avoid becoming the next victim
DESCRIPTION
SCAMS. WORTHY OF TRUST AND CONFIDENCE. AVOID BECOMING THE NEXT VICTIM. PHISHING. WORTHY OF TRUST AND CONFIDENCE. A fraudulent scheme involving Identity Theft typically by email. Sender pretends to be a legitimate company, bank, friend, authority (ie. IRS, FBI), etc. - PowerPoint PPT PresentationTRANSCRIPT
AVOID BECOMING THE AVOID BECOMING THE NEXT VICTIMNEXT VICTIM
SCAMSSCAMS
PHISHINGPHISHING
May use a website/logo that looks legitimate.
Sender pretends to be a legitimate company, bank, friend, authority (ie. IRS, FBI), etc.
A fraudulent scheme involving Identity Theft typically by email.
May use a URL/web address that appears legitimate.
PHISHINGPHISHING
A link clicked on by the Victim in the Phisher’s email downloads malware onto the Victim’s computer (ie. keystroke logger) which captures the Victim’s personal information.
Victim falls for Phisher’s tactics and volunteers their personal information.
PHISHINGPHISHING Social Security Number
Bank Account Number
Passwords
Date of Birth
Security QuestionAnswers
User Names
Credit/Debit CardNumbers
EmailAddresses
PHISHING EXAMPLEPHISHING EXAMPLE
PHISHING EXAMPLEPHISHING EXAMPLE
BEWARE of subtle changesin email addresses and URL/website
addresses.
SOCIAL NETWORK WEBSITESSOCIAL NETWORK WEBSITES
!!! PASSWORD SECURITY !!!
The message reads:Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best.
DEMONSTRATION OFDEMONSTRATION OFPASSWORD FAILUREPASSWORD FAILURE
The message reads:Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best.
SOCIAL NETWORK WEBSITESSOCIAL NETWORK WEBSITESThe message reads:Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best.
• Don't use passwords that are based on personal information that can be easily accessed or guessed.• Don't use words that can be found in any dictionary of any language.• Use both lowercase and capital letters.• Use a combination of letters, numbers, and special characters.• Use passphrases when you can.• Use different passwords on different systems.
PASSWORD TACTICS:
EXAMPLE: 1HlmpR^8
SOCIAL NETWORK WEBSITESSOCIAL NETWORK WEBSITES
1. PASSWORD SECURITY
2. GAMES AND WIDGETS
Who Knows You Best?The message reads:
“Can you do this? My middle name ___ , my age ____ , my favorite
soda ______ , my birthday __/__/___ , whose the love of my life ______ ,
my best friend in high school ______ , my favorite color ________ ,
my favorite food ________ , my mother’s name ________. Put this as your status and see who knows you best.”
The message reads:Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best.
SOCIAL NETWORK WEBSITESSOCIAL NETWORK WEBSITES
1. PASSWORD SECURITY
2. GAMES AND WIDGETS
The message reads:Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best.
3. LOOK AT THE VIDEO (OR PHOTO) I FOUND OF YOU!
SOCIAL NETWORK WEBSITESSOCIAL NETWORK WEBSITESThe message reads:Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best.
SOCIAL NETWORK WEBSITESSOCIAL NETWORK WEBSITES
1. PASSWORD SECURITY
2. GAMES AND WIDGETS
The message reads:Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best.
3. LOOK AT THE VIDEO (OR PHOTO) I FOUND OF YOU!
4. CHAT MESSAGE FROM FRIEND
SOCIAL NETWORK WEBSITESSOCIAL NETWORK WEBSITESThe message reads:Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best.
LINK TO FAKE FACEBOOK PAGE
SOCIAL NETWORK WEBSITESSOCIAL NETWORK WEBSITES
1. PASSWORD SECURITY
2. GAMES AND WIDGETS
The message reads:Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best.
3. LOOK AT THE VIDEO (OR PHOTO) I FOUND OF YOU!
4. CHAT MESSAGE FROM FRIEND 5. WE’RE STUCK! HELP!!!!
SOCIAL NETWORK WEBSITESSOCIAL NETWORK WEBSITESThe message reads:Can you do this? My middle name __________, my age ___, my favorite soda _______, my birthday ___/___/___, whose the love of my life ______, my best friend _____, my favorite color ______, my eye color _______, my hair color ______ my favorite food ________ and my mom's name __________. Put this as your status and see who knows you best.
Subject: SAD NEWS!!!!How are you doing? Honestly, I’m doing pretty awful! I’m with family on vacation in London, England and we got mugged last night in alley by a gang of thugs on our way back from shopping. One of them had a knife poking my neck for almost two minutes and everything we had on us including my cell phone, credit cards were all stolen, quite honestly it was beyond a dreadful experience for us but looking on the bright side we weren’t seriously hurt or injured and we are still alive so that is what’s important.
I’ve reported to the cops here and canceled all our cards. Because of this, I’m really having some difficulties clearing our hotel bills and also need to pick up a voucher ticket at the counter for us to catch a flight back home in a couple of hours. I was wondering if you could please loan me some $$? You can wire money to this location via Western Union….. PLEASE HELP!!
What is a fraudulent scheme usingSMS texting on cell phones
called?
A fraudulent scheme involving Identity Theftby email is called
“PHISHING”.
SMISHINGSMISHING
IRS TAX RETURNIRS TAX RETURNSCAMSCAM
Rebate Phone Calls Tax Refund E-Mails Audit E-Mails
Check Verification Phone Calls
CREDIT CARDSCREDIT CARDS
CREDIT CARD SECURITYCREDIT CARD SECURITYSCAMSCAM
Scammer calls purporting to be a fraud investigator from your credit card company Claims that some fraudulent activity has occurred on your account but they will help get the charges reversed Before they can reverse the charges, however, the scammer states that they need to confirm your social security number, mother’s maiden name, CVV or CVC number, etc.
MONEYMONEYMULEMULE $$$
A money mule is a person who transfers stolen money or merchandise from one country to another. The term is
commonly used to describe on-line scams that prey on victims who are unaware that the money or merchandise they are transferring is stolen. In these scams, the stolen money or merchandise is transferred from the victim's country to the
scam operator's country.
NIGERIAN ADVANCE FEE / 419NIGERIAN ADVANCE FEE / 419SCAMSSCAMS
Government Official, Lawyer, Judge, Law Enforcement, Doctor, Widow, CEO
Many different cover stories (ie. lottery, inheritance,business deal, charity, etc.)
CHARACTERISTICS:
USSS SCAM EMAILUSSS SCAM EMAIL
NIGERIAN ADVANCE FEE / 419NIGERIAN ADVANCE FEE / 419SCAMSSCAMS
Government Official, Lawyer, Judge, Law Enforcement, Doctor, Widow, CEO Official Looking Documents or Checks
Sense of Urgency
Confidential nature emphasized
Delivered by Regular Mail, E-Mail/Internet, Telephone
“Wire”, “Send”, “Ship” $ or Deposit $ Into Account
Many different cover stories (ie. lottery, inheritance,business deal, charity, etc.)
CHARACTERISTICS:
NEED A JOB?NEED A JOB?
$$ $
EMPLOYMENT SCAMEMPLOYMENT SCAM
“Employer” advertises the job opening in a legitimate forum (ie. online or in the newspaper) Example job titles are Customer Service Rep, Account Manager, Personal Assistant, Distribution Manager, Regional Sales Specialist, etc. “Employer” can claim to be in any industry from electronics and computers to hardware and textiles “Employer” may require victim to open a “business” bank account or provide their own bank account information to conduct business
Victim may be allowed to keep a % of the money as payment Checks, money orders or deposits are fraudulent and victim is held accountable for the loss by their bank
Victim’s job responsibilities include depositing checks or money orders OR receiving direct deposits into their bank account. Victim instructed to wire transfer the money to someone designated by the “Employer”
EMPLOYMENT SCAMEMPLOYMENT SCAM
Victim may be asked to receive merchandise at their address as one of their job responsibilities (ie. electronics, jewelry, clothing, etc.) and then
forward that merchandise to other locations (both U.S. and overseas)
Merchandise is purchased with stolen credit cards or through other fraudulent means. Victim
held accountable.
EMPLOYMENT SCAMEMPLOYMENT SCAM
VARIATIONVARIATION:
ROMANCE SCAMROMANCE SCAMMeet Pamela
Scott• 29-Year Old Single Woman
• Native of South Africa
• Very interested in everything about
you.
• Lives in North Carolina
• Struggling artist trying to
open her own art gallery.• Needs help shipping
her art from Africa to the U.S.
CAN YOU HELP ??
ROMANCE SCAMROMANCE SCAMPamela Scott is
actually:• Mustapha Dayo
• Male in his 20s
• Doesn’t care anything
about you.
• Lives in Nigeria
• He does need your help …
TO SEND HIM $$TO SEND HIM $$$$$$$$
ROMANCE SCAMROMANCE SCAM
Prey on both men and women. Be wary of chat messages and legitimate dating websites!!! Could spend weeks or months establishing the relationship. Feign interest in you/love. Offer a convincing story: - Family member with a disease - Legal troubles - Need $ for airline tickets to visit you - $ for business venture - Help with a charity
WHAT IF YOU WEREWHAT IF YOU WEREASKED TO SEND $ TOASKED TO SEND $ TO
SOMEONE IN THE U.S.?SOMEONE IN THE U.S.?
STILL A SCAM!!!!STILL A SCAM!!!!
** CRAIGSLIST ADVISORY --- AVOID SCAMS BY DEALING LOCALLY** Avoid: wiring money, cross-border deals, work-at-home** Beware: cashier checks, money orders, escrow, shipping** More Info: http://www.craigslist.org/about/scams.html
Hi There,I am very interested in purchasing the love seat you have or sale on Craigslist. I may even be willing to pay you a little more than what you are asking if it is what I am looking for. My brother has a very similar love seat in his apartment I believe. Can you please take a look to see if what you have for sale is similar to what my brother has by clicking on the following link VID 1 ? Thanks, I look forward to hearing back from you.
All the best,George
CRAIGSLIST COMPUTER VIRUS CRAIGSLIST COMPUTER VIRUS SCAMSCAM
UPS Delivery Problem NR 02908 Wednesday, March 31, 2010 5:33 AMFrom: "Manager Ben Rhodes" [email protected] Add sender to ContactsTo: [email protected] contains attachments
Dear customer! We were not able to deliver your postal package which was sent on the 22nd ofDecember in time because the addressee's address is incorrect.Please print out the invoice copy attached and collect the package at our department.United Parcel Service of America.
1 File (47KB) UPS_invoice_6845.zip
COMPUTER VIRUS SCAM EXAMPLECOMPUTER VIRUS SCAM EXAMPLE
COMPUTER VIRUS SCAM EXAMPLECOMPUTER VIRUS SCAM EXAMPLE
WHAT SHOULD YOU DO ?WHAT SHOULD YOU DO ? STOP!STOP! THINK FIRST, ACT SECOND !!!
Conduct your own background investigation. Ask family, professors or law enforcement for guidance.
Companies/Agencies should never ask you for your personal information over the phone or via e-mail. DON’T RESPOND! Never give out your personal info over the phone or internet unless you initiate contact and you know you are dealing with a true company representative.
DALLAS MORNING NEWS
COUNTERFEIT CHECKSCOUNTERFEIT CHECKS Use “Off-the-Shelf” Check Writing Software
Use High Quality Scanners Printers and Paper
May Contain Security Features (ie. Watermarks, Micro Printing) Printed with Names of Legitimate Financial Institutions and Companies (US or Foreign)
Bank Account #s and Routing #s May Be Real (obtained thru ID Theft) Money Orders Cashiers Checks Personal Checks Corporate Checks Travelers Checks U.S. Treasury Checks
YOUR NAME HERE
YOUR NAME HERE
YOUR NAME HEREYOUR NAME HERE
The suspect wants the victim to send the money before the victim finds out the check is counterfeit.
Just because funds are available on a check you’ve deposited, does not mean the check is good !!!!!
Until the bank tells you the check has cleared, YOU ARE LIABLE !!!!
COUNTERFEIT CHECKSCOUNTERFEIT CHECKS
ONLINE AUCTION / CLASSIFIED AD SCAMONLINE AUCTION / CLASSIFIED AD SCAM
“Buyer” sends overpayment for goods to cover S&H “Buyer” requests refund via wire transfer for remainder of money “Buyer’s” payment is fraudulent and Seller loses the $
OROR “Buyer” sends exact payment for goods “Buyer” waits for the Seller to deposit payment “Buyer” demands a refund due to family emergency, financial crisis, etc. “Buyer’s” payment is fraudulent and Seller loses the money
“Seller” advertises a valuable item at an extreme discount Buyer attracted by the allure of a bargain “Seller” demands Buyer use a wire transfer service for payment “Seller” never sends the item and the Buyer left with loss
ONLINE AUCTION / CLASSIFIED AD SCAMONLINE AUCTION / CLASSIFIED AD SCAM
ONLINE AUCTION / CLASSIFIED AD SCAMONLINE AUCTION / CLASSIFIED AD SCAM
FRAUDULENT CAR ADS POSTED IN LOCALNORTH TEXAS NEWSPAPERS