(trio assignment) innovation breakthrough

8/3/2019 (Trio Assignment) Innovation Breakthrough

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Locations:

BOSTON

DUBAI

LONDON

SHANGHAI

SO PAULO

SEOUL

TORONTO

MBA AP Prep 2012 1/04/2012 2012 IXL Center Inc. All Rights Reserved

MBA Action Project Prep

CourseExercises: Research two innovation breakthroughs in your homecountry and analyze the story to understand the insights

Submitted by:

Abhay Wahane(India) | Daniel Jimenez Albendea(Spain) | Josias Avila (Brazil)

January 2012


2/5

AbengoaPioneering the path toward a new era

Abengoa

Renewable and sustainable energy generation solar, wind, hydroelectrical,

biofuel plants and specially solar-thermal energy. Other environment-friendlyservices such as large-scale desalination plants and industrial waste recycling

The Offering

Society demanding real, sustainable and efficient alternatives to traditional

sources of energy

The Need

First firm putting in place solar-thermal electricity generation plants on a

commercial scale. Leading the sector since then in western markets, currently

aiming to and implementing mega-projects in emerging markets. Companys

revenue grow 40% in 2011

The Impact

Applying 70 years engineering and technological expertise and knowledge to

solar-thermal energy generation, which is the newest and most promising

among sustainable sources of energy

The Unique Positioning


3/5

3. Powerful & Winnable Business Models

2. Meeting & Delighting Human Needs

Environmental sensitiveness

Energy being basic for running the

world

Feeling of safety

1. Emerging & Converging Trends

Competitive,sustainable andclean

alternatives totraditionalsources of

energy

4. Compelling & Differentiated Combinations

Outstanding engineering

& technol. expertise

Easily exportable and

replicable model

Low costs for most

material and parts

Production and

distribution of efficient,

clean and highly

competitive energy

Whole process energy

generation distribution

to customer

Remote generation plants

deliver to customers

through distribution lines

Environment conscious

society

Occasionally transport

and distribution energy

companies

Funds from governments

and other organizations

Production Offering Delivery Customer Experience Networks & Partners

First mover advantages (market share, pricing privileges)

Diversified portfolio of services within renewable/friendly-

environment industries

Arising environmental concerns

Lack of real competitive alternative to

traditional sources of energy

Increasing energy consume/demand

worldwide and in emerging economies

Oil and gas progressive exhaustion

AbengoaPioneering the path toward a new era

Abengoa


4/5

The NeedTo achieve the financial intrusion in India there was a need of a domestic payment system with

specific focus on reaching out to masses with lowest available communication infrastructure.

AlittleWorld(ALW) took banking to the remotest of villages in India.

The OfferingThe ZERO platform enables timely disbursements of cash benefits to the underprivileged,

under various government schemes such as housing assistance, employee guarantee

disbursements, pensions, scholarships etc. right inside the village. This ensures the benefits reach

the right person every time reducing the time lag between eligibility and disbursal.

The Unique Positioning

ZERO is bringing about real difference in the lives of the under served population in India byproviding access to banking and financial services at their doorstep.

The ImpactZERO is a popular end-to-end technology driven platform for branchless banking, with plug

and play access for banks to rollout their services and, hence increase their outreach. This would

make banking, insurance and other such services reach the un-banked population, which is

otherwise unfeasible for the institutions to provide directly.


5/5

3. Powerful & Winnable Business Models

1. Meeting & Delighting Human Needs financial services to the poorer like

lending money individual micro benefits non risky

4. Compelling & Differentiated Combinations

new generation low cost

mobile technology

deliver multiple financial

services at the lowest

cost through mobile

devices

virtual directly through

mobile devices

distribution channels in

rural areas (Customer

Service Point operator

acting as a Teller)

taking banking to the

remotest of villages in

India. Connecting poorer to

the banks

technological capabilities:

Nokia, Sagem, Smartrust

banking services: Dena,

Punjab, Axis, SBI

distribution capabilities

:India Posts, Grameen, SKS

Foundation, ZMF

Production Offering Delivery Customer Experience Networks & Partners

First mover advantages in financial inclusion

Puts in place a mechanism to bring the poor into the banking

fold

1. Emerging & Converging Trends Microlending: Current Industry Trends Financial Intrusion a new non risky trend

as an extension of financial sector.

BiometricAuthentication,

Extension to thefinancial sector,

Achieve financialintrusion with less

infrastructure

(trio assignment) innovation breakthrough

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