The client needs to ensure that the clear credit is available in the client's bank account, as mapped with Sharekhan at least threeworking days prior to the SIP date. Accordingly Sharekhan shall endeavor to transfer the funds from the client account prior to theSIP date, for further execution of the transactions. In case of non-availability of funds in client's bank account within the specified timeperiod, Sharekhan will utilize the credit balance, if any, available in the trading account of the client. In case of non-availability of such credit balance, the transactions shall stand cancelled and Sharekhan shall not be liable for the same whatsoever.