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Page 1: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Whitepaper ver 0.5

Ubiner.com

Page 2: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Add Love to Love

Page 3: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

00. Abstract

01. Background 1.1 Letter of the World 1.2 Letter and Keywords 1.3 Whose letters are the letters? 1.4 Keyword ads and platforms 1.5 Letter and Platform Market Size 1.6 Letter and Keyword Platform

02. What's the problem? 2.1 Advances in technology and job losses 2.2 Increase life span and increase the need for revenue 2.3 Necessity of polarization and basic income

03. How do we solve it? 3.1 Job Creation 3.2 Achieving universal basic income

04. Expected Effect

05. Ubiner Service 5.1 Ubiner Mission 5.2 Ubiner Keyboard App 5.3 Ubiner Platform 5.4 Ubiner Vision

06. Revenue Model

Ubiner 3

Table of contents

Page 4: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

07. Network Expansion Strategy

08. Ubiner Blockchain Technology 8.1 Acquire Keyword Platform Occupancy 8.2 Entering Letter, registering and sharing 8.3 Sales 8.4 Intellectual property rights

09. Ubiner Token Economy 9.1 Ubiner Token 9.2 Token Distribution Rate

10. Ubiner Compensation Solution

11. Roadmap

12. Team

13. Legal Notice

Ubiner 4

Page 5: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Letter is currency and platform.Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal basic income around the world by linking 'Letter crypto' to a 'keyword platform' and sharing profits based on contributions from all participants.Ubiner idea of creating a universal basic income is called " Ubinism.""Ubinism" is where humans and technology are fully integrated through universal income.

The fundamental spirit of Ubinism is as follows.

Based on the above three basic spirits, Ubiner seeks to communicate with the world at all times and to converge with technology so that the human race can be happier. He also wants to develop 'keyword platformers' around the world to expand the ubiner ecosystem and create various use cases of ubiner tokens.

Letters have been used so far with the birth of mankind.The things you see are expressed in letters, and even the things you don't see can be expressed in letters. Past Letter had only the ability to communicate and store information. However, with the development of the Internet, the concept of 'keyword' was born with special content summaries or representations. Keywords are often used for advertising through search. But today, most of the revenue from keywords comes from large platforms. By leveraging individual data, large platforms benefit from keywords, and most of the revenue comes from larger platforms.

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00IntroductionAbstract

We strive to support universal basic income for all mankind.

It supports job creation for all mankind.

It provides a fair opportunity for all mankind.

Page 6: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Ubiner would like to share ‘keywords’ and ‘platform revenue from keywords’ with all participants.

Ubiner pursuit of basic income by sharing revenue with all participants is called Ubinism.

Ubinism aims to achieve the basic universal income of people all over the world.Due to the development of technology, jobs are declining.

The bigger problem is that as human life grows, the need for income increases.We will do our best to create universal basic income, which is the problem of all mankind.Now all letters have the value of crypto through Ubiner. In addition, 'Letter crypto' is connected to the world through a platform.

Through the platform, every participant in the ubiner becomes a "keyword platformer," connecting with people all over the world to participate in the ubiner token-inconomi and share revenue. In addition, Keyword Platformer extends the ubiner ecosystem by engaging in production, distribution, sales and consumption through the ubiner platform, and contributing to consumption. Therefore, the registration of keywords is a new source of revenue and a platformer.

The more keywords you register and expand your ‘keyboard platform’, the more profitable you will be.As the platform continues to grow, revenue will continue to expand, so that ubiner and co-existence will be a partnership.

"Blockchain, DApp, Travel, Music, Coffee, Cosmetics, Hotels, Exchange, Game, Startup, Franchise, Love, Program, AI, Sports, Shopping, BTS, Grand Library, Search, Fashion, News, Coin, Patent, Cell Phone, Clock, Drone, Golf, Café, Flower, Camera, Robot, etc."

Be a "keyword platformer" by preempting "keywords" that are expected to be of great value in the future.

To realize the value of "keyword platformer," Ubiner has completed patent registration for the "Letter crypto platform" and is applying for several additional patents.Ubiner Token-Economy is using all of its Letterin currency, through keyboard apps and keyword platforms.An innovative blockchain system that rewards all participants.

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Page 7: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Ubiner has established three principles to give fair compensation to all participants.

Ubiners are able to share hyper-connected revenues with all participants globally.The "keyword platformer" is acquired in the order in which the keyword is registered.

All participants have different incomes based on their contributions so that the underlying income is achieved.Together with the above three principles, Ubiner will provide a fair compensation solution through the Keyboard App and Keyword Platform, as well as secure diversity of profits through various channels.

Creating a new concept of a blockchain "Keyboard App" and "Keyword Platform" incorporating artificial intelligence technology, Ubiner hopes to create new markets in a variety of areas, including search, browser, messaging apps, shopping and games.

Ubiner will contribute to the expansion of the blockchain ecosystem as well as the transformation of the recognition of cryptocurrency by allowing all participants to earn profits easily from cryptocurrency and voluntarily participate in the cryptocurrency market while using it in the ubiner ecosystem.

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Hyper-Connected Revenue Sharing

rights by order

basic income creation

Page 8: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Ubinism, Universal Basic Income

Page 9: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Linguist R.W. Langacker said, "Language is common to all humans, and it is owned by only humans." Languages are expressed in letters by a special system of symbols.Letters dominate human thinking.Letter is a visual symbol that is expressed in images and Letter so that words and sounds can be viewed with your eyes.Around 206 countries have 7.49 billion people living in the world by Olympic participation.According to Ethanologue, the most prestigious institution of language in the world, there are 7,097 languages spoken as living languages.Of these, 240 languages are spoken by more than a million people. And over 60 million people use it, and more than half of the world's population, there are 23 languages.

In terms of language, 1.3 billion Chinese, 4.5 billion Spanish, 3.8 billion English, 3.2 billion Arabic, 2.6 billion Hindi.They are 2.4 billion won for Bengali, 2.2 billion won for Portuguese, 1.5 billion won for Russian, 1.3 billion won for Japanese and 0.8 billion won for Korean.First, Ubiner has 4.1 billion people who speak the above 23 languages as the primaryΩmarket.

1-1

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01BackgroundLetters of the World

sources : http://zapari.tistory.com

Page 10: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Languages can be divided into speech languages that communicate by means of mouth and Letterual languages that are represented by symbols according to social customs.We express letter language by letter.Letter is a visual system of symbols for language representation.Because letters were created to reinforce the limits of the spoken word, which disappears at the same time as ignition, and because we were able to convey the human knowledge in a formative way with the invention of the writing, the letters are being addressed as three major human inventions along with fire and wheels.By being able to record through Letter messages, the era of knowledge transfer has begun.

The first revolution in writing began with the development of publishing and printing.With the advent and development of paper, letters have been able to serve as a more robust store of knowledge and delivery.Letters moved to a wider area as countless books were issued and supplied to many people.The second revolution in writing began with the advent of the Internet.The Internet has created a revolutionary system called search, which has made widespread use of Letter a day.We've created a new Letter market called Keywords.

Keywords are the key words used in searches.Keywords are used to summarize simple Letter for specific purposes and content.Keywords have formed a new market called keyword ads and there is a significant aesthetic indication that characters have economic value.

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1-2 Letter and Keywords

Page 11: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Personal data to Personal Income

Page 12: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Letter is like oxygen.Letter is not owned by anyone and can be used fairly.In the case of Hangeul, which is used in the Republic of Korea, it is said that King Sejong made it for the people who do not know the letters and complain of their injustice.These days, through K-pop and BTS, 'hangeul' is becoming a letter that more and more people want to learn. As such, Letter can be learned and used by anyone with a will.Letter do not pay extra fees. Therefore, letters are meant to be 'everybody's'.But when the letters become keywords, economic logic begins to work.

Keywords become the form of keyword ads, creating a concept of preemption and cost, and narrowing it from everyone to the category of individual choices.But when the keywords are out of the realm of advertising, they become letters again and return to everyone's.Therefore, letters are like water, and they are always reversible.

Keywords, which have created a new market with the development of the Internet, have become a monopoly of several existing large platforms. Keyword ads, often represented by search keywords, have transformed the realm of non-economic Letter into economic ones. But the bottom line is that the platform company takes most of the revenue from the transition to these economic areas.The ratio of personal data to total digital data is 75%, the economic value generated by personal data is estimated to be around 1 trillion euros, the annual expected return from personal data is estimated at 330 billion euros for government and businesses and 670 billion euros for individuals.

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1-3 Whose letters are they?

1-4 Keyword Ads and Platforms

Page 13: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

However, under the current circumstances, revenue from an individual’s data activities is not in the interests of the platform’s participating members, but rather in the profits of the platform company.

Therefore, keywords have already become the exclusive property of platform companies, and this phenomenon is becoming more and more serious. These problems do not conform to the principle of equitable distribution.Ubiner intends to implement the principle of equitable distribution of profits based on contributions by allowing individual data activities to return to their individual interests through the Keyword Platform.

We use letters every day.As smartphone advances and penetration increases, the demand for Letter messages is increasing.Letter has become a means of expressing oneself through search and social media and messaging apps.Today, search and messaging apps are rapidly evolving into a central platform for ICT (Information Communication Technology) with a rapidly growing number of users.

The market that utilizes letters has a wide variety of markets including search, social media, keyword ads, Letter messaging, big data, domain, publishing, newspaper, copywriter, brand, and so on.Therefore, the Letter market is larger and wider than any other market.The size of the market cannot be accurately predicted, but it is certainly the most used market in existence.

Ubiner classifies digital and platform markets as target markets, including keyword ads, social media and Letter messaging markets, which are closely linked to smartphones in the Letter market.As of 2019, the global digital advertising market is worth about $216 billion, while the digital platform market is worth $2.6 trillion. So the size of both markets is about 2.8 trillion dollars.

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1-5 Size of Letter and Platform Market

Page 14: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Ubiner is a system that coin letters to create ‘Letter crypto’ and shares revenue to all participants by linking ‘Letter crypto’ to ‘keyword platform’.

To achieve this goal, Ubiner supports two services:

First is the blockchain 'keyboard app'.We communicate with people all over the world through smartphones every day.The initial contact point for that communication is the Keyboard App.The Keyboard App allows Ubiner to inflate Letter and link the 'Letter crypto' generated in the process to the Keyword Platform.

Second, Keyword Platform.The ‘keyword platform’ provides the ability to produce, distribute, sell and consume shopping and content, and has been systematized to ensure that all participants can share fairly the revenue generated from this process.

For a more detailed description of the ubiner service, please refer to Chapter 6.

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1-6 Letter and Keyword Platform

Page 15: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

According to "Understanding the Fourth Industrial Revolution," published at the Davos World Economic Forum in 2016, technological advances gradually reduce human jobs.While 2 million new jobs will be created, 7.1 million new jobs will be created, 68 percent of the current seven-year-olds will be doing new jobs that are now unknown due to technological advances.According to global consulting firm McKinsey, 15 to 30 percent of the world's workers will lose their jobs by 2030 due to advances in artificial intelligence and the spread of automated systems.The population is between 400 million and 800 million.

In 2018, the International Monetary Fund (IMBlog) also announced that approximately 180 million women worldwide could face unemployment risks due to automation such as artificial intelligence.Eventually, advances in artificial intelligence and other technologies can have side effects that reduce jobs around the world instead of providing convenience.

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02What is the problem?Advances in Technology and Job Losses

sources : Future of Jobs Survey 2018, World Economic Forum

Page 16: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Human beings have continued to grow in life over the last two centuries worldwide.Life expectancy in humans is expected to continue to grow in the future due to advances in medical technology.The life expectancy of children born in England in the 21st century increased to 80 years for women and 75 years for men, and life expectancy has increased by one year every four years.

At this rate, today’s young people will have to spend more time in economic activities to prepare for their old age.Because, according to Michael Marmot, who was a World Health Organization consultant, the low-income population actually has the lowest growth rate in life expectancy. That means income affects life span.Also, the basic source of income has a huge impact on the sense of well-being in old age.

According to a study of 3,000 senior citizens aged 65 or older who do not live with their adult children, the higher the proportion of public pensions in their aging income, the more happy they are. The reality, however, is that it is difficult to raise the portion of public pensions as individuals want.

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2-2 Increasing life expectancy and need for revenue

sources : Riley (2005), Clio Infra(2015), and UN Population Division (2019)

Page 17: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

What's more serious is that current senior citizens' diaries are mostly about pocket crypto, and the actual number of market-participating jobs is on the decline.The fundamental problem with this is that one's income is ultimately responsible for the income of the population aging.

It’s important to start with this problem, to help you prepare for a certain portion of your retirement in advance from a longer perspective, and to create a system that will help you build a foundation for continuous income.

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sources : PETER REUEL의 "LIFE EXPECTANCY, MONEY MATTERS"에서 재현 한 DAVID CUTLER 그래픽

Page 18: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

According to a report by the U.N.-affiliated International Labor Organization (ILO), 48.8 percent of the world's total labor income is taken by workers in the top 10 percent of income as of 2017.

The ILO also explained that the income of the upper and lower classes decreases as the income of the upper classes increases.

Marx argued that "the accumulation of wealth on one hand and poverty on the other."There is no denying that the situation of polarization and unemployment is getting serious is happening in realityAlso, income polarization is emerging as a global trend among wage earners.

It's very difficult to completely prevent this polarization.In polarization, the problems of the lower class or the absolute poor are even more serious.The shortening of lifespan caused by the lack of basic income is a matter of human right to live. So if we have a system that can provide a basic income to many people, it's a good solution to reduce polarization.

Ubiner argues that the creation of universal basic income through a shared economy is a way to reduce this polarization. This provides an opportunity for all participants to receive fair compensation based on their contributions through the system online.

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2-3 Polarization and Basic Income.

Page 19: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

job, job, job Creating a job!

Page 20: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

The fundamental challenge in a capitalist market economy is probably job creation.

I think employment and jobs are the most important of the nation's economic policies.Tomas Frey, a future scholar at the Da Vinci Institute, claims that about 2 billion jobs will be lost by 2030 due to advances in artificial intelligence and other technologies. That means a 50 percent reduction in global jobs in the future.

What's more interesting is the global youth unemployment rate. According to the International Labor Organization report, there were about 80 million unemployed young people in the world in 2017, with 13.1 percent unemployed. Youth unemployment is often much higher than the overall unemployment rate in most countries.

In the Arab world, the youth unemployment rate is 30 percent, and in the Organization for Economic Cooperation and Development (OECD) countries, the youth unemployment rate is 18 percent for more than a year. Especially for young women. Compared to men, labor market participation is 16.6 percentage points lower.

These job losses are not easy to address with traditional economic policies, namely the expansion of demand or the promotion of consumption. Future jobs can be solved by creative production, distribution, sales and consumption, not by existing policies, but by the creation of a whole new market.

Today, young job seekers and start-ups are increasingly looking for flexibility in their jobs and opportunities to earn income by actively entering the platform business or Gig or shared economy market using the Internet.

Ubiner aims to create a new market mechanism through its keyword platform and implement a ubiner shared economy platform to provide job distribution and revenue sharing system.

This means that all participants can be producers, distributors, sellers, consumers, and receive fair compensation based on their market contributions.

3-1

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03How do you solve it?Labor Inducement

Page 21: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

The Ubiner system aims to create new jobs, reduce over-population of jobs, and distribute as wide a distribution of various jobs as possible to "maximize the number of diaries."

Universal basic income means the minimum income necessary to ensure the 'appropriate life' of a member of society.This need for basic income is the result of polarization, unstable labor systems and the limitations of financial market capitalism.

Extreme profit-taking inevitably leads to an imbalance in income distribution.Thus, avoiding extreme profit-taking and achieving a balance in income distribution is one way to create universal basic income.

But the unconditional distribution of income can lead to another unfairness.Therefore, there is a need to distribute income rationally and fairly.

In other words, it is important to encourage appropriate participation in the entire process of production-distribution-sales-consumption, and to ensure that revenue and assets are distributed according to their contribution.

A U.S. politician has come into the spotlight on his pledge to give $1,000 a month to all Americans over the age of 18.In particular, he said his goal is to pay later in cryptocurrency such as bitcoin.These issues of universal basic income and cryptocurrency are expected to increase further.

The ubiner system aims to ‘maximize the average basic income earner’ by reducing the oligopoly of revenue for reasonable and fair distribution of income, and by increasing the likelihood of participation in the distribution of income.

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3-2 The Attainment of Universal Basic Income

Page 22: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Make income for all participants

Page 23: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

A provider of a user means a member who provides products, content, or advertising to the platform. The primary purpose of these providers is to sell and promote.

The ubiner platform provides these providers with the most innovative systems to help them achieve maximum revenue growth and promotional benefits at the lowest cost.

The creator is a major intermediary in the ubiner platform and a member who maximizes sales and promotional effects by processing or reproducing products or content provided by suppliers.With the ubiner platform, you can link your talents to income, create continuous jobs, and work anywhere, anytime.Creators support their suppliers on the platform with a wide range of talent, including designers, framers, WRITER, or Influence.

In the ubiner platform, contributors are members who deliver to consumers the various products or content and advertising provided by the provider or creator.Contributors don’t need special skills and qualifications; anyone can work with a smartphone and convert their time to income at any time, regardless of location or time.These contributors, in particular, have the opportunity to generate continuous income, regardless of age, and are responsible for connecting suppliers and creators to consumers.Connecting is a source of income.

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04BenefitProvider

4-2 Creator

4-3 Contributor

Page 24: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Consumers on the ubiner platform are not what they have been.

Consumers on the ubiner platform are special consumers, income consumers, who generate income by consuming products or content and advertising from suppliers.

Reduce the Income Consumer to refer to it as Inconsumer.This means that consumers who purchase from a ubiner platform have the opportunity to share more income by increasing the contribution and increasing the distribution of their platform revenues.

This is the foundation of Ubiner fair shared economy.

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4-4 Income Consumer

Page 25: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Ubiner will be a new level of service that can unlock the interest-based meaning of ‘free’ and ‘ownership’ as a service that focuses on the intrinsic value of the Letter and provides a new edition for free ownership and free use.

No one thinks of letters as their direct value. But Ubiner is a Letter-based writer.Design, advertisement, name, etc. as a literal form, not as packaged value through processing.It will make it worthwhile.

There are no necessary conditions for using the ubiner service. Knowing Ubiner is already ready.

As soon as you install and start using the Ubiner keyboard, the user is compensated and automatically participates in the keyword platform. In every part of the user's activity, the Ubiner pays compensation.

The ubiner platform allows you to configure your own sub-platform. I can organize a market where I can display any product, any form, and my own content. You can create a collection gallery or sell a combination of content and products. Of course, you can also upload your own content. If you use other users' content to earn income, the original person will also receive automatic compensation.

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05Ubiner serviceUbiner Mission

5-1-1 Everyone Participates

5-1-2 Automatic Compensation

5-1-3 A New Market

Page 26: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Blockchain & Artificial intelligence technology

Page 27: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

A ‘Ubiner Keyboard’ is a means of collecting all your Letter input actions.

Depending on the OS type of your smartphone, you can download it through Google Play Store or Apple App Store, and you can easily use it on your smartphone with a simple configuration.And you don't need anything to use the ubiner keyboard.You can use your cell phone as you usually do.All apps on your smartphone that enter characters such as instant messaging, text messaging, memos, and web surfing will be connected.Analyze the Letter you type on your keyboard to recommend optimized content to users and generate revenue.

The ‘Ubiner Keyboard’ supports Android and IOS. Android smartphone users can search for "Ubiner" in the PLAY Store and IOS (iPhone, iPad, iPod) users can install "Ubiner Keyboard" in the App Store. After installation, select the default keyboard as the "Ubiner Keyboard" in Setup, and all procedures are complete.

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5-2 Ubiner Keyboard App

5-2-1 Platforms Supported (OS)

Page 28: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Today, Android and IOS have a market share in the global mobile OS 98% as of April 1919. Android 70.2% and IOS 28.4% respectively. Android and IOS Supporting these two platforms is supporting all mobile environments.

Currently, Ubiner supports English, Chinese, Korean and Japanese, and continues to work on additional work aimed at supporting all languages around the world. The day will soon come when you can use ubiquitous, whatever language, or any language.

Ubiner will continue to scale to ensure the same service is delivered in any environment. You will be available in any browser, on any PC, on any mobile platform.

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Page 29: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

The ‘Ubiner Keyboard’ collects and analyzes all user input behavior on mobile devices.

Key-in activities such as texting, instant messaging, web browsing, and documenting are communicated to the user through the Ubiner Communicator to the user’s ‘Ubiner Main Net’ and ‘Ubiner Main Net’ analyzes words and sentences to recommend and connect the optimal contents to the user in real time.

To deliver these services, Ubiner Main Net can provide data based on machine learning technology. Build, analyze, and continuously improve personalized content with artificial intelligence Create and connect. But your precious personal information is the exception. Credit card information, passwords, date of birth, etc. The information that should not be leaked is a key to the Ubiner keyboard. The Communicator filters automatically. With the exception of meaningful words and sentences, Ubiner is not interested.

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5-2-2 Letter Collection

Page 30: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Ubiner Communicator analyzes user-entered Letter to make them meaningful.

Alternatively, extract the sentences and send them to the Ubiner Main Net. In this case, personal information such as credit card information, password, address, and name is automatically filtered. The Ubiner Communicator is built into the Ubina keyboard and no data is sent externally before it is filtered.

The Ubiner mainnet receives letters input from all users of the Ubina keyboard

around the world via the Ubina Communicator, which analyzes and calibrates words and sentences through machine learning technology to accumulate results. The more input actions a user makes, the more accurate the results are, and the more predictable they are. Keywords analyzed and derived from the mainnet are passed to the ubiquitous connector.

Ubiner Connect is a system that evaluates the association of content on a ubiner

platform and creates a connection through keywords sent from the Ubiner Main Net. The generated results are communicated to the user of the ubiquitous keyboard in real time and are exposed to the content that the user can view and visit.

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5-2-2-1 Ubiner Communicator

5-2-2-2 Ubiner Maine Net

5-2-2-3 Ubiner Connect

Page 31: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

On the ‘Ubiner Keyboard’, the matching function of the ‘Ubiner Main Net’ creates connections that are associated with the product, event, advertisement, creator’s content, business, and region.

Companies’ products and services, creator’s content (video, text, images), and information are generated, managed, and linked within keywords and platforms.

Keyword platforms are created when users purchase keywords, and licenses are maintained for one year, and buyers have the right to manage and operate the platforms.

In addition, some of the rewards for participants’ activities within the platform can be sustained.

All content on the ubiner platform is associated with all online services. Typical social media services such as Facebook, YouTube, Twitter and Instagram are among the most popular. Instead, you can share a ubiner network with any service that can register a shared link. All inflows, purchases and activities through shared content lead to rewards.

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5-2-3-1 Internal Interlocking

5-2-3 Service Interlink

5-2-3-2 External Interlocking

Page 32: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Use keywords for all humanity

Page 33: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

A user-generated keyword platform is created when a user purchases a keyword license. You can register all letters and sentences as keywords, such as "coffee," "car" and "travel." Buyers are authorized to operate and manage keyword platforms purchased for one year. You can register and manage your brand as a keyword, not just for end users, but also for companies, organizations, and air agencies.

Keyword platforms are powered by completely independent and objectified content.

Create containers based on separate data resources based on keywords Applying the design you want creates one object. Design is also free to choose from a wide range of themes supported by Ubiner. Generated objects can be printed as much as you want, depending on the theme. You can create your own themes through Theme Editor or select them from Theme Gallery. Every object operates independently, allowing you to freely place content of different characteristics in the desired area. For example, you can print out videos, posts, photos, products, and service content on a single content list screen without restriction. When an object is outputted on the screen, the Model Controller (MC) engine queries the content ID of the content, analyzes the nature of the object, and determines how it works. Apply the action script to activate it.

The concept is completely differentiated from the existing management system, which was only available for products in shopping malls, post in blogs, and photo in galleries, reflecting Ubiner basic philosophy of operating under keywords rather than the nature of content.

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5-3 Ubiner platform

5-3-1 Keyword Platform

5-3-2 Keyword Platform Engine

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The platform administrator provides statistics on all activities on the platform. Statistical data is collected in real time by the UME (Ubiner Monitoring Engine). You can check the amount of content being registered, the inflow of members, sales, and profit margins on the dashboards right away. You can also manage and supervise bad and illegal content.

Administrators can create content objects and configure design themes through ubiquitous content builders. You can edit objects in any form as shown in 5.3.2 and edit the platform's default design as desired. The ubiner content builder supports the WYSIWYG Editor on the Grid Screen, which makes it easy for anyone to manipulate and operate, select the location

and shape of the menu, data that he or she wants to expose to Fan, and

edit details such as the main color, content output format, and paging criteria.

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5-3-3 Manage Keyword Platforms

5-3-3-1 Monitoring

5-3-3-2 Content Management

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My platform is the Third Party Platform of the keyword platform. This is a space where you can create and operate your own areas by selecting the contents you want from the keyword platform that you are working with as Fan.

This personalized platform also supports ubiquitous content builders to allow configuration in the desired form.

For example, you can drag ‘A Glinder’, which is sold on the ‘Coffee’ platform, to my platform to change the design and print it out.

You can also open your own shopping mall by combining various products in this way.

Ubiner does not compete with other services.

Text is a new service that has infinite potential to encompass any element in the world by adding value to its atomic concept base.

You can think, express, communicate, act in the Ubiner.And in each of those areas, rewards are made.

Not competing doesn't mean that it's different.Because we can leverage and embrace all the services, the Ubiner will be the online ecosystem itself, not the limited service.

"Do you want to sell your product? Do it at Ubiner!""Do you want to show your work to many people? Do it at Ubiner!""When you want to record your daily routine. Do it at Ubiner!"

Letters are the oldest, most innovative, most universal means and tools.Ubiner will be a true platform within the vast network of the Internet.Because Ubiner is the first platform that can value letters and be traded as letters themselves.

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5-3-4 My Platform

5-4 Ubiner Vision

Page 36: Whitepaper ver 0.5 Ubiner · Letter is currency and platform. Ubiner is the world's first 'Letter crypto' applied with artificial intelligence technology and aims to achieve universal

Homeostasis of Basic Income through Keyword Platform

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We will increase the activation of our keyword platform to maximize the inflow of additional users through a variety of compensation systems, including the tips you receive when typing Letterusing your Ubiner keyboard and tokens for all activities within the keyword platform.As the volume of the keyword platform grows through the users that are secured, keyword tokens will be issued and the tokens will be naturally valued by market logic.

Ubiner Keyword Platform Value Measuring Logic analyzes the amount of activities of members within the platform, the quantitative quality value of content, and the amount of participation and revenue generated in real time to conduct business with companies that are related to keywords beyond the criteria of linked business implementation.

Ubiner can offer to the enterprise, or the enterprise can offer to the Ubiner, and Ubiner will support the system to link the business

Keyword platforms allow you to distribute various forms of content.For content that can be sold, such as delivery products, service products, and digital content products, transaction transactions corresponding to shopping malls are provided so that order, payment, delivery, and management services can be made available within the platform, and integrated services are provided to generate direct sales.

6-1

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06Business model

Keyword Tokens Increase in Value by Activating Keyword Platform

6-2 Token business via Corporate partnership

6-3 Sales within Keyword Platform

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Ubiner has its own advertising system and offers the best advertising solution through intuitive advertising target.The ubiner keyword platform has a very clear advertising target.

Selecting a keyword associated with an advertiser's service or product will execute the advertisement on that keyword platform.

For example, if a company called Nespresso wants a coffee capsule ad,Select the keywords "Nespresso", "Coffee" and "Coffee Capsule" to end.

The operating rights of the keyword platform can be obtained by purchasing a pass.

The right to use guarantees one year's operating license for one keyword.Also, the value measurement based on the activation of the keyword platform changes the price of the ticket.

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6-4 Advertisements within Keyword Platforms

6-5 Keyword License Sale

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Ubiner puts top priority on establishing technically stable services and high-availability (HA) systems, and will rapidly increase the number of service areas, starting with English-speaking countries, followed by Korean, Chinese and Spanish, and other countries where it is easy to enter online services.Next, we will maximize the number of activated platforms by securing quality contents in the early stages by actively contacting each country and new users through an active compensation system.As a next step, we will recruit product and service providers so that we can build a new type of market place through our combination with content creators so that we can generate real and direct revenue.

Ubiner offers an innovative and advanced system called the keyword platform, but users will not be able to feel the boundaries of the platform.Platforms exist as a means of management, a tool of broadcasting, and users will use numerous services that are serviced online to support the distribution, sharing and dissemination of their content posted on the Ubiner platform, which will eventually lead to an influx of ‘Ubiners’.Neither Google nor YouTube nor Tiktok will be the beginning and end of the network, which will be the channel of entry into the Ubiner, not the Ubiner.

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07Network Expansion Strategy

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All activities on the ‘Ubiner Platform’ and ‘Ubiner Keyboard’ are recognized and protected by s as proven transactions.

Whenever content is registered, keywords are occupied, or inflowed through sharing, a new contract is forged between the event parties through smart contracts.

Those who have keywords of the Keyword Platform are contracted with the Ubiner main system. Contracts are subject to different procedures depending on the status of the keywords (new, occupied, and unoccupied). When looking up keywords that the user wants to occupy, the smart contracts block information of the keyword is inquired and the current occupancy status is checked to determine the progress of the occupancy transfer procedure. The status of the keyword is recorded in the blockchain in real time by the Ubiner Keyword Owner Management (UKOM) system. UKOM updates Status for all occupied keywords per second. The Block query of smart contracts verifies the occupancy period, records the contract’s decimation information on the new block when it is in the trachea and in the new block, and simultaneously records the relationship agreement to the Ubiner system in the block, terminating the keyword occupancy transaction. If there is a new share of the keywords in the future, the contract will proceed with a new contract.

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08Ubiner blockchain technology

8-1 Acquiring Occupancy of Keyword Platform

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Thoth are provided when entering characters through the keyboard app, and if there are keywords that match on the keyword platform, the tot and the Ubiner token are paid together.You can also pay tokens if you register content on the keyword platform or share the registered content externally.

If you purchase a product or service registered with the keyword platform, or if your promotional activities generate sales, a smart contracts contract is made at every stage of promotion, sharing, or transaction.Once the Buyer's payment and Supplier's delivery has been completed, the Contract

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8-2 Enter Letter, register content, share

8-3 Sales

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As soon as the vendor registers the product and the seller displays the product, the first contract is created and the Contract Hash created at the time of the contract is used as the Transaction ID for each subsequent stage of the contract.

When the seller displays the product and the share uses the product information, the Transaction ID is encrypted in a 448-bit blowfish format to insert it into the shared link and maintain the connection.

Shopping mall operating body responsible for registering actual products and checking and shipping orders

A person who obtains product information registered by a supplier and conducts promotional and sales activities by editing or combining product information or advertising contents (The Supplier and the Seller may be the same user.)

A person who re-displays and promotes a number of products registered by a seller or sends a shared URL to an external SNS service. (The Seller and the Shareholder may be the same user.)

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8-3-3 Provider

8-3-4 Seller

8-3-5 A Commoner

8-3-1 Transaction Validation

8-3-2 Keep Connected

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8-4 Intellectual property rights

8-4-1 Patent Registration

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8-4-2 PCT Application Form

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Ubiner offers a variety of token economy systems.

In addition to Thoth and Ubiner Token built-in in Ubiner, if the value of the platform by keyword exceeds a certain standard, it issues a token dedicated to the keyword platform.

For example, if the keyword platform, "BOOK," has 100,000 members,The Ubiner BOOK token is issued and the Ubiner platform member (Ubiner platform member) with the letter money Thoth is paid the Ubiner BOOK token according to the percentage of that hold.

And based on the platform activity that evaluated Fan's activities such as content registration, sharing, sales, etc.The value of the platform is measured and the value of the keyword token changes continuously.

In addition, a more active keyword platform can be more valuable with a variety of Ubiner support services.

Through a business through platform links with companies associated with keywords or through a payment system link through keyword tokens held, actual company services can be used as keyword tokens.

Ubiner offers Ubiner exchange services.Keyword tokens can be exchanged for a token from another keyword, and can be traded to another virtualization currency or Ubiner tokens via the Ubiner exchange.

Based on the value assessment of the keyword platform and the user's prediction, the transaction between keyword tokens is a result of theWe can generate another revenue stream.

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09Ubiner Token Economy 9-1 Ubiner token

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9-2 Token Distribution Ratio

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Ubiner offers a variety of rewards based on activity.

Letter-input behavior alone generates revenue, through the ownership of keywords, through various combinations of keywords, through product display and promotion, and through content that I have created.

Beyond the provision of one-dimensional content, you can share revenue by creating new products, or content, through a combination of content, such as the creator’s content and commerce products.

All users of the content, products and actions that are finally consumed will be eligible for compensation.

The rewards are balanced so that the contribution is at the optimum rate.

You can also expect new revenue from the transaction of a Ubiner token, a Ubiner-compensated currency, or from the exchange of a Ubiner token in another section.

1) Compensation for entering Letter and sentences 2) Compensation for matching keywords 3) Rewards for registering content registration 4) Compensation for viewing contents 5) Rewards the content I share when another user opens it. 6) Rewards when selling the products or content I have registered 7) Promote commerce products to compensate for revenue generation 8) Compensation in the event of sales by combining commerce products and content 9) Compensation for sales generated from shared commerce products

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10Ubiner compensation solution

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11Roadmap

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12Team

CEOAsher Kim- Former Blockissue CEO- Former CEO of Ipobook- Former CEO of Sungwon Information & Communication

CMODaniel Choi- Former Mirae Asset Securities- Former JS Investment

CTOHenry Kim- Former Arawind CEO- Former Director of Good Days- Former Director of Travel Farm Co., Ltd.

PMDavid Kim- Coupang Mobile Web Project- Hongik University automatic control and monitoring project- SPC Group, LH Land & Housing Corporation undergraduate operation solution construction- 12 government agency organization management solution construction project

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This white paper is intended to provide information on the overall contents and roadmaps of services, including the philosophy, business model and technology of ubiner services, and is not intended to encourage investment.

Therefore, you will not be held liable for any contract, tort or other damages arising out of or in connection with the acceptance or trust of this White Paper.

This white paper shall under no circumstances be construed as recommending the sale or purchase of a ubiner token. In addition, the manner in which this white paper is issued, such as tokens, cannot be reproduced, distributed, or otherwise propagated in any regulated or prohibited area or jurisdiction.

In the event that any distribution or dissemination of this White Paper or any part of it is prohibited or restricted by certain local laws, regulatory requirements, and other regulations, it shall be at your expense, and you will not be held liable for it.This white paper was prepared and provided at the time of creation.

Therefore, nothing contained in the white paper is warranted to be accurate, modified, or changed until a future date. For a clear understanding of this white paper, we recommend that you consult a specialist in the area first and take full account of related materials such as blockchain and cryptocurrency.

The responsibility for the consequences of the decision made through this White Paper shall be solely with the final party making the decision, and you will not be held liable for any loss, damage or other debt damages incurred in connection with the use of this White Paper.

In addition, based on the criteria in this white paper, the ubiner token is used within the keyword ecosystem of Ubiner and has no securities Letter or form. Therefore, the holder of the ubiner token does not have any rights as a shareholder, such as voting rights or dividend rights for the entity, or any equivalent rights.

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13Legal Notice