재산상태및영업실적 - kb국민은행img2.kbstar.com/obj/ir/pdf/2006_bs.pdf · ·...

�(단위�:� 백만원�/� �U�n�i�t� �:� �M�i�l�l�i�o�n� �w�o�n�)

현금및예치금

�(현재가치할인차금�)

�1�.� 현금

�2�.� 외국통화

�3�.� 원화예치금

�4�.� 외화예치금

유가증권

�1�.� 단기매매증권

�2�.� 매도가능증권

�3�.� 만기보유증권

�4�.� 지분법적용투자주식

대출채권

�(대손충당금�)

이연대출부대비용

�1�.� 원화대출금

�2�.� 외화대출금

�3�.� 콜론

�4�.� 매입어음

�5�.� 매입외환

�6�.� 지급보증대지급금

�7�.� 신용카드채권

�8�.� 사모사채

�9�.� 팩토링채권

�1�0�.� 출자전환채권

�1�1�.� 환매조건부채권매수

자산Assets

계정과목Description 제�6기 제�5기 제�4기

Cash & Due from Banks

(Present Value Discounts)

Cash in Won

Cash in Foreign Currency

Due from Banks in Won

Due from Banks in Foreign Currency

Securities

Trading Securities

Available-for-sale Securities

Held-to-maturity Securities

Investment in Associates

Loans

(Allowances for Credit Losses)

Loan Origination Cost

Loans in Won

Loans in Foreign Currency

Call Loans

Bills Bought in Won

Bills Bought in Foreign Currency

Payments on Guarantees

Credit Card Accounts

Private Placement Corporate Bonds

Factoring Receivables

Loans Convertible to Equity Securities

Bonds Purchased under Resale Agreements

6,568,306

-

2,725,644

151,406

3,210,607

480,649

29,382,480

2,589,719

15,113,898

10,939,331

739,532

149,867,182

(2,360,867)

138,338

125,574,817

7,261,811

1,247,109

16,587

1,270,314

19,209

8,667,740

7,499,208

30,948

1,968

500,000

5,867,417

-

2,683,479

150,402

2,495,595

537,941

30,550,299

3,551,425

16,180,784

10,228,573

589,517

135,738,407

(2,453,275)

52,025

118,565,341

5,314,883

1,518,948

18,563

1,377,085

11,321

7,571,605

3,729,867

32,044

-

-

5,139,604

(3,751)

2,380,578

124,735

2,030,595

607,447

27,965,441

3,635,510

17,555,764

6,229,435

544,732

135,769,326

(3,118,775)

48,889

122,721,898

3,860,828

2,741,783

27,096

574,785

32,120

7,643,990

1,203,631

32,335

746

-

대차대조표�(은행계정�)� Balance Sheet (Banking accounts)

제�6기�_ �2�0�0�6년�1�2월�3�1일현재 (December 31, 2006)



■재산상태및영업실적 �|FINANCIAL INFORMATION

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고정자산

�1�.� 유형자산

�(감가상각누계액�)

�(감액손실누계액�)

�2�.� 무형자산

�3�.� 비업무용자산

�(비업무용자산평가충당금�)

기타자산

�(대손충당금�)

�1�.� 보증금

�2�.� 미수금

�3�.� 미수수익

�4�.� 선급금

�5�.� 선급비용

�6�.� 이연법인세자산

�7�.� 파생상품자산

�8�.� 미회수내국환채권

�9�.� 잡자산

자산총계

예수금

�1�.� 원화예수금

�2�.� 외화예수금

�3�.� 양도성예금증서

차입금

�1�.� 원화차입금

�2�.� 외화차입금

�3�.� 환매조건부채권매도

�4�.� 매출어음

�5�.� 외화수탁금

�6�.� 콜머니

부채Liabilities


Fixed Assets

Tangible Assets

(Accumulated Depreciation)

(Accumulated Impairment Loss)

Intangible Assets

Non - Business Use Property

(Valuation Allowances)

Other Assets

(Allowances for Credit Losses)

Guarantee Deposits Paid

Accounts Receivable

Accrued Income

Prepaid Accounts

Prepaid Expenses

Deferred Income Tax Debits

Derivatives Assets

Domestic Exchange Settlements Debits

Sundry Assets

Total Assets

Deposits

Deposits in Won

Deposits in Foreign Currency

Negotiable Certificates of Deposits

Borrowings

Borrowings in Won

Borrowings in Foreign Currency

Bonds Sold under Repurchase Agreements

Bills sold

Due to Bank of Korea in Foreign Currency

Call Money

2,509,374

3,855,268

(1,702,001)

(15,535)

371,312

499

(169)

6,879,139

(102,212)

1,166,454

2,172,569

1,166,963

114,684

79,862

23,886

1,260,748

962,250

33,935

195,206,481

130,019,916

119,012,658

1,427,557

9,579,701

14,060,178

2,502,479

3,876,379

7,053,755

462,479

-

165,086

2,436,702

3,670,603

(1,620,892)

(11,466)

398,104

583

(230)

5,000,824

(47,502)

1,164,533

466,442

998,354

65,519

43,266

353,214

1,202,063

720,433

34,502

179,593,649

126,281,232

119,512,556

1,379,133

5,389,543

13,737,336

2,608,515

3,186,803

6,384,308

296,722

542

1,260,446

2,633,218

3,594,903

(1,428,586)

(2,296)

468,958

492

(253)

8,133,541

(67,320)

1,290,891

2,353,377

971,170

96,949

33,540

502,937

2,391,984

520,612

39,401

179,641,130

127,010,534

120,664,582

1,434,061

4,911,891

9,634,296

2,945,237

2,540,260

3,449,445

41,988

2,007

655,359



사채

�1�.� 원화사채

�(할인발행차금�)�

�2�.� 외화사채

할증발행차금

기타부채

�1�.� 퇴직급여충당금

�(퇴직보험예치금�)

�2�.� 지급보증충당금

�3�.� 신탁계정차

�4�.� 수입보증금

�5�.� 미지급금

�6�.� 미지급비용

�7�.� 선수금

�8�.� 선수수익

�9�.� 수입제세

�1�0�.� 대행업무수입금

�1�1�.� 미지급내국환채무

�1�2�.� 파생상품부채

�1�3�.� 대리점

�1�4�.� 잡부채

부채총계

자본금

보통주자본금

자본잉여금

�1�.� 주식발행초과금

�2�.� 기타자본잉여금

자본Stockholder’s Equity

Debentures

Debentures in Won

(Discounts on Debentures )

Debentures in Foreign Currency

Premium on Debentures

Other Liabilities

Allowances for Severance and Retirement Benefits

(Due from Insurance Retirement Benefits)

Allowances for Loss on Acceptances and Guarantees

Due to Trust Accounts

Guarantee Deposits Received

Accounts Payable

Accrued Expenses Payable

Advanced Received

Unearned Revenues

Withholding Taxes

Accounts for Agency Business

Domestic Exchange Settlements Credits

Derivatives Liabilities

Due to Agency

Sundry Liabilities

Total Liabilities

Capital Stock

Common Stock

Capital Surplus

Paid in Capital in Excess of Par Value

Other Capital Surplus

24,982,506

22,709,838

(158,575)

2,430,834

409

11,088,924

536,347

(334,979)

18,772

1,281,185

99,325

2,357,841

4,106,604

190,575

87,556

114,630

151,479

141,042

1,148,033

171,024

1,019,490

180,151,524

1,681,896

1,681,896

6,258,297

5,655,840

602,457

16,547,987

15,528,273

(35,368)

1,051,990

3,092

10,653,494

387,491

(236,529)

10,141

1,059,469

109,454

834,510

4,872,756

360,766

79,652

83,262

110,982

538,799

1,070,996

272,838

1,098,907

167,220,049

1,681,896

1,681,896

6,254,786

5,655,840

598,946

21,874,695

21,293,079

(120,396)

696,522

5,490

11,943,063

319,947

(193,325)

1,150

811,339

111,723

2,723,038

4,116,593

191,642

97,269

3,687

233,690

258,020

2,219,630

280,569

768,091

170,462,588

1,681,896

1,681,896

6,230,738

5,655,840

574,898

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계정과목Description 제6기 제5기 제4기

이익잉여금

�1�.� 이익준비금

�2�.� 기업합리화적립금

�3�.� 재무구조개선적립금

�4�.� 임의적립금

�5�.� 기타준비금

�6�.� 처분전이익잉여금

�(당기순이익�)

제�6기�:� �2�,�4�7�2�,�1�1�1� 백만원

제�5기�:� �2�,�2�5�2�,�2�1�8� 백만원

제�4기�:� � � � � �3�6�0�,�4�5�4백만원

자본조정

�1�.� 자기주식

�2�.� 매도가능증권평가이익

�3�.� 만기보유증권평가이익

�4�.� 지분법자본변동

�5�.� 부의지분법자본변동

�6�.� 주식매입선택권

�7�.� 자기주식처분손실

자본총계

부채와자본총계

지급보증

확정지급보증

미확정지급보증

약정

배서어음

파생상품거래

이자율관련거래

통화관련거래

기타파생상품거래

대손상각채권

창구매각유가증권

환매권부대출채권매각

Retained Earnings

Legal Reserve

Reserve for Business Rationalization

Reserve for Financial Structure Improvement

Voluntary Reserve

Other Reserve

Retained Earnings before Appropriations

(Net Income)

FY 2006 : 2,472,111 Million Won

FY 2005 : 2,252,218 Million Won

FY 2004 : 360,454 Million Won

Capital Adjustment

Treasury Stock

Gain on Valuation of Available-for-sale Securities

Gain on Valuation of Held-to-Maturity Securities

Increase due to the Equity method

Decrease due to the Equity method

Option for Purchasing Stock

Loss on Sales of Treasury Stock

Total Stockholder’s Equity

Total Liabilities and Stockholder’s Equity

Guarantees and Acceptances

Guarantees and Acceptances Outstanding

Contingent Guarantees and Acceptances

Commitments

Bills Endorsed

Derivative Contracts

Contracts on Interest Rates

Contracts on Currency

Other Derivatives Transaction

Receivable Charge-Offs

OTC Bonds Sold

Loans Sold under Repurchase Agreements

6,215,222

826,640

-

55,600

2,499,200

363,194

2,470,588

899,542

-

883,556

98

22,039

(6,151)

-

-

15,054,957

195,206,481

5,008,741

2,704,307

2,304,434

79,567,356

4,540

143,104,777

48,255,370

92,942,226

1,907,181

12,005,064

217,754

666

3,929,948

601,340

-

55,600

852,700

362,862

2,057,446

506,970

(9,660)

511,368

426

13,282

(12,334)

3,888

-

12,373,600

179,593,649

3,761,752

1,789,560

1,972,192

77,151,718

10,910

108,579,574

37,008,889

65,763,615

5,807,070

7,743,273

2,463

685

1,846,895

545,740

40,760

-

1,072,800

2,490

185,105

(580,987)

(1,322,320)

707,487

-

10,443

(4,751)

29,613

(1,459)

9,178,542

179,641,130

2,287,562

975,788

1,311,774

5,026,308

9,396

99,430,075

34,773,307

61,180,252

3,476,516

6,629,858

-

692

주석Footnotes

재산상태및영업실적 - kb국민은행img2.kbstar.com/obj/ir/pdf/2006_bs.pdf · ·...

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