nov 2010 real estate review

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FEATURED HOME

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presented byJERRY DOUGLASS

782-2209SABATTUS COLONIAL

FEATURED HOME

Connecting you with your community

HOMEFEATURED HOMEFEATURED

Real EstateEEstateBRAND NEW! Quality 3 bedroom,

2 bath home in Auburn. Geothermal heatand coolant system. Extra insulated.Southern exposed for all the sunlight!

Abuts Prospect Hill golf course.Beautiful location and area. $209,500

BELANGER REALTYwww.JuliesRE.com

presented byJULIE BEALÉ

754-5395

Spacious 5 bedroom, 4 bath home inSabattus. Offers a 2 car attached garage,family room with fireplace, oak staircase,

home office, whirlpool tub, securitysystem and attractive lot. $287,900.Call Jerry to schedule your viewing.

JERRY DOUGLASS REALTYwww.JerryDouglassRealty.com

A complete guide to homes, rentals and real estate in Central Maine and the surrounding area.

WE’RE ONLINE

November 2010

www.MaineHomeseller.netTO ADVERTISE in this booklet call 1-800-482-0759

2 Real Estate Review November 2010

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3Real Estate ReviewNovember 2010

www.JerryDouglassRealty.com • www.JerryDouglassRealty.com • www.JerryDouglassRealty.com



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Serving the Central Maine area for over 30 Years

When You REALLY WantTO SELL OR BUY

Call (207) 782-2209

PARIS3 bedroom ranch on 6 acres.Private setting. Walkoutbasement. Mountain views!$141,000 Call Donna

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PRICE REDUCED

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TOPSHAMAntique cape with 5 roomsand sun porch. PurchasePlus Improvement financingavailable for qualified buyer.$49,000 Call Dot

AUBURNWell maintained 3 bed-roomhome in Auburn neighbor-hood. Attached 2 car garage.Plenty of storage space.Level back lawn. $139,000Call Jerry

TURNERCommercial location with4,800+ SF of Retail andWarehouse space. 3.2 Acrelot with paved parking. Roadfrontage on highly traveledroad. $249,000 Call Jerry

POLAND28 Acres with 400’ Rdfrontage on rebuilt sectionof Rt. 26. Commercial Zone.Home on property. $295,000Call Big Gare

SABATTUSSpacious 5 bedroom home.Offers a home office, securitysystem, deck, and 2 carattachedgarage.Immaculate!$287,900 Call Jerry

MAIN STStorefront property withapprox. 3,000 SF on Main St./Route 4. Plenty of potential!Priced to Sell at $129,900Call Jerry

LEWISTON6 unit building with good rentalhistory. Family owned 40+years. Very well maintained.$210,000 Call Jerry

LEWISTONQuiet, Private & Low Taxes.3 bedroom, 2 bath homenear Lisbon town line.Convenient location with thepeacefulness of the country.$60,000 Call Dot

LEWISTONCommercial building that canbe kept as restaurant or usedas an office/retail building.Property has a loadingdock & large paved parkingarea. Located near turnpike.$230,000 Call Jerry

PRICE REDUCED

TURNER

3+ Acre lot for yournew home.

Quiet neighborhood.Lot located near theend of cul-de-sac.

Convenient locationto Auburn & Augusta.

$49,000Call Jerry

PRICE REDUCED

SELLING or BUYINGCOMMERCIAL REAL ESTATE?

Check out a 1031 Exchange!• Defer paying capital gains taxes• Upgrade or consolidate property

• Create wealth accumulation in real estate

Call Jerry to discuss what a1031 EXCHANGE can do for YOU!

RICHMOND

Build your dreamhome on this11+ Acre lot.

Surveyed & Soiltested.

Convenient toLewiston, Brunswick

& Augusta.

$55,000Call Jerry

BRUNSWICKCommercial

land with Route 1visibility.

Located nearCooks Corner.

Will sell land alone orwill build to suit.Owner financing

a possibility.

$90,000Call Jerry


PREAPPROVALIf you think homeownership is for you, getting pre-approved for amortgage is a good idea. This determines the size of the mortgageyou qualify for, and therefore, decides the price range for the homesyou can look at.

Pre-approval helps you to:

• Know how much you can borrow.• Confirm your ability to qualify for a mortgagebased on your credit, financial and employmentinformation.

• Strengthen your position to make an offer on a house.A seller will be more willing to accept an offer if the buyer ispre-approved.

To become pre-approved, you'll need to work with a mortgagelender. The mortgage lender will review your credit history, earningsinformation, employment history and assets. You will need toprovide certain documents to the lender to verify this information.

After the review, the lender will give you a "pre-approval letter." Thepre-approval letter tells home sellers that you have the ability toqualify for a certain mortgage amount.

A pre-approval letter tells home sellers that you have the ability toqualify for a mortgage.

Getting pre-approved is not the same thing as getting pre-qualified.Pre-qualification simply states that the borrower qualifies for a loanbased on some preliminary questions but does not commit themortgage lender to approve the mortgage. The mortgage lender willstill have to conduct a complete review of your financial situation,including your credit report and your income and employmenthistory.

The pre-approval processis more thorough. Thelender does most of thework for full approvalexcept for an appraisaland title search becausethere is no propertyidentified to buy.


V

FHA VA MSHABi-Weekly Payments

Federally insured by NCUA

Rainbowfcu.com

Do you want a localMortgage Company?

Our Mortgage Specialistsare eager to assist you andoffer you better financingto save you money.

Bi-Weekly MortgagePayments

Low Interest RatesReasonable Closing Costs

Main Rainbow FCU Office

391 Main Street, Lewiston

Phone:207-784-5435

Fax: 207-786-0495

South Paris Branch

172 Pine Street, So. ParisPhone:207-743-5410

Fax: 207-743-9331

Mechanic Falls Branch

One Lewiston Street, MCFalls

Phone:207-346-3001

Fax:207-346-3012

Escrows

FinancedWith

Rainbow FCU

SOLD

Preparing YourHome for Your Move1. Take the necessary steps to transfer

memberships in clubs and organizations.2. Inform creditors and credit companies

of your change of residence.3. Change your address at the

Post Office.4. Notify insurance companies.

Be sure to have propercoverage if you aremoving to a new state.

5. Notify the utility companiesof your new address for finalbilling and advise themof which date to discontinueservice: gas, electric,telephone and water.

Home for Your MoveTake the necessary steps to transfermemberships in clubs and organizations.Inform creditors and credit companies

your change of residence.Change your address at the

Notify insurance companies.

of your new address for final

of which date to discontinue


LEASE WITH

OPTION

TOBUY

BRAND NEW quality 3 bedroom,2 bath home and full walk-out daylight,extra insulated and efficiency geo-thermal heat and coolant system, 36”wide doors and southern exposed forall the sunlight! Close to turnpike andgolf course. Handicapped friendly.REDUCED TO $209,500 Call Julie fordetails at 754-5395

Hart Diffin Rd. ranch

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BeauléRoute 26 &Route 26 & ll l,l, Poland, ME •Poland, ME • 998-998-998-

BELANGERR E A L T Y

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Call Julie today for more information at 754-JEWL (5395)or email her at [email protected]

Nice open and sunny parcels that range from2 acres to 16 acres. Some allow horses.

Great spot for avid golf lovers!Going Geothermal/Green - Build to YOUR specifications!

AuburnProspect Hill SubdivisionCome check outthe “Spec Home”

being built on Lot 9!

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Diffin Road SubdivisionOxford

Area of nice homes! Somecovenants and some higher land,

offering seasonal views!

Nice level 1 acre parcels in Poland closeto turnpike and just outside of Auburn.

Hackett Mills Estate SubdivisionPoland

BUILD TO SUIT

PO Box 21, West Poland, Maine 04291 • Cell: 754-JEWL (5395)

VERY PRIVATE on 6 wooded acres,4 bedrooms, 2 baths, walkout daylightand all fresh paint. Very nice locationand priced to sell at $197,000. (Garageoptional) Call Julie to view at 754-JEWL

MINOT

THOMPSONLAKE

RARE FIND ... Pristine Thompson LakeFamily Compound! Year round home of-fers spacious 2- 2 bedroom sections withseparate garages and basements. Nicequality built. Convenient store aroundthe corner and close to other shoppingand golf courses. See virtual tour at Ju-liesRE.com. Asking $449,900

OXFORD

SPACIOUS RANCH in newer subdivi-sion offers open concept, nice countrydecor, wood floors, stone hearth withgas stove, master bedroom with bathand first floor laundry. Lakes, golf andskiing close by! Reduced to $215,000.Julie for viewings at 754-JEWL(5395)

NEW LISTING Private Ranch withdaylight walk-out and privacy in greatarea. 3 bedrooms and on 7 privatecountry acres. New roof and garage.New fresh paint and more! $174,900Call or e-mail Julie. 754-5395

MINOT

GEOTHERMALHeat & Cooling!

POWNAL

NICE AUBURN LOCATION, 1995 MobileHome on FULL foundation, well-maintained with addition, woodstovearea and oversized heated 2-cargarage with workshop. Private setting.All for $142,000. Call Julie on this newlisting! 754-5395


998-4516 Ext. 203 Cell: 207-240-9196Email: [email protected]

TERRY HEWITTBELANGER REALTY

Real Estate with a different point of view...Yours!

Visit: www.TerryHewitt.comfor ALL current listings in Maine

Real Estatewith a differentpoint of view...

YOURS!

Call 240-9196Terry Hewitt

THOMPSON LAKE LOG CABIN,great value at $449,000

WONDERFUL 4-season Cottage,Range Pond. $309,900

YEAR-ROUND Contemporary withSebago Lake rights. $147,900

POLAND HOME full of Charm andCharacter. $196,000

WELL CARED FOR Paris home,great price $119,800

POLAND affordable 3 bedroom,2+ acres. $69,900

1.5 ACRE COTTAGE on UpperRange Pond. $249,900

QUALITY HOME New Gloucester,5 acres. $275,000

QUALITY TOWNHOUSE OnThompson Lake. $319,000

THOMPSON LAKE 4 season &sunsets. $449,000

NEWLY RENOVATED Paris Ranch.$195,000

60 ACRES, 950 ft on ThompsonLake. $990,000

OTISFIELD ESTATE Views, horsebarns, Lake rights. $369,000

OXFORD Grambrel. $199,900

OXFORD COLONIAL with MtWashington Views. $199,000

THOMPSON LAKE east shore9.4 acre estate. $1,290,000

HOGAN AND WHITNEY PONDS400 feet of owned waterfront.

$99,900

YEAR ROUND on Hogan Pond.$199,900

YEAR ROUND on Tripp Lake.$250,000

GORGEOUS HOME with Rights toThompson Lake. $289,000

WELL CARED FOR Mechanic Falls3 bedroom, huge barn. $119,800

NORWAY GREAT VALUE.$69,000

RAYMOND POND Year Round.$215,000


Shirley Kingemail: [email protected]

THOMPSO

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SITS LOVELY ON LOTBright, sunny, newly remodeled, new

windows, doors, roof, master suite, 2 full bath,3 bedrooms, full foundation with workshop,

gorgeous grounds! $139,900 MLS#971075

MOVE IN READYYear round, level entry frontage, sandy bottom,new kitchen with granite & stainless, finishedfamily room in walkout basement, room for

everyone! #987983 $459,900

PEACE & QUIETQuaint Maine Cottage, newly finished

interior, pine throughout, cathedral ceilings,a lot of glass views toward water, sandy beach,

North end of Lake MLS#982127 $175,000

REMARKABLE COLONIALContemporary Colonial nicely nestled on over

3 acres, tree lined lot for privacy, yet closeto easy commute roads. Custom kitchen, ss

appliances, hardwood, tile, walk-out basement,3 bedrooms, 2 full baths. Must see! $259.900

KE

“PERIOD” BUILT HOMENew construction. Step back in time with the

conveniences of today, “Sarah Tucker” stylehome, pine floors, fireplace, maple & granite

kitchen, landscaped, a must see to appreciate!MLS#973383 $319,000

BELANGERR E A L T Y

998-4516 Ext. 211207-212-4179 Cell

ANTIQUE FARMHOUSELocated in area of fine homes, nicely situated

on the “hill” with views toward Tripp Lake,beautifully restored home, barn with workshop

plus 2 car storage, 4 bedrooms, 3 baths, largeprivate deck, must see! $299,000

TRIPP

LAKE

POLAND

POLAND

POLAND

OXFORD

DOWN PAYMENTAND CLOSING COSTS

DOWN PAYMENTSYour down payment is a percentage of the value of the house you want

to buy. The exact percentage depends on the requirements of the lender for thetype of mortgage you choose. In order to qualify for most mortgages you will need adown payment between 3-20% of the price of the house.

Closing costs usually range from 2-7% of the property value.

You may be required to have private mortgage insurance (PMI) if your down paymentis less than 20%. Private mortgage insurance protects the lender if the mortgagegoes into default.

CLOSING COSTSYou will need additional money for closingcosts. These costs vary by region butgenerally range between 2-7% of theproperty value.

Closing costs include points, originationfees, taxes, title insurance, financing costsand items that must be prepaid or escrowed and othercosts. You will receive a written estimate of these costsfrom your lender after you apply for the mortgage.


BEGIN WITH YOURCREDIT REPORT

When you look for a mortgage, lenders will review your credit report. Your creditreport is a history of how you have managed your finances and repaid debt. Itprovides information on money you have borrowed and a history of yourpayments.

Your credit history is pulled together into a credit report by three privatecompanies: Equifax, Experian and Trans Union. These companies sell yourcredit report to banks and other creditors so they can review mortgage and loanapplications.

Your credit report includes:

• A list of debts, such as credit cards and car loans, and a history of howyou have paid them.

• Any bills that have been referred to a collection agency. This caninclude items like phone and medical bills.

• Public record information, such as tax liens or bankruptcies, even ifthese have happened several years ago.

• Inquiries made about your creditworthiness. An inquiry is madewhen you request credit. Many times your report will also show ifyou were given credit based on the inquiry.

Most of the information in your creditreport is deleted after 7 years (a bankruptcyis deleted after 10 years) and is continuouslyupdated to reflect the latest information.

Your credit report is a history of howyou have managed your finances and

repaid debt.

If you would like to receive a copy of your credit report, contact oneor all three of these credit reporting agencies.

ExperianP.O. Box 2104

Allen, TX 75013-21041-888-397-3742www.experian.com

Trans UnionP.O. Box 1000

Chester, PA 190221-800-888-4213

www.transunion.com/index.jsp

EquifaxP.O. Box 740241

Atlanta, GA 30374-02411-800-997-2493www.equifax.com


SteveMorganGroup.com

View all Maine properties online at: www.SteveMorganGroup.com

View all current listings in Maine 24/7 at:

WWW.STEVEMORGANGROUP.COM

roup.com

MaineinlistingscurrentallView at:24/7

THE

STEVE MORGANGROUP(207) 689-9898

34 Center Street, Auburn

Steve Morgan754-2773

EXCELLENT SABATTUS ST. EXPOSURE!#985853 2900+/-sq.ft. Triple lot withpossibility of more. Very nice two familyhome with attached business. Live and workfrom home or convert to offices! $350,000

WATERVILLE MONEY MAKER!#995416 Currently active resturant,3 two-bedroom apartments and 12 roomboarding house. Land and building.$475,000.

2 UNIT APARTMENT BUILDING#993804 And stand alone efficiency unit.Tenant pays heat, hot water, and electric inefficiency unit. New shingles, interior paintand carpet in efficiency. Great condition andshort sale already pre-approved. $59,900.

2.62 ACRES IN SCARBOROUGH#994465 Level wooded buildable lot thatabuts conservation. Easy access to malls,downtown Portland, 95 and 295. Access toNonesuch River and trails. Great place tobuild your dream home! $140,000

5 BEDROOM HOME#995205 Offers views of the city, newerwindows, newer heating system, and neweroil tank along with many repairs. This isa MUST SEE to appreciate all the room!$140,000

UNIQUE SPACIOUS PROPERTY#995211 Overlooking the city! Enjoy the viewday or night. Home has been remodeled.A MUST SEE! $160,000

3 BEDROOM RANCH#991657 On .73 acres. New windows,1-car attached garage, deck, above-ground pool, and 12X20 barn with storageloft above. Currently being used as a2 bedroom but can easily be converted back to3 bedroom. $100,000

Nestled in Sandy Cove. Enjoyexceptional views from justabout every room in the

house! 700’+/-of ocean frontage and350’of sandy beach! Hardwood &tile throughout. Kitchen with granite.Basketball court & barn with guestapartment above! A MUST SEE!MLS#994164 $5,000,000

Spectacular5 Bedroom Home

COUNTRY VIEW#990270 Country views with this spacious2-Unit in a great area! Each unit features3 bedrooms. Large barn and garage forextra storage. New heating system in 2009.$150,000

3 BEDROOM RANCH#995096 In a desirable neighborhood.Completely redone with all new flooring andpaint. Walking distance to Thorncrag BirdSanctuary. $115,000


Dutch Colonial with 4 bedrooms, 2 baths,formal dining room with built-in china closet,living room with fireplace, wood floors thru-out, covered front porch, new furnace, nicelylandscaped, brick patio in fenced-in back yard,and short walk to Bates College. MLS#980388Motivated Seller! $124,500

Beautiful Ranch Style home on 5 acres.1500Sf main house with 3 bedrooms and2-car garage. Includes 900sf inlaw unit with2 bedrooms and garage. Great setup for Inlaw orhome based business. Has private backyard withdeck. MLS#975230 $189,000

Great private location with 2+ acres inAuburn. Cape has 3 bedrooms with farmer'sporch, detached 2-car garage, paved driveway& hardwood floors. Upgrades include replace-ment windows, vinyl siding, roof & new furnace.Lot may be able to be split. Check with surveyand/or city. Mls#975248 $125,000

3 Bedroom Cape with 1-car garage in greatlocation. Replacement windows, wood floors &enclosed wrap-around porch. Walking distanceto Lake Street, middle and high school. Not ashort sale. Mls#903529 $65,000

Spacious 28x48 3 bedroom, 2 bath Double-wide with 2 car garage. Property has privatebackyard with sunroom and deck. Easy commuteto portland. FHA financing with 3.5% Down withqualified buyer. Mls#946225 $129,900

7+/- Acres in Turner on private road. Lot ison the corner of Malloy Road and Hamlin Roadand is partially cleared. Great place to build yourdream home! Mls#995009 $60,000

PRICE REDUCED!

34 Center Street, Auburn ME 04210 • 689-9800(207) 689-9851

Cathy ’s cel l : 576-6908

“Please Visit My Website:WWW.CATHYFIFIELD.COM To View Virtual Tours”

Email: [email protected]

PRICE REDUCED!

PRICE REDUCED!

PRICE REDUCED!

PRICE REDUCED!

NEWLIS

TING!

HOUSEHUNTINGHINTS

Shopping for a home can be a little overwhelming.You might forget one house from the next.You may get frustrated that you haven’t foundyour dream home or get so excited you forget tofocus on your wants and needs.

Here are some tips for house hunting:• Carry a camera, take photos of the house.• Bring a “Home Visit Worksheet” and take notes on the house.• Don’t make spur of the moment decisions. Selecting a home is a decision that takes time.• Review your notes, and compare houses against your wants, needs and budget.• Bring your spouse, a family member or friend. It’s useful to get their feedback.• Find out utility and maintenance costs. Ask the owners or ask your real estate professional to find out.


GORGEOUS MOBILE

Beautiful Mobile in Sabattus.Approx 1 acre, nice yard, 2005roof shingles, new paint, carpets,hot water heater & more. #966133PRICE REDUCED TO 76,900!Call Laura at 212-8633

FIVE ACRES!

Mobile With 2 additions on5 acres in Poland. Newer furnace,woodstove, hardwood & tile,3 bedrooms, 1.5 baths & more.#964429 Reduced to $79,999.Contact Mike at 212-3684.

COZY RANCH!

Cute Ranch in Greene. Featuresdeck, landscaping, beautiful yard,mud room, laundry room, hugebedroom, skylights & cathedralceiling. #979826 ONLY $77,000!Call Mike at 212-3684.

Beautiful Cape in Lewiston. Newfurnace, new deck, new pelletstove, 2006 shingles, fenced inyard, attached garage, formaldining, mud room. #956757PRICE REDUCED TO $119,900!Call Laura 212-8633.

FANTASTIC CAPE!

GORGEOUS MULTI!

Beautiful Multi in Lisbon.Features 3 car garage, large yard,great location, gas fireplace, formaldining, tin ceilings, pantry & muchmore! Awesome owner occupy!#955479 Reduced to $135,000!Call Laura at 212-8633

TASTEFULLY REMODELED homein Sabattus. Features 2 car garage,farmer’s porch, new paint, new win-dows, updated electrical, kitchen &bath, new appliances, tin ceilings& new furnace. ONLY $129,900!#990939 Roy 754-6789

NEW LISTING!

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Mobile in Turner on 10privates acres. 4 wheeler &snowmobile trails nearby. Ideallocation & zoning for a busi-ness as well. #971163 PRICEREDUCED TO $134,900! CallRoy at 754-6789

10 ACRES!

Gorgeous home in Lewiston.Features 27.5 acres, private pond, 2car garage, 4,726 sq ft, in-law apt,indoor in ground heated swimmingpool, skylights, 2 fireplaces, hardwoodfloors & more!! #974709 ONLY$450,000! Call Roy at 754-6789.

NICE COUNTRY SETTING!

Gorgeous Cape in Sabattus.1+ acres, 2 car garage, beautifulhardwood & tile, open concept,skylight, cathedral ceiling, mastersuite, stainless steel appliances &spiral staircase. #971635 ONLY$159,900. Roy 754.6789

Lovely Home In Lewiston.Features 3 bedrooms, hardwoodfloors, 2008 pellet stove, vinylwindows, back porch & nice yard!#990575 ONLY $89,900! Mike212-3684

NEW LISTING!

REMODELED!

Gorgeous fully rented 3-Unitin Auburn. Hardwood floors, tinceilings, crown molding, newinterior paint, porches & more. Lotsof character & charm! #988165ONLY $129,900! Roy 754-6789

ADVANTAGE

“Make The Right Move... Call Us Today!”

2.7 ACRES!

Beautiful & Spacious Colonialin Greene. 2.7 acres, new windows,furnace, roof shingles & pelletstove, master suite, formal dining& finished basement. #968801ONLY $209,000! Call Laura at212-8633

CENTRAL AIR!

Gorgeous 2000 Doublewidein Auburn. Features 2,160 sq ft,master suite, 4 bedrooms, centralair, deck & water views! #971306ONLY $124,000! Call Roy at754-6789

Century 21 Advantage • 506 Main Street, Lewiston

Beautiful Ranch in Hartford.Features 2.73 acres, deeded rowto Canton Lake with private beach& awesome mountain views, 2-car garage, fenced-in yard, deck,3 bedrooms & 2 baths. #932087ONLY $159,900! Mike 212-3684

2.73 ACRES!

BELGRADE LAKES!

Gorgeous Chalet in Belgrade.Deeded ROW, private beach on LongPond, dock, mtn views! Landscaping,deck, new carpets, finished basement,2 baths & more! ONLY $139,900!#988762 Roy 754-6789

NEW PAINT!

Gorgeous Multi in Lewiston.Features new ext paint, ampleparking, nice yard, porches, vinylwindows, laundry hook-ups &more! ONLY $145,000! #988639Roy 754-6789

SWIMMING POOL!

Gorgeous Cape in Lewiston.Built-in pool, garage, vinyl siding& windows, 3 bedrooms, 2 baths,hardwood floors, formal dining& more! #986334 REDUCED TO$105,000! Laura 212-8633

AMAZING!

WOW! Gorgeous 2004 custombuilt Colonial in Auburn. 5.7 acres,mountain views, 2 decks, patio,landscaping, huge 2 car garage,hardwood, master suite & somuch more! #948501 $420,000.Call Roy L’Italien at 754-6789.

754-6789

TEAM L’ITALIEN

RoyL’Italien

PatrickJameson

MichaelViolette

LauraDrinkwater

TeamL’ItalienTeamL’ItalienTL

NEW LISTING!

TURNER BEAUTY! Features5 acres, deck, garage, landscaping,hardwood floors, corian counters,formal dining, bonus room,3 bedrooms & 2 baths. ONLY$269,900! #991110 Laura 212-8633

27.5 ACRES! GORGEOUS COLONIAL!

Lovely & Spacious, Lewiston.2,846 sq ft, 4 bedrooms, formal dining,family room, 2 fireplaces, master suite,marble floors, 2 car garage, niceyard & newer roof. #952263 PRICEREDUCED TO $179,900! Call Lauraat 212-8633.

ANGIEWHITE

Broker/Owner782-2121


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Fully Rented CommercialBuilding in Lisbon Falls. Features4 apartments & a storefront.#982572 REDUCED TO $159,900!

Call Laura at 212-8633

COMMERCIAL! ANTIQUE COLONIAL!

Antique 1820 Colonial in Mon-mouth. 2.6 acres, 2 car attachedheated garage, farmer’s porch,deck, 4 bedrooms, 2 bath, hard-wood floors, character & charm &more! #984048 $159,900! Roy754-6789

★ LAND LISTINGS ★ Call Mike at 212-3684 ★

Gorgeous 9.5 acre lot in Auburn! Surveyed & mobilesallowed! #977605.......PRICE REDUCED TO $39,900!!!

3 lots in Lewiston on 1.22 to 1.36 acres. #937351 STARTING AT $22,900!!!

1.8 acres in Lewiston. Zoned Office Residential. #910522 ONLY $39,900

Taylor Pond Buildable Lot in Aub, ROW to Taylor Pond #987069 $69,9001.36 acre Lot, Auburn. Zoned for up to 23 units.

#988169 $99,900Lot on Sabattus Lake 100’ owned WF. #951188 REDUCED $19,000!6 Building Lots in nice Auburn subdivision. #991432 STARTINGAT $25,000!

2 acre lot in Auburn. #965978 PRICE REDUCED TO $35,000

Two 1+ acre lots in Lewiston. #969609 ONLY $19,900 ea!

1.64 acre lot in Sabattus subdivision #968854 REDUCED TO $18,900!

5 acres lot in Lewiston. #975277 ONLY $50,000!

2.5 acre lot in Jay. #974227 ONLY $27,000!

4 acre lot in Oxford. #974105 ONLY $32,000!

15+ acres on Togus Pond. Features aprox 600’ owned wf.#978721 PRICE REDUCED TO $75,000!

AUBURN CONDO

Beautiful Condo in Auburn.Features 2 bedrooms, laundryhook-ups, A/C units & 1 car garage.A very quiet country setting.#969525 ONLY $123,900! CallLaura at 212-8633

COMMERCIAL!

Commercial 4-story brickbuilding in Lewiston’s downtowndevelopment district. Features2008 windows & boiler, 3 tenants,10,875 sq ft & more. ManyPossibilities! #979962 ONLY$175,000! Roy 754-6789

2010 Ranch on aprox 6 acres!Features 3 bedrooms, recessedlighting, cathedral ceiling &applianced kitchen. #978099REDUCED TO $112,500!

Mike 212-3684

NEW CONSTRUCTION!

GORGEOUS COLONIAL

Gorgeous Colonial in Auburn.Features hardwood floors,3 bedrooms, 2 baths, formal diningroom, farmer’s porch, garage andmore! ONLY $129,900! #953497Call Laura at 212-8633

GORGEOUS MULTI!

Multi in Lewiston. Features2 bedrooms in each unit, updatedplumbing & electrical, 2005 roofshingles, some vinyl windows,hardwood floors, laundry hook-ups& more! #969446 REDUCED TO$94,000! Call Roy at 754-6789

Century 21 Advantage • 506 Main Street, Lewiston

GORGEOUS MULTI!

Multi in Lewiston. Features huge& beautiful yard with fence, garage,new boiler, updated electrical,porches & more. Currently fullyrented! #934958 JUST REDUCEDTO ONLY $114,900.

Mike 212-3684

700' SANDY BEACH!

.51 acres in Sabattus. Features2003 Doublewide, 3 bedrooms,2 baths, 700’ of beautiful sandybeach & incredible views! #951329$299,900. Roy 754.6789

NEW LISTING!

Gorgeous Duplex in Auburn.Features 1.19 acres, 2 car garage,fenced in backyard, laundryhookups, woodstove, fireplace,master suite, newer furnace,hardwood & more. ONLY$169,900! Roy 754-6789

REMODELED!

Remodeled Multi in Auburn.Features updated kitchen & bath,new paint, new carpet & tile, hugemaster bedrooms, huge attachedbarn & other key updates. ONLY$89,900! Mike 212-3684.

SOLD

ADVANTAGE

754-6789

TEAM L’ITALIEN

ANGIEWHITE

Broker/Owner782-2121

RoyL’Italien

PatrickJameson

MichaelViolette

LauraDrinkwater

TeamL’ItalienTeamL’ItalienTL

GORGEOUS RANCH!

Beautiful Raised Ranch in Lewiston.2 car heated garage, hardwood,huge master bedroom, bath w/marble, updated kitchen w/ maple &zodiac countertops & SS appliances.#965596 PRICE REDUCED TO$229,000! Call Roy at 754-6789

Wow! Gorgeous Colonial on 10acres, in-ground pool, 2 car attachedgarage, barn, deck, log playhouse,hardwood, 3 fireplaces, 4 bedrooms,3 baths, new furnace, paint &shingles, & more! ONLY $230,000!#989796 Laura 212-8633

ON 10 ACRES!NEW LISTING!

GORGEOUS home in MechanicFalls. 2 car garage, nice yard, r.o.w.to Andro River, landscaping, newmetal roof, vinyl siding & windows,3 bedrooms, ½ finished basement &beautiful addition. #990415 ONLY$129,900! Roy 754-6789

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3-Season Camp & Bunkhousein Leeds. 1.97 acres on Andro.Lake, 100’ owned sandy beach,new well & septic & beautifulwater views!!! Have fun here thissummer! #982219 REDUCED TO$159,900. Roy 754-6789

ANDRO LAKE!

SOLD

“Make The Right Move... Call Us Today!”NEW LISTING!

Cute & Cozy Cape in Paris. Metalroof, vinyl windows, vinyl siding,garage, landscaping, huge storageshed, fenced-in back yard, updatedkitchen & bath, 3 bedrooms, porch& more! Low heating costs! #994601ONLY $109,900! Laura 212-8633


Century21 Advantage - 506 Main Street, Lewiston, ME 04240www.century21-advantage.comAdvantage

506Main Street, Lewiston, ME 04240 • 782-2121

ADVANTAGE

EVERYTuesdayHAPPY HOUR

Anytime between4-6 PMFree Refreshments!

November 16th"How To Buy a Home?Not sure where to

begin?"I will give you all the

information for you to startShawna Cotter

November 23rd"Short Sales,

LoanModifications,Foreclosure"

Free Legal Consultation,Attorney Robert T. Boudreau

Private consultation availableJohn Danforth

November 9th"Renting vs Buying

a Home?Which is Better?"Don't miss out on yourchance to compare The Maine Team

www.cen

tury21

-adv

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.com

•www.cen

tury21

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.com

BROKER/REALTOR

Broker owned for 22 years #922805 Worksgreat as an investment or owner occupy. Threebedroom house and income from apartmentto help pay the mortgage. Quiet dead-end.Fenced back yard, great views, economical toheat. Call Ann Parker 754-7809. Only $79,000

Quality Contemporary #988823With radiant heat, skylights, and hugeloft for extra bedroom or family room.Double-tier decks, 3 car heated garageand over 3 acres of privacy. Easy driveto L/A or Augusta. Call Ann Parker 754-7809 for details. All for only $199,000

Gorgeous private setting #991099And all ready to go. Surveyed andbroken from larger parcel. All infoand details on file. Soil tested andeven the driveway permit from DOT.Many expenses already taken careof, so building can start immediately!$44,000. Call Ann Parker 754-7809

Desirable end unit #983570 Withdirect entry from garage. Recentlypainted and fully applianced. Verywell cared for, ready for immedi-ate occupancy. Large Master bed-room with double closets, plenty ofstorage. Call Ann Parker 754-7809.Offered at $129,500.

506 Main StreetLewiston, ME 04240Cell: 754-7809Direct line:783-8115 Ext. 225Email: [email protected]

"Your Reputable Commercial Broker"

Passive solar design #958681Assists with heat cost in this gorgeous2-Unit. Quiet dead-end and nearly ahalf acre of private back yard. Owneroccupied for 40 yrs and extremelywell-maintained. Call Ann Parker754-7809. Offered at only $94,000

ADVANTAGE

2FIR

EPLACES

Impeccable Cape #983625 On outskirts of townwith two fireplaces, finished basement, same ownerfor 46 years. Was a featured home on the garden tourand has gorgeous landscaping. Central vac, securityalarm, private back yard, patio and so much more.Only 239,000. Call Ann Parker 754-7809

One you will want to see! #968642 All natu-ral wood accents, trim and floors with characterand charm of a 1900's Colonial. Four bedrooms,fireplace, office, and third floor storage or stu-dio. $174,000. Call Ann Parker at 754-7809

— AVAILABLE FOR RENT —Gorgeous, custom

year-round home on thewater. Gourmet kitchen,stone fireplace, full deck,3-car garage and more!

Call Ann for details.754-7809

PRICE

REDUCED

IMPECCABLE

CHARACTER

PRACTICALLY

AGIV

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GORGEOUS,

UNIQUE

&PRIV

ATE

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GARAGE

PRIVATE

BUILDABLE

LOT

www.century21-advantage.com

•www.century21-advantage.com

Happy ThanksgivingTo You and Yours!

November 2nd

"Thinking of SellingYour Home?"Redesigned 2 Sell

Stop by forgreat staging ideas

Wendy Pelletier

www.century21-advantage.com • www.century21-advantage.com


HOW MUCH CAN IAFFORD TO SPEND?

For a general idea of your buying power, multiply your annual grossincome by 2½. For example, if you had a household income of $50,000,you might be able to qualify for a $125,000 home. The actual number maybe more or less, depending upon your individual situation, debts and credithistory.

You need to decide for yourself if you canlive comfortably with the amount of yoursuggested monthly mortgage payment.

However, mortgage lenders generally usetwo ratios to help determine how much youcan afford to spend each month on yourmortgage payment.

HOUSING EXPENSE RATIO

As a general guide your monthly mortgage payment should be less than orequal to a percentage of your income, usually about a quarter of your grossmonthly income. The percentage can change depending on the type ofmortgage you choose. However, there are mortgage productsavailable that focus solely on the debt-to-income ratio. Yourlender can provide more information on these types ofmortgage products.

DEBT-TO-INCOME

Debt-to-Income Ratio is the percentage of gross monthly income that goestoward paying for your monthly housing expense, installment debts, alimony,child support, car payments, and payments on revolving or open-endedaccounts such as credit cards.

Your buying power can be affected by factors such as your income, debt andcredit history. Your debt, such as credit card bills and car loans, and otherexpenses such as housing expenses, alimony and child support, should not bemore than about 30-40% of your gross income.

Some helpful hints...❖ Set a budget with your estimated mortgage payment. Make sure to includetaxes and insurance in your estimated payments.

❖ Remember your housing budget should include utilitycosts and a set amount for future home maintenance

and repair costs.

❖ Make sure you can meet your other financialgoals, such as saving for retirement and payingfor college tuition.

❖ Once you review your finances, select a mortgage amount thatallows you to reasonably meet your long-term goals and needs.


WANTS VERSUS NEEDSBefore you begin house hunting, create a realistic "shopping list" to narrowyour search and give you an overview of different properties. Looking for ahome can take time, especially if you have not focused on what is mostimportant.

Create a "wish list" and a "must have" list. Many people focus more on "wants"than "needs." As a result, they sometimes reject homes that perfectly meettheir needs in search of homes that meet their wants. That's not to say thatyou shouldn't try to get what you want – you should just be able to tell thedifference between what you really need and what you would like to have.

The following is a chart to help guide you in your search:

insert worksheet here

Additional Notes:

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2-FAMILYin nice quiet neighborhood but close to town. New roof, great yard.Room to build a garage. 89,900. SHORT SALE #MLS 994502.

RUN YOUR BUSINESS FROM HOME!3 bedroom Mobile with 2-car garage. Also, 1200 s.f. heated commer-cial garage w/12’ garage doors. Large area of wetlands; great placeto canoe or kayak. Previously approved to build on. Build a homew/water views! Beautiful tranquil setting. $199,000 MLS#994197

KellyBarrettRealtorCell: 207-212-3555Direct: 207-795-9612

RENT TO OWN!Offers fireplace, sunroom, walk out basement, fenced in yard. Newlyremodeled kitchen. Need to be seen to be truly appreciated. Ownerfinancing or rent to own options available. Call today to view.Great neighborhood ! Lake Street, Auburn $119,900 MLS#990219

BEAUTIFUL 4 UNITGorgeous hardwood floors, fully rented spacious apartments. Moti-vated seller. $125,000 MLS#987633

SPACIOUS HOMElocated on large corner lot in great neighborhood. Large bonus room

upstairs. First floor bedroom and laundry. $124,900 MLS#992835

RUN YOUR BUSINESS FROM HOME!

ENDLESSPOSSIBILITIES

ATTRACTIVE 4 UNIT!Large lawn and vegetable garden in backyard. Plenty of parking.Very nice apartments w/beautiful porches located close to allamenities. Current owner prides himself on the great care he takes ofthis building.The price is right! $184,000 MLS#987544


(ARA)—Moving to a new community can be a great adventure, if you go with the right attitudeand a sound strategy for settling in. Make an action plan and you’ll stay focused, organized andproactive—just what’s needed to put roots down fast.

Before You Go• Complete a change of address form withthe post office, which can be done online atUSPS.com. You’ll also want to send your newaddress to any publications you subscribe to.

• Make initial contact with childcare facilities.Depending on the area you move to, you mayneed to put your name on a waiting list.

• If possible, enroll your children in school.Firm plans will reduce the stress.

• Pack a box with essentials for your firstfew nights, such as prescription medicine,toiletries, a telephone, clothing, towels, toilet paper and bed linen.

• You’ll also want to make arrangements to have utilities transferred to your name or turned on.

Upon Arrival• For safety and peace of mind, change the locks.• Locate emergency services -- police and fire stations and the closest hospital.• Hang drapes or curtains to give you some privacy.• Select one room, perhaps the family room, as a place of refuge. Make it a cozy space, freeof unpacked boxes, empty cartons or anything else move-related.

• Stock the fridge with prepared entrees and the makings for no-fuss meals.

The First Week• Check with the post office to see if they are holding mail for you. Finish sending out changeof address to credit card companies, clubs, associations, friends and family.

• File away all documents related to the move. You’ll need them for verification of movingexpenses at tax time.

• Call your waste removal company or department of sanitation for a trash collection schedule.• Update your driver’s license and transfer the vehicle registration.• Register to vote.• Take a tour of your neighborhood to become familiar with your new surroundings. Learn theroutes to work, school, grocers, etc.

Help Your Children Adjust• Maintain family routines. Kids will appreciate the continuity of family life.• Involve the kids. Allow them to select new furnishings or decorate their rooms.• Visit the local playground.• Try to be home when the children return from their first day at school. Kids feel reassured whena parent is there to hear about their day.

Get Involved in the Community• Spend time outdoors. Neighbors may greet you and come by for sidewalk chats.• Walk your dog in an area where you see other dog owners congregating.• Schedule an after-work coffee or dessert hour. Invite neighbors to drop by.• Choose a place to worship and get involved; consider doing volunteer work.• Select professional service providers such as doctor, dentist and financial and/or tax advisor.• Join a club or take up activities you enjoyed before the move.• Take a job-related class to develop new professional contacts and update skills.

Don’t hesitate to contact local financial and real estate professionals for more ideas or informationabout your new community. By re-establishing daily patterns and developing ties soon afterarrival, your new environment will feel like home in no time.

—Courtesy of ARAcontent

linen.bedandpapertoilettowels,clothing,telephone,atoiletries,

HOW TO FEEL AT HOME AFTER YOU MOVE


473 Center Street • Auburn, Maine 04210www.eraworden.com • [email protected]

784-0159

Join Us For Our Open House Extravaganza Saturday, Nov. 20thGo to www.eraworden.com for details


View ALL MAINE LISTINGS at: www.eraworden.com

Tim WordenB r o k e r / O w n e r

NEWER 3 BEDROOM RANCH#970470 On nice 2+ acre wooded

lot. Nice location with newerhomes. Priced to sell!! MLS 970470

$128,900NORM 754-6060

4-UNIT MINT CONDITION!#972779 2 bedrooms each,

all updated including sprinklers.3-car garage. RARE OPPORTUNITY!!

$225,000CALL NORM 754-6060

LOVELY CAPE#980324 With 4-5 bedrooms,

2 baths, new furnace and electrical.Sunroom and enclosed porch, garage,fenced-in yard. A must see. $137,000

NORM BRODEUR 754-6060

AREA’S FINEST PARKS!#976134 Quiet location,

well-landscaped, ROW to Pond,enjoy the wildlife, +/-1268 sq.ft.

$24,900Call Norm 754-6060

Mary Ann Norcross577-2754

NorcrossAnnMary

www.eraworden.com •Happyturkeyday!

LEWISTON 3 BEDROOM RANCH#981025 Near Bates College.

Newer furnace, 2 car garage andramp for easy home entry.

$92,900MARY ANN NORCROSS 577-2754

MINT THREE BEDROOM#969504 Has a great multi-season

room, new furnace, redone kitchenand bath. Plus double living room.


4-5 BEDROOM NEWENGLANDER

#962458 With possible in-lawapartment and double corner lot inPark St. School District. $130,000MARY ANN NORCROSS 577-2754

WELL-KEPT FOUR BEDROOM#972763 Has new furnace and

windows. Plus is a short walk to K-6School. $158,000

MARY ANN NORCROSS 577-2754

LEWISTON 8 LOT SUBDIVISION#987176 Listed for $199,900. Bankwill listen to offers on individual lots.

Call MaryAnn 577-2754

MAGNIFICENT#919180 Poland 3 bedroom has

master suite, step-down livingroom, fenced yard, deck and pool.

$299,900MARYANN 784-0159 Ext. 329

NORTHBOUND WASHINGTONSTREET GARAGE

#969518 Has 5-8 overhead doors,large paved lot, 3 furnaces and 3

offices. $289,000MARY ANN NORCROSS 577-2754

WOW!#891675 Both a new roof and

kitchen in 3 bedroom Ranch. NearSt. Mary’s Hospital. $120,000

MARY ANN 577-2754

A TWO-UNIT#974790 Has 3 bedrooms first

floor with new windows and roof.Plus 2-story barn and large yard.


A TWO BEDROOM RANCH#994945 Has applianced kitchen,new windows, fenced yard and

heated workshop. $89,900Call MaryAnn 577-2754

A THREE BEDROOM#994958 With applianced kitchen,

first floor bedroom and laundry,plus 4-car barn. $155,500 Call

MaryAnn 577-2754

WELL CARED FOR#983492 3 bedrooms, 1.5 baths,

central vac, security system,exceptional landscaping. Excellent

neighborhood. $148,000Norm 754-6060

LOCATION!!#987953 +/-3500 sq ft Cape,

4 bedrooms, 2 baths, 1st floor master,dining room, family room, sunroom,

fireplace, corian, hardwood. 6-cargarage. NEW septic, 1.5 acres. Private,

convenient. Great Price. $235,000Norm 754-6060

VICTORIAN CAPE#980143 +/- 1788 sq ft,3 bedrooms, 1.25 baths.

Farmer’s porch. Summer kitchen.Huge barn, great lot.

MOTIVATED SELLER!! $104,000CALL NORM 754-6060

Norm & Denise Brodeur754-6060

BrodeurDenise&Norm

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473 Center Street, Auburn, Maine 04210

SPACIOUS#990681 Four bedroom home, located at

dead-end street in desirable neighborhood. Pool!$149,900

Call Lorraine 754-6090

3 BEDROOM CAPE#990283 Auburn, attached garage,

hardwood flooring. $113,900Call Lorraine 754-6090

TOTALLY REMODELED#990271 Old Maine Farmhouse.

$119,900Call Lorraine 754-6090

MOUNTAIN & WATER VIEWS!#926038 6.5 acre lot to build,near lake with deeded access.Building packages available.

$59,500MAURICE 576-3251

TWO-UNIT#993809 Move-in condition. Greatowner-occupied. Yard + 5 garagespaces. Close to park/shopping.

$138,000Call Colette 754-2735

1½ ACRE CAMP LOT#989347 On pristine Concord Pond,waterview & ROW, flush toilet/sink,

septic/leachfield. $79,000COLETTE 754-2735

2.4 ACRES#993581 200 feet of water

frontage, beautiful mountain/water views. $200,000

MAURICE RIOUX 576-3251

DickMurphy

Kim Ray Matt Ray BerniceRay

LorraineClavette

754-6091 • 754-6090

GREAT NEIGHBORHOOD#967462 5 bedroom, 2½ bath

Gambrel in great neighborhood.Many updates, brick patio and nice

backyard. $175,000COLETTE COUTER 754-2735

135 SITE WATERFRONT CAMPGROUND#990741 With 620’ water frontage, and beautiful

beach! Live-in home! $1,300,000Call Lorraine 754-6090

LOVELY SPLIT RANCH#991315 On nearly 4 acres. Beautiful! Country

setting! Fireplace, near water. $189,900Call Lorraine 754-6090

45 SITE CAMPGROUND#991303 With water frontage. Priced to sellquickly. Fix up and be rewarded. $225,000

Call Lorraine 754-6090

3.2 ACRES#993588 472.9 feet of waterfront-

age, beautiful mountain,water views, a must see. $472,900

MAURICE 576-3251

NEWLIS

TING

NEWLIS

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“List with us;We make it Happen!” TIM WORDEN

Owner/Broker

ERA WORDEN REALTY

784-0159



Tim WordenB r o k e r / O w n e r

Maurice Rioux576-3251

Colette Couterwww.ccmainehomes.com

SOLD

GREAT

NEIGHBORHOOD



784-0159



View ALL MAINE LISTINGS at: www.eraworden.com

SAND POND, TACOMA LAKES#953449 Furnished Cottage, bunkhouse, level lot, sandy beach,

boat dock, 2 monitor heaters. $149,000CONRAD 754-7466

Conrad Robitaille754-7466

RARE FIND!#982975 Brand new waterfront home. Quality built, energy efficient nice

level lot. Very cozy! $249,500 Conrad 754-7466

#979393 On nearly 1 acre. New kitchen, tile andhardwood. Many original features. $250,000

CONRAD ROBITAILLE 754-7466

Charming 5 Bedroom,2.5 Bath Home

754-7466

LIKE NEW! SPOTLESS!#973780 Open floor plan, cathedral ceilings. 3 bedrooms, 2 baths.

Deck, family room. 3+ acres. $169,000 CONRAD ROBITAILLE 754-7466

MOVE IN CONDITION! 4 BEDROOMS, 1.5 BATHS#977037 family room, new deck, in-ground pool, storage galore,

near turnpike. $159,900 CONRAD ROBITAILLE 754-7466

IMMACULATE CONDITION!#990013 Cathedral ceiling, fireplace, laminate flooring, central air.

2 car garage. Nice Lot! $109,000 Call Conrad 754-7466

OPEN FLOOR PLAN, CATHEDRAL CEILINGS#960630 skylights. 3-4 bedrooms, 2 1/2 baths. Family room. Large

private intown lot with views. $265,000 CONRAD 754-7466

WELL KEPT CAPE, 3-4 BEDROOMS,#973762 1 1/2 baths. Newer heating system. Fenced in yard, near

school, hospital and college. $114,000 CONRAD ROBITAILLE 754-7466

BANK OWNED DOUBLE WIDE#990124 On 1.84 acres in Greene. 3 bedrooms, 2 baths, fireplace,

deck, mud room $74,900 Call Conrad 754-7466

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COMMERCIAL PROPERTY#985179/985175 With 2 homes,1 office and a full service garage.Ideal corner lot with street lightfor commercial development.

$550,000 Call Kevin 740-4975

COMMERCIAL LEASE SPACE#945041 1000-146,000 SF,

price negotiable, build to suit,10 loading docks, 8-20’ ceiling

height, 3 phase power.SCOTT 576-3361

TONS OF POSSIBILITIES!#983308 11,000 sq ft Building,

3 bedroom home, 80 pavedparking spaces, 3.5 acres.

$329,000Call Dot’s Team 240-0420

PRIME LOCATION!#979729 34,700 Square feet,18 Classrooms, commercial

kitchen, cafeteria, gym, offices,and so much more! $695,000

DOT’S TEAM 240-0420

25,000 S.F. OF WAREHOUSESTORAGE FOR LEASE.

#942981 10 ton crane. Overheadtruck doors. $3.00 S.F. NNN.

SCOTT 576-3361

TONS OF POSSIBILITIES!#979961 Over 23,000 sq. ft. ofwarehouse space. 14,000 sq. ft.

heated, also 3 bedroom apartmentand so much more. $199,000

DOT 240-0420

OFFICE BUILDING!#986883 5 offices, 9328 sq ft.,

sprinkler system, large parking lot,Buy or lease. $375,000

Call Dot’s Team 240-0420

1.42 ACRE INTOWN LOT!#969715 Tons of possibilites.Rectory 7194 sq. ft., church,

15,682 sq. ft. very good condition!$395,000

DOT FERNALD 240-0420

GREAT FOR OWNER OCCUPIED!#962838 Three 2 bedroomapartments, 2888 sf, on site

parking, possible owner financing.$149,900

DOT FERNALD 240-0420

A 7505 SQUARE FOOT#960440 Building previously used

as a school, intown 1.05 acres,4 classrooms, 4 office, many

possibilities. $100,000DOT FERNALD 240-0420

INVESTOR DELIGHT!#991563 A 6-Unit, all new

windows, vinyl trim, furnace,electrical and much more. Only

$159,900Call Dot’s Team 240-0420

MOBILE HOME PARK!#955190 Licensed for 44 sites,

10 mobile homes owned, 40x60steel building. Great investment.

$699,000DOT 240-0420

DRASTICALLYREDUCED

1.46 Acre CommercialProperty, perfect for acommercial developer,

located next to TimHortons. #953283

$75,000

DOT’S TEAM240-0420

TONS OF POSSIBILITIES!#992849 17,645 Sq Ft. Has

offices, conference rooms, etc.and being used as custom wood

manufacturing. $225,000Call Dot’s Team 240-0420

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CHURCH AND RECTORY#969385 On .74 acre, prime

location, rectory has 5344 sq. ft.and church has 10,747 sq. ft.Priced reduced to $295,000

Call for details.DOT FERNALD 240-0420

Visit: www.dotfernald.com to view Virtual Tours • Visit: www.dotfernald.com to view Virtual Tours

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TIM WORDENOwner/Broker

ERA WORDEN REALTY

“Doing Business with the TEAM that cares”

ScottRobert

576-3361

KevinBergeron740-4975

TomMathieu232-8250

NormLamie

754-6469

DebbieBosse

DotFernald

240-0420

[email protected] • www.ERAWorden.com240-0420

NEWLIS

TING

offered by: “THE COMMERCIAL DIVISION”of the Dot Fernald Team • 240-0420

120 SITE MOBILEHOME PARK!

60+ Acres, city water,city sewer, paved roads,income, and maintenacegarage with plow truck

and riding mower.

For more informationcall DOT FERNALD

240-0420

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8-UNIT#993486 With 2 new Biasl furnaces,

9-100 amp. C.B., $7000 upgraded roof,and more income $48,000-$129,900


NICE INVESTMENT#970474 3-Unit property, fully rented!Vinyl windows, vinyl siding, updated

electrical. $99,000DOT FERNALD TEAM 240-0420

LOCATED ON QUIET DEAD END#977930 With private back yard and

large open deck. $120,000NORM 754-6469

MOBILE HOME#990576 on a great

commercial lot on busyRoute 202. $59,900

KEVIN BERGERON 740-4975

MOBILE HOME IN TURNERPARK!

#993842 Offers 2 bedrooms,1 bath, appliances and furniture.

Move right in! Only $25,000Call Dot’s Team 240-0420

WELL-MAINTAINEDMOBILE HOME

#994008 With 2 bedrooms,open concept, cathedral

ceiliings, and laundry room, inquiet park. $19,900Call Scott 576-3361

AFFORDABLE MOBILE#986750 On the South end

of Annabessacook Lake, beachonly used by residents in the

area. $75,000Call Kevin 740-4975

INCOME PRODUCING PROPERTRY!#992736 10-Unit consists of 3-two

bedroom apartments and 7-onebedrooms, GAI $59,820 $179,900


3 BEDROOM, 2 FULL BATH#992362 Double Wide with 2-cargarage, with paved driveway. For

$114,900Call Kevin 740-4975

CREATIVE FINANCING AVAILABLE#976861 Easy commute to Cornish and

points west. Wooded lot on a privatedead end road. $79,900


WELL KEPT THREE-UNIT#980790 On large lot with MousamRiver frontage, good rental history,

great for owner occupied. $139,900SCOTT ROBERT 576-3361

THREE-FAMILY#986862 In excellent condition,

5 large rooms, 2 bedrooms in eachunit. $104,900

Call Scott 576-3361

— LAND —#988620 Otisfield, 21.15 acres, 1160 road

frontage, could be 2 lots, $55,000 CallKevin 740-4975

#971774 Lewiston, 1.3 acres. Turn key pack-age offered. Walking distance to the ballfield. $25,900 DOT 240-0420

#971744 Minot, 5.25 acres. Very private. Lotis cleared. $28,000 DOT 240-0420

#978247 South Hiram, 1.34 Acres, mobilehomes accepted. $22,000 KEVIN 740-4975

#983000 Poland, Beautiful 13 acres, sellerwould do a turn-key construction, veryprivate setting! $55,500 Call Dot 240-0420

#971890 Middle Range Pond, Waterfront, 23Acres, beautiful sub-division. $69,900 Plusa 3.12 acre with a ROW for $55,900 DOT240-0420

#984709 Auburn, 7.1 Acres could be sub-divided into 5 lots. Very private yet close toall amenities. $110,000 DOT 240-0420

#960290 Lewiston, downtown lot could beused as a parking lot or could be built on.$28,500 DOT 240-0420

#973533 Poland, 2.64 acre lot in RoweHomestead. Owner financing available.$45,000 DOT 240-0420

#973085 Hebron, 63 Acres with 1200’ of roadfrontage. Only $74,900 Dot 240-0420

#973536 Sabattus, 1.77 Acres located in abeautiful subdivision with mountain views.$29,900 DOT 240-0420

#973611 Turner, 1 Acre lot in a beautifulnew subdivision with scenic views. Turnkey packages available. $36,500 DOT240-0420

#972043 Brunswick, 2.10 Acres with a turn-key package being offered. Rural location.$55,900 DOT 240-0420

#986680 Mommouth, 3 Acres, Nice cornerlot with 1300 of RDFR on Route 202 andNorris Hill. $35,000 Call Kevin at 740-4975

Visit: www.dotfernald.com to view Virtual Tours • Visit: www.dotfernald.com to view Virtual Tours

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ERA WORDEN REALTY

“Doing Business with the TEAM that cares”Scott

Robert576-3361


TomMathieu232-8250

NormLamie

754-6469

DebbieBosse

DotFernald

240-0420


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24 Real Estate Review November 2010Visit: www.dotfernald.com to view Virtual Tours • Visit: www.dotfernald.com to view Virtual Tours

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ERA WORDEN REALTY

“Doing Business with the TEAM that cares”

GORGEOUS HOME#989253 Offers quality throughout,

open concept, large breezeway,family room and so much more,must see! MLS 989253 $199,900

Call Scott 576-3361

1100’ ON NEZINSCOT RIVER!#973169 4 bedrooms, pumpkinpine floors. Many major updates,barn and so much more with 8

acres. $169,900DOT FERNALD TEAM 240-0420.

FARMHOUSE LOVER’S DREAM!#980385 Completely renovated,52+/- acres, 3,216 SF, gourmetkitchen, wood floors. $497,000


GORGEOUS KITCHEN#977212 With corian coun-

tertops and cathedral ceilings.Newer home that features quality

throughout. $210,000SCOTT ROBERT 576-3361

27 PRIVATE ACRES!#993340 Has 3500 Sq. Ft., 5 bed-room, 3 baths, maple Fls., ceramic

tile, brealfast nook and so muchmore. $359,900


EXTREMELY METICULOUS!#983973 14x76, 3 bedrooms,2 bath, central air, deck, carpetand fully applianced. $39,900


COMPLETELY REFURBISHED#917249 3,900 Sq. Ft,

4 bedrooms, 2.5 baths, originalwoodwork, gourmet kitchen,

wood floors. $362,500DOT’S TEAM 240-0420

NEWER DOUBLE WIDE#990582 On 2+- acres, with

deck out back to enjoy the day.$114,900


BRAND NEW DOUBLE WIDE#990245 On land in a nice subdivi-

sion, to be constructed. $99,900Call Kevin 740-4975

CUTE & COZY HOME#983730 In nice neighborhood.Gorgeous hardwood floors and

a sunroom! $117,900Call Scott 576-3361

TONS OF CHARACTER#985254 Offers 3 bedroooms,1 3/4 bath, living room with

fireplace, 3-season room, 2 car car-port, excellent condition. $114,900


COZY RANCH#987322 Offers master bedroom

with bath, kitchen with island,livingroom with fireplace and

deck. Move in condition!Call Scott 576-3361 $145,000

COUNTRY 3-UNIT#958065 Built in 1982, attached

2-car garage built 1996, Andersenwindows. HWBB. $169,999

DOT 240-0420

ScottRobert

576-3361


TomMathieu232-8250

NormLamie

754-6469

DebbieBosse

DotFernald

240-0420


NICE PRIVATE 2.5 ACRES#934157 New kitchen, cathedralceiling. 24 x 36 barn for animals,new paint, above-ground pool.

$129,900SCOTT 576-3361

$5,000 REBATE TO THE BUYERFOR REPAIRS NEEDED!

#985370 3 bedroom, livingroomwith fireplace, corner lot $99,900


7 ACRES, OPEN FLOOR PLAN#973367 3800 sq. ft., 3 baths,

family room, oak kitchen, wheel-chair accessible and more land

available. $349,000DOT FERNALD TEAM 240-0420

FOUR SEASONS FAMILY RETREAT#986684 612’ Moosehead Lakefrontage, guest quarters, 28x70boat house, deck, $1,295,000

Call Dot 207-240-0420

4 BEDROOM SALTBOX CAPE#992641 2 baths, oak kitchen, cen-

ter island and stailess steel appli-ances, deck, hardwood, landscaped

private country lot, $175,000Dot 240-0420

COUNTRY 2-UNIT#958055 Built in 2003, HWBB,

3-100 CB, 2016 square feet, openconcept, deck, vinyl siding and

windows. $129,900DOT 240-0420

NICE 3 BEDROOM#979727 2 full baths, on a quietcountry lot with a walkout base-

ment. $129,900KEVIN BERGERON 740-4975

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