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W

hat everybody’s been

talking about for

months is finally here— Brother Bruno’s Pizza, Deli &

Bagels is now open!

Originally founded in 1976,

Brother Bruno’s is Wayne’s oldest

family-owned and operated pizze-

ria. It has become known

throughout the area for its pizza,

but also serves calzones, strombo-

lis, cheese steaks, subs, pasta,

wings and zeppoles. Now, com-

bined with the Deli & Bagel store,

they are also able to offer all of your favorite breakfast foods all

day long.

The deli sells fresh-baked

bagels and homemade cream

cheese spreads, including a spe-

cialty flavored cream cheese of

the month. You can also order

great tasting and healthy breakfastdishes: hot sandwiches, egg plat-

ters, omelets, pancakes and french

toast. And then there’s the fresh,

homemade baked goods, includ-

ing muffins, croissants and

turnovers. For lunch, there are

hot and cold sandwiches (featur-

ing Boar’s Head brand meats and

cheeses), soup, burgers, hot dogs

and salads.

The real-life brothers and

owners, Neil and Vinny Mazzella,are excited about the new com-

bined business venture.

“Leaving the old building

was bittersweet,” Neil said.

“There is so much of our personal

family history in that building.

But we are excited to start our

new era as Brother Bruno’s Pizza,Deli & Bagels.”

Brother Bruno’s Pizza, Deli &

Bagels has some new items on

their menu. They added some

more salads, like a mixed baby

green salad with glazed walnuts

and feta cheese and dried cranber-

ries. There are new specialty pizzasand a healthier menu that

includes protein pancakes, egg

white platters and low-fat tuna.

Besides adding some new

Proverbs 3:5,6 • God Bless AmericaRecycled Paper from 30% Post Consumer Waste

January 8, 2014

Zone 1, Vol. 12, No. 1

We are a Family, Friendly Publication & The Official Paper of Wayne Day

HEALTH & BEAUTY

SPECIAL SECTIONSEE PAGE 13

Brother Bruno’s Pizza, Deli & Bagels opens

in new location

continued on page 20

8/13/2019 221657_1389008563Jan 8 2014 Z1 LR

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NOTE: To have your group’s announce-

ment appear in Community Happenings,please e-mail your paragraph to [email protected].

JAN 8

•The Chabad Center of PassaicCounty will be holding their MiniChef’s kids cooking classWednesday, January 8 from 4:30-

5:15pm. The class will be held at The Cha bad Cen ter, 194 Raz terRoad. With a birthday theme to cel-

ebrate the Jewish New Year for Trees , we wil l be crea ting a birt h-day themed dinner. For boys andgirls ages 2-7 yrs. Cover cost is $5per child.

JAN 12

•The Chabad Center of Passaic County’sFriendship Circle Action Teens will bejoining together for their monthly pro-gram on Sunday, January 12. OurVolunteers will pay in-home visits toSenior Holocaust Survivors in ourCommunity. We will be meeting at 2pmand return at 4pm. Transportation isprovided to and from The ChabadCenter. Community service hours award-ed. For more information or to rsvp,please contact Chani at 973-694-6274

or email: [email protected].

Around theCommunity ...

•Calvary Gospel Church, 1559

Hamburg Tpk, Wayne. Services; 10am- worship Service; 11am-coffee andbagels; 11:30am-Sunday School. Otheractivities; Brick-every second Saturdayof the month at 6pm for 18-30 yr olds;Depression Support Group-every 2ndand 4th Sunday evenings at 6pm; FloorHockey for ages High School and up-every Tuesday at 7pm. Please call 973-694-5385 for more information.

•Green Pond Bible Chapel is excited tohost along with area churches: Spring

2014 Perspectives 15 weeks; 15Instructors; one epic story. Classes areMonday evenings from 6:30-9:30pmJanuary 6 to May 5; biblical, historical,

visit our website at www.lifeandleisurenj.com January 8, 2014Page 2, Zone 1

100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor

Lincoln Park, NJ 07035 i 973.696.8008

Publisher: Joe Pellegrino i Editors: Bethanne Pellegrino & Kenneth Nicholas i Art Director: Robin Banta

Sales: Lisa Buniewski, George Papendicki Classifieds: Kathleen Todd

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept only

advertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. © 2014 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

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Iwrite my column today

from Sunny Singer Island,

Riviera Beach, Florida.

I’m on vacation for a week

with my wife, Terry. It is one

of our only weeks away byourselves since our daughter’s

birth 25 years ago. Four years

ago, Terry toured Ireland with

my daughter while my three

boys and I went on a “man-

cation” to the Dominican

Republic. In fact, for as far

back as I can remember, all of

our vacation time included

our kids! Not that that’s a bad

thing — quite the contrary.

But I still can’t believe that ithas been 25 years since we’ve

had a honeymoon week away.

It’s definitely long overdue.

So, here we are, swimming in

75-degree weather, missing

the kids and wishing they

were here with us!

Every time I visit Florida,

the place my maternal grand-

father migrated to upon retire-

ment, I have contemplated

the same thing: retirement in

Florida. Do I really want to

escape the snowy winters full-

time? Whenever Papa Jack

would come back to our area

for a visit, he would complain

about the cold, even when it

was a balmy 70 degrees. Hesaid he had acclimated to the

climate in Florida, hated the

cold and couldn’t wait to get

back down south.

Now, at 52, I can relate.

After skiing for 40 years, I

gave it up simply because it’s

too cold out there on the

slopes! I gave away the

parkas, ski pants and hats. My

son Zachary, whose feet are

exactly the same size as mine,

inherited my equipment. I

thought golf would become

my new aspiration and recre-

ational activity, but Terry

insists that today is not the

day! “We’re too young toretire with two high school-

age boys at home,” she says. I

reply that perhaps we are too

young to retire, but not too

young to purchase a vacation

Testosterone is the

male hormone that

is responsible for

developing the testes during

puberty. It contributes to

male attributes such as facial

hair and a deepened voice,while affecting a man’s libido

and even his mood.

Symptoms of Low-

Testosterone (Low-T)

After the age of 30, a

man’s testosterone levels nat-

urally begin to decrease. This

regression is usually gradual

and spread out over the rest

of his life. In some cases

though, the levels drop rap-idly, which leads to a host of

symptoms.

Some of these may include:

-Diminished sexual desire

-Clinical depression

-Less energy

-Loss of bone density which will

appear as a loss of height

-Decreased strength due to

depleted muscle mass

-Weaker erections-Obesity, type 2 diabetes, or

problems with your thyroi d

-Less semen during ejaculation

-Testicle shrinkage or numbness

in the testicles

-Erectile dysfunction

Causes of Low Testosterone

(Low-T)

Among the known caus-

es of low testosterone, med-

ical experts have definedthree main factors. They

believe the condition origi-

nates either in the testes,

pituitary gland, or the hypo-

thalamus of the brain.

Low testosterone in relation

to the testes can occur due

to a number of reasons:

-Undescended testicles

-Injury to the testicles

-Cancer therapy in response totesticular cancer

-Aging

-Contracting the mumps in

puberty or adulthood because

which leads to an inflammationof the testes

-Genetic conditions such as a

chromosome abnormality

When low testosterone is a

result of a condition in the

pituitary gland or hypothal-

amus, doctors may seek out

one of the following:

-Damage to the pituitary gland

caused by a tumor

-A malformed hypothalamus-A decrease in blood flow to the

pituitary g land or hypothalamus

-The existence of the HIV or

AIDS virus because either one

may inflame the pituitary gland

or hypothalamus

We may also ask if

you’ve used anabolic steroids

or have been battling with

obesity, because both factors

can interfere with the body’s

natural production of testos-terone.

Low-T Testing and

Treatment

The first test your doc-

tor should perform when you

come into the office is a

blood screening to determine

where your testosterone lev-

els are at. In some cases theymay be already be dangerous-

ly low before any of the more

serious symptoms have be-

come apparent.

Whether your symptoms

have begun to impair your

quality of life or not, we

always recommend that you

pursue some type of treat-

ment plan. Ignoring low

testosterone can lead to more

serious conditions over timesuch as a weakening of bone

and muscle mass.

Dr. Agresti is currently a

fellow at the Ameri can

Academy of Anti-Aging

Medicine. The key to wellness

is diet, exercise, and proper

hormone balance.

Dr. Agresti is passionate about

leading patients down the prop-

er path to wellness and pre-venting premature aging. If

you would like to consult with

Dr. Agresti regarding your

current health status,

please call him and

973-998-7770 to schedule for

an appointment


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There is a considerable

financial incentive for

businesses to want to

classify workers as independent

contractors rather than asemployees. For employees, a

business is required to pay pay-

roll taxes and other employee

benefits such as paid time off

and pension contributions.

None of these is required with

independent contractors.

Depending on the type of

business you are in, some busi-

ness functions lend themselves

to being done by contractors

while other functions simplyare not. The facts and circum-

stances of each case will decide

the proper treatment. It is

important to get it right toavoid the prospect of an IRS

audit tapping you for back pay-

roll taxes, penalties and inter-

est.

So how does one go about

getting it right? The determina-

tion is made by reviewing the

evidence as to the degree of

control of the business over the

worker and the job function.

Does the company have the

right to control how and whenthe worker does his job? How is

the worker paid — by the hour

or by the job? Who provides

the tools and supplies for the

job? Is there a written contract

between the parties spelling out

rights and responsibilities of

each? Is the job for your compa-

ny ongoing or does the worker

perform services for other cus-

tomers? These and other factors

will help make the proper clas-sification for your workers.

If your facts and circum-

stances do not leave you with a

clear indication as to whetheror not you have an independ-

ent contractor, give us a call

and we’ll review your worker

classifications with you.

Brought to you by Robert

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before applying this generalinformation to your

specific situation.

Scientists in England,

led by professor Paul

Sharpe, an expert in

craniofacial (head and

brain) development and cell

biology at King’s College in

London, have developed anew method of replacing

missing teeth with bioengi-

neered material

from a person’s

own gum cells.

In his

work, professor

Sharpe and his

researchers isolat-

ed adult human

gum tissue, grew

more of it in his

lab, and then com-

bined it with theembryonic cells of

mice that form

teeth (mesenchy-

mal cells). By

transplanting this

combination of cells into

mice, they were able to grow

hybrid human/mouse teeth

containing all the elements

of natural tooth enamel,

dentin and roots.

“These easily accessiblegum cells are thus a realistic

source for consideration in

human bio tooth formation,”

said professor Sharpe.” The

next major challenge is to

identify a way to culture

adult human mesenchymal

cells to cause tooth forma-

tion.”

Someday, our own gumcells could be used to replace

missing, broken or infected

teeth in humans.

Dr. Peter Brusco is a 1980

graduate o f The University of

Pennsylvania and has been

practici ng in Kinnelon since

1982. Dr. Brusco’s practice is

located at 170 Kinnelon Road,

Suite 29A in Kinnelon. You

may reach him by calling 973-838-5862 or visit him on the

web at www.drbrusco.com.


Scientists develop

natural tooth

replacement By Peter Brusco, DMD

Independent contractor or

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Parents, aunts, uncles,

and even older brothers

and sisters often look

on with pride when their

young relatives receive the

sacrament of Holy

Communion. One of three

Sacraments of Initiation

within the Catholic church,

the sacrament of First Holy

Communion, or the

Eucharist, is a momentous

event in the life of a young

Catholic. To Catholics, First

Holy Communion is the first

time they receive the body

and blood of their savior Jesus

Christ.

Despite receiving First

Holy Communion at a rela-

tively young age (most chil-

dren receive the sacrament at

the age of seven or eight),

young Catholics are schooled

on the significance of the day

and many of them recognize

just how it important it is to

their faith and their family

members. That significance is

only highlighted by the pres-

ence of family and friends on

the day that young Catholics

receive the Eucharist for the

first time. Many families cele-

brate the day with a party that

commences after children

receive the sacrament, and

it's customary for relatives to

give youngsters a gift to com-

memorate their special day.

When it comes to gifting

youngsters on their First Holy

Communion, there are

certain guidelines many

Catholics follow, and many of

those guidelines have to do

with the new communicant's

gender.

When gifting a girl who

just received the Eucharist for

the first time, religious jewel-

ry can make a great gift. A

cross or crucifix that young

ladies can wear as a necklace

appeals to many young girls'

love of jewelry while allowing

them to showcase their faith

at the same time. If not a cross

or crucifix, a sacramental

charm bracelet can make an

ideal gift.

For boys who just

received their First Holy

Communion, a cross or cruci-

fix also makes an appropriate

gift. Another gift idea for boys

is a miraculous medal that can

be inscribed to commemorate

the day. Many grown men still

Are you looking for-

ward to celebrating

your child’s first com-

munion this spring? Then

don’t miss the first commun-

ion expo at Mack’s Bar and

Grill in Pompton Lakes on

Sunday, Jan. 12 from 12–3pm.

The season for first com-

munions is approaching fast

and there are several details

that must be planned in

advance to make your child’s

special day extra memorable.

Several local businesses from

downtown Pompton Lakes

have joined together to help

families plan their events.

The expo is free and

open to the public. Come

browse the latest options for

clothing, haircuts, hair styling

and accessories, rosaries, kits,

photography and framing

options, banners and catering.

Professional representatives

from various local businesses

will be available to meet with

you, discuss your needs,

answer your questions and

inform you about available

deals and specials.

There will also be door

prizes, raffles, and free give-

aways.

The expo is hosted by

Cinderella’s Closet Children’s

Boutique, Renato’s Portrait

Studio, Cardinal Frame and

Fine Art, Zayna’s Cuts for

Kids, the Parish Store and

Mack’s American Bar and

Grill.

The event will be held in the

new upstairs banquet room at

Mack’s Bar and Grill, located at

300 Wanaque Ave. in Pompton

Lakes. For more information,

call Cinderella’s Closet at

973-839-9000.

FIRST HOLY COMMUNION


Free expo helps

families plan firstcommunions

Gift ideas for first-

time communicants

A new Bible or a first set of rosary beads make great gifts for young-sters who just received their First Holy Communion.


8/13/2019 221657_1389008563Jan 8 2014 Z1 LR

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cultural, strategic. Get threaded intoGods story this fall as you experienceHis heart for every tribe, tongue, peopleand nation and encounter the momen-tum of the World Christian Movement. This class will change your life - for thegood! You’ll get a new perspective onGod’s heart and eternal desire since thebeginning of time. Enroll online at: www.Perspectives.org/ GreenPond orCall 973 697 0990. What is perspec-

tives? Check it out! At http:// vimeo.com/5686660.•The Friendship Circle of Passaic County

is a youth oriented volunteer programthat matches children with special needsand teenage mentors. Friendship Circleendeavors to meet the social and emo-tional needs of each child in a compre-hensive, professional and effectivemanner. Can your child benefit from theFriendship Circle? Do you know a childthat can? If so, please contact us at

973-694-6274 or [email protected]. For more information visitus at www.fcpassaiccounty.com.•Whether you are still suffering fromthe bleak memories of war or haveresolved to put it all behind you, Point

Man Ministries is for you. Point Man is aChristian ministry dedicated to helpingveterans find peace with themselvesand the world around them. If you aredoing fine after the war, that’s fantasticbut don’t forget about your buddies who

are still suffering. Find out how you canhelp. Call Barry Jensen at 973-809-9665. Point Man Ministries meets thefirst Thursday of every month from7:30-9:30pm at Cornerstone Chapel620 Route 23 North, Pompton Plains.•Visiting Angels in association with TheAlzheimer’s Foundation of America isoffering free year round memory

screenings. Free and confidentialscreenings are held from 2-4pm everythird Wednesday of each month exceptfor November. Call and make yourappointment today at 973-839-3761.All screenings are held at the VisitingAngels office at 2190 Hamburg Turnpike, Wayne.•The Golden Age Circle of Wayne, Inc.(GACW) is an active non-profit seniorgroup sponsored by the WayneDepartment of Parks and Recreationthat meets every Thursday at 1pm inthe PAL Building, 1 PAL Drive in Wayne.Day trips and overnight trips are sched-uled throughout the year, certain meet-

ings host special speakers, and bingo isplayed for only GACW members one Thursday during each month. To qualifyas a member, you must be a Wayne res-ident of at least 50 years of age. Yearlydues are $7. For more information, call

have the medals they re-

ceived at their First Holy

Communion and consider

these medals among their

most cherished possessions.

Of course, not all gifts

are gender-specific. Books,

including the Bible, that will

instill a greater understanding

of the faith and help children

grow as Catholics make great

gifts for boys and girls. Rosary

beads also make great gifts for

boys and girls.

Creative gift-givers might

also want to make a DVD or

photo album of a youngster's

First Holy Communion, which

is a gift they can share with

others, including their own

children someday, for years and

years to come.


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A R EA

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C L EA N I N G

Gift ideas for first-time communicants

continued from page 9

Community Happenings



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Areview published in a

2010 issue of the

medical journal Pedi-

atrics found that children ben-

efited from weight training. In

the review, researchers from

the Institute of Training

Science and Sports Informatics

in Cologne, Germany, ana-

lyzed studies that focused on

children and weightlifting.

The review looked at studies

going as far back as 60 years,

finding that children and ado-

lescents who lifted weights

grew stronger. Those who par-

ticipated in strength training

twice per week gained more

strength than those who par-

ticipated just once per week.

These findings contradict a

longstanding belief that chil-

dren do not actually get

stronger. But while children

and adolescents may be getting

stronger, researchers found that

they do not add as much bulk

or obvious muscle mass as

adults. Instead, researchers feel

the strength changes in chil-

dren and adolescents stem

more from neurological

changes that make their nerv-

ous systems and muscles inter-

act more efficiently. Though

parentshave long worried that

strength training will stunt

their children's growth,

researchers now feel that prop-

erly supervised strength train-

ing will not stunt growth or

lead to growth-plate injuries

and will perhaps even reduce

their risk of injury as opposed

to increasing that risk.


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As a family caregiver,

you may find your-

self facing a host of

new responsibilities, many of

which are unfamiliar or

intimidating. You may be

taking care of an aging par-

ent or a handicapped spouse.

Or perhaps you’re caring for a

child with a physical or men-

tal illness. And at times, you

may feel overwhelmed and

alone. But regardless of your

particular circumstances,

you’re facing a challenging

new role. The following tips

can help you get the support

you need while caring for

someone you love.

1.Accept your feelings.

Caregiving can trigger a host

of difficult emotions, includ-

ing anger, fear, resentment,

guilt, helplessness and grief.

It’s important to acknowl-

edge and accept what you’re

feeling, both good and bad.

Don’t beat yourself up over

your doubts and misgivings

— these feelings simply

mean you’re human.

2.Ask for help. Even if you’re

the primary family caregiver,

you can’t do everything on

your own. You’ll need help

from friends, siblings and

other family members, as well

as health professionals. If you

don’t get the support you

need, you’ll quickly burn out

— compromising your ability

to provide care.

3.Make time for yourself.

While you’re caring for your

loved one, don’t forget about

your own needs. Take time to

relax daily and learn how to

regulate your stress when you

start to feel overwhelmed. It’s

also important to stay social.

Make it a priority to visit reg-

ularly with friends and fami-

ly. Don’t let yourself become

isolated.

4.Care for your body.

Exercise regularly. Try to get

in at least 30 minutes of exer-

cise three times per week

since exercise is one of the

best ways to relieve stress and

I

t’s the time of year when

people make resolutions to

be a better and healthier

version of them. So why not

make resolutions that will

mutually benefit you and your

pet? Here are some ideas to

help you and yours have the

best year yet.

•Eat more fresh food.

This may seem like an

easy resolution.

However, it takes time

and preparation. For

humans, this means

incorporating more

fruits and veggies into

your diet while for pets

this means ensuring

that their pet food uses

ingredients such as

fresh turkey, salmon

and duck, fresh omega

3 and 6 oils (from coconuts

and canola), wholesome

berries and fruits and vegeta-

bles like peas, spinach and

carrots. Now Fresh premium

pet food by Petcurean is a

great example. You can

learn more about choosing a

pet food with the freshest,

healthiest ingredients at

petcurean.com.

•Get more exercise. Did you

know pets can decrease our

blood pressure and cholesterol

levels and increase our oppor-

tunities for exercise, outdoor

activities and socialization?

Exercising together will not

only help optimize your health

but also allow you to spend

more time together.

•Use that agenda. This does-

n’t seem like a resolution, but

sometimes making a plan is

the only way resolutions will

come to life. Most of us sched-

ule time for other appoint-

ments and meetings, so why

not set aside some priority

time for pets too.

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A SSOCIATED E YE PHYSICIANS, P.A.

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Charles D. Crowley, M.D. and his Associates offer eye care for the entire family– from surgery to glasses.

& Beauty

Val Turner, assistant recording secretary,at 973-694-5094. Or, come visit us!•Professional musicians and vocalists ofthe Wayne Seniors Swing Band will per-form for your dancing and listeningpleasure on the third Tuesday of eachmonth. Requested donation is $2 frommembers of the Wayne Elks Lodge andmembers of the Wayne AdultCommunity Center. For all others,requested donation is $3. Light refresh-ments will be served. Performances willtake place from 12:30-2:30pm at theWayne Elks Lodge, 50 Hinchman Ave.For more information, call 973-633-

0734.•Jewish Family Service of North Jersey,a recipient of financial assistance fromUJA Federation of North Jersey, isexpanding its Kosher Meals on Wheelsprogram in Wayne. The Meals onWheels Program provides hot, nutritiouskosher meals to people age 60 andover, or those younger who have a dis-ability and who are unable to cook orshop. Drivers are needed to delivermeals two times a month. We areaccepting referrals for people who would like to receive meals. To volun-teer, to request Kosher Meals on Wheels,

or for additional information, call PaulKlein at 973-595-0111.•Spa 23 Health & Racquet Club inWayne offers birthday parties and spe-cial events for all ages. Kids will havethe time of their lives at Spa 23 parties!In addition to our pool parties, choosefrom any of our themed parties, or adda theme to your pool party. Theme par-ties are available seven days a week.Pool parties are available Fridays,Saturdays, and Sundays. You can alsobook the entire club for your own pri-vate event! The spa is located at 381Route 23 in Pompton Plains. Contact Spa23’s program director, Laura Severance,

at 973-839-8823. View more informa-tion online at ww w.spa23.com.•An open invitation is extended to allseniors in the area to join the GoldenKey of Wayne. Don’t get housebound –come play bingo, dominoes, and cardgames with some friendly seniors.Enjoy fellowship, fun, holiday parties,and trips. The Golden Key Club meets

every Friday afternoon from 1-3pm atthe Post 174 American Legion building,55 Mountain View Blvd. in Wayne. Formore information, please call AnnetteFord at 973-628-0492.•The MOMS Club of Wayne is currentlylooking for members. It is part of aninternational non-profit support groupfor mothers who stay home with theirchildren; including those who havehome-based businesses or who workpart-time but are home with their chil-dren during the day. The group offers a wide range of activitie s including:

monthly socials, group activities/out-ings, play group opportunities andmom’s night out for the moms onlyalong with community service projects.All activities and service projects are vol-untary. If you live in Wayne and areinterested in joining please e-mail [email protected] or go tohttp://www.meetup.com/moms-club-of-wayne/ •The Morning Minyan, a group of caringpeople dedicated to observing the tradi-tion of daily prayer, meets at 7:30am inthe sanctuary of Temple Beth Tikvah,950 Preakness Avenue in Wayne. A lightbreakfast follows the 15-20 minute

prayer service. All are welcomed!•The Pines Lake Woman’s Club is anactive club opened to all women from theWayne area that are at least 18 years oldmeet monthly on the second Wednesdayof the month at the Pines LakeElementary School cafeteria at 7:30pm.Visitors are welcomed. The club offers fun,friendship, and service. For more infor-mation call 973-835-3272 or [email protected].•Are you struggling with a family, job,or personal issue? Do you needanswers and resolutions for theseissues? The Men’s Purity Group,

Women’s healing for the WoundedHeart, and grief-share groups meetevery Thursday at 7pm. All are wel-comed! You will be led by qualifiedChristian leaders, as well as find thesupport and friendship of other menand women facing life’s problems. Thetemple is located at 1111 PreaknessAve. in Wayne. For directions, call973-694-2938.

Community Happenings



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Being sedentary can

even be more danger-

ous than smoking. It

can lead to illness, obesity and

certain cancers. Physical fit-

ness is imperative to hinder

and decrease the risks of sev-

eral diseases, as well as to help

improve overall physical and

emotional health. It helps you

feel better about yourself,

reduces depression and anxi-

ety, improves sleep, increases

muscle and bone strength,

promotes better balance and

helps to reduce falls.

The most important

aspect of physical fitness is

making sure you find some-

thing that you enjoy and have

fun partaking in so that you

can stay focused and motivat-

ed. Some people enjoy walk-

ing or running, or swimming

and water exercise classes.

Those who enjoy dancing can

take classes such as Zumba or

line dancing. Some like a

more meditative and less aero-

bic approach and would bene-

fit from getting involved in a

Pilates or yoga program.

Others prefer high-impact

cardio classes, such as kick-

boxing, step aerobics and

spinning. When it comes to

physical fitness, the possibili-

ties are endless. Anything that

gets your body moving and

your blood pumping can make

a huge impact on your overall

health and wellness.

Why not create a new

you this new year? Start mov-

ing! Just 30 minutes three or

four times a week can make a

huge difference in your overall

health. Whether you start a

walking program, join a gym

or even opt to work with a

personal trainer to help gain

some motivation and start

working on your fitness goals,

you will be making a big step

on your path to better health

and wellness.

Nicole Cox, a welln ess manag-

er with 10 years of experience,

is certified in personal training

(AFPA), senior fitness, fall

proof, AFAA group fitness and

kinesis. She is the founder of

the senior spin class and can be

reached at the Cedar Crest

Fitness and Wellness Center in

Pompton Plains by calling

973-831-3552. Call today for

more information on personal

training or to sign up for the

very popular classes that are

open to the public.


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•Wayne Toastmasters is a non-profiteducational organization dedicated tohelping people overcome apprehen-sions about speaking in public, whileimproving communication and leader-ship skills. Guests are welcomed –there is no charge to visit and no obli-

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CommunityHappeningscontinued from page 13

To Advertise

in Life & Leisure’s

Home Improvement

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i it b it t lif dl i jJanuary 8 2014 Zone 1 Page 17

8/13/2019 221657_1389008563Jan 8 2014 Z1 LR

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Exercise. Lose the weight.

Answer every incoming

email.

Those are the hard kinds

of New Year’s resolutions,

because you have to think

about them every day for the

rest of the year. Many are for-

gotten long before Valentine’s

Day.

But here’s one important

resolution, one you can fulfill

today and easily keep all year:

protect your identity.

Identity theft is a fast-

growing crime, but there are

ways to reduce your chances

of being a victim. The identi-

ty theft protection experts at

LifeLock recommend doing

these five quick things today

to help keep your identity

safer all year long:

Use safe passwords

Are you among the peo-

ple who use simple passwords

like “123456” or “qwerty” or

“abc123” to protect your per-

sonal information? Or even

the word “password” itself?

Many people do, so identity

thieves can often break in just

by trying the most popular

passwords.

To create a safer pass-

word, avoid using words that

are in the dictionary. And

stay away from your own per-

sonal information, like a

nickname, pet’s name or

birthdate. One option is to

come up with a memorable

phrase that includes numbers

and symbols, and use the first

letter of each word. “My

Tigers are Number One in

Football!” might become

“MTaN1iF!” - a good example

because it uses capital letters,

lower-case letters, a number

and a symbol.

Use multiple passwords

Stop using the same

password for every account.

Several big companies and

websites have recently had

their users’ personal informa-

tion stolen by hackers. If

your password for one site is

compromised, and you use

the same password for your

bank and credit accounts, it’s

much easier for a thief to get

into all of them.

At least have a different

password for each account

that has personal or financial

information. And consider

using a password-manage-

ment program, which lets

you set more cryptic pass-

words for each site you visit

and control them with one

master password.

Stash that Social Security

card

Do you carry your Social

Security card in your purse or

wallet? Don’t.

You may, on a rare occa-

sion, need to show a Social

Security card to an employer

or a government agency.

Aside from those days, keep it

locked up in a safe place. Your

Social Security number is a

thief’s ticket to everything

from opening new accounts in

your name to stealing your tax

refund. Don’t run the risk of

losing it.Protect your mail

Do your bank state-

ments, credit card bills and

utility invoices arrive by mail?

If your mailbox is outside your

house, thieves can take those

bills and collect personal

information that helps them

steal your identity. And once

those documents are in your

house and no longer needed,

they can be stolen from a

trash can or recycling bin.

First, if your mail is

delivered outside your home,

install a locked mailbox. And

use a shredder, or the shred-

ding services offered by local

shipping stores and some

credit unions, to destroy doc-

uments once they’re no

longer needed.

But you can also take

steps to keep that paperwork

from ever arriving at your

home in the first place. Havebills sent to you electronical-

ly; you’ll get them by email,

save paper, reduce clutter and

never have to worry about

stolen mail or shredding. Opt

out of credit card and insur-

ance offers by visiting

www.optoutprescreen.com.

And dramatically reduce the

amount of unsolicited mail

you receive by opting out of

junk mail at www.dma-

choice.org.

Be prepared for a loss

If your wallet or purse is

stolen, you’ll want to cancel

all of your credit and debit

cards before they can be mis-

used. Keep a copy of each of

your cards, or use a digital

wallet program like LifeLock

Wallet, which is available for

your smartphone from the

iOS and Android app stores.

It gives you instant access to

copies of your cards and also

helps you track your balances,

monitor transactions and can-

cel cards that are lost or

stolen.

Do these things today

and you can proudly declare

that you’ll keep at least one

New Year’s resolution all yearlong: Protecting your identity.

You can learn more

about identity theft, and ways

to keep you and your family

safe, from the Federal Trade

Commission at www.con-

sumer.ftc.gov and from

LifeLock at www.LifeLock.

com/education


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A resolution you can keep all year: The one-day identity checkup

visit our website at www lifeandleisurenj com January 8, 2014Page 18, Zone 1

8/13/2019 221657_1389008563Jan 8 2014 Z1 LR

18/24

Spencer Savings Bank, a

community bank head-

quartered in Elmwood

Park, held its seventh annual

Thanksgiving food drive to

ensure local families in need

were fed this holiday and had a

traditional Thanksgiving

meal. The bank collected food

in support of three local com-

munity organizations: Loaves

and Fishes Interfaith Food

Pantry of Garfield, Comm-

unity Food Bank in Hillside

and Center for Food Action in

Saddle Brook.

Spencer Savings Bank

collected non-perishable food

items in all 18 branch loca-

tions throughout Bergen,

Essex, Passaic and Union

counties, in addition to the

bank’s headquarters, to con-

tribute to the fight against

hunger.

Overwhelming support

from both employees and cus-

tomers led to the bank’s suc-

cessful food drive. SpencerSavings Bank employees

handed over six large baskets

filled with food items to the

Loaves & Fishes Interfaith

Food Pantry, more than 1,000

tons of food to the

Community Food Bank on

November 22, and 10 large

bags filled with food to the

Center for Food Action.

“Thanks to the incredible

efforts of our generous staff and

customers, we were able to

provide several local families

with nutritious food to enjoy

on Thanksgiving,” said José

Guerrero, chairman, president

and chief executive officer of

Spencer Savings Bank. “It was

a bank-wide effort to ensure

that all members of our com-munity had a meal on

Thanksgiving, and we are

thankful to have the support

and resources to brighten the

holiday season for our neigh-

bors who need it most.”

Spencer Savings Bank

has several events and charita-

ble community service activi-

ties throughout the holidays.

To learn more, please visit

www.spencersavings.com.


Next time you hit the drive-thru for your morning coffee, a quick bite for lunch orwith the kids after school, pay the bill for the car behind you! Your kindness couldmake a difference in someone’s day!

To get started, download a Drive Thru Difference Note at star991.com. Print out a few copies and take them withyou when you go about your day. Hand it to the cashier togive to the person in the car behind you. It’s a great littlenote to let them know you care and a perfect opportunityto introduce them to the New Star 99.1...and maybe, justmaybe, introduce them to Jesus.

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Spencer Savings Bank collects

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19/24

boost your energy. It is alsoimperative to go to all of your

regular doctors’ checkups.

Remember to eat healthily

and get enough rest.

5.Talk with others. Even

when you understand why

you’re feeling the way you do,

it can still be upsetting. In

order to deal with your feel-

ings, it’s important to talk

about them. Don’t keep youremotions bottled up; find at

least one person you trust to

confide in.

Sonia Scott is the owner of

Dorson Home Care, a full-

service home health care agency

providing familie s throughou t

northern and central New Jer-

sey with compassionate home

care services since 1989.

Call 973-672-7691 or visit

www.dorsonhomecare.com.

Create a Memorable Event! The Barnyard andCarriage House

is one of the oldest diningestablishments in the areaoffering a perfect settingwith a warm and invitingrestaurant and cateringvenue for any occasion.

Happy Hour 4-6PM $1 Off Drinks & 1/2 Priced Appetizers

C o me Se e O ur

N e w

R e no v at i o ns!

Bo o k Y o ur Spe c i al

E v e nt N o w !

YOUR FOOD TOTALUpto 6People. Valid onFoodOnly. Not ValidDuringHappy Hour. 1couponper table. Exp. 2/8/14. LLb

15% Off

PAY WITH CREDITCARD & RECEIVE

754 Totowa Rd., Totowa • 973.942.8229www.barnyardandcarriagehouse.com

YOUR FOOD TOTALUpto 6People. Valid onFoodOnly. Not validw/credit

cardpayments. Not ValidDuring Happy Hour.1couponper table. Exp. 2/8/14.LLa

20% Off

PAY WITH CASH& RECEIVE

visit our website at www.lifeandleisurenj.comy , , g

Anthony Francos Ristorante & Pizzeria

Nex t t o T r a de r Joes

WAYNE

1176 Hamburg Tpk.973-633-8800OPEN 7 DAYS

$1999VALID ON DELIVERY AND CARRY-OUT ONLY. NOT VALID ON

DINE-IN. WITH COUPON. CANNOT BE COMBINED WITH ANY

OTHER OFFER. EXPIRES 2/28/14.

VALID ON DELIVERY AND CARRY-OUT ONLY. NOT VALID ON

DINE-IN. WITH COUPON. CANNOT BE COMBINED WITH ANY

OTHER OFFER. EXPIRES 2/28/14.

$5OFF

Full Menu, Prices & OnlineOrdering Available at

afpizza.com The Perfect Mix of Restaurant,

Pizzeria & Home Delivery Now with 9 great locations serving Northern NJ

FREE DELIVERY To all of Wayne & Surrounding Areas

FAMILY FRIENDLY

It really is a... "Taste you can trust at prices that are just right!"

LARGE PARTY ROOM FOR ALL OCCASSIONS

At Anthony Francoswe take our food preparation very seriously , and with so many pizzerias in our area vying for your business, we expect our customers to also take the food quality that they expect very seriously. Our buying power from operating 9 busy stores means not only lower prices for our customers but exclusive deals with one of Wisconsin’s finest cheese dairies. At Anthony Francos we frown on the word "frozen" as we receive daily

meat and vegetable deliveries from the Hunts Point market in NY. Most of all , our pasta is of the finest quality, made fresh and delivered to us weekly from one of Brooklyn’s oldest Pasta Houses.

Only

2 LARGEPIES

$30 ORMORE

CHICKEN • VEAL • SEAFOOD • PASTA • HOT & COLD SANDWICHESCHICKEN • VEAL • SEAFOOD • PASTA • HOT & COLD SANDWICHES

HOT APPETIZERS ......................Half Tray ........Full TrayMozzarella Sticks ........................ ..................$35.00 ..............$70.00Buffalo Wings................................................$35.00 ..............$70.00Chicken Fingers ......................... ...................$35.00 ..............$70.00Pigs-in-a-Blanket ..........................................$35.00 ..............$70.00COLD APPETIZERS

Bruschetta ....................................................$35.00 ..............$70.00Fresh Mozz/Roasted Peppers ......................$35.00 ..............$70.00Eggplant Tower ............................................$35.00 ..............$70.00SALADS

House Salad..................................................$15.00 ..............$30.00(Add Chicken) ..............................................$10.00 ..............$20.00Caesar Salad ................................................$20.00 ..............$40.00(Add Chicken) ..............................................$10.00 ..............$20.00Greek Salad.. ......................... .......................$30.00 ..............$60.00Antipasto Platter............................................$30.00 ..............$60.00Fruit Platter....................................................$40.00 ..............$80.00

Wraps/SandwichesMixed Wraps & Sub Platters Available

Whole Wheat/Plain/Sun Dried tomato/Spinach Wraps3-6 Foot Subs Available

Garnished with lettuce, tomatoes, onions, oil & vinegar$14 per foot for a standard sub. For any specialty

subs contact the store manager for more information.

HALF TRAY: 8 TO 10 PEOPLE, FULL TRAY: 10 TO 15 PEOPLE

How to care forthe caregivercontinued from page 12


8/13/2019 221657_1389008563Jan 8 2014 Z1 LR

20/24

dishes and operating from the

same location, not much elsehas changed. Brother Bruno’s

Pizza, Deli & Bagels still offers

delivery to North Haledon,

Haledon, Prospect Park and

most of Wayne, as well as free

delivery to William Paterson

University. The new restau-rant has an eat-in dining room

and offers take-out.

They still have catering

service, and the menu is now

expanded to include bagel and

pastry platters, deli platters,

sandwich platters, homemadedeli salads, pasta, chicken,

sausage and peppers, and egg-

plant platters.

“No order is ever too big

or too small. We cater every-

thing from small office parties

and get-togethers to parties forhundreds of people,” said Neil.

“Look for our grand

opening at the end of January.

We will be featuring $5 cheese

pizzas and $5 dozen bagels all

day to celebrate the union of

our two stores,” said Vinny.

The new Brother Bruno’s

Pizza, Bagels & Deli is located

at 200 Hamburg Turnpike in

Wayne, immediately after thenew Quick Chek and just

before the entrance of St.

Joseph’s Hospital. The restau-

rant offers discounts to

William Paterson students and

accepts the Pioneer Express

Card.

Brother Bruno’s is a

licensed NJ Lotto retailer.

Visit www.brotherbruno

pizza.com and follow Brother

Bruno’s on Facebook, Twitter

and Instagram to keep updatedon new items and specials.

Hours are 6am–11pm

Sunday–Thursday, and 6am–

1am Friday and Saturday. All

major credit cards are accepted.

v s t ou webs te at j

MONDAY - THURSDAY $1099

*

P a s t aS p e c i a l

CHOICE OF PASTALinguine

FettuccineRigatoni - Penne

Angel Hair

CHOICE OF SAUCEWhite or Red Clam

Meat SauceVodka Alfredo

Broccoli Scampi

With thepurchase of a

beverage.

RESTAURANT

LUNCH SPECIAL$699z1

z1

MONDAY - SATURDAY *

CASH ONLY. CANNOT COMBINE WITH OTHER OFFERS. NOT VALID ON HOLIDAYS.

Coupon must be presented before ordering. Not valid on parties 6 or more. 2 Meals per coupon. Expires 2/5/14.*

CASH ONLY. CANNOT COMBINE WITH OTHER OFFERS. NOT VALID ON HOLIDAYS.

Coupon must be presented before ordering. Not valid on parties 6 or more. 2 Meals per coupon. Expires 2/5/14.*

With thepurchase of a

beverage.

Choice of Grilled Chicken Caesar, Grilled Shrimp Caesar, Meatloafw/Mashed Potatoes, Turkey Club w/French Fries, Chicken, Sole or Shrimp

Francaise w/Veggies, Veal or Chicken Parmigiana w//Linguine, Shrimp Scampi w/Linguine

710 NEWARK POMPTON TURNPIKE , POMPTON PLAINS973-835-1426 • www.gillysrestaurant.com

Brother Bruno’s Pizza, Deli & Bagels opens in new location

Chicken Bacon Ranch Pizza



8/13/2019 221657_1389008563Jan 8 2014 Z1 LR

21/24

home in Florida that one day

may morph into our retire-ment palace.

If we owned two homes,

one in New Jersey and the

other in Florida, we could live

in either whenever we wanted

to. Staff may be hired to do all

the necessary chores and

repairs on both properties,

leaving me in the most rudi-

mentary of positions: check-

writer, paying others to do the

hard work! (I’m not climbingany ladders, painting walls or

fixing toilet bowls. Those days

are over for me.) With two

houses, the kids could finish

school in Wayne and we could

practice retiring for a few

years, until we decided

whether to make it a perma-

nent decision.

At this point, Terry tear-

fully repeats herself about our

age, kids and retirement.I think my logic is sound, but

wives have spousal logic that

husbands just don’t under-

stand most of the time. The

law we do understand com-

pletely is, “A happy wife is a

happy life!” As a result, my

conclusion must be that we

are just too young to retire

right now!

A client of mine once

described retirement as “snug

as a bug in a rug.” If you can

afford to maintain a lifestyle of

your choosing, regardless of stock, bond, currency, or real

estate market conditions,

while enjoying the amenities

you have aspired to attain

through your working years, as

well as protecting your portfo-

lio from liability risks, healthcare costs, the ravaging

expense of long-term care and

taxes at death, then you can

j

[email protected]

NJAR MILLION DOLLAR

SALES CLUB 2001NJ CIRCLE OF EXCELLENCE

2002-2012Consistent

TOP PRODUCER in the WAYNE area.

Townhome Specialist Relocation Agent

CALL MARIA at973-986-6914 Cellfor CURRENT MARKET VALUE OF YOUR HOME

SHORT SALE AGENT Owe more than your home is worth?

GEMINI LLC Realty 973-696-1111x131197 Berdan Ave., Wayne, NJ

MARIA FERRITO

NEW LISTING

WAYNE

Valley Section.

3 bdrm split,

1 car garage,

corner property.

KINNELON $625,000Smoke Rise-Impeccable custom 4BR/3.1BA homew/vaulted ceilings/Fam Rm/FP/2C Gar./W/O LL.KIN3801

KINNELON $800,000Smoke Rise-5BR/5BA Contemp features Cath Ceiling /formal DR/FP/fin. Bsmt/2C Gar/C/A/cul-de-sac loc.KIN3756

KINNELON $850,000Smoke Rise-Spec. Cust. Exp. Ranch/open Flr. plan/ updated Kit w/Viking stovetop/wine cooler/granitecountertops. KIN3896

KINNELON $835,000Smoke Rise-5BR/3BA Cust. Co. nestled on 2.15Acs/ 3C Gar./SR is a priv. gated Comm. w/24Hr. Security.KIN3914

KINNELON $895,000Smoke Rise: Stunning 4BR Contemp! All Rms gener-ous in size w/open Flr plan & outstanding setting. 3CGar. KIN5605

KINNELON $910,000Fabulous updated 4BR/3.1BA Col./crown moldings/ recessed lighting/FP/Sunroom/H/W Flrs/2C Garage.KIN5602

KINNELON $1,599,000Smoke Rise: Spectacular cust. estate w/unparalleledfinishes/detail & design. 14Rm French Country Est.KIN3755

KINNELON $539,000Smoke Rise-Spacious/Bright & clean 4BR/2.2BAhome/freshly painted interior/exterior. Dir: Rte. 23S/NGate-Speak to Guard. KIN3780

KINNELON $625,000Smoke Rise-Enjoy fabulous views from this customblt 4BR/2.1BA home. SS Appl/Brick FP/2C Gar./gatedComm. KIN5606

KINNELON $699,000Smoke Rise-Fab 4BR/2.2BA Contemp./cul-de-sac/ open flr. plan/high ceilings/lots of windo ws/numerousupdates in last year. KIN5615

KINNELON $1,800,000Smoke Rise-Highest standard of quality/workmanship/ attention to detail. A visual feast. Truly a work of art.KIN2048

KINNELON $499,000Smoke Rise-Wonderful 2BR/2.1BA Cape w/numerousrenovations 2010-203/2C Gar./excellent curb appeal.KIN3946

© 2010 Coldwell Banker Real Estate LLC. Coldwell Banker® is a registered trademark of Coldwell Banker LLC.

An Equal Opportunity Company. Equal Housing Opportunity. Owned and Operated by NRT LLC.

REALTOR

% % $

####"!

Patti TahanManager

Want A Future??

Be in charge of your income,your time and your life.

A real estate career affordsyou independence!

Work with ColdwellBanker - the respectedleader in real estate.

L ocal - Nat ional

- Internati onal

Coldwell Banker ©, Since 1906, America’s Premier Real Estate Company

OFFICE 973-696-6660 x140 or CELL 973-725-8810

Fax 973-694-3915 • [email protected]

JOAN LA GRECAREALTOR

991 Hamburg Turnpike • Wayne, NJ 07470

Great location. Cul-de-Sac. Clean &Bright Townhouse. 2Bedrooms 21/2 Bths. LR/DR combo. Sliderdoors to deck. Master BR, MasterBth, Walk-in-Closet. Newer win-dows, ductwork, doors, faucets,

hrdwd flrs, C/A. Partial finishedclean Bsmnt, High Ceilings. 1 cargar. Walk to visitor Prkg. Close totransportaion, schools, shopping &restaurants.

WAYNE $329,900

WAYNE $450,000

Happy New Year’s to All My Family, Customers and Friends!!!

Magnificent property. Priced to sell.Sold as-is, Colonial home on2,799sqft. 9ft ceilings, EIK/diningarea. FDR(tray ceiling), L/R, FamRmw/fire pl. Master BR & Master Bth,Attic, unfinished clean bsmnt. Muti-zone heat and C/A. 2 car attachedgarage. 2 car width driveway for ap-prox 6 cars. Fabulous lot. Close toschools, transportation, shopping &restaurants.

Please call "JOANIE"I promise to bring

Results - "SOLD"!!!

Circle of Excellence

Sales Winner 2012

Weichert Pride Award

for OutstandingCustomer Service

Sell, Buy, Short-Sales,Leases & SuperBowl

Rentals!!!

Snug as a bug in a rugcontinued from page 5



8/13/2019 221657_1389008563Jan 8 2014 Z1 LR

22/24

0051 AUTOMO-

BILES WANTED

WE BUY CARS !

WE BUY TRUCKS !RONNIE’S IN

WAYNE

973-616-7900

WE PAY FOR

JUNK CARS

973-220-0202

0230 FIREWOOD

Dry/Seasoned

Hd’wd Split, Deliv.

Stacking avail.1/4, 1/2, full cords

Call 973-316-9574

SPLIT,SEASONED &DELIVERED

$180. full cord, $110.half cord.

Call 973-296-3307

HELP WANTED0280 - 0329

0294 HELPWANTED FOOD

SERVICE

Needed:Pizza Maker Counter Person, P/T

Wayne area. Moms &Col.students welcomeDriver also needed.

Call Bill 973-619-4069

SERVICES

0610 - 0959

0655 SERVICES

CARPET

G&S Carpet

Cleaning

& Floor ServiceResidential

& Commercial

973-839-6436

0684SER.COMM/RESI.

CLEAN

Aida’s CleaningService

Lincoln Pk, N.J.Home or Office

Experienced, Reliableand Detailed. SpeaksEnglish & PortugueseReference Available

Call 908-764-8966

0685 SERVICES

CLEANING

Best Cleaning Ser.

FREE ESTIMATES

for office,apt,housecall BARBARA973-779-1546

Brazilian WomanCleans & Organizes

Homes. Refs. avail.

Karla 201-618-4036

Busy Bee CleaningResidential,10yrs exp.

owner oper. Ref.avail. Reliable, att’n

to detail

Call 973-797-9951

HOUSE CLEANING

HOME-OFFICE-APT

Regina-973-249-8907

Mariya’s Cleaning

ServiceUkrainian ladies cleanyour home or office to

your completesatisfaction. Exper.

Refs Avail

Call 973-557-3621

0686 CLEANOUT

SERVICE

All appliances,unwanted junk, scrapmetal, bldg. materials.

Tear down & takeaway sheds. Attics &

Bs’mnt cleaned.Things your

garbagemen wontpick up.

WE DO !!! CALL

862-200-1283

0725 SERVICES

DRIVEWAYS

0730 SERVICES

ELECTRICAL

0774 SERVICES

HANDYMAN

0785 SER. HOME

IMPROVEMENT

0826 SERVICES

PLUMBING

0931 SER.-TV/AUDIO

INSTALLED

“ The TV Guy”If you need your TV,

Home Theater, Audio/

Stereo Equipment in-

stalled or connected.

“Big or Small...We do

it All”. Call Mike

973-495-3775

SERVICE DIRECTORY & CLASSIFIEDS

•Vinyl Siding•Replacement Windows

•Residential Roofing•35+ Years Experience

ROSSROOFING & SIDING

973-696-5699Free Estimates • Fully Insured

ASPHALTMAINTENANCE INC.

Driveways & Parking Lots

973-299-9226

•Paving Sealing Curbs Retaining Walls Pavers Drains Patches Excavation

Free Estimates

0932 SERVICES TREE

CMR SERVICES973-703-3039

Cleanouts &Dumpster ServicesFully Insured • NJ Lic #A901

FREE ESTIMATE

Estates • Abandoned PropStorefronts • Basements

Whole House • Attics

Regain Valuable Storage!We dispose unwanted items in an

environmentally safe way.

10% OFFwith this ad

NEW & OLD

Construction-Residential& Commercial.

Fully Insured & Bonded

FREE ESTIMATES20%OFF New Customers

CQ ElectricLLC

973-699-0855

R.G. Gutters

973-832-4207

$ "

# !

Free Estimates &20% OFF

Gutter Cleaning ForAll New Customers!

ARE YOUR GUTTERS FOWL?

"

!

!

0827 SERVICES PAINTING

Kevin The Painter “A True Professional”

Decorative, Faux &Textural Finishes, Glazing,

Sheetrock, Spackle,Repairs & Power Washing

Interior/ExteriorFully Insured

References available20 years Experience

973-979-8043

973-632-6411

Maintenance • RepairBuilding • RemodelingNo Job Too Small or Big!

25 Years Experience

TOM D’S HANDYMAN

SERVICE

NORTH JERSEYREMODELERS

973-962-1811

• Full Kitchens• Bath Specialists

• Basements• All InteriorRenovations

• Ceilings to Floors• Doors • Painting

• Windows• Counter Tops

• Cabinet Refacing• General Carpentry

Longo Construction

973-838-8693

All Types of Brick, Block,Concrete, Fireplaces,

Foundations etc.

Free Estimate- Fully Insured

Bloomingdale

!$ #

"# &!"

" #$$# ( %' #%"

) " "*

0815 SERVICES MASONRY

Stephen FoxPlumbing & Heating

Small Repairs,Alter, Drain Svc.

INSURED BONDED

973-839-1054

Lic.#7467

Q u a l i t y

W o r k m a

n s h i p

• Interior & Exterior Painting• Residential Specialists • Power Washing• Paper Removal & Installation• Brush • Roll • Airless Spray• Fully Insured • FREE Estimates

Owner Operated

“Where Excellence InQuality Is Affordable”

973-839-7403

0826 SERVICES PAINT/POWER WASH

To Advertise

Call Kathleen973-696-8008

0774 SERVICES HANDYMAN

TRI-COUNTY

www.mrhandyman.com

with this ad Cannot be combined w/any other offer. 1 per household. Exp. 1/31/14.

REMODELS, REPAIRSMAINTENANCE & MUCH MORE!

973-696-9393

Insured & Bonded • Member of the BBB NJ Lic. #13VH00608600 • NAT-22773-1

Satisfaction Guaranteed!

$22 OFF YOUR TO-DO-LIST!

0771 SERVICES-GUTTERS

0886 SERVICES

ROOFING

PARKING AVAILABLE

Availab le

Parking for rent,

Limousines,

Co. Vans and

Cars.

Call Sal for

More Information

973-519-1725

0886 SERVICES

ROOFINGLike W hat Like W hat

Y ou Y ou See? See?

See YOUR Ad

In Li fe & Leisure’s

Ne x t Issue!

C al l K at hl e e n( 9 7 3 ) 6 9 6 - 8 0 0 8


8/13/2019 221657_1389008563Jan 8 2014 Z1 LR

23/24

choose to retire with no

earned income paycheck for-

ever.

Yes, financial independ-

ence may be described as

“snug as a bug in a rug,” allow-ing for the contingencies

described above. You would

then be free to live out your

life as you planned it to be.

Richly or frugally by choice, if

planned for well in advance of

your actual retirement date,

financial independence can

be yours and your spouse’s to

enjoy.

Insulated from any harm

by the rug of protection andsecurity, the bug can live out

its life snugly, or snuggling

with another bug of its choice.

For most of our clientele, the

rug is made up of multiple life-

time guaranteed streams of

income woven together by the

insurance industry.

Please continue reading

throughout the new year and

watch this paper for a mint-

green-colored flyer advertising

our new no-cost financial,

estate and retirement-plan-

ning educational workshop

series beginning in January

and continuing throughout2014. I look forward to meet-

ing you in person, shaking

your hand and welcoming you

into our APG family.

Happy New Year, friends

and neighbors! May God bless

you with good health in 2014

and beyond. My wish for you is

to be free from financial stress

and worry. May your mone-

tary cup runneth over with

abundance. May you truly besnug as that bug in your rug!

Strive to make 2014 your best

year yet! I’ll see you next year

and remember, the absolute

best time to set financial goals

for yourself is immediately, and

I’d like to help you do that

without charge. Call for your

free APG New Year’s appoint-

ment now. All the best to you

and your families.

Guarantees based on the

claims-paying ability of the

insurance company selected.

Mark E. Charnet, CAS,

CSA, is president and founderof American Prosperity Group.

APG is the premier re tirement

and estate planning franchise in

the U.S. with 18 offices in

eight states. Charnet has over

32 years’ experience in the re-

tirement and estate-planning

fields. Creator of th e Trinity

Method of Investing, he en-

courages your inquiries and can

be reached at

877-885-1APG (1274),973-831-4424 or markchar-

[email protected]. Learn more at

trinitymethod.com and

www.1apg.com. Interested in a

career in retirement and estate

planning? Visit www.apgfran-

chise.com. Securities through:

BCG Securities, Inc. Member

SIPC, FINRA and a registered

investment advisor.

Snug as a bug in a rug

continued from page 21NATIONAL CLASSIFIEDSAnnouncementsAll Things Basementy!Basement Systems Inc.Call us for all of your base-

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