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Business Administration DepartmentBrochure 2018/19

IGNITE 2019 HACKATHON

2019 SENIOR CAPSTONE PRESENTATIONS

HOW THIS ALUMNA GREW AN ON-CAMPUS SIDE HUSTLE INTO A THRIVING BUSINESS

Innovation & Collaboration

2018-2019 has been an extraordinary year at Ashesi’sBusiness Administration Department. We introducednew courses, reviewed our course curriculum, andengaged with numerous partner institutions toenhance our student experience as well as teaching,learning and research. Our students also took part indifferent international activities and competitions.We continue to form partnerships with local employersand international institutions to secure internships and experientialopportunities for our students as we strive to maintain and improve quality

Greetings!

Stephen Armah

Message from the Head of Department

Ashesi Enterprise Fundsupports ventures in the Ashesi Venture Accelerator (AVA) with grants to test MVPs and develop prototypes

supports ventures in the Entrepreneurship Capstone Sessionwith grants to validate business models.

supports FDE ventures with loans to conduct ethnographic research and increase sales outputs

#AshesiEF

For more details, contact: [email protected]

Contents7 NEW 4 YEAR CURRICULUM

4 IGNITE HACKATHON

6 FINANCIAL MODELLING COMPETITION

12 SOCIAL ENTERPRISE CLASS COLLABORATION WITH JOHN CARROLL UNIVERSITY

20 BRIDGING THE GAP FOR STUDENT ENTREPRENEURS

19 CLASS TRIP: DEVELOPMENT ECONOMICS

20 MEET THE ASHESI ALUM HELPING UBER SCALE ITS PRESENCE IN GHANA

22 FACULTY PROFILES

10 2019 SENIOR CAPSTONE PRESENTATIONS

14 FACULTY PROFILES & RESEARCH INTERESTS

20 HOW THIS ALUMNA GREW AN ON-CAMPUS SIDE HUSTLE INTO A THRIVING BUSINESS

18 CLASS TRIP: BUSINESS LAW

16 FOUNDATIONS OF DESIGN AND ENTREPRENEURSHIP (FDE)BUSINESS FAIR 2019

15 CLASS TRIP: THE GHANA COMMODITY EXCHANGE

CREDITSEditors:

Writers:

Design:

Photography:William Annoh

Ms. Jewel N. Thompson

Michael Fiifi Quansah

Janet Fuah

Keziah Maame Fosua Whyte

Mawunyo Avetsi

[email protected]

Kevin Kwame Blankson

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Ignite Hackathon2019 IGNITE 2019

Ignite Hackathon is a full day hackathon opened to juniors across all majors; Engineering, Business Administration, Computer Science and Management Information Systems, to get students started on the journey of their final projects. During this event, students work together on various problems focusing on the Sustainable Development Goals (SDGs). This year’s was its second edition and was aimed at ‘igniting’ the Class of 2020, our rising senior

class. Held on Saturday, the 16th of March 2019 at Stanbic Heights, Accra, the event started at 9:00 am and ended at 6:30pm. It was powered by the Ashesi Enterprise Fund, with sponsorship from Stanbic Ghana, Landtours, Goil, Camelot Securities, and Ashesi’s Operations Department.There were 44 students in attendance and at the end of the event, 95% of the students were confident that they were on the right track to get started on their capstones. Among the many workshops and activities, there were panelists

across industries such as sports, tourism, banking who contributed to giving insights on the various SDGs. Students through interactions gained a deeper understanding of the pressing needs of the African continent with regards to the SDGs. Students worked in groups based on their interest in the various SDGs to identify possible problems and solutions which could further be studied as a capstone project.Their approach towards the projects was thoughtful and innovative and has definitely given us a lot of hope that capstone presentations for the class of 2020 will be nothing short of exciting.

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IGNITE 2019STUDENTS WORKED IN GROUPS BASED ON THEIR INTEREST IN THE VARIOUS SDGS TO IDENTIFY POSSIBLE PROBLEMS AND SOLUTIONS WHICH COULD FURTHER BE STUDIED AS A CAPSTONE PROJECT.

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Financial Modelling Competition

Business organizations are more complex today than ever. The influx of technology, the multifaceted nature of business operations and the increasingly changing client behavior has muddied the waters for making pacey yet quality managerial decision making. In this reality, financial modeling – the spreadsheet summary of a firm’s operations that reveals the impact of events on the firm – is a necessary tool.

The financial modeling competition is a program spearheaded by lecturer, Anthony Essel-Anderson, in his effort to challenge students to develop models for solving financial problems in line with the school’s learning goal of training students to be critical thinkers. It was opened to students who have had some knowledge of finance and accounting. The 2019 competition was exceptionally intriguing as students from the different departments signed up. Prior to the start of the competition, an intensive three-

IT WAS AN OPPORTUNITY TO APPLY CLASS CONCEPTS TO REAL-LIFE SITUATIONS“ – Daniel Mensah

I WAS ABLE TO NETWORK WITH OTHER STUDENTS AND I FEEL A LOT WISER NOW“ – Vera Okpoti-Paulo

hour series of training sessions were held to expose students to various tools and formulas excel has to offer to the finance industry. The competition proceeded in two parts after which models of participants were assessed by experts from industry.

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4-year Curriculum [Class of 2022 & Later]

* Half-credit course¹ Students who wish to study French will take Beginning French 1 as their non-major elective in Year 2 Sem 1. To continue with Beginning French 2 in Year 2 Sem 2, they will postpone one required course (Marketing for BA majors, Macroeconomics for MIS majors, and Finance for Non-Finance Managers for CS majors) to the summer or to the elective slot in Year 3 Sem 2. They can continue with their study of French by taking Professional French 1 and Professional French 2 as course overloads in Year 3. Alternatively, they can free up space for French in Year 3 by taking summer courses after Year 2.² Data Structures counts as a major elective for MIS majors and is encouraged for those who plan to do software development or those entering Year 2 who are still unsure about whether to major in MIS or CS³ Although Principles of Economics is prescribed for CS majors, Microeconomics can be substituted. As such, Microeconomics is recommended for students entering Year 2 who are still unsure about whether to major in CS or MIS† Students have flexibility in scheduling electives (major and non-major) in Years 3 and 4, but must ensure that they take the total required number of major electives (3 for BA, 2 for MIS & CS) and non-major electives (3, including at least 1 Africana).

Leadership Seminar 2*Statistics MicroeconomicsFinancial Accounting Non-Major Elective¹

Leadership Seminar 2*Statistics MicroeconomicsDiscrete Structures & TheoryNon-Major Elective¹ or Data Structures²

Leadership Seminar 2*Statistics Data Structures & AlgorithmsDiscrete Structures & TheoryNon-Major Elective¹ orMicroeconomics³

Leadership Seminar 3*Quantitative MethodsMacroeconomicsMarketing¹Introduction to Finance

SEMESTER 1

SEMESTER 2

Leadership Seminar 3*Quantitative MethodsMacroeconomics¹Database SystemsFinance for non-Finance Managers

Leadership Seminar 3*Quantitative Methods or Multivariable Calc. & Linear AlgebraIntermediate Comp ProgDatabase Systems Finance for non-Finance Managers¹

Research MethodsOperations ManagementInvestmentsLeadership Seminar 4 or Elective†

Research MethodsWeb Technologies Systems Analysis & DesignLeadership Seminar 4 or Elective†

Research MethodsWeb TechnologiesComputer Org & ArchitectureLeadership Seminar 4 or Elective†

Managerial AccountingInternational Trade & PolicyElective†

Leadership Seminar 4 or Elective†

SEMESTER 1

SEMESTER 2

Managerial Accounting IT InfrastructureSystems Administration Lab*IS Project Management*Leadership Seminar 4 or Elective†

Software EngineeringAlgorithms Design & AnalysisPrinciples of Economics


Corporate FinanceBusiness Law Elective†Capstone 1

E-CommerceInformation and Systems SecurityElective†Capstone 1

Operating SystemsHuman Computer Interaction Elective†Capstone 1

Competitive StrategyElective†Elective†Capstone 2

SEMESTER 1

SEMESTER 2


Networks & Data CommunicationsElective†Elective†Capstone 2

FRESHMAN YEAR (1)

SOPHOMORE YEAR (2)

JUNIOR YEAR (3)

SENIOR YEAR (3)

Organisational Behaviour

SEMESTER 1

SEMESTER 2

SUMMER

Ashesi Success Precalculus 1 or Calculus 1Written & Oral CommunicationFoundations of Design and Entrepreneurship IIntroduction to Computing and Information Systems

Leadership Seminar 1* Precalculus 2 or Calculus 2Text and MeaningFoundations of Design and Entrepreneurship II

Computer Programming for CS Computer Programming for CS

BA MIS CS

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In August 2018, the Class of 2021 entered Year 2. Semesters up to the current one are greyed out and the plan for the remaining semesters are shown.

4-year Curriculum [Transition Plan – Class of 2021]

* Half-credit course¹ Students who have started studying French and wish to continue will take Beginning French 2 in Year 2 Sem 2 as a non-major elective (BA majors would need to postpone Marketing to the summer or to the elective slot in Year 3 Sem 2). The study of French can continue in Year 3 by taking Professional French 1 and Professional French 2 as course overloads. Alternatively, students can free up space for French in Year 3 by taking summer courses after Year 2. † Students have flexibility in scheduling electives (major and non-major) in Years 3 and 4, but must ensure that they ultimately have the needed number of major electives (3 for BA, 2 for MIS & CS) and non-major electives (3, including at least 1 Africana).

BA MIS CS





SEMESTER 1

SEMESTER 2








SEMESTER 1

SEMESTER 2








SEMESTER 1

SEMESTER 2



FRESHMAN YEAR (1)

SOPHOMORE YEAR (2)

JUNIOR YEAR (3)

SENIOR YEAR (3)


SEMESTER 1

SEMESTER 2

SUMMER




BA MIS CS

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In August 2018, the Class of 2020 entered Year 3. Semesters up to the current one are greyed out, and the plan for the remaining semesters are shown.

4-year Curriculum [Transition Plan – Class of 2020]

* Half-credit course† Students have flexibility in scheduling electives (major and non-major) in Years 3 and 4, but must ensure that they ultimately have the needed number of major electives (3 for BA, 2 for MIS & CS) and non-major electives (3, including at least 1 Africana).





SEMESTER 1

SEMESTER 2








SEMESTER 1

SEMESTER 2








SEMESTER 1

SEMESTER 2



FRESHMAN YEAR (1)

SOPHOMORE YEAR (2)

JUNIOR YEAR (3)

SENIOR YEAR (3)


SEMESTER 1

SEMESTER 2

SUMMER




10 /

2019 Senior Capstone Presentations

At the end of the four-year Business Administration course, seniors are expected to choose one of three capstone projects, namely, Entrepreneurship, Applied Project and Thesis to fulfill graduation requirements. The Capstones are basically an integration of knowledge, and application of skills gained over the four year experience and are aimed at preparing students for higher level, professional output.

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2019 Senior Capstone Presentations

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Social Enterprise Class Collaboration with John Carroll University

How do we ensure our future leaders understand that there’s “fortune at the bottom of the pyramid” and guarantee that they build systems and organizations that “create shared value”, not forgetting that their profit must also create collective impact?

We start by introducing them to possibilities that exist in the hybridized model of business, which can be loosely called social enterprise. The reintroduction of this course was led by lecturer Ms. Jewel Thompson as a spring elective for the Business Administration department. Eager students incorporated the elements from their previous coursework, such as Foundations of Design and Entrepreneurship (FDE), Economics, Leadership and Research Methods to help them address and design a solution for problems within SDGs 5 (gender equality) and 12 (sustainable consumption) for their final project.

By Ms. Jewel N. Thompson

The project incorporated a unique approach to dissecting this issue from a more global perspective allowing students to get matched with student teams at John Carroll University in Cleveland, Ohio. In what the course noted as the “Global Design Sprint”, students were challenged to work with their JCU counterparts to assess

the various forms in which social challenges appear in the local, national, and global context. Such framing made them realize that even though these developmental goals fundamentally have a similar root cause, they each have several extensional challenges that branch out from this root cause and look different from various

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socio-political lenses. This results in different designs for impact. What spawned from this project were five extremely different and creative approaches that required rapid thinking and skills learned from the Social Enterprise course regarding problem solving and designing with a beneficiary orientation. The course also required students to enter the field and conduct organizational assessments of current Ghanaian social enterprises. Discussion sessions led by Faculty Intern, Stephen Gyan, included guest speakers Derick Omari of Tech Era, Kwami Williams of Moringa Connect, John Francois of Asili Coffee, Eric Boakye and Matilda Payne of MH Couture and Xtreme Décor, and Nelson Amo of InnoHub. The social enterprise course will conclude with students taking a trip to Cleveland, Ohio to meet their JCU counterparts and to pitch their solutions with the aim of securing some funding to execute their solution. Two presentations came tops among which is Ecofil, which focused on SDG 12. Their project was aimed at removing single use plastics from area slums and to transfer them into 3D filaments for 3D printing. Badilli,

the other winning presentation, focused on SDG 12, however providing a service that collects agricultural waste and sells them to green focused enterprises, to which they have already acquired three potential buyers. The course not only challenged

but helped to inspire students to consider the communities around them and despite the career paths they choose they will be able to recognize that the triple bottom line is to be mindful of not only profit, but people and our planet.

14 / BUSINESS AdMINIStRAtION dEPARtMENt NEwSlEttER

Faculty profiles & Research Interests

Did You Know?The Ashesi Enterprise Fund supports ventures in the entrepreneurship ecosystem with loans to scale and/or grow.

#AshesiEF

For more details, contact: [email protected]

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Class Trip: the Ghana Commodity Exchange

On 11th April 2019, the Ashesi International Finance class embarked on a trip to the Ghana Commodities Exchange (GCX). The bus departed from school at 7am and we used unfamiliar routes in Accra to escape the early morning traffic. About 20 minutes to the exchange, arguments sprouted on whether we had reached Osu or not, and through this, we bonded in the bus before we arrived at the exchange. Our arrival at the exchange was greeted by three staff of the exchange, who introduced us to the CEO, Dr. Kadri Alfah and then served us water as is the custom in the Ghanaian culture. Through an insightful presentation by the CEO, we learnt that the GCX, which has been in operation since April 2018, is a private company limited by shares and currently has the Government of Ghana as its sole shareholder. Its main objective is to transform Ghana’s agriculture sector by linking farmers and other value chain actors to markets and opportunities. The GCX operates in an ecosystem that is made up of the market participants, banks, farmers, the Securities and Exchange Commission and Warehouse Operators. Aside trading of commodities, the GCX also provides the opportunity for farmers to obtain loan facilities from banks using their produce in the warehouses as collateral. This is a very significant change that has been brought to the farmers who would otherwise not have had any form of access to loan facilities. While the presentation was ongoing, the building’s fire alarm went off, which caused us to take the six flight of stairs down to the assembly point, where we had a Question and Answer session with the CEO and his assistant. After a few minutes, we went back into the building. The CEO continued his presentation and gave insights on how commodities are

By Mawunyo Avetsi & Janet Fuah

traded on the market. Currently, the Ghana Commodities Exchange trades only agricultural produce, specifically grains and has plans of moving to other agricultural produce such as livestock in future. We had the opportunity of touring the trading floor and interacted with the trading platforms used by traders. We learnt how to place a trade; be it making a purchase or selling commodities. There definitely seems to be a bright future for the exchange. If Ghanaian farmers and buyers were to subscribe to this exchange, it will lead to great improvement in our agricultural sector, especially

WE HAD THE OPPORTUNITY OF TOURING THE TRADING FLOOR AND INTERACTED WITH THE TRADING PLATFORMS USED BY TRADERS. WE LEARNT HOW TO PLACE A TRADE; BE IT MAKING A PURCHASE OR SELLING COMMODITIES.

“

in reducing post-harvest losses and enabling farmers to receive good value for their produce. Our trip back to school was a particularly thrilling one. We had discussions, and most importantly, we bonded very well. Amidst having a flat tyre about 20 minutes away from school really spiced up the experience. We helped Uncle Peter, the driver, take out the bolts and made jokes throughout. In all, we had fun visiting the commodities exchange and learning how the concepts we learnt in class were being used practically in the GCE in Ghana.

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FDE Business Fair 2019

FDE is designed to introduce entrepreneurship to all first years and support them to simulate their venture concepts through experiments that test their assumptions about feasibility and viability.The Business Fair served as a platform for the 30 FDE ventures to showcase their brilliant business concepts and preview actual functioning products developed towards researched problem spaces.

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FDE Business Fair 2019

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Class trip: Business lawBy Kevin Kwame Blankson

The Business Law class is a continuing student class taken mostly by Business Administration majors in their senior year. Even though the course outline is a tip of the iceberg of what the Ghanaian law entails, the class through explaining the basics of contracts, torts and business laws in Ghana saw us excitedly throwing law-related jargons around and seeing the world in a totally different light.The trip to the High Courts of Ghana was a much anticipated and eventful one as for many of us, was the first time we had ever been to a court. It gave us the opportunity to interact with the legal branch of the government and experience whether or not the legal space was a place we wanted to explore professionally. As a class, we were split into teams and sent to different divisions within the court such as Land, General Jurisdiction, Divorce and Matrimonial, Criminal, Human Rights courts, among others. Each team was paired with a judge and was allowed the opportunity to sit in the court sessions that were just about starting.

Our session happened to be in a Commercial Court that saw to the adjudication of cases amongst banks and other cases. We saw firsthand how Alternative Dispute Resolution (ADR) helped in expediting the court process. During the downtime of the court proceedings, the judge descended from the bar to interact with us and tell us about his personal journey and experience with being a judge.We learnt that as a judge one was constantly being tested. He pointed out how on several occasions he had been offered monetary payments and, in some cases, asked by his peers to rule in their favour when the cases concerned them. This was a learning moment for us as a group because it made us realise that sometimes the most tempting situations may come from the places we least expect them to. It also reminded us that ethics, as we learn on campus, is an endless cycle; it will get tested everyday of our lives.

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Class Trip: Development EconomicsCoastal Poverty Research in Ghana

This research enabled students to collate the views of people living in Elmina and Winneba on the poverty situation along the Western Coast of Ghana (specifically Winneba, Cape Coast and Elmina). Students also investigated opportunities for residents to save, obtain loans and seek jobs. They also interrogated intentions of residents to migrate to Accra. Students were accompanied by Dr. Stephen Armah (lecturer for the class), and Prof. Philip Jefferson, a macro econometrician and former Chair of Swarthmore’s Economics Department. Prof. Jefferson also served as a research economist at the Federal Reserve Board of the USA

Swarthmore Econometrician Visits Ashesi’s Econometrics Class

Prof. Philip Jefferson, a distinguished Econometrician and former Head of Swarthmore’s economics department visited Ashesi’s econometrics class in Fall 2018 and took part in class discussions. Dr. Armah, lecturer for the class, Head of Ashesi’s Business Department, and former student of Prof Jefferson, poses with Prof Jefferson, Stephen Gyan, Faculty Intern for the class and students from Ashesi’s Econometrics class

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Bridging the gap for student entrepreneurs

Meet the ashesi aluM helping uBer scale its presence in ghana

how this aluMna grew an on-caMpus side hustle into a thriving Business

Whenever Joyce Boadi-Okyere ‘07 notices gaps, she almost immediately begins to think up business ideas. It is a trait that has been second-nature for a long time. Years after being the go-to person for her friends to get beverages on campus, she is still the person to consider for a range of necessities.Today, she runs Dorotheen Enterprise and Posky Plus Enterprise, two growing businesses serving as one-stop shop for products and services spanning a wide range of industries.Find out more here

Alumni SPACE

A few months after launching his men’s clothing business, Tailored Hands, final year student Ezekiel Hormeku ‘19 hit a bump that many start-ups encounter – funding to grow and expand their business idea. With orders coming in faster than they could serve, Tailored Hands had to expand their equipment, team and production base to cater for their growing clientele. And so Ezekiel turned to an initiative at Ashesi aimed at helping student entrepreneurs solve this exact problem - the Ashesi Enterprise Fund (AEF). Read the story here

In his final year at Ashesi, Chris Ampadu worked as part of a team to develop an e-commerce solution for connecting music enthusiasts to hard-to-find music genres. While the Management Information Systems major was largely responsible for the programming end of the project, Chris was keen on engaging directly with the end-users and figuring out the right way to connect them to the product.Now, he’s the Marketing Coordinator for Uber Ghana and is responsible for driving campaigns that scale Uber’s presence in the country. Read the full story here

https://www.ashesi.edu.gh/stories-and-events/stories/3380-how-this-alumna-grew-a-thriving-business.html

https://www.ashesi.edu.gh/stories-and-events/stories/3337-helping-boost-student-businesses-the-ashesi-enterprise-fund.html

https://outcomes.ashesi.edu.gh/meet-the-ashesi-alum-helping-uber-scale-its-presence-in-ghana-ab2b04c8bab2

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Faculty ProfilesStephen Emmanuel Armah

Courses Taught:

Ph.D. Agricultural EconomicsUniversity of Illinois, USAHead of Department, Senior Lecturer

•Leadership Seminar 3 • Africa in the Oil Industry•Econometrics •Development Economics •Leadership Seminar 3 •Microeconomics •Macroeconomics • Managerial Economics • Mathematics for Economists •Thesis Seminas I and II

Gordon Adomdza

Courses Taught:

Ph.D. Management of Technology,University of Waterloo, CanadaAssociate Professor

• Foundations of Design & Entrepreneurship II

Edgar Cooke

Courses Taught:

Ph.D. EconomicsUniversity of Sussex, UKLecturer

• Microeconomics

Enyonam Kudonoo

Courses Taught:

PhD Organization DevelopmentBenedictine University, Lisle, IL, USASenior Lecturer

• Organisational Behavior • Research Methods• Human Resource Management

Sena Agbodjah Agyepong

Courses Taught:

Ph.D. in Building Technology (Management), Kwame Nkrumah University of Science & Technology, GhanaSenior Lecturer

• Entrepreneurship II • Project Management• Real Estate Development

Kwami Justina Morris

Courses Taught:

Ph.D. Agribusiness/ (ABD), Universiti Putra, Malaysia; M.Sc. Crop Biotechnology and Entrepreneurship,University of Nottingham, MalaysiaAssistant Lecturer

• Foundations of Design & Entrepreneurship II

David Kojo Hutchful

Courses Taught:

M.Sc. in Information (Human Computer Interaction), University of Michigan, USA Adjunct Assistant Lecturer

• Human Computer Interaction

Jewel Thompson

Courses Taught:

Master of Business AdministrationGeorgia State University, J. Mack Robinson College of Business, Atlanta, GAAdjunct Assistant Lecturer

• Foundations of Design and Entrepreneurship

Abdul-Nasser Alidu

Courses Taught:

MBA (Majors in Finance, Marketing, Strategy and Analytical Consulting),Kellogg School of Management, Northwestern University, USAAdjunct Assistant Lecturer

• Strategic Brand Management

Nana Sefaah Kyei-Boadu

Courses Taught:

MPhil in Finance, University of LegonAdjunct Lecturer

• Finance for Non-finance Managers

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Faculty ProfilesAnthony Ebow SpioPh.D. Entrepreneurship/On-going, Oxford Brookes, UK. MSc. International MarketingUniversity of Strathclyde, Scotland UKSenior Lecturer

Esther Laryea

Courses Taught:

Ph.D. Finance/On-going, The University of Ghana, Legon. MPhil Finance, University of Ghana, LegonAssistant Lecturer

• International Finance, Finance for non-finance majors • Corporate Finance

Josephine Djan

Courses Taught:

Doctor of Business AdministrationAdjunct Lecturer

• Marketing, Operations Management

Anthony Essel-Anderson

Courses Taught:

Ph.D. Accounting/On-going, The University of Ghana, LegonM.Phil. Accounting, The University of Ghana, Legon, GhanaAssistant Lecturer

• Introduction to Finance, Investments

Rose Dodd

Courses Taught:

MBA Marketing, University of Illinois, Urbana- Champaign(PhD. Candidate)Assistant Lecturer

• Foundations of Design & Entrepreneurship I• Leadership 4

Michael Effah Asamoah

Courses Taught:

M.Phil. Business Administration (Finance Option)University of Ghana, Accra, GhanaPhD. OngoingAdjunct Assistant Lecturer

• Introduction to Finance

Prince Baah

Courses Taught:

MPhil Economics, University of GhanaAdjunct Assistant Lecturer

• Principles of Economics

Leonard Annan

Courses Taught:

MA in Applied Economics, Czech RepublicAdjunct Assistant Lecturer

• Entrepreneurship

Dzifa Dzakpleazi

Courses Taught:

Northwestern University School of Law, Chicago, Illinois, USACenter for International Human Rights (Masters)Adjunct Assistant Lecturer

• Business Law, Children’s Rights

Victor Anku-Tsede

Courses Taught:

Master’s degree in International Business Law (LLM) Staffordshire University, UKAdjunct Assistant Lecturer

• Business Law

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