chapter-5 industrial profile of bangalore urban...
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CHAPTER-5
INDUSTRIAL PROFILE OF BANGALORE URBAN DISTRICT
GEOGRAPHICAL FEATURES
The geographical feature have influenced history, India was subcontinent which
included in addition to the present Indian nation Countries like Pakistan, Bangladesh,
Nepal and Bhutan located in the Southern part of Asia India is placed in strategic part of
Asia, India is placed in a strategic portion the Indian ocean lies to the south. To the east
is the Bay of Bengal and to the west is the Arabian Sea. They are a part of Indian
Ocean. To the north are the Himalayan Mountains. To the south of the Vindhya
Mountains is the ocean plateau. The plateau is triangular in shape.
The total area of India is 32,87263 sq. Km. There are 28 states and 6 unions territories,
Delhi is a national union territory among the states are included the new states of
Uttaranchal, chattisghar and Jharkhand which were formed in 2000.
STATES AND UNION TERRITORIES OF INDIA
India for administrative purpose is divided into the national capital territory of Delhi, 28
states and 6 centrally administered union territories.
The period between 1947 and 1950 witnessed the consolidation of the former princely
state into new provinces usually governed by a Rajpramukh, (Governor) appointed by
the Governor General of India in 1950 the Indian constitution took effect the office of
the governor – general was abolished and India created several different categories of
states.
Between 26 Jan 1950 and 1 Nov 1956 there were four type of divisions .Part A states
(under a governor), Part B state (under a Rajpramukh), Part c state (under a chief
commission), and one Part D territory from 1956 there were only states (former Part A
and Part B states) and union territories (former Part C and Part D territories) gape in the
list of the chief. Ministers usually signify period of “president rule”
INDUSTRIAL PROFILE OF INDIA - AN OVERVIEW
Agricultural has been the major source of livelihood of the Indian population for long
After Independence however founder saw the nation progressing with a decent
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industrial base. This triggered formulation of programmes and strategies to construct a
proper infrastructure for speedy industrialisation
India has been successful in achieving autonomy in producing different basic and
products since independence .The productivity of the major Indian industries
incorporates aircraft ,vessels, automobiles ,steam engines, heavy electrical equipment
,construction ,machinery ,chemicals ,precision equipments ,communication instruments
,power generation ,and transmission tools and computers,
INDUSTRIALISATION IN INDIA
Since independence to 1980 this period there was restrictive growth of private sector
and government permission was required to set up any private enterprises in India
.Despite this the GDP growth at the rate 1.4% per annum from 1940-1970 other factors
such as poverty and famine lowered India‟s economic growth rate during this period
and with the presence of very few top producers of major industrial goods the
absorption of domestic production it was greater while led to monopolistic price of
India during this period lagged behind in terms of economic growth as the rest of the
world grew and flourished through overseas trade .
1980 to mid 1990 Post 1980s to India saw liberalisation and achieved further move in
mid 1991. The nation witnessed historical upsurge in per capita GNP. In 1994-1995, the
industrial output growth registered 8.4%growth and the export rose b of 27%. This
resulted in a 10% drop in inflation in the mid 1990s
In1990 to 2000s, Since its liberalisation policy, India opened a several public sector
enterprises The export saw a 17% rise in 1994 and 28%in 1995-1996 over 90% of
India‟s import are backed by export revenues at present, the current account deficit is
quite manageable foreign exchange reserves are showing a healthy trend the food stocks
have witnessed an all time increase of 37m tonnes.
The index of industrial production (IIP) registered a growth rate of 10.4% in 2009-2010
this was a against a growth rate of 2.6% in 2008-2009
The private sector, which was neglected by previous governments, contributes to two –
third of India‟s GDP the shift of state‟s responsibility from a chief investor to a catalyst
of private enterprises has paved way to a new accordon liberalisation,
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It is stated by expert that the contribution of India in the world GDP is estimated to
increase from 6% to 11% by the year 2025 whereas the contribution of the U.S in the
world GDP presumed to decline from 21% to 18% this has indicated the emergence of
India as the third biggest global economy after US and china this above evaluation is
supported by the overall development in the all the sector in India; in which the key
sector is Industry sector.
MAJOR INDUSTRIES IN INDIA
AUTOMOBILE INDUSTRIES
One of the major industrial sectors in India is the automobile sector, after the
liberalisation the automobile sector has been aptly described as the sunrise sector of the
Indian economy as this sector has witnessed tremendous growth
Automobile Industries was declined in July 1991 with announcement of the industrial
policy, The passenger car Industry was also however declined in 1993 no Industrial
licence required for setting up for any unit for manufacture of automobiles except in
some special cars, the names for foreign investment and import of technology have also
been progressively liberalised over the year for manufacturing for vehicles including
passenger cars in order to make the sector globally competitive .At present 100% FDI is
permissible under automatic rose in this sector including passenger car segment .The
import of technology/technological up radiation on the royalty payment of 5% without
any duration limit and payment of USD 2 million is also allowed under automatic route
in this sector with the gradual liberalisation of the automobile sector since 1991 the
number of manufacturing facilities in India has grown progressively
According to data released by society of Indian Automobiles manufactures (SIAM) the
total no of vehicles including passenger cars, commercial vehicle, two wheelers and
three wheelers produced in 2009-10 was 14,049,830 as compared to 11,172,275
produced in 2008-09
The sudden rush in automobile industries since the nineties has led to healthy growth of
the auto component sector in the economy during the year 2008-09 the turnover and
export of auto component industry was recorded at US $ 15.85 billion and US $ 3.11
billion respectively
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CHEMICAL INDUSTRY
Indian chemical industry generated around 70,000 commercial goods ranging from
plastic to toiletries and pesticides to beauty products .It has an estimated size of $35
billion which is equivalent to approximately 3% of India‟s GDP .The total investment
in Indian chemical sector is approximately $60 billion and the total employment
generated is about 1 million, The Indian chemical sector account for 13-14% of total
expert and 8-9% of total import of the country
CEMENT INDUSTRY
Cement is most one of the technologically advanced industries in the country ,as in 1st
April 2008 there are 159 large cement plants in the country ,The all India cement
demand is nearing to 190-195 million tonnes ,The cement plant in the country have a
total capacity of 200-215 million tonnes ,The production during 2007-2008 was 168.03
million tonnes ,registering a growth of 7.83 percent over previous year .
STEEL INDUSTRY
India is the fifth largest crude steel producing country in the world, the crude steel
production in the country during 2008-09 was 54.52 million tonnes compared to the
53.86 million tonnes in 2007-2008, the key players in steel Industry are steel authority
of India (SAIL), Bokhara steel plant, Rourkela steel plant, Durgapur steel plant and
Bilai steel plant.
FOOD PROCESSING INDUSTRY
India food processing industry widely recognised as a‟ sun rice Industry „having a huge
potential for uplifting agricultural economy creation of large scale processed food
manufacturing and food chine facilities and export earnings ,The Industry is estimated
to be worth around US $67 billion and employee about 13 million people directly and
about 35 million people indirectly ,The food processing sector in India is prepared to
meet the international standards ,Food safety and standard authority of India has the
mandate to develop standards and also to harmonise the sachet food hygiene and food
safety requirement and to the conditions of India‟s food Industry.
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MINING INDUSTRY
The GDP contribution of the mining industry various from 2.2% to 2.5% only but when
compared to the total industrial sector at contributes around 10% to 11% mining done
on small scale contributes 6% to the entire cost of mineral production ,Indian mining
Industry provides job opportunity to around 0.7 million individuals.
OIL AND NATURAL GAS
The Indian oil and gas sector is one of the sixth core industries in India and has
significant to foreword contribution with the entire economy, India has been growing at
a normal rate annually and is committed to accurate the growth momentum in the year
to come oil and natural Gas corporation limited (ONGC) and Oil Indian limited (OIL)
the two natural companies (NOC) and private and joint-venture companies are engaged
in the exploration and production of Oil and natural gas in the country.
During the year 2008-09 crude oil production has been 33.51 million metric tonnes
(MMT) with natural gas at 32.85 billion cube meter (BCM) natural gas production in
2009-10 was about 52.116(BCM)
During the functional year 2008-09 exports of petroleum products in quality terms in
36.93 MMT valued at US $ 25.41 billion making an increase of 6.02% in value terms
compared to 2007-08.
IT-BPO SECTOR
The Indian information and communication technology (ICT)industry and Indian
software professionals have earned global recognition for exceptional technical skills
software skills and quality process for our two decades ,The $130 billion Indian ICT
industry forms not only one tenth of India‟s GDP but also has built substantial
knowledge capital .
The Indian IT-BPO sector has built a strong reputation for its high standards of service
quality and information security which has been acknowledge globally and has helped
enhance buyer confidence.
Indian IT-BPO grew by 12 percent in FY 2009 to reach US$ 71.7 billion in aggregate
revenue, software and service exports (include experts of IT services, BPO, Engineering
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services and R & D and software products) reached US $ 47 billion contributing nearly
66% to the overall IT-BPO revenue aggregate IT-BPO experts (including hardware
experts) reached US $ 47.3 billion in FY 2009 as against US $ 40.9 billion in FY 2008,
a growth of 16%.
PHARMACEUTICAL INDUSTRY
India‟s pharmaceutical industry is now the third largest in the world in terms of volume
and stands 14 in terms of value according to data published by the department of
pharmaceuticals, ministry of chemical and fertilizers, the total turnover of India‟s
pharmaceutical industry between September 2008 and September 2009 was US $ 21.04
billion of this the domestic market was worth US $ 12.26 billion, The sales of all types
of medicines in the country is expected to reach around US $
Exports of pharmaceutical product from India increased from US$ 6.23 billion in 2006-
07 to US $ 5.92 billion in 2007-08 and US $ 8.7 billion in 2008-09 a combined annual
growth rate (CAGR) of 21.25%.
According to a report by price water house coopers (PWC) in April 2010, India will
join the league of top 10 global pharmaceutical markets in terms of sales by 2020 with
the total value reaching US $ 50 billion.
TEXTILE INDUSTRY
The Indian textile industry has an very important presence in the economic life of the
country, Apart from providing one of the basic necessity of life the textile industry also
plays a very important role through its contribution to industrial output, employment
generation and the export earning of the country during 2009-10 Indian Textile industry
is pegged at US $ 55 billion ,64% of which services domestic demand ,The Textile
industry accounts for 14% of industrial production ; employs 35 million people and
accounts for nearly 12% share of a country‟s total exports.
The Textile sector second largest providers of employment after agriculture therefore
the growth and overall development of this industry has a bearing on development of
the economy and nation.
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TRAVEL AND TOURISM
Travel and tourism is now the biggest industry in India with a contribution of 6.23% to
the GDP and 8.78% to the total employments, In 2009 India registered 563 million
domestic tourism visits, Which represents a revenue of over 15% over the previous
year, According to the world travel and tourism council India will be a tourism hotspot
from 2009-18, with the highest 10 year growth potential globally.
Foreign tourist arrival in India during the month of May 2010 were 3,45,000 an increase
of 15.5% over May 2009 foreign tourist arrival during January May 2010 were 2.263
million an increase of 11.03% over the corresponding period last year , Foreign
exchange earnings during May 2010 were US $ 951 million an increase of 42.2% over
May 2009,Foreign exchange earning during January 2010 were US $ 5822 million an
increase of 38.3% over the corresponding period last year ,according to the data
released by the ministry of Tourism.
TELECOM INDUSTRY
Indian Telecom industry has emerged as the faster growing Telecom market in the
world, the opening of the Telecom sector to the foreign investors not only led to rapid
growth in the subscriber base but also helped to the great deal to word maximisation of
consumer benefits particularly in terms of price discovery following the moderate
approach in tariffs
From 54.6 million telephone subscriber in 2003 the member increased to 429.7 million
at the end of March 2009 and further to 562 million as On October 31 ,2009 showing
addition of 24.9 million during the period from March to December 2009 ,This increase
was due to spectacular increase in wireless connection at CAGR of 60% p.a since
2004.The total telephone subscriber base in the country reached 638.05 million in April
2010 taking the overall tele –density to 54.10 according to the figure released by the
telecom regulatory authority of India (TRAI).The wireless subscriber base has also
increased to 601.22 million.
KARNATAKA INDUSTRIAL PROFILE
The state was formed in 15th
August 1947 as Mysore state on 1st November 1973 the
state was renamed as Karnataka ,The total area of the state is 1,91,791 sq km Bangalore
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is the capital of the Karnataka .Kerala , Goa , Maharastra, Andrapradesh ,Tamilnadu,
are the neighbouring states.
The total population of the state is 52,850,562 this total population is made up of males
26,898,918 Females 25,951,644 and urban population of 33.98%,The literacy level in
the state is 67.04% ,The per capital income at current price (2007-2008) is RS 40,998.
DISTRICTS OF KARNATAKA
The total number of districts in Karnataka is 29 .The districts of Karnataka headed by
deputy commissioner who is overall in charge of the administration in that particular
district.
Table-5.1-List of Districts
List of Districts Area(sq km) Population(2011) Head quarters
Bagalkote 6575 16,51,892 Bagalkote
Bangalore 2,190 65,37,124 Bangalore
Bangalore rural 5815 18,81,514 Bangalore
Belgaum 13,415 42,14,505 Belgaum
Bellary 8450 20,27,140 Bellary
Bidar 5,448 15,02,373 Bidar
Bijapur 10,494 18,06,918 Bijapur
Chamarajnagar 5,101 9,65,462 Chamarajnagar
Chikamangalore 7,201 11,40,905 Chikamangalore
Chitradurga 8,440 15,17,896 Chitradurga
Dakshinakannada 4,560 18,97,730 Dakshinakannada
Davanagere 5,924 17,90,952 Davanagere
Dharward 4,260 16,04,253 Dharward
Gadag 4,656 9,71,835 Gadag
Gulbarga 16,224 31,30,922 Gulbarga
Hassan 6,814 17,21,669 Hassan
Haveri 4,823 14,39,116 Haveri
Kodagu 4,102 5,48,561 Kodagu
Kolar 8,223 25,36,069 Kolar
Koppal 7,189 11,96,089 Koppal
Mandya 4,961 17,63,705 Mandya
Mysore 6,854 26,41,027 Mysore
Raichur 6,827 16,69,762 Raichur
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Shimoga 8,477 16,42,545 Shimoga
Tumkur 10,597 25,84,711 Tumkur
Udupi 3,880 11,12,243 Udupi
Uttarakannada 10,291 13,53,644 Uttarakannada
Ramanagar Ramanagar
Chikkabellapur Chikkabellapur
Source: District Industries Centre, Bangalore Urban District
Graph-5.1-List of Districts
KARNATAKA INDUSTRIAL SCENARIO
Karnataka has always been at the forefront of industrial growth in India with its
inherent capabilities coupled with its enterprising citizens, Karnataka provide the ideal
choice for investment opportunities.
Superior human resource which includes trained technical man power in engineering
management and basic services,
High level of research and development facility originating from a member of central
government laboratories and research institutions located in Karnataka, Favourable
climate and habitual gives a positive sign for the growth of industries in this region
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excellent communication facilities and accessibility provided by broad gang railway,
airport, national highways, sea port Harmonic industrial relation is an added advantage.
GDP CONTRIBUTION
The national GDP grew at 8.77 between 2005 and 2010 the combined growth rate of the
whole southern rate was nearly 7.85% with Karnataka leading at 8.77% Kerala 8.17%
Andhra Pradesh and Tamilnadu at 7.4% each
According to a making survey report, commissioned by the confederation of Indian
industry, is march 2011 Industry leader attribute several factors to the resent slump in
south India‟s growth these are the raising land prices, labour shortage, infrastructural
bottle neck, including port capacity and growing urban congestion in Bangalore,
Chennai, and Hyderabad and concerted efforts of other states in attracting investments
in recent years.
SECTORIAL OVERVIEW
AUTOMOTIVE AND AUTO COMPONENT INDUSTRY
The southern state of Karnataka is the hub of some leading automobiles companies, the
state has a vibrant auto industry with investment of over Rs 29.24 billion and annual
turnover Rs 20 billion auto components are one of the major industries in Karnataka
out of the total 201 listed auto ancillary firms in India 10 are based in Karnataka.
The automobile sector‟s contribution to the central excise department of the Karnataka
was Rs 38.96 billion during the first half of the 2004-2005 a 31% growth over the same
period previous year, to give momentum to the automobile sector in the state
Government of Karnataka has set up many Auto parks one at Bidadi in Bangalore, one
at Shimoga and third at Dharwar. These auto park house many automobile ancillary and
servicing units.
ELECTRONICS INDUSTRY
Karnataka is leader among Indian states in the electronic and telecommunication
industry, boasting of as many as 300 leading International giants. A number of public
sector electronic companies as well as defence research institute are based in Bangalore.
Karnataka has sprawling 500 acre electronic city in Bangalore with lot more in other
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centres STPI in Bangalore, provides including facilities and datacom services,
electronic trade and technology development centre provide quality human resources
excellent telecom infrastructure with 140 out of 170 town connected by OFC network is
available. A hardware technological park is also on the arrival.
INFORMATION TECHNOLOGY INDUSTRY
These are over 925 software companies employing over 80,000 IT professionals and 80
private IT park about 50% of the worlds SEI CMM level 5 certified companies are
located in Bangalore over ATM switches, SDH etc software exports from Bangalore
grew over 28% over the same period last year.
ENGINEERING INDUSTRY
Demand in the engineering industry segment is driven by investments and capacity
creations in case section like power, infrastructure, development, mining, oil and other
sector like the general manufacturing sector, automotive and process industries and
consumer goods industry.
The thrust given by the government on infrastructure development the capacity addition
is done by the steel, power, refineries, and chemical all provide further fillip to the
engineering industry segment
The net sale‟s of Karnataka electronics industry has gone up by 28.43% during the year
2008 compared to same period of previous year during the same time the industry PAT
has increased by 43.64%.
STEEL INDUSTRY
The GDI has approved by the national steel policy (NSP) 2005 which aims to build up a
steel industry, capable of standing up to international competition and catering to the
domestic demand for steel. According to ministry of steel the government of India‟s
target for the steel industry stands at 110 million metric tons by 2019-20 as of
November 2006, over 102 MOUS have been signed by different state government
adding up to 103m tonnes in steel capacity and investment over RS 269.7 billion
investments. The change in the regulatory environment has opened up the foreign
shares for the Indian steel majors and the industry is getting renewed global attention.
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Karnataka as one of the fastest growing states has kept increasing its demand for steel
for its infrastructure development and boast several steel companies in Karnataka their
net sales and PAT of these companies have increased by 22.68% and 53.30%
respectively during Oct-Dec 2008
BANGALORE URBAN DISTRIC INDUSTRIAL PROFILE
INTRODUCTION
This district is ranked as one of the top five technology clusters in the world. Bangalore,
home to the biggest trio cluster „Bangalore helix „has 183 out of 340 biotechnologies
companies existing in the country, making its 60% of the biotechnology units. Aviation
has been the major sector for employment in the district since 1940s the companies has
five major research and development centre for Aerospace this district has potential to
become a R & D hub. The world economic forum classified Bangalore as the
innovation cluster Mercer‟s index ranks Bangalore as the best place to „live and work „
by expatriates. This district is also a slowly becoming a medical hub due to the presence
of world largest healing centre and tele medium centre.
Bangalore urban district has three Taluks viz. Anekal, Bangalore north and Bangalore
South and East the district is emerging as most preferred the destination for investors
due to its inherent advantages. The district has ample opportunities for investment in IT
&ITES, BT, IT parks, tourism, food processing, engineering, hotels, environmental
projects and other emerging sector.
Table-5.2-BANGALORE URBAN DISTRICT: 2011-2012
DISTRICT PROFILE
1.PHYSICAL & ADMINISTRATIVE
FEATURES
2.SOIL & CLIMATE
Total geographical area
(sq.km)
2,174
Agro-climate Zone southern plateau & Hills Region- central region of Karnataka
(zone 10)
No. of sub Divisions
No .of Blocks
4
Climate Semi arid
No. of Villages(inhabited)
558
Soil Type Laterite ,Medium block ,Deep block ,red loamy ,red sandy
No. of panchayats
86
3.LAND UTILISATION [HA] 4.RAINFALL & GROUND WATER
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Total area reported
217,410
Rainfall [in mm] Normal Actual 2007-08 2008-09 2009-10
Forest land
5,055
735 586 979 946
Area not available for
cultivation
112,861
variation from normal -149 244 115
Permanent Pasture and Grazing
land
5,674
Availability of
Ground water[Ham]
Net annual recharge Net annual draft Balance
land under miscellaneous Tree
crops
8,015
16,633 31,378
Cultivable Wasteland
4,442
5.DITRIBUTION OF LAND HOLDING
current Fallow 22,761 Classification of holding Holding Area
Other Fallow 4,861 Nose % to
Total
Ha % to Total
Net sown area 54,258 <=1 Ha 37,338 64 16,619 26
Total or Gross Cropped area 56,132 >1 to <=2
Ha
11,569 20 16,742 26
Area cultivated more than once 1,874 >2Ha 9,093 16 30,536 48
Croping intensity[GCA/NSA] 103 Total 58,000 100 63,897 100
6.WORKERS
PROFILE[in'000']
7.DEMOGRAPHIC PROFILE[in'000']
Cultivators 56 Category Total Male Female Rural Urban
Of the above, small/Marginal
Formers
47 Population 6,537 3,426 3,111 208 6,329
Agricultural
Labourers
67 Scheduled
Caste
854 435 419 193 661
Workers engaged in Household
industries
69 Scheduled
Tribe
86 45 41 17 69
Workers engaged in Allied
Agro-Activities
63 Literate 5,426 3,015 2,427 356 4,426
Other Workers 2,344 BPL
8.HOUSEHOLDS [in'000'] 9.HOUSEHOLD AMENITIES[Nos. in '000'Households]
Total Households 155 Having brick/stone/concrete houses Having electricity supply
Rural Households Having sources of drinking water having independent toilets
BPL Households 22 Having access of Banking services Having Radio/TV sets
10.VILLAGE LEVEL
INFRATRUCTURE[Nos.]
11.INFRASTRUCTURE RELATING TO HEALTH & SANITATION[Nos.]
Villages electrified 558 Anganwadis 26 Dispensaries 49
Villages having Agricultural
Power supply
558 primary Health
centres
75 Hospitals 3
Villages having post offices primary Health sub
centres
275 Hospital Beds 300
Villages having Banking Facilities 12.INFRATUCTURE & SUPPORT SERVICES FOR AGRICULTURE
Villages having Primary schools Fermi/seeds/pesticide
outlets[Nose]
15 Agricultural pump sets
Villages having Primary
health centre
Total N/P/K consumptions[MT] 107 pump sets Energised
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Villages having potable water
supply
464 Certified seed supplied[MT] Agro service centres
Villages connected with paved
Approach Roads
558 Pesticides consumed[MT] Soil Testing centres 1
13.IRREGATION COVERAGE [Ha] Agricultural Tractors Plantation Nurseries
Total Area Available for
irrigation(NIA+ Fallow)
36,525 Power Tillers[Nose] Formers clubs[Nose] 11
Irrigation potential created Threshers/cutters[Nose] KV Ks[Nose]
Net irrigated Area(Total Area
Irrigated at least once)
11,890 14.INFRASTRUCTURE FOR STORAGE,TRANSPORT & MARKETING
Area Irrigated by canals/
channels
Rural/Urban Mandy/Haat[No] Wholesale Markets
Area Irrigated by wells 581 Length of Pucca Road 793 km. Go down[Nose]
Area Irrigated by Tanks 2,369 Length of Railway Line 148 km. capacity[MT]
Area Irrigated by other sources 10,814 Public Transport Vehicle[Nose] cold storage [Nose]
Irri. Potential Utilized(Gross
irrigated area)
13,764 Goods Transport Vehicle[Nose] 1,01,826 capacity[MT]
15.AGRO-
PROCEING UNIT
No of
units
Cap
.[MT]
Crop 2006-07 2008-09 2009-10 Avg.
Yield[kg/Ha]
Type of processing
Activity
Area[Ha] Area[Ha] Prod(MT) Area(Ha) Prod(MT)
Food(Rice/Flour/
Dal/Oil/Tea etc
Ragi 36,103 88,372 28,114 69,102
S.cane(Gur/
Khandari/Sugar)
Rice 3,522 9718 2,093 7,997
Spices(Masala
powder/pastes)
Redgram 1,529 879 991 89
Dry Fruit(Cashew
/Almond/Raisins)
Maize 1,226 4303 763 3522
Cotton(Ginnining/
Spinning/weaving)
Avare 3,346 519 2,284 1594
Milk(chilling/
999cooling/processing)
Meat(chicken/
Motton /pork/Dry fish)
Animal Feed
(cattle/poultry/Fishmeal)
Production of cotton (lint),jute,Mesta & sanhemp are in Bale(177.8 kg per bale in India)
17.ANIMAL POPULATION AS PER
CENSUS 2003[IN '000']
18.INFRATRUCTURE FOR DEVELOPMENT OF ALLIED
ACTIVITIES
Category
of Animal
Total Male Female Vet .Hospitals/Dispensaries
[Nose]
Animal Markets
[Nose]
Cattle-
cross bred
114 Disease Diagnostic Centre
[Nose]
Milk Collection
Centres
Cattle-
Indigenous
44 Artificial Insemination Centres
[Nose]
Fisherman Societies
Buffaloes 15 Animal Breeding Farms Fish seed Farms
[Nose]
Sheep-
Cross bred
4 Animal Husbandry Tng. Centres Fish Markets
128
Sheep-
Indigenous
68 Dairy cooperative Societies Poultry hatcheries
[Nose]
Goat 31 Improved Fodder Farms Slaughter houses
[Nose]
Pig-cross
bred
3 19.MILK,FISH,EGG PRODUCTION & THEIR PER CAPITA AVAILABILITY
Pig-
Indigenous
2 Fish Production[MT] 3,990 Per cap avail[gm/day]
Horse/Donkey/Camel Egg Production
[Lack Nose]
Per cap avail
[nos./day]
Poultry-
Cross bred
641 Milk Production['000] 174 Per cap avail[gm/day]
Poultry-Indigenous Meat Production[MT] Per cap avail[gm/day]
Sources(if not mentioned against the respective
item)
Item Nos.1, 6, 7, 9& 10-Census 2001; Item Nos.2, 3, 5, 12, 13& 14-Dep of Agri. /Dir .of
Eco& stat; Item Nose 4-Dept of Agr. /Water resources; Item No 8-BPL Survey 2002;Item
No 15-District Ind . Centre/Dir. Of Eco & Sat; Item No 16-DANCENT;Item No.17-AH
census 2003; Item No 18&19-Dir. of Animal Hus./Dir .of Eco & Sat.
Source: Lead Bank; Bangalore Urban District: District Credit Plan 2011-2012.
DISTRICT INDUSTRIAL DEVELOPMENT PLAN
TINY AND SSI SECTOR
Bangalore urban District has potential for investment of around RS 1,798 cr in 22,600
industrial unit in tiny and SSI sectors during next five years (2006-11) ,These industrial
units are expected to generate employment opportunity for about 2,39,000 persons. The
investment opportunities have been identified mainly in the following relatively more
potential sectors:
IT/ITES
Tourism
Food and Agro-based
Engineering
Service/Innovative activities.
The identified investment opportunity in Bangalore Urban district are given in Annex-A
Apart from these relatively more potential sectors , there are other segments ,which also
have potential , which include buildings materials , electrical, printing and stationary,
chemical based ,textiles ,plastic and rubber sectors have been identified and presented
in Annex-A of the District Industries Plan.
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The sector wise details of number of units proposed, likely investments and
employment opportunities expected during 2006-11 are given:
Table-5.3: Identified Potential Investment Opportunities
(Tiny & SSI Units 2006-11)
Sl
No
Category No. Of
Units
Investment
( RS in
Lakhs)
Employment
(No‟s)
Land in
(Lakhs)
Power(K
W)
Water
(KW)
1 IT AND ITES 3,076 65,157 40,417 58.28 29,468 5,504
2 Tourism 623 24,155 10,678 11.55 4,570 2,390
3 Food and Agro based 2,062 18,027 21,578 6.81 22,851 3,816
4 Building Materials,
Glass & ceramics
Products
525 10,076 8,678 18.97 7,740 2,025
5 Electricals 670 6,690 6,500 5.40 7,155 725
6 Printing & Stationary 535 5,245 5,225 1.05 5,425 873
7 Chemical Based 496 3,749 3,933 1.52 3,175 724
8 Textiles 390 2,675 2,035 0 2,035 171
9 Plastic, Rubber & lather 383 3,887 3,222 2.48 4,167 361
10 Service/Innovative
Activities
12,702 27,235 126,817 20.35 17,321 2,826
11 Engineering 1,117 12,935 9,908 20.01 13,266 1,225
Total 22,579 179,831 238,991 146.42 117,173 20,640
Source: Taluka Industrial Development Plan 2006-11, DIC, Government of Karnataka.
Graph-5.3: Identified Potential Investment Opportunities
(Tiny & SSI Units 2006-11)
130
Facilitation Plan
Based on the potential requirement opportunities, the requisite Facilitation plane for
Bangalore Urban district for the five year period 2006-11 has been prepared. It is
possible to promote 22,579 Tiny and SSI units, 1,066 medium and large units and 88
mega projects.
Industrial Infrastructure Requirement
Land
(a)Tiny/small scale industrial units : 304 acres
(b)Medium and large industrial units : 1,983 acres
Total gross requirement : 2,287 acre
It is assumed that 50% of grass requirement of land i.e. 2,287 acres for Tinny and small
and medium and large industrial unit will be met by proposed /new industrial areas. The
industrial units make their own arrangements for balance 50%of industrial areas
required by them.
Availability of land in Bangalore, which too at affordable cost is a major concern for
investor. Existing industrial units having large tracts of utilized land may be insisted to
either make use of the land for expansion or alternatively, release the land for setting up
a new non polluting industrial/service sector units.
Industrial plots and sheds where industrial units have become in operational need to be
transfer to new entrepreneurs. The current procedures are cumbersome and time
consuming. There is an urgent need for simplifying the whole process. These will not
only release unutilized land for more productive use and reduce NPA.
Power Requirement: 2,381 MW
The Bangalore city consumes around 25% of the state‟s total consumption. The demand
for power in Bangalore expected to double in the next five years. Karnataka power
Transmission Corporation limited (KPTCL) has plane to invest around Rs 375 cr. To
set up nine 220 kv stations. Power generation could also be in the private sector. As
such, this it could be an investment opportunity.
131
Water Requirement: 175 Millilitres per day
Water is becoming a sources day-by-day. The main source of water for industrial
application is from bore wells, tanks and wells. The department of mines and Geology,
Government of Karnataka has declared all the blocks in the Bangalore Urban District as
over exploited. Supplies adequate quantity of water to Bangalore Industries, in future
appears to be difficult. Possibility of meeting industrial water requirement from
Cauvery River could be explored as there are other personal resources. Rainwater
harvesting and water recycling are options which could be possible augment water
supply to the industrial units. These projects for augmenting the water supply for
industrial purposes also offer opportunities for private investment.
MANPOWER (No. of persons)
a) Tiny/small scale industrial units : 2,39,496
b) Medium and large industrial units : 16,36,223
c) Mega projects : 15,55,868
TOTAL: 34, 31,587
Capacity building
Accelerating industrial development starts from the development of entrepreneurs. This
can be achieved by capacity building through various types of training programmes.
Some of these programs are entrepreneur Awareness programme (EDP), Management
Development Programme (MDP), Skill Development Programme (SDP), Export
Training programme and Environment Awareness Programme. It is proposed to
conduct a number of programmes under each type based on the requirement.
Total cost of capacity building is estimated at Rs. 3678.50 lakhs for five years.
Table-5.4-Details of Fund Requirement of Capacity Building
SI
NO
Contents Candidates/
programmes
Duration of
programmes
in days
Total
candidates
No. For
five years
No. Of
programmes
Rs. Lakhs
Unit
cost
Total
cost
132
1
Entrepreneur
Awareness
Programme
(EAP)
250 1 153,750 615 1.00 615.00
2 Entrepreneurship
Development
Programme
(EDP)
40 40 30,800 770 2.40 1848.00
3 Management
Development
Programme
(MDP)
25 10 1,250 90 3.75 337.50
4 Skill
Development
Programme
(SDP)
25 15 1,750 214 2.00 428.00
5 Export
Training
Programme
(ETP)
25 10 2,250 90 3.75 337.50
6 Environment
Awareness
Programme
(EAP)
25 3 1,250 90 1.25 112.50
Total 3678.50
Source: Taluka Industrial Development Plan 2006-11, DIC, Government of Karnataka.
Graph-5.4-Details of Fund Requirement of Capacity Building
133
Industrial Promotional activities (IPA)
Industrial Promotional Activity comprises:
Counselling, consultancy and Mentoring.
Market Intelligence support.
Trade Fair, Buyers‟/sellers‟ Meet.
Total cost of industrial promotional activities is estimated at Rs 4,235 lakhs for five
years. Details are fund requirement are given in Table-3
Table-5.5: Details of fund requirement for industrial promotion activities
Type of
promotion
programmes
Candidate
Programmes
Duration of
programme
in days
Total
candidate
no. For
five year
No. of
programmes
Unit
cost
Total
cost
1 Counselling,
Consultancy &
Mentoring
Lump sum @ Rs 102 lakhs per annum for five years 510
2 Market Intelligence
support
Lump sum @ Rs 670 lakhs per annum for five years 3,350
3 Trade Fair,
Buyer‟/Seller‟
Market
Lump sum @ Rs 75 lakhs per annum for five years 375
Total 4,235
Source: Taluka Industrial Development Plan 2006-11, DIC, Government of Karnataka.
Graph-5.5: Details of fund requirement for industrial promotion activities
134
Fund Requirement
The total fund requirement for the five year period for industrial development in the
Taluk is presented below:
Tiny and small scale industrial unit
1798.31(Rs in Crores)
Medium and Large scale units
39642.52(Rs in Crores)
Mega Projects
46020.05(Rs in Crores)
Power infrastructure for 2,381 MW
19048.00(Rs in Crores)
Industrial Area
1829.60(Rs in Crores)
Capacity Building & Industrial Promotional Activities
79.14 (Rs in Crores)
Total fund requirement: 1, 08,417.62 (Rs in Crores)
Funding Pattern
Funding pattern for five years for implementing Industrial Facilitation Plan in the Taluk
is tabulated in Table-4
Table-5.6- Industrial facilitation plan-Funding Pattern
Unit (Nos) Amount (Rs.Cr)
Total Govt Equity Credit
135
A. Investment for Industrial Development
Tiny and SSI units 22,579 1,798.31 - 719.32 1,078.99
Medium, Large and Mega
industrial unit
1,154 85,662.57 - 42,831.29 42,831.30
Total „A‟ 23,733 87,460.88 - 43,550.61 43,910.29
B. Industrial Infrastructure Development
Industrial area development 2,287
Acres
1,829.60 - - -
Power 2,381
MW
19,048.00 - - -
Total „B‟ 20,877.60 - - -
C. Capacity Building &
Industrial Promotional
Programmes
- 79.14 79.14 - -
Total 108,417.62 79.14 43,550.61 43,910.29
Source: Taluka Industrial Development Plan 2006-11, DIC, Government of Karnataka.
Graph -5.6- Industrial facilitation plan-Funding Pattern
From the above table, it may be seen that, the total credit requirement for tiny and SSI
units including service enterprises is Rs 1,078.99 cr for five years (Rs 215.80 cr per
year)
While working out the funding pattern, following parameters have been considered.
Tiny & SSI units-debt equity ratio on cost of the project is 1.5:1
136
Medium & Large scale units-debt equity ratio on cost of the project is 1:1
Industrial promotion programmes may be totally funded by the Government.
The phased fund requirement for industrial development during the five year period
2006-11 is given in Table-5 .7
Table-5 .7-Phasing of Fund- year-wise requirement
DETAILS Total 2006-07 2007-08 2008-09 2009-10 2010-11
1 No of Tiny &SSI 22,579 7,903 4,516 4,967 5,193 -
2 Investment in Tiny &
SSI (Rs.Cr)
1,798 629 360 396 414 -
3 No. Of medium, large
& Mega industries
1,154 404 231 254 265 -
4 Investment in medium,
large & mega
industries(Rs.cr)
85,663 29,982 17,133 18,846 19,702 -
5 Power generation and
distribution(Rs.cr)
19,048 5,714 9,524 3,810 0 -
6 Industrial promotion
programmes
79 28 16 17 18 -
Total (Rs. in cr) 106,588 36,353 27,032 23,068 20,134
Source: Taluka Industrial Development Plan 2006-11, DIC, Government of Karnataka.
Graph -5 .7-Phasing of Fund- year-wise requirement
137
TALUK INDUSTRIAL DEVELOPMENT PLAN
BANGALORE NORTH TALUK
The Taluk has well developed and wide industrial base with presence of small, Medium
and large industrial units. Skilled work force is available in the Taluk. Adequate
Telecommunication and Transport network has also developed in tune with the raising
the demand. All these facilitated the industrial development in the region. Bangalore is
among the top ranking Districts, as for as industrial activities are concerned. It ranks
among the country and first in the state, in terms of number of industrial units,
investment and employment. Bangalore has been known for industrial harmony with
minimal industrial disputes. In the recent times workforce have imbibed an international
work culture. It has cosmopolitan outlooks.
Tiny & Small Scale Sector
As on 31.03.2005, there were 22,616 tiny and small scale units with an aggregate
investment of about 1, 89,000 persons. The major categories of industries are
engineering, basic metal and metal products, textiles and garments, printing and
stationary etc. The detail are given in below table
Table 5.8- Category wise Tiny and SSI Units as on 31.03.2005
SI
NO
Category of units NO of units Investment(Rs
in lakhs)
Employment(Nos)
1 Engg. Job Work & Repairs 4,694 12,347 39,815
2 Basic metal & metal product 2,708 9,663 24,313
3 Textile & garments 3,083 8,871 28,720
4 Printing & Stationary 1,726 5,111 13,838
5 Electrical & Electronics 1,253 4,113 11,706
6 Rubber & Plastic 1,049 4,036 9,329
7 Chemicals 1,090 3,355 9,596
8 Automobile & Transport
equipment
702 3,311 5,883
9 Glass & Ceramics 710 2,857 5,817
10 Food 784 2,345 6,232
11 Wood 928 1,354 6,930
12 Ferrous & Non Ferrous 208 1,053 1,470
138
13 Leather 352 1,015 3,226
14 Other industries 2,945 8,983 19,636
15 Other services 384 1,811 2,826
Total 22,616 70,225 1,89,337
Source: Bangalore North Taluk-TECSOK-DIC, Government of Karnataka-September
2006.
Graph-5.8-Category wise Tiny and SSI Units as on 31.03.2005
From 31.03.2000 to 31.03.2005, tinny and SSI units have increased from 20,108 to
22,616 showing 12% growth rate in five years period (annual growth rate @ 2.50%).
During the same period, the investment has increased from about Rs 57,357 lakhs to Rs
70,225 lakhs showing Rs 12,868 lakhs increase in investment or 22% (annual growth
rate @ 4.50%) growth in percentage terms .similarly, employment has also increased
from 1,70,830 to 1,89,337 providing employment for additional 18,507 persons or 11%
(annual growth rate at 2%) increase in employment rate.
The comparative performance of Tiny and SSI units as on 31.03.2000 and 31.03.2005 is
shown in Table and graph.
139
Table -5.8.1: Growth rate of tiny and SSI
Particulars As on Percentage change
31.03.2000 31.03.2005
1 No . of units 20,108 22,616 12
2 Investment(Rs in Lakhs) 57,357 70,225 22
3 Employment(No.) 1,70,830 1,89,337 11
4 Average investment per unit
(Rs in Lakhs)
2.85 3.11
5 Average employment per unit
(No.)
8.50 8.37
6 Average Employment per Rs
lakhs
2.98 2.70
Source: Bangalore North Taluk-TECSOK-DIC, Government of Karnataka-September
2006.
The investment per unit has increased from Rs 2.85 lakhs as on 31.03.2000 to Rs 3.11
lakhs as on 31.03.2005. This increase is mainly attributed to inflation. The average
employment per unit and average employment per lakhs investment have reduced in the
same period.
Graph-5.8.1 Growth of Tiny and SSI units
(No. Of industrial units, Investment and Employment)
140
Graph-5.8.2: Sectoral distribution of Tiny and SSI Units as on 31.03.2005
In Bangalore North Taluk, there are about 3,340 artisans working on different artisan
based crafts. The major artisans in the Taluk are power loom /handloom weavers,
carpenters, goldsmith etc. The details of artisan base in the Taluk are given below.
Table-5.8.3- showing details of artisan
SI NO Category No of Artisans
1 Power loom weaver 2015
2 Carpenter 575
3 Goldsmith 360
4 Cobbler 106
5 Handloom Weaver 78
6 Basket Weaver 75
7 Potters 70
8 Blacksmith 61
Total 3,340
Source: Bangalore North Taluk-TECSOK-DIC, Government of Karnataka-September
2006.
141
Graph-5.8.3- showing details of artisans
TECSOK, CEDOK, and SISI are serving Bangalore Urban District by promoting the
rural entrepreneurship, counselling and project consultancy etc. TECSOK, CEDOK,
and SISI are providing PMRY-EDP training, other EDP/skill training and also
conducting Entrepreneurship Awareness programmes in the Districts. CEDOK is
mainly engaged in training rural Entrepreneurs through EDP in Bangalore North Taluk.
Under PMRY scheme, the number of persons seeking assistance has marginally
decreased from 2001-2002 to 2004-2005 as seen from the number of application
received (3,168 during 2001-2002 to 3,158 during 2004-2005) Whereas the persons
receiving the assistance under the scheme , is only 864 (against target of 1,005) during
2001-2002 and there is slight increase in number of persons receiving assistance at 941
during 2004-2005 (against target of 1,259) Therefore, there is need to encourage more
number of persons to take up self- employment activities under the scheme by
increasing the allocation under PMRY scheme. The details of PMRY scheme are given
below the Table
142
Table 5.8.4-Details of PMRY scheme
year Target No. Of
applications
received
No of cases
recommended
to Banks
Cases
sanctioned
Amount
disbursed
2001-02 1,005 3,168 1,818 864 608.43 839 588.64
2002-03 1,005 2,593 1,575 705 441.37 157 105.53
2003-04 1,005 2,304 1,849 814 664.38 601 427.80
2004-05 1,259 3,158 2,473 941 752.88 633 506.40
Source: Bangalore North Taluk-TECSOK-DIC, Government of Karnataka-September
2006.
Graph- 5.8.4-Details of PMRY scheme
Recent Development in Industrial and Service sector
Details of sector wise project cleared by SHLCC in Bangalore South and East Taluk
between 2003-04 and 2005-06 are given below in Table
143
Table-5.8.5: sector wise project cleared by state High Level Clearance committee
between 2003-04 and 2005-06
Sector No. Of Units Investment(Rs.cr) Employment(Nos)
Software development
centre
2 1,990.00 48,220
IT park 1 344.25 15,000
Chemical 1 72.57 150
Others 3 1,166.50 5,850
Total 7 3,573.32 69,220
Source: Bangalore North Taluk-TECSOK-DIC, Government of Karnataka-September
2006.
Graph-5.8.5: sector wise project cleared by state High Level Clearance committee
between 2003-04 and 2005-06
144
Among the major product clear during 2003-04 to 2005-06 two proposals (out of 10
proposals in the district) with investment of Rs 1,990 cr, In software development
sector and one proposals (out of 11 proposals in the district) with investment of Rs 344
cr. In IT park sector were cleared by SHLCC investment cleared in the above two
sectors constitute about 65% of the total investment cleared in the Taluk.
Details of sector wise project cleared by SLSWCC in Bangalore South & East Taluk
during 2003-4 to 2006-07 (up to July) are given below in Table
Table 5.8.6: Sector wise project cleared by state level single window
Clearance committee between 2003-04 and 2006-07 (upto July)
Sector No. Of Units Investment(Rs.cr) Employment(Nos)
Hotels 13 327.27 2,467
IT infrastructure 4 131.10 13,250
Chemical 3 58.05 70
Engineering 2 48.25 903
Electricity 2 34.22 219
Cinema complex 2 24.91 640
Glass 1 12.50 21
Food 2 6.70 58
Total 29 643.00 17,628
Source: Bangalore North Taluk-TECSOK-DIC, Government of Karnataka-September
2006.
145
Graph 5.8.6: Sector wise project cleared by state level single window
Clearance committee between 2003-04 and 2006-07 (upto July)
Among the major project cleared between 2003-04 and 2006-07, 13 proposals with an
investment of Rs 327.27 cr. In hotel sector, four proposals with an investment of Rs
131.10 cr in IT park sector and three proposals with an investment of Rs 58.05 cr in
chemical sector were cleared by SLSWCC. Investment cleared in the above three
sectors constitute about 80% of the total investment cleared by the Taluk.
A glance on the projects approved by the SLSWCC and SHLCC during the recent years
shows that the interest on investors in the Taluk is more on service sector like IT
infrastructure, software development, hotels and so on the service sector through
activities and opportunities through smaller units to manufactured some of the item
required for construction as well as for operation of such service facility, moreover,
these activity provide a large employment for the youth having specialized skills in the
specific service segment.
146
BANGALORE SOUTH AND EAST TALUK
The Taluk has well developed and wide industrial base with presence of small, Medium
and large industrial units. Skilled work force is available in the Taluk. Adequate
Telecommunication and Transport network has also developed in tune with the raising
the demand. All these facilitated the industrial development in the region. Bangalore is
among the top ranking Districts, as for as industrial activities are concerned. It ranks
among the country and first in the state, in terms of number of industrial units,
investment and employment. Bangalore has been known for industrial harmony with
minimal industrial disputes. In the recent times workforce have imbibed an international
work culture. It has cosmopolitan outlooks.
Tiny and Small Scale Sector
There were 16,086 tiny and small scale industrial unit with an aggregate investment of
about Rs 45,900 lakhs and providing employment to about 1,37,000 persons as on
31.03.2000
As on 31.03.2005, there were 25,441 tiny and small scale industrial units with an
aggregate investment of about Rs 79.000 lakhs and providing employment to about
2,13,000 persons. The major categories of industrial units in the Taluk are engineering
basic metal and metal products, textile and garments, printing and stationary etc.the
details are given in table below.
Table-5.9-Sectoral distribution of Tiny and SSI Units as on 31.03.2005
SI
NO
Category of units No. of units Investment(Rs
in lakhs)
Employment(No
s)
1 Engg. Job Work & Repairs 5,281 13,890 44,792
2 Basic metal & metal product 3,047 10,871 27,352
3 Textile & garments 3,468 9,979 32,310
4 Printing & Stationary 1,942 5,750 15,568
5 Electrical & Electronics 1,409 4,628 13,169
6 Rubber & Plastic 1,180 4,541 10,495
7 Chemicals 1,226 3,775 10,796
8 Automobile & Transport
equipment
789 3,725 6,618
9 Glass & Ceramics 798 3,214 6,544
147
10 Food 882 3,639 7,011
11 Wood 1,044 1,523 7,796
12 Ferrous & Non Ferrous 234 1,184 1,653
13 Leather 396 1,142 3,629
14 Other industries 3,313 10,106 22,090
15 Other services 432 2,038 3,179
Total 25,441 79,005 2,13,002
Source: Bangalore South and East Taluk, DIC- Bangalore Urban District, TECSOK,
September 2006
Graph -5.9-Sectoral distribution of Tiny and SSI Units as on 31.03.2005
From 31.03.2000 to 31.03.2005 number of units tiny and SSI increased from 16,086 to
25,441 showing a growth rate of 58% during the five year period (average annual
growth rate is 12%) investment has increased from Rs 45,885 lakhs to Rs 79,005 lakhs
an increase of 72% (average annual growth rate is 14%) during the same period
similarly employment also increased from 1, 36,664 to 2, 13,002 an increase of 56%
(average annual growth rate is 11%)
The comparative performance of the Tiny and SSI units in the taluk as on 31.03.200
and 31.03.2005 is shown in table below
148
Table -5.9.1: Growth rate of tiny and SSI
Particulars As on Percentage change
31.03.2000 31.03.2005
1 No. of units 16,086 25,441 58
2 Investment(Rs in Lakhs) 45,885 79,005 72
3 Employment(Nos) 1,36,664 2,13,002 56
4 Average investment per unit
(Rs in Lakhs)
2.85 3.11
5 Average employment per unit
(Nos)
8.50 8.37
6 Average Employ-ment per Rs
lakhs
2.98 2.70
Source: Bangalore South and East Taluk, DIC- Bangalore Urban District, TECSOK,
September 2006
Graph -5.9.1: Growth rate of tiny and SSI
The average investment per industrial unit has marginally increased from Rs 2.85 lakhs
as on 31.03.2000 to Rs 3.11 lakhs as on 31.03.2005. This increase is mainly attributed
to inflation. The average employment per unit and average employment per lakhs
investment has reduced marginally during the said period.
149
In Bangalore south and east taluk there are 2.391 artisans working on different artisan
based craft. The major artisans Taluk are power loom/ handloom weaver, carpenters etc
the details of artisan based on taluk are given in the table below
Table-5.9.2-showing details of Artisan
SI NO Category No of Artisans
1 Power loom weaver 1,025
2 Carpenter 468
3 Goldsmith 85
4 Cobbler 338
5 Handloom Weaver 295
6 Basket Weaver 64
7 Potters 58
8 Blacksmith 58
Total 2,391
Source: Bangalore South and East Taluk, DIC- Bangalore Urban District, TECSOK,
September 2006
Graph -5.9.2-showing details of Artisan
TECSOK, CEDOK, and SISI are serving Bangalore Urban District by promoting the
rural entrepreneurship, counselling and project consultancy etc. TECSOK, CEDOK,
and SISI are providing PMRY-EDP training, other EDP/skill training and also
conducting Entrepreneurship Awareness programmes in the Districts. CEDOK is
mainly engaged in training rural Entrepreneurs through EDP in Bangalore Taluk.
150
Under PMRY scheme, the number of persons seeking assistance has marginally
decreased from 2001-2002 to 2004-2005 as seen from the number of application
received (2,535 during 2001-2002 to 2,525 during 2004-2005) Whereas the persons
receiving the assistance under the scheme , is only 691 (against target of 804) during
2001-2002 and there is slight increase in number of persons receiving assistance at 721
during 2004-2005 (against target of 1,016) Therefore, there is need to encourage more
number of persons to take up self- employment activities under the scheme by
increasing the allocation under PMRY scheme. The details of PMRY scheme are given
below the Table
Table-5.9.3- Details of PMRY
Year Target No. Of
applications
received
No of cases
recommended
to Banks
Cases
sanctioned
Amount
disbursed
2001-02 804 2,535 1,455 691 487 671 471
2002-03 804 2,075 1,260 563 353 126 84
2003-04 804 1,843 1,480 651 532 480 342
2004-05 1,016 2,525 1,978 752 602 530 424
Source: Bangalore South and East Taluk, DIC- Bangalore Urban District, TECSOK,
September 2006
151
Graph -5.9.3- Details of PMRY
Recent Development in Industrial and Service sector
Details of sector wise project cleared by SHLCC in Bangalore South and East Taluk
between 2003-04 and 2005-06 are given below in Table
Table-5.9.4: sector wise project cleared by state High Level Clearance committee
between 2003-04 and 2005-06
Sector No. Of Units Investment(Rs.cr) Employment(Nos)
Software development
centre
10 2,030.93 67.010
IT park 5 4,978.42 1,35,427
IT/ITES SEZ 7 3,077.96 1,89,818
Electrical 2 350.10 1,547
Hotels 1 300.00 500
Telecom & knowledge
park
1 206.00 50,000
Cinema complex 1 77.61 1,200
Engineering 1 58.10 320
Total 28 11,079.12 4,45,822
Source: Bangalore South and East Taluk, DIC- Bangalore Urban District, TECSOK,
September 2006
152
Graph -5.9.4: sector wise project cleared by state High Level Clearance committee
between 2003-04 and 2005-06
Among the major product clear during 2003-04 to 2005-06 10 proposals (out of 11
proposals in the district) with investment of Rs 4,978 cr. In IT park sector. And five
proposals (out of 9 proposals in the district) was investment of Rs 3,078 cr. In IT/ITES,
SEZ and seven proposals (out of ten proposals in the district) was investment of Rs
2,031 cr. In software development sector were cleared by SHLCC investment cleared in
the above three sectors constitute about 91% of the total investment cleared in the
Taluk.
Details of sector wise project cleared by SLSWCC in Bangalore South & East Taluk
during 2003-4 to 2006-07 (upto July) are given below in Table
Table-5.9.5: Sector wise project cleared by state level single window
Clearance committee between 2003-04 and 2006-07 (upto July)
Sector No. Of Units Investment(Rs.cr) Employment(Nos)
IT park 73 2,299.20 1,62,874
Hotels 41 1,185.62 9,461
Software development
centre
30 916.08 38,603
Cinema complex 5 146.01 1,327
153
Engineering 6 124.96 1,022
Chemical 3 84.18 440
IT/ITES Training
centre
1 49.38 1,180
Food 2 42.34 460
Electrical 2 17.70 123
Textile 2 14.77 1,339
Bio tech park 2 11.15 143
Building material 1 6.80 60
Others 9 305.48 1,807
Total 177 5203.67 2,18,839
Source: Bangalore South and East Taluk, DIC- Bangalore Urban District, TECSOK,
September 2006
Graph-5.9.5: Sector wise project cleared by state level single window
Clearance committee between 2003-04 and 2006-07 (upto July)
Among the major project cleared between 2003-04 and 2006-07 73 proposals with an
investment of Rs 2,292 cr. In IT sector, and 30 proposals with an investment of Rs 916
cr in software development sector and were cleared by SLSWCC. Investment cleared in
the above three sectors constitute about 62% of the total investment cleared by the
Taluk.
During the same period 41 proposal (out of 58 proposal in district)with investment of
Rs 1,186 cr in hotel sector and five proposals (out of seven proposals in a district)with
154
investment Rs 146 cr. In cinema complex sector were cleared by SLSWCC investment
cleared in the above two sector constitute about 26% cleared in the Taluk
A glance on the projects approved by the SLSWCC and SHLCC during the recent years
shows that the interest on investors in the Taluk is more on service sector like IT
infrastructure, software development, hotels and so on the service sector through
activities and opportunities through smaller units to manufactured some of the item
required for construction as well as for operation of such service facility, moreover,
these activity provide a large employment for the youth having specialized skills in the
specific service segment.
ANEKAL TALUK
The Taluk has well developed and wide industrial base with presence of small, Medium
and large industrial units. Skilled work force is available in the Taluk. Adequate
Telecommunication and Transport network has also developed in tune with the raising
the demand. All these facilitated the industrial development in the region. Bangalore is
among the top ranking Districts, as for as industrial activities are concerned. It ranks
among the country and first in the state, in terms of number of industrial units,
investment and employment. Bangalore has been known for industrial harmony with
minimal industrial disputes. In the recent times workforce have imbibed an international
work culture. It has cosmopolitan outlooks.
Tiny and Small Scale Sector
There were 4,022tiny and small scale industrial unit with an aggregate investment of
about Rs 11,500 lakhs and providing employment to about 34,200 persons as on
31.03.2000
As on 31.03.2005, there were 8,480 tiny and small scale industrial units with an
aggregate investment of about Rs 26,300 lakhs and providing employment to about
71,000 persons. The major categories of industrial units in the Taluk are engineering
basic metal and metal products, textile and garments, printing and stationary etc. The
details are given in table below.
155
Table-5.10-Sectoral distribution of Tiny and SSI Units as on 31.03.2005
SI
NO
Category of units No. of
units
Investment(Rs
in lakhs)
Employment(Nos)
1 Engg. Job Work & Repairs 1760 4630 14931
2 Basic metal & metal product 1016 3624 9117
3 Textile & garments 1156 3326 10770
4 Printing & Stationary 647 1917 5189
5 Electrical & Electronics 470 1543 4390
6 Rubber & Plastic 393 1514 3498
7 Chemicals 409 1258 3599
8 Automobile & Transport
equipment
263 1242 2206
9 Glass & Ceramics 266 1071 2181
10 Food 294 880 2336
11 Wood 348 508 2599
12 Ferrous & Non Ferrous 78 395 551
13 Leather 132 381 1210
14 Other industries 1104 3369 7363
15 Other services 144 679 1060
Total 8,480 26,337 71,001
Source: Anekal Taluk, DIC -Bangalore Urban District, TECSOK, September-2006.
Graph-5.10-Sectoral distribution of Tiny and SSI Units as on 31.03.2005
156
From 31.03.2000 to 31.03.2005 number of units tiny and SSI increased from 4,022 to
8,480 showing a growth rate of 111% during the five year period (average annual
growth rate is 22%) investment has increased from Rs 11,471 lakhs to Rs 26,337 lakhs
showing Rs 14,866 lakhs increase in investment an 130% (average annual growth rate
is 26%) during the same period similarly employment also increased from 34,166 to
71,000 providing an employment for additional 36,834 persons or an increase of 108%
(average annual growth rate is 22%) in employment rate
The comparative performance of the Tiny and SSI units in the taluk as on 31.03.200
and 31.03.2005 is shown in table below
Table -5.10.1: Growth rate of tiny and SSI
Sl
no.
Particulars As on Percentage
change 31.03.2000 31.03.2005
1 No. of units 4,022 8,480 111
2 Investment(Rs in Lakhs) 11,471 26,337 130
3 Employment(Nos) 34,166 71,000 108
4 Average investment per unit
(Rs in Lakhs)
2.85 3.11
5 Average employment per
unit (Nos)
8.49 8.37
6 Average Employ-ment per
Rs lakhs
2.98 2.70
Source: Anekal Taluk, DIC -Bangalore Urban District, TECSOK, September-2006.
Graph -5.10.1: Growth rate of tiny and SSI
157
The average investment per industrial unit has marginally increased from Rs 2.85 lakhs
as on 31.03.2000 to Rs 3.11 lakhs as on 31.03.2005. This increase is mainly attributed
to inflation. The average employment per unit and average employment per lakhs
investment has reduced marginally during the same period.
In Bangalore south and east taluk there are 2.391 artisans working on different artisan
based craft. The major artisans Taluk are power loom/ handloom weaver, carpenters etc
the details of artisan based on taluk are given in the table below
Table-5.10.2- Details of Artisan
SI NO Category No of Artisans
1 Power loom weaver 5,675
2 Carpenter 280
3 Goldsmith 57
4 Cobbler 92
5 Handloom Weaver 700
6 Basket Weaver 27
7 Potters 224
8 Blacksmith 28
Total 7,083
Source: Anekal Taluk, DIC -Bangalore Urban District, TECSOK, September-2006.
Graph-5.10.2-Details of Artisans
158
TECSOK, CEDOK, and SISI are serving Bangalore Urban District by promoting the
rural entrepreneurship, counselling and project consultancy etc. TECSOK, CEDOK,
and SISI are providing PMRY-EDP training, other EDP/skill training and also
conducting Entrepreneurship Awareness programmes in the Districts. CEDOK is
mainly engaged in training rural Entrepreneurs through EDP in Anekal Taluk.
Under PMRY scheme, the number of persons seeking assistance has marginally
decreased from 2001-2002 to 2004-2005 as seen from the number of application
received (634 during 2001-2002 to 630 during 2004-2005) Whereas the persons
receiving the assistance under the scheme , is only 173 (against target of 201) during
2001-2002 and there is slight increase in number of persons receiving assistance at 188
during 2004-2005 (against target of 264) Therefore, there is need to encourage more
number of persons to take up self- employment activities under the scheme by
increasing the allocation under PMRY scheme. The details of PMRY scheme are given
below the Table
Table-5.10.3-Details of PMRY scheme
Year Target No. Of
applications
received
No of cases
recommended
to Banks
Cases
sanctioned
Amount
disbursed
2001-02 201 634 364 173 121.68 168 117.73
2002-03 201 520 315 140 88.27 32 21.10
2003-04 201 460 370 163 133.00 120 85.56
2004-05 264 630 495 188 150.00 162 129.73
Source: Anekal Taluk, DIC -Bangalore Urban District, TECSOK, September-2006.
Graph -5.10.3-Details of PMRY scheme
159
Recent Development in Industrial and Service sector
Details of sector wise project cleared by SHLCC in Anekal Taluk between 2003-04 and
2005-06 are given below in Table
Table -5.10.4: sector wise project cleared by state High Level Clearance committee
between 2003-04 and 2005-06
Sector No. Of Units Investment(Rs.cr) Employment(Nos)
Software development
centre
1 110.00 6,000
Chemical 4 701.50 713
IT/ITES SEZ 4 8,997.00 3,32,800
Total 9 9,808.50 3,39,513
Source: Anekal Taluk, DIC -Bangalore Urban District, TECSOK, September-2006.
Graph -5.10.4: sector wise project cleared by state High Level Clearance
committee between 2003-04 and 2005-06
Among the major product clear during 2003-04 to 2005-06 four proposals (out of 9
proposals in the district) with investment of Rs 8,997 cr. In IT/ITES SEZ sector and
four proposals (out of five proposals in the district) was investment of Rs 702 cr. In
chemical sector and one proposals (out of ten proposal in a district) with investment Rs
110 cr, were software development sector cleared by SHLCC investment cleared in the
above three sectors constitute about 92% of the total investment cleared in the Taluk.
160
Table-5.10.5: Sector wise project cleared by state level single window
Clearance committee between 2003-04 and 2006-07 (upto July)
Sector No. Of Units Investment(Rs.cr) Employment(Nos)
Engineering 23 279.95 3,358
Chemical 14 241.47 1,762
IT infrastructure 8 190.12 9055
Textiles 8 149.24 6,755
Software development
centre
7 148.73 10,390
Hotels 4 135.36 683
Printing & stationary 1 49.00 119
Biotech park 1 47.12 5,000
Plastic 4 38.91 529
Electrical 2 36.70 916
Food 1 35.60 92
Building material 2 23.88 170
Wood 1 16.25 200
Glass 1 3.40 50
Others 5 78.15 1,135
Total 82 1,473.88 40,214
Source: Anekal Taluk, DIC -Bangalore Urban District, TECSOK, September-2006.
Graph-5.10.5: Sector wise project cleared by state level single window
Clearance committee between 2003-04 and 2006-07 (upto July)
161
Among the major project cleared between 2003-04 and 2006-07 23 proposals with an
investment of Rs 280 cr. In engineering sector, and 14 proposals with an investment of
Rs 241 cr in chemical 8 proposal to investment of Rs 190cr and IT infrastructure 8
proposal to investment of Rs 149 cr. In textile sector 7 proposals with investment of Rs
149 cr. In software development sector etc. were cleared by SLSWCC. Investment
cleared in the above three sectors constitute about 68% of the total investment cleared
by the Taluk.
During the same period 41 proposal (out of 58 proposal in district)with investment of
Rs 1,186 cr in hotel sector and five proposals (out of seven proposals in a district)with
investment Rs 146 cr. In cinema complex sector were cleared by SLSWCC investment
cleared in the above two sector constitute about 26% cleared in the Taluk
A glance on the projects approved by the SLSWCC and SHLCC during the recent years
shows that the interest on investors in the Taluk is more on service sector like IT
infrastructure, software development, hotels and so on the service sector through
activities and opportunities through smaller units to manufactured some of the item
required for construction as well as for operation of such service facility, moreover,
these activity provide a large employment for the youth having specialized skills in the
specific service segment.
Table-5.11-DISTRICT CREDIT PLAN FOR BANGALORE URBAN DISTRICT
FOR2011-2012INSTITUTIOAL-WISE OUTLAY AT A GLANCE
PLAN SUMMARY
(RS. IN LACS)
SL
NO.
INSTITUTION NO OF
BRANCHES
PRIORITY
RS.
NON
PRIORITY
RS.
TOTAL
RS.
I COMMERCIAL
BANKS
1.ALLAHABAD
BANK
1 175 225 400
2.ANDRA BANK 2 205 75 280
3.B O I 3 540 371 911
162
4.BANK OF BARODA 1 500 50 550
5.B O M 1 265 170 435
6.CANARA BANK 16 22750 975 23725
7.CBI 4 2092 657 2749
8.CORPORATIO
BANK
6 2421 510 2931
9.DENA BANK 2 638 42 680
10.IDBI BANK 2 1120 380 1400
11.ICICI BANK 2 - - -
12.KARNATAKA
BANK
3 808.5 4 812.5
13.P N B 2 2566 860 3426
14.S B I 4 5684 600 6284
15.S B M 12 6833 894 7727
16.SYNDICATE
BANK
8 4181.4 573 4754
17.UCO BANK 3 1619 521 2140
18.U B I 2 726 196 922
19.VIJAYA BANK 16 10479.1 2260 12739
20.ING VYSYA BANK 4 2590 660 3250
SUB TOTAL 66193 10023 76216
II R R BS -C K G B 13 4839.85 1375 6214.75
III CO-OP.BANKS 10 4185 525 4710.9
1.BDCC BANK 6 3080 520 3600
2.KASCARD BANK 4 1105 5 1110.9
IV OTHERS-K S F C 4 11500 11500
GRAND TOTAL 119 86718.65 11923 98641.65
Source: Lead Bank: Bangalore Urban District; District Credit Plan 2011-12
163
Table-5.12-ACTIVITY-WISE/SECTOR-WISE SERVICE AREA AND SEMI
URBAN AREA CREDIT PLAN FOR 2011-2012
(RS IN LACS)
SL NO SECTORAL ACTIVITY SERVICE
AREA PLAN
RS
SEMI
URBAN
PLAN RS
TOTAL
RS
I AGRICULTURAL -
01.CROP LOANS 9303.46 - 9303.46
02.MINOR IRRIGATION 263.11 - 263.11
03.LAND DEVELOPMENT 634.2 - 634.2
04.FARM MECHANISATION 1112.1 1112.1
05.PLANT & HORT 1491.3 1491.3
06.AGRL-OTHERS 1364.83 1364.83
SECTOR TOTAL A 14169 14169
II ALLIED
07.DAIRY 708.56 708.56
08.POULTRY 1247.65 1247.65
09.AH-SGP 135.79 135.79
10.OTHERS 893 893
SECTORAL TOTAL B 2985 2985
AGRL & ALLIED TOTAL 17154 17154
(A+B=C)
III N F S/S S I
11.S S I 10111 23091 33202
12.OTHERS 1179 215 1394
SECTOR TOTAL D 11290 23306 34596
IV OTHER PREORITY SECTOR
13.TRANSPORT 1833 195
14.EDUCATION 2201 870 2028
15.HOUSING 20730 3145 23875
16.OTHERS 5371 624 5995
(RT/SB/P&SE ETC
164
SECTOR TOTAL E 30135 4834 34969
PRIORITY SECTOR TOTAL 58579 28140 86719
(C+D+E)
V NON PRIORITY G 11138 785 11923
TOTAL PLANE (F+G) 69717 28925 98642
OF WHICH WOMEN 3823 1001 4824
Source: Lead Bank: Bangalore Urban District; District Credit Plan 2011-12
Table-5.13-BLOCK-WISE CREDIT OUTLAY PLANNED UNDER DCP 2011-12
(RS IN LACS)
SL
NO
BLOCK AGRL+
ALLIED
RS.
SSI/NFS
RS
OPS RS. TOTAL
PRIORITY
SECTOR
RS
NON
PS RS
TOTAL
CREDIT
RS
SHAERE IN
THE DC
TOTAL
1 ANEKAL 5469.40 5641.00 8838.25 19948.65 2202.00 22150.65 23 22
2 BANGALORE
NORTH
5121.00 19646.00 12498.00 37265.00 4668.00 41933.00 43 43
3 BANGALORE
SOUTH
4277.40 4444.00 4872.00 13593.00 1910.00 15503.40 16 16
4 BANGALORE
EAST
2286.00 4864.60 8761.00 15911.00 3143.00 19054.60 18 19
TOTAL 17153.80 34595.60 34969.25 86718.65 11923.00 98641.65 100 100
Source: Lead Bank: Bangalore Urban District; District Credit Plan 2011-12
165
Graph -5.13-BLOCK-WISE CREDIT OUTLAY PLANNED UNDER
DCP 2011-12
Table-5.14-SECTOR-WISE GROUND LEVEL CREDIT FLOW DURING THE
PERIOD -2007-08, 2008-09, 2009-10, 2010-11 AND PLP PROJECTIONS FOR
2011-12
(RS.IN LACS)
SL
NO
SECTORS GROUND LEVEL CREDIT FLOW PLP
PROJECTION
S FOR 2011-12
2007-08 2008-09 2009-10 2010-11
1 CROP LOAN 2874.52 3683.80 5132.21 16848 8651.00
2 MINOR IRREGATION 142.15 142.33 258.72 31.00 183.80
3 LAND DEVELOPMENT 114.10 126.64 123.66 242.00 300.10
4 FARM MECHANIATION 625.4 800.08 785.39 920.00 708.80
5 PLANTATION & HORT 676.76 668.95 679.39 725.00 2040.70
6 SERI CULTURE - - 177.20 190.00 29.40
7 FORESTRY 331.90 350.00 74.00 -
8 DAIRY 340.82 489.59 520.79 524.00 716.90
9 POULTRY 65.30 978.13 1131.20 1038.00 454.60
10 SHEEP/GOAT/PIGGERY 65.30 58.89 87.11 79.00 207.60
11 FISHERIES 25.60 50.00 15.40 23.00 54.70
12 STORAGE/MARKET YARD 347.57 633.90 228.15 98.00 422.00
166
13 RENEWABLE SOURCES
OF ENERGY & WASTE
UTILISATION
- - 58.50
14 OTHERS (AGRICULTURE) 1578.62 1072.90 1729.30 253.00 5291.00
A. TOTAL AGR. CREDIT 6974.75 9050.21 10942.71 20971.00 19117.50
B.NON FARM ECTOR 22293.37 27663.83 28351.48 27173.00 36609.60
C.AGRO & FOOD
PROCEING SECTOR
D.OTHER PRIORITY
SECTOR
22260.57 23663.56 26401.16 32739.00 35184.60
GRAND TOTAL OF
PRIORITY SECTOR
51536.6
9
60347.6
0
65695.3
5
80883.0
0
90911.60
Source: Lead Bank: Bangalore Urban District; District Credit Plan 2011-12
Table-5.15-BANK-WISE DEPOSITS, ADVANCES AND CD RATIO POSITION
FOR THE LAST THREE YEARS
(RS.IN LACS)
BANK 2007-2008 2008-2009 2009-2010
DEP ADV %CD
RATI
O
DEP ADV %CD
RATI
O
DEP ADV %CD
RATI
O
AL BK 1638 703 43 1874 735 39 2345 834 36
BDCC 5658 4224 75 4455 5478 123 5441 6861 126
BOM 2134 1484 70 2444 1540 63 2797 1727 62
BOI 9411 3612 38 8539 4250 50 10193 4572 45
CB 68059 43254 64 76479 45418 59 84403 54130 64
CBI 10873 5983 55 15971 5465 34 7534 5075 67
CORP 6644 1181 18 8507 2062 24 12903 3250 25
DB 3924 520 13 2535 686 27 3862 539 14
ING VY 12399 8712 70 16722 29574 177 11826 33442 283
ICICI BK 15175 187 1 26724 28776 108 30300 28676 92
CKGB 26461 7601 29 31254 10647 34 40031 12793 32
KB 5574 1206 22 5500 1342 24 7894 1999 25
KSFC - 25378 - - 22596 - - 22000 -
KASCA 18 2091 - 60 2437 - 60 2609 -
167
PNB 2358 6085 258 3251 7520 231 5340 7254 136
SBI 31641 12408 39 45376 15329 34 44613 12176 38
SBM 26248 15825 60 34131 26092 76 40996 26041 63
SY BK 25617 10300 40 22520 10170 45 22366 12233 55
UCO 11485 5141 45 12718 5326 42 12395 5070 41
UBI 6471 1503 23 8610 3342 39 11770 3889 33
VIJ BK 32313 17053 53 55396 31563 57 66936 32577 49
ANDRA
BK
1386 55 4
BOB 1813 2024 112
IDBI 320 246 77
TOTAL
FOR DIST
28892
6
17426
4
60 38306
6
2634
8
68 42752
4
28507
2
67
Source: Lead Bank: Bangalore Urban District; District Credit Plan 2011-12
Table-5.16-RECOVERY PERFORMANCE UNDER PRIORITY SECTOR IN
BANGALORE URBAN DISTRICT DURING THE LAST THREE YEARS
(RS.IN LACS)
BANKS DEMAND COLLECTION BALANCE/OVERDUES % OF
RECOVERY
Jun-
08
Jun-
09
Jun-
10
Jun-
08
Jun-
09
Jun-
10
Jun-08 Jun-
09
Jun-
10
Jun-
08
Jun-
09
Jun-
10
AL BK 38 - - 33 - 5 - 86 -
ANDH BK -
BDCC 732 2392 3055 712 1274 1760 20 1117 1295 97 53 58
BOM - 119 87 - 82 62 - 36 25 - 69 72
BOI 531 420 55 439 385 48 92 35 7 83 91 86
B O B
CB 3546 3576 19130 2766 1921 14873 780 1655 4257 83 54 78
CBI 476 566 690 363 249 474 113 316 216 76 44 68
CORP 177 50 94 67 31 64 110 18 30 38 64 69
DB 156 65 74 38 22 27 118 42 47 24 35 36
IDBI
ICICI
ING 880 801 955 480 264 520 400 536 435 54 33 54
CKGB 5384 3259 4638 4877 2821 3965 507 437 673 91 86 85
KB 209 - 205 149 - 145 60 - 60 72 - 70
168
KSFC 2427 838 2835 878 692 2230 1549 146 605 36 82 78
KASCA 809 896 661 359 654 530 450 241 131 44 73 80
PNB 645 1111 251 624 1049 240 21 61 11 96 94 95
SBI 426 835 910 398 306 625 28 528 285 93 36 68
SBM 1368 3294 5319 694 2243 5159 674 1051 160 51 68 96
SY BK 3830 550 4019 411 216 1387 3419 333 2632 11 39 34
UCO 65 408 858 56 283 657 9 116 201 86 70 76
UBI 459 566 324 343 480 269 116 86 55 75 84 83
VIJ BK 11541 2174 12100 9347 1896 9870 2194 278 2230 81 87 81
FOR DIST 33699 21920 56260 23034 14868 42905 10665 7032 13355 68 68 76
Source: Lead Bank: Bangalore Urban District; District Credit Plan 2011-12