Presentation to National Institute of Fashion Technology

* Cashless campus offeringWhat does the bank offer

ONLINE PORTAL FOR INSTITUTES

Online Portal

Customized Card

CUSTOMER EMPOWERMENT

Customer EmpowermentReady kit Debit Card

Self User Creation for Internet Banking

Self User Creation for Mobile Banking

Self User Creation for Phone Banking

Re-generation of ATM PIN/Internet passwords

No paper work/No wait for PIN mailers

All the above facilities available 24x7

* Payment gateway solutions

* Facilitates payments on Institutes website through Union Bank net banking accountStudent accounts is debited and pool account of the Institute to collects fees is credited on real time basisThere are two payment gateway solutionsFacilitates payment through all VISA / Master Card debit and credit cardsStudent transactions is settled by VISA or MasterCard and settlement happens in T+1 Internet banking payment gatewayDebit / credit card payment gateway

Internet banking payment gateway*

Internet banking payment gateway solutions: Process flowStudent visits Institutes website, goes to make payment option and selects Union Bank Internet Banking PaymentTransaction goes to the payment gateway, students enters log in ID and password and then trxn ID and password and authorizes the transaction.Response comes back to the webpage of the institutes website and server displays the receipt to the customer. Institutes a/c with the Bank is credited instantly.

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Credit / Debit card payment gateway* VISA/MasterCardIssuerACS2A2BPAYMENT GATEWAY

Talks to Issuer bank ACS and Communicates to VISA/Master Card

* Credit / Debit card payment gateway solutions: Process flow

ONLINE CHALLAN PAYMRNT- ANY BRANCH PAYMENT

Facilitates online payment of fees through challan system through any branch of Union Bank of IndiaProcess flow:Students enters his Registration no. in Institutes website.Students details are populated and triplicate challan is generated.Student approaches any branch of Union Bank of India pan India along with printed challan and amount.On a real time basis Institutes account gets credited.ANY BRANCH PAYMENT

Online Challan in Triplicate

Back end Process flow

Immediately upon generation of challan at Institutes website, banks server is updated through an intermediary server.

Bank staff verifies the detail based on the challan number generated.

Bank passes the entry and college account is credited on real time basis.

* Mobile PoS solutions

* Common issues at campuses, colleges and universitiesHandling Cash, Cheques, DDsLate Realization from collegesNeed to recharge my mobile . Shop is closedI have to pay Exam fee by tomorrowThere is long queue at fee counter

*Migrating all payment and purchase needs of students on campus through internet bankingCash in any form inside the campus should move only through Mobile Bkg Channel.ConceptServices Offered are

Fees Payments to University/CollegeStudent to Student Fund TransferCanteen PaymentsGrocery /stationeryPurchaseInstant Mobile RechargeAccess Account Information

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First of its kind device which facilitates the transactions at various locations inside campusCan be used to register the students for mobile banking servicesEnables transactions likeFee PaymentsPurchase TransactionsFund TransferMobile RechargeBalance Enquiry/Mini statement and many more based on Mobile number and mPIN

* Hassle free fee collection systems round the clock as this enables students/parents to make the fee payments to the institute through banks internet banking account or credit or debit card or on mobile PoTEliminates handling of cash, cheques and draftsReduces Paper work, reconciliationCustomized MIS Reports as desired by the college

*RGPV , Bhopal Success StoryOverall1,00,000 Students accounts 200 Colleges or Institution accounts1 million PG txns in 9 monthsAt RGPV Campus 2000 Students/Faculty100% M-banking users

Institutions Portal Online Self Service AccountOnline Application Forms AdmissionsExamination Degree etcOnline delivery of all latest orders, circulars, Notices, Amendments Communication Through EmailDedicated web site for each Department to publish Authentic information on Portal managed by HODsEvents informationCentralize Faculty Profile DatabaseInternet Banking and Payment Gateway ServicesAlumni Students Database24 x 7 Call center Support

Students Service Online Database of Students Unique Identification Online Self Service AccountOnline Application Forms Academics Examination Online Mark sheet and Results Publication of all results through Email and SMS E-Library Accessibility Authentic CV publication from central server of each student for Training and Placement ServicesOnline delivery of all latest orders, circulars, Notices, Amendments Individual Photo based Smart Cards to connect to the system, an to store all data in digital formatInternet Banking and Payment Gateway ServicesOnline receipts

SMART Card

Industry's ServicesPublish their vacancies on the platform Centralised Search on database of students Provide information of various events and workshops organized for students and faculties.Publish the e-contents under e-libraryPromotional material for the benefit of students and faculties

Parents / Guardian's ServicesRemotely monitor the progress of students Communicate directly with university & institutionsMake the online payments of FeesGet the online transaction receiptsSuggestion / Feedback section

Government ServicesCentralise MIS & Reporting System for monitoring purposes.Communication with the sections of university Exchange of data with universityStatistical information from databaseAccess to the orders and circulars of the university

Solution Overview

* We provide All students with zero balance accounts, instant Debit Card, Self Creation of e-banking and mobile banking, SMS alerts facilityUniversity/College with Internet Banking and Credit/ Debit Card Payment Gateway, Online Challan facilities to enable online fees paymentMobile PoT facilities at fee counters, stores, canteenFaculty for Institutions - Salary Accounts, Credit Cards, Home loan and Vehicle loan facilitiesEducation Loans for studentsATMs at your Campus

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