visa commercial brochure

8/2/2019 Visa Commercial Brochure

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Visa CommercialIntelligent paymentsolutions for your business


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With Visa Commercial, you have access to

payment solutions designed specifically tofit the needs of your business. Our flexible

payment solutions and information manage-

ment capabilities work together to improve your procure-

to-pay process for virtually any size payment. Whether you

are a small business, a large corporate multinational, or a

government entity, Visa Commercial offers solutions that

will benefit your operations.

A Complete Solution

Together, Visa Commercial payment solutions and Visa

Information Management deliver a complete purchasing

program that will help you optimize payment processes and

make better business decisions. Visa Commercial payment

solutions offer you and your employees the convenience

of simplified payment and purchasing efficiencies. And by

combining this with the insight and access of Visa Informa-

tion Management, you have a comprehensive solution that

will drive superior business performance.

Payment products plus spending

information equals intelligent payment.

Optimize payment

processes and make better

business decisions


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Visa Commercial has developed the most comprehensive suite

of business payment products to address all of your companysprocurement needs.

Improve Operational Efficiencies

Using a Visa Commercial solution will help you minimize paper-based and manual processes and

reduce front- and back-end administration costs. RPMG Research has shown that purchasing cards

can reduce the cost of procurement by 70%. According to Deloitte Consulting, the use of procurement

and payment best practices can save your organization between US$1.8 million and US$8 million

a year. And with our secure end-to-end payment capabilities and unsurpassed acceptance, your

employees are sure to appreciate the convenience.

Intelligent payment solutions

that address your business realities

Purchasing cards

can reduce the cost

of procurement by70%


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Visa offers a range of payment options you can customize

to create the right solution for your organization

Visa Purchasing

Eliminate time-consuming and error-prone

paper-based purchase orders and invoiceprocessing with the convenience of Visa

Purchasing.

Set limits by employee, department, or division

Handle a wide range of business expense

categories

Various billing and payment options

Visa Business

Enjoy the flexibility and convenience of a Visa

payment program designed for small business.Visa Business helps you manage your money

more accurately and efficiently.

Separate business and personal expenses

Improve cash flow

Travel and emergency assistance

Visa Corporate

Manage your travel program more efficiently

with the convenience of a Visa Corporate pro-

gram. With worldwide acceptance at over 24

million locations and the most comprehensive

airline and hotel itinerary data available, this

program can facilitate employee compliance

with travel policies and enable significant savings.

Better compliance with corporate purchasing

and travel policies

Includes Travel Accident Insurance and

Rental Car Insurance

Enables substantial cost savings versus

issuing cash advances

Reduces time required for completion of

employee expense reports

Visa Fleet

Track and manage your vehicle-related fuel,

maintenance, and repair expenses with the

industrys leading fleet solution. Visa Fleet

provides your drivers a convenient, secure tool

for paying vehicle-related expenses, while you

gain the enhanced data capabilities that make

monitoring spending easier and more efficient.

Customize spending limits

Track spend by vehicle or employee

Advanced security capabilities, includingdriver ID or odometer readings

Travel and emergency assistance

Visa Prepaid

The Visa Prepaid programs offer a convenient

alternative for payroll, retirement and healthcare

benefits, or emergency relief disbursements. With

immediate access to funds loaded safely on the

card, consumers enjoy added convenience, while

organizations save on postage and check costs.

Useful for a variety of disbursement types

Provides important loss protection

Accepted anywhere a Visa debit card can

be used

Visa Commerce

Enhance financial visibility and streamline pay-

ments for large value purchases with Visa Com-

merce. With the increasing popularity of electronic

payments, Visa Commerce provides a powerful

payment solution that enables buyers to initiate

payments and defer settlement of payments

based on pre-established terms with suppliers.

Allows for controls on payments to suppliers and

cash management according to negotiated terms

Enables suppliers to submit online payment

requests, check payment status, and reconcile

transaction information

Integrates with front-end procurement and

payables systems

Supports electronic signatures


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With Visa InformationManagement, you have

the necessary insight

to better manage spending,

save time and money,

and enable more informed

business decisions.

By including Visa Information Management as

part of your overall Visa solution, you will enjoy:

Exceptional insight for informed decision-

making

The flexibility to integrate spending data

directly into existing financial systems or

use our comprehensive online reporting

capabilities

Access to enhanced data from almost

three million merchants

Reduction in manual and paper-basedprocesses, such as cost allocation for

greater efficiency

Greater control over expenditures

An easy-to-use, online portal to

streamline access to spending information

Spending insight to help you optimize

your operations

Information to Improve Your Spending Practices

As part of your Visa intelligent payment solution, Visa Information

Management simplifies spending analysis and delivers the perspective

you need to make the most of your companys spending practices. Visa

Information Management aggregates information from your companys

Visa Commercial payment product expenditures and delivers it in a way

that best meets the needs of your organization. From local and global

reporting to data delivery to integration with existing financial systems,

Visa Information Management offers a complete range of data manage-

ment capabilities for controlling your payment processes. With Visa

Information Management, you have the necessary insight to better man-

age spending, save time and money, and enable more informed decisions.


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Is your organization ready to improve spending management, increase purchasing efficiencies, and

better inform business decisions?If so, Visa Commercial can help. With our flexible suite of payment

options and the comprehensive information management capabilities available with Visa Information

Managements online tools, you will have everything you need to optimize your organizations pur-

chasing and procurement programs.

To put together the right solution for your organization, contact your Visa financial institution for more

information or for a proposal. Or, for additional insight into all the benefits that Visa Commercial can

offer you, visit www.visa.com/visacommercial.

Increase control, improve efficiencies, and enable better decision-making with

the power of Visa Commercial

Visa Commercial delivers the complete payment solutions that can save you time and money and

improve your operational performance. As the operator of the worlds largest and most secure pay-

ment network, Visa offers the acceptance and experience you can trust. With Visa, you can enjoy

the peace of mind of knowing that your payments and information management needs are being

handled with the greatest integrity and security.

Access the Visa Commercial

advantage today

Visa offers the

acceptance

and experienceyou can trust

To put together the right solution for your

organization, contact your Visa financialinstitution for more information or for a

proposal. Or, for additional insight into all

the benefits that Visa Commercial can offer

you, visit www.visa.com/visacommercial.

visa commercial brochure

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