waterford charter township

Waterford charter

township

City Profiles Waterford charter township

Waterford charter township I.48.1 Draft Report for Internal Review: 12/6/2019

Waterford charter township

DEMOGRAPHICS

Population Estimates

Table I.48.1, at right shows the population for

Waterford charter township. As can be seen, the

population in Waterford charter township increased

from 71,707 persons in 2010 to 72,948 person in

2018, or by 1.7 percent.

Several pieces of data presented in the profile are only

available at the county level. A sub-set of the county

level data are presented here to give a more complete

view of Waterford charter township. Although a city

may span several counties, for the county level data

pieces, 125.0 was selected. For a more in-depth county

level view, please refer to 125.0 in Volume II of this

profile.

Census Demographic Data

In the 1980, 1990, and 2000 decennial censuses, the

Census Bureau released several tabulations in addition

to the full SF1 100 percent count data including the

one-in-six SF3 sample. These additional samples, such

as the SF3, asked supplementary questions regarding

income and household attributes that were not asked

in the 100 percent count. In the 2010 decennial

census, the Census Bureau did not collect additional

sample data, such as the SF3, and thus many important

housing and income concepts are not available in the

2010 Census.

To study these important concepts the Census Bureau distributes the American Community Survey

every year to a sample of the population and quantifies the results as one-, three- and five-year

averages. The one-year sample only includes responses from the year the survey was implemented,

while the five-year sample includes responses over a five-year period. Since the five-year estimates

include more responses, the estimates can be tabulated down to the Census tract level, and

considered more robust than the one or three year sample estimates.

Table I.48.1 Population Estimates Waterford charter township

Census Population Estimates

Year Population Percent Yearly

Change

2000 72,095 .

2001 72,353 0.4%

2002 72,173 -0.2%

2003 72,258 0.1%

2004 72,294 0.0%

2005 72,174 -0.2%

2006 72,027 -0.2%

2007 71,795 -0.3%

2008 71,690 -0.1%

2009 71,684 0.0%

2010 71,707 0.0%

2011 72,179 0.7%

2012 72,686 0.7%

2013 73,160 0.7%

2014 73,282 0.2%

2015 73,094 -0.3%

2016 73,188 0.1%

2017 73,149 -0.1%

2018 72,948 -0.3%



Diagram I.48.1 Population

Waterford charter township 2000 – 2018 Census Estimate Data

Population Estimates

Population by race and ethnicity through 2017 in shown in Table I.48.2. The white population

represented 87.7 percent of the population in 2017, compared with black populations accounting

for 4.8 percent of the population in 2017. Hispanic households represented 6.6 percent of the

population in 2017.

Table I.48.2 Population by Race and Ethnicity

Waterford charter township 2010 Census & 2017 Five-Year ACS

Race 2010 Census 2017 Five-Year ACS

Population % of Total Population % of Total

White 63,937 89.2% 63,963 87.7%

Black 3,374 4.7% 3,532 4.8%

American Indian 306 0.4% 300 0.4%

Asian 1,143 1.6% 1,389 1.9%

Native Hawaiian/ Pacific Islander 12 0.0% 34 0.0%

Other 1,232 1.7% 1,519 2.1%

Two or More Races 1,703 2.4% 2,211 3.0%

Total 71,707 100.0% 72,948 100.0%

Non-Hispanic 67,150 93.6% 68,108 93.4%

Hispanic 4,557 6.4% 4,840 6.6%

The change in race and ethnicity between 2010 and 2017 is shown in Table I.48.3. During this time,

the total non-Hispanic population was 68,108 persons in 2017. The Hispanic population was 4,840.



Table I.48.3 Population by Race and Ethnicity

Waterford charter township 2010 Census & 2017 Five-Year ACS

Race 2010 Census 2017 Five-Year ACS

Population % of Total Population % of Total

Non-Hispanic

White 61,103 91.0% 61,034 89.6%

Black 3,266 4.9% 3,497 5.1%


Asian 1,131 1.7% 1,347 2.0%


Other 53 0.1% 101 0.1%

Two or More Races 1,333 2.0% 1,843 2.7%

Total Non-Hispanic 67,150 100.0% 68,108 100.0%

Hispanic

White 2,834 62.2% 2,929 60.5%

Black 108 2.4% 35 0.7%


Asian 12 0.3% 42 0.9%


Other 1,179 25.9% 1,418 29.3%

Two or More Races 370 8.1% 368 7.6%

Total Hispanic 4,557 100.0 4,840 100.0%

Total Population 71,707 100.0% 72,948 100.0%



The group quarters population was 686 in 2010, compared to 1,919 in 2000. Institutionalized

populations experienced a -74.1 percent change between 2000 and 2010. Non-Institutionalized

populations experienced a -10.4 percent change during this same time period.

Table I.48.4 Group Quarters Population

Waterford charter township 2000 & 2010 Census SF1 Data

Group Quarters Type 2000 Census 2010 Census % Change

00–10 Population % of Total Population % of Total

Institutionalized

Correctional Institutions 1,348 83.1% 0 0.0% -100.0%

Juvenile Facilities . . 200 47.6% .

Nursing Homes 274 16.9% 220 52.4% -19.7%

Other Institutions 0 0.0% 0 0.0% %

Total 1,622 100.0% 420 100.0% -74.1%

Non-Institutionalized

College Dormitories 0 0.0% 0 0.0% %

Military Quarters 0 0.0% 0 0.0% %

Other Non -Institutionalized 297 100.0% 266 100.0% -10.4%

Total 297 100.0% 266 100.0% -10.4%

Group Quarters Population 1,919 100.0% 686 100.0% -64.3%



The number of foreign born persons is shown in Table I.48.5. An estimated 1.7 percent of the

population was born in Mexico , some 0.5 percent were born in Canada , and another 0.4 percent

were born in Germany .

Table I.48.5 Place of Birth for the Foreign-Born Population

Waterford charter township 2017 Five-Year ACS

Number Country Number of Persons Percent of Total

Population

#1 country of origin Mexico 1,222 1.7%

#2 country of origin Canada 369 0.5%

#3 country of origin Germany 268 0.4%

#4 country of origin Poland 190 0.3%

#5 country of origin China excluding Hong

Kong and Taiwan 183 0.3%

#6 country of origin Iraq 177 0.2%

#7 country of origin Bulgaria 171 0.2%

#8 country of origin Ukraine 137 0.2%

#9 country of origin Albania 130 0.2%

#10 country of origin Nepal 127 0.2%

Limited English Proficiency and the language spoken at home are shown in Table I.48.6. An

estimated 1.0 percent of the population speaks Spanish at home, followed by 0.5 percent speaking

Russian, Polish, or other Slavic languages .

Table I.48.6 Limited English Proficiency and Language Spoken at Home


Number Country Number of Persons Percent of Total

Population

#1 LEP Language Spanish 663 1.0%

#2 LEP Language Russian, Polish, or other

Slavic languages 325 0.5%

#3 LEP Language Other Indo-European

languages 243 0.4%

#4 LEP Language Chinese 229 0.3%

#5 LEP Language Other Asian and Pacific

Island languages 171 0.2%

#6 LEP Language German or other West Germanic languages

67 0.1%

#7 LEP Language Vietnamese 54 0.1%

#8 LEP Language Arabic 35 0.1%

#9 LEP Language Tagalog 23 0.0%

#10 LEP Language Korean 8 0.0%



Disability

Disability by age, as estimated by the 2017 ACS, is shown in Table I.48.7. The disability rate for

females was 14.0 percent, compared to 12.3 percent for males. The disability rate grew precipitously

higher with age, with 52.7 percent of those over 75 experiencing a disability.

Table I.48.7 Disability by Age

Waterford charter township 2017 Five-Year ACS Data

Age

Male Female Total

Disabled Population

Disability Rate

Disabled Population

Disability Rate

Disabled Population

Disability Rate

Under 5 33 1.7% 0 0.0% 33 0.9%

5 to 17 445 8.6% 241 4.4% 686 6.4%

18 to 34 545 6.7% 496 6.0% 1,041 6.3%

35 to 64 1,764 11.4% 2,319 14.9% 4,083 13.1%

65 to 74 641 23.7% 672 20.3% 1,313 21.8%

75 or Older 919 50.2% 1,504 54.3% 2,423 52.7%

Total 4,347 12.3% 5,232 14.0% 9,579 13.2%

The number of disabilities by type, as estimated by the 2017 ACS, is shown in Table I.48.8. Some

7.0 percent have an ambulatory disability, 6.8 percent have an independent living disability, and 2.9

percent have a self-care disability.

Table I.48.8 Total Disabilities Tallied: Aged 5 and Older


Disability Type Population with

Disability

Percent with

Disability

Hearing disability 2,864 3.9%

Vision disability 1,424 2.0%

Cognitive disability 3,812 5.5%

Ambulatory disability 4,792 7.0%

Self-Care disability 1,998 2.9%

Independent living disability 3,951 6.8%



Education

Education and employment data, as estimated by the 2017 ACS, is presented in Table I.48.9. In

2017, some 37,619 persons were employed and 2,370 were unemployed. This totaled a labor force

of 39,989 persons. The unemployment rate for Waterford charter township was estimated to be 5.9

percent in 2017.

Table I.48.9 Employment, Labor Force and Unemployment


Employment Status 2017 Five-Year ACS

Employed 37,619

Unemployed 2,370

Labor Force 39,989

Unemployment Rate 5.9%

In 2017, 92.9 percent of households in Waterford charter township had a high school education or

greater.

Table I.48.10 High School or Greater Education


Education Level Households

High School or Greater 28,222

Total Households 30,371

Percent High School or Above 92.9%

As seen in Table I.48.11, some 29.0 percent of the population had a high school diploma or

equivalent, another 37.7 percent have some college, 16.9 percent have a Bachelor’s Degree, and 7.4

percent of the population had a graduate or professional degree.

Table I.48.11 Educational Attainment


2017 Five-Year ACS Data

Education Level Population Percent

Less Than High School 5,231 9.0%

High School or Equivalent 16,932 29.0%

Some College or Associates Degree 22,033 37.7%

Bachelor’s Degree 9,881 16.9%

Graduate or Professional Degree 4,314 7.4%

Total Population Above 18 years 58,391 100.0%



ECONOMICS

Labor Force

Table I.48.12, shows the labor force statistics for Waterford charter township from 1990 to the

present. Over the entire series the lowest unemployment rate occurred in 2000 with a rate of 3.0

percent. The highest level of unemployment occurred during 2009 rising to a rate of 14.7 percent.

This compared to a statewide low of 3.6 in 2000 and statewide high of 13.7 percent in 2009. Over

the last year, the unemployment rate in Waterford charter township decreased from 3.9 percent in

2017 to 3.7 percent in 2018, which compared to a statewide decrease to 4.1 percent.

Table I.48.12

Labor Force Statistics Waterford charter township

1990 - 2018 BLS Data

Year

Waterford charter township Statewide

Unemployment Rate Unemployment Employment Labor Force Unemployment

Rate

1990 2,706 35,935 38,641 7.0% 7.6%

1991 3,369 35,342 38,711 8.7% 9.2%

1992 3,440 36,261 39,701 8.7% 9.0%

1993 2,750 37,325 40,075 6.9% 7.2%

1994 2,007 38,277 40,284 5.0% 6.0%

1995 1,692 38,662 40,354 4.2% 5.3%

1996 1,712 39,512 41,224 4.2% 4.9%

1997 1,502 40,278 41,780 3.6% 4.3%

1998 1,450 41,079 42,529 3.4% 3.9%

1999 1,426 41,770 43,196 3.3% 3.7%

2000 1,280 41,195 42,475 3.0% 3.6%

2001 1,955 39,526 41,481 4.7% 5.2%

2002 2,415 38,199 40,614 5.9% 6.3%

2003 2,611 37,931 40,542 6.4% 7.2%

2004 2,628 37,786 40,414 6.5% 7.0%

2005 2,540 37,844 40,384 6.3% 6.8%

2006 2,587 37,302 39,889 6.5% 7.0%

2007 2,616 36,726 39,342 6.6% 7.0%

2008 2,906 35,462 38,368 7.6% 8.0%

2009 5,683 32,883 38,566 14.7% 13.7%

2010 4,850 33,105 37,955 12.8% 12.6%

2011 3,852 33,289 37,141 10.4% 10.4%

2012 3,353 34,005 37,358 9.0% 9.1%

2013 3,229 34,758 37,987 8.5% 8.8%

2014 2,686 35,302 37,988 7.1% 7.2%

2015 1,957 35,942 37,899 5.2% 5.4%

2016 1,774 37,116 38,890 4.6% 5.0%

2017 1,522 37,806 39,328 3.9% 4.6%

2018 1,455 38,230 39,685 3.7% 4.1%



Diagram I.48.2, shows the employment and labor force for Waterford charter township. The

difference between the two lines represents the number of unemployed persons. In the most recent

year, employment stood at 37,806 persons, with the labor force reaching 39,328, indicating there

were a total of 1,522 unemployed persons.

Diagram I.48.2

Employment and Labor Force Waterford charter township

1990 – 2018 BLS Data



Unemployment

Diagram I.48.3, shows the unemployment rate for both the State and Waterford charter township.

During the 1990’s the average rate for Waterford charter township was 5.4 percent, which compared

to 6.0 percent statewide. Between 2000 and 2010 the unemployment rate had an average of 6.8

percent, which compared to 7.1 percent statewide. Since 2010, the average unemployment rate was

7.2 percent. Over the course of the entire period the Waterford charter township had an average

unemployment rate that lower than the State, 6.4 percent for Waterford charter township, versus 6.9

statewide.

Diagram I.48.3 Annual Unemployment Rate

Waterford charter township 1990 – 2018 BLS Data



Earnings: 125.0

The Bureau of Economic Analysis (B.E.A.) produces regional economic accounts, which provide a

consistent framework for analyzing and comparing individual state and local area economies.

Diagram I.48.4, shows real average earnings per job for Oakland County from 1990 to 2017. Over

this period the average earning per job for Oakland County was 66,078 dollars, which was higher

than the statewide average of 55,363 dollars over the same period.

Diagram I.48.4 Real Average Earnings Per Job

Oakland County BEA Data 1990 - 2017



Diagram I.48.5, shows real per capita income for the Oakland County from 1990 to 2017, which is

calculated by dividing total personal income from all sources by population. Per capita income is a

broader measure of wealth than real average earnings per job, which only captures the working

population. Over this period, the real per capita income for Oakland County was 60,715 dollars,

which was higher than the statewide average of 40,295 dollars over the same period.

Diagram I.48.5

Real Per Capita Income Oakland County

BEA Data 1990 - 2017

Poverty

The rate of poverty for Waterford charter township is shown in Table I.48.13. In 2017, there were

an estimated 7,863 persons living in poverty. This represented a 10.9 percent poverty rate, compared

to 5.1 percent poverty in 2000. In 2017, some 8.6 percent of those in poverty were under age 6,

and 6.9 percent were 65 or older.

Table I.48.13 Poverty by Age

Waterford charter township 2000 Census SF3 & 2017 Five-Year ACS Data

Age 2000 Census 2017 Five-Year ACS

Persons in Poverty % of Total Persons in Poverty % of Total

Under 6 415 11.3% 678 8.6%

6 to 17 603 16.5% 1,599 20.3%

18 to 64 2,333 63.8% 5,045 64.2%

65 or Older 307 8.4% 541 6.9%

Total 3,658 100.0% 7,863 100.0%

Poverty Rate 5.1% . 10.9% .



HOUSING

Housing Production

The Census Bureau reports building permit authorizations and “per unit” valuation of building

permits by county annually. Single-family construction usually represents most residential

development in the county. Single-family building permit authorizations in Oakland County

decreased from 2,744 authorizations in 2017 to 2,482 in 2018.

The real value of single-family building permits decreased from 291,117 dollars in 2017 to 290,344

dollars in 2018. This compares to an increase in permit value statewide, with values rising from

253,139 dollars in 2017 to 260,191 dollars in 2018. Additional details are given in Table I.48.14.

Table I.48.14 Building Permits and Valuation

Oakland County Census Bureau Data, 1980–2018

Year

Authorized Construction in Permit Issuing Areas Per Unit Valuation,

(Real 2017$)

Single-

Family

Duplex

Units

Tri- and

Four-Plex

Multi-Family

Units

Total

Units

Single-Family

Units

Multi-Family

Units

1980 2,706 40 104 1,260 4,110 179,646 76,651

1981 1,176 10 30 628 1,844 187,469 163,594

1982 751 6 24 826 1,607 170,490 72,362

1983 2,686 16 95 749 3,546 166,792 71,423

1984 3,455 22 204 1,841 5,522 158,074 65,234 1985 4,948 36 253 4,902 10,139 164,584 66,579

1986 6,098 108 666 3,762 10,634 173,417 65,077

1987 5,236 92 509 3,695 9,532 188,792 69,049

1988 5,345 66 353 2,580 8,344 192,231 64,630

1989 5,214 46 182 2,385 7,827 194,764 49,820

1990 4,212 20 135 1,634 6,001 190,298 49,333

1991 3,964 10 39 800 4,813 191,195 58,400

1992 4,608 108 71 751 5,538 189,877 58,384

1993 4,891 24 127 463 5,505 190,769 70,624

1994 5,679 82 100 880 6,741 198,034 61,982

1995 5,738 142 66 1,029 6,975 202,053 45,597

1996 6,095 66 151 1,242 7,554 215,156 69,472

1997 5,764 142 174 637 6,717 223,465 66,771

1998 5,887 70 100 1,673 7,730 227,415 97,009

1999 5,526 76 70 1,406 7,078 248,752 83,447

2000 4,654 98 97 610 5,459 265,122 82,237

2001 4,205 78 102 850 5,235 258,661 102,290

2002 4,386 100 119 903 5,508 260,407 116,984

2003 4,728 18 95 732 5,573 255,549 109,740

2004 5,017 40 129 1,179 6,365 257,767 132,872

2005 4,050 26 39 523 4,638 268,479 110,691

2006 1,984 58 46 374 2,462 295,639 100,552

2007 1,135 12 22 49 1,218 283,190 141,752

2008 667 2 15 117 801 287,926 111,048 2009 443 0 13 0 456 328,826 0

2010 959 4 26 241 1,230 263,639 70,457

2011 1,266 0 11 0 1,277 265,242 0

2012 1,880 6 15 0 1,901 260,117 0

2013 2,296 14 60 335 2,705 296,034 113,515

2014 2,114 16 49 279 2,458 299,581 118,643

2015 2,180 58 44 363 2,645 300,360 148,643

2016 2,143 60 49 944 3,196 308,891 158,624

2017 2,744 4 105 854 3,707 291,117 130,552

2018 2,482 16 71 73 2,642 290,344 277,132



Diagram I.48.6 Single-Family Permits

Oakland County Census Bureau Data, 1980–2017

Diagram I.48.7

Total Permits by Unit Type Oakland County

Census Bureau Data, 1980–2017



Housing Sales

In 2019 there were 1,364 sales, averaging $187,982. This compares to 1,409 sales averaging

$172,529 in 2018.

Table I.48.15 Assessed Values

Waterford charter township 2015 – 2019 Oakland County Assessor Data

Year Median Value Average Value Number of Sales Total Sales ($)

2015 125,000 142,170 1,203 171,029,921

2016 135,000 153,184 1,376 210,781,143

2017 150,000 171,409 1,296 222,146,232

2018 160,000 172,529 1,409 243,093,541

2019 166,450 187,982 1,364 256,407,497

Diagram I.48.8

Assessed Values and Number of Sales Waterford charter township Assessors Data 2015-2019



Housing Characteristics

Households by type and tenure are shown in Table I.48.16. Family households represented 62.3

percent of households, while non-family households accounted for 37.7 percent. These changed

from 63.5 percent and 36.5 percent, respectively.

Table I.48.16 Household Type by Tenure

Waterford charter township 2010 Census SF1 & 2017 Five-Year ACS Data

Household Type 2010 Census 2017 Five-Year ACS

Households Households Households % of Total

Family Households 18,791 63.5% 18,924 62.3%

Married-Couple Family 13,816 73.5% 14,064 74.3%

Owner-Occupied 12,172 88.1% 11,947 84.9%

Renter-Occupied 1,644 11.9% 2,117 15.1%

Other Family 4,975 26.5% 4,860 26.3%

Male Householder, No Spouse Present

1,487 29.9% 1,522 30.6%

Owner-Occupied 928 62.4% 1,049 68.9%

Renter-Occupied 559 37.6% 473 31.1%

Female Householder, No Spouse

Present 3,488 70.1% 3,338 71.8%

Owner-Occupied 1,955 56.0% 1,790 53.6%

Renter-Occupied 1,533 44.0% 1,548 46.4%

Non-Family Households 10,821 36.5% 11,447 37.7%

Owner-Occupied 6,731 62.2% 6,812 59.5%

Renter-Occupied 4,090 37.8% 4,635 40.5%

Total 29,612 100.0% 30,371 100.0%

Table I.48.17 below shows housing units by type in 2010 and 2017. In 2010, there were 31,766

housing units, compared with 32,614 in 2017. Single-family units accounted for 78.3 percent of

units in 2017, compared to 79.3 in 2010. Apartment units accounted for 17.9 percent in 2017,

compared to 17.8 percent in 2010.

Table I.48.17 Housing Units by Type


2010 & 2017 Five-Year ACS Data

Unit Type 2010 Five-Year ACS 2017 Five-Year ACS

Units % of Total Units % of Total

Single-Family 25,198 79.3% 25,540 78.3%

Duplex 106 0.3% 142 0.4%

Tri- or Four-Plex 563 1.8% 944 2.9%

Apartment 5,656 17.8% 5,825 17.9%

Mobile Home 243 0.8% 163 0.5%

Boat, RV, Van, Etc. 0 0.0% 0 0.0%

Total 31,766 100.0% 32,614 100.0%



Table I.48.18, shows housing units by tenure from 2010 to 2017. By 2017, there were 32,614

housing units. An estimated 71.1 percent were owner-occupied, and 6.9 percent were vacant.

Table I.48.18 Housing Units by Tenure

Waterford charter township 2010 Census & 2017 Five-Year ACS Data

Tenure 2010 Census 2017 Five-Year ACS


Occupied Housing Units 29,612 92.3% 30,371 93.1%

Owner-Occupied 21,786 73.6% 21,598 71.1%

Renter-Occupied 7,826 26.4% 8,773 28.9%

Vacant Housing Units 2,485 7.7% 2,243 6.9%

Total Housing Units 32,097 100.0% 32,614 100.0%

Households by income for the 2010 and 2017 5-year ACS are shown in Table I.48.19. Households

earning more than 100,000 dollars per year represented 23.2 percent of households in 2017,

compared to 19.9 percent in 2010. Meanwhile, households earning less than 15,000 dollars

accounted for 8.8 percent of households in 2017, compared to 9.0 percent in 2000.

Table I.48.19 Households by Income

Waterford charter township 2010 & 2017 Five-Year ACS Data

Income 2010 Five-Year ACS 2017 Five-Year ACS

Households % of Total Households % of Total

Less than $15,000 2,668 9.0% 2,682 8.8%

$15,000 to $19,999 1,458 4.9% 1,248 4.1%

$20,000 to $24,999 1,487 5.0% 1,406 4.6%

$25,000 to $34,999 2,935 9.9% 2,692 8.9%

$35,000 to $49,999 4,679 15.7% 4,819 15.9%

$50,000 to $74,999 6,545 22.0% 6,049 19.9%

$75,000 to $99,999 4,067 13.7% 4,425 14.6%

$100,000 or More 5,935 19.9% 7,050 23.2%

Total 29,774 100.0% 30,371 100.0%



Table I.48.20 shows households by year home built for the 2010 and 2017 5-year ACS data. Housing

units built between 2000 and 2009, account for 6.9 percent of households in 2010 and 7.4 percent

of households in 2017. Housing units built in 1939 or earlier represented 7.5 percent of households

in 2017 and 7.2 percent of households in 2010.

Table I.48.20 Households by Year Home Built


Year Built 2010 Five-Year ACS 2017 Five-Year ACS

Households % of Total Households % of Total

1939 or Earlier 2,136 7.2% 2,279 7.5%

1940 to 1949 2,312 7.8% 2,529 8.3%

1950 to 1959 7,082 23.8% 6,245 20.6%

1960 to 1969 3,677 12.3% 3,841 12.6%

1970 to 1979 4,398 14.8% 5,380 17.7%

1980 to 1989 3,569 12.0% 3,372 11.1%

1990 to 1999 4,531 15.2% 4,346 14.3%

2000 to 2009 2,069 6.9% 2,241 7.4%

2010 or Later . . 138 0.5%

Total 29,774 100.0% 30,371 100.0%

The distribution of unit types by race are shown in Table I.48.21. An estimated 81.4 percent of white

households occupy single-family homes, while 36.6 percent of black households do. Some 15.3

percent of white households occupied apartments, while 53.3 percent of black households do. An

estimated 75.1 percent of Asian, and 73.9 percent of American Indian households occupy single-

family homes.

Table I.48.21 Distribution of Units in Structure by Race


Unit Type White Black American

Indian Asian

Native

Hawaiian/Pacific Islanders

Other Two or

More Races

Single-Family 81.4% 36.6% 73.9% 75.1% % 60.8% 78.8%

Duplex 0.3% 0.0% 26.1% 0.0% % 0.0% 0.0%

Tri- or Four-Plex 2.7% 10.2% 0.0% 0.0% % 0.0% 8.6%

Apartment 15.3% 53.3% 0.0% 24.9% % 25.0% 12.6%

Mobile Home 0.3% 0.0% 0.0% 0.0% % 14.2% 0.0%

Boat, RV, Van, Etc. 0.0% 0.0% 0.0% 0.0% % 0.0% 0.0%

Total 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%



The disposition of vacant units between 2010 and 2017 are shown in Table I.48.22. By 2017, for

rent units accounted for 19.8 percent of vacant units, while for sale units accounted for 5.9 percent.

“Other” vacant units accounted for 32.4 percent of vacant units, representing a total of 727 “other”

vacant units.

Table I.48.22 Disposition of Vacant Housing Units

Waterford charter township 2010 Census & 2017 Five-Year ACS Data

Disposition 2010 Census 2017 Five-Year ACS


For Rent 964 38.8% 445 19.8%

For Sale 534 21.5% 132 5.9%

Rented Not Occupied 37 1.5% 80 3.6%

Sold Not Occupied 113 4.5% 288 12.8%

For Seasonal, Recreational, or Occasional Use 262 10.5% 571 25.5%

For Migrant Workers 0 0.0% 0 0.0%

Other Vacant 575 23.1% 727 32.4%

Total 2,485 100.0% 2,243 100.0%

The age of a structure influences its value. As shown in Table I.48.23, structures built in 1939 or

earlier had a median value of, 127,200 while structures built between 1950 and 1959 had a median

value of 127,700 and those built between 1990 to 1999 had a median value of 179,300. The newest

structures tended to have the highest values and those built between 2010 and 2013 and from 2014

or later had median values of 292,500 and, 242,500 respectively. The total median value in

Waterford charter township was, 145,900.

Table I.48.23 Owner Occupied Median Value by Year

Structure Built Waterford charter township

2017 5-Year ACS Data

Year Structure Built Median Value

1939 or earlier 127,200

1940 to 1949 125,600

1950 to 1959 127,700

1960 to 1969 148,100

1970 to 1979 141,900

1980 to 1989 159,100

1990 to 1999 179,300

2000 to 2009 181,700

2010 to 2013 292,500

2014 or later 242,500

Median Value 145,900



Housing Problems

Households are classified as having housing problems if they face overcrowding, incomplete

plumbing or kitchen facilities, or cost burdens. Overcrowding is defined as having from 1.1 to 1.5

people per room per residence, with severe overcrowding defined as having more than 1.5 people

per room. Households with overcrowding are shown in Table I.48.24. In 2017, an estimated 0.4

percent of households were overcrowded, and an additional 0.2 percent were severely overcrowded.

Table I.48.24 Overcrowding and Severe Overcrowding


Data Source

No Overcrowding Overcrowding Severe Overcrowding

Total

Households % of Total Households % of Total Households % of Total

Owner

2010 Five-Year ACS 22,510 99.3% 150 0.7% 0 0.0% 22,660

2017 Five-Year ACS 21,493 99.5% 69 0.3% 36 0.2% 21,598

Renter

2010 Five-Year ACS 6,927 97.4% 157 2.2% 30 0.4% 7,114

2017 Five-Year ACS 8,697 99.1% 56 0.6% 20 0.2% 8,773

Total

2010 Five-Year ACS 29,437 98.9% 307 1.0% 30 0.1% 29,774

2017 Five-Year ACS 30,190 99.4% 125 0.4% 56 0.2% 30,371

Incomplete plumbing and kitchen facilities are another indicator of potential housing problems.

According to the Census Bureau, a housing unit is classified as lacking complete plumbing facilities

when any of the following are not present: piped hot and cold water, a flush toilet, and a bathtub or

shower. Likewise, a unit is categorized as deficient when any of the following are missing from the

kitchen: a sink with piped hot and cold water, a range or cook top and oven, and a refrigerator.



There were a total of 95 households with incomplete plumbing facilities in 2017, representing 0.3

percent of households in Waterford charter township. This is compared to 0.1 percent of households

lacking complete plumbing facilities in 2010.

Table I.48.25 Households with Incomplete Plumbing Facilities

Waterford charter township 2010 and 2017 Five-Year ACS Data

Households 2010 Five-Year ACS 2017 Five-Year ACS

With Complete Plumbing Facilities 29,758 30,276

Lacking Complete Plumbing Facilities 16 95

Total Households 29,774 30,371

Percent Lacking 0.1% 0.3%

There were 162 households lacking complete kitchen facilities in 2017, compared to 29,774

households in 2010. This was a change from 0.6 percent of households in 2010 to 0.5 percent in

2017.

Table I.48.26 Households with Incomplete Kitchen Facilities

Waterford charter township 2010 and 2017 Five-Year ACS Data

Households 2010 Five-Year ACS 2017 Five-Year

ACS

With Complete Kitchen Facilities 29,601 30,209

Lacking Complete Kitchen Facilities 173 162

Total Households 29,774 30,371

Percent Lacking 0.6% 0.5%

Cost burden is defined as gross housing costs that range from 30 to 50 percent of gross household

income; severe cost burden is defined as gross housing costs that exceed 50 percent of gross

household income. For homeowners, gross housing costs include property taxes, insurance, energy

payments, water and sewer service, and refuse collection. If the homeowner has a mortgage, the

determination also includes principal and interest payments on the mortgage loan. For renters, this

figure represents monthly rent and selected electricity and natural gas energy charges.

In Waterford charter township 15.5 percent of households had a cost burden and 11.3 percent had

a severe cost burden. Some 22.0 percent of renters were cost burdened, and 19.9 percent were

severely cost burdened. Owner-occupied households without a mortgage had a cost burden rate of

7.4 percent and a severe cost burden rate of 5.3 percent. Owner occupied households with a

mortgage had a cost burden rate of 15.2 percent, and severe cost burden at 8.9 percent.



Table I.48.27 Cost Burden and Severe Cost Burden by Tenure


Data Source Less Than 30% 31%-50% Above 50% Not Computed

Total Households % of Total Households % of Total Households % of Total Households % of Total

Owner With a Mortgage

2010 Five-Year ACS 10,618 61.0% 4,193 24.1% 2,543 14.6% 55 0.3% 17,409

2017 Five-Year ACS 11,552 75.5% 2,319 15.2% 1,359 8.9% 65 0.4% 15,295

Owner Without a Mortgage

2010 Five-Year ACS 4,286 81.6% 615 11.7% 255 4.9% 95 1.8% 5,251

2017 Five-Year ACS 5,425 86.1% 464 7.4% 331 5.3% 83 1.3% 6,303

Renter

2010 Five-Year ACS 3,347 47.0% 1,704 24.0% 1,586 22.3% 477 6.7% 7,114

2017 Five-Year ACS 4,612 52.6% 1,928 22.0% 1,750 19.9% 483 5.5% 8,773

Total

2010 Five-Year ACS 18,251 61.3% 6,512 21.9% 4,384 14.7% 627 2.1% 29,774

2017 Five-Year ACS 21,589 71.1% 4,711 15.5% 3,440 11.3% 631 2.1% 30,371



Housing Problems by Income

Table I.48.28 shows the HUD calculated Median Family Income (MFI) for a family of four for Oakland

County. As can be seen in 2019 the MFI was 76,300 dollars, which compared to 71,600 dollars for

the State of Michigan.

Table I.48.28 Median Family Income

Oakland County 2000–2019 HUD MFI

Year MFI

State of

Michigan MFI

2000 63,200 55,400 2001 66,500 57,600 2002 69,900 60,600

2003 66,700 60,500 2004 66,800 60,700 2005 67,800 61,300

2006 69,700 62,100 2007 66,700 62,100 2008 68,400 60,700

2009 71,000 63,800 2010 69,800 62,800 2011 64,400 59,600

2012 65,300 60,400 2013 64,400 59,600 2014 64,600 60,400

2015 67,700 62,400 2016 66,900 62,500 2017 68,600 64,100

2018 70,900 67,300 2019 76,300 71,600

Diagram I.48.9

Estimated Median Family Income Oakland County vs. Michigan

HUD Data: 2000 – 2019



Comprehensive Housing Affordability Strategy (CHAS)

The following table set shows Comprehensive Housing Affordability Strategy (CHAS) data.

Housing Problems by Income, Race, and Tenure

Diagram I.48.10

Total Housing Problems by Race Waterford charter township

HUD CHAS Data: 2012 – 2016

Diagram I.48.11 Owner Housing Problems by Race





Diagram I.48.12

Renter Housing Problems by Race Waterford charter township




Table I.48.29 through Table I.48.34 show households with housing problems by race/ethnicity.

These tables can be used to determine if there is a disproportionate housing need for any racial or

ethnic groups. If any racial/ethnic group faces housing problems at a rate of ten percentage points or

high than the jurisdiction average, then they have a disproportionate share of housing problems.

Housing problems are defined as any household that has overcrowding, inadequate kitchen or

plumbing facilities, or are cost burdened (pay more than 30 percent of their income on housing). In

Waterford charter township, 205 Black homeowner households face housing problems, 50 Asian

households, and 230 Hispanic homeowner households face housing problems.

Table I.48.29 Percent of Homeowner Households with Housing Problems by Income and Race


2012–2016 HUD CHAS Data

Income

Non-Hispanic by Race Hispanic (Any

Race) Total

White Black Asian American

Indian Pacific

Islander Other Race

With Housing Problems

$0 to $22,890 82.8% 100.0% 100.0% % % % 100.0% 85.0%

$22,891 to $38,150 63.3% 75.0% 0.0% 0.0% % 50.0% 61.9% 62.3%

$38,151 to $61,040 38.7% 83.3% 0.0% % % 50.0% 23.3% 38.4%

$61,041 to $76,300 25.2% 86.2% 62.5% 57.1% % 21.1% 23.1% 26.8%

Above $76,300 4.8% 12.1% 0.0% 0.0% % 0.0% 0.0% 4.7%

Total 20.8% 41.9% 18.5% 40.8% % 9.7% 25.6% 21.4%

Without Housing Problems

$0 to $22,890 7.4% 0.0% 0.0% % % % 0.0% 6.5%

$22,891 to $38,150 36.7% 25.0% 100.0% 100.0% % 50.0% 38.1% 37.7%

$38,151 to $61,040 61.3% 16.7% 100.0% % % 50.0% 76.7% 61.6%

$61,041 to $76,300 74.8% 13.8% 37.5% 42.9% % 78.9% 76.9% 73.2%

Above $76,300 95.2% 87.9% 100.0% 100.0% % 100.0% 100.0% 95.3%

Total 78.7% 58.1% 81.5% 59.2% % 90.3% 74.4% 78.1%



Table I.48.30 Homeowner Households with Housing Problems by Income and Race

Waterford charter township 2012–2016 HUD CHAS Data

Income

Non-Hispanic by Race Hispanic

(Any Race)

Total White Black Asian

American Indian

Pacific Islander

Other Race


$0 to $22,890

890 50 25 0 0 0 85 1,050

$22,891 to

$38,150 820 45 0 0 0 4 65 934

$38,151 to $61,040

1,145 50 0 0 0 15 50 1,260

$61,041 to $76,300

570 25 25 20 0 4 30 674

Above

$76,300 550 35 0 0 0 0 0 585

Total 3,975 205 50 20 0 23 230 4,503


$0 to

$22,890 80 0 0 0 0 0 0 80

$22,891 to $38,150

475 15 20 10 0 4 40 564

$38,151 to $61,040

1,810 10 20 0 0 15 165 2,020

$61,041 to

$76,300 1,695 4 15 15 0 15 100 1,844

Above $76,300

10,980 255 165 4 0 180 365 11,949

Total 15,040 284 220 29 0 214 670 16,457

Not Computed

$0 to $22,890

105 0 0 0 0 0 0 105

$22,891 to $38,150

0 0 0 0 0 0 0 0

$38,151 to

$61,040 0 0 0 0 0 0 0 0

$61,041 to $76,300

0 0 0 0 0 0 0 0

Above $76,300

0 0 0 0 0 0 0 0

Total 105 0 0 0 0 0 0 105

Total

$0 to $22,890

1,075 50 25 0 0 0 85 1,235

$22,891 to

$38,150 1,295 60 20 10 0 8 105 1,498

$38,151 to $61,040

2,955 60 20 0 0 30 215 3,280

$61,041 to $76,300

2,265 29 40 35 0 19 130 2,518

Above

$76,300 11,530 290 165 4 0 180 365 12,534

Total 19,120 489 270 49 0 237 900 21,065



In total, some 3,975 households face housing problems in Waterford charter township. Of these,

some 465 black households, 25 Asian households, and 335 Hispanic renter households face housing

problems.

Table I.48.31 Renter Households with Housing Problems by Income and Race



Income

Non-Hispanic by Race Hispanic (Any

Race)


American Indian

Pacific Islander

Other Race


$0 to $22,890 1,110 240 0 25 0 55 170 1,600

$22,891 to $38,150

1,050 150 25 0 0 30 135 1,390

$38,151 to $61,040

705 75 0 0 0 0 20 800

$61,041 to

$76,300 125 0 0 0 0 0 0 125

Above $76,300 50 0 0 0 0 0 10 60

Total 3,040 465 25 25 0 85 335 3,975


$0 to $22,890 155 20 10 0 0 0 30 215

$22,891 to

$38,150 265 25 0 0 0 0 20 310

$38,151 to $61,040

1,190 235 25 4 0 25 90 1,569

$61,041 to $76,300

720 100 0 0 0 10 0 830

Above $76,300 1,700 225 35 0 0 0 150 2,110

Total 4,030 605 70 4 0 35 290 5,034

Not Computed

$0 to $22,890 120 70 10 0 0 0 40 240

$22,891 to $38,150

0 0 0 0 0 0 0 0

$38,151 to

$61,040 0 0 0 0 0 0 0 0

$61,041 to $76,300

0 0 0 0 0 0 0 0

Above $76,300 0 0 0 0 0 0 0 0

Total 120 70 10 0 0 0 40 240

Total

$0 to $22,890 1,385 330 20 25 0 55 240 2,055

$22,891 to $38,150

1,315 175 25 0 0 30 155 1,700

$38,151 to $61,040

1,895 310 25 4 0 25 110 2,369

$61,041 to

$76,300 845 100 0 0 0 10 0 955

Above $76,300 1,750 225 35 0 0 0 160 2,170

Total 7,190 1,140 105 29 0 120 665 9,249



Table I.48.32 Percent of Renter Households with Housing Problems by Income and Race


Income


(Any Race) Total


Indian Pacific

Islander Other Race


$0 to $22,890 80.1% 72.7% 0.0% 100.0% % 100.0% 70.8% 77.9%

$22,891 to

$38,150 79.8% 85.7% 100.0% % % 100.0% 87.1% 81.8%

$38,151 to $61,040

37.2% 24.2% 0.0% 0.0% % 0.0% 18.2% 33.8%

$61,041 to $76,300

14.8% 0.0% % % % 0.0% % 13.1%

Above $76,300 2.9% 0.0% 0.0% % % % 6.2% 2.8%

Total 42.3% 40.8% 23.8% 86.2% % 70.8% 50.4% 43.0%


$0 to $22,890 11.2% 6.1% 50.0% 0.0% % 0.0% 12.5% 10.5%

$22,891 to

$38,150 20.2% 14.3% 0.0% % % 0.0% 12.9% 18.2%

$38,151 to $61,040

62.8% 75.8% 100.0% 100.0% % 100.0% 81.8% 66.2%

$61,041 to $76,300

85.2% 100.0% % % % 100.0% % 86.9%

Above $76,300 97.1% 100.0% 100.0% % % % 93.8% 97.2%

Total 56.1% 53.1% 66.7% 13.8% % 29.2% 43.6% 54.4%

Overall, there are 8,478 households with housing problems in Waterford charter township. This

includes 670 black households, 75 Asian households, 45 American Indian, 0 Pacific Islander, and

108 “other” race households with housing problems. As for ethnicity, there are 565 Hispanic

households with housing problems. This is shown in Table I.48.34.



Table I.48.33 Percent of Total Households with Housing Problems by Income and Race


Income


(Any Race) Total


Indian Pacific

Islander Other Race


$0 to $22,890

81.3% 76.3% 55.6% 100.0% % 100.0% 78.5% 80.5%

$22,891 to $38,150

71.6% 83.0% 55.6% 0.0% % 89.5% 76.9% 72.7%

$38,151 to

$61,040 38.1% 33.8% 0.0% 0.0% % 27.3% 21.5% 36.5%

$61,041 to $76,300

22.3% 19.4% 62.5% 57.1% % 13.8% 23.1% 23.0%

Above $76,300

4.5% 6.8% 0.0% 0.0% % 0.0% 1.9% 4.4%

Total 26.7% 41.1% 20.0% 57.7% % 30.3% 36.1% 28.0%


$0 to

$22,890 9.6% 5.3% 22.2% 0.0% % 0.0% 9.2% 9.0%

$22,891 to $38,150

28.4% 17.0% 44.4% 100.0% % 10.5% 23.1% 27.3%

$38,151 to $61,040

61.9% 66.2% 100.0% 100.0% % 72.7% 78.5% 63.5%

$61,041 to

$76,300 77.7% 80.6% 37.5% 42.9% % 86.2% 76.9% 77.0%

Above $76,300

95.5% 93.2% 100.0% 100.0% % 100.0% 98.1% 95.6%

Total 72.5% 54.6% 77.3% 42.3% % 69.7% 61.3% 70.9%



Table I.48.34 Total Households with Housing Problems by Income and Race



Income


(Any Race) Total


Indian Pacific

Islander Other Race


$0 to $22,890 2,000 290 25 25 0 55 255 2,650

$22,891 to $38,150 1,870 195 25 0 0 34 200 2,324

$38,151 to $61,040 1,850 125 0 0 0 15 70 2,060

$61,041 to $76,300 695 25 25 20 0 4 30 799

Above $76,300 600 35 0 0 0 0 10 645

Total 7,015 670 75 45 0 108 565 8,478


$0 to $22,890 235 20 10 0 0 0 30 295

$22,891 to $38,150 740 40 20 10 0 4 60 874

$38,151 to $61,040 3,000 245 45 4 0 40 255 3,589

$61,041 to $76,300 2,415 104 15 15 0 25 100 2,674

Above $76,300 12,680 480 200 4 0 180 515 14,059

Total 19,070 889 290 33 0 249 960 21,491

Not Computed

$0 to $22,890 225 70 10 0 0 0 40 345

$22,891 to $38,150 0 0 0 0 0 0 0 0

$38,151 to $61,040 0 0 0 0 0 0 0 0

$61,041 to $76,300 0 0 0 0 0 0 0 0

Above $76,300 0 0 0 0 0 0 0 0

Total 225 70 10 0 0 0 40 345

Total

$0 to $22,890 2,460 380 45 25 0 55 325 3,290

$22,891 to $38,150 2,610 235 45 10 0 38 260 3,198

$38,151 to $61,040 4,850 370 45 4 0 55 325 5,649

$61,041 to $76,300 3,110 129 40 35 0 29 130 3,473

Above $76,300 13,280 515 200 4 0 180 525 14,704

Total 26,310 1,629 375 78 0 357 1,565 30,314



These racial/ethnic groups were also disproportionately impacted by severe housing problems, as

seen in Table I.48.38. Severe housing problems include overcrowding at a rate of more than 1.5

persons per room and housing costs exceeding 50 percent of the household income. Some 390

black homeowner households face severe housing problems, as well as 40 Asian homeowner

households, and 120 Hispanic homeowner households.

Table I.48.35 Percent of Homeowner Households with Severe Housing Problems by Income and Race


Income

Non-Hispanic by Race Hispanic (Any Race)


American

Indian

Pacific

Islander

Other

Race

With A Severe Housing Problem

$0 to $22,890 71.2% 100.0% 100.0% % % % 100.0% 74.9%

$22,891 to $38,150

33.5% 75.0% 0.0% 0.0% % 0.0% 25.0% 33.7%

$38,151 to

$61,040 8.5% 25.0% 0.0% % % 0.0% 4.7% 8.4%

$61,041 to $76,300

4.6% 0.0% 37.5% 28.6% % 0.0% 0.0% 5.2%

Above $76,300 0.9% 7.0% 0.0% 0.0% % 0.0% 0.0% 1.0%

Total 8.7% 26.8 14.8% 20.4% % 0.0% 13.5% 9.3%

Without A Severe Housing Problems

$0 to $22,890 19.1% 0.0% 0.0% % % % 0.0% 16.6%

$22,891 to

$38,150 66.5% 25.0% 100.0% 100.0% % 100.0% 75.0% 66.3%

$38,151 to $61,040

91.5% 75.0% 100.0% % % 100.0% 95.3% 91.6%

$61,041 to $76,300

95.4% 100.0% 62.5% 71.4% % 100.0% 100.0% 94.8%

Above $76,300 99.1% 93.0% 100.0% 100.0% % 100.0% 100.0% 99.0%

Total 90.8% 73.2% 85.2% 79.6% % 100.0% 86.5% 90.2%



Table I.48.36

Percent of Renter Households with Severe Housing Problems by Income and Race Waterford charter township


Income


(Any Race) Total


Indian Pacific

Islander Other Race


$0 to $22,890 72.6%

66.2% 0.0% 40.0% % 100.0% 60.4% 69.8%

$22,891 to $38,150

30.0%

5.7% 0.0% % % 0.0% 9.7% 24.7%

$38,151 to

$61,040 6.1% 11.3% 0.0% 0.0% % 0.0% 0.0% 6.3%

$61,041 to $76,300

4.1% 0.0% % % % 0.0% % 3.7%

Above $76,300 1.7% 0.0% 0.0% % % % 6.2% 1.8%

Total 22.0

% 22.9% 0.0% 34.5% % 45.8% 25.6% 22.4%


$0 to $22,890 18.8%

12.3% 50.0% 60.0% % 0.0% 22.9% 18.5%

$22,891 to

$38,150

70.0

% 94.3% 100.0% % % 100.0% 90.3% 75.3%

$38,151 to $61,040

93.9%

88.7% 100.0% 100.0% % 100.0% 100.0% 93.7%

$61,041 to $76,300

95.9%

100.0% % % % 100.0% % 96.3%

Above $76,300 98.3

% 100.0% 100.0% % % % 93.8% 98.2%

Total 76.4

% 70.9% 90.5% 65.5% % 54.2% 68.4% 75.0%



Table I.48.37 Percent of Total Households with Severe Housing Problems by Income and Race


Income


(Any Race) Total


Indian Pacific

Islander Other Race


$0 to $22,890 72.0% 70.7% 55.6% 40.0% % 100.0% 70.8% 71.7% $22,891 to $38,150 31.7% 23.4% 0.0% 0.0% % 0.0% 15.7% 28.9%

$38,151 to $61,040 7.5% 13.5% 0.0% 0.0% % 0.0% 3.1% 7.5% $61,041 to $76,300 4.5% 0.0% 37.5% 28.6% % 0.0% 0.0% 4.7%

Above $76,300 1.0% 3.9% 0.0% 0.0% % 0.0% 1.9% 1.1%

Total 12.3% 24.1% 10.7% 25.6% % 15.3% 18.6% 13.3%


$0 to $22,890 18.9% 10.7% 22.2% 60.0% % 0.0% 16.9% 17.8% $22,891 to $38,150 68.3% 76.6% 100.0% 100.0% % 100.0% 84.3% 71.1%

$38,151 to $61,040 92.5% 86.5% 100.0% 100.0% % 100.0% 96.9% 92.5% $61,041 to $76,300 95.5% 100.0% 62.5% 71.4% % 100.0% 100.0% 95.3%

Above $76,300 99.0% 96.1% 100.0% 100.0% % 100.0% 98.1% 98.9%

Total 86.9% 71.6% 86.7% 74.4% % 84.7% 78.8% 85.6%



Table I.48.38 Total Households with Severe Housing Problems by Income and Race


Income


(Any Race) Total


Indian Pacific

Islander Other Race


$0 to $22,890 1,770 265 25 10 0 55 230 2,355

$22,891 to $38,150 830 55 0 0 0 0 40 925

$38,151 to $61,040 365 50 0 0 0 0 10 425

$61,041 to $76,300 140 0 15 10 0 0 0 165

Above $76,300 130 20 0 0 0 0 10 160

Total 3,235 390 40 20 0 55 290 4,030


$0 to $22,890 465 40 10 15 0 0 55 585

$22,891 to $38,150 1,785 180 45 10 0 40 215 2,275

$38,151 to $61,040 4,485 320 45 4 0 50 315 5,219

$61,041 to $76,300 2,970 130 25 25 0 35 125 3,310

Above $76,300 13,150 490 200 4 0 180 515 14,539

Total 22,855 1,160 325 58 0 305 1,225 25,928

Not Computed

$0 to $22,890 225 70 10 0 0 0 40 345

$22,891 to $38,150 0 0 0 0 0 0 0 0

$38,151 to $61,040 0 0 0 0 0 0 0 0

$61,041 to $76,300 0 0 0 0 0 0 0 0

Above $76,300 0 0 0 0 0 0 0 0

Total 225 70 10 0 0 0 40 345

Total

$0 to $22,890 2,460 375 45 25 0 55 325 3,285

$22,891 to $38,150 2,615 235 45 10 0 40 255 3,200

$38,151 to $61,040 4,850 370 45 4 0 50 325 5,644

$61,041 to $76,300 3,110 130 40 35 0 35 125 3,475

Above $76,300 13,280 510 200 4 0 180 525 14,699

Total 26,315 1,620 375 78 0 360 1,555 30,303



As seen in Table I.48.40, the most common housing problem tends to be housing cost burdens. More

than 4,435 households have a cost burden and 3,650 have a severe cost burden. Some 1,895 renter

households are impacted by cost burdens, and 1,835 are impacted by severe cost burdens. On the

other hand, some 2,540 owner-occupied households have cost burdens, and 1,815 have severe cost

burdens.

There are a total of 2,540 owner-occupied and 1,895 renter-occupied households with a cost burden

of greater than 30 percent and less than 50 percent. An additional 1,815 owner-occupied 1,835

renter-occupied households had a cost burden greater than 50 percent of income. Overall there are

21,495 households without a housing problem.

Table I.48.39 Percent of Housing Problems by Income and Tenure


Housing Problem $0 to $22,890 $22,891 to

$38,150 $38,151 to

$61,040 $61,041 to

$76,300 Above

$76,300 Total

Owner-Occupied

Lacking complete plumbing or kitchen facilities

50.0% 0.0% 15.4% 0.0% 55.6% 19.7%

Severely Overcrowded with > 1.51

people per room (and complete kitchen and plumbing)

% % % 100.0% 60.0% 75.0%

Overcrowded - With 1.01-1.5

people per room (and none of the above problems)

44.4% % 28.6% 44.4% 77.8% 53.0%

Housing cost burden greater that

50% of income (and none of the above problems)

39.1% 59.1% 75.0% 100.0% 100.0% 49.7%

Housing cost burden greater than


43.1% 30.7% 60.1% 85.7% 95.9% 57.3%

Zero/negative income (and none

of the above problems) 30.9% % % % % 30.9%

has none of the 4 housing problems

26.7% 64.4% 56.3% 68.9% 85.0% 76.6%

Total 37.5% 46.8% 58.1% 72.4% 85.2% 69.5%

Renter-Occupied


50.0% 100.0% 84.6% 100.0% 44.4% 80.3%

Severely Overcrowded with > 1.51

people per room (and complete kitchen and plumbing)

% % % 0.0% 40.0% 25.0%

Overcrowded - With 1.01-1.5

people per room (and none of the above problems)

55.6% % 71.4% 55.6% 22.2% 47.0%

Housing cost burden greater that


60.9% 40.9% 25.0% 0.0% 0.0% 50.3%

Housing cost burden greater than


56.9% 69.3% 39.9% 14.3% 4.1% 42.7%

Zero/negative income (and none

of the above problems) 69.1% % % % % 69.1%

has none of the 4 housing problems

73.3% 35.6% 43.7% 31.1% 15.0% 23.4%

Total 62.5% 53.2% 41.9% 27.6% 14.8% 30.5%



Table I.48.40 Housing Problems by Income and Tenure


Housing Problem $0 to

$22,890

$22,891 to

$38,150

$38,151 to

$61,040

$61,041 to

$76,300

Above

$76,300 Total

Owner-Occupied

Lacking complete plumbing or kitchen facilities 4 0 10 0 25 39

Severely Overcrowded with > 1.51 people per

room (and complete kitchen and plumbing) 0 0 0 15 15 30

Overcrowded - With 1.01-1.5 people per room (and none of the above problems)

20 0 4 20 35 79

Housing cost burden greater that 50% of income (and none of the above problems)

895 505 270 95 50 1,815

Housing cost burden greater than 30% of income

(and none of the above problems) 125 430 980 540 465 2,540

Zero/negative income (and none of the above problems)

105 0 0 0 0 105

has none of the 4 housing problems 80 560 2,020 1,850 11,945 16,455

Total 1,229 1,495 3,284 2,520 12,535 21,063

Renter-Occupied


Severely Overcrowded with > 1.51 people per room (and complete kitchen and plumbing)

0 0 0 0 10 10


25 0 10 25 10 70

Housing cost burden greater that 50% of income

(and none of the above problems) 1,395 350 90 0 0 1,835

Housing cost burden greater than 30% of income (and none of the above problems)

165 970 650 90 20 1,895


235 0 0 0 0 235

has none of the 4 housing problems 220 310 1,565 835 2,110 5,040

Total 2,044 1,700 2,370 960 2,170 9,244

Total



0 0 0 15 25 40


45 0 14 45 45 149

Housing cost burden greater that 50% of income

(and none of the above problems) 2,290 855 360 95 50 3,650

Housing cost burden greater than 30% of income (and none of the above problems)

290 1,400 1,630 630 485 4,435


340 0 0 0 0 340

has none of the 4 housing problems 300 870 3,585 2,685 14,055 21,495

Total 3,273 3,195 5,654 3,480 14,705 30,307

Cost Burdens

For owner occupied housing, elderly non-family households are most likely to be impacted by

housing cost burdens, with 34.4 percent of these households having a cost burden or severe cost

burden. For lower income owner households, elderly non-family households and large families are

most likely to experience cost burdens. Some 73.0 percent of elderly non-family and 100.0 percent

of large family households below 30 percent HAMFI face cost burdens or severe cost burdens. These

data are shown in Table I.48.41



Table I.48.41 Owner-Occupied Households by Income and Family Status and Cost Burden



Income Elderly

Family

Small

Family

Large

Family

Elderly

Non-Family

Other

Household Total

No Cost Burden

$0 to $22,890 25 10 0 45 0 80

$22,891 to $38,150 100 85 55 215 105 560

$38,151 to $61,040 495 570 180 470 310 2,025

$61,041 to $76,300 395 705 75 375 340 1,890

Above $76,300 2,065 6,615 760 640 1,925 12,005

Total 3,080 7,985 1,070 1,745 2,680 16,560

Cost Burden

$0 to $22,890 55 4 0 50 15 124

$22,891 to $38,150 55 95 0 210 70 430

$38,151 to $61,040 160 430 55 135 195 975

$61,041 to $76,300 95 225 50 45 130 545

Above $76,300 75 165 4 65 155 464

Total 440 919 109 505 565 2,538

Severe Cost Burden

$0 to $22,890 65 340 70 220 230 925

$22,891 to $38,150 30 205 4 120 145 504

$38,151 to $61,040 45 90 10 75 55 275

$61,041 to $76,300 25 4 15 25 30 99

Above $76,300 10 40 10 0 0 60

Total 175 679 109 440 460 1,863

Cost Burden Not Computed

$0 to $22,890 15 0 0 55 35 105

$22,891 to $38,150 0 0 0 0 0 0

$38,151 to $61,040 0 0 0 0 0 0

$61,041 to $76,300 0 0 0 0 0 0

Above $76,300 0 0 0 0 0 0

Total 15 0 0 55 35 105

Total

$0 to $22,890 160 354 70 370 280 1,234

$22,891 to $38,150 185 385 59 545 320 1,494

$38,151 to $61,040 700 1,090 245 680 560 3,275

$61,041 to $76,300 515 934 140 445 500 2,534

Above $76,300 2,150 6,820 774 705 2,080 12,529

Total 3,710 9,583 1,288 2,745 3,740 21,066



Renter households are impacted at a higher rate by cost burdens than owner households. Some

5,208 renter occupied households faced cost burdens, compared to 20.9 percent of owner occupied

households. Of these, there are 219 renter households with incomes less than 30 percent HAMFI

facing housing problems.



Table I.48.42 Renter-Occupied Households by Income and Family Status and Cost Burden


Income Elderly Family

Small Family

Large Family

Elderly Non-Family

Other Household

Total

No Cost Burden

$0 to $22,890 10 30 4 60 115 219

$22,891 to $38,150 0 60 0 140 175 375

$38,151 to $61,040 65 620 125 150 645 1,605

$61,041 to $76,300 4 390 50 50 375 869

Above $76,300 80 1,025 95 105 835 2,140

Total 159 2,125 274 505 2,145 5,208

Cost Burden

$0 to $22,890 0 45 25 50 75 195

$22,891 to $38,150 100 335 35 120 385 975

$38,151 to $61,040 75 295 20 145 115 650

$61,041 to $76,300 10 55 0 10 20 95

Above $76,300 10 0 0 0 10 20

Total 195 730 80 325 605 1,935

Severe Cost Burden

$0 to $22,890 65 560 55 165 555 1,400

$22,891 to $38,150 10 165 0 70 115 360

$38,151 to $61,040 30 40 0 30 10 110

$61,041 to $76,300 0 0 0 0 0 0

Above $76,300 10 0 0 0 0 10

Total 115 765 55 265 680 1,880

Cost Burden Not Computed

$0 to $22,890 4 85 10 0 135 234

$22,891 to $38,150 4 0 0 0 0 0

$38,151 to $61,040 0 0 0 0 0 0

$61,041 to $76,300 0 0 0 0 0 0

Above $76,300 0 0 0 0 0 0

Total 4 85 10 0 135 234

Total

$0 to $22,890 79 720 94 275 880 2,048

$22,891 to $38,150 110 560 35 330 675 1,710

$38,151 to $61,040 170 955 145 325 770 2,365

$61,041 to $76,300 14 445 50 60 395 964

Above $76,300 100 1,025 95 105 845 2,170

Total 473 3,705 419 1,095 3,565 9,257



In total, some 4,450 households face cost burdens, and 3,750 face severe cost burdens. This includes

21,050 owner households and 9,249 renter households, as seen in Table I.48.43.

Table I.48.43 Households with Cost Burden by Tenure and Race


Race No Cost

Burden Cost Burden

Severe Cost

Burden

Not

Computed Total

Owner-Occupied

White 15,130 2,320 1,570 105 19,125

Black 285 65 130 0 480

Asian 235 10 25 0 270

American Indian 25 10 10 0 45

Pacific Islander 0 0 0 0 0

Other Race 215 25 0 0 240

Hispanic 660 105 125 0 890

Total 16,550 2,535 1,860 105 21,050

Renter-Occupied

White 4,190 1,485 1,400 120 7,195

Black 605 195 265 70 1,135

Asian 70 25 0 10 105



Other Race 35 30 55 0 120

Hispanic 300 165 160 40 665

Total 5,204 1,915 1,890 240 9,249

Total

White 19,320 3,805 2,970 225 26,320

Black 890 260 395 70 1,615

Asian 305 35 25 10 375



Other Race 250 55 55 0 360

Hispanic 960 270 285 40 1,555

Total 21,754 4,450 3,750 345 30,299



Lead-Based Paint Risks

Table I.48.44 shows the risk of lead-based paint for households with young children present. As seen

therein, there are an estimated 2,275 households built between 1940 and 1979 with young children

present, and 480 built prior to 1939.

Table I.48.44 Vintage of Households by Income and Presence of Young

Children Waterford charter township


Income One or more

children age 6 or younger

No children age 6 or younger

Total

Built 1939 or Earlier

$0 to $22,890 0 175 175

$22,891 to $38,150 105 120 225

$38,151 to $61,040 55 420 475

$61,041 to $76,300 115 315 430

Above $76,300 205 800 1,005

Total 480 1,830 2,310

Built 1940 to 1979

$0 to $22,890 365 1,725 2,090

$22,891 to $38,150 225 1,805 2,030

$38,151 to $61,040 620 3,060 3,680

$61,041 to $76,300 265 1,785 2,050

Above $76,300 800 7,250 8,050

Total 2,275 15,625 17,900

Built 1980 or Later

$0 to $22,890 150 870 1,020

$22,891 to $38,150 95 850 945

$38,151 to $61,040 295 1,200 1,495

$61,041 to $76,300 135 870 1,005

Above $76,300 815 4,825 5,640

Total 1,490 8,615 10,105

Total

$0 to $22,890 515 2,770 3,285

$22,891 to $38,150 425 2,775 3,200

$38,151 to $61,040 970 4,680 5,650

$61,041 to $76,300 515 2,970 3,485

Above $76,300 1,820 12,875 14,695

Total 4,245 26,070 30,315



Elderly Housing Needs

Table I.48.45 shows the rate of housing problems for elderly households. Some 1,830 elderly and

940 extra-elderly households have housing problems. Of these, some 485 elderly households with

housing problems have incomes less than 30 percent HAMFI, and 200 extra-elderly households have

incomes below 30 percent HAMFI.

Table I.48.45 Households with Housing Problems by Income and Elderly Status


Income Elderly Extra-Elderly Non-Elderly Total


$0 to $22,890 485 200 1,960 2,645

$22,891 to $38,150 395 380 1,550 2,325

$38,151 to $61,040 615 210 1,235 2,060

$61,041 to $76,300 200 65 535 800

Above $76,300 135 85 425 645

Total 1,830 940 5,705 8,475


$0 to $22,890 100 35 160 295

$22,891 to $38,150 220 205 440 865

$38,151 to $61,040 630 650 2,300 3,580

$61,041 to $76,300 605 270 1,810 2,685

Above $76,300 2,790 940 10,325 14,055

Total 4,345 2,100 15,035 21,480

Not Computed

$0 to $22,890 39 35 265 339

$22,891 to $38,150 0 0 0 0

$38,151 to $61,040 0 0 0 0

$61,041 to $76,300 0 0 0 0

Above $76,300 0 0 0 0

Total 39 35 265 339

Total

$0 to $22,890 624 270 2,385 3,279

$22,891 to $38,150 615 585 1,990 3,190

$38,151 to $61,040 1,245 860 3,535 5,640

$61,041 to $76,300 805 335 2,345 3,485

Above $76,300 2,925 1,025 10,750 14,700

Total 6,214 3,075 21,005 30,294



Fair Housing Survey Results

Table I.48.46 If you work/reside in Oakland County:


Fair Housing Survey

Role Total

Do you live in Oakland County, but work in a different county? 3.0

Do you work in Oakland County, but live in a different county? 0.0

Do you live and work in Oakland County? 65.0

Missing 8.0

Total 76

Table I.48.47 What Community do you live in?

Waterford charter township Fair Housing Survey

Community Number of

Respondents: Community

Number of Respondents:

Addison Township 0.0 Northville City 0.0

Auburn Hills City 0.0 Novi City 0.0

Berkley City 0.0 Novi Township 0.0

Beverly Hills Village 0.0 Oak Park City 0.0

Bingham Farms Village 0.0 Oakland Charter Township 0.0

Birmingham City 0.0 Orchard Lake Village City 0.0

Bloomfield Charter Township 0.0 Orion Charter Township 0.0

Bloomfield Hills City 0.0 Ortonville Village 0.0

Brandon Charter Township 0.0 Oxford Charter Township 0.0

Clawson City 0.0 Oxford Village 0.0

Commerce Charter Township 0.0 Pleasant Ridge City 0.0

Farmington City 0.0 Pontiac City 0.0

Farmington Hills City 0.0 Rochester City 0.0

Ferndale City 0.0 Rochester Hills City 0.0

Franklin Village 0.0 Rose Township 0.0

Groveland Township 0.0 Royal Oak Charter Township 0.0

Hazel Park City 0.0 Royal Oak City 0.0

Highland Charter Township 0.0 South Lyon City 0.0

Holly Township 0.0 Southfield City 0.0

Holly Village 0.0 Southfield Township 0.0

Huntington Woods City 0.0 Springfield Charter Township 0.0

Independence Charter Township 0.0 Sylvan Lake City 0.0

Keego Harbor City 0.0 Troy City 0.0

Lake Angelus City 0.0 Walled Lake City 0.0

Lake Orion Village 0.0 Waterford Charter Township 76.0

Lathrup Village City 0.0 West Bloomfield Charter Township 0.0

Leonard Village 0.0 White Lake Charter Township 0.0

Lyon Charter Township 0.0 Wixom City 0.0

Madison Heights City 0.0 Wolverine Lake Village 0.0

Milford Charter Township 0.0 Other 0.0

Milford Village 0.0 Total 76.0



Table I.48.48 Role of Respondent? Waterford charter township

Fair Housing Survey

Role Total

Homeowner 64

Renter/Tenant 10.0

Homeless 0.0

Missing 1.0

Total 76

Table I.48.49

If you work in the housing industry what is your primary role?


Role Total

Housing Provider/ Landlord/ Property Manager 0.0

Appraiser 0.0

Contractor/Developer 0.0

Insurance Provider 2.0

Law/ Legal Services Provider 0.0

Lending/ Mortgage Provider 1.0

Government Employee 7.0

Service Provider 0.0

N/A 53.0

Missing 9.0

Total 76

Table I.48.50

Best Describes Current Housing? Waterford charter township

Fair Housing Survey

Familiarity Total

Single-family home 60

Duplex 0.0

Condo/Townhouse 9.0

Apartment building with 1-4 floors 7.0

Apartment building with 5 or more floors 0.0

Mobile Home 0.0

Homeless Shelter 0.0

Missing 0.0

Total 76



Table I.48.51

Do you currently rent from a housing authority, use a voucher, or receive some other form of rental assistance?


Response Total

Yes 0.0

No 64

Not Sure 0.0

Does not Apply 12.0

Missing 0.0

Total 76

Table I.48.52

If yes, what type of assisted housing do you live in? Waterford charter township

Fair Housing Survey

Tenure Total

Assisted/ Low-Income/ Senior Housing Complex 0.0

Permanent Supportive Housing 0.0

Housing Choice Voucher (Section 8) 0.0

Don’t Know 0.0

Other 0.0

Missing 76

Total 76

Table I.48.53

How long have you lived in your neighborhood? Waterford charter township

Fair Housing Survey

Response Total

Less than 1 year 2.0

1-5 years 16.0

6-10 years 8.0

11-20 years 21.0

21-30 years 16.0

More than 30 years 16.0

Missing 1.0

Total 76



Table I.48.54

If you had a choice would you continue to live in your neighborhood?


Response Total

Yes 50.0

No 12.0

Not sure 12.0

Total 76

Table I.48.55 Which of the following were the most important

reasons you decided to live in your neighborhood? Waterford charter township

Fair Housing Survey

Reasons Total

To live near family and friends 43.0

To be close to work 36.0

Access to Goods and Services 22.0

To be near public transportation 0.0

Physical accessibility of the building 3.0

Nearby schools for my children/ grandchildren 26.0

Access to job opportunities 9.0

Neighborhood Safety 30.0

Affordability of Housing 35.0

I grew up here 16.0

No choice 0.0

Nowhere else to go 1.0



Table I.48.56 Neighborhood/Development


Question Excellent Very Good Good Fair Poor Don’t Know Missing

How would you rate each of the following aspects of your neighborhood/housing development:

Cleanliness 18.0 48.0 4.0 1.0 0.0 0.0 5.0

Condition of the buildings (including

homes) 14.0 49.0 5.0 1.0 1.0 0.0 6.0

Condition of streets and sidewalks 8.0 31.0 19.0 16.0 0.0 0.0 2.0

Condition of the public spaces (parks, libraries, and recreation centers)

18.0 43.0 8.0 3.0 2.0 0.0 2.0

Schools in the neighborhood 10.0 41.0 11.0 2.0 10.0 0.0 2.0

Access to public transportation, like

buses or trains 1.0 5.0 10.0 43.0 15.0 0.0 2.0

Availability of affordable housing 6.0 32.0 12.0 10.0 14.0 0.0 2.0

Availability of job opportunities 3.0 40.0 7.0 2.0 22.0 0.0 2.0

Table I.48.57

Neighborhood/Development Waterford charter township

Fair Housing Survey

Question Easy Moderately Difficult Difficult Don’t Know Missing

Please indicate how easy it would be for you to get to each of the following places:

Parks, playgrounds, or other green spaces

70 3.0 2.0 0.0 1.0

Public libraries 70 4.0 0.0 0.0 1.0

Supermarkets or grocery stores

72 3.0 0.0 0.0 1.0

Pharmacies 73 2.0 0.0 0.0 1.0

Banks and credit unions 72 2.0 0.0 0.0 2.0

Churches, mosques, synagogues, or other

religious or cultural centers

62 4.0 1.0 0.0 1.0

Community centers or recreational facilities

64.0 8.0 2.0 0.0 1.0

Places with jobs that I/my household would want to have

42.0 18.0 4.0 0.0 2.0

If household with a disability, ease of getting around your neighborhood/housing

16.0 18.0 7.0 0.0 12.0



Table I.48.58

During the past five years, have you looked for a new place to live?


Response Total

Yes, looked for a home to rent 7.0

Yes, looked for a home to buy 19.0

No 47.0

Does not apply 0.0

Total 76

Table I.48.59 If yes, did you have trouble finding safe, quality housing that you could afford in a neighborhood

you would like to live in? Waterford charter township

Fair Housing Survey

Response Total

Yes 18.0

No 1.0

Don’t know 0.0

Total 76

Table I.48.60 If yes, do you think it was

because of any of the following: Waterford charter township

Fair Housing Survey

Reasons Total

Race/ethnicity 1.0

Color 1.0

Religion 0.0

Disability 1.0

Sexual Orientation 2.0

Pregnant or having children 0.0

Sex/Gender 0.0

Age 1.0

Martial status 1.0

National origin 1.0

Ancestry 1.0

Familial status 0.0

Criminal History/ Record 0.0



Table I.48.61 Questions Regarding Fair Housing Complaints


Complaints Yes No Don’t

Know

Does Not

Apply Missing Total

If you have ever been discriminated against by your landlord, did you complain?

0.0 12.0 1.0 59.0 4.0 76

Were you satisfied with the outcome? 1.0 0.0 0.0 69.0 6.0 76

Table I.48.62 Questions Regarding Home Loan Applications


Fair Housing Survey

Applications Yes No Don’t Know

Does Not Apply

Missing Total

During the past five years have you applied for a loan to purchase a home, to refinance your mortgage, or

take equity out of your home?

30.0 43.0 0.0 0.0 3.0 76

Was the application you made during the past five years approved?

28.0 2.0 0.0 40.0 6.0 76



FEDERAL, STATE, AND LOCAL LAWS

Table I.48.63

How familiar are you with fair housing laws?


Familiarity Total

Very Familiar 42.0

Somewhat familiar 14.0

Not familiar 4.0

Missing 16.0

Total 76

Table I.48.64

Federal, State, and Local Fair Housing Laws Waterford charter township

Fair Housing Survey

Question Yes No Don't Know

Missing Total

Are you familiar with fair housing laws? 42.0 14.0 4.0 16.0 76

Do you think fair housing laws are difficult to

understand or follow? 17.0 29.0 14.0 16.0 76

Do you think fair housing laws serve a useful purpose?

44.0 4.0 12.0 16.0 76

Do you feel that fair housing laws are adequately enforced?

13.0 11.0 36.0 16.0 76

Are you aware of any fair housing testing of

any sort? 6.0 32.0 22.0 16.0 76

Are you aware of any educational activities or training opportunities available to you to

learn about fair housing laws?

14.0 35.0 10.0 17.0 76

Have you participated in fair housing activities or training?

9.0 44.0 6.0 17.0 76



Table I.48.65 Are you aware of any of these fair housing barriers in your community?


Question Yes No Don't

Know Missing Total

The rental housing market?

Example:Refusing to rent based on religion or color.

5.0 33.0 22.0 16.0 76

The real estate industry?Example:Only

showing properties in certain areas to families with children.

3.0 29.0 25.0 19.0 76

The mortgage and home lending industry?Example:Offering higher interest

rates only to women or racial minorities.

3.0 31.0 26.0 16.0 76

The housing construction or housing design field?Example:New rental complexes built

with narrow doorways that do not allow wheelchair accessibility.

2.0 28.0 28.0 18.0 76

The home insurance

industry?Example:Limiting policies and coverage for racial minorities.

3.0 30.0 27.0 16.0 76

The home appraisal industry?Example:Basing

home values on the ethnic composition of neighborhoods.

5.0 27.0 28.0 16.0 76

Any other housing services? 3.0 24.0 26.0 23.0 76

Land use policies and zoning

laws?Example:Policies that concentrate multi?family housing in limited areas or restrict placement of group homes.

6.0 23.0 30.0 17.0 76

Occupancy standards or health and safety codes?Example:Codes being inconsistently enforced within your community.

6.0 27.0 26.0 17.0 76

Property assessment and tax policies?Example:Lack of poverty exemptions in your community.

4.0 24.0 32.0 16.0 76

The permitting process?Example:Not offering written documents on procedures in alternate languages.

1.0 28.0 31.0 16.0 76

Housing construction standards?Example:Lack of or confusing guidelines for construction of accessible

housing.

3.0 25.0 30.0 18.0 76

Neighborhood or community development policies?Example:Policies that encourage

development in narrowly defined areas of the community.

2.0 27.0 30.0 17.0 76



Table I.48.66 Are you and/or your community affected by lack of access to any of these factors listed below?


Fair Housing Survey

Question Not at

All Slightly Moderately Significantly Don’t Know Missing Total

Access to public transportation to schools, work, health care, services

12.0 14.0 8.0 18.0 7.0 17.0 76

Access to good nutrition, healthy food, fresh

vegetables, etc 38.0 8.0 8.0 1.0 4.0 17.0 76

Access to school choice 32.0 5.0 8.0 3.0 11.0 17.0 76

Access to highly rated Public Schools 25.0 9.0 7.0 7.0 10.0 18.0 76

Access to parks, libraries, other public facilities

47.0 4.0 4.0 2.0 2.0 17.0 76

Access to health care 33.0 11.0 4.0 7.0 4.0 17.0 76

Access to mental health care 22.0 7.0 6.0 5.0 13.0 23.0 76

Access for seniors and/or people with disabilities to public transportation

14.0 8.0 8.0 17.0 12.0 17.0 76

Access to affordable housing 16.0 11.0 11.0 8.0 12.0 18.0 76

Access for acceptance of housing choice

vouchers 10.0 5.0 0.0 4.0 40.0 17.0 76

Access to education about fair housing laws 12.0 5.0 4.0 2.0 35.0 18.0 76

Collaboration between agencies 9.0 2.0 1.0 1.0 45.0 18.0 76

Other 2.0 0.0 0.0 0.0 19.0 55.0 76

Table I.48.67 Do you believe these issues are happening in your community? If so, how much are the issues impacting your

community? Waterford charter township

Fair Housing Survey

Question Not at

All Slightly Moderately Significantly Don’t Know Missing Total

Segregation 23.0 11.0 5.0 2.0 14.0 21.0 76

Concentrations of racial or ethnic minorities 17.0 13.0 13.0 4.0 12.0 17.0 76

Concentrations of poverty 4.0 23.0 6.0 8.0 15.0 20.0 76

Differences in access to housing opportunities for people of various incomes, races, ethnicity, gender, or familial status.

14.0 6.0 7.0 5.0 27.0 17.0 76

Is there a greater share of housing problems for those at lower incomes.

3.0 8.0 11.0 16.0 21.0 17.0 76

Challenges for persons with disabilities 4.0 9.0 13.0 11.0 21.0 18.0 76

Lack of housing discrimination enforcement 7.0 4.0 5.0 4.0 39.0 17.0 76

Lack of affordable single-family houses 12.0 13.0 10.0 13.0 11.0 17.0 76

Lack of affordable rental housing 11.0 9.0 6.0 15.0 18.0 17.0 76

Lack of acceptance of housing choice vouchers 4.0 1.0 1.0 7.0 46.0 17.0 76

No or limited education about fair housing laws 4.0 4.0 3.0 8.0 39.0 18.0 76

Rising property values and displacement due to

economic pressures 9.0 6.0 11.0 11.0 22.0 17.0 76

Other 2.0 0.0 0.0 0.0 20.0 54.0 76



About You and Your Household

Table I.48.68 What is your age?


Age Responses

Under 18 0.0

18-24 1.0

25-34 6.0

35-45 5.0

46-54 12.0

55-61 15.0

62 and older 21.0

Missing 16.0

Total 76

Table I.48.69 Persons in your household


Fair Housing Survey

Question Responses

How many people live in your household?

3.0

How many people under the age of 18 live in your household?

0.0



Table I.48.70 Disability and Accommodation


Disability & Accommodation Question Yes No Don’t Know Missing Total

Are you, or someone else in your household, living with a disability?

14.0 46.0 0.0 16.0 76

Are you aware of your right to request from your landlord, a change in rules or policies and your right to request a physical change to your housing to make your home more accessible if

necessary due to a disability (called reasonable accommodation)?

8.0 8.0 44.0 16.0 76

Have you made a request for reasonable accommodation? 2.0 17.0 41.0 16.0 76

Were you satisfied with the outcome of your accommodation and/or modification request?

4.0 0.0 54.0 18.0 76

Table I.48.71 What is the highest level of school that you have completed?


Education Responses

Grade school or some high school 3.0

High school degree or equivalent 3.0

Completed vocational/technical school 4.0

Some college but no degree 14.0

Bachelor’s degree 19.0

Master’s degree or higher 17.0

Missing 16.0

Total 76



Table I.48.72 Which of the following describes your current status?


Employment Responses

Employed full-time 33.0

Employed part-time 6.0

Unemployed and looking for work 1.0

Unemployed and not looking for work 1.0

Unable to work due to a disability 2.0

Stay-at-home caregiver or parent 1.0

Retired 15.0

Student 0.0

Other 1.0

Missing 16.0

Total 76

Table I.48.73 Do you consider yourself Hispanic, Latino, Latina or of

Spanish origin? Waterford charter township

Fair Housing Survey Yes/No Responses

Yes, Hispanic/Latino/Latina, or of Spanish origin

3.0

No, not of Hispanic/Latino/Latina, or of Spanish origin

57.0

Missing 16.0

Total 76



Table I.48.74 What is your race?


Race Responses

American Indian/Native Alaskan 1.0

Asian 0.0

Black/African American 0.0

Native Hawaiian/Pacific Islander 0.0

White 57.0

American Indian/Native Alaskan/White 1.0

Asian/White 0.0

Black/African American/White 0.0

American Indian/Native

Alaskan/Black/African American 0.0

Other Multi-Racial 0.0

Table I.48.75 What is your Gender? Waterford charter township

Fair Housing Survey

Gender Responses

Male 15.0

Female 45.0

Transgender 0.0

Non-binary 0.0

Other 0.0

Prefer not to answer 0.0

Missing 16.0

Total 76

Table I.48.76 What was your household income in 2018


Income Responses

$0 to $50,000 23.0

$50,001 to $100,000 25.0

$100,001 or more 9.0

Missing 19.0

Total 76



Fair Housing Complaints

Table I.48.77 Fair Housing Complaints by Basis

Waterford charter township HUD Fair Housing Complaints

Basis 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Total

Disability 1.0 1.0 2.0 1.0 4.0 0.0 1.0 2.0 1.0 0.0 0.0 2.0 15.0

Race 0.0 3.0 3.0 3.0 2.0 0.0 0.0 2.0 0.0 0.0 0.0 0.0 13.0

Familial Status 1.0 0.0 0.0 0.0 1.0 0.0 1.0 0.0 0.0 0.0 0.0 0.0 3.0

National Origin 0.0 0.0 0.0 1.0 0.0 0.0 0.0 0.0 0.0 1.0 0.0 0.0 2.0

Retaliation 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Religion 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Sex 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Color 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Total Basis 2.0 4.0 5.0 5.0 7.0 0.0 2.0 4.0 1.0 1.0 0.0 2.0 33.0

Total Complaints

2.0 4.0 5.0 5.0 7.0 0.0 2.0 4.0 1.0 1.0 0.0 2.0 31.0

Table I.48.78 Fair Housing Complaints by Closure


Basis 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Total

No cause determination

0.0 2.0 2.0 2.0 5.0 0.0 2.0 3.0 1.0 1.0 0.0 0.0 18.0

Litigation ended -

no discrimination found

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Conciliation/settle

ment successful 1.0 0.0 1.0 2.0 0.0 0.0 0.0 1.0 0.0 0.0 0.0 0.0 5.0

Complaint withdrawn by

complainant without resolution

1.0 0.0 2.0 0.0 1.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 4.0


complainant after resolution

0.0 2.0 0.0 1.0 1.0 0.0 0.0 0.0 0.0 0.0 0.0 1.0 5.0

Administrative

hearing ended - discrimination found

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Dismissed for lack of jurisdiction

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Complainant

failed to cooperate

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

DOJ dismissal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Closed because trial has begun

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Total Closures 2.0 4.0 5.0 5.0 7.0 0.0 2.0 4.0 1.0 1.0 0.0 1.0 32.0

Total Complaints 2.0 4.0 5.0 5.0 7.0 0.0 2.0 4.0 1.0 1.0 0.0 2.0 31.0



Table I.48.79 Fair Housing Complaints by Issue


Issue 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Total

Discriminatory terms, conditions, privileges, or

services and facilities

0.0 1.0 3.0 1.0 1.0 0.0 1.0 0.0 0.0 1.0 0.0 1.0 9.0

Discriminatory

refusal to rent 0.0 2.0 0.0 1.0 3.0 0.0 0.0 1.0 1.0 0.0 0.0 0.0 8.0

Discrimination in terms/conditions/

privileges relating to rental

0.0 1.0 1.0 2.0 0.0 0.0 1.0 1.0 0.0 0.0 0.0 0.0 6.0

Discriminatory

refusal to rent and negotiate for rental

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discriminatory advertising, statements and

notices

0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.0 0.0 0.0 0.0 0.0 1.0

Discriminatory financing

(includes real estate transactions)

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Failure to make reasonable accommodation

1.0 0.0 0.0 0.0 3.0 0.0 0.0 1.0 0.0 0.0 0.0 1.0 6.0

Discriminatory

acts under Section 818 (coercion, Etc.)

0.0 0.0 0.0 1.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.0

False denial or representation of availability - sale

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discriminatory refusal to sell

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discrimination in

services and facilities relating to sale

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other discriminatory acts

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discrimination in the terms/conditions

for making loans

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

False denial or representation of

availability - rental

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discrimination in terms/conditions/

privileges relating to sale

1.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.0

Discriminatory

refusal to negotiate for rental

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discrimination in terms and conditions of

membership

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



Discrimination in the appraising of

residential real property

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discrimination in

the making of loans

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Non-compliance

with design and construction requirements

(handicap)

0.0 0.0 1.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.0

Discrimination in services and

facilities relating to rental

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Using ordinances

to discriminate in zoning and land use

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Failure to permit reasonable modification

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Otherwise deny or make housing unavailable

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discriminatory refusal to negotiate for sale

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discriminatory advertisement - rental

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Denial of membership

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

None 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Steering 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Failure to provide accessible and

usable public and common user areas

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discrimination in the selling of residential real

property

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


availability

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other non-compliance with

design and construction requirements

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Failure to provide an accessible building entrance

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discriminatory refusal to sell and negotiate for sale

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Restriction of choices relative to a rental

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discriminatory acts under Section 901

(criminal)

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Total Issues 2.0 4.0 5.0 5.0 7.0 0.0 2.0 4.0 1.0 1.0 0.0 2.0 33.0



Total Complaints 2.0 4.0 5.0 5.0 7.0 0.0 2.0 4.0 1.0 1.0 0.0 2.0 31.0



Fair Housing Complaints Found With Cause

Table I.48.80 Fair Housing Complaints by Basis


Basis 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Total

Disability 1.0 0.0 1.0 1.0 1.0 0.0 0.0 1.0 0.0 0.0 0.0 1.0 6.0

Race 0.0 2.0 0.0 2.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 4.0

Familial Status

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

National Origin

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Retaliation 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Religion 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Sex 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Color 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Total Basis 1.0 2.0 1.0 3.0 1.0 0.0 0.0 1.0 0.0 0.0 0.0 1.0 10.0

Total Complaints

Found with Cause

1.0 2.0 1.0 3.0 1.0 0.0 0.0 1.0 0.0 0.0 0.0 1.0 9.0

Table I.48.81 Fair Housing Complaints by Closure


Basis 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Total

No cause determination

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Litigation ended - no discrimination found

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Conciliation/settleme

nt successful 1.0 0.0 1.0 2.0 0.0 0.0 0.0 1.0 0.0 0.0 0.0 0.0 5.0


complainant without resolution

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Complaint

withdrawn by complainant after resolution

0.0 2.0 0.0 1.0 1.0 0.0 0.0 0.0 0.0 0.0 0.0 1.0 5.0

Administrative hearing ended - discrimination found

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Dismissed for lack of jurisdiction

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Complainant failed

to cooperate 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

DOJ dismissal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Closed because trial has begun

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Total Closures 1.0 2.0 1.0 3.0 1.0 0.0 0.0 1.0 0.0 0.0 0.0 1.0 10.0



Total Complaints Found with Cause

1.0 2.0 1.0 3.0 1.0 0.0 0.0 1.0 0.0 0.0 0.0 1.0 9.0



Table I.48.82 Fair Housing Complaints by Issue


Issue 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Total

Discriminatory terms, conditions, privileges, or services and

facilities

0.0 1.0 0.0 1.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2.0

Discriminatory refusal to rent

0.0 1.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.0

Discrimination in terms/conditions/privileges relating to rental

0.0 0.0 0.0 2.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2.0

Discriminatory refusal to rent and negotiate for rental

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discriminatory advertising, statements and notices

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discriminatory financing (includes real estate transactions)

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Failure to make reasonable accommodation

1.0 0.0 0.0 0.0 1.0 0.0 0.0 1.0 0.0 0.0 0.0 1.0 4.0

Discriminatory acts under Section 818 (coercion, Etc.)

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

False denial or representation of availability - sale

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discriminatory refusal to sell

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discrimination in

services and facilities relating to sale

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other discriminatory

acts 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discrimination in the terms/conditions for

making loans

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0


availability - rental

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discrimination in terms/conditions/privile

ges relating to sale

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discriminatory refusal to negotiate for rental

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discrimination in terms and conditions of membership

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discrimination in the appraising of residential real property

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discrimination in the making of loans

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Non-compliance with design and

construction requirements (handicap)

0.0 0.0 1.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.0

Discrimination in services and facilities relating to rental

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0



Using ordinances to discriminate in zoning

and land use

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Failure to permit reasonable

modification

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Otherwise deny or make housing

unavailable

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discriminatory refusal to negotiate for sale

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discriminatory advertisement - rental

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Denial of membership 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

None 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Steering 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Failure to provide accessible and usable

public and common user areas

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discrimination in the

selling of residential real property

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

False denial or

representation of availability

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Other non-compliance

with design and construction requirements

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Failure to provide an accessible building entrance

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discriminatory refusal to sell and negotiate for sale

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Restriction of choices relative to a rental

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Discriminatory acts

under Section 901 (criminal)

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Total Issues 1.0 2.0 1.0 3.0 1.0 0.0 0.0 1.0 0.0 0.0 0.0 1.0 10.0

Total Complaints Found with Cause

1.0 2.0 1.0 3.0 1.0 0.0 0.0 1.0 0.0 0.0 0.0 1.0 9.0



Appendix

IDIS CHAS Tables

NA - 15: Table 1

0% - 30% of Area Median Income Waterford charter township

2012–2016 HUD CHAS Data 0% - 30% of Area Median Income

Has one or more of four housing problems

Has none or more of four housing problems

Household has no/negative income, but non of the other housing problems

Total 2,650 295 345

White 2,000 235 225

Black 290 20 70

Asian 25 10 10

American Indian 25 0 0

Pacific Islander 0 0 0

Other Race 55 0 0

Hispanic 255 30 40

NA - 15: Table 2

30.1% - 50% of Area Median Income Waterford charter township

2012–2016 HUD CHAS Data 30.1% - 50% of Area

Median Income

Has one or more of four

housing problems

Has none or more of four

housing problems

Household has no/negative income, but

non of the other housing problems

Total 2,324 874 0

White 1,870 740 0

Black 195 40 0

Asian 25 20 0



Other Race 34 4 0

Hispanic 200 60 0

NA - 15: Table 3

50.1% - 80% of Area Median Income


50.1% - 80% of Area Median Income




Total 2,060 3,589 0

White 1,850 3,000 0

Black 125 245 0

Asian 0 45 0



Other Race 15 40 0



Hispanic 70 255 0

NA - 15: Table 4


2012–2016 HUD CHAS Data 80.1% - 100% of Area Median Income




Total 799 3,589 0

White 695 2,415 0

Black 25 104 0

Asian 25 15 0



Other Race 4 25 0

Hispanic 30 100 0

NA - 20: Table 1 (Severe Housing Problems)

0% - 30% of Area Median Income Waterford charter township

2012–2016 HUD CHAS Data 0% - 30% of Area Median Income




Total 2,355 585 345

White 1,770 465 225

Black 265 40 70

Asian 25 10 10



Other Race 230 55 40

Hispanic 55 0 0




Median Income


housing problems


housing problems



Total 925 2,275 0

White 830 1,785 0

Black 55 180 0

Asian 0 45 0



Other Race 40 215 0

Hispanic 0 40 0





2012–2016 HUD CHAS Data 50.1% - 80% of Area Median Income




Total 425 2,275 0

White 365 4,485 0

Black 50 320 0

Asian 0 45 0



Other Race 10 315 0

Hispanic 0 50 0




Median Income


housing problems


housing problems



Total 165 5,219 0

White 140 2,970 0

Black 0 130 0

Asian 15 25 0



Other Race 0 125 0

Hispanic 0 35 0

NA – 25


Housing Cost Burden <=30% 30-50% >50% Not Computed

Total 21,754 4,450 3,750 345

White 19,320 3,805 2,970 225

Black / African American 890 260 395 70

Asian 305 35 25 10

American Indian 29 25 20 0

Pacific Islander 0 0 0 0

Other Race 250 55 55 0

Hispanic 960 270 285 40



NA-10


Housing Problems with one or more Severe Housing Problems

Renter Owner

Number of Households Less Than

30% MFI

30% - 50% MFI

50% - 80% MFI

80% - 100%

MFI

Total Less Than

30% MFI

30% - 50% MFI

50% - 80% MFI

80% - 100%

MFI

Total

Having 1 or more of four housing problems

1,430 420 150 35 2,035 925 505 275 130 1,835

Having none of four housing problems

380 1,280 2,219 920 4,799 205 995 3,000 2,390 6,590

Household has negative income, but none of the other housing problems

240 0 0 0 240 105 0 0 0 105

NA-10 Table


Housing Problems (Households with one of the listed needs)

Renter Owner

Number of Households Less Than

30% MFI

30% - 50% MFI

50% - 80% MFI

80% - 100% MFI

Total

Less

Than 30% MFI

30% - 50% MFI

50% - 80% MFI

80% - 100% MFI

Total


4 70 55 10 139 4 0 10 0 14


0 0 0 0 0 0 0 0 15 15

Overcrowded - With 1.01-1.5 people per

room (and none of the above problems) 25 0 10 25 60 20 0 4 20 44

Housing cost burden greater that 50% of income (and none of the above

problems)

1,395 350 90 0 1,835 895 505 270 95 1,765

Housing cost burden greater than 30% of income (and none of the above

problems)

165 970 650 90 1,875 125 430 980 540 2,075


235 0 0 0 235 105 0 0 0 105



NA-10 Table B


Number of Households 0%-30% HAMFI

30.1% - 50.0% HAMFI

50.1% - 80.0% HAMFI

80.0% - 100.0% HAMFI

Above 100.0% HAMFI

Total Households 3,282 3,204 5,640 3,498 14,699

Small Family Households 1,074 945 2,045 1,379 7,845

Large Family Households 164 94 390 190 869

Household contains at least one person 62-74 years of age 624 615 1,245 805 2,925

Household contains at least one person are 75 or older 270 585 860 335 1,025

Households with one or more children 6 years old or younger 515 425 970 515 1,820

MA-15 Housing Affordability


Units affordable to households earning: Renter Owner

30% HAMFI or less 219 80

30.1-50% HAMFI 375 560

50.1-80% HAMFI 1,605 2,025

80.1% -100.0% HAMFI 869 1,890

NA-10



Households with Children Present

Renter Owner

Less Than

30% MFI

30% - 50% MFI

50% - 80% MFI

80% - 100% MFI

Total Less

Than 30% MFI

30% - 50% MFI

50% - 80% MFI

80% - 100% MFI

Total

One or more children age 6 or younger

420 255 575 225 1,475 255 575 225 290 950

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