treat every foreclosure like a crime scene!

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TREAT EVERY FORECLOSURE LIKE A CRIME SCENE!

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Page 1: Treat Every Foreclosure Like a Crime Scene!

TREAT EVERY FORECLOSURE LIKE A CRIME SCENE!

Page 2: Treat Every Foreclosure Like a Crime Scene!

THE FORECLOSURE CRISIS IS CRIMINAL AND IS OUT OF CONTROL

Page 3: Treat Every Foreclosure Like a Crime Scene!

THE BANKS, MERS, LAW FIRMS AND TRUSTEES OF MORTGAE BACKED

SECURITIES ARE COMPLICIT IN THE FRAUD

Page 4: Treat Every Foreclosure Like a Crime Scene!

THE FRAUD IS KNOWING, WILLING AND INTENTIONAL

Page 5: Treat Every Foreclosure Like a Crime Scene!

THE CRIMES INCLUDE:

• MAIL FRAUD• WIRE FRAUD• SECURITIES FRAUD• BANKRUPTCY FRAUD• FRAUD UPON THE STATE COURTS IN FLORIDA• DOCUMENTARY FRAUD• NOTARY FRAUD• SIGNATURE FRAUD• ATTEMPTED CIVIL THEFT IN FLORIDA

Page 6: Treat Every Foreclosure Like a Crime Scene!

TO FILE FORECLOSURE IN FLORIDA YOU MUST:

• OWN AND HOLD THE ORIGINAL PROMISSORY NOTE• HAVE A VALID ASSIGNMENT OF THE SUBJECT

MORTGAGE PRIOR TO FILING FORECLOSURE• PLAINTIFF IN A FORECLOSURE MUST PROVE IT OWNS

AND HOLDS THE NOTE AT THE TIME THE FORECLOSURE CASE IS FILED.

• McLEAN v. JP MORGAN CHASE BANK NATIONAL ASSOCIATION No. 4D10-3429.

• District Court of Appeal of Florida, Fourth District.• December 14, 2011.

Page 7: Treat Every Foreclosure Like a Crime Scene!

MORTGAGES AND PROMISSORY NOTES

• MORTGAGE MUST BE ASSIGNED BY AN AGENT WITH SPECIFIC AUTHORITY TO DO SO.

• PROMISSORY NOTES MUST BE ENDOSRSED BY AN AGENT WITH SPECIFIC AUTHORITY TO DO SO.

• ENDORSEMENT OF THE “NOTE” MUST BE ON THE FACE AS LONG AS THERE IS SPACE.

• IF THERE IS NO SPACE AN “ALLONGE” MAY BE USED AS ENDORSEMENT.

• THE NOTE AND THE ALLONGE MUST BE ORIGINALS.• COPIES OF NOTES ARE NOT ACCEPTABLE. (Fla. R. Evid.

90.953(1) )

Page 8: Treat Every Foreclosure Like a Crime Scene!

WHAT DO YOU DO IF YOU DON’T HAVE THE ASSIGNMENTS NECESSARY TO FORECLOSE?

YOU FIND A WAY TO MANUFACTURE THEM!!!

Page 9: Treat Every Foreclosure Like a Crime Scene!

SIGNATURE FRAUD

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HINDMAN LINKDIN• Barbara Hindman• Section Manager II at JPMorgan Chase Bank• Jacksonville, Florida Area • Banking• Current• Section Manager II at JPMorgan Chase Bank• Manager - Foreclosure at JPMorgan Chase Bank formerly Washington Mutual• Section Manager II• JPMorgan Chase Bank• Public Company; 10,001+ employees; JPM; Financial Services industry• Currently holds this position• Manager - Foreclosure• JPMorgan Chase Bank formerly Washington Mutual• Public Company; 10,001+ employees; JPM; Financial Services industry• 2008 – Present (3 years)•

Page 11: Treat Every Foreclosure Like a Crime Scene!

SAMPLE ASSIGNMENT AS FREMONT AGENT

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CONFLICT OF INTEREST

• HINDMAN IS ASSIGNING MORTGAGES TO HER EMPLOYER AND ACTING AS AGENT OF COMPANIES SHE HAS NO AUTHORITY TO REPRESENT

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FREMONT DID NOT EXIST ON THAT DATE OF ASSIGNMENT

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HINDMAN IS NOT A MERS AUTHORIZED SIGNATORY FOR FREMONT REORGANIZATION

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HINDMAN WEARS MANY HATS

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HINDMAN ALSO LIKES TO COMMIT SECURITIES FRAUD

• All Mortgage Backed Securities (MBS) are actually SPV’s and are registered with the SEC.

• They are also REMICS and are governed by the IRS rules for REMICS.

• The controlling documents for the MBS is the Pooling and Servicing Agreement filed with the SEC.

• REMICS CANNOT TAKE IN ASSETS AFTER THEIR CLOSING DATES - THEY ARE, BY BLACK-LETTER IRS REGULATION, A STATIC POOL OF ASSETS.

Page 18: Treat Every Foreclosure Like a Crime Scene!

26 USC § 860 F (a)• REMICs are subject to a 100 percent tax on net income from• prohibited transactions. Section 860F(a).• (l) Prohibited transactions include most dispositions of• qualified mortgages, receipt of income from nonpermitted• assets, receipt of compensation for services, and• dispositions of cash flow investments other than pursuant to• liquidation. "Cash flow investments" are investments of• amounts received under qualified mortgages made for a• temporary period before distribution to the owners of the• REMIC. Section 860G(a)(6).• (2) This tax is designed to ensure that REMICs are passive• entities.• d. REMICs also are subject to tax on net income from foreclosure• property. Section 860G(c).• e. In addition, REMIC's are subject to a 100 percent tax on certain• contributions made after the startup day. Section 860G( d).• Exceptions are provided for certain cash contributions.• 9. Taxation of regular interest holders• a. Holders of regular interests are taxed as if they held a debt• instrument. Section

Page 19: Treat Every Foreclosure Like a Crime Scene!

SAMPLE HINDMAN ASSIGNMENT TO A TRUST

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PROBLEMS WITH THE ASSIGNMENT

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WaMu Asset Acceptance Corp · 424B5 · Washington Mutual Mortgage Pass-Through Certificates/WMALT Series 2005-11 · On 12/23/05

Document 1 of 1 · 424B5 · Washington Mutual Wmalt 2005-11

PROSPECTUS SUPPLEMENT TO PROSPECTUS DATED OCTOBER 21, 2005 WASHINGTON MUTUAL MORTGAGE PASS-THROUGH CERTIFICATES, WMALT SERIES

2005-11 WAMU ASSET ACCEPTANCE CORP. - DEPOSITOR WASHINGTON MUTUAL BANK - SERVICER• A pool of mortgage loans, as described in this prospectus supplement, will• be sold to the Trust on December 28, 2005 (the ’CLOSING DATE’). This mortgage• pool will be the primary asset of the Trust. The Trust will own the right to• receive all payments of principal and interest on the mortgage loans due after• December 1, 2005 (the ’CUT-OFF DATE’). In exchange for the mortgage loans and• other property, the trustee will authenticate and deliver the certificates to• the depositor. A schedule to the pooling agreement will include information• about each mortgage loan,

Page 22: Treat Every Foreclosure Like a Crime Scene!

FORECLOSURE FILED IN 2009 USING FRAUDULENT ASSIGNMENT TO THE ALLEGED TRUST

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BANKRUPTCY FRAUD

When an entity is in bankruptcy, its assets are under the purview

of the Bankruptcy Court and cannot be assigned to a third party without a court order .

Page 24: Treat Every Foreclosure Like a Crime Scene!

NEW CENTURY FILED GANKRUPTCY 4/2/2007

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ALMOST A YEAR LATER TOM CROFT IS ASSIGNING ITS ASSETS

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Carrington Mortgage Loan Trust/Series 2006-NC5 · 424B2 · On 12/6/06Filed On 12/6/06 3:13pm ET SEC File 333-134218-04 ·

Accession Number 1144204-6-51471

Issuing Entity The depositor will establish a trust with respect to Series

2006-NC5 on the closing date, under a pooling and servicing agreement, dated as of December 1, 2006, among the depositor, the servicer and the trustee. The pooling and servicing agreement is governed by the laws of the state of New York. On the closing date, the depositor will deposit into the trust a mortgage pool of mortgage loans secured by first and second liens on one- to four- family residential properties with terms to maturity of not more than 30 years.

Page 27: Treat Every Foreclosure Like a Crime Scene!

NOTARY FRAUD

Woman Guilty Of Notary Fraud In Vegas Found DeadBy The Associated Press11/30/11 - 05:43 PM ESTLender Processing Services Inc.|LPSLAS VEGAS (AP) A notary public found dead at her home after missing sentencing on a

misdemeanor charge would have been a key witness against two Southern California title officers accused of orchestrating a massive mortgage foreclosure "robo-signing" fraud scheme, a state prosecutor said Wednesday.

Tracy Lawrence, 43, had agreed to testify against Geraldine Ann Sheppard, 62, of Santa Ana, Calif., and Gary Randall Trafford, 49, of Irvine, Calif., in a case alleging that tens of thousands of fraudulent foreclosure documents had been filed in Las Vegas, said John Kelleher, a chief deputy Nevada attorney general.

Sheppard and Trafford are identified as officers in a publicly traded company, Lender Processing Services Inc., based in Fort Lauderdale, Fla., that processes home repossessions for major banks across the country.

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NO NOTARY NEEDED!!

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NOTARIZE AND WITNESS YOU OWN DOCUMENT!!

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THE REAL SHANNON SMITH?

Page 31: Treat Every Foreclosure Like a Crime Scene!

IN HOUSE ROBOSIGNER!!

WHO IS CARYN GRAHAM?WHO IS HER EMPLOYER?

WHY DOES SHE REPRESENT SO MANY COMPANIES?

Let’s examine the public record?

Page 32: Treat Every Foreclosure Like a Crime Scene!

False Credentials

Caryn GrahamLaw Offices of Marshall Watson

Action Date: September 16, 2010 Location: Ft. Lauderdale, FL

Caryn Graham is an attorney employed by the Law Offices of Marshall Watson in Ft. Lauderdale, FL. She signs many different job titles on mortgage-related documents, often using different titles on the same day. She often signed as an officer of MERS ("Mortgage Electronic Registration Systems, Inc.") In most cases, when Graham signs as a MERS officer, she does not reveal that she is an attorney, working for the law firm that represents the mortgage-backed trust in a foreclosure action. She signs mortgage assignments supposedly transferring properties TO THE TRUST when she is actually working FOR THE TRUST. Many of the mortgage assignments signed by Graham are signed as if the Trust acquired the mortgages AFTER the foreclosure action was filed.

Page 33: Treat Every Foreclosure Like a Crime Scene!

Titles claimed by attorney Caryn Graham include the following: Asst. Secretary, MERS, as Nominee for America's Wholesale

Lender; Asst. Secretary, MERS, as Nominee for Ivanhoe Financial, Inc.; Asst. Secretary, MERS, as Nominee for Countrywide Home Loans, Inc.; Asst. Secretary, MERS, as Nominee for Flagstar Bank, FSB; Asst. Secretary, MERS, as Nominee for BNC Mortgage, Inc.; Asst. Secretary, MERS, as Nominee for CTX Mortgage Company, LLC; Asst. Secretary, MER, as Nominee for Suntrust Mortgage, Inc.; Asst. Secretary, MERS, as Nominee for MFC Mortgage, Inc.; Asst. Secretary, MERS, as Nominee for Interstate Home Loan Center, Inc.; Asst. Secretary, MERS, as Nominee for Gateway Funding Diversified Mortgage Services, L.P.; Asst. Secretary, MERS, as nominee for Quicken Loans, Inc.; and Asst. Secretary, MERS, as Nominee for Decision One Mortgage Company, LLC.

Page 34: Treat Every Foreclosure Like a Crime Scene!

CARYN GRAHAM SIGNATURE

Page 35: Treat Every Foreclosure Like a Crime Scene!

CARYN GRAHAM AGAIN?

Page 36: Treat Every Foreclosure Like a Crime Scene!

CARYN GRAHAM IS A LAWYER AND SHOULD KNOW BETTER THAN TO COMMIT FRAUD!

This is fraud pure and simple. Her law firm prepared the documents so they

are accessories to the fraud.The law firm of Marshall Watson is therefore

complicit also.She is just a “robo-signer” with a law degree.

Page 37: Treat Every Foreclosure Like a Crime Scene!

REMIC VIOLATIONS

When a “toxic asset” is assigned to a REMIC the tax free status of the REMIC is voided and the proceeds from the REMIC are 100% taxable.

This gives rise to a damage to the investors in the MBS.

Page 38: Treat Every Foreclosure Like a Crime Scene!

TREAT FORECLOSURE AS CRIME SCENE

The real victims in this fiasco are the

homeowners and the investors!

Page 39: Treat Every Foreclosure Like a Crime Scene!

ROBOSIGNER CULPRITS

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ROBOSIGNER EXAMPLE!!!

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SIGNING MACHINES CREATE DOCUMENTS

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HOW THE “SAUSAGE” IS MADE

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COUNTY CLERK Jeff Thigpen shows “LINDA GREEN” signatures in his County Records

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ROBOSIGNER LINDA BURTON

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LINDA GREEN COMPILATION

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LOOK DIFFERENT TO YOU?

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BOGUS ASSIGNEE?

Page 54: Treat Every Foreclosure Like a Crime Scene!

TWO ASSIGNMENTS OF THE SAME NOTE?

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INFAMOUS ROBOSIGNER JEFFREY STEPHAN!!

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Some Florida Judges Are Getting It!!!!

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Page 58: Treat Every Foreclosure Like a Crime Scene!

Nevada AG Masto Sues LPS for Document Fraud

609 Count Indictment!!

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ROBOSIGNING MACHINE

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ROBOSIGNING MACHINE

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ROBOT DOCS ARE VERY CONSISTENT

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Florida toilet paper scam may mean prison time9:25 AM, Nov 28, 2011 |

WEST PALM BEACH, Fla. -- Talk about a dirty scam.Federal prosecutors in Florida say at least three people working for a septic

tank company duped customers into buying about $1 million in unnecessary products -- in some cases enough toilet paper to last more than 70 years.

More than a dozen customers were told they needed special toilet paper to avoid ruining their septic tanks because the federal government changed regulations on toilet paper. The federal government does not regulate septic tank products.

The trio pleaded guilty in federal court to conspiring to commit wire fraud.

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SUMMATION

• THE DOCUMENTS HEREIN WERE SENT THROUGH THE MAILS

• THEY WERE ALSO FAXED OVER THE WIRES• THE SEC DOCUMENTS WERE FILED AND

SHARES SOLD TO INVESTORS• THAT IS FRAUD PURE AND SIMPLE ON ALL

SIDES.

Page 64: Treat Every Foreclosure Like a Crime Scene!

FINALLYThere are MILLIONS of fraudulent

assignments and endorsements in Florida alone.

Seems more serious than any “toilet paper scam” could ever be!!