PROVERBS 22:7“The borrower is a servant to the lender.” 

EVED - dRb¶Ro (eh - ved) - slave, servant

If you are in debt, you are a slave to the lender. 

HOW DO YOU KNOW IF YOU ARE IN FINANCIAL BONDAGE?

“I would love to give beyond that, but I just can’t, because I am so afraid there

won’t be enough to pay the bills.”

MATTHEW 6:21 For where your treasure is, there your heart will be also.

If you cannot live within your means and you say you need more than what you make, thinking that will make you happy, your treasure is in this world.

WHY TALK ABOUT MONEY IN CHURCH? 

2/3 or 60% of Jesus' parables talk about finances and possessions.

WHY TALK ABOUT MONEY IN CHURCH? 

In the Gospels:Matthew, mark, Luke and John

1 in 10 deal directly with money.

WHY TALK ABOUT MONEY IN CHURCH? 

In the scripture: 1 in 2300 talk about money.

5x more than prayer.5x more than faith.

MANAGING WISELY GOD’S RESOURCES IS A PROFOUNDLY

SPIRITUAL TOPIC.

WHAT IS THE BIG PROBLEM TODAY?•Financial lies

•Kids try to live the lifestyle of the parents that took them 30 years to build.

•You're always going to have a car payment.

WHAT IS THE BIG PROBLEM TODAY?•Leveraging yourself on a depreciating

asset that drops 20% when you drive off the lot.

•Marketing debt they have succeeded at convincing our generation to feel good about being in bondage.

GOD HAS GIVEN EVERY SINGLE ONE OF YOU A

BUSINESS

LUKE 16:1-14 (NLT)(Parable of the Shrewd Manager)

1 Jesus told this story to his disciples: “There was a certain rich man who had a manager handling his affairs. One day a report came that the manager was wasting his employer’s money. 2 So the employer called him in and said, ‘What’s this I hear about you? Get your report in order, because you are going to be fired.’ 3 “The manager thought to himself, ‘Now what? My boss has fired me. I don’t have the strength to dig ditches, and I’m too proud to beg. 

LUKE 16:1-14 (NLT)(Parable of the Shrewd Manager)

4 Ah, I know how to ensure that I’ll have plenty of friends who will give me a home when I am fired.’ 5 “So he invited each person who owed money to his employer to come and discuss the situation. He asked the first one, ‘How much do you owe him?’ 6 The man replied, ‘I owe him 800 gallons of olive oil.’ So the manager told him, ‘Take the bill and quickly change it to 400 gallons.[a]’

LUKE 16:1-14 (NLT)(Parable of the Shrewd Manager)

7 “‘And how much do you owe my employer?’ he asked the next man. ‘I owe him 1,000 bushels of wheat,’ was the reply. ‘Here,’ the manager said, ‘take the bill and change it to 800 bushels.[b]’ 8 “The rich man had to admire the dishonest rascal for being so shrewd. And it is true that the children of this world are more shrewd in dealing with the world around them than are the children of the light. 

LUKE 16:1-14 (NLT)(Parable of the Shrewd Manager)

9 Here’s the lesson: Use your worldly resources to benefit others and make friends. Then, when your earthly possessions are gone, they will welcome you to an eternal home.[c] 10 “If you are faithful in little things, you will be faithful in large ones. But if you are dishonest in little things, you won’t be honest with greater responsibilities. 11 And if you are untrustworthy about worldly wealth, who will trust you with the true riches of heaven? 

LUKE 16:1-14 (NLT)(Parable of the Shrewd Manager)

12 And if you are not faithful with other people’s things, why should you be trusted with things of your own?13 “No one can serve two masters. For you will hate one and love the other; you will be devoted to one and despise the other. You cannot serve both God and money.” 14 The Pharisees, who dearly loved their money, heard all this and scoffed at him.

GOD LOVES YOU AND TRUSTS YOU TO MANAGE HIS

RESOURCES. 

IN A VERY REAL SENSE:•You are a manager of God’s business.   

•He loves to reward faithful business managers.  

•He loves to give more to those who are faithful.  

•To those who are unfaithful, He takes it away from them. 

When you start to see your finances as God’s business, it

will radically changethe way you do everything.  

JOHN MAXWELL says: If you fail to plan; then you plan to

fail.

We are going to devise our own personal business plan.

We are going to develop our own personal business plan. 

JC. PENNEY said,

“Give me a store clerk with a goal, and I will give you a person who will change the world.  But, give

me a person without a goal,and I’ll show you

a store clerk.”  

PROVERBS 21:5, 

Planning, seeking God, leads to prosperity, and blessings and

profit as surely as haste leads to poverty. 

•What is your vision?•What is God calling you to be about?•What’s your mission? 

LUKE 16:13B says,  you cannot love/serve both God

and money.  •You want to be driven and led by God, not by money. 

•What is your vision that God has given you?

•Define it.  Seek God.

•It is a vision driven decision, not a selfishly motivated financial decision. 

ROMANS 13:8 (NIV)

8 Let no debt remain outstanding, except the

continuing debt to love one another, for whoever loves others has fulfilled the law.

•Being in debt is not a sin.

•Being in debt is dangerous.  

•House debt is probably the wisest debt.  

•Some business debt is good to leverage and help your business.  

•Too much debt is always dangerous.  

•You make some wise decisions for a few years, you are free forever.  

•Imagine no credit card payment. 

WE ARE GOING TO SET UP A BUSINESS

PLAN.

WE ARE GOING TO SET UP A BUSINESS PLAN.

• Develop our cash flow plan. 

•Create a budget. 

• Plan to lower overhead. 

WE ARE GOING TO ELIMINATE

DEBT. What does that mean?  

WE ARE GOING TO SAVE. 

HOW MUCH DO YOU HAVE IN THE BANK?

• Develop our investment strategy.

TWO WAYS TO MAKE MONEY

TWO WAYS TO MAKE MONEY

1. People making money.

2. Money making money

AS YOU ARE FAITHFUL, GOD

WILL BLESS YOU. 

1.  We must plan for profit sharing.

2. We are going to give like crazy when God blesses our business.

3. We are going to give, and give, and give, and give, and give.  

HOW ARE WE GOING TO GET THERE? 

SacrificeDiscipline

Faithfulness Consistency

PROVERBS 22:7

“The borrower is a slave, is in bondage, is a servant to the

lender” 

LET NO DEBT REMAIN OUTSTANDING, EXCEPT A

CONTINUAL DEBT TO LOVE ONE ANOTHER.

WHAT’S YOUR VISION? 

• Get it• embrace it• seek God for it,• and live

according to it.

JEREMIAH 32:17

17 “Ah, Sovereign Lord, you have made the heavens and the

earth by your great power and outstretched arm. Nothing is too

hard for you.

LUKE 1:37

37 I desire to wisely manage God’s resources for His glory.  I

want to be, one day, debt free.  I want God to say, ‘Well done.’  

MATTHEW 25:21

21 “His master replied, ‘Well done, good and faithful servant!

You have been faithful with a few things; I will put you in

charge of many things. Come and share your master’s

happiness!’

HONOR HIM AS A GOOD

MANAGER.

HONOR HIM AS A GOOD MANAGER.

• Don’t  be driven by the things of this world.

• Live and manage His resources to please Him.”