to payments ... and beyond
DESCRIPTION
a quick look at what PayPal has to offer for developers to enable payments in their mobile apps (native or mobile web).TRANSCRIPT
To payments … and beyond!Praveen Alavilli
@ppalavilliDeveloper Evangelist
PayPal/eBay
mobile payment experience
wallet in the cloud delightful experience
better conversion rates
What we offer ?
Digital • PayPal
Credit/Debit, Bank
• Zong Carrier Billing
Mobile Platform Restrictions:- Cannot be used in native
iOS Apps- Google Market
Physical• PayPal
Credit/Debit, Bank, Bill-Me-Later
- None
For developers
• Native Mobile Payment LibrariesiOS, Android, Blackberry
• Mobile Web Payment APIsUI Optimized for mobile devices (HTML5)
Different Payment Models
$10
$40
$50
$100
Parallel Payment
PRIMARY
$10$40
$50
$100
Chained Payment
$100 $100
Simple Payment
App
Pre ApprovalSubscriptions (Fixed/Variable)
PayPal Mobile Payment Library (MPL)
Mobile Express Checkout (MEC)
Zong Android SDK
How to integrate ?
PayPal1. https://www.x.com/mobile2. Download libraries &
create Sandbox accounts3. Import SDK into your app4. Set payment info5. Launch Payment process6. Handle PayPal callbacks!
Zong1. http://zong.com/
merchants/get-started2. Obtain SDK & test accounts3. Import SDK into your app4. Choose your markets and
price points, set what the customer is buying
5. Launch Payment Process6. Handle Zong callbacks!
Service Payments Rent Parking
Expense Sharing
Social Commerce P2P
Group Gifts / Registry
Digital Goods Healthcare
B2B Invoicing Govt. Services
Tickets Referrals Bill Pay
Marketplaces
Mobile Payments
Device Payments
Food Orders
Taxi
Why us?
PayPal• 190 countries and 25 currencies• Localized for 21 markets• Risk and Fraud Management
– Loss rate 0.17 % ( < 1/5th % )• TPV ($118B 2011) nearly 18% of
global e-commerce• 106 million active users • ~50% of revenue from intl. business• 25% of TPV from Cross-border trade• ~$4B in mobile payment volume (5x
to 2010 mobile volume)– 2012 projections ~$7B
Zong• Localized in 24 languages• 240 carriers (no middleman)• 40+ countries w/ ~95% reach• 3.2 billion consumers• >70% conversion rate
WHERE’S THE MONEY?
Source: McKinsey, Informa, Grameen Foundation
Opportunity Addressable Market
Digital content $24B
Microfinance $250B
Top up $300B
Remittances $400B
Non-traditional retail $500B
Traditional retail $5T
Much of the opportunity in mobile payments comes from outside digital content
Mobilepayment
Promotions & discounts
Research online, find in-stock
In-store pricecomparison
Marketing & referrals
Buy in aisle
Changing face of commerce
Payments PayPal & ZongMarketplace eBayCode Scanning RedLaserLocal Inventory MiloLocation Based Offers/Deals/Ads WhereStorefronts MagentoRecommendations HunchIdentity PayPal AccessClassifieds eBay Classifieds
www.x.com/mobile@ppalavilli