Helping people make

smart financial decisions

We help people to:

see a complete picture of their finances

model their life time cash flow

choose investments to suit their personality and goals

reduce their tax burden

protect their wealth for the next generation

build and manage their pension to meet the needs of life in retirement

Xentum helps people make smart financial decisions so they can build and protect their wealth over time.

To highlight any opportunities or threats we need to understand a family’s existing arrangements and their future goals.

We utilise the latest technology to build simple and intuitive tools which enable our clients to form a complete picture of their finances.

Figures for illustrational purposes only

We model our client’s lifetime cash flow to check they are on the right path.

By modelling various scenarios and using realistic assumptions clients can appreciate the implications of the choices they make today.

We use psychometric risk profiling to help understand the mindset of our clients.

Psychometric risk profiling is a scientific assessment of the level of investment risk with which you are comfortable.

We do not use this assessment in isolation; however it does provide a robust treatment of this complex subject and indicates your position relative to others in the investment community.

We are different to most because we work as a team and our clients benefit from our collective expertise and experience rather than that of an individual. 

For highly specialised tasks we utilise our extended network of professionals who we have worked with for many years: 

investment managers personal tax accountants private client lawyers wills and probate family lawyers divorce specialists mergers and acquisitions corporate

transactions trust specialists

We specialise in helping families with wealth between £1m and £30m and offer 3 levels of service:

Xentum AdviceIndependent Financial SolutionsSimple Reactive ServiceFile MaintenanceAdditional work billed at appropriate hourly rate

Xentum WealthHolistic Independent Financial Planning & AdviceAnnual ReviewAnnual Lifetime Cash flow Planning Annual appraisal of risk profileAnnual Valuation ReportAccess to Chartered Financial Planning TeamCash Management Service

Xentum Private OfficeHolistic Independent Financial Planning & AdviceBi-Annual ReviewAnnual Lifetime Cash flow Planning Bi-annual appraisal of risk profileBi-annual Valuation ReportAccess to Chartered Financial Planning TeamCash Management Service Proactive Tax Planning (Pensions/VCT/EIS/Trusts)Property ConsultancySpecialist Advisers/Professional ConnectionsQuarterly independent market analysis

We are independent and privately owned and offer continuity and stability in an ever changing industry.Xentum Ltd (Head Office)Bridgewater Court Lymm, CheshireWA13 0ER

T 01925 398 831

www.xentum.co.uk info@xentum.co.uk

Xentum Ltd (London Office)123 Pall Mall LondonSW1Y 5EA

T 020 7101 0803