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YPayCashTECHNOLOGY SOLUTIONS
Mobile Wallet
Retail Solutions Invoice & Collection
NFC Payment
Gift Registry
SOLUTION OVERVIEW
WALLET
PAYMENTSOLUTIONS PLATFORM
SHOPPING
TECHNOLOGYSERVICE
IP DEVELOPMENT
BESPOKEMOBILE APP
DEVELOPMENT
IMPLEMENTATION& CUSTOMIZATION
We also offer a suite of Ready-to-Deploy platform for the Retail and Payment domains complemented by our development and customization services.
•Payment at retail stores
•E - Commerce Payments
•Utility/Insurance Payments
•Mobile/Data Card/ DTH recharge
•Mobile Shopping
•Remittances
•Transfer to Bank
•Bus Ticket Booking
RBI Authorized Mobile Wallet Provider.More than 100 distinct services available
Services Overview
PRODUCT SUITE
MOBILE WALLET NFC WALLET SMS BASED PAYMENTCOLLECTION
PAYMENT SOLUTIONS
RETAIL SOLUTIONS
QR Code based Shopping In Mobile Shopping
CONFIDENTIAL 5
BANK
MFI
TELCO TRANSIT
HEALTH CARE
PAYMENTAGREGATOR
PAYMENT PLATFORM
RETAILSHOP
ECOMMERCESUBSCRIPTIONS
RETAIL PLATFORM
The Platform supports the requirements of specific vertical and domains through Integration with Industry solutions and minor customizations
INDUSTRY COVERAGE
CONFIDENTIAL 6
Utility payments
E-CommercePayment
Transfer to bank
Fund Transfer
Retail Payments
Value Added Services
Electronic Money Load
Social Media Integration
OVERVIEW- MOBILE WALLET
Mobile Application based end to end payment platform. Supports closed and semi closed wallet eco-system. Available on major Mobile Platforms. Robust
Backend with Portal for Back Office Administration
1- REGISTRATION
2 - LOAD MONEY
3 - PAYMENTSP2P, P2M, P2B, ECom
4 - SETTELMENTS
5 - RECONCILIATION &REFUNDS
6 - REPORTING
CONFIDENTIAL 7
TERMINALATTACHED
with
NFC READER
OFFLINEPAYMENT
ID CARD
ONLINEPAYMENT
ACCESS CARD
OVERVIEW- NFC WALLET
NFC and Android Application based platform which supports payments through integration to the core wallet backend. Ideal Queue Buster payment platform which doubles up as an Identity and Access control solution. Customizable for
specific industry requirements
CONFIDENTIAL 8
CLICKClick on the link to view the bill
VIEWView the bill and confirm
PAYConfirm the amount & proceed to Pay. Using Credit/Debit card etc
OVERVIEW- PAYMENT COLLECTION PLATFORM
SMS/ Email based payment collection system for merchants to create, upload and send invoices via SMS/ Email. Platform can be integrated to Payment
Gateway enabling electronic payment facility for customers. Suits recurring and scheduled payment needs of merchants
9
Product display-Various Channels
Customer Backend Server
GPRS/ WiFi
Retailer Product associated with 2D
barcode
• Scans barcode/ Clicks Link
• Captures product info
• Confirms Order, shipping details
• Confirms Payment
• Payment Authorized il• Order details sent to Retailer
Retailer Server
• Validation of order details
• Order processing
API
Catalogue
Paper Ads
Posters/ Billboard
Creates a unique virtual retail ecosystem- different from Internet Shopping
OVERVIEW- MOBILE SHOPPING PLATFORM
CONFIDENTIAL 10
TECHNOLOGY
JAVA / J2EE
J2ME
IOSANDROID /WINDOWS
NFC
SPECIALIZATION
SECURITY
PAYMENTS
RETAILM-
Commerce
PRODUCTIP
DEVELOPMENT
• More than 200 man months of experience in mobile domain• More than 300 man months of experience in product development• Expertise in all major mobile OS platform• Development experience in new age technology such as NFC, QR Code
TECHNOLOGY SERVICES
CONFIDENTIAL 11
IMPLEMENTATION& CUSTOMIZATION
• Payment platform• Domain specific customization• Country/ Geo specific localization• Modernization / API Integration
IP DEVELOPMENT
• Prototyping• Sandbox testing• Functional and non functional
development
BESPOKE MOBILE APP DEVELOPMENT
• Responsive mobile / web browser• Mobile app on any platform• SDK, redevelopment
SPECIALIZATION
Our Specialization is Solution Oriented development covering requirements, design and development.
CONFIDENTIAL 12
DEVELOPMENT CENTER• 6000 sq. ft dedicated development center in Bangalore, India• Dedicated test facility for mobile platforms• Secured development environment managed by dedicated IT Infrastructure team
RESOURCES• 30 member technology/ development team• Dedicated team for Business Analysts and QA/ Testing• Well established project governance team comprising of Technology Head, Project
Managers
CERTIFICATIONS• ISO27001 organization• PCI-DSS certified base platform• Annual audit by external system auditor
INFRASTRUCTURE
We ensure confidentiality and protection of our clients IP through our processes, infrastructure and governance including execution of NDA and
Master Services Agreement
CONFIDENTIAL 13
PROJECTS
• NFC based Transit Payment system for a client in Philippines • Mobile Wallet for Telecom Operator in Middle East• End to End Mobile Wallet platform for RBI authorized payment operator in
India
AWARDS
• Winner of Asia PKI 2012 award for mobile payment platform• Winner of m-Billionth award for secure messaging platform
AUTHORIZATIONS
• RBI Authorized Mobile Wallet Issuer in India since 2012
REFERENCES
•Ravi is a Chartered Accountant by qualification and has global business experience of over 30 years
•His core strengths lie in establishment of new-generation businesses and adopting disruptive business models to make them successful.
•Ravi promoted e-Mudhra and associated companies as part of 3i-Infotech Ltd group.
• In December, 2010, he acquired these companies from 3i-Infotech Ltd as part of Management Buyout for approximately $12 Million.
• Significant achievements include:
•As part of 3i-Infotech, he grew a global BPO SBU from $5 Million to $175 Million in a span of 2 years by organic and acquisitive means.
•Hived off non-core business assets to establish 2 JV businesses with a global major for Professional Office Automation and Automobile Dealer-side Loan Origination, valued at $8 million and $15 million respectively.
• Established 2 strong non-linear business brands e-Mudhra and Taxsmile with a cumulative base of over a million users.
FOUNDER-Ravi Jagannathan