plan-print ( balance)

8/18/2019 Plan-print ( BALANCE)

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BUSINESS PLAN

VERSION 7.0

© 2008 ISMAIL AB.WAHAB, MALAYSIAN ENTREPRENEURSHIP DEVELOPMENT CENTRE (MEDEC), UNIVERSITI TEKNOLOGI MARA

For Small & Medium Businesses

CLICK HERE TO ENTER DATA

FINANCIAL

PLAN


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FINANCIAL PLANNING

© Ismail Ab.Wahab, MEDEC, UiTM, 2006

NAME OF BUSINESS/COMPANY GAILY BAKERY

1. Projected d!"#"$trt"%e& !r'et"#( #d o)ert"o#$ e*)e#d"t+re ,

MARKE-ING EPENI-URE AMINIS-RA-IVE EPENI-URE

F"*ed A$$et$ RMF"*ed A$$et$ RM

La! " B#$%!$&

S$&'a! *,000 O++$- -#$/-1 a! +#$1#- 3,456

or'"#( C)"t or'"#( C)"t

B#$- Ca! 34 a%a7, EP a! 8,39*

$1--1 a! *20 #1$%$1$- 298

Ot2er E*)e#d"t+re Ot2er E*)e#d"t+re

O1:- E;/-!$1#- 26


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Yer 1 M1: * 49,300

M1: 2 or'"#( c)"t


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. E#d"#( $toc' 8or r> !ter"$ ENING S-OCK OF RA MA-ERIALS RM

#d 8"#"$2ed (ood$, E! + Y-a * >

E! + Y-a 2

E! + Y-a 6

7. Rte o8 t*t"o#


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OPERA-IONS EPENI-URE

F"*ed A$$et$ RM

Ma:$-$- a! @$1:- *2,**8

a+ +#$1#- 26,**4

or'"#( C)"t

Ra Ma1-$a% *8,426

Ca$a&- Ia! " D#17

Sa%a$-, EP " SOCSO 2,*35

#1$%$1$- *,240

-1a% 800

Ot2er E*)e#d"t+re

O1:- E;/-!$1#-

Pre3O)ert"o#$

D-/$1 (-1, #1$%$1$-, -1.)

B#$- R-&$1a1$ " L$-- 4


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M1: * *8,426

M1: 2 8,400

M1: 6 3,500

M1: < *0,


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ENING S-OCK OF FINIS@E GOOS RM

E! + Y-a * *,000

E! + Y-a 2 400

E! + Y-a 6 240

NA-URE OF BUSINESS *

1 = "an%$act%ring

2 = &rading

3 = Service


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GAILY BAKERY

PROEC- IMPLEMEN-A-ION COS- 9 SOURCES OF FINANCE

Project I!)e!e#tt"o# Co$t So+rce$ o8 F"##ce

Re+"re!e#t$ Co$t Lo# @"re3P+rc2$e O># Co#tr"+t"o#

F"*ed A$$et$ C$2 E*"$t"#( F. A$$et$

La! " B#$%!$& 0 0O++$- -#$/-1 a! +#$1#- 3,456 6,382 6,38*

$; a! +$;1#- 0 0

0 0 0

0 0 0

S$&'a! *,000 400 400

0 0 0

0 0 0

0 0 0

Ma:$-$- a! @$1:- *2,**8 5,049 5,049

a+ +#$1#- 26,**4 **,448 **,443

0 0 0

0 0 0

or'"#( C)"t *2 1:

A!$$1a1$- *09,058 42,36< 45,66<

Ma@-1$& 2,6


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11/53

! 'aedah# 1 = adar tetap Fed2 Fed22 = atas bai tah%nan P"#j!# Se> Be"


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AMINIS-RA-IVE BUGE- MA

Prt"c+r$ F.A$$et$ Mo#t2: E*). Ot2er$ -ot Prt"c+r$

Fixed Assets

La! " B#$%!$& > > Fixed Assets

O++$- -#$/-1 a! +#$1#- 3,456 3,456 S$&'a! 0 > > 0

0 > > 0

0 > > 0

Working Capital Working Capital

a%a7, EP a! 8,39* 8,39* B#$- Ca!

#1$%$1$- 298 298 $1--1 a!

0 > >

0 > >

0 > >

0 > >

0 > >

Pre-Operations & Other Expenditure Pre-Operations & Other Expenditure

O1:- E;/-!$1#- 6,320 O1:- E;/-!$1#-

D-/$1 (-1, #1$%$1$-, -1.) > > D-/$1 (-1, #1$%$1$-, -1.)B#$- R-&$1a1$ " L$-- > > B#$- R-&$1a1$ " L$--

I#a- " Ra! Ta; + M1 V-:$%- > > I#a- " Ra! Ta; + M1 V-:$%

O1:- P->O/-a1$ E;/-!$1#- > > O1:- P->O/-a1$ E;/-!$1#-

-ot 7&54 D&0D 4&760 1&56 -ot


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? a&@a :a7a1 a-1 1-1a/F 1a:#

La! " B#$%!$& 1$a!aB

O++$- -#$/-1 a! +#$1#- 4

0 4

0 <

0 <

S$&'a! <

0 <

0 4

0 4

Ma:$-$- a! @$1:- 4

a+ +#$1#- 4

0 4

0 4

Ka-!a: ##1 $%a$ * #%a

1=garis l%r%s, 2=bai ber%rangan #%a#%a

= @-a

= @-a

K#1$/a #a%a

B#%a -aa

* '#%a -%-/a #a%a

2 '#%a -%-/a #a%a

#%a:

Ba7aa K-/a!a P-'

B#%a -aa

* '#%a -%-/a '-%$a

2 '#%a -%-/a '-%$a

#%a:


22/53

E- OPERA-IONS BUGE-

Mo#t2: E*). Ot2er$ -ot Prt"c+r$ F.A$$et$ Mo#t2: E*). Ot2er$

Fixed Assets

*,000 Ma:$-$- a! @$1:- *2**8 > a+ +#$1#- 26**4

> 0 0

> 0 0

Working Capital

34 34 Ra Ma1-$a% *8,426

*20 *20 Ca$a&- Ia! " D#17 >

> > Sa%a$-, EP " SOCSO 2,*35

> > #1$%$1$- *,240

> > -1a% 800

> > 0 >

> > 0 >

Pre-Operations & Other Expenditure

2,6

> > D-/$1 (-1, #1$%$1$-, -1.) >

> > B#$- R-&$1a1$ " L$-- 4 > I#a- " Ra! Ta; + M1 V-:$%- >

> > O1:- P->O/-a1$ E;/-!$1#- >

1D5 6&4;0 1&1D5 -ot 45&644 66&7;D 5;0


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26/53

Be"#


27/53

GAILY BAKERY

EPRECIA-ION SC@EULES

Fixed Asset O88"ce e+")!e#t #d 8+r#"t+re$ Fixed Asset 0

Cost (RM) 7&54 Cost (RM) 0

Method Str"(2t L"#e Method Str"(2t L"#e

Econoic !i"e (#rs) 5 Econoic !i"e (#rs) 5

nn%al cc%m%lated nn%al cc%m%lated

*ear +epreciatin +epreciatin B al%e *ear +epreciatin +epreciatin

0 > > 3,456 0 > >

* *,4*6 *,4*6 5,040 * > >

2 *,4*6 6,024 >

6 *,4*6 >

< *,4*6 5,040 *,4*6 < > >

4 *,4*6 3,456 > 4 > >

5 0 0 > 5 > >

3 0 0 > 3 > >

8 0 0 > 8 > >

9 0 0 > 9 > >

*0 0 0 > *0 > >

Fixed Asset 0 Fixed Asset 0

Cost (RM) 0 Cost (RM) 0


Econoic !i"e (#rs) ; Econoic !i"e (#rs) ;



0 > > > 0 > >

* > > > * > >

2 > > > 2 > >6 > > > 6 > >

< > > > < > >

4 > > > 4 > >

5 > > > 5 > >

3 > > > 3 > >

8 > > > 8 > >

9 > > > 9 > >

*0 > > > *0 > >

Fixed Asset S"(#ord Fixed Asset 0

Cost (RM) 1&000 Cost (RM) 0


Econoic !i"e (#rs) ; Econoic !i"e (#rs) ;



0 > > *,000 0 > >

* 240 240 340 * > >

2 240 400 400 2 > >

6 240 340 240 6 > >

< 240 *,000 > < > >


28/53

4 0 0 > 4 > >

5 0 0 > 5 > >

3 0 0 > 3 > >

8 0 0 > 8 > >

9 0 0 > 9 > >

*0 0 0 > *0 > >

Fixed Asset 0 Fixed Asset 0

Cost (RM) 0 Cost (RM) 0





0 > > > 0 > >

* > > > * > >

2 > > > 2 > >

6 > > > 6 > >

< > > > < > >

4 > > > 4 > >5 > > > 5 > >

3 > > > 3 > >

8 > > > 8 > >

9 > > > 9 > >

*0 > > > *0 > >

Fixed Asset Mc2"#er"e$ #d '"tc2e# Fixed Asset c8 8+r#"t+re

Cost (RM) 16&11 Cost (RM) 64&115




*ear +epreciatin +epreciatin B al%e *ear +epreciatin +epreciatin0 > > *2,**8 0 > >

* 2,


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* > > > * > >

2 > > > 2 > >

6 > > > 6 > >

< > > > < > >

4 > > > 4 > >

5 > > > 5 > >

3 > > > 3 > >

8 > > > 8 > >

9 > > > 9 > >

*0 > > > *0 > >

CAS@ FLO S-A-EMEN- INCOME S-A-EMEN- BALANINPU-


30/53

GAILY BAKERY

LOAN 9 @IRE3PURC@ASE AMMOR-ISA-ION SC@

LOAN REPAYMEN- SC@EULE @IRE3PU

Aount 667&5; Aount

$nterest Rate ;? $nterest Rate

%uration (#rs) 5 %uration (#rs)

Method B'" -2+## B al%e *ear Principal -nterest &tal Payment Principal Balance *ear Principal

> 0 > > 223,48< 0 >

> * 2

> 6 < > 5 >

> 3 0 0 > > 3 >

> 8 0 0 > > 8 >

> 9 0 0 > > 9 >

> *0 0 0 > 0 *0 >

B al%e

>

>

>>

>

>

>

>

>

>

>

B al%e

>

>

>

>

>


31/53

>

>

>

>

>

>

B al%e

>

>

>

>

>

>>

>

>

>

>

B al%e 26,**4

*8,

>

>

>

B al%e

>


32/53

>

>

>

>

>

>

>

>

>

>

E S@EE- FINANCIAL PERFORMANCE


33/53

EULES

C@ASE REPAYMEN- SC@EULE

0

5?

5

-nterest &tal Payment Principal Balance

> >

> > >

> > >

> > >

> > >

> > >

> > >

> > >

> > >

> > >

> > >


34/53


35/53


36/53

MON-@ Pre3O)ert"o#$ 1 6 4 ;

CAS@ INFLO

Ca/$1a% (Ca:) 228,9


37/53

Pa7-1 + A#1 Pa7a'%- 0 0 0

Ca$a&- Ia! " D#17 0 0 0

Sa%a$-, EP " SOCSO 2,*35 2,*35 2,*35 2,*

#1$%$1$- *,240 *,240 *,240 *,2

-1a% 800 800 800 8

0 0 0 0

0 0 0 0

Ot2er E*)e#d"t+re 5,050

Pre3O)ert"o#$

D-/$1 (-1, #1$%$1$-, -1.) 0 0 0

B#$- R-&$1a1$ " L$-- 4 La! " B#$%!$& 0 0 0

P#:a- + $;-! A-1 > O1:- P#:a- D Pa7-1 0 0 0

@"re3P+rc2$e Re):!e#t,

P$$/a% 0 0 0

I1--1 0 0 0

Lo# Re):!e#t,

P$$/a% 6,396 6,396 6,396 6,3

I1--1 349 349 349 3

Ta; Pa7a'%- 0 0 0

-O-AL CAS@ OU-FLO ;;&44 ;6&;5 6&56 65&6 6&;

CAS@ SURPLUS


38/53

KERY

O S-A-EMEN-

7 D 10 11 16 -O-AL YR 1 Y

0 0 0 0 0 0 228,9


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0 0 0 0 0 0 0

0 0 0 0 0 0 0

2,*35 2,*35 2,*35 2,*35 2,*35 2,*35 25,**2

*,240 *,240 *,240 *,240 *,240 *,240 *4,000

800 800 800 800 800 800 9,500 0 0 0 0 0 0 0

0 0 0 0 0 0 0

5,050

0 0 0 0 0 0 0

0 0 0 0 0 0 4


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GAILY BAKERY

PRO3FORMA PROUC-ION COS- S-A-EMEN-

Yer 1 Yer 6

R> Mter"$

O/-$& S1@ 0 0

C#-1 Y-a P#:a- *6


41/53

Net Pro8"t A8ter -* 416&;;5 6;6&455

Acc+!+ted Net Pro8"t 416&;;5 55;&7DD

© Ismail Ab.Wahab

INPU- CAS@ FLO S-A-EMEN- BALANCE S@EE-


42/53

Yer 4

0

*53,*23

0

*53,*23

0

*53,*23

28,2


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60&5D0

45&4D

FINANCIAL PERFORMANCE


44/53

GAILY BAKERY

PRO3FORMA BALANCE S@EE-

Yer 1 Yer 6

ASSE-S

No#3C+rre#t A$$et$


45/53

Yer 4

0

6,024

0

0

0

240

0

00


46/53

GAILY BAKERY

FINANCIAL RA-IO ANALYSIS Yer 1 Yer 6

LIUII-Y

C#-1 Ra1$ DIV0J DIV0J

#$@ Ra1$ (A$! T-1) DIV0J DIV0J

EFFICIENCY

I-17 T#- *92 236

PROFI-ABILI-Y

G P+$1 Ma&$ 59.32= 5


47/53

Yer 4

DIV0J

DIV0J

5**

5


48/53

FINANCIA

1 2 3

0

2

4

6

8

10

12

Current Ratios

Year

Ratio

1 2 3

0

100

200

300

400

500

600

700

Inventory Turnover

Year

Times

42.00%

44.00%

46.00%

48.00%

50.00%

Net Profit Margin

Percent


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1 2

38.00%

.

Year

1 2

0.00%

10.00%

20.00%

30.00%

40.00%

50.00%

60.00%

70.00%

Return on Equity

Year

Percent

1 2

0%

5%

10%

15%

20%

25%

30%

Debts to Assets

Year

Percent


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DIV0J DIV0J DIV0JDIV0J DIV0J DIV0J

*92 236 5**

59.32= 5


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RA-IOS

1 2 3

0

2

4

6

8

10

12

Quick Ratios

Year

Ratio

1 2 3

61.00%

62.00%

63.00%

64.00%

65.00%

66.00%

67.00%

68.00%

69.00%

70.00%

71.00%

ross Profit Margin

Year

Percent

30.00%

35.00%

40.00%

45.00%

50.00%

Return on Assets

Percent


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1 2 3

0.00%

5.00%

Year

1 2 3

0%

5%

10%

15%

20%

25%

30%

35%

40%

Debts to Equity

Year

Percent

1 2 3

0

10

20

30

40

50

60

Times Interest Earne!

Year

Times


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