Table of Contents

Overview .................................................................................. 2

New Features ............................................................................. 2

Key differences from the old platform .............................................. 3

Reasons to Adjust Transactions ....................................................... 4

Asset class – Information & known issues............................................ 6

Stocks ...................................................................................... 6

Graphs ..................................................................................... 6

Pending Actions .......................................................................... 6

Overview

The new portfolio tool is a Personal Financial Management Tool primarily for

Indian retail investors and Non-Resident Indians (NRIs). It will allow users to take control of your investments, insurance and loans and mortgages.

New Features

1. Internal rate of return: When you click on the Stocks/MF/ETF link there is a tab labelled IRR that

will tell you the IRR for all your current stock holdings 2. Stock Recommendations: When you click on the Stocks you can view recommendations for your stocks that you currently hold 3. Record Switch Transactions: While adding Mutual Funds, you can now also record transactions where a Switch happened between schemes 4. IPO Applications: You can now keep a track of your IPO applications and add allotments. When there are open IPO’s there would be a green label in front of the Stocks link on the dashboard, just click on the same to view IPO details. The IPO table is on the dashboard, below the asset allocation and reports links.

6. Gold and Silver: You can get live spot rates for Gold and Silver that will allow you to track bullions more accurately. Enter sell rates per unit for real estate, gold and silver transactions. For real estate, gold and silver, you can record partial sell transactions. 9. Portfolio Name (Edit & Default): There is an edit icon next to the portfolio name that will allow you to edit the name of the portfolio. Click on the star next to the portfolio to make it your favourite portfolio.

Key differences from the old platform

This section primarily is for existing users of portfolio who will be migrated to the new platform. As we have enhanced the functionality and usability of the new platform so

that it is easy for you to record and track their investments there are some key differences from the old platform. 1. All values in the header are current values -

Current Value of holdings

Current Investment of holdings

Today’s Gain/Loss

Notional Gain/Loss

2. Dividend income is not included in the Gain / Loss 3. Graphs only include Stocks, MF and ETF

4. In case of Fixed Income and Other Assets Today’s Gain/Loss and Notional

Gain/Loss will not be displayed. 5. Values are rounded off at the transaction level and at the header level.

This applies to buy/sell transactions as well as corporate action transactions

6. Bank/Demat from old portfolio are added to the notes in the transaction

history table (there is no bank or demat in the new system) 7. Corporate Actions that get triggered are displayed in the Pending Actions

link on the main menu, these need to be accepted manually in order to reflect the correct portfolio net worth

8. There are some transactions when moved to the new platform will be

grouped under the Adjust Transactions page. You can refer to the next section for more details.

9. You will have access to your transactions from the previous version in the

Old Transaction link. The primary reason for this is due to functional changes some transactions may not be applied to your portfolio, so you can refer to your Old Transactions for reconciliation, if required.

10. Unconfirmed transactions from old portfolio are applied in past transactions due to negative quantity

11. Reports are currently implemented for Stock and Mutual Fund asset class 12. Portfolios in the previous version that do not have any transactions will

not be moved to the new platform 13. In you have created multiple portfolios in the previous version you will

be able to view all portfolios as is. However, other users will not be able to login with their previous credentials. For this new portfolio’s would need to be created

Reasons to Adjust Transactions

There are a few transactions which may not have been applied to your portfolio due to the functional differences in the new platform vs. the old platform or due to inconsistent data. The reason why these could not be applied has been listed below along with the corrective action. You can refer to the Old Transactions link that provides you the complete listing of your transactions from the old platform to find the missing fields. However, in spite of this, there could be instances where some mandatory fields in your transaction data may be missing for which you would need to

refer to your personal records and reconcile. Stock/ETF transactions

REASON FOR TRANSACTION ERROR CORRECTIVE ACTION

Price or quantity is blank Enter a valid price/quantity of greater than zero

The transaction date is blank Enter a valid transaction date

The company name is blank because the company may have been merged

You can refer to the old transactions' link or your personal records to enter the company name

Companies that are now de-listed from the exchange

No Corrective action required as we have updated our feeds to actively traded securities only

Mutual Fund transactions

REASON FOR TRANSACTION ERROR CORRECTIVE ACTION

Transaction date, NAV, Units is blank Enter a valid transaction date, NAV or units. (NAV and units should be greater than zero)

If you uploaded SIP/STP/SWP

transactions via the excel upload they would get populated as Buy

You can delete the extra

SIP/SWP/STP transactions that may have been uploaded as Buy

transactions transactions

Multiple SIP’s with the same start date for the same scheme may not be applied correctly

You can refer to the old transactions or your personal records and add them to your portfolio

For SIP/STP/SWP, the initial

transaction is imported and monthly transactions are created in the new platform

No action required. However, if you

had skipped to record a few SIP’s those transactions would be populated here

Fixed Income transactions

REASON FOR TRANSACTION ERROR CORRECTIVE ACTION

The transaction date is blank You can refer to the old transactions or your personal records and add them to your portfolio

The maturity date is not defined

You can refer to the old transactions or your personal records and add

them to your portfolio

Interest frequency is blank or ambiguous

Due to simplified functionality you would have to re-enter the interest frequency (if applicable) for these transactions

Payout frequency is blank or ambiguous

Due to simplified functionality you would have to re-enter the payout frequency (if applicable) for these transactions

Other Assets

REASON FOR TRANSACTION ERROR CORRECTIVE ACTION

The transaction date is blank You can refer to the old transactions or your personal records and add them to your portfolio

Asset class – Information & known issues

Stocks

1. As we have updated our financial feeds you may notice your bonus / split

calculations may be different from the old platform, these have been corrected in the new system

2. Corporate action prior to 2005 are not available in the new platform 3. Intraday adjustments are not implemented currently, however, this

functionality would be released soon

4. Short sell transactions are getting added to the company page & also the Past Holdings (which should not be the case). You can adjust the transaction by adding a Buy transaction before the sell date for the same company

Graphs

1. In the graphs you may notice dips in the current price, this is primarily because we may not have received the price for that particular date

2. When you add an investment on day 1, the graphs would not get

populated till the next day

Pending Actions

1. If you add a Stock / MF / ETF and a corporate action is triggered it gets

populated in the Corporate Actions tab under the Alerts Page

2. You can review and adjust all your corporate actions from the corporate

actions tab

3. Once a corporate action is accepted for an account all subsequent

corporate actions get auto applied without you having to accept it manually

Add new transactions 1. Click on New Transaction click on the Top centre of the screen

2. Choose the Asset type you need to enter data for e.g. Stock

3. Enter the required Data on the screen above

4. For Mutual Fund click on the Tab Mutual Fund and MF page will open up

5. Enter the data and click Save & Add another MF for more.

6. Enter data and click Save & Continue button.

Asset class

1. Click on the Asset type from the snapshot page (Stock, MF, ETF etc. )

2. It will take you to the Detailed view of the Asset type (stock is the asset

type here)

3. For Adding more transactions to the existing asset class click on + symbol

4. Add transaction pop will appear, now follow the screen instructions and click on Add a Transaction. Or for more click on Save & Continue button.

5. For viewing Transaction history, click on stock name. (See the image below)

Edit transaction 1. For Editing the transaction mouse over the pencil symbol 2. After clicking the symbol a pop will appear

3. Follow the screen instruction and click Update

Delete transaction

1. Mouse over on the X symbol from the Transaction view page 2. A confirmation pop will appear to confirm If you want to delete the

transaction , click ‘yes’ to delete else ‘no’ if selected by mistake

Create a watch list 1. Click on Watch list option on the Left of the screen.

2. Click on Create New Watch List

3. Start with entering the Watch list Name

4. Click on Add

5. Enter the company name and select from the drop down list

6. Click Add to watch list button.

General account settings 3. You can update your profile from the settings tab

Set alerts

1. You can create custom alerts by clicking on Set Alerts on the top menu

2. You can also view the alerts that you have created

3. You can create custom alerts for:-

a. Portfolio net worth – to track value change for your portfolio b. Price alerts – to track the price for your stocks; these alerts can

be manually renewed for the same price

c. Percentage alerts – to track plus/minus percent change from the previous close; these would be triggered only once a day & will be auto renewed if triggered

View Reports

1. Click on View Reports option from top

2. Report page will appear

3. Select the Report type from the dropdown, select the portfolio (if more

than one) and Asset Class (stock, mutual fund). 4. Click Go.

View Old Transactions 1. Click on old transactions from top of the screen

2. You can select the portfolio for which you would like to view your transactions

3. You can refer to these transactions while adjusting your transactions