The Best Way to Handle Retirement During Uncertain

Times

If you feel uncertain about what will happen to your nest egg, then you need

to put it into a vehicle that has more certain

performance.

Every market is driven by supply and demand.

What makes a market uncertain is the fact that those supply and demand

forces are uncertain.

While the stock market performs well when

averaged over 100 years, there were massive

crashes and booms strung throughout that history.

If you are young, then you can afford to ride the

waves as they go up and down.

If you are nearing or in retirement now, then you

can’t afford to find yourself in another

recession with another 8 year recovery.

With less than one third of the stock market owned by individuals, we are at

the mercy to the whims of how the big players

behave. I don’t pretend to understand their agenda.

And I also don’t pretend that the stock market is a truly free market that is

not manipulated.

It might not be illegally manipulated, but when big

corporations own two thirds of the market, they

can surely create their own supply and demands

forces at will.

So what other options are there?

A market actually does exist where the supply and demand forces are always

very certain.

The stability of the supply and demand forces in this market are so strong, they

create immense wealth over time with little

volatility.

The largest private corporation in the entire

world actually started as a home business back in

1865.

They have grown so large, they don’t dwarf their

competitors, they have completely eliminated

them.

This company is also so large, they intentionally

stay off of our radar. Once I knew how much power they had over my life, I

despised them.

But I am not here to bash this international

corporate monster. I am here to show you how they got so wealthy.

Why am I taking the time to do this? Because we all

can now leverage the stable yet powerful forces

of the same market to create our own wealth.

The company’s name is Cargill.

The market they leveraged is food.

The opportunity is now yours with a new

instrument called bulk food holdings.

Let’s first look at the stable and powerful

performance of the food market.

It has the same two forces as every other market:

1. Supply2. Demand

Prices go up when demand is higher than supply.

Prices go down when supply is higher than

demand.

In the food market, demand is higher than supply, virtually all the

time.

Let me start by explaining that the bulk food market is an international market, so

supply and demand is not only coming from domestic

pressure

This fact even further exacerbates the pressures that constantly push prices

up.

Let’s look at what drives demand:

1. Population2. Eating Habits

3. The Nature of Necessity

1. Population: The steady growth of population directly affects the

steadily growing demand for food.

Year World Population

% change

US Population

% change

1950 2,557,628,654   151,868,000 

1960 3,042,828,380 19% 179,979,000 19%

1970 3,712,338,708 22% 203,984,000 13%

1980 4,450,929,761 20% 227,224,681 11%

1990 5,287,869,228 19% 249,622,814 10%

2000 6,090,319,399 15% 282,162,411 13%

2010 6,866,054,281 13% 309,326,225 10%

2. Eating habits:When the US economy

goes into deep recession, people still find the money to eat well, go out to eat,

and watch movies.

When other investments are tanking (because

consumers are just not buying any more cars, for example) The demand for

food actually increases

Consumers alleviate the stress of the economy by eating

more, and they also horde and save food out of fear. Both behaviors create a stronger

demand in economic downturns.

3. The Nature of Necessity:It’s just a simple fact that

everyone needs to eat every day.

If you just think about it, this is one of the most ideal forces that could

drive a market.

All other industries have consumers with erratic

behaviors. All of them. And most industries have manufacturers and

distributors with changing performance.

From real estate, to technology, to clothing, to

automobiles, to oil and gas. Demand simply

changes based on many different factors.

Now let’s look at what drives supply.

1. Land2. Harvest Yields/ Failures3. Reserves (the BIG one)

1. Land

The data on the land shows that even though

supply is steadily growing, the arable land in the US

is not.

Arable land per capita is the amount of farm land available for each person in a country. It is shrinking all over the

world at an alarming rate.

India is one of the largest exporters of rice in the world, this 45% drop in

arable land has significantly contributed to

the huge jump in rice prices.

Some people have accused the arable land per capita data to

be only a reflection of increased population.

Here are the actual harvested acres in the US per the USDA.

Acreage of US Principle Crops

Year Harvested Acres

% Change

1950 336,437  1960 315,818 -6.1%1970 283,096 -10.4%1980 340,103 20.1%1990 307,768 -9.5%2000 307,955 0.1%2010 304,646 -1.1%2013 303,755 -0.3%

Amount of farm land has mostly gone down while demand has been

steadily rising.

2. Harvest Yields/ Failures

I will show you a chart of the actual harvest of 5 bulk foods over the past

23 years. Take a look at the total increase at the bottom. With

population growing about 1% a year a 23 year crop yield increase should be

at least 23%

Year Beans % Oats % Potatoes % Rice % Wheat % Corn %1990 32,379   357,654   402,110  156,088  2,729,778  73,075  1991 33,765 4.3% 243,851 -31.8% 417,622 3.9% 159,367 2.1% 1,980,139 -27.5% 74,962 2.6%1992 22,615 -33.0% 294,229 20.7% 425,367 1.9% 179,658 12.7% 2,466,798 24.6% 78,146 4.2%1993 21,862 -3.3% 206,731 -29.7% 430,349 1.2% 156,110 -13.1% 2,396,440 -2.9% 69,756 -10.7%1994 28,950 32.4% 228,844 10.7% 469,425 9.1% 197,779 26.7% 2,320,981 -3.1% 78,231 12.1%1995 30,689 6.0% 161,094 -29.6% 445,099 -5.2% 173,871 -12.1% 2,182,708 -6.0% 70,531 -9.8%1996 27,912 -9.0% 153,245 -4.9% 499,254 12.2% 171,599 -1.3% 2,277,388 4.3% 78,251 10.9%1997 29,370 5.2% 167,246 9.1% 467,091 -6.4% 182,992 6.6% 2,481,466 9.0% 78,725 0.6%1998 30,418 3.6% 165,768 -0.9% 475,667 1.8% 184,443 0.8% 2,547,321 2.7% 78,502 -0.3%1999 33,146 9.0% 145,628 -12.1% 478,093 0.5% 206,027 11.7% 2,295,560 -9.9% 76,524 -2.5%2000 26,543 -19.9% 149,165 2.4% 513,544 7.4% 190,872 -7.4% 2,228,160 -2.9% 78,522 2.6%2001 19,610 -26.1% 117,602 -21.2% 437,673 -14.8% 215,270 12.8% 1,947,453 -12.6% 74,910 -4.6%2002 30,312 54.6% 116,002 -1.4% 458,171 4.7% 210,960 -2.0% 1,605,878 -17.5% 76,452 2.1%2003 22,492 -25.8% 144,383 24.5% 458,199 0.0% 199,897 -5.2% 2,344,415 46.0% 77,527 1.4%2004 17,743 -21.1% 115,695 -19.9% 455,806 -0.5% 232,362 16.2% 2,156,790 -8.0% 79,732 2.8%2005 26,576 49.8% 114,859 -0.7% 423,788 -7.0% 222,833 -4.1% 2,103,325 -2.5% 81,047 1.6%2006 24,155 -9.1% 93,522 -18.6% 440,698 4.0% 194,585 -12.7% 1,808,416 -14.0% 77,125 -4.8%2007 25,586 5.9% 90,430 -3.3% 444,875 0.9% 198,388 2.0% 2,051,088 13.4% 92,580 20.0%2008 25,558 -0.1% 89,135 -1.4% 415,055 -6.7% 203,733 2.7% 2,499,164 21.8% 84,535 -8.7%2009 25,427 -0.5% 93,081 4.4% 432,601 4.2% 219,850 7.9% 2,218,061 -11.2% 85,095 0.7%2010 31,801 25.1% 81,190 -12.8% 404,273 -6.5% 243,104 10.6% 2,206,916 -0.5% 87,013 2.3%2011 19,890 -37.5% 53,649 -33.9% 429,647 6.3% 184,941 -23.9% 1,999,347 -9.4% 89,924 3.3%2012 31,925 60.5% 64,024 19.3% 462,766 7.7% 199,543 7.9% 2,266,027 13.3% 94,754 5.4%2013 24,486 -23.3% 65,879 2.9% 437,483 -5.5% 189,886 -4.8% 2,129,695 -6.0% 93,924 -0.9%

23 Yr Change -24.4%

-81.6% 8.8% 21.7% -22.0%

28.5%

You can see in some years all the crops did poorly when there was widespread drought, and

sometimes only one crop would fail due to blight, or a regional

problem.

This data shows you the dramatic disconnect between harvest yields and demand for

food.

Farmers are just not able to produce enough to keep up.

Which bring us to the third force on the supply:

3. Reserves

These are extra food stores that are not consumed but saved for

later when a future harvest is low.

Going back as far as recorded history, we have read about civilizations storing up their

food for their own security. It is basic wisdom to store up like

the ants.

What does the US do with that ancient wisdom?

Our government completely ignores it!

The modern concept of Strategic Food Reserves was first

proposed in the 30’s, then further established by president Roosevelt. Then, in 2007 the US government has basically sold off its entire food reserves with

the ending of the 2002 Farm bill.

The logic was that since our food is sourced from around

the world we would be able to rely on other nations as our

grain reserves.

The problem with this strategy is that Cargill, our international food giant, has been shaping the landscape so that each

region “monocrops” the land with the crop it is best suited to

grow. So each region has it’s specialty.

In a perfect world, having a region specialize in one crop makes the price go down and yields go up.

But, if a drought or blight hits that region, there are no other regions growing the same crop and that

one crop supply world-wide suffers drastically.

Here is how Cargill puts it:"There is a mistaken belief that the greatest agricultural need in the developing world is to develop the capacity to grow food for local consumption. That is misguided. . . Countries should produce what they produce best, and trade.”

-Whitney MacMillan Chairman of Cargill 1995

So in 2007, all grain reserves were consumed. And the US

government has yet to reestablish any.

Then, serendipitously, during the crash of 2008, our Cargill,

who privately owns its own massive grain reserves, shows a huge profit while everyone

else drowns.

Here’s an except from an LA Times article:

“Cargill, the largest private company in the world, began its business in 1865—

with a grain silo. Today it is believed that Cargill's global network of silos store more grain than any other private company…

But no one knows for sure because, like the Chinese, Cargill executives keep the

amount of grain they buy, sell and store a secret. In 2008, Cargill parlayed its

immense wheat holdings into an 86% jump in profits on global commodities

exchanges…

Such windfalls during times of panic, price hike and scarcity are not surprising:

Since the days of food shortages in ancient Greece and Rome, spikes in the price of bread encourage grain bankers

to hoard, not bring more grain to market.”

-LA Times 2012

Here is a link to the whole article:

How to fight a food crisis,by: Frederick Kaufman

Not only was Cargill immensely profitable during economic upheaval, but they built their world-wide empire

on food.

To understand how big and powerful this empire (that started with a single grain

silo) truly is- They are the only western company to own an

entire port in China (Yangjiang).

They do business in 172 countries and employ over

80,000 people.

Unlike publicly traded companies, they built their wealth without the massive

capitalization that share holders provide.

They just consistently worked in a market that performed

year after year, decade after decade, without any major

setbacks.

They understood something that the modern investor

doesn’t.

The power of owning food.

Let me re-iterate a simple fact that you MUST understand:

The demand for ALL other products and services in

America will ebb and flow with the economy, except FOOD.

Now that you are more familiar with how the food market works let’s look at

price history.

The World BankThis is the World Bank’s data on food prices

world-wide since 2000.

Yearly Price Increase of Food Eaten at HomeThis chart is from Northwestern University. The way you

read it is by looking at where the line is for any given year, if the line is above zero, then prices increased by that

percentage over the previous year’s prices.

Yearly Price Increase of Food Eaten at HomeNotice 2002 is the only flat year (the yearly increase is

near zero). The red line is the 20 year average. It’s right there with inflation, around 3%. Food prices have just NOT

gone down over 20 years according to Northwestern University.

Let’s go back even further to 1970’s:

From the USDA

Let me explain this chart. Every year the price of food goes up. The green bar is the average rate of increase over the 10 year decade. 8% is extremely

high for the 70s, because if 8% is the average, some years saw huge hikes, in fact a couple years

were over 20%!

Notice this leading statement

They want you to see this:(because they feel like it’s their job to keep food

affordable)

They also are showing you a chart that visually goes down, yet the actual price of food has been

going up- every year. Anything above 0% means it increased in price from the previous year.

But look at the years down here on the last bar, we are only 40% through the decade at this point!

There is plenty of room in the next 6 years to see this:

What would cause this to happen? Well in the very same article, they describe what happened in the

70s which made the prices soar.

“Considering the U.S. economy as a whole, inflation for consumer goods, including food, was abnormally high almost across the board starting in 1973. This coincides with a major depreciation

of the U.S. dollar that took place in the early 1970s and raised the cost of imported goods. At the

same time, a sharp rise in fuel and energy prices resulted from global shortages in supply, which had ripple effects throughout the economy and

took many years to abate.”-USDA Article on Food Prices on April 07, 2014

Here’s the Link to see for yourself:

http://www.ers.usda.gov/amber-waves/2014-april/food-prices%E2%80%94taking-the-long-term-view.aspx#.U2hc-4FdX84

Have we been facing a depreciating dollar like they did

in the 70s?

Read an except from the summary of a congressional report:

The Depreciating Dollar: Economic Effects and Policy Response

Craig K. Elwell Specialist in Macroeconomic Policy

February 23, 2012

“A depreciating currency could affect several aspects of U.S. economic

performance. Possible effects include increased net exports, decreased

international purchasing power, rising commodity prices, and upward pressure on interest rates; if the trend is sustained, the

United states may also experience a reduction of external debt,

possible undermining of the dollar’s reserve currency status, and an elevated risk of a

dollar crisis.”

“To give Congress the economic context in which to view the dollar’s recent and

prospective movement, this report analyzes the evolution of the exchange rate since its peak in 2002. It examines several factors

that are likely to influence the dollar’s medium-term path, what effects a

depreciating dollar could have on the economy, and how alternative policy measures that could be taken by the

Federal Reserve, the Treasury, and the 112th Congress might influence the dollar’s

path.”

Does that strike your core as it does mine?

Is this not exactly what we are all bracing ourselves for?

Is this not the exact scenario that is unfolding before our very

eyes?

Is Cargill going to be the only one with the foresight to cash in

on another multi-billion dollar windfall decade?

When massive drought plagues our nation, is Cargill going to be

the only one with answers?

I see a future for our nation where the American people

have their own grain reserves?

Is not right now, the perfect time to get out of the stock

market? At the top, and diversify whatever portion you

deem wise, and shift gears going into this next season of a

changing economy?

The US is in great transition. We are being pulled down from

being the international power house to being an international

house mate.

Many of us have seen this coming for a long time. And the

necessary ingredient of this shift is the weakening of the

dollar.

And you just heard, straight from both the USDA and a congressional report, what

happens to food prices when the dollar goes down.

Here’s the USDA’s quote again:

“Considering the U.S. economy as a whole, inflation for consumer goods, including food, was abnormally high almost across the board starting in 1973. This coincides with a major depreciation

of the U.S. dollar that took place in the early 1970s and raised the cost of imported goods. At the

same time, a sharp rise in fuel and energy prices resulted from global shortages in supply, which had ripple effects throughout the economy and

took many years to abate.”-USDA Article on Food Prices on April 07, 2014

Okay, Okay, now what if the dollar doesn’t take a nose dive?

I could be wrong about what is coming around the corner. And if I am wrong, I’m going to show you how a “business as usual”

picture looks for the food market.

Here’s what the USDA says in another article:

“For most of the last two decades, prices at both supermarkets and

restaurants may have moved up and down on a monthly basis, but these swings tended to smooth out into

modest yearly increases. As a result, the all-food Consumer Price Index (CPI) followed a fairly predictable pattern of about 2-3 percent inflation each year

from 1990 through 2005.”

“However, since 2006, a series of interrelated factors—including spikes in

prices for food commodities and energy, major weather events, shocks to global commodity markets, and the

U.S. economic recession and subsequent recovery—have resulted in

annual changes in the all-food CPI.”

“Food prices have also been rising faster than in earlier years, and food price inflation has easily outpaced

price inflation for many other types of goods. Among major consumer

spending categories, only prices for transportation, which include a number of energy price measures, and medical

care have risen faster than food prices.”

Here is the article online:

http://www.ers.usda.gov/amber-waves/2013-august/price-inflation-for-food-outpacing-many-other-spending-categories.aspx#.U2heRoFdX84

Now let’s look at some shocking data from China. Because the bulk food

market is international, and the supply and demand forces come from world-

wide importers and exporters.

This is the World Bank’s data on food inflation in China from 2010. Again, everything over zero means the price went up that percentage from

the last year.

Bulk foods are comprised of

commodities in the vegetable and

bean categories.

Let’s get a bigger picture of what their prices have been doing over the decades.

This data teaches us some very powerful concepts.

Again, the blue line is showing inflation. Everything about that dotted “0% CPI” means the

price is increasing by that percentage from the last year.

China obviously experiences significantly higher food inflation than the US. The demand simply

drives prices through the roof!

This chart is communicating the correlation between the population demand for food and the

sharp price spikes.

Farms are not factories, they can’t just make more food.

Every single year they always produce as much as they

possibly can. So an increase in demand will always brings an

increase in price, not an increase in product.

Food truly is the most worthy low-risk,

investment available.

Demand will never go away.

Supply will constantly fall short.

Wouldn’t it be great to put your money into such a

secure position?

I’ll tell you how you can now join others who are

investing a portion of their retirement in bulk food.

Not “betting” on commodity future

contracts.

Not buying an electronically based share in food companies or food

related industries, or a fund based on a food

index.

But literally buying, holding, and selling the actual, physical, food.

-By the ton.

Let’s look at honey.

There is a nation-wide trend away from

processed sugars, driving the demand for honey to

all-time highs.

At the same time, there is an unrelated shortage of

honey, that cannot be remedied for many years

to come.

“Global demand for honey constantly exceeds supply,

and with bee colonies mysteriously disappearing in

the US and Europe, pure honey is becoming a valuable – and expensive - commodity.”

-the BBC

Did you know that people who bought $100,000 of bulk raw honey two years

ago, have $171,000 worth of honey today?

Here are the current values of investments in different bulk foods if they were purchased

with $100,000 back in August 2011.

Yellow Corn $121,000Red Lentils $131,000

Pinto Beans $225,000White Rice $157,000Red Wheat $129,000

White Wheat$126,000

Why am I showing growth from August 2011?

Because there simply was no method for the general

public to buy, hold, and sell bulk food before

August 2011.

In August 2011, our very unique company was

created.

We areBulk Food International.

We hold dry bulk foods that will last 30-100 years,

oils which last 10-30 years, and honey which

has an indefinite shelf life.

We process them for very long storage, and keep

them in a secure climate-controlled underground

facility, a half-mile into the earth.

With our business model you physically own the bulk food you purchase and we store it for you.

Or we can ship it to you for your personal use.

You can even purchase this food with a tax-deferred retirement

account.

As with other assets, you can also will your holdings to your

children upon your death.

If we ever found ourselves in another great

depression, your family would never have step

foot in a soup line.

Our average client owns about 30 tons of bulk food.

That’s about $30,000 of tax-deferred retirement funds taken out of the

stock market and used to buy food.

That’s roughly 20 years of food for a couple

Never in history has a $30,000 retirement

account provided that kind of security!

Another demand is the “prepper” community that

is growing at an astonishing rate.

Yahoo Finance says there are 3.7 million preppers.

If each of these 3.7 million spent $3,000 on food, that’s an $11.1 billion demand of emergency

food.

Besides the fact that fresh food tastes much better, preppers are switching

from freeze dried food to bulk foods because of

these reasons:

What’s the average cost for a 2,000 calorie day?

Can my food stash appreciate in value?

Can I purchase food with a retirement account?

Can I sell my food decades later if nothing happens?

How much nutrition is lost during the preservation process?

Does the food have value in my estate when I die?

BulkFood$2.79

Yes

Yes

Yes

Minimal

Yes

Freeze Dried$18.99

No

No

No

Up to 80%

No

By investing just a portion of your funds in bulk food,

you secure your future regardless of the coming

events.

If the future holds nothing disastrous for our nation or world, then you simply enjoy the steady increase

of food prices.

If a major event occurred or social conditions arose that

strangled the food supply and drove prices through the roof,

then the stock market probably crashed, and society is desperate for

financial security,

especially those of a retired age who cannot

afford to wait for a 10 year recovery period.

But you won’t have to spend a dime on

groceries, AND you can sell your food for huge

profits, AND you can give freely to those in need.

Those who invest in bulk food come out on top.

Way on top.

Either way.

Isn’t it amazing how it is now possible to have that much security for yourself,

and for your family?

Every single person with a retirement account, needs

to buy bulk food with at least a portion of their

portfolio.

Feel good about the condition of your nest egg.

And enjoy the fact,

that at ANY time…

You can reach into that nest,

and eat that egg.

If you ever found yourself hungry.

Here’s a picture of my nest egg, securely stored

for decades to come.

Here are my reasons for needing that nest egg.

Watch this short video to see our facility.

Visit our website for more information:

www.bulkfoodinternational.com

This is the end of the presentation, if you haven’t yet read this article from the LA Times,

please read it now:

How to fight a food crisis