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  • Slide 1
  • 1 Identity Theft Be Prepared.. Be Proactive! Sponsored by:
  • Slide 2
  • 2 Increase Your Identity Theft IQ!
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  • 3 What is Identity Theft? Financial Social Security Medical Character Social Security Tax Fraud Government Docs Insurance Drivers License
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  • 4 What is Identity Theft? Financial Social Security Medical Character Social Security Tax Fraud Government Docs Insurance Drivers License
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  • 5 Real Stories Real People In 2000, Florida resident Linda Weaver told a Federal Trade Commission workshop that shortly after her daughter's wallet -- which contained a family insurance card -- was stolen, someone began receiving medical care in Linda's name. She was shocked to find her blood type had been changed in a hospital record. "It could have been tragic," she told the FTC. Source: Readers Digest ID Thieves New Target: Our Medical Records
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  • 6 What is Identity Theft? Financial Social Security Medical Character Social Security Tax Fraud Government Docs Insurance Drivers License
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  • 7 Real Stories Real People When Florida Highway Patrol Trooper Richard Blancoa member of the FBIs Joint Terrorism Task Force (JTTF) in Jacksonvilleinterviewed an individual suspected of drivers license fraud in 2011, he wasnt initially sure if the man was the victim or the perpetrator of identity theft. Thats because the mannow imprisoned and officially known as John Doehad a stack of government-issued identification acquired during the 22 years he had been using a living victims identity. That included a passport, drivers license, birth certificate, Social Security card, and identification allowing him unescorted access to a port and military installation. Source: FBI Press Release, Jacksonville Division
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  • 8 What is Identity Theft? Financial Social Security Medical Character Social Security Tax Fraud Government Docs Insurance Drivers License
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  • 9 Real Stories Real People A Chicago woman applied for a job at a local Target department store and was denied. The reason? She already worked there or rather, her Social Security number already worked there. Follow-up investigation revealed the same Social Security Number used to obtain work at 37 other employers.* * Source: MSNBC
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  • 10 Staggering Statistics IRS paid out over 5.8 Billion in fraudulent claims in 2013 Average Time to Repair Identity is estimated to be 150 hours* Identity Theft can cost individuals thousands in lost time, money and professional services Identity Theft Tops FTC Consumer Complaints for 15th Consecutive Year Number of complaints to FTC of IRS impersonators for Identity Theft up 2300% in one year** *Source: Florida Becoming Center for Identity Theft, Consumer Affairs ** Source: Federal Trade Commission
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  • 11 How Does it Happen? Identity thieves may: Go through your trash or dumpster dive Steal your wallet or purse Steal your mail or submit a change of address form for you Use phishing or fake emails to get you to provide personal information Hack your computer or mobile devices Multiple Local Scams (Hurricane Relief, Fake Charities, etc.)
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  • 12 Child Identity Theft? The FTC has reported 140,000 to 400,000 children have their identity stolen each year. According to a recent study, The Carnegie Mellon Cylab Report, children are 51 times more likely to be victims of identity theft than adults. The Carnegie Mellon Cylab ReportThe Carnegie Mellon Cylab Report According to the study, the largest fraud committed against a child was $750,000, using a 16-year-old girls identity, and the youngest victim was five months old.
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  • 13 Steps to Protect Yourself Protect Your Good Name: Shred financial documents or sensitive documents before discarding them Protect your Social Security number Dont give out personal information unless youre sure who youre dealing with Monitor your accounts for transactions If you conduct business online, use your own computer Never respond to emails asking to verify personal information
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  • 14 Steps to Protect Yourself Protect Your Good Name: Dont use your cell phone or PDA to store your personal information Keep your computer browser software up to date Never use email to communicate sensitive information Check your credit report on a regular basis Be careful using public Wi-Fi Use Wireless Security at home Dont use obvious passwords
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  • 15 Identity Theft Protection Resolution Reimbursement Restoration
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  • 16 Resolution - Good Offers Help to restore your Identity Gives access to Identity Theft counselors to assist you in restoring your Identity Will give consultation on who to contact, how to fill out forms, and where to obtain forms to fill out to begin restoration process Oftentimes, a free value-added service to an insurance plan or EAP
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  • 17 Reimbursement - Better Gives access to Identity Theft counselors to assist you in restoring your Identity Many times comes with credit monitoring Will give consultation on who to contact, how to fill out forms, and where to obtain forms to fill out to begin restoration process Will reimburse you up to certain limitations for money spent in the restoration process (Does NOT reimburse losses due to Identity Theft, but does reimburse money spent in the restoration process up to category limits). An underwriter will determine what expenses in the restoration process will be reimbursed. Costs can average $8 - $10 per person
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  • 18 Restoration - Best Gives access to Identity Theft counselors to answer questions about Identity Theft. Usually comes with Daily Credit Monitoring In the event of Identity Theft, the company will give you the option for complete restoration, covered by the plan (not reimbursed). Depending on the company, you may be outsourced to an unknown 3 rd Party for this restoration or you may have access to a dedicated Risk Management expert for these services (check with your plan provider for details). Full Restoration Plans can range from $10 - $15 per person
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  • 19 Trusted Partners for Legal and Identity Theft Plans LegalShield Established in 1972 3.5 million covered across the USA and Canada 2.1 million annual requests for legal help More than 650 employees Over 1 million Identity Theft members Kroll Founded in 1972 Worlds leading risk consulting firm Fortune 500 clientele Paid in advance Quality Assurance
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  • 20 IDShield The Oldest New Name More than 1 Million members More than 200,000 personal identity consultations Nearly 10,000 individual identities restored
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  • 21 Your Security Bank accounts Credit card Loans And more! IDShield We Monitor What Matters Your Privacy SSN DOB DMV Passport Address Email Web persona And more!
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  • 22 IDShield We Care Always Here for You: 24/7/365 emergency hotline Unlimited non-emergency consultation Free mobile app
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  • 23 PATRICK O. Kroll Licensed Private Investigator We Restore Your Identity Team of Licensed Private Investigators Do whatever it takes As long as it takes Clear your records for life $5 Million Service Guarantee Kroll provides these identity theft services exclusively to LegalShield members
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  • 24 Whos Covered The member The members spouse Up to 8 dependent children
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  • 25 Our Services Legal Advice - Unlimited issues Letters/Calls made on your behalf Contracts/Documents reviewed up to 10 pages Online Legal Forms/Videos Lawyers Prepare Your: Will Living Will Healthcare Power of Attorney Traffic-Related Issues 24/7 Emergency Access for covered situations Trial Defense Pre-Trial Trial IRS Audit Assistance 25% Preferred Member Discount* If you were my lawyer, what would you charge for these services? Up to 90% of member inquiries are covered by the plan with no additional fees. All other requests for service are entitled to a 25% discount on the law firms hourly rate (including pre-existing issues). Review the membership contract for the plan selected and state of residence for full details on benefits, limits and exclusions as legal advice is subject to the provider attorney's independent professional judgment. Family Legal Plan Florida
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  • 26 Whos Covered The member The members spouse Never-married dependent children under age 21 living at home or full time student up to 23 Dependent children under age 18 for whom the member is legal guardian Physically or mentally challenged children living at home
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  • 27 Legal & Identity Theft Experts Only One Touch Away!
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  • 28 Member perks
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  • 29 Whats Right For You? At LegalShield its simple, you choose which plans work best for you and your family: ProductPrice Per MonthGroup StandaloneGroup Bundled Family Legal Plan$17.00$15.95 Family IDShield$19.95$18.95 $14.95 Total$36.90 $30.90 Individual ID Shield $ 9.95 $ 8.95
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  • 30 Thank You LegalShield The information contained in this material is for illustrative purposes only and is not a contract.