washington mutual (wmi) - attachments/exhibits to the final report of the examiner (part 4/10)

WAMU Investigation Question 2: Separate Return State Amounts

WMB/WMI/Combined

WMI & Subs/WMB &

Subs Name Co # YearOriginal/ Amended Jurisdiction

(Refund) Due/ Tax Due

Refund Received/ (Tax Due Paid)

P&I Received/ (Paid)

Date Received

(Refund) Outstanding

Tax Due Outstanding

WMB WMB & Subs WMBFA 2 2006 Original PA -308.429 308.429 0 12.17.07 0 0WMB WMB & Subs WMBFA 2 2007 Original PA -2.161.335 2.161.335 0 11.10.08 0 0WMB WMB & Subs WMBFA 2 2001 Amended PA, Phila 187.259 -187.259 0 08.24.07 0 0WMB WMB & Subs WMBFA 2 2002 Amended PA, Phila -44.573 44.573 0 08.24.07 0 0WMB WMB & Subs WMBFA 2 2003 Amended PA, Phila -128.159 128.159 0 08.24.07 0 0WMB WMB & Subs WMBFA 2 2004 Amended PA, Phila 74.979 -74.979 0 08.24.07 0 0WMB WMB & Subs WMBFA 2 2004 Original PA, Phila -310.261 310.261 0 12.12.05 0 0WMB WMB & Subs WMBFA 2 2007 Original PA, Randor 0 10 0 01.00.00 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended RI 519 0 0 01.00.00 0 519 WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended RI 3.328 0 0 01.00.00 0 3.328 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended RI 14.960 0 0 01.00.00 0 14.960 WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended RI -9.184 0 0 01.00.00 -9.184 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original RI -12.609 12.609 0 01.01.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original RI -5.500 5.500 0 04.06.09 0 0WMB WMB & Subs Seafair Insurance Agency corp 324 2005 Original RI -1.000 0 0 01.00.00 -1.000 0WMB WMB & Subs Seafair Insurance Agency corp 324 2007 Original RI -600 600 0 01.01.08 0 0WMB WMB & Subs WMBFA 2 2001 Amended RI 7.444 -7.444 0 04.21.09 0 0WMB WMB & Subs WMBFA 2 2002 Amended RI -173.376 173.376 0 04.21.09 0 0WMB WMB & Subs WMBFA 2 2003 Amended RI -188.022 188.022 569 04.21.09 0 0WMB WMB & Subs WMBFA 2 2004 Amended RI -350.469 350.469 0 12.06.05 0 0WMB WMB & Subs Dime NJ Agency, Inc. 334 2004 Original SC -25 25 0 01.01.05 0 0WMB WMB & Subs HCP Properties, Inc. 241 2007 Original SC -25 25 0 01.01.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended SC 948 0 0 01.00.00 0 948 WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended SC 2.587 0 0 01.00.00 0 2.587 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended SC 791 0 0 01.00.00 0 791 WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended SC -17.672 17.672 2.774 03.03.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original SC -46.057 46.057 0 01.01.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original SC -10.950 10.950 0 01.01.07 0 0WMB WMB & Subs WMBFA 2 2001 Amended SC 9.251 0 0 01.00.00 0 9.251 WMB WMB & Subs WMBFA 2 2002 Amended 1st SC -212.124 212.124 27.801 12.04.06 0 0 WMB WMB & Subs WMBFA 2 2002 Amended 2nd SC 31.773 0 0 01.00.00 0 31.773 WMB WMB & Subs WMBFA 2 2003 Amended SC -404.607 404.607 87.237 06.09.08 0 0WMB WMB & Subs WMBFA 2 2004 Original SC -225.996 225.996 0 08.24.06 0 0WMB WMB & Subs ECP Properties, Inc. 278 2004 Original TX -12.306 12.306 0 01.01.05 0 0WMB WMB & Subs ECP Properties, Inc. 278 2006 Original TX -2.049 2.049 0 01.01.07 0 0WMB WMB & Subs HCP Properties of Kansas, Inc. 266 2005 Original TX -5.337 5.337 0 07.01.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended TX 12.592 0 0 01.00.00 0 12.592 WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended TX 42.211 0 0 01.00.00 0 42.211 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended TX -30.911 0 0 01.00.00 -30.911 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended TX -225.828 225.828 27.734 07.01.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Original TX -920.771 920.771 0 12.06.05 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original TX -58.016 58.016 0 12.11.06 0 0WMB WMB & Subs Providian Bancorp Services 447 2005 Original TX -28.276 28.276 0 01.17.07 0 0WMB WMB & Subs Providian Bancorp Services 447 2006 Original TX -10.000 10.000 117 01.18.08 0 0WMB WMB & Subs Providian Leasing Corporation 449 2005 Original TX -628 628 0 01.01.07 0 0WMB WMB & Subs Providian Leasing Corporation 449 2006 Original TX -3.000 3.000 0 01.01.07 0 0WMB WMB & Subs WaMu Investments, Inc 5 2004 Original TX -3.323 3.323 0 03.16.06 0 0WMB WMB & Subs WaMu Investments, Inc 5 2005 Original TX -3.072 3.072 0 10.17.06 0 0WMB WMB & Subs WaMu Investments, Inc 5 2006 Original TX -2.307 2.307 0 01.01.07 0 0WMB WMB & Subs WM Funds Distributors Inc. 16 2004 Original TX -884 884 0 01.01.05 0 0WMB WMB & Subs WM Funds Distributors Inc. 16 2005 Original TX -1.498 1.498 0 10.25.06 0 0WMB WMB & Subs WM Funds Distributors Inc. 16 2006 Original TX -1.400 1.400 0 11.15.07 0 0WMB WMB & Subs WMBFA 2 1998 Amended TX -8.964 8.964 0 09.22.08 0 0WMB WMI & Subs WMBFA 2 1999 Amended TX 2.741 -2.741 0 09.22.08 0 0WMB WMB & Subs WMBFA 2 2001 Amended TX 18.144 -18.144 -9.446 08.05.08 0 0

Page 7 of 8


WMB/WMI/Combined

WMI & Subs/WMB &





Date Received


Tax Due Outstanding

WMB WMB & Subs WMBFA 2 2002 Amended TX -119.054 119.054 13.062 08.05.08 0 0WMB WMB & Subs WMBFA 2 2003 Amended TX -198.959 198.959 27.587 08.05.08 0 0WMB WMB & Subs WMBFA 2 2005 Original TX -9.217 9.217 0 12.01.06 0 0WMB WMB & Subs WMBFA Insurance Agency, Inc. 62 2005 Original TX -2.832 2.832 0 09.27.06 0 0WMB WMB & Subs WMBFA Insurance Agency, Inc. 62 2006 Original TX -1.500 1.500 0 01.01.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended VA 4.342 -4.342 0 12.20.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended VA 18.706 -15.595 0 12.20.07 0 3111WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended VA -3.111 2.184 0 11.12.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended VA -90.611 0 0 01.00.00 -90.611 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original VA -156.797 156.792 0 12.01.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original VA -36.500 36.500 320 12.19.07 0 0WMB WMB & Subs WMBFA 2 2001 Amended VA 2.456 -2.456 -7.456 01.00.00 0 0WMB WMB & Subs WMBFA 2 2002 Amended VA -387.076 395.533 167.272 12.09.05 0 0WMB WMB & Subs WMBFA 2 2003 Amended VA -1.770.066 0 0 01.00.00 -1.770.066 0WMB WMB & Subs WMBFA 2 2004 Original VA -945.000 945.000 0 01.01.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended VT 39 0 0 01.00.00 0 39 WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended VT 35 0 0 01.00.00 0 35 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended VT 105 0 0 01.00.00 0 105 WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended VT -434 0 0 01.00.00 -434 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original VT -6.811 9.436 0 01.01.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original VT -250 250 0 01.01.07 0 0WMB WMB & Subs WM Funds Distributors Inc. 16 2004 Original VT -250 250 0 01.01.05 0 0WMB WMB & Subs California Reconveyance Company 111 2006 Original WI -31.954 31.979 0 01.01.07 0 0WMB WMB & Subs California Reconveyance Company 111 2007 Original WI -30.000 30.000 0 09.09.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended WI 117 0 0 01/00/00 0 117WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended WI 896 0 0 01.00.00 0 896 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended WI -1.482 0 0 01.00.00 -1.482 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended WI -22.444 22.444 7.444 04.07.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original WI -5.014 5.014 481 01.00.00 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original WI -8.975 8.945 1.156 01.01.08 0 0WMB WMB & Subs WaMu Capital Corp. 403 2005 Original WI 0 25 0 10.17.08 0 0WMB WMB & Subs WaMu Insurance Services 233 2007 Original WI 0 25 0 09.24.08 0 0WMB WMB & Subs WMBFA 2 2001 Amended WI 2.108 -2.108 -13.051 02.04.08 0 0WMB WMB & Subs WMBFA 2 2002 Amended WI -1.282.484 0 0 01.00.00 -1.282.484 0WMB WMB & Subs WMBFA 2 2003 Amended WI -2.418.666 0 0 01.00.00 -2.418.666 0WMB WMB & Subs WMBFA 2 2004 Original WI -1.299.975 1.299.975 0 01.01.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended WV -294 294 0 11.26.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended WV -2.838 2.838 0 11.26.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original WV -3.113 3.113 0 01.01.07 0 0WMB WMB & Subs WaMu Capital Corp. 403 2005 Original WV -225 225 0 02.01.07 0 0WMB WMB & Subs WaMu Capital Corp. 403 2007 Original WV -175 175 0 01.00.00 0 0WMB WMB & Subs WMBFA 2 2002 Amended 1st WV -72.716 72.716 0 12.05.06 0 0WMB WMB & Subs WMBFA 2 2002 Amended 2nd WV 10.201 -10.201 0 07.08.08 0 0WMB WMB & Subs WMBFA 2 2003 Amended WV -398.557 398.557 10.161 07.08.08 0 0WMB WMB & Subs WMBFA 2 2004 Original WV -142.051 142.051 0 12.28.08 0 0

-182.707.489 110.721.934 -252.532 -73.709.753 1.714.854

Total Separate Return State Refunds Outstanding -71.994.898

Page 8 of 8


WMB/WMI/Combined

WMI & Subs/WMB &





Date Received


Tax Due Outstanding

WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended AL -15.013 0 0 01.00.00 -15.013 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended AL -10.970 0 0 01.00.00 -10.970 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original AL -15.781 8.524 740 04.08.08 -7.257 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original AL -9.000 9.000 20 01.23.08 0 0WMB WMB & Subs WMBFA 2 2002 Amended AL -24.217 24.217 0 09.08.08 0 0WMB WMB & Subs WMBFA 2 2003 Amended AL -45.308 0 0 01.00.00 -45.308 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original AL - PSA -10.990 0 0 01.00.00 -10.990 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended AR 1.221 -1.221 645 08.24.07 0 0 WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended AR 8.429 -8.429 3.607 08.24.07 0 0 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended AR 23.546 -23.546 8.109 08.24.07 0 0 WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended AR -14.895 0 0 01.00.00 -14.895 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original AR -4.500 4.500 0 11.27.07 0 0WMB WMB & Subs Providian Bancorp Services 447 2005 Original AR -2.354 2.354 0 11.20.06 0 0WMB WMB & Subs WMBFA 2 2002 Amended 1st AR -53.704 53.704 15.699 10.17.06 0 0WMB WMB & Subs WMBFA 2 2002 Amended 2nd AR 7.533 -7.533 -3.455 12.14.07 0 0WMB WMB & Subs WMBFA 2 2003 Amended AR -67.090 67.090 21.248 12.14.07 0 0WMB WMB & Subs WMBFA 2 2004 Original AR -43.000 43.000 0 01.01.05 0 0WMB WMB & Subs HCP Properties, Inc. 241 2008 Original CT -250 250 0 10.20.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended CT 919 0 0 01.00.00 0 919 WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended CT 3.531 0 0 01.00.00 0 3.531 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended CT -25.579 4.662 2.172 02.04.09 -20.917 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended CT -86.949 0 0 01.00.00 -86.949 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Original CT -117 117 0 01.00.00 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original CT -92.707 92.707 0 10.25.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original CT -44.250 44.250 0 02.23.09 0 0WMB WMB & Subs WMBFA 2 1998 Amended CT -100.402 0 0 01.00.00 -100.402 0WMB WMB & Subs WMBFA 2 1999 Amended CT 95.607 0 0 01.00.00 0 95.607 WMB WMB & Subs WMBFA 2 2000 Amended CT -99.148 0 0 01.00.00 -99.148 0WMB WMB & Subs WMBFA 2 2001 Amended CT 172.628 0 0 01.00.00 0 172.628 WMB WMB & Subs WMBFA 2 2002 Amended CT -1.916.207 0 0 01.00.00 -1.916.207 0WMB WMB & Subs WMBFA 2 2003 Amended CT -4.223.062 0 0 01.00.00 -4.223.062 0WMB WMB & Subs WMBFA 2 2004 Original CT -1.661 1.661 0 07.24.06 0 0WMB WMB & Subs WMBFA 2 2005 Original CT -2.648.280 2.648.280 0 01.01.06 0 0WMB WMB & Subs WMBFA 2 2006 Original CT -21.650 0 0 01.00.00 -21.650 0WMB WMB & Subs WMBFA 2 2007 Original CT -11.750 11.750 0 11.24.08 0 0WMB WMB & Subs WMBFA 2 2001 Amended DC 14.810 0 0 01.00.00 14.810 0WMB WMB & Subs WMBFA 2 2002 Amended DC -167.000 0 0 01.00.00 -167.000 0WMB WMB & Subs WMBFA 2 2003 Amended DC -439.587 0 0 01.00.00 -439.587 0WMB WMB & Subs WMBFA 2 2004 Original DC -260.853 0 0 01.00.00 -260.853 0WMB WMB & Subs WMBFA 2 2001 Amended DE 10.399 0 0 01.00.00 0 10.399 WMB WMB & Subs WMBFA 2 2002 Amended 1st DE -135.583 135.583 0 06.20.07 0 0WMB WMB & Subs WMBFA 2 2002 Amended 2nd DE 19.020 0 0 01.00.00 0 19.020 WMB WMB & Subs WMBFA 2 2003 Amended DE -303.943 303.943 31.356 04.15.08 0 0WMB WMB & Subs WMBFA 2 2005 Original DE -150.000 150.000 0 01.01.07 0 0WMB WMI & Subs ACD3 248 2005 Original FL -126.125 126.000 0 09.21.06 0 0WMB WMI & Subs ACD3 260 2005 Original FL -50 50 0 09.21.06 0 0WMB WMI & Subs ACD5 248 2006 Original FL -10.000 10.000 0 01.01.07 0 0WMB WMI & Subs Ahmanson Residential 4 261 2005 Original FL -125 125 0 09.21.06 0 0WMB WMB & Subs HMP Properties, Inc. 279 2005 Original FL -8.943 8.943 0 08.28.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended FL 24.130 -24.130 -12.435 09.24.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended FL 148.017 -148.017 -55.263 09.24.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended FL 268.621 -268.621 -89.223 09.24.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended FL -272.501 0 0 01.00.00 -272.501 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original FL -357.633 357.633 0 10.06.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original FL -109.500 109.500 0 01.01.07 0 0

Page 1 of 8


WMB/WMI/Combined

WMI & Subs/WMB &





Date Received


Tax Due Outstanding

WMB WMB & Subs Sunpoint Financial Corp 104 2006 Original FL -1.748 1.640 0 01.01.07 0 0WMB WMB & Subs WaMu Investments, Inc 5 2004 Original FL -100.000 100.000 0 01.01.05 0 0WMB WMB & Subs WaMu Investments, Inc 5 2005 Original FL -26.542 26.542 0 10.02.06 0 0WMB WMB & Subs WaMu Investments, Inc 5 2007 Original FL -15.500 15.500 0 10.01.08 0 0WMB WMB & Subs WM Funds Distributors Inc. 16 2006 Amended FL -20.129 20.129 0 05.07.09 0 0 WMB WMB & Subs WMBFA 2 1998 Amended FL -332.574 332.574 0 08.15.08 0 0WMB WMB & Subs WMBFA 2 1999 Amended FL 324.766 -324.766 0 08.15.08 0 0WMB WMB & Subs WMBFA 2 2000 Amended FL -403.566 403.566 0 08.15.08 0 0WMB WMB & Subs WMBFA 2 2001 Amended FL -495.008 495.008 0 01.22.08 0 0WMB WMB & Subs WMBFA 2 2002 Amended FL 1.109.655 -1.109.655 -181.015 01.22.08 0 0WMB WMB & Subs WMBFA 2 2003 Amended FL -6.665.409 6.665.409 193.021 01.22.08 0 0WMB WMB & Subs WMBFA 2 2004 Original FL -8.260.000 8.260.000 0 11.05.05 0 0WMB WMB & Subs WMBFA 2 2005 Original FL -500.000 500.000 0 10.24.06 0 0WMB WMB & Subs WMBFA Insurance Agency, Inc. 62 2005 Original FL -12.087 12.087 0 11.01.06 0 0WMB WMB & Subs HCP Properties, Inc. 241 2006 Original GA -4.020 4.010 0 01.01.07 0 0WMB WMB & Subs HCP Properties, Inc. 241 2007 Original GA -20 20 0 01.01.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended GA 2.235 1.609 0 03.18.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended GA 22.142 0 0 01.00.00 0 22.142 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended GA -125.209 125.209 52.588 03.18.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended GA -265.004 265.004 79.513 03.18.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original GA -851.250 652.760 0 04.20.07 -198.490 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original GA -80.000 0 0 01.00.00 -80.000 0WMB WMB & Subs Providian Leasing Corporation 449 2005 Original GA -1.994 1.984 0 01.01.07 0 0WMB WMB & Subs WaMu Investments, Inc 5 2007 Original GA -1.475 0 0 01.00.00 -1.475 0WMB WMB & Subs WM Funds Distributors Inc. 16 2005 Original GA -550 0 0 01.00.00 -550 0WMB WMB & Subs WM Funds Distributors Inc. 16 2006 Original GA -660 0 0 01.00.00 -660 0WMB WMB & Subs WMBFA 2 1998 Amended GA -2.213 0 0 01.00.00 -2.213 0WMB WMB & Subs WMBFA 2 1999 Amended GA 19.548 0 0 01.00.00 0 19.548 WMB WMB & Subs WMBFA 2 2000 Amended GA 7.831 0 0 01.00.00 0 7.831 WMB WMB & Subs WMBFA 2 2001 Amended GA 75.346 0 0 01.00.00 0 75.346 WMB WMB & Subs WMBFA 2 2002 Amended GA -1.703.808 0 0 01.00.00 -1.703.808 0WMB WMB & Subs WMBFA 2 2003 Amended GA -2.249.779 0 0 01.00.00 -2.249.779 0WMB WMB & Subs WMBFA 2 2004 Original GA -1.335.944 1.335.944 0 11.02.05 0 0WMB WMB & Subs WMBFA 2 2007 Original GA -4.989 0 0 01.00.00 -4.989 0WMB WMB & Subs WMBFA Insurance Agency, Inc. 62 2004 Original GA -20 0 0 01.00.00 -20 0WMB WMB & Subs WMBFA Insurance Agency, Inc. 62 2005 Original GA -762 0 0 01.00.00 -762 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended HI 57.293 -57.293 0 10.24.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended IA 2.735 -2.735 -1.578 12.14.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended IA 5.342 -5.342 -1.912 12.14.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended IA -1.470 1.470 384 08.06.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended IA -23.410 23.410 157 02.13.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original IA -18.187 18.187 273 01.23.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original IA -6.000 6.000 48 04.14.09 0 0WMB WMB & Subs WMBFA 2 2002 Amended 1st IA -59.489 59.489 9.994 06.16.06 0 0WMB WMB & Subs WMBFA 2 2002 Amended 2nd IA 8.917 -8.917 0 01.30.08 0 0WMB WMB & Subs WMBFA 2 2003 Amended IA -73.811 73.811 15.500 01.30.08 0 0WMB WMB & Subs WMBFA 2 2004 Original IA -30.000 30.000 0 01.01.05 0 0WMB WMB & Subs WMB & Subs 70 1998 Amended IN -7.567 0 0 01.00.00 -7.567 0WMB WMB & Subs WMB & Subs 70 1999 Amended IN 19.008 0 0 01.00.00 0 19.008 WMB WMB & Subs WMB & Subs 70 2000 Amended IN -14.275 0 0 01.00.00 -14.275 0WMB WMB & Subs WMB & Subs 70 2001 Amended 1st IN 33.300 0 0 01.00.00 0 33.300 WMB WMB & Subs WMB & Subs 70 2001 Amended 2nd IN 33.300 0 0 01.00.00 0 33.300 WMB WMB & Subs WMB & Subs 70 2002 Amended 1st IN -569.714 569.714 2.167 11.29.06 0 0WMB WMB & Subs WMB & Subs 70 2002 Amended 2nd IN -476.491 476.491 -9.886 09.10.08 0 0WMB WMB & Subs WMB & Subs 70 2003 Amended IN -905.306 905.306 0 09.10.08 0 0

Page 2 of 8


WMB/WMI/Combined

WMI & Subs/WMB &





Date Received


Tax Due Outstanding

WMB WMB & Subs WMB & Subs 70 2004 Original IN -1.137.376 1.137.376 9.722 03.16.06 0 0WMB WMB & Subs WMB & Subs 70 2005 Original IN -870.000 870.000 10.227 05.07.07 0 0WMB WMB & Subs WMB & Subs 70 2006 Original IN -310.000 310.000 0 02.05.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended KS 2.520 -2.520 0 12.14.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original KS -42.712 42.712 549 01.01.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original KS -1.000 1.000 0 01.03.07 0 0WMB WMB & Subs WMBFA 2 2001 Amended KS 660 -660 -61 06.09.08 0 0WMB WMB & Subs WMBFA 2 2002 Amended 1st KS -44.687 44.687 926 08.16.06 0 0WMB WMB & Subs WMBFA 2 2002 Amended 2nd KS 1.311 -1.311 -926 06.09.08 0 0WMB WMB & Subs WMBFA 2 2003 Amended KS -30.973 30.973 995 01.00.00 0 0WMB WMB & Subs WMBFA 2 2004 Original KS -75.038 75.038 0 01.01.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended KY 542 -542 0 08.24.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended KY 2.556 -2.556 0 08.24.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended KY 52.325 -52.325 10.462 08.24.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended KY -35.038 35.038 5.086 12.03.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original KY -106.553 106.553 2.323 07.16.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original KY -37.286 37.286 2.176 12.03.08 0 0WMB WMB & Subs Providian Bancorp Services 447 2006 Original KY -5.395 5.395 212 01.01.08 0 0WMB WMB & Subs Providian Leasing Corporation 449 2006 Original KY -4.650 4.650 0 01.01.07 0 0WMB WMB & Subs WMBFA 2 2002 Amended KY, Boone County -624 624 0 11.21.07 0 0WMB WMB & Subs WMBFA 2 2003 Amended KY, Boone County -836 836 16 11.21.07 0 0WMB WMB & Subs Providian Bancorp Services 447 2005 Original KY, Louisville -1.971 1.971 479 03.29.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended LA 29.470 0 0 01.00.00 0 29.470 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended LA 8.897 0 0 01.00.00 0 8.897 WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended LA -11.513 11.513 1.697 01.00.00 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original LA -42.990 42.990 0 01.01.07 0 0WMB WMB & Subs WaMu Capital Corp. 403 2007 Original LA 0 0 0 01.00.00 0 0WMB WMB & Subs WM Home Loans, Inc. 315 2001 Original LA -13 13 0 10.23.08 0 0WMB WMB & Subs WM Home Loans, Inc. 315 2003 Original LA -17 17 0 10.23.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended MA 14.472 -14.472 -7.168 10.24.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended MA 57.614 -57.614 -22.858 10.24.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended MA -2.868 2.868 8 11.26.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended MA -90.747 0 0 01.00.00 -90.747 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original MA -295.310 295.310 0 01.01.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original MA -58.044 58.044 0 01.01.07 0 0WMB WMB & Subs WMBFA 2 1998 Amended MA -118.373 0 0 01.00.00 -118.373 0WMB WMB & Subs WMBFA 2 1999 Amended MA 82.112 0 0 01.00.00 0 82.112 WMB WMB & Subs WMBFA 2 2000 Amended MA -146.785 0 0 01.00.00 -146.785 0WMB WMB & Subs WMBFA 2 2001 Amended MA 230.838 0 0 01.00.00 0 230.838 WMB WMB & Subs WMBFA 2 2002 Amended MA -2.453.170 0 0 01.00.00 -2.453.170 0WMB WMB & Subs WMBFA 2 2003 Amended MA -3.704.393 0 0 01.00.00 -3.704.393 0WMB WMB & Subs WMBFA 2 2004 Amended MA -13.732 0 0 01.00.00 -13.732 0WMB WMB & Subs WMBFA 2 2005 Original MA -4.899.321 4.868.667 0 04.11.06 -30.654 0WMB WMI & Subs Ahmanson Residential Development 247 2005 Original MD -500 500 0 10.11.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended MD 3.633 -3.633 0 10.24.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended MD 17.733 -17.733 0 10.24.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended MD -4.122 4.122 0 10.24.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended MD -108.417 108.417 14.917 01.09.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original MD -97.105 97.105 0 11.01.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original MD -45.500 45.500 0 01.01.07 0 0WMB WMB & Subs WMBFA 2 1998 Amended MD -35.081 35.081 0 07.18.08 0 0WMB WMB & Subs WMBFA 2 1999 Amended MD 63.130 -63.130 0 07.18.08 0 0WMB WMB & Subs WMBFA 2 2001 Amended MD 82.140 0 0 01.00.00 0 82.140 WMB WMB & Subs WMBFA 2 2002 Amended MD -1.131.389 1.016.940 540 12.28.07 -114.449 0WMB WMB & Subs WMBFA 2 2003 Amended MD -1.753.535 1.766.377 119.999 12.28.07 0 0

Page 3 of 8


WMB/WMI/Combined

WMI & Subs/WMB &





Date Received


Tax Due Outstanding

WMB WMB & Subs WMBFA 2 2004 Amended MD -20.658 0 0 01.00.00 -20.658 0WMB WMB & Subs WMBFA 2 2005 Original MD -898.421 898.421 0 01.01.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended MI 806 -806 0 11.20.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended MI 8.560 -8.560 0 11.20.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended MI -1.453 1.453 0 11.20.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended MI -17.372 17.372 0 12.31.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original MI -85.096 85.096 297 03.03.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original MI -27.000 27.000 0 07.09.09 0 0WMB WMB & Subs WM Funds Distributors Inc. 16 2005 Original MI -150 150 0 02.14.07 0 0WMB WMB & Subs WMBFA 2 2001 Amended MI 24.812 -24.812 0 02.18.08 0 0WMB WMB & Subs WMBFA 2 2002 Amended MI -332.542 332.542 2.078 02.18.08 0 0WMB WMB & Subs WMBFA 2 2003 Amended MI -577.023 577.023 3.917 02.18.08 0 0WMB WMB & Subs WMBFA 2 2004 Amended MI -60.698 0 0 01.00.00 -60.698 0WMB WMB & Subs WMBFA 2 2005 Original MI -360.988 361.505 0 01.01.06 0 0WMB WMB & Subs WMBFA 2 2006 Original MI -508.724 508.724 0 11.19.07 0 0WMB WMB & Subs WMBFA 2 2007 Original MI -396.000 396.000 0 01.27.09 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended MO 4.480 -4.480 -940 06.27.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended MO 16.021 -16.024 -7.051 06.27.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended MO -19.343 19.343 0 12.15.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended MO -34.638 34.638 0 12.15.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Original MO -43.920 43.920 0 03.16.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original MO -65.297 65.249 0 01.01.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original MO -21.000 30.491 0 02.12.08 0 0WMB WMB & Subs WMBFA 2 1998 Amended MO 0 0 0 01.00.00 0 0WMB WMB & Subs WMBFA 2 1999 Amended MO 0 0 0 01.00.00 0 0WMB WMB & Subs WMBFA 2 2000 Amended MO 0 0 0 01.00.00 0 0WMB WMB & Subs WMBFA 2 2001 Amended MO 0 0 0 01.00.00 0 0WMB WMB & Subs WMBFA 2 2002 Amended MO 0 0 0 01.00.00 0 0WMB WMB & Subs WMBFA 2 2003 Amended MO 0 0 0 01.00.00 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended MS 167.560 -167.560 -125.294 08.12.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended MS 4.237 -4.237 -2.627 08.12.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended MS 425 -425 -213 08.12.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Original MS -40.975 40.975 0 01.01.06 0 0WMB WMB & Subs WMBFA 2 2002 Amended 1st MS -10.414 10.414 0 10.25.06 0 0WMB WMB & Subs WMBFA 2 2002 Amended 2nd MS -580 580 0 11.06.07 0 0WMB WMB & Subs WMBFA 2 2003 Amended MS -15.683 15.683 0 11.06.07 0 0WMB WMB & Subs WMBFA 2 2004 Original MS -38.002 38.002 0 01.01.06 0 0WMB WMB & Subs WMBFA 2 2006 Original MS -1.075 1.075 0 01.23.08 0 0WMB WMB & Subs HCP Properties of North Carolina 378 2005 Original NC -16.823 16.823 693 01.01.08 0 0WMB WMB & Subs HCP Properties of North Carolina 378 2006 Original NC -1.352 1.352 82 03.06.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended NC 4.156 0 0 01.00.00 0 4.156 WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended NC 19.039 0 0 01.00.00 0 19.039 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended NC -5.851 5.851 0 03.26.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended NC -56.283 0 0 01.00.00 -56.283 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original NC -148.439 0 0 01.00.00 -148.439 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original NC -40.500 0 0 01.00.00 -40.500 0WMB WMB & Subs WM Funds Distributors Inc. 16 2006 Original NC -620 0 0 01.00.00 -620 0WMB WMB & Subs WMBFA 2 1998 Amended NC -15.710 0 0 01.00.00 -15.710 0WMB WMB & Subs WMBFA 2 1999 Amended NC 17.835 0 0 01.00.00 0 17.835 WMB WMB & Subs WMBFA 2 2000 Amended NC -24.083 0 0 01.00.00 -24.083 0WMB WMB & Subs WMBFA 2 2001 Amended NC 28.639 0 -24.822 01.00.00 0 53.461 WMB WMB & Subs WMBFA 2 2002 Amended NC -661.386 0 0 01.00.00 -661.386 0WMB WMB & Subs WMBFA 2 2003 Amended NC -1.026.234 0 0 01.00.00 -1.026.234 0WMB WMB & Subs WMBFA 2 2004 Original NC -404.570 404.681 0 01.01.06 0 0WMB WMB & Subs WMBFA 2 2006 Original NC -157.285 157.225 5.531 06.26.08 0 0

Page 4 of 8


WMB/WMI/Combined

WMI & Subs/WMB &





Date Received


Tax Due Outstanding

WMB WMB & Subs WMBFA 2 2007 Original NC -161.993 0 0 01.00.00 -161.993 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended NE 1.444 -1.444 0 02.18.09 0 0 WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended NE 4.081 -4.081 0 02.18.09 0 0 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended NE -1.409 1.409 0 02.18.09 0 0WMB WMB & Subs Anchor Systems Corp. 336 2007 Original NJ -824 746 -44 01.09.09 0 0WMB WMB & Subs L.V.S. Corporation 351 2007 Original NJ -2.080 2.080 0 07.23.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended NJ 1.720 0 0 01.00.00 0 1.720 WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended NJ 15.502 0 0 01.00.00 0 15.502 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended NJ -5.609 0 0 01.00.00 -5.609 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended NJ -225.354 0 0 01.00.00 -225.354 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original NJ -44.668 25.888 0 01.01.08 -18.780 0WMB WMB & Subs North Properties, Inc. 376 2004 Original NJ -6.075 6.075 0 05.23.06 0 0WMB WMB & Subs WaMu Capital Corp. 403 2005 Original NJ -50 0 0 01.00.00 -50 0WMB WMB & Subs WaMu Insurance Services 233 2004 Original NJ -12.200 12.200 0 01.01.05 0 0WMB WMB & Subs WaMu Insurance Services 233 2005 Original NJ -1.450 1.450 0 11.21.06 0 0WMB WMB & Subs WaMu Investments, Inc 5 2004 Original NJ -105.297 105.217 0 01.01.06 0 0WMB WMB & Subs WaMu Investments, Inc 5 2005 Original NJ -2.100 2.100 0 10.24.06 0 0WMB WMB & Subs WaMu Investments, Inc 5 2007 Original NJ -2.860 700 0 11.13.08 -2.160 0WMB WMB & Subs WM Funds Distributors Inc. 16 2005 Original NJ -1.000 1.000 0 12.01.06 0 0WMB WMB & Subs WMBFA 2 1998 Amended NJ -39.166 0 0 01.00.00 -39.166 0WMB WMB & Subs WMBFA 2 1999 Amended NJ 17.123 0 0 01.00.00 0 17.123 WMB WMB & Subs WMBFA 2 2000 Amended NJ -27.128 0 0 01.00.00 -27.128 0WMB WMB & Subs WMBFA 2 2001 Amended NJ 63.226 0 0 01.00.00 0 63.226 WMB WMB & Subs WMBFA 2 2002 Amended NJ -2.878.703 0 0 01.00.00 -2.878.703 0WMB WMB & Subs WMBFA 2 2003 Amended NJ -6.409.217 6.409.217 0 04.30.08 0 0WMB WMB & Subs WMBFA 2 2004 Original NJ -2.000.000 2.000.000 0 01.01.06 0 0WMB WMB & Subs WMBFA 2 2007 Original NJ -881.921 881.921 -9 01.26.09 0 0WMB WMB & Subs WMBFA Insurance Agency, Inc. 62 2004 Original NJ -20.950 20.950 0 07.28.05 0 0WMB WMB & Subs WMBFA Insurance Agency, Inc. 62 2005 Original NJ -2.000 2.000 0 10.05.06 -2.000 0WMB WMB & Subs 620-622 Pelhamdale Ave Owners Corporation 387 2004 Original NY -1.145 1.145 0 05.20.05 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended NYC 74.254 0 0 01.00.00 0 74.254 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended NYC 151.778 0 0 01.00.00 0 151.778 WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended NYC -41.429 0 0 01.00.00 -41.429 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Original NYC -223.848 0 0 01.00.00 -223.848 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original NYC -444.532 444.532 0 11.01.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original NYC -43.200 43.100 0 01.01.07 0 0WMB WMB & Subs WMB & Subs 2 2001 Amended NYC 30.656 -30.656 -24.397 12.27.07 0 0WMB WMB & Subs WMB & Subs 2 2002 Amended 1st NYC -7.476.263 7.476.263 31 12.08.06 0 0WMB WMB & Subs WMB & Subs 2 2002 Amended 2nd NYC 1.074.866 -1.074.866 -747.380 12.27.07 0 0WMB WMB & Subs WMB & Subs 2 2003 Amended NYC -10.084.113 10.084.113 0 12.27.07 0 0WMB WMB & Subs WMB & Subs 2 2004 Original NYC -10.085.052 10.085.052 -20.455 01.01.06 0 0WMB WMB & Subs WMB & Subs 2 2006 Original NYC -383.518 383.518 0 02.05.08 0 0WMB WMB & Subs WMB & Subs 2 2007 Original NYC -17.683 17.683 301 02.18.09 0 0WMB WMB & Subs WMB & Subs 2 2008 Original NYC -46.819 0 0WMB WMB & Subs WMB & Subs 2 1998 Amended NYC -4.718 3.622 0 04.07.09 0 0WMB WMB & Subs WMB & Subs 2 1999 Amended NYC 11.366 -11.366 -7.883 02.18.09 0 0WMB WMB & Subs WMB & Subs 2 2000 Amended NYC -7.246 7.246 191 04.07.09 0 0WMB WMI & Subs Ahmanson Residential Development 247 2007 Original NYS 0 0 0 02.03.09 0 0WMB WMI & Subs First Select Corporation 441 2006 Original NYS -199 0 0 01/00/00 0 0 WMB WMB & Subs Harmony Agency, Inc. 349 2004 Original NYS -1.452 1.452 0 06.03.05 0 0WMB WMB & Subs Lincoln Realty Capital, Inc. 344 2005 Original NYS -150 150 4 09.19.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended NYS 29.423 0 0 01.00.00 0 29.423 WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended NYS 55.536 0 0 01.00.00 0 55.536 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended NYS -13.251 0 0 01.00.00 -13.251 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended NYS -401.809 0 0 01.00.00 -401.809 0

Page 5 of 8


WMB/WMI/Combined

WMI & Subs/WMB &





Date Received


Tax Due Outstanding

WMB WMB & Subs Long Beach Mortgage Company 130 2004 Original NYS -184.572 182.572 0 12.06.05 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original NYS -91.146 101.368 0 10.01.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original NYS -77.212 0 0 01.00.00 -77.212 0WMB WMB & Subs WMB & Subs 2 1998 Amended NYS -9.996 0 0 01.00.00 -9.996 0WMB WMB & Subs WMB & Subs 2 1999 Amended NYS 14.558 0 0 01.00.00 0 14.558 WMB WMB & Subs WMB & Subs 2 2000 Amended NYS -6.555 0 0 01.00.00 -6.555 0WMB WMB & Subs WMB & Subs 2 2001 Amended NYS -43.468 0 0 01.00.00 -43.468 0WMB WMB & Subs WMB & Subs 2 2002 Amended NYS -12.768.586 0 0 01.00.00 -12.768.586 0WMB WMB & Subs WMB & Subs 2 2003 Amended NYS -21.479.078 0 0 01.00.00 -21.479.078 0WMB WMB & Subs WMB & Subs 2 2004 Original NYS -17.771.545 17.771.545 0 01.01.07 0 0WMB WMB & Subs WMB & Subs 2 2005 Original NYS -1.441.809 1.441.809 93.516 03.19.07 0 0WMB WMB & Subs WMB & Subs 2 2006 Original NYS -1.841.813 1.841.813 14.917 02.05.08 0 0WMB WMB & Subs WMB & Subs 2 2007 Original NYS -381.998 0 0 01.00.00 -381.998 0WMB WMB & Subs WMB & Subs 2 2008 Original NYS -1.227.887 0 0 -1.227.887 0WMB WMB & Subs Yellowstone Ventures, Inc. 371 2008 Original NYS -29.257 29.257 0 05.29.09 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original NYS Metro -24.127 0 0 01.00.00 -24.127 0WMB WMB & Subs WMB & Subs 2 2001 Amended NYS Metro 43.468 0 0 01.00.00 0 43.468 WMB WMB & Subs WMB & Subs 2 2002 Amended NYS Metro -2.494.705 0 0 01.00.00 -2.494.705 0WMB WMB & Subs WMB & Subs 2 2003 Amended NYS Metro -4.381.732 0 0 01.00.00 -4.381.732 0WMB WMB & Subs WMB & Subs 2 2004 Original NYS Metro -2.269.313 2.269.313 0 01.01.07 0 0WMB WMB & Subs WMB & Subs 2 2006 Original NYS Metro -419.548 413.760 0 01.23.08 -5.788 0WMB WMB & Subs WMB & Subs 2 2007 Original NYS Metro -88.915 72.482 0 02.02.09 0 0WMB WMB & Subs WMB & Subs 2 2008 Original NYS Metro -405.689 0 -405.689 0WMB WMB & Subs WM Funds Distributors Inc. 16 2006 Original OH -5.034 5.034 0 01.01.07 0 0WMB WMB & Subs WMBFA 2 2005 Original OH -250.000 250.000 0 01.01.07 0 0WMB WMB & Subs WMBFA 2 2006 Original OH -503.041 503.041 0 11.20.07 0 0WMB WMB & Subs WMBFA 2 2007 Original OH -74.582 74.582 0 11.14.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2002 Original OH, Columbus 0 35.777 4.280 04.13.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2003 Original OH, Columbus 0 16.000 0 04.13.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Original OH, Columbus 0 16.500 0 04.13.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original OH, Columbus -33.675 17.500 0 04.13.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original OH, Columbus -21.000 21.000 0 04.13.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended OH, Independence 88 0 0 01.00.00 0 88 WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended OH, Independence 240 0 0 01.00.00 0 240 WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended OH, Independence -1.279 0 0 01.00.00 -1.279 0WMB WMB & Subs WMBFA 2 2004 Original OH, Montgomery -500 500 -25 03.12.09 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original OH, RITA -59.321 59.321 0 03.27.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original OH, RITA -2.500 0 0 01.00.00 -2.500 0WMB WMB & Subs WMBFA 2 2004 Original OH, Springdale -14.879 14.879 0 01.01.05 0 0WMB WMB & Subs WMB & Subs 70 2005 Original OK -95.000 95.000 8.082 08.01.07 0 0WMB WMB & Subs Seneca Street Inc. 121 2004 Original OR -5.900 5.900 0 10.26.05 0 0WMB WMB & Subs Seneca Street Inc. 121 2005 Original OR -51.381 51.381 0 10.02.06 0 0WMB WMB & Subs University Street, Inc. 122 2004 Original OR -216 216 0 12.09.05 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended PA 3.015 0 0 01.00.00 0 3.015 WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended PA 19.761 0 0 01.00.00 0 19.761 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended PA 61.371 0 0 01.00.00 0 61.371 WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended PA -62.986 0 0 01.00.00 -62.986 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Amended PA -646 0 0 01/00/00 -646 0WMB WMB & Subs New American Capital, Inc. 52 2007 Original PA -21.500 21.500 0 10.27.08 0 0WMB WMB & Subs Providian Bancorp Services 447 2006 Original PA -1.586 1.586 0 01.01.07 0 0WMB WMB & Subs Washington Mutual Mortgage Securities, Inc. 316 2005 Original PA -31.437 31.437 0 01.01.06 0 0WMB WMB & Subs WM Funds Distributors Inc. 16 2006 Original PA -1.738 1.738 -866 01.01.07 0 0WMB WMB & Subs WM Home Loans, Inc. 315 2002 Amended PA -69.677 69.677 0 10.24.08 0 0WMB WMB & Subs WMBFA 2 2004 Original PA 28.973 -28.973 0 12.17.07 0 0WMB WMB & Subs WMBFA 2 2005 Original PA -660.632 660.632 0 12.01.06 0 0

Page 6 of 8


WMB/WMI/Combined

WMI & Subs/WMB &





Date Received


Tax Due Outstanding

WMB WMB & Subs WMBFA 2 2006 Original PA -308.429 308.429 0 12.17.07 0 0WMB WMB & Subs WMBFA 2 2007 Original PA -2.161.335 2.161.335 0 11.10.08 0 0WMB WMB & Subs WMBFA 2 2001 Amended PA, Phila 187.259 -187.259 0 08.24.07 0 0WMB WMB & Subs WMBFA 2 2002 Amended PA, Phila -44.573 44.573 0 08.24.07 0 0WMB WMB & Subs WMBFA 2 2003 Amended PA, Phila -128.159 128.159 0 08.24.07 0 0WMB WMB & Subs WMBFA 2 2004 Amended PA, Phila 74.979 -74.979 0 08.24.07 0 0WMB WMB & Subs WMBFA 2 2004 Original PA, Phila -310.261 310.261 0 12.12.05 0 0WMB WMB & Subs WMBFA 2 2007 Original PA, Randor 0 10 0 01.00.00 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended RI 519 0 0 01.00.00 0 519 WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended RI 3.328 0 0 01.00.00 0 3.328 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended RI 14.960 0 0 01.00.00 0 14.960 WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended RI -9.184 0 0 01.00.00 -9.184 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original RI -12.609 12.609 0 01.01.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original RI -5.500 5.500 0 04.06.09 0 0WMB WMB & Subs Seafair Insurance Agency corp 324 2005 Original RI -1.000 0 0 01.00.00 -1.000 0WMB WMB & Subs Seafair Insurance Agency corp 324 2007 Original RI -600 600 0 01.01.08 0 0WMB WMB & Subs WMBFA 2 2001 Amended RI 7.444 -7.444 0 04.21.09 0 0WMB WMB & Subs WMBFA 2 2002 Amended RI -173.376 173.376 0 04.21.09 0 0WMB WMB & Subs WMBFA 2 2003 Amended RI -188.022 188.022 569 04.21.09 0 0WMB WMB & Subs WMBFA 2 2004 Amended RI -350.469 350.469 0 12.06.05 0 0WMB WMB & Subs Dime NJ Agency, Inc. 334 2004 Original SC -25 25 0 01.01.05 0 0WMB WMB & Subs HCP Properties, Inc. 241 2007 Original SC -25 25 0 01.01.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended SC 948 0 0 01.00.00 0 948 WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended SC 2.587 0 0 01.00.00 0 2.587 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended SC 791 0 0 01.00.00 0 791 WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended SC -17.672 17.672 2.774 03.03.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original SC -46.057 46.057 0 01.01.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original SC -10.950 10.950 0 01.01.07 0 0WMB WMB & Subs WMBFA 2 2001 Amended SC 9.251 0 0 01.00.00 0 9.251 WMB WMB & Subs WMBFA 2 2002 Amended 1st SC -212.124 212.124 27.801 12.04.06 0 0 WMB WMB & Subs WMBFA 2 2002 Amended 2nd SC 31.773 0 0 01.00.00 0 31.773 WMB WMB & Subs WMBFA 2 2003 Amended SC -404.607 404.607 87.237 06.09.08 0 0WMB WMB & Subs WMBFA 2 2004 Original SC -225.996 225.996 0 08.24.06 0 0WMB WMB & Subs ECP Properties, Inc. 278 2004 Original TX -12.306 12.306 0 01.01.05 0 0WMB WMB & Subs ECP Properties, Inc. 278 2006 Original TX -2.049 2.049 0 01.01.07 0 0WMB WMB & Subs HCP Properties of Kansas, Inc. 266 2005 Original TX -5.337 5.337 0 07.01.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended TX 12.592 0 0 01.00.00 0 12.592 WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended TX 42.211 0 0 01.00.00 0 42.211 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended TX -30.911 0 0 01.00.00 -30.911 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended TX -225.828 225.828 27.734 07.01.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Original TX -920.771 920.771 0 12.06.05 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original TX -58.016 58.016 0 12.11.06 0 0WMB WMB & Subs Providian Bancorp Services 447 2005 Original TX -28.276 28.276 0 01.17.07 0 0WMB WMB & Subs Providian Bancorp Services 447 2006 Original TX -10.000 10.000 117 01.18.08 0 0WMB WMB & Subs Providian Leasing Corporation 449 2005 Original TX -628 628 0 01.01.07 0 0WMB WMB & Subs Providian Leasing Corporation 449 2006 Original TX -3.000 3.000 0 01.01.07 0 0WMB WMB & Subs WaMu Investments, Inc 5 2004 Original TX -3.323 3.323 0 03.16.06 0 0WMB WMB & Subs WaMu Investments, Inc 5 2005 Original TX -3.072 3.072 0 10.17.06 0 0WMB WMB & Subs WaMu Investments, Inc 5 2006 Original TX -2.307 2.307 0 01.01.07 0 0WMB WMB & Subs WM Funds Distributors Inc. 16 2004 Original TX -884 884 0 01.01.05 0 0WMB WMB & Subs WM Funds Distributors Inc. 16 2005 Original TX -1.498 1.498 0 10.25.06 0 0WMB WMB & Subs WM Funds Distributors Inc. 16 2006 Original TX -1.400 1.400 0 11.15.07 0 0WMB WMB & Subs WMBFA 2 1998 Amended TX -8.964 8.964 0 09.22.08 0 0WMB WMI & Subs WMBFA 2 1999 Amended TX 2.741 -2.741 0 09.22.08 0 0WMB WMB & Subs WMBFA 2 2001 Amended TX 18.144 -18.144 -9.446 08.05.08 0 0

Page 7 of 8


WMB/WMI/Combined

WMI & Subs/WMB &





Date Received


Tax Due Outstanding

WMB WMB & Subs WMBFA 2 2002 Amended TX -119.054 119.054 13.062 08.05.08 0 0WMB WMB & Subs WMBFA 2 2003 Amended TX -198.959 198.959 27.587 08.05.08 0 0WMB WMB & Subs WMBFA 2 2005 Original TX -9.217 9.217 0 12.01.06 0 0WMB WMB & Subs WMBFA Insurance Agency, Inc. 62 2005 Original TX -2.832 2.832 0 09.27.06 0 0WMB WMB & Subs WMBFA Insurance Agency, Inc. 62 2006 Original TX -1.500 1.500 0 01.01.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended VA 4.342 -4.342 0 12.20.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended VA 18.706 -15.595 0 12.20.07 0 3111WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended VA -3.111 2.184 0 11.12.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended VA -90.611 0 0 01.00.00 -90.611 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original VA -156.797 156.792 0 12.01.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original VA -36.500 36.500 320 12.19.07 0 0WMB WMB & Subs WMBFA 2 2001 Amended VA 2.456 -2.456 -7.456 01.00.00 0 0WMB WMB & Subs WMBFA 2 2002 Amended VA -387.076 395.533 167.272 12.09.05 0 0WMB WMB & Subs WMBFA 2 2003 Amended VA -1.770.066 0 0 01.00.00 -1.770.066 0WMB WMB & Subs WMBFA 2 2004 Original VA -945.000 945.000 0 01.01.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended VT 39 0 0 01.00.00 0 39 WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended VT 35 0 0 01.00.00 0 35 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended VT 105 0 0 01.00.00 0 105 WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended VT -434 0 0 01.00.00 -434 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original VT -6.811 9.436 0 01.01.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original VT -250 250 0 01.01.07 0 0WMB WMB & Subs WM Funds Distributors Inc. 16 2004 Original VT -250 250 0 01.01.05 0 0WMB WMB & Subs California Reconveyance Company 111 2006 Original WI -31.954 31.979 0 01.01.07 0 0WMB WMB & Subs California Reconveyance Company 111 2007 Original WI -30.000 30.000 0 09.09.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2001 Amended WI 117 0 0 01/00/00 0 117WMB WMB & Subs Long Beach Mortgage Company 130 2002 Amended WI 896 0 0 01.00.00 0 896 WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended WI -1.482 0 0 01.00.00 -1.482 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended WI -22.444 22.444 7.444 04.07.08 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2005 Original WI -5.014 5.014 481 01.00.00 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original WI -8.975 8.945 1.156 01.01.08 0 0WMB WMB & Subs WaMu Capital Corp. 403 2005 Original WI 0 25 0 10.17.08 0 0WMB WMB & Subs WaMu Insurance Services 233 2007 Original WI 0 25 0 09.24.08 0 0WMB WMB & Subs WMBFA 2 2001 Amended WI 2.108 -2.108 -13.051 02.04.08 0 0WMB WMB & Subs WMBFA 2 2002 Amended WI -1.282.484 0 0 01.00.00 -1.282.484 0WMB WMB & Subs WMBFA 2 2003 Amended WI -2.418.666 0 0 01.00.00 -2.418.666 0WMB WMB & Subs WMBFA 2 2004 Original WI -1.299.975 1.299.975 0 01.01.06 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2003 Amended WV -294 294 0 11.26.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2004 Amended WV -2.838 2.838 0 11.26.07 0 0WMB WMB & Subs Long Beach Mortgage Company 130 2006 Original WV -3.113 3.113 0 01.01.07 0 0WMB WMB & Subs WaMu Capital Corp. 403 2005 Original WV -225 225 0 02.01.07 0 0WMB WMB & Subs WaMu Capital Corp. 403 2007 Original WV -175 175 0 01.00.00 0 0WMB WMB & Subs WMBFA 2 2002 Amended 1st WV -72.716 72.716 0 12.05.06 0 0WMB WMB & Subs WMBFA 2 2002 Amended 2nd WV 10.201 -10.201 0 07.08.08 0 0WMB WMB & Subs WMBFA 2 2003 Amended WV -398.557 398.557 10.161 07.08.08 0 0WMB WMB & Subs WMBFA 2 2004 Original WV -142.051 142.051 0 12.28.08 0 0

-182.707.489 110.721.934 -252.532 -73.709.753 1.714.854

Total Separate Return State Refunds Outstanding -71.994.898

Page 8 of 8

WAMU Investigation Question 10: Total Aggregate Federal and State Refund Amounts to be Split Between JPMCB and WMIEstimated Refunds as of August 1, 2010Non-C/B Refund to WMI 20%Non-Homeownership C/B to WMI 20%

Item #Gross Receivable

Amount

Highly Uncertain Amount

Risk Weighted Amount % to WMI WMI Amount JPMC Amount Description

Category I : State Tax Refunds Outstanding 1

1 277.627.618 277.627.618 - 20% - - State Tax Receivable (attributable to federal adj's)2 26.858.795 26.858.795 - 20% - - State Tax Receivable (attributable to federal litigation)3 2.464.064 2.464.064 - 20% - - 2008 State Loss Carryback4 51.500.000 51.500.000 - 20% - - California US Obligation Refund Claim5 39.324.664 39.324.664 - 20% - - State Transcript Review Items

397.775.141 (a) - - - Sub-Total

Category II : Federal Tax Refunds Outstanding

6 47.100.099 - 47.100.099 20% 9.420.020 37.680.079 1905 Agency: In litigation - item not in dispute with IRS, but timing and final amount is open issue7 5.611.639 - 5.611.639 20% 1.122.328 4.489.311 Ahmanson Obligation Company: Joint Tax Committee Approved (4/22/10)8 148.825.188 133.942.669 14.882.519 20% 2.976.504 11.906.015 90-'05 Federal Litigation Items (1905 Agency & AOC items excluded)9 12.209.038 - 12.209.038 20% 2.441.808 9.767.230 90-'97 HFA NOL Carryback: No docs yet from WMI10 447.173.176 - 447.173.176 2 20% 89.434.635 357.738.541 01-'03 Appeals Cycle: per Joint Committee Approved refunds (2/3/10) and additional RAR (5/26/10)11 (78.630.126) - (78.630.126) 20% (15.726.025) (62.904.101) 04-'07 Cycle: per Verdino schedule (based on WMI/IRS Agreed RAR 5/20/10)12 32.790.846 - 32.790.846 20% 6.558.169 26.232.677 2008 Overpayment recorded on WMI 1120X (3/8/10)13 1.889.720.246 - 1.889.720.246 20% 377.944.049 1.511.776.197 2008 2 Year NOL, 3 Year Capital Loss and 1 Year Credit Carryback: per Verdino schedule14 74.500.577 12.304.577 62.196.000 20% 12.439.200 49.756.800 IRS Transcript Review Items: at risk due to uncompleted work (KPMG engagement terminated)

2.579.300.683 (b) 2.433.053.437 486.610.687 1.946.442.749 Sub-Total

15 362.631.149 (c) 240.730.715 121.900.434 20% 24.380.087 97.520.347 Interest on Refunds: interest on gross receivable (Category I & II) and interest on net receivable(interest calculated through 9/30/2010, with no interest on NOL Carrybacks)

Category III : Refunds Received by WMI

16 9.322.104 - 9.322.104 20% 1.864.421 7.457.684 99-'01 Dime Capital Loss Carryback, Net of Termination Fee (received by WMI post 9/25)17 234.526.524 - 234.526.524 20% 46.905.305 187.621.219 2007 Federal Overpayment (received by WMI post 9/25)18 2.964.868 - 2.964.868 20% 592.974 2.371.895 State Tax Refunds from Prior Years Overpayments (received by WMI post 9/25)19 127.945 - 127.945 20% 25.589 102.356 State Tax Refunds from 2004 and Prior Years Amended Returns (received by WMI post 9/25)20 3.580.143 - 3.580.143 20% 716.029 2.864.114 Other State Tax Refunds Received by WMI (not reconciled b/w overpayments and amended returns)

250.521.584 (d) 250.521.584 50.104.317 200.417.267 Sub-Total

(A) 3.590.228.557 (Σabcd) 784.753.102 2.805.475.455 3 20% 561.095.091 2.244.380.364 Total^ Cross-Foot

1 Risk Weighting accounts for legacy WMI state FIN 48 of 393.511.000$ , less state tax principal amounts (not interest) received to date.2 Joint Committee Approved Refunds.3 Difference between Gross Receivable Amount and Risk Weighted Amount = 784.753.102 , which highly uncertain litigation items and state tax receivables.

Olivier X To: [email protected]

de Grivel cc: Subject: Ccb / cit + wamu

03/27/2008

12:28 PM

Elaine,

My name is olivier de grivel.

I work at jpm, in charge of the financial institutions in asia pac, I report to gaby abdelnour.

Gaby asked me to contact you reg a conversation you had with ccb chairman guo reg wamu + cit.

Difficult for jpm to engage any client reg wamu. But would vey much like to do so reg. CIT.

I can send you some background info if desired / necessary. But rather like to discuss with you the situation and

what ccb could envisage.

Currently in singapore and reachable on mobile +852 6343 9888.

Or I can call you either my early morning tomorrow / your evening tonight or your friday morning /my evening.

Thanks for giving me your preference and tel number I can reach you on.

Best

Olivier

Confidential WMCD_000003218.00001

me

Confidential

Olivier X To de Grivel cc

03/27/2008 12:28 PM

Ccb 1 cit + wamu

I can on.

18JJ0001

To: Gaby A Abdelnour/IPMCHASEWPMCHASE

Olivier X Subject: Re: Chairman Quo - CCB

de Grivel

03/20/2008

0156MA

Will also send you package for elaine to send over

..'"'Olivier X de Grivel

Original Message

From: Olivier X de Grivel

Sent: 03/20/2008 01:47 PM ZE8

To: Gaby Abdelnour

Subject: Re: Chairman Guo - CCB

Will check with tim and conflicts

As you know, wamu is sensitive but might have gone away given bear,

Cit should be ok as far as jpm principal but will check if working for them or somebody else

we know both very well

Gaby A Abdelnour

Original Message

From: Gaby A Abdelnour

Sent: 03/20/2008 01:42 PM ZE8

To: Olivier de Grivel

Subject: Fw: Chairman Guo - CCB

Can you look into the 2 names below. Thanks

Sent from my Blacld3erry Handheld.

elaine la roche

Original Message

From: elaine la roche [[email protected]]

Sent: 03/20/2008 01:30 AM GMT

To: Gaby Abdelnour

Subject: Chairman Guo - CCB

Gaby - Chairman Guo just called me to discuss the US state of the world, BS,concern re

some of the investments in their portfolio, whether another investment bank would fail

etc and I took the occasion to discuss my pending move. He was personally quite

supportive and I made the distinction of being in the IB, which he said he had no problem

with and we agreed to discuss it further and he said he would personally talk to CBRC on

my behalf as he said it would be better for CCB to have me in Beijing.

The real reason for his call however was to pick my brain on CIT and WaMu. Given that I

am not yet on board and don't know whom to contact can you tell me whether we have any

involvement or axe on either of these two companies ? Quality of management etc. This

was a most unusual call for him to initiate and definitely one focused on acquisition or

investment. I promised to get back to him and also to send him some "street " insights


also

Olivier X de Grivel

03/2012008 01:56 AM

cc:

to

From: Olivier X de Grivel Sent: 03/20/2008 01: 7 PM ZE8

Abdelnour

A

Re: Chairman Guo - CCB

over

. Re. Chairman Guo - CCB

From: A Abdelnour Sent: 03/20 2008 01:42 PM ZE8 To: Olivier de Grivel

Chairman

2 names

From: elaine la roche [melaroche@hotmail Sent: 03 20 2008 01:30 AM GMT To: Abdelnour

Chairman Guo CCB

or

Chairman Guo just called me to discuss the US state of the world, BS,concern re some of the investments in their portfolio, whether another investment bank would fail etc and I took the occasion to discuss my move. He was

and I made the distinction f in the IB, he had no with and we to discuss it further and he said he tal to CBRC on my behalf as he said it be better for CCB

The real reason for his call however was to my brain on CIT and 1iiTaMu. Given that I

am not yet board and 't know whom to contact tell me whether we have any involvement axe either of these two of management etc. This was a most unusual call for him to initiate and de focused on sition or investment. I sed to get back to him and also to send some "street " ins

Confidential

and information and to continue the dialogue.

Thanks E

Elaine La Roche

office: 860-435-4006

fax: 860-435-4604

mobile :860-480-9380

Confidential JPMCD_000003220.00002

and information and to continue the

Thanks E

Elaine La Roche ffice: 86 35- 00

fax: 860-4 5-460 mobile .8 0- 80-9 80

Confidential

Olivier X

de Grivel

To: "Gaby Abdelnour" <[email protected]>

cc:

Subject: Fw: Wamu + cit

03/23/2008

09 03 PM

See below email from tim main

Wamu is off-limits and not advisable to discuss it with ccb (or any other clien)

Cit very much something we can engage ccb on. We are pitching for strategic advisory role, mandate to be

awarded soon so delicate timing.

Fig ny to put together an info pack.

Can come back to ccb mid this week

Tim Main

Original Message

From: Tim Main

Sent: 03/21/2008 02:34 PM CST

To: Olivier de Grivel

Subject: Re: Wamu cit

We can have dialogue

Let's try to set a time

Don't think we could work for them on either, close to both

Olivier X de Grivel

Original Message


Sent: 03/20/2008 10:31 PM ZE8

To: Tim Main


Tried and left voice mail

"::" Tim Main

Original Message

From: Tim Main

Sent: 03/20/2008 07:48 AM CST

To: Olivier de Grivel; John Chrin; John Simmons


On cell now 917 593 6069

Main

Original Message

From: Tim Main

Sent: 03/20/2008 01:55 AM CDT


Confidential WMCD_000003224.00001 Confidential

Olivier X To de Grivel cc

From: Tim Main

03/23/2008 09:03 PM

Sent: 03/21 2008 02:34 PM eST To: Olivier de Grivel

: Re: Wamu + cit

on

From: Olivier de Grivel Sent· 03/20/ 008 10· 1 PM ZE To: Tim Main

: Re: Wamu + cit

From: Tim Main Sent: 03/20/2008 07: 8 AM eST

AhdclnOllr"

Fw: Wamll + cit

to

To. Olivier de Grivel; John ehrin; John Simmons : Re: Wamu + cit

now 917

From: Tim Main Sent: 03/20 2008 01:5 AM eDT To: Olivier de Grivel; John ehrin; John Simmons


Yes

Call me live

X de Grivel

Original Message


Sent: 03/20/2008 01:58 PM ZE8

To: Tim Main; John Chrin; John Simmons

Subject: Wamu cit

We are being questionned by chinese bank (ccb - keep it for yourself) on wamu + cit. They are not asking to

advise on anything but want our views But body language is thinking of investing.

Can we engage dialogue with them on these ?

Am reachable on mobile +852 6343 9888


Re: liJamu + cit

From: Olivier X de Grivel Sent: 03/20/2008 01:58 PM ZE To: Tim Main; John Chrin; John Simmons

. Wamu + cit

on

are not to

-f

Confidential

Confidential

answer i was

Enrico Bombieri IB floor 0

Tel: +44-207-3251967 Mob:

Confidential OOOO0l341.00()() )

Tim To: Kevin D WillseyIJPMCHASE, Scott M AlbinsonlJPMCHASE, Fernando [email protected]

u;: Ddill X SdClI/JPMCHASE, Ginll B PlIntllno/JPMCHASE, Gt':rrnllim: X 0711512008 II :38 Hams/JPMCHASE. John E Sinunons/JPMCHASE, .!ohn R ChrinlJPMCHASE PM Subject: Re : FDIC/OCC Meetings

This is about 100x more important in my humble opinion

From: Kevin D Willsey To : Tim Main; Scott M Albinson; Fernando Rivas Cc: Delia X Selca; Gina B Pantano; Germaine X Harris; John E Simmons; John R Chrin Sent: Tue lullS 23:33:49 2008 Subject: Re: FDIC/DCC Meetings

NY Bancorp pitch currently on that date in Long: Island

Kevin D. Willsey Managing Director Head of EqU1ty CapItal Markets .J.P, Morgan Securities Inc. 277 Park Avenue - 8th Floor New York, NY 10172 Tel: (212) 622-5574 Fax: (212) 622-0839 Email: [email protected]

----- Original Message ----From: Tim Main Sent : 07/15/2008 11: 14 PM AST To: Scan Albinson: Fernando Rivas Cc: Delia Selca: Gina Panl3llo; Germaine Harris: John Simmons: John Chrin: Kevin Willsey Subject: Re: FDIC/OCC Meetings

Three of us plus Willsey if he can

From : Scott M Albinson To: Tim Main; Femando Rivas Cc: Delia X Selca; Gina B Pantano; Germaine X Harris; John E Simmons; John R Chrin Sent: Tue lullS 14: 17:562008 Subject: FDIC/OCC Meetings

TimlFem,

I have confi rmed meetings on Friday, July 18, in DC with both the ace and FDIC.

ace

Confidential JPMCD 00000335500001

10 am

250 E Street, SW

Attendees:

John Dugan, Comptroller (tentative - he is getting in from a flight but will try to make it)

John Watsh, Chief of Staff

D oug Roeder, Senior Deputy Comptroll er, Large Bank Supervision

Jennifer Kelly, Senior Deputy Comptroller, Mid-size and Community Bank Supervision

Mark Levonian, Chief Economist

Others TBD

FDIC

Ipm

550 t 7th Street, NW

Attendees:

Shei la Bair, Chainnan

Jesse Villarreal , Chief of Staff

Others TBD

Any word from Steve Black's office on whether he can join li S?


March

Mr. LJ'UUV'''.

to approve at 5>nr'rn1"p" at

The Chainnan said that lU,,",''''''''!!!> was to a the ...... ,,'"'''''" """" ........ ,"" .. referred to in these

this ""."UII1i!'!i_

ooc

1

the first

market concerns; have interest in

tenns a IJ\J.;",1iUU;;

there no

the

00 o

' . ., . ~

:c u ex: « ~

Confidential

-------_ ..... _---_ .. -- .-- -- - - .

o c: CO

e' o 2 0-

""" 1'1ilN3GljNOJ ON'1 3L'1t\ l lJdl.l l.)I~lS

JPMCD 000003489.00001

I

~ o = ::c Q.. ~

= -_. ~ -

~ "'d ~ ~ 0 Q Q Q Q Q CH .-QO

;.0 Q Q Q Q N

Summary of situation

r--

w

>:

t-

u !.oJ

0 ct: QI J

• West approa.ched

Park reaarding potential transaction on March 7

• W.er,.t pur-suiAi two ~Q.tlil ~tAs &ima~Ly

\IIorganO

• PreferreEI ~tR; $4-5 billion caj:)1tal raise (private .AIiI public)

• Sale to strattigic buyer

• Senior

management

meeting on Mqrcn 10

• Due diligence

• In Seattle March 17-19

• Online data room

• Continues remotely through today

PRO ) f C T ',l [ S T

Headquarters

Market capitalization $10,149

EfIllIoyees 49,103

Total Asset s (managed} $]46,3U .50

Mar-Q5 Dec::-Oo Jun-07 Total EQUIty $24,584

~a~ijt 'Qfllf~hfi La'ifO

Option Arm> $58,870 flDrk1a 266 Prirre Horre Equity bO,962

Texas 219 New York 235 Subprirre 18,617 Washington

18b Other 63,267 Illinois 144 Total $201 Oregon 105 Multifamily ]1,754 New Jefsey 86 C ornrner c Ia I 1,880 Georgia ~

Credit card (managed) 27.231 Arizona

61 G<x>dw\UIi I ntal1glbles Colorado

10 7,675 Nevada

37 w

3: MSRs 6,278 Utah 31 Cash & Secuflties 45,096 Idaho 22 \J Other Assets 24,683 ConnectKut 13 w

TotalA>sets (managed)' $346,313 0 at:

".. Source: SNl Financial, fact5et Q I PMnr .... "" ....

2 Note: Market data as of March 26,2008, financial data as 0( December 11,2007 p o JE ( T W( T I GAAP as,ets ot S32 abo

Cc

Park GAAP earnings 18ES

Pro forma contnbution from West

Pro forma GAAP Net Income

Pro forma ca5h net income

GAAP

EPS accretIOn I (dilution) ($)

EPS accretion I (dilution) ($mm)

Cash EPS accretIOn I (dilution) IS)

EPS accretion I (dilution) (Smm)

Excess capita! contributIOn (cumulative)

Pro forma tlef 1 ratio'

ROle

IRR

Note: Market data as of March 26, 2008 kisumes lOOt, stock considenltioo and base case Excess capital in excess of stllndalooe tier 1 ratio

2009

448

($0.22)

$3,664

8.w.r. 8.5:1'.

30.41

2010

$16,085

$OAt

Sl,513

$0.59

$2,153

S8,244

8.7311;

18.81

30.4:1>

fal~ of S2.Obn of WITS, S4.Obn DRO Preferred and $9.600 MEl),; and S+t 11 Park stock price used to repurchase shares

2011

S17,69-4

$22,201

$0.71

" .... ~ ,-'

$2,558

$0.81.1

$l.141

$12.369

8.861 22.91

30.-41

J

lV)

3:

w

o IX

Q

Assets

Residential realestate

Arms

Prime Home

Other

Total

CorrmerciaL

Goodwill&:

MSRs

Cash &: securities

Other assets

Total assets

Total COfl1lll)n

TCE/TAl

12131/07

7

31

8

4.69% 4.36%

interest a,!>elS (GAAPI. 12101 TeE/Tangible managed assets 013.9%

Wholesale

Other I"l.nrr"'".Hna<

Trust n .. "'t.; ..... ""rI

Other liabilities

Total liabilities

Preferred

COfl1lll)n

Total liabilities ft

12131/07

7

21,192

4.22%

22

21.192

:3

PROl£( r WEST 4

line of business 2005 2006 2007 Retail

$1 Card services 165 724 540 Commercial 462 396 375 Home loan

Other /258\ 200 Total

l>ti\t:smtlQt 2005 IfWa 200.7 ~t interest income 8 177 Noninterest income T otai revenue

Provision for loan losses 107 Total noninterest

Total expense

Pre-tax

Taxes 376

f·· Income from ,-"

w income from discontinued 3:: Net Income l-

Source: Company u w NOle: financial dala a, of December 11, 2007 -, , lnclu.::les mlnorily I/)lef~l eJ>\lll'ffi:ie 0 a: Q

~ ...... " .... "'_it,.

0; ( T WE T 5

I-

w

3:

l--

U

Lw

IX

Q

Net income to common

EPS

cOlTIDOn

TCE/TA

guidance gNefI on 4Q conference call lCE/TA TCE/TA target required $15,211 of TeE

Provision

(1

4.0%

OHCT WE) 6

I

(j o = ~ c.. r!> = --. ~

~

-= ~ -(j 0 Q Q Q Q Q W ... 00 ...0 . Q Q Q Q 00

West asset quality metrics

tKO's (Sffim) _ - NCO Rate (l)

2.~ 1 1,800

[ 3.5% ~'{ ~.fi

I 3.0~ 1,600

1.400 r':~i I- 2.5%

1.200

rr'~ t'~1 tj 800 t~~ 1.5%

600

~j 200

/1 ~ r~ _ _ ~ ~1 O.5l

o O.OX

lQ06 2Q06 3Q06 4Q.06 1Q07 2Q07 3Q07 4Q07 lQ08

I-VI

w

S. Source: West management presentation; March 17, 2008

I-

V

w .. °1 ~I J~Mor9anO , .'~ '- ;

- NooaceruAis (Smm) -Nona4;aual Rate (I)

$8.000 ., - Troubled debt restructures ($mml l.5l

$7,000

S6.000

$6,0.00

$4,000

$3,000

$2,000

$1,000

so

3.~

UI

2.,QI

1 ,til

t.~

Q.lil

.. .....-~ o.~

1 Qfl6 2Q06 lQ06 4Q06 1Q071Q07 3Q07 4Q,07 Jan fW

'Q8 '08

PROJECT WE'JT

\r~~~ j ....... '

7

(j o = :; Q. ~ = -_. ~

'-'"tl 3: ~ ~

I 0 0 0 0 0 W.I ~ 00 \f;)

b 0 0 0 \f;)

. -: !. ; : .:

Net charge-offs by portfolio

5.~ I Charge·off rate (.\)

3.91" 4 . 0~\

I ).09-~

).~ .

I 2.n' 2 .~

1.~~ • l.~ I aa ---• O.l9fr. O . O~

I lQ zn 3Q. 4Q Jon feb MAr ,

\ 2.007 2008

\ Gharge-off Pllte (I) I

I lOS 1 lU 1 I

8il;J 7.~

I b~ 1 -~.~ - 1 6.~ 6.Ji 6.l.\

I ~

i 2~ -""1 I I I 41 2l\; ~ 1.~ • I 1- --I

>-

'" (1.f. 1 _________ --. __________ •

Ol~-..... 1111 l~ 3~ 4Q Jan Feb Mar lQ. 2Q. 3Q. ;;.

.... 1001 2008 2001 v Source: West management pre!>eolalloo; March 17, 2008 Note: March portfoUo balanc~ e)(ttapolated

0 , Net marQe-ofts 00 a managed basis cr. Q. JPMorganO

: ~ ~ ; ~ I

Charilt-oH rilte IS) 2.0~ 1 1.7lr.

1.5~

1.0'l

O.SS

Q .• ~ lQ 2Q 3Q ~ Jlln I'eb Mar

2001 1003

~Q(I'~~) O\lIie·ofl ~te tl)

til. ~" lei 1

8.~ 9;1~

--- b"

---.- ~

~~- t»I <tQ Jan "d> Melr lQ 2Q. 3Q 4Q Jon foG Mar

2008 2007 2008

PROJ[ ( l WE S T 8

N .....

M N I.t"l

o "" a.

10

rate

15

5 or •

current

r-V>

..... ::: I-

u w -, 0 ;:,;:

a.

""" .lr'''IVI~dIIV

PRO J ( w[ S T 10

o

-

15 ] M 1 H d

12

-~

Arms

Home

Source: We;t manilliemefil presentation; Ma,,:h, 2008 and Park

~"

w ' A>sumes (15l1i) CA &. (18X) Fl :::: l Assumes 12%1 (A & (9") Fl

". u ~

0:

[l

•

3. 9.2

21 7 34.5

Il>UQI)\Gnll;'Qui)!' worse

PRO JE( T NE.<, 12

I-,<, w

3:

~-

u w -, 0

""" "-

FIII';IIx:1aI PfO!ecUOOI ~-------i~~- -2009-

2II.IO !\eye."", $14,928 SI),19) $15.393 !\eyenue ,10,921 SI5,.11 Provi1l!Of1

fIr".1> 10" Non·lnter"", e~p"''''e 8,220 7,977 8,0.5 Noo-interest ,,.pense I.Wl 1,105 MInority Vlt"""", e"~,, 305 l05 105 MlOOflty Imerest expeose 105 105

flre-u.ln(""", (6,0971 1,411 3,443 !'"Hill< 1oc00ll! 19,(97) 2,001 I;e{ ""orne

Hellocome [PS

EPS (S6 .• Z) $1.<16 (omTIO<l «lVI, ~ $11 ,192 $111,021 $19,511 (oom:m «IV11 y $15,52) ,16,543 i ""1I1bio '''''''''''''" «IV"Y 9,835 10,532 12,0&~ Ta"1lible CO<TlITOI'I equity 1,\164 ',054 TeE I TA un un> 4.41'11 TeE I TA 2.141 3.26' ---.--(apot..tdehcl""'y I <ushlOn'

Capita.! dehc;c,ocy I cushIOn'

Source: West projections Nole: We~t Nllproj&ctiool do not account fIK Increa>ed non·accrual loans and greater write-offs. Assumes 00 dillldend In 2008, $0.30 2009 and 30% payout riltlO from 2010 to 2012. West's WlStMldlng S3.000 of Series R Convertible Preferred. S4.Obn ot REIT Preferred and SO.5bn of preferred would add -Z.61. 10 TCE/TA. As'>Umes no share boybacils

Above 4.15\ TCE/TA

PRO H C

:;15,1"

I, t 13

105

3,650

SBI

$11,121

10,69';

3.92'11

WE :; 3

V)

UJ

3:

r-u UJ , 0 - 0:

Ut Q

flM<1<;l<>l Pro,,",tlom r~i<IIl'r".iKtIln; ~---

~-.---

ftevel\ue 514.928 515.~18 Sl5,163 fleveoue 514,9211 515,.11 PrQ't/lj,lQo 15,500 5,000 3,100 ProvISion 14,300 9,200 HQ"'I<\!et<'>1 ",.per",,, 8.220 8,105 8,111 Hoo·iol"'el>1 "'peflSe 8,220 1,105 ~lt) H\tef~t expen5.e )05 lOS 31)5 Mioo< il Y lIlterest e:q>eru;e )05 31)5

Pre-I"" In<:",,,,, (9,091 , 2,00& 3,650 Pre'lal< 1n<:OfI'e (7,191) (2,192) Helloc""",

Net inc""'"

"" EPS ($6.<421 S 1.44 $2.52 EPS (SUOI ($0.391 Coomoo""'"Y 515.521 516.5d $\1,127 COO11I::l<\equlty S16,ll5 5H,$6) T~flIillCc_equIlY 7.%b 9,054 10,695 Taflllillll! (00lfI100 eqully 8,158 1,014 TCE I TA 1.1~1 1.11>" 3.92:1> TCE I TA 1.On. 2.551 ...... "..,-"--~,.,.... ....... "'--......... -~ . ' ~ 4"~'''F""D :

C3pitaldefKIeI1<:yi cU$/iloo'

Source: West prO}et:llOflS NOle: WltSt HII jlfu}octioos do nut acoount fOf increased noo·accrualloans and greater wrlte-Qffs. A5sumes 00 diYiaefld In 2008. 50.30 iii 2009 and )OS payout ratio frOOl 2010 to 2012. West's oulStaodlng Sl.Obn of Series R Convertible Preferred. $4.Obn of REIT Preferred and SO.5bn of preferred wool.d add -2.6i1i to TCE/TA. Assumes 00 share buybacb , Above 4.75:11; TCEITA

PRO lEe

$15,1"

1,~

&,I\)

)05

{50,

($0.04)

51<1,381

6,955

2551

\Ai [ " 14

u w

i>:

Q

0\

12131/07 Tangible common equity less: 2008 losse~ and dividends

12131/08 Tangible common equity at closing

loan reserve adjustment Conforming LLR

Purchase Accounting Total

Tangible common equity at close

, As>Uffies $10.2bn reduction (rom B/S downsizing

I

Pre-tax

6,632

(2,414)

After-tax

<$2,(46)

I Excludes. hybrids In 15" restricted Fed bucket when Park (apaol), is fully utilized

"~'II!_'iII::IlIl.,£lIIlf

12131/2008 Total assets Risk weighted assets at closing'

Capital required at 8.0%

West hybrids! Tier 1 needed

Tier 1 sources

Hybrid capacity Reduce Park balan.ce sheet Common issuances

213,560

$17,085

PRO [ I w[ T 15

.-•

• •

VI VI OJ u U 10

1 3

c o

17

o 0: 0..

• • •

•

'-Q)

E ::J V1 c: o u o

.j.oI

•

..... ..... ::J ::J o 0

!I

1 j lJ3rO d

co -

lS3M l)),Olid

Confidential JPMCD _ 000003489.00019

Ne\la(Ja' 2 37 63,683 36.2% ";.2:1:: New York 8 235 15,691 2.n; 654 221,318 31.7:1:: 31.7:1:: Wasilingtoo 2 186 13,002 12 . .n> 12. .. ~ Florida 5 266 11.880 3.2% 59 13 5b8 0.2% 19.4 Texas 7 249 9.062 2.5% 460 68,245 18.8% 18.8% Orej!.00 1 105 5,696 1'.9\ "'U~ New Jersey 12 86 3,308 1.6% 8 16.4 7,052 3.4% 16.4 illinois 33 144 1,373 0.4% 2 347 38,619 1111 Arizooa 11 64 1,124 1,4% 1 236 19,187 2-4.0% Utah I) 34 &48 1.9% 3 34 5,159 <IO.n Georgia 18 68 759 0.4% 10. J1I: Idaho 8 22 627 1.6% 20.0% Colorado 16 40 498 0.6% :; 87 5.0% 17.6% ~2 13 166 0.2% 7 41 'IU~

HA

Single branch in NV holdS $62.400 of Source: SNl DataSource (BriIf>Ch data as

J

... it f. ') 9

I-V<

W

~

I

J

w

o oc 0..

. 1

2007 Braocnel> % of total bfilfIChe$ 1,002 13.~

1,030 14.2% {' ~ 6.l!J i1.~ Wachovla 167 2.~

Los Angeles·Long Beach·Santa Ana 13.2 2 San frand$Co-Oakland-Fremont 4.3 3 San Marcos 3.1 4 San Jose·SunnyvaLe-Santa Clara 1.6 5 Rlverside-San Bernardino-Ontalio 4.2

Source: s.Hl FinanCIal (Branch oata as of 3125/08; deposit data a~ of 6/30107)

;.;

2007

114.885 15.4%

43,106 5.8:1> 18.2"

8.5"

1. 2'19 '1 93 11.317 6.6~ 26.5" 3 75 7.284 15.6% 16.~ 3 36 4.916 9.4" 24.0'Aii 2 48 4.789 12.4" 21.1:1>

PROHC W[S 10

Branch Bran£h CeURt Branch eQUAt I of Tot.al InstitutiElA CQOlit

353 14.4% $57,206 19.0% 1 Bank of Amelica 159 2 Wells &. Co. 170 16.3% 37,865 2f.~ 3 Wells Fargo &. Co. 319 13.0% 32,580 10.8% 3 Citigroup 88

UnionBanCal 107 4.4% 20,512 6.8~ ,.. ,

<:~ " 5 Wachovia 21 2.2!11: 10,935 6.3%

1 Bani< of Amelica 2 Wells Farllo &. Co. lOD 16.4~ 7,734 16.5% 2 Bank of America 61 16.6% 10,300 19.6%

"1.,,;)"- o QW" :t 1 \r

60 9.~ 4,434 9.5!!> 4 Camerica 5 WachoVla 11 1.8% 2,632 5.6% 5 SVB financial 2 0.5% 3,579 6.'"

Source: SJ;It DatiiSource (8rarn:h data a5 01 3/25/08, depos.it data a5 ot 6/30/01)

>I J ( E S r 21

!V"\

'"' 3;

!-

2

1

4

Wachovia Sank of America SunTru!>t Banks Regions Financial

3 U.S. 6ancorp

765 13.3~

665 11.6% 562 9.8l1i: 430 7.5%

166 9.7% 153 7.9%

$71,335 19.4% 67,008 18.2% Beach

33,883 9.2% Ortando-Kissimmee

17,679 4.8% Palm

Port St. lucie Tampa-St. Petersburg· Clearwater Sebastian-Vero Beach Sarasota -Bradenton· Venice Lakeland Deltona-Dayton Beach-Ormond Beach

2 Wells Fargo &. Co_ IlS 8,225 7.8% '." l". 8,040 7.6% 4 flank of AmeOca 88

3 125 5.9% 5 49 1,038 5.4~

5 12 477 6.6X 13 44 384 0.9% 9 6 269 3.6,'4;

10 2 77 l.U: 33 12 69 0.4% 12 10 66 1.2% 22 2 45 0.5%

11.6l1i 5,946 12.4%

B.ox. 5,680 ),466

PROJECfW', 22

Park 65-1 12.3% 221.318 3U" 1 Park <41;0 6.l1:li; 68,1'15 IS.ft 2 HS6C 392 7.3% 70.<468 10.1% 2 Sank or America 463 6.ft 48,113 I3.G ) CIUgroup 259 4.9% 51.,425 8.2% 1 Wells filfgo &; Co. 564 8.311; 28,1+4 7.7% " 8ank of Amen;;:<1 37'5 7./1lI; 37.n7 S.4ll> ... Banco Bilbao \lizcaya 329 ~.ft 20.90-4 S.G 5 Capital One flnaodill 285 5.3% 34,563 5.~ 5 Wacholfia 211 J.2lIIi 12.2<18 J.G

iI!iI!!~llill!i1ll1i! 1iIl>lt !~Iin r.1!I1 ~bani!

1 Bank of Amer1<a 397 u.ft $34,304 16.G 2 Wilchovla 323 9.6% 28,7'19 13.8% 1 Bank of Amer1<a 220 4 . .no 39.763 11. '" 3 Toronto-Oomlnioo 323 9.6% 26,213 11.5" 2 Park 1<17 6.9li> 38.619 II lIS <4 PMC Finane ial 339 10.0% 18.282 8.7lIi 3 SMO flnlllicial 184 J.6% 29.116 B.9li> 5 Hudson City 8i1l)(orp 91 2.7lIi 12.732 6.1:11; " Natiooal City ll1l J.6S 12.982 4.~

5 Northern Trust 19 O • .no 8,950 1.7%

u

o Source: SNl OiItaSource (6rarxh data as 3/25/08, deposjt data as of 6/30J01) a.

PR T 23

BAC Park WFC Network

U.S. Households

Households 74.8% 48.3%

Income

53.4% 25.5% 27.9%

Total It of Branches

Growth

5 Year Growth 5.3% 3.5% 6.7%

% of Growth 17.7% 36.2%

% of Hisoaoic Growth 71.4% 30.1% 47.1% -----, --,--

Branch count before consolidations; assuming 440 consolidations branch count would be 4,843 I- Note: Analysis based on 3 mile radius around each branch; assumes no new branches after Jut\! 2007 VI

"-'

3:

l

V

W -,

o a:: Q

WB Wait STI

3% 12.4%

.6%

26.7% 32.7% 3.5%

5.5% 5.8% 6.8%

53. 15.9%

( T IN f ~ T 24

'""' 3:

u

Q

Retail

Home loans Card

Commercial

Corpora te I Other

Total

Investments In fAs &: Business and Commercial Bankers

Net change in expense '07 • '11 --~------------------,.------~---~---~------------

Total HIE less intangible aroonrzatlOO and 4Q goodwill impairment charge for Mortgage Banking realized mergel' s.aviog~ as of 2011 'As 01 2011

u,1IJIIiIIfIWI' aa.e

Total Reduction

P R Jf (

30.01 50,01 51,21 21.31 53.51

25

I--

w

S:

~

v .... o

'" a.

Retail and Business

Home

Commercial

Card

Staff

Entire

• 100tlal pojltUlatioo IOcludes. employees aod contractors

500 450

to St;;ltf inc;lu<is;

Advisors BusIness Banking Relationship Managers Business Bankers

Initial rupu~lIUI Adds to Staff IU\d I"OLlllliiUl

o

o 180

2

4.132 o 2,118

(1

PROJ II 26

Q.

6aseline

G.AAP

Ca:>t;

Park share price ($ I

l

Park's 201' net income

Capital raise I fMV I lLR

1(l()S ~tock Issuance !lfI~tead of base CiI!>e capaill rai!>el MEDs cooveflolOCl

Source: Company filings Note: Market data as of March 26, 2008

.00 6.7

1.00 2.1 500 2.11

1,000 6.'1

n.8li:,

16.5

(0.6)

0.2

(0.1)

(1.51

(5.1I)

(2.9)

SO.71

0.88

(O.Oll

0.01

(0.011

to.03)

(0.30)

(0.15)

S2.S!la

3.141

(117)

39

(27)

17

(1,073)

(533)

S 1 27

tV')

w

:.;

I-

\,~

West GAAP net income contribution

GAAP EPS accretion I

GAAP EPS ac c retion I

GAAP EPS accretion I

West GAAP net income breakeven

Pre-tax cushion

Source: COO1pany flUngs o Note: Martel data as ot Milrch 26, 2008 a:: Cc

2009 2010

8.s;;.

3

13.8%

5

ROE (T W) 18

0' N

/'

W

'-..'

0

"-..... C <IJ E <IJ -' to ..... ""

• •

.J

• • •

VI >

o M

o l:j d

1

•

I.o

• •

153M .LJ]iOiJd

•

o a:

c

--------_ .. _- --------) J 0 a d

~ o = =a Q. ~

= ... _. ~ -

~

"'= ~ ~ o

1= = = = = ("H ... QO I.Q Q = = ("H ~

~ i ;;1

~I

Illustrative option ARM representative payment schedule1

--- M.t~ntp.a.yment ~~it ----LOJP.mt ----lJiiItjilloao amt . . . . - - . NegAmcap ----lOyear payment

'3.600 "I - - ••••••• - •• - - - - ••• - - ••• _ •• __ •• _ • • _ •• _ •• __ • _ ••• __ •

., .".

~.a.Q09 , ........ 1;tQ.%.

~~~o

;~~ i ~.OQO . ' . ~1..,~QP

PlOt Sh~ • tOJ~

Jl.QjlO

$Q.oo

u 1 i ~ 1S Z1 3i i4 ~ 41 4i i1 5i i~

P~-.~

Source: W~t repon to Finance Commitlee of the Board ot Directors: (redit Deep Dive; January IS, 2008

~

f I

(4 '

<t ! JPMorgan 0 I ~ that borrower setecu minimum payment option every time. Representative loan is an MIA· indexed Option AAM, S350k loan amount, no IIltroductory period, 115X negam cap

PROJECT W[5T 34

James V. Futter

to <linlnr ... V,. at

transaction .... 1· ....... • .. 11 to as

1

continue to pursue a

no

OTS.Ji429594-v ]·JP!l<fC _2aoS _September _1900<:

OQ

o o

.... N

Confidential

..., III QJ

ci ~ - U 0 c: 0<3 0

"'-l ::::; '>ij (/)

< ·s ...... ....... a' u

() 10

~ Z 'P -< c: QJ () ...

~ 0 0-

~ .x. .... 10

Q. ~ "J

11111N30l:lNO) ONI1 31VAIlld All)IiilS

JPJ\;ICD _ 000003491.00001

NOllV' N353t1d

1

o c:. "-

o

• • •

NOI1~lN3S3 d 5~O~J3~IO 30 a~~09

1

-

o

I

« Iz w

'" W

<Y

Q.

VI

Q(

o l

V w

o Q(

<[

o w

1

o 1

Note: assumes no capital raISe

$ •.

I Required capital to readl 8.0% target Tier I for West post marlls and purchase accounting

&Co.

$1.

$1

8

$1.10

$1

2

p OJt:(1 WE T 3

(j o = ::i Q.. ~ = e. ~

:a ~ (j 0

I Q Q Q Q Q ~ ~ \.C -. Q Q Q Q ~

z 0

I-0<{

I-

Z .... VI .... cr: Q.

VI

cr: 0 l-

u w ex:

CJ

..... 0

CJ

IX

.q:

0 <D

Capital required

,l~

TeE

REI T and Debt

Acquired TeE

Marks

Purchase accounting adjustments Other tier 1 adjustments'

Pro forma TeE

Required capital to support RWA

Total capital required

. ,iltl~lng Bank~ ~~¥~ Bank ... l:,~y~ il~.~ · ¢Q~ny S.upd~lilt un~cured debt ' . \ . , ' '.,: . . ,I ,

• , ~ ,

$14 $14 $14

0 12 17 $14 $26 $31

($30) ($28) ($28) (2) (2) (2) (1 ) (5) (4)

($19) ($8) ($2)

$15 $15 $15

$34 $23 $17

. ,....- - - .. .- -."- . 'f bank only J more capital and potential to structure alternatives

with government

I lI1c1udes de1ened tax asset per regulatory limitations, wntedown 01 PPftE due to oegative iQOdwiU rules and 0It1er adjustmenu

JPMORGA~ CHASE.&CO. PIlOJECl w['>T 4

............... '1It1" .:, ,

income

Ongoing $512 $2,550 $3,189

liquidating 3,788 2,820 2,119 1,635

Total

Capital from balance sheet reduc tlon

Ongoing $270 $233

1,988 927 6n 397

Total

0

«

z w v. w ex: QL

V\

ex: 0 r-u w ex:

0

k

0

0

IX

~

"" .' D"A,",n~." 0". r" &CO. PRO E ( r w l ~ r 5

....... u

-

NO' V1N3S3!Jd Sl.:I01J3C110 jO OcP'09

1

u w

o

2 2

3

4

5 5

0

I-<{

Source; SNl flnanc141 Z w

Note: Brii11ch datil as of September 18, 2008; depo,it data as of June 30, 2008

VI

w 0(

v')

0:

0 I-u W

0:

Cl

I.e.

0

'- a a:: <{

0 ro CIL'\SE&CO. 7 W[ :.

(') o

I

= :a Q. ~

= 0". ~ -

--= ~ (') 0 Q Q Q Q Q ~ ...... I.C -. Q Q Q Q I.C

Branch network

z 0

I-<{

I-Z w VI

w a::: a..

Vl • Pari< branches - 3,203 a::: a

* West branches - 2,207 l-

u w Total PF branches - 5,410 Q;

Cl Ii Branch overlap

.... • New markets a

:\ Source: SNl Financial Note: Oata <u 0/ September 18. 2008

a ""I J PMORGAN CHASE & CO.

PROJE(T WlST 8

C1 o = :'i Q. ~

= e. ~

-~ ~ -'II C1 I~ 0 o 0 0 0 ~ ~ ~ -. 0 0 0 -0

z 0

t-< t-Z w V>

W

c:t:

a.

V>

0::

0 t-U

4J

u::

0

..... 0

0

a:: « 0 al

Retail deposit base

""" "" "'-' .

.U,i.2

Source: SNl finandal

u h~ ... 1'lt';;' .'~~: . """.~ ' . :, 7" :.:"'~, .'·r.-",~ •. {

• Bark • West

. ~\. ;<

". , ::~V',~ J};:!l\';;'~ :'C~? " .I '''.' .<~ ~ . .

.'1' .... '.::'.~-.t~4IoIt'?'f, ... ~ ;: .. .t: . . ''';; ... d:.. ' ... " t··,

... . " .

.-' " . . ff' .

,, ~ . ,. .. ... ';'~i :.;·,,: ~~; ; . '" .',

';' 1;rr ~,', ·,~,j:i:~;" ::l~i;r '\., , ~;jj;,;!~ :{;: ,:;r:/;;;>" '1·i" . ~· ~~l . · ,·.r ,.

::_.rr:- .~~~

r~ ~'i* " "~ .

':. I· .' . ' ~ .

l!, " .. : ~ '. " . "-:ff" ,~, Iy:,:," \ . ~t . ., it.;..;_

': ~:, ,,': ~.):'~;'~\*i .. '~~~~' t.}~~~~lf ~i~ 24""":- ::" uO'S' . . ~~ .. <~:;,~ ''':J . ; . .

: . ! . . .• ::'" . .

IlUnols':~,;,, : ' ;:~~.' ~ " -<~. ~ ~ .. L~:'·~~ .. . i:- .\ --:, .. .,.., ......

:. '~IPI1I1tl· ,,~:~qy· ~~. , :-: . :~~':~;~~. :'r:; ~'~!~!~:. ~">:.\'" ,~~ .

. :F,l t,,"~; ; ' CI"~"t " , .;:.+,: ; :";::'i"l Lt";~~;i:f l;~~";l"~~/~, t'. ~,~;~~:~; ~~:;i>' ii/:'( ~ ' ~~l~:~;:'> ~ ". J: tl'" . 8. 2~~~i,Jl

" 4,1/

';~4:~~Y:

S77;g';:it' 18.i

~. ' }4·.;·~ ~\ ..

,~:'t~ , ;}~' .::~ H!~.o, ,.~ t,~3 ~ , .:",:10.&1: ... : < ~,~1 i,q ",' ":'; ' ,- . '. ':' ·, ,,, ··,j:." ~;~ -'. ,;<.t , ... ~ ,. c., .. " . . ' ,- ff!'.. ~t !O. " ", i( R r , f, A

t,- ~ ~.~,\d >;:t,R '.~JI .: ': 169t";u M .. ~il.i. · !~ tAl,'·:;:~~~ ;U .. >

' .• ~;i.,~" .~~&lf~;:~~,~:f*~:rC~f;lif;j ' i~:?j ':.· 8';;,~~;;,;;;~i~;:~ft:,.lSl'O " ':, l~~~ ' :H '1~'~! . ,,<'f~~; !7,:iJ .. ,.i..4.\. · ;tVI~. ," ' 1.~,9. i .,: : ;~ .I~.~~"l'l~ \ :;;,, )" t1.6\

:- .... ,' ...... ', /,; ',,:·1 ·,'';'''*'*:',~t-.~~·.>t' ' :, ~t~U''''li ·,.-1~ ~··~\,.>¥,,;!,~-j""j, ~...... ('''' ''' ~.''' ' ' C ~ _ : : • :.'7~ .: (::',: .. ,,, .. ~' .l' :'; -t :\ , : .~ _ , .

Note: Deposit data as of June 30, 2007; excludes dep05it~ greater than S500mm in a single branch; <lemo£raphic data dep05it·we iihted by county '2007·2012

\'MORGA."< CHASE &CO. I ··· ·

PRO J £( ,T WE S 1 ",~. ~

' :0 :.:'- '

9

('j o == ::a Q. ~

== -_. ~ -

'-"'0 ';ill ... ('j

I~ Q Q Q Q Q ~ .&;. I..C .-. Q = Q .-.-

z 0

I-0;(

I-Z UJ

VI

W

0:

a.

VI

cr: 0 I-u w IX

a

'-'-0

0

IX

« 0 <0

, ~:;' J

Retail footprint

W~t PArk IIrG·fonna <.ombinod· Cuccefll ,.C., ' k

OcllQlit ~h¥.e i. , of Deposlu OI;:~It~hare 'of Oe~Iu ,~ ~g ~It~ RWkot IeaIW StAlte Rani<. bfaocl\es {$mml (S) ~flk bnlnclles ($mml (1'). i411k ~~ S-~l !~I lSI Cablorma 683 ~75,721 12.n 283 3 $16 O.OS : "' ~<:'~t9I " . " ~/.!ln " . Ii" 20.31 l ~" " " , <:l ; :t, ( ~, ,~,.. ~ ,.,> v - <, >1, , ~ ~ ;w ,,,, x Hew York 6 237 15,1.91 3.9 651 n,461 17.9 ~~·; t ~;;~;'"''·'~''' ·.a:I~)~' • ~ ' 1 2t.1': ~ 17.9 ~~ '1 v ' ., <, ' - • .. " , ,

W,uhmaton 1 187 13,002 1~.6 116 1 0 0.0 ;st· : ~Jae p.OQZ ::--.. -:,,!: .I;(t(.; 15.5 flondil 5 261 11,830 3.7 59 13 568 0.2 ~> ·c· ':·r.· ...... J. ffi" ~ "'11.r. O<··'''l . ~: ' 4.6 ·- 5 ~A7~ ~ !~ '1.441,~, -;1 l ,'J . Tex4~ 7 253 9,062 3.1 467 28,668 9.9 .. ' J ,j1l91JiD .~ iHi!1!!fo~t:W"JO ·; ; 9.9 Oregon 2 105 5,696 12 .8 0 0.0 ,t'"; • ·;.1:. 'rtl.."'~!':' i.'. 'IT' •• • -" . ; ~

17.4 1~~jf;4~J' '~'I~l'- ll' S.69' ... ,, ~ .\ tU . b . . t:. · .. "'a \fo'?' , HewJeney 12 86 3,308 2.5 8 167 7,450 5.7 ~.~.: ':. Iji.~1~?·~~4o.m . ~ "~ . l 20.0 /leYQdi\' 7 37 1,774 5.0 0 0.0 Wlll",,,~t~Mt.l1iii ;;Q~\ ' 0 •• 22.5 Illinois .... ...... _"~""L. .'- - "'\i:'-"" ~!J - '\

)) 115 1,373 0.5 2 347 21,503 8.5 ' 1'-"~~"61 I · .' ~ 1'U11'" _ ~ ~ 41 O, i ;; 8.5 AI1ZOOil 9 64 1,12" 1.6 244 15,221 22.0 ."~~' ~'4"ri ,.1:.,. '\,'i ~~~il •..

22.0 1 • ; .. 1i - ... 1lOll ~· i.:\"J6i~ ·I~ ;· ... ~JU Utah 6 33 ~8 2.1 3 3 .. 1,993 5.7 {t~i.~~)it?-1i-!~li'!1llit.~t~,~~ f, ' . ~; 17.9 Geot'gla 17 66 759 0.5 297 0 0.0 raO.of ... i! t6r~ --: :.t~~~i»-,{J<!r.~ O.~ .• . 9.5 ...-, ..... ", ..... ;-1.''* . _.t';! . - ~ _, ... . 1

ldilho 8 22 627 3.5 0 0.0 ; 1 .1 !:J t;:~ /~ j! ::~~3~ '~~;f ,,!>';2' 20.0 CoIofaoo lb 40 498 0.7 5 89 3,395 4.7 ~~~!f:';l;1iY~.~L: .;i<if, . ~~~ ~4ii 15.5 Cooneaiwt > ~ . t:o:> ... . ~.":I. " ~" ~ \ .. 2 13 166 0.2 7 42 3,507 5.0 ~~r7 '""·\ !~l,,~~~~.'j"l2 . ; ~'9.q , 13.0 Other 285.3+4 HA

. ,r,~ 'l:~::. l • ~, . . ~!" : . , ~;t~-I "'-i ' HA

HA 1,144 ")U '~':-'-";: -~'''~.;'' L:" .,.!. !f:-, -~"l ' ... • ~ ••. . ,~ . ~-l9i ' ~HI:'Z1 . . . .. . _ _ ••• • <. _ __ ~ _ _ u ____ _ • ___ ". " _ _ • • #_ .

",L~ __ -1-_! "J ',~J , ." 'Q '1--.- )'" , < • , ; .• ; 'f;l.~ ~;:!lS";~ft$~~I " . ".i.;-~ '

Source: SNL finafl(lai HQte: Deposit data,u of June 30, 2007, branch data as of September 16, 2006; excludes deposits greater than $5OOmm in a single branch; demoiriPf\1c datAl ~it'weiShled by county i Single branch itl NV hold5 $62.4bn of deposits

JPMORGA:\ Clf:\SE,&CO. PRO J £ (T WE. S 1 10

--N

z o

0.

V)

IX

o I

u w oc

o

w..

3 San

4 San

179

379

5 Riverside-San Bernardino-Ontario

Source: SNl Flnarloai Note: Branch dilta as of September 17, 2008, depo~it data as of

&Co.

4.3 4 3.1 3

.8 3

4.2 2

30,2007

251

94

75

38

49

41 5.6%

6.6%

15.7%

9.4% 12.4%

26.6%

17.0%

24.0%

21.2%

PROJECT Wl~T

165 16.01 37,865 22.01 88 8.5" 18.5-46 10.8% -4 UnlonBanCal 113 4.6% 20,512 6.9%

5 Cjti 146 5.9% 13,482 4.5%

z 0 ialJ ~mli.e·!ii~jl11'lfii\O:ilti·~IlI~ta ~~iFiTi I-<.(

I-,,","If.

Z "-' V\

.... Ill: Q.

VI

<r 6.8% 0

I-

U

W

'" Q

"-0 - a a:: Source: SNl Flnal)oal <.( tiote: Branch data as of September 17. 2008, depo~it data as June 30, 2007 " -t...l &Co.

PROJEC WfS 2

0

I-

<t I-Z LJ

VI

"" 0::

n.

Vl

0::

0 I-

--....

. 1

2 Bank of America

3 SunTrust

" 5 WeUs Fargo

Source: SNl fInanCial

657

574

159

11.4

9.9

7.9 8.2

67,008 34,105

8,040

7,412

18.2 9.]

7.6 7.0

Note: !!ranch data as of September 17, 2008, dePOSIt data as of June 30, 2007

CHAS£&Co.

M!ami~Fon lauderdale· Pompano Beach Orlando·Klssimmee

Tampa-St.Peteobori-Clearwater Palm Say-Melbourne-Tllu~\I11le Bradentoo-Sarasota· Venice lill<eIand·Wlntet: Haven

Port St. lude Sebastian-Vero Beach

Deltooa-OaytOO4 Beach-Ormond Beach CdjJe Coral' fort Myers NapIes~Marco Island

Jacksonville

Il'Jjfiell';ll me~llllid; min"ellbiil!'~

5 Umpqua 70

1 126 S8,3Q.4 5.'1:11 5 -47 1,6118 5.<4

13 .. 0 384 0." 5 12 'In 6.6

J2 69 0 .• 12 10 66 U 9 7 269 3.6

10 2 77 2. 22 2 "IS 0.5 41 2 0 31 0 0,0 40 0 0.0

.J ~

6.3 3,466 7.2

P OJ W[" r 3

UI

0

I-

<t

Z UJ

VI

...... IX

"-

V>

or:: 0 t-u

o

""

Par1l

2 HSOC 389 7.3 70,468 10.1 3 C1ti 260 4.9 57,425 8.2 Bank of Amen<:a 379 7.1 n,n? 5.4 5 Capital One 2&8 5.<1 34,563 5.0

2 Wadlovla 317 9.4 28,749 13.7 3 TI) 32 .. 9.6 26,213 12.5 .. PNC 331 9.8 18,282 8.7 5 Hudson City 93 2.8 12,7::12 6. t

Source: SNl financial Note: IIr.mch data as 0{ September 17, 2006, deposit data ill> of June :.0, 2001

&

2 Bank of America 466 6.7 48.7'13 13.4 3 weUs fal1ilo 595 8.6 29,122 8.0 'I 8BVA 327 ".7 20.90<1 5.7 5 Wachovia 229 3.3 12,218 3.4

2 Park 3'17 6.9 311,619 1.8 3 BMO 186 3.7 29,115 8.9 4 National Cit;,' 18<1 3.6 12,982 "1.0 5 Nortllem Trust 19 0.4 8,9510 2.7

PRO teT WE T

z 0

I-

<t I-Z w VI

W

IX

"-

VI

a:: 0

u LJ

ex::

0

u. 0 - a a:: <t a

0\ w

Network

u.s. 48.9% 24.4% 25.1% 30.3%

28.4%

Income

53.4% 26.7%

Total II of Branches 5,598

Growth (2006·11)

5 Year .... " " 5.3%" 6.7%

% '- 17.7% 36.2% 26.1% --

% of 71,4% 30.1% 47.1%

Source: FOIC and Financial Note: Data as of June 30, 2008. Analysis based on 3 mile radius around each branch; assumes no new branches after July 2007 I Branch count before consolidations; assuming 440 consolidations branch count would be 4,970

CHASE&

32.7%

38.3%

2.4%

11.6%

3.5%

16.8%

15.9%

PRj[ (')1 15

It was milrlutles to <1"",,,,,,",, at be "nr,,.n,/ .. f1 at

Ul"'''u;);)lV'Ul. upon lUI.'U,",'" sc(:onoe.ll, it was

I

J ofl

U'~''''U':>''''IJU, upon mCltlo'n it was

as 15, such amendment to be effective from and after S .. ,..,tPlm

"",,, .... ,,,,,,'vu, there no

as of ::selDtemt)e 2008

.J

10000"£6t£00000 a31~dr

STRICTLY PRIVATE ANO CONFIOENTIAL

r,:..:

N o ,':. o 00 ,.

PRESENTATION TO THE BOARD OF 0 RECTORS

E:<:ECUTIV( SUMMARY

." lO

o

• • •

).

a:: « :l: ~

V>

w

>

t

=> u w X

process over

model with income statement at a

review of West and and nrnrpn,

with statement and balance sheet ~n~I\1<:I<:

w I JPMORGAN CHASE&CO.

unft

rh,,,",,",,,, to credit ",.,..-I'''''r~

", .. o",,,,..orll at a business unit

PROJECT wEST J

XECUTIVE SUMMARY

•

.., Xl

0

I"'l ,..., til> '"'I '"'I 0 ~ ...,

M

'" -I

..

"'0 ;0

o

P ESEHTATION TO THE BOARD OF DIRECTORS

wE S T OVERVIEW

(,...,

"'0 ;s::

!~ 0 6 .. 11 >

!~ 'L

U'I .. w N (') _. ~ ."

:~ en r-: R"

Ii. (":)

f 9

-l{ -!"" j

t ;:;;

2-Iii IX Ii.

i .~ ..., i! w

."

0

"" ,..., -:

:l'; r

~ ~

'"

0'

(j o = :a Q. ~

= e. ~

~ "'C :: (j 0

I = = = = = c..; ~ ~ c..; • = = 0 0 QO

Creates broader branch network

• Pari( branches - 3,203

* West branches - 2,207

~I Total combined branches - 5,410

• Branch overlap

'" ~I • New markets 0

:1 Source: SHl fltunc \at

Kate: DaY IS 04 September ll, 20011 w

~I JPMORGAN CHASE &CO. PIlOHCT WlST 7

. .- .. .. ' I

. -.;; !.~

~ o = ::c c. ~ = -_. ~ -

~ ~

~ ~ 0 1= Q Q Q <= ~ ..... ~ ~ . <= Q <= = ~

Provides significant expansion of retail deposit base

"'.,~~ . - .+., ....... 't"~,., • 11-,.. .. • . _2 • Park • Wetot

""

\ ~ "

..f'\" ... }~"l.~ .. ~tr(,,-

J~~ ([ ~;\ ' '- ~ .1; · .f .: 1 • .1-: ~: . ,

, \ j,;~: :- , ';i ;'r\: t~::~~

~r' t~~F "~ :.:~: .. lr:·

~l > j <X i WI

~ ! I

~

'" \oJ

~

'\ :' ;-- 'lo

~> · .. !Chr.a~,~Weshl~ .;:/, ·;~~i, .. ·· ~·:.~ ~,S'.\ ~'.~.~. : ,~ '";

;.\~~, .~ ~~14' ObIo

T~ IWn0i5 , ~; ; ~ ,: ... , • . . {- ~ t ;' :'. '

Source: SHl FINneIaI Note: DepasJt dillias of ~ 30, 2.007; excludes <IeposIts !lreater than $500mm in a single branch; delllOifllphlc data deposlt·welillted by county , 2.007·2012

JPMOllCAN CHASE&CO.

~ ~'. ~ ~ ... ~'~ . .. .

~~ ~~. f .. l (l~\.,. ' 1 \

.' ! ·· 5:" · ,,~.~ , .:'t1~ 6 J..~ I?·

PROJECT WEST 8

(j o = ~ Q. ~

= ::to ~ -

~ -e ~ (j 0

I 0 0 0 0 0 (,;.J .,. ~

~ 0 0 0 -0

~ w

> 0:: w

> 0

.... V> .., ~

Footprint attractiveness

Park/oW&~~ Park ~t

Network Comparisons "/~: ~. ·:~It~.~,~y :lt:~.(C?~- .----U S Househ td ~ - . ';,',:' ",'J ., 1",,' ";~' }' · 7,y,. \ '\ 2" ACV )0 301

. .. 0 S :" " ,::, ~." ,,!f'o6 . t '.'~ "1",:1 '."AJ . JO ·.f : '"

Hispanic Households ':-\?'< ~

Average Income

Businesses

T otalll of Branches

Population Growth (2006-11)

5 Year Growth

% of Population Growth

% of Hispanic Growth

Soorce: FDIC and SHL flnanclal

33.4%

$70,652

25.5%

3,203

-- .. " 3.5% " I

, I

\ ... 17.7: ... "

30.1%

Hote: Dlta as 0( June 30, 2008. Anal~ts based on 3 mile radius around each branch; assumes 00 new bf-anches after July 2007

I Branch count before consolidations; assuming 400 consolidations branch count would be 5,010

JPMORGAI\ CHASE&CO.

58.6%

$74,238

32.7%

2,207

5.8%

38.3%

53.7%

PROJECT wlST

,.,1', :

9

II

PRESENTATION TO THE BOARD Or: D RECTORS

-0.

..0

"t:

:c :::J ~

"", r,

:l':

.. ~

0

Zl

INTEGRATION

• • • • • (j

~ "" g g g I:t: r;:o ,..... .... ,...,. ,..... (') 0 P Q.>

.... n 0 0 3 n g 3 0

~ ::l

3 rp ....

,.... R

..... 0 0-

"0 ::J. < 0 ro

'-...... (""\

.....

M ...., -;

r'":l o :::s :::"i Q. ~ :::s :-. ~ -

=--e ~ -r'":l 0

I = = = Q = ("H

""" \C ("H

b = = -("H

West provides significant branch cross-sell opportunities

z 0

t-<t 0<

" w t- i zi -i

• Branch network provides opportunity to cross-sell more products, particularly credit card and investment sales:

• Credit card In 2007, Park produced 2x the per branch credit card production of West Achieving this productivity with West would generate an additional 500,000 credit cards sold annually through the branches

• Investment sales

'.'t-

--- Park's % of retail bank households that have an investment product is 2x greater than West Park's Financial Advisors produce on average 60% more investment sales per year Achieving Park investment sales productivity and increasing Financial Advisors could lead to an additional $8-10 billion in sales annually through the branches

'. 'Wftl.'Pad< ;...... " -<.,,,,~~.rr.'

--~--~-~~-------- -------------.~~~ -----

'": :...; ~'

';f ~ .

JPMORGAN CIIASE&CO. PIlOHCl Wl~T 12

(j o = =s Q.. ~ = :t. ~

~ ~

~ (j o 1= = = = = ~ ..... \C ~ = = o -.....

:z o

I

<f

'" .., \oJ

t

'Z

Park has a solid track record in enhancing branch productivity

• Park successfully increased branch productivity for credit card and investment sales after the Bank of New York branch acquisition

'4~ ":.:'; - • 1:~

. . . . " '~"~JII ~~~~t1f.fIt .... ""!" ...... ~- ... - ...... ~

.: }, . " ." . . . , . . ~~,~.r ~;~'1 ' .

" ' '1 ');'htft .. " c·'?';,,·, ""~:'~'/er

---------.-.,~-"'li:~: .... ;"".---- .. ~ ," . ~, . . )"':' '- : ~~'- ~;-"f,~ Y1..1:Pt~·r~~.' " . !"' ;\l'- ,.~ __

",*~- ":-: ... -~.~.,,,;:~,

' ~~ . r i. :" ;::{ . ' ... . ,~:;; ~,t!' t~ .. ~~ .•. ' . . • ·'r· ;.i-itt., .

... 'l'~ , .-.~ :.

, : ~ .:,:: ) ... ~ .. ,,: . , ~ ,..

~~ ;~,;;.~ " .. ::~'-~ "l~~~ '} -'" . ,''',! ... ,'z.~ .H' ->.~

.1·PX .,' .. . :" .,.";':',

~l)tft~ tl: ,1~'~rHQZ ' ', ... .. .... ~

. ,lti08 " T~rget ,·t' 2tp5~Y ." ,.~,,-:\O . Yrf:; ;"~T': ~'" "',' .-:;::;,,: , "" ' t,,,·· ~. ! . ':~ ", ,:,;:j. ;' ,~. ;~, t ;" 1U01" ' . " ,"...,R ,'I1"'ro1et , . . ~ , -.:' .t.:' ... , ... :~ ' ~ " ~,~ 1:', ,f ' ~~;t , ~,.,,~t;' ' ~~ ..

'';' .,.~ '.>,. 'f .'~:.' " . .... . ' ~ .. ',;\': ... ' ~;. ~ ,it

tint",: lH07 and lH08 are ~veraves of lQ and 2Q 'Surd 00 aver. 01 comperlble deposit size Chase brao~ In NY. to and CT

JPMORGA~ CHASr.&CO, PROJECT WEST 13

Sl

N EGRATION

91

PRESENTATiON TO THE BOARD OF DIRECTORS

U'I

-.."

....JI

I-

o w

'"

ARMs

West lin ... ",,,,...,. for loan losses as 9/30/08 Release of Allowance on Credit

West Pro forma allowance for loan losses

u I J P),iORGA:--: CIIASE & Co.

5% 23%

35%

1l0J (T Wl5 6

-QC)

!-

o ..., '" u

Option ARMs

Mortgages Home Equity loans & lines

Subplime

JPMOROA1'\ ClIASE&CO.

$58,870 51,517

61,234

18,617

$-40,976 16,032

51,125

55,518

$11,80)

2,692

14,252

7,502

2m: $2,710 52,968 $2,736 $1,501

51 990 1,033 465 99 23" 3,500 3,900 3,300 1,700 4m: 2,400 2,000 1,400 700

$970 )0

852 <400

$582

18

500 200

S336 58

500 402

PROJ((T WEST 7

-\C

a

'" a:

Option ARMs

Mortaages

Home Equity HUlen

Home Equity· 2nd Uen

Total Home Equity

Subpnme 1st lien

Subpnme 2nd lien

Toul Subprime

TotAl Home lAndlnl Portfolio

u I JPMORGAl'i CHASE&CO.

1BA!III'IClK as 11131/1007

$'58,870 40l sm;

51,517 In )01

S16,396 18" soo;

«,838 321 90S $61.234

$16,079 701 501

2,538 78' 95%

518,617

$190,238

Lifetime Ioases l.lfetlme Iosse$

$11,803 2m; 2 .. " 4m; S5,6OO 101

2,692 51 9t; lOll> 1,400 3%

51,470 9'lI; 71 '5O'Jii $600 <IS 12,782 29'l1; 181 90S 7,<100 17"

514,252 23" $8,000 131

$5,625 35" «% .01 $2,800 ,71 ,an 741 4(,1 951 1,100 43" ..

57,502 ~ $3,900 211

S36,249 19" $18,900 10'1l

I'ROlfC! W('>l 18

PRESENTATION TO THE BOARD OF 0 RECTORS

...... 0 U'I

-e

" ;:)

,.., ,-,

:IE ..., '"" ......

..0

I

o

'" o

RANSACTION OEseR PTION

z o

>"-

'" v

w

o

z o

l

v « "" z <(

a: I-

Estimated West Bank TCE at 9/30/2008

.,. REIT Preferred from West Bank

+ Eliminate subordinated debt

+ Eliminate senior debt

. Elimination of West's net OTA

Net asset value at 9/30/2008

Otht>f lI"l<:Wdel. resu1JCtuliol! dllII1te. west other Tier I, aoo PPftE

JPMORG,"IK CIIASE & Co.

3.9 7.8 6.3

)

Net assets Purchase

loan marks

lLR release

Conforminll LLR

Purchase

Other 1

Pro forma

,5

0.0

8,2

PROHeT W(S 2

Park Wl!!'S1 Pro lormli Par k 913012008 9/1012008 klj...,tmt<l1.J 91JOI20011

"'''''1:$ Cll,hlll>d_\lflt~ 5957,92:; 53),014 1$9111 sm,olUl Grou bins Hfl

517,~S5 2<17,390 01,S99) 75].246 lO<Ino 'held tot ute 15,4711 ',000 0 16,478 ~e lot bill bt,~ 11,219 (6.511) 17,6lO II<>t bIIJu 55]1,714 S2)j!,463 (525,0IIII) S7SVYJ .. TotlllMtptlble1 $SI,S6I 57,573 (S7,573, $51,S6I OlMt IUtU 5216,52)

$238,618 TottllOl_ SI,7(i..4.710 S30],.11] ($35,769) S2.012,178 LLoOliullu

~IU $714,142 S 164,282 SI,084 S9S1.5O& W~lu<ldlnt 0 0 I,m 1,591 flt.8borr~ 89,]<)8 13,161 )82 163,'Ml OthH borre"MI.' 4«,375 20,H7 (7,912) 456,610 SubQUllN.lf<lOIbt 10,991 0 (I lO,997 T'ust PI,".'" securltkrl 9,>100 0 0 9,>100 Equity~" lRIJP (COOs) 7,nS 0 0 1.175 lJ.ej""r"UlI~y 864 (0) 0 1M OtMr li.IIbIlItiH 262.37) 2.122 324 "" Totti 1IIIIb11ll». SI,629,n4 (~,5301 SUll9,505 u V> TotAll ..... u ... lru' ~OO SO 50 HOO w 0 Equity

Z Prefer,ed <l!qUjty 57,Il00 so so $1.800 0 (.,.,.,.,..._Ily 126,1!06 39,105 lH.613 I- Totol .. ",,1ty SI3~.606 (Sll,lJ8) SI~2,,,7) u « Tottllllllblilitiou ft .. "ulty SI,7(;.4,130 5303,-117 ($)5,11>91 $2,032,178 Vl

z « IX

I- JPMORGAi'\ CllASE&CO. p OlEC T W S 22

Jun· 08 ~oa

Park PF Dec-QS Mar-09 Jun.Q9 Dec-09 ~'10 £lec·u

T otllt assets $1,776 S2,032 S2,().48 $2,039 $2,046 $2,048 $2,053 $2,1-48 $2,251 Tangible anet:\ l,n7 1,981 2,000 1,992 1,999 2,002 2,011 2,101 2,206 RWA 1,080 1,105 1,313 1,306 1,).01() 1,365 1,396 1,<456 ,528 Averaae assets for leverage ratio ,18S 1,485 1,79<4 1,8)4 1,871 ,914 1,958 2,().41 2,144

Tangible common equity $78.7 587.4 $89.9 $93.1 $96.2 $99.3 S102.6 S119.1 $136_)

Tier 1 capital 98.8 112.9 117.2 120.5 123.6 127.1 130.9 '47.4 16<4.1 Total capital 145.0 162.6 167.1 170.0 173.3 176.9 180.8 198.0 216.2

ReauLiltory

TCEITA '1.38l "AI" 4.49" 4.67'.11; ".81:1~ 4.9611; 5.10l 5.67'.11; 6.18" leverage 7.13 7.60 6.53 6.57 6.61 6.6<1 6.69 7.22 1.63

Tier capital 9.15 8.65 8.93 9.23 9.23 9.12 9.38 10.12 10.n

~\ Total capital 11.'43 12.46 12.73 13.02 12.94 12.96 12.95 13.60 1"1.14

~I Moody's

~i TCE/MRWA 6.84% U7'Jr. 6.S4" 7 .201\ 7.37'Jr. 7.59111; 7.79'1 8.59l1: 9.301\

'" u S8:P

'" ACE/TMA 4.53" 4.26' 4.39' 456' 4.69111; 484" •. 97" 5.55" 6.081 ...., 0 ATE/MRWA 7.17 7.05 7.'16 7.90 8.12 8.37 8.58 9.32 10.01

z 0

vI Soun:e: Company factSet. I/I/E/S. re-seMch, Park and West estimates Note: Park pro rOOlla Sl.8bn~e ORO Preferred In August 2008

<l[ ... <t QC

.- l'PUn""A'" CIIASE&CO . PRO E( T WEST 2J

f

TRANSACTION DESCRIPTION

• • • • • •

. CJI

o

z o to..

0::

U v>

w o

o

..:

'"

Park GAAP

Park GAAP EPS

Pro forma contribution from West

Pro forma GAAP net income

Pro forma GAAP EPS

2009 201.0

$11.7 $15.8

53.29 $4.41

S2A

$1<4.2 $18.8

$3.79 $5.01

error

z Note: Cast ~)I!1ef8~ and iIIIIlonlzation of intNllllble assets ina:Iqlorated In We.t eafolngl.. Par\( eamln!l!O bas.ed 00 C~$ lInil1vst estimates <l

I>::

I- CIIASE&Co.

$16.7

$4.67

53.'!

1

$5.37

PRO fCr WEST 25

o

0:

U

'" w o

z o l

V q

"" Z <t a::

2009 2011

West assets .2 1.5

JPMORGAN CIiASE&CO. PROJECT we" 26

Tim To: RDouglas L Braunslein" <douglas.braunstein@jpmorgan .com> Main@JPMCHAS[Cc:

SubjlXl: AnoLhcr updalt:

03/181200811:58 AM

Fyi

Santander said if Bear occupying us, would like our fig team to advise them on W AMU. Said they would only work with us .

Talked to Steve and agreed

- tell them not able to do right now (not say conflict) - appreciate call and want to advi se them on all US deals we can and they should not assume connicted on any situation - not tell peopl e in bank beyond Enrico, Fern, you, me ... .. too sensitive.

Tim


"Gearin, David" To: <dan. cooney @chase. coin>

<[email protected]>ce: Subject: RE: Contract

09/24/2008 09:03 AM

Can you forward or fax me a copy of the agreement that Rogin talked to Jim Wigand about? Fax (703) 562-

2476

From: dan.cooney©chase.com [mailto:dan.cooney©chase.corn]

Sent: Wednesday, September 24, 2008 8:45 AM

To: Gearin, David

Subject: Re: Contract

David - Thanks. 10:15 is fine. I'll send you a dial in # .

Dan

Daniel P. Cooney

[email protected]

(312) 732-3171 (Chicago voice)

(312) 732-5976 (Chicago fax)

(212) 270-7094 (New York voice)

(212) 270-9643 (New York fax)

"Gearin, David" <[email protected]>

09/24/2008 07:39 AM

To <[email protected]>

CC

Subject Re: Contract

Thanks dan - jim thinks that he will be available for a call at 10:15 if that works for

you.

Original Message

From: [email protected] <[email protected]>


09/24/20080903 AM

or mea

David - Thanks. 10:15 is fine. I'll send you a dial in #.

Dan

"Gearin, David" <[email protected]>

09/24/2008 07:39 AM

RE. Contract

to

To <[email protected]>

cc

Subject Re: Contract

Thanks dan im that he will be available for a call at O· 5 if

Message-----From. dan. .com <dan.

Confidential

for

To: Gearin, David

CC: [email protected] <[email protected]>; Wigand, James

Sent: Wed Sep 24 07:17:49 2008

Subject: Re: Contract

David and Jim - We can explain these more fully on our call but given the extreme

shortness of time, here are the main issues we'd like to discuss:

Authority for transaction - Section 13(k) [raised yesterday with David]

Subsidiary thrift being put into receivership [raised yesterday with David]

Section 2.1 - how will liabilities for benefit plans be assumed/transfer of

relevant plan; what plans are actually fully with bank vs fully with the holding company

and thrift, etc.

Article 2 - liabilities for tax sharing arrangements

Section 4.8(b) - what is this provision intended to do, particularly with

respect to mortgage servicing agreements which are absolutely critical to operating the

business?

Article XI - exception to consents rep?

Article XII - Indemnification - [raised yesterday with David]

Confirm treatment of REIT preferred

Non-thrift subsidiaries - where in structure post-transaction/required

approvals/notices

As we go thru the agreement we may have some drafting tweaks but I think these are the

main ones.

Dan

Dani e l P . Co one y

Dan . Co one y @ Cha s e . c om

( 3 1 2 ) 7 3 2 - 3 1 7 1 ( Chi c a go vo i c e )

( 3 1 2 ) 7 3 2 - 5 9 7 6 ( Chi c a go f ax )

( 2 1 2 ) 2 7 0 - 7 0 9 4 ( New Y o r k vo i c e )

( 2 1 2 ) 2 7 0 - 9 6 4 3 ( New Y o r k f ax )

This transmission may contain information that is privileged, confidential, legally

privileged, and/or exempt from disclosure under applicable law. If you are not the

intended recipient, you are hereby notified that any disclosure, copying, distribution,

or use of the information contained herein (including any reliance thereon) is STRICTLY

PROHIBITED. Although this transmission and any attachments are believed to be free of any

virus or other defect that might affect any computer system into which it is received and

opened, it is the responsibility of the recipient to ensure that it is virus free and no

responsibility is accepted by JPMorgan Chase & Co., its subsidiaries and affiliates, as

applicable, for any loss or damage arising in any way from its use. If you received this

transmission in error, please immediately contact the sender and destroy the material in

its entirety, whether in electronic or hard copy format. Thank you.


To: Gearin, David CC: [email protected] <[email protected]>; Sent: Wed Sep 24 07:17:49 2008

ect· Re· Contract

David and Jim We shortness of time,

can here are

these more the main issues

for transaction

James

our call but 'd like to discuss.

the extreme

thrift put into Section 2.1 how will liabilities for benefit

with David] assumed/transfer of

relevant ; what are with bank vs with the company and thrift, etc

respect

Article 2 liabilities Section 4.8(b) - what i

arrangements intended to

mortgage agreements which are the business?

Dan

Daniel Dan. ( 12) (312) (212) (212)

Article XI to consents rep? Article XII Indemnification [raised Confirm treatment of REIT preferred Non-thrift subsidiaries where in structure

s/notices

thru the agreement we have some dra

P. Cooney .com

732 3171 voice) 7 5976 fax)

70-7094 (New York voice) 70-96 (New York fax)

with David]

red

tweaks but I think these are the

This transmission may contain information that is confidential, y or exempt from disclosure under law. If you are not the

are fied that , di or use the information contained herein ( any reliance thereon) is STRICTLY PROHIBITED. this transmission and attachments are believed to be free f

other defect that affect any computer system into it is received and of the to ensure that it is virus free and no

., its subsidiaries and affiliates, as in from its use If received s

transmission in error, contact the sender and the material in its entirety, whether in electronic or hard copy format. Thank you.

Confidential

From:

Sent:

To:

Subject:

Fernando Rivas <[email protected]>

Saturday, September 13,2008 4:00 PM

Frode X Riksfjord <[email protected]>; Gregg B Gunselman <[email protected]>

Re: TIME CHANGE: West Call @4pm Today

Sorry - was talking to santander

Give a ring when have a second

From: Frode X Riksfjord To: Vishal X Idnani; Fernando Rivas; Gregg B Gunselman; Genevieve E Hovde; Scott RHynes Sent: Sat Sep 13 15 :55 :50 2008 Subject: Re: TIME CHANGE: West Call @4pm Today

Need a few more mins to make powerpoint. New time: 4: 15 pm.

Frode Riksfjord, CFA Financial Institutions and Governments Group J.P. Morgan 383 Madison Avenue, 36th Floor New York, NY 10179 212-622-6321 646-284-8926 (mobile) 917-464-5886 (e-fax) [email protected]

From: Vishal X Idnani To: Fernando Rivas; Gregg B Gunselman; Frode X Riksfjord; Genevieve E Hovde; Scott RHynes Sent: Sat Sep 13 14:47:39 2008 Subject: TIME CHANGE: West Call @4pm Today

Just received card update in last few mins and still working to complete earlier changes. Call now at 4pm today. Same dial-in.

From: Fernando Rivas Sent: Saturday, September 13, 2008 2:14 PM To: Vishal X Idnani; Gregg B Gunselman; Frode X Riksfjord; Genevieve E Hovde; Scott RHynes Subject: Re: West Call @3pm Today

Thanks

From: Vishal X Idnani To: Fernando Rivas; Gregg B Gunselman; Frode X Riksfjord; Genevieve E Hovde; Scott RHynes Sent: Sat Sep 13 14:00:232008 Subject: West Call @3pm Today All:

We are targeting 3pm for a West call this afternoon. If we need to push-back start time, we will send another note. Dial-in details are below.

Dial-in: 866-870-8212 Pass: 779-36248

Confidential JPMCD 000003849.00001

To: OlivierXde GrivelLTPMCHASEWPMCHASE

Tim cc:

mainwpmcHAsESubject Re: Wamu + eit

03/21/2008 04:34

PM

We can have dialogue

Let's try to set a time

Don't think we could work for them on either, close to both

Olivier X de Grivel

Original Message


Sent: 03/20/2008 10:31 PM ZE8

To: Tim Main


Tried and left voice mail

Tim Main

Original Message

From: Tim Main

Sent: 03/20/2008 07:48 AM CST



On cell now 917 593 6069

Tim Main

Original Message

From: Tim Main

Sent: 03/20/2008 01:55 AM CDT



Yes

Call me live

Olivier X de Grivel

Original Message


Sent: 03/20/2008 01:58 PM ZE8

To: Tim Main; John Chrin; John Simmons

Subject: Wamu cit

We are being questionned by chinese bank (ccb - keep it for yourself) on wamu + cit. They are not asking to


Tim

03/21120080434 PM

on

From: Olivier de Grivel Sent: 03/20 2008 10:31 ZE8 To· Tim Main

: Re: Wamu + cit

From: Tim Main Sent: 03/20/2008 07: 8 AM CST

To ee:

To: Olivier de Grivel; ehrin; + cit

now 917

From: Tim Main Sent: 03/ 0/ 008 01:55 AM eDT

de

Re: Wamu + cit

to

Simmons

To: Olivier de Grivel; John ehrin; John Simmons : Re: Wamu + cit

me

From: Olivier X de Grivel Sent: 03/20 2008 01:58 ZE8 To· Tim Main; John ehrin; John Simmons

: Wamu + cit

are it on wamu are not to

advise on anything but want our views But body language is thinking of investing.

Can we engage dialogue with them on these ?

Am reachable on mobile +852 6343 9888

Confidential JPMCD_000003978.00002

IS LHLLU'--'U5

on lin_lUll\,,>

Confidential

February 2008Mo Tu We Th Fr Sa Su

1 2 34 5 6 7 8 9 1011 12 13 14 15 16 1718 19 20 21 22 23 2425 26 27 28 29

March 2008Mo Tu We Th Fr Sa Su

1 23 4 5 6 7 8 910 11 12 13 14 15 1617 18 19 20 21 22 2324 25 26 27 28 29 3031

April 2008Mo Tu We Th Fr Sa Su

1 2 3 4 5 67 8 9 10 11 12 1314 15 16 17 18 19 2021 22 23 24 25 26 2728 29 30

Tuesday, March 11, 2008121234567891011121234567891011

West Meeting (Brian, Billy King, Jay, Tom Novack, Charlie) Location: Simpson , Thatcher & Bartlett - 425 Lexington Ave @ 43rd Street. 30th floor

Mike Cavanagh/IL/ONE 09/17/2010 06:21:20 PM 11

CONFIDENTIAL JPMCD_000004589.00001 Return


1 2 34 5 6 7 8 9 1011 12 13 14 15 16 1718 19 20 21 22 23 2425 26 27 28 29


1 23 4 5 6 7 8 910 11 12 13 14 15 1617 18 19 20 21 22 2324 25 26 27 28 29 3031


1 2 3 4 5 67 8 9 10 11 12 1314 15 16 17 18 19 2021 22 23 24 25 26 2728 29 30

Tuesday, March 18, 2008121234567891011121234567891011

Project Olympic finance meeting (dial-in: 1-866-319-4553 pc: 1472872)

Project Olympic Treasury, Investments & BOLI meeting (dial-in: 1-866-319-4553 pc: 2415869)

Project Olympic Accounting meeting (dial-in: 1-866-319-4553 pc:6245445)




1 2 34 5 6 7 8 9 1011 12 13 14 15 16 1718 19 20 21 22 23 2425 26 27 28 29


1 23 4 5 6 7 8 910 11 12 13 14 15 1617 18 19 20 21 22 2324 25 26 27 28 29 3031


1 2 3 4 5 67 8 9 10 11 12 1314 15 16 17 18 19 2021 22 23 24 25 26 2728 29 30

Friday, March 28, 2008121234567891011121234567891011

Meeting: OCC (Charlie, Rodgen Cohen) Location: 250 East Street SW

Meeting: FDIC (Charlie, Rodgen Cohen) Location: 550 17th Street

Cavanagh/IL/ONE 09/17/2010 06:21:20 PM 28



1 23 4 5 6 7 8 910 11 12 13 14 15 1617 18 19 20 21 22 2324 25 26 27 28 29 3031


1 2 3 4 5 67 8 9 10 11 12 1314 15 16 17 18 19 2021 22 23 24 25 26 2728 29 30

May 2008Mo Tu We Th Fr Sa Su

1 2 3 45 6 7 8 9 10 1112 13 14 15 16 17 1819 20 21 22 23 24 2526 27 28 29 30 31

Tuesday, April 1, 2008121234567891011121234567891011

Conference call with Charlie Scharf & OTS & FDIC




1 23 4 5 6 7 8 910 11 12 13 14 15 1617 18 19 20 21 22 2324 25 26 27 28 29 3031


1 2 3 4 5 67 8 9 10 11 12 1314 15 16 17 18 19 2021 22 23 24 25 26 2728 29 30


1 2 3 45 6 7 8 9 10 1112 13 14 15 16 17 1819 20 21 22 23 24 2526 27 28 29 30 31

Wednesday, April 2, 2008121234567891011121234567891011

OCC / FRB Preview Meeting for Annual Roll-up Reports (Ned Pollock, Barbara Yelcich, Jamie, Frank, Steve Cutler, John Bradley,Barry, Steve Black, Bill Winters, Tony Horan, John Hogan, John Watkins, Alex Hatzopolous, Martha) -- Location: 8/270 Park -




1 23 4 5 6 7 8 910 11 12 13 14 15 1617 18 19 20 21 22 2324 25 26 27 28 29 3031


1 2 3 4 5 67 8 9 10 11 12 1314 15 16 17 18 19 2021 22 23 24 25 26 2728 29 30


1 2 3 45 6 7 8 9 10 1112 13 14 15 16 17 1819 20 21 22 23 24 2526 27 28 29 30 31

Thursday, April 3, 2008121234567891011121234567891011

Conference call with Charlie & OTS Location: 9/270 Park




1 2 3 4 5 67 8 9 10 11 12 1314 15 16 17 18 19 2021 22 23 24 25 26 2728 29 30


1 2 3 45 6 7 8 9 10 1112 13 14 15 16 17 1819 20 21 22 23 24 2526 27 28 29 30 31

June 2008Mo Tu We Th Fr Sa Su

12 3 4 5 6 7 89 10 11 12 13 14 1516 17 18 19 20 21 2223 24 25 26 27 28 2930

Thursday, May 15, 2008121234567891011121234567891011

Ned Pollock (Introduce Scott Waterhouse) Location: 8/270 Park




1 2 3 45 6 7 8 9 10 1112 13 14 15 16 17 1819 20 21 22 23 24 2526 27 28 29 30 31


12 3 4 5 6 7 89 10 11 12 13 14 1516 17 18 19 20 21 2223 24 25 26 27 28 2930

July 2008Mo Tu We Th Fr Sa Su

1 2 3 4 5 67 8 9 10 11 12 1314 15 16 17 18 19 2021 22 23 24 25 26 2728 29 30 31

Monday, June 23, 2008121234567891011121234567891011

Jamie, John Dugan, Doug Roeder, Scott Waterhouse / OCC Location: 48/270 Park




12 3 4 5 6 7 89 10 11 12 13 14 1516 17 18 19 20 21 2223 24 25 26 27 28 2930

July 2008Mo Tu We Th Fr Sa Su

1 2 3 4 5 67 8 9 10 11 12 1314 15 16 17 18 19 2021 22 23 24 25 26 2728 29 30 31

August 2008Mo Tu We Th Fr Sa Su

1 2 34 5 6 7 8 9 1011 12 13 14 15 16 1718 19 20 21 22 23 2425 26 27 28 29 30 31

Wednesday, July 16, 2008121234567891011121234567891011

Quarterly Earnings Meeting with Fed & OCC (Scott Waterhouse, Barbara Yelcich, Jeff Levine, Theonilla Lee-Chan) Location: 48/270 Park - conference room A




1 2 34 5 6 7 8 9 1011 12 13 14 15 16 1718 19 20 21 22 23 2425 26 27 28 29 30 31

September 2008Mo Tu We Th Fr Sa Su1 2 3 4 5 6 78 9 10 11 12 13 1415 16 17 18 19 20 2122 23 24 25 26 27 2829 30

October 2008Mo Tu We Th Fr Sa Su

1 2 3 4 56 7 8 9 10 11 1213 14 15 16 17 18 1920 21 22 23 24 25 2627 28 29 30 31

Tuesday, September 9, 2008121234567891011121234567891011

ent of Treasury - 1500 Pennsylvania Avenue #15548171 / Phone: 1-800-672-7676

Meeting with Sheila Bair / Chairman of FDIC & Charlie Location: 601 Pennsylvania Avenue




1 2 34 5 6 7 8 9 1011 12 13 14 15 16 1718 19 20 21 22 23 2425 26 27 28 29 30 31



1 2 3 4 56 7 8 9 10 11 1213 14 15 16 17 18 1920 21 22 23 24 25 2627 28 29 30 31

Monday, September 22, 2008121234567891011121234567891011

FDIC Meeting Location: 48/270 Park - conference room A




1 2 34 5 6 7 8 9 1011 12 13 14 15 16 1718 19 20 21 22 23 2425 26 27 28 29 30 31



1 2 3 4 56 7 8 9 10 11 1213 14 15 16 17 18 1920 21 22 23 24 25 2627 28 29 30 31

Wednesday, September 24, 2008121234567891011121234567891011

Conference call Charlie & OCC: Doug Roeder, Grace Daley, Scott Host: 62408519)





1 2 3 4 56 7 8 9 10 11 1213 14 15 16 17 18 1920 21 22 23 24 25 2627 28 29 30 31

November 2008Mo Tu We Th Fr Sa Su

1 23 4 5 6 7 8 910 11 12 13 14 15 1617 18 19 20 21 22 2324 25 26 27 28 29 30

Tuesday, October 14, 2008121234567891011121234567891011

Quarterly Earnings Meeting with OCC: Scott Waterhouse, Fred Crumlish & Fed: Barbara Yelcich, Theonilla Lee-Chan, JenniferTranter, Vicky White -- Location: 48/270 Park - conference room B




1 2 34 5 6 7 8 9 1011 12 13 14 15 16 1718 19 20 21 22 23 2425 26 27 28 29 30 31



1 2 3 4 56 7 8 9 10 11 1213 14 15 16 17 18 1920 21 22 23 24 25 2627 28 29 30 31

Wednesday, September 24, 20087

30

830

930

1030

1130

1230

130

230

330

430

530

630

Conference call Charlie & OCC: Doug Roeder, Grace Daley, Scott Waterhouse, Julia Williams (Dial-in: 1-866-870-8212 pc: 27833977Host: 62408519)



27

Material redacted

Material redacted

CONFIDENTIAL JPMCD_000004607.00001

Material redacted

Material redacted

CONFIDENTIAL

,; ,

;.

I I

J P MCD _000004607.00002

Material redacted

! - ,

, - I '1----4

i , Material redacted ....

CONFIDENTIAL J P MCD _000004607 _ 00003

Material redacted

Material redacted

! .

CONFIDENTIAL J P MCD _000004607.00004

j j j

j .~. , t I I t I I , f

I j-

j i t t L {l

.~

~ , "

t -l I

CONFIDENTIAL

111

Material redacted

, , '1/1.'1/01'-- TtJ<._, Cod

Material redacted

Material redacted

J P MCD _000004607.00005

, I . I . i

3, .;

112

CONFIDENTIAL

Material redacted

. .~=---c----.-.. 1O~/oi - .t"e¢ 1!<J/G..r6

Material redacted

Material redacted

J P MCD _000004607.00006

.. ...; , i

\ , I,

CONFIDENTIAL

~ J _ i .. iO/fjjO.r .-

Material redacted

:f

; t

Material redacted

dn

J P MCD _000004607.00007

"I f;

I 1 /I L 1-1'

" -~ ,

CONFIDENTIAL

Material redacted

Material redacted

J P MCD _000004607.00008

115

Material redacted

Material redacted

CONFIDENTIAL J P MCD _000004607.00009

Material redacted

Material redacted

CONFIDENTIAL

, r i J t t i

JPMCD_000004607.00010

.'1"10 , 1.10

CONFIDENTIAL

Material redacted

Material redacted

t-·

+I t- .

.. '---

JPMCD_00000460700011

'H •

120

CONFIDENTIAL

Material redacted

J}!/c

Material redacted

JPMCD_000004607.00012

:1 \ ;

',-i

Material redacted

Material redacted


r

\

+ 1.

, '

CONFIDENTIAL

Material redacted

Material redacted

JPMCD_000004607,00014

Offke DBPOT® ---19 Material redacted

Material redacted

M;:r:::h 2COS "_~' I 2008 Marcn 2006 April 2008 "" ...... S M T W T F S S M T W T F S S M T w T S S M T W T F S

1 1 2 3 4 S 1 1 2 3 • 5 2 3 4 5 6 7 8 6 7 S 9 10 11 12 2 3 • S 6 7 8 6 7 8 • 10 ij i2 9 10 11 12 13 I' IS 13 I. IS 16 17 18 19 9 !O 11 12 13 14 15 13 I. IS I. 17 18 1.

" 17 18 I. 20 21 22 20 21 22 23 24 25 26 16 17 18 l' 20 21 22 20 21 22 23 24 2S 26

23 24 2S 26 27 2. ,. 27 2S 29 30 j,j 2'4 25 26 27 2B 29 27 26 2' 30 30 31 30 31

Tuesday 07R/i.R6 March 18 V'lednesdcy 079/287 ;\I1C!(ch 19

Material redacted


Material redacted

Office DJjPOT®

3

Material redacted

Material redacted

Material redacted

/' I

October -- November / 2000 December 1008 2008 November 2008 S M T/", T F S S M T W T ~\ s s M T W T F 5 5 t-i T W T F. s 3A ; ; 2 ; ,

1!)2 \ I~ I 2 3 4 I 2 S 6 7 8 7 • • 10 " 5 6 i 8 9 10 " 2 3 • 5 6 7 • 9 101 II 12 13

" 15 14 15 " 17 I. I. 20

" " .. " " " .. " ,-,j In .. " " " CONFIDENTIAL JPMCD_OOOOO4607.00016

FrbiTat\; ~(JJS :\Io i"c, We Tn -0:1 s,\ s;'

I '

ArJff;l:WS \\.': T:l ;'f Sa Sl' 2 ; ~ 5 6

x ~ In , , \ '! 1:1 II I: 11 ,

I ~ 1'1 : !I ,;1 ~ !~ Y

12

1

2

3

4

5

6

9

10

II

)~ ),

Tuesday, March 4,

• Ned Pollock & Gene Jacobi - oce Location: Your Office

Charlie ScharmUONE 09/17/2010 01i:09:45 PM

CONFIDENTIAL

008

,JP:VICD 000004852.00001

4

12

1

2

3

4

5

6

+T

8

9

1 1

12

_West Meeting Location: 425

: .................. ~ ... .

1

···········;·2··········+····

7

9

10

II

Charlie ScharmUONE

FrbiTat\; ~(JJS :\Io i"c, We Tn -0:1 s,\ s;'

I '

ArJff;l:WS \\.': T:l ;'f Sa Sl' 2 ; ~ 5 6

x ~ In , , \ '! 1:1 II I: 11 ,

I ~ 1'1 : !I ,;1 ~ !~ Y )~ ),

Tuesday, March 11, 008

@43rd-30th FI

09/17/2010 01i:09:45 PM

CONFIDENTIAL ,JP:VICD 000004852.00002

J J

FrbiTat\; ~(JJS ArJff;l:WS :\Io Te' We Tn - S,\ S;- :'>l;) Tll S2 Su \\.': T:l • Sa Sl' :'1

I , 2 , 5 6 , \ X , ,n , 4 6 " 1:1 I , I , ,

5 , I ~ I" ~. :1 ,;1 " !' "

I'; " '" -0 }~ j " ,;1 ~ !~ " )~ ), , )<' '5 " 'l " )R ~9 -"

Tuesday, March 18, 008 12

1

2

3

4

5

6

9

10 .-. -~. 1 1

.-. -~. 12

1

-----------;--2 ----------+----

3

4

• Home terlding Business Revlew , Locatibr): TSD

7

9

10

II

Charlie ScharmUONE

CONFIDENTIAL

09/17/2010 01i:09:45 PM

,JP:VICD 000004852.00003

18

FrbiTat\; ~(JJS ArJff;l:WS :\Io Te' We Tn - S,\ S;- :'>l;) Tll S2 Su \\.': T:l • Sa Sl' :'1

I , 2 , 5 6 , \ X , ,n , 4 6 " 1:1 I , I , ,

5 , I ~ I" ~. :1 ,;1 " !' "

I'; " , " :(1 " )} )j " ,;1 ~ !~ " )~ ), , )<' '5 " 'l " " )R ~9 '"

Wednesday, March 19, 008 12

1

2

3

4

5

6

9

• Consul1ler Banking Business Review , location: TSD

:------------------~ ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------'-----

10

1 1

12 :------------------~----1

-----------;--2 ----------+----

3

4

6

7

9

10

II

Charlie ScharmUONE

CONFIDENTIAL

09/17/2010 01i:09:45 PM

,JP:VICD 000004852.00004

19

'I" I!: I,) ,;11

: 31

S,\ S;I g i) ,

) I ;0 "

:'>l;) Tll \,;.~P]'!I·;'OCWr S2 Su [ 1 ~ 4 " ~ 'l :(1 I' I~, 'j

c .... )~ ~/,

Thursday, April 3, 12

1

2

3

4

5

6

9 : .................. ~ ... . 10

1 1 • Scott Polakoff; I :m-Ward; Shawn Stark Location: 202~906~6423

12 : .................. ~ ... .

1

···········;·2··········+····

4

5

6

7

9

10

II

Charlie ScharmUONE

CONFIDENTIAL

09/17/2010 01i:09:45 PM

Sa Sl' 1 "If, II

008

,JP:VICD 000004852.00005

34

12

1

2

3

4

5

6

+T

8

9 :------------------~----

-----------;--2 ----------+----

:\Io V : 7 g

S,\ S;- :'>l;) Tll 5 6 I: Ii ~ (,

"I :' '1 ;.;. ,~ !Ii '" l'l

Tuesday, May

• Ned Pollock and Scott Waterhouse Locatibr): Your Office

9

10

II

II; 17

" •

30

7,

Charlie ScharmUONE 09/17/2010 01i:09:45 PM

CONFIDENTIAL

, < , <

I:·: I) :1, " " , )6 '" ~R x,

008

88

,JP:VICD 000004852.00006

12

2

3

5

6

9

9

10

II

Charlie ScharmUONE

CONFIDENTIAL

,'\U).!lI:"t:,J:}~ \Io Te' We Tn -0:1 S,\

I

\ X , , 1 ~ 1'1 ;:1 ,;1 " )i )~ ),

" '!~ )<'

'day,

S;- :'>l;) Ttl Sa Sl' I ,j 5

In , , I , I,; , "

)' ',4 ,),~ }I; Yi "\ , " 'I " " of; , ~( ~ ~ ')C, A'_I

eptember 19, 008

09/17/2010 01i:09:45 PM 203

,JP:VICD 000004852.00007

AcI1.;11:,,[ :-JJ~ ::;'1" T~ We' Til :0:1

1 :1,':,-, Ttl

1 , fj ')

S,I Su .-j 5 II I? '" ,-,

h )(, Y; -)~ :)1' I 00 " ),1 ,~ ?,i

Monday, September , 008 12

2

5

6

9

7

.8+

9

10

II

with FDIC

Charlie SchartITLlOl\K

CONFIDENTIAL

09/17/2010060945 PM

,JP:VICD 000004852.00008

206

,'\U).!lI:"t:,J:}~ :\Io i"c, We Tn -0:1 s,\ s;'

! ~ "': X ~ III ,

:'>l;) Ttl l , ~ r;

Sa Sl' ,j 5 II I,; ,

Wednesday, September 24, 008 12

2

3

5

6

6

7

9

10

II

Charlie ScharmUONE

CONFIDENTIAL

09/17/2010 01i:09:45 PM

,JP:VICD 000004852.00009

208

12

I

2

4

5

II

12

I

2+

3

4 Rotella

5 • Rotella people

7

9

fTO'

11

Charlie SchartITLlOl\K

H" \~ 'g .1 : ~

Wednesday, October 1,

09/17/2010060945 PM

CONFIDENTIAL

008

215

,JP:VICD 000004852.00010

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0001

THURSDAY, MARCH 06, 2008 PHONE CALLS

[ First Last Name Action Numbers

John Mahoney Spoke to Cell: 914-260-6470 Goldman Scharf

9124120 I 0 I I :22 AM

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0002

TUESDAY, MARCH 11, 2008 PHONE CALLS

I First Last Name Action Numbers

I Kerry Kill inger LM 206-5C

9/24120 1011 :05 AM

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0003

WEDNESDAY, MARCH 12,2008 PHONE CALLS

[ First Last Name Action , ___ N:..:u::::m~be::.:r:..::s~_---I'---___________________ _

Kerry Kill inger RYC 206-931-3784 cell Call on his cell. If he doesn't answer send an email and he'll see it on ___________ +-____ --t_:..:ke"'r.:..ry'-.:,killinger@wamu,net his blackberry and ca"ll-,Y-"o-"u-=b:..:a:..:c",k.c.' ______________ _

9124/201 0 I I :06 AM

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0004

THURSDAY, MARCH 13,2008 PHONE CALLS

I FirsC---cast Name Action Numbers

--

I Kerrv Killin~er X 206-5 00-31

I --=l

9124120 I 0 I I :06 AM

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0005

MONDAY, MARCH 17,2008 PHONE CALLS

First Last Name Action Numbers

Kerry Killinger x 206-500-3139

c

~

9/24/20 I 0 II :07 AM

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0006

MONDAY, MARCH 24, 2008 PHONE CALLS


t Tom Baxter X 212-720-5035

r

912412010 5:28 PM

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0007



Ned Pollack 9:30 am 212-789-4501 Would like to spend 5 min w/you whenever you have time

9/24/2010 5:39 PM


xx

III I, I I

z .. 3 to

a o ::J

~ t.'!'j ~ z t.'!'j r.n ~ > -< ... ~

~ ~

== N 0'\ ... N Q Q QO

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0009

PHONE

First Last Name

Sheila Bair

9124/201011 :17 AM

CALLS

Action Numbers

WZ -898-6974

THURSDA Y, APRIL 03, 2008

She is calling to see if you would speak at a conf_ on July 8th_ Bernanke is opening and she wants you to be the lunchtime speaker

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0010

FRIDAY, APRIL 04, 2008 PHONE CALLS


Ned Pollock T x T 212-789 __ -:.:..45::..:0:.:..1 __ -+ _____________________ _

-

Nancy x

912412010 1\ : 17 AM


" '" ~

2 5·

UQ

'" ,

x ,

N 0

'" <.n 0 '? w ~

W

'"

-

:!! ., III ... r-III III ... Z III 3 ID

f--

~ ... o· ::J

~

~ 3 c::r ID ., III

-

1-

N <:> <:> QO

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0012

FRIDAY, SEPTEMBER 05,2008 PHONE CALLS

I First Last Name . - .. --T-Action --,-

Sheila Bair X 202·898·6974 or

571·213·6836

I

9124120 1012: 11 PM


l> ;;;-:>

3! V> ::T 3 '" :>

- -

x

- -

I

:!! ..., II> ...

r D> II> ... Z D> 3 t1)

l> n !:!: o ::J

z c: 3 0-lD ..., II>

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0014

MONDA Y, SEPTEMBER 15, 2008 PHONE CALLS

I First Last Name Action

I I

l-f-,

Alan Fishman I LM 206-500-8781

- ~-

~ -~ -~ -

- I I I -

9124120 10 12:12 PM

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0015

TUESDAY, SEPTEMBER 16, 2008 PHONE CALLS


Sheila Bair x 202-898-6974

Alan Fishman T x I 206-500-8781

9/24nO lO 12:13 PM

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0016

THURSDAY, SEPTEMBER 18, 2008 PHONE CALLS

I First Last Name- Action Numbers

John Rich

9/24120 1012:14 PM

x 202-253-3680 (Scott Polakoff I Office of Thrift Supervision - he and Scott Polakoff wi ll be in NY 202-746 -3 803 (John Rich ) tomorrow and would like to meet with you regarding Washington

Mutual.

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0017

MONDAY, SEPTEMBER 22, 2008 PHONE CALLS

First Last Name Action Numbers Sheila Bair X 202 -898-697 4

9124/20 101 2: 16 PM

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0018

PHONE CALLS

I First Last Name Action Numbers--I

FYI

r

FRIDAY, OCTOBER 03, 2008

Monday's 9 am mtg w/OCC has been cancel led because some of the participants have been called out of town. They will call to reschedule.

I Nancy FYI I Deb Horvath (Wamu CIO) added to your calendar on Monday at 9:15

9124120 10 12: 17 PM

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0001

THURSDAY, MARCH 06, 2008 PHONE CALLS

[ First Last Name Action Numbers

John Mahoney Spoke to Cell: 914-260-6470 Goldman Scharf

9124120 I 0 I I :22 AM

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0002



I Kerry Kill inger LM 206-5C

9/24120 1011 :05 AM

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0003

WEDNESDAY, MARCH 12,2008 PHONE CALLS

[ First Last Name Action , ___ N:..:u::::m~be::.:r:..::s~_---I'---___________________ _

Kerry Kill inger RYC 206-931-3784 cell Call on his cell. If he doesn't answer send an email and he'll see it on ___________ +-____ --t_:..:ke"'r.:..ry'-.:,killinger@wamu,net his blackberry and ca"ll-,Y-"o-"u-=b:..:a:..:c",k.c.' ______________ _

9124/201 0 I I :06 AM

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0004

THURSDAY, MARCH 13,2008 PHONE CALLS

I FirsC---cast Name Action Numbers

--

I Kerrv Killin~er X 206-5 00-31

I --=l

9124120 I 0 I I :06 AM

CO

NFI

DE

NT

IAL

JPM

CD

_000

0048

56.0

0005

MONDAY, MARCH 17,2008 PHONE CALLS


Kerry Killinger x 206-500-3139

c

~

9/24/20 I 0 II :07 AM