Discover why Lear Capital is the smart choice for diversifying with gold

ACQUIRE Gold, BUIld WEAlthLEARN HOW GOLD CAN WORK FOR YOU

LEAR CAPITALThe Precious Metal Leaders

LearCapital.com

Dear Investor:We know that keeping your financial future secure is one of the most important goals of any successful investor. And, during economic uncertainty, social unrest, or worldwide crisis… Gold and Silver are crucial, liquid assets and important components of a diversified portfolio.

At Lear Capital, we are committed to making precious metal ownership fast, easy and rewarding both short-term and long-term. Every Lear account executive is dedicated to your complete satisfaction. In addition, our Commission-Free Buy Back Program and Lear Lock Price Assurance plan offer the added peace of mind that you are getting real money and real value.

Call a Lear Representative today and find out how investing as little as 5 to 20 percent of your portfolio in Precious Metals can help provide a safe harbor for you and your family. Give us just ten minutes, and we’ll show you how to preserve your personal wealth while creating opportunities for profit and growth.

Regards,

Scott CarterChief Executive OfficerLear Capital

Gold oWnERshIp

Made easy with Lear Capital

“We at Lear Capital are committed to providing our customers with the best and most timely information as well as superb customer service. It’s why Lear is one of the most trusted and highly-endorsed gold firms in the nation.”— Scott Carter, CEO

WHY OWN GOLD?Gold provides valuable protection against inflation. When inflation goes up, the value of gold rises, which means more stability for your investment portfolio.

HOW tO GEt StARtEDRead this brochure to learn more about how gold can help reduce investment risk. Then, contact a Lear Capital Account Representative to answer your specific questions about gold ownership, 1.800.576.9355.

WHY INvESt tHROUGH LEAR CAPItAL? With the highest rating from the Better Business Bureau, Lear Capital is the “gold standard” for investors looking to add gold and other precious metals to their retirement portfolio.

DIvERSIFY YOUR PORtFOLIO WItH A GOLD-BACKED IRABy diversifying your investment mix with a gold-backed IRA, you can help strengthen your retirement portfolio’s performance, and increase your financial stability, and lower your investment risk.

OtHER WAYS tO DIvERSIFY WItH GOLDLearn about bullion and numismatic coins - two other options for adding gold and greater asset diversity to your investment portfolio.

StARt INvEStING NOWThere has never been a smarter time to invest in gold. To learn more, call 1.800.576.9355 today or visit us online at www.learcapital.com

lEAR CApItAl

“Fortunately I lucked into finding Lear Capital first.

Lear made gold investing a safe, profitable, and pleasurable

experience for me.” — S. Gorder, Seattle, WA

1

Your gateway to owning gold

History clearly demonstrates that gold, on average, has consistently delivered higher returns than the stock market. In fact, between 1970 and 2010, gold outperformed stocks by over 300%! There’s no other investment in the world that comes close to delivering this rate of return.

2

Gold pERfoRms

GOLD vS StOCK INvEStmENtS In 1970 if you invested $10K in stocks, it would be worth $140K but if you had invested in gold, it would be worth $450K in 2012.

BusinessInsider 03/2012

1970

10K

2012

GOLD

StOCKS

GOLD INFLAtION

INFLAtION vS GOLD 1970-2012Smart investors know that gold is one of the most reliable hedges against inflation. In fact, from 1970 to 2012, gold has kept pace with inflation, providing valuable protection in any economy.

1970 2012

GOLD$450K

StOCKS$140K

1. Lear Capital is the standard for serving precious metal investors.

3. Many have trusted their business to Lear Capital, including talk show hosts Oliver North, Mike Gallagher, Michael Medved, Art Bell, George Noory and Dennis Prager. To see what customers are saying about Lear Capital, see our reviews on Trustlink.org

2. We are arguably one of the most highly endorsed gold firms in the industry. We hold the highest rating with the Better Business Bureau (BBB).

4. Each one of our customers is treated to concierge-level service from a Lear Capital Account Representative who handles all transactions and can answer any questions.

smARt InvEstoRs tURn to lEARWhen investing in gold, you want to have the right partner - one with a solid reputation, a record of integrity, knowledge and customer service. In brief, you want Lear Capital - here’s why:

“It’s always a pleasure dealing with investment specialists

who actually know what they’re doing. Through their newsletter, reports, timely phone

calls and bulletins, Lear provides me with all the intelligence I need to make accurate

investment decisions.” — E. Sutherland, Atlanta, GA

3

dIvERsIfy yoUR

poRtfolIoWith a Lear Capital

physical gold-backed IRA

According to financial experts, “diversification” or investing your money in several different investment categories, is critical to strengthening overall portfolio performance and lowering investment risk. By diversifying your portfolio, you’re less likely to be affected by the poor performance of any single investment.

Lear Capital’s gold-backed IRAs offer one of the quickest ways to diversify your retirement portfolio. Unlike assets such as the dollar, stocks, bonds and other forms of paper currency, gold is solid and not only retains but can increase its intrinsic value during an economic downturn. This makes a gold-backed IRA ideal for potentially decreasing your long-term investment risk.

And best of all, Gold Backed IRA’s are just like retirement accounts you already have. Each account comes with quarterly statements, online access and all custodians are wholly owned subsidiaries of government approved banks.

DIvERSIFICAtIONIn order to reduce risk, your portfolio should be diversified among several assets classes, including a percentage devoted to gold and silver assets.

GOLD & SILVER

SAVINGS

REAL ESTATE

BONDS

EQUITIES

4

*The examples provided are illustrations only. The tax consequences of any particular transaction are customer-specific. Lear Capital, Inc. (“LC”) does not provide tax, investment, or legal advice or advisory services, and no one associated with LC is authorized to provide any such advice or services. LC makes no representations regarding the tax consequences of holding precious metals as an investment in an IRA or other retirement account. Customers considering whether to include precious metals in an IRA or other retirement account should seek independent tax advice, from a qualified professional, regarding the tax consequences of such an investment.

ROLLOvERS/tRANSFERS: Rolling or transferring a portion of your current retirement plan’s assets into a new gold-backed IRA comes without any penalty. In fact, there’s no limit on the amount that can be transferred.*

CONtRIBUtIONS: If you or your spouse has an old employer-sponsored retirement plan, such as a 401(k), 403(b), Keogh, Profit Sharing Plan, or Thrift Savings Plan, you are eligible to roll those over tax-free and penalty-free into a gold backed IRA with Lear Capital.

tHE LEAR 10 mINUtE CHALLENGE: In as little as 10 minutes, our knowledgeable Account Representatives can help you open or transfer assets to a gold-backed IRA.

If our representatives do not answer all your gold investment questions in 10 minutes, we will send you a free Silver American Eagle.

Gold InvEstInG mAdE sImplE

“Including gold within an existing portfolio could improve

investment performance by either increasing risk, or by

reducing risk without adversely affecting returns.” Raymond

Lombra — Professor of Economics, Penn State

5

You have two ways of investing in a gold-backed IRA:

BULLION The most widely traded form of gold and silver is bullion. Produced by government mints and private companies, bullion comes in the form of coins, bars and ingots. The coin is the most popular and liquid form of bullion.

You can purchase bullion coins in fractional denominations, which makes gold ownership affordable. Fractional gold coins also make it easier to diversify your gold portfolio and liquidate portions of it when you want. Bullion coins are available in one ounce, one-half ounce, one-quarter ounce, and one-tenth ounce denominations.

othER WAys to dIvERsIfy

WIth GoldIn addition to purchasing gold- or

silver-backed IRAs, there are other ways to add precious metals to your investment mix.

American Eagle*

Silver Canadian Maple Leaf

Krugerrand

Silver American Eagle

Canadian Maple Leaf*

Austrian Philharmonic

6

mINt StAtE CU 3000 GOLD BULLION GOLD INDEX COINS INDEX INDEX

1970 Value $1,000 $1,000 $1,000

Market High $260,175 $180,217 $54,657

Today’s High $107,000 $68,000 $45,714

Profit Today (Since 1970) 107x 68x 45x

Potential to Previous Market Highs 2.43x 2.73x 1.19x

NUmISmAtIC COINS Collectible gold coins, also known as numismatic coins, offer two ways for your investment to grow. You can profit when the coin’s gold and silver value rises, as well as when the coin’s rarity premium increases. What’s more, numismatic coins provide an added level of diversification since their value is not tied to the value of precious metals. Rare coins have the potential to retain or even increase their value should bullion prices drop.

Since there is a limited number of older coins in pristine condition, experts predict that their premiums — along with investor interest — will continue to rise.

tODAYS mARKEt IS StILL HIStORICALLY AttRACtIvE

$20 Liberty

Saint-Gaudens

Morgan Silver Dollar

*Shown as numismatic coins are the $20 Liberty, the $10 Indian and the Morgan Silver Dollar. The above list represents only a small sampling of the most common numismatic pieces. Lear Capital’s classification of precious metals and numismatics is an opinion only and may change over time (e.g., if additional quantities of the precious metal are discovered). In addition, given the subjective nature of the classification process, other dealers or investors may classify the same coin differently. Lear Capital’s prices and spreads are based on its classification determination.

*Information by PCGS.com as of 7/1/12

Swiss Franc

$10 Indian

$10 Liberty

7

pICk thE Gold pRodUCt thAt’s RIGht foR yoU

About Lear’s Gold Classification ProcessPlease note that Lear Capital’s classification of precious metals and numismatics is an opinion only and may change over time (e.g., if additional quantities of the precious metal are discovered). In addition, given the subjective nature of the classification process, other dealers or investors may classify the same coin differently. Lear Capital’s prices and spreads are based on its classification determination.

8

AN ADDED ADvANtAGECertain bullion and numismatic coins do not require the disclosure of personal information upon sale, adding a level of privacy protection to your investments.

SILvERLike gold, silver can help offset investment risk. And since silver prices typically rise when gold prices fall, you can benefit by using both precious metals to diversify your investments.

GEttING StARtED IS EASY!To begin investing in gold and other precious metals through Lear Capital, just follow these steps:

Step 1: Call us at 1-800-576-9355, Monday through Friday, 9 am to 6 pm PT to speak with a Lear Capital Account Representative.

Step 2: Place your order, confirm your transaction, and make your payment.

Step 3: Receive your shipment in approximately 10 business days.

Saint Gaudens British Sovereign $5 Liberty

Morgan Silver Dollar

Peace Silver Walker

French 20 Franc Indian Dutch Guilder

Kennedy Half Dollar

Benjamin Franklin

Silver American Eagle

Lear Capital, Inc. (LCI) is a seller and purchaser of precious metals. LCI is not a broker/dealer. No broker/client or fiduciary relationship exists between LCI and its customers, and LCI does not warrant that the precious metals it sells are fit for any particular purpose. LCI may, and usually does, make a profit on the precious metals it sells to customers. LCI’s sales representatives are commissioned salespersons i.e., their salary is based, at least in part, on the amount and profit margin of the precious metals they sell. Semi-numismatic and numismatic precious metals almost always carry a higher profit margin than bullion. The statements made in this brochure are opinions, not facts, and past performance is no indication of future performance or returns. Precious metals, like all investments, carry capital risk. Precious metals may appreciate, depreciate, or stay the same depending on a variety of factors. LCI cannot guarantee, and makes no representation, that any precious metals purchased will appreciate at all or appreciate sufficiently to make customers a profit. The decision to purchase or sell precious metals, and which precious metals to purchase or sell, are the customer’s decision alone, and purchases and sales should be made subject to the customer’s own research, prudence and judgment. In LCI’s opinion, (i) precious metals should be considered a long-term investment (i.e., 3 to 5 years or more), and (ii) customers should not invest more than twenty percent (20%) of their available investment funds in precious metals. However, a customer’s individual circumstances may warrant a different ap-proach. Precious metals do not yield income and thus are not an appropriate investment vehicle for investors seeking current or future income. LCI does not provide tax, investment, or legal advice or advisory services, and no one associated with LCI is authorized to provide any such advice or services. LCI makes no representations regarding the tax consequences of holding precious metals as an investment in an IRA or other retirement account. Customers considering whether to include precious metals in an IRA or other retirement account should seek independent tax advice from a qualified professional regarding the tax consequences of such an investment.

1990 S. Bundy Drive, Suite 650, Los Angeles, CA 90025 | 800-576-9355 | Fax 310-571-0194 | www.learcapital.com

LEAR CAPITALThe Precious Metal Leaders