A Digital Banking Platform that takes care of the customers in multiple areas. Based on Behaviolytics® - a real time data analytics of customer’s behavior - it provides an accurate action (NBA) or an offer (NBO) to fulfill customers’ needs and proposes appropriate financing options.

DIGITAL BANKING PLATFORM

Today people use multiple Internet platforms before they meet their needs in such areas as holidays, real estate, vehicles, entertainment, and in receiving suitable financing offers.

A typical offer coming from dedicated agency is template-based and usually covers only a part of customer expectations, along with not being tailored to the actual customer needs.

PROBLEM

SOLUTION

Onboarding processes embedded in existing platforms are complicated, time consuming, and require a lot of the user’s attention, usually during working hours. In today’s fast paced world, people expect short and intuitive processes followed by an interesting and comprehensive offer that meets their expectations, is adapted to their habits, financial situation and is delivered in a convenient time-frame…

HOW IT WORKS

Onboarding processes are completely digital, no Call Center assistance is required and it is based on verification of Card ID and a face recognition process. Within a few minutes you can learn the required information about your Customer (KYC) and immediately make your services available to your Client.

We are ready to help your Customers organize and manage their travels as well as monitor the level of expenses with one click in mobile application.

The Platform provides a personal account with additional banks’ cards as a top-up option (wallet) and social payments functionality, including a “split the bill” option.

Take a picture of the price tag

Choose a credit plan

Enjoy your product

itmagination.com

ITMAGINATION Sp. z o.o.

ul. Chmielna 85/8700-805, Warszawa

tel: +48 (22) 654 40 60fax: +48 (22) 654 40 80

EMAILoffice@itmagination.com

HOW IT WORKS

VIRTUAL CARD SUPPORT ALLOWS YOUR CUSTOMERS TO PAY SAFELY & ANONYMOUSLY THANKS TO:

One-time card – a card is active only for the moment of the single transactionA card that is valid for specific period of time: One-month card Holiday trip card One merchant payments – a card is assigned to a specific merchant for example: Dedicated card for Amazon shopping Dedicated card for eBay shopping Anonymous payments Pay incognito on the Internet – name on the card is randomly generated

Scan&Try functionality gives mobile users an opportunity to make a purchase quickly and comfortably by scanning a price tag and receiving a credit plan in real time. Customers can test and use purchased products for a month without the necessity of paying for it. If they are satisfied they can make the payment in installments.