WILMINGTON TRUST CORP. (DE) Exchange

NYSSymbol

WLPrice

$42.17 (3/30/2007)52Wk Range45.32-40.56

Yield2.99

P/E20.47

*7 Year Price Score 100.16 *12 Month Price Score 93.73*NYSE Composite Index=100 Interim Earnings (Per Share)Qtr. Mar Jun Sep Dec2002 0.48 0.52 0.52 0.492003 0.44 0.49 0.52 0.572004 0.53 0.54 0.50 0.522005 0.59 0.59 0.65 0.702006 0.64 0.67 0.07 0.68Interim Dividends (Per Share)Amt Decl Ex Rec Pay0.315Q 4/21/2006 4/27/2006 5/1/2006 5/15/20060.315Q 7/20/2006 7/28/2006 8/1/2006 8/15/20060.315Q 10/19/2006 10/30/2006 11/1/2006 11/15/20060.315Q 1/19/2007 1/30/2007 2/1/2007 2/15/2007

Indicated Div: $1.26 (Div. Reinv. Plan)Valuation AnalysisForecast P/E 14.67 (1/10/2007)Market Cap $2.9 Billion Book Value 1.1 BillionPrice/Book 2.73 Price/Sales 2.83Dividend Achiever Status10 Year Growth Rate 6.80%Total Years of Dividend Growth 25

TRADING VOLUME (thousand shares)20

22.5

25

27.5

30

32.5

35

37.5

40

42.5

45

47.5

100%

1998 1999 2000 2001 2002 2003 2004 2005 2006 20070358

10

Business Summary: Commercial Banking (MIC: 8.1 SIC: 6022 NAIC: 522110)Wilmington Trust is a financial holding company with 47 branch offices. Co.'s Regional Banking business targets commercial clientsthroughout the Mid-Atlantic region and consumer clients in the State of Delaware. Co.'s Wealth Advisory Services activities encompass arange of financial planning, investment management, fiduciary, and custom lending services for individuals and families. Co.'s CorporateClient Services business provides a variety of trustee, agency, and administrative services in jurisdictions in the U.S., the Caribbean, andEurope with a legal, tax, and creditor protections. As of Dec 31 2006, Co. had total assets of $11.16 billion. Recent Developments: For the year ended Dec 31 2006, net income decreased 13.9% to $143.8 million from $167.0 million in the prioryear. Net interest income increased 10.4% to $363.1 million from $328.9 million in the prior year. Provision for loan losses was $21.3million versus $11.8 million in the prior year, an increase of 80.5%. Non-interest income rose 10.5% to $346.1 million from $313.3 million,while non-interest expense advanced 27.4% to $471.6 million. Prospects: For the full-year of 2007, Co. expects its expansion investments and solid client relationships to drive stronger growth in eachof its businesses, supported by a continuing solid credit quality. In addition, Co. expects continued solid loan growth especially inPennsylvania and Maryland as it expands its commercial banking presence in those markets. Furthermore, Co. expects continued growth inrevenue from its Wealth Advisory Services, reflecting strong sales momentum and high demand for its newer products and services such asfamily office services. Co. is also positive about its Corporate Client Services, supported by its new product development and expansion inEurope.Financial Data

Address: Rodney Square North, 1100North Market Street, Wilmington, DE19890-0001Telephone: 302-651-1000Web Site: www.wilmingtontrust.com

Officers: Ted T. Cecala - Chmn., C.E.O. Robert V. A.Harra Jr. - Pres., C.O.O., Treas. Transfer Agents: National Bank Trust Company, Montreal, Quebec

Investor Contact: 302-651-8069No of Institutions: 244Shares: 33,076,760 % Held: 48.30

(US$ in Thousands) 12/31/2006 12/31/2005 12/31/2004 12/31/2003 12/31/2002 12/31/2001 12/31/2000 12/31/1999Earnings Per Share 2.06 2.52 2.09 2.02 2.01 1.90 1.85 1.61Cash Flow Per Share 3.94 3.10 2.97 2.99 2.66 4.14 2.28 2.54Tang Book Value Per Share 10.70 9.26 7.78 8.08 7.31 7.25 6.48 5.17Dividends Per Share 1.245 1.185 1.125 1.065 1.005 0.945 0.885 0.825Dividend Payout % 60.44 47.02 53.83 52.72 50.00 49.74 47.84 51.40Income StatementInterest Income 674,800 516,600 386,500 368,800 392,871 468,798 530,454 462,176Interest Expense 311,700 187,700 92,100 91,700 116,341 209,985 275,315 216,263Net Interest Income 363,100 328,900 294,400 277,100 276,530 258,813 255,139 245,913Provision for Losses 21,300 11,800 15,600 21,600 22,013 19,850 21,900 17,500Non-Interest Income 346,100 313,300 286,700 264,200 262,159 228,003 216,210 191,453Non-Interest Expense 471,600 363,500 344,000 312,000 309,892 276,917 264,682 258,204Income Before Taxes 216,300 266,900 221,500 207,700 206,784 190,049 184,767 161,662Income Taxes 72,700 93,600 78,700 72,200 73,002 66,009 63,828 54,365Net Income 143,800 173,000 141,900 134,400 133,157 125,170 120,939 107,297Average Shares 69,707 68,570 67,755 66,536 66,301 65,942 65,360 66,766Balance SheetNet Loans & Leases 8,000,700 7,306,300 6,673,300 6,135,400 5,939,947 5,407,175 5,111,670 4,743,154Total Assets 11,157,000 10,228,100 9,510,200 8,820,200 8,131,275 7,518,462 7,321,616 7,201,944Total Deposits 8,329,100 7,289,200 6,871,900 6,577,200 6,337,093 5,590,785 5,286,016 5,369,484Total Liabilities 10,097,700 9,214,900 8,604,800 8,019,200 7,390,001 6,835,932 6,729,716 6,703,713Stockholders' Equity 1,059,300 1,013,000 905,300 800,800 741,269 682,530 591,900 498,231Shares Outstanding 68,459 67,903 67,405 66,063 65,627 65,400 64,786 64,705Statistical RecordReturn on Assets % 1.34 1.75 1.54 1.59 1.70 1.69 1.66 1.59Return on Equity % 13.88 18.04 16.59 17.43 18.70 19.64 22.13 20.55Net Interest Margin % 53.81 63.67 76.17 75.14 70.39 55.21 48.10 53.21Efficiency Ratio % 46.19 43.80 51.10 49.29 47.31 39.74 35.45 39.50Loans to Deposits 0.96 1.00 0.97 0.93 0.94 0.97 0.97 0.88Price Range 45.32-39.37 40.69-33.01 38.30-33.95 36.21-26.35 34.58-25.30 33.42-25.65 31.56-20.75 31.25-23.00P/E Ratio 22.00-19.11 16.15-13.10 18.33-16.24 17.93-13.04 17.20-12.59 17.59-13.50 17.06-11.22 19.41-14.29Average Yield % 2.90 3.26 3.11 3.47 3.22 3.14 3.58 2.98

328