insurtech practices of zhongan motor insuranceb9f36547-37d0-4d12... · insurtech practices of...
TRANSCRIPT
— CONTENTS —
Features
Solutions
Prospects
01Features
1.1 Zhongan Moter Insurance Features
Drivers
Tech-driven and Online
Deal with problems with technology
win-win
win-win ecosystem(data
ecosystem/technology ecosystem/
business ecosystem)
Different
Value-added and customer-oriented
Cost-effective
Accurate & fair & Dynamic pricing
02Our Practices in AI
2.1 Big Data Union——Data Ecosystem
Chronicle of Events
block chains establishmentlaunch the union
2017.9 2017.10
1000+ features co-work the first project
big data insurance pricing
2017.11
data size: 20 million+
members: 17+
2018.3 2018.9
deal with common issuesCo-work
Copy
pattern
the pattern to the whole industry
Significa
nce
2.2 Magic Data Cube——One Service Platform
Customer Insight
Precision Marketing
Policy Renew Management
CRM
Product Recommendations
Data Application
Pricing
Customer Reach
Data Insights
Insurance
Government
Used-car
Financing Institution
After-sale
OEM Transportation
Big Data
Gender
Age
Height
Body Shape
Marital Status
Debt
Children
Property
Credit
Claims
Income
Policy renew
Buying
power
Auto price
Auto type
Auto age
Endorsements
Occupation
Price sensitive
Drive score
Data Collection Data Cube Data Products
Drivers
2.3 Moter Insurance Pricing Innovation
Traffic Warning Systems driven by AI
Time Distances: 2s
Traffic warning systems
Lane departure warning system
Pre-collision warning system
Pedestrian monitoring & warning system
Driving Behaviors
Traffic Conditions
UBI
Traffic warning
Driver safety management
Auto Information
2.4 Voice Quality Test
AI-enabled
Explainable & Accessible
Realtime Score
Voice Quality Test
2.5 Intelligent Rostering System
Pridict telephone traffics with AI algorithms
Compute labor ability and total requirements in a
certain period with AI algorithms
Allocate resources wih round robin method, the flow
chart is shown in right.
Generate and Adjust the rostering table
03Prospects
Data-oriented
AI needs large quantities of data to achieve excellent performance
AI is not everything
AI will be regarded as infrastructure but can not resolve all issues
AI is specially appropriate to the scenario with large quantities of communication
Penetrate and Face
Penetrate and face dicrectly to key challenges
Think
New ways of think
Cultivate
Iteration and optimization
3.1 Prospects
