. Will has opened shows for music legends such as Chaka Khan, The Temptations, The Whispers, Al Jarreau, Zapp, Midnight Star, Slave, and Howard Hewitt amongst others.

Recording and performing professional for over 20 years, Will Ready has released 5 CDs with the label Ready Music Group and his latest hit “Seduction” is receiving air play domestic and internationally.

Will attributes his silky seductive style to his love of R&B, Soul, Jazz artists such as Maze Featuring Frankie Beverly, Maxwell, Kem, Luther Vandross, Keith Sweat, John Legend, and R. Kelly. Ready or not, Will has the soulful sound of a balladeer whose focus is to please and tease.

Not only is Will Ready a talented artist, he’s also a professional actor with film credits! Will Ready is excited about his upcoming role as Detective Omar Patton in the new J. Mark Eiden/45th Parallel Production Film, “Fork”!

Where there’s a will, there’s a way

We are already two months into the new year, meaning the weight-loss plan is well under way or it’s getting past time to shed those unwanted Holiday 2014 pounds.

The Covington News has the perfect way to help with both of those scenarios with our 2015 Health and Fitness Expo. The Expo will be Saturday, Feb. 21 from noon until 4 p.m. at Newton College and Career Academy, 144 Ram Drive in Covington.

The free event will feature a full line-up of health and medical experts from around Newton County.

There will also be a grand prize give-away of an 8-inch Touchscreen Dell Venue

Tablet and several door prizes.It is free to all who attend, featuring

free health screenings, entertainment, presentations and exhibitors. Among the exhibitors are Alcovy Fitness, Health Care providers, Home Health Care Services, Newton Medical Center, the Covington Y, Covington Family Chiropractice, Decatur Pediatric Group and more.

While learning ways to keep healthy, visitors can also enjoy information and entertainment on our main stage. Appear-ing at 12:30 p.m. will be a wellness fitness demonstration from Alcovy Fitness, followed by Newton Medical Center at 1

p.m. Will Ready will perform at 1:30 p.m., followed by Decatur Pediatrics, Newton Medical and another appearance by the singer, Ready.

Our grand prize giveaway will be an-nounced at 3:45 p.m.

While walking around the expo, visitors can have their blood pressure screened, weight checked, allergies screened, gain patient education and more.

Included in this special section of The Covington News is tips and resources from your own community to help contin-ue or kick start a healthy lifestyle.

—Bryan Fazio

from the editor STAGE LINE UP12 noon

Opening & Welcome12:30pm

Alcovy Fitness & Wellness Fitness Demonstration

1:00pm Newton Medical

1:30pm Performance by Will Ready

1:45pm Decatur Pediatrics

2:00pm Newton Medical

3:00pm Performance by Will Ready

3:45PM Grand Prize Give A Way

Sunday, Feb. 15, 2015 Page 3DThe Covington News

Pre-ParticiPationSPortS PhySicalS

Physicals performed by Newton Medical Center physicians and staff

When: Saturday, April 25 from 8 a.m. to 4 p.m.

Where: Newton High School Gymnasium 1 Ram Way, Covington, GA

Cost: $20

Half of the proceeds will benefit the high school athletic programs

Schedule: Please check with your school regarding the scheduled time for each school

For the 2015-2016 School YearNewton County and surrounding area high school athletes

For additional information, email Angela Roberts at [email protected].

www.Georgia-Ortho.com

770.788.6534

HEALTH & FITNESS EXPO

5126 Hospital Drive NE Covington, GA 30014770.786.7053www.newtonmedical.com

Newton Medical Center brings together the highest level of care and compassion with the latest in hi-tech, patient friendly equipment that rivals even the largest hospitals. We offer a full line of medical services and procedures to give you the best possible care right here at home.

Our Services: BirthCare Center, Cardiac Rehabil-

itation, Critical Care Unit, Diabetes Education, Emergency Department, Fitness Forum, Home Health, Im-aging Center, Interventional Pain Management, Interventional Radiol-ogy, Knox Surgical Center, Lactation Center, Neonatal Intensive Care Unit, Outpatient Center, Physical Therapy, Sleep Disorder Center, Speech Ser-vices, Women’s Diagnostic Center and Wound Care & Hyperbaric Center

To schedule an appointment, call 770.385.4436.

Our Support Groups & Educa-tion:

Breast Cancer | 770-385-7826The breast cancer support group

is open to all cancer patients and is held the last Monday of each month at 12:30 p.m. A free cancer education class is offered to help patients navi-gate a cancer diagnosis.

Breastfeeding | 770-385-4182Newton Medical Center offers

prenatal educational classes, breast-feeding consultations by appoint-ment and a monthly breastfeeding support group.

Diabetes | 770-385-4185Diabetes classes are offered month-

ly with day and evening options.One-day class: 2nd & 4th Mon-

day of each month from 8:30 a.m. to 3:00 p.m.

Two-night class: 2nd Tuesday & Thursday of each month from 6:00 p.m. to 9:00 p.m.

A free diabetes support group meeting is offered on the first Mon-day of every month at 11 a.m.

Our Hospital Physician Owned Practices:

Georgia Orthopedics & Sports Medicine

Reneé S. Riley, MD, FAAOSRyan J. Tomlins, MD, CAQErica Vrvilo, PA-C4181 Hospital DriveSuite 204Covington, GA 30014770.788.6534

Pavilion Surgical AssociatesB. Carter Rogers, MD, FACSSteven R. Whitworth, MD, FACS4181 Hospital Drive NESuite 303Covington, GA 30014770.787.6957

Newton Medical Family PracticeDonna Groover, MDKimberly Chitwood, FNP7143 Turner Lake RoadCovington, GA 30014770.788.9970

East Atlanta Hematology & Oncology

Victoria Afshani, MD10157 Eagle DriveCovington, GA 30014770.786.0655

East Atlanta Infectious DiseaseSuji Mathew, MD7143 Turner Lake RoadCovington, GA 30014770.787.4504

Southeastern NeurologySonal Hazariwala, MDJennifer McDonald, ARNP5211 Highway 278 NECovington, GA 30014770.787.8200

When you need medical care, we can help.

Calling all middle and high school ath-letes! Georgia Orthopedics & Sports Medi-cine is hosting the annual Pre-Participation Sports Physicals event on Saturday, April 25 at Newton High School Gymnasium. The event will pre-screen athletes who may be at risk for specific conditions that could potentially save the life of an athlete.

Each spring, Georgia Orthopedics & Sports Medicine serves the community with a pre-participation sports physical event open for all area schools. The team of physicians and athletic trainers offers a full day of physicals at a reduced cost of $20. Half of the funds raised are donated to each school’s athletic training program.

The Pre-Participation Sports Physicals event is part of the Athletic Training Pro-gram provided by Newton Medical Center. The Athletic Training Program oversees in-jury prevention and recovery in the student athletic programs. The program started in 2012 and is administered by Georgia Or-thopedics & Sports Medicine which serves middle Georgia with world class trained physicians Dr. Reneé S. Riley and Dr. Ryan J. Tomlins. Both physicians trained at the highly acclaimed American Sports Med-icine Institute founded by Dr. James R. Andrews. Georgia Orthopedics & Sports Medicine staffs a fulltime athletic trainer at each Newton County school – Alcovy, Eastside and Newton – as well as in Social

Circle City Schools and Perimeter College.The sports physical is an integral part

of the athletic training program. Specific traits in one’s health or family history, such as asthma or heart conditions, could poten-tially save the life of an athlete. When the athletic trainers are aware of these condi-tions, they can treat and monitor athletes for their specific needs.

“When we do a sports physical, we are looking from a different perspective than other physicians,” says Dr. Ryan Tomlins of Georgia Orthopedics & Sports Medicine.

Parents offer a vital role in the preven-tion and injury recovery of their children. The sports physicals event is a great way for parents to ensure their children are stay-ing healthy in the game. Parents are also encouraged to utilize the athletic trainers and the connection they provide to their children’s health throughout the athletic season. The sports physicals event provides an opportunity to start the relationship and communication between parents and the athletic trainers. The event will also feature a concussion video for parents to watch.

A schedule with each school’s time at the sports physicals event will be announced soon. For more information about the Pre-Participation Sports Physicals or the Athletic Training Program, call Angela Roberts at 770.788.6534 or visit www.geor-gia-ortho.com.

Pre-participation sports physicals

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Page 4D Sunday, Feb. 15, 2015 The Covington News

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Exercising consistently is a great way to get healthy. For those who find their workout routines monotonous, switching up exercises and embracing some of the newer, trendier fitness regimens may be a way to maintain your momentum at the gym.

High-intensity workoutsHigh-intensity interval training, or HIIT, is a concept behind some of today’s most pop-

ular exercise programs. HIIT combines cardiovascular and strength-training movements into a concentrated workout designed to keep your heart rate elevated. HIIT workouts blend bouts of intense exercise with either rest or low-intensity activity. These workouts seem to promote faster weight loss than prolonged workouts at moderate paces.

While HIIT is functional, it is not best for those who have preexisting orthopedic in-juries or serious cardiovascular conditions. But many people enjoy a stronger heart and improved muscle tone from HIIT workouts.

KettlebellsThese weighted cast-iron workout tools can be an interesting addition to strength-train-

ing workouts. But their utility does not stop there. Using kettlebells during any physical activity will increase the amount of fat burned and can provide a full-body workout. Kettle-bells come in different weights, and newcomers are urged to start out gradually and build up in weight as they become more familiar and toned.

Trampoline cardioFor those who want to both shake up their workouts and lift their moods, jumping on a

trampoline can do just that. It’s difficult to be in a bad mood when bouncing around like a kid on a trampoline. Trampoline classes are turning up in some upscale gyms, where each participant has his own individual trampoline. Routines mix in different choreography and small hand weights to promote a fun and effective cardio experience.

Water aerobicsSwimming isn’t the only thing you can do in a pool. Water workouts are ideal for those

with muscle and joint pain because the buoyancy of the water reduces stress on these areas, while providing enough resistance for a deep workout. Workouts may begin in chest-deep water and progress to deeper water for added resistance. Some gyms now offer aqua cy-cling classes that combine water aerobics with spinning.

Dance and hip-hop classesZUMBA® classes have been popular for quite some time. But many health clubs offer

additional classes that employ dance to burn calories and tone muscles. Some gyms have developed their own cardio-based dance classes that get people moving to music in a fun way. Routines are fun and fast-moving, which may make them feel less like a workout and more like a social event.

Recess classesAdults who want to feel like kids again need only to enroll in a fitness class that borrows

activities from the playgrounds of our youth. From walking like a crab to running drills to balance beams, these workouts take school recess and bring it to the health club.

Trendy exercises to rev up workouts

Heart health should be a concern for people of all ages, but especially so for men and women over 50. That’s because, according to the American Heart Association, even men and women who are free of cardiovascular disease at age 50 are at a significant lifetime risk of developing the disease.

But heart disease does not have to be an accepted byproduct of aging. For example, a 2014 study published in the AHA journal Circulation found that maintaining or increasing physical activity after age 65 can improve the heart’s well-being and lower risk of heart attack.

In addition to increasing physical activity as they age, older men and women who under-stand heart disease and learn to recognize its symptoms have a greater chance of minimizing its affects and lowering their risk of having a heart attack.

What are the symptoms of heart disease?Heart disease is a blanket term used to describe a host of conditions, so symptoms vary

depending on each individual condition. The following are some of the more widely known conditions and their symptoms:

· Hypertension: Also known as high blood pressure, hypertension is a largely symptomless form of heart disease. The AHA notes that the idea that hypertension produces symptoms such as difficulty sleeping, facial flushing, nervousness, and sweating is a misconception. Symptoms typically do not alert men and women to the presence of hypertension, high-lighting the emphasis men and women should place on routine visits to the doctor’s office, where their blood pressure can be taken.· Heart attack: The symptoms of a heart attack are different than the symptoms of heart disease that may lead to heart attack. The former can be found by visiting www.heart.org. Signs that you may be heading toward a heart attack include undue fatigue, palpitations (the sensation that your heart is skipping a beat or beating too rapidly), dyspnea (difficulty or labored breathing), chest pain or discomfort from increased activity.· Arrhythmia: Arrhythmia means your heartbeat is irregular, and men and women often mistakenly believe arrhythmia only afflicts those who already have been diagnosed with heart disease or have had a heart attack. But arrhythmia can affect even those men and women who have healthy hearts and no history of cardiovascular disease. Symptoms of ar-rhythmia can vary greatly, from a single premature beat to a series of premature beats that occur in rapid succession. Arrhythmia that lasts long enough to affect heart function may include symptoms such as rapid heartbeat, fatigue, dizziness, lightheadedness, shortness of breath, and chest pain.

How can I protect my heart?

Heart healthy habits take some effort, but men and women can protect their hearts regard-less of their ages.

· Get sufficient exercise. At least 30 minutes of exercise per day can protect against disease.· Quit smoking. Smoking increases your risk for a host of ailments, including heart disease. Quitting is a great way to start getting your heart and other parts of your body back on track.· Include heart-healthy foods in your diet. A diet that is rich in fruits and vegetables and low in cholesterol, salt and saturated fat promotes heart health.· Don’t drink alcohol to excess. Like smoking, drinking alcohol to excess can lead to a host of problems, such as high blood pressure, arrhythmia and high cholesterol, each of which increases your risk of heart disease.· Lose weight. Being overweight or obese is a major risk factor for heart disease. If you have already started to exercise daily and eat a more heart-healthy diet, then you’re on your way to losing weight. Consult your physician if diet and exercise don’t seem to be helping you to shed pounds.

Heart disease kills millions of people across the globe each year, many of whom are over 50. But men and women who learn about heart disease and how to reduce their risk stand a far greater chance of fighting the disease.

Keep your heart running strong into your golden years

photo courtesy of Metro Creative Connection

Sunday, Feb. 15, 2015 Page 5DThe Covington News HEALTH & FITNESS EXPO

Complimentary Hearing ScreeningSpecialists in the Detection and Treatment ofDigestive Diseases, Hepatitis and Colon Cancer

The specialists at Atlanta Gastroenterology Associates are experts in colon cancer screeningsand evaluating and treating every type of digestive disorder, including:

• Crohn’s Disease | UC • Liver Disease • Hepatitis • Barrett’s Esophagus• Irritable Bowel Syndrome • Hiatal Hernias • Intestinal Polyps • Heartburn• Acid Reflux | Ulcers • Diarrhea • Constipation • Hemorrhoids

With a convenient location in Conyers, getting the care you need has never been easier.

1501 Milstead Road | Suite 160 | Conyers, Georgia 30012 | 678.745.3033

www.atlantagastro.com | 1.866.GO.TO.AGA [468.6242]AGA is a participating provider for Medicare, Medicaid and most healthcare plans offered in Georgia.

Barry Levitt, M.D. Mahmoud B. Barrie, M.D. David Rabin, M.D.

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(Family Features) If you recently com-mitted to managing your weight or dieting, it may be time to change your approach. For long-term results, ditch fad dieting and adopt a balanced approach to eating with a focus on healthy foods.

Being healthy isn’t just about fitting into skinny jeans. According to a recent na-tional survey, there are many reasons why women consider dieting: 68 percent want to improve their health, 51 percent want to look their best, and 39 percent want to have more energy.

With these goals in mind, it may not come as a surprise that survey participants report-ed being on an average of nine diets in their lifetimes. In fact, 76 percent of American women who have dieted admit to having tried a fad diet.

However, nearly two out of three wom-en believe fad diets are difficult to maintain. What’s more, these diets may even be un-healthy, according to the Weight-control In-formation Network (WIN).

Some fad diets fail to provide your body with the nutrients your body needs. In ad-dition, sustained rapid weight loss can in-crease your risk of gallbladder problems, and heart problems can result from con-suming too few calories for too long.

To maintain a healthy weight and health-ier lifestyle, the experts at WIN suggest fo-cusing on establishing these healthy habits:

• Choose healthy foods, with a diet rich in fruits and veggies.• Manage calorie intake and portion

size. Keep on track by using a smaller plate, paying close attention to nutrition labels and weighing portions on a scale.• Make exercise part of your daily life. Even activities such as gardening or tak-ing the stairs can make a difference.

Managing your metabolism – how your body uses calories – is another key to healthy eating. Eating foods that deliver plenty of protein and fiber are all keys to maximizing your metabolism.

When it comes to healthy food, look for wholesome, nutritious options, even when you snack. For example, new Great Grains Granolas and The Bar Undone snack mixes are the first non-cereal Great Grains offerings. Made with less processed ingredients for more wholesome nutrition in every handful, each serving of Great Grains The Bar Undone snack mix has at least 8 grams of protein and 4 grams of fiber. One half-cup serving of new Great Grains Granola contains at least 26 grams of whole grains.

“At Great Grains, we believe when it comes to healthy eating, the secret is, there is no secret,” said Mangala D’Sa, Senior Di-rector of Marketing for Post Foods. “A fad-free diet, complete with wholesome, nutri-tious foods is key to healthy eating.”

A balanced approach to eating, coupled with a few lifestyle changes, are all the tools you need to succeed on your weight control quest. For more smart eating tips and reci-pes, visit www.greatgrains.com.

Forget fad diets & focus on health

How to eat after50

As people age, their dietary needs begin to change. Foods that were once staples of your diet as a youth may be restricted once you hit a certain age, while other foods you may have always avoided may now be nec-essary to fuel and support a healthy body.

Eating healthy foods and exercising may not be enough to sustain health, as hormonal changes and other health effects as a person reaches age 50 can have a profound impact on his or her nutritional requirements. The following are a few things men and women over 50 may want to consider as they look to eat a healthy diet for years to come.

Vitamin DBoth men and women age 50 and up

have a reduced ability to produce vitamin D through exposure to the sun. Extra vitamin D will be needed from foods and supple-ments. Everyone over the age of 50 should take a daily vitamin D supplement of 400 IU (10 µg), according to Canada’s Food Guide. Without adequate vitamin D, bone strength and health can deteriorate because vitamin D promotes calcium absorption. Vitamin D also has other roles, including helping neuromuscular and immune func-tion and reducing inflammation.

Friendly fatsPeople over age 50 should increase their

intake of unsaturated fats and reduce con-sumption of saturated fats. Nutrient-rich unsaturated fats can guard against heart conditions, protect against stroke, keep skin supple, and even help men and wom-en maintain good neurological health. Omega-3 fatty acids can be found in nuts, olives, seeds, and fatty fishes.

Increase protein

According to Christine Gerbstadt, MD, RD, a spokesperson for the Academy of Nu-trition and Dietetics, as they age, men and women need more protein in their diets to maintain their muscle mass. The amount of protein needed at a younger age no longer may be adequate. Look for lean sources of protein from fish and poultry. Beans are also a low-fat source of protein that can help ful-fill daily protein requirements.

More fiberEating more fiber can help with diges-

tive and intestinal problems, such as con-stipation. Constipation can occur when fiber intake is not enough, coupled with a more sedentary lifestyle. The best way to get fiber is through diet. Leave the skins on fruit and vegetables and choose whole fruits over juices. Whole-grain breads and cereals also are good sources of fiber. Dry beans and lentils can add a fiber boost. Always increase fiber slowly to determine your tolerance.

Fewer caloriesThe National Institute on Aging says

women over the age of 50 need between 1,600 and 2,000 calories, depending on how physically active they are. Men need between 2,000 and 2,400 calories per day. With each passing year there is a decrease in the energy required to maintain body weight, so caloric intake should be adjusted accordingly.

More waterAs a person ages, his or her body may not

signal it is thirsty as well as it once did, so it’s possible that you may not recognize when you are thirsty or dehydrated. The Mayo Clinic recommends around nine to 10 cups of beverages per day to remain hydrated.


When it comes to digestive issues, you deserve the best possible care from experienced physicians. The Board Certified specialists at Atlanta Gastroenterology Associates (AGA) are experts in colon cancer screening and in evaluating and treating every type of digestive order, including: acid reflux, Barrett’s esophagus, constipation and diarrhea, Crohn’s disease, liver disease and hepatitis, intestinal polyps, irritable bowel syndrome, hemor-rhoids, ulcers, and ulcerative colitis.

One of the most important procedures our physicians perform is a screening colonoscopy. It is one of the few cancers that, when detected in its early stages, is highly preventable. Studies suggest that a screen-ing colonoscopy is considered the single best method for detecting and removing pre-cancerous polyps. The test itself is performed under light sedation and usually takes less than 30 minutes. Following the American Cancer Society’s guidelines, our physicians recommend screening colo-noscopies for every adult beginning at age 50. If there is a family history of colon cancer, or other risk factors, some people may need to be screened at a younger age. Ask your doctor when screening is right for you.

Atlanta Gastroenterology Associates has a convenient location in Conyers where Dr. Mahmoud Barrie, Dr. Barry Levitt and Dr. David Rabin see pa-tients. For more information, visit www.atlantagastro.com or call 1-866-GO-TO-AGA [468-6242].

about Atlanta Gastroenterology Associates


Pasta e Fagioli SoupRecipe created by Kelsey Nixon Prep time: 5 minutesCook time: 25 minutesServings: 4 2 tablespoons extra-virgin olive oil 4 ounces chopped pancetta (about 1/2 cup) 1mediumyellowonion,finelychopped 3 cloves garlic, minced 2 teaspoons fresh thyme leaves 1/2 teaspoon kosher salt 1/2 teaspoon cracked black pepper 2 (15-ounce) cans cannellini beans, drained and rinsed 1 (14.5-ounce) can diced fire-roastedtomatoes 3 (14.5-ounce) cans chicken broth 1 1/2 cups ditalini pasta (short tubular pasta) 1/4 cup grated Parmesan cheese, for garnishIn large heavy-bottomed pot, heat olive oil over medium-high heat. Brown pancetta bits just until they start to crisp before adding onion, garlic and thyme. Season with salt and pepper, and saute until fragrant and golden brown.

Add canned beans, tomatoes and chicken broth. Bring soup to rapid boil before adding pasta. Reduce to simmer and cook soup cov-ered, stirring occasionally for 8–10 minutes or until pasta is cooked al dente.

Season with salt and pepper to taste before serving. Garnish with Parmesan cheese and serve with crusty bread.

Note: You can substitute bacon for pancetta, if desired.

Quinoa Chicken Vegetable SaladPrep time: 5 minutesCook time: 10 minutesServings: 6 1 (14.5-ounce) can chicken broth 1 cup quinoa 1 (14-ounce) can diced tomatoes, drained 1 (10-ounce) can chicken breast, drainedandflaked 1 (8-ounce) can cut green beans, drained 1 (8.75-ounce) can corn, drained 3 tablespoons extra-virgin olive oil 2 tablespoons fresh lemon juice 2 tablespoons fresh chopped parsley 1/4 teaspoon ground black pepperIn medium saucepan over high heat, heat chicken broth and quinoa to boiling. Cover and simmer, stirring occasionally, about 10 minutes. Set aside to cool.

In large bowl, combine cooled quinoa, diced tomatoes, chicken breast, green beans, corn, olive oil, lemon juice, parsley and pepper; toss to mix well.

Pea and Corn Risotto Servings: 4 4 cups canned low sodium chicken broth 2 tablespoons extra-virgin olive oil 1 small onion, diced 1 cup Arborio rice 1 (11-ounce) can no salt added whole-kernel corn, drained 1 (8.5-ounce) can low sodium peas, drained 1/4 cup grated Parmesan cheese 1 tablespoon butter Salt and ground black pepper, to tasteIn 2-quart saucepan over high heat, heat chicken broth to simmering; keep warm.

Meanwhile, in 3-quart saucepan over medium heat, in hot olive oil, cook onion until tender-crisp, stirring occasionally. Add rice and cook for 2 minutes until coated with oil. Gradually add chicken broth, 1/2 cup at a time, until absorbed, stirring frequently. Continue adding remaining broth, 1/2 cup at a time, stirring occasionally, cooking rice until al dente, about 25 minutes.

Stir in corn, peas, Parmesan cheese and butter to heat through. Add salt and pepper to taste. Serve immediately.

Almond Cherry Tres Leches Cake Recipe created by Kelsey NixonServings: 12 Cake: 11/2 cupsall-purposeflour 1 1/2 teaspoons baking powder 1/2 teaspoon salt 1/2 cup unsalted butter, softened 1 cup granulated sugar 5 large eggs 1/2 teaspoon almond extract 1 (14.5-ounce) can pitted cherries, thoroughly drainedTres leches mixture: 1/4 cup heavy cream 1 (12-ounce) can evaporated milk 1 (14-ounce) can sweetened condensed milk Icing: 1 1/2 cups heavy cream, chilled 4 tablespoons powdered sugar 1/4 teaspoon almond extract 1/4 cup chopped almonds, toastedFor cake, preheat oven to 350°F. Grease and flour 9-by-13-inch cake pan.

Whisk together flour, baking powder and salt into large mixing bowl.

Cream butter, sugar and eggs with electric mixer on high until yolks turn pale yellow. Mix in almond extract. Slowly incorporate dry ingredients into wet ingredients until fully combined — avoid over-mixing. Pour into prepared pan, evenly spreading batter out.

Bake until cake has cooked through, 30 minutes. Cool slightly, then pierce surface of cake with fork several times.

Combine heavy cream, evaporated milk and condensed milk in small bowl or pitcher. Drizzle milk mixture over top and allow cake to sit and absorb milk mixture.

For icing, whip together heavy cream, sugar and almond extract. Spread evenly over top of soaked cake. Top with toasted almonds.

Refrigerate at least 2 hours or until ready to serve.

FAMILY FEATURES

Every parent has been there. It’s Thursday afternoon and the kids are asking, “What’s for dinner?” Searching for inspiration, you head to the refrigerator, only to realize that the groceries you bought on Sunday have run out or spoiled. But before the panic sets in and you reach for the takeout menus, remember that the solution

for a wholesome, homemade meal is right in your pantry — or “Cantry.”“With a well-stocked pantry full of canned ingredients, I know I always have the makings of a nutritious

and flavorful meal,” said Kelsey Nixon, host of “Kelsey’s Essentials” on Cooking Channel and Food Network. “Fruits and vegetables are harvested at their peak of ripeness and canned in just hours, making the can one of the best ways to get food from its source to my family’s table. I just open up a can, unlock that flavor and goodness and make it a ‘Cantry’ Thursday night!”

With canned food staples like canned beans, chicken, green beans and broth on hand, you’ll be well on your way to savory meals like Quinoa Chicken Vegetable Salad and Nixon’s Pasta e Fagioli Soup.

For more information about the canning process, delicious recipes and to learn how you can get cooking with canned foods, visit CansGetYouCooking.com.

Mediterranean Chicken PitasPrep time: 10 minutesServings: 2 1 (10-ounce) can chicken breast, drainedandflaked 1/2 cupfinelychopped cucumber 1/2 cupfinelychopped red bell pepper 1 (4.5-ounce) can chopped green chilies, drained 1/4 cup Greek yogurt 2 tablespoons fresh chopped dill 2 whole wheat pitas 4 lettuce leaves In large bowl combine chicken, cucumber, red bell pepper, green chilies, yogurt and dill; toss to mix well.

Cut each pita in half horizontally; carefully open each pita half. Fill each with 2 lettuce leaves and half of chicken mixture.

Pasta e Fagioli Soup

Quinoa Chicken Vegetable Salad

Almond Cherry Tres Leches Cake

Pea and Corn Risotto

Mediterranean Chicken Pitas


Deputies from the C.H.A.M.P.S. Unit and Community Outreach will be

providing information about various drugs such as Methamphetamine, Cocaine and Marijuana as well as

information on several of theprograms offered by the department.

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In the’80s, there was D.A.R.E, which stood for Drug Abuse Resistance Education. Now there’s C.H.A.M.P.S, which stands for Choosing Healthy Activities and Methods promoting safe-ty. The 12-week program teaches students to avoid destructive behavior and is taught in local schools.

The program was founded in 2003 by the Georgia Sheriff ’s Association to address what the association refers to as “these urgent challenges.”

A deputy certified in the program teaches 12 one-hour classes on subjects including drug, alcohol and tobacco abuse prevention, boating and swimming safety, hunting and gun safety, gangs and violence and peer pressure. The target au-dience is fifth grade students, with the thought that as they leave elementary and enter into middle school, the program will help students continue to make positive choices.`

Newton County Sheriff’s Office

NCSO: Promoting healthy choices

For people who reside in rural com-munities, access to healthcare services is often limited. Some rural facilities may not be equipped to handle transitional care or specialized follow-up care after a life-changing illness or event. Allevant Solutions, LLC., a collaborative effort of Mayo Clinic and Select Medical, is a re-source available to make improved health-care a reality.

According to the U.S. Department of Health & Human Services, one-quarter of America’s population lives in rural ar-eas, where hospital closures have had a profound impact on access to healthcare. Compared to people who live closer to cities, rural residents generally have fewer doctors and fewer resources. In addition, ventilator or transitional care services may not be readily available locally.

Other difficulties include delivering services that target special health needs to rural areas. Low population density can make it difficult to advertise import-ant health screenings, distribute vaccines, such as influenza or shingles, and new-born and young children may not receive the routine screenings and immunizations required for proper health.

The Agency for Healthcare Research and Quality has identified some key factors nota-ble in rural areas:

* Rural residents average fewer physi-cian visits or calls than people living in urban communities.* There is a lack of adequate support training for emergency medical person-nel in rural America.* Rural hospitals are shifting toward outpatient services due to a lack of funding or a lack of staff.

There is no easy solution to the situation, and government and nonprofit agencies have begun programs to revitalize care op-tions in rural communities. Two notable or-ganizations are already developing ways to strengthen care options in rural locations. Mayo Clinic and Select Medical formed Al-levant Solutions to develop ventilator wean-ing and transitional care programs. Through

consulting services, Allevant will guide hos-pitals and skilled nursing facilities through the business end of remaining viable in to-day’s world. Presenting cost-savings advice and developing management strategies to enable local hospitals to remain relevant to their communities, facilities can spend more time doing what they do best -- offering quality care. Side effects of a stronger rural healthcare system are the creation of new jobs in areas where current healthcare op-portunities have been stagnant, and keeping hospital doors open -- reducing the number of lay-offs.

“Our healthcare colleagues in rural areas fulfill a vital role, and just like their urban counterparts, they need to prepare for the future,” said Thomas Buckingham, presi-dent of Allevant Solutions. “With the nation’s population aging, healthcare providers in all markets will need to admit an increasing number of patients with medically complex conditions. Allevant Solutions will help rural healthcare providers put in place the resourc-es necessary to meet these growing needs in their communities.”

As they build relationships with medi-cal centers in the area, Allevant Solutions encourages individuals living in rural communities to follow these important health guidelines.

* Schedule a health screening and physi-cal every year.* Visit a hospital in an emergency situation even if you do not have health insurance. Most hospitals will not refuse care in the absence of health insurance.* Follow physicians’ recommendations for follow-up care after a major illness or injury.* Establish a support system for trans-porting elderly residents or those with-out transportation to and from health centers.* Voice your opinion to doctors and health-services providers on how they can improve their services.

Rural healthcare facilities, including nursing homes and rural hospitals, are urged to learn more about Allevant Solu-tions to lower costs and offer improved ser-vices to their clientele. More information is available at www.allevant.com.

Improving healthcare in rural communitiesSTAFF [email protected]

Steps are being taken to improve healthcare services in rural areas.



Decatur Pediatric Group (DPG) was rejuvenated with new ownership in 1996, when Dr. Lynette Wilson-Phillips pur-chased the practice from one of the original founders, which opened in 1956.

The philosophy of the practice from its inception was to provide care to the children of the immediate communities of Clarkston, Stone Mountain and the surrounding N. DeKalb areas. In providing care, the Providers of the practice maintain a philosophy establishing a consistent long-term relationship with the families of the practice, providing comprehensive care with convenient office hours and state-of-the art technol-ogy, with patient portal access to their child’s medical record and online appointment scheduling. Maintaining this philos-ophy, the practice has been invited to expand to other commu-nities of the metro-Atlanta area, including East of Atlanta in

both Lithonia and Covington; and West of Atlanta in Smyrna. Decatur Pediatric Group offers the most comprehensive di-agnostic techniques and management of Pediatric long-term conditions, for example but not limited to, Asthma, Allergies, and Attention Deficit Hyperactive Disease (ADHD).

Decatur Pediatric Group would love to provide Pediatric medical care to your kids from newborn to 19 years old. In order to become a patient of the practice, please call us at 404-296-7133.

Dr. Lynette Wilson-Phillips, Founder and President of De-catur Pediatric Group, P.A. is a native of Charleston, South Carolina, and moved to Atlanta in 1991. Dr. Melinda Willing-ham, Vice-President of Decatur Pediatric Group, was raised as a military child and spent most of her life in Atlanta, Georgia. She joined DPG in 2001, and became a partner in 2004.

Who we are: We are a full-service pediatric office for 0-19 years of age. Our goal is to provide high-quality, comprehensive care in maintain-ing the physical and mental health of your child.

What we do: Regularly Scheduled Check-ups/Well Exams, Immunizations Vac-cines, Growth and Development Evaluation, Nutritional Guidance, Behavior/Attention Deficit Dis-order, Allergy Testing, Asthma Education, Community Outreach and more.

Our ideal client: Newborn-19 years of age

How we can help you: Our providers provide general guidance for growth, develop-ment, nutrition and behavior milestones. During regular office checkups, you will be able to dis-cuss all of these issues and other general concerns with the pedia-trician of your choice.

How to get started: Give us a call or visit our website and send us a message. We are very much family and community oriented.

The best way to connect with us: Our website www.DecaturPedi-atricGroup.com or call 404-296-7133 for new patients.

ALL ABOUT THE KIDS

Dental decay is the most common chron-ic childhood disease. More than 16 million children in the United States alone suffer from untreated tooth decay, according to the U.S. Centers for Disease Control and Prevention. As more and more children de-velop cavities, new advice is being offered to those who care for young children’s emerg-ing and established teeth.

The American Dental Association’s Coun-cil on Scientific Affairs has updated its dental care guidelines for caregivers. While it was once recommended to use water only or a nonfluoride toothpaste to clean teeth of the very young, the CSA now recommends the use of fluoride toothpaste even for young children, saying parents and other caregivers should brush their kids’ teeth with fluoride

toothpaste as soon as the first tooth comes in.“Approximately 25 percent of children

have or had cavities before entering kinder-garten, so it’s important to provide guidance to caregivers on the appropriate use of fluo-ride toothpaste to help prevent their children from developing cavities,” said CSA chair Ed-mond L. Truelove, D.D.S.

The CSA recommends that caregivers use a smear of fluoride toothpaste (or an amount about the size of a grain of rice) for children younger than three years old and a pea-size amount of fluoride toothpaste for children between the ages of three and six years old. The updated guidelines are intended to provide children with the full benefit of cavity protection while limiting their risk of developing fluorosis, which is a

mild discoloration of teeth usually appear-ing as faint lines. The CSA found that using just a “smear” of toothpaste for children younger than three years old and a pea-size amount for children between the ages of three and six helps to prevent cavities and is less likely to cause fluorosis. Children should spit out toothpaste as soon as they are old enough to do so.

Caregivers also are urged to take their chil-dren to the dentist when the first tooth erupts or no later than a child’s first birthday. Semi-annual or annual visits thereafter should be the norm, or as directed by a dentist.

Oral healthcare is important for people of all ages, including very young children with cavities. Learn more about preventative oral care by visiting www.ada.org.

NEW recommendations for pediatric oral healthcare



Covington Family

ChiropraCtiC

770.786.2818www.cfchiropractic.com

2125 Pace StreetCovington, GA 30014

Dr. Jamie AdamsWellness ChiropraCtor

A better health through naturalchiropractic care!


What is Stroke?Stroke, also known as a “brain attack,” is

a leading cause of death and disability in the United States. Every 40 seconds some-one has a stroke. If you see any sign of stroke, consider it an emergency and pro-ceed, without delay, for emergency care.

Blood vessels that carry blood to the brain from the heart are called arteries. The brain needs a constant supply of blood, which carries the oxygen and nu-trients it needs to function. Each artery supplies blood to specific areas of the brain. A stroke occurs when one of these arteries to the brain is either blocked or bursts. As a result, part of the brain does not get the blood it needs, so it starts to die. A transient ischemic attack (TIA) occurs when the blood supply to the brain is blocked for a short time. When this happens, the brain temporarily mal-functions.

Stoke SymptomsSome signs of stroke include:

• Sudden numbness or weakness of the face, arm or leg, especially on one side of the body• Sudden confusion, trouble speaking or understanding• Sudden trouble seeing in one or both eyes• Sudden trouble walking, dizziness or loss of balance• Sudden severe headache with no known cause

How a Stroke Affects YouThe Sides of the Brain

The left side of the brain controls the right side of the body.

You use the left side of your brain to move the right side of your body, figure out math and science problems and un-derstand what you read and hear. You may have trouble doing these things if you have a stroke that damages parts of

the left side of your brain.The right side of the brain controls the

left side of the body.You use the right side to move the

left side of your body and do creative things like paint a picture, appreciate art or music, recognize the emotion in someone’s voice or find where you plan to go. You may have trouble doing these things if you have a stroke in the right side of your brain.

Some Effects of Stroke

After a stroke, you may have emotional and physical changes. Depending on the part of your brain that was affected, you might have problems with:

• Seeing• Sleeping• Having seizures• Controlling your bladder and bowels• Moving parts of your body• Pain• Fatigue• Thinking• Memory• Depression

When Stroke Strikes, EMS is the First Line of Defense

• On average, 1 stroke occurs every 40 seconds in the United States• Stroke is the fourth leading cause of death in the United States and a lead-ing cause of disability.• EMS is the first medical contact for over 50% of stroke patients*• Standardized emergency medical services (EMS) protocols and proce-dures to rapidly assess, address, and transport patients are important to proper patient care

Proceed immediately to the ER at New-ton Medical Center if you are experienc-ing any signs of stroke.

KNOW the signs and symptoms of stroke so you can act F.A.S.T.

When you know your critical health numbers for blood pressure, blood sugar, cholesterol and Body Mass Index, you have a clear pic-ture of how healthy you are, where there are potential warning signs and where there is room for improvement. Heart attack, high blood pressure, diabetes and stroke are some of the chronic diseases and critical conditions that can develop when you let your numbers get out of control. When it comes to high blood pressure, blood sugar or cholesterol, most people feel no symptoms until it is too late. Many risk factors are within your control and can be reduced by smart life-style choices. With gradual changes in your lifestyle, you’ll watch the numbers go down as your overall health goes up. Start by knowing your numbers today.

At the Health & Fitness Expo, Newton Medical Center will be con-ducting the following health screenings:

Blood PressureThe pressure of blood against the arteries when the heart beats and rests.Less than 120/80: ideal120 - 139 / 80 - 89: prehypertension140/90 or higher: high blood pressure

Blood SugarThe amount of sugar (glucose) present in the blood.Up to 100 mg/dl: normal100 - 126 mg/dl: pre-diabetes126 or higher: diabetes

Body Mass IndexBMI is a measure of your weight relative to your height.18.5 to 24.9 is normal. 25 to 29.9 is considered overweight. 30 or greater is considered obese.

Log books will be available for attendees to keep track of their numbers!

Do you know your numbers?

We can help! The foods a person eats can increase his or her risk of developing various types of cancer. Sodium nitrite and sodium nitrate are widely used as preservatives, antimi-crobial agents, colorings, and flavorings in cured meats and many other products. Nitrates and nitrites are commonly found in hot dogs and lunch meats. Once they are consumed, nitrates turn into nitrites in the digestive system, and it is believed that nitrites react with certain bodily chemicals and turn into cancer-causing carcinogens known as nitrosamines. Green, leafy vegetables and root vegetables contain natural-ly occurring nitrites as well. However, it is believed that nitrites in vegetables do not have the same effect on the body as artifically added ones, so the benefits of eating vegetables outweigh these risks. But avoiding nitrites does not mean people have to give up their favorite foods. Many types of bacon, hot dogs, bologna, and other foods now come in nitrite-free varieties, which is possible byusing salt, vinegar and sugar rather than sodium nitrite to cure the meat.

did you know?

BELINDA RAYNORIndependent Beauty Consultant

Mary Kay Time Wise Miracle SetThese potent products work together to deliver age-fighting benefits that will make you believe in everyday miracles. With formulas fornormal/dry and combination/ oily skin, I can help you choose theperfect set for your skin care needs! Contact me to defy aging.

www.marykay.com/braynor2 • 770-668-6968

Come visit me February 21 during the2015 Health & Fitness Expo located at the

Newton College and Career Academy; 144 Ram Drive; Covington from 12 noon - 4:00 p.m.

D Sunday, Feb. 15, 2015 The Covington News

BirthCare Center | Cardiac Rehabilitation | Critical Care Unit | Diabetes EducationEmergency Department | Fitness Forum | Home Health | Imaging Center | Interventional Pain Management | Interventional Radiology | Knox Surgical Center | Lactation Center Neonatal Intensive Care Unit | Outpatient Center | Physical Therapy | Sleep Disorder Center | Speech Services | Women’s Diagnostic Center | Wound Care & Hyperbaric Center

Always, tell your physician you want your care at Newton Medical Center!

To schedule an appointment, call770.385.4436www.newtonmedical.com

770.786.7053

When you need Medical Care,

When it comes to where you go to receive your health care, you do have a choice. If you find that you are in need of care to reach your health goals or to return yourself to health, choose Newton Medical Center. We offer a full line of services, procedures and treatments such as:

we can help.

Caring, Committing and Collaborating

When you need Medical Care,

5 1 2 6 H o s p i t a l D r i v e N E | C o v i n g t o n , G A 3 0 0 1 4 | 7 7 0 . 7 8 6 . 7 0 5 3

BirthCare Center | Cardiac Rehabilitation | Critical Care Unit | Diabetes EducationEmergency Department | Fitness Forum | Home Health | Imaging Center | Interventional Pain Management | Interventional Radiology | Knox Surgical Center | Lactation Center Neonatal Intensive Care Unit | Outpatient Center | Physical Therapy | Sleep Disorder Center | Speech Services | Women’s Diagnostic Center | Wound Care & Hyperbaric Center

Always, tell your physician you want your care at Newton Medical Center!

To schedule an appointment, call770.385.4436www.newtonmedical.com

770.786.7053

Interventional Pain Management- Live the life you love! It’s possible. The experts at our Interventional Pain Center can help you control and even overcome your pain. Many common pains such as arthritis, pinched nerves, or pain in the neck, back or buttock can be treated without the need for major surgery. Don’t wait; schedule an appointment today at 770.385.4337.

MRI- When your doctor wants you to have an MRI, you can choose where you go. The Imaging Center is here to help. With a focus on comfort and producing quality images, our imaging equipment is up to date and close to home. For more information about the Imaging Center or to schedule an appointment, please call 678.342.3051.

Cardiac Care- The Fitness Forum is a clinical exercise and education facility staffed by a team of experts in the areas of nutrition, exercise and heart disease. Adults are provided with a personal safe exercise program, science based nutritional information and emergent medical care as needed. To learn more, call 770.385.4430.

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Non-Healing Wounds- The Wound and Hyperbaric Center at Newton Medical Center is a non-emergent wound care clinic dedicated to providing excellent patient and family centered care. If you or a loved one has a non-healing wound, call to schedule an appointment today at 770.385.4325 and start healing.

Mammograms- At the Women’s Diagnostic Center, women are able to obtain the advanced diagnostic testing and health education they need in one private and beautiful outpatient setting made especially for women. Protect your life; schedule an appointment for a mammogram today at 770.385.7800.

Image Guided Medicine- The Diagnostic Imaging Department at Newton Medical Center offers a full range of outpatient interventional radiology procedures. Many common problems, such as fibroid tumors, can be treated with image guided medicine without the need for major surgery. Let us help you. For more information about interventional radiology, please call 770.385.4329 or to schedule an appointment, call 770.385.4436.

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Protect Your Life…Get a Mammogram

MammogramOnly $125 (Regularly $365)

• Discount is for a screening digital mammogram.

• Call 770.385.7800 to schedule an appointment.

• Please bring this coupon with you.

• $125 must be paid in full.

• The radiologist’s fee is included.

4181 Hospital Drive NE, Suite 301 Covington, GA 30014

www.newtonmedical.com770.385.7800

mammo coupon_pink.indd 1 2/6/2015 1:43:01 PM

Please bring this discount coupon to the following location, Monday—Friday from 8 am until 4 pm:

Lipid Profile $15$15$15 ♥ Walk in only—no appointments! ♥

♥

The Knox Surgical Center Outpatient Laboratory 5126 Hospital Drive ▪ Covington, Ga.

Please do not eat or drink 12 hours before the test.

(except for water or black coffee)

Blood test includes: Cholesterol, HDL, LDL and Triglycerides