mix pacific regional snapshot
TRANSCRIPT
The Premier Source for Microfinance Data and Analysis
This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
Microfinance Information ExchangePacific Microfinance
SnapshotElizabeth Larson, Asia Regional Manager, MIX, Feb 28, 2013
By: Dhruv Bansal and Liz Larson
This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
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Goal of the Presentation
Give audience members an introduction to MIX, the importantce of transparency, standards and performance monitoring;
Explain what we know about microfinance in the Pacific through MIX data.
This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
MIX Basics
MFI
Donors and Investors
Raters
MFI Networks
Regulators
What is MIX?
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What can we learn about the Pacific Region’s microfinance market with MIX data?
This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
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Pacific MFIs on MIX
SPBD Fiji
SPBD Samoa
SPBD Tonga
Moris RasikTuba Rai Metin
Nationwide MicrobankPNG Microfinance
7 MFIs consistently reporting from Pacific
This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
Growth in the Pacific
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•GLP Growth - CAGR (Pacific) – 47.2%•GLP Growth - CAGR (EAP) – 0.51%•GLP Growth – CAGR (Global) - 9.8%
•Average Loan Size (Pacific) - $891•Average Loan Size (EAP) - $2115•Average Loan Size (Global) - $930
•Borrower Growth - CAGR (Pacific) – 14.8%•Borrower Growth - CAGR (EAP) – 2.0%•Borrower Growth – CAGR (Global) – (0.52)%
GLOBAL PERSPECTIVE
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The Pacific and the Caribbean: Comparative Analysis
• No easy regional comparisons•Average loan balance increasing 28.22% (CAGR)
Source: MIX Market, 2013
891 USD
This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
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The Pacific and the Caribbean: Comparative Analysis
• Deposits also on the rise Deposits raised 8.3% and 57.3% over the last 2 years, respectively•Deposits are majorly voluntary (greater than 90%)
Source: MIX Market, 2013
This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
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Portfolio Quality
•PAR in Pacific countries higher than Caribbean and global averages
Source: MIX Market, 2013
This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
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Performance
• Struggling to make a profit•Operational costs higher than global average
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Expense Ratios: Comparative
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• Expense Ratios higher in Pacific • Especially high administration and personnel expenses
This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
• Just email our team!!!
• Liz Larson - [email protected]
How do I report to MIX???
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This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
MIX partners with a dedicated group of industry leaders:
MIX Global and Project Partners
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This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited.
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Microfinance Information Exchange
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