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50+ Living e s T Z June 2011 Livening up the arts scene Kickin' up their heels Area line dancers cha-cha their way to health and happiness Keith Johnson: a leader born Arts and Entertainment Guide: Catch these events this summer

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a Keith Johnson: Arts and Entertainment Guide: G Livening up the arts scene G Kickin' up their heels Area line dancers cha-cha their way to health and happiness Catch these events this summer June 2011 50+ Living

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Page 1: zest June 2011

50+ Living

esTZJune 2011

� Livening up thearts scene

� Kickin' uptheir heels

Area linedancers

cha-cha theirway to

health andhappiness

KeithJohnson:a

leaderborn

Arts andEntertainment

Guide:Catch these events

this summer

Page 2: zest June 2011

2 ZEST / June 2011

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Contents

4 Opinion: How the arts affect your health

6 Travel: See the best of U.S.

8 Feature Story: Livening up the arts

10 Calendar: Here’s what’s happening this summer

15 Medicare Answers: Medicare and mental health

16 Cover Story: Keith Johnson: A born leader

20 Wellness: Can you recognize the signs of depression?

21 Wellness: Hope for Alzheimer's

22 Feature Story: Kickin' up their heels: Area line dancers cha-cha their way to health and happiness

25 Money: Social Security looms for baby boomers

26 Comfort Foods: Pack your picnic basket

28 Puzzles

30 Last Word: Cremation: To be or not to be

June 2011Vol. 2 No.4

zestforlife.mnesTZ

Sweet tooth memories

I recently discovered that June isNational Candy Month. Who knew?While this quasi-holiday sounds likean invention by the candy companiesto compel us to eat more sugarytreats, who doesn’t want a reason toindulge a bit more?

It turns out Minnesota is home toone of the more iconic candy brands.The Pearson Candy Co. is headquar-tered in St. Paul, where I wouldguess the secret recipe for the com-pany’s famous Salted Nutrolls islocked away. The Salted Nutroll haslong been one of my parents’favorite, while I tend to crave basi-cally anything coated in chocolate.

All this talk of sweets got methinking about some of my cherishedcandy memories. A few Halloweentreats spring to mind, but I think myfavorite recollection involves

summer vacation and fudge. Most years, my parents, two

younger brothers and I packed upthe car and set out for some quainttourism hot spot in Wisconsin. FromMadeline Island on Lake Superior toLittle Switzerland in New Glarus,my family’s seen them all.

And the one thread that tied allthese trips together was a customarystop at a homemade candy shop. Therich temptations gleaming from thestore window were always too muchfor us to resist. I can still clearlyremember one piece of white fudgethat was so creamy and decadent itwould have made most dentistsshake their finger in admonishment.

Coincidently, June is also NationalSmile Month, which promotes theimportance of healthy teeth. So workthat one out.

I promise this issue of Zest won’trot your teeth, but it will help you

plan your summer activities. Youmay want to have your day plannernear by as you read through theextensive calendar of events inside.

The parade is often a highlight ofthe summer months. Learn howLitchfield’s Keith Johnson led theLitchfield Marching Dragons downthe main streets of Minnesota all thewhile teaching life lessons.

As always, I welcome your feed-back and ideas. You can reach mevia e-mail at [email protected] or by sending a letter toHutchinson Leader, 36 WashingtonAve. W.,Hutchinson, MN55350 or LitchfieldIndependent Review217 N. Sibley,Litchfield, MN55355.

All the best!Katie Winter

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PUBLISHED BY

Litchfield Independent ReviewPO Box 921

Litchfield, MN 55355(320) 693-3266

Hutchinson Leader36 Washington Ave. W.Hutchinson, MN 55350

(320) 587-5000

NEWS

ADVERTISING

Crow River Press170 Shady Ridge Road NW

Hutchinson, MN 55350(320) 587-2062

Katie Winter, [email protected] or [email protected](320) 693-3266 or (320) 234-4172

N020

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esTZ

Shari Forsman, advertising [email protected]

(320) 234-4171

PRINTED BY

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ZEST

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Opinion

How the arts affect your healthBy Gail Gilman-Waldner

For thousands of years, people havesearched for the meaning and beautyof life in music, painting, poetry andother arts. Now scientists are findingthat the arts can benefit both yourmental and physical health.

Researchers are now investigatinghow the arts can help us recover fromdisease, injury and psychologicaltrauma. Many scientists agree thatthe arts can help reduce stress andanxiety, improve well-being andenhance the way we fight infection.

Music plays an important rolethroughout our lives. Recent studieshave found evidence that singingreleases substances that serve as thebrains own natural pain-killers.Singing also increases the bondinghormone that helps us feel a sense oftrust. When we listen to music, levelsof molecules important for fighting

infection can rise. A report from Finnish scientists

showed that listening to music helpsstroke patients recover both memoryand focused attention. Theresearchers also found that music canreduce post-stroke depression andconfusion. Other studies suggest thatstroke patients may improve faster ifthey sing, rather than speak, as partof their rehabilitation.

Scientists are also studying how arttherapy can help to ease pain andstress and improve quality of life.Several small studies have suggestedthat art therapy can help improvehealth status, quality of life and cop-ing behaviors. It can improve depres-sion and fatigue in cancer patients onchemotherapy, and help preventburnout in caregivers.

Arts that involve movement, suchas dance, can also bring health bene-fits. Researchers already know that

physical activity can help you reducestress, gain energy, sleep better andfight depression and anxiety.

The arts are no substitute for med-ical help when you need it. But theycan still bring health benefits. If youenjoy art, try it. You don’t have to begood at them for them to be good foryou. Try these for a start:

• Write for at least 15 minutes aday, for at least three consecutivedays, about something that worries orbothers you. If it makes you feel tooupset, simply stop or change topics.

• Listen to music, try a dance classor Tai Chi or take up drawing as away to work out tension.

Gail Gilman-Waldner writes the“Family Living Focus” columnthrough the Program Developmentand Coordination department of theMinnesota River Area Agency onAging Inc.

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LocalFinds

Want to feature an item from your business? Call Shari at 320-234-5702.

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This hide-a-seat ottoman gives you an ottoman for the end of along day when you need to put your feet up and relax, and thenconverts to a comfortable chair for that extra guest or your favoritevideo gamer.

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Assorted Print Napkins

Beverage size 48/pkg. Luncheon size 24/pkg.Reg. $2.99-$3.75. Sale price $1.50/pkg.Available at the Hutchinson Hospital Gift Shop1095 Hwy. 15 South, 320-234-5000Monday-Friday 8 am-8 pm; Sat. Noon-8 pm; Sunday Noon-4 pm

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Available in white, brown & black.Flip-flop or slip-on style.$15.99-$17.99/pairAvailable at the Hutchinson Hospital Gift Shop1095 Hwy. 15 South, 320-234-5000Monday-Friday 8 am-8 pm; Sat. Noon-8 pm; Sunday Noon-4 pm

Variety of Quality Jewelry

$18.99 for set shown includes necklaceand earrings.Available at the Hutchinson Hospital Gift Shop1095 Hwy. 15 South, 320-234-5000Monday-Friday 8 am-8 pm; Sat. Noon-8 pm; Sunday Noon-4 pm

Waconia Location (Open Thursday-Sunday only)524 Elm Street S.,Waconia952-442-1302 (phone)952-442-1340 (fax)

Page 6: zest June 2011

• “The Marvelous Wonderettes”Willmar Bus and Southwest Tours is traveling to the

Plymouth Playhouse on Saturday, July 16 to see “TheMarvelous Wonderettes.” The bus leaves from the south-east corner of the Kandi Mall parking lot in Willmar atnoon. The show starts at 3 p.m. On the way back is a fastfood stop before returning to Willmar at 7:45 p.m. Thedeadline to sign up is July 4.

About the show: Featuring your favorite songs fromthe ‘50s and ‘60s, the “Marvelous Wonderettes” takes youto the 1958 Springfield High School prom where we meetthe Wonderettes - Betty Jean, Cindy Lou, Missy and Suzy,four girls with hopes and dreams as big as their crinolineskirts and voices to match! As we learn about their livesand loves, we are treated to the girls performing such clas-sic ‘50s and ‘60s songs as “Lollipop,” “Dream Lover,”“Stupid Cupid,” “Lipstick on Your Collar,” “Hold Me, ThrillMe, Kiss Me,” “It’s My Party,” “It’s In His Kiss” and somany more.

• Nova ScotiaRiley’s Travel Easy Tours is setting off for a two-week

tour of Nova Scotia. The trip begins Sept. 13 with a returndate of Sept. 26. The tour will depart from Waconia,Murdock, Alexandria and Ortonville. The trip ranges inprice from $2,310 to $3,445. Final payment is due by July30.

The best of the U.S.

See “The Marvelous Wonderettes” at the PlymouthPlayhouse this July.

Explore the beauty of Nova Scotia this September.

Tour companies are planning trips from coast tocoast and want you along for the ride

6 ZEST / June 2011

Travel

Minnesota ZooMetroSat., June 11

One Day Mystery Tour????????Thurs., June 16

Minnesota Twins vs. Los AngelesTarget FieldTues., June 28, 7:10 game

Minnesota Twinsvs. BostonTarget FieldTues., Aug. 9, 7:10 game

The Marvelous WonderettesPlymouth PlayhouseSat., July 16

The Pipestone Pow WowPipestone, MNSat., July 23

Marty Stuart in ConcertParamount Theatre, St. CloudThurs., Aug. 4

Minnesota Twinsvs. New York YankeesTarget FieldFri., Aug. 19, 7:10 game

Accent Chicago AmtrakJuly 28 through August 1

National Parks TourAugust 3 through 14

Quilting in the HeartlandAugust 4 through 6

Door CountyAugust 24 through 27

Hostfest 2011-Martina McBride,

Trace Adkins, The Judds

Minot, ND1 Fabulous Tour - Sept. 27-30

One Day Tours

Extended Tours

1308 SE 7th St., Willmar, MN 56201320-235-6230 or 1-800-858-8687

www.willmarbus.com • [email protected]

1308 SE 7th St., Willmar, MN 56201320-235-6230 or 1-800-858-8687

www.willmarbus.com • [email protected]

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Sign up early to reserve your seat!

Page 7: zest June 2011

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Travel

2011 MN Twins GamesJune 16 ..Chicago White Sox

July 20 .................Cleveland

August 10 .................Boston

August 21 New York Yankees

September 17 ......Cleveland

September 22 ...........Seattle

208 N 12th St. Box 346Kerkhoven MN 56252

320-264-29871-800-525-0730

[email protected]

New York City & Washington, DC .............June 15 – 26Black Hills & Medora ...............................June 27 – 30Canadian Rockies .......................................July 7 – 15Alaska Fly-back .........................................July 14 – 30 Nova Scotia......................................July 21 – August 6Alaska Direct ............................................August 1 - 8 Folklorama ...............................................August 6 – 9Mississippi River Cruise .........................August 15 - 18Mackinac Island ...................................August 21 - 25Yellowstone National Park Tour ............August 24 – 29Pacific Northwest ..............................September 3 – 19New York City ..................................September 6 – 15

Rustad Tours 2011 Tour Schedule

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RILEY’STravel Easy Tours

1-800-288-8246www.rileytours.com

Black Hills ...................................................................June 11-14

Yellowstone/Tetons ..............................................June 15-21

Toronto & Niagara Falls ....................................June 22-29

New York, New York ....................................June 23-July 1

Alaska Northbound ...............................................July 14-30

Canadian Rockies ...................................................July 15-23

Alaska Fishing Adventure............July or August dates

8 Day Alaska Circle ...............................................July 16-23

11 Day Alaska Explorer.......................................July 20-30

Oregon/California.............................................August 17-28

Shipshewana .................................................September 6-10

Nova Scotia .................................................September 13-26

Mackinac Island........................................September 15-18

New England States .............September 28-October 11

N02669 ZCall for pick ups in your area

About the tour: The 14-day adventure will feature thecities of Halifax, Quebec City, Montreal and a few others.Along the way are stops at some of the region’s mostnotable attractions such as the Grand Pre NationalHistoric Site, Maritime Museum of the Atlantic, the oldestand largest Maritime museum in Canada, and PrinceEdward Island.

Tour guides will also come onboard in Baddeck, PrinceEdward Island, the Acadian fishing villages, Quebec Cityand Montreal to share history and facts about theseremarkable places. The Montreal guided tour includes vis-its to the French Quarter, Notre Dame Cathedral, Placed’Armes, and the Place Jacque Cartier Monument.

• The Pacific NorthwestRustad Tours is offering the chance to experience some

of the most beautiful scenery in the United States with a17-day exploration of the Pacific Northwest. The tripdeparts on Sept. 3 and returns on Sept. 19. The tripranges in price from $2,399 to $3,099. This motorcoachtour leaves from Kerkhoven.

About the tour: This “western exploration” will show-case natural beauty at its best with towering rock cliffs,snow-capped mountains and lush gardens as the motor-coach travels through Oregon, California, Washington andBritish Columbia. Some of the tour highlights include

Yellowstone National Park, Mt. St. Helen’s, Canada’sGlacier National Park, Old Faithful and ButchartGardens. Besides seeing all of the beautiful scenery, trav-elers will also experience the region’s most vibrant cities.On the trip itinerary are tours of Victoria, Vancouver andSeattle, with a stop at the Seattle Space Needle.

Take a roadtrip through the Pacific Northwest thisSeptember.

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A&E Guide

By Kay Johnson

Hutchinson an arts destination? That’s the long-range goal of Kathy Wnoroski, the new director ofthe Hutchinson Center for the Arts.

The public is welcome to view HCA’s new space at 28Main St. N. in downtown Hutchinson. Don’t miss theinaugural gallery exhibit featuring Shibori artist CarolGustavson, painter Tom Saxe, painter Charlotte Laxen,photographer Mike Meyer, painter Joyce Young, photogra-pher Travis Nelson, painter Mike Crary, and potters TomWirt and Betsy Price.

Wnoroski, who moved to Hutchinson from Ohio in

August, brings fundraising and arts experience to her newposition.

She earned it as the volunteer director of Rabbit RunCommunity Arts Association, which was a consolidation ofthe Western Reserve Fine Arts Association and theFriends of Rabbit Run Theater, both in northeast Ohio.

Wnoroski believed in Rabbit Run and promoted it bydoing everything from raising money and writing grantsto arts programming. She plans to put her experience towork at the Hutchinson Center for the Arts.

The opening gallery show is just one of the events shehas planned. The new space, former site of Picture thePages, lends itself to a variety of uses. Wnoroski is bub-bling with ideas for future events ranging from children’s

STAFF PHOTOS BY KAY JOHNSON

Hutchinson Center for the Arts board members Megan Peterson,Tom Wirt and Corey Stearns surveyed theirnew space at 28 Main St. N. in downtown Hutchinson.

A new organization aims to breathe new vigor into the arts

Livening up the arts

Page 9: zest June 2011

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A&E Guideevents to coffee house music programs.

So far, one of her main tasks has been recruiting volun-teers. She’ll post gallery hours on the HCA website atwww.hutchinsonarts.org once the volunteer schedule isfinalized.

Wnoroski’s short-term goal is getting more peopleinvolved in the arts.

“We want people to come to the events and have fun,”she said.

What is Hutchinson Center for the Arts?It all started when Tom Wirt, vice president of Clay

Coyote Pottery, was asked the hypothetical question:What would the arts do if they had Park Elementary?

Wirt’s response — they would set up a managementgroup to run the building.

The conversation sparked an idea. What if all ofHutchinson’s arts groups were brought together under anumbrella entity? They could share common functions suchas database management, bookkeeping, ticket sales andadvertising, thus benefitting from economies of scale plus,a larger budget would allow access to larger grant pools offunding.

Although the idea wasn’t new, no one had pursued it. Wirt thought the idea deserved a second look. In the

beginning, he and Bill Corby, president of the HutchinsonArea Chamber of Commerce, Convention and VisitorsBureau, pitched the concept to area arts groups.

As the idea gained momentum, a more formal structurewas needed so a board was created. Wirt serves as chair-man, with Corey Stearns, president and CEO ofStearnswood (and a former potter) as vice president, andMegan Peterson, owner of Nutmeg Catering, as secretary.

Thanks to the passage of the Clean Water, Land amend-

ment passed in November 2008, the Hutchinson Centerfor the Arts was able to take a giant leap forward. Thenonprofit agency received a $24,000 Legacy grant and a$4,000 Rural Arts Development grant, both from theSouthwest Minnesota Arts and Humanities Council.

With this money, the board was able to lease space andhire a director.

“We’re paying into it,” Wirt said, “so let’s bring as muchas possible back to Hutchinson.”

So far, Hutchinson Theatre Company, Crow River Arts,RiverSong Music Festival, Crow River Area YouthOrchestra, Hutchinson Concert Association, HistoricHutchinson, McLeod Agricultural Association andHutchinson Parks, Recreation and Community Educationand have joined. Others are expected to come on board inthe coming months.

The public also can support HCA. A tiered membershipprogram with benefits is available. Membership starts at$25 for a senior/student and go up from there to a corpo-rate underwriter membership at $5,000 or more.

Want to volunteer, join or take a class? Give Wnoroski acall at 320-587-7278.

A variety of art is on display at the center, includingphotography, pottery, wood carvings, paintings andShibori – Japanese textile arts.

Kathy Wnoroski, director of the new HutchinsonCenter for the Arts, arranged the artwork for the cen-ter’s first gallery exhibit in April.

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A&E Guide

� “Gypsy!” Aug. 11-13: 7 p.m. ThisTony award-winning musical is thestory about an aggressive stage moth-er. Join Rose, June and Louise ontheir trip across the United Statesduring the 1920s, when vaudevillewas dying and burlesque was born.Jule Styne’s music and StephenSondheim’s lyrics include “Let MeEntertain You,” “You’ll Never GetAway from Me” and “Everything’sComing Up Roses.” This is a grippingstory of one mother’s dream, and ofher suppressed talents that she hassacrificed to further the careers of herunappreciative daughters. Put on bythe Hutchinson Theatre Company.Hutchinson High School Auditorium,1200 Roberts Rd SW, Hutchinson.$15 for adult, $10 for youth (12 andunder).

� “Oklahoma” July 28-30: 7:30p.m. and 2 p.m. on July 30. Rogersand Hammerstein’s musical,“Oklahoma!” opened originally in1943. It is set in Oklahoma territoryjust after the turn of the last century.“Oklahoma!” tells the story of rivalrybetween local farmers and cowboysand of course, the love story betweenCurly, the handsome cowboy and hisromantic interest, the beautiful farmgirl, Laurey. This production is basedon the play “Green Grow the Lilacs”by Lynn Riggs, with original dancesby Agnes de Mille and direction fromJim Vrchota. Put on by the LitchfieldCommunity Theatre. Bernie AakerAuditorium, 114 N. Holcombe Ave.Litchfield. All tickets are $7.

� “Annie Get Your Gun” July15-17: 7:30 p.m. and 2 p.m. on July17. “Annie Oakley is the best shot

around, and she manages to supporther little brother and sisters by sell-ing the game she hunts. When she’sdiscovered by Col. Buffalo Bill, hepersuades this novel sharpshooter tojoin his Wild West Show. It only takesone glance for her to fall head overheels for dashing shooting ace FrankButler, who headlines the show. Shesoon eclipses Butler as the mainattraction which, while good for busi-ness, is bad for romance. The rousing,sure-fire finale hits the mark everytime in a testament to the power offemale ingenuity.” Put on by theHoward Lake, Waverly, WinstedCommunity Theatre under the direc-tion of Belinda Larson. Laker Theaterat the Howard Lake-Waverly-WinstedHigh School, 8700 County Road 6 SW,Howard Lake. $13 for adult, $6 foryouth.

� “The Sound of Music” July21-22 and July 30-31: 7 p.m. and 2p.m. on July 30. “The Sound ofMusic” is a 1959 production of Rogersand Hammerstein. The story takesplace in Austria in the late 1930s.Postulant Maria is not considerednun material by her superiors. She isgiven a temporary assignment caringfor seven children (two boys and fivegirls) of Captain Von Trapp. Thefamiliar story follows the love storybetween Captain Von Trapp, hisbaroness, Postulant Maria and theaward winning singers the Von Trappchildren. Put on by the Dassel-CokatoCommunity Theatre. Director: RandyWilson, Instrumental Director: BrianVeith. Dassel-Cokato Performing ArtsCenter, 4852 Reardon Ave. S.W,Cokato. $15 for adult, $5 for youth.

� “Snow White and the SevenDwarfs” July 22-23: 7 p.m. on July22 and 10 a.m. on July 23. A youngprincess named Show White findsherself in peril when her step-mother,Queen Bella, is told by her magic mir-ror that the princess is fairer thanshe. Aided by her two henchmen, theQueen plots to get rid of Snow White.Snow White escapes finds a homewith the seven dwarfs. When QueenBella learns of Snow White’s where-abouts, she attempts to poison SnowWhite. But the evil plan is thwartedby Snow White’s fearless forestfriends and the Prince, of course. Puton by Prairie Fire Children’s Theatreand Glencoe-Silver Lake CommunityEducation. Glencoe-Silver Lake HighSchool Auditorium, 621 16th StreetEast, Glencoe. $5 for adult, youth arefree.

Theatre

CalendarHere’s what’s happening this summer

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A&E Guide

� RiverSong Music FestivalJuly 29-30: RiverSong presents avariety of folk, bluegrass, blues, inter-national and Americana-style musicat Hutchinson’s scenic Masonic/WestRiver Park. This annual event pullsin musicians, artists and attendeesfrom across the nation and provides afamily-friendly festival experiencewith two full days of music, children’sactivities, workshops, vendors andfood-and-beverage options.

� Music at the MushroomWednesday evenings beginningJune 8: Refreshments at 6:30 p.m.,entertainment runs from 7 p.m. to8:15 p.m. at the Mushroom Buildingon the corner of U.S. Highway 12 andFirst Street in Dassel. The Juneschedule includes Harland Anderson,storyteller, singer and guitarist onJune 8; Roger Gilmer featuring theSalty Dogs on June 15; DavidHerring, bluegrass on June 22; andKen and Pat Benson with GlenRadeke on the banjo, June 29.

� Concerts in Central ParkJune 2-Aug. 11: Litchfield’s annualMusic in the Park series continuesthrough August. Area bands will per-form free concerts most Thursdaysfrom 6:30 to 8:30 p.m. in CentralPark. Performances include: RedbirdsPolka Band June 2; Wally Pikal 5:30-8 p.m. June 9; Rhythm Kings June16; Litchfield H.S. Marching BandJune 23; Mary Guentzel Quintet June30; Jerry’s Dance Band July 7; MarvNissel Band July 14; Stan’s CountryDutchmen July 28; Jerry BierschbachBand Aug. 11.

� Winstock Country MusicFestival June 10-11: The 18th annu-al Winstock Country Music Festivalwill feature headliners Jason Aldeanand Darius Rucker, along withMontgomery Gentry, Rodney Atkins,The Oak Ridge Boys, Josh Thompson,and James Otto. The festival groundsare in Winsted near the airport.

� Higher Ground MusicFestival Aug. 5-6: The HigherGround Music Festival in Winsted is

a showcase of Christian music talent.The 2011 headliners are MercyMeand Jeremy Camp. Also performingare Matthew West, Go Fish, Kutless,Group 1 Crew, Anthem Lights, Vota,and Rush of Fools. Tickets are avail-able online at www.hgmusicfest.com.

� Music in the Park June 13-Aug. 8: This summer marks the 33rdyear of Hutchinson’s outdoor musicseries. Area music acts will performfree concerts each Monday evening inLibrary Square. Plenty of refresh-ments will also be served.Performances include: ConcordSingers June 13; Mona Hjerpe andFriends June 20; Wally Pikal June27; Papa Shaw July 11; Lester SchuftJuly 18; Eddie Biebel and AJ SrubasJuly 25; Prairie Rose Aug. 1; TeddyBear Band Aug. 8.

Music

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A&E Guide

� Manannah Daze June 11: The small village ofManannah puts together one big day of fun each Junewith a parade, an unusual “Miss” Manannah pageant anda variety of competitive activities.

� Water Carnival June 13-19: This year marks the69th edition of Hutchinson’s annual summer celebration.Highlights of the week include the boat parade, canoeraces, carnival midway, Miss Hutchinson pageant, KiddieDay Parade, outdoor concerts and various sporting.

� Eden Valley’s Valley Daze June 23-25: EdenValley celebrates annually every June. This year’s eventmarks the towns 125th anniversary. Events for the week-end-long celebration include a parade, live music, foodstands, fireworks, an all-school reunion and tournaments.

� Glencoe Days Celebration June 24-25: Many ofthe celebration’s favorite activities, including live music,great food, and fireworks, will be at Oak Leaf Park. Thecelebration’s annual parade will be at 3 p.m. on SaturdayJune 25.

� Watercade July 7-10: Litchfield will celebrate its55th annual Watercade with fireworks, golf tournament,Grande Day parade, Art in the Park, fishing contest, kid-die parade and a Little Crow water ski show.

� Cosmos Space Festival July 15-17: The 43ndannual Space Festival is expected to be an out-of-this-world event, including the crowning of Little MissUniverse and Man in the Moon, fireworks and a Sundayparade.

� Prairie Days July 15-16: Lester Prairie celebratesits 125th anniversary during a fun-filled weekend thatincludes an all-school reunion, beanbag tournament, kid-die parade, grande parade and fireworks.

� Orange Spectacular- Allis Chalmers ShowJuly 22-24: North America’s largest Allis Chalmers showfeatures all kinds of family activities, vendors, food andexhibits. 22243 200th St., Hutchinson.

� Pola-Czesky Days Aug. 5-7: Silver Lake’s annualcelebration features live music, a flea market, parade, foodand fireworks. � Watkins’ Kraut and Wurst Day Aug. 6: Area res-

idents celebrate their German heritage in Watkins’ one-day celebration, which includes a parade, kids’ games and,of course, sauerkraut and bratwurst.

� Cokato Corn Carnival Aug. 8-10: The 62ndannual carnival serves up free corn on the cob, a paradeand live music from the Mid Minnesota Concert Band andThe Killer Hayseeds.

� Winsted Summer Festival Aug. 10-12: Winstedwill celebrate its 38th annual Summer Festival with aweekend full of fun for all ages. Some traditional favoritesof the festival include the Bratbusters, a street dance, fire-works, a children’s parade, the grand parade, and thecrowning of the Winsted Ambassadors.

� Darwin Twine Ball Celebration Aug. 13: It’sone of Minnesota’s unique landmarks — Darwin’s big ballof twine. The spherical collection is celebrated with aparade, garden tractor pulls, a craft fair and pork chopdinner.

� Minnesota Garlic Festival Aug. 13: The premierevent for lovers of garlic is held at the McLeod CountyFairgrounds in Hutchinson. Family friendly, fun-filled andfragrant, this festival features fantastic foods, celebritychefs, marvelous music, area artisans, goofy games...andlots of garlic – all in support of a healthy environment,sustainable farms and vital rural communities inMinnesota.

Festivals

Page 13: zest June 2011

ZEST / June 2011 13

A&E Guide

When a comfortable, stress-free environment is combined with trained caregivers, people with

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Prairie Senior Cottages features• 24-Hour On-site Caregivers • Secured Building

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Monuments and More!

� Grove City Windmill Days Aug. 12-14: Theannual Grove City Windmill Days is tentatively scheduledfor the second weekend in August. The event usuallyincludes activities for youth and adults.� Heatwole Threshing Show Aug. 13-14: Take in

the threshing demonstrations over 150 tractors on display.Crafts and flea market vendors, blacksmith shop, enginesand equipment displays, and other demonstrations onWalden Avenue, six miles southwest of Hutchinson.

� Forest City Stockade Rendezvous Aug. 20-21:Step back in time for the 27th annual Rendezvous. TheForest City Stockade, a replica of a fort built by ForestCity residents during the 1862 Dakota Conflict, is home toa variety of old fashioned activities, demonstrations andfood. Some of the reconstructed period buildings include anewspaper office, church, woodwright shop, gun shop, pot-tery and candle making shop, and a school.

� Forest City Thresher Days Aug. 20-21: ThresherDays include displays of antique tractors and other farmequipment, along with potato digging, threshing and cornshredding demonstrations. A tractor parade also is afavorite annual event.

� Dassel Red Rooster Days Sept. 2-5: Labor Dayweekend is time to celebrate, with an ambassadors coro-nation, parade, Minnesota’s Largest Chicken Barbecue,and other activities. This year is the 51st anniversary ofRed Rooster Days.

� Hutchinson Senior Center:• 55+ Book Club – Last Wednesday of month.• 5¢ Bingo – First & third Wednesday of month.• Bone Builders – Monday & Wednesday 9:30 a.m.• Bowling – Every Friday at the Hutch Bowl• Dominoes – Every Monday at 9:30am.• Fellowship Dinners – Last Monday of month• Monthly Movies• Pilates – Every Thursday at 9 a.m.• Wii Bowling – Every Tuesday at 10am

� Dassel Senior Citizens: The Dassel SeniorCitizens meets every Wednesday at the center on 215Atlantic Ave. West in Dassel. Coffee and treats are servedfrom 2 to 4 p.m. The seniors enjoy visiting and playinggames such as Rummikub, SkipBo, and dominos.

Festivals

Senior Center Activities

Page 14: zest June 2011

� Cokato Senior Citizens Club: The senior citizensclub meets Mondays at 1 p.m. at 440 Second St. N.W.,Apt. 1. The members play cards and other games. Coffeeand a snack is served at 3 p.m. Occasionally, the grouphas a meal with others at Senior Dining at 11:30 a.m.

� Litchfield Senior Dining: Lutheran SocialServices Mid-Minnesota Senior Dining is at the LitchfieldCivic Arena dining room. Activities begin at 11 a.m.Dinner is at 11:30 a.m. The program is open to people 60and older and their spouses on a donation basis and any-one at full price. The site is handicapped accessible.

Reservations must be made one day in advance. Call320-693-6318; you may leave a message on the answeringmachine. All meals come with one glass of low-fat milk.

14 ZEST / June 2011

A&E Guide

Senior Center Activities

Page 15: zest June 2011

ZEST / June 2011 15

Medicare Answers

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Dear Marci,I recently got inpatient mental health care in a

general hospital. Does Medicare cover this care thesame way it covers other hospital care?

— AnnieDear Annie,Medicare covers inpatient mental health care in both

general hospitals and psychiatric hospitals.When you’re an inpatient in a general hospital, your

costs are the same whether you get mental health care oranother type of care. Part A of Medicare covers inpatienthospital care. Hospital care is covered in benefit periods. Abenefit period begins the day you start getting inpatientcare and ends when you have been out of a hospital orskilled nursing facility for 60 days in a row.

There is a $1,132 deductible in 2011 for inpatient hospi-tal care. After you pay the deductible, you pay nothing foryour first 60 days in the hospital. For days 61-90, there isa $283 copay for each day. You also get 60 non-renewablelifetime reserve days to use after you have used up 90days in one benefit period. The copay for these days is$566 per day in 2011. If you have a Medigap plan, yourplan may cover your hospital copays and additional daysin the hospital.

Medicare also covers 190 days of inpatient care in a psy-chiatric hospital in your lifetime. After you reach thislimit, you can get mental health care in a general hospital.The costs in a psychiatric hospital are the same as theyare in a general hospital.

— Marci

Dear Marci,I have Original Medicare, and I recently went to

see a psychiatrist for a follow-up visit. I’m beingcharged more than I’m usually charged forMedicare-covered services. Is this correct?

– Roland

Dear Roland,Medicare pays a smaller share of the cost for mental

health care than for other types of outpatient care. In2011, Original Medicare pays 55 percent of the cost of out-patient mental health services. You or your supplementalinsurance must pay the rest. That’s compared with the 80percent Medicare pays for most outpatient care, like doc-tor’s visits and lab tests.

There are a few outpatient mental health services forwhich Medicare pays 80 percent. These are:

• Your first visit to a mental health provider for a diag-nosis

• Brief appointments to manage your medicationsHowever, the percentage Medicare pays for mental

health services will increase over the next several years.By 2014, the coinsurance for outpatient mental healthservices will be same as it is for most other outpatientservices Medicare Part B covers. In 2014, Medicare willpay 80 percent, and you or your supplemental insurancewill pay the remaining 20 percent.

Keep in mind that the type of doctor you see andwhether the doctor accepts Medicare affects how muchyou pay. To find out more, and to see a list of mentalhealth services Medicare covers, click here.

If you’re in a Medicare Advantage plan, your plan maycover mental health services differently. MedicareAdvantage plans (such as HMOs and PPOs) are plansfrom private insurance companies that contract with thegovernment to provide Medicare benefits. These plans canhave different coverage rules and costs. Check with yourplan to find out how it covers mental health care.

— Marci

Do you help people with Medicare? Call the ProfessionalHotline, a national service offered by the Medicare RightsCenter to support people serving the Medicare population.Dial (877) 794-3570 from 9 a.m. to 6 p.m. EST for info.

Medicare and mental health

Page 16: zest June 2011

16 ZEST / June 2011

Cover Story

Before he was mayor of Litchfield,Keith Johnson led the marching band

KeithJohnson:a

leaderborn

Page 17: zest June 2011

Cover Story

ZEST / June 2011 17

By Katie Winter

Across the globe, there is anynumber of awe-inspiringsights to behold – the Grand

Canyon, Niagara Falls and the SwissAlps to name just a few.

But for Keith Johnson, thoseattractions pale in comparison to thesight of a perfectly aligned marchingband.

“When you came to town where youhad a parade, you could feel the ten-sion and the electricity in the air,”Johnson said. “That first paradewhen the band came down (thestreet) it just gave me goosebumps.It’s unbelievable. You pull the chainto compete, boy it really goes. It’s awell-oiled machine.”

For 35 years, Johnson guided theLitchfield High School MarchingDragons around street corners andthrough many of Minnesota’s down-towns. As band director he wasresponsible for shaping the steps ofthousands of students, both literallyand figuratively.

“There’s a lot of skills you learn (inband),” Johnson said. “It’s teamwork.You learn to be leaders and you alsolearn how to be followers.”

Johnson’s career began in 1964. Hewas hired fresh out of college to bethe Litchfield Junior High bandinstructor and the assistant march-ing band director. By 1967, he hadearned the reins of the high schoolband program, including the march-ing band. It was a position he kepthold of for three decades until heretired in 1999.

During those years, Johnson sawthe band grow in size, popularity andachievements in a region that “is thehot bed for great marching bands.”The walls of the band room are linedwith trophies and plaques commemo-rating the parade wins and contestchampionships. Some are the mostcoveted in the state, like Alexandria'sVikingland Band Festival, which isMinnesota’s biggest summer march-ing band competition and is viewedas the state championship. UnderJohnson’s direction, the band took

home grand champion honors fivetimes.

“The biggest memory is the joy onthe kids’ faces when they accom-plished something that was really funfor them,” Johnson said. “The satis-faction I had was seeing them happy.But the one thing I always told thekids was ‘you can win this trophytoday, but tomorrow you have toreestablish yourself.’”

Small town rootsJohnson grew up in the small town

of Belgrade, just 20 miles north ofWillmar. He was born into a family ofmusicians. His grandfather onceplayed tuba with Whoopey John. Hisfather, Gilmore was an accomplishedtrombone player, who enjoyed a stintwith the Seattle Symphony Orchestrawhile serving in the military. WhenGilmore, returned to centralMinnesota, he joined the StarbuckCommunity Band.

Throughout his childhood, Johnsonsoaked up the musical atmosphere

and was encouraged to explore hisown tastes.

“Music was a big part of my familygrowing up,” Johnson said. “InSunday school, I was always knownto be a singer. So I had people encour-aging me there. My father wentaround and got donations from peopleto buy a nice phonograph and asound system and then he put onteen dances for us. When I wanted tobuy a record player he was more thanwilling to do it.”

The early music exposure paid offfor Johnson when he attended St.Cloud State University from 1960 to1964. He earned a degree in instru-mental and vocal music and learnedto play the trumpet and saxophone.

Throughout his career, Johnsonkept learning and now has the abilityto play every instrument in the band.His taste in music also evolved. He isa fan of everything from rock n’ roll toclassical symphonies.

“I’ve always enjoyed music,”Johnson said. “I have a passion for it.

The Litchfield High School marching band has earned many trophiesand awards over the years.The honors are a result of hard work, dedica-tion and talented students, former director Keith Johnson said.

Page 18: zest June 2011

18 ZEST / June 2011

It’s something that comeseasy for me. I like all kindsof music. I love to listen toa lot more of the strings. Ido like rock n’ roll. I likejazz. It doesn’t make anydifference what kind ofmusic it is.”

Start of a traditionFor years, the Litchfield

Marching Dragons ralliedaround the Latin sounds of“Espana,” French composerEmmanuel Chabrier’s mostfamous orchestral composi-tion. The band made thepiece of music its own andentertained parade-goersstatewide with pulsingbeats and lively tempo.

“I always picked songsthat were fun for people tolisten to,” Johnson said.

The list of dos and don’tsfor marching bands to fol-low at a parade is long.From staying in step andkeeping the correct march-ing posture to knowing themusic, the students hadgood reason to be nervousprior to a competition.

“Everybody had to marchthe same way,” Johnsonsaid. “Lines and ranks andfiles all had to be the same.The music had to be intune together. The colorguard moves had to corre-spond to what the musicwas doing. The percussionsection had to be exciting,driving. A lot of people saythe percussion section isthe heartbeat of yourband.”

The months of hard work

and practice paid off moreoften than not for the mem-bers of the MarchingDragons. Not only did theytake top prize at numerousevents, many members ofthe band went on to pursuecareers in music. Out of thesome 4,000 students thatwent through the Litchfieldband program, four areband directors and manymore became professionalmusicians.

These are pretty heftyaccomplishments. Johnsonis quick and adamant,though, in giving the creditto those people aroundhim.

“Litchfield was fantas-

tic,” Johnson said. “It was acommunity effort. My fami-ly has been very important.My wife is a good musicianherself and has been a goodcritic for me.”

Spirit lives onToday, under the direc-

tion of Dave Ceasar, theLitchfield MarchingDragons are carrying onthe tradition. In 2010, theband earned first place invirtually every parade.This summer the band willparticipate in at least adozen parades and events.

Johnson, who was elect-ed mayor of Litchfield in

2010, has not completelyhung up his director’s hat.In 2006, he launched theLitchfield AlumniMarching Band. Thegroup’s first parade was ahit with many former bandmembers traveling fromsome distance to take part.The band will reconveneagain in 2012 for theLitchfield Watercadeparade.

“This is the third timewe’ve done it since 2006,”Johnson said. “We have atleast 100 students comeback and have just a riot.The people at Watercadejust love it.”

Cover Story

After his career as the Litchfield High School band director, Keith Johnson waselected mayor of Litchfield in 2010.

• “The biggest memory is the joy on the kids’faces when they accomplished somethingthat was really fun for them.”

– Keith Johnson

Page 19: zest June 2011

ZEST / June 2011 19

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Where to see theMarching Dragons:

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June 12 Albertville - 1:30 p.m.

June 14 Benson - 6:30 p.m.

June 15 Paynesville - 7 p.m.

June 17 Lake Crystal - 6 p.m.

June 18 Waconia - 6 p.m.

June 19 Hutchinson - 1 p.m.

June 23 Litchfield Pie in the Park

June 24 Litchfield Relay for Life

June 25 Rogers - 12 p.m.

June 26 Lake City - 2 p.m.

June 27 Roseville - 6:15 p.m.

July 9 Litchfield Watercade Parade

Cover Story

Page 20: zest June 2011

20 ZEST / June 2011

Wellness

Depression is a serious medicalillness. It’s not the feeling ofbeing “down” or “low” which

we experience occasionally at allages. Feeling depressed, sad and irri-table for short periods of time arenormal responses to the stresses oflife. However, when feelings of sad-ness, hopelessness and despairincrease in intensity or last for anextended period of time and interferewith daily functioning, clinicaldepression may have set in.

Depression is not a personal weak-ness. It’s a common, diagnosable andtreatable medical illness that shouldnot be ignored. Its symptoms canrange from mild to severe.

Mental-health professionals typi-cally diagnose depression in later lifewhen the following first two symp-toms are present, along with four ormore other symptoms, for at leasttwo weeks and generally daily:

• Feeling sad or irritable through-out the day

• Loss of interest or pleasure inactivities once enjoyed

• Changes in weight or appetite• Changes in normal sleep patterns

(such as difficulty falling asleep, earlymorning awakening or increase insleep)

• Fatigue or loss of energy• Feeling worthless, hopeless or

unreasonably guilty• Inability to concentrate, remem-

ber things or make decisions• Restlessness or decreased activity• Complaints of physical aches and

pains for which no medical causescan be attributed

• Recurrent thoughts of suicide ordeath (not just a fear of dying).

Depression is not a normal result ofgrowing older. It is not normal to bedepressed in later life, than it is nor-mal to experience heart disease or

cancer. Life for older adults shouldcontinue to be fulfilling.

This does not mean older adultsdon’t get depressed. They do. Itmeans that depression should not beaccepted as a normal part of theaging process. And, suffering in quietdesperation is not wise or necessary.

Multiple factors may contribute todepression or a single factor may trig-ger onset of the illness. People caneven become depressed for no appar-ent reason. Regardless, depression isan illness that, once properly diag-nosed, is extremely treatable.Depression is often related to the fol-lowing factors:

• An imbalance of brain chemicals,neurotransmitters

• Negative thinking patterns• A family history of clinical

depression• Difficult life events• Certain medications• Frequent and excessive alcohol

consumption• Certain illnesses or diseases• Weight lossSome older people believe they’re

“too old” to get help for depression, orare reluctant to talk about their feel-ings. Others believe depression willgo away on its own and that theyshould just “tough it out.” Or, somethink depression is a sign of weak-ness or associate it with being “crazy.”Such views are simply wrong.Depression is no different than anyother medical illness and requires theproper professional treatment.

It’s true that talking with friends,family and clergy can often give peo-ple the support needed to make itthrough life’s difficult times.However, for those with depression,such support is no substitute for ahealth professional. Depression leftuntreated can:

• Lead to disability• Lead to premature death• Worsen symptoms of other ill-

nesses• Result in suicideRemember, depression is a serious

medical illness that is best treated bya doctor and/or a qualified mental-health professional.

Gail Gilman-Waldner works in pro-gram development and coordinationfor the Minnesota River Area Agencyon Aging, Inc. and is a professoremeritus at the University ofMinnesota.

Can you recognize thesigns of depression?

Depression is a serious medical ill-ness that is best treated by a doc-tor or a qualified mental-healthprofessional.

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Wellness

N02160 Z

A car dealer for the times in Hutchinson

525 Hwy. 7 EastHutchinson

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Every Wednesday is Senior Citizen’s Day:

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We’ll take the timeto explain all

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answer any questions.

Enjoy freecoffee andcookies!

Activities such as reading, puzzles and exercisecan help promote brain health.

Scientists are still racing to find a cure for Alzheimer’sdisease. Although there currently is no cure forAlzheimer’s, evidence points to strategies individuals

can take to help slow the onset of the disease or help pre-vent memory loss.

Although the symptoms and onset of Alzheimer’s diseaseare most notable during a person’s senior years, scientistssay that the neurological changes of Alzheimer’s actuallymay start much earlier on – as early as when a person is inhis or her 20s. A frantic lifestyle, poor dietary choices andinactivity can contribute to Alzheimer’s over one’s lifetime.Recognizing behaviors or other habits that may contributeto Alzheimer’s is the first step to making changes to pre-vent the condition.

Here are some facts to consider.• Obesity can increase risk for Alzheimer’s.• Smoking after the age of 65 makes a person almost 80

percent more likely to develop Alzheimer's.• Diabetics are twice as likely to get the disease.

• Genetics are only responsible for about one-quarter ofAlzheimer’s cases.

Although there aren’t any magic pills or potions, thereare easy things anyone can do to reduce risk of Alzheimer’sdisease.

• Stop smoking and greatly reduce alcohol intake.• Manage diet to control or prevent diabetes.• Avoid activities that can lead to head injuries.• Eat a balanced diet, and one that limits processed

foods.• Enjoy brain-friendly foods, such as those high in

Omega fatty acids.• Make attempts to reduce stress.• Avoid a sedentary lifestyle and behaviors that lead to

obesity.• Prevent high cholesterol and hypertension.• Get plenty of sleep and restorative rest.• Keep the mind active with puzzles, reading and other

thought-inducing activities.

Hope for Alzheimer's

Page 22: zest June 2011

STAFF PHOTOS BY KATIE WINTER

Area residents are two-stepping their way to a healthierlifestyle with line dancing classes at the HutchinsonRecreation Center.

22 ZEST / June 2011

Feature Story

Kickin' uptheir heelsArea line dancers cha-cha their

way to health and happiness

Rosemary Schultz, Hutchinson, feels therhythm during a recent class.

Page 23: zest June 2011

Feature Story

ZEST / June 2011 23

By Katie Winter

“Forward two, three, twinkleand right, five forward onthe left, coaster back, twin-

kle back!”Robin Kashuba’s instructions read

like some sort of secret code or scien-tific formula. But it is how she getsabout 30 members of area communi-ties to exercise, have fun and socializethrough dance.

Every Wednesday morningKashuba calls out the steps to popu-lar country western line dances. Herstudents are pretty good at followingalong and staying in sync with eachother, though most participants weretoo modest to say so and insteaddeferred all the praise to theirteacher.

“Robin is an excellent teacher,” saidSandy Juffer. “She is more patientand really breaks it down.”

The line dancing class is from 11:30a.m. to 12:30 p.m. on Wednesdays.During the summer months the classmeets at New Discoveries MontessoriAcademy. People of all ages are wel-come and there is no cost to join.

Kashuba began the line danceclasses in Hutchinson in 2009.Having enjoyed the high-stepping,

toe-tapping dance style for manyyears, she decided it was time toshare the fun and health benefitswith others.

“Most dance is good,” Kashuba said,“but line dance is really good becauseyou’re on your own, you’re not relyingon a partner, and you have to useyour brain. You’re exercising not onlyyour body but your mind.”

And “The Locomotion,” “CowboyReggae,” and “Hawaiian Hustle” aredances sure to accomplish that.

The gymnasium of the HutchinsonRecreation Center may lack the coun-try western charm, but the dancersmade up for it. As the twang of JohnMichael Montgomery and the OakRidge Boys blared out of a stereo, thedancers adopted their best cowboyposes. Some stood tall, their thumbstucked into the belt loops of theirjeans. Others added well-timed clapsor a spin for flourish.

Kashuba said the class is abouteverybody finding their own style andcomfort zone, not dancing the stepsperfectly. In fact, the class calls anymissteps “stylizing,” in other words,putting a personal stamp on a dance.

“My motto is I don’t care if youmess up the steps keep moving,”Kashuba said. “I don’t care if do a

perfect cha-cha. We’re not trying outfor “Dancing with the Stars.” I justwant them to keep moving and usetheir brain a little.”

The class’s growing attendance is atestimony to how popular dancing iswith local older adults and theirappreciation of Kashuba teachingstyle. During the early days, only ahandful of people took the class. Sincethe numbers have steadily climbed toas many as 30 for the hour-long ses-sion.

“It’s so much fun,” Kashuba said.“Exercise isn’t always fun. A lot ofthese women love to dance and someof them have wonderful rhythm.”

As the class continues throughoutthe summer, Kashuba will hand overthe instructor reins to Juffer. A deftdancer herself, Juffer has been instru-mental in the promotion of the class.Kashuba said the dancers will be ingood hands with her. Kashuba willresume her role in the fall, when shehopes to see some new faces.

“Join anytime,” Kashuba said.“Everybody goes back to the begin-ning with Elvira. We do the cupidshuffle and that’s very easy for any-one to pick up.”

For more information, call Kashubaat 612-670-8835.

Some 25 people attend the line dancing class taught by Robin Kashuba. Participants have turned thegymnasium into a their honky-tonk with country music and plenty of laughs.

Page 24: zest June 2011

24 ZEST / June 2011

Respite & Hospice carealso available

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Tealwood Management

Pat Clyne,Marjorie Streichand their fellowclassmates focuson the steps to theline dance they arelearning. InstructorRobin Kashubaencourages herclass to keep mov-ing and not worryabout making mis-takes.

Lee Ann Karg, Rosemary Schultz, CarolDobratz and Gerry Grams enjoy dancingtogether on Wednesday mornings.

Feature Story

Page 25: zest June 2011

ZEST / June 2011 25

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By Jason Alderman

Talk about a stampede: The first wave of babyboomers begins turning 65 in 2011, which meansthey’ll soon be tapping Social Security retirement

benefits, if they haven’t already. If you’re a boomer andhaven’t yet investigated how this program works, thismay be a good time to learn the ropes.

When you work and pay Social Security taxes, you earnup to four “credits” per year based on net income. In 2011,it takes $1,120 in income to earn one credit. You mustaccumulate at least 40 credits over your lifetime to qualifyfor a benefit; however, those who haven’t earned sufficientcredits sometimes qualify based on their spouse's workrecord.

Retirement benefits are calculated based on earningsduring 40 years of work. The five lowest-earning years aredropped and each year not worked counts as zero. “Fullretirement age” increases gradually from 65 for those bornbefore 1938 to 67 if born after 1959.

If eligible, you may begin drawing benefits at 62; howev-er, doing so may reduce your benefit by up to 30 percent.The percentage reduction gradually lessens as youapproach full retirement age. Alternatively, if you post-pone participating until after reaching full retirement age,your benefit increases by 7 to 8 percent per year, up to age70.

You can use the Retirement Planner tools atwww.socialsecurity.gov/retire2 to estimate your retirementbenefit under different earnings, age and life-expectancyscenarios.

If you’re married and your earned benefit is less than 50percent of your spouse’s, you’re eligible for a benefit equalto half of theirs. Spousal benefits also are available ifyou’re divorced, provided: your marriage lasted at least 10years; you remained unmarried before age 60 (or thatmarriage also ended); and you’re at least 62. If you remar-ried after age 60 (or 50, if disabled), you can still collectbenefits based on your former spouse’s record.

If your spouse dies and was benefits-eligible, you andyour children may be eligible for survivor benefits.Amounts vary depending on age, disability status andother factors. Read the Survivors Planner atwww.ssa.gov/survivorplan/ifyou.htm for details.

Know that if you begin collecting Social Security beforefull retirement age yet continue to work, your benefit maybe reduced. In 2011, you’ll lose one dollar in benefits forevery two dollars you earn over $14,160. (Note:Investment income doesn’t count.)

However, if you reach full retirement age in 2011, theformula changes: $1 will be deducted from your benefits

for each $3 you earn above $37,680 until the month youreach full retirement age. After that, no further reduc-tions.

Thus, if you think you'll need to continue working, itmight be wiser to hold off collecting Social Security untilreaching full retirement age. These benefit reductions arenot completely lost, however: Your Social Security benefitwill be increased upon reaching full retirement age toaccount for benefits withheld due to earlier earnings.

And finally, although Social Security benefits aren'ttaxed by many states, they are considered taxable incomeby the federal government. So, depending on your income,you may owe federal income tax on a portion of your bene-fit. For more details, read IRS Tax Topic 423 andPublication 915 at www.irs.gov.

Jason Alderman directs Visa’s financial education pro-grams. Sign up for his free monthly e-Newsletter atwww.practicalmoneyskills.com/newsletter.

Social Security entrylooms for baby boomers

Money

Page 26: zest June 2011

26 ZEST / June 2011

Comfort Foods

Not-Your-Everyday Ham SandwichFrom Sara Lee Meats

Ingredients:• 3 slices Sara Lee Brown Sugar Ham• 2 tablespoons coarse ground mustard• 2 slices sourdough bread• Lettuce leaves• Yellow tomato slices

Preparation1. Spread mustard on bread slices. 2. Add lettuce, ham and tomatoes.

Ranch Picnic Potato SaladFrom Family Features

Ingredients:• 6 medium potatoes (about 3 1/2 pounds), cooked,

peeled and diced• 1/2 cup chopped celery• 1/4 cup sliced green onions• 2 tablespoons chopped parsley• 1 teaspoon salt• 1/8 teaspoon black pepper• 1 tablespoon Dijon mustard• 1 cup Hidden Valley Original Ranch Dressing• 2 hard-cooked eggs, finely chopped, for garnish• Paprika for garnish

Preparation:1. In large bowl, combine potatoes, celery, onions, pars-

ley, salt and pepper. 2. In small bowl, stir mustard into dressing; pour over

potato mixture and toss lightly. 3. Cover and refrigerate several hours.4. Sprinkle with eggs and paprika before serving. Serve

in lettuce-lined bowl, if desired. Makes 8 servings.

Grilled Chicken Club SandwichesFrom Pepperidge Farm

Ingredients:• 2 Pepperidge Farm Deli Flats Soft 100% Whole Wheat

thin rolls• 2 tablespoons mashed avocado• 1 slice bacon, cooked and crumbled• 4 slices refrigerated fully-cooked grilled chicken• 2 slices tomato• 2 leaves red lettuce

Preparation1. Split each roll into 2 layers.2. Stir avocado and bacon in small bowl. Spread half the

avocado mixture on each bottom layer. Divide chicken,tomato and lettuce between bottom layers. Top with toplayers.

Fresh Berry Cream TartFrom Pillsbury

Ingredients:• 1 Pillsbury refrigerated pie crust, softened as

directed on box• 1 8-ounce package cream cheese, softened• 1/3 cup sugar• 1 tablespoon orange-flavored liqueur or orange juice• 4 cups assorted fresh whole berries (small straw-

berries, blueberries, raspberries, blackberries)• 1/3 cup red currant jelly, melted

Preparation1. Heat oven to 450°F. Prepare pie crust as directed on

package for one-crust baked shell using 9-inch tart panwith removable bottom. Bake for 9 to 11 minutes or untillight golden brown. Cool completely.

2. In small bowl, combine cream cheese, sugar andliqueur; beat until smooth and well blended.

3. Spread cream cheese mixture evenly in cooled bakedshell. Top with berries; brush berries with melted jelly toglaze. Refrigerate at least 2 hours before serving. Store inrefrigerator. Makes 8 servings.

Honey Raspberry Iced TeaFrom National Honey Board

Ingredients:• 2 cups freshly brewed tea• 2 cups cranberry-raspberry juice• 1/4 cup 100% pure honey

Preparation1. In large, heat-proof pitcher, whisk together all ingre-

dients until thoroughly combined and honey is dissolved.2. Chill until ready to serve. To serve, pour over ice.

Makes 4 servings.

Pack your picnic basket

Pack up this delicious ham sandwich and headoutdoors for a refreshing picnic.

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ZEST / June 2011 27

Comfort Foods

Cabbage CasseroleFrom Jean Willey, Litchfield

This is an alternative to scalloped potatoes if someonehas carb or potassium issues. My husband has diabetes,so this helps fill him up and stay within the guidelines.

Ingredients:• 1 pkg. coleslaw mix• 1 pkg frozen vegetables • 6 T. butter divided• 2 cans cream of mushroom soup• 8 oz. American cheese shredded• Salt and pepper• 1/4 cup dry bread crumbs

Preparation1. Cook cabbage in boiling water, add frozen vegetables

until thawed and drain. 2. Add five tablespoons of butter, melted, soup and salt

and pepper. 3. Transfer mixture to two-quart baking dish. Sprinkle

with cheese.

4. Melt remaining butter and brown bread crumbs.Sprinkle over casserole.

5. Bake uncovered at 350 degrees for 20 to 30 minutes.Serves 8.

Rhubarb Bread PuddingFrom Marge Berg, Gibbon

Ingredients:• 3 slices white bread, buttered and cubed• 3 cups diced rhubarb• 1 cup sugar• 1 cup cream• 3 eggs, beaten well

Preparation1. Toss rhubarb and bread cubes in an ungreased 1 1/2

quart casserole dish.2. Beat together eggs, sugar and cream. Pour mixture

over rhubarb and bread cubes.3. Top with one tablespoon of sugar and 1 1/2 teaspoon

cinnamon.4. Bake at 350 degrees for 45 to 60 minutes.

From your recipe box

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28 ZEST / June 2011

Puzzles

All answers on page 31

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ZEST / June 2011 29

My Ad: ______________________________________________

____________________________________________________

____________________________________________________

____________________________________________________

____________________________________________________

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____________________________________________________

Name _______________________________________________

Address _____________________________________________

Daytime Phone________________________________________ZE

ST

CL

AS

SI

FI

ED

AD

CO

UP

ON

Price must be listed in ad. Excludes pets.

esTZItem up to $800: $4.95

Item up to $1,600: $9.95

Item up to $2,400: $14.95

Item over $2,400: $19.95

FREE Zest Classified Ad FormKOTTKE UPHOLSTERY, furniture up-holstery, repair, caning and wood refin-ishing. Fabric and supplies available.(320) 864-3018.

Upholstery 2570

LAWNMOWING: RELIABLE High-schooler, 5 years of experience, lookingfor lawnmowing jobs, regular and occa-sional in Hutchinson and the surround-ing area. Contact Joel 320-587-2291 or320-372-0353(cell).

LAWN MOWING, TRIMMING,SPRING CLEANUP, Dethatching,Low cost with senior discounts,careful work, Call David at 320-552-1559

GARDEN TILLING, LAWN mowing, Sil-ver Lake Hutchinson area. 320-327-2309, 320-583-3046

ARE YOU LOOKING FORlow-cost yard care?

Spring Cleanup, Aeration, Mow-ing, Dethatching, Weed Control,Seeding, Fertilizing, Pruning. Dis-counts.Free Estimates, ConsultationsHome & BusinessesInsured, 20 Years Experience

Dale's Lawn and Yard320-583-1480 or 320-587-6619

Aaron's Custom Mowing Services:Mowing, trimming, spring & fall cleanup,small garden tilling. Free quotes. CallAaron at 1-320-455-1425

Yard & Garden 2205

TV CART AND SMALL PLASTIC table,$1-$2 each. 320-587-5239

Misc. For Sale 3160

DESK, BLONDE COLOR and chair, ingood condition. Asking $30. 320-587-5239

COUCH, VERY CLEAN, excellent con-dition, 3 cushions. $100. 320-235-5141

Furniture 3090

LAWN MOWING, SPRINGCLEANUP, DETHATCH, HandyMan, Gutter and home repair,HOUSE PAINTING, decks, limbtrimming, hauling, local moving.Low cost, mature careful work.Senior discounts! David at 320-552-1559

HAVE JUNK?We lift, load & haul away miscella-neous junk. Free estimates. GoodRiddance Junk Removal Services.Jorgensen & Sons 952-356-2840

Misc. Services 2630

Zest is now offering FREE private party classified to area residents. Sell your used

items with these 30-word ads!

Item up to $400: FREE!

Puzzles

We want to seeyour photos

“It’s such a wonderful life.” What does wonderfulmean to you? Grandchildren? Gardening? Traveling?

Send an original digital image from your camera [email protected] and a brief photodescription. Include your name, address and phonenumber. Or drop off a photo at the Hutchinson Leader,36 Washington Ave. W., Hutchinson or at theIndependent Review, 217 N. Sibley Ave., Litchfield.You also are welcome to send your photos through themail.

Call Katie at 320-234-4172 for more information.Photographs will be featured on our web site and

selected photos will be in future issues of Zest. Can’t wait to see them!

Page 30: zest June 2011

By Robert Hantge

Cremation or selecting cremation fora family member is a very personalchoice. Consumers need to be aware ofthe many choices and the pros andcons of cremation.

Like many of our personal familydecisions we make throughout life, ahealthy, open dialog with family isalways a good idea. Making sure fami-ly members know and understand the

reasons behind one’s thinking will make the final deci-sions easier to accept for the remaining family members.Even though cremation in our traditional part ofMinnesota is gaining acceptance, it’s never a pleasantexperience to surprise family members of one’s choicewhen making final arrangements at the time of death.

The choice of cremation comes with many options andit’s those options that family members need to be aware ofor have knowledge of in order to fulfill those specific wish-es. Some of these cremation options include: private fami-

ly viewing prior to cremation, formal public viewing priorto cremation (wake or visitation), no viewing but gather-ing night before service with remains in an urn, the typeof urn, urn vault, place of burial of urn, mausoleum inter-ment of urn, ceremony details, luncheon details to name afew. This is why we strongly suggest planning ahead andhaving open dialog with family members regarding finalplans.

Cremation has a very unique history and dates back toat least 20,000 years ago in the archaeological record withthe Mungo Lady, the remains of a partly cremated bodyfound at Mungo Lake, Australia. Each civilization hasembraced its own unique method of caring for its dead.Cremation and its specific rituals have always been a partof our world history. Central Minnesota is no different. Weusually have more traditional rituals associated with cre-mation such as some type ofviewing with the ceremony.We have wonderful clergythat help guide familiesthrough the ritual process.

Cremation has also hadits share of unprofessionalpractices. In 2002, in thestate of Georgia, a third-party provider known as theTri State Crematory failedto cremate 334 remains.State officials found intactand decaying remains onthe crematorium’s grounds,having been dumped thereby the crematorium's propri-etor. Many of the corpseswere decayed beyond identi-fication. Also, the “ashes”that were returned to thefamily were not humanremains; but made of woodand concrete dust. This is anexample of a third-partyprovider and why we ownand operate our own crematory. Families need to knowwhere the cremation is taking place and by whom.

The pros and cons of cremation are rooted in our ownpersonal beliefs, religious rituals and community tradi-tions. The overlying con would be the inability to changeone’s decision later. Take the time and have an open dialogwith your family, study the options from a funeralprovider and plan ahead.

Robert Hantge is the funeral director at Hantge FuneralChapels.

Cremation:To be or not to be

Selecting cremation is avery personal choice forfamilies and individuals.

30 ZEST / June 2011

Last Word

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Mail this form and your $18 or $10 check to

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The happiest day of the month is when delivery of the fresh, new issue ofZEST arrives in mailboxes and on newsstands. Home delivery subscrip-tions are available for $18 per year.Subscribers to the Independent Review or Leadercan receive ZEST for only $10 per year.

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Subscribe to ZEST

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ZEST / June 2011 31

N026

43p

Z

In the Hutchinson Mall1060 Hwy. 15Hutchinson, MN 55350Phone: [email protected]

N026

39 Z

BurleyFireplace & Spa

Katie WinterReporter

(320) 693-3266 or (320) [email protected] or

[email protected]

Shari ForsmanAdvertising Representative

(320) [email protected]

esTZ

Box Office Hours: Monday-Friday 9 am-4 pm

321 SW 4th St., Willmar, MN 56201 • 320-235-9500

[email protected] • www.thebarntheatre.com

N026

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SUMMER SEASON 2011

Single tickets available now!

$15 Adults, $8 Students

• “DON’T HUG ME COUNTY FAIR”

A musical comedy by Paul Olson & Phil Olson

June 15-18, 21-24, 2011

• “IT RUNS IN THE FAMILY”

A British farce by Ray Cooney

August 10-13, 16-19, 2011

• “A TRIP TO BOUNTIFUL”

A timeless drama by Horton Foote

September 14-17, 21-24, 2011

$39 for All 3 Shows!

Saves 15% over single ticket

price & you can make your seat

reservations NOW!

Tania’s Wellness Corner

Located in the Crow River Wellness Center

35 Main St. N., Hutchinson • 320-582-0481

Tania Krueger

For more info or to sign up for e-newsletters,

visit www.taniaswellnesscorner.comTrying to Lose Weight?

N02542

Puzzle Answers

Page 32: zest June 2011

32 ZEST / June 2011

The Senior Community of Hutchinson

Oaks & Pines

• 1 or 2 BR Apartments• Social Activities• Medication Administration• Meal Plan• 24-hr Staffing• All Utilities• Housekeeping and

Laundry Services

For information or to arrange a tour, call Berit Spors at 320-234-0865

Independence. Community. Security.

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Now Featuring Memory Care

1455 Montreal St. SE (Next to Menards)

320-587-6308 • 800-955-6336Open Monday through Thursday 8 a.m.–7:30 p.m., Friday 8 a.m.–4 p.m.

1st and 3rd Saturdays Labor Day through Memorial Day: 8:30 a.m.–12 Noon

Regional Eye CenterA WHOLE NEW LEVEL OF CARE IN HUTCHINSON

Michael P.Merck, M.D.

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WE OFFER THREE AREAS OF EXPERTISE IN ONE CONVENIENT,RELAXED ATMOSPHERE

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We offer the newest technologies in

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