Thank you for considering Genesis Property Solutions, LLC to assist you in yourquest to find relief from your pending property problems. Since 2005, we have helpedhundreds of families and businesses negotiate with their lenders to find a mutuallybeneficial solution to their mortgage nightmares. Should you decide to partner with us,we will work hard to help you find a new beginning as well.

We’re sure you’re aware that many people nowadays are claiming to be‘short sale experts’ – surely you have seen their signs scouring the roadways: “WeBuy Houses”, “Stop Foreclosure”, and “Sell Your Home Fast” are just a handful of themost popular ones. These are from a variety of sources – both legitimate (realtors,lawyers) and perhaps not so legitimate (such as fly-by-night companies looking to turn aquick buck). So how can you know who to work with to help you? How can you knowwho really has experience in lender negotiations or who just claims they do?

Consider the following:1) How long have they been in the business of short sale negotiations and

loss mitigation?(GPS was in business BEFORE the real estate bubble burst in 2006 and our

company was organized specifically to help others find solutions to pending real estateproblems. We anticipated the coming Foreclosure Crisis and took steps to helpminimize the impact for families and our economy)

2) Can they provide you with PROOF of their success?(This is perhaps the #1 verification you can make – Please don’t just take

someone’s word when they tell you they are a ‘short sale expert’. Ask them how manydeals they have closed on their own. Ask them to show you proof some of their closeddeals. At GPS, we have secured 100’s of approvals for our clients since 2005 and we’re

happy to show you proof of this. We invite you to review this document and witness foryourself just a small handful of some of the APPROVAL LETTERS we have secured forour clients over the past few years).

3) Does the company plan to buy your property or do they require you tosign the deed to the property over to them?

(If so, RUN AWAY – FAST. While it’s true that there are certainly some legitimateorganizations who might buy your property and thereby solve your problems, the vastmajority will not and instead are simply scammers looking to buy/flip your house for aquick profit for themselves. In addition, a simple internet search will confirm that anyonewho requires you to ‘give them your deed’ while they negotiate for you is a dangerousgame to play – one that YOU will likely end up as the loser on. If you do choose thisroute, please consult with an attorney to ensure you are protected).

(At GPS, we are an unbiased third-party. Our one and only goal is to handle thefinancial terms negotiations of your loss mitigation case with your lender(s). We do notbuy properties. We are not a real estate brokerage firm. We do not hide fees or try tobuy/flip, or ‘double-close’ deals, or do anything that is not above board. We believe infull disclosure of all fees to all parties. That’s just good business).

WHAT FOLLOWS IS A COLLECTION OF ACTUALAPPROVAL LETTERS THAT GPS has secured

over the last few years.Note: For Security Purposes, all names, accounts

numbers, and addresses have been redacted.

Ready to get started on finding a solution to YOURcase, please visit our APPLY NOW page to submit

your FREE application.

November 14, 2009

DOYLE M STUDERJULIE STUDER5420 BAYSHORE BLVDTAMPA, FL 33611-4122

RE: 2003693287

Dear Mortgagors,

CitiMortgage, Inc. has agreed to accept a short payoff on the above captioned loan with the followingconditions:

1. The closing shall take place on or before December 20, 2009 or per diem interest in the amount of$75.00 will be charged. You must obtain approval from CitiMortgage for any extension beyondDecember 20, 2009. Per diem interest will have to be absorbed by parties other than CitiMortgage, Inc..

2. CitiMortgage, Inc. net proceeds should not be less than $164,217.23. Contract price is $195,000.00.

Please make sure the seller signs the FINAL HUD

3. 2nd mortgage holder shall receive $5,000.00 from net proceeds.

4. Approved closing costs to be absorbed by CitiMortgage, Inc. including brokers commission andcontribution to the 2nd mortgage are not to exceed $30,782.77. Brokers commission shall not exceed$11,700.00. All other closing costs must be absorbed by parties other than CitiMortgage, Inc..

5. The current owners are to receive (0) zero proceeds from the sale of the above property. Any and allrefunds or credits should be added to the net proceeds(from item #2 above) and remitted to CitiMortgage,Inc. at the time of closing.

6. Upon receipt of the NET PROCEEDS and a COPY OF THE FINAL SETTLEMENT STATEMENT,CitiMortgage, Inc. will give a full release and reconveyance of their loan as agreed and no deficiencyjudgment will be instituted.

7. All judgments and/or liens must be cleared and settled prior to closing. Proof of release must bepresented at time of closing.

***ANY CHANGES TO THE ABOVE STATED TERMS MUST BEAPPROVED BY CitiMortgage, Inc..

On the day of closing please fax a copy of the check or wire confirmationalong with a HUD-1 Settlement Statement to (866) 229-1904.

Date: OCTOBER 12, 2009

Attn: THOMAS GREENE

RE: ANNIE YEH #501410841

Property: 10228 LANDMARK DR HUDSON, FL 34667

Dear Closing Agents:

Flagstar Bank, FSB reviewed the pending sales contract on the above referenced

mortgage loan in accordance with the terms of the Pre-Foreclosure Sale Program.

This letter will confirm our approval of the Pre-Foreclosure sale of this property, which iscontingent on the conditions listed below. If any of the conditions listed below cannot

be met, Flagstar Bank, FSB. will not discharge its lien. Please make sure that allinstructions are followed per our request to prevent any delays and further interestaccruals.

THE SALE PRICE IS TO BE NO LESS THAN $110,000.00

Realtor commissions are not to exceed: $5,500.00Seller closing cost and taxes due not to exceed $8,647.29NET PROCEEDS TO THE 2ND MORTGAGE LENDER NOT TO EXCEED $1,500.00NET SALES PROCEEDS ARE TO BE NO LESS THAN $94,352.71 AND SHOULD BE

MADE PAYABLE TO FLAGSTAR BANK, FSB. THIS FIGURE SHOULD BE REFLECTED ASTHE DISCHARGE TO THE FIRST MORTGAGE. NET PROCEEDS ARE TO BE RECEIVED BY

EXPRESS MAIL THE NEXT BUSINESS DAY ALONG WITH A SIGNED COPY OF THESETTLEMENT STATEMENT.

SELLERS ARE TO NET $ -0-.SALE IS TO CLOSE NO LATER THAN NOVEMBER 20, 2009

A COPY OF THE HUD-1 SETTLEMENT STATEMENT IS TO BE SENT FOR OUR REVIEW ATLEAST 48 HOURS BEFORE CLOSING.

NO MODIFICATIONS CAN BE MADE TO THESE TERMS WITHOUT WRITTEN APPROVAL.

In exchange for the sum of $94,352.71, Flagstar will agree to release its currentmortgage on your property. However, that release shall not discharge yourobligation under the Note that you executed in connection with the mortgage.

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Dec 4, 2008

Amaury Ortiz

4115 Chatham Oak Ct, Apt #218Tampa, FL 33624

Re: Litton Loan #: 19352780Borrower: Amaury OrtizProperty Address: 4115 Chatham Oak Ct, Apt #218

Tampa, FL 33624

Dear Borrower(s):

Litton Loan Servicing LP hereby agrees to participate in the assisted short sale of the above referenced property. This demand lettershould be used by the closing agent as our formal demand statement. No additional statement will be issued. This approval isexclusive to the offer by the buyer referenced in this letter. The conditions of approval are as follows:

1.The closing and funding must take place no later than Dec 29, 2008, or this approval is void.2.The approved buyer(s) is/are Dasi J. Hernandez and Leonardo I. Balda and the sales price shall be $82,500.00. Another buyer cannotbe substituted without Litton's prior written approval.3.Proceeds to Litton Loan Servicing LP shall be no less than $64,024.68. Litton reserves its right to adjust its approved net proceedsor cancel this approval if any of the terms on the preliminary Hud 1 provided are altered without our prior approval. The property isbeing sold in “As-Is”condition. No repairswill be paid out of the proceeds, unless specifically stated.4.The seller will not receive any proceeds from this short sale transaction. If there are remaining escrow funds or refunds of any kind,they will be sent to Litton Loan Servicing LP to offset the loss.5.Should the closing be delayed and the investor agrees to an extension of the original closing date, the seller shall be responsible forper diem charges, extension fees and foreclosure sale postponement fees. The seller shall also be responsible for any additional costsand fees over the aforementioned approved amounts.6.Litton Loan Servicing LP will provide a satisfaction of debt within the statutory time limit governed by the Property State.7.The closing agent must provide a copy of the final HUD-1 closing statement at least 24 hours prior to closing for final approval byLitton.

Closing agent must email a copy of the final, fully executed HUD and confirmation funds havebeen sent immediately following closing. Address subject line in email: “Final Closing Docs,Ln #, Seller’s Name”, Email: jason.deifik@littonloan.com

Failure to comply with these instructions can void this approval and invalidate a closing transaction

Wiring instructions:Bank name: Chase BankCity, State: Houston, TXName: LLSLP-RCA ACQ

ABA # 113000609Account # 00113206339

Please Reference: “Short Sale”, Loan #, Seller’s NameAttn: Georgia Chirtos

Litton Loan Servicing LP may be required to report this transaction to the IRS. We recommend that you discuss this matter with youraccountant or financial advisor. Your loan will be reported to the credit bureau as “Account Settled”.