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Home Sellers GuideCHRISTINE WILCZEK’S

Christine WilczekOne of America’s Top Real Estate Brokers

direct 708.420.2424 | office 630.755.0700E L I T E

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Who is

An accomplished Real EstateBroker, Christine Wilczek calls

upon more than 15 years of full timeexperience in the Chicago andsuburban marketplace to help herclients make wise decisions regardinghow to best protect and enjoy theirreal estate investments.

From a first time buyer to anexperienced seller, Christine’s clientsknow that her reputation for qualityservice is earned. Beyond Christine'sextensive residential and commercialreal estate background, it is herpassion for the job that is perhaps hermost valuable asset.

In addition to praise from thousands ofloyal clients, Christine's success isfurther demonstrated by the industryrecognition she has achieved. Christinehas been the #1 REALTOR® at RealtyExecutives Elite for the last 10 years,she is Lemont’s #1 REALTOR®, she hasbeen featured in Metro Chicago Real

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Estate Magazine as one of the Top 40under 40, she is the #1 REALTOR® inthe Great Lakes region in the RealtyExecutives organization and she ranksin the top 1% of all REALTORS® in thecountry.

Christine has been featured innumerous articles in the ChicagoTribune, Daily Southtown, EliteMagazine and Chicago Magazine.She is considered to be an expert inthe real estate industry and has beencalled to testify in several real estaterelated court cases up to the U.S.District Court level.

After one meeting with Christine, youwill quickly realize that real estate isher passion, not her hobby.

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One of America’s Top Real Estate Brokers• Licensed Managing Broker

• Fluent in Polish

• Full time, honest and professional service

• Strong Internet and print advertising presence

• Competitive commission rates

• Comprehensive marketing plan

• Builder/Developer volume discounts available

CHRISTINE WILCZEK - Broker

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CallCHRISTINE WILCZEK,

for a FREE,no obligation,

market analysis today!

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All REALTORS® arePlease utilize this chart to help determine the most qualified

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708-420-2424 direct | 630-755-0700 office

QUESTIONS

Are you a full time Realtor?

How many years of full timeexperience do you have?

What is your office ranking?

What is your companyranking?

What is your personalwebsite?

What is your career salesvolume? High sales volume can

translate into synergisticopportunities for you.

Do you have an aggressivemarketing plan?

What is your annualmarketing budget?

How many referralsdo you receive?

CHRISTINE WILCZEK’SRESPONSES

Yes, I focus on real estate asmy only career.

15 years of full timeexperience

#1 REALTOR® at RealtyExecutives Elite

#1 Executive in the RealtyExecutives franchise Midwest

region

www.CHRISTINEWILCZEK.com

Over $375,000,000 incareer sales

Yes, I have an aggressive andcomprehensive marketing plan.

$110,000+

58% of my business is generatedfrom referrals from past clients

and other REALTORS®.

COMPETING REALTOR’SRESPONSES

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QUESTIONS

How often do you sell a home?

Do you have testimonials I canread and references I can call?

Are you bilingual?

Do you believe in staging ahome?

Do you utilize the services ofprofessional photographers?

Do you provide brochures foryour listings?

Can you provide copies ofCURRENT advertising?

CHRISTINE WILCZEK’SRESPONSES

I average one transactionevery 6 days.

Yes, information will beprovided during the listing

appointment.

Yes, I'm fluent in Polish.

Yes, I offer a complimentarystaging consultation.

Yes, all of my listings includeprofessional photography and

virtual tours.

Yes, I provide comprehensivebrochures which includeprofessional photography,property features and

neighborhood information.

Yes, samples will be providedduring the listing appointment.

COMPETING REALTOR’SRESPONSES

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Christine Wilczek employs a broad spectrum of advertising to assure yourproperty has maximum exposure in the market place which may include:

• Multiple Listing Service (MLS) - Approximately 40,000 Real EstateProfessionals will have access to your listing via this site.

• Professional photography - Your property will have a photo shoot done by aprofessional photographer. The photographs will be used for all marketingincluding brochures, websites, MLS and mailings.

• Brochures - High quality, professional brochures will be created for your listing.These brochures are extremely detailed and include professional photography andproperty features.

• For Sale sign - A professional sign on a white post will be installed by a signinstallation company. This sign will include a brochure box filled with high quality,professionally designed brochures that highlight your property.

• Email campaigns - Property highlight sheets are sent via email to all REALTORS®in the state of Illinois.

• REALTOR® Open House - REALTORS® are invited to a catered event at yourproperty for an opportunity to preview your listing.

A COMPREHENSIVE APPROACH TO SHOWCASING YOURPROPERTY TO THE ENTIRE WORLD

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WILCZEKAdvantage

• Christine Wilczek’s Home Tour Magazine – Approximately 5,000 issues ofthis custom magazine are distributed quarterly

• Real Estate Book - 14,000 issues of this magazine are distributed monthly

• Direct mail campaigns including oversized postcards

• Facebook - Christine Wilczek - Broker

• Chicago Tribune newspaper

• Lemont Reporter newspaper

• Crain’s Chicago Business Magazine

• Windy City Live Television show

• Chicago Magazine

• Dziennik Zwiazkowy - Polish Daily Newspaper

• Daily Southtown Newspaper

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Christine Wilczek believes in the importance of professional photography and hires a professionalphotographer to photograph EVERY one of her listings. Her philosophy is simple. You only get onechance to make a first impression and typically, only a few seconds on the internet. Make sure it’s agood one!SAMPLES OF CHRISTINE WILCZEK’s listing photography:

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AdvantageStatistics prove that over 92% of homebuyers begin their search for a home on the Internet. ChristineWilczek couples her aggressive marketing strategy with a broad reach on the worldwide web.Christine utilizes websites, search engine optimization and social networking sites to assure the entireworld has access to your listing. Your property may be featured on all of the following websites andmore:

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Upgraded listing presentations on the most visitedsites in the Country:

WWW.CHRISTINEWILCZEK.COM

REAL ESTATE

REALTORTHE BUSINESS TOOL FOR REAL ESTATE PROFESSIONALS

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DAILY SOUTHTOWNAn excerpt from: “Smart Sellers Share Inside Tips”By: Laura Irvine

”When John and Carla Cyscon decided to selltheir Lemont home, they knew its uniqueaspects might make it more difficult to sell. Theeight bedroom, eight bathroom home sits onmore than two acres. Among the uniquefeatures were a fully finished basement andattic, home theater, bar, wine cellar and a giftwrapping room.

The home, which the Cyscons sold for$1.475 million in June, was on the market forseven months. “Everyone always said that inthat price range, it would take a year to-a—year-and-a-half to sell,” Carla Cyscon said.

She said that Realtor Christine Wilczekof Realty Executives Elite in Lemont determinedthe list price of the home, which was $1.7million.

“We had listed the house a few yearsafter we moved and nothing happened. In themeantime, I kept getting mailings from(Wilczek.) The more I saw those, the more wedecided to call her and talk. She very much

knows what she’s doing and she’s a hardworker,” Cyscon said.

Cyscon said that because of the uniquenature of the home, nothing was changedbefore it was listed. Wilczek said that when shelists an upscale home, she immediately hires aprofessional photographer to showcase itsfeatures. “For a property of this nature, apicture is worth a thousand words,” she said.“The more information you give, the more likelyyou are to get buyer traffic.”

Wilczek said that providing photos,detailed brochures and virtual tours on CDROM to potential buyers is crucial for asuccessful sale of an upscale home.

“The million-plus market is saturated.Buyers have a tremendous amount of choiceson what to buy. It’s crucial to make your listingstand out from the rest,” she said.

SUBURBAN LIFE PUBLICATIONSAn excerpt from: “Home sales tick up in 2010”By: Matthew Piechalak

“The numbers indicated the worst isover in the local market, said ChristineWilczek,a Broker for Realty Executives Elite in Lemont.

While not a huge increase, Wilczekbelieves the numbers will continue to grow asthe economy begins to rebound. “I am veryoptimistic that we will see conditions improve inLemont in the next few months,” she said.

Prices need to be aggressive, though,

Wilczek said. That, coupled with keepinginterest rates at historic lows, will help themarket improve.I think our market is 100 percent price-driven,so aggressive pricing is the key,” she said.

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THE STARAn excerpt from: “Real Estate, More Than A Job, It’s A Calling”By: Jennifer Mifflin

“Christine Wilczek, Broker Associatefor Realty Executives Elite, said one of the mostimportant aspects of her job is being honestwith her clients. “Buying a home is a hugedecision. People need to feel as though theycan trust you,” Wilczek said. Oftentimes thesale or purchase of a home is an emotionalsituation. A good Realtor will know what’s inthe best interest of the client and will be able toproperly advise them.

“A lot of times I end up talking peopleout of it (real estate deals). Sometimes peoplelose sight on what they really need because

they are all wrapped up in the emotions.Perhaps the home is too overpriced for thearea or it ends up not being what theyoriginally wanted. I try to bring their focus backby looking out for their best interest,” Wilczeksaid.

“When you do a good job forsomeone, they are going to refer you to theirfriends and family. That is when you really startto grow your business,”Wilczek said.

DAILY SOUTHTOWNAn excerpt from: “No time to flip a coin... Choosing the right Realtor is important to homesearch”By: Jennifer Mifflin

Christine Wilczek, Broker Associate forRealty Executives Elite, is a nine-year veteranwho prides herself on walking clients throughevery step of the home buying/selling process.“I have a team of professionals that I work withthat make the process seamless,” Wilczek said.“I take on a lot of responsibility to help makethe process as stress-free as possible.” Fromassisting with financing to appraisals tocontracts, a Realtor helps alleviate theguesswork.

“When you are in this business, youalways have to put the best interest of the clientfirst. It’s not just about this one transaction. Youare building a foundation with people that you

want to build on for years to come,” Wilczeksaid.

Wilczek said the purchase of a home isoften an emotional decision and being honestwith people is the first priority, but beingavailable to them goes right along with thecommitment to the client.

“A lot of times I end up talking peopleout of it [real estate deal]. Sometimes peoplelose sight on what they really need becausethey are all wrapped up in the emotions. I try tobring their focus back by looking out for theirbest interest,” she said.

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What People Are Saying AboutCHRISTINE WILCZEK

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CHRISTINE WILCZEKBuying or selling a home, is one of the most emotional and biggest

decisions one makes in his or her lives. For me and my family finding theright Broker was all about finding someone we can trust and who cannavigate the process with true professionalism and promptness. Christinewas exactly that and more. In near record time, Christine sold our homeusing her creative approach to marketing and her ability to structurea winning deal! Everyone's dream is to walk away from an home saleon top and with little to no stress for me and my family. That’s whatChristine did! And to me, thats worth every penny!

Frank FontanaTV & Radio Host/AuthorDIY [email protected]://www.frankfontana.net

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LSWe met Christine Wilczek early in our home search two and a half years ago and were immediately impressedwith her professionalism and responsiveness. She listened attentively to our needs and provided us withnumerous listings that met our detailed criteria. It was clear from the start that she completely understood whatwe were looking for in our new home. As we continued our search, this became even more obvious as shelistened to our feedback and continued to fine-tune her search criteria. This not only saved us valuable time butalso established a level of trust which we had not experienced elsewhere and thus further enhanced ourrelationship. Christine continued to impress over the next few months by providing honest feedback to ourquestions, quickly responding to our needs, and never pushing us toward a particular home. She providedhonest opinions when we sought her advice and provided highly pertinent market data which provedinvaluable in our decision making process. Once we made our decision, Christine did an excellent jobnegotiating our deal and provided us with regular updates throughout the entire process. For these reasons, wedid not consider any other realtors when we recently decided to list our home. We were confident thatChristine’s extensive market knowledge would result in a quick sale of our home and Christine listed our homeimmediately after our initial conversation. During the time our home was on the market, Christine againdisplayed her professionalism, experience and responsiveness. She provided immediate feedback on allshowings and weekly updates to keep us apprised of market activity. Christine took every action to ensure ourhome was marketed to its full potential. She exhausted all marketing channels and completed everything withthe highest quality standards. During the time our property was listed, Christine continued to seek additionalmeans of promoting our property to ensure it was marketed to its fullest potential. Once we had received anoffer, Christine went the extra mile to get the deal done. During a highly contentious negotiation, Christine actedquickly and decisively to facilitate an agreement for exactly what we were offering. Very few realtors wouldtake the initiative to do this. We have met a number of realtors in the past few years and none have comparedto Christine. Her professionalism, responsiveness, work ethic, experience and market knowledge set her apart.Frankly, it is no surprise that she has reached the level of success that she has. It is rare to find examples ofexceptional customer service today, but we have found this in Christine and highly recommend her withoutreservation.

Chad and Holly Anderson

Dear Christine,It seemed as if our lives were turned upside down for many months physically and emotionally during

the hectic time of selling and buying a home and going through the actual move! Now that the boxes areunpacked- (mostly!) and the dust has settled, we want to write you a very belated thank you note. We wouldlike to thank you for your diligence and professionalism in listing, showing and selling our house. Not only areyou educated about the housing market in general, but know specifically about the value of homes in Lemontand will not settle on less just to "close the deal"! Your communication and keeping us constantly abreast of thesituation was phenomenal. Sometimes that meant several phone calls a day but you always did whatever ittook.Your ability to clearly and calmly communicate with all parties was key. Selling a home becomes veryemotional, but you knew how to minimize what wasn't important and emphasize what needed to be. It was apleasure working with you throughout the process. You gave us a feeling of comfort that all the details wouldbe attended to and we welcomed your promptness in addressing our questions. Feel free to use us as a referralanytime. So sorry again for the delay. Hope all is well. Thanks for everything!

Ron and Carol Ariana

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Christine sold our home in one of the toughest housing markets of the past quarter century! She is atop-notch professional who knows the market and how to get results. Her expertise and creative directionmade the process go as smoothly as possible. Christine is very personable, proactive and easy to work with.She acted as a partner with my wife and me to help us get the results we wanted. I would recommend her toanyone who has a high standard and wants professionalism. Top Qualities: Great Results, Expert, Creative

Mike Rakauskas

To Whom It May Concern:I want to express my gratitude to Christine Wilczek. She is truly a gem in the real estate world that is

crumbling as I'm writing this. Christine went above and beyond anything I ever expected a real estate agent todo. My family and I listed our home about 6 months ago. We had an offer within a few weeks (because of theamazing advertising on our home) that ended up falling through, obviously due to reasons that were completelyout of Christine's control. She was patient, understanding and really made us feel at ease during thatdisappointing time. Fast forward 5 months and we have another offer. After agreeing on a price, things seemedto be going smoothly. The close was going to be relatively quick (about a month after the offer) but we hadplenty of time to get everything taken care of. Less than 2 weeks before our scheduled closing date, we wereinformed that the buyer's lender had done a "drive by" appraisal and we appraised for less than our sale price.Christine literally went above and beyond her call of duty. She was on the phone demanding a "real" appraisal.In this market, especially in the Lemont area, a drive by appraisal is just unacceptable and Christine made thatvery clear to the lender. They agreed to schedule a new appraisal but by now, we were only a week away fromclosing. Her relentless calling resulted in a "rush" appraisal being ordered. Bright and early Saturday morning(6 days before we were scheduled to close), with a smile on her face, Christine was at our house ready to meetthe appraiser. He told her the results would be in on Monday. Christine made 8 phone calls on Monday tryingto get the results. Christine knew that obviously my husband and I were nervous at this point seeing that the"drive by" appraisal came in lower than our agreed upon sale price. Tuesday came along and Christinecontinued her pursuit by making 18 phone calls. Finally, after several more phone calls on Wednesday, shereceived the results of the appraisal (which came in where it needed to). At this point, the buyer had to file foran extension on the closing, which resulted in us filing an extension on our new home. By Friday of this week(the day we were originally scheduled to close), the buyer still didn't have a clear to close and Christine neverstopped making call after call after call on our behalf. Monday came around and her calls began again. Weare finally scheduled to close on Thursday and I honestly believe that without Christine, this would not behappening. Throughout this entire process, Christine has been absolutely amazing. She has never made mefeel like I'm bothering her (and believe me ... I called her a lot!), she has been calm, reassuring, sympathetic(we have two very young children and living out of boxes is not pleasant), and just plain wonderful. Shecalled me at 8:00 pm one night, with her kids in tow, to let me know she finally heard back regarding somethingwe were waiting on. It's as if her work day never ends! Her dedication to her clients is outstanding! She is ago-getter and WILL get the job done. I can't imagine going through this process with anybody else. The realestate world is a mess right now but is does have a shining star in Christine. I cannot thank her enough foreverything she has done for my family and I. Her commitment to her job, compassion for what she does andwho she represents, and understanding of the fact that people's lives are involved throughout this whole processis just one piece of what makes Christine one of the top real estate agent in the country! I would recommendChristine in a heartbeat and I feel very lucky that we chose her to sell our home. Thank you Christine.

Sarah and Matt Eigel

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Now that we’ve realized our “California dreamin’” move, I want to take this opportunity to say THANKYOU for all of your assistance in making this a reality. Your advice proved invaluable and changes that wemade in the house based on that advice, we know, were instrumental in the sale. Even though it was hard tohear about market conditions in this current environment, you were always very upfront about what wasoccurring and you were never misleading. We appreciated that! We learned quickly that if you said you wouldget back to us within a timeframe, you did just that. Your quick responsiveness was a real benefit. As our salecame down to the wire and we were thrown an unexpected curveball, you didn’t let that deter you fromconsidering all options and finding a solution so that the closing could proceed. We also learned at that timethat you are an excellent hand-holder as well. When I had all but given up, you were right there to offerwhatever it took to make the deal close. Please know that if anyone wants a reference for you, we are morethan happy to provide one. Feel free to give them my cell number. Your knowledge of the real estate industryis phenomenal. While we’ve dealt with some realtors who give a bad image to the profession, you go farbeyond what’s required when working with your clients. We are proud, not only that you represented us so well,but that we also consider you a friend. Our best wishes for continued success. Whoever chooses to work withyou has indeed made a wise decision.

With gratitude and thanks, Sue and Jack McKenzie

Dear Christine:Having closed on the sale of our home, we wanted to express to you our sincerest appreciation and

thanks for the extraordinary professionalism, and dedication you have demonstrated while representing us.Homes in our price range must be marketed and sold by professionals who understand this market and arecomfortable presenting the home as a value while also being able to convincingly convey the message of qualityand ambience to prospective buyers. Our award winning Prairie style home deserved to be represented bysomeone who could explain the many features and special touches of the home and its unique timeless design.We picked the right person for the job. Your commitment to achieving the successful sale of our home wasobvious and it spoke volumes as to why you have become a premier real estate professional. We would bepleased to be considered as references for your future prospective clients. Our best wishes to you for yourcontinued success. You can be sure that we will strongly encourage and recommend that our friends use yourservices for their real estate purchase and sales activities.

Cordially, Donald Pizza

Christine:When Cathy and I decided to put our Lemont house up for sale, we knew we wanted a Realtor with a

strong internet presence. We found three that met our requirements and continued our due diligences withpersonal interviews. Stated simply, your marketing and sales plan Wowed us! Now that our house has soldin these difficult market conditions we are even more thankful we selected you as our Realtor. You underpromised and over delivered! Where many Realtors were greatly reducing their marketing efforts, you stayedthe course. Cathy and I are confident, thanks to your marketing efforts, that our house sold sooner and for abetter price than most could reasonably expect. In this "worst in 50 years housing market", I cannot imaginetrusting the marketing and sale of a Lemont home to anyone but you. Thanks again for a job well done.

Chuck Dotson

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To Whom It May Concern:This serves to recommend Christine Wilczek,

Realty Executives Elite, for her brokerage services.Christine had the listing on my house in Lemont, IL,which closed. Christine worked extremely hardmarketing this property and finding the buyer.I would not hesitate to use Christine again in thebuying or selling of another property.

Sincerely, Kelley J. Smith

Dear Christine,I am much too late with this note and, for that

I apologize. I want you to know how grateful we areto you for selling our townhouse. We never dreamedit would sell so quickly. Amazing! Our daughter hastold us what a great job you did and howprofessional you were. Our house is now being builtin Texas-so we are still in Florida. We’re lookingforward to our new home. Thank you again,Christine!

Sincerely, Lee & Kathy Miller

If you are considering buying or selling your homethe best thing you can do to help make this processeasier on you and your family is to hire ChristineWilczek. I can say this with certainty having justcompleted the sale of our home using Christine as ouragent. During the course of selling or buying yourhome you will encounter numerous experts who willhave opinions regarding the value of your home or apotential home. We certainly did our verycomplicated and stressful corporate relocation. Wefound that only one of these experts was 100 %accurate – Christine Wilczek. In order to minimizethe stress and maximize your value when selling orbuying a home you must have an agent that you cantrust – both personally and professionally. Christine isthat agent for our family. I cannot endorse herenough.

Chris Kennedy

Dear Realty Executives Elite,I am writing this letter in order to explain our

recent transaction with Christine Wilczek. Ms.Wilczek demonstrated complete professionalismduring this entire transaction, from the very beginningwhen we were very anxious to sign the sales contract.She made sure we had another walk through todiscuss our needs. She hand wrote all of our changerequests and did not let us sign the contract until it wastype written in its final format. She took all the time toexplain to us what was negotiated. Throughout theentire process she conducted herself professionallyand ethically. At no time did we feel as though sheattempted to take advantage of either party, in factwhen the sellers conduct became questionable shemaintained her integrity and proceeded withcomposure. Ms. Wilczek made herself available to allparties anytime we needed to discuss anything. Inclosing, I would like to commend your office forhaving such a professional and trustworthy person onstaff to assist my family with our recent homepurchase.

Juan Gaytan, Jr.

What People Are Saying About

Christine,Diane told me we have a deal at $770,000 with the Burbank folks that is GREAT. I want to thank you

for the ridiculous amount of time, effort and work you put into selling our home for us. You have been a trueprofessional and we are lucky we had you as our agent. Thank you again.

Stampede Meat, Inc. Bill Asleson

CHRISTINE WILCZEK

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LSWe wanted to take the time to thank Christine for all her help and support in the sale of our home. From theinitial sales contract to the complicated negotiations that went on to the wee hours of the morning, she was thereevery step of the way. Each question or concern was promptly addressed. Every call swiftly returned. Again,we could not have asked for better representation. Thank you Christine for all you did for us and for turningour retirement dream into a reality!! We will be thinking of you as we sip Margarita's on the beach.

Sonny & Mary Adamczyk

We hired Christine Wilczek as our realtor afterinterviewing other realtors. Christine was highlyrecommended and has an excellent reputation in ourarea. This is by far the toughest market we have everexperienced. Christine immediately stated the factsand explained a well thought out marketing plan. Shedelivered an excellent Internet presence andimpressive advertising. She is proactive with herknowledge of Internet marketing and how this wascrucial to selling our house. She didn't assumeanything. Every facet of the process was fine-tuned.An example of this would be hiring the bestphotographer who would only film in the right light.Christine made sure we were well informed on themarket conditions. Our house sold because it had theright representation!

John and Lisa Murphy

I wanted to thank you, your staff, and especiallyChristine Wilczek (listing broker) for assisting us inselling our home in Equestrian Estates. I wasespecially impressed by the professionalism thatChristine, along with the rest of your staff, exhibitedthroughout the entire process. I've dealt with quite afew realtors and have never felt that my interests werebetter represented. Your office did an excellent jobof fairly evaluating our property, target marketingthe home and negotiating a fair deal. Please extenda thank you to all the associates for their efforts.Good luck and best wishes.

Sincerely, Boris Predovich

To Whom This May Concern:A few months ago my husband and I met with

Christine Wilczek about selling our home. We haveknown Christine for a few years and based on whatwe know and the reputation she has in thecommunity, we felt she was the best choice for arealtor. Christine listed our home in mid January andwe have been very pleased with the work she hasdone. Although she has many listings, we havedetermined that there is a reason for that - it isbecause she is extremely good at what she does. Anytime we have called her, she has returned our callalmost immediately. She is on top of every detail ofwhat is going on in the community and with thepotential sale of our home. She is always honest andextremely professional. We have had two offers onour home within the first two months of being listedand are still in negotiations with a potential buyer.The advertising and marketing tools Christine offersare unsurpassed by none and have undoubtedlyhelped us to receive steady traffic on our home,which in the winter months and in these economictimes is fantastic. We have had a very goodexperience with Christine and would highlyrecommend her as a realtor. There is a reason she is#1 in the area!

Scott and Julie Johnson

Christine,We wanted to take this opportunity to thank

you for everything with regard to the sale of ourhome. We so appreciate your professionalism,dedication and all of the hard work you put in tomake everything happen.

Mr. and Mrs. Basiorka

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Dear Christine,We write this letter the day after the closing of our home sale - how can we thank you enough? You

were the consummate professional at a very difficult time in the economy and the housing market. Your abilityto sell our home in this environment is a true testament to your tenacity and skill. Throughout the salesprocess we greatly appreciated your ability to be forthright as well as empathetic - strategic as well as realistic.When our dynamics changed and we were faced with a cross-country move, you gave us quick and soundadvice to try to accelerate our sale. Most importantly, we appreciate the kindness you showed as we workedthrough the process together. We always felt we were in the best hands possible, and now we’ve been provenright. Here’s to many, many more successful years for you in your career.

Sincerely yours, John and Karen Biernat

Christine,Thank you! Thank you! Thank you! What an incredible job you did selling our luxury home. We have

worked with numerous Realtors throughout the years and you are without a doubt, simply the best! Yourbrochure presentation of our home was beautiful, thorough and well designed. The internet and print presenceour home had was very strong and you made sure to follow up after every showing. We were provided withmarket updates and advertising copies on a weekly basis. Never once did we have to question where our homewas being advertised. You are a true professional and we wish you only the best in the future.

Best regards, Caitlyn and Robert

Efficient. Intelligent. Honest. Creative. Courageous.Positive. And a CLOSER! What a delight she is as aprofessional and as a person.

Sheila Donoghue

Dear Christine,Thank you so much for your overwhelming

support and professionalism during the sale of ourhome. Not only did you work for us but with us. Dueto the unexpected quick sale of our home, ten weeks,we are now on our way to accomplishing our hopesand dreams. You truly are the "rockstar" of real estateprofessionals.

Thank you again, Bob & Geri Belcher

Christine did a wonderful job marketing and selling our home in this very difficult market. Very few homes inour price range had sold in recent years and she helped negotiate a deal that we were extremely pleased with.Once she secured a contract on our home, she went to great lengths to keep the deal together even thoughat times it looked like it would fall apart. In addition, Christine found us the perfect home to buy once wefound a buyer for our home. She asked us detailed questions about what we were looking for, listened to ouranswers, offered some excellent opinions, then negotiated a great deal on our new home. We closed on bothhomes last week. Last year, she sold my father's home in Equestrian Estates and he had the exact sameexperience with Christine. Professional, knowledgeable, hard working - she is an excellent agent.

Pete Beechen

CHRISTINE WILCZEK

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LSNow that we have settled into our new home, we would like to send you a letter of referral which is easy to do,because we had an extremely positive experience using you as our real estate agent. One might think that it iseasy to move a matter of miles, but that is not the case. The market is currently saturated with homes and wefeel lucky to have sold ours and to have found the perfect home for our family in a matter of months. We owemuch of this to you. To begin, you were quick to come to our home and speak to us about the many options wehad and the best strategy for getting our house on the market as fast as possible. You were very explanatoryas to all the different scenarios we might encounter, so we would not be surprised by the process. Also, weappreciated how you always responded quickly to our questions and concerns weather it was via email orphone. It was helpful to receive feedback after every showing and to know that you were working on gettingus into the homes we wanted to see. Furthermore, the amount of advertising you used to get our house seen bythe public at large and other agents was unparalleled. We were confident that you were working diligentlyto sell our home, as well as, trying to help us find the perfect house in the price range we discussed.Workingwith you was a pleasure. You were professional, yet friendly, and understanding. That was important to us,because selling our home during the holidays and with a young child was taxing at times. We felt like you putour nervousness at ease and your undivided attention let us focus more on our daily lives and less on real estate.In addition, you represented us very well when it came to negotiations and were forthright about the value,features and the concerns about the home we wanted to buy. Thus, making it easier to make such a largeinvestment. Therefore, we will and do highly recommend your services to anyone we know that is interested inbuying or selling a home.

Sincerely, The O'Brien family

To whom it May Concern, I am writing this letter as areferral for Christine. She handled the sale of myhouse in Lemont in what has been the worst real estatemarket I have ever experienced. We are scheduled toclose on Wednesday of next week. During the time thehouse was on the market Christine advertised ourproperty extensively, and was available toaccommodate any realtor who wanted to show theproperty. She also was personally present at everyshowing to make sure no question went unansweredand no opportunity was lost. She did everything shepromised to do when we signed the listing agreement,and I am extremely satisfied with her professionalismand expertise. I will make one added comment that Ithink speaks highly of Christine. In this very leanmarket of buyers we had numerous offers. Some ofthese were either low in price or had otherdeficiencies in the structures of the deals. Christinealways negotiated these with my best interests inmind. She truly lived up to a fiduciary relationshipwith me. I hope you find this information helpful.

Sincerely, Greg Farago

Christine,Thank you for an outstanding job selling our

home in the worst market. I will be the first to admitthat I never expected someone as young andbeautiful as you to be the Realtor who has achievedsuch a high level of success. I expected a 70 year oldto come to my door! I know we can laugh about thisnow but my husband still says I would not have calledyou if your picture was on your website! All jokingaside, you are an amazing Realtor who thinksoutside the box. Your marketing of our home wasextremely thorough and well designed. You alwaysreturned calls in a timely fashion and even thoughyou have numerous clients, you always made usfeel like your top priority. Thank you for selling ourhome for $27,000 more than we expected! You aretruly the best!

Tara Risley

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Dear Christine,I wanted to express our gratitude to you for selling our home so quickly in Hickory Hills, Illinois. Not only

was it the highest selling house in years there, it was the most impressively marketed home. What you did toadvertise our home (virtual tour, photography and brochures) really made our home stand out in a real estatemarket that has been stagnate in it’s price range for years! We owe it all to you! And thanks to the sell of ourIllinois home, we are moments away from finalizing the purchase of our new home in North Carolina. We havehad a wonderful selling experience which has now led us to a rewarding buying experience here. Let me say -they do things differently here! But, we walked into this market prepared because of you and your professionalguidance when we were selling our home. From the bottom of our hearts, we thank you - and cannot thank youenough for your professionalism, honesty and guidance when selling our home.

Warmest regards, Gregory and Judy Nikolich

Christine Wilczek has been our realtor for the past year, providingus with professional service to sell our home. We have been verypleased with Christine's professionalism throughout the year. Shekept in touch with us on a regular basis both via mail and phonecalls. Whenever we had a question and called her, she was there toanswer us. If we left her a message on her voice-mail, she alwaysreturned our calls swiftly and promptly. We always received allcurrent literature showing us how our home was being marketedand all information regarding all home sales in the Lemont area.Christine was always very pleasant and always had a very up-beatattitude regarding the sales of our home. Even though the currenthousing market is in a very bad situation, she always spoke to us inan encouraging and positive way, which I'm sure at times wasdifficult and frustrating for her being that home sales were so slow.We were very much aware of all of Christine's efforts to market ourhome in the best possible way in order to sell it, and we sincerelyappreciated everything she did. Fortunately, our home was sold toa very nice young couple which we wish the very best of luck to. Wewould highly recommend Christine to anyone wishing to list theirhome with a realtor. It was sincerely a pleasure working withChristine and we wish her the best.

Sincerely, Bill and Angie Galante

To Whomever it may concern:This is a letter of recommendation

for Christine Wilczek of Realty ExecutivesElite. Christine was the realtor in the saleof our house in Lemont, IL which closed.Christine handled all the details in a veryprofessional manner throughout, and wasalways responsive and efficient in ourtelephone, email and in-personcommunications. We found her to bereliable, straightforward and informedat every stage in the process. We wouldhave no hesitation in recommendingChristine's realty services to friends andfamily in the Lemont area and beyond. Ifwe can provide any further information,please let us know.

Sincerely, Alan & LisaZulanas

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LSI decided to write a brief letter in order to nominate Christine Wilczek as a 40 Under 40 agent for MetroChicago Real Estate, as I felt the nomination form did not leave ample room to enumerate all of Christine'sunique qualities. Christine is an inspiration to everyone around her, including other agents, clients, colleagues inall areas of the real estate business, friends and family. Not only is Christine consistently the top selling agent inLemont by multi-millions, but she also takes time out of her day to talk to any client, friend or colleague that mayneed assistance. Christine has earned her ranking in the top 1% of all Realtors in the country in sales volume byworking tirelessly - this includes staying up late at night or waking up before dawn in order to read about theindustry, keep abreast of market conditions, and be available for clients at their convenience. In the three yearsI have known Christine she has never put her own interests or desires above her clients, even if it has meant goingout late to get a contract signed or setting a walk-through appointment for 7 a.m. Christine is also extremelydevoted to real estate as an industry. She is simply very passionate about her chosen career and it comesacross in her knowledge and expertise. Christine reads every industry publication that is sent to her by mail oremail and is constantly researching the market in newspapers and online news sources. Christine is also the officerepresentative for the Realty Executives of Illinois Agent Council and donates both her time and substantialfinancial contributions to the annual Make-A- Wish fundraisers. Christine made the decision from a very youngage to make real estate her career. As such she is devoted to promoting the industry and discovering new waysof marketing both herself and helping other agents in their own marketing efforts. She gives the same amount ofexuberance and devotion to her family as she does to her career without ever losing a beat with regards to herbusiness. Christine is the most well-informed and knowledgeable Realtor I have met in my three years in thebusiness. There is no doubt that she is one of the top agents in the Chicagoland area and enhances the reputationof our profession. For these reasons I nominate her as a 40 Under 40 agent for Metro Chicago Real Estate.

Yours truly, Kate O'Connor Broker Associate Realty Executives EliteHi Christine,

We wanted to reach out and thank you forhelping us find a home we absolutely love. I know itwas an emotional roller coaster ride, but in the endthings worked out just the way they were planned. Itseems like there was some unwritten script that tookus through all the ups and downs and landed us rightwhere we wanted to be. Its amazing how things workout and everything seemed to happen for a reason.We absolutely love the house you got us and wethank you for your exceptional service and relaxingstyle. I know we'll see you around and look forwardto living in the community of Lemont. We are movinginto the new house this coming Saturday. Againthanks for everything. We plan on breaking open thevodka this weekend, unfortunately Lisa can't join meas she is expecting our 4th child!!

Sincerely, Ted, Lisa and PotaczekFamily

Hi Christine,Doug and I would like to thank you so much

for everything you did in regards to our sale of ourhouse. Since we were "newbies" to the sellingmarket, your guidance and expertise made thisprocess truly painless. Your marketing process wasvery thorough and fair. Your professionalism andhonesty was commended throughout these past fewmonths. We truly appreciate everything you havedone for us and going beyond our expectations. Youwere highly recommended by a number of friends wetalked to and we are extremely pleased and wouldhighly recommend you to others in the future. Thankyou again!

Lori Cunningham

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CHRISTINE WILCZEK

Christine Wilczek was our broker for the sale of my house and the purchase of my new house. We were so gladto have her as our broker. She explained in detail everything to us and worked very hard on the sale of myhouse. My husband and I want to extend our thanks to Christine's hard work and all that she did for us. Weboth felt like she was part of our family. She went way beyond her call to close the deal for us. She alsofound a house for us that we just adore, and worked hard to get the price right. You are very luck to have sucha knowledgeable and intelligent and personable broker working your company. I have given her business cardto those that are looking to buy or sell. Without her, my house would have not been sold. With all my thanks!!!

Marie Sanders

Dear Christine:Don and I just wanted to tell you how very much

we appreciated all your effort in helping us with thepurchase of our new home. When we embarked on oursearch a couple months ago, we knew our dream homewas going to be a pretty tall order to fill. But you quicklyassessed our needs as well as our "likes and dislikes" andensured that we were only viewing properties that wouldfill and appeal to those needs. Your knowledge of themarket and expert advice were so very helpful and onceit came time to make that "offer", we couldn't have askedfor anyone more knowledgeable and capable. We'veboth had the opportunity to sell and purchase homes inthe past, but we can say with absolute confidence, wehave never worked with an agent so competent andgenerous in time, energy and spirit as you. So as webegin this new and exciting chapter in our lives, wewanted to extend a very special thank you for all you'vedone to help make our dream a reality and for helpingus find this very special place we will now call "home".

Don and Bev Wesolowski

You won't find a better realtor anywhere.Christine worked like she was working for afamily member for us. Christine put in countlesshours walking us through the process of selling andbuying our homes. We lived in our home for 22years so it was quite a while since we had anyexperience. She had great patience with ourthousands of questions. Christine also found us theperfect home and location. We can't thank orrecommend her enough!

Nancy, Danielle and Nicholas

Christine,I just wanted to thank you for all of the personal

attention you have given me during my search for a newhome. You have made this process far easier than I everimagined. Your attention to detail and follow throughhave been truly exceptional. Although you have manyclients, you always made me feel as though I was the onlyone you have.

Sincerely, Gordon Acton

Hi Christine,I just wanted to touch base with you before

the weekend to thank you for all you have beendoing to market our property. Marilyn and I havesold 4 other homes in the 30 years we've beenmarried, and your guidance, professionalism,and follow-through have been superior toanyone we have ever worked with.

Bruce Feldman

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708-420-2424 direct | 630-755-0700 office

Ensure that your property shows at its very best…

Curb Appeal• Mow lawn and trim shrubs• Edge gardens and walkways• Weed and mulch• Sweep walkways and driveway, remove branches, litter or toys• Add color and fill in bare spots with plantings• Remove mildew or moss from walls or walks with bleach and water or other cleaner• Take stains off your driveway with cleanser or kitty litter• Stack woodpile neatly• Clean and repair patio and deck area• Remove any outdoor furniture that is not in good condition• Make sure pool or spa sparkles• Replace old storm doors• Check for flat-fitting roof shingles• Repair broken windows and shutters, replace torn screens, make sureframes and seams have solid caulking

• Hose off exterior wood and trim, replace damaged bricks or wood• Touch up exterior paint, repair gutters and eaves• Clean and remove ruse from any window air conditioning units• Add a new front door mat and consider a seasonal door decoration• Shine brass hardware on front door, outside lighting fixtures, etc.• Make sure doorbell is in good working order

General Interior Tips• Add a fresh coat of interior paint in light, neutral colors• Shampoo carpeting, replace if necessary• Clean and wax hardwood floors, refinish if necessary• Clean and wash kitchen/bathroom floors• Wash all windows, vacuum blinds, wash window sills• Clean the fireplace• Clean out and organize closets, add extra space by packing clothes and items youwill not need until later

• Remove extra furniture, worn rugs, and items you do not use; keep papers, toys,etc. picked up especially on stairways

• Repair problems such as loose doorknobs, cracked molding, leaking taps andtoilets, squeaky doors, closets or screen doors which are off their tracks

• Install higher wattage light bulbs throughout

The Living Room• Make it cozy and inviting, discard chipped or worn furniture and frayed or worn rugs

The Dining Room• Polish any visible silver and crystal• Set the table for a formal dinner to help viewers imagine entertaining here

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The Kitchen• Make sure appliances are spotless inside and out• Make sure all appliances are in perfect working order• Clean often forgotten spots -- top of refrigerator and under sink• Wax or sponge floor to brilliant shine, clean baseboards• De-clutter all counter space, remove countertop appliances• Organize items inside cabinets, pre-pack anything you will not beusing before you move

The Bathrooms• Remove all rust and mildew• Make sure tile, fixtures, shower doors, etc. are immaculate and shining• Make sure all fixtures are in good repair• Replace loose caulking or grout• Make sure lighting is bright, but soft

The Master Bedroom• Organize furnishing to create spacious look with well-defined sitting,sleeping, and dressing areas

The Garage• Sell, give away, or throw out unnecessary items• Clean oily cement floor• Provide strong overhead light• Tidy storage or work areas

The Basement• Sell, give away, or throw out unnecessary items• Organize and create more floor space by hanging tools and placing items onshelves

• Clean water heater and drain sediment• Change furnace filter• Make inspection access easy• Clean and paint concrete floor and walls• Provide strong overhead light

The Attic• Tidy up by discarding or pre-packing• Make sure energy-saving insulation is apparent• Make sure air vent is in working order• Provide strong overhead light

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'Staging' Helps Homes Sell FasterST

AGIN

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No one has to sit you down to explain theimportance of the "first impression." You

get it. After a thorough cleaning and primping,your home has never looked better.You may justmove your Realtor to tears of joy as they enteryour listing.

Later. Much later. So why isn't your homeselling?

Sometimes even the most beautiful,well-appointed abodes need a little extra help thatgoes beyond another sweep of the broom orpillow fluffing. Manysavvy Realtors areembracing the concept of"home staging" to givetheir listing a competitiveedge in this aggressivemarket.

While it'snecessary for homeownersto do the due diligenceinvolved with readying ahome for market,deconstructing the homeor many of the owners'personal elements of thehome will greatly enhancesales potential, accordingto Julea Joseph, home stager, interior stylist andowner of Reinventing Space.

Ultimately, what buyers are looking for inyour home (aside from décor, layout andamenities) is to be able to see themselves in yourhome.

Oftentimes, instead of seeing the home forwhat it is, buyers will get mired in the elements ofthe home that reflect the owners' personality.

"We are all proud of our collections andwe want to display them in our homes. But whatstarts to happen is those collections can becomevery distracting to a buyer if they are overdone,"Joseph said. "If there are excessive familyphotographs strewn throughout the home, guesswhat a buyer is going to look at? They will fail tonotice all the lovely architectural and functionalelements unique to the home. It's human nature."

The last thing a seller wants is their homedécor leaving an impression on the buyer. Instead

of your home being "the one with all the Lladros(figurines" or "the one with all the duck decoys,"you want it to stand out on its own merits. Youwant your home to be known as "the one with theexquisite crown molding" or "the one with thecustom cherry wood flooring."

Christine Wilczek, broker associate ofRealty Executives Elite in Lemont, specializes inthe ultra-competitive luxury home market. "Youonly have 30 seconds to make an impression on abuyer. A home has to look its best in the first dayit's listed. As part of my services, I do a complete

walkthrough of the home anddetermine whatimprovements or finessingneed to be done. I give thehomeowners my suggestionsand, if needed, recommendthey work with a homestager....It's a proactivemeasure to ensure theproperty is ready from dayone. In my experience astaged home greatlyincreases the likelihood of asale," Wilczek noted.

One of the most commonchallenges Wilczekencounters with her listings is

improper furniture placement. Too muchfurniture can make rooms appear smaller thanthey are and it can disrupt the flow of the room.Conversely, a sparsely furnished room can be toodepersonalized, leaving a lot of guess work as tohow a room can be arranged.

"Sometimes a home will be verydécor-specific and we'll work to neutralize it. Orit can be as simple as repainting walls with moremodern colors," Wilczek said.

Enter the home stager.Joseph works directly with Realtors as

well as homeowners. She provides an initialevaluation and determines whether or not acomplete or partial staging is required.

"It really depends on the house ormarketplace. Sometimes I just work with thepublic area of the home. In other instances I'll goas far to stage the entire home - down to the

"Sometimes a home will bevery décor specific and we'll

work to neutralize it. Or it canbe as simple as repainting

walls with more modern colors."

Christine Wilczek, Broker Associate ofRealty Executives Elite

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closets and medicine cabinets," Josephsaid.

For instance, in older homes wherecloset space is is at a premium, completestaging is often required to fully optimizeand showcase limited storage space.

If painting or repairs need to bedone, Joseph works with a select group ofvendors who can get the job doneprofessionally and expediently. Otherwisethe homeowner can opt to do it themselves.

Then, if it's adding décor, Josephmakes recommendations for accessoriesand can either shop for her clients or rentthem from her personal inventory.

When furniture is needed, sheworks with a furniture rental company.

"I like to use a lot of what thehomeowner already has. In many cases, itcomes down to putting things away or instorage and rearranging furniture toshowcase a room's focal point," Josephsaid.

Both Joseph and Wilczek said thereis an emotional element that comes withdepersonalizing your home. Althoughsome homeowners are reluctant to do so,they ultimately see the bigger picture andare amazed by how quickly their homescan be transformed.

Costs of staging services vary. Adesigner with an assistant can be in theballpark of $200 per hour, with a typicalstaging ranging from two to three hours.Extras such as painting, additionalaccessories and furniture rental are all alacarte. The stager lends their keenunderstanding of not only the marketplace,but their expertise on how to orchestratethe look and fluidity of a home.

"I provide this service to my clientsat no additional charge because it's a greattool that tremendously fosters sales,"Wilczek said.

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10 Home Staging Tips to Make Your Listing Look

What is it about model homes that makethem so appealing? Is it the freshness ofall new; is it the sassy paint colors, the

perfectly placed furniture, art and accessories orthe beautiful groomed backyard that makes youwant to plop right down on that comfy club chair?Well…. Yes to all the above.

From blue print to drawer pulls, that model home ismeticulously planned by builders and skilledprofessionals to make it beautiful.

Models homes are lovely because they have thelatest and the greatest, are fresh and new, and aremeticulously detailed. Psychology–more thandecorating–is applied to make them look sofabulous.

So how can you make your next listing asappealing as a model home? Here are 10 ways.

1. CLEAN. Those nice angled vacuum lines,gleaming windows, and perfectly manicured lawnsin model homes speak to a potential buyer: Youdon’t have to do a thing. Translate that into: A littleelbow grease goes a long way.A super clean home says “turnkey” to the potentialbuyer. Have every inch of the home, blind slats toporch light glass, super clean and perfectly coiffed.According to a national 2012 survey done byHome Gain, a $402 cleaning investment gives a$2024 price increase, or a 403 percent return!

2. FRESH AND SMELLS GOOD. People buyhomes on emotion, and your five senses are a directpath to your brain. If a home smells and looks“funky,” “doggy,” “smoky,” or if the stove iscoated with cooking gone bad: The home is offtheir list.Just like you would detail your car to sell it, investin clean and spotless carpets, patched, repaired andfreshly painted walls and new appliances if the oldhave seen better days. Be wary to skip this step andtake the low road with room refreshers, candles,and stove burner covers. Potential buyers are notfooled.

3. COLOR. Any advertising executive will tellyou color is a key to properly packaging a product,

and a listed home is just that, a product. Throwaway the off-white manta of old school homestaging rules. Welcome to the era of HGTV. Usingcolor is a powerful and inexpensive way of makingthat home stand out from the rest, and with somany decorating TV shows boasting the benefits ofcolor, you better get hip to hues.From the first Web impressions to curb appeal,color is a strong emotional tug for the potentialbuyer. Update yourself on the latest color trends inwall color, appliance, fixtures, etc., and apply it toyour target buyer. For home staging, use earthy,calm tones for the bigger areas, such as wall color,and add pops of saturated colors in the details; suchas front doors, accessories, or annuals.

4. MAKE SPACE. The joy of a model home is theacres and acres of unused storage space andbeautifully organized closets. Reduce, organize,upscale, and edit all of the home’s spaces when itcomes to closets and storage areas. If the home’sprice point dictates, upscale the closets withcustom organizing options.

5. CLEAR A PATH. Consider that many peoplewith be walking through the home. Make suretraffic patterns, entrances, and exits are wellestablished. Too much furniture, undefinedentrances, and awkward walkways confuse anddiscourage buyers from moving about the property.Follow a model home’s lead and create a concisewalking pattern for potential buyers starting atcurbside to back fence.

6. LOVELY LAYOUTS. From the landscape tofurniture placement, take a clue from modelshomes that continuity and flow make for a goodmix. Create curb appeal with nicely maintainedlandscaping, added annuals and perennials, aninviting stoop and well-groomed walkways anddriveways. Inside, make sure each room depictswhat its function is, enhances the highlights of theroom (i.e. fireplaces or upgrades), and allows thebuyer to envision themselves in the space.

7. SET THE MOOD. Create ambiance andcharacter in the home with well-thought outplacement of sensory and lifestyle components.Soft music, lighting on dimmers, candles lit, and

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Like a Model Homefresh floral are all great ideas for broker or openhouses. If you have a concern about candles,battery operated candles that even have timersbuilt in are now readily available. Stage thedining room table tastefully, or set the stage in aback yard with a detailed patio retreat. Offeringhelpful lifestyle hints has always been a tool inthe model home arsenal and always is a huge hit.

8. K.I.S.S. On the opposite note, don’t overaccessorize, go over-board with the lifestyle tips,or create “store bought theme” rooms (i.e.Chef-with-a-Hat Kitchen or AnniversaryBathtub vignette complete with Champagnebottle and fake ivy).

9. APPEAL TO A TARGET BUYER. Modelhome builders hire choice marketing companiesthat create campaigns to market that home.Consider “WHO” the ideal buyer that will beinterested in the property is, and market theproperty accordingly. From advertising photosto furniture, consider who will find thisappealing and desirable.

10. MARKET, MARKET, MARKET. Modelhomes have great marketing incentives insideand out. From clear address markers, great signs,to small exit giveaways, to an exit survey.Market that listing to the fullest.

Palos Park based home stager and decoratorJulea Joseph offers her signature blend ofstaging, styling and classic design services tocreate the perfect recipe for a beautiful home.Clientele centered, lifestyle focused, creative &innovative ideas are the backbone of hercompany, Reinventing Space. Staging homes inthe Chicagoland area since 1999, Julea's workhas been feature in national and local print,along with HGTV, ABC, WGN and cable.

Julea Joseph708.448.7500

[email protected]

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Do I need a Real Estate Attorney?Purchasing a home is the largest investment that most people will ever make. Both real estate sales andpurchases involve significant legal rights and obligations for both parties. In spite of this, many people arereluctant to hire a Real Estate Attorney for their transaction or feel that they do not need to do so. Thereare some common questions and misconceptions that Purchasers and Sellers may have regarding RealEstate Attorneys.

What will a Real Estate Attorney do for me?There is a popular misconception that the services of a Real Estate Attorney are limited to "doing aclosing". In fact, the role of the Real Estate Attorney begins at or before the time the contract is signed.For example, some of the tasks that your Real Estate Attorney will perform in a real estate purchasetransaction are as follows:

• Reviewing the contract;• Proposing modifications to the contract, and/or responding tomodifications proposed by Seller's attorney;• Submitting a request for repairs that may be suggested by yourhome inspector;• Making sure that you are in compliance under the terms of afinancing contingency or home sale contingency provision;• Reviewing documents that Seller must deliver to you prior toclosing, such as the title commitment, survey, and pest inspection;• Working with you and Seller's attorney to schedule your closing;• Obtaining and verifying the correctness of settlement figures and communicating them toyou prior to closing; and• Representing you at closing, which includes reviewing and explaining to you all of yourloan documents and documents required by the title company, as well as documents thatthe Seller must provide to you to ensure that you are receiving title to the property asrequired under your contract.

Some of the tasks that your Real Estate Attorney will perform in a real estate sale transaction are asfollows:

• Reviewing the contract;• Proposing modifications to the contract, and/or responding to modifications proposed byPurchaser's attorney;• Reviewing and responding to repair requests that may be made by Purchaser's attorney;

JAMES FLANAGANATTORNEY AT LAW

A Professional Corporation14912 S. EASTERN AVENUE, SUITE 106 PLAINFIELD, IL 60544TELEPHONE: (815) 254-1100 ● FAX: (866) 286-1314

E-MAIL: [email protected]

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• Ordering various items that you may be required to provide to the Purchaser under thecontract, including: title insurance; survey; homeowner's association letter; municipaltransfer tax documents; pest inspection; and a well and septic test;

• Working with you to resolve any items that may appear on a search of the title of yourhome, such as mechanic's liens or other liens;

• Preparing your closing documents, including a deed, bill of sale,affidavit of title, transfer tax declarations, documents required by thetitle company; and closing statement;

• Representing you at closing. In most real estate sale transactions, youshould be able to sign a Power of Attorney, which will allow yourattorney to attend and complete the closing on your behalf.

Whether you are purchasing or selling a home, among the most importantfunctions of your Real Estate Attorney is to make sure that you understand every

aspect of the transaction and to answer any questions that you may have. First-time Purchasers andexperienced Sellers alike may be overwhelmed at times throughout the process; your Real Estate Attorneyis there to guide you through it.

Can't my Realtor handle the entire transaction?Your Realtor is an integral part of the real estate transaction. As a Purchaser, your Realtor can help youdetermine how much you can afford to spend, help you find the perfect home and negotiate the price andother terms of the contract on your behalf. Your Realtor's familiarity with a local real estate market,

including real estate values, taxes, municipal services and facilities, and local zoningrequirements (to name a few factors) will be immensely helpful in your decision topurchase. As a Seller, your Realtor will use his or her knowledge to prepare andmarket your home for sale and negotiate the other terms of the contract on yourbehalf.

However, what your Realtor cannot do is practice law. Each real estate sale orpurchase transaction – even one that may seem simple — involves a variety of local,state and federal laws. As either a Purchaser or Seller, entering into a real estatecontract will impose upon you a number of legal obligations and give you a numberof legal rights. Only a licensed attorney may provide you with legal advice on thesematters.

Is a Real Estate Attorney expensive?Relative to the costs of most other legal services, fees for Real EstateAttorneys have historically remained very low. Most real estate attorneyscharge a reasonable flat fee for transactions. (Please note that extra feesmay be charged if your transaction is more complicated than usual orinvolves services outside the scope of those usually performed in such atransaction.) In any event, the fee you pay to an attorney is insignificantcompared to the costs you could incur if your transaction is not handledprofessionally.

For answers to any other questions you may have about your real estate transaction or toretain legal representation, please contact:

Jim Flanagan via telephone at (815) 254-1100 orvia e-mail to [email protected]

ATTORNEY

88822.3.2.033:Layout 1 12/9/13 8:10 PM Page 1

MO

VIN

GTI

PSChanges in life, exploring new horizons, saying goodbyes and getting ready to sayhello to your new beginnings. A lot of things happen outside of the boxes and trucksduring your move. Planning all of the details can be tedious, but that is where BoermanMoving and Storage can help.

Schedule your move sooner rather than later and get a head start planning andpreparing even before you set a moving date. Be ready to go when the big day arrivesand ensure your move goes smoothly by following these helpful tips and hints:

8-12 WEEKS BEFORE YOU MOVE

• Sort and Purge - What will you keep and what will you getrid of?

• Call Boerman Moving and Storage - Schedule an in-homeestimate

• Organize School Records - Have children's records sent tonew school

• Get Packing Materials - Boxes, tape, bubble wrap andpermanent markers

• Use it or loose it - Use up items you do not want to move(food, toiletries, etc...)

• Take Measurements - Check room dimensions at your new home, if possible,and make sure larger pieces if furniture will fit through the door

{34}Call today for an in-home estimate 630-972-1000

88822.3.2.034:Layout 1 12/9/13 8:10 PM Page 1

For more helpful tips and a free packingdemonstration visit us at:

www.boerman.comAn agent for

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MO

VIN

GTIPS

3-8 WEEKS BEFORE YOU MOVE

• Call Boerman Moving and Storage - Confirm moving date

• Begin Packing - Start with items infrequently used

• Label - Clearly label each box with its contents anddesired room

• Do a change of address with usps.gov

• Notify Important Parties - bank, credit card, insurance, utilities, etc...

• Arrange to be off of work on moving day

• Arrange for move day child/pet care

• Make elevator reservations if necessary

• Forward medical records - Arrange for a transfer of medical records and ask forreferrals for new providers

1 WEEK BEFORE YOU MOVE

• Defrost the freezer - Empty and clean at least 24 hours prior to move

• Boerman Moving and Storage will call day prior to move to discuss details

MOVE DAY

• Be sure you are packed and ready for us to do all theheavy lifting

• Know where you will be placing furniture and appliancesin your new home

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SOLD

BY

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RIS

TIN

ESOLD

SOLDSOLD

SOLD

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SOLD

BY

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RISTIN

ESOLD

SOLDSOLD

SOLD

SOLDSOLD

SOLDSOLD

SOLDSOLD

SOLDSOLD

SOLDSOLD

SOLDSOLD

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SOLDSOLD

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SOLDSOLD

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The CarnaThe 4-bedroom, 2.5-bathroom Carna covers more than3,300 square feet. While a first- floor study and formaldining room provide The Carna defined, elegant spaces;the home’s two- story great room underscores TheCarna’s focus on the open layout favored by today’shomebuyers. The second- floor master suite includes anearly 400-square foot bedroom, a luxurious masterbath, and a bedroom-sized walk- in closet.

The DunhillModern luxury and everyday convenience meet at TheDunhill. The 3,244-square foot home features an openfirst- floor layout, highlighted by a spacious kitchen thatincludes a kitchen island and walk- in pantry. Upstairs, anexpansive master suite dazzles with a spa- inspiredbathroom featuring a separate tub and shower, walk- incloset, and dual sinks. The home’s three additionalbedrooms all include walk- in closets.

NEW

CO

NST

RU

CTI

ON

Christine Wilczek – Broker708-420-2424 direct

[email protected]

Proudly Present

For additional information or to schedule an

CHRISTINE WILCZEK88822.3.2.038:Layout 1 12/9/13 8:12 PM Page 1

{39}

The Glens of Connemara – Lemont& JASON BACZA

NEW

CONSTR

UCTIO

N

The WaterfordOne of 5th Avenue Construction’s most popular plansenlarged and enhanced for modern lives. Covering morethan 3,500 square feet, the 4-bedroom, 2.5-bathroomWaterford welcomes with a two-story foyer flowing intoan open first- floor layout that includes an expansive greatroom as well as a formal dining room, living room, andstudy. A posh master suite includes double vanities andseparate tub and shower.

The KildareDynamic spaces highlight The Kildare, a 5-bedroom,2.5-bathoom plan covering more than 3,300 square feet.The Kildare’s main level is packed with design punch,including an open concept kitchen-great room combo, atwo-story family room, and a first- floor master suitefeaturing dual sinks and a dramatic tray ceiling. Thesecond floor hosts four additional bedrooms, three ofwhich include walk- in closets.

appointment for a private showing, please contact:Jason Bacza – Broker630-755-0600 direct

[email protected]

New ConstructionBase PricingStarting at$389,900

88822.3.2.039:Layout 1 12/9/13 8:12 PM Page 1

CHRISTINE WILCZEK PROUDLY PRESENTS

1STEEPLES ROAD

FFeeaattuurreessElegant Townhome3 Bedrooms2.5 BathroomsChef’s KitchenDramatic Great Room1st Floor Master SuiteLarge LoftsWalkout Lower LevelPicturesque Pond Views

E L I T E

Christine Wilczek708-420-2424 See a Virtual Tour at www.CHRISTINEWILCZEK.com

FOR ADDITIONAL INFORMATION, PLEASE VISIT: WWW.CHRISTINEWILCZEK.COM

$388,0003 8 8 1

{40}

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3SAWGRASS DRIVE

FFeeaattuurreessExclusive Gated CommunityOver 1/2 Acre Lot5 Bedrooms4 Bathrooms2 FireplacesRegal Master SuiteFinished Basement w/TheaterBackyard Oasis3.5+ Car Garage

E L I T E

Christine Wilczek708-420-2424


$695,0001

{41}See a Virtual Tour at www.CHRISTINEWILCZEK.com

88822.3.2.041:Layout 1 12/9/13 8:13 PM Page 1


1PINE NEEDLES

FFeeaattuurreessExceptionally MaintainedDaly Model3 Bedrooms2.5 BathroomsDual Sided FireplaceRenovated KitchenLuxury Master SuiteFull BasementConcrete Patio

E L I T E



$300,0004


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8PASO FINO DRIVE

FFeeaattuurreessEquestrian EstatesApproximately 1.5 Acre Lot5 Bedrooms3.5 Bathrooms2 FireplacesPrivate Master SuiteFinished Basement3 Car GarageQuiet Street

E L I T E



$500,000


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1JACKSON STREET

FFeeaattuurreess6+ Acres in Burr RidgeSerene Pond w/FountainVerdant LandscapingLavish Gardens3 Bedrooms4.5 BathroomsGourmet KitchenLavish Master SuiteFinished Basement

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E L I T E



$999,9006 W 3 3 1

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1LISMORE

FFeeaattuurreessGlens of ConnemaraNew ConstructionReady For Occupancy4 BedroomsGourmet KitchenInviting Family RoomLavish Master SuiteFull Basement3 Car Garage

E L I T E



$448,9003 0 9 8

See a Virtual Tour at www.CHRISTINEWILCZEK.com

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1RUFFLED FEATHERS DRIVE

FFeeaattuurreessRuffled FeathersPremium LotBreathtaking ViewsRegal First Floor MasterChef’s KitchenFormal Dining RoomGlorious Sun Room3 Car GaragePrestigious Community

E L I T E



$650,0008

See a Virtual Tour at www.CHRISTINEWILCZEK.com{46}

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{47}


118TH STREET

FFeeaattuurreessRaised RanchOver 1/2 Acre Lot3 Bedrooms2.5 Bathrooms3 FireplacesEat-in KitchenSunroom With Hot TubFinished Lower Level3+ Car Garage

E L I T E



$324,900

See a Virtual Tour at www.CHRISTINEWILCZEK.com

1 2 4 9

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3FFeeaattuurreess

Chic Townhome Style Loft2 Bedrooms2.5 Bathrooms2 BalconiesEat-in KitchenSpacious Master SuiteIn-Unit LaundryElevator in Building1 Block From Metra

E L I T E



$190,0004RIVER STREET #3403

2


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2FFeeaattuurreess

Picturesque SettingSpacious RoomsBreathtaking ResidenceFinished Full BasementGourmet Kitchen3 Car Garage4 Large BedroomsConvenient Location

{49}

E L I T E



$675,0008RUFFLED FEATHERS DRIVE

88822.3.2.049:Layout 1 12/9/13 8:18 PM Page 1


7FFeeaattuurreess

Impeccably MaintainedHighly Updated2 Bedrooms Plus Loft2 BathroomsBamboo FlooringSpacious LotFully Fenced YardNew Furnace

E L I T E



$195,0003CHESTNUT STREET

4


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2SAWGRASSFFeeaattuurreess

Striking Residence5-6 BedroomsGourmet KitchenInviting Family RoomFinished Walk OutEnormous Master SuiteElegant DecorPremium Lot3 Car Garage

{51}

E L I T E



$775,0003

88822.3.2.051:Layout 1 12/9/13 8:19 PM Page 1


1FOXBOROUGH DRIVE

FFeeaattuurreessFoxborough EstatesPremium LotVerdant LandscapingGrand Two Story FoyerGourmet KitchenDramatic Great RoomLavish Master SuiteGlamour Master BathFinished Walkout

{52}

E L I T E



$850,0009 9 4 8

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FFeeaattuurreessAll Brick Construction4-5 Bedrooms2.5 Bathrooms1 FireplaceSpacious Master Suite1st Floor Office/BedroomFull Basement2 Car GarageLarge Deck

E L I T E



$370,0008WOODCREST LANE

9 1


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1W. 139TH STREET

FFeeaattuurreessBuilder’s Own MasterpieceApproximately 10,000 sq. ft.Approximately 5 Wooded AcresEstate Zoning/HorsesWalk-Out Lower LevelInground PoolExtensive UpgradesUncompromising Quality10+ Car Garage

{54}

E L I T E



$2,250,0005 4 2 9

88822.3.2.054:Layout 1 12/9/13 8:20 PM Page 1


1PROVENCAL DRIVE

FFeeaattuurreessGated CommunityCul-de-sac Lot5 Bedrooms3.5 Bathrooms2 FireplacesGourmet KitchenLavish Master SuiteFinished English BasementSpacious Deck

E L I T E



$469,0004 4 6 3


88822.3.2.055:Layout 1 12/9/13 8:21 PM Page 1


FFeeaattuurreessGorgeous Townhome2 Bedrooms2.2 Bathrooms1 FireplaceEat-in KitchenPrivate Master SuiteLarge LoftFinished Basement2 Car GarageBrick Paver Patio

E L I T E



$239,9001ALBANY AVE

4 5 7 1


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1FOX LANE

FFeeaattuurreessUltra Custom Built Home3 Bedrooms5 Bathrooms2 FireplacesGourmet KitchenFinished Walkout BasementSpacious Sun Room4+ Car GarageCul-de-sac Lot

E L I T E



$800,0003 2 0 0


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1MALLARD DRIVE

FFeeaattuurreessExtensively Renovated4-5 Bedrooms2.2 Bathrooms2 FireplacesGourmet KitchenLuxury Master SuiteFinished Basement2+ Car Heated GarageFully Fenced Yard

{58}

E L I T E



$469,9004 1 3 9

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FFeeaattuurreessSprawling RanchApproximately 2.61 Acres4 Bedrooms3 Full Bathrooms2 FireplacesLuxury Master SuitePartially Finished BasementDetached 4 Car GarageInground Pool

E L I T E



$850,0001S POST RAIL FARMS

2 4

{59}

2 1

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FFeeaattuurreessEquestrian EstatesCustom Built Masterpiece4 Bedrooms, 4.5 Bathrooms3 FireplacesChef’s KitchenRegal Master Suite4+ Car GarageIn-Ground PoolPrivate Cul-De-Sac

E L I T E



$1,199,0004LARIAT


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1LAKESIDE DRIVE

FFeeaattuurreessKaren Springs SubdivisionImpeccably Maintained Shows Like a Model3 Bedrooms2.5 Bathrooms1 FireplaceEnglish Basement3 Car Heated GarageFully Fenced Yard

E L I T E



$339,0006 3 3 3


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4FFeeaattuurreess

Awe Inspiring Masterpiece6 Bedrooms5.1 BathroomsPrivate 1.25 Acre LotTimber Frame ConstructionFull Walk-Out BasementSlate EntryCustom Winding StaircaseApprox. 20,000 Sq FtSeller Has Over 4 Million Invested

E L I T E



$1,500,0002SILO RIDGE

{62}

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1FFeeaattuurreess

Custom Built RanchPicturesque Views4 Bedrooms4 Full & 2 Half Bathrooms3 FireplacesGourmet KitchenLavish Master SuiteFinished Walkout Basement3 Car Heated Garage

{63}

E L I T E



$775,0004131ST STREET

3 0 1

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1FFeeaattuurreess

Short SaleCustom MasterpieceOver 8,300 Square FeetHigh End FinishesGourmet KitchenFinished Lower LevelRegal Master SuiteBackyard ParadiseInground Pool

E L I T E



$1,025,0002BRIGHTON COURT

7 4 0


88822.3.2.064:Layout 1 12/9/13 8:26 PM Page 1


1ROANOKE COURT

FFeeaattuurreessKraml EstatesCul-de-sac SettingTimeless Architecture5-6 Bedrooms4-5 BathroomsChef’s KitchenDramatic Family Room3+ Car GarageGorgeous Grounds

{65}

E L I T E



$1,150,000

88822.3.2.065:Layout 1 12/9/13 8:27 PM Page 1

BY CHRISTINE WILCZEKREALTY EXECUTIVES ELITE | 708-420-2424

Special Lasagna

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Prep: 30 minutesBake: 50 Minutes at 375ºF

Ingredients1 pound sweet or hot Italian sausage1 pound lean ground beef1/2 cup minced onion2 cloves garlic, crushed1 (28 ounce) can crushed tomatoes2 (6 ounce) cans tomato paste2 (6.5 ounce) cans canned tomato sauce1/2 cup water2 tablespoons white sugar1 1/2 teaspoons dried basil leaves1/2 teaspoon fennel seeds1 teaspoon Italian seasoning1 tablespoon salt1/4 teaspoon ground black pepper4 tablespoons chopped fresh parsley16 lasagna noodles16 ounces ricotta cheese1 egg1/2 teaspoon salt3/4 pound mozzarella cheese, sliced3/4 cup grated Parmesan cheese

DirectionsIn a Dutch oven, cook sausage, ground beef, onion, and garlic over medium heatuntil well browned. Stir in crushed tomatoes, tomato paste, tomato sauce, and water.Season with sugar, basil, fennel seeds, Italian seasoning, 1 tablespoon salt, pepper,and 2 tablespoons parsley. Simmer, covered, for about 1 1/2 hours, stirringoccasionally.Bring a large pot of lightly salted water to a boil.Cook lasagna noodles in boiling water for 8 to10 minutes. Drain noodles, and rinse withcold water. In a mixing bowl, combinericotta cheese with egg, remainingparsley, and 1/2 teaspoon salt.Preheat oven to 375 degrees F (190degrees C).To assemble, spread 1 1/2 cups ofmeat sauce in the bottom of a 9x13inch baking dish. Arrange 4 noodleslengthwise over meat sauce. Spreadwith one half of the ricotta cheesemixture. Top with a third of mozzarellacheese slices. Spoon 1 1/2 cups meatsauce over mozzarella, and sprinkle with 1/4cup Parmesan cheese. Repeat layers, and topwith remaining mozzarella and Parmesan cheese.Cover with foil: to prevent sticking, either spray foil withcooking spray, or make sure the foil does not touch the cheese.Bake in preheated oven for 25 minutes. Remove foil, and bake an additional 25minutes. Cool for 15 minutes before serving.


Stuffed Beef TenderloinIngredients

2- 3 tablespoons butter1/4 cup chopped shallots oryellow onion1 cup chopped fresh mushrooms1 (1 1/2-pound) beef tenderloinSalt and freshly ground black pepperSoy sauce, to taste

Directions

Preheat oven to 400 degrees F.In a medium skillet, melt the butter and cook the shallots or onion overlow heat until tender, about 5 minutes. Add the mushrooms and cookover low heat about 5 minutes or until the liquid is reduced by half.Let cool.Butterfly the beef tenderloin by cutting the beef lengthwise down thecenter to within 1/2-inch of the other side. Set the beef aside.To stuff the tenderloin, open the beef and sprinkle in the inside withsalt and pepper and rub with soy sauce. Spoon the mushroom mixturedown the center of the tenderloin. Bring the 2 sides of the tenderloinup and around the filling to meet. Using butcher string, tie thetenderloin together at 2-inch intervals. Place the tenderloin in aroasting pan.Roast for 40 minutes for medium rare. Let stand for 10 minutes beforeslicing.Slice about 1 1/2 inches thick.

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Scalloped PotatoesIngredients

1 1/2 cups heavy cream3 bay leaves2 sprigs fresh thyme, plus more tofinish2 garlic cloves, chopped1/2 teaspoon freshly gratednutmegSalt and freshly groundblack pepperUnsalted butter2 pounds russetpotatoes, peeled andcut into 1/8-inch-thickslicesSalt and freshlyground blackpepper1/2 cup grated Parmesan,plus more for broiling

Directions

Preheat the oven to 400 degrees F.In a saucepan, heat up the cream with the bay leaves, thyme, garlic,nutmeg and some salt and pepper.

While the cream is heating up, butter a casserole dish. Use aslotted spoon to remove the bay leaves and thyme. Pourthe heated cream into a large bowl with the potatoslices. Mix gently to coat the potatoes. Dust theParmesan over the potatoes. Season the mix witha little bit of salt and pepper. Mix to gentlyincorporate. Spoon a little bit of the cream intothe bottom of the casserole dish. Then spoonthe potatoes in. Level out the potatoes foruniform cooking time. Pour the remaining creamat the bottom of the bowl over the top. Top withsome Parmesan and fresh thyme leaves. Cover thedish with aluminum foil, but pull back one corner for

the steam to escape. Bake for 45-50 minutes.


Simple Corn CasseroleIngredients

1 (15 1/4-ounce) can wholekernel corn, drained1 (14 3/4-ounce) can cream-style corn1 (8-ounce) package corn muf-fin mix (recommended: Jiffy)1 cup sour cream1/2 stick butter, melted1 to 1 1/2 cups shredded mildor sharp cheddar

Directions

Preheat oven to 350 degrees F.

In a large bowl, stir together the2 cans of corn, corn muffin mix,sour cream, and melted butter.Pour into a greased 9 by13-inch casserole dish. Bakefor 45 minutes, or until goldenbrown. Remove from oven andtop with Cheddar. Return tooven for 8 to 10 minutes, or untilcheese is melted. Let stand for atleast 5 minutes and then serve warm.

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Chocolate TrifleIngredients

1 package Ghiradelli caramelbrowie mix2 packages (6 ounces) instantchocolate pudding mix1 carton (12 ounces) frozenwhipped topping, thawed6 Heath candy bars (1.4 ounceseach), crushedFresh strawberries or rasperrries

Directions

Bake brownie mix according to package directions. Cool. Preparepudding according to package directions; set aside.

Cut brownies into small pieces and put in bottomof trifle bowl.

Layer with half of the pudding, half ofthe whipped topping and half of thecrushed candy bars. Repeat thelayers of brownie, pudding andwhipped topping.Crumble remaining crushedcandy bars and sprinkle overtop. Garnish with fresh berries.Refrigerate 4-5 hours beforeserving.


Banana Spring RollsIngredients

Ripe bananasEgg roll wrappers1/4 cup sugar1/8 teaspoon Chinese fivespice mix*Oil for fryingCoconut pineapple icecreamCaramel sauceStrawberries or raspberriesPineapple coconut orvanilla ice cream

*Chinese five spice is made of:cinnamon, anise, ginger andcloves. If you don't have it,shake a tiny amount of thosespices into sugar.

Directions

Preheat two inches of oil to 350 degrees in a saucepan. set two small bowls side by side,one with a scoop of brown or white sugar mixed with the five spice, one with water.separate the egg roll wrappers you are going to use, one per half banana. (you shouldbe able to see your fingers through the dough. even when i think i only have one wrapper,if i look closely there are usually two doubled up. make sure you onlyhave one wrapper.)cut banana in half crosswise. coat banana in sugar and placein the wrapper. spread water all over the edges of thedough and roll it up like a burrito, sealing the ends byfolding and pushing the dough together with yourfingers. if a halved banana is too long, trim the edgesto fit the dough. prepare all the banana pieces beforefrying. fry one or two at a time, carefully turning tobrown evenly on all sides. remove from oil and slice rollsin half. serve warm over pineapple-coconut ice cream,with berries and a drizzle of caramel.

Variation: Spread a small amount of Nutella on banana beforewrapping.

88822.3.2.068:Layout 1 12/9/13 8:27 PM Page 1


Chocolate Lava Cakes8 Servings

Prep: 15 minutesMicrowave: 2 minutesBake: 15-17 minutes at 350ºF

Molten chocolate oozes out of theseeasy-prep individual cakes.

Ingredients

12 oz bittersweet chocolate¾ cup (1-1/2 sticks) unsalted butter4 eggs2 tablespoons sugarMelted butter to grease molds

Mint chocolate chip ice cream OR vanillaice cream - optionalFresh mint garnish - optionalFresh berries to garnish - optionalCrushed Heath bar pieces - optional

Directions

1. In large glass bowl, break up bittersweet chocolate. Add butter; microwave onhigh 2 minutes until melted & smooth, stirring halfway through. Stir until smooth;cool slightly.

2. In medium size bowl, whip eggs & sugar on med-highspeed of electric mixer or by hand, until tripled involume, about 6-7 minutes.

3. Fold egg mixture into chocolate & divideamong 8 well-buttered 6 oz ramekins or molds.Bake at 350ºF 15-17 minutes or until topis just set.

4. Invert cakes onto plates;sprinkle with crushed Heathbar pieces, serve with icecream, fresh berries and/orfresh mint.


Ultimate CheesecakeIngredients

1-3/4 cups HONEY MAID GrahamCracker Crumbs1/3 cup margarine or butter, melted1-1/4 cups sugar, divided3 pkg. (8 oz. each) PHILADELPHIA CreamCheese, softened1 cup BREAKSTONE'S or KNUDSEN SourCream2 1/2 tsp. vanilla3 eggs1 can (21 oz.) cherry pie filling

Directions

PREHEAT oven to 350°F if using a silver 8- or 9- inch springform pan (or to 325°Fif using a dark nonstick 8- or 9- inch springform pan). Mix graham cracker crumbs,margarine and 1/4 cup of the sugar. Press firmly onto bottom and 2-1/2 inchesup side of pan; set aside.

BEAT cream cheese and the remaining 1 cup sugar inlarge bowl with electric mixer on medium speeduntil well blended. Add sour cream and vanilla;mix well. Add eggs, one at a time, beating onlow speed after each addition just untilblended. Pour into crust.

BAKE 1 hour to 1 hour 10 min. or until center isalmost set. Turn oven off. Open oven doorslightly. Let cheesecake set in oven 1 hour. Removecheesecake from oven; cool completely. Refrigerateat least 4 hours or overnight. Loosen cheesecake fromrim of pan; remove rim. Top cheesecake with pie filling justbefore serving. Store leftover cheesecake in refrigerator.

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UTILITIES

Remember to disconnect your service when your home is sold. It isrecommended to disconnect the service the day after your scheduledclosing date.

COMMONWEALTH EDISONCustomer Service (800) 334-7661Location of Buried Cables (JULIE)

NICORCustomer Service (888) 642-6748

AT&TSales, Customer Service and Billing (800) 464-7928Repair (800) 246-8464

COMCASTCustomer Support/Payment Center (866) 594-1234

DIRECT TV (800) 531-5000

DISH NETWORK (888) 605-8443

ADT ALARM (888) 281-1765

LIFESHIELD SECURITY (877) 260-1292

WASTE MANAGEMENT (800) 796-6969

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U T I L I T I E S88822.3.2.070:Layout 1 12/9/13 8:28 PM Page 1

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CCaallll CHRISTINE WILCZEK,for a FREE, no obligation, market analysis today!• One of America’s top REALTORS®• Full time, honest and professional service• Strong Internet and print advertising presence• Search engine optimization• Comprehensive marketing plan• Short sale and foreclosure expert• Competitive commission rates• Fluent in Polish

E L I T E

708-420-2424 direct | 630-755-0700 office

www.CHRISTINEWILCZEK.com

THINKING OFSelling?

88822.3.2.071:Layout 1 12/9/13 8:28 PM Page 1

CHERRY CREEKMORTGAGE COMPANY A tradition of trust

Buying or refinancing? Call for a rate quote!

Specializing in:Jumbo Loans

• Loans that exceed the conformingloan limit of a single-family home*

*$417,000 for all states but AK and HI, where it is $625,000

Reverse Mortgage• Allows homeowners 62 and older to

convert home equity into cash

FHA Back-to-Work Program• Waiting period reduced to just 1 year

following loss of employment or incomereduction of 20% for 6 months or more

Home Improvements• FHA 203K Rehab Loans allow buyers

to finance home repairs• Standard and Streamline Loans

Mortgage professional with over 15 years of experience!Ron Bacza

Branch Manager, NMLS #2180906440 Main Street, Suite 320 Woodridge, IL 60517

(630) [email protected]

EQUAL HOUSINGL E N D E R

Copyright 2013 Cherry Creek Mortgage Company, Inc. NMLS Company ID#3001. All rights reserved. Loan products are not available outside of IL. Illinois Residential Mortgage Licensee LMB #0005759.Regulated by the Division of Real Estate. Cherry Creek Mortgage is not endorsed by, nor acting on behalf of or at the directions of, the U.S. Department of Housing and Urban Development, FederalHousing Administration, the Veterans Administration, the U.S. Department of Agriculture, or the Federal Government.

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