l35 – savings account life-cycle process diagram

L35 – Savings Account Life-Cycle

Process Diagram

© 2014 SAP SE or an SAP affiliate company. All rights reserved. ‹#›

Purpose, Benefits, and Key Process Steps

Purpose The purpose of this scenario is to describe and support the testing of the entire savings

account life cycle, from contract creation to account closure, including the business partner functionalities that are needed for this scenario.

Benefits This scenario describes the most common steps involved in a savings account life cycle in

enough detail for them to be executed. Payment engine integration.


Purpose, Benefits, and Key Process Steps

Key Process Steps

Creating or changing business partners Creating or changing savings accounts Creating a notice on amount and optionally receive payment via Direct Debit Creating or changing posting locks Creating a payment order Changing an account holder Changing the product of an existing account Conducting end-of-day processing Account closure process


Required SAP Applications and Company Roles

Required SAP Applications SAP Banking Service 8.0 SAP CYT MANAGEMENT 7.0

Company Roles Back office


Detailed Process Description

Savings Account Life-Cycle with Payment Engine Entire account life cycle, from contract creation to account closure, including the business

partner functionalities that are needed for this scenario. Account closure process with account closure order with transfer to reference account at an

external bank when the account balance is positive or receive funds when it is negative. Using Payment Engine for SEPA Direct Debit when account balance is negative and

transfer the positive account balance through SWIFT.


Back Office Back Office

Process Flow DiagramSavings Account Life-Cycle with Payment Engine (1/8)

Banking Services from SAP Banking Services from SAP Bank Analyzer

Creating a Business Partner

A

Maintain Business Partner

B

1

Checking Posting/System date

C

L85 DM in Bank Analyzer

Creating a Savings Account

D

Managing Conditions

H

next page

Back Office

SAP Payment Engine

Back Office

SAP Capital Yield Tax

Maintain CYT data

BG

Notice on Amount Rules

E





Banking Services from SAP SAP Payment Engine

previous page

next page

Back Office

Banking Services from SAP Bank Analyzer

Back Office


Creating a Credit Payment Item for Notice on Amount

F

Creating a Mandate

G

Creating a Payment Transaction Order for SEPA Direct Debit

I

Creating a Notice on Amount Order with Payment Advice

BH

Displaying Balances and Key Figures

BJ

Checking a Forward Order

BI

Notice on amount – International Payment Transfer

BO

Notice on amount – Transfer to external account via SEPA Credit Transfer

BP

L81 Using Payment

Engine for SDD





previous page

Displaying an Account

K

Creating a Credit Payment Item to Generate a Posting Control Order

L

Changing a Lock

M


N

Creating and Executing an Order for the Account Holder Change

O


P

next page

Back Office


Setting Locks for a Business Partner

J

Assigning Users to a Worklist

BK

Processing a Posting Control Order in the PCO

BL

Back Office






previous page

next page

Back Office


Simulating an Account Settlement

AA


Creating a Payment Item for Currency Exchange

Q


R

Creating a Payment Order

BM

Back Office


Executing Due Product Changes

AQ

Setting Posting Date for Payment Transaction

AO

Setting Posting Date for End-of-Day Processing

AP





previous page

next page

Back Office


Executing Forward Orders

AT

Displaying a Payment Item

AU


AW

Setting the Posting date for End-of-Day Processing

AX

Executing a Settlement

AY

Back Office



AR

L82 Using Payment

Engine for Credit transfer

(SWIFT & SEPA)

Create a Payment transaction Order for Domestic Bank

Transfer/SEPA SCT

BQ

Create a Payment transaction Order for

International Bank Transer

BR





previous page

next page

Back Office



AZ


BA

Executing Due Account Closures

BB

Changing an Update Entry Indicator

BC


L34 Lifecycle Current Account

Back Office




1

Icon Name

Entire account life cycle

BP

BP

BP

BCA_DATE_POST_SET/BCA_DATE_EOD_SET

BCA_CN_ACCT_01

BCA_CN_ACCT_02

A

B

C

D

Icon Name

BCA_PAYMITEM_CREATE

BCA_MANDATE_CRED_01

BCA_CN_ACCT_02

BCA_PO_CREATE

BCA_OR_NOW

BCA_PO_FO_DISPLAY

BCA_CN_KFG

BG

E

H

I

F

G

BH

BI

BJ

Icon Name

BCA_DEH_EVENT_CRE_BU

BCA_CN_ACCT_03

BCA_PAYMITEM_CREATE

PCO_WL_ASS_MAINTAIN

PCO02

BCA_DEH_EVENT_CHANGE

BCA_CN_ACCT_03

BCA_OR_CAH

BCA_CN_ACCT_03

K

L

M

N

O

P

J

BK

BL



Q

R

Icon Name

BCA_PO_CREATE

BCA_PAYMITEM_CREATE

BCA_CN_KFG

BCA_ACBAL_ACC_S

BCA_DATE_POST_SET

BCA_DATE_EOD_SET

BCA_COP_TEV_BCA_BOCP

AA

BM

AO

AP

Icon Name

BCA_CN_ACCT_03

BCA_PO_FO_MULTI

BCA_PAYMITEM_MAINTN

BCA_DATE_POST_SET

BCA_DATE_EOD_SET

BCA_ACBAL_ACC_M

AR

AT

AU

AW

AQ

AX

AY

Icon

Name

BCA_DATE_POST_SET

BCA_DATE_EOD_SET

BCA_OR_TOC_PP_BOTC

BCA_SB_ITEMS_02

BA

BB

BC

AZ


Detailed Process Description

Savings Account Life-Cycle without Payment Engine Entire account life cycle, from contract creation to account closure, including the business

partner functionalities that are needed for this scenario. To conduct a savings account life cycle, there are two mandatory steps: account creation

and account closure. All other steps are optional and mostly independent from each other. Therefore, the

scenario attempts to join all the most common processes that could be activated during the business relationship between a bank and a customer.



Process Flow DiagramSavings Account Life-Cycle without Payment Engine (1/6)

Banking Services from SAP Banking Services from SAP Bank Analyzer

Creating a Business Partner

A

Maintain Business Partner

B

1

Checking Posting/System date

C


Creating a Savings Account

D

Managing Conditions

H

next page

Back Office

SAP Payment Engine

Back Office


Notice on Amount Rules

E


Creating a Credit Payment Item

F

Creating a Notice on Amount Order with Payment Advice

BH

Checking a Forward Order

BI


BJ





previous page


K

Creating a Credit Payment Item to Generate a Posting Control Order

L

Changing a Lock

M


N

Creating and Executing an Order for the Account Holder Change

O


P

next page

Back Office


Setting Locks for a Business Partner

J

Assigning Users to a Worklist

BK

Processing a Posting Control Order in the PCO

BL

Back Office






previous page

next page

Back Office


Simulating an Account Settlement

AA


Creating a Payment Item for Currency Exchange

Q


R

Creating a Payment Order

BM

Back Office






previous page

next page

Back Office


Executing Due Product Changes

AQ


AR

Executing Forward Orders

AT

Displaying a Payment Item

AU


AW

Setting the Posting date for End-of-Day Processing

AX

Executing a Settlement

AY

Back Office



AO


AP





previous page

next page

Back Office



AZ


BA

Executing Due Account Closures

BB

Changing an Update Entry Indicator

BC


L34 Lifecycle Current Account

Back Office




1

Icon Name

Entire account life cycle

BP

BP

BCA_DATE_POST_SET/BCA_DATE_EOD_SET

BCA_CN_ACCT_01

BCA_CN_ACCT_02

BCA_PAYMITEM_CREATE

BCA_CN_ACCT_02

BCA_OR_NOW

BCA_PO_FO_DISPLAY

BCA_CN_KFG

A

B

C

D

H

Icon Name

BCA_DEH_EVENT_CRE_BU

BCA_CN_ACCT_03

BCA_PAYMITEM_CREATE

PCO_WL_ASS_MAINTAIN

PCO02

BCA_DEH_EVENT_CHANGE

BCA_CN_ACCT_03

BCA_OR_CAH

BCA_CN_ACCT_03

K

L

M

N

O

P

Q

R

Icon Name

BCA_PO_CREATE

BCA_PAYMITEM_CREATE

BCA_CN_KFG

BCA_ACBAL_ACC_S

AA

J

E

F

BH

BI

BJ

BK

BL

BM

AO

AP

Icon Name

BCA_DATE_POST_SET

BCA_DATE_EOD_SET

BCA_COP_TEV_BCA_BOCP

BCA_CN_ACCT_03

BCA_PO_FO_MULTI

BCA_PAYMITEM_MAINTN

BCA_DATE_POST_SET

BCA_DATE_EOD_SET

BCA_ACBAL_ACC_M

AR

AT

AU

AW

AQ

AX

AY

Icon

Name

BCA_DATE_POST_SET

BCA_DATE_EOD_SET

BCA_OR_TOC_PP_BOTC

BCA_SB_ITEMS_02

BA

BB

BC

AZ

Thank you


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l35 – savings account life-cycle process diagram

Documents

sap se

office sap payment engine

sap affiliate company

sap banking services

sap bank analyzer

external account

reference account

account holder