div class=ts-pagebutton class=gotoPage data-page=1Page 1button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=1 data-page=1 class=ts-thumb lazyload alt=Page 1: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails1jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=2Page 2button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=2 data-page=2 class=ts-thumb lazyload alt=Page 2: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails2jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=3Page 3button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=3 data-page=3 class=ts-thumb lazyload alt=Page 3: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails3jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=4Page 4button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=4 data-page=4 class=ts-thumb lazyload alt=Page 4: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails4jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=5Page 5button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=5 data-page=5 class=ts-thumb lazyload alt=Page 5: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails5jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=6Page 6button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=6 data-page=6 class=ts-thumb lazyload alt=Page 6: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails6jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=7Page 7button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=7 data-page=7 class=ts-thumb lazyload alt=Page 7: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails7jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=8Page 8button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=8 data-page=8 class=ts-thumb lazyload alt=Page 8: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails8jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=9Page 9button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=9 data-page=9 class=ts-thumb lazyload alt=Page 9: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails9jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=10Page 10button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=10 data-page=10 class=ts-thumb lazyload alt=Page 10: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails10jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=11Page 11button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=11 data-page=11 class=ts-thumb lazyload alt=Page 11: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails11jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=12Page 12button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=12 data-page=12 class=ts-thumb lazyload alt=Page 12: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails12jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=13Page 13button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=13 data-page=13 class=ts-thumb lazyload alt=Page 13: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails13jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=14Page 14button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=14 data-page=14 class=ts-thumb lazyload alt=Page 14: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails14jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=15Page 15button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=15 data-page=15 class=ts-thumb lazyload alt=Page 15: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails15jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=16Page 16button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=16 data-page=16 class=ts-thumb lazyload alt=Page 16: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails16jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=17Page 17button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=17 data-page=17 class=ts-thumb lazyload alt=Page 17: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails17jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=18Page 18button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=18 data-page=18 class=ts-thumb lazyload alt=Page 18: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails18jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=19Page 19button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=19 data-page=19 class=ts-thumb lazyload alt=Page 19: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails19jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=20Page 20button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=20 data-page=20 class=ts-thumb lazyload alt=Page 20: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails20jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=21Page 21button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=21 data-page=21 class=ts-thumb lazyload alt=Page 21: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails21jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=22Page 22button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=22 data-page=22 class=ts-thumb lazyload alt=Page 22: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails22jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=23Page 23button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=23 data-page=23 class=ts-thumb lazyload alt=Page 23: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails23jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=24Page 24button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=24 data-page=24 class=ts-thumb lazyload alt=Page 24: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails24jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=25Page 25button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=25 data-page=25 class=ts-thumb lazyload alt=Page 25: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails25jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=26Page 26button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=26 data-page=26 class=ts-thumb lazyload alt=Page 26: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails26jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=27Page 27button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=27 data-page=27 class=ts-thumb lazyload alt=Page 27: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails27jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=28Page 28button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=28 data-page=28 class=ts-thumb lazyload alt=Page 28: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails28jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=29Page 29button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=29 data-page=29 class=ts-thumb lazyload alt=Page 29: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails29jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=30Page 30button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=30 data-page=30 class=ts-thumb lazyload alt=Page 30: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails30jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=31Page 31button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=31 data-page=31 class=ts-thumb lazyload alt=Page 31: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails31jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=32Page 32button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=32 data-page=32 class=ts-thumb lazyload alt=Page 32: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails32jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=33Page 33button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=33 data-page=33 class=ts-thumb lazyload alt=Page 33: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails33jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=34Page 34button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=34 data-page=34 class=ts-thumb lazyload alt=Page 34: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails34jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=35Page 35button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=35 data-page=35 class=ts-thumb lazyload alt=Page 35: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails35jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=36Page 36button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=36 data-page=36 class=ts-thumb lazyload alt=Page 36: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails36jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=37Page 37button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=37 data-page=37 class=ts-thumb lazyload alt=Page 37: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails37jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=38Page 38button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=38 data-page=38 class=ts-thumb lazyload alt=Page 38: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails38jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=39Page 39button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=39 data-page=39 class=ts-thumb lazyload alt=Page 39: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails39jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=40Page 40button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=40 data-page=40 class=ts-thumb lazyload alt=Page 40: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails40jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=41Page 41button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=41 data-page=41 class=ts-thumb lazyload alt=Page 41: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails41jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=42Page 42button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=42 data-page=42 class=ts-thumb lazyload alt=Page 42: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails42jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=43Page 43button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=43 data-page=43 class=ts-thumb lazyload alt=Page 43: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails43jpg width=140 height=200 divdivdiv class=ts-pagebutton class=gotoPage data-page=44Page 44button div class=ts-imageimg data-url=annual-report-2008-dr-anil-s-salvi-director-mr-prasannakumar-gawdedirectorhtmlpage=44 data-page=44 class=ts-thumb lazyload alt=Page 44: ANNUAL REPORT 2008 - 2009 · Dr Anil S Salvi Director Mr Prasannakumar GawdeDirector Auditors: Ms J A Rajani Co Chartered Accountant Mumbai Banker : Vijaya Bank Mandvi loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader034vdocumentsnetreader034viewer20220422215ec7ab4c76d4fe3f047ef69bhtml5thumbnails44jpg width=140 height=200 divdiv
