terms and conditions of boc pay merchant offers: shopping ... · shopping offers: 7-eleven offer:...

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Terms and Conditions of BoC Pay Merchant Offers: Shopping Offers: PARKnSHOP Promotion 1. The Promotion is valid from 1 January to 28 February 2021 (both dates inclusive and based on the transaction date) (“Promotion Period”). 2. The Promotion applies to QR Code payments made with the BoC Pay mobile app. The customer must successfully bind the BoC Pay mobile app with a BOC Dual Currency Credit Card bearing the logo issued in Hong Kong and/or Smart Account and/or Payment Account (BoC Pay”). 3. The Promotion is applicable to PARKnSHOP, FUSION, TASTE, INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, SU-PA-DE-PA (only applicable to supermarket section), EXPRESS and PARKnSHOP Frozen Food Store (collectively known as the “Merchants”) outlets in Hong Kong. 4. A customer who settles payment with BoC Pay at the Merchants can enjoy the following offers (the “Offers”): (i) Offer 1: Every Friday to Sunday during the Promotion Period, the customer can receive a HK$50 PARKnSHOP Supermarket eVoucher upon any eligible single net spending (“Eligible Spending 1”) of HK$500 or above (“Offer 1”). (ii) Offer 2: Every Monday to Thursday during the Promotion Period, the customer can receive a HK$20 PARKnSHOP Supermarket eVoucher upon any eligible single net spending (“Eligible Spending 2”) of HK$200 or above (“Offer 2”). 5. Eligible Spending 1 and Eligible Spending 2 refer to the final amount payable after deducting the value of any discounts and/or cash/gift vouchers (including eVouchers) used when making a retail purchase in Hong Kong Dollars. 6. The Offers are applicable to any single net transaction on a single sales slip; split sales transactions are not eligible for the Promotion. The Promotion is not applicable to the purchase of gift coupons, stage 1 infant milk formula, tobacco, Chinese new year cake coupon, phone cards/prepaid phone cards/gift cards, food coupons, PARKnSHOP Food Cards, consignment counter transactions, bill payments, Octopus/Alipay value-added services or payment settlements, redemption promotions and e-stamp redemptions, bulk/case purchases with single transaction over HK$50,000 or 50 cases, plastic shopping bag charges, delivery service charges, 3 Shop products & services, purchases at PARKnSHOP.com/PARKnSHOP APP/‘Click & Collect’ services/ www.greatfoodhall.com/TasteToGo App, phone/fax orders and transactions made via e-wallets (except BoC Pay). 7. Each customer (counted by the identification document number) can only enjoy Offer 1 or Offer 2 once per day. Quotas apply and on a first-come-first-served basis while stocks last. 8. PARKnSHOP Supermarket eVouchers (the “eVouchers”) will be delivered straight to BoC Pay within 10 working days after the payments of Eligible Spending 1 or Eligible Spending 2. The eVoucher can only be used for the next purchase. When using the eVouchers for their next purchase, the customer must settle payment at

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Page 1: Terms and Conditions of BoC Pay Merchant Offers: Shopping ... · Shopping Offers: 7-Eleven Offer: 1. The Promotion runs from 9 September (07:00) to 29 September 2020 (23:59) (both

Terms and Conditions of BoC Pay Merchant Offers:

Shopping Offers:

PARKnSHOP Promotion

1. The Promotion is valid from 1 January to 28 February 2021 (both dates inclusive

and based on the transaction date) (“Promotion Period”).

2. The Promotion applies to QR Code payments made with the BoC Pay mobile app.

The customer must successfully bind the BoC Pay mobile app with a BOC Dual

Currency Credit Card bearing the logo issued in Hong Kong and/or Smart Account

and/or Payment Account (“BoC Pay”).

3. The Promotion is applicable to PARKnSHOP, FUSION, TASTE, INTERNATIONAL,

food le parc, GOURMET, GREAT FOOD HALL, SU-PA-DE-PA (only applicable to

supermarket section), EXPRESS and PARKnSHOP Frozen Food Store (collectively

known as the “Merchants”) outlets in Hong Kong.

4. A customer who settles payment with BoC Pay at the Merchants can enjoy the

following offers (the “Offers”):

(i) Offer 1: Every Friday to Sunday during the Promotion Period, the customer

can receive a HK$50 PARKnSHOP Supermarket eVoucher upon any

eligible single net spending (“Eligible Spending 1”) of HK$500 or above

(“Offer 1”).

(ii) Offer 2: Every Monday to Thursday during the Promotion Period, the

customer can receive a HK$20 PARKnSHOP Supermarket eVoucher

upon any eligible single net spending (“Eligible Spending 2”) of HK$200

or above (“Offer 2”).

5. Eligible Spending 1 and Eligible Spending 2 refer to the final amount payable after

deducting the value of any discounts and/or cash/gift vouchers (including eVouchers)

used when making a retail purchase in Hong Kong Dollars.

6. The Offers are applicable to any single net transaction on a single sales slip; split

sales transactions are not eligible for the Promotion. The Promotion is not applicable

to the purchase of gift coupons, stage 1 infant milk formula, tobacco, Chinese new

year cake coupon, phone cards/prepaid phone cards/gift cards, food coupons,

PARKnSHOP Food Cards, consignment counter transactions, bill payments,

Octopus/Alipay value-added services or payment settlements, redemption

promotions and e-stamp redemptions, bulk/case purchases with single transaction

over HK$50,000 or 50 cases, plastic shopping bag charges, delivery service

charges, 3 Shop products & services, purchases at

PARKnSHOP.com/PARKnSHOP APP/‘Click & Collect’ services/

www.greatfoodhall.com/TasteToGo App, phone/fax orders and transactions made

via e-wallets (except BoC Pay).

7. Each customer (counted by the identification document number) can only enjoy

Offer 1 or Offer 2 once per day. Quotas apply and on a first-come-first-served basis

while stocks last.

8. PARKnSHOP Supermarket eVouchers (the “eVouchers”) will be delivered straight

to BoC Pay within 10 working days after the payments of Eligible Spending 1 or

Eligible Spending 2. The eVoucher can only be used for the next purchase. When

using the eVouchers for their next purchase, the customer must settle payment at

Page 2: Terms and Conditions of BoC Pay Merchant Offers: Shopping ... · Shopping Offers: 7-Eleven Offer: 1. The Promotion runs from 9 September (07:00) to 29 September 2020 (23:59) (both

the Merchants’ outlets with BoC Pay. The eVoucher cannot be used in conjunction

with any other eVouchers/coupons/offers/discounts. Use of the eVouchers is subject

to the terms and conditions stipulated by the Merchants. Please refer to BoC Pay

for details.

9. The eVoucher cannot be cancelled or transferred or exchanged for cash, other

PARKnSHOP vouchers in other denominations (including physical vouchers and

eVouchers), or other products or services and are not transferable.

10. Any cancelled/refunded/falsified/unposted transactions are not counted as eligible

transactions. In the event of cancellation of the transactions that are used for the

Offers’ eligibility, Bank of China (Hong Kong) Limited (the “BOCHK”) and/or BOC

Credit Card (International) Ltd (the “Company”) reserve the right to debit the relevant

Credit Card/Smart Account/Payment account with the amount equivalent to the

value of the eVoucher(s) without prior notice. For issuance of eVoucher, please

contact the BOC Credit Card 24-hour Customer Services Hotline at (852) 2853 8828

or the Personal Customer Service Hotline at (852) 3988 2388.

11. Free delivery service is only applicable to final payment of net amount of HK$600 or

above after deducting the Offers or other discounts.

12. No person other than the customer and BOCHK and/or the Company will have any

rights under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy

the benefits of any of the provisions of these terms and conditions.

13. Customers are responsible for the data charges of downloading and using the

BOCHK Mobile Application imposed by their service providers.

14. The BOCHK Mobile Application is available to download from official application

stores or the BOCHK website. Customers should ensure that the search wording is

correct.

15. By using the BOCHK Mobile Application, the customer agrees to be bound by the

content of the disclaimer posted on the BOCHK Mobile Application.

16. BOCHK and/or the Company accept no liability for the quality of or any other matters

relating to the goods, products and services provided by the Merchants. The

Merchants are solely responsible for all obligations and liabilities relating to the

goods, products and services.

17. BOCHK and/or the Company and the Merchants reserve the right to change,

suspend or terminate the Offers or its terms and conditions at their sole discretion.

18. BOCHK and/or the Company and the Merchants reserve the right of final decision

on all matters and disputes.

19. Should there be any discrepancy or inconsistency between the English and the

Chinese versions of these terms and conditions, the Chinese version shall prevail.

Marathon Sports, GigaSports & Catalog Shopping Privileges

1. Marathon Sports, GigaSports & Catalog Shopping Privileges (the “Promotion”) is valid from 1 January to 28 February 2021 (both dates inclusive, based on the transaction dates) (the “Promotion Period”).

2. The Promotion is applicable to:

I. BOC Credit Cards issued in Hong Kong bearing the logo, but excluding BOC Credit Cards issued in the mainland and Macau, USD Credit Cards, BOC Purchasing Cards, Private Label Cards and Intown Cards, (the “Eligible Credit Card”).

II. QR Code payments made with the BoC Pay mobile app. The customer must successfully bind the BoC Pay mobile app with a BOC Dual Currency Credit

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Card bearing the logo issued in Hong Kong and/or Smart Account and/or Payment Account (“BoC Pay”).

3. The Promotion is applicable to Marathon Sports, GigaSports or Catalog stores in Hong Kong (except online store, disposal venues, consignment items and consignment counters) (the “Participating Merchant”).

4. During the Promotion Period, a customer who purchases 2 items or more in a single net spending of HK$1,000 or more at Participating Merchants (the “Eligible Transaction”) can enjoy the following offers (the "Offers"). I. Offer 1: Customer can enjoy a HK$150 instant discount for Eligible

Transactions via BoC Pay (the” Offer 1”) II. Offer 2: Customer can enjoy a HK$100 instant discount for Eligible

Transactions via Eligible Credit Card (the” Offer 2”) 5. All Eligible Transactions made by a customer at the Participating Merchant during

the Promotion Period (1 January 2021 to 28 February 2021) are not counted as eligible transactions of the “Spend with BOC Visa Credit Card to earn up to HK$1,100 Cash Rebate” Promotion. Please visit the BOCHK website for details and terms and conditions of the “Spend with BOC Visa Credit Card to earn up to HK$1,100 Cash Rebate” Promotion (BOCHK website > Credit Card > Promotions & Offers > Latest Promotion).

6. To enjoy the Offers, the customer must state the intention to use the Offers and present the Eligible Credit Card or BoC Pay payment screen to the cashier of the Participating Merchant before settling payment.

7. Each customer can only enjoy Offer 1 or Offer 2 once per day. 8. The Offers are subject to limited quotas and are available on a first-come-first-

served basis while quotas last. The total number of quotas for Offer 1 is 7,000 and for Offer 2 is 3,000; the total number of quotas is 10,000.

9. The Offers are based on single net spending and not eligible for any split transactions.

10. The Offers will be used immediately at the time of making the Eligible Transaction, and cannot be transferred, accumulated or saved for future use.

11. Unless otherwise specified, the Offers cannot be used in conjunction with other offers, merchant/member benefits, coupons, discounts or gift certificates. The Offers carry no monetary value, and cannot be exchanged for cash, other products, services or discounts, and are non-transferable.

12. Any cancelled, refunded, falsified and unposted transactions are not counted as Eligible Transactions. In case of such transactions, the Offers will be cancelled or refunded together with those transactions. Bank of China (Hong Kong) Limited (“BOCHK”) and/or BOC Credit Card (International) Ltd (the “Company”) reserve the right to debit the relevant Credit Card/Smart Account/Payment account with the amount equivalent to the value of the Offers without prior notice to the customer.

13. BOCHK and/or the Company will determine the eligibility of each transaction by matching the customer’s transaction records held by BOCHK and/or the Company and the relevant data provided. If the information from the customer differs from those of BOCHK and/or the Company records, the latter shall be final and conclusive.

14. Customers are responsible for the data charges of using and/or downloading the BOCHK Mobile Application imposed by their service providers.

15. Please download the BOCHK Mobile Application from official application stores or BOCHK website, and ensure the search wording is correct.

16. By using the BOCHK Mobile Application, the customer agrees to be bound by the contents of the relevant disclaimer and privacy policy posted on the BOCHK Mobile Application and which may be updated by BOCHK from time to time.

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17. Recommended Operating Systems for the BoC Pay app: iOS (11.0 or above) and Android (6.0 or above). iOS is a trademark of Apple Inc., registered in the U.S. and other countries. Android is a trademark of Google LLC.

18. No person other than the customer, the Participating Merchant, BOCHK and/or the Company will have any rights under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefits of any of the provisions of these terms and conditions.

19. BOCHK and/or the Company are not the providers of the goods and the services of the Participating Merchant. Any enquiries or disputes relating to the goods or services should be directed to the Participating Merchant. BOCHK and/or the Company accept no liability for the quality of or any other matters relating to the goods, products and services provided by the Participating Merchant. The Participating Merchant is solely responsible for all obligations and liabilities relating to the goods, products and service.

20. BOCHK and/or the Company and/or the Participating Merchant reserve the right to change, suspend or terminate the Offers or their terms and conditions at their sole discretion.

21. The above products, services and Offers are subject to the respective terms and conditions. Please enquire with the Participating Merchant for details.

22. BOCHK and/or the Company and/or the Participating Merchant reserve the right of final decision on all matters and disputes.

23. Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.

SHKP Malls Offer:

1. The Promotion of SHKP Malls offer is valid from 1 December 2020 to 31 January

2021, both dates inclusive (the "Promotion Period"). Only applicable on Saturday

and Sunday during the Promotion Period at Sha Tin HomeSquare.

2. SHKP Malls Offer is applicable to BoC Pay, refers to QR Code payments made with

the BoC Pay mobile app. Customers must successfully bind the BoC Pay mobile

app with BOC Dual Currency Credit Card and/or Smart Account and/or Payment

Account, or successfully bind the eligible BOC Dual Currency Credit Card bearing

the logo issued in Hong Kong (the “Eligible Credit Card”) to UnionPay App (the

"UnionPay QR code").

3. The Sun Hung Kai Real Estate Agency Limited (refers to “SHK Real”) Malls participating in the Promotion include Kwun Tong apm, Tuen Mun Chelsea Heights, Tseung Kwan O East Point City, North Point Harbour North, Sha Tin HomeSquare, Tuen Mun K-Point, Sheung Shui Landmark North (merchants from 2/F to 5/F), Kwai Fong Metroplaza, Sheung Shui Metropolis Plaza, San Po Kong Mikiki, Mongkok MOKO, Chai Wan New Jade Shopping Arcade (merchants on 1/F and 3/F), Sha Tin New Town Plaza, Tseung Kwan O Park Central, Tseung Kwan O PopWalk, Tai Po Mega Mall, Tsuen Wan Plaza, Tai Po Uptown Plaza, Tuen Mun V city, Nam Cheong V Walk, Yuen Long YOHO MALL and Yuen Long Plaza (refers to “Participating Malls”). Customers who successfully make a single net amount of HK$1,000 or above (2-4 accumulated on-day sales slips from different merchants in the same Participating Mall with no limit on transaction amount with the same BoC Pay) (“Eligible Spending”) at Participating Malls with BoC Pay during the Promotion Period , will have a HK$50 SHKP Mall / YATA Gift Certificate (the “Offer”).

4. Each card or account is eligible to enjoy the offer once per day (from 00:00am to 11:59:59pm on the same day).

5. Each qualified sales slip is eligible for redemption of one offer only and cannot be re-used in other promotions (except points registration of The Point by SHKP Integrated Loyalty Program and existing free parking privileges of participating malls). Sales slips and sales invoices used for redemption of other promotions

Page 5: Terms and Conditions of BoC Pay Merchant Offers: Shopping ... · Shopping Offers: 7-Eleven Offer: 1. The Promotion runs from 9 September (07:00) to 29 September 2020 (23:59) (both

cannot be re-used to redeem the Offer and vice versa. 6. The Offer is based on net single spending and not eligible for any split transactions. 7. Total quota of HK$50 SHKP Mall / YATA Gift Certificate are 8,600 pieces, available

for redemption during the whole Promotion Period in all Participating Malls. Quota for each Participating Mall is limited on a first-come-first-served basis while stock lasts. Participating Malls reserve the right to replace HK$50 SHKP Mall / YATA Gift Certificate with equivalent value of gift certificate without prior notice.

8. SHKP Mall Gift Certificate are applicable at authorized merchants of 30 SHKP Malls. Please visit the official website of SHK Real for authorized merchants. Any outstanding balance after deducting the face value of SHKP Mall Gift Certificate must be settled by BoC Pay or UnionPay Credit and ATM Card (refers to “UnionPay Card”) with card number starting with 62.

9. Customers must present the original copies of valid machine-printed merchant sales invoices and the corresponding UnionPay Card sales slips, together with the UnionPay Card bearing the same card number in person at the designated redemption location in the Participating Malls on the transaction day within the designated redemption time. Redemption is valid after verification by mall staff. Mall staff reserves the right to ask for identity proof for verification purpose.

10. Transaction and redemption must be taken place in the same Participating Mall with the same UnionPay Card. For installment payment, the full amount listed on machine-printed merchant sales invoice will be eligible. If only deposit is paid in that transaction, the eligible amount is the paid deposit on the same day, instead of the total amount of the transaction. The remaining balance cannot be used to participate in any other promotional activities (except points registration of The Point by SHKP Integrated Loyalty Program). Remaining balance can be used to participate in the Promotion only if the deposit has not been used for participation in any promotional activities before (except points registration of The Point by SHKP Integrated Loyalty Program). Presentation of the original copies of machine-printed merchant sale invoice and sales slip of the deposit are required at redemption for verification.

11. Only original copies of machine-printed merchant sales invoices and sales slips issued to Cardholders by merchants of Participating Malls within the opening hours are accepted. The original copy of machine-printed merchant sales invoice should state the merchant name, transaction date, transaction amount and sales items clearly. The original copy of sales slip should indicate the UnionPay Card card number, merchant name, transaction date, transaction amount, valid authorization code and signature of Cardholders (if applicable) clearly. If Cardholders cannot present the valid original copies of sales invoices, sales slips and/or UnionPay Card with consistent information including UnionPay Card card number, merchant name, transaction date, transaction amount, etc., or the information provided by Cardholders is insufficient, Cardholders will not be able to redeem the Offer for whatever reason. Sales slips and sales invoices that are damaged, outdated and unable to show clearly the transaction dates, time, amounts, currencies or without showing any card numbers are not acceptable.

12. Merchant sales invoices of purchasing designated festive food coupons (only limited to mooncake (including ice cream mooncake), Chinese New Year pudding, rice dumpling and Chinese preserved sausage vouchers) will be accepted for the Promotion. Receipts for using these designated festive food coupons and sales invoices from the following merchants and transactions will not be accepted for the Promotion: Apple Store; travel agencies and cross-border buses; property agencies; fitness and beauty centers (except those beauty centers in PopWalk); elderly homes; medical and dental / clinic services; carwash, car care services, automotive products and related service or the purchase of parking cards; kiosks, exhibition venues and temporary exhibition booths / Pop Up Stores; tenants in office buildings; hotels; banking services; insurance premiums; money exchange shops; tuition (except those tuition fees paid in PopWalk) / membership / any other monthly fees;

Page 6: Terms and Conditions of BoC Pay Merchant Offers: Shopping ... · Shopping Offers: 7-Eleven Offer: 1. The Promotion runs from 9 September (07:00) to 29 September 2020 (23:59) (both

the purchase or topping-up of Octopus cards; value-added or payment services; mail, fax, email or phone orders; online shopping (except online purchase of movie tickets and SHKP Malls App food ordering); telecommunication fees or purchase of calling cards; purchase of tickets, such as mall events or concert tickets, admission tickets to Ma Wan Park Noah’s Ark or sky 100 Hong Kong Observation Deck; trade-in transactions or product redemptions; purchase and use of cash coupons, gift cards, gift certificates, SHKP Mall Gift Certificates; SHKP Mall e-Gift Certificates; gift cards; membership cards, bonus point cards, discount cards or value-added cards, shoe coupons, soup coupons, drink coupons, food coupons, cake cards and wedding coupons (including but not limited to cake cards, Chinese bridal cake cards, wedding vouchers and wedding coupons); purchase of gold grains, bars or deposits for gold saving club, payments settled by cash or other trades decided by Participating Malls. Sales invoices, receipts or sales slips in copies, handwritten-styled or reprint and bank statement will not be accepted. Transactions do not include the cancelled, refunded, forged, unsettled transactions and any unauthorized transaction.

13. Mall staff has the right to make photocopies of the machine-printed merchant sales invoices and record the Cardholder's name, partial UnionPay Card card number (the first 6 and last 4 digits or the first 12/16 digits of UnionPay Card card number), information on machine-printed merchant sales invoices and sales slips for internal record during redemption. The personal information collected will only be used for the Promotion and will be destroyed after the Promotion. Provision of the above information by the Cardholders represents that Cardholders agree to the collection and understand the purpose of collection.

14. All original copies of merchant sales invoices will be stamped by mall staff after verification. Cardholders cannot request refund from merchants with the sales invoices that have been stamped. The transaction amount that exceeds the minimum spending requirement cannot be used in other promotion.

15. The redemption location and time of each Participating Mall are as follows (Redemption time may change without prior notice): Participating Malls Redemption Location Redemption Time

apm (Kwun Tong) Customer Care Centre, Concourse

12 noon – 11pm

Chelsea Heights (Tuen Mun) G/F Customer Care Centre 1pm – 10pm East Point City (Tseung Kwan O) L2 Gift Redemption Counter 1pm – 10pm

Harbour North (North Point) L1 Customer Care Centre, Phase 2

1pm – 10pm

HomeSquare (Sha Tin) L1 Customer Care Centre 10am – 10pm K-Point (Tuen Mun) L2 Customer Care Centre 1pm – 10pm

Landmark North (Sheung Shui) L4 Customer Care Centre 10am – 10pm Metroplaza (Kwai Fong) L2 Customer Care Centre 10am – 10pm

Metropolis Plaza (Sheung Shui) L2 Customer Care Centre 12 noon – 9pm MOKO (Mongkok) L1 Customer Care Centre 10am – 10pm

Mikiki (San Po Kong) G/F Customer Care Centre 1pm – 10pm New Jade Shopping Arcade (Chai Wan)

L1 Customer Care Centre 10am – 10pm

New Town Plaza (Sha Tin) L4 Customer Care Centre, Phase 1

10am – 10pm

Park Central (Tseung Kwan O) L1 VIP Counter 1pm – 10pm PopWalk (Tseung Kwan O) G/F Customer Care Centre,

PopWalk 1 & 2 10am – 10pm

Tai Po Mega Mall (Tai Po) Customer Care Centre, Zone C

12 noon – 9pm

Tsuen Wan Plaza (Tsuen Wan) L3 Customer Care Centre 10am – 10pm

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Uptown Plaza (Tai Po) L1 Customer Care Centre 10am – 10pm V city (Tuen Mun) Customer Care Centre, MTR

Level 11am – 10pm

V Walk (Nam Cheong) L2 Gift Redemption Counter 12 noon – 10pm

YOHO MALL (Yuen Long) L2 Customer Care Centre, YOHO MALL I & II

10am – 10pm

Yuen Long Plaza (Yuen Long) L1 Customer Care Centre 10am – 9pm 16. HK$50 SHKP Mall / YATA Gift Certificate will not be re-issued in case of loss or

damage. HK$50 SHKP Mall / YATA Gift Certificate cannot be cancelled, altered, transferred, refunded or exchanged for cash under any conditions once they are issued.

17. HK$50 SHKP Mall / YATA Gift Certificate are bounded by corresponding terms and conditions. Please refer to the Gift Certificate for details.

18. Participation in the Promotion constitutes an acceptance of all terms and conditions of the Promotion.

19. Staff members of SHK Real, Participating Malls and sales personnel of Participating Malls’ merchants are not allowed to join the Offer. Sales personnel of Participating Malls’ merchants are not allowed to represent Cardholder to redeem Gift Certificate in any cases.

20. Any cancelled/ refunded/ falsified/ unposted transactions are not counted as eligible

transactions. Bank of China (Hong Kong) Limited (“BOCHK”) and/or BOC Credit

Card (International) Ltd (the “Card Company”) reserve the right to debit the relevant

Credit Card/Smart Account/Payment account with the amount equivalent to the

value of the Offer without prior notice to the customer.

21. UnionPay QR Code offers and usage of UnionPay App are bound by individual

terms and conditions. Please visit UnionPay App or UnionPay International Limited

(the “UnionPay International”) webpage for details. For enquiry, please contact

UnionPay International Customer Service Hotline: 800 967 222.

22. The above offer is subject to the record of BOCHK and/or Card Company.

23. Customers are responsible for the data charges of using and/or downloading

BOCHK Mobile Application imposed by their service providers.

24. Please download BoC Pay Mobile Application from official application stores or

BOCHK website, and ensure the search wording is correct.

25. By using BoC Pay Mobile Application, the viewer agrees to be bound by the content

of this disclaimer as it may be amended by BOCHK from time to time and posted to

on BoC Pay Mobile Application.

26. The above products, services and Offers are subject to the respective terms and conditions, please refer to in-store promotional materials or enquire with SHK Real and/or Participating Malls and/or staff of BOCHK and/or the Card Company for details.

27. All information and images are for reference only.

28. No person other than the cardholders, SHK Real, Participating Malls, BOCHK and/or

the Card Company will have any rights under the Contracts (Rights of Third Parties)

Ordinance to enforce or enjoy the benefits of any of the provisions of these terms

and conditions.

29. BOCHK and/or the Card Company and/or UnionPay International and/or SHK Real and/or Participating Malls are not the providers of the goods and the services of the Merchant. Any enquires or disputes of the goods and the services should be directed to the Merchant. BOCHK, the Card Company and/or UnionPay International and/or SHK Real and/or Participating Malls accepts no liability for the quality of or any other matters relating to the goods, food, products and services provided by the Merchant. The Merchant is solely responsible for all obligations and liabilities relating to the related goods, food, products and service.

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30. BOCHK and/or the Card Company and/or UnionPay International and/or SHK Real

and/or Participating Malls reserve the right to change, suspend or terminate the

terms and conditions at its sole discretion.

31. In case of any disputes, the decision of BOCHK and/or the Card Company and/or

UnionPay International and/or SHK Real and/or Participating Malls shall be final and

binding on all parties concerned.

32. Should there be any discrepancy or inconsistency between the English and the

Chinese versions of these terms and conditions, the Chinese version shall prevail.

Sincere Department Stores Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Hong Kong Sincere Department Stores (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy the

following offers (the “Offers”):

i. Offer 1: 10% off regular-priced men's/ ladies'/ outdoor and sports wear and

shoes, and handbags

ii. Offer 2: 5% off regular-priced household & electrical merchandise

iii. Offer 3: Join VIP with any purchase

4. Offers are not applicable to designated items. Please enquire with store staff for

details.

Yue Hwa Chinese Products Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Hong Kong Yue Hwa Chinese Products stores in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy the

following offers (the “Offers”):

i. Offer 1: 10% off regular-priced items.

ii. Offer 2: 15% off regular-priced Chinese furniture, arts & crafts, porcelain,

embroidery and silk, selected men's & ladies' Chinese wear.

4. Offers are not applicable to fixed-price items, discounted items, food and beverage

department, supermarket and consignment counters.

5. Offers are not applicable to selected items. Please enquire with store staff for details.

Chung Yuen Electrical Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Chung Yuen Electrical branches in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy HK$100

off regular-priced products upon spending of HK$2,000 or above (the “Offer”).

4. Offer is not applicable to Apple products, Bose products and discounted products.

Please enquire with store staff for details.

FORTRESS Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to FORTRESS branches in Hong Kong (the “Merchants”).

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3. A customer who settles payment with BoC Pay at the Merchants can enjoy HK$100

off any single selected regular-priced item upon spending of HK$2,000 or above (the

“Offer”).

4. Offer is applicable to selected items only. Please enquire with store staff for details.

5. Offer is not applicable to FORTRESS e-shop.

Suning Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Suning branches in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy HK$100

off any single regular-priced product upon spending of HK$2,000 or above (the

“Offer”).

4. Offer is not applicable to selected products. Please enquire with store staff for details.

Casablanca Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Hong Kong Casablanca concept stores (not applicable to counter of department stores) (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 10% off

regular-priced items (the “Offer”).

Cherry Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Cherry branches in Hong Kong (not applicable to counters of department stores) (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 10% off

regular-priced items (the “Offer”).

3DG Jewellery Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to 3DG Jewellery outlets in Hong Kong and Macau (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 12% off

regular-priced jewellery (the “Offer”).

4. Offer is not applicable to purchase of pure gold items, platinum items, K-gold items,

jewellery vouchers, watches, promotional items, and discounted, fixed-priced and

licensed items.

Chow Sang Sang Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Chow Sang Sang branches in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 5% off

regular-priced gem-set jewellery and 18K gold items (the “Offer”).

4. Offer is not applicable to gold jewellery, platinum gold jewellery, watches, corporate gifts and designated items. Please enquire with store staff for details.

5. Offer cannot be used for trade-in items.

6. Tailor-made jewellery orders must be made and completed within the Promotion

Period.

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Chow Tai Fook Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Hong Kong and Macau Chow Tai Fook branches (including Chow Tai Fook T MARK Store (Tuen Mun)) (excluding Hong Kong Disneyland branch) (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 20% off

Craftsmanship & Design fee on Pure Gold products and/or purchase of selected

jewellery at special redemption prices (the “Offers”).

4. Offers are not applicable to the purchase of corporate gift orders and other customer

orders.

5. Offers are not applicable to the purchase of CTF · HUA Collection and pure gold

nuggets.

6. Offers are applicable to selected items. Please enquire with store staff for details.

CSS Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to CSS branches in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 12% off

jewellery items (the “Offer”).

4. Offer shall be based on the listed price.

5. Offer is not applicable to all gold products, gold bars, gold bullions, platinum products, 18K gold products, solver products, promotional items and gift vouchers.

6. Offer is not applicable to trade-in transactions.

Emperor Watch & Jewellery Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to designated Emperor Jewellery branches in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 10% off

designated regular-priced jewellery items (the “Offer”).

4. Offer is not applicable to 999.9 fine gold products, designated collections and watch

items. Please enquire with store staff for details.

EMPHASIS Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to EMPHASIS branches in Hong Kong. 3. A customer who settles payment with BoC Pay at the Merchants can enjoy 5% off

regular-priced items.

Just Gold Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Just Gold branches in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy HK$100

off upon net spending of HK$3,000 or above on regular fixed-priced items (the

“Offer”).

4. Offer is not applicable to non-fixed-price items, plain necklaces, leather straps, non-

24K gold statues, gold bullions, gold coins, accessories, designate discounted items

and repair services.

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La Suisse Watch Company and Oriental Watch Company Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to branches of La Suisse Watch Company and Oriental Watch Company in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy a

complimentary gift (valued at HK$200) upon spending of HK$10,000 or above (the

“Offer”).

4. Offer is not applicable to Rolex and Tudor products.

Lukfook Jewellery Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Luk Fook Jewellery branches in Hong Kong and Macau (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 8% off

upon purchase of any Diamond, Natural Fei Cui (Jadeite), Gemstone, Pearl or Karat

Gold items (the “Offer”).

4. Offer is not applicable to fixed-priced, special-priced, giga-priced, privileged-priced,

authorised, Gold and Platinum items.

Prince Jewellery & Watch Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Prince Jewellery & Watch branches in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy a

complimentary gift with any purchase (the “Offer”).

4. Gifts are available while stocks last.

PROMESSA.Chow Sang Sang Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to PROMESSA.Chow Sang Sang branches in

Hong Kong (the “Merchants”). 3. A customer who settles payment with BoC Pay at the Merchants can enjoy 5% off

upon any Personalized Jewellery purchase (the “Offer”).

4. Offer is not applicable to corporate gifts and designated items. Please enquire with

store staff for details.

5. Offer cannot be used for trade-in items.

6. Tailor-made jewellery order must be made within Promotion Period.

Grace Optical Centre Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Grace Optical Centre in Hong Kong (the “Merchant”).

3. A customer who settles payment with BoC Pay at the Merchant can enjoy 20% off

regular-priced items (the “Offer”).

4. Offer is not applicable to Oakley, Maui-jim and on-sale glasses, contacts lenses and

solutions, and other products. Please enquire with store staff for details.

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OPTICAL 88 Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to OPTICAL 88 branches in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 10% off

regular-priced items (the “Offer”).

4. To enjoy the offer, full payment must be made upon redemption.

5. Offer is not applicable to Cartier eyewear, selected series of lenses, contact lenses,

solutions, solid gold eyewear and discounted items (including packages) or sundries.

Please enquire with store staff for details.

EIKŌWADA Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to EIKŌWADA Wanchai, Yau Ma Tei, Kowloon Bay Telford Plaza II & Yuen Long flagship stores (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 10% off

regular-priced items (the “Offer”).

4. Offer is not applicable to discounted, exchanged and returned products.

ISA Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to ISA branches in Hong Kong (the “Merchants”). 3. A customer who settles payment with BoC Pay at the Merchants can enjoy an

upgrade to VIP membership, and VIP discounts upon spending of HK$6,000 or

above and download of ISA-APP (the “Offer”).

4. Offer is not applicable to pure gold items, outlet items, alcoholic goods, special

discount items and 50% off or below items.

KIPLING Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to KIPLING branches in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 10% off

regular-priced items (the “Offer”).

4. Offer is not applicable to the purchase of fixed-priced item.

Maple Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Maple branches in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 5% off

regular-priced items (the “Offer”).

4. Offers are not applicable to fixed-priced, promotional and/or special-priced items.

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Sa Sa Offer: 1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Sa Sa branches in Hong Kong and Macau (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 5% off

upon spending of HK$200 (single net purchase) or above (the “Offer”).

4. Offer is applicable to 65 selected brands. Please enquire with store staff for details.

5. Offer is not applicable to promotional products, Sa Sa VIP exclusive discounted

products, cash vouchers, gift cards, joint promotion redemption products, some

weekly featured products, spa products, hairstyle services, food and beverage

services, specified regular-priced products and wholesale merchandises by the front

door. Please enquire with store staff for details.

Colourmix & Morimor Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Colourmix & Morimor branches in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 5% off

designated items (the “Offer”).

4. Offer is not applicable to selected products. Please enquire with store staff for details.

DK Aromatherapy Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to the DK flagship store (the “Merchant”). 3. A customer who settles payment with BoC Pay at the Merchant can enjoy a

complimentary beverage (valued at HK$48) upon spending of HK$200 or above (the

“Offer”).

4. Please contact store staff for relevant details of the Offer.

Kai Tai Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to designated Kai Tai stores only (Shatin Centre, Ma On Shan Plaza, The Lane Hang Hau, Choi Yuen Road Sheung Shui, Tuen Mun Town Plaza, Metroplaza Kwai Fong and MCP Central) (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy the

following offers (the “Offers”).

i. 25% off Kai Tai Pearl Powder (1g x 30pcs) (original price: HK$850).

ii. Special offer price of HK$1,000/ 2 packs of Kai Tai Lingzhi Cracked Spores

Powder (65g) (original price: HK$850/pack).

Pak Shing Tong Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Pak Shing Tong Outlets in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 10% off

Pak Shing Tong retail-priced products (the “Offer”).

4. Offer is applicable on retail-priced items only.

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Wai Yuen Tong Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Wai Yuen Tong branches in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 10% off

proprietary Chinese medicine (except selected promotion items) (the “Offer”).

4. Offer is not applicable to Chinese medicine diagnosis, medicine dispensing and

treatment services.

5. Offer is not applicable to exhibitions/ trade fairs.

6. Offer is not applicable to selected promotion items. Please enquire with store staff for details.

Dining Offers:

Yoshinoya Offer

1. The Promotion is valid from 11th January to 10th February 2021 (both dates inclusive based on the transaction dates) (the “Promotion Period”).

2. The Promotion is only applicable to BoC Pay which refers to QR Code payments made with the BoC Pay mobile app. The customer must successfully bind the BoC Pay mobile app with an BOC Dual Currency Credit Card issued in Hong Kong

bearing the logo and/or Smart Account and/or Payment Account (the “BoC Pay”).

3. The HK$10 instant cash discount (the “Offer”) is only applicable to customers who conduct any single net spending amount of HK$40 or above at any Yoshinoya in Hong Kong (“the Participating Merchant”) via BoC Pay (“the Eligible Transaction”, please refer to Clause 4 for definition) during the Promotion Period.

4. Eligible Transaction is the final amount payable after deducting the value of any cash coupon /gift voucher used when making a retail purchase.

5. Each customer can only enjoy the Offer once per day. The Offer is subject to limited quotas and available on a first-come-first-served basis while quotas last. The total number of limited quotas is 40,000.

6. To enjoy the Offer, the customer must state the intention to use the Offer and present the BoC Pay payment screen to the cashier of the Participating Merchant before settling payment.

7. Offer is based on single net spending and not eligible for any split transactions.

8. Offer is not applicable for YOSHI CLUB Apps ordering, placing delivery order, party menu, QR code ordering, self-order kiosk and Kigokoro Series, Smart Choice Series & 3:15 Tea Series. HK1 will be charged for extra sauce.

9. The Offer will be used immediately at the time of making the Eligible Transaction, which cannot be transferred, accumulated or saved for future use.

10. Unless otherwise specified, the Offer cannot be used in conjunction with other offers, merchant/member benefits, coupons, discounts and gift certificates. Offer carries no money value, and cannot be exchanged for cash, other products, services or discounts, and are non-transferable.

11. Offer is applicable to the final payment made with BoC Pay.

12. Any cancelled, refunded, falsified and unposted transactions are not counted as Eligible Transactions, otherwise the Offer will be cancelled or refunded together with those transactions. Bank of China (Hong Kong) Limited (“BOCHK”) and/or BOC Credit Card (International) Ltd (the “Company”) reserve the right to debit the

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relevant Credit Card/Smart Account/Payment account with the amount equivalent to the value of the Offer without prior notice to the customer.

13. The above Offer is subject to the record of BOCHK and/or Card Company.

14. For the locations of the Participating Merchant’s outlets, please visit its official website (https://www.yoshinoya.com.hk/).

15. Customers are responsible for the data charges of using and/or downloading BOCHK Mobile Application imposed by their service providers.

16. Please download BOCHK Mobile Application from official application stores or BOCHK website, and ensure the search wording is correct.

17. By using BOCHK Mobile Application, the viewer agrees to be bound by the contents of the relevant disclaimer and privacy policy posted on BOCHK Mobile Application and which may be updated by BOCHK from time to time.

18. Recommended Operating Systems for the BoC Pay app: iOS (11.0 or above) and Android (6.0 or above). iOS is trademark of Apple Inc., registered in the U.S. and other countries. Android is trademark of Google LLC.

19. No person other than the customer, the Participating Merchant, BOCHK and/or the Company will have any rights under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefits of any of the provisions of these terms and conditions.

20. BOCHK and/or the Company are not the providers of the goods and the services of the Participating Merchant. Any enquires or disputes of the goods and the services should be directed to the Participating Merchant. BOCHK and/or the Company accept no liability for the quality of or any other matters relating to the goods, products and services provided by the Participating Merchant. The Participating Merchant is solely responsible for all obligations and liabilities relating to the goods, products and service.

21. BOCHK and/or the Company and/or the Participating Merchant reserve the right to change, suspend or terminate the Offer or its terms and conditions at their sole discretion.

22. The above products, services and Offer are subject to the respective terms and conditions, please enquire with the Participating Merchant for details.

23. BOCHK and/or the Company and/or the Participating Merchant reserve the right of final decision on all matters and disputes.

24. Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.

TamJai Yunnan Mixian Offer

1. Jointed-Heart Limited trading as TamJai Yunnan Mixian (the “TamJai Yunnan Mixian”) Offer is valid from 1st to 31st January 2021, both dates inclusive (the “Promotion Period”).

2. This Offer applies to QR Code payments made with the BoC Pay mobile app. The customer must successfully bind the BoC Pay mobile app with a BOC Dual Currency

Credit Card issued in Hong Kong bearing the logo and/or Smart Account and/or Payment Account (the “BoC Pay”). This Offer can be used at all TamJai Yunnan Mixian outlets in Hong Kong (the “Merchant”).

3. The HK$10 instant discount (the “Offer”) is only applicable to customers who successfully make any single net spending amount of HK$40 or above at the Merchant with a designated Merchant u.plan coupon (the “Coupon”) redeemed in

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BoC Pay, and who settles payment with a corresponding QR Code (the “Discount QR Code”) at Merchant via BoC Pay during the Promotion Period.

4. Each customer can enjoy the Offer once per day (11:00 pm on the previous day to 10:59:59 pm on the following day according to the time of the system).

5. The Offer is subject to quotas and available on a first-come-first-served basis while quotas last. The total quota is 200,000 and based on actual usage.

6. During the Promotion Period, the Coupon is valid for 3 days only upon redemption. The customer can use the Coupon and enjoy the Offer again after redeeming a new Coupon. Please refer to the display of validity date on the Coupon for the actual validity.

7. To enjoy the Offer, the customer must state the intention to use the offer and present the BoC Pay payment screen to the cashier of the Merchant before settling payment.

8. The Offer will be used immediately at the time of making the transaction. The Offer cannot be transferred, accumulated or saved for future use.

9. In the event of refund or return, only the amount paid by the customer will be returned, excluding the discount amount.

10. Redeemed Discount QR Codes cannot be reused or returned. 11. The Offer is not applicable if the final transaction amount does not reach the spending

requirement. The customer is required to pay the difference. 12. Instant discount amount is non-transferable and cannot be exchanged for cash,

discounts or other products / services. Offer is based on net single spending and not eligible for any split transactions.

13. Offer is applicable to the final payment made with BoC Pay, but not applicable to the exchange of goods, plastic shopping bag charges, delivery services, third party delivery fees, cancel / refund transactions, split transactions or any unauthorised/fraudulent transactions.

14. Offer is non-transferable and cannot be used in conjunction with other offers, Merchant / member benefits, cash coupons, discounts and gift certificates, unless otherwise specified.

15. Usage of Discount QR Code is subject to the respective terms and conditions. The Merchant reserves the right to change, suspend or terminate the list of participating outlets.

16. Any cancelled, refunded, falsified and unposted transactions are not counted as eligible transactions. Bank of China (Hong Kong) Limited (the “BOCHK”) and/or BOC Credit Card (International) Ltd (the “Card Company”) reserve the right to debit the relevant Credit Card / Smart Account / Payment account with the amount equivalent to the value of the Offer without prior notice to the customer.

17. The above Offer is subject to the record of BOCHK and/or Card Company. 18. Customers are responsible for the data charges of using and/or downloading BoC

Pay Mobile Application imposed by their service providers. 19. Please download BoC Pay Mobile Application from official application stores or

BOCHK website, and ensure the search wording is correct. 20. By using BoC Pay Mobile Application, the viewer agrees to be bound by the content

of this disclaimer as it may be amended by BOCHK from time to time and posted to on BoC Pay Mobile Application.

21. The above products, services and Offers are subject to the respective terms and conditions. Please refer to in-store promotional materials or enquire with the Merchant or staff of BOCHK and/or the Card Company for details.

22. All information and images are for reference only. All matters and disputes will be subject to the final decision of BOCHK and/or the Card Company.

23. No person other than the cardholders, BOCHK and / or the Card Company will have any rights under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefits of any of the provisions of these terms and conditions.

24. BOCHK and/or Card Company are not the providers of the goods and the services of the Merchant. Any enquires or disputes of the goods and the services should be

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directed to the Merchant. BOCHK and/or Card Company accept no liability for the quality of or any other matters relating to the goods, food, products and services provided by the Merchant. The Merchant is solely responsible for all obligations and liabilities relating to the related goods, food, products and service.

25. BOCHK and/or the Card Company and the Merchant reserve the right to change, suspend or terminate the terms and conditions at their sole discretion.

26. In case of any dispute, the decision of BOCHK and/or the Card Company and/or the Merchant shall be final.

27. Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.

TamJai SamGor Offer:

1. TamJai SamGor from Vennic Limited (the “TamJai SamGor”) Offer is valid from 1st to 31st January 2021, both dates inclusive (the “Promotion Period”).

2. This Offer applies to QR Code payments made with the BoC Pay mobile app. The customer must successfully bind the BoC Pay mobile app with a BOC Dual Currency

Credit Card issued in Hong Kong bearing the logo and/or Smart Account and/or Payment Account (the “BoC Pay”). This Offer can be used at all TamJai SamGor outlets in Hong Kong (the “Merchant”).

3. The HK$10 instant discount (the “Offer”) is only applicable to customers who successfully make any single net spending amount of HK$40 or above at the Merchant with a designated Merchant u.plan coupon (the “Coupon”) redeemed in BoC Pay, and who settles payment with a corresponding QR Code (the “Discount QR Code”) at Merchant via BoC Pay during the Promotion Period.

4. Each customer can enjoy the Offer once per day (11:00 pm on the previous day to 10:59:59 pm on the following day according to the time of the system).

5. The Offer is subject to quotas and available on a first-come-first-served basis while quotas last. The total quota is 200,000 and based on actual usage.

6. During the Promotion Period, the Coupon is valid for 3 days only upon redemption. The customer can use the Coupon and enjoy the Offer again after redeeming a new Coupon. Please refer to the display of validity date on the Coupon for the actual validity.

7. To enjoy the Offer, the customer must state the intention to use the offer and present the BoC Pay payment screen to the cashier of the Merchant before settling payment.

8. The Offer will be used immediately at the time of making the transaction. The Offer cannot be transferred, accumulated or saved for future use.

9. In the event of refund or return, only the amount paid by the customer will be returned, excluding the discount amount.

10. Redeemed Discount QR Codes cannot be reused or returned. 11. The Offer is not applicable if the final transaction amount does not reach the spending

requirement. The customer is required to pay the difference. 12. Instant discount amount is non-transferable and cannot be exchanged for cash,

discounts or other products / services. Offer is based on net single spending and not eligible for any split transactions.

13. Offer is applicable to the final payment made with BoC Pay, but not applicable to the exchange of goods, plastic shopping bag charges, delivery services, third party delivery fees, cancel / refund transactions, split transactions or any unauthorised/fraudulent transactions.

14. Offer is non-transferable and cannot be used in conjunction with other offers, Merchant / member benefits, cash coupons, discounts and gift certificates, unless otherwise specified.

15. Usage of Discount QR Code is subject to the respective terms and conditions. The Merchant reserves the right to change, suspend or terminate the list of participating outlets.

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16. Any cancelled, refunded, falsified and unposted transactions are not counted as eligible transactions. Bank of China (Hong Kong) Limited (the “BOCHK”) and/or BOC Credit Card (International) Ltd (the “Card Company”) reserve the right to debit the relevant Credit Card / Smart Account / Payment account with the amount equivalent to the value of the Offer without prior notice to the customer.

17. The above Offer is subject to the record of BOCHK and/or Card Company. 18. Customers are responsible for the data charges of using and/or downloading BoC

Pay Mobile Application imposed by their service providers. 19. Please download BoC Pay Mobile Application from official application stores or

BOCHK website, and ensure the search wording is correct. 20. By using BoC Pay Mobile Application, the viewer agrees to be bound by the content

of this disclaimer as it may be amended by BOCHK from time to time and posted to on BoC Pay Mobile Application.

21. The above products, services and Offers are subject to the respective terms and conditions. Please refer to in-store promotional materials or enquire with the Merchant or staff of BOCHK and/or the Card Company for details.

22. All information and images are for reference only. All matters and disputes will be subject to the final decision of BOCHK and/or the Card Company.

23. No person other than the cardholders, BOCHK and / or the Card Company will have any rights under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefits of any of the provisions of these terms and conditions.

24. BOCHK and/or Card Company are not the providers of the goods and the services of the Merchant. Any enquires or disputes of the goods and the services should be directed to the Merchant. BOCHK and/or Card Company accept no liability for the quality of or any other matters relating to the goods, food, products and services provided by the Merchant. The Merchant is solely responsible for all obligations and liabilities relating to the related goods, food, products and service.

25. BOCHK and/or the Card Company and the Merchant reserve the right to change, suspend or terminate the terms and conditions at their sole discretion.

26. In case of any dispute, the decision of BOCHK and/or the Card Company and/or the Merchant shall be final.

27. Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail. Super Star Group Offer

1. The Promotion of Super Star Group offer is valid from 22 September to 28 February

2021, both dates inclusive (the "Promotion Period").

2. The Super Star Group Offer is applicable to BoC Pay, refers to QR Code payments

made with the BoC Pay mobile app. Customers must successfully bind the BoC Pay

mobile app with BOC Dual Currency Credit Card and/or Smart Account and/or

Payment Account, or successfully bind the eligible BOC Dual Currency Credit Card

bearing the logo issued in Hong Kong (the “Eligible Credit Card”) to UnionPay

App (the "UnionPay QR code").

3. Customers are eligible to enjoy the below offers (the “Offers”) spending with BoC

Pay at designated physical outlets of Super Star Group in Hong Kong (the

“merchant”) during the Promotion Period.

a. Offer 1: Get HK$50 Cash Coupon upon single net spending of HK$500 or above

with BoC Pay at Super Star Chinese Cuisine, Empire City Chinese Cuisine and

Empire City Roasted Duck in Hong Kong

b. Offer 2: Get HK$5 Cash Coupon upon single net spending of HK$25 or above

at STAR 68 in Hong Kong

c. Offer 3: Get HK$50 Cash Coupon upon single net spending of HK$500 or above

at STAR 68 in Hong Kong

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4. Each card or account is eligible to enjoy the offer once per day (from 00:00am to

11:59:59 pm on the same day).

5. The Offers cannot be accumulated, altered, and saved for future use. Any split

transactions are also not eligible for the Offer.

6. Participating merchants include all Super Star Chinese Cuisine Hong Kong outlets,

Empire City Chinese Cuisine, Empire City Roasted Duck and Star 68. The Offer is

only applicable at participating merchants in Hong Kong (The “merchants”).

7. To enjoy the Offer, customer must notify cashier for the payment with BoC Pay in

advance and present the corresponding UnionPay QR Code for transaction.

8. The Offer is not allowed to be used with other cash coupon.

9. The Offer is applicable to dine-in patronage, take away and poon choi (only

applicable for Super Star Chinese Cuisine outlets) and not applicable to purchase

of retail products.

10. The Offer can be used once only for each table in each transaction.

11. Cash Coupon is valid for 6 months from the date of issuing and for the use of next

purchase only. No minimum spending is required for Cash Coupon and no change

will be given for any balance not spent. Cash Coupon shall be used in accordance

with the terms and conditions printed on the back of Cash Coupon. Any outstanding

balance after deducting the face value of Cash Coupon must be settled via

UnionPay QR Code.

12. Cash Coupon will not be re-issued in case of loss or damage.

13. A total of 6,900 Cash Coupon of HK$50 and 2,000 Cash Coupon of HK$5 are

available during the entire Promotion Period. Daily quota applies for each

Participating merchants’ outlets on a first-come-first-served basis while stock lasts.

14. Any cancelled/refunded/falsified/unposted transactions are not counted as eligible

transactions. Bank of China (Hong Kong) Limited (“BOCHK”) and/or BOC Credit

Card (International) Ltd (the “Company”) reserve the right to debit the relevant Credit

Card/Smart Account/Payment account with the amount equivalent to the value of

the Offer without prior notice to the customer.

15. UnionPay QR Code offers and usage of UnionPay App are bound by individual

terms and conditions. Please visit UnionPay App or UnionPay International

webpage for details. For enquiry, please contact UnionPay International Customer

Service Hotline: 800 967 222.

16. The above offer is subject to the record of BOCHK and/or Card Company.

17. Customers are responsible for the data charges of using and/or downloading

BOCHK Mobile Application imposed by their service providers.

18. Apart from the terms and conditions as listed in the promotional materials, offers are

subject to specific terms and conditions of the Merchants. For details, please contact

the Merchants.

19. All information and images are for reference only.

20. No person other than the cardholders and the Company will have any rights under

the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefits of

any of the provisions of these terms and conditions.

21. BOCHK / the Company are not the supplier of such products / service purchased

and Cardholders should refer to the relevant merchants for details. BOCHK and the

company accept no liability for the quality of products / service provided by the

merchants.

22. BOCHK and/or the Company and/or UnionPay International and/or the in-store

merchant reserve the right to change, suspend or terminate the terms and conditions

at its sole discretion.

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23. In case of any disputes, the decision of BOCHK, the Company, UnionPay

International or Superstar Group shall be final and binding on all parties concerned.

24. Should there be any discrepancy or inconsistency between the English and the

Chinese versions of these terms and conditions, the Chinese version shall prevail.

Baekmidang Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Baekmidang and Baekmidang Chul Grill branches in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy the

following offers (the “Offers”).

i. Offer 1: Enjoy 10% off upon spending of HK$100 or above at Baekmidang. ii. Offer 2: Enjoy 10% off at Baekmidang Chul Grill.

4. Offers cannot be used to purchase or reload Baekmidang gift cards and ice cream

vouchers.

Hung Fook Tong Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Hung Fook Tong branches in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 20% off upon purchase of 10 pieces of HK$50 gift vouchers and get a bottle of complimentary Hung Fook Tong herbal tea (the “Offer”).

4. The usage of Hung Fook Tong Gift Voucher may subject to other terms and conditions. Please refer to the terms and conditions of Hung Fook Tong Coupon Set.

5. Offer is available on a first-come-first-served basis while stocks last.

Saint Honore Cake Shop Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to Saint Honore Cake Shops in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 10% off

upon net spending of any birthday cake valued at $198 or above.

4. Please place cake order at least 2 days before cake pickup date. Orders must be

collected at designated outlets.

5. Extra charge applies for delivery. Please enquire with the Merchants for details.

Wing Wah Cake Shop Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

2. The Programme is only applicable to designated Wing Wah Cake Shops in Hong Kong, and is not applicable to the Airport branch, online shop and other temporary points of sale (the “Merchants”), please check with Wing Wah Cake Shop for details.

3. A customer who settles payment with BoC Pay at the Merchants can enjoy 10% off

standard-priced items (the “Offer”).

The Emperor Hotel - Golden Valley and Monkey Café Offer:

1. The Programme runs from now until 31 December 2021 (the “Promotion Period”).

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2. The Programme is only applicable to Golden Valley and Monkey Café of The Emperor Hotel in Hong Kong (the “Merchants”).

3. A customer who settles payment with BoC Pay at the Merchants can enjoy the following offers (the “Offers”).

i. Offer 1: 15% off lunch (Monday to Friday 11:00-16:00) and/ or 10% off dinner (Monday to Friday 18:00-22:00) upon spending of HK$1,000 or above on à la carte food items at The Emperor Hotel - Golden Valley (“Offer 1”).

ii. Offer 2: 15% off à la carte food items, set menus and beverages (Monday to Sunday 11:00-22:30) at The Emperor Hotel - Monkey Café (“Offer 2”).

4. Offer 1 is not applicable on 8 to 18 February, 21 to 22 September and 18 to 31 December 2021.

5. Offer 2 is not applicable on 1 January, 13 to 14 February and 24 to 31 December 2021.

6. Offers are applicable to a maximum of 12 diners. 7. Offers are not applicable to private parties, banquets or outside catering.

10% service charge will be calculated based on price before discount is applied.

Union Pay uplan e-Coupon offers (Refers to “Watsons offer”) 1. “Watsons offer” is Unionpay’s uplan e-Coupon exclusive offers (“The Offers”). 2. The Offers applies to QR Code payments made with the BoC Pay mobile app via

Union Pay network. The customer must successfully bind the BoC Pay mobile app

with a BOC Dual Currency Credit Card issued in Hong Kong bearing the logo and/or Smart Account and/or Payment Account (the “BoC Pay”).

3. Terms and Conditions apply to the offers. For details, please refer to the uplan e-Coupon, UnionPay App and UnionPay official website. For enquiry, please contact UnionPay International Customer Service Hotline: 800 967 222.

4. Please refer to the display of validity date on the Coupon for the actual validity. 5. To enjoy the Offer, the customer must state the intention to use the offer and

present the BoC Pay payment screen to the cashier of the Merchant before settling payment.

6. The uplan e-Coupons are subject to limited quotas and available on a first-come-first-served basis while quotas last.

7. Any cancelled, refunded, falsified and unposted transactions are not counted as eligible transactions, Bank of China (Hong Kong) Limited (the “BOCHK”) and/or BOC Credit Card (International) Ltd (the “Card Company”) reserves the right to debit the relevant Credit Card / Smart Account / Payment account with the amount equivalent to the value of the Offer without prior notice to the customer.

8. In the case of a refund transaction, no redeemed coupons will be returned. 9. The above Offer is subject to the record of BOCHK and/or Card Company. 10. Customers are responsible for the data charges of using and/or downloading BoC

Pay Mobile Application imposed by their service providers. 11. Please download BoC Pay Mobile Application from official application stores or

BOCHK website, and ensure the search wording is correct. 12. By using BoC Pay Mobile Application, the viewer agrees to be bound by the

content of this disclaimer as it may be amended by BOCHK from time to time and posted to on BoC Pay Mobile Application.

13. All images and information are for reference only. 14. No person other than the cardholders, BOCHK and / or the Card Company will

have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provisions of these terms and conditions.

15. BOCHK and/or the Company are not the providers of the goods and the services of the Participating Merchant. Any enquires or disputes of the goods and the services

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should be directed to the Participating Merchant. BOCHK and/or the Company accept no liability for the quality of or any other matters relating to the goods, products and services provided by the Participating Merchant. The Participating Merchant is solely responsible for all obligations and liabilities relating to the goods, products and service.

16. BOCHK and/or the Company and/or the Participating Merchant reserve the right to change, suspend or terminate the Offer or its terms and conditions at their sole discretion.

17. The products, services and offers are bound by individual terms and conditions, please refer to participating merchants for details.

18. In case of any disputes, the decision of BOCHK, the Company, UnionPay International or participating merchants shall be final and binding on all parties concerned.

19. Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.

General Terms and Conditions of “BoC Pay Merchant Offers”:

1. The above BoC Pay Merchant Offers are subject to the record of BOCHK and/or the

Card Company.

2. BoC Pay Merchant Offers apply to QR Code payments made with the BoC Pay

mobile app. The customer must successfully bind the BoC Pay mobile app with a

BOC Dual Currency Credit Card and/or Smart Account and/or register the Payment

Account (“BoC Pay”).

3. Customers are responsible for the data charges of using and/or downloading

BOCHK Mobile Application or Mobile Banking imposed by their service providers.

4. Please download the BOCHK Mobile Application from official application stores or

the BOCHK website, and ensure the search wording is correct.

5. By using the BOCHK Mobile Application or Mobile Banking, the user agrees to be

bound by the contents of the relevant disclaimer and privacy policy posted on the

BOCHK Mobile Application or Mobile Banking and which may be updated by

BOCHK from time to time.

6. Customers can enjoy the above offers simultaneously. However, those offers cannot

be used in conjunction with other promotional offers that are not listed in this

promotional material.

7. Offers cannot be exchanged for cash, credit limit or other products or items.

8. The above products, services and offers are subject to their respective terms and

conditions. For details, please refer to the relevant promotional materials, or contact

the relevant merchants or staff of BOCHK and/or the Card Company.

9. All information and images are for reference only. All matters and disputes will be

subject to the final decision of BOCHK and/or the Card Company.

10. No person other than the Cardholders, BOCHK and/or the Card Company will have

any rights under the Contracts (Rights of Third Parties) Ordinance to enforce or

enjoy the benefits of any of the provisions of these terms and conditions.

11. Relevant products/services are provided by the relevant merchants. BOCHK and/or

the Card Company accept no liability for the quality of or any other matters relating

to the goods, food, products and services provided by the relevant merchants. The

relevant merchants are solely responsible for all obligations and liabilities relating to

the relevant goods, food, products and services.

12. BOCHK and/or the Card Company are not the service providers of any relevant merchants. Any enquires or disputes should be directed to the relevant service

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providers. BOCHK and/or the Card Company accept no liability for and shall not be responsible for the quality of or any other matters relating to the food, products and services provided by the relevant merchants.

13. All offers are subject to change. The Card Company and/or BOCHK accept no

responsibility for any such change and will not notify customers separately of any

such change.

14. BOCHK and/or the Card Company and/or the relevant merchants reserve the right

to change, suspend or terminate the terms and conditions at their sole discretion.

15. In case of any dispute, the decision of BOCHK and/or the Card Company and the

relevant merchants shall be final.

16. Should there be any discrepancy or inconsistency between the English and the

Chinese versions of these terms and conditions, the Chinese version shall prevail.