Overview of DashboardA. UTILITY NAvIgATIoN BAr: Click on a down arrow

for a drop-down menu such as My Profile for important information about your account

B. STock PLANS SUmmArY: Quick overview of all your holdings with an estimated potential total value

c. QUIck AcTIoN BUTToNS: Easy access “one-click links” to key actions

D. ESTImATED STock PLANS vALUE ALLocATIoN: Colorful, easy-to-read, visual display of your holdings. Change your view using a filter on the lower left

E. HovEr wINDowS: Move your mouse over a graphic or plan name and a window will open with additional information

F. mY AccoUNT TrANSAcTIoNS TImELINE: Colorful graph displays your past, present and future events: use the calendar, click on a preset timeframe or use the slider to change the timeframe displayed

Morgan Stanley Smith Barney Benefit Access Quick Reference for Restricted Stock

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Currency Conversion: Select from a drop-down list to change your currency view

Contextual Help: Click on a to learn more.

Change Your View: Check or uncheck these boxes to select which information you want to display

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© 2009 Morgan Stanley Smith Barney LLC. Member SIPC.

561120 CCG04069 11/09

Morgan Stanley Smith Barney Benefit Access Quick Reference for Restricted Stock

Select Market or Limit Order

Select how and where to have proceeds delivered

k. Use the Select Shares wizard

L. Click Estimated Proceeds to view a breakdown of what your estimated proceeds from this transaction would be

m. Click Details to view a breakdown of transaction fees

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The Transaction WizardSTEP 1. Create Order ➔ STEP 2. Review and Confirm ➔ STEP 3. View Confirmation

GMy Awards Grid: Easy-to-read display of your award information—use the filters to the left to narrow or expand your viewH

Select which share(s) to sell or choose All Shares

g. SELL SHArES or moDEL: Click one of these buttons for fast access to the Transaction Wizard

H. vIEw wINDow: Quick, one-click access to your Awards, Vesting Summary (if applicable), Shares Available, Open Orders or Transaction History

I. FILTErS: Click on a filter icon to change the dates, type or range of information you see

J. vISUAL DISPLAYS: Colorful display of your awards—hover over a portion to see more detail

Hover Windows: Move your mouse over a position and a window will open with more information—choose to View or Act

Drop-down arrows: Click on an arrow to see more details of each award

Use the Select Shares Wizard

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Information Icon: Click on to display helpful information