bsbfim601 manage finances assessment 1: assignment€¦ · assessment 1: assignment your trainer...

BSBFIM601 Assessment 1: Assignment, v1, October 2016 © Apex Institute of Education of 23

BSB61015 Advanced Diploma of Leadership and Management

BSBFIM601 Manage finances ASSESSMENT 1: Assignment

Student’s Name

Student No

Student Declaration I declare that the work submitted is my own. It has not been copied or plagiarised from any other person or source.

Student’s Signature

Date Submitted


Assessor use only BSBFIM601 Manage finances Assignment Marking Guide Checklist Did the student: Lin

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Satis

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Not

Satis

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Access required information from supervisor and discussed and reviewed relevant information including

• financial data • previous profit and loss • cash flow trends • Statutory requirements for compliance and liabilities for tax • software and its suitability for financial management

1.1,1.2, 1.3,1.4,

1.5

Generate budget and financial statement following set procedures and adhering to Australian accounting standards including:

• Sales forecast, taking into account additional information • Estimated expenses / inventory costs • Estimated profits

2.1,2.2, 2.3

Conduct role-play meeting with financial specialist to discuss financial aspects of the budget / financial plans

3.1

Develop procedure for risk management and contingency planning 3.2,3.3, 3.4,3.5

Develop and submit the following: • revised budget • budget assessment report • feasibility report

4.1,4.2, 4.3,4.4

▪ Prepare the research report on commercially available softwares 1.6

Result: Satisfactory Not Satisfactory Assessor signature: Date:

Feedback to student:


GENERAL INFORMATION ABOUT ASSESSMENT

Please read the following carefully • Assessments are to be completed according to the instructions provided in the

assessment document. Your trainer-assessor will go through the instructions with you. • Assignments (e.g. projects) are to be completed at home, in your own time. • If you are not sure about any aspect of an assessment, ask your trainer/assessor to

explain the requirements. • All parts of each assessment (questions and/or tasks) must be answered unless the

individual assessment instructions tell you something different. • You need to complete, sign and date the front page and attach it to your assignment. • All assignments must be typed in 12 point type on A4 paper • Make sure you keep a photocopy of your assignment before you hand it in. • All assignments must be your own work – your own words. All quotes from reference

sources (e.g. books and websites) must be acknowledged and listed at the end of your assignment. You must also ensure that the information you provide in assessment evidence must be current i.e. recent enough.

• Group or Team Work: In some cases, you will be required to work on a project in small groups, and your trainer will allocate you to a group to work as a team. You may even be allocated a particular role. If you are working as part of a group, you will still be required to submit your assessment individually, and your performance will be assessed on an individual basis. Therefore, you must keep and submit with your assignment a record of the specific contribution you have made to the project, as well as keep notes of team meetings to include in your final submission.

• If you are unable to submit any assignment by the due date, you need to discuss this with your trainer/assessor beforehand and obtain an extension of time.

• If you do not follow the above rules, you may need to be re-assessed. • Please remind your trainer of any special needs you may have. Where possible reasonable

adjustment to the assessment will be made, provided that does not affect the validity of the assessment.

• After you have completed an assessment, your assessor will give you feedback about your performance and tell you whether the result is “satisfactory” or “not satisfactory” (that is, your trainer /assessor considers you need more training and experience).

• If your performance is not satisfactory, you will be advised about any gaps in your knowledge or skills and given an opportunity to be re-assessed.

• If you think the assessment process was flawed, you may appeal against the assessment decision.

• After you have completed all the assessments for a unit (or group of units in some cases), you will be awarded C (Competent) if the assessor is satisfied you have provided enough appropriate evidence to meet all criteria. If you are unable to meet this requirement, you will receive the result NYC (Not Yet Competent).

• If you are deemed Not Yet Competent by your trainer /assessor and require re-assessment, you will be informed of the process.


BSBFIM601 ASSESSMENT INFORMATION

You need to complete two assessments for this unit of competency. Details are provided below. Assessment Number Assessment Task ASSESSMENT 1: Assignment Your trainer will give you this during the first classroom session for this unit of competency, together with any other relevant information required to complete the assessment.

You are required to submit the assessment in the last week of class for the unit. Your trainer will tell you the due date during the first classroom session.

This assessment is based on a case study of “ EDs Whitegoods” provided in the additional information section of this assessment

ASSESSMENT 2: Written Exam During the last week of classes for this unit, you will be required to do an exam covering the content of the unit. During the first classroom session for the unit, your trainer will tell you the date of the exam.

This is a 2 hour exam that you will complete in class under your trainer-assessor’s supervision. You are allowed to refer to your class notes and other resources.


Assessment 1 – Project This assessment project is to be completed in addition to the learning and assessment activities you complete in class. The project is designed to assess the knowledge and skills required to undertake budgeting, financial forecasting and reporting and to allocate and manage resources to achieve the required outputs for the business unit. It includes contributing to financial bids and estimates, allocating funds, managing budgets and reporting on financial activity. If you are not sure about any aspect of the assessment or would like to discuss your particular needs, please speak to your trainer. Your trainer will tell you the date you need to submit your assignment. All parts of the project will be given to you at the same time. You need to complete all parts and submit them together by the due date. This will be in the last week of classes for the unit. This project assignment is to be completed using the information provided under Appendix 1-5.

The checklist and scope of submission table will identify the records that you are required to prepare and submit (as a single submission). Your assignment must be typed (in 12 point type on A4 paper) and attached to the front page of this assessment document, which you need to complete as an Assessment Cover Page. Make sure you keep a copy of your assignment before you hand it in to your trainer.


Part 1.

Task 1 For this part, students are to utilise the data in the Appendices regarding Ed’s Whitegoods. The instructor can role-play the part of Edward Tan, the proprietor and will give any additional information required, including company policies and procedures, milestones etc. Students are to undertake the following:

• List all personnel you would consult with in order to gain adequate advice prior to commencing your reports.

• Consult with your instructor to determine management requirements • Prepare a 1-year budget & projected financial statement including:

- Sales forecast, taking into account additional information in Appendix 5 - Estimated expenses / inventory costs - Estimated profits

• Ensure report layout and format comply with management information requirements, are clear and error-free

Note: Students must use spreadsheet to undertake this task. Students must ensure that estimates of future cash flow, costs and revenues are realistic in context of the available information at the time of creating the budget. Changes in circumstances should be anticipated as best as possible with particular emphasis on financial risks and creating protection strategies in accordance with organisational procedures. Any liaison with the proprietor of the business to determine milestones, policies, goals etc. should be carried out with your instructor, who will role play the relevant parts.

Task 2 Now you are to take your completed budget and arrange an appointment with your assessor, who will role-play a finance specialist. In this meeting, you are to

• Manage the meeting direction and progress • Discuss with the finance specialist the aspects of your budgets / financial plans (the

package) • Review and ensure to validate your reasons and proposals • Amend / revise your package as appropriate

You must now:

• Detail in writing all delegations and budget accountabilities for implementation and management of your package


• Develop a written procedure that details the recording systems and documentation process you will follow for monitoring and controlling all activities against your plans.

• Develop a risk management and contingency plan for all your proposed financial plans; along with a policy and procedure to be followed when implementing these plans

• Develop a policy and procedure that outlines proper maintenance of records of financial performance and provides for evaluation of the effectiveness of your financial management process

Part 1. Checklist and Scope of Submission Before you hand in part 1, use the checklist below to make sure you have completed all the tasks and have included all the relevant information. I have:

• Developed and submitted annual budget • Detailed all delegations and budget accountabilities for implementation and

management of proposal • Developed a plan and policy and procedure for risk management and contingency • Developed a policy and procedure for proper maintenance of records

Part 2.

Task 1 You are required to compare their budgeted figures against actual figures located below: Ed’s Whitegoods 1 year result:

Total Sales: $1,623,000 Total Purchases: $701,400 Total Expenses: $402,000

You are to undertake the following:

• Prepare a variance analysis between budgeted and actual figures • Ensure report demonstrates major differences • What was the discrepancy?

- Is the discrepancy a positive or negative one? - Locate the area and give at least 5 reasons why the discrepancy may have

occurred • Utilise the data provided to determine the effectiveness of the cost budgeting

techniques used • Lastly, you should give recommendations as to how their variance may be corrected

for future budgets for the business. The variance report should be submitted along with a written report detailing answers to the above questions.


Part 2. Checklist and Scope of Submission Before you hand in these assessment tasks, use the checklist below to make sure you have completed all the tasks and have included all relevant information. I have:

• developed and submitted the following o revised budget o budget assessment report o feasibility report

Part 3.

Task 1 For this task you are to identify and evaluate a minimum of 3 commercially available financial management software for its appropriateness within your actual or projected business. You need to consider

1. Price 2. Usability 3. Features and functions 4. Compatibility with other programs 5. Compatibility with other specialists

Provide your review in the form of a written report, making a recommendation on the most suitable product for you. Be sure to explain your approach, including the pros and cons of each product evaluated Part 3. Checklist and Scope of Submission Before you hand in these assessment tasks, use the checklist below to make sure you have completed all the tasks and have included all relevant information. I have:

• Prepared and submitted the research report.


Appendix 1 – Big Ed’s Whitegoods Ltd

Edward Tan owns a medium sized whitegoods retail store. He provides you with the following information which is current as of 1 October 2014. All sales and purchasing figures are inclusive of GST. Assets: Cash (Bank) $245,000 Computer equipment $16,400 Delivery Van $26,000 Phones $2,300 Office Equipment $4,500 Debtors $13,580 Stock $117,303 Expenses Phone Service / Calls $780 Electricity $1590 Gas $600 Water $550 Insurance $1300 Payroll $465,000 Cleaning $850 Finance Costs $1650 Advertising $560 Rent $25,000 Petrol $560 Accountants Fees $370 Maintenance $1405 Bank Fees $210 Office Supplies $600 Creditors: JRL Holdings $22,626 Innovating Technology Ltd $3,653 LMS Marketing $1,200 Rowlings & Sons $35,622 Ed has 3 customers that purchase a large quantity of stock through him which he delivers to their premises. To keep these customers happy, Ed is providing this service on credit to the customers listed below. The listed customers have a debt owing to Ed as listed: Debtors: P.L Farthings $1,323 J Smyth & Co $800 L.L Incorporated $356 National Appliances Direct $4,233


Appendix 2 – Big Ed’s Whitegoods Ltd Transactions October 2014 Ed sold the following items: Each sold at: 12 fridges $1600 15 freezers $800 13 microwaves $470 11 Range hoods $190 6 ovens $2100 16 cook tops $560 18 dishwashers $990 22 Vacuums $390 14 Coffee makers $600 25 Toasters $99 5 Irons $156 16 Mixers $89 13 Deep fryers $99 4 Portable A/Cs $350 0 Hairdryers $35 14 Irons $45 14 Scale Sets $24 13 Kettles $78 15 Small Bins $40 7 Large Bins $60 9 Wine coolers $299 5 Washing Machines $340 4 Dryers $330 TOTAL $111837 All Sales for cash


Ed purchased the following items: Each purchased for: 10 fridges $800 Purchased on credit from JRL 15 freezers $250 Purchased on Credit from JRL 10 microwaves $150 10 Range hoods $80 5 ovens $900 15 cook tops $200 15 dishwashers $450 20 Vacuums $130 Purchased on credit from Innovative Tech 10 Coffee makers $250 Purchased on credit from Innovative Tech 20 Toasters $35 5 Irons $78 15 Mixers $45 10 Deep fryers $45 0 Portable A/Cs $180 0 Hairdryers $9 10 Irons $19 10 Scale Sets $12 10 Kettles $34 10 Small Bins $13 5 Large Bins $22 15 Wine coolers $130 5 Washing Machines $220 Purchased on credit from Rowlings 5 Dryers $210 TOTAL $40605 All Invoices paid at time of purchase unless otherwise stated The following amounts were paid to creditors: JRL Holdings $5,000 Innovating Technology Ltd $2,000 Rowlings & Sons $5,000 Deliver services were provided on credit to the following: P.L Farthings $300 J Smyth & Co $150 L.L Incorporated $362 National Appliances Direct $600


The following was paid in expenses Phone Service / Calls $65 Electricity $132.50 Gas $50 Water $45.83 Insurance $108.33 Payroll $38750 Cleaning $70.83 Finance Costs $137.50 Advertising $46.67 Rent $2083.33 Petrol $46.67 Accountants Fees $30.83 Maintenance $117.08 Bank Fees $17.50 Office Supplies $ 50 TOTAL EXPENSES $41,752.08


Bank Statement October 2014

1-Oct BALANCE FORWARD $245,000.00 CR

3-Oct Loan Costs (National) $137.50 $244,862.50 CR 4-Oct Telsta Invoice 3365432 $65.00 $244,797.50 CR 5-Oct HLH Electricity $132.50 $244,665.00 CR 6-Oct Ultimate Gas $50.00 $244,615.00 CR 8-Oct Wages $19,375.00 $225,240.00 8-Oct Rent $2,083.33 $223,156.67 CR 9-Oct Cash Deposit $6,000.00 $229,156.67 CR

13-Oct JRL Holdings $5,000.00 $224,156.67 CR 15-Oct Innovative Technology $2,000.00 $222,156.67 CR 17-Oct Cash Deposit $25,837.00 $247,993.67 CR 22-Oct Cash Withdraw $500.00 $247,493.67 CR 22-Oct Wages $19,375.00 $228,118.67 CR 22-Oct Purchase 11451 $12,620.00 $215,498.67 CR 23-Oct Shell $46.67 $215,452.00 CR 23-Oct Purchase 11452 $8,630.00 $206,822.00 CR 25-Oct Cash Withdraw $500.00 $206,322.00 CR 25-Oct Purchase 11453 $1,405.00 $204,917.00 CR 25-Oct LMS Marketing $46.67 $204,870.33 CR 25-Oct Cash Withdraw $50.00 $204,820.33 CR 26-Oct Water $45.83 $204,774.50 CR 26-Oct Insurance Direct Debit $108.33 $204,666.17 CR 27-Oct Corporate Cleaning Ltd $70.83 $204,595.34 CR 27-Oct Rowlings & Sons $5,000.00 $199,595.34 CR 27-Oct Cash Deposit $35,000.00 $234,595.34 CR 28-Oct Fees $17.50 $234,577.84 CR

28-Oct P.L.Harris Repairs $117.08 $234,460.76 CR 29-Oct Yarra Valley $45.83 $234,414.93 CR 30-Oct Cash Deposit $45,000.00 $279,414.93 CR 30-Oct Cash Withdraw $500.00 $278,914.93 CR 30-Oct Office Supplies $50.00 $278,864.93 CR


Appendix 3 – Ed’s Whitegoods Ltd Transactions November 2014 Ed sold the following items: Each sold at: 8 fridges $1600 10 freezers $800 6 microwaves $470 15 Range hoods $190 5 ovens $2100 18 cook tops $560 18 dishwashers $990 26 Vacuums $390 18 Coffee makers $600 13 Toasters $99 7 Irons $156 11 Mixers $89 9 Deep fryers $99 6 Portable A/Cs $350 2 Hairdryers $35 16 Irons $45 18 Scale Sets $24 14 Kettles $78 14 Small Bins $40 17 Large Bins $60 10 Wine coolers $299 10 Washing Machines $340 4 Dryers $330 TOTAL $103136 All Sales for cash


Ed purchased the following items: Each purchased for: 5 fridges $800 Purchased on credit from JRL 5 freezers $250 Purchased on Credit from JRL 5 microwaves $150 10 Range hoods $80 5 ovens $900 10 cook tops $200 10 dishwashers $450 20 Vacuums $130 Purchased on credit from Innovative Tech 10 Coffee makers $250 Purchased on credit from Innovative Tech 10 Toasters $35 5 Irons $78 10 Mixers $45 5 Deep fryers $45 5 Portable A/Cs $180 0 Hairdryers $9 15 Irons $19 15 Scale Sets $12 10 Kettles $34 10 Small Bins $13 5 Large Bins $22 5 Wine coolers $130 0 Washing Machines $220 Purchased on credit from Rowlings 0 Dryers $210 TOTAL $26910 All Invoices paid at time of purchase unless otherwise stated The following amounts were paid to creditors: JRL Holdings $5,000 Innovating Technology Ltd $2,000 LMS Marketing $1,200 Rowlings & Sons $5,000 Deliver services were provided on credit to the following: P.L Farthings $200 J Smyth & Co $350 L.L Incorporated $462 National Appliances Direct $490 TTNT $336


As of December 2014, Ed gains another valuable customer, TTNT, who he sets up on the same credit delivery scheme as his other regular customers. The following was paid in expenses Phone Service / Calls $65 Electricity $132.50 Gas $50 Water $45.83 Insurance $108.33 Payroll $38750 Cleaning $70.83 Finance Costs $137.50 Advertising $46.67 Rent $2083.33 Petrol $46.67 Accountants Fees $30.83 Maintenance $117.08 Bank Fees $17.50 Office Supplies $ 50 TOTAL EXPENSES $41,752.08


Bank Statement November 2014

1-Nov BALANCE FORWARD $278,864.93 CR

3-Nov Loan Costs (National) $137.50 $278,727.43 CR 4-Nov Telsta Invoice 3365433 $65.00 $278,662.43 CR 5-Nov HLH Electricity $132.50 $278,529.93 CR 6-Nov Ultimate Gas $50.00 $278,479.93 CR 8-Nov Wages $19,375.00 $259,104.93 8-Nov Rent $2,083.33 $257,021.60 CR 9-Nov Cash Deposit $3,606.00 $260,627.60 CR

13-Nov JRL Holdings $5,000.00 $255,627.60 CR 15-Nov Innovative Technology $2,000.00 $253,627.60 CR 17-Nov Cash Deposit $9,000.00 $262,627.60 CR 22-Nov Cash Withdraw $500.00 $262,127.60 CR 22-Nov Wages $19,375.00 $242,752.60 CR 22-Nov Purchase 11454 $7,209.00 $235,543.60 CR 23-Nov Shell $46.67 $235,496.93 CR 23-Nov Purchase 11455 $5,695.00 $229,801.93 CR 25-Nov Cash Withdraw $500.00 $229,301.93 CR 25-Nov Purchase 11456 $3,656.00 $225,645.93 CR 25-Nov LMS Marketing $1,200.00 $224,445.93 CR 25-Nov LMS Marketing $46.67 $224,399.26 CR 25-Nov Cash Withdraw $50.00 $224,349.26 CR 26-Nov Water $45.83 $224,303.43 CR 26-Nov Insurance Direct Debit $108.33 $224,195.10 CR 27-Nov Corporate Cleaning Ltd $70.83 $224,124.27 CR 27-Nov Rowlings & Sons $5,000.00 $219,124.27 CR 27-Nov Cash Deposit $46,530.00 $265,654.27 CR 28-Nov Fees $17.50 $265,636.77 CR

28-Nov P.L.Harris Repairs $117.08 $265,519.69 CR 29-Nov Yarra Valley $45.83 $265,473.86 CR 30-Nov Cash Deposit $44,000.00 $309,473.86 CR 30-Nov Cash Withdraw $500.00 $308,973.86 CR 30-Nov Office Supplies $50.00 $308,923.86 CR


Appendix 4 – Ed’s Whitegoods Ltd Transactions December 2014 Ed sold the following items: Each sold at: 16 fridges $1600 15 freezers $800 6 microwaves $470 8 Range hoods $190 8 ovens $2100 14 cook tops $560 14 dishwashers $990 29 Vacuums $390 26 Coffee makers $600 19 Toasters $99 9 Irons $156 16 Mixers $89 13 Deep fryers $99 8 Portable A/Cs $350 1 Hairdryers $35 21 Irons $45 22 Scale Sets $24 19 Kettles $78 31 Small Bins $40 16 Large Bins $60 16 Wine coolers $299 15 Washing Machines $340 8 Dryers $330 TOTAL $133860 All Sales for cash


Ed purchased the following items: Each purchased for: 10 fridges $800 Purchased on credit from JRL 10 freezers $250 Purchased on Credit from JRL 10 microwaves $150 15 Range hoods $80 10 ovens $900 15 cook tops $200 15 dishwashers $450 30 Vacuums $130 Purchased on credit from Innovative Tech 25 Coffee makers $250 Purchased on credit from Innovative Tech 20 Toasters $35 10 Irons $78 18 Mixers $45 15 Deep fryers $45 10 Portable A/Cs $180 5 Hairdryers $9 25 Irons $19 25 Scale Sets $12 20 Kettles $34 30 Small Bins $13 15 Large Bins $22 15 Wine coolers $130 10 Washing Machines $220 Purchased on credit from Rowlings 10 Dryers $210 TOTAL $55335 All Invoices paid at time of purchase unless otherwise stated The following amounts were paid to creditors: JRL Holdings $10,000 Innovating Technology Ltd $4,000 Rowlings & Sons $8,600 Deliver services were provided on credit to the following: P.L Farthings $965 L.L Incorporated $332 National Appliances Direct $695


The following was paid in expenses Phone Service / Calls $65 Electricity $132.50 Gas $50 Water $45.83 Insurance $108.33 Payroll $38750 Cleaning $70.83 Finance Costs $137.50 Advertising $46.67 Rent $2083.33 Petrol $46.67 Accountants Fees $30.83 Maintenance $117.08 Bank Fees $17.50 Office Supplies $ 50 TOTAL EXPENSES $41,752.08


Bank Statement December 2014 1-Dec BALANCE FORWARD $308,923.86 CR

3-Dec Loan Costs (National) $137.50 $308,786.36 CR 4-Dec Telsta Invoice 3365434 $65.00 $308,721.36 CR 5-Dec HLH Electricity $132.50 $308,588.86 CR 6-Dec Ultimate Gas $50.00 $308,538.86 CR 8-Dec Wages $19,375.00 $289,163.86 8-Dec Rent $2,083.33 $287,080.53 CR 9-Dec Cash Deposit $32,615.00 $319,695.53 CR

13-Dec JRL Holdings $10,000.00 $309,695.53 CR 15-Dec Innovative Technology $4,000.00 $305,695.53 CR 17-Dec Cash Deposit $58,565.00 $364,260.53 CR 22-Dec Cash Withdraw $500.00 $363,760.53 CR 22-Dec Wages $19,375.00 $344,385.53 CR 22-Dec Purchase 11457 $9,643.00 $334,742.53 CR 23-Dec Shell $46.67 $334,695.86 CR 23-Dec Purchase 11458 $11,555.00 $323,140.86 CR 25-Dec Cash Withdraw $500.00 $322,640.86 CR 25-Dec Purchase 11459 $11,287.00 $311,353.86 CR 25-Dec Cash Withdraw $600.00 $310,753.86 CR 25-Dec LMS Marketing $46.67 $310,707.19 CR 25-Dec Cash Withdraw $50.00 $310,657.19 CR 26-Dec Water $45.83 $310,611.36 CR 26-Dec Insurance Direct Debit $108.33 $310,503.03 CR 27-Dec Corporate Cleaning Ltd $70.83 $310,432.20 CR 27-Dec Rowlings & Sons $8,600.00 $301,832.20 CR 27-Dec Cash Deposit $20,652.00 $322,484.20 CR 28-Dec Fees $17.50 $322,466.70 CR

28-Dec P.L.Harris Repairs $117.08 $322,349.62 CR 29-Dec Yarra Valley $45.83 $322,303.79 CR 30-Dec Cash Deposit $22,028.00 $344,331.79 CR 30-Dec Cash Withdraw $500.00 $343,831.79 CR 30-Dec Office Supplies $50.00 $343,781.79 CR


Appendix 5 – Ed’s Whitegoods Ltd Assumptions for 2015 financial year Following research on market trends and consumer confidence, as well as inflation and other factors, Ed has provided you with the following set of assumptions for the 2015 business year.

1. Purchase cost of goods is set to rise by 5% 2. Decreased consumer confidence means that sales are expected to decrease by 12% 3. Ed believes he can increase his sale prices by 8% which should have minimal impact

on overall sales, perhaps reducing total sales by a further 3% 4. Ed plans on reducing his expenses by laying off one of his part time staff members

who has a yearly salary of $47,000. This is hoped to have only minimal impact on productivity, however a decrease

Appendix 6 – Ed’s Whitegoods Ltd Historic Data 2015 Business Year Total Sales: 1366000 Total Purchases: 643000 Total Expenses: 186000 Jan - September 2014 Total Sales: 1080000 Total Purchases: 477000 Total Expenses: 378000


BSBFIM601 Manage finances - Observation Checklist for Role-Play

Student No & Name

Did the student do the following? Satisfactory

Assessor’s Notes Yes No

Adhere to the principles of double entry accounting

Demonstrate skills in accrual accounting

Gather and verified all data effectively

When undertaking the role-play: • Communicate professionally

• Explain proposed budgets effectively

• Validate reasons and proposals thoroughly

• Detailed all delegations and budget accountabilities for implementation and management of proposal

Assessor’s name Assessor’s signature Date

bsbfim601 manage finances assessment 1: assignment€¦ · assessment 1: assignment your trainer...

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