2010 scf chartbook - federal reserve system · 2010 scf chartbook this file contains time series...
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2010 SCF Chartbook
This file contains time series charts using triennial SCF data covering theperiod 1989 to 2010. The income, asset, and liability variables included areones that appeared in the tables in “Changes in U.S. Family Finances from2007 to 20010: Evidence from the Survey of Consumer Finances” by JesseBricker, Arthur B. Kennickell, Kevin B. Moore, and John Sabelhaus FederalReserve Bulletin (June 2012), pp. 1–80; variable definitions are given inthat article. These variables are analyzed separately for all families andby a variety of characteristics, such as age and income groups. For eachvariable and classification group, the charts show the percent of familiesin the group who have the item and the median and mean amounts ofholdings for those who have any. Users should be aware that unlike thetables published in the Bulletin article, the charts include estimates for cellswith fewer than eleven observations, a sample size deemed insufficient forrobust estimates (see tables to identify which variables and groups areaffected). All dollar estimates are given in 2010 dollars.
July 19, 2012
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Percent of families with before−tax family income
Percent of families with before-tax family incomeYear All families
Level (percent)1989 100.01992 100.01995 100.01998 100.02001 100.02004 100.02007 100.02010 100.0
Three-year change (percentage points)1992 0.01995 0.01998 0.02001 0.02004 0.02007 0.02010 0.0
40
42
44
46
48
50
Th
ou
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01
0 d
olla
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1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of before−tax family income for families with holdings
Median value of before-tax family income for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 43.41992 40.41995 43.51998 44.62001 48.92004 49.82007 49.62010 45.8
Three-year change (percent)1992 -6.91995 7.71998 2.52001 9.62004 1.82007 -0.42010 -7.7
60
65
70
75
80
85
90
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of before−tax family income for families with holdings
Mean value of before-tax family income for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 68.51992 60.71995 63.21998 71.02001 83.32004 81.42007 88.32010 78.5
Three-year change (percent)1992 -11.41995 4.11998 12.32001 17.32004 -2.32007 8.52010 -11.1
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with before−tax family income
Percent of families with before-tax family incomePercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 100.0 100.0 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0 0.0 0.0
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of before−tax family income for families with holdings
Median value of before-tax family income for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 10.6 24.6 43.4 68.6 100.3 175.91992 10.3 24.1 40.4 64.0 95.6 163.21995 9.7 24.9 43.5 64.5 97.2 159.41998 11.0 27.1 44.6 71.1 105.4 174.22001 12.6 29.9 48.9 79.4 120.9 207.82004 12.8 29.5 49.8 78.5 120.5 212.72007 12.9 30.1 49.6 78.7 119.5 216.82010 13.4 28.1 45.8 71.7 112.8 205.3
Three-year change (percent)1992 -2.8 -2.0 -6.9 -6.7 -4.7 -7.21995 -5.8 3.3 7.7 0.8 1.7 -2.31998 13.4 8.8 2.5 10.2 8.4 9.32001 14.5 10.3 9.6 11.7 14.7 19.32004 1.6 -1.3 1.8 -1.1 -0.3 2.42007 0.8 2.0 -0.4 0.3 -0.8 1.92010 3.9 -6.6 -7.7 -8.9 -5.6 -5.3
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of before−tax family income for families with holdings
Mean value of before-tax family income for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 10.0 24.7 43.7 68.9 103.1 286.71992 9.9 24.1 41.2 65.6 97.4 228.01995 9.4 24.9 42.6 65.5 98.6 248.31998 10.6 26.9 45.3 72.4 106.1 292.82001 12.3 29.6 49.4 79.9 120.2 371.02004 12.4 30.0 50.0 79.6 122.6 347.72007 12.9 29.7 49.5 80.2 121.6 416.62010 12.9 27.9 46.3 73.6 114.6 349.0
Three-year change (percent)1992 -1.0 -2.4 -5.7 -4.8 -5.5 -20.51995 -5.1 3.3 3.4 -0.2 1.2 8.91998 12.8 8.0 6.3 10.5 7.6 17.92001 16.0 10.0 9.1 10.4 13.3 26.72004 0.8 1.4 1.2 -0.4 2.0 -6.32007 4.0 -1.0 -1.0 0.8 -0.8 19.82010 0.0 -6.1 -6.5 -8.2 -5.8 -16.2
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with before−tax family income
Percent of families with before-tax family incomeAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 100.0 100.0 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0 0.0 0.0
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of before−tax family income for families with holdings
Median value of before-tax family income for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 35.2 61.6 65.1 44.5 27.3 23.31992 37.3 54.4 63.3 45.1 27.1 20.91995 36.3 54.2 57.0 47.9 27.3 22.71998 36.5 56.2 67.6 51.4 32.5 22.32001 40.9 63.0 66.8 55.4 34.0 27.42004 37.8 57.5 70.3 62.6 38.4 27.32007 39.2 59.3 67.2 57.2 40.8 23.92010 35.1 53.9 61.0 55.1 42.7 29.1
Three-year change (percent)1992 6.0 -11.7 -2.8 1.3 -0.7 -10.31995 -2.7 -0.4 -10.0 6.2 0.7 8.61998 0.6 3.7 18.6 7.3 19.0 -1.82001 12.1 12.1 -1.2 7.8 4.6 22.92004 -7.6 -8.7 5.2 13.0 12.9 -0.42007 3.7 3.1 -4.4 -8.6 6.2 -12.52010 -10.5 -9.1 -9.2 -3.7 4.7 21.8
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of before−tax family income for families with holdings
Mean value of before-tax family income for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 47.0 83.3 101.8 80.4 55.9 42.71992 45.9 70.7 86.0 75.2 43.9 35.41995 44.2 69.0 93.6 76.3 53.0 37.61998 48.1 80.0 93.1 95.7 62.3 39.02001 54.2 94.5 114.2 106.5 71.3 45.02004 51.9 85.0 108.6 115.5 68.7 47.12007 54.2 87.7 117.8 116.5 96.8 47.92010 47.7 81.0 102.2 105.8 75.8 46.1
Three-year change (percent)1992 -2.3 -15.1 -15.5 -6.5 -21.5 -17.11995 -3.7 -2.4 8.8 1.5 20.7 6.21998 8.8 15.9 -0.5 25.4 17.5 3.72001 12.7 18.1 22.7 11.3 14.4 15.42004 -4.2 -10.1 -4.9 8.5 -3.6 4.72007 4.4 3.2 8.5 0.9 40.9 1.72010 -12.0 -7.6 -13.2 -9.2 -21.7 -3.8
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with before−tax family income
Percent of families with before-tax family incomeFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 100.0 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0 0.0
20
30
40
50
60
70
80
Th
ou
sa
nd
s o
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01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of before−tax family income for families with holdings
Median value of before-tax family income for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 23.2 30.0 17.5 63.7 54.61992 21.1 30.2 18.5 62.8 51.31995 23.4 31.8 18.4 61.4 53.91998 24.3 32.5 22.3 69.5 56.82001 27.7 35.3 20.8 76.5 63.02004 29.5 33.3 24.5 75.6 67.42007 30.2 35.5 25.8 74.6 64.62010 29.5 30.5 24.2 67.7 61.8
Three-year change (percent)1992 -9.1 0.7 5.7 -1.4 -6.01995 10.9 5.3 -0.5 -2.2 5.11998 3.8 2.2 21.2 13.2 5.42001 14.0 8.6 -6.7 10.1 10.92004 6.5 -5.7 17.8 -1.2 7.02007 2.4 6.6 5.3 -1.3 -4.22010 -2.3 -14.1 -6.2 -9.2 -4.3
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of before−tax family income for families with holdings
Mean value of before-tax family income for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 33.0 52.2 29.7 87.4 93.61992 32.0 40.5 28.7 84.9 74.91995 29.8 37.7 31.5 85.7 82.71998 33.8 41.2 34.9 96.4 93.12001 36.0 49.4 39.9 115.0 105.32004 37.7 45.2 39.2 113.9 107.02007 44.1 49.4 38.4 118.4 120.52010 39.4 42.4 39.6 109.4 101.7
Three-year change (percent)1992 -3.0 -22.4 -3.4 -2.9 -20.01995 -6.9 -6.9 9.8 0.9 10.41998 13.4 9.3 10.8 12.5 12.62001 6.5 19.9 14.3 19.3 13.12004 4.7 -8.5 -1.8 -1.0 1.62007 17.0 9.3 -2.0 4.0 12.62010 -10.7 -14.2 3.1 -7.6 -15.6
95
96
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100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with before−tax family income
Percent of families with before-tax family incomeEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0
20
30
40
50
60
70
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of before−tax family income for families with holdings
Median value of before-tax family income for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 23.0 38.1 49.3 70.41992 18.7 36.1 42.0 68.41995 20.6 36.9 43.5 64.81998 20.7 39.0 47.3 73.32001 20.8 41.6 50.1 83.12004 22.3 41.1 47.3 84.42007 23.2 38.5 47.8 81.92010 23.0 36.6 42.9 73.8
Three-year change (percent)1992 -18.7 -5.2 -14.8 -2.81995 10.2 2.2 3.6 -5.31998 0.5 5.7 8.7 13.12001 0.5 6.7 5.9 13.42004 7.2 -1.2 -5.6 1.62007 4.0 -6.3 1.1 -3.02010 -0.9 -4.9 -10.3 -9.9
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of before−tax family income for families with holdings
Mean value of before-tax family income for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 32.9 50.4 68.7 120.21992 26.4 45.6 56.1 99.41995 29.6 49.5 57.4 101.11998 29.0 49.4 67.8 114.22001 30.8 54.9 68.0 142.92004 29.8 51.5 64.5 135.32007 32.8 53.6 71.3 150.72010 33.7 48.1 58.7 128.9
Three-year change (percent)1992 -19.8 -9.5 -18.3 -17.31995 12.1 8.6 2.3 1.71998 -2.0 -0.2 18.1 13.02001 6.2 11.1 0.3 25.12004 -3.2 -6.2 -5.1 -5.32007 10.1 4.1 10.5 11.42010 2.7 -10.3 -17.7 -14.5
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with before−tax family income
Percent of families with before-tax family incomeRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 100.0 100.01992 100.0 100.01995 100.0 100.01998 100.0 100.02001 100.0 100.02004 100.0 100.02007 100.0 100.02010 100.0 100.0
Three-year change (percentage points)1992 0.0 0.01995 0.0 0.01998 0.0 0.02001 0.0 0.02004 0.0 0.02007 0.0 0.02010 0.0 0.0
25
30
35
40
45
50
55
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of before−tax family income for families with holdings
Median value of before-tax family income for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 51.0 24.61992 46.6 28.01995 46.8 28.11998 50.9 31.12001 55.4 31.52004 56.9 34.32007 54.3 38.62010 52.9 34.6
Three-year change (percent)1992 -8.6 13.81995 0.4 0.41998 8.8 10.72001 8.8 1.32004 2.7 8.92007 -4.6 12.52010 -2.6 -10.4
40
50
60
70
80
90
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of before−tax family income for families with holdings
Mean value of before-tax family income for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 78.4 38.91992 67.1 41.31995 69.5 41.41998 79.0 44.32001 94.3 49.92004 92.9 51.72007 101.6 56.22010 90.1 54.4
Three-year change (percent)1992 -14.4 6.21995 3.6 0.21998 13.7 7.02001 19.4 12.62004 -1.5 3.62007 9.4 8.72010 -11.3 -3.2
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with before−tax family income
Percent of families with before-tax family incomeCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of before−tax family income for families with holdings
Median value of before-tax family income for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 54.2 63.3 24.5 12.31992 52.2 68.1 23.1 17.11995 52.2 53.7 23.8 16.01998 54.1 70.3 25.7 15.52001 57.9 77.6 25.7 20.42004 56.7 76.8 28.1 23.62007 59.3 79.3 25.9 21.32010 55.9 64.5 29.1 23.9
Three-year change (percent)1992 -3.7 7.6 -5.7 39.01995 0.0 -21.1 3.0 -6.41998 3.6 30.9 8.0 -3.12001 7.0 10.4 0.0 31.62004 -2.1 -1.0 9.3 15.72007 4.6 3.3 -7.8 -9.72010 -5.7 -18.7 12.4 12.2
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of before−tax family income for families with holdings
Mean value of before-tax family income for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 69.2 155.9 40.2 23.61992 66.4 115.6 34.8 31.71995 68.5 113.3 39.7 25.61998 71.4 145.9 44.0 29.02001 82.5 169.5 49.0 44.92004 80.7 162.9 49.7 43.02007 87.1 201.0 53.5 37.12010 84.2 149.9 44.4 36.3
Three-year change (percent)1992 -4.0 -25.8 -13.4 34.31995 3.2 -2.0 14.1 -19.21998 4.2 28.8 10.8 13.32001 15.5 16.2 11.4 54.82004 -2.2 -3.9 1.4 -4.22007 7.9 23.4 7.6 -13.72010 -3.3 -25.4 -17.0 -2.2
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with before−tax family income
Percent of families with before-tax family incomeCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of before−tax family income for families with holdings
Median value of before-tax family income for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 79.5 42.2 51.0 21.11992 74.6 44.5 45.1 21.01995 75.4 43.5 49.0 22.51998 81.2 40.9 50.0 23.72001 87.2 44.1 50.4 25.42004 88.9 43.1 52.0 27.42007 89.4 46.3 51.7 24.92010 81.3 42.0 50.0 27.4
Three-year change (percent)1992 -6.2 5.5 -11.6 -0.51995 1.1 -2.2 8.6 7.11998 7.7 -6.0 2.0 5.32001 7.4 7.8 0.8 7.22004 1.9 -2.3 3.2 7.92007 0.6 7.4 -0.6 -9.12010 -9.1 -9.3 -3.3 10.0
40
60
80
100
120
140
160
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of before−tax family income for families with holdings
Mean value of before-tax family income for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 125.6 67.8 59.9 36.71992 111.7 57.2 54.5 34.01995 115.6 60.8 56.9 36.91998 128.9 62.5 56.8 41.62001 153.4 65.3 60.0 48.32004 147.6 61.1 58.3 48.72007 163.6 70.8 60.7 51.02010 148.7 59.5 57.3 42.7
Three-year change (percent)1992 -11.1 -15.6 -9.0 -7.41995 3.5 6.3 4.4 8.51998 11.5 2.8 -0.2 12.72001 19.0 4.5 5.6 16.12004 -3.8 -6.4 -2.8 0.82007 10.8 15.9 4.1 4.72010 -9.1 -16.0 -5.6 -16.3
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with before−tax family income
Percent of families with before-tax family incomeRegion
Year Northeast Midwest South WestLevel (percent)
1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0
35
40
45
50
55
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of before−tax family income for families with holdings
Median value of before-tax family income for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 49.3 42.1 36.9 51.01992 50.4 43.8 35.8 40.11995 43.5 44.3 40.2 45.01998 47.3 43.9 42.1 48.32001 50.6 53.8 44.1 49.92004 58.5 52.0 42.5 53.22007 53.9 46.3 45.0 54.42010 53.7 46.5 40.7 48.8
Three-year change (percent)1992 2.2 4.0 -3.0 -21.41995 -13.7 1.1 12.3 12.21998 8.7 -0.9 4.7 7.32001 7.0 22.6 4.8 3.32004 15.6 -3.3 -3.6 6.62007 -7.9 -11.0 5.9 2.32010 -0.4 0.4 -9.6 -10.3
50
60
70
80
90
100
110
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of before−tax family income for families with holdings
Mean value of before-tax family income for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 78.5 71.4 58.5 71.61992 70.2 62.6 51.6 64.41995 69.7 64.4 58.5 63.41998 81.3 65.3 66.0 76.12001 95.2 79.3 75.2 90.72004 100.7 77.7 71.3 85.82007 105.2 78.5 83.1 92.92010 99.2 70.9 71.5 80.8
Three-year change (percent)1992 -10.6 -12.3 -11.8 -10.11995 -0.7 2.9 13.4 -1.61998 16.6 1.4 12.8 20.02001 17.1 21.4 13.9 19.22004 5.8 -2.0 -5.2 -5.42007 4.5 1.0 16.5 8.32010 -5.7 -9.7 -14.0 -13.0
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with before−tax family income
Percent of families with before-tax family incomeUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 100.0 100.01992 100.0 100.01995 100.0 100.01998 100.0 100.02001 100.0 100.02004 100.0 100.02007 100.0 100.02010 100.0 100.0
Three-year change (percentage points)1992 0.0 0.01995 0.0 0.01998 0.0 0.02001 0.0 0.02004 0.0 0.02007 0.0 0.02010 0.0 0.0
30
35
40
45
50
55
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of before−tax family income for families with holdings
Median value of before-tax family income for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 45.3 34.11992 43.5 30.91995 45.2 30.31998 47.3 37.32001 50.4 37.02004 53.2 34.42007 52.8 37.82010 48.8 36.6
Three-year change (percent)1992 -4.0 -9.41995 3.9 -1.91998 4.6 23.12001 6.6 -0.82004 5.6 -7.02007 -0.8 9.92010 -7.6 -3.2
40
50
60
70
80
90
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of before−tax family income for families with holdings
Mean value of before-tax family income for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 72.9 49.51992 65.2 41.01995 67.0 41.21998 75.4 45.32001 88.7 50.22004 88.5 47.22007 95.6 52.62010 84.8 48.2
Three-year change (percent)1992 -10.6 -17.21995 2.8 0.51998 12.5 10.02001 17.6 10.82004 -0.2 -6.02007 8.0 11.42010 -11.3 -8.4
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with before−tax family income
Percent of families with before-tax family incomeHousing status
Year Owner Renter or otherLevel (percent)
1989 100.0 100.01992 100.0 100.01995 100.0 100.01998 100.0 100.02001 100.0 100.02004 100.0 100.02007 100.0 100.02010 100.0 100.0
Three-year change (percentage points)1992 0.0 0.01995 0.0 0.01998 0.0 0.02001 0.0 0.02004 0.0 0.02007 0.0 0.02010 0.0 0.0
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of before−tax family income for families with holdings
Median value of before-tax family income for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 56.3 23.21992 52.9 25.91995 53.7 26.11998 58.3 27.12001 63.8 30.22004 63.5 28.42007 64.6 29.12010 59.6 26.1
Three-year change (percent)1992 -6.0 11.61995 1.5 0.81998 8.6 3.82001 9.4 11.42004 -0.5 -6.02007 1.7 2.52010 -7.7 -10.3
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of before−tax family income for families with holdings
Mean value of before-tax family income for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 86.2 37.11992 74.3 36.61995 78.3 35.51998 89.0 35.62001 104.3 39.52004 100.6 38.82007 110.7 39.32010 98.3 37.9
Three-year change (percent)1992 -13.8 -1.31995 5.4 -3.01998 13.7 0.32001 17.2 11.02004 -3.5 -1.82007 10.0 1.32010 -11.2 -3.6
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with before−tax family income
Percent of families with before-tax family incomePercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 100.0 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0 0.0
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of before−tax family income for families with holdings
Median value of before-tax family income for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 17.6 37.1 53.2 70.4 132.01992 19.7 37.3 49.7 65.3 122.61995 20.5 40.6 50.3 60.4 114.41998 21.2 40.6 54.1 75.7 117.92001 24.1 42.8 62.6 85.3 155.02004 23.6 42.5 60.3 88.6 165.42007 24.6 43.1 59.5 86.2 165.52010 23.7 37.9 54.9 74.5 163.2
Three-year change (percent)1992 11.9 0.5 -6.6 -7.2 -7.11995 4.1 8.8 1.2 -7.5 -6.71998 3.4 0.0 7.6 25.3 3.12001 13.7 5.4 15.7 12.7 31.52004 -2.1 -0.7 -3.7 3.9 6.72007 4.2 1.4 -1.3 -2.7 0.12010 -3.7 -12.1 -7.7 -13.6 -1.4
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of before−tax family income for families with holdings
Mean value of before-tax family income for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 24.7 42.4 60.9 85.8 236.01992 26.2 42.0 55.2 77.2 182.41995 26.3 44.2 57.8 74.7 198.81998 27.1 45.2 62.5 90.1 237.42001 29.4 48.5 72.2 96.3 313.82004 28.8 48.5 69.8 101.2 294.62007 30.5 48.7 69.8 97.4 364.22010 32.6 45.5 63.3 89.0 297.9
Three-year change (percent)1992 6.1 -0.9 -9.4 -10.0 -22.71995 0.4 5.2 4.7 -3.2 9.01998 3.0 2.3 8.1 20.6 19.42001 8.5 7.3 15.5 6.9 32.22004 -2.0 0.0 -3.3 5.1 -6.12007 5.9 0.4 0.0 -3.8 23.62010 6.9 -6.6 -9.3 -8.6 -18.2
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with net worth
Percent of families with net worthYear All families
Level (percent)1989 100.01992 100.01995 100.01998 100.02001 100.02004 100.02007 100.02010 100.0
Three-year change (percentage points)1992 0.01995 0.01998 0.02001 0.02004 0.02007 0.02010 0.0
70
80
90
100
110
120
130
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of net worth for families with holdings
Median value of net worth for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 79.11992 75.11995 81.91998 95.62001 106.12004 107.22007 126.42010 77.3
Three-year change (percent)1992 -5.11995 9.11998 16.72001 11.02004 1.02007 17.92010 -38.8
300
350
400
450
500
550
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of net worth for families with holdings
Mean value of net worth for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 313.61992 282.91995 300.41998 377.32001 487.02004 517.12007 584.62010 498.8
Three-year change (percent)1992 -9.81995 6.21998 25.62001 29.12004 6.22007 13.12010 -14.7
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with net worth
Percent of families with net worthPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 100.0 100.0 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0 0.0 0.0
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of net worth for families with holdings
Median value of net worth for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 3.0 40.6 70.2 112.1 222.6 655.21992 6.0 42.1 60.0 114.8 175.4 551.41995 8.5 47.5 65.7 107.7 181.4 503.61998 7.8 44.2 71.2 149.8 251.4 603.42001 9.6 45.9 78.0 176.8 322.4 1021.52004 8.6 38.8 82.8 184.0 360.9 1069.72007 8.5 39.6 92.3 215.7 373.2 1172.32010 6.2 25.6 65.8 128.6 286.6 1194.3
Three-year change (percent)1992 100.0 3.7 -14.5 2.4 -21.2 -15.81995 41.7 12.8 9.5 -6.2 3.4 -8.71998 -8.2 -6.9 8.4 39.1 38.6 19.82001 23.1 3.8 9.6 18.0 28.2 69.32004 -10.4 -15.5 6.2 4.1 11.9 4.72007 -1.2 2.1 11.5 17.2 3.4 9.62010 -27.1 -35.4 -28.7 -40.4 -23.2 1.9
0
1000
2000
3000
4000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of net worth for families with holdings
Mean value of net worth for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 41.6 110.9 170.9 229.4 375.1 1654.91992 49.9 97.3 153.4 213.5 343.3 1456.81995 62.9 112.0 144.9 228.5 364.7 1541.81998 63.7 128.2 168.7 275.3 434.8 2065.92001 64.7 141.2 199.4 360.7 560.3 2777.12004 83.6 139.8 224.0 392.9 563.7 2925.22007 110.3 141.3 220.6 393.9 638.1 3474.72010 116.8 127.9 199.0 294.0 567.3 2944.3
Three-year change (percent)1992 20.0 -12.3 -10.2 -6.9 -8.5 -12.01995 26.1 15.1 -5.5 7.0 6.2 5.81998 1.3 14.5 16.4 20.5 19.2 34.02001 1.6 10.1 18.2 31.0 28.9 34.42004 29.2 -1.0 12.3 8.9 0.6 5.32007 31.9 1.1 -1.5 0.3 13.2 18.82010 5.9 -9.5 -9.8 -25.4 -11.1 -15.3
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with net worth
Percent of families with net worthAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 100.0 100.0 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0 0.0 0.0
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of net worth for families with holdings
Median value of net worth for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 13.2 95.2 166.5 165.0 129.3 122.21992 14.0 67.7 118.6 172.8 149.6 131.71995 17.0 74.0 134.4 163.5 157.2 131.71998 12.2 84.6 140.9 170.6 195.4 167.52001 14.3 95.1 164.9 227.2 217.8 190.32004 16.3 79.9 167.1 290.0 218.8 187.72007 12.4 92.4 193.7 266.2 250.8 223.72010 9.3 42.1 117.9 179.4 206.7 216.8
Three-year change (percent)1992 6.1 -28.9 -28.8 4.7 15.7 7.81995 21.4 9.3 13.3 -5.4 5.1 0.01998 -28.2 14.3 4.8 4.3 24.3 27.22001 17.2 12.4 17.0 33.2 11.5 13.62004 14.0 -16.0 1.3 27.6 0.5 -1.42007 -23.9 15.6 15.9 -8.2 14.6 19.22010 -25.0 -54.4 -39.1 -32.6 -17.6 -3.1
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of net worth for families with holdings
Mean value of net worth for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 79.0 249.0 466.2 519.1 471.9 407.41992 68.8 202.1 407.6 512.4 434.4 324.71995 61.2 203.6 420.2 543.2 493.9 365.81998 85.2 262.1 485.3 710.6 622.6 414.62001 111.2 318.6 595.9 898.6 831.4 574.82004 84.6 345.2 625.8 976.4 795.1 607.72007 111.1 341.9 694.6 986.7 1064.1 668.82010 65.3 217.4 573.0 880.5 848.4 677.9
Three-year change (percent)1992 -12.9 -18.8 -12.6 -1.3 -7.9 -20.31995 -11.0 0.7 3.1 6.0 13.7 12.71998 39.2 28.7 15.5 30.8 26.1 13.32001 30.5 21.6 22.8 26.5 33.5 38.62004 -23.9 8.3 5.0 8.7 -4.4 5.72007 31.3 -1.0 11.0 1.1 33.8 10.12010 -41.2 -36.4 -17.5 -10.8 -20.3 1.4
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with net worth
Percent of families with net worthFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 100.0 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0 0.0
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of net worth for families with holdings
Median value of net worth for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 12.2 13.7 69.0 104.6 187.31992 12.9 22.6 88.2 91.7 157.81995 17.0 24.8 100.2 93.3 163.41998 21.5 20.6 116.4 116.2 198.12001 16.2 24.0 111.9 139.3 217.12004 24.0 24.2 134.0 140.6 240.22007 24.4 26.3 150.7 147.5 236.22010 15.5 14.6 102.0 86.7 205.6
Three-year change (percent)1992 5.7 65.0 27.8 -12.3 -15.81995 31.8 9.7 13.6 1.7 3.51998 26.5 -16.9 16.2 24.5 21.22001 -24.7 16.5 -3.9 19.9 9.62004 48.1 0.8 19.7 0.9 10.62007 1.7 8.7 12.5 4.9 -1.72010 -36.5 -44.5 -32.3 -41.2 -13.0
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of net worth for families with holdings
Mean value of net worth for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 106.7 122.4 206.9 339.0 585.51992 82.1 107.4 236.5 312.0 481.01995 103.0 102.8 280.3 304.7 511.81998 136.6 123.0 328.2 398.6 643.52001 117.4 185.5 355.8 540.1 790.12004 149.9 179.8 405.8 580.5 868.22007 187.4 217.2 408.9 629.1 998.62010 143.7 117.5 391.6 555.7 864.8
Three-year change (percent)1992 -23.1 -12.3 14.3 -8.0 -17.81995 25.5 -4.3 18.5 -2.3 6.41998 32.6 19.6 17.1 30.8 25.72001 -14.1 50.8 8.4 35.5 22.82004 27.7 -3.1 14.1 7.5 9.92007 25.0 20.8 0.8 8.4 15.02010 -23.3 -45.9 -4.2 -11.7 -13.4
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with net worth
Percent of families with net worthEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of net worth for families with holdings
Median value of net worth for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 40.7 62.1 77.5 187.31992 28.3 58.3 87.5 149.81995 32.1 73.5 66.3 147.91998 28.1 72.1 98.5 195.32001 31.3 71.1 89.8 262.22004 23.7 79.1 79.8 260.22007 34.8 84.3 88.8 298.62010 16.1 56.7 50.9 195.2
Three-year change (percent)1992 -30.5 -6.1 12.9 -20.01995 13.4 26.1 -24.2 -1.31998 -12.5 -1.9 48.6 32.02001 11.4 -1.4 -8.8 34.32004 -24.3 11.3 -11.1 -0.82007 46.8 6.6 11.3 14.82010 -53.7 -32.7 -42.7 -34.6
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of net worth for families with holdings
Mean value of net worth for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 140.1 187.9 314.4 610.01992 106.3 169.4 260.0 515.51995 119.3 188.3 267.4 545.81998 105.2 210.5 317.3 705.82001 127.5 222.0 352.1 976.62004 157.1 227.2 355.7 982.32007 149.7 263.8 384.5 1154.52010 110.7 218.1 272.2 977.7
Three-year change (percent)1992 -24.1 -9.8 -17.3 -15.51995 12.2 11.2 2.8 5.91998 -11.8 11.8 18.7 29.32001 21.2 5.5 11.0 38.42004 23.2 2.3 1.0 0.62007 -4.7 16.1 8.1 17.52010 -26.1 -17.3 -29.2 -15.3
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with net worth
Percent of families with net worthRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 100.0 100.01992 100.0 100.01995 100.0 100.01998 100.0 100.02001 100.0 100.02004 100.0 100.02007 100.0 100.02010 100.0 100.0
Three-year change (percentage points)1992 0.0 0.01995 0.0 0.01998 0.0 0.02001 0.0 0.02004 0.0 0.02007 0.0 0.02010 0.0 0.0
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of net worth for families with holdings
Median value of net worth for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 120.0 11.31992 105.7 18.21995 108.5 22.41998 127.8 22.22001 150.4 22.02004 162.2 28.52007 179.4 29.72010 130.5 20.4
Three-year change (percent)1992 -11.9 61.11995 2.6 23.11998 17.8 -0.92001 17.7 -0.92004 7.8 29.52007 10.6 4.22010 -27.3 -31.3
100
200
300
400
500
600
700
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of net worth for families with holdings
Mean value of net worth for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 383.6 106.01992 337.2 117.51995 355.5 109.31998 450.6 134.12001 599.0 144.12004 648.3 176.22007 727.4 240.32010 654.5 175.9
Three-year change (percent)1992 -12.1 10.81995 5.4 -7.01998 26.8 22.72001 32.9 7.52004 8.2 22.32007 12.2 36.42010 -10.0 -26.8
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with net worth
Percent of families with net worthCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of net worth for families with holdings
Median value of net worth for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 64.1 286.1 111.5 1.31992 59.9 218.7 106.8 5.01995 69.6 220.7 114.9 5.11998 70.4 331.4 150.8 4.72001 79.7 431.7 141.0 9.42004 77.4 402.2 160.9 13.62007 98.5 407.3 169.9 6.02010 55.2 285.6 151.1 11.9
Three-year change (percent)1992 -6.6 -23.6 -4.2 284.61995 16.2 0.9 7.6 2.01998 1.1 50.2 31.2 -7.82001 13.2 30.3 -6.5 100.02004 -2.9 -6.8 14.1 44.72007 27.3 1.3 5.6 -55.92010 -44.0 -29.9 -11.1 98.3
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of net worth for families with holdings
Mean value of net worth for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 191.8 1099.0 308.2 66.21992 185.6 909.6 287.7 80.51995 194.2 993.0 318.9 80.71998 224.5 1235.2 410.2 98.72001 276.9 1546.5 556.4 218.42004 310.7 1639.9 539.8 186.72007 369.1 2057.4 569.1 130.12010 298.8 1743.7 485.3 137.5
Three-year change (percent)1992 -3.2 -17.2 -6.7 21.61995 4.6 9.2 10.8 0.21998 15.6 24.4 28.6 22.32001 23.3 25.2 35.6 121.32004 12.2 6.0 -3.0 -14.52007 18.8 25.5 5.4 -30.32010 -19.0 -15.2 -14.7 5.7
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with net worth
Percent of families with net worthCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of net worth for families with holdings
Median value of net worth for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 183.1 45.8 62.4 74.51992 153.6 55.3 49.7 75.81995 156.6 52.8 63.9 88.31998 176.5 54.4 66.7 109.22001 242.1 57.3 58.9 118.22004 227.3 51.7 65.0 127.92007 258.8 77.0 68.4 135.62010 167.3 32.6 46.6 93.5
Three-year change (percent)1992 -16.1 20.7 -20.4 1.71995 2.0 -4.5 28.6 16.51998 12.7 3.0 4.4 23.72001 37.2 5.3 -11.7 8.22004 -6.1 -9.8 10.4 8.22007 13.9 48.9 5.2 6.02010 -35.4 -57.7 -31.9 -31.0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of net worth for families with holdings
Mean value of net worth for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 640.0 220.5 181.5 257.81992 569.9 207.7 132.6 238.61995 610.2 229.8 158.3 270.51998 722.8 257.7 168.7 357.92001 942.4 244.7 167.1 501.42004 995.6 284.8 169.8 485.02007 1174.8 325.8 201.3 500.62010 1047.0 219.1 162.8 410.4
Three-year change (percent)1992 -11.0 -5.8 -26.9 -7.41995 7.1 10.6 19.4 13.41998 18.5 12.1 6.6 32.32001 30.4 -5.0 -0.9 40.12004 5.6 16.4 1.6 -3.32007 18.0 14.4 18.6 3.22010 -10.9 -32.8 -19.1 -18.0
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with net worth
Percent of families with net worthRegion
Year Northeast Midwest South WestLevel (percent)
1989 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of net worth for families with holdings
Median value of net worth for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 147.3 88.6 59.5 77.31992 97.2 86.3 52.4 108.41995 117.3 92.9 62.5 77.51998 125.8 107.1 81.7 81.82001 114.3 130.3 90.4 109.02004 186.1 132.4 73.4 109.32007 167.1 112.7 102.0 164.12010 119.9 68.4 68.2 73.4
Three-year change (percent)1992 -34.0 -2.6 -11.9 40.21995 20.7 7.6 19.3 -28.51998 7.2 15.3 30.7 5.52001 -9.1 21.7 10.6 33.32004 62.8 1.6 -18.8 0.32007 -10.2 -14.9 39.0 50.12010 -28.2 -39.3 -33.1 -55.3
200
300
400
500
600
700
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of net worth for families with holdings
Mean value of net worth for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 363.7 316.1 221.8 414.31992 319.6 262.7 213.6 385.81995 355.5 282.1 264.3 329.21998 404.8 332.2 356.5 437.22001 556.3 418.3 461.4 541.82004 655.0 503.8 401.0 605.32007 684.6 491.2 525.9 695.42010 615.2 399.8 440.8 599.9
Three-year change (percent)1992 -12.1 -16.9 -3.7 -6.91995 11.2 7.4 23.7 -14.71998 13.9 17.8 34.9 32.82001 37.4 25.9 29.4 23.92004 17.7 20.4 -13.1 11.72007 4.5 -2.5 31.1 14.92010 -10.1 -18.6 -16.2 -13.7
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with net worth
Percent of families with net worthUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 100.0 100.01992 100.0 100.01995 100.0 100.01998 100.0 100.02001 100.0 100.02004 100.0 100.02007 100.0 100.02010 100.0 100.0
Three-year change (percentage points)1992 0.0 0.01995 0.0 0.01998 0.0 0.02001 0.0 0.02004 0.0 0.02007 0.0 0.02010 0.0 0.0
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of net worth for families with holdings
Median value of net worth for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 78.3 83.41992 80.3 58.81995 84.0 72.31998 96.7 92.12001 108.0 98.02004 120.1 68.22007 138.8 82.02010 78.4 74.5
Three-year change (percent)1992 2.6 -29.51995 4.6 23.01998 15.1 27.42001 11.7 6.42004 11.2 -30.42007 15.6 20.22010 -43.5 -9.1
100
200
300
400
500
600
700
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of net worth for families with holdings
Mean value of net worth for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 334.9 223.11992 316.5 134.81995 320.4 184.11998 409.0 193.12001 525.0 250.12004 582.0 203.52007 652.6 253.92010 553.6 236.1
Three-year change (percent)1992 -5.5 -39.61995 1.2 36.61998 27.7 4.92001 28.4 29.52004 10.9 -18.62007 12.1 24.82010 -15.2 -7.0
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with net worth
Percent of families with net worthHousing status
Year Owner Renter or otherLevel (percent)
1989 100.0 100.01992 100.0 100.01995 100.0 100.01998 100.0 100.02001 100.0 100.02004 100.0 100.02007 100.0 100.02010 100.0 100.0
Three-year change (percentage points)1992 0.0 0.01995 0.0 0.01998 0.0 0.02001 0.0 0.02004 0.0 0.02007 0.0 0.02010 0.0 0.0
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of net worth for families with holdings
Median value of net worth for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 169.2 3.31992 149.9 4.91995 147.5 6.91998 176.2 5.72001 211.5 5.92004 212.6 4.62007 246.0 5.42010 174.5 5.1
Three-year change (percent)1992 -11.4 48.51995 -1.6 40.81998 19.5 -17.42001 20.0 3.52004 0.5 -22.02007 15.7 17.42010 -29.1 -5.6
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of net worth for families with holdings
Mean value of net worth for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 454.3 64.81992 409.5 58.71995 430.4 62.01998 540.0 57.92001 687.2 67.72004 720.9 62.32007 817.6 74.72010 713.4 57.2
Three-year change (percent)1992 -9.9 -9.41995 5.1 5.61998 25.5 -6.62001 27.3 16.92004 4.9 -8.02007 13.4 19.92010 -12.7 -23.4
95
96
97
98
99
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with net worth
Percent of families with net worthPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 100.0 100.0 100.0 100.0 100.01992 100.0 100.0 100.0 100.0 100.01995 100.0 100.0 100.0 100.0 100.01998 100.0 100.0 100.0 100.0 100.02001 100.0 100.0 100.0 100.0 100.02004 100.0 100.0 100.0 100.0 100.02007 100.0 100.0 100.0 100.0 100.02010 100.0 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 0.0 0.0 0.0 0.0 0.01995 0.0 0.0 0.0 0.0 0.01998 0.0 0.0 0.0 0.0 0.02001 0.0 0.0 0.0 0.0 0.02004 0.0 0.0 0.0 0.0 0.02007 0.0 0.0 0.0 0.0 0.02010 0.0 0.0 0.0 0.0 0.0
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of net worth for families with holdings
Median value of net worth for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 0.3 35.5 146.1 354.6 1161.31992 0.8 35.8 132.8 309.4 1007.91995 1.3 40.0 134.7 313.3 967.81998 0.7 43.6 160.7 413.6 1195.62001 1.4 50.1 193.6 528.0 1602.62004 2.0 50.2 196.7 586.7 1645.52007 1.3 56.8 230.8 601.2 1991.92010 0.0 32.2 157.2 482.7 1864.1
Three-year change (percent)1992 166.7 0.8 -9.1 -12.7 -13.21995 62.5 11.7 1.4 1.3 -4.01998 -46.2 9.0 19.3 32.0 23.52001 100.0 14.9 20.5 27.7 34.02004 42.9 0.2 1.6 11.1 2.72007 -35.0 13.1 17.3 2.5 21.12010 -100.0 -43.3 -31.9 -19.7 -6.4
0
1000
2000
3000
4000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of net worth for families with holdings
Mean value of net worth for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 -1.0 38.7 150.1 381.1 2094.61992 -0.9 38.5 137.3 331.4 1894.21995 -0.2 43.3 141.1 338.0 2035.81998 -2.5 47.9 171.5 429.6 2586.12001 0.1 54.4 204.9 553.5 3390.02004 -1.6 54.2 213.7 608.4 3591.12007 -2.3 60.9 238.6 616.7 4176.92010 -12.8 35.6 168.9 527.9 3716.4
Three-year change (percent)1992 -10.0 -0.5 -8.5 -13.0 -9.61995 -77.8 12.5 2.8 2.0 7.51998 1150.0 10.6 21.5 27.1 27.02001 -104.0 13.6 19.5 28.8 31.12004 -1700.0 -0.4 4.3 9.9 5.92007 43.8 12.4 11.7 1.4 16.32010 456.5 -41.5 -29.2 -14.4 -11.0
94
95
96
97
98
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with assets
Percent of families with assetsYear All families
Level (percent)1989 94.71992 95.81995 96.41998 96.82001 96.72004 97.92007 97.72010 97.4
Three-year change (percentage points)1992 1.11995 0.61998 0.42001 -0.12004 1.22007 -0.22010 -0.3
120
140
160
180
200
220
240
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of assets for families with holdings
Median value of assets for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 136.91992 127.11995 144.11998 164.32001 181.22004 199.32007 232.12010 187.1
Three-year change (percent)1992 -7.21995 13.41998 14.02001 10.32004 10.02007 16.52010 -19.4
300
400
500
600
700
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of assets for families with holdings
Mean value of assets for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 377.51992 345.11995 364.91998 454.22001 572.32004 620.92007 702.12010 612.3
Three-year change (percent)1992 -8.61995 5.71998 24.52001 26.02004 8.52007 13.12010 -12.8
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with assets
Percent of families with assetsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 78.8 95.1 99.9 99.5 100.0 100.01992 82.6 97.1 99.7 100.0 100.0 99.61995 84.4 97.9 99.9 99.7 100.0 100.01998 87.1 98.1 99.2 99.8 100.0 100.02001 85.6 98.3 99.8 100.0 100.0 100.02004 92.2 97.8 99.8 100.0 99.8 100.02007 89.8 98.9 100.0 100.0 100.0 100.02010 89.9 98.0 99.5 99.9 100.0 100.0
Three-year change (percentage points)1992 3.8 2.0 -0.2 0.5 0.0 -0.41995 1.8 0.8 0.2 -0.3 0.0 0.41998 2.7 0.2 -0.7 0.1 0.0 0.02001 -1.5 0.2 0.6 0.2 0.0 0.02004 6.6 -0.5 0.0 0.0 -0.2 0.02007 -2.4 1.1 0.2 0.0 0.2 0.02010 0.1 -0.9 -0.5 -0.1 0.0 0.0
0
500
1000
1500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of assets for families with holdings
Median value of assets for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 12.8 69.0 111.8 182.0 319.2 796.81992 23.6 63.9 97.1 186.6 274.4 738.91995 21.2 78.7 119.1 198.3 292.1 664.41998 20.0 81.4 141.8 247.9 362.6 809.12001 29.4 82.7 141.0 282.5 462.1 1236.82004 19.6 90.0 177.8 333.5 529.9 1332.52007 24.6 89.0 192.2 359.8 593.6 1423.22010 15.2 75.5 159.8 267.0 448.4 1486.7
Three-year change (percent)1992 84.4 -7.4 -13.1 2.5 -14.0 -7.31995 -10.2 23.2 22.7 6.3 6.5 -10.11998 -5.7 3.4 19.1 25.0 24.1 21.82001 47.0 1.6 -0.6 14.0 27.4 52.92004 -33.3 8.8 26.1 18.1 14.7 7.72007 25.5 -1.1 8.1 7.9 12.0 6.82010 -38.2 -15.2 -16.9 -25.8 -24.5 4.5
0
1000
2000
3000
4000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of assets for families with holdings
Mean value of assets for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 58.1 129.8 199.9 287.9 455.9 1806.21992 69.5 115.9 186.1 269.9 425.7 1636.51995 84.8 133.8 180.3 294.5 460.8 1703.51998 83.9 152.7 214.3 358.3 543.8 2268.32001 87.3 167.9 247.3 440.0 684.3 2999.02004 106.9 177.3 292.3 501.5 730.3 3219.72007 142.0 175.4 291.2 527.0 832.0 3791.02010 159.0 166.1 272.2 406.9 736.3 3264.0
Three-year change (percent)1992 19.6 -10.7 -6.9 -6.3 -6.6 -9.41995 22.0 15.4 -3.1 9.1 8.2 4.11998 -1.1 14.1 18.9 21.7 18.0 33.22001 4.1 10.0 15.4 22.8 25.8 32.22004 22.5 5.6 18.2 14.0 6.7 7.42007 32.8 -1.1 -0.4 5.1 13.9 17.72010 12.0 -5.3 -6.5 -22.8 -11.5 -13.9
92
94
96
98
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with assets
Percent of families with assetsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 92.3 95.0 94.9 95.0 97.4 96.41992 92.9 96.7 96.8 96.9 96.8 97.51995 94.4 96.2 97.3 96.4 97.7 98.41998 94.8 97.6 96.7 98.2 98.5 96.42001 93.2 97.4 98.1 98.4 97.1 97.82004 96.5 97.7 98.3 97.5 99.5 99.62007 97.1 96.9 97.6 99.1 98.4 98.12010 95.5 97.4 98.3 98.3 97.1 98.7
Three-year change (percentage points)1992 0.6 1.7 1.9 1.9 -0.6 1.11995 1.5 -0.5 0.5 -0.5 0.9 0.91998 0.4 1.4 -0.6 1.8 0.8 -2.02001 -1.6 -0.2 1.4 0.2 -1.4 1.42004 3.3 0.3 0.2 -0.9 2.4 1.82007 0.6 -0.8 -0.7 1.6 -1.1 -1.52010 -1.6 0.5 0.7 -0.8 -1.3 0.6
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of assets for families with holdings
Median value of assets for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 33.7 176.4 235.0 206.9 142.7 136.91992 35.6 148.5 186.6 213.3 162.0 135.71995 45.5 156.6 213.1 227.7 177.3 136.41998 38.5 170.7 238.6 264.4 218.8 180.02001 47.6 193.2 260.0 278.5 263.0 209.52004 45.1 199.5 270.5 407.0 268.4 213.12007 40.7 232.9 320.6 365.1 317.8 229.82010 35.7 156.3 248.4 286.6 281.6 237.7
Three-year change (percent)1992 5.6 -15.8 -20.6 3.1 13.5 -0.91995 27.8 5.5 14.2 6.8 9.4 0.51998 -15.4 9.0 12.0 16.1 23.4 32.02001 23.6 13.2 9.0 5.3 20.2 16.42004 -5.3 3.3 4.0 46.1 2.1 1.72007 -9.8 16.7 18.5 -10.3 18.4 7.82010 -12.3 -32.9 -22.5 -21.5 -11.4 3.4
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of assets for families with holdings
Mean value of assets for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 131.9 337.7 554.3 586.3 497.3 427.31992 118.4 286.1 492.3 575.0 468.1 341.71995 111.6 285.7 515.2 618.1 526.5 376.41998 141.8 358.2 595.1 794.6 663.4 439.62001 179.5 422.1 701.8 983.0 893.7 598.72004 163.6 477.6 769.6 1103.8 842.7 635.22007 205.3 490.9 849.9 1109.4 1156.2 697.22010 141.3 356.2 725.8 1006.5 947.1 714.6
Three-year change (percent)1992 -10.2 -15.3 -11.2 -1.9 -5.9 -20.01995 -5.7 -0.1 4.7 7.5 12.5 10.21998 27.1 25.4 15.5 28.6 26.0 16.82001 26.6 17.8 17.9 23.7 34.7 36.22004 -8.9 13.1 9.7 12.3 -5.7 6.12007 25.5 2.8 10.4 0.5 37.2 9.82010 -31.2 -27.4 -14.6 -9.3 -18.1 2.5
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with assets
Percent of families with assetsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 80.4 89.3 92.6 99.2 99.61992 86.0 93.2 94.9 98.4 99.21995 86.4 95.2 96.0 98.7 99.01998 90.7 93.7 97.2 98.8 98.92001 88.3 95.1 95.9 98.7 99.22004 94.9 96.5 97.7 99.0 98.92007 93.8 94.8 97.6 99.2 99.42010 94.6 95.3 96.6 99.0 98.5
Three-year change (percentage points)1992 5.6 3.9 2.3 -0.8 -0.41995 0.4 2.0 1.1 0.3 -0.21998 4.3 -1.5 1.2 0.1 -0.12001 -2.4 1.4 -1.3 -0.1 0.32004 6.6 1.4 1.8 0.3 -0.32007 -1.1 -1.7 -0.1 0.2 0.52010 0.8 0.5 -1.0 -0.2 -0.9
50
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of assets for families with holdings
Median value of assets for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 47.6 28.0 91.3 177.1 222.61992 41.5 38.7 102.8 181.3 200.51995 64.2 45.7 116.7 182.2 219.71998 51.1 39.5 139.9 224.5 264.92001 71.6 47.2 132.2 258.4 288.52004 71.0 54.7 162.7 274.5 349.92007 74.4 61.5 191.5 312.1 342.42010 70.0 50.0 143.9 233.9 306.6
Three-year change (percent)1992 -12.8 38.2 12.6 2.4 -9.91995 54.7 18.1 13.5 0.5 9.61998 -20.4 -13.6 19.9 23.2 20.62001 40.1 19.5 -5.5 15.1 8.92004 -0.8 15.9 23.1 6.2 21.32007 4.8 12.4 17.7 13.7 -2.12010 -5.9 -18.7 -24.9 -25.1 -10.5
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of assets for families with holdings
Mean value of assets for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 163.3 168.4 231.1 413.6 632.71992 126.9 145.7 260.8 402.7 529.61995 152.8 141.7 305.3 396.5 567.81998 186.8 172.1 358.2 506.2 715.82001 177.5 232.7 391.7 661.3 862.62004 217.0 243.4 442.6 731.8 977.92007 266.9 292.6 445.4 801.1 1112.72010 218.2 188.0 441.9 717.1 981.7
Three-year change (percent)1992 -22.3 -13.5 12.9 -2.6 -16.31995 20.4 -2.7 17.1 -1.5 7.21998 22.3 21.5 17.3 27.7 26.12001 -5.0 35.2 9.4 30.6 20.52004 22.3 4.6 13.0 10.7 13.42007 23.0 20.2 0.6 9.5 13.82010 -18.2 -35.7 -0.8 -10.5 -11.8
88
90
92
94
96
98
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with assets
Percent of families with assetsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 89.7 93.3 96.8 99.41992 88.1 95.5 98.5 99.51995 89.8 96.2 97.8 99.71998 88.4 97.5 98.3 99.62001 88.0 97.1 98.8 99.52004 91.1 98.1 99.1 99.92007 91.7 97.7 98.6 99.62010 92.5 96.5 98.2 99.5
Three-year change (percentage points)1992 -1.6 2.2 1.7 0.11995 1.7 0.7 -0.7 0.21998 -1.4 1.3 0.5 -0.12001 -0.4 -0.4 0.5 -0.12004 3.1 1.0 0.3 0.42007 0.6 -0.4 -0.5 -0.32010 0.8 -1.2 -0.4 -0.1
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of assets for families with holdings
Median value of assets for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 74.5 116.0 142.5 271.51992 55.8 101.1 141.3 238.41995 70.8 127.5 125.2 245.21998 62.7 132.0 172.3 287.22001 79.8 129.3 168.9 376.42004 57.4 153.5 173.2 410.82007 67.7 169.6 195.2 456.52010 47.8 138.4 150.1 352.6
Three-year change (percent)1992 -25.1 -12.8 -0.8 -12.21995 26.9 26.1 -11.4 2.91998 -11.4 3.5 37.6 17.12001 27.3 -2.0 -2.0 31.12004 -28.1 18.7 2.5 9.12007 17.9 10.5 12.7 11.12010 -29.4 -18.4 -23.1 -22.8
200
400
600
800
1000
1200
1400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of assets for families with holdings
Mean value of assets for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 172.4 233.9 377.1 695.31992 135.1 210.2 311.9 604.31995 150.9 236.4 323.0 634.91998 137.6 256.0 393.0 813.52001 167.3 272.6 419.6 1096.22004 200.4 287.1 445.3 1133.32007 199.5 339.3 482.1 1324.52010 150.2 285.7 361.5 1146.1
Three-year change (percent)1992 -21.6 -10.1 -17.3 -13.11995 11.7 12.5 3.6 5.11998 -8.8 8.3 21.7 28.12001 21.6 6.5 6.8 34.82004 19.8 5.3 6.1 3.42007 -0.4 18.2 8.3 16.92010 -24.7 -15.8 -25.0 -13.5
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with assets
Percent of families with assetsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 98.4 83.51992 98.9 86.71995 98.6 88.71998 98.9 90.02001 99.0 89.82004 99.3 94.42007 98.9 94.92010 99.1 94.1
Three-year change (percentage points)1992 0.5 3.21995 -0.3 2.01998 0.3 1.32001 0.1 -0.22004 0.3 4.62007 -0.4 0.52010 0.2 -0.8
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of assets for families with holdings
Median value of assets for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 166.9 44.81992 159.1 51.11995 168.5 54.31998 194.7 60.22001 228.0 71.02004 258.5 68.52007 285.2 93.52010 238.9 76.8
Three-year change (percent)1992 -4.7 14.11995 5.9 6.31998 15.5 10.92001 17.1 17.92004 13.4 -3.52007 10.3 36.52010 -16.2 -17.9
200
300
400
500
600
700
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of assets for families with holdings
Mean value of assets for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 438.9 163.11992 394.9 171.91995 417.4 162.91998 525.4 194.72001 679.9 209.42004 754.1 256.52007 843.6 346.82010 772.2 263.4
Three-year change (percent)1992 -10.0 5.41995 5.7 -5.21998 25.9 19.52001 29.4 7.62004 10.9 22.52007 11.9 35.22010 -8.5 -24.0
70
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with assets
Percent of families with assetsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 97.1 100.0 93.8 68.41992 97.9 99.0 95.6 78.41995 98.7 97.8 95.6 76.51998 98.2 99.2 94.7 85.62001 97.8 98.6 95.8 82.02004 98.4 99.1 97.7 89.62007 98.7 99.7 96.1 90.02010 98.3 98.8 96.3 92.5
Three-year change (percentage points)1992 0.8 -1.0 1.8 10.01995 0.8 -1.2 0.0 -1.91998 -0.5 1.4 -0.9 9.12001 -0.4 -0.6 1.1 -3.62004 0.6 0.5 1.9 7.62007 0.3 0.6 -1.6 0.42010 -0.4 -0.9 0.2 2.5
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of assets for families with holdings
Median value of assets for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 131.1 370.9 136.6 20.81992 118.1 305.6 129.6 30.71995 139.8 323.2 136.0 26.91998 149.5 439.1 180.0 23.72001 158.1 538.2 179.6 58.02004 185.5 547.3 190.5 34.92007 223.5 569.8 213.2 29.12010 165.7 440.2 197.9 41.0
Three-year change (percent)1992 -9.9 -17.6 -5.1 47.61995 18.4 5.8 4.9 -12.41998 6.9 35.9 32.4 -11.92001 5.8 22.6 -0.2 144.72004 17.3 1.7 6.1 -39.82007 20.5 4.1 11.9 -16.62010 -25.9 -22.7 -7.2 40.9
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of assets for families with holdings
Mean value of assets for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 253.0 1184.4 339.4 118.61992 247.2 1027.7 314.0 131.91995 261.2 1108.4 348.5 134.71998 300.2 1370.6 455.2 154.12001 358.9 1702.2 599.2 321.02004 420.5 1821.0 582.8 272.62007 490.5 2268.6 629.1 205.42010 415.4 1962.8 543.5 209.8
Three-year change (percent)1992 -2.3 -13.2 -7.5 11.21995 5.7 7.9 11.0 2.11998 14.9 23.7 30.6 14.42001 19.6 24.2 31.6 108.32004 17.2 7.0 -2.7 -15.12007 16.6 24.6 7.9 -24.72010 -15.3 -13.5 -13.6 2.1
88
90
92
94
96
98
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with assets
Percent of families with assetsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 99.6 95.7 97.4 88.51992 99.8 97.3 97.1 91.51995 99.9 97.4 98.6 91.71998 99.6 97.6 97.8 93.22001 99.8 95.9 97.9 93.52004 99.9 97.4 97.8 96.42007 99.8 97.8 98.5 95.22010 99.7 97.7 97.1 95.5
Three-year change (percentage points)1992 0.2 1.6 -0.3 3.01995 0.1 0.1 1.5 0.21998 -0.3 0.2 -0.8 1.52001 0.2 -1.7 0.1 0.32004 0.1 1.5 -0.1 2.92007 -0.1 0.4 0.7 -1.22010 -0.1 -0.1 -1.4 0.3
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of assets for families with holdings
Median value of assets for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 274.3 102.5 107.6 112.51992 252.7 106.3 96.0 103.11995 261.0 128.3 122.0 121.41998 283.2 121.2 136.6 154.72001 371.2 135.3 125.7 154.62004 402.3 131.6 152.8 170.72007 431.0 195.9 165.1 186.02010 347.5 115.5 147.2 163.3
Three-year change (percent)1992 -7.9 3.7 -10.8 -8.41995 3.3 20.7 27.1 17.71998 8.5 -5.5 12.0 27.42001 31.1 11.6 -8.0 -0.12004 8.4 -2.7 21.6 10.42007 7.1 48.9 8.0 9.02010 -19.4 -41.0 -10.8 -12.2
200
400
600
800
1000
1200
1400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of assets for families with holdings
Mean value of assets for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 735.9 278.0 228.6 303.81992 670.9 264.9 182.1 277.01995 717.2 294.4 208.7 312.21998 840.1 332.0 229.3 409.22001 1071.5 320.6 223.8 559.52004 1166.8 371.6 250.6 538.12007 1361.0 433.4 292.6 566.62010 1234.3 311.7 249.7 473.8
Three-year change (percent)1992 -8.8 -4.7 -20.3 -8.81995 6.9 11.1 14.6 12.71998 17.1 12.8 9.9 31.12001 27.5 -3.4 -2.4 36.72004 8.9 15.9 12.0 -3.82007 16.6 16.6 16.8 5.32010 -9.3 -28.1 -14.7 -16.4
92
94
96
98
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with assets
Percent of families with assetsRegion
Year Northeast Midwest South WestLevel (percent)
1989 93.2 93.9 93.9 98.31992 92.2 97.5 96.3 96.51995 95.6 96.2 96.3 97.41998 96.4 96.9 97.1 96.82001 94.9 98.7 96.2 97.22004 97.9 99.2 97.3 97.72007 94.6 98.4 98.5 98.42010 95.1 98.0 97.5 98.7
Three-year change (percentage points)1992 -1.0 3.6 2.4 -1.81995 3.4 -1.3 0.0 0.91998 0.8 0.7 0.8 -0.62001 -1.5 1.8 -0.9 0.42004 3.0 0.5 1.1 0.52007 -3.3 -0.8 1.2 0.72010 0.5 -0.4 -1.0 0.3
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of assets for families with holdings
Median value of assets for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 217.7 137.1 101.6 155.01992 184.8 124.1 86.9 182.91995 185.8 149.3 113.0 165.51998 200.1 172.8 140.0 174.82001 204.6 208.2 153.3 186.22004 311.3 224.5 152.1 229.22007 304.2 214.5 189.6 308.52010 260.0 174.9 153.1 216.8
Three-year change (percent)1992 -15.1 -9.5 -14.5 18.01995 0.5 20.3 30.0 -9.51998 7.7 15.7 23.9 5.62001 2.2 20.5 9.5 6.52004 52.2 7.8 -0.8 23.12007 -2.3 -4.5 24.7 34.62010 -14.5 -18.5 -19.3 -29.7
300
400
500
600
700
800
900
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of assets for families with holdings
Mean value of assets for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 442.2 373.3 273.3 487.71992 402.1 313.9 261.3 467.71995 430.0 339.9 319.3 407.91998 483.9 399.0 424.5 538.42001 652.7 487.1 541.0 647.12004 767.8 593.3 486.0 746.82007 828.7 583.3 623.1 855.32010 759.1 496.1 535.0 740.5
Three-year change (percent)1992 -9.1 -15.9 -4.4 -4.11995 6.9 8.3 22.2 -12.81998 12.5 17.4 32.9 32.02001 34.9 22.1 27.4 20.22004 17.6 21.8 -10.2 15.42007 7.9 -1.7 28.2 14.52010 -8.4 -14.9 -14.1 -13.4
94
95
96
97
98
99
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with assets
Percent of families with assetsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 94.0 97.71992 95.6 97.01995 96.1 98.21998 96.5 99.02001 96.4 98.82004 97.8 98.42007 97.7 97.92010 97.4 97.8
Three-year change (percentage points)1992 1.6 -0.71995 0.5 1.21998 0.4 0.82001 -0.1 -0.22004 1.4 -0.42007 -0.1 -0.52010 -0.3 -0.1
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of assets for families with holdings
Median value of assets for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 145.4 114.51992 145.6 86.41995 153.1 107.21998 170.2 141.42001 189.6 137.52004 228.7 128.02007 255.7 156.32010 199.9 140.1
Three-year change (percent)1992 0.1 -24.51995 5.2 24.11998 11.2 31.92001 11.4 -2.82004 20.6 -6.92007 11.8 22.12010 -21.8 -10.4
200
300
400
500
600
700
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of assets for families with holdings
Mean value of assets for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 407.2 256.21992 387.0 163.01995 391.5 213.41998 493.8 229.72001 618.5 291.42004 697.8 251.32007 782.4 313.22010 678.4 296.9
Three-year change (percent)1992 -5.0 -36.41995 1.2 30.91998 26.1 7.62001 25.3 26.92004 12.8 -13.82007 12.1 24.62010 -13.3 -5.2
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with assets
Percent of families with assetsHousing status
Year Owner Renter or otherLevel (percent)
1989 100.0 85.21992 100.0 88.51995 100.0 89.71998 100.0 90.72001 100.0 89.92004 100.0 93.32007 100.0 92.82010 100.0 92.2
Three-year change (percentage points)1992 0.0 3.31995 0.0 1.21998 0.0 1.02001 0.0 -0.82004 0.0 3.42007 0.0 -0.52010 0.0 -0.6
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of assets for families with holdings
Median value of assets for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 218.0 11.51992 212.2 13.71995 225.1 17.51998 257.3 15.52001 296.0 16.42004 333.8 14.02007 361.4 14.22010 296.2 12.6
Three-year change (percent)1992 -2.7 19.11995 6.1 27.71998 14.3 -11.42001 15.0 5.82004 12.8 -14.62007 8.3 1.42010 -18.0 -11.3
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of assets for families with holdings
Mean value of assets for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 518.5 84.81992 479.2 76.61995 503.9 81.11998 628.7 76.52001 780.5 87.72004 847.0 80.12007 958.3 97.82010 851.2 79.3
Three-year change (percent)1992 -7.6 -9.71995 5.2 5.91998 24.8 -5.72001 24.1 14.62004 8.5 -8.72007 13.1 22.12010 -11.2 -18.9
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with assets
Percent of families with assetsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 78.6 100.0 100.0 100.0 100.01992 83.3 100.0 100.0 100.0 100.01995 85.5 100.0 100.0 100.0 100.01998 87.4 100.0 100.0 100.0 100.02001 87.0 100.0 100.0 100.0 100.02004 91.7 100.0 100.0 100.0 100.02007 91.0 100.0 100.0 100.0 100.02010 89.8 100.0 100.0 100.0 100.0
Three-year change (percentage points)1992 4.7 0.0 0.0 0.0 0.01995 2.2 0.0 0.0 0.0 0.01998 1.9 0.0 0.0 0.0 0.02001 -0.4 0.0 0.0 0.0 0.02004 4.7 0.0 0.0 0.0 0.02007 -0.7 0.0 0.0 0.0 0.02010 -1.2 0.0 0.0 0.0 0.0
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of assets for families with holdings
Median value of assets for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 4.8 57.0 187.3 421.3 1303.01992 5.8 59.2 177.9 358.3 1118.91995 8.1 69.0 183.0 364.8 1074.11998 7.9 81.1 220.6 484.1 1299.32001 10.0 92.3 266.6 623.9 1769.12004 8.9 97.2 296.5 692.1 1809.52007 8.5 113.4 319.3 721.6 2211.12010 7.3 69.1 240.3 583.8 2082.8
Three-year change (percent)1992 20.8 3.9 -5.0 -15.0 -14.11995 39.7 16.6 2.9 1.8 -4.01998 -2.5 17.5 20.5 32.7 21.02001 26.6 13.8 20.9 28.9 36.22004 -11.0 5.3 11.2 10.9 2.32007 -4.5 16.7 7.7 4.3 22.22010 -14.1 -39.1 -24.7 -19.1 -5.8
0
1000
2000
3000
4000
5000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of assets for families with holdings
Mean value of assets for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 13.1 68.7 201.4 446.3 2202.91992 14.6 74.8 190.0 392.3 2025.81995 20.3 88.1 200.9 395.6 2157.71998 23.1 97.7 235.3 512.0 2747.92001 22.0 104.5 277.6 646.9 3562.22004 24.2 118.1 320.5 726.2 3836.92007 30.6 139.6 349.3 747.6 4448.22010 49.7 100.4 261.4 642.8 3986.5
Three-year change (percent)1992 11.5 8.9 -5.7 -12.1 -8.01995 39.0 17.8 5.7 0.8 6.51998 13.8 10.9 17.1 29.4 27.42001 -4.8 7.0 18.0 26.3 29.62004 10.0 13.0 15.5 12.3 7.72007 26.4 18.2 9.0 2.9 15.92010 62.4 -28.1 -25.2 -14.0 -10.4
89
90
91
92
93
94
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with financial assets
Percent of families with financial assetsYear All families
Level (percent)1989 88.91992 90.31995 91.21998 93.12001 93.42004 93.82007 93.92010 94.0
Three-year change (percentage points)1992 1.41995 0.91998 1.92001 0.32004 0.42007 0.12010 0.1
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of financial assets for families with holdings
Median value of financial assets for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 19.01992 17.61995 21.91998 29.92001 34.62004 26.52007 30.22010 21.5
Three-year change (percent)1992 -7.41995 24.41998 36.52001 15.72004 -23.42007 14.02010 -28.8
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of financial assets for families with holdings
Mean value of financial assets for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 122.71992 115.81995 141.71998 192.62001 250.12004 232.32007 248.82010 240.6
Three-year change (percent)1992 -5.61995 22.41998 35.92001 29.92004 -7.12007 7.12010 -3.3
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with financial assets
Percent of families with financial assetsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 61.7 88.0 96.0 98.9 99.9 99.71992 68.5 88.4 95.4 99.5 100.0 98.81995 70.1 91.2 96.8 98.2 100.0 100.01998 75.8 93.0 97.3 99.3 99.8 100.02001 75.5 93.7 98.5 99.6 99.8 99.72004 80.1 91.5 98.5 99.1 99.8 100.02007 79.1 93.2 97.2 99.7 100.0 100.02010 79.2 93.6 97.8 99.6 100.0 100.0
Three-year change (percentage points)1992 6.8 0.4 -0.6 0.6 0.1 -0.91995 1.6 2.8 1.4 -1.3 0.0 1.21998 5.7 1.8 0.5 1.1 -0.2 0.02001 -0.3 0.7 1.2 0.3 0.0 -0.32004 4.6 -2.2 0.0 -0.5 0.0 0.32007 -1.0 1.7 -1.3 0.6 0.2 0.02010 0.1 0.4 0.6 -0.1 0.0 0.0
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of financial assets for families with holdings
Median value of financial assets for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 1.8 7.4 14.0 25.0 48.5 242.91992 1.8 5.9 11.8 26.4 59.1 195.61995 2.0 8.5 13.7 30.3 68.3 215.01998 2.4 8.7 21.5 48.8 107.9 295.52001 2.5 9.8 21.3 69.2 120.1 451.02004 1.5 5.6 17.9 55.7 125.4 421.42007 1.8 7.3 19.9 62.9 138.0 423.82010 1.1 5.2 17.0 39.5 120.2 550.8
Three-year change (percent)1992 0.0 -20.3 -15.7 5.6 21.9 -19.51995 11.1 44.1 16.1 14.8 15.6 9.91998 20.0 2.4 56.9 61.1 58.0 37.42001 4.2 12.6 -0.9 41.8 11.3 52.62004 -40.0 -42.9 -16.0 -19.5 4.4 -6.62007 20.0 30.4 11.2 12.9 10.0 0.62010 -38.9 -28.8 -14.6 -37.2 -12.9 30.0
0
500
1000
1500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of financial assets for families with holdings
Mean value of financial assets for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 20.2 39.7 53.3 82.6 120.0 611.81992 15.6 33.6 53.2 78.1 133.3 581.01995 22.5 46.0 60.5 97.7 172.3 696.61998 25.0 55.3 70.0 130.1 225.8 1031.32001 29.6 54.6 98.9 184.1 288.1 1344.52004 26.7 49.1 83.5 169.3 279.6 1267.12007 31.0 51.7 82.6 173.4 248.9 1434.12010 38.7 42.7 83.8 139.5 291.2 1388.0
Three-year change (percent)1992 -22.8 -15.4 -0.2 -5.4 11.1 -5.01995 44.2 36.9 13.7 25.1 29.3 19.91998 11.1 20.2 15.7 33.2 31.1 48.02001 18.4 -1.3 41.3 41.5 27.6 30.42004 -9.8 -10.1 -15.6 -8.0 -3.0 -5.82007 16.1 5.3 -1.1 2.4 -11.0 13.22010 24.8 -17.4 1.5 -19.6 17.0 -3.2
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with financial assets
Percent of families with financial assetsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 84.8 90.4 90.8 87.7 92.6 91.41992 85.8 91.0 92.6 92.5 91.2 92.11995 87.0 92.3 93.0 91.2 93.0 94.21998 88.8 93.3 95.3 95.6 95.6 92.12001 89.7 93.5 94.7 95.2 94.6 95.42004 90.1 93.6 93.6 95.2 96.5 97.62007 89.2 93.1 93.3 97.8 96.1 97.42010 91.3 92.7 94.2 95.8 96.2 96.4
Three-year change (percentage points)1992 1.0 0.6 1.8 4.8 -1.4 0.71995 1.2 1.3 0.4 -1.3 1.8 2.11998 1.8 1.0 2.3 4.4 2.6 -2.12001 0.9 0.2 -0.6 -0.4 -1.0 3.32004 0.4 0.1 -1.1 0.0 1.9 2.22007 -0.9 -0.5 -0.3 2.6 -0.4 -0.22010 2.1 -0.4 0.9 -2.0 0.1 -1.0
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of financial assets for families with holdings
Median value of financial assets for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 4.6 23.7 31.0 43.5 32.0 49.71992 5.7 15.2 30.0 43.4 38.7 31.91995 7.6 19.3 38.6 46.0 29.9 32.41998 6.0 30.5 49.8 61.1 61.1 48.92001 7.6 33.1 55.3 71.7 63.0 52.12004 6.0 21.9 45.1 90.5 41.5 44.62007 7.1 27.2 56.9 77.2 71.3 43.52010 5.5 14.5 33.7 55.8 45.2 43.8
Three-year change (percent)1992 23.9 -35.9 -3.2 -0.2 20.9 -35.81995 33.3 27.0 28.7 6.0 -22.7 1.61998 -21.1 58.0 29.0 32.8 104.3 50.92001 26.7 8.5 11.0 17.3 3.1 6.52004 -21.1 -33.8 -18.4 26.2 -34.1 -14.42007 18.3 24.2 26.2 -14.7 71.8 -2.52010 -22.5 -46.7 -40.8 -27.7 -36.6 0.7
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of financial assets for families with holdings
Mean value of financial assets for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 29.6 82.8 156.1 199.2 197.5 212.71992 27.1 70.7 151.6 215.3 177.7 166.21995 33.9 81.8 193.3 241.4 238.3 198.01998 46.4 131.6 223.0 358.7 335.3 215.92001 60.4 140.1 296.4 471.5 407.6 338.22004 32.5 132.5 263.4 451.9 385.2 288.52007 33.4 125.6 286.5 433.6 471.6 285.52010 30.0 111.9 263.3 429.0 405.8 313.9
Three-year change (percent)1992 -8.4 -14.6 -2.9 8.1 -10.0 -21.91995 25.1 15.7 27.5 12.1 34.1 19.11998 36.9 60.9 15.4 48.6 40.7 9.02001 30.2 6.5 32.9 31.4 21.6 56.62004 -46.2 -5.4 -11.1 -4.2 -5.5 -14.72007 2.8 -5.2 8.8 -4.0 22.4 -1.02010 -10.2 -10.9 -8.1 -1.1 -14.0 9.9
70
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with financial assets
Percent of families with financial assetsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 72.4 83.6 85.3 92.9 96.71992 75.8 87.3 88.9 93.4 95.51995 77.5 88.8 90.1 94.5 95.61998 83.4 90.8 92.9 94.9 96.52001 81.7 92.2 92.7 95.3 96.92004 86.5 91.8 94.6 95.4 96.02007 84.6 90.0 96.2 95.1 97.32010 88.9 90.6 93.5 95.7 96.6
Three-year change (percentage points)1992 3.4 3.7 3.6 0.5 -1.21995 1.7 1.5 1.2 1.1 0.11998 5.9 2.0 2.8 0.4 0.92001 -1.7 1.4 -0.2 0.4 0.42004 4.8 -0.4 1.9 0.1 -0.92007 -1.9 -1.8 1.6 -0.3 1.32010 4.3 0.6 -2.7 0.6 -0.7
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of financial assets for families with holdings
Median value of financial assets for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 4.9 6.9 20.8 21.3 42.11992 4.2 7.6 17.0 21.5 40.81995 5.0 10.3 22.2 23.9 45.71998 7.5 11.4 36.7 35.6 60.22001 8.5 12.3 30.3 45.9 70.22004 3.7 8.4 28.8 34.8 69.52007 6.3 13.3 28.3 31.3 73.82010 4.8 7.9 22.1 25.1 57.2
Three-year change (percent)1992 -14.3 10.1 -18.3 0.9 -3.11995 19.0 35.5 30.6 11.2 12.01998 50.0 10.7 65.3 49.0 31.72001 13.3 7.9 -17.4 28.9 16.62004 -56.5 -31.7 -5.0 -24.2 -1.02007 70.3 58.3 -1.7 -10.1 6.22010 -23.8 -40.6 -21.9 -19.8 -22.5
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of financial assets for families with holdings
Mean value of financial assets for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 41.4 52.0 98.4 104.4 240.51992 42.8 51.8 108.7 108.1 195.41995 50.4 47.1 157.2 133.6 229.21998 78.8 73.6 185.3 177.5 329.32001 63.3 104.1 204.5 242.0 411.82004 59.4 81.5 193.7 231.8 409.92007 85.5 91.8 192.8 236.2 433.22010 72.9 69.8 197.0 249.6 412.9
Three-year change (percent)1992 3.4 -0.4 10.5 3.5 -18.81995 17.8 -9.1 44.6 23.6 17.31998 56.3 56.3 17.9 32.9 43.72001 -19.7 41.4 10.4 36.3 25.12004 -6.2 -21.7 -5.3 -4.2 -0.52007 43.9 12.6 -0.5 1.9 5.72010 -14.7 -24.0 2.2 5.7 -4.7
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with financial assets
Percent of families with financial assetsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 76.4 86.8 94.1 99.31992 73.7 89.7 95.0 98.81995 76.0 90.8 94.4 99.01998 76.5 93.7 95.8 99.12001 78.0 92.9 97.2 99.22004 77.4 92.9 96.7 99.62007 79.7 93.3 95.6 98.92010 80.8 92.7 95.0 98.9
Three-year change (percentage points)1992 -2.7 2.9 0.9 -0.51995 2.3 1.1 -0.6 0.21998 0.5 2.9 1.4 0.12001 1.5 -0.8 1.4 0.12004 -0.6 0.0 -0.5 0.42007 2.3 0.4 -1.1 -0.72010 1.1 -0.6 -0.6 0.0
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of financial assets for families with holdings
Median value of financial assets for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 6.7 13.1 20.4 40.61992 3.8 12.0 16.8 42.41995 5.7 14.9 19.4 48.21998 6.5 17.3 27.2 81.02001 5.4 17.1 26.6 107.62004 2.5 13.8 18.4 90.72007 3.1 14.9 21.0 101.02010 1.6 10.3 14.0 75.7
Three-year change (percent)1992 -43.3 -8.4 -17.6 4.41995 50.0 24.2 15.5 13.71998 14.0 16.1 40.2 68.02001 -16.9 -1.2 -2.2 32.82004 -53.7 -19.3 -30.8 -15.72007 24.0 8.0 14.1 11.42010 -48.4 -30.9 -33.3 -25.0
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of financial assets for families with holdings
Mean value of financial assets for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 45.8 67.7 116.2 233.41992 41.0 63.6 89.9 210.11995 44.5 77.3 120.4 260.41998 39.4 90.7 151.6 365.62001 50.7 95.4 169.5 502.02004 50.0 90.5 143.6 441.92007 47.9 90.6 132.5 508.42010 27.9 77.1 115.7 488.0
Three-year change (percent)1992 -10.5 -6.1 -22.6 -10.01995 8.5 21.5 33.9 23.91998 -11.5 17.3 25.9 40.42001 28.7 5.2 11.8 37.32004 -1.4 -5.1 -15.3 -12.02007 -4.2 0.1 -7.7 15.02010 -41.8 -14.9 -12.7 -4.0
70
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with financial assets
Percent of families with financial assetsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 95.2 70.21992 95.5 74.21995 95.1 78.11998 96.5 81.62001 96.7 83.32004 97.2 85.02007 96.8 86.72010 97.3 87.2
Three-year change (percentage points)1992 0.3 4.01995 -0.4 3.91998 1.4 3.52001 0.2 1.72004 0.5 1.72007 -0.4 1.72010 0.5 0.5
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of financial assets for families with holdings
Median value of financial assets for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 26.6 3.41992 23.8 4.51995 26.5 7.91998 40.3 8.72001 48.4 8.82004 41.9 5.82007 47.2 9.42010 37.1 6.0
Three-year change (percent)1992 -10.5 32.41995 11.3 75.61998 52.1 10.12001 20.1 1.12004 -13.4 -34.12007 12.6 62.12010 -21.4 -36.2
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of financial assets for families with holdings
Mean value of financial assets for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 144.6 34.81992 134.6 42.01995 161.5 58.11998 223.8 70.02001 301.3 68.32004 288.6 65.12007 313.1 75.72010 309.1 82.2
Three-year change (percent)1992 -6.9 20.71995 20.0 38.31998 38.6 20.52001 34.6 -2.42004 -4.2 -4.72007 8.5 16.32010 -1.3 8.6
50
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with financial assets
Percent of families with financial assetsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 92.7 98.6 85.9 51.31992 93.3 98.1 88.1 66.61995 94.4 94.6 89.1 65.41998 95.0 96.9 90.3 75.12001 94.9 97.6 91.1 74.02004 94.5 96.1 93.6 79.62007 94.2 98.0 93.7 81.32010 95.2 96.4 92.9 85.0
Three-year change (percentage points)1992 0.6 -0.5 2.2 15.31995 1.1 -3.5 1.0 -1.21998 0.6 2.3 1.2 9.72001 -0.1 0.7 0.8 -1.12004 -0.4 -1.5 2.5 5.62007 -0.3 1.9 0.1 1.72010 1.0 -1.6 -0.8 3.7
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of financial assets for families with holdings
Median value of financial assets for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 15.6 31.2 34.4 2.01992 15.7 30.3 25.3 4.51995 20.7 35.3 26.9 3.51998 25.3 61.2 43.9 3.32001 30.0 74.7 40.9 7.02004 23.6 64.6 30.5 5.82007 30.2 56.7 31.3 3.92010 20.9 50.5 29.1 2.8
Three-year change (percent)1992 0.6 -2.9 -26.5 125.01995 31.8 16.5 6.3 -22.21998 22.2 73.4 63.2 -5.72001 18.6 22.1 -6.8 112.12004 -21.3 -13.5 -25.4 -17.12007 28.0 -12.2 2.6 -32.82010 -30.8 -10.9 -7.0 -28.2
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of financial assets for families with holdings
Mean value of financial assets for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 76.0 287.5 166.9 35.61992 83.9 248.6 141.4 44.91995 107.4 290.5 178.6 50.41998 131.8 432.1 250.5 68.32001 164.6 550.3 336.7 160.22004 157.3 510.3 297.9 127.62007 185.1 605.5 276.2 61.52010 182.8 568.6 260.3 80.9
Three-year change (percent)1992 10.4 -13.5 -15.3 26.11995 28.0 16.9 26.3 12.21998 22.7 48.7 40.3 35.52001 24.9 27.4 34.4 134.62004 -4.4 -7.3 -11.5 -20.32007 17.7 18.7 -7.3 -51.82010 -1.2 -6.1 -5.8 31.5
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with financial assets
Percent of families with financial assetsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 99.4 92.0 90.0 78.71992 99.4 93.5 88.9 83.01995 98.8 92.8 92.6 84.31998 99.0 94.7 92.3 87.72001 99.4 93.3 92.5 88.32004 99.5 92.9 90.5 91.42007 98.7 94.1 90.2 91.82010 99.2 93.8 91.6 91.2
Three-year change (percentage points)1992 0.0 1.5 -1.1 4.31995 -0.6 -0.7 3.7 1.31998 0.2 1.9 -0.3 3.42001 0.4 -1.4 0.2 0.62004 0.1 -0.4 -2.0 3.12007 -0.8 1.2 -0.3 0.42010 0.5 -0.3 1.4 -0.6
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of financial assets for families with holdings
Median value of financial assets for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 42.0 9.5 11.5 24.51992 42.6 12.3 9.6 17.11995 49.5 16.6 13.5 20.51998 70.7 19.5 16.0 33.32001 83.3 21.5 15.8 35.82004 77.5 14.1 13.1 22.42007 82.1 18.4 14.6 24.82010 64.5 10.5 11.7 15.9
Three-year change (percent)1992 1.4 29.5 -16.5 -30.21995 16.2 35.0 40.6 19.91998 42.8 17.5 18.5 62.42001 17.8 10.3 -1.2 7.52004 -7.0 -34.4 -17.1 -37.42007 5.9 30.5 11.5 10.72010 -21.4 -42.9 -19.9 -35.9
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of financial assets for families with holdings
Mean value of financial assets for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 211.6 76.0 48.8 149.11992 205.5 77.3 42.1 123.01995 272.8 96.7 54.0 158.41998 341.7 119.4 66.1 224.82001 428.8 123.3 75.9 312.62004 388.6 119.2 70.1 274.92007 475.2 126.4 61.6 246.52010 459.8 112.8 69.5 224.3
Three-year change (percent)1992 -2.9 1.7 -13.7 -17.51995 32.7 25.1 28.3 28.81998 25.3 23.5 22.4 41.92001 25.5 3.3 14.8 39.12004 -9.4 -3.3 -7.6 -12.12007 22.3 6.0 -12.1 -10.32010 -3.2 -10.8 12.8 -9.0
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with financial assets
Percent of families with financial assetsRegion
Year Northeast Midwest South WestLevel (percent)
1989 90.9 89.9 83.0 95.51992 88.9 94.5 88.0 90.41995 91.7 92.3 89.1 93.21998 94.6 94.0 91.3 93.52001 93.8 96.2 91.7 93.02004 96.4 96.5 90.7 94.02007 92.5 95.4 93.5 93.92010 93.0 95.5 92.9 95.4
Three-year change (percentage points)1992 -2.0 4.6 5.0 -5.11995 2.8 -2.2 1.1 2.81998 2.9 1.7 2.2 0.32001 -0.8 2.2 0.4 -0.52004 2.6 0.3 -1.0 1.02007 -3.9 -1.1 2.8 -0.12010 0.5 0.1 -0.6 1.5
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of financial assets for families with holdings
Median value of financial assets for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 28.5 25.3 12.6 14.81992 23.8 21.2 11.7 19.61995 31.9 23.2 16.3 20.41998 37.9 35.5 22.3 26.82001 39.3 42.9 27.0 33.92004 50.2 36.0 14.0 26.72007 46.4 32.7 22.0 30.52010 33.4 23.5 16.6 20.3
Three-year change (percent)1992 -16.5 -16.2 -7.1 32.41995 34.0 9.4 39.3 4.11998 18.8 53.0 36.8 31.42001 3.7 20.8 21.1 26.52004 27.7 -16.1 -48.1 -21.22007 -7.6 -9.2 57.1 14.22010 -28.0 -28.1 -24.5 -33.4
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of financial assets for families with holdings
Mean value of financial assets for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 156.5 127.8 90.7 131.01992 133.8 109.3 100.6 131.31995 177.8 131.5 129.8 138.81998 213.4 167.2 189.3 207.02001 317.6 217.4 229.7 260.02004 303.4 236.6 195.1 225.02007 319.1 231.1 224.6 249.92010 322.3 195.8 203.4 280.9
Three-year change (percent)1992 -14.5 -14.5 10.9 0.21995 32.9 20.3 29.0 5.71998 20.0 27.1 45.8 49.12001 48.8 30.0 21.3 25.62004 -4.5 8.8 -15.1 -13.52007 5.2 -2.3 15.1 11.12010 1.0 -15.3 -9.4 12.4
89
90
91
92
93
94
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with financial assets
Percent of families with financial assetsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 88.6 90.01992 90.6 88.91995 91.4 90.61998 92.9 94.22001 93.3 94.02004 93.9 93.22007 94.3 91.82010 94.2 93.1
Three-year change (percentage points)1992 2.0 -1.11995 0.8 1.71998 1.5 3.62001 0.4 -0.22004 0.6 -0.82007 0.4 -1.42010 -0.1 1.3
10
15
20
25
30
35
40
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of financial assets for families with holdings
Median value of financial assets for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 19.3 16.81992 20.1 10.51995 23.4 12.71998 31.0 19.62001 37.4 24.52004 32.1 10.82007 34.2 16.82010 23.9 13.3
Three-year change (percent)1992 4.1 -37.51995 16.4 21.01998 32.5 54.32001 20.6 25.02004 -14.2 -55.92007 6.5 55.62010 -30.1 -20.8
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of financial assets for families with holdings
Mean value of financial assets for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 132.8 80.31992 129.2 55.81995 154.9 64.31998 211.6 83.42001 272.1 114.02004 263.8 79.02007 279.4 96.02010 273.1 82.7
Three-year change (percent)1992 -2.7 -30.51995 19.9 15.21998 36.6 29.72001 28.6 36.72004 -3.1 -30.72007 5.9 21.52010 -2.3 -13.9
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with financial assets
Percent of families with financial assetsHousing status
Year Owner Renter or otherLevel (percent)
1989 96.0 76.21992 95.7 80.61995 96.7 81.21998 97.6 84.22001 97.9 84.12004 97.5 85.52007 98.4 84.02010 98.0 85.8
Three-year change (percentage points)1992 -0.3 4.41995 1.0 0.61998 0.9 3.02001 0.3 -0.12004 -0.4 1.42007 0.9 -1.52010 -0.4 1.8
0
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of financial assets for families with holdings
Median value of financial assets for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 33.4 3.71992 32.9 4.41995 34.5 6.41998 55.0 4.72001 63.0 4.82004 55.2 3.52007 57.7 4.02010 45.8 3.0
Three-year change (percent)1992 -1.5 18.91995 4.9 45.51998 59.4 -26.62001 14.5 2.12004 -12.4 -27.12007 4.5 14.32010 -20.6 -25.0
50
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of financial assets for families with holdings
Mean value of financial assets for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 159.7 40.21992 153.2 37.11995 181.6 54.61998 255.4 49.62001 329.8 56.22004 307.5 41.02007 325.3 52.72010 323.9 44.9
Three-year change (percent)1992 -4.1 -7.71995 18.5 47.21998 40.6 -9.22001 29.1 13.32004 -6.8 -27.02007 5.8 28.52010 -0.4 -14.8
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with financial assets
Percent of families with financial assetsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 63.8 93.7 98.2 99.6 100.01992 71.4 92.0 97.9 99.5 99.91995 72.2 94.9 97.9 100.0 100.01998 78.1 95.1 99.1 99.9 100.02001 78.0 96.9 99.0 99.8 100.02004 79.8 96.1 99.4 100.0 100.02007 79.6 96.4 99.5 100.0 100.02010 81.7 96.1 98.7 99.4 100.0
Three-year change (percentage points)1992 7.6 -1.7 -0.3 -0.1 -0.11995 0.8 2.9 0.0 0.5 0.11998 5.9 0.2 1.2 -0.1 0.02001 -0.1 1.8 -0.1 -0.1 0.02004 1.8 -0.8 0.4 0.2 0.02007 -0.2 0.3 0.1 0.0 0.02010 2.1 -0.3 -0.8 -0.6 0.0
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of financial assets for families with holdings
Median value of financial assets for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 1.3 9.3 30.1 116.1 402.31992 1.2 9.1 33.7 111.8 382.81995 1.4 11.5 35.4 118.3 458.41998 1.4 13.9 57.4 193.6 616.92001 1.6 13.1 67.0 249.5 876.42004 1.2 11.4 54.3 233.6 839.22007 1.5 14.0 63.6 226.6 809.92010 1.1 7.8 45.2 201.0 888.0
Three-year change (percent)1992 -7.7 -2.2 12.0 -3.7 -4.81995 16.7 26.4 5.0 5.8 19.71998 0.0 20.9 62.1 63.7 34.62001 14.3 -5.8 16.7 28.9 42.12004 -25.0 -13.0 -19.0 -6.4 -4.22007 25.0 22.8 17.1 -3.0 -3.52010 -26.7 -44.3 -28.9 -11.3 9.6
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of financial assets for families with holdings
Mean value of financial assets for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 2.6 14.7 43.4 134.4 744.31992 2.6 13.5 45.2 125.4 712.61995 3.8 16.9 48.2 140.8 917.01998 4.4 19.8 68.9 204.3 1259.42001 3.9 21.5 82.4 265.3 1675.62004 3.4 19.8 73.2 256.4 1557.92007 4.8 22.7 82.7 254.4 1683.32010 5.7 15.5 62.1 234.0 1711.6
Three-year change (percent)1992 0.0 -8.2 4.1 -6.7 -4.31995 46.2 25.2 6.6 12.3 28.71998 15.8 17.2 42.9 45.1 37.32001 -11.4 8.6 19.6 29.9 33.02004 -12.8 -7.9 -11.2 -3.4 -7.02007 41.2 14.6 13.0 -0.8 8.02010 18.8 -31.7 -24.9 -8.0 1.7
86
88
90
92
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with transaction accounts
Percent of families with transaction accountsYear All families
Level (percent)1989 85.51992 86.91995 87.41998 90.62001 91.42004 91.32007 92.12010 92.5
Three-year change (percentage points)1992 1.41995 0.51998 3.22001 0.82004 -0.12007 0.82010 0.4
3
3.5
4
4.5
5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of transaction accounts for families with holdings
Median value of transaction accounts for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 3.51992 3.51995 3.01998 4.02001 4.82004 4.32007 4.22010 3.5
Three-year change (percent)1992 0.01995 -14.31998 33.32001 20.02004 -10.42007 -2.32010 -16.7
20
22
24
26
28
30
32
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of transaction accounts for families with holdings
Mean value of transaction accounts for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 24.31992 21.01995 20.61998 22.42001 29.12004 31.32007 27.72010 32.4
Three-year change (percent)1992 -13.61995 -1.91998 8.72001 29.92004 7.62007 -11.52010 17.0
50
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with transaction accounts
Percent of families with transaction accountsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 55.6 82.6 93.0 97.8 98.2 99.41992 62.5 83.9 91.7 97.6 98.8 98.71995 63.2 85.2 92.0 97.3 98.7 99.81998 68.8 90.3 95.4 98.9 99.6 100.02001 71.6 90.3 96.6 99.1 99.7 99.22004 75.5 87.3 95.9 98.4 99.1 100.02007 74.9 90.1 96.3 99.3 100.0 100.02010 76.2 91.1 96.4 98.9 99.8 99.9
Three-year change (percentage points)1992 6.9 1.3 -1.3 -0.2 0.6 -0.71995 0.7 1.3 0.3 -0.3 -0.1 1.11998 5.6 5.1 3.4 1.6 0.9 0.22001 2.8 0.0 1.2 0.2 0.1 -0.82004 3.9 -3.0 -0.7 -0.7 -0.6 0.82007 -0.6 2.8 0.4 0.9 0.9 0.02010 1.3 1.0 0.1 -0.4 -0.2 -0.1
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of transaction accounts for families with holdings
Median value of transaction accounts for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 0.8 1.7 3.0 4.2 7.6 24.61992 0.8 1.7 3.0 4.2 7.3 23.51995 1.0 1.8 2.3 3.5 6.1 18.81998 0.9 2.0 3.0 5.7 10.0 24.02001 1.1 2.2 3.4 6.4 11.6 31.92004 0.7 1.7 3.5 7.5 12.7 32.22007 0.8 1.7 2.9 6.3 13.5 38.42010 0.7 1.5 2.8 5.3 11.1 35.0
Three-year change (percent)1992 0.0 0.0 0.0 0.0 -3.9 -4.51995 25.0 5.9 -23.3 -16.7 -16.4 -20.01998 -10.0 11.1 30.4 62.9 63.9 27.72001 22.2 10.0 13.3 12.3 16.0 32.92004 -36.4 -22.7 2.9 17.2 9.5 0.92007 14.3 0.0 -17.1 -16.0 6.3 19.32010 -12.5 -11.8 -3.4 -15.9 -17.8 -8.9
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of transaction accounts for families with holdings
Mean value of transaction accounts for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 5.9 13.4 13.2 17.6 23.1 97.81992 4.6 8.1 14.0 14.1 24.8 86.01995 5.9 7.7 11.6 14.3 20.4 90.11998 5.4 11.6 11.6 16.3 25.4 95.42001 6.2 10.3 15.1 21.4 31.4 136.42004 6.1 10.8 14.8 32.3 32.2 133.52007 5.7 8.7 10.9 19.7 31.2 139.22010 7.6 9.7 13.7 19.0 44.1 162.9
Three-year change (percent)1992 -22.0 -39.6 6.1 -19.9 7.4 -12.11995 28.3 -4.9 -17.1 1.4 -17.7 4.81998 -8.5 50.6 0.0 14.0 24.5 5.92001 14.8 -11.2 30.2 31.3 23.6 43.02004 -1.6 4.9 -2.0 50.9 2.5 -2.12007 -6.6 -19.4 -26.4 -39.0 -3.1 4.32010 33.3 11.5 25.7 -3.6 41.3 17.0
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with transaction accounts
Percent of families with transaction accountsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 80.1 86.1 87.9 85.6 90.4 90.31992 81.3 86.8 88.9 90.2 88.9 91.81995 80.9 87.6 89.2 88.8 91.7 93.21998 84.7 90.5 94.1 93.9 94.1 90.02001 87.1 91.1 92.7 93.8 93.8 93.72004 86.4 90.8 91.8 93.2 93.9 96.42007 87.3 91.2 91.7 96.4 94.6 95.32010 89.0 90.6 92.5 94.2 95.8 96.4
Three-year change (percentage points)1992 1.2 0.7 1.0 4.6 -1.5 1.51995 -0.4 0.8 0.3 -1.4 2.8 1.41998 3.8 2.9 4.9 5.1 2.4 -3.22001 2.4 0.6 -1.4 -0.1 -0.3 3.72004 -0.7 -0.3 -0.9 -0.6 0.1 2.72007 0.9 0.4 -0.1 3.2 0.7 -1.12010 1.7 -0.6 0.8 -2.2 1.2 1.1
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of transaction accounts for families with holdings
Median value of transaction accounts for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 1.8 3.7 4.5 5.6 5.9 8.41992 2.0 3.1 4.5 4.5 5.8 6.11995 1.7 2.8 4.2 4.4 4.6 7.11998 2.0 3.8 5.9 5.4 7.5 8.02001 2.1 4.2 5.6 6.7 9.8 8.92004 2.1 3.5 5.5 7.7 6.3 7.42007 2.5 3.6 5.2 5.4 8.1 6.42010 2.0 2.5 3.5 5.0 5.7 7.2
Three-year change (percent)1992 11.1 -16.2 0.0 -19.6 -1.7 -27.41995 -15.0 -9.7 -6.7 -2.2 -20.7 16.41998 17.6 35.7 40.5 22.7 63.0 12.72001 5.0 10.5 -5.1 24.1 30.7 11.22004 0.0 -16.7 -1.8 14.9 -35.7 -16.92007 19.0 2.9 -5.5 -29.9 28.6 -13.52010 -20.0 -30.6 -32.7 -7.4 -29.6 12.5
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of transaction accounts for families with holdings
Mean value of transaction accounts for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 6.7 13.5 29.2 38.6 38.3 49.11992 7.9 13.8 22.7 31.5 30.9 38.71995 5.1 11.4 25.4 33.0 34.6 34.11998 8.4 14.8 26.6 35.2 35.1 30.72001 8.0 19.5 32.7 45.0 51.5 41.02004 8.9 24.1 31.2 49.6 41.1 51.42007 8.3 17.5 34.8 39.9 43.3 33.42010 8.6 19.6 37.0 52.5 49.8 36.6
Three-year change (percent)1992 17.9 2.2 -22.3 -18.4 -19.3 -21.21995 -35.4 -17.4 11.9 4.8 12.0 -11.91998 64.7 29.8 4.7 6.7 1.4 -10.02001 -4.8 31.8 22.9 27.8 46.7 33.62004 11.2 23.6 -4.6 10.2 -20.2 25.42007 -6.7 -27.4 11.5 -19.6 5.4 -35.02010 3.6 12.0 6.3 31.6 15.0 9.6
65
70
75
80
85
90
95
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with transaction accounts
Percent of families with transaction accountsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 66.2 78.0 82.3 89.9 95.61992 67.7 82.7 86.8 90.8 93.41995 71.4 82.8 88.9 90.2 93.31998 78.6 87.6 90.3 92.8 95.32001 78.0 89.5 91.0 93.5 95.62004 82.2 88.4 92.0 93.3 94.52007 81.1 87.4 94.6 94.3 95.72010 84.9 88.3 92.8 94.3 95.9
Three-year change (percentage points)1992 1.5 4.7 4.5 0.9 -2.21995 3.7 0.1 2.1 -0.6 -0.11998 7.2 4.8 1.4 2.6 2.02001 -0.6 1.9 0.7 0.7 0.32004 4.2 -1.1 1.0 -0.2 -1.12007 -1.1 -1.0 2.6 1.0 1.22010 3.8 0.9 -1.8 0.0 0.2
0
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of transaction accounts for families with holdings
Median value of transaction accounts for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 1.7 2.2 4.7 3.4 7.91992 1.0 2.1 4.1 3.6 6.41995 1.4 2.0 3.3 3.2 5.01998 1.3 2.0 5.1 4.7 7.82001 1.5 2.5 4.4 4.9 8.72004 1.2 2.2 3.6 5.2 9.22007 1.7 2.6 2.9 4.8 7.92010 1.0 2.0 3.9 3.8 7.1
Three-year change (percent)1992 -41.2 -4.5 -12.8 5.9 -19.01995 40.0 -4.8 -19.5 -11.1 -21.91998 -7.1 0.0 54.5 46.9 56.02001 15.4 25.0 -13.7 4.3 11.52004 -20.0 -12.0 -18.2 6.1 5.72007 41.7 18.2 -19.4 -7.7 -14.12010 -41.2 -23.1 34.5 -20.8 -10.1
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of transaction accounts for families with holdings
Mean value of transaction accounts for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 20.0 7.7 22.1 17.3 47.41992 10.9 12.0 23.6 17.4 32.71995 9.7 8.1 25.1 18.2 31.41998 7.0 12.1 26.4 20.4 34.52001 10.0 11.9 24.1 28.6 46.02004 10.4 18.9 33.4 29.5 47.32007 9.7 12.7 23.4 31.7 39.32010 12.4 11.8 24.4 38.1 48.9
Three-year change (percent)1992 -45.5 55.8 6.8 0.6 -31.01995 -11.0 -32.5 6.4 4.6 -4.01998 -27.8 49.4 5.2 12.1 9.92001 42.9 -1.7 -8.7 40.2 33.32004 4.0 58.8 38.6 3.1 2.82007 -6.7 -32.8 -29.9 7.5 -16.92010 27.8 -7.1 4.3 20.2 24.4
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with transaction accounts
Percent of families with transaction accountsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 71.0 82.2 91.3 98.81992 67.6 85.8 91.7 97.61995 70.0 85.6 90.2 98.11998 69.7 90.4 95.3 98.72001 74.1 90.1 95.7 98.62004 72.4 89.1 94.3 99.12007 75.7 90.9 93.9 98.72010 77.5 90.0 94.6 98.4
Three-year change (percentage points)1992 -3.4 3.6 0.4 -1.21995 2.4 -0.2 -1.5 0.51998 -0.3 4.8 5.1 0.62001 4.4 -0.3 0.4 -0.12004 -1.7 -1.0 -1.4 0.52007 3.3 1.8 -0.4 -0.42010 1.8 -0.9 0.7 -0.3
0
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of transaction accounts for families with holdings
Median value of transaction accounts for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 1.9 3.0 3.2 7.41992 1.5 2.7 3.5 6.51995 1.7 2.3 2.7 5.71998 1.6 2.7 4.0 8.02001 1.8 3.1 3.7 9.22004 1.3 2.9 3.0 10.62007 1.3 2.6 2.9 10.52010 0.8 2.0 2.5 9.3
Three-year change (percent)1992 -21.1 -10.0 9.4 -12.21995 13.3 -14.8 -22.9 -12.31998 -5.9 17.4 48.1 40.42001 12.5 14.8 -7.5 15.02004 -27.8 -6.5 -18.9 15.22007 0.0 -10.3 -3.3 -0.92010 -38.5 -23.1 -13.8 -11.4
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of transaction accounts for families with holdings
Mean value of transaction accounts for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 11.3 16.2 23.8 40.31992 11.0 13.7 18.6 32.61995 8.4 13.1 17.6 34.31998 10.6 11.8 18.7 38.02001 10.7 14.4 24.6 50.52004 19.4 15.9 22.0 50.62007 9.5 12.4 17.0 51.42010 5.9 13.2 18.0 61.1
Three-year change (percent)1992 -2.7 -15.4 -21.8 -19.11995 -23.6 -4.4 -5.4 5.21998 26.2 -9.9 6.2 10.82001 0.9 22.0 31.6 32.92004 81.3 10.4 -10.6 0.22007 -51.0 -22.0 -22.7 1.62010 -37.9 6.5 5.9 18.9
65
70
75
80
85
90
95
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with transaction accounts
Percent of families with transaction accountsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 92.6 64.71992 93.2 67.91995 92.8 68.71998 95.0 76.22001 95.3 79.42004 95.5 80.62007 95.5 83.92010 96.5 84.3
Three-year change (percentage points)1992 0.6 3.21995 -0.4 0.81998 2.2 7.52001 0.3 3.22004 0.2 1.22007 0.0 3.32010 1.0 0.4
1
2
3
4
5
6
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of transaction accounts for families with holdings
Median value of transaction accounts for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 4.6 1.91992 4.4 1.51995 3.5 1.91998 4.9 2.02001 5.9 2.02004 5.8 1.72007 5.3 2.12010 5.0 1.6
Three-year change (percent)1992 -4.3 -21.11995 -20.5 26.71998 40.0 5.32001 20.4 0.02004 -1.7 -15.02007 -8.6 23.52010 -5.7 -23.8
10
15
20
25
30
35
40
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of transaction accounts for families with holdings
Mean value of transaction accounts for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 27.6 10.21992 24.0 8.01995 22.8 10.11998 25.0 11.82001 34.2 10.22004 38.1 10.12007 33.5 11.62010 40.6 13.0
Three-year change (percent)1992 -13.0 -21.61995 -5.0 26.21998 9.6 16.82001 36.8 -13.62004 11.4 -1.02007 -12.1 14.92010 21.2 12.1
40
50
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with transaction accounts
Percent of families with transaction accountsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 89.0 96.1 84.1 43.81992 89.9 95.8 85.6 59.01995 90.0 91.9 87.0 58.21998 93.0 95.4 87.4 68.92001 92.9 95.9 89.0 71.92004 92.2 94.4 90.4 76.22007 92.6 96.9 91.6 78.62010 93.6 94.8 91.7 82.7
Three-year change (percentage points)1992 0.9 -0.3 1.5 15.21995 0.1 -3.9 1.4 -0.81998 3.0 3.5 0.4 10.72001 -0.1 0.5 1.6 3.02004 -0.7 -1.5 1.4 4.32007 0.4 2.5 1.2 2.42010 1.0 -2.1 0.1 4.1
0
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of transaction accounts for families with holdings
Median value of transaction accounts for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 3.2 7.4 5.6 1.31992 3.0 7.6 4.5 1.51995 2.8 6.4 4.2 0.81998 3.6 8.4 6.7 1.32001 3.9 9.8 6.1 2.22004 3.6 11.5 4.8 2.32007 4.0 10.4 4.2 1.02010 3.3 7.5 4.5 1.0
Three-year change (percent)1992 -6.2 2.7 -19.6 15.41995 -6.7 -15.8 -6.7 -46.71998 28.6 31.2 59.5 62.52001 8.3 16.7 -9.0 69.22004 -7.7 17.3 -21.3 4.52007 11.1 -9.6 -12.5 -56.52010 -17.5 -27.9 7.1 0.0
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of transaction accounts for families with holdings
Mean value of transaction accounts for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 12.3 57.6 38.6 5.21992 13.8 44.4 27.7 11.81995 12.5 56.5 26.4 8.41998 14.9 47.5 31.9 6.52001 19.0 61.3 41.3 15.62004 19.4 65.2 46.5 16.62007 20.6 70.0 28.9 9.62010 25.0 75.0 35.0 10.9
Three-year change (percent)1992 12.2 -22.9 -28.2 126.91995 -9.4 27.3 -4.7 -28.81998 19.2 -15.9 20.8 -22.62001 27.5 29.1 29.5 140.02004 2.1 6.4 12.6 6.42007 6.2 7.4 -37.8 -42.22010 21.4 7.1 21.1 13.5
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with transaction accounts
Percent of families with transaction accountsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 98.8 87.1 85.2 75.71992 98.3 89.4 84.4 79.31995 97.2 88.1 86.9 81.11998 98.3 92.8 89.1 84.22001 98.9 91.0 89.2 86.22004 98.5 90.1 87.2 88.22007 98.3 91.9 87.9 89.52010 98.2 91.7 89.6 89.7
Three-year change (percentage points)1992 -0.5 2.3 -0.8 3.61995 -1.1 -1.3 2.5 1.81998 1.1 4.7 2.2 3.12001 0.6 -1.8 0.1 2.02004 -0.4 -0.9 -2.0 2.02007 -0.2 1.8 0.7 1.32010 -0.1 -0.2 1.7 0.2
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of transaction accounts for families with holdings
Median value of transaction accounts for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 7.6 2.6 2.1 4.01992 6.2 2.7 2.4 3.91995 5.7 2.8 2.1 3.01998 7.7 2.8 2.7 4.82001 8.6 3.4 2.8 5.52004 9.3 2.7 2.9 4.12007 9.2 3.1 2.6 3.52010 8.5 2.0 2.2 3.0
Three-year change (percent)1992 -18.4 3.8 14.3 -2.51995 -8.1 3.7 -12.5 -23.11998 35.1 0.0 28.6 60.02001 11.7 21.4 3.7 14.62004 8.1 -20.6 3.6 -25.52007 -1.1 14.8 -10.3 -14.62010 -7.6 -35.5 -15.4 -14.3
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of transaction accounts for families with holdings
Mean value of transaction accounts for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 32.7 18.4 9.1 34.61992 31.7 14.8 8.6 24.91995 38.2 13.7 7.7 23.81998 34.1 15.7 9.2 28.62001 45.7 15.3 10.7 37.82004 47.2 15.3 9.7 42.52007 50.4 16.2 9.0 26.32010 59.9 18.0 8.9 30.2
Three-year change (percent)1992 -3.1 -19.6 -5.5 -28.01995 20.5 -7.4 -10.5 -4.41998 -10.7 14.6 19.5 20.22001 34.0 -2.5 16.3 32.22004 3.3 0.0 -9.3 12.42007 6.8 5.9 -7.2 -38.12010 18.8 11.1 -1.1 14.8
80
85
90
95
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with transaction accounts
Percent of families with transaction accountsRegion
Year Northeast Midwest South WestLevel (percent)
1989 88.5 86.7 79.1 92.01992 86.6 91.5 83.8 86.91995 89.2 89.4 83.9 89.31998 93.2 91.7 87.9 91.72001 93.0 94.6 89.0 90.62004 94.6 94.4 86.9 92.62007 91.3 93.6 91.3 92.72010 91.2 94.2 91.1 94.2
Three-year change (percentage points)1992 -1.9 4.8 4.7 -5.11995 2.6 -2.1 0.1 2.41998 4.0 2.3 4.0 2.42001 -0.2 2.9 1.1 -1.12004 1.6 -0.2 -2.1 2.02007 -3.3 -0.8 4.4 0.12010 -0.1 0.6 -0.2 1.5
2
3
4
5
6
7
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of transaction accounts for families with holdings
Median value of transaction accounts for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 5.1 3.5 3.0 3.71992 3.9 3.5 3.0 4.51995 4.0 2.8 2.5 3.51998 5.0 4.0 3.7 4.72001 6.7 4.9 4.0 4.52004 6.9 4.7 3.5 3.92007 5.3 3.9 3.7 4.52010 4.5 3.4 3.0 4.0
Three-year change (percent)1992 -23.5 0.0 0.0 21.61995 2.6 -20.0 -16.7 -22.21998 25.0 42.9 48.0 34.32001 34.0 22.5 8.1 -4.32004 3.0 -4.1 -12.5 -13.32007 -23.2 -17.0 5.7 15.42010 -15.1 -12.8 -18.9 -11.1
15
20
25
30
35
40
45
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of transaction accounts for families with holdings
Mean value of transaction accounts for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 35.3 25.4 15.4 25.01992 20.7 16.9 19.1 29.11995 23.2 17.5 18.5 24.71998 25.2 18.7 21.3 25.92001 32.8 26.5 25.7 34.02004 34.2 28.7 30.0 33.52007 35.8 25.3 23.6 30.12010 44.2 21.1 28.0 41.6
Three-year change (percent)1992 -41.4 -33.5 24.0 16.41995 12.1 3.6 -3.1 -15.11998 8.6 6.9 15.1 4.92001 30.2 41.7 20.7 31.32004 4.3 8.3 16.7 -1.52007 4.7 -11.8 -21.3 -10.12010 23.5 -16.6 18.6 38.2
84
86
88
90
92
94
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with transaction accounts
Percent of families with transaction accountsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 85.1 87.61992 87.5 84.31995 87.7 85.61998 90.3 92.52001 91.4 91.92004 91.6 90.02007 92.8 88.72010 92.8 91.2
Three-year change (percentage points)1992 2.4 -3.31995 0.2 1.31998 2.6 6.92001 1.1 -0.62004 0.2 -1.92007 1.2 -1.32010 0.0 2.5
2
2.5
3
3.5
4
4.5
5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of transaction accounts for families with holdings
Median value of transaction accounts for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 3.9 2.51992 3.7 2.51995 3.3 2.11998 4.4 3.62001 4.9 3.52004 4.8 2.52007 4.7 2.62010 3.9 2.5
Three-year change (percent)1992 -5.1 0.01995 -10.8 -16.01998 33.3 71.42001 11.4 -2.82004 -2.0 -28.62007 -2.1 4.02010 -17.0 -3.8
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of transaction accounts for families with holdings
Mean value of transaction accounts for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 25.6 18.81992 22.8 12.41995 22.2 10.91998 24.5 11.02001 31.9 11.72004 34.6 14.62007 30.5 13.22010 36.7 11.6
Three-year change (percent)1992 -10.9 -34.01995 -2.6 -12.11998 10.4 0.92001 30.2 6.42004 8.5 24.82007 -11.8 -9.62010 20.3 -12.1
70
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with transaction accounts
Percent of families with transaction accountsHousing status
Year Owner Renter or otherLevel (percent)
1989 94.6 69.51992 94.0 74.31995 95.3 72.91998 96.4 79.42001 96.7 80.32004 96.0 80.92007 97.3 80.82010 97.4 82.4
Three-year change (percentage points)1992 -0.6 4.81995 1.3 -1.41998 1.1 6.52001 0.3 0.92004 -0.7 0.62007 1.3 -0.12010 0.1 1.6
1
2
3
4
5
6
7
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of transaction accounts for families with holdings
Median value of transaction accounts for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 5.3 1.71992 5.2 1.51995 4.2 1.61998 6.5 1.52001 7.1 1.52004 6.9 1.32007 6.5 1.32010 5.8 1.0
Three-year change (percent)1992 -1.9 -11.81995 -19.2 6.71998 54.8 -6.22001 9.2 0.02004 -2.8 -13.32007 -5.8 0.02010 -10.8 -23.1
10
15
20
25
30
35
40
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of transaction accounts for families with holdings
Mean value of transaction accounts for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 29.2 12.31992 26.4 8.81995 24.2 11.91998 28.1 8.92001 37.0 9.02004 39.3 9.92007 34.3 10.12010 41.7 9.8
Three-year change (percent)1992 -9.6 -28.51995 -8.3 35.21998 16.1 -25.22001 31.7 1.12004 6.2 10.02007 -12.7 2.02010 21.6 -3.0
50
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with transaction accounts
Percent of families with transaction accountsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 56.6 89.3 97.2 98.4 100.01992 65.0 87.5 95.7 99.3 99.71995 64.5 89.8 96.2 98.7 99.71998 72.4 91.7 98.6 99.8 100.02001 73.7 94.4 98.2 99.4 99.62004 75.4 92.0 98.0 99.7 100.02007 76.3 93.6 98.6 100.0 100.02010 78.5 94.2 98.0 99.0 99.9
Three-year change (percentage points)1992 8.4 -1.8 -1.5 0.9 -0.31995 -0.5 2.3 0.5 -0.6 0.01998 7.9 1.9 2.4 1.1 0.32001 1.3 2.7 -0.4 -0.4 -0.42004 1.7 -2.4 -0.2 0.3 0.42007 0.9 1.6 0.6 0.3 0.02010 2.2 0.6 -0.6 -1.0 -0.1
0
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of transaction accounts for families with holdings
Median value of transaction accounts for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 0.8 2.5 4.6 10.3 38.01992 0.6 2.1 4.5 9.6 35.31995 0.8 2.0 3.5 9.3 27.61998 0.8 2.3 6.4 14.0 30.72001 0.8 2.7 6.7 16.8 45.42004 0.6 2.3 6.7 18.2 48.92007 0.7 2.1 6.3 16.2 48.72010 0.6 1.7 5.2 14.5 60.8
Three-year change (percent)1992 -25.0 -16.0 -2.2 -6.8 -7.11995 33.3 -4.8 -22.2 -3.1 -21.81998 0.0 15.0 82.9 50.5 11.22001 0.0 17.4 4.7 20.0 47.92004 -25.0 -14.8 0.0 8.3 7.72007 16.7 -8.7 -6.0 -11.0 -0.42010 -14.3 -19.0 -17.5 -10.5 24.8
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of transaction accounts for families with holdings
Mean value of transaction accounts for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 1.3 4.8 10.6 27.1 129.21992 1.3 4.5 11.2 24.6 107.11995 1.6 4.3 9.1 21.9 113.51998 1.8 4.7 12.4 30.8 112.92001 1.7 5.6 15.3 34.8 160.42004 1.5 5.5 15.3 39.1 173.92007 1.9 5.5 13.8 33.4 154.22010 1.9 4.2 12.1 33.1 207.8
Three-year change (percent)1992 0.0 -6.2 5.7 -9.2 -17.11995 23.1 -4.4 -18.8 -11.0 6.01998 12.5 9.3 36.3 40.6 -0.52001 -5.6 19.1 23.4 13.0 42.12004 -11.8 -1.8 0.0 12.4 8.42007 26.7 0.0 -9.8 -14.6 -11.32010 0.0 -23.6 -12.3 -0.9 34.8
12
14
16
18
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Percent of families with certificates of deposit
Percent of families with certificates of depositYear All families
Level (percent)1989 19.91992 16.71995 14.31998 15.32001 15.72004 12.72007 16.12010 12.2
Three-year change (percentage points)1992 -3.21995 -2.41998 1.02001 0.42004 -3.02007 3.42010 -3.9
14
16
18
20
22
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of certificates of deposit for families with holdings
Median value of certificates of deposit for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 20.21992 16.71995 14.21998 20.02001 18.42004 17.32007 21.02010 20.0
Three-year change (percent)1992 -17.31995 -15.01998 40.82001 -8.02004 -6.02007 21.42010 -4.8
45
50
55
60
65
70
75
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of certificates of deposit for families with holdings
Mean value of certificates of deposit for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 55.81992 50.11995 50.81998 50.22001 45.92004 63.12007 58.32010 72.6
Three-year change (percent)1992 -10.21995 1.41998 -1.22001 -8.62004 37.52007 -7.62010 24.5
5
10
15
20
25
30
35
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with certificates of deposit
Percent of families with certificates of depositPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 7.7 21.1 22.0 20.2 22.8 33.51992 10.8 16.4 17.1 18.2 20.9 21.11995 8.9 16.3 13.6 14.7 17.0 19.31998 12.1 15.6 15.4 15.2 17.9 18.52001 10.0 14.7 17.4 16.0 18.3 22.02004 5.0 12.7 11.8 15.0 16.3 21.52007 9.4 12.7 15.5 19.3 19.9 27.72010 5.7 11.1 11.7 15.8 12.1 21.5
Three-year change (percentage points)1992 3.1 -4.7 -4.9 -2.0 -1.9 -12.41995 -1.9 -0.1 -3.5 -3.5 -3.9 -1.81998 3.2 -0.7 1.8 0.5 0.9 -0.82001 -2.1 -0.9 2.0 0.8 0.4 3.52004 -5.0 -2.0 -5.6 -1.0 -2.0 -0.52007 4.4 0.0 3.7 4.3 3.6 6.22010 -3.7 -1.6 -3.8 -3.5 -7.8 -6.2
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of certificates of deposit for families with holdings
Median value of certificates of deposit for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 21.9 16.9 18.6 16.9 15.2 35.81992 9.9 22.7 27.3 9.9 15.2 22.71995 8.5 14.2 14.2 14.2 24.1 25.51998 13.3 26.7 18.7 19.3 21.3 26.72001 12.3 17.2 15.9 18.4 15.9 30.62004 11.5 16.1 11.5 20.7 23.0 38.02007 18.9 18.9 17.8 11.5 21.0 44.02010 15.0 15.0 18.0 16.0 29.0 34.0
Three-year change (percent)1992 -54.8 34.3 46.8 -41.4 0.0 -36.61995 -14.1 -37.4 -48.0 43.4 58.6 12.31998 56.5 88.0 31.7 35.9 -11.6 4.72001 -7.5 -35.6 -15.0 -4.7 -25.4 14.62004 -6.5 -6.4 -27.7 12.5 44.7 24.22007 64.3 17.4 54.8 -44.4 -8.7 15.82010 -20.6 -20.6 1.1 39.1 38.1 -22.7
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of certificates of deposit for families with holdings
Mean value of certificates of deposit for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 33.6 39.1 47.2 49.6 37.8 118.21992 25.5 39.4 57.2 45.3 47.4 91.11995 22.9 39.2 39.7 46.9 52.4 115.91998 33.9 43.9 39.6 45.6 55.9 101.82001 27.7 35.9 34.2 42.0 45.6 99.82004 65.8 75.3 30.9 47.9 48.1 115.22007 34.2 44.4 44.0 45.2 43.2 132.42010 37.9 54.2 48.2 42.1 78.0 178.5
Three-year change (percent)1992 -24.1 0.8 21.2 -8.7 25.4 -22.91995 -10.2 -0.5 -30.6 3.5 10.5 27.21998 48.0 12.0 -0.3 -2.8 6.7 -12.22001 -18.3 -18.2 -13.6 -7.9 -18.4 -2.02004 137.5 109.7 -9.6 14.0 5.5 15.42007 -48.0 -41.0 42.4 -5.6 -10.2 14.92010 10.8 22.1 9.5 -6.9 80.6 34.8
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with certificates of deposit
Percent of families with certificates of depositAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 8.6 16.6 20.1 22.4 32.0 41.71992 7.4 9.0 15.9 20.5 31.1 37.71995 7.2 8.1 12.5 17.1 24.0 34.71998 6.2 9.4 11.8 18.6 29.9 35.92001 6.3 9.8 15.2 14.4 29.7 36.52004 5.6 6.7 11.9 18.1 19.9 25.72007 6.7 9.0 14.3 20.5 24.2 37.02010 5.7 5.7 10.0 14.6 20.6 27.2
Three-year change (percentage points)1992 -1.2 -7.6 -4.2 -1.9 -0.9 -4.01995 -0.2 -0.9 -3.4 -3.4 -7.1 -3.01998 -1.0 1.3 -0.7 1.5 5.9 1.22001 0.1 0.4 3.4 -4.2 -0.2 0.62004 -0.7 -3.1 -3.3 3.7 -9.8 -10.82007 1.1 2.3 2.4 2.4 4.3 11.32010 -1.0 -3.3 -4.3 -5.9 -3.6 -9.8
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of certificates of deposit for families with holdings
Median value of certificates of deposit for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 6.7 11.8 15.2 25.3 33.7 48.91992 6.8 7.6 12.1 22.7 30.3 35.61995 7.5 7.5 17.0 19.8 28.3 18.41998 3.3 10.7 15.3 22.7 26.7 40.02001 4.9 7.4 14.7 23.3 24.5 30.62004 4.6 11.5 12.7 33.4 23.0 25.32007 5.2 5.2 15.7 24.1 24.4 31.42010 5.2 7.0 16.0 20.0 25.0 32.2
Three-year change (percent)1992 1.5 -35.6 -20.4 -10.3 -10.1 -27.21995 10.3 -1.3 40.5 -12.8 -6.6 -48.31998 -56.0 42.7 -10.0 14.6 -5.7 117.42001 48.5 -30.8 -3.9 2.6 -8.2 -23.52004 -6.1 55.4 -13.6 43.3 -6.1 -17.32007 13.0 -54.8 23.6 -27.8 6.1 24.12010 0.0 34.6 1.9 -17.0 2.5 2.5
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of certificates of deposit for families with holdings
Mean value of certificates of deposit for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 14.3 23.9 37.6 81.1 81.4 79.81992 19.2 23.4 30.9 47.4 64.9 81.51995 15.8 25.6 57.5 60.1 74.3 52.71998 14.9 22.1 49.5 67.8 57.3 63.12001 25.7 16.2 36.1 53.8 56.7 65.62004 16.1 28.1 51.2 64.5 81.7 97.02007 17.6 36.5 61.0 71.9 55.9 70.62010 19.8 28.9 73.5 94.4 93.2 73.6
Three-year change (percent)1992 34.3 -2.1 -17.8 -41.6 -20.3 2.11995 -17.7 9.4 86.1 26.8 14.5 -35.31998 -5.7 -13.7 -13.9 12.8 -22.9 19.72001 72.5 -26.7 -27.1 -20.6 -1.0 4.02004 -37.4 73.5 41.8 19.9 44.1 47.92007 9.3 29.9 19.1 11.5 -31.6 -27.22010 12.5 -20.8 20.5 31.3 66.7 4.2
5
10
15
20
25
30
35
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with certificates of deposit
Percent of families with certificates of depositFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 8.7 10.7 26.1 16.3 33.41992 6.7 8.2 29.1 13.7 23.31995 8.4 7.9 23.3 9.3 22.21998 9.6 7.4 29.8 10.1 21.72001 6.9 9.6 24.6 12.5 21.62004 7.0 6.6 18.9 11.2 17.32007 9.0 9.9 24.0 12.5 22.52010 6.7 6.0 20.1 10.4 15.8
Three-year change (percentage points)1992 -2.0 -2.5 3.0 -2.6 -10.11995 1.7 -0.3 -5.8 -4.4 -1.11998 1.2 -0.5 6.5 0.8 -0.52001 -2.7 2.2 -5.2 2.4 -0.12004 0.1 -3.0 -5.7 -1.3 -4.32007 2.0 3.3 5.1 1.3 5.22010 -2.3 -3.9 -3.9 -2.1 -6.7
5
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of certificates of deposit for families with holdings
Median value of certificates of deposit for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 16.9 8.4 37.1 16.9 27.01992 15.2 9.9 22.7 8.3 33.41995 7.1 7.5 22.7 11.3 18.41998 10.7 7.3 26.7 13.3 26.72001 12.3 9.2 21.4 12.3 24.52004 11.5 12.0 23.0 11.5 28.82007 7.9 6.3 29.3 10.5 27.22010 6.0 6.7 20.0 14.0 30.0
Three-year change (percent)1992 -10.1 17.9 -38.8 -50.9 23.71995 -53.3 -24.2 0.0 36.1 -44.91998 50.7 -2.7 17.6 17.7 45.12001 15.0 26.0 -19.9 -7.5 -8.22004 -6.5 30.4 7.5 -6.5 17.62007 -31.3 -47.5 27.4 -8.7 -5.62010 -24.1 6.3 -31.7 33.3 10.3
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of certificates of deposit for families with holdings
Mean value of certificates of deposit for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 26.6 16.2 71.6 35.3 76.71992 41.2 24.6 53.3 26.4 73.21995 20.4 20.3 60.8 38.8 63.01998 24.2 24.3 47.5 44.5 66.12001 37.6 22.8 51.5 32.8 57.32004 39.8 41.7 90.3 36.7 76.32007 31.0 27.2 52.5 56.4 74.92010 38.6 32.5 56.7 55.3 112.8
Three-year change (percent)1992 54.9 51.9 -25.6 -25.2 -4.61995 -50.5 -17.5 14.1 47.0 -13.91998 18.6 19.7 -21.9 14.7 4.92001 55.4 -6.2 8.4 -26.3 -13.32004 5.9 82.9 75.3 11.9 33.22007 -22.1 -34.8 -41.9 53.7 -1.82010 24.5 19.5 8.0 -2.0 50.6
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with certificates of deposit
Percent of families with certificates of depositEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 16.7 17.4 20.4 25.21992 14.7 16.8 16.2 18.31995 12.7 12.2 13.0 18.31998 11.1 16.0 14.0 17.42001 11.3 15.1 14.9 18.62004 5.6 12.9 9.4 17.02007 9.5 14.1 14.1 21.62010 6.0 10.8 11.8 15.6
Three-year change (percentage points)1992 -2.0 -0.6 -4.2 -6.91995 -2.0 -4.6 -3.2 0.01998 -1.6 3.8 1.0 -0.92001 0.2 -0.9 0.9 1.22004 -5.7 -2.2 -5.5 -1.62007 3.9 1.2 4.7 4.62010 -3.5 -3.3 -2.3 -6.0
10
15
20
25
30
35
40
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of certificates of deposit for families with holdings
Median value of certificates of deposit for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 33.7 25.3 10.5 16.91992 30.3 18.2 11.4 15.21995 14.2 14.2 14.2 17.01998 26.7 21.3 13.3 18.72001 18.4 19.6 15.9 17.22004 17.3 20.1 11.5 21.92007 14.7 16.8 18.9 26.22010 40.0 20.0 12.0 20.0
Three-year change (percent)1992 -10.1 -28.1 8.6 -10.11995 -53.1 -22.0 24.6 11.81998 88.0 50.0 -6.3 10.02001 -31.1 -8.0 19.5 -8.02004 -6.0 2.6 -27.7 27.32007 -15.0 -16.4 64.3 19.62010 172.1 19.0 -36.5 -23.7
40
50
60
70
80
90
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of certificates of deposit for families with holdings
Mean value of certificates of deposit for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 56.4 63.8 55.7 49.21992 58.0 44.5 40.2 55.61995 50.3 38.5 48.7 60.31998 40.5 44.3 41.6 62.22001 43.2 48.0 51.5 42.62004 98.3 65.4 52.2 60.22007 36.6 42.5 51.4 73.92010 74.5 51.3 84.3 80.8
Three-year change (percent)1992 2.8 -30.3 -27.8 13.01995 -13.3 -13.5 21.1 8.51998 -19.5 15.1 -14.6 3.22001 6.7 8.4 23.8 -31.52004 127.5 36.2 1.4 41.32007 -62.8 -35.0 -1.5 22.82010 103.6 20.7 64.0 9.3
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with certificates of deposit
Percent of families with certificates of depositRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 25.0 4.71992 19.8 7.21995 16.7 6.21998 18.0 6.52001 18.5 6.82004 15.3 6.02007 19.4 8.22010 15.0 6.5
Three-year change (percentage points)1992 -5.2 2.51995 -3.1 -1.01998 1.3 0.32001 0.5 0.32004 -3.2 -0.82007 4.1 2.22010 -4.4 -1.7
10
12
14
16
18
20
22
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of certificates of deposit for families with holdings
Median value of certificates of deposit for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 20.2 18.61992 16.7 12.11995 14.9 14.21998 21.3 9.32001 18.4 11.02004 18.4 13.82007 21.0 10.52010 20.0 13.0
Three-year change (percent)1992 -17.3 -34.91995 -10.8 17.41998 43.0 -34.52001 -13.6 18.32004 0.0 25.52007 14.1 -23.92010 -4.8 23.8
30
40
50
60
70
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of certificates of deposit for families with holdings
Mean value of certificates of deposit for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 56.9 39.11992 52.8 26.91995 51.6 43.01998 51.4 38.52001 47.7 30.32004 66.1 43.72007 58.8 55.52010 77.7 48.4
Three-year change (percent)1992 -7.2 -31.21995 -2.3 59.91998 -0.4 -10.52001 -7.2 -21.32004 38.6 44.22007 -11.0 27.02010 32.1 -12.8
5
10
15
20
25
30
35
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with certificates of deposit
Percent of families with certificates of depositCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 15.1 24.2 32.6 4.91992 11.8 18.5 30.1 4.61995 10.4 18.7 23.3 7.91998 11.1 11.7 28.7 7.72001 11.3 18.7 27.1 7.92004 9.8 14.2 20.2 7.92007 13.2 15.0 25.7 5.62010 9.0 15.7 20.1 3.9
Three-year change (percentage points)1992 -3.3 -5.7 -2.5 -0.31995 -1.4 0.2 -6.8 3.31998 0.7 -7.0 5.4 -0.22001 0.2 7.0 -1.6 0.22004 -1.5 -4.5 -6.9 0.02007 3.4 0.8 5.5 -2.32010 -4.2 0.7 -5.6 -1.7
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of certificates of deposit for families with holdings
Median value of certificates of deposit for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 11.8 25.3 37.1 3.41992 10.6 15.2 30.3 9.91995 11.3 22.7 22.0 12.01998 12.0 29.3 32.0 13.32001 11.0 19.6 30.6 49.02004 11.5 23.0 28.8 9.22007 10.5 26.2 31.4 15.72010 10.0 30.0 30.0 10.0
Three-year change (percent)1992 -10.2 -39.9 -18.3 191.21995 6.6 49.3 -27.4 21.21998 6.2 29.1 45.5 10.82001 -8.3 -33.1 -4.4 268.42004 4.5 17.3 -5.9 -81.22007 -8.7 13.9 9.0 70.72010 -4.8 14.5 -4.5 -36.3
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of certificates of deposit for families with holdings
Mean value of certificates of deposit for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 29.5 91.3 72.2 46.41992 27.1 56.8 68.2 28.81995 38.1 72.5 58.4 32.01998 34.0 79.5 61.3 23.22001 27.1 60.7 61.3 48.72004 34.4 111.7 83.4 32.42007 39.2 93.1 74.3 31.52010 55.7 125.5 72.8 41.6
Three-year change (percent)1992 -8.1 -37.8 -5.5 -37.91995 40.6 27.6 -14.4 11.11998 -10.8 9.7 5.0 -27.52001 -20.3 -23.6 0.0 109.92004 26.9 84.0 36.1 -33.52007 14.0 -16.7 -10.9 -2.82010 42.1 34.8 -2.0 32.1
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with certificates of deposit
Percent of families with certificates of depositCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 22.6 13.9 13.7 26.81992 17.4 12.3 8.6 24.11995 18.6 8.9 8.7 20.11998 13.7 10.4 9.5 25.12001 15.4 11.9 9.7 23.92004 14.8 8.9 6.4 18.32007 18.2 11.5 9.2 22.52010 14.1 7.4 7.5 16.6
Three-year change (percentage points)1992 -5.2 -1.6 -5.1 -2.71995 1.2 -3.4 0.1 -4.01998 -4.9 1.5 0.8 5.02001 1.7 1.5 0.2 -1.22004 -0.6 -3.0 -3.3 -5.62007 3.4 2.6 2.8 4.22010 -4.1 -4.1 -1.7 -5.9
5
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of certificates of deposit for families with holdings
Median value of certificates of deposit for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 16.9 10.1 16.9 33.71992 12.1 13.6 9.1 30.31995 14.9 14.2 9.9 19.81998 15.3 13.3 10.7 29.32001 15.9 9.2 9.8 30.62004 17.3 13.8 6.7 25.32007 15.7 15.7 10.5 31.42010 15.0 12.0 10.0 29.0
Three-year change (percent)1992 -28.4 34.7 -46.2 -10.11995 23.1 4.4 8.8 -34.71998 2.7 -6.3 8.1 48.02001 3.9 -30.8 -8.4 4.42004 8.8 50.0 -31.6 -17.32007 -9.2 13.8 56.7 24.12010 -4.5 -23.6 -4.8 -7.6
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of certificates of deposit for families with holdings
Mean value of certificates of deposit for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 50.0 38.6 40.9 71.31992 36.1 30.6 35.8 66.41995 66.9 32.3 25.3 56.31998 57.6 35.8 24.8 59.32001 46.8 27.4 22.7 60.72004 57.6 43.4 45.1 80.02007 60.6 43.1 22.5 72.72010 94.9 43.2 49.9 71.2
Three-year change (percent)1992 -27.8 -20.7 -12.5 -6.91995 85.3 5.6 -29.3 -15.21998 -13.9 10.8 -2.0 5.32001 -18.8 -23.5 -8.5 2.42004 23.1 58.4 98.7 31.82007 5.2 -0.7 -50.1 -9.12010 56.6 0.2 121.8 -2.1
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with certificates of deposit
Percent of families with certificates of depositRegion
Year Northeast Midwest South WestLevel (percent)
1989 25.4 23.8 16.0 15.91992 17.7 19.0 15.6 14.91995 18.0 16.8 12.9 10.51998 16.0 18.1 14.3 13.32001 17.4 17.6 14.3 14.32004 15.3 14.9 11.7 9.72007 18.1 16.8 15.1 15.52010 12.4 13.5 11.4 12.0
Three-year change (percentage points)1992 -7.7 -4.8 -0.4 -1.01995 0.3 -2.2 -2.7 -4.41998 -2.0 1.3 1.4 2.82001 1.4 -0.5 0.0 1.02004 -2.1 -2.7 -2.6 -4.62007 2.8 1.9 3.4 5.82010 -5.7 -3.3 -3.7 -3.5
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of certificates of deposit for families with holdings
Median value of certificates of deposit for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 16.9 25.3 16.9 20.21992 15.2 15.2 15.2 36.41995 17.0 14.2 17.0 15.61998 14.7 26.7 20.0 16.02001 15.9 13.5 21.4 18.42004 20.7 12.0 16.1 25.32007 21.0 12.6 21.0 24.12010 15.0 17.0 20.0 20.0
Three-year change (percent)1992 -10.1 -39.9 -10.1 80.21995 11.8 -6.6 11.8 -57.11998 -13.5 88.0 17.6 2.62001 8.2 -49.4 7.0 15.02004 30.2 -11.1 -24.8 37.52007 1.4 5.0 30.4 -4.72010 -28.6 34.9 -4.8 -17.0
30
40
50
60
70
80
90
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of certificates of deposit for families with holdings
Mean value of certificates of deposit for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 49.2 59.0 49.0 72.61992 42.7 34.4 51.6 79.11995 46.6 43.7 59.5 52.41998 39.1 43.8 64.9 45.32001 43.5 34.1 51.3 54.72004 52.5 67.6 53.2 90.02007 49.4 51.2 64.0 65.62010 45.2 56.2 91.8 84.1
Three-year change (percent)1992 -13.2 -41.7 5.3 9.01995 9.1 27.0 15.3 -33.81998 -16.1 0.2 9.1 -13.52001 11.3 -22.1 -21.0 20.82004 20.7 98.2 3.7 64.52007 -5.9 -24.3 20.3 -27.12010 -8.5 9.8 43.4 28.2
12
14
16
18
20
22
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with certificates of deposit
Percent of families with certificates of depositUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 19.3 22.21992 16.0 19.81995 14.1 15.51998 14.6 19.42001 15.0 20.02004 12.3 14.62007 16.2 15.92010 12.1 12.6
Three-year change (percentage points)1992 -3.3 -2.41995 -1.9 -4.31998 0.5 3.92001 0.4 0.62004 -2.7 -5.42007 3.9 1.32010 -4.1 -3.3
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of certificates of deposit for families with holdings
Median value of certificates of deposit for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 19.0 25.31992 15.2 24.31995 14.9 14.21998 17.7 26.72001 18.4 18.42004 17.3 17.32007 21.0 10.52010 19.0 20.0
Three-year change (percent)1992 -20.0 -4.01995 -2.0 -41.61998 18.8 88.02001 4.0 -31.12004 -6.0 -6.02007 21.4 -39.32010 -9.5 90.5
30
40
50
60
70
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of certificates of deposit for families with holdings
Mean value of certificates of deposit for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 54.7 60.01992 50.3 49.11995 52.8 39.91998 50.4 49.12001 46.7 41.82004 60.9 72.02007 62.9 35.52010 76.8 53.5
Three-year change (percent)1992 -8.0 -18.21995 5.0 -18.71998 -4.5 23.12001 -7.3 -14.92004 30.4 72.22007 3.3 -50.72010 22.1 50.7
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with certificates of deposit
Percent of families with certificates of depositHousing status
Year Owner Renter or otherLevel (percent)
1989 25.3 10.21992 21.6 8.11995 17.4 8.71998 18.9 8.32001 20.0 6.72004 15.9 5.62007 20.0 7.72010 15.6 5.2
Three-year change (percentage points)1992 -3.7 -2.11995 -4.2 0.61998 1.5 -0.42001 1.1 -1.62004 -4.1 -1.12007 4.1 2.12010 -4.4 -2.5
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of certificates of deposit for families with holdings
Median value of certificates of deposit for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 25.3 10.51992 17.4 11.41995 15.6 11.31998 24.0 13.32001 18.4 12.32004 23.0 8.12007 21.0 10.52010 20.0 10.0
Three-year change (percent)1992 -31.2 8.61995 -10.3 -0.91998 53.8 17.72001 -23.3 -7.52004 25.0 -34.12007 -8.7 29.62010 -4.8 -4.8
20
30
40
50
60
70
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of certificates of deposit for families with holdings
Mean value of certificates of deposit for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 61.2 32.21992 52.3 39.41995 56.8 28.51998 55.4 26.92001 47.5 35.72004 68.5 29.42007 61.9 37.62010 80.3 25.1
Three-year change (percent)1992 -14.5 22.41995 8.6 -27.71998 -2.5 -5.62001 -14.3 32.72004 44.2 -17.62007 -9.6 27.92010 29.7 -33.2
0
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with certificates of deposit
Percent of families with certificates of depositPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 1.1 14.3 25.8 34.2 44.31992 1.7 9.5 22.5 31.6 35.71995 1.8 8.7 17.7 27.1 32.31998 3.0 9.8 19.6 30.2 26.72001 1.8 8.9 23.2 30.0 26.92004 2.2 6.5 16.1 23.9 29.02007 2.5 9.9 19.4 32.5 32.92010 1.4 5.3 14.8 27.0 27.7
Three-year change (percentage points)1992 0.6 -4.8 -3.3 -2.6 -8.61995 0.1 -0.8 -4.8 -4.5 -3.41998 1.2 1.1 1.9 3.1 -5.62001 -1.2 -0.9 3.6 -0.2 0.22004 0.4 -2.4 -7.1 -6.1 2.12007 0.3 3.4 3.3 8.6 3.92010 -1.1 -4.6 -4.6 -5.5 -5.2
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of certificates of deposit for families with holdings
Median value of certificates of deposit for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 4.2 8.4 16.9 33.7 67.51992 2.4 7.6 15.2 27.3 45.51995 1.8 7.1 14.2 21.2 49.61998 2.0 8.3 20.0 33.3 58.72001 1.8 6.1 14.1 24.5 49.02004 2.3 6.7 12.0 35.7 52.92007 2.1 7.3 15.7 26.2 52.42010 1.5 5.5 15.0 25.0 65.0
Three-year change (percent)1992 -42.9 -9.5 -10.1 -19.0 -32.61995 -25.0 -6.6 -6.6 -22.3 9.01998 11.1 16.9 40.8 57.1 18.32001 -10.0 -26.5 -29.5 -26.4 -16.52004 27.8 9.8 -14.9 45.7 8.02007 -8.7 9.0 30.8 -26.6 -0.92010 -28.6 -24.7 -4.5 -4.6 24.0
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of certificates of deposit for families with holdings
Mean value of certificates of deposit for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 3.4 12.5 28.0 58.0 132.01992 3.7 12.8 24.1 55.4 114.01995 3.7 11.3 22.5 44.7 130.21998 3.4 13.1 30.0 56.1 123.92001 4.3 12.4 27.2 50.2 113.52004 4.0 10.0 27.7 64.7 151.22007 4.9 10.6 29.9 60.1 143.52010 8.0 8.1 25.5 57.7 196.5
Three-year change (percent)1992 8.8 2.4 -13.9 -4.5 -13.61995 0.0 -11.7 -6.6 -19.3 14.21998 -8.1 15.9 33.3 25.5 -4.82001 26.5 -5.3 -9.3 -10.5 -8.42004 -7.0 -19.4 1.8 28.9 33.22007 22.5 6.0 7.9 -7.1 -5.12010 63.3 -23.6 -14.7 -4.0 36.9
12
14
16
18
20
22
24
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Percent of families with savings bonds
Percent of families with savings bondsYear All families
Level (percent)1989 23.91992 22.31995 22.81998 19.32001 16.72004 17.62007 14.92010 12.0
Three-year change (percentage points)1992 -1.61995 0.51998 -3.52001 -2.62004 0.92007 -2.72010 -2.9
.9
1
1.1
1.2
1.3
1.4
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of savings bonds for families with holdings
Median value of savings bonds for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 1.01992 0.91995 1.41998 1.32001 1.22004 1.22007 1.02010 1.0
Three-year change (percent)1992 -10.01995 55.61998 -7.12001 -7.72004 0.02007 -16.72010 0.0
5
6
7
8
9
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of savings bonds for families with holdings
Mean value of savings bonds for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 6.81992 5.31995 7.51998 6.32001 9.62004 6.62007 6.92010 6.1
Three-year change (percent)1992 -22.11995 41.51998 -16.02001 52.42004 -31.22007 4.52010 -11.6
0
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with savings bonds
Percent of families with savings bondsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 4.3 14.3 25.1 35.0 46.0 35.41992 6.4 11.5 20.9 33.7 40.9 37.11995 5.2 14.4 22.1 31.5 42.2 39.21998 4.9 12.2 19.6 25.8 35.4 32.92001 3.8 11.0 14.1 24.4 30.3 29.72004 6.2 8.8 15.4 26.5 32.3 29.92007 3.6 8.4 15.2 20.9 26.2 26.12010 3.6 6.0 10.8 16.0 23.0 24.4
Three-year change (percentage points)1992 2.1 -2.8 -4.2 -1.3 -5.1 1.71995 -1.2 2.9 1.2 -2.2 1.3 2.11998 -0.3 -2.2 -2.5 -5.7 -6.8 -6.32001 -1.1 -1.2 -5.5 -1.4 -5.1 -3.22004 2.4 -2.2 1.3 2.1 2.0 0.22007 -2.6 -0.4 -0.2 -5.6 -6.1 -3.82010 0.0 -2.4 -4.4 -4.9 -3.2 -1.7
.5
1
1.5
2
2.5
3
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of savings bonds for families with holdings
Median value of savings bonds for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 0.3 0.8 1.0 0.8 0.8 1.71992 0.5 0.5 0.8 0.8 1.4 1.51995 0.7 1.1 0.8 1.1 2.8 2.11998 1.7 1.3 0.7 0.9 1.9 1.32001 1.2 0.7 0.6 1.2 1.2 2.52004 0.4 0.7 0.9 1.2 0.9 2.32007 0.5 1.0 0.7 1.0 2.1 2.62010 0.5 0.5 1.0 0.7 0.8 2.0
Three-year change (percent)1992 66.7 -37.5 -20.0 0.0 75.0 -11.81995 40.0 120.0 0.0 37.5 100.0 40.01998 142.9 18.2 -12.5 -18.2 -32.1 -38.12001 -29.4 -46.2 -14.3 33.3 -36.8 92.32004 -66.7 0.0 50.0 0.0 -25.0 -8.02007 25.0 42.9 -22.2 -16.7 133.3 13.02010 0.0 -50.0 42.9 -30.0 -61.9 -23.1
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of savings bonds for families with holdings
Mean value of savings bonds for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 6.7 5.9 7.0 5.9 3.6 13.31992 6.3 3.3 3.7 3.5 6.4 10.31995 7.6 8.2 5.1 5.9 7.6 12.11998 4.5 4.8 3.8 6.1 6.2 11.12001 5.4 6.2 3.5 12.7 4.6 19.22004 4.7 2.6 4.4 7.6 6.2 10.72007 3.4 7.3 5.2 5.1 4.6 14.72010 2.9 3.9 4.3 7.6 3.2 10.6
Three-year change (percent)1992 -6.0 -44.1 -47.1 -40.7 77.8 -22.61995 20.6 148.5 37.8 68.6 18.8 17.51998 -40.8 -41.5 -25.5 3.4 -18.4 -8.32001 20.0 29.2 -7.9 108.2 -25.8 73.02004 -13.0 -58.1 25.7 -40.2 34.8 -44.32007 -27.7 180.8 18.2 -32.9 -25.8 37.42010 -14.7 -46.6 -17.3 49.0 -30.4 -27.9
10
15
20
25
30
35
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with savings bonds
Percent of families with savings bondsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 25.9 31.6 22.6 20.2 18.7 14.01992 22.9 29.3 25.2 19.4 13.8 14.31995 20.4 31.0 25.3 20.3 17.0 15.31998 17.2 24.9 21.8 18.1 16.1 12.02001 12.7 22.6 21.0 14.3 11.3 12.52004 15.3 23.3 21.0 15.2 14.9 11.02007 13.7 16.8 19.0 16.2 10.3 7.92010 10.0 11.6 15.0 14.3 9.1 10.1
Three-year change (percentage points)1992 -3.0 -2.3 2.6 -0.8 -4.9 0.31995 -2.5 1.7 0.1 0.9 3.2 1.01998 -3.2 -6.1 -3.5 -2.2 -0.9 -3.32001 -4.5 -2.3 -0.8 -3.8 -4.8 0.52004 2.6 0.7 0.0 0.9 3.6 -1.52007 -1.6 -6.5 -2.0 1.0 -4.6 -3.12010 -3.7 -5.2 -4.0 -1.9 -1.2 2.2
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of savings bonds for families with holdings
Median value of savings bonds for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 0.8 0.8 0.8 3.0 2.5 5.11992 0.6 0.9 1.2 1.5 1.1 1.71995 0.7 1.4 1.4 2.1 2.1 6.81998 0.6 0.9 1.3 2.0 2.7 6.72001 0.4 1.2 1.2 3.1 2.5 3.72004 0.6 0.6 1.2 2.9 3.5 5.82007 0.7 1.0 1.0 2.0 1.0 21.02010 0.5 0.9 0.8 1.2 4.0 1.0
Three-year change (percent)1992 -25.0 12.5 50.0 -50.0 -56.0 -66.71995 16.7 55.6 16.7 40.0 90.9 300.01998 -14.3 -35.7 -7.1 -4.8 28.6 -1.52001 -33.3 33.3 -7.7 55.0 -7.4 -44.82004 50.0 -50.0 0.0 -6.5 40.0 56.82007 16.7 66.7 -16.7 -31.0 -71.4 262.12010 -28.6 -10.0 -20.0 -40.0 300.0 -95.2
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of savings bonds for families with holdings
Mean value of savings bonds for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 1.9 3.2 4.7 12.5 21.0 21.61992 2.7 4.1 5.4 8.4 6.8 14.91995 2.7 4.9 6.0 10.6 17.8 20.21998 1.8 3.8 6.5 10.3 8.2 21.32001 1.6 7.2 10.4 7.7 12.9 34.02004 2.6 3.1 5.9 12.0 16.5 11.42007 1.7 4.7 4.2 10.3 13.5 27.42010 1.7 3.8 4.1 8.8 14.2 11.4
Three-year change (percent)1992 42.1 28.1 14.9 -32.8 -67.6 -31.01995 0.0 19.5 11.1 26.2 161.8 35.61998 -33.3 -22.4 8.3 -2.8 -53.9 5.42001 -11.1 89.5 60.0 -25.2 57.3 59.62004 62.5 -56.9 -43.3 55.8 27.9 -66.52007 -34.6 51.6 -28.8 -14.2 -18.2 140.42010 0.0 -19.1 -2.4 -14.6 5.2 -58.4
5
10
15
20
25
30
35
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with savings bonds
Percent of families with savings bondsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 16.9 13.5 12.0 36.1 22.81992 17.9 14.1 12.2 33.2 21.41995 14.3 12.1 11.6 36.2 22.61998 11.7 10.4 10.4 30.2 19.42001 13.4 7.9 10.2 26.7 14.72004 10.0 12.6 8.7 29.3 14.92007 10.9 9.4 9.6 24.0 11.62010 6.3 6.3 7.0 18.9 12.4
Three-year change (percentage points)1992 1.0 0.6 0.2 -2.9 -1.41995 -3.6 -2.0 -0.6 3.0 1.21998 -2.6 -1.7 -1.2 -6.0 -3.22001 1.7 -2.5 -0.2 -3.5 -4.72004 -3.4 4.7 -1.5 2.6 0.22007 0.9 -3.2 0.9 -5.3 -3.32010 -4.6 -3.1 -2.6 -5.1 0.8
0
1
2
3
4
5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of savings bonds for families with holdings
Median value of savings bonds for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 1.3 1.0 4.6 0.8 2.11992 0.8 1.0 1.5 0.8 1.21995 1.0 1.4 4.8 0.8 1.71998 0.9 0.8 4.4 0.8 1.62001 0.7 0.6 4.9 1.2 1.82004 0.6 1.0 2.9 0.8 2.32007 1.0 1.6 4.2 1.0 1.62010 1.3 0.5 1.6 0.8 1.2
Three-year change (percent)1992 -38.5 0.0 -67.4 0.0 -42.91995 25.0 40.0 220.0 0.0 41.71998 -10.0 -42.9 -8.3 0.0 -5.92001 -22.2 -25.0 11.4 50.0 12.52004 -14.3 66.7 -40.8 -33.3 27.82007 66.7 60.0 44.8 25.0 -30.42010 30.0 -68.8 -61.9 -20.0 -25.0
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of savings bonds for families with holdings
Mean value of savings bonds for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 2.3 4.0 13.0 3.1 17.21992 5.0 3.8 6.5 3.7 9.11995 2.8 7.3 15.9 5.0 11.41998 3.5 4.6 14.7 4.1 9.52001 2.4 15.0 15.6 6.4 15.12004 2.5 4.2 6.4 5.3 12.22007 6.8 3.3 18.5 3.9 10.52010 4.5 2.4 7.5 4.7 9.7
Three-year change (percent)1992 117.4 -5.0 -50.0 19.4 -47.11995 -44.0 92.1 144.6 35.1 25.31998 25.0 -37.0 -7.5 -18.0 -16.72001 -31.4 226.1 6.1 56.1 58.92004 4.2 -72.0 -59.0 -17.2 -19.22007 172.0 -21.4 189.1 -26.4 -13.92010 -33.8 -27.3 -59.5 20.5 -7.6
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with savings bonds
Percent of families with savings bondsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 9.6 23.3 28.5 34.41992 8.2 19.5 26.6 31.51995 8.6 22.6 23.7 31.01998 7.4 17.9 19.7 26.42001 5.2 14.1 17.0 24.22004 4.2 14.2 19.3 24.92007 3.4 11.5 16.4 21.62010 2.7 9.1 11.7 17.7
Three-year change (percentage points)1992 -1.4 -3.8 -1.9 -2.91995 0.4 3.1 -2.9 -0.51998 -1.2 -4.7 -4.0 -4.62001 -2.2 -3.8 -2.7 -2.22004 -1.0 0.1 2.3 0.72007 -0.8 -2.7 -2.9 -3.32010 -0.7 -2.4 -4.7 -3.9
.5
1
1.5
2
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of savings bonds for families with holdings
Median value of savings bonds for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 1.2 0.9 1.0 0.81992 0.5 0.8 1.1 1.41995 1.4 1.0 1.1 1.71998 1.5 0.8 0.9 1.32001 0.5 0.8 1.3 1.82004 0.6 0.7 0.9 1.22007 1.0 1.0 1.0 1.22010 0.4 0.6 0.8 1.0
Three-year change (percent)1992 -58.3 -11.1 10.0 75.01995 180.0 25.0 0.0 21.41998 7.1 -20.0 -18.2 -23.52001 -66.7 0.0 44.4 38.52004 20.0 -12.5 -30.8 -33.32007 66.7 42.9 11.1 0.02010 -60.0 -40.0 -20.0 -16.7
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of savings bonds for families with holdings
Mean value of savings bonds for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 3.8 10.3 3.9 6.21992 2.3 3.7 6.8 6.11995 9.3 6.0 6.6 8.61998 4.8 5.0 4.5 8.02001 3.1 4.2 11.2 12.72004 2.6 4.3 7.6 7.62007 2.4 7.8 4.9 7.52010 1.7 3.8 4.5 7.9
Three-year change (percent)1992 -39.5 -64.1 74.4 -1.61995 304.3 62.2 -2.9 41.01998 -48.4 -16.7 -31.8 -7.02001 -35.4 -16.0 148.9 58.82004 -16.1 2.4 -32.1 -40.22007 -7.7 81.4 -35.5 -1.32010 -29.2 -51.3 -8.2 5.3
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with savings bonds
Percent of families with savings bondsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 28.0 11.61992 26.0 11.21995 26.2 10.81998 22.3 9.42001 19.5 8.12004 21.1 8.52007 17.8 7.82010 14.8 6.3
Three-year change (percentage points)1992 -2.0 -0.41995 0.2 -0.41998 -3.9 -1.42001 -2.8 -1.32004 1.6 0.42007 -3.3 -0.72010 -3.0 -1.5
.6
.8
1
1.2
1.4
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of savings bonds for families with holdings
Median value of savings bonds for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 1.0 0.81992 0.9 0.81995 1.4 0.71998 1.3 0.92001 1.2 0.92004 1.2 0.72007 1.0 1.02010 1.0 1.0
Three-year change (percent)1992 -10.0 0.01995 55.6 -12.51998 -7.1 28.62001 -7.7 0.02004 0.0 -22.22007 -16.7 42.92010 0.0 0.0
4
5
6
7
8
9
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of savings bonds for families with holdings
Mean value of savings bonds for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 7.2 4.11992 5.4 4.61995 7.9 4.01998 6.6 3.62001 10.1 6.12004 6.6 6.62007 7.4 3.92010 6.1 6.4
Three-year change (percent)1992 -25.0 12.21995 46.3 -13.01998 -16.5 -10.02001 53.0 69.42004 -34.7 8.22007 12.1 -40.92010 -17.6 64.1
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with savings bonds
Percent of families with savings bondsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 29.8 23.8 15.8 3.91992 27.7 23.1 14.5 10.01995 26.6 25.8 15.2 12.81998 21.8 20.2 14.4 11.92001 19.4 16.6 11.4 7.62004 20.1 18.7 11.4 14.52007 17.0 15.9 10.2 10.72010 13.7 12.9 9.6 5.8
Three-year change (percentage points)1992 -2.1 -0.7 -1.3 6.11995 -1.1 2.7 0.7 2.81998 -4.8 -5.6 -0.8 -0.92001 -2.4 -3.6 -3.0 -4.32004 0.7 2.1 0.0 6.92007 -3.1 -2.8 -1.2 -3.82010 -3.3 -3.0 -0.6 -4.9
0
1
2
3
4
5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of savings bonds for families with holdings
Median value of savings bonds for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 0.8 0.8 3.4 1.01992 0.8 0.8 1.5 0.81995 1.3 1.2 3.5 0.61998 0.9 1.2 3.3 1.12001 1.2 2.5 4.9 0.42004 0.8 2.2 3.5 2.32007 1.0 1.0 2.6 2.12010 0.6 1.2 2.0 1.0
Three-year change (percent)1992 0.0 0.0 -55.9 -20.01995 62.5 50.0 133.3 -25.01998 -30.8 0.0 -5.7 83.32001 33.3 108.3 48.5 -63.62004 -33.3 -12.0 -28.6 475.02007 25.0 -54.5 -25.7 -8.72010 -40.0 30.0 -23.1 -52.4
0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of savings bonds for families with holdings
Mean value of savings bonds for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 3.4 11.9 18.4 1.51992 3.9 6.2 9.4 10.21995 5.3 7.1 17.8 2.41998 4.5 7.5 12.2 4.82001 4.9 21.2 23.2 2.12004 4.3 8.7 15.2 7.22007 4.7 6.5 16.5 3.82010 3.8 8.0 13.3 2.8
Three-year change (percent)1992 14.7 -47.9 -48.9 580.01995 35.9 14.5 89.4 -76.51998 -15.1 5.6 -31.5 100.02001 8.9 182.7 90.2 -56.22004 -12.2 -59.0 -34.5 242.92007 9.3 -25.3 8.6 -47.22010 -19.1 23.1 -19.4 -26.3
10
15
20
25
30
35
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with savings bonds
Percent of families with savings bondsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 37.8 22.7 26.4 13.31992 33.4 27.1 19.6 13.41995 34.0 21.9 24.9 14.71998 24.4 19.9 20.2 14.02001 23.8 17.4 14.5 10.72004 25.5 18.5 13.8 11.82007 21.1 15.0 13.1 10.32010 17.3 11.0 11.0 8.8
Three-year change (percentage points)1992 -4.4 4.4 -6.8 0.11995 0.6 -5.2 5.3 1.31998 -9.6 -2.0 -4.7 -0.72001 -0.6 -2.5 -5.7 -3.32004 1.7 1.1 -0.7 1.12007 -4.4 -3.5 -0.7 -1.52010 -3.8 -4.0 -2.1 -1.5
.5
1
1.5
2
2.5
3
3.5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of savings bonds for families with holdings
Median value of savings bonds for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 0.8 0.8 0.8 2.51992 1.5 0.8 0.6 1.41995 1.4 1.1 0.8 2.51998 1.3 0.8 0.8 3.32001 1.2 1.1 0.8 3.72004 1.2 0.9 0.6 2.42007 1.0 1.0 0.7 2.12010 1.0 1.0 0.5 1.5
Three-year change (percent)1992 87.5 0.0 -25.0 -44.01995 -6.7 37.5 33.3 78.61998 -7.1 -27.3 0.0 32.02001 -7.7 37.5 0.0 12.12004 0.0 -18.2 -25.0 -35.12007 -16.7 11.1 16.7 -12.52010 0.0 0.0 -28.6 -28.6
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of savings bonds for families with holdings
Mean value of savings bonds for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 4.6 4.2 4.8 17.41992 6.1 2.8 3.1 9.51995 7.3 5.2 3.9 15.11998 7.1 3.8 3.5 11.02001 7.2 8.3 5.9 20.82004 5.9 3.4 5.0 13.72007 6.7 3.0 3.8 14.52010 5.8 3.7 2.2 11.8
Three-year change (percent)1992 32.6 -33.3 -35.4 -45.41995 19.7 85.7 25.8 58.91998 -2.7 -26.9 -10.3 -27.22001 1.4 118.4 68.6 89.12004 -18.1 -59.0 -15.3 -34.12007 13.6 -11.8 -24.0 5.82010 -13.4 23.3 -42.1 -18.6
10
15
20
25
30
35
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with savings bonds
Percent of families with savings bondsRegion
Year Northeast Midwest South WestLevel (percent)
1989 32.2 24.2 18.0 24.81992 29.6 26.9 17.2 18.31995 31.2 25.7 19.0 17.91998 25.3 22.0 16.5 15.72001 21.1 22.9 12.0 14.12004 21.5 23.6 12.7 16.12007 18.9 16.0 12.0 15.02010 16.9 13.5 9.8 10.1
Three-year change (percentage points)1992 -2.6 2.7 -0.8 -6.51995 1.6 -1.2 1.8 -0.41998 -5.9 -3.7 -2.5 -2.22001 -4.2 0.9 -4.5 -1.62004 0.4 0.7 0.7 2.02007 -2.6 -7.6 -0.7 -1.12010 -2.0 -2.5 -2.2 -4.9
.5
1
1.5
2
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of savings bonds for families with holdings
Median value of savings bonds for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 1.2 0.8 1.0 0.81992 0.9 0.8 0.9 1.41995 1.4 1.4 1.1 1.41998 1.3 1.3 0.9 0.72001 1.5 1.3 0.9 1.22004 1.7 0.9 1.2 0.72007 1.0 1.0 1.3 1.02010 1.0 0.5 1.0 1.0
Three-year change (percent)1992 -25.0 0.0 -10.0 75.01995 55.6 75.0 22.2 0.01998 -7.1 -7.1 -18.2 -50.02001 15.4 0.0 0.0 71.42004 13.3 -30.8 33.3 -41.72007 -41.2 11.1 8.3 42.92010 0.0 -50.0 -23.1 0.0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of savings bonds for families with holdings
Mean value of savings bonds for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 8.2 7.9 5.8 5.01992 5.2 4.0 5.6 7.21995 7.1 8.5 7.0 7.41998 7.3 5.6 6.8 4.82001 6.1 8.2 4.7 23.62004 8.9 6.7 5.0 6.12007 7.7 4.9 6.7 8.52010 5.3 3.9 7.5 8.1
Three-year change (percent)1992 -36.6 -49.4 -3.4 44.01995 36.5 112.5 25.0 2.81998 2.8 -34.1 -2.9 -35.12001 -16.4 46.4 -30.9 391.72004 45.9 -18.3 6.4 -74.22007 -13.5 -26.9 34.0 39.32010 -31.2 -20.4 11.9 -4.7
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with savings bonds
Percent of families with savings bondsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 25.6 16.61992 23.4 17.41995 23.8 17.01998 19.7 17.02001 16.4 18.22004 18.4 14.02007 15.1 13.82010 12.7 8.8
Three-year change (percentage points)1992 -2.2 0.81995 0.4 -0.41998 -4.1 0.02001 -3.3 1.22004 2.0 -4.22007 -3.3 -0.22010 -2.4 -5.0
.4
.6
.8
1
1.2
1.4
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of savings bonds for families with holdings
Median value of savings bonds for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 1.0 1.31992 1.1 0.51995 1.4 1.41998 1.3 0.82001 1.2 0.72004 1.2 1.22007 1.0 1.32010 1.0 0.5
Three-year change (percent)1992 10.0 -61.51995 27.3 180.01998 -7.1 -42.92001 -7.7 -12.52004 0.0 71.42007 -16.7 8.32010 0.0 -61.5
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of savings bonds for families with holdings
Mean value of savings bonds for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 6.1 11.31992 5.6 3.51995 7.6 6.01998 6.6 4.12001 10.2 6.12004 7.0 4.42007 6.7 8.12010 6.4 4.4
Three-year change (percent)1992 -8.2 -69.01995 35.7 71.41998 -13.2 -31.72001 54.5 48.82004 -31.4 -27.92007 -4.3 84.12010 -4.5 -45.7
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with savings bonds
Percent of families with savings bondsHousing status
Year Owner Renter or otherLevel (percent)
1989 29.2 14.51992 27.4 13.21995 28.3 12.71998 23.3 11.52001 21.2 7.22004 21.2 9.52007 18.2 7.52010 15.0 5.8
Three-year change (percentage points)1992 -1.8 -1.31995 0.9 -0.51998 -5.0 -1.22001 -2.1 -4.32004 0.0 2.32007 -3.0 -2.02010 -3.2 -1.7
.4
.6
.8
1
1.2
1.4
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of savings bonds for families with holdings
Median value of savings bonds for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 1.1 0.81992 1.1 0.81995 1.4 1.41998 1.3 0.82001 1.5 0.52004 1.2 0.82007 1.0 0.72010 1.0 0.6
Three-year change (percent)1992 0.0 0.01995 27.3 75.01998 -7.1 -42.92001 15.4 -37.52004 -20.0 60.02007 -16.7 -12.52010 0.0 -14.3
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of savings bonds for families with holdings
Mean value of savings bonds for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 8.0 2.51992 5.8 3.51995 7.9 5.61998 6.5 5.32001 9.7 9.12004 6.7 6.02007 7.3 5.02010 6.6 3.8
Three-year change (percent)1992 -27.5 40.01995 36.2 60.01998 -17.7 -5.42001 49.2 71.72004 -30.9 -34.12007 9.0 -16.72010 -9.6 -24.0
5
10
15
20
25
30
35
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with savings bonds
Percent of families with savings bondsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 8.7 19.3 32.7 36.3 32.51992 9.1 19.1 29.1 33.7 29.11995 8.3 19.9 27.6 34.6 36.41998 7.0 16.3 24.0 27.8 33.22001 4.3 13.0 23.4 25.9 26.12004 6.2 13.2 22.9 28.0 28.32007 4.8 12.3 17.6 25.9 23.22010 4.8 7.0 14.2 21.6 22.8
Three-year change (percentage points)1992 0.4 -0.2 -3.6 -2.6 -3.41995 -0.8 0.8 -1.5 0.9 7.31998 -1.3 -3.6 -3.6 -6.8 -3.22001 -2.7 -3.3 -0.6 -1.9 -7.12004 1.9 0.2 -0.5 2.1 2.22007 -1.4 -0.9 -5.3 -2.1 -5.12010 0.0 -5.3 -3.4 -4.3 -0.4
0
1
2
3
4
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of savings bonds for families with holdings
Median value of savings bonds for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 0.4 0.8 0.8 1.7 2.81992 0.3 0.6 0.8 1.5 3.01995 0.3 0.8 1.4 2.1 3.91998 0.5 0.7 1.3 2.7 2.72001 0.2 0.6 1.2 2.5 2.52004 0.3 0.6 1.2 2.0 2.92007 0.5 0.7 1.3 2.1 3.72010 0.2 0.5 0.6 1.4 3.0
Three-year change (percent)1992 -25.0 -25.0 0.0 -11.8 7.11995 0.0 33.3 75.0 40.0 30.01998 66.7 -12.5 -7.1 28.6 -30.82001 -60.0 -14.3 -7.7 -7.4 -7.42004 50.0 0.0 0.0 -20.0 16.02007 66.7 16.7 8.3 5.0 27.62010 -60.0 -28.6 -53.8 -33.3 -18.9
0
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of savings bonds for families with holdings
Mean value of savings bonds for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 1.0 1.8 3.8 8.4 23.11992 0.8 2.1 2.7 7.3 17.41995 0.9 2.2 3.7 10.8 21.01998 0.9 1.9 4.4 11.1 11.92001 0.5 1.9 4.7 11.8 30.82004 0.9 3.1 3.1 10.2 15.72007 1.1 1.6 5.5 8.4 17.02010 0.8 2.4 2.3 8.2 14.9
Three-year change (percent)1992 -20.0 16.7 -28.9 -13.1 -24.71995 12.5 4.8 37.0 47.9 20.71998 0.0 -13.6 18.9 2.8 -43.32001 -44.4 0.0 6.8 6.3 158.82004 80.0 63.2 -34.0 -13.6 -49.02007 22.2 -48.4 77.4 -17.6 8.32010 -27.3 50.0 -58.2 -2.4 -12.4
1
2
3
4
5
6
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Percent of families with directly held bonds
Percent of families with directly held bondsYear All families
Level (percent)1989 5.71992 4.31995 3.11998 3.02001 3.02004 1.82007 1.62010 1.6
Three-year change (percentage points)1992 -1.41995 -1.21998 -0.12001 0.02004 -1.22007 -0.22010 0.0
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of directly held bonds for families with holdings
Median value of directly held bonds for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 47.21992 45.51995 41.41998 59.82001 53.32004 74.82007 83.82010 137.0
Three-year change (percent)1992 -3.61995 -9.01998 44.42001 -10.92004 40.32007 12.02010 63.5
200
300
400
500
600
700
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of directly held bonds for families with holdings
Mean value of directly held bonds for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 195.01992 206.41995 261.91998 258.92001 356.92004 629.42007 601.72010 615.0
Three-year change (percent)1992 5.81995 26.91998 -1.12001 37.92004 76.42007 -4.42010 2.2
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with directly held bonds
Percent of families with directly held bondsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 0.3 1.9 3.9 5.6 7.3 26.11992 0.7 2.1 2.2 4.5 6.0 17.61995 0.2 0.7 2.3 3.5 5.0 12.41998 0.7 1.4 2.7 2.9 3.2 10.82001 0.3 1.0 1.5 3.7 3.9 12.72004 0.0 0.1 1.1 2.1 2.9 8.92007 0.3 0.5 0.5 1.4 1.8 8.92010 0.1 0.8 0.8 1.3 2.0 8.3
Three-year change (percentage points)1992 0.4 0.2 -1.7 -1.1 -1.3 -8.51995 -0.5 -1.4 0.1 -1.0 -1.0 -5.21998 0.5 0.7 0.4 -0.6 -1.8 -1.62001 -0.4 -0.4 -1.2 0.8 0.7 1.92004 -0.3 -0.9 -0.4 -1.6 -1.0 -3.82007 0.3 0.4 -0.6 -0.7 -1.1 0.02010 -0.2 0.3 0.3 -0.1 0.2 -0.6
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of directly held bonds for families with holdings
Median value of directly held bonds for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 21.9 42.2 27.0 32.9 45.5 59.01992 15.2 19.7 30.3 60.6 22.7 122.81995 28.7 52.6 35.4 41.1 21.2 70.81998 10.3 10.8 28.2 25.3 25.3 144.12001 36.3 24.5 12.3 49.0 61.3 108.72004 . 11.5 20.5 92.1 40.3 184.12007 10.5 47.6 104.8 19.9 84.9 261.92010 20.0 46.6 60.0 30.0 141.0 297.2
Three-year change (percent)1992 -30.6 -53.3 12.2 84.2 -50.1 108.11995 88.8 167.0 16.8 -32.2 -6.6 -42.31998 -64.1 -79.5 -20.3 -38.4 19.3 103.52001 252.4 126.9 -56.4 93.7 142.3 -24.62004 . -53.1 66.7 88.0 -34.3 69.42007 . 313.9 411.2 -78.4 110.7 42.32010 90.5 -2.1 -42.7 50.8 66.1 13.5
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of directly held bonds for families with holdings
Mean value of directly held bonds for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 75.5 58.7 78.5 90.2 110.3 321.71992 22.1 26.2 46.5 116.0 59.3 400.81995 106.9 79.8 58.2 76.0 124.1 524.21998 49.5 118.9 80.2 101.8 71.0 556.62001 91.0 37.1 35.9 125.1 158.3 691.32004 . 8.2 62.6 203.4 199.5 1115.12007 83.4 42.4 184.5 86.9 150.6 995.92010 723.0 73.4 87.6 100.0 221.1 1075.6
Three-year change (percent)1992 -70.7 -55.4 -40.8 28.6 -46.2 24.61995 383.7 204.6 25.2 -34.5 109.3 30.81998 -53.7 49.0 37.8 33.9 -42.8 6.22001 83.8 -68.8 -55.2 22.9 123.0 24.22004 . -77.9 74.4 62.6 26.0 61.32007 . 417.1 194.7 -57.3 -24.5 -10.72010 766.9 73.1 -52.5 15.1 46.8 8.0
0
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with directly held bonds
Percent of families with directly held bondsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 1.5 4.1 5.2 9.8 12.1 8.11992 1.5 2.5 5.6 5.0 7.5 8.51995 0.6 1.7 4.5 3.1 5.7 7.01998 1.0 1.5 2.8 3.5 7.2 5.92001 0.4 2.1 2.8 6.1 3.9 5.72004 0.2 0.6 1.8 3.3 4.3 3.02007 0.3 0.7 1.1 2.1 4.2 3.52010 0.3 0.4 1.4 2.4 3.4 3.6
Three-year change (percentage points)1992 0.0 -1.6 0.4 -4.8 -4.6 0.41995 -0.9 -0.8 -1.1 -1.9 -1.8 -1.51998 0.4 -0.2 -1.7 0.4 1.5 -1.12001 -0.6 0.6 0.0 2.6 -3.3 -0.22004 -0.2 -1.5 -1.0 -2.8 0.4 -2.72007 0.1 0.1 -0.7 -1.2 -0.1 0.52010 0.0 -0.3 0.3 0.3 -0.8 0.1
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of directly held bonds for families with holdings
Median value of directly held bonds for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 11.8 16.9 16.9 59.0 59.0 50.61992 15.2 30.3 60.6 75.8 48.5 53.11995 2.8 15.6 35.4 14.2 70.8 56.71998 4.0 73.8 42.3 133.4 69.4 25.12001 11.0 16.7 73.5 73.5 87.5 42.92004 15.3 11.5 34.5 92.1 46.0 339.42007 1.0 10.2 209.5 95.1 52.4 104.82010 10.0 10.0 150.0 250.0 100.0 141.0
Three-year change (percent)1992 28.8 79.3 258.6 28.5 -17.8 4.91995 -81.6 -48.5 -41.6 -81.3 46.0 6.81998 42.9 373.1 19.5 839.4 -2.0 -55.72001 175.0 -77.4 73.8 -44.9 26.1 70.92004 39.1 -31.1 -53.1 25.3 -47.4 691.12007 -93.5 -11.3 507.2 3.3 13.9 -69.12010 900.0 -2.0 -28.4 162.9 90.8 34.5
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of directly held bonds for families with holdings
Mean value of directly held bonds for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 29.0 185.7 184.9 147.2 195.7 400.81992 27.2 175.3 196.4 306.4 213.2 235.11995 27.8 205.6 172.2 419.1 371.8 250.41998 43.5 177.7 285.2 460.9 241.8 238.12001 397.4 88.2 453.5 424.8 485.4 284.72004 15.7 329.4 334.7 802.1 550.1 1024.42007 120.5 378.4 1152.6 569.0 480.2 584.42010 77.5 513.4 693.3 716.5 530.4 638.9
Three-year change (percent)1992 -6.2 -5.6 6.2 108.2 8.9 -41.31995 2.2 17.3 -12.3 36.8 74.4 6.51998 56.5 -13.6 65.6 10.0 -35.0 -4.92001 813.6 -50.4 59.0 -7.8 100.7 19.62004 -96.0 273.5 -26.2 88.8 13.3 259.82007 667.5 14.9 244.4 -29.1 -12.7 -43.02010 -35.7 35.7 -39.8 25.9 10.5 9.3
0
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with directly held bonds
Percent of families with directly held bondsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 2.6 2.0 7.3 3.7 12.11992 1.4 2.1 4.6 4.0 7.21995 1.3 0.9 4.0 3.0 4.91998 1.0 1.9 4.7 2.3 4.32001 0.7 1.2 2.8 2.9 4.92004 0.4 0.4 2.6 1.7 3.02007 0.3 0.6 2.1 1.2 2.92010 0.6 0.3 2.5 1.2 2.9
Three-year change (percentage points)1992 -1.2 0.1 -2.7 0.3 -4.91995 -0.1 -1.2 -0.6 -1.0 -2.31998 -0.3 1.0 0.7 -0.7 -0.62001 -0.3 -0.7 -1.9 0.6 0.62004 -0.3 -0.8 -0.2 -1.2 -1.92007 -0.1 0.2 -0.5 -0.5 -0.12010 0.3 -0.3 0.4 0.0 0.0
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of directly held bonds for families with holdings
Median value of directly held bonds for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 3.4 50.6 50.6 30.4 59.01992 7.6 37.4 45.5 44.7 48.51995 3.5 63.7 106.2 26.9 42.21998 174.7 20.0 28.7 59.8 73.82001 18.4 9.6 42.6 31.9 88.12004 21.6 34.5 71.3 36.8 103.62007 143.3 104.8 52.4 84.9 83.82010 5.5 100.0 120.0 129.0 175.0
Three-year change (percent)1992 123.5 -26.1 -10.1 47.0 -17.81995 -53.9 70.3 133.4 -39.8 -13.01998 4891.4 -68.6 -73.0 122.3 74.92001 -89.5 -52.0 48.4 -46.7 19.42004 17.4 259.4 67.4 15.4 17.62007 563.4 203.8 -26.5 130.7 -19.12010 -96.2 -4.6 129.0 51.9 108.8
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of directly held bonds for families with holdings
Mean value of directly held bonds for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 17.5 109.1 127.8 234.0 233.31992 63.3 89.7 205.5 185.1 258.11995 87.3 115.7 295.1 254.1 290.61998 265.7 95.4 167.5 231.1 376.52001 11.3 259.8 196.4 320.4 454.12004 717.1 104.4 409.5 475.3 875.42007 654.4 509.6 314.3 695.1 681.12010 192.8 240.3 411.0 691.5 739.6
Three-year change (percent)1992 261.7 -17.8 60.8 -20.9 10.61995 37.9 29.0 43.6 37.3 12.61998 204.4 -17.5 -43.2 -9.1 29.62001 -95.7 172.3 17.3 38.6 20.62004 6246.0 -59.8 108.5 48.3 92.82007 -8.7 388.1 -23.2 46.2 -22.22010 -70.5 -52.8 30.8 -0.5 8.6
0
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with directly held bonds
Percent of families with directly held bondsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 1.0 3.4 4.1 13.31992 1.2 2.1 4.3 8.21995 1.2 1.5 2.1 6.51998 0.8 1.1 2.4 6.12001 0.1 1.0 3.2 6.12004 0.4 0.4 0.6 4.12007 0.2 0.6 1.2 3.32010 0.2 0.2 1.0 3.6
Three-year change (percentage points)1992 0.2 -1.3 0.2 -5.11995 0.0 -0.6 -2.2 -1.71998 -0.4 -0.4 0.3 -0.42001 -0.7 -0.1 0.8 0.02004 0.3 -0.6 -2.6 -2.02007 -0.2 0.2 0.6 -0.82010 0.0 -0.4 -0.2 0.3
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of directly held bonds for families with holdings
Median value of directly held bonds for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 47.2 42.2 57.3 42.21992 45.5 19.7 60.6 53.11995 35.4 28.3 34.0 56.71998 11.1 63.3 92.7 60.02001 55.8 26.3 73.5 61.32004 71.3 23.0 176.6 92.12007 595.1 48.7 52.4 104.82010 1.6 49.8 40.0 150.0
Three-year change (percent)1992 -3.6 -53.3 5.8 25.81995 -22.2 43.7 -43.9 6.81998 -68.6 123.7 172.6 5.82001 402.7 -58.5 -20.7 2.22004 27.8 -12.5 140.3 50.22007 734.6 111.7 -70.3 13.82010 -99.7 2.3 -23.7 43.1
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of directly held bonds for families with holdings
Mean value of directly held bonds for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 72.4 92.8 472.3 186.21992 150.8 99.2 144.8 254.81995 290.0 208.6 202.5 283.21998 207.4 208.7 412.1 238.22001 87.5 142.7 215.0 431.12004 357.6 271.9 896.6 651.02007 754.5 217.4 523.4 673.32010 5.8 451.7 410.1 660.6
Three-year change (percent)1992 108.3 6.9 -69.3 36.81995 92.3 110.3 39.8 11.11998 -28.5 0.0 103.5 -15.92001 -57.8 -31.6 -47.8 81.02004 308.7 90.5 317.0 51.02007 111.0 -20.0 -41.6 3.42010 -99.2 107.8 -21.6 -1.9
0
2
4
6
8
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with directly held bonds
Percent of families with directly held bondsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 7.2 1.11992 5.3 1.21995 3.8 0.61998 3.7 0.42001 3.8 0.42004 2.5 0.12007 2.1 0.42010 2.3 0.2
Three-year change (percentage points)1992 -1.9 0.11995 -1.5 -0.61998 -0.1 -0.22001 0.1 0.02004 -1.3 -0.32007 -0.4 0.32010 0.2 -0.2
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of directly held bonds for families with holdings
Median value of directly held bonds for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 47.2 42.21992 45.5 44.71995 41.4 38.21998 61.4 18.92001 61.3 9.32004 92.1 5.82007 100.4 24.22010 142.0 5.0
Three-year change (percent)1992 -3.6 5.91995 -9.0 -14.51998 48.3 -50.52001 -0.2 -50.82004 50.2 -37.62007 9.0 317.22010 41.4 -79.3
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of directly held bonds for families with holdings
Mean value of directly held bonds for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 201.4 75.91992 205.6 217.91995 261.0 282.41998 264.9 74.62001 367.4 73.12004 637.3 113.32007 642.9 113.82010 635.7 169.9
Three-year change (percent)1992 2.1 187.11995 26.9 29.61998 1.5 -73.62001 38.7 -2.02004 73.5 55.02007 0.9 0.42010 -1.1 49.3
0
2
4
6
8
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with directly held bonds
Percent of families with directly held bondsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 3.9 10.4 8.7 1.51992 3.3 7.2 6.2 0.71995 2.5 5.3 4.2 0.31998 1.9 5.4 5.1 0.02001 2.0 6.1 4.5 0.62004 0.8 4.3 3.5 0.52007 0.9 4.2 2.3 0.52010 1.0 3.5 2.6 0.2
Three-year change (percentage points)1992 -0.6 -3.2 -2.5 -0.81995 -0.8 -1.9 -2.0 -0.41998 -0.6 0.1 0.9 -0.32001 0.1 0.7 -0.6 0.62004 -1.2 -1.8 -1.0 -0.12007 0.1 -0.1 -1.2 0.02010 0.1 -0.7 0.3 -0.3
0
500
1000
1500
2000
2500
3000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of directly held bonds for families with holdings
Median value of directly held bonds for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 16.9 59.0 50.6 67.51992 37.9 75.8 48.5 67.51995 25.2 70.8 55.2 124.51998 20.0 200.1 66.7 3002.32001 31.9 88.1 61.4 46.72004 28.8 149.6 103.6 13.42007 49.1 157.2 83.3 343.12010 100.0 257.4 140.0 213.8
Three-year change (percent)1992 124.3 28.5 -4.2 0.01995 -33.5 -6.6 13.8 84.41998 -20.6 182.6 20.8 2311.52001 59.5 -56.0 -7.9 -98.42004 -9.7 69.8 68.7 -71.32007 70.5 5.1 -19.6 2460.42010 103.7 63.7 68.1 -37.7
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of directly held bonds for families with holdings
Mean value of directly held bonds for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 139.5 287.6 208.4 71.31992 149.4 307.6 223.6 126.21995 141.1 436.3 340.8 216.91998 153.6 497.6 232.1 2638.92001 246.8 524.5 369.3 420.82004 391.4 995.0 554.9 132.42007 622.6 758.5 450.6 895.82010 472.9 1065.5 456.7 723.4
Three-year change (percent)1992 7.1 7.0 7.3 77.01995 -5.6 41.8 52.4 71.91998 8.9 14.0 -31.9 1116.62001 60.7 5.4 59.1 -84.12004 58.6 89.7 50.3 -68.52007 59.1 -23.8 -18.8 576.62010 -24.0 40.5 1.4 -19.2
0
2
4
6
8
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with directly held bonds
Percent of families with directly held bondsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 10.4 3.5 1.6 7.21992 8.4 2.4 0.9 4.91995 5.8 2.5 1.1 3.41998 4.9 1.6 0.8 4.32001 5.1 1.7 0.6 3.82004 3.1 0.3 0.2 3.02007 3.1 0.4 0.3 2.02010 2.6 0.8 0.3 2.1
Three-year change (percentage points)1992 -2.0 -1.1 -0.7 -2.31995 -2.6 0.1 0.2 -1.51998 -0.9 -0.9 -0.3 0.92001 0.2 0.1 -0.2 -0.52004 -2.0 -1.4 -0.4 -0.82007 0.0 0.1 0.1 -1.02010 -0.5 0.4 0.0 0.1
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of directly held bonds for families with holdings
Median value of directly held bonds for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 33.7 11.8 16.9 50.61992 50.0 37.9 30.3 48.51995 58.8 41.1 12.5 55.21998 32.9 120.0 10.7 66.72001 53.3 24.5 36.8 61.32004 57.5 40.3 11.5 92.12007 83.8 129.1 1.0 100.42010 170.0 36.4 1.6 141.0
Three-year change (percent)1992 48.4 221.2 79.3 -4.21995 17.6 8.4 -58.7 13.81998 -44.0 192.0 -14.4 20.82001 62.0 -79.6 243.9 -8.12004 7.9 64.5 -68.8 50.22007 45.7 220.3 -91.3 9.02010 102.9 -71.8 60.0 40.4
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of directly held bonds for families with holdings
Mean value of directly held bonds for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 218.3 155.5 92.2 202.61992 207.1 158.8 222.3 220.11995 262.1 162.8 174.1 338.81998 298.9 330.6 68.9 233.82001 405.0 241.9 69.9 370.62004 754.1 576.6 7.9 544.22007 745.9 479.2 41.2 467.72010 832.8 475.3 58.5 463.4
Three-year change (percent)1992 -5.1 2.1 141.1 8.61995 26.6 2.5 -21.7 53.91998 14.0 103.1 -60.4 -31.02001 35.5 -26.8 1.5 58.52004 86.2 138.4 -88.7 46.82007 -1.1 -16.9 421.5 -14.12010 11.7 -0.8 42.0 -0.9
0
2
4
6
8
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with directly held bonds
Percent of families with directly held bondsRegion
Year Northeast Midwest South WestLevel (percent)
1989 7.6 5.9 4.0 6.31992 5.1 4.0 3.9 4.21995 3.6 3.4 2.6 2.91998 3.5 2.1 2.1 4.82001 4.1 2.5 2.9 2.62004 1.9 1.6 2.0 1.72007 2.0 1.2 1.7 1.62010 2.0 0.8 1.5 2.3
Three-year change (percentage points)1992 -2.5 -1.9 -0.1 -2.11995 -1.5 -0.6 -1.3 -1.31998 -0.1 -1.3 -0.5 1.92001 0.6 0.4 0.8 -2.22004 -2.2 -0.9 -0.9 -0.92007 0.1 -0.4 -0.3 -0.12010 0.0 -0.4 -0.2 0.7
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of directly held bonds for families with holdings
Median value of directly held bonds for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 50.6 50.6 33.7 33.71992 48.5 34.9 37.9 60.61995 42.5 47.1 40.5 35.41998 66.7 33.3 69.5 37.32001 104.2 23.3 47.7 20.32004 172.6 74.8 46.0 115.12007 120.1 51.6 104.8 62.92010 104.0 300.0 200.0 100.0
Three-year change (percent)1992 -4.2 -31.0 12.5 79.81995 -12.4 35.0 6.9 -41.61998 56.9 -29.3 71.6 5.42001 56.2 -30.0 -31.4 -45.62004 65.6 221.0 -3.6 467.02007 -30.4 -31.0 127.8 -45.42010 -13.4 481.4 90.8 59.0
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of directly held bonds for families with holdings
Mean value of directly held bonds for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 229.5 162.3 143.0 244.31992 263.1 199.3 184.3 182.01995 384.6 187.5 262.3 217.01998 338.9 227.8 297.9 191.42001 382.3 256.5 430.6 282.72004 829.1 649.2 515.9 634.02007 778.8 464.2 616.6 494.32010 526.3 882.4 705.5 486.9
Three-year change (percent)1992 14.6 22.8 28.9 -25.51995 46.2 -5.9 42.3 19.21998 -11.9 21.5 13.6 -11.82001 12.8 12.6 44.5 47.72004 116.9 153.1 19.8 124.32007 -6.1 -28.5 19.5 -22.02010 -32.4 90.1 14.4 -1.5
1
2
3
4
5
6
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with directly held bonds
Percent of families with directly held bondsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 6.4 2.51992 4.7 2.21995 3.4 1.21998 3.2 1.72001 3.1 1.92004 2.0 0.82007 1.8 0.82010 1.8 0.8
Three-year change (percentage points)1992 -1.7 -0.31995 -1.3 -1.01998 -0.2 0.52001 -0.1 0.22004 -1.1 -1.12007 -0.2 0.02010 0.0 0.0
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of directly held bonds for families with holdings
Median value of directly held bonds for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 48.3 16.91992 48.5 19.71995 40.5 127.51998 66.7 4.02001 61.3 49.02004 92.1 23.02007 104.8 52.42010 142.6 53.1
Three-year change (percent)1992 0.4 16.61995 -16.5 547.21998 64.7 -96.92001 -8.1 1125.02004 50.2 -53.12007 13.8 127.82010 36.1 1.3
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of directly held bonds for families with holdings
Mean value of directly held bonds for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 206.2 73.11992 223.8 46.01995 257.0 338.91998 279.1 37.82001 369.3 227.72004 673.7 49.02007 645.2 119.12010 616.8 596.7
Three-year change (percent)1992 8.5 -37.11995 14.8 636.71998 8.6 -88.82001 32.3 502.42004 82.4 -78.52007 -4.2 143.12010 -4.4 401.0
0
2
4
6
8
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with directly held bonds
Percent of families with directly held bondsHousing status
Year Owner Renter or otherLevel (percent)
1989 7.7 2.21992 5.9 1.31995 4.3 0.91998 3.8 1.32001 4.0 0.72004 2.6 0.22007 2.2 0.42010 2.3 0.3
Three-year change (percentage points)1992 -1.8 -0.91995 -1.6 -0.41998 -0.5 0.42001 0.2 -0.62004 -1.4 -0.52007 -0.4 0.22010 0.1 -0.1
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of directly held bonds for families with holdings
Median value of directly held bonds for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 47.2 33.61992 45.5 37.91995 55.2 9.91998 55.4 66.72001 61.3 36.32004 74.8 149.62007 104.8 15.72010 129.0 164.0
Three-year change (percent)1992 -3.6 12.81995 21.3 -73.91998 0.4 573.72001 10.6 -45.62004 22.0 312.12007 40.1 -89.52010 23.1 944.6
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of directly held bonds for families with holdings
Mean value of directly held bonds for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 211.3 93.31992 211.1 168.61995 273.5 155.61998 276.5 161.52001 378.9 102.22004 629.0 643.72007 630.4 255.02010 623.4 480.6
Three-year change (percent)1992 -0.1 80.71995 29.6 -7.71998 1.1 3.82001 37.0 -36.72004 66.0 529.82007 0.2 -60.42010 -1.1 88.5
0
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with directly held bonds
Percent of families with directly held bondsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 0.0 1.3 2.8 11.0 29.91992 0.1 0.7 2.1 7.7 23.81995 0.2 0.5 1.4 4.9 18.11998 0.1 0.8 2.2 3.4 16.82001 0.1 0.3 1.0 5.3 18.32004 0.0 0.1 0.2 3.2 12.72007 0.1 0.2 0.5 1.5 11.72010 0.0 0.2 0.4 2.0 12.0
Three-year change (percentage points)1992 0.1 -0.6 -0.7 -3.3 -6.11995 0.1 -0.2 -0.7 -2.8 -5.71998 -0.1 0.3 0.8 -1.5 -1.32001 0.0 -0.5 -1.2 1.9 1.52004 -0.1 -0.2 -0.8 -2.1 -5.62007 0.1 0.1 0.3 -1.7 -1.02010 -0.1 0.0 -0.1 0.5 0.3
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of directly held bonds for families with holdings
Median value of directly held bonds for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 10.5 4.3 11.8 33.7 118.11992 11.6 5.5 16.7 30.3 132.71995 0.1 2.9 14.2 28.3 99.11998 0.1 3.9 13.3 33.3 133.42001 6.7 36.3 8.7 24.5 110.52004 . 15.3 17.3 28.8 127.82007 1.0 0.1 19.9 41.9 173.82010 . 10.0 35.3 50.0 220.0
Three-year change (percent)1992 10.5 27.9 41.5 -10.1 12.41995 -99.1 -47.3 -15.0 -6.6 -25.31998 0.0 34.5 -6.3 17.7 34.62001 6600.0 830.8 -34.6 -26.4 -17.22004 . -57.9 98.9 17.6 15.72007 . -99.3 15.0 45.5 36.02010 . 9900.0 77.4 19.3 26.6
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of directly held bonds for families with holdings
Mean value of directly held bonds for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 10.5 10.6 16.2 43.9 341.31992 11.0 13.0 25.8 35.3 345.01995 12.5 7.5 22.7 44.1 423.51998 0.1 3.3 26.3 63.6 427.22001 6.9 35.7 22.9 43.1 555.62004 . 18.7 17.0 72.9 873.32007 1.0 3.7 23.3 53.6 810.62010 . 6.8 38.1 82.1 816.7
Three-year change (percent)1992 4.8 22.6 59.3 -19.6 1.11995 13.6 -42.3 -12.0 24.9 22.81998 -99.2 -56.0 15.9 44.2 0.92001 6800.0 981.8 -12.9 -32.2 30.12004 . -47.6 -25.8 69.1 57.22007 . -80.2 37.1 -26.5 -7.22010 . 83.8 63.5 53.2 0.8
15
16
17
18
19
20
21
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Percent of families with directly held stocks
Percent of families with directly held stocksYear All families
Level (percent)1989 16.81992 17.01995 15.21998 19.22001 21.32004 20.72007 17.92010 15.1
Three-year change (percentage points)1992 0.21995 -1.81998 4.02001 2.12004 -0.62007 -2.82010 -2.8
12
14
16
18
20
22
24
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of directly held stocks for families with holdings
Median value of directly held stocks for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 12.61992 12.11995 12.71998 23.32001 24.52004 17.32007 17.82010 20.0
Three-year change (percent)1992 -4.01995 5.01998 83.52001 5.22004 -29.42007 2.92010 12.4
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of directly held stocks for families with holdings
Mean value of directly held stocks for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 97.21992 101.31995 132.21998 211.82001 235.62004 184.52007 231.72010 209.7
Three-year change (percent)1992 4.21995 30.51998 60.22001 11.22004 -21.72007 25.62010 -9.5
0
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with directly held stocks
Percent of families with directly held stocksPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 2.1 9.2 12.4 18.7 28.7 54.81992 4.1 7.9 13.4 21.4 27.5 48.71995 2.8 9.4 11.7 18.0 27.7 40.91998 3.7 9.7 17.9 21.5 32.7 53.62001 3.8 11.2 16.4 26.2 37.0 60.62004 5.1 8.2 16.4 28.1 35.9 55.02007 5.5 7.8 14.0 23.2 30.5 47.52010 3.8 6.0 11.7 17.3 25.7 47.8
Three-year change (percentage points)1992 2.0 -1.3 1.0 2.7 -1.2 -6.11995 -1.3 1.5 -1.7 -3.4 0.2 -7.81998 0.9 0.3 6.2 3.5 5.0 12.72001 0.1 1.5 -1.5 4.7 4.3 7.02004 1.3 -3.0 0.0 1.9 -1.1 -5.62007 0.4 -0.4 -2.4 -4.9 -5.4 -7.52010 -1.7 -1.8 -2.3 -5.9 -4.8 0.3
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of directly held stocks for families with holdings
Median value of directly held stocks for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 33.7 8.4 6.7 8.4 8.4 25.31992 7.9 6.1 7.3 7.6 8.0 37.91995 2.1 8.9 9.9 6.7 12.0 27.61998 20.0 13.3 10.0 20.0 24.0 66.72001 9.2 12.3 9.8 20.8 24.5 61.32004 6.9 9.2 13.8 11.5 17.3 67.62007 4.0 10.5 5.8 14.7 15.7 78.62010 20.0 8.0 5.6 13.0 14.0 60.0
Three-year change (percent)1992 -76.6 -27.4 9.0 -9.5 -4.8 49.81995 -73.4 45.9 35.6 -11.8 50.0 -27.21998 852.4 49.4 1.0 198.5 100.0 141.72001 -54.0 -7.5 -2.0 4.0 2.1 -8.12004 -25.0 -25.2 40.8 -44.7 -29.4 10.32007 -42.0 14.1 -58.0 27.8 -9.2 16.32010 400.0 -23.8 -3.4 -11.6 -10.8 -23.7
0
200
400
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of directly held stocks for families with holdings
Mean value of directly held stocks for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 62.3 18.5 40.0 50.4 53.5 206.91992 22.7 28.6 37.3 37.3 62.4 251.41995 34.8 48.6 42.4 40.2 82.6 350.41998 49.9 59.5 50.6 78.4 101.6 571.12001 27.1 51.1 55.4 105.9 112.1 615.12004 49.5 35.7 58.2 67.2 77.1 518.82007 89.7 55.5 53.9 100.0 81.1 652.62010 142.0 41.8 39.2 74.4 125.4 489.4
Three-year change (percent)1992 -63.6 54.6 -6.8 -26.0 16.6 21.51995 53.3 69.9 13.7 7.8 32.4 39.41998 43.4 22.4 19.3 95.0 23.0 63.02001 -45.7 -14.1 9.5 35.1 10.3 7.72004 82.7 -30.1 5.1 -36.5 -31.2 -15.72007 81.2 55.5 -7.4 48.8 5.2 25.82010 58.3 -24.7 -27.3 -25.6 54.6 -25.0
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with directly held stocks
Percent of families with directly held stocksAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 11.0 16.4 22.1 20.8 18.6 18.91992 10.8 19.4 18.7 22.0 16.2 19.41995 10.8 14.6 17.7 15.0 18.6 19.71998 13.1 18.9 22.6 25.0 21.1 18.02001 17.4 21.6 22.0 26.7 20.5 21.82004 13.3 18.5 23.2 29.1 25.4 18.42007 13.7 17.0 18.6 21.3 19.1 20.22010 10.1 12.1 16.0 19.5 16.1 20.1
Three-year change (percentage points)1992 -0.2 3.0 -3.4 1.2 -2.4 0.51995 0.0 -4.8 -1.0 -7.0 2.4 0.31998 2.3 4.3 4.9 10.0 2.5 -1.72001 4.3 2.7 -0.6 1.7 -0.6 3.82004 -4.1 -3.1 1.2 2.4 4.9 -3.42007 0.4 -1.5 -4.6 -7.8 -6.3 1.82010 -3.6 -4.9 -2.6 -1.8 -3.0 -0.1
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of directly held stocks for families with holdings
Median value of directly held stocks for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 5.1 6.1 8.4 33.7 42.2 42.21992 3.1 6.1 15.8 19.7 22.7 37.91995 4.2 6.4 14.2 27.5 28.3 25.51998 6.7 16.0 32.0 28.0 66.7 66.72001 7.0 18.4 18.4 49.0 104.2 73.52004 5.0 11.5 16.7 28.8 48.3 57.52007 3.1 15.7 19.4 25.1 39.8 41.92010 5.4 10.0 30.0 35.0 48.0 45.0
Three-year change (percent)1992 -39.2 0.0 88.1 -41.5 -46.2 -10.21995 35.5 4.9 -10.1 39.6 24.7 -32.71998 59.5 150.0 125.4 1.8 135.7 161.62001 4.5 15.0 -42.5 75.0 56.2 10.22004 -28.6 -37.5 -9.2 -41.2 -53.6 -21.82007 -38.0 36.5 16.2 -12.8 -17.6 -27.12010 74.2 -36.3 54.6 39.4 20.6 7.4
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of directly held stocks for families with holdings
Mean value of directly held stocks for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 22.4 39.6 87.9 119.5 198.6 194.61992 18.9 34.2 122.8 154.9 199.5 158.21995 15.6 62.4 111.1 245.4 213.3 245.41998 49.0 113.7 171.7 361.7 387.1 325.12001 79.4 101.1 235.8 366.8 431.7 399.62004 15.8 91.4 171.5 254.4 372.1 236.42007 25.6 96.4 236.6 283.3 497.8 383.42010 27.5 94.6 194.5 278.8 321.6 324.4
Three-year change (percent)1992 -15.6 -13.6 39.7 29.6 0.5 -18.71995 -17.5 82.5 -9.5 58.4 6.9 55.11998 214.1 82.2 54.5 47.4 81.5 32.52001 62.0 -11.1 37.3 1.4 11.5 22.92004 -80.1 -9.6 -27.3 -30.6 -13.8 -40.82007 62.0 5.5 38.0 11.4 33.8 62.22010 7.4 -1.9 -17.8 -1.6 -35.4 -15.4
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with directly held stocks
Percent of families with directly held stocksFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 7.5 12.7 13.0 16.8 27.11992 8.1 12.1 15.3 19.9 21.61995 7.4 11.1 14.2 15.5 21.41998 8.5 14.3 15.7 22.9 24.22001 6.8 15.3 17.1 24.8 28.32004 7.7 14.6 18.2 23.6 27.92007 7.1 18.0 13.5 18.9 24.12010 6.9 10.7 11.9 17.0 20.9
Three-year change (percentage points)1992 0.6 -0.6 2.3 3.1 -5.51995 -0.7 -1.0 -1.1 -4.4 -0.21998 1.1 3.2 1.5 7.4 2.82001 -1.7 1.0 1.4 1.9 4.12004 0.9 -0.7 1.1 -1.2 -0.42007 -0.6 3.4 -4.7 -4.7 -3.82010 -0.2 -7.3 -1.6 -1.9 -3.2
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of directly held stocks for families with holdings
Median value of directly held stocks for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 3.9 8.4 35.4 8.4 25.31992 4.7 6.1 18.2 10.6 19.01995 3.4 14.2 28.3 8.5 14.21998 20.0 13.3 37.3 20.0 33.32001 12.3 7.4 46.0 20.8 36.82004 6.9 9.8 31.8 11.5 29.92007 10.5 4.0 26.2 15.7 26.22010 15.0 7.9 37.5 15.0 33.0
Three-year change (percent)1992 20.5 -27.4 -48.6 26.2 -24.91995 -27.7 132.8 55.5 -19.8 -25.31998 488.2 -6.3 31.8 135.3 134.52001 -38.5 -44.4 23.3 4.0 10.52004 -43.9 32.4 -30.9 -44.7 -18.82007 52.2 -59.2 -17.6 36.5 -12.42010 42.9 97.5 43.1 -4.5 26.0
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of directly held stocks for families with holdings
Mean value of directly held stocks for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 23.4 50.7 99.0 72.5 147.61992 29.7 70.5 132.4 74.0 144.71995 36.1 37.7 234.8 88.8 178.71998 136.2 86.9 286.7 144.3 325.22001 35.3 128.1 269.5 196.6 311.72004 70.0 65.4 137.9 145.6 292.12007 158.1 54.3 198.7 192.2 356.62010 134.2 72.0 215.8 192.1 275.2
Three-year change (percent)1992 26.9 39.1 33.7 2.1 -2.01995 21.5 -46.5 77.3 20.0 23.51998 277.3 130.5 22.1 62.5 82.02001 -74.1 47.4 -6.0 36.2 -4.22004 98.3 -48.9 -48.8 -25.9 -6.32007 125.9 -17.0 44.1 32.0 22.12010 -15.1 32.6 8.6 -0.1 -22.8
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with directly held stocks
Percent of families with directly held stocksEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 5.1 11.7 19.5 31.51992 4.5 11.1 19.2 29.41995 4.5 10.7 13.4 27.51998 5.0 12.9 20.6 31.42001 5.6 13.0 20.0 37.12004 4.7 12.4 17.7 35.32007 3.9 9.3 17.4 31.52010 2.2 8.1 11.3 27.2
Three-year change (percentage points)1992 -0.6 -0.6 -0.3 -2.11995 0.0 -0.4 -5.8 -1.91998 0.5 2.2 7.2 3.92001 0.6 0.1 -0.6 5.72004 -0.9 -0.6 -2.3 -1.82007 -0.8 -3.1 -0.3 -3.82010 -1.7 -1.2 -6.1 -4.3
5
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of directly held stocks for families with holdings
Median value of directly held stocks for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 11.8 9.3 8.4 16.91992 7.3 7.3 9.5 18.21995 6.7 9.2 8.9 15.61998 7.5 17.3 16.0 33.32001 10.7 10.1 18.4 35.52004 8.6 8.6 13.8 23.02007 2.8 10.5 6.3 26.22010 2.7 9.5 9.9 32.0
Three-year change (percent)1992 -38.1 -21.5 13.1 7.71995 -8.2 26.0 -6.3 -14.31998 11.9 88.0 79.8 113.52001 42.7 -41.6 15.0 6.62004 -19.6 -14.9 -25.0 -35.22007 -67.4 22.1 -54.3 13.92010 -3.6 -9.5 57.1 22.1
50
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of directly held stocks for families with holdings
Mean value of directly held stocks for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 62.7 41.9 84.3 130.31992 50.8 56.7 78.9 130.21995 75.0 84.0 102.6 166.31998 53.2 147.2 145.8 274.12001 63.7 68.5 154.2 326.32004 83.8 71.6 98.9 244.42007 142.8 145.4 81.3 303.12010 35.1 81.4 74.5 274.8
Three-year change (percent)1992 -19.0 35.3 -6.4 -0.11995 47.6 48.1 30.0 27.71998 -29.1 75.2 42.1 64.82001 19.7 -53.5 5.8 19.02004 31.6 4.5 -35.9 -25.12007 70.4 103.1 -17.8 24.02010 -75.4 -44.0 -8.4 -9.3
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with directly held stocks
Percent of families with directly held stocksRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 21.0 4.61992 20.6 5.91995 18.2 5.11998 22.2 9.12001 24.7 11.02004 25.5 8.02007 21.4 9.42010 18.6 7.9
Three-year change (percentage points)1992 -0.4 1.31995 -2.4 -0.81998 4.0 4.02001 2.5 1.92004 0.8 -3.02007 -4.1 1.42010 -2.8 -1.5
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of directly held stocks for families with holdings
Median value of directly held stocks for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 14.3 3.91992 12.1 7.61995 13.0 3.41998 26.7 11.72001 27.0 9.82004 20.7 6.12007 19.9 8.42010 25.0 10.0
Three-year change (percent)1992 -15.4 94.91995 7.4 -55.31998 105.4 244.12001 1.1 -16.22004 -23.3 -37.82007 -3.9 37.72010 25.6 19.0
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of directly held stocks for families with holdings
Mean value of directly held stocks for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 102.3 27.31992 106.2 49.21995 136.8 76.71998 230.4 60.42001 261.5 57.62004 200.8 48.72007 263.5 57.72010 234.4 90.1
Three-year change (percent)1992 3.8 80.21995 28.8 55.91998 68.4 -21.32001 13.5 -4.62004 -23.2 -15.52007 31.2 18.52010 -11.0 56.2
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with directly held stocks
Percent of families with directly held stocksCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 16.8 24.8 16.4 4.81992 18.3 25.7 14.5 4.51995 15.3 18.7 16.6 3.91998 19.5 26.5 17.2 8.32001 20.9 29.8 19.6 13.42004 19.6 31.6 19.0 14.32007 17.8 24.3 16.4 12.82010 13.8 24.5 15.4 9.5
Three-year change (percentage points)1992 1.5 0.9 -1.9 -0.31995 -3.0 -7.0 2.1 -0.61998 4.2 7.8 0.6 4.42001 1.4 3.3 2.4 5.12004 -1.3 1.8 -0.6 0.92007 -1.8 -7.3 -2.6 -1.52010 -4.0 0.2 -1.0 -3.3
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of directly held stocks for families with holdings
Median value of directly held stocks for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 6.7 16.9 35.4 50.61992 7.6 15.8 24.9 12.11995 8.1 25.5 25.5 10.61998 13.3 69.4 62.2 23.32001 13.5 42.9 73.5 9.82004 11.5 28.8 51.8 5.82007 11.0 62.9 30.1 6.52010 12.5 50.0 35.0 11.0
Three-year change (percent)1992 13.4 -6.5 -29.7 -76.11995 6.6 61.4 2.4 -12.41998 64.2 172.2 143.9 119.82001 1.5 -38.2 18.2 -57.92004 -14.8 -32.9 -29.5 -40.82007 -4.3 118.4 -41.9 12.12010 13.6 -20.5 16.3 69.2
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of directly held stocks for families with holdings
Mean value of directly held stocks for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 50.4 173.3 155.0 97.51992 55.3 192.2 155.3 102.21995 86.3 221.1 194.9 45.61998 114.4 400.2 348.9 181.02001 125.1 418.1 396.2 313.72004 110.2 293.8 294.4 137.32007 139.8 514.8 318.8 72.62010 129.4 392.1 240.0 221.1
Three-year change (percent)1992 9.7 10.9 0.2 4.81995 56.1 15.0 25.5 -55.41998 32.6 81.0 79.0 296.92001 9.4 4.5 13.6 73.32004 -11.9 -29.7 -25.7 -56.22007 26.9 75.2 8.3 -47.12010 -7.4 -23.8 -24.7 204.5
10
15
20
25
30
35
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with directly held stocks
Percent of families with directly held stocksCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 30.1 14.0 11.3 14.01992 30.1 16.1 12.1 12.11995 26.0 13.4 10.0 14.01998 29.8 18.7 13.5 15.72001 33.1 18.7 12.8 18.62004 32.9 15.6 13.0 18.22007 28.7 14.9 9.9 15.82010 24.3 10.8 8.3 14.1
Three-year change (percentage points)1992 0.0 2.1 0.8 -1.91995 -4.1 -2.7 -2.1 1.91998 3.8 5.3 3.5 1.72001 3.3 0.0 -0.7 2.92004 -0.2 -3.1 0.2 -0.42007 -4.2 -0.7 -3.1 -2.42010 -4.4 -4.1 -1.6 -1.7
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of directly held stocks for families with holdings
Median value of directly held stocks for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 15.0 5.9 6.7 35.41992 13.6 9.1 5.7 24.01995 14.2 7.4 5.7 24.11998 26.7 11.3 10.5 66.72001 27.0 12.3 7.0 68.62004 23.0 9.2 5.8 40.32007 21.0 12.6 4.2 26.22010 30.0 10.0 5.6 30.0
Three-year change (percent)1992 -9.3 54.2 -14.9 -32.21995 4.4 -18.7 0.0 0.41998 88.0 52.7 84.2 176.82001 1.1 8.8 -33.3 2.82004 -14.8 -25.2 -17.1 -41.32007 -8.7 37.0 -27.6 -35.02010 42.9 -20.6 33.3 14.5
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of directly held stocks for families with holdings
Mean value of directly held stocks for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 109.5 54.6 29.0 150.91992 121.3 64.6 19.2 150.61995 170.0 75.6 31.3 186.61998 260.7 121.6 46.3 333.72001 278.4 101.9 36.3 386.52004 205.8 123.2 22.3 275.22007 296.5 123.1 31.3 287.62010 256.7 112.8 72.9 237.2
Three-year change (percent)1992 10.8 18.3 -33.8 -0.21995 40.1 17.0 63.0 23.91998 53.4 60.8 47.9 78.82001 6.8 -16.2 -21.6 15.82004 -26.1 20.9 -38.6 -28.82007 44.1 -0.1 40.4 4.52010 -13.4 -8.4 132.9 -17.5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with directly held stocks
Percent of families with directly held stocksRegion
Year Northeast Midwest South WestLevel (percent)
1989 21.8 17.8 13.1 16.81992 20.6 21.2 12.9 15.41995 19.1 16.2 13.9 12.81998 22.6 19.0 16.5 20.82001 21.5 21.5 19.6 23.82004 27.8 23.4 15.4 20.42007 21.4 17.9 15.4 19.22010 16.5 13.8 13.1 18.7
Three-year change (percentage points)1992 -1.2 3.4 -0.2 -1.41995 -1.5 -5.0 1.0 -2.61998 3.5 2.8 2.6 8.02001 -1.1 2.5 3.1 3.02004 6.3 1.9 -4.2 -3.42007 -6.4 -5.5 0.0 -1.22010 -4.9 -4.1 -2.3 -0.5
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of directly held stocks for families with holdings
Median value of directly held stocks for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 15.0 13.5 11.8 8.41992 12.1 10.6 9.6 18.21995 14.2 11.3 14.2 12.71998 26.7 14.7 26.7 20.02001 49.0 20.8 21.4 23.32004 17.3 13.8 18.4 20.72007 18.7 14.7 18.7 18.92010 25.0 11.0 20.0 30.0
Three-year change (percent)1992 -19.3 -21.5 -18.6 116.71995 17.4 6.6 47.9 -30.21998 88.0 30.1 88.0 57.52001 83.5 41.5 -19.9 16.52004 -64.7 -33.7 -14.0 -11.22007 8.1 6.5 1.6 -8.72010 33.7 -25.2 7.0 58.7
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of directly held stocks for families with holdings
Mean value of directly held stocks for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 94.8 99.2 93.6 102.51992 100.3 69.9 110.6 139.91995 147.0 117.1 125.5 145.41998 206.6 152.6 276.3 191.32001 309.5 209.4 212.7 233.62004 202.3 118.8 235.7 178.42007 281.8 230.0 206.1 221.12010 260.8 163.0 204.8 213.3
Three-year change (percent)1992 5.8 -29.5 18.2 36.51995 46.6 67.5 13.5 3.91998 40.5 30.3 120.2 31.62001 49.8 37.2 -23.0 22.12004 -34.6 -43.3 10.8 -23.62007 39.3 93.6 -12.6 23.92010 -7.5 -29.1 -0.6 -3.5
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with directly held stocks
Percent of families with directly held stocksUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 17.9 12.51992 18.3 11.21995 16.2 9.91998 20.2 13.32001 22.3 15.32004 22.6 11.02007 19.4 10.92010 16.6 7.9
Three-year change (percentage points)1992 0.4 -1.31995 -2.1 -1.31998 4.0 3.42001 2.1 2.02004 0.3 -4.32007 -3.2 -0.12010 -2.8 -3.0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of directly held stocks for families with holdings
Median value of directly held stocks for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 11.8 13.51992 15.1 6.11995 13.2 9.21998 24.0 17.32001 24.5 13.52004 19.6 9.22007 19.9 11.52010 23.4 10.0
Three-year change (percent)1992 28.0 -54.81995 -12.6 50.81998 81.8 88.02001 2.1 -22.02004 -20.0 -31.92007 1.5 25.02010 17.6 -13.0
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of directly held stocks for families with holdings
Mean value of directly held stocks for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 100.0 79.91992 112.2 22.11995 141.0 49.51998 228.5 64.32001 252.4 83.32004 197.8 51.72007 249.6 76.32010 222.8 77.3
Three-year change (percent)1992 12.2 -72.31995 25.7 124.01998 62.1 29.92001 10.5 29.52004 -21.6 -37.92007 26.2 47.62010 -10.7 1.3
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with directly held stocks
Percent of families with directly held stocksHousing status
Year Owner Renter or otherLevel (percent)
1989 22.7 6.41992 22.4 7.41995 19.2 7.91998 24.9 8.02001 27.0 9.32004 25.8 9.12007 22.4 8.12010 19.6 6.0
Three-year change (percentage points)1992 -0.3 1.01995 -3.2 0.51998 5.7 0.12001 2.1 1.32004 -1.2 -0.22007 -3.4 -1.02010 -2.8 -2.1
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of directly held stocks for families with holdings
Median value of directly held stocks for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 13.5 8.41992 15.2 4.91995 14.2 5.21998 26.7 10.72001 28.2 7.72004 23.0 5.22007 21.0 5.82010 26.5 5.6
Three-year change (percent)1992 12.6 -41.71995 -6.6 6.11998 88.0 105.82001 5.6 -28.02004 -18.4 -32.52007 -8.7 11.52010 26.2 -3.4
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of directly held stocks for families with holdings
Mean value of directly held stocks for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 102.7 63.11992 111.6 45.11995 148.5 60.11998 237.2 57.72001 256.8 106.12004 207.9 35.92007 254.9 91.32010 231.9 60.9
Three-year change (percent)1992 8.7 -28.51995 33.1 33.31998 59.7 -4.02001 8.3 83.92004 -19.0 -66.22007 22.6 154.32010 -9.0 -33.3
0
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with directly held stocks
Percent of families with directly held stocksPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 1.6 9.6 15.4 30.9 55.51992 2.3 8.4 17.2 30.9 53.51995 2.8 8.7 13.6 29.2 45.61998 3.2 9.3 18.9 36.4 58.72001 5.0 9.5 20.3 41.1 64.02004 3.7 9.3 20.8 39.4 62.92007 4.3 10.2 17.2 31.7 52.42010 2.9 5.6 14.0 26.8 54.9
Three-year change (percentage points)1992 0.7 -1.2 1.8 0.0 -2.01995 0.5 0.3 -3.6 -1.7 -7.91998 0.4 0.6 5.3 7.2 13.12001 1.8 0.2 1.4 4.7 5.32004 -1.3 -0.2 0.5 -1.7 -1.12007 0.6 0.9 -3.6 -7.7 -10.52010 -1.4 -4.6 -3.2 -4.9 2.5
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of directly held stocks for families with holdings
Median value of directly held stocks for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 0.3 2.9 5.1 20.2 50.61992 0.8 3.0 5.7 15.2 68.21995 0.8 2.5 6.7 14.2 70.81998 0.9 4.0 10.7 36.0 113.42001 1.6 3.9 10.1 30.6 149.52004 2.2 4.0 9.2 23.0 126.62007 1.1 3.1 6.3 21.0 131.02010 1.0 2.5 7.0 25.0 110.0
Three-year change (percent)1992 166.7 3.4 11.8 -24.8 34.81995 0.0 -16.7 17.5 -6.6 3.81998 12.5 60.0 59.7 153.5 60.22001 77.8 -2.5 -5.6 -15.0 31.82004 37.5 2.6 -8.9 -24.8 -15.32007 -50.0 -22.5 -31.5 -8.7 3.52010 -9.1 -19.4 11.1 19.0 -16.0
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of directly held stocks for families with holdings
Mean value of directly held stocks for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 1.7 8.5 13.8 46.4 242.71992 1.6 6.2 12.5 31.2 281.81995 3.9 6.1 15.4 28.5 399.71998 2.6 8.5 22.4 55.8 618.52001 3.1 9.0 24.5 72.5 690.42004 4.0 7.8 17.9 50.2 539.82007 3.6 9.1 24.0 55.9 716.12010 3.1 5.0 18.7 49.0 527.7
Three-year change (percent)1992 -5.9 -27.1 -9.4 -32.8 16.11995 143.8 -1.6 23.2 -8.7 41.81998 -33.3 39.3 45.5 95.8 54.72001 19.2 5.9 9.4 29.9 11.62004 29.0 -13.3 -26.9 -30.8 -21.82007 -10.0 16.7 34.1 11.4 32.72010 -13.9 -45.1 -22.1 -12.3 -26.3
8
10
12
14
16
18
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Percent of families with pooled investment funds
Percent of families with pooled investment fundsYear All families
Level (percent)1989 7.21992 10.41995 12.31998 16.52001 17.72004 15.02007 11.42010 8.7
Three-year change (percentage points)1992 3.21995 1.91998 4.22001 1.22004 -2.72007 -3.62010 -2.7
20
30
40
50
60
70
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of pooled investment funds for families with holdings
Median value of pooled investment funds for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 21.91992 24.31995 28.31998 33.32001 42.92004 46.52007 58.72010 80.0
Three-year change (percent)1992 11.01995 16.51998 17.72001 28.82004 8.42007 26.22010 36.3
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of pooled investment funds for families with holdings
Mean value of pooled investment funds for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 80.31992 76.51995 132.91998 134.72001 160.22004 211.72007 324.42010 388.6
Three-year change (percent)1992 -4.71995 73.71998 1.42001 18.92004 32.12007 53.22010 19.8
0
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with pooled investment funds
Percent of families with pooled investment fundsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 0.8 2.6 6.4 7.2 15.0 23.11992 2.3 6.1 8.5 12.9 16.2 28.31995 1.5 5.2 9.8 16.0 22.0 36.21998 3.2 8.7 13.8 20.2 28.8 44.32001 3.6 9.5 15.7 20.6 29.0 48.82004 3.6 7.6 12.7 18.6 26.2 39.12007 3.4 4.6 7.1 14.6 18.9 35.52010 2.1 3.5 5.8 8.8 14.6 32.1
Three-year change (percentage points)1992 1.5 3.5 2.1 5.7 1.2 5.21995 -0.8 -0.9 1.3 3.1 5.8 7.91998 1.7 3.5 4.0 4.2 6.8 8.12001 0.4 0.8 1.9 0.4 0.2 4.52004 0.0 -1.9 -3.0 -2.0 -2.8 -9.72007 -0.2 -3.0 -5.6 -4.0 -7.3 -3.62010 -1.3 -1.1 -1.3 -5.8 -4.3 -3.4
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of pooled investment funds for families with holdings
Median value of pooled investment funds for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 23.6 16.9 10.1 16.9 13.5 38.81992 25.8 7.6 22.7 19.0 33.4 40.91995 35.4 11.0 15.6 18.4 32.6 70.81998 26.7 33.3 13.3 24.0 26.7 80.02001 25.7 29.4 29.4 36.8 34.3 107.22004 17.6 28.8 26.5 29.3 38.5 143.82007 31.4 31.4 39.3 36.7 48.2 188.62010 38.0 38.1 50.0 50.0 65.5 200.0
Three-year change (percent)1992 9.3 -55.0 124.8 12.4 147.4 5.41995 37.2 44.7 -31.3 -3.2 -2.4 73.11998 -24.6 202.7 -14.7 30.4 -18.1 13.02001 -3.7 -11.7 121.1 53.3 28.5 34.02004 -31.5 -2.0 -9.9 -20.4 12.2 34.12007 78.4 9.0 48.3 25.3 25.2 31.22010 21.0 21.3 27.2 36.2 35.9 6.0
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of pooled investment funds for families with holdings
Mean value of pooled investment funds for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 25.8 34.9 30.1 53.1 31.5 171.11992 36.2 35.0 45.5 47.9 67.8 150.31995 55.6 79.7 81.2 83.6 100.3 245.71998 39.0 71.7 50.6 85.3 82.6 304.62001 79.0 55.9 79.1 89.8 113.6 351.92004 89.1 75.2 85.2 119.4 108.2 526.32007 108.8 69.9 116.2 143.8 131.3 766.72010 214.2 125.1 143.5 183.6 181.9 763.6
Three-year change (percent)1992 40.3 0.3 51.2 -9.8 115.2 -12.21995 53.6 127.7 78.5 74.5 47.9 63.51998 -29.9 -10.0 -37.7 2.0 -17.6 24.02001 102.6 -22.0 56.3 5.3 37.5 15.52004 12.8 34.5 7.7 33.0 -4.8 49.62007 22.1 -7.0 36.4 20.4 21.3 45.72010 96.9 79.0 23.5 27.7 38.5 -0.4
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with pooled investment funds
Percent of families with pooled investment fundsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 2.0 7.6 9.6 10.2 9.4 11.31992 5.2 10.0 9.4 15.9 14.3 14.41995 8.0 11.2 16.3 16.3 15.0 10.31998 12.2 16.0 23.0 15.2 18.0 15.12001 11.5 17.5 20.2 21.3 19.9 19.52004 8.3 12.3 18.2 20.6 18.6 16.62007 5.3 11.6 12.6 14.3 14.6 13.22010 3.6 7.7 9.6 11.3 11.1 11.9
Three-year change (percentage points)1992 3.2 2.4 -0.2 5.7 4.9 3.11995 2.8 1.2 6.9 0.4 0.7 -4.11998 4.2 4.8 6.7 -1.1 3.0 4.82001 -0.7 1.5 -2.8 6.1 1.9 4.42004 -3.2 -5.2 -2.0 -0.7 -1.3 -2.92007 -3.0 -0.7 -5.6 -6.3 -4.0 -3.42010 -1.7 -3.9 -3.0 -3.0 -3.5 -1.3
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of pooled investment funds for families with holdings
Median value of pooled investment funds for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 2.0 6.7 20.2 42.2 27.8 50.61992 3.8 26.5 22.7 37.9 42.4 31.81995 7.8 14.2 29.7 79.3 77.9 70.81998 9.3 18.7 40.0 77.4 80.0 78.72001 11.0 21.4 47.1 73.5 85.8 85.82004 9.2 18.3 57.5 86.3 69.0 69.02007 18.9 23.6 52.4 117.3 90.1 78.62010 8.5 41.0 110.0 110.0 115.0 120.0
Three-year change (percent)1992 90.0 295.5 12.4 -10.2 52.5 -37.21995 105.3 -46.4 30.8 109.2 83.7 122.61998 19.2 31.7 34.7 -2.4 2.7 11.22001 18.3 14.4 17.8 -5.0 7.2 9.02004 -16.4 -14.5 22.1 17.4 -19.6 -19.62007 105.4 29.0 -8.9 35.9 30.6 13.92010 -55.0 73.7 109.9 -6.2 27.6 52.7
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of pooled investment funds for families with holdings
Mean value of pooled investment funds for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 7.0 41.5 95.3 93.0 77.2 147.31992 11.5 52.4 59.7 131.1 103.6 79.31995 20.9 58.9 133.4 188.1 242.2 234.01998 25.0 99.1 129.1 234.4 258.1 151.12001 39.8 91.9 179.5 231.1 228.7 237.02004 29.0 201.2 213.9 335.1 210.8 194.62007 68.5 146.6 287.5 558.6 527.6 265.22010 47.9 190.5 345.1 572.0 455.8 525.6
Three-year change (percent)1992 64.3 26.3 -37.4 41.0 34.2 -46.21995 81.7 12.4 123.5 43.5 133.8 195.11998 19.6 68.3 -3.2 24.6 6.6 -35.42001 59.2 -7.3 39.0 -1.4 -11.4 56.82004 -27.1 118.9 19.2 45.0 -7.8 -17.92007 136.2 -27.1 34.4 66.7 150.3 36.32010 -30.1 29.9 20.0 2.4 -13.6 98.2
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with pooled investment funds
Percent of families with pooled investment fundsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 3.5 4.7 7.2 6.5 12.11992 4.3 5.4 12.6 10.3 15.31995 5.6 9.0 8.7 14.1 17.01998 7.2 13.3 12.4 18.3 22.52001 5.9 13.0 16.3 20.5 22.22004 6.3 11.9 16.2 14.7 20.72007 6.8 8.9 10.8 12.0 14.42010 3.0 5.0 9.5 9.1 12.4
Three-year change (percentage points)1992 0.8 0.7 5.4 3.8 3.21995 1.3 3.6 -3.9 3.8 1.71998 1.6 4.3 3.7 4.2 5.52001 -1.3 -0.3 3.9 2.2 -0.32004 0.4 -1.1 -0.1 -5.8 -1.52007 0.5 -3.0 -5.4 -2.7 -6.32010 -3.8 -3.9 -1.3 -2.9 -2.0
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of pooled investment funds for families with holdings
Median value of pooled investment funds for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 16.9 5.1 28.7 15.2 30.51992 27.3 15.2 37.9 15.2 30.31995 22.7 7.8 106.2 21.2 42.51998 23.3 18.7 86.7 21.3 40.02001 36.8 24.5 61.3 30.6 64.32004 10.4 23.0 71.9 31.6 69.02007 48.2 16.8 80.7 52.4 65.52010 28.0 21.0 120.0 75.0 90.0
Three-year change (percent)1992 61.5 198.0 32.1 0.0 -0.71995 -16.8 -48.7 180.2 39.5 40.31998 2.6 139.7 -18.4 0.5 -5.92001 57.9 31.0 -29.3 43.7 60.82004 -71.7 -6.1 17.3 3.3 7.32007 363.5 -27.0 12.2 65.8 -5.12010 -41.9 25.0 48.7 43.1 37.4
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of pooled investment funds for families with holdings
Mean value of pooled investment funds for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 43.4 87.4 49.5 48.2 125.21992 51.9 35.1 92.6 59.9 95.71995 73.1 40.8 189.6 105.9 182.41998 128.2 66.5 169.2 103.0 183.82001 131.1 133.2 164.0 115.2 214.82004 144.2 96.4 141.1 261.9 247.42007 152.7 122.4 261.7 271.1 503.22010 215.4 154.0 354.0 338.2 519.7
Three-year change (percent)1992 19.6 -59.8 87.1 24.3 -23.61995 40.8 16.2 104.8 76.8 90.61998 75.4 63.0 -10.8 -2.7 0.82001 2.3 100.3 -3.1 11.8 16.92004 10.0 -27.6 -14.0 127.3 15.22007 5.9 27.0 85.5 3.5 103.42010 41.1 25.8 35.3 24.8 3.3
0
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with pooled investment funds
Percent of families with pooled investment fundsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 2.2 5.4 6.4 14.21992 2.6 7.1 11.2 18.11995 3.6 7.6 10.8 23.41998 3.0 10.5 15.6 29.52001 2.5 12.1 14.6 31.62004 2.3 9.2 12.6 26.12007 2.2 5.8 8.9 21.42010 0.9 3.2 5.4 17.6
Three-year change (percentage points)1992 0.4 1.7 4.8 3.91995 1.0 0.5 -0.4 5.31998 -0.6 2.9 4.8 6.12001 -0.5 1.6 -1.0 2.12004 -0.2 -2.9 -2.0 -5.52007 -0.1 -3.4 -3.7 -4.72010 -1.3 -2.6 -3.5 -3.8
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of pooled investment funds for families with holdings
Median value of pooled investment funds for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 20.2 16.9 10.1 27.01992 19.7 19.0 22.7 30.31995 22.0 16.6 22.9 36.81998 24.0 29.3 24.0 40.02001 41.7 24.5 46.0 49.02004 8.3 28.6 46.0 61.02007 67.1 31.4 26.2 78.62010 21.0 62.0 35.0 101.0
Three-year change (percent)1992 -2.5 12.4 124.8 12.21995 11.7 -12.6 0.9 21.51998 9.1 76.5 4.8 8.72001 73.8 -16.4 91.7 22.52004 -80.1 16.7 0.0 24.52007 708.4 9.8 -43.0 28.92010 -68.7 97.5 33.6 28.5
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of pooled investment funds for families with holdings
Mean value of pooled investment funds for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 51.1 52.3 30.7 109.01992 91.5 56.1 59.3 88.61995 58.3 75.6 189.1 143.01998 81.7 96.6 108.7 158.12001 127.2 90.0 136.2 192.72004 75.5 74.7 134.6 275.62007 244.3 134.9 131.4 416.72010 272.6 160.9 208.1 453.9
Three-year change (percent)1992 79.1 7.3 93.2 -18.71995 -36.3 34.8 218.9 61.41998 40.1 27.8 -42.5 10.62001 55.7 -6.8 25.3 21.92004 -40.6 -17.0 -1.2 43.02007 223.6 80.6 -2.4 51.22010 11.6 19.3 58.4 8.9
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with pooled investment funds
Percent of families with pooled investment fundsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 9.3 1.01992 12.8 3.21995 14.8 3.61998 18.9 8.32001 21.0 7.42004 18.9 5.02007 13.7 5.82010 11.6 2.6
Three-year change (percentage points)1992 3.5 2.21995 2.0 0.41998 4.1 4.72001 2.1 -0.92004 -2.1 -2.42007 -5.2 0.82010 -2.1 -3.2
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of pooled investment funds for families with holdings
Median value of pooled investment funds for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 20.2 33.71992 24.3 24.31995 29.7 9.11998 40.0 13.32001 49.0 21.42004 51.8 20.72007 67.1 31.42010 91.0 50.0
Three-year change (percent)1992 20.3 -27.91995 22.2 -62.61998 34.7 46.22001 22.5 60.92004 5.7 -3.32007 29.5 51.72010 35.6 59.2
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of pooled investment funds for families with holdings
Mean value of pooled investment funds for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 81.3 50.11992 78.7 48.91995 138.6 51.41998 146.1 49.32001 171.2 66.02004 220.0 129.62007 362.7 107.92010 394.6 333.0
Three-year change (percent)1992 -3.2 -2.41995 76.1 5.11998 5.4 -4.12001 17.2 33.92004 28.5 96.42007 64.9 -16.72010 8.8 208.6
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with pooled investment funds
Percent of families with pooled investment fundsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 6.4 11.9 8.8 1.01992 10.3 14.7 11.5 2.01995 12.4 19.0 11.5 4.41998 16.6 24.8 14.8 4.82001 17.3 22.9 17.3 11.02004 13.5 22.3 16.2 10.22007 10.4 21.4 11.3 2.42010 8.1 14.9 8.9 2.8
Three-year change (percentage points)1992 3.9 2.8 2.7 1.01995 2.1 4.3 0.0 2.41998 4.2 5.8 3.3 0.42001 0.7 -1.9 2.5 6.22004 -3.8 -0.6 -1.1 -0.82007 -3.1 -0.9 -4.9 -7.82010 -2.3 -6.5 -2.4 0.4
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of pooled investment funds for families with holdings
Median value of pooled investment funds for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 8.4 35.4 38.8 10.01992 18.2 37.9 37.9 16.11995 18.4 35.4 70.8 32.61998 21.3 53.4 73.4 23.32001 24.5 120.1 85.8 49.02004 28.8 69.0 86.3 18.32007 44.0 83.8 81.9 52.42010 50.0 103.6 120.0 120.0
Three-year change (percent)1992 116.7 7.1 -2.3 61.01995 1.1 -6.6 86.8 102.51998 15.8 50.8 3.7 -28.52001 15.0 124.9 16.9 110.32004 17.6 -42.5 0.6 -62.72007 52.8 21.4 -5.1 186.32010 13.6 23.6 46.5 129.0
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of pooled investment funds for families with holdings
Mean value of pooled investment funds for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 48.7 175.0 77.3 13.41992 53.5 135.3 86.0 116.61995 87.5 189.8 211.2 96.61998 89.8 224.7 189.1 116.72001 100.1 319.7 222.0 75.92004 131.3 389.5 268.1 133.62007 213.3 561.9 382.4 262.12010 309.3 568.8 433.5 175.8
Three-year change (percent)1992 9.9 -22.7 11.3 770.11995 63.6 40.3 145.6 -17.21998 2.6 18.4 -10.5 20.82001 11.5 42.3 17.4 -35.02004 31.2 21.8 20.8 76.02007 62.5 44.3 42.6 96.22010 45.0 1.2 13.4 -32.9
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with pooled investment funds
Percent of families with pooled investment fundsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 13.1 4.6 4.5 7.11992 18.5 8.2 6.1 9.21995 22.5 10.4 8.9 10.01998 28.5 13.3 11.6 13.12001 29.9 12.4 9.9 16.32004 24.3 9.7 8.1 15.32007 19.7 8.8 5.4 9.92010 16.0 5.8 3.1 7.6
Three-year change (percentage points)1992 5.4 3.6 1.6 2.11995 4.0 2.2 2.8 0.81998 6.0 2.9 2.7 3.12001 1.4 -0.9 -1.7 3.22004 -5.6 -2.7 -1.8 -1.02007 -4.6 -0.9 -2.7 -5.42010 -3.7 -3.0 -2.3 -2.3
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of pooled investment funds for families with holdings
Median value of pooled investment funds for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 20.2 5.1 11.8 33.71992 24.3 21.2 13.3 37.91995 32.6 19.8 12.3 70.81998 40.0 14.7 16.0 73.42001 42.9 27.6 14.7 79.62004 46.5 28.6 23.0 75.72007 78.6 41.9 18.9 81.92010 100.0 54.9 9.0 120.0
Three-year change (percent)1992 20.3 315.7 12.7 12.51995 34.2 -6.6 -7.5 86.81998 22.7 -25.8 30.1 3.72001 7.2 87.8 -8.1 8.42004 8.4 3.6 56.5 -4.92007 69.0 46.5 -17.8 8.22010 27.2 31.0 -52.4 46.5
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of pooled investment funds for families with holdings
Mean value of pooled investment funds for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 87.7 116.5 37.9 75.41992 76.8 89.9 24.6 87.61995 136.6 122.8 38.2 201.11998 163.3 85.6 49.3 184.52001 185.8 99.1 52.9 206.02004 247.8 130.0 64.6 254.12007 416.4 147.0 46.4 377.92010 457.8 222.7 118.6 413.4
Three-year change (percent)1992 -12.4 -22.8 -35.1 16.21995 77.9 36.6 55.3 129.61998 19.5 -30.3 29.1 -8.32001 13.8 15.8 7.3 11.72004 33.4 31.2 22.1 23.32007 68.0 13.1 -28.2 48.72010 9.9 51.5 155.6 9.4
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with pooled investment funds
Percent of families with pooled investment fundsRegion
Year Northeast Midwest South WestLevel (percent)
1989 8.2 10.3 3.8 8.41992 12.4 12.0 8.1 10.51995 13.1 14.1 10.5 12.51998 20.1 16.4 13.7 17.92001 20.5 18.9 15.3 17.72004 18.8 15.2 12.6 15.62007 15.5 10.6 9.7 11.52010 11.7 7.2 7.2 10.4
Three-year change (percentage points)1992 4.2 1.7 4.3 2.11995 0.7 2.1 2.4 2.01998 7.0 2.3 3.2 5.42001 0.4 2.5 1.6 -0.22004 -1.7 -3.7 -2.7 -2.12007 -3.3 -4.6 -2.9 -4.12010 -3.8 -3.4 -2.5 -1.1
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of pooled investment funds for families with holdings
Median value of pooled investment funds for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 21.6 16.9 40.5 23.61992 21.7 24.3 27.3 24.31995 35.4 21.2 22.7 40.81998 40.0 33.3 30.7 29.32001 49.0 39.2 52.7 34.72004 57.5 51.8 51.8 29.92007 52.4 39.3 73.3 61.62010 110.0 52.0 87.5 75.0
Three-year change (percent)1992 0.5 43.8 -32.6 3.01995 63.1 -12.8 -16.8 67.91998 13.0 57.1 35.2 -28.22001 22.5 17.7 71.7 18.42004 17.3 32.1 -1.7 -13.82007 -8.9 -24.1 41.5 106.02010 109.9 32.3 19.4 21.8
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of pooled investment funds for families with holdings
Mean value of pooled investment funds for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 79.3 56.4 111.5 92.91992 78.7 92.1 66.5 65.71995 174.9 83.8 106.8 190.81998 137.4 130.2 140.2 129.72001 171.5 122.9 186.6 153.02004 213.4 206.2 231.7 188.72007 340.1 304.6 348.1 292.42010 448.7 313.8 386.4 387.6
Three-year change (percent)1992 -0.8 63.3 -40.4 -29.31995 122.2 -9.0 60.6 190.41998 -21.4 55.4 31.3 -32.02001 24.8 -5.6 33.1 18.02004 24.4 67.8 24.2 23.32007 59.4 47.7 50.2 55.02010 31.9 3.0 11.0 32.6
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with pooled investment funds
Percent of families with pooled investment fundsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 7.7 5.21992 11.3 6.31995 13.1 7.91998 17.8 8.82001 18.1 15.02004 16.4 8.52007 12.1 7.72010 9.6 4.5
Three-year change (percentage points)1992 3.6 1.11995 1.8 1.61998 4.7 0.92001 0.3 6.22004 -1.7 -6.52007 -4.3 -0.82010 -2.5 -3.2
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of pooled investment funds for families with holdings
Median value of pooled investment funds for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 22.4 16.91992 25.8 18.21995 29.7 14.61998 33.3 16.02001 42.9 24.52004 57.5 28.82007 62.9 35.62010 91.0 40.0
Three-year change (percent)1992 15.2 7.71995 15.1 -19.81998 12.1 9.62001 28.8 53.12004 34.0 17.62007 9.4 23.62010 44.7 12.4
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of pooled investment funds for families with holdings
Mean value of pooled investment funds for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 86.0 44.21992 79.6 51.91995 142.3 42.41998 140.1 71.92001 166.9 110.32004 225.9 78.72007 352.4 110.32010 414.7 118.7
Three-year change (percent)1992 -7.4 17.41995 78.8 -18.31998 -1.5 69.62001 19.1 53.42004 35.4 -28.62007 56.0 40.22010 17.7 7.6
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with pooled investment funds
Percent of families with pooled investment fundsHousing status
Year Owner Renter or otherLevel (percent)
1989 10.0 2.31992 13.8 4.41995 16.0 5.51998 21.0 7.52001 22.7 7.12004 19.2 5.72007 15.0 3.52010 11.4 3.1
Three-year change (percentage points)1992 3.8 2.11995 2.2 1.11998 5.0 2.02001 1.7 -0.42004 -3.5 -1.42007 -4.2 -2.22010 -3.6 -0.4
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of pooled investment funds for families with holdings
Median value of pooled investment funds for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 23.8 3.41992 27.3 15.21995 31.2 14.21998 40.0 16.02001 49.0 12.32004 57.5 11.52007 62.9 41.92010 100.0 20.0
Three-year change (percent)1992 14.7 347.11995 14.3 -6.61998 28.2 12.72001 22.5 -23.12004 17.3 -6.52007 9.4 264.32010 59.0 -52.3
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of pooled investment funds for families with holdings
Mean value of pooled investment funds for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 87.4 25.71992 82.9 41.21995 137.1 110.51998 150.1 50.92001 175.2 59.92004 231.6 62.72007 345.1 127.62010 417.2 170.9
Three-year change (percent)1992 -5.1 60.31995 65.4 168.21998 9.5 -53.92001 16.7 17.72004 32.2 4.72007 49.0 103.52010 20.9 33.9
0
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with pooled investment funds
Percent of families with pooled investment fundsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 0.2 3.1 6.7 11.9 29.41992 0.6 4.3 10.2 21.5 34.21995 1.9 5.2 11.4 23.5 41.71998 2.1 8.7 15.3 35.5 46.32001 2.5 7.3 17.5 35.9 54.52004 2.0 7.2 12.5 32.7 47.02007 1.0 3.6 10.4 22.8 42.22010 0.7 2.1 6.1 15.5 41.8
Three-year change (percentage points)1992 0.4 1.2 3.5 9.6 4.81995 1.3 0.9 1.2 2.0 7.51998 0.2 3.5 3.9 12.0 4.62001 0.4 -1.4 2.2 0.4 8.22004 -0.5 -0.1 -5.0 -3.2 -7.52007 -1.0 -3.6 -2.1 -9.9 -4.82010 -0.3 -1.5 -4.3 -7.3 -0.4
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of pooled investment funds for families with holdings
Median value of pooled investment funds for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 2.2 2.7 10.1 22.1 50.61992 2.1 6.2 13.6 24.3 75.81995 2.8 5.0 14.2 29.7 114.71998 2.0 8.0 18.7 47.1 146.72001 2.5 6.1 18.4 46.6 182.62004 2.3 8.5 18.4 59.8 189.92007 2.6 9.4 26.2 52.4 276.62010 1.5 5.0 20.5 60.0 245.0
Three-year change (percent)1992 -4.5 129.6 34.7 10.0 49.81995 33.3 -19.4 4.4 22.2 51.31998 -28.6 60.0 31.7 58.6 27.92001 25.0 -23.8 -1.6 -1.1 24.52004 -8.0 39.3 0.0 28.3 4.02007 13.0 10.6 42.4 -12.4 45.72010 -42.3 -46.8 -21.8 14.5 -11.4
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of pooled investment funds for families with holdings
Mean value of pooled investment funds for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 2.6 6.9 16.2 35.6 164.71992 3.5 9.0 18.8 41.8 176.01995 3.2 8.4 25.6 53.3 326.81998 5.4 12.5 31.8 75.1 360.42001 3.5 13.6 32.5 81.4 407.32004 3.4 11.8 36.3 95.6 548.72007 3.6 14.6 39.6 96.1 770.02010 3.5 8.8 32.4 106.2 737.8
Three-year change (percent)1992 34.6 30.4 16.0 17.4 6.91995 -8.6 -6.7 36.2 27.5 85.71998 68.8 48.8 24.2 40.9 10.32001 -35.2 8.8 2.2 8.4 13.02004 -2.9 -13.2 11.7 17.4 34.72007 5.9 23.7 9.1 0.5 40.32010 -2.8 -39.7 -18.2 10.5 -4.2
20
25
30
35
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with cash value life insurance
Percent of families with cash value life insuranceYear All families
Level (percent)1989 35.51992 34.91995 32.01998 29.62001 28.02004 24.22007 23.02010 19.7
Three-year change (percentage points)1992 -0.61995 -2.91998 -2.42001 -1.62004 -3.82007 -1.22010 -3.3
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of cash value life insurance for families with holdings
Median value of cash value life insurance for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 5.11992 4.71995 7.11998 9.72001 12.32004 6.92007 8.42010 7.3
Three-year change (percent)1992 -7.81995 51.11998 36.62001 26.82004 -43.92007 21.72010 -13.1
15
20
25
30
35
40
45
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of cash value life insurance for families with holdings
Mean value of cash value life insurance for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 18.31992 17.81995 29.01998 38.42001 44.22004 26.52007 32.72010 28.4
Three-year change (percent)1992 -2.71995 62.91998 32.42001 15.12004 -40.02007 23.42010 -13.1
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with cash value life insurance
Percent of families with cash value life insurancePercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 13.3 26.3 34.4 48.6 50.9 58.81992 15.9 25.7 34.8 45.1 50.1 55.71995 15.6 26.5 29.0 40.2 46.0 51.21998 16.6 22.2 27.7 34.7 44.3 49.02001 13.8 24.7 25.6 35.7 38.6 41.82004 14.0 19.0 24.4 29.7 29.6 38.12007 12.8 16.4 21.6 29.4 30.6 38.92010 10.7 17.2 19.5 22.8 25.8 30.9
Three-year change (percentage points)1992 2.6 -0.6 0.4 -3.5 -0.8 -3.11995 -0.3 0.8 -5.8 -4.9 -4.1 -4.51998 1.0 -4.3 -1.3 -5.5 -1.7 -2.22001 -2.8 2.5 -2.1 1.0 -5.7 -7.22004 0.2 -5.7 -1.2 -6.0 -9.0 -3.72007 -1.2 -2.6 -2.8 -0.3 1.0 0.82010 -2.1 0.8 -2.1 -6.6 -4.8 -8.0
0
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of cash value life insurance for families with holdings
Median value of cash value life insurance for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 1.5 3.4 3.4 5.5 7.6 16.91992 1.5 2.8 3.5 5.2 7.6 15.21995 2.3 4.2 5.0 8.5 13.0 14.21998 5.3 6.7 5.6 10.0 13.3 24.02001 4.4 7.6 8.6 14.7 12.3 29.42004 3.2 4.3 5.8 8.1 11.5 23.02007 2.6 5.2 5.4 10.4 9.4 29.42010 3.1 4.2 5.0 7.5 10.0 30.0
Three-year change (percent)1992 0.0 -17.6 2.9 -5.5 0.0 -10.11995 53.3 50.0 42.9 63.5 71.1 -6.61998 130.4 59.5 12.0 17.6 2.3 69.02001 -17.0 13.4 53.6 47.0 -7.5 22.52004 -27.3 -43.4 -32.6 -44.9 -6.5 -21.82007 -18.8 20.9 -6.9 28.4 -18.3 27.82010 19.2 -19.2 -7.4 -27.9 6.4 2.0
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of cash value life insurance for families with holdings
Mean value of cash value life insurance for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 8.8 7.5 8.8 14.4 18.7 49.61992 5.0 11.7 13.4 13.9 19.8 40.71995 9.3 15.4 18.3 27.3 35.8 64.01998 9.7 17.0 24.9 37.2 52.8 81.52001 11.4 18.7 32.9 45.3 53.2 99.82004 12.9 8.5 12.8 20.0 22.8 85.32007 11.3 22.4 19.8 21.4 26.0 92.42010 13.1 11.7 18.8 21.8 29.7 78.2
Three-year change (percent)1992 -43.2 56.0 52.3 -3.5 5.9 -17.91995 86.0 31.6 36.6 96.4 80.8 57.21998 4.3 10.4 36.1 36.3 47.5 27.32001 17.5 10.0 32.1 21.8 0.8 22.52004 13.2 -54.5 -61.1 -55.8 -57.1 -14.52007 -12.4 163.5 54.7 7.0 14.0 8.32010 15.9 -47.8 -5.1 1.9 14.2 -15.4
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with cash value life insurance
Percent of families with cash value life insuranceAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 24.8 41.3 41.2 43.3 38.7 28.71992 25.5 36.0 38.5 42.3 39.4 34.91995 22.8 29.3 38.4 37.4 37.5 35.81998 18.0 29.0 32.9 35.8 39.1 32.62001 15.0 27.0 31.1 35.7 36.7 33.32004 11.0 20.1 26.0 32.1 34.8 34.02007 11.4 17.5 22.3 35.2 34.4 27.62010 9.6 12.3 19.8 25.7 28.4 32.4
Three-year change (percentage points)1992 0.7 -5.3 -2.7 -1.0 0.7 6.21995 -2.7 -6.7 -0.1 -4.9 -1.9 0.91998 -4.8 -0.3 -5.5 -1.6 1.6 -3.22001 -3.0 -2.0 -1.8 -0.1 -2.4 0.72004 -4.0 -6.9 -5.1 -3.6 -1.9 0.72007 0.4 -2.6 -3.7 3.1 -0.4 -6.42010 -1.8 -5.2 -2.5 -9.5 -6.0 4.8
2
4
6
8
10
12
14
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of cash value life insurance for families with holdings
Median value of cash value life insurance for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 3.0 5.6 7.6 8.4 3.4 3.41992 2.8 5.2 6.8 10.2 3.5 2.91995 5.0 7.5 11.1 7.5 7.1 7.11998 3.6 11.3 13.3 12.7 11.3 6.72001 12.3 11.0 13.5 12.3 10.7 8.62004 3.5 5.8 9.2 11.5 9.2 5.82007 2.9 8.7 10.5 10.5 10.5 5.22010 2.1 5.0 10.0 9.3 10.0 7.0
Three-year change (percent)1992 -6.7 -7.1 -10.5 21.4 2.9 -14.71995 78.6 44.2 63.2 -26.5 102.9 144.81998 -28.0 50.7 19.8 69.3 59.2 -5.62001 241.7 -2.7 1.5 -3.1 -5.3 28.42004 -71.5 -47.3 -31.9 -6.5 -14.0 -32.62007 -17.1 50.0 14.1 -8.7 14.1 -10.32010 -27.6 -42.5 -4.8 -11.4 -4.8 34.6
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of cash value life insurance for families with holdings
Mean value of cash value life insurance for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 12.1 19.8 21.0 24.1 14.3 17.71992 11.3 18.5 18.6 32.8 13.1 9.01995 25.1 28.1 40.6 26.8 28.4 18.51998 33.3 51.0 45.0 29.9 39.5 17.32001 56.1 39.8 62.2 40.4 28.5 30.02004 11.8 23.6 27.2 31.6 32.6 26.02007 15.9 25.3 39.9 35.2 36.0 35.32010 11.7 21.1 35.4 37.4 28.2 22.7
Three-year change (percent)1992 -6.6 -6.6 -11.4 36.1 -8.4 -49.21995 122.1 51.9 118.3 -18.3 116.8 105.61998 32.7 81.5 10.8 11.6 39.1 -6.52001 68.5 -22.0 38.2 35.1 -27.8 73.42004 -79.0 -40.7 -56.3 -21.8 14.4 -13.32007 34.7 7.2 46.7 11.4 10.4 35.82010 -26.4 -16.6 -11.3 6.2 -21.7 -35.7
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with cash value life insurance
Percent of families with cash value life insuranceFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 20.0 19.4 22.7 45.8 46.61992 27.9 21.8 27.4 41.4 42.71995 23.9 20.7 26.2 36.2 40.21998 20.9 14.9 24.9 34.1 39.52001 21.6 17.0 22.6 32.1 34.22004 18.2 13.6 28.9 24.4 30.22007 21.4 10.2 22.0 23.6 30.22010 11.1 9.8 23.5 18.9 27.9
Three-year change (percentage points)1992 7.9 2.4 4.7 -4.4 -3.91995 -4.0 -1.1 -1.2 -5.2 -2.51998 -3.0 -5.8 -1.3 -2.1 -0.72001 0.7 2.1 -2.3 -2.0 -5.32004 -3.4 -3.4 6.3 -7.7 -4.02007 3.2 -3.4 -6.9 -0.8 0.02010 -10.3 -0.4 1.5 -4.7 -2.3
2
4
6
8
10
12
14
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of cash value life insurance for families with holdings
Median value of cash value life insurance for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 2.2 3.6 1.7 6.1 8.41992 3.0 4.5 2.0 6.8 6.11995 4.1 5.0 4.2 9.2 9.91998 8.0 8.3 6.7 11.7 10.72001 6.7 9.7 7.4 14.7 12.32004 2.3 5.8 3.7 9.2 11.52007 4.0 5.8 5.2 9.9 10.52010 2.0 5.0 4.0 8.0 11.6
Three-year change (percent)1992 36.4 25.0 17.6 11.5 -27.41995 36.7 11.1 110.0 35.3 62.31998 95.1 66.0 59.5 27.2 8.12001 -16.2 16.9 10.4 25.6 15.02004 -65.7 -40.2 -50.0 -37.4 -6.52007 73.9 0.0 40.5 7.6 -8.72010 -50.0 -13.8 -23.1 -19.2 10.5
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of cash value life insurance for families with holdings
Mean value of cash value life insurance for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 6.2 9.8 8.0 20.4 23.61992 13.3 16.4 6.1 22.4 18.31995 24.3 16.2 19.1 35.4 30.71998 28.4 17.5 19.2 52.4 36.92001 45.0 42.8 20.6 54.9 40.82004 22.3 12.0 8.7 28.7 39.02007 18.9 19.3 24.2 34.3 41.52010 13.7 23.9 14.7 33.7 34.3
Three-year change (percent)1992 114.5 67.3 -23.8 9.8 -22.51995 82.7 -1.2 213.1 58.0 67.81998 16.9 8.0 0.5 48.0 20.22001 58.5 144.6 7.3 4.8 10.62004 -50.4 -72.0 -57.8 -47.7 -4.42007 -15.2 60.8 178.2 19.5 6.42010 -27.5 23.8 -39.3 -1.7 -17.3
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with cash value life insurance
Percent of families with cash value life insuranceEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 26.9 33.3 35.1 45.71992 18.6 34.7 38.8 43.21995 20.7 32.0 31.4 39.11998 19.4 29.7 28.0 35.42001 20.3 24.4 28.4 34.72004 13.7 23.0 23.8 29.52007 12.6 22.6 23.4 27.22010 11.9 19.8 17.3 23.3
Three-year change (percentage points)1992 -8.3 1.4 3.7 -2.51995 2.1 -2.7 -7.4 -4.11998 -1.3 -2.3 -3.4 -3.72001 0.9 -5.3 0.4 -0.72004 -6.6 -1.4 -4.6 -5.22007 -1.1 -0.4 -0.4 -2.32010 -0.7 -2.8 -6.1 -3.9
0
5
10
15
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of cash value life insurance for families with holdings
Median value of cash value life insurance for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 2.2 3.4 5.9 7.91992 2.6 3.8 4.5 7.61995 5.4 7.1 7.1 9.91998 4.7 6.7 8.7 13.32001 7.4 9.2 12.3 15.92004 3.7 5.8 6.2 11.52007 2.6 5.4 8.4 13.62010 4.5 5.2 6.0 12.0
Three-year change (percent)1992 18.2 11.8 -23.7 -3.81995 107.7 86.8 57.8 30.31998 -13.0 -5.6 22.5 34.32001 57.4 37.3 41.4 19.52004 -50.0 -37.0 -49.6 -27.72007 -29.7 -6.9 35.5 18.32010 73.1 -3.7 -28.6 -11.8
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of cash value life insurance for families with holdings
Mean value of cash value life insurance for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 9.4 12.3 19.0 27.61992 11.0 14.2 18.0 22.31995 23.2 22.8 22.0 39.61998 9.5 26.5 30.4 59.42001 18.5 31.2 41.6 61.12004 8.7 16.7 22.8 37.82007 10.6 20.6 22.5 50.72010 10.1 17.0 20.5 42.6
Three-year change (percent)1992 17.0 15.4 -5.3 -19.21995 110.9 60.6 22.2 77.61998 -59.1 16.2 38.2 50.02001 94.7 17.7 36.8 2.92004 -53.0 -46.5 -45.2 -38.12007 21.8 23.4 -1.3 34.12010 -4.7 -17.5 -8.9 -16.0
15
20
25
30
35
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with cash value life insurance
Percent of families with cash value life insuranceRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 40.0 22.31992 38.6 23.51995 34.1 24.81998 32.2 20.82001 29.9 22.02004 26.8 17.42007 25.3 17.62010 22.6 13.7
Three-year change (percentage points)1992 -1.4 1.21995 -4.5 1.31998 -1.9 -4.02001 -2.3 1.22004 -3.1 -4.62007 -1.5 0.22010 -2.7 -3.9
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of cash value life insurance for families with holdings
Median value of cash value life insurance for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 5.5 3.01992 4.7 4.71995 7.1 7.51998 10.7 6.72001 12.3 10.72004 8.1 5.82007 9.4 5.22010 8.0 5.0
Three-year change (percent)1992 -14.5 56.71995 51.1 59.61998 50.7 -10.72001 15.0 59.72004 -34.1 -45.82007 16.0 -10.32010 -14.9 -3.8
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of cash value life insurance for families with holdings
Mean value of cash value life insurance for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 19.5 11.91992 17.5 19.21995 27.9 34.41998 38.3 39.32001 46.7 33.82004 27.9 21.12007 36.1 21.22010 31.0 19.5
Three-year change (percent)1992 -10.3 61.31995 59.4 79.21998 37.3 14.22001 21.9 -14.02004 -40.3 -37.62007 29.4 0.52010 -14.1 -8.0
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with cash value life insurance
Percent of families with cash value life insuranceCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 37.1 47.5 32.8 11.91992 36.7 41.1 34.2 16.31995 32.2 41.9 32.1 13.31998 27.5 39.5 32.5 17.22001 27.4 34.6 29.0 13.02004 21.8 29.8 29.7 10.72007 20.3 32.1 27.3 14.62010 17.1 25.9 25.5 10.2
Three-year change (percentage points)1992 -0.4 -6.4 1.4 4.41995 -4.5 0.8 -2.1 -3.01998 -4.7 -2.4 0.4 3.92001 -0.1 -4.9 -3.5 -4.22004 -5.6 -4.8 0.7 -2.32007 -1.5 2.3 -2.4 3.92010 -3.2 -6.2 -1.8 -4.4
0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of cash value life insurance for families with holdings
Median value of cash value life insurance for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 5.1 10.1 3.4 1.71992 4.9 9.7 3.5 7.31995 7.8 8.5 6.4 5.01998 9.3 15.3 7.5 9.32001 11.6 20.8 11.0 12.32004 6.2 12.1 5.8 9.72007 7.9 25.1 5.8 2.32010 6.0 19.0 7.3 5.0
Three-year change (percent)1992 -3.9 -4.0 2.9 329.41995 59.2 -12.4 82.9 -31.51998 19.2 80.0 17.2 86.02001 24.7 35.9 46.7 32.32004 -46.6 -41.8 -47.3 -21.12007 27.4 107.4 0.0 -76.32010 -24.1 -24.3 25.9 117.4
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of cash value life insurance for families with holdings
Mean value of cash value life insurance for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 17.5 33.3 12.3 4.71992 17.8 28.8 10.8 27.91995 29.3 46.1 19.9 22.91998 38.1 67.3 23.1 37.22001 40.9 75.9 29.7 86.22004 20.8 55.7 23.8 9.92007 26.2 62.2 32.2 9.72010 23.1 65.0 21.1 14.1
Three-year change (percent)1992 1.7 -13.5 -12.2 493.61995 64.6 60.1 84.3 -17.91998 30.0 46.0 16.1 62.42001 7.3 12.8 28.6 131.72004 -49.1 -26.6 -19.9 -88.52007 26.0 11.7 35.3 -2.02010 -11.8 4.5 -34.5 45.4
15
20
25
30
35
40
45
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with cash value life insurance
Percent of families with cash value life insuranceCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 46.5 32.1 38.0 28.51992 44.0 34.9 33.1 30.01995 41.2 29.9 31.3 28.31998 31.4 29.4 27.6 29.82001 31.6 28.4 25.1 26.42004 27.5 21.9 18.7 26.82007 24.9 21.3 19.0 25.32010 21.6 17.3 15.6 22.2
Three-year change (percentage points)1992 -2.5 2.8 -4.9 1.51995 -2.8 -5.0 -1.8 -1.71998 -9.8 -0.5 -3.7 1.52001 0.2 -1.0 -2.5 -3.42004 -4.1 -6.5 -6.4 0.42007 -2.6 -0.6 0.3 -1.52010 -3.3 -4.0 -3.4 -3.1
4
6
8
10
12
14
16
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of cash value life insurance for families with holdings
Median value of cash value life insurance for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 8.1 3.6 5.1 3.41992 6.8 4.5 4.9 3.61995 10.6 7.1 7.5 6.01998 13.3 11.3 7.5 8.02001 15.9 9.2 12.3 11.02004 11.5 5.8 5.8 5.82007 13.6 9.4 5.2 5.22010 10.0 5.0 6.0 7.0
Three-year change (percent)1992 -16.0 25.0 -3.9 5.91995 55.9 57.8 53.1 66.71998 25.5 59.2 0.0 33.32001 19.5 -18.6 64.0 37.52004 -27.7 -37.0 -52.8 -47.32007 18.3 62.1 -10.3 -10.32010 -26.5 -46.8 15.4 34.6
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of cash value life insurance for families with holdings
Mean value of cash value life insurance for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 26.7 19.0 15.2 11.61992 24.5 15.5 18.3 13.01995 40.5 29.2 26.9 20.21998 60.9 37.1 32.6 24.52001 64.4 35.8 36.3 34.32004 41.1 18.8 14.7 22.92007 50.4 23.8 17.8 30.22010 48.1 18.8 19.7 20.4
Three-year change (percent)1992 -8.2 -18.4 20.4 12.11995 65.3 88.4 47.0 55.41998 50.4 27.1 21.2 21.32001 5.7 -3.5 11.3 40.02004 -36.2 -47.5 -59.5 -33.22007 22.6 26.6 21.1 31.92010 -4.6 -21.0 10.7 -32.5
15
20
25
30
35
40
45
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with cash value life insurance
Percent of families with cash value life insuranceRegion
Year Northeast Midwest South WestLevel (percent)
1989 40.7 40.4 32.3 29.61992 34.6 43.1 32.9 28.71995 36.3 37.8 30.2 24.31998 33.7 33.6 30.3 20.22001 27.5 34.0 28.2 21.62004 24.6 30.3 24.1 17.52007 23.5 26.6 23.4 18.32010 20.6 23.3 19.3 16.1
Three-year change (percentage points)1992 -6.1 2.7 0.6 -0.91995 1.7 -5.3 -2.7 -4.41998 -2.6 -4.2 0.1 -4.12001 -6.2 0.4 -2.1 1.42004 -2.9 -3.7 -4.1 -4.12007 -1.1 -3.7 -0.7 0.82010 -2.9 -3.3 -4.1 -2.2
4
6
8
10
12
14
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of cash value life insurance for families with holdings
Median value of cash value life insurance for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 6.1 5.9 4.2 4.31992 6.1 5.3 3.6 4.51995 7.5 6.4 7.1 8.51998 10.7 9.3 9.3 10.72001 11.6 9.9 12.3 14.72004 6.9 8.1 5.8 6.92007 9.4 7.3 8.4 10.42010 10.0 5.6 7.0 9.0
Three-year change (percent)1992 0.0 -10.2 -14.3 4.71995 23.0 20.8 97.2 88.91998 42.7 45.3 31.0 25.92001 8.4 6.5 32.3 37.42004 -40.5 -18.2 -52.8 -53.12007 36.2 -9.9 44.8 50.72010 6.4 -23.3 -16.7 -13.5
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of cash value life insurance for families with holdings
Mean value of cash value life insurance for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 19.0 20.1 17.1 16.71992 24.3 17.9 14.6 16.11995 31.1 25.1 29.5 32.11998 45.1 31.8 38.3 40.92001 42.9 36.7 43.2 60.42004 27.4 26.7 24.0 31.02007 30.1 26.7 36.4 36.92010 32.1 20.8 29.8 32.8
Three-year change (percent)1992 27.9 -10.9 -14.6 -3.61995 28.0 40.2 102.1 99.41998 45.0 26.7 29.8 27.42001 -4.9 15.4 12.8 47.72004 -36.1 -27.2 -44.4 -48.72007 9.9 0.0 51.7 19.02010 6.6 -22.1 -18.1 -11.1
20
25
30
35
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with cash value life insurance
Percent of families with cash value life insuranceUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 35.1 37.21992 34.7 35.71995 32.0 32.01998 29.5 30.22001 27.5 30.82004 24.6 22.32007 22.2 26.82010 19.3 21.9
Three-year change (percentage points)1992 -0.4 -1.51995 -2.7 -3.71998 -2.5 -1.82001 -2.0 0.62004 -2.9 -8.52007 -2.4 4.52010 -2.9 -4.9
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of cash value life insurance for families with holdings
Median value of cash value life insurance for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 5.1 5.11992 5.2 3.81995 7.5 6.01998 10.0 8.02001 12.3 10.42004 7.2 5.82007 9.4 5.22010 8.0 5.0
Three-year change (percent)1992 2.0 -25.51995 44.2 57.91998 33.3 33.32001 23.0 30.02004 -41.5 -44.22007 30.6 -10.32010 -14.9 -3.8
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of cash value life insurance for families with holdings
Mean value of cash value life insurance for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 18.5 17.81992 18.4 15.01995 30.3 21.71998 40.3 27.62001 47.6 25.42004 28.6 15.72007 36.8 16.52010 31.7 14.2
Three-year change (percent)1992 -0.5 -15.71995 64.7 44.71998 33.0 27.22001 18.1 -8.02004 -39.9 -38.22007 28.7 5.12010 -13.9 -13.9
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with cash value life insurance
Percent of families with cash value life insuranceHousing status
Year Owner Renter or otherLevel (percent)
1989 45.5 17.81992 43.2 20.21995 38.8 19.41998 36.9 15.22001 34.5 14.32004 30.1 11.02007 28.9 10.12010 24.0 10.9
Three-year change (percentage points)1992 -2.3 2.41995 -4.4 -0.81998 -1.9 -4.22001 -2.4 -0.92004 -4.4 -3.32007 -1.2 -0.92010 -4.9 0.8
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of cash value life insurance for families with holdings
Median value of cash value life insurance for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 5.6 3.01992 5.2 3.01995 8.5 5.01998 10.7 6.72001 12.3 9.22004 8.1 3.52007 10.4 2.12010 8.5 4.0
Three-year change (percent)1992 -7.1 0.01995 63.5 66.71998 25.9 34.02001 15.0 37.32004 -34.1 -62.02007 28.4 -40.02010 -18.3 90.5
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of cash value life insurance for families with holdings
Mean value of cash value life insurance for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 19.0 15.21992 19.5 11.31995 31.8 19.01998 41.6 23.42001 46.9 31.02004 29.1 10.82007 35.9 13.02010 30.7 17.8
Three-year change (percent)1992 2.6 -25.71995 63.1 68.11998 30.8 23.22001 12.7 32.52004 -38.0 -65.22007 23.4 20.42010 -14.5 36.9
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with cash value life insurance
Percent of families with cash value life insurancePercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 13.6 28.4 45.5 50.0 61.11992 12.5 32.0 40.6 50.2 60.71995 11.3 27.2 38.4 47.4 56.11998 10.7 23.8 35.6 45.5 52.22001 6.9 26.1 34.4 41.8 48.72004 7.7 19.3 30.1 36.8 43.72007 7.8 19.7 28.5 32.3 41.72010 7.3 14.2 24.1 30.8 36.8
Three-year change (percentage points)1992 -1.1 3.6 -4.9 0.2 -0.41995 -1.2 -4.8 -2.2 -2.8 -4.61998 -0.6 -3.4 -2.8 -1.9 -3.92001 -3.8 2.3 -1.2 -3.7 -3.52004 0.8 -6.8 -4.3 -5.0 -5.02007 0.1 0.4 -1.6 -4.5 -2.02010 -0.5 -5.5 -4.4 -1.5 -4.9
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of cash value life insurance for families with holdings
Median value of cash value life insurance for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 1.3 3.2 5.1 8.1 15.21992 1.2 2.6 4.5 8.0 15.21995 1.7 4.8 7.1 9.9 24.11998 1.6 6.7 9.3 13.3 26.72001 2.2 6.4 11.6 12.9 36.82004 0.9 4.6 5.8 11.5 23.02007 1.3 3.1 6.8 15.7 31.42010 1.5 3.1 5.8 13.7 30.0
Three-year change (percent)1992 -7.7 -18.8 -11.8 -1.2 0.01995 41.7 84.6 57.8 23.8 58.61998 -5.9 39.6 31.0 34.3 10.82001 37.5 -4.5 24.7 -3.0 37.82004 -59.1 -28.1 -50.0 -10.9 -37.52007 44.4 -32.6 17.2 36.5 36.52010 15.4 0.0 -14.7 -12.7 -4.5
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of cash value life insurance for families with holdings
Mean value of cash value life insurance for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 2.0 7.3 12.9 18.4 50.11992 2.4 5.6 14.3 21.3 43.41995 3.1 9.5 20.5 34.8 73.01998 4.4 10.1 21.5 43.4 110.62001 4.1 12.7 31.0 49.3 117.42004 2.5 7.7 14.3 22.6 84.22007 3.3 8.6 17.7 34.0 99.12010 3.6 6.7 17.1 26.3 82.7
Three-year change (percent)1992 20.0 -23.3 10.9 15.8 -13.41995 29.2 69.6 43.4 63.4 68.21998 41.9 6.3 4.9 24.7 51.52001 -6.8 25.7 44.2 13.6 6.12004 -39.0 -39.4 -53.9 -54.2 -28.32007 32.0 11.7 23.8 50.4 17.72010 9.1 -22.1 -3.4 -22.6 -16.5
3
4
5
6
7
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Percent of families with other managed assets
Percent of families with other managed assetsYear All families
Level (percent)1989 3.61992 4.01995 3.91998 5.92001 6.62004 7.32007 5.82010 5.7
Three-year change (percentage points)1992 0.41995 -0.11998 2.02001 0.72004 0.72007 -1.52010 -0.1
30
40
50
60
70
80
90
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of other managed assets for families with holdings
Median value of other managed assets for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 42.21992 30.31995 42.51998 42.12001 85.82004 51.82007 73.32010 70.0
Three-year change (percent)1992 -28.21995 40.31998 -0.92001 103.82004 -39.62007 41.52010 -4.5
150
200
250
300
350
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of other managed assets for families with holdings
Mean value of other managed assets for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 197.51992 141.71995 192.91998 258.22001 369.92004 238.22007 260.72010 247.9
Three-year change (percent)1992 -28.31995 36.11998 33.92001 43.32004 -35.62007 9.42010 -4.9
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with other managed assets
Percent of families with other managed assetsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 0.4 2.9 2.7 3.8 5.5 11.01992 0.5 3.0 3.4 4.8 6.9 9.61995 0.7 3.7 3.9 4.5 5.8 8.01998 3.0 4.5 4.0 7.1 7.2 14.92001 2.2 3.3 5.4 8.5 10.7 16.72004 3.1 4.9 7.9 7.8 12.2 13.02007 2.7 4.7 5.4 5.7 7.6 13.62010 1.7 4.2 5.5 6.9 7.8 12.3
Three-year change (percentage points)1992 0.1 0.1 0.7 1.0 1.4 -1.41995 0.2 0.7 0.5 -0.3 -1.1 -1.61998 2.3 0.8 0.1 2.6 1.4 6.92001 -0.8 -1.2 1.4 1.4 3.5 1.82004 0.9 1.6 2.5 -0.7 1.5 -3.72007 -0.4 -0.2 -2.5 -2.1 -4.6 0.62010 -1.0 -0.5 0.1 1.2 0.2 -1.3
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of other managed assets for families with holdings
Median value of other managed assets for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 20.2 33.7 10.1 50.6 54.0 67.51992 18.2 30.3 15.2 30.3 27.3 75.81995 59.5 21.2 35.4 36.8 49.6 77.91998 21.3 34.1 31.2 40.4 33.3 120.02001 29.7 44.1 85.8 73.5 85.8 137.22004 25.3 57.5 41.4 40.3 57.5 115.12007 104.8 90.1 61.8 54.5 31.4 94.32010 38.0 45.0 60.0 33.0 82.0 150.0
Three-year change (percent)1992 -9.9 -10.1 50.5 -40.1 -49.4 12.31995 226.9 -30.0 132.9 21.5 81.7 2.81998 -64.2 60.8 -11.9 9.8 -32.9 54.02001 39.4 29.3 175.0 81.9 157.7 14.32004 -14.8 30.4 -51.7 -45.2 -33.0 -16.12007 314.2 56.7 49.3 35.2 -45.4 -18.12010 -63.7 -50.1 -2.9 -39.4 161.1 59.1
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of other managed assets for families with holdings
Mean value of other managed assets for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 23.8 53.2 111.0 139.3 102.4 414.81992 25.8 59.1 49.3 64.7 94.7 384.11995 167.4 85.7 93.4 157.0 221.5 412.41998 89.1 93.8 63.0 119.1 152.7 713.52001 166.0 184.1 223.2 204.1 269.5 828.52004 45.9 100.3 132.9 175.0 194.7 676.02007 148.5 161.9 114.1 151.4 159.2 639.72010 86.6 67.0 125.3 85.8 168.0 761.0
Three-year change (percent)1992 8.4 11.1 -55.6 -53.6 -7.5 -7.41995 548.8 45.0 89.5 142.7 133.9 7.41998 -46.8 9.5 -32.5 -24.1 -31.1 73.02001 86.3 96.3 254.3 71.4 76.5 16.12004 -72.3 -45.5 -40.5 -14.3 -27.8 -18.42007 223.5 61.4 -14.1 -13.5 -18.2 -5.42010 -41.7 -58.6 9.8 -43.3 5.5 19.0
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with other managed assets
Percent of families with other managed assetsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 2.5 3.2 3.5 3.5 5.5 5.91992 1.7 3.0 5.5 5.1 5.8 5.91995 1.6 3.5 3.0 7.7 5.9 5.21998 1.9 3.9 6.5 6.5 11.8 11.62001 2.1 3.1 6.4 13.0 11.8 11.22004 2.9 3.7 6.2 9.4 12.8 16.72007 0.8 2.2 5.1 7.7 13.2 14.02010 0.9 2.0 4.5 7.7 11.4 14.1
Three-year change (percentage points)1992 -0.8 -0.2 2.0 1.6 0.3 0.01995 -0.1 0.5 -2.5 2.6 0.1 -0.71998 0.3 0.4 3.5 -1.2 5.9 6.42001 0.2 -0.8 -0.1 6.5 0.0 -0.42004 0.8 0.6 -0.2 -3.6 1.0 5.52007 -2.1 -1.5 -1.1 -1.7 0.4 -2.72010 0.1 -0.2 -0.6 0.0 -1.8 0.1
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of other managed assets for families with holdings
Median value of other managed assets for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 15.2 30.4 16.9 118.1 81.0 54.01992 30.3 12.1 30.3 60.6 48.5 30.31995 6.4 15.3 80.4 70.8 49.6 92.11998 25.9 33.3 52.4 86.7 55.1 40.02001 49.0 61.3 73.5 67.4 147.0 122.52004 5.8 21.1 49.5 74.8 69.0 57.52007 15.7 25.1 47.1 61.8 73.3 104.82010 9.0 10.0 50.0 65.0 95.0 82.0
Three-year change (percent)1992 99.3 -60.2 79.3 -48.7 -40.1 -43.91995 -78.9 26.4 165.3 16.8 2.3 204.01998 304.7 117.6 -34.8 22.5 11.1 -56.62001 89.2 84.1 40.3 -22.3 166.8 206.22004 -88.2 -65.6 -32.7 11.0 -53.1 -53.12007 170.7 19.0 -4.8 -17.4 6.2 82.32010 -42.7 -60.2 6.2 5.2 29.6 -21.8
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of other managed assets for families with holdings
Mean value of other managed assets for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 126.1 201.5 220.3 200.1 216.0 238.51992 70.4 90.4 133.3 172.5 177.3 191.71995 89.9 121.4 229.6 189.8 172.7 379.71998 152.3 209.8 210.1 417.7 334.0 187.62001 213.3 269.1 268.4 431.0 444.8 439.12004 65.4 147.7 230.3 288.9 275.7 276.42007 28.9 132.4 261.1 295.8 287.3 269.02010 16.1 248.5 378.6 231.8 276.7 184.5
Three-year change (percent)1992 -44.2 -55.1 -39.5 -13.8 -17.9 -19.61995 27.7 34.3 72.2 10.0 -2.6 98.11998 69.4 72.8 -8.5 120.1 93.4 -50.62001 40.1 28.3 27.7 3.2 33.2 134.12004 -69.3 -45.1 -14.2 -33.0 -38.0 -37.12007 -55.8 -10.4 13.4 2.4 4.2 -2.72010 -44.3 87.7 45.0 -21.6 -3.7 -31.4
0
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with other managed assets
Percent of families with other managed assetsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 0.7 2.6 4.6 4.1 4.31992 1.6 2.4 4.3 3.6 6.51995 3.8 3.4 5.5 2.4 5.31998 5.2 2.7 10.8 4.8 7.12001 1.4 3.8 9.4 5.1 10.62004 2.4 3.4 14.2 5.2 10.22007 2.4 2.0 11.2 4.4 8.12010 3.3 1.5 9.9 3.9 8.8
Three-year change (percentage points)1992 0.9 -0.2 -0.3 -0.5 2.21995 2.2 1.0 1.2 -1.2 -1.21998 1.4 -0.7 5.3 2.4 1.82001 -3.8 1.1 -1.4 0.3 3.52004 1.0 -0.4 4.8 0.1 -0.42007 0.0 -1.4 -3.0 -0.8 -2.12010 0.9 -0.5 -1.3 -0.5 0.7
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of other managed assets for families with holdings
Median value of other managed assets for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 7.6 67.5 75.9 23.6 67.51992 91.0 45.5 60.6 13.6 37.91995 56.7 12.7 72.2 28.3 59.51998 16.0 57.4 40.0 36.6 77.42001 85.8 77.6 108.4 73.5 98.02004 6.9 34.5 74.8 34.5 57.52007 21.0 62.9 104.8 36.7 54.52010 30.0 15.0 70.0 50.0 90.0
Three-year change (percent)1992 1097.4 -32.6 -20.2 -42.4 -43.91995 -37.7 -72.1 19.1 108.1 57.01998 -71.8 352.0 -44.6 29.3 30.12001 436.2 35.2 171.0 100.8 26.62004 -92.0 -55.5 -31.0 -53.1 -41.32007 204.3 82.3 40.1 6.4 -5.22010 42.9 -76.2 -33.2 36.2 65.1
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of other managed assets for families with holdings
Mean value of other managed assets for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 192.0 90.2 116.7 171.9 345.71992 170.7 110.5 125.8 113.1 174.31995 173.4 35.4 280.1 172.7 223.31998 194.5 147.9 216.1 194.3 394.32001 163.0 220.3 340.6 310.6 450.42004 89.7 211.4 237.1 207.7 279.62007 202.9 201.6 266.4 243.6 282.42010 177.0 333.7 189.8 374.1 223.4
Three-year change (percent)1992 -11.1 22.5 7.8 -34.2 -49.61995 1.6 -68.0 122.7 52.7 28.11998 12.2 317.8 -22.8 12.5 76.62001 -16.2 49.0 57.6 59.9 14.22004 -45.0 -4.0 -30.4 -33.1 -37.92007 126.2 -4.6 12.4 17.3 1.02010 -12.8 65.5 -28.8 53.6 -20.9
0
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with other managed assets
Percent of families with other managed assetsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 1.0 3.3 3.4 6.51992 1.6 2.9 4.5 6.31995 0.7 3.3 5.5 5.51998 2.1 4.0 4.9 10.22001 3.0 3.5 6.7 11.22004 3.0 5.4 6.2 10.92007 1.7 4.2 6.6 8.52010 3.1 4.2 5.5 7.9
Three-year change (percentage points)1992 0.6 -0.4 1.1 -0.21995 -0.9 0.4 1.0 -0.81998 1.4 0.7 -0.6 4.72001 0.9 -0.5 1.8 1.02004 0.0 1.9 -0.5 -0.32007 -1.3 -1.2 0.4 -2.42010 1.4 0.0 -1.1 -0.6
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of other managed assets for families with holdings
Median value of other managed assets for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 42.2 16.9 25.3 67.51992 27.3 25.8 33.6 36.41995 19.8 36.8 21.2 73.61998 40.0 20.0 46.7 60.02001 19.8 85.8 61.3 100.62004 17.3 57.5 33.4 57.52007 31.4 83.8 54.5 78.62010 50.0 35.0 60.0 95.0
Three-year change (percent)1992 -35.3 52.7 32.8 -46.11995 -27.5 42.6 -36.9 102.21998 102.0 -45.7 120.3 -18.52001 -50.5 329.0 31.3 67.72004 -12.6 -33.0 -45.5 -42.82007 81.5 45.7 63.2 36.72010 59.2 -58.2 10.1 20.9
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of other managed assets for families with holdings
Mean value of other managed assets for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 148.6 57.1 149.3 300.11992 40.0 91.2 89.0 200.71995 47.1 94.4 171.8 279.41998 84.2 75.3 284.1 338.32001 233.6 251.8 191.9 479.12004 147.2 145.0 342.7 257.02007 53.6 140.5 199.3 357.32010 80.3 111.1 182.0 353.3
Three-year change (percent)1992 -73.1 59.7 -40.4 -33.11995 17.8 3.5 93.0 39.21998 78.8 -20.2 65.4 21.12001 177.4 234.4 -32.5 41.62004 -37.0 -42.4 78.6 -46.42007 -63.6 -3.1 -41.8 39.02010 49.8 -20.9 -8.7 -1.1
0
2
4
6
8
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with other managed assets
Percent of families with other managed assetsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 4.5 1.11992 4.9 1.21995 4.8 1.01998 7.2 1.62001 8.2 1.82004 9.2 2.12007 7.3 2.32010 7.3 2.3
Three-year change (percentage points)1992 0.4 0.11995 -0.1 -0.21998 2.4 0.62001 1.0 0.22004 1.0 0.32007 -1.9 0.22010 0.0 0.0
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of other managed assets for families with holdings
Median value of other managed assets for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 52.3 13.51992 33.6 13.61995 42.5 8.51998 42.7 30.72001 85.8 55.12004 51.8 46.02007 73.3 31.42010 73.0 25.0
Three-year change (percent)1992 -35.8 0.71995 26.5 -37.51998 0.5 261.22001 100.9 79.52004 -39.6 -16.52007 41.5 -31.72010 -0.4 -20.4
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of other managed assets for families with holdings
Mean value of other managed assets for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 211.2 33.91992 146.6 78.11995 188.1 276.11998 256.7 280.82001 381.3 206.12004 247.0 139.72007 280.8 106.42010 255.8 196.7
Three-year change (percent)1992 -30.6 130.41995 28.3 253.51998 36.5 1.72001 48.5 -26.62004 -35.2 -32.22007 13.7 -23.82010 -8.9 84.9
0
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with other managed assets
Percent of families with other managed assetsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 3.6 3.8 4.3 1.11992 3.9 2.6 5.7 1.01995 3.6 3.1 5.3 2.81998 4.2 8.7 9.9 0.42001 5.3 6.9 10.4 5.62004 5.4 7.6 12.8 2.02007 3.7 6.9 11.2 2.12010 3.6 8.3 10.4 1.6
Three-year change (percentage points)1992 0.3 -1.2 1.4 -0.11995 -0.3 0.5 -0.4 1.81998 0.6 5.6 4.6 -2.42001 1.1 -1.8 0.5 5.22004 0.1 0.7 2.4 -3.62007 -1.7 -0.7 -1.6 0.12010 -0.1 1.4 -0.8 -0.5
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of other managed assets for families with holdings
Median value of other managed assets for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 30.4 101.2 75.9 16.91992 30.3 144.0 30.3 9.11995 20.5 60.9 70.8 22.71998 40.0 52.4 42.7 1173.82001 67.4 133.6 122.5 47.72004 57.5 48.3 51.8 31.12007 28.5 83.8 104.8 21.02010 31.7 89.0 75.0 20.0
Three-year change (percent)1992 -0.3 42.3 -60.1 -46.21995 -32.3 -57.7 133.7 149.51998 95.1 -14.0 -39.7 5070.92001 68.5 155.0 186.9 -95.92004 -14.7 -63.8 -57.7 -34.82007 -50.4 73.5 102.3 -32.52010 11.2 6.2 -28.4 -4.8
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of other managed assets for families with holdings
Mean value of other managed assets for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 146.2 510.0 173.8 165.11992 91.4 549.9 142.1 45.21995 133.8 374.6 252.2 116.71998 170.4 389.4 281.3 2139.62001 236.7 694.0 454.9 218.32004 178.5 340.7 251.2 933.82007 167.9 514.3 275.2 60.02010 287.2 384.8 173.0 116.0
Three-year change (percent)1992 -37.5 7.8 -18.2 -72.61995 46.4 -31.9 77.5 158.21998 27.4 4.0 11.5 1733.42001 38.9 78.2 61.7 -89.82004 -24.6 -50.9 -44.8 327.82007 -5.9 51.0 9.6 -93.62010 71.1 -25.2 -37.1 93.3
0
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with other managed assets
Percent of families with other managed assetsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 4.9 3.4 2.6 3.61992 6.3 3.1 1.5 4.61995 5.9 3.5 1.6 4.81998 8.3 3.6 2.8 8.22001 9.3 3.6 3.0 9.62004 8.2 4.9 3.3 11.12007 6.7 4.0 1.1 9.82010 6.8 2.8 2.4 8.5
Three-year change (percentage points)1992 1.4 -0.3 -1.1 1.01995 -0.4 0.4 0.1 0.21998 2.4 0.1 1.2 3.42001 1.0 0.0 0.2 1.42004 -1.1 1.3 0.3 1.52007 -1.5 -0.9 -2.2 -1.32010 0.1 -1.2 1.3 -1.3
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of other managed assets for families with holdings
Median value of other managed assets for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 94.5 25.3 7.6 59.01992 37.9 37.9 15.9 27.31995 55.2 15.3 27.9 70.81998 45.0 33.3 33.3 42.72001 85.8 29.9 30.6 122.52004 51.8 69.0 41.4 51.82007 61.8 10.5 21.0 104.82010 84.0 25.0 17.8 73.0
Three-year change (percent)1992 -59.9 49.8 109.2 -53.71995 45.6 -59.6 75.5 159.31998 -18.5 117.6 19.4 -39.72001 90.7 -10.2 -8.1 186.92004 -39.6 130.8 35.3 -57.72007 19.3 -84.8 -49.3 102.32010 35.9 138.1 -15.2 -30.3
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of other managed assets for families with holdings
Mean value of other managed assets for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 368.4 97.0 80.5 173.21992 172.8 125.1 64.1 137.01995 250.1 93.5 71.2 236.11998 329.2 127.0 69.0 296.32001 420.2 171.8 184.7 432.22004 263.7 145.4 155.8 270.52007 339.4 124.6 37.5 268.12010 395.6 282.8 46.8 170.7
Three-year change (percent)1992 -53.1 29.0 -20.4 -20.91995 44.7 -25.3 11.1 72.31998 31.6 35.8 -3.1 25.52001 27.6 35.3 167.7 45.92004 -37.2 -15.4 -15.6 -37.42007 28.7 -14.3 -75.9 -0.92010 16.6 127.0 24.8 -36.3
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with other managed assets
Percent of families with other managed assetsRegion
Year Northeast Midwest South WestLevel (percent)
1989 3.7 5.0 2.8 3.21992 4.3 4.5 2.9 5.11995 4.2 3.9 3.6 4.11998 5.8 6.9 5.1 6.32001 5.8 7.5 5.6 8.22004 7.7 11.5 4.7 6.72007 6.4 6.7 5.2 5.52010 6.1 6.1 5.1 6.0
Three-year change (percentage points)1992 0.6 -0.5 0.1 1.91995 -0.1 -0.6 0.7 -1.01998 1.6 3.0 1.5 2.22001 0.0 0.6 0.5 1.92004 1.9 4.0 -0.9 -1.52007 -1.3 -4.8 0.5 -1.22010 -0.3 -0.6 -0.1 0.5
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of other managed assets for families with holdings
Median value of other managed assets for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 30.4 33.7 67.5 101.21992 27.3 45.5 34.9 30.31995 76.5 42.5 35.4 42.51998 42.7 31.6 46.2 54.22001 91.9 118.9 75.9 73.52004 57.5 48.3 51.8 51.82007 76.5 70.2 83.8 62.92010 38.0 80.0 85.0 40.0
Three-year change (percent)1992 -10.2 35.0 -48.3 -70.11995 180.2 -6.6 1.4 40.31998 -44.2 -25.6 30.5 27.52001 115.2 276.3 64.3 35.62004 -37.4 -59.4 -31.8 -29.52007 33.0 45.3 61.8 21.42010 -50.3 14.0 1.4 -36.4
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of other managed assets for families with holdings
Mean value of other managed assets for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 158.3 137.9 174.3 391.81992 163.4 115.2 193.3 102.91995 223.0 195.1 193.3 161.31998 142.8 228.1 268.3 378.32001 613.9 241.7 414.4 295.02004 364.4 203.3 182.9 241.22007 273.4 273.7 235.0 271.92010 234.4 328.9 227.3 205.0
Three-year change (percent)1992 3.2 -16.5 10.9 -73.71995 36.5 69.4 0.0 56.81998 -36.0 16.9 38.8 134.52001 329.9 6.0 54.5 -22.02004 -40.6 -15.9 -55.9 -18.22007 -25.0 34.6 28.5 12.72010 -14.3 20.2 -3.3 -24.6
2
3
4
5
6
7
8
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with other managed assets
Percent of families with other managed assetsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 3.6 3.61992 4.3 2.91995 4.2 2.31998 6.1 4.82001 6.7 6.12004 7.8 4.82007 5.9 5.52010 6.0 3.9
Three-year change (percentage points)1992 0.7 -0.71995 -0.1 -0.61998 1.9 2.52001 0.6 1.32004 1.1 -1.32007 -1.9 0.72010 0.1 -1.6
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of other managed assets for families with holdings
Median value of other managed assets for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 52.3 33.71992 30.3 37.91995 53.8 15.31998 42.7 23.72001 85.8 73.22004 51.8 37.22007 73.3 47.12010 70.0 70.0
Three-year change (percent)1992 -42.1 12.51995 77.6 -59.61998 -20.6 54.92001 100.9 208.92004 -39.6 -49.22007 41.5 26.62010 -4.5 48.6
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of other managed assets for families with holdings
Mean value of other managed assets for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 229.2 63.01992 144.8 121.11995 199.0 127.41998 270.0 169.92001 386.4 256.62004 256.9 91.22007 283.7 140.52010 269.3 89.3
Three-year change (percent)1992 -36.8 92.21995 37.4 5.21998 35.7 33.42001 43.1 51.02004 -33.5 -64.52007 10.4 54.12010 -5.1 -36.4
0
2
4
6
8
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with other managed assets
Percent of families with other managed assetsHousing status
Year Owner Renter or otherLevel (percent)
1989 4.9 1.41992 5.3 1.71995 5.0 1.91998 7.7 2.42001 8.9 2.02004 9.6 2.02007 7.5 2.12010 7.6 1.8
Three-year change (percentage points)1992 0.4 0.31995 -0.3 0.21998 2.7 0.52001 1.2 -0.42004 0.7 0.02007 -2.1 0.12010 0.1 -0.3
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of other managed assets for families with holdings
Median value of other managed assets for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 42.2 37.11992 30.3 30.31995 49.6 19.81998 42.7 30.72001 85.8 49.02004 51.8 48.32007 73.3 56.62010 75.0 16.0
Three-year change (percent)1992 -28.2 -18.31995 63.7 -34.71998 -13.9 55.12001 100.9 59.62004 -39.6 -1.42007 41.5 17.22010 2.3 -71.7
100
150
200
250
300
350
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of other managed assets for families with holdings
Mean value of other managed assets for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 195.8 207.81992 142.6 136.71995 211.9 99.81998 274.4 154.32001 392.6 158.72004 245.6 158.32007 277.7 128.72010 259.8 142.5
Three-year change (percent)1992 -27.2 -34.21995 48.6 -27.01998 29.5 54.62001 43.1 2.92004 -37.4 -0.32007 13.1 -18.72010 -6.4 10.7
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with other managed assets
Percent of families with other managed assetsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 0.1 1.3 3.9 6.4 13.21992 0.4 1.0 4.4 7.7 14.11995 0.8 1.9 3.4 6.3 14.41998 0.5 2.3 5.9 10.2 22.12001 0.2 1.4 6.2 13.8 26.42004 0.1 2.3 8.8 15.7 21.12007 0.3 1.9 6.2 11.1 20.62010 0.6 1.9 4.6 13.1 19.3
Three-year change (percentage points)1992 0.3 -0.3 0.5 1.3 0.91995 0.4 0.9 -1.0 -1.4 0.31998 -0.3 0.4 2.5 3.9 7.72001 -0.3 -0.9 0.3 3.6 4.32004 -0.1 0.9 2.6 1.9 -5.32007 0.2 -0.4 -2.6 -4.6 -0.52010 0.3 0.0 -1.6 2.0 -1.3
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of other managed assets for families with holdings
Median value of other managed assets for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 0.3 5.9 13.5 54.0 151.81992 1.5 6.1 15.9 24.3 99.51995 2.8 12.0 14.6 35.4 167.11998 7.3 13.3 28.6 31.2 160.12001 6.1 12.4 27.0 85.8 245.12004 0.6 10.8 23.0 57.5 143.82007 9.2 14.5 52.4 83.8 165.52010 9.0 10.0 30.0 70.0 150.0
Three-year change (percent)1992 400.0 3.4 17.8 -55.0 -34.51995 86.7 96.7 -8.2 45.7 67.91998 160.7 10.8 95.9 -11.9 -4.22001 -16.4 -6.8 -5.6 175.0 53.12004 -90.2 -12.9 -14.8 -33.0 -41.32007 1433.3 34.3 127.8 45.7 15.12010 -2.2 -31.0 -42.7 -16.5 -9.4
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of other managed assets for families with holdings
Mean value of other managed assets for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 0.3 10.4 31.4 75.9 459.11992 2.1 16.4 29.0 45.9 338.51995 7.1 18.4 33.5 70.3 452.71998 14.8 20.1 40.3 57.3 619.42001 7.5 24.8 45.5 126.0 803.32004 0.6 20.6 43.7 89.3 668.42007 10.6 27.9 59.6 122.1 587.52010 14.2 16.4 45.2 101.8 592.7
Three-year change (percent)1992 600.0 57.7 -7.6 -39.5 -26.31995 238.1 12.2 15.5 53.2 33.71998 108.5 9.2 20.3 -18.5 36.82001 -49.3 23.4 12.9 119.9 29.72004 -92.0 -16.9 -4.0 -29.1 -16.82007 1666.7 35.4 36.4 36.7 -12.12010 34.0 -41.2 -24.2 -16.6 0.9
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with retirement accounts
Percent of families with retirement accountsYear All families
Level (percent)1989 37.11992 40.11995 45.31998 48.92001 52.82004 49.92007 53.02010 50.4
Three-year change (percentage points)1992 3.01995 5.21998 3.62001 3.92004 -2.92007 3.12010 -2.6
20
25
30
35
40
45
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of retirement accounts for families with holdings
Median value of retirement accounts for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 18.61992 21.21995 24.11998 32.02001 36.12004 40.72007 47.12010 44.0
Three-year change (percent)1992 14.01995 13.71998 32.82001 12.82004 12.72007 15.72010 -6.6
60
80
100
120
140
160
180
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of retirement accounts for families with holdings
Mean value of retirement accounts for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 63.21992 67.41995 80.71998 101.72001 128.32004 141.62007 154.72010 171.2
Three-year change (percent)1992 6.61995 19.71998 26.02001 26.22004 10.42007 9.32010 10.7
0
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with retirement accounts
Percent of families with retirement accountsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 4.6 15.8 38.3 52.6 69.1 79.61992 5.8 23.6 38.0 55.9 73.0 81.51995 8.8 27.6 48.4 63.8 73.7 82.21998 9.4 30.9 53.6 69.3 75.4 87.52001 13.8 34.2 53.3 76.1 83.8 89.22004 10.1 30.0 53.8 69.9 82.5 88.72007 10.8 35.8 55.6 74.3 86.9 89.62010 11.2 30.5 52.8 69.7 85.7 90.1
Three-year change (percentage points)1992 1.2 7.8 -0.3 3.3 3.9 1.91995 3.0 4.0 10.4 7.9 0.7 0.71998 0.6 3.3 5.2 5.5 1.7 5.32001 4.4 3.3 -0.3 6.8 8.4 1.72004 -3.7 -4.2 0.5 -6.2 -1.3 -0.52007 0.7 5.8 1.8 4.4 4.4 0.92010 0.4 -5.3 -2.8 -4.6 -1.2 0.5
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of retirement accounts for families with holdings
Median value of retirement accounts for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 6.7 5.3 12.6 14.3 25.3 75.91992 11.5 7.3 9.9 18.2 32.6 72.81995 14.2 12.7 11.8 20.7 36.8 99.11998 8.0 12.0 16.0 28.0 58.7 120.02001 6.1 9.8 17.2 36.8 67.4 159.32004 5.8 11.5 19.7 36.8 81.7 212.02007 6.3 12.6 25.1 50.3 94.7 214.82010 8.0 11.0 22.8 37.0 88.0 277.0
Three-year change (percent)1992 71.6 37.7 -21.4 27.3 28.9 -4.11995 23.5 74.0 19.2 13.7 12.9 36.11998 -43.7 -5.5 35.6 35.3 59.5 21.12001 -23.8 -18.3 7.5 31.4 14.8 32.82004 -4.9 17.3 14.5 0.0 21.2 33.12007 8.6 9.6 27.4 36.7 15.9 1.32010 27.0 -12.7 -9.2 -26.4 -7.1 29.0
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of retirement accounts for families with holdings
Mean value of retirement accounts for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 25.4 39.6 24.5 31.9 58.7 159.61992 23.3 18.2 24.8 42.5 61.8 180.91995 36.4 35.8 32.8 45.1 73.6 238.61998 22.2 34.6 39.5 63.8 119.4 287.32001 27.4 36.2 58.4 85.8 135.9 379.42004 31.8 29.8 51.3 85.4 172.1 411.92007 18.5 38.1 58.9 109.0 151.0 478.82010 67.9 38.9 66.4 97.0 171.0 524.0
Three-year change (percent)1992 -8.3 -54.0 1.2 33.2 5.3 13.31995 56.2 96.7 32.3 6.1 19.1 31.91998 -39.0 -3.4 20.4 41.5 62.2 20.42001 23.4 4.6 47.8 34.5 13.8 32.12004 16.1 -17.7 -12.2 -0.5 26.6 8.62007 -41.8 27.9 14.8 27.6 -12.3 16.22010 267.0 2.1 12.7 -11.0 13.2 9.4
10
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with retirement accounts
Percent of families with retirement accountsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 27.5 49.5 52.2 47.4 29.9 6.31992 31.9 50.1 51.9 53.0 35.0 6.31995 40.9 54.8 57.4 51.0 36.6 15.91998 39.8 59.7 59.3 58.5 46.1 16.72001 45.3 61.6 63.7 59.8 45.1 27.72004 40.2 55.9 58.2 63.5 43.2 29.22007 42.1 57.8 65.4 61.2 51.7 30.02010 41.1 52.2 60.0 59.8 49.0 32.8
Three-year change (percentage points)1992 4.4 0.6 -0.3 5.6 5.1 0.01995 9.0 4.7 5.5 -2.0 1.6 9.61998 -1.1 4.9 1.9 7.5 9.5 0.82001 5.5 1.9 4.4 1.3 -1.0 11.02004 -5.1 -5.7 -5.5 3.7 -1.9 1.52007 1.9 1.9 7.2 -2.3 8.5 0.82010 -1.0 -5.6 -5.4 -1.4 -2.7 2.8
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of retirement accounts for families with holdings
Median value of retirement accounts for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 6.7 16.1 27.8 39.8 26.1 27.01992 6.8 13.8 42.4 45.5 30.3 42.41995 8.5 20.7 39.7 45.3 40.5 33.31998 9.3 27.1 46.7 62.4 50.7 40.02001 8.6 35.5 58.8 67.4 73.5 58.82004 12.7 32.2 63.9 95.5 92.1 34.52007 10.0 38.8 66.0 104.8 80.7 36.72010 10.5 31.2 60.0 100.0 100.0 54.0
Three-year change (percent)1992 1.5 -14.3 52.5 14.3 16.1 57.01995 25.0 50.0 -6.4 -0.4 33.7 -21.51998 9.4 30.9 17.6 37.7 25.2 20.12001 -7.5 31.0 25.9 8.0 45.0 47.02004 47.7 -9.3 8.7 41.7 25.3 -41.32007 -21.3 20.5 3.3 9.7 -12.4 6.42010 5.0 -19.6 -9.1 -4.6 23.9 47.1
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of retirement accounts for families with holdings
Mean value of retirement accounts for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 15.4 46.8 87.8 105.0 83.9 55.61992 20.3 41.5 106.1 107.6 82.2 84.31995 26.7 50.4 123.0 132.8 116.5 83.91998 30.1 69.7 120.6 191.1 138.0 123.92001 23.1 79.5 154.7 243.5 214.9 155.52004 29.2 78.4 163.3 249.1 240.3 136.72007 26.2 83.9 162.2 283.5 279.8 110.62010 26.9 84.5 172.5 291.3 309.4 173.8
Three-year change (percent)1992 31.8 -11.3 20.8 2.5 -2.0 51.61995 31.5 21.4 15.9 23.4 41.7 -0.51998 12.7 38.3 -2.0 43.9 18.5 47.72001 -23.3 14.1 28.3 27.4 55.7 25.52004 26.4 -1.4 5.6 2.3 11.8 -12.12007 -10.3 7.0 -0.7 13.8 16.4 -19.12010 2.7 0.7 6.4 2.8 10.6 57.1
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with retirement accounts
Percent of families with retirement accountsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 19.9 28.9 17.0 49.4 45.41992 24.3 31.4 18.7 51.6 51.01995 26.7 40.9 21.1 57.6 54.31998 33.9 43.1 28.5 60.5 55.52001 36.8 44.7 32.0 66.6 57.92004 31.1 41.0 33.3 62.0 58.22007 35.0 46.7 36.7 62.1 62.62010 33.9 40.2 33.7 60.1 61.6
Three-year change (percentage points)1992 4.4 2.5 1.7 2.2 5.61995 2.4 9.5 2.4 6.0 3.31998 7.2 2.2 7.4 2.9 1.22001 2.9 1.6 3.5 6.1 2.42004 -5.7 -3.7 1.3 -4.6 0.32007 3.9 5.7 3.4 0.1 4.42010 -1.1 -6.5 -3.0 -2.0 -1.0
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of retirement accounts for families with holdings
Median value of retirement accounts for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 9.1 8.4 21.9 17.4 32.01992 7.0 10.6 19.7 22.7 34.91995 9.9 14.8 24.1 25.5 34.01998 14.7 16.7 40.0 32.3 49.12001 9.6 13.5 34.3 36.8 62.52004 13.8 17.3 41.4 46.0 71.62007 17.8 25.4 48.8 49.5 69.12010 17.8 20.5 46.0 44.1 77.4
Three-year change (percent)1992 -23.1 26.2 -10.0 30.5 9.11995 41.4 39.6 22.3 12.3 -2.61998 48.5 12.8 66.0 26.7 44.42001 -34.7 -19.2 -14.2 13.9 27.32004 43.8 28.1 20.7 25.0 14.62007 29.0 46.8 17.9 7.6 -3.52010 0.0 -19.3 -5.7 -10.9 12.0
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of retirement accounts for families with holdings
Mean value of retirement accounts for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 25.8 40.1 55.5 59.1 91.31992 33.0 37.9 42.3 65.9 94.71995 28.1 38.0 73.6 83.7 109.01998 42.3 52.8 96.3 93.4 154.72001 43.1 52.1 109.9 119.2 195.82004 43.9 55.3 110.0 134.5 220.32007 77.4 76.7 132.4 139.7 229.02010 56.2 56.7 165.6 166.8 248.1
Three-year change (percent)1992 27.9 -5.5 -23.8 11.5 3.71995 -14.8 0.3 74.0 27.0 15.11998 50.5 38.9 30.8 11.6 41.92001 1.9 -1.3 14.1 27.6 26.62004 1.9 6.1 0.1 12.8 12.52007 76.3 38.7 20.4 3.9 3.92010 -27.4 -26.1 25.1 19.4 8.3
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with retirement accounts
Percent of families with retirement accountsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 14.9 33.4 41.4 58.51992 13.8 35.1 41.7 60.71995 18.7 41.3 47.2 64.41998 20.6 42.5 52.0 67.52001 17.9 46.1 53.7 75.02004 16.3 43.8 47.8 69.22007 21.6 43.3 53.0 73.92010 17.1 40.6 48.6 70.5
Three-year change (percentage points)1992 -1.1 1.7 0.3 2.21995 4.9 6.2 5.5 3.71998 1.9 1.2 4.8 3.12001 -2.7 3.6 1.7 7.52004 -1.6 -2.3 -5.9 -5.82007 5.3 -0.5 5.2 4.72010 -4.5 -2.7 -4.4 -3.4
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of retirement accounts for families with holdings
Median value of retirement accounts for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 16.9 12.6 15.2 26.11992 10.6 15.2 18.2 31.81995 13.5 21.2 22.7 32.61998 16.0 22.4 26.7 46.72001 12.3 22.1 24.6 61.32004 14.3 23.1 23.9 74.82007 15.7 29.9 33.5 78.62010 16.3 25.0 27.0 76.3
Three-year change (percent)1992 -37.3 20.6 19.7 21.81995 27.4 39.5 24.7 2.51998 18.5 5.7 17.6 43.32001 -23.1 -1.3 -7.9 31.32004 16.3 4.5 -2.8 22.02007 9.8 29.4 40.2 5.12010 3.8 -16.4 -19.4 -2.9
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of retirement accounts for families with holdings
Mean value of retirement accounts for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 47.5 36.7 49.8 89.51992 23.4 42.3 41.7 97.31995 30.5 52.3 67.7 114.21998 30.7 54.2 71.9 154.02001 44.6 60.8 83.0 194.02004 35.8 68.6 86.0 209.32007 55.2 70.2 93.1 235.02010 35.2 75.9 85.7 258.3
Three-year change (percent)1992 -50.7 15.3 -16.3 8.71995 30.3 23.6 62.4 17.41998 0.7 3.6 6.2 34.92001 45.3 12.2 15.4 26.02004 -19.7 12.8 3.6 7.92007 54.2 2.3 8.3 12.32010 -36.2 8.1 -7.9 9.9
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with retirement accounts
Percent of families with retirement accountsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 43.5 18.21992 45.6 23.41995 49.3 31.61998 53.8 32.72001 57.7 37.82004 56.4 33.02007 58.5 39.52010 58.1 34.4
Three-year change (percentage points)1992 2.1 5.21995 3.7 8.21998 4.5 1.12001 3.9 5.12004 -1.3 -4.82007 2.1 6.52010 -0.4 -5.1
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of retirement accounts for families with holdings
Median value of retirement accounts for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 20.2 10.11992 22.7 12.11995 25.8 17.01998 34.7 17.02001 42.9 12.32004 47.2 18.42007 55.5 26.22010 54.0 25.0
Three-year change (percent)1992 12.4 19.81995 13.7 40.51998 34.5 0.02001 23.6 -27.62004 10.0 49.62007 17.6 42.42010 -2.7 -4.6
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of retirement accounts for families with holdings
Mean value of retirement accounts for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 66.5 39.71992 72.4 37.91995 86.9 47.41998 107.9 67.92001 143.4 57.92004 157.3 71.92007 176.5 76.72010 193.9 91.6
Three-year change (percent)1992 8.9 -4.51995 20.0 25.11998 24.2 43.22001 32.9 -14.72004 9.7 24.22007 12.2 6.72010 9.9 19.4
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with retirement accounts
Percent of families with retirement accountsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 46.9 44.5 19.9 6.51992 50.5 49.5 21.8 16.31995 56.1 50.8 25.1 17.91998 59.0 53.7 28.9 17.22001 61.8 58.9 30.7 27.12004 57.3 55.3 33.0 24.92007 62.7 55.4 34.2 22.42010 59.6 54.7 34.4 24.6
Three-year change (percentage points)1992 3.6 5.0 1.9 9.81995 5.6 1.3 3.3 1.61998 2.9 2.9 3.8 -0.72001 2.8 5.2 1.8 9.92004 -4.5 -3.6 2.3 -2.22007 5.4 0.1 1.2 -2.52010 -3.1 -0.7 0.2 2.2
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of retirement accounts for families with holdings
Median value of retirement accounts for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 15.5 37.1 25.3 3.41992 17.1 37.9 27.3 15.21995 22.7 35.4 36.8 17.01998 26.7 66.7 41.4 19.02001 30.1 67.4 67.4 27.02004 34.5 69.0 53.2 35.72007 42.1 95.3 52.4 21.82010 35.6 85.0 66.7 19.3
Three-year change (percent)1992 10.3 2.2 7.9 347.11995 32.7 -6.6 34.8 11.81998 17.6 88.4 12.5 11.82001 12.7 1.0 62.8 42.12004 14.6 2.4 -21.1 32.22007 22.0 38.1 -1.5 -38.92010 -15.4 -10.8 27.3 -11.5
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of retirement accounts for families with holdings
Mean value of retirement accounts for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 47.8 129.6 83.4 23.21992 57.2 120.0 73.2 39.81995 70.8 128.5 97.3 54.21998 79.8 197.8 135.6 38.42001 96.5 249.2 185.7 95.32004 118.2 228.8 174.5 120.92007 128.1 301.4 183.0 67.72010 134.9 322.0 221.6 86.9
Three-year change (percent)1992 19.7 -7.4 -12.2 71.61995 23.8 7.1 32.9 36.21998 12.7 53.9 39.4 -29.22001 20.9 26.0 36.9 148.22004 22.5 -8.2 -6.0 26.92007 8.4 31.7 4.9 -44.02010 5.3 6.8 21.1 28.4
20
30
40
50
60
70
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with retirement accounts
Percent of families with retirement accountsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 64.1 39.2 37.6 17.11992 64.3 45.5 40.6 20.51995 70.3 49.3 49.1 23.61998 69.5 52.0 52.4 27.02001 74.0 52.9 54.9 30.12004 68.8 48.6 49.9 31.82007 74.9 54.9 51.3 32.32010 73.5 47.7 50.0 32.3
Three-year change (percentage points)1992 0.2 6.3 3.0 3.41995 6.0 3.8 8.5 3.11998 -0.8 2.7 3.3 3.42001 4.5 0.9 2.5 3.12004 -5.2 -4.3 -5.0 1.72007 6.1 6.3 1.4 0.52010 -1.4 -7.2 -1.3 0.0
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of retirement accounts for families with holdings
Median value of retirement accounts for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 30.4 11.0 13.5 25.31992 37.9 13.4 9.1 25.31995 38.2 19.5 15.2 32.41998 51.7 25.3 18.7 40.02001 56.4 23.3 16.5 61.32004 69.0 24.9 23.0 48.32007 75.4 31.4 25.3 47.12010 73.1 25.0 25.3 56.5
Three-year change (percent)1992 24.7 21.8 -32.6 0.01995 0.8 45.5 67.0 28.11998 35.3 29.7 23.0 23.52001 9.1 -7.9 -11.8 53.22004 22.3 6.9 39.4 -21.22007 9.3 26.1 10.0 -2.52010 -3.1 -20.4 0.0 20.0
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of retirement accounts for families with holdings
Mean value of retirement accounts for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 88.7 45.9 31.8 78.71992 106.8 44.7 29.6 66.91995 127.5 60.1 40.9 90.71998 150.2 72.2 49.0 127.72001 185.0 77.4 56.4 172.52004 195.8 94.2 69.2 168.02007 228.5 95.8 65.6 170.62010 243.7 92.3 70.4 199.6
Three-year change (percent)1992 20.4 -2.6 -6.9 -15.01995 19.4 34.5 38.2 35.61998 17.8 20.1 19.8 40.82001 23.2 7.2 15.1 35.12004 5.8 21.7 22.7 -2.62007 16.7 1.7 -5.2 1.52010 6.7 -3.7 7.3 17.0
30
35
40
45
50
55
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with retirement accounts
Percent of families with retirement accountsRegion
Year Northeast Midwest South WestLevel (percent)
1989 42.5 40.0 30.9 38.71992 44.1 44.0 35.1 39.91995 50.1 49.2 42.4 41.41998 48.6 53.1 45.9 49.72001 52.0 57.6 50.1 52.82004 57.2 57.4 41.7 49.22007 53.7 58.1 49.3 53.12010 54.4 54.6 45.9 50.4
Three-year change (percentage points)1992 1.6 4.0 4.2 1.21995 6.0 5.2 7.3 1.51998 -1.5 3.9 3.5 8.32001 3.4 4.5 4.2 3.12004 5.2 -0.2 -8.4 -3.62007 -3.5 0.7 7.6 3.92010 0.7 -3.5 -3.4 -2.7
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of retirement accounts for families with holdings
Median value of retirement accounts for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 23.6 20.2 16.0 16.01992 22.1 25.0 16.7 25.81995 31.2 22.7 22.7 22.71998 40.0 26.7 32.0 32.02001 47.8 40.4 32.6 31.92004 58.7 43.7 31.4 34.52007 60.1 38.3 41.9 47.72010 60.0 40.0 37.2 45.0
Three-year change (percent)1992 -6.4 23.8 4.4 61.21995 41.2 -9.2 35.9 -12.01998 28.2 17.6 41.0 41.02001 19.5 51.3 1.9 -0.32004 22.8 8.2 -3.7 8.22007 2.4 -12.4 33.4 38.32010 -0.2 4.4 -11.2 -5.7
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of retirement accounts for families with holdings
Mean value of retirement accounts for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 71.1 63.4 59.2 59.41992 66.6 67.6 63.6 73.61995 83.2 75.7 85.4 76.71998 119.3 88.0 96.0 111.42001 165.8 118.4 116.7 126.02004 173.8 146.2 121.8 131.92007 175.9 133.9 157.6 156.02010 221.7 144.0 144.9 195.9
Three-year change (percent)1992 -6.3 6.6 7.4 23.91995 24.9 12.0 34.3 4.21998 43.4 16.2 12.4 45.22001 39.0 34.5 21.6 13.12004 4.8 23.5 4.4 4.72007 1.2 -8.4 29.4 18.32010 26.0 7.5 -8.1 25.6
30
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with retirement accounts
Percent of families with retirement accountsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 38.7 30.41992 42.5 29.41995 47.0 35.71998 49.9 43.22001 53.9 45.72004 52.0 39.82007 55.1 42.52010 52.2 41.9
Three-year change (percentage points)1992 3.8 -1.01995 4.5 6.31998 2.9 7.52001 4.0 2.52004 -1.9 -5.92007 3.1 2.72010 -2.9 -0.6
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of retirement accounts for families with holdings
Median value of retirement accounts for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 19.0 16.11992 22.7 15.21995 24.1 21.21998 33.3 25.32001 38.0 23.32004 46.0 23.02007 50.0 35.32010 49.6 28.8
Three-year change (percent)1992 19.5 -5.61995 6.2 39.51998 38.2 19.32001 14.1 -7.92004 21.1 -1.32007 8.7 53.52010 -0.8 -18.4
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of retirement accounts for families with holdings
Mean value of retirement accounts for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 65.3 51.81992 72.8 33.21995 84.8 49.11998 108.2 58.42001 137.2 62.92004 152.9 70.52007 165.1 89.32010 186.0 82.8
Three-year change (percent)1992 11.5 -35.91995 16.5 47.91998 27.6 18.92001 26.8 7.72004 11.4 12.12007 8.0 26.72010 12.7 -7.3
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with retirement accounts
Percent of families with retirement accountsHousing status
Year Owner Renter or otherLevel (percent)
1989 48.6 16.81992 49.3 23.71995 54.4 28.71998 58.4 30.32001 63.3 30.82004 60.5 26.22007 63.7 29.62010 61.7 27.1
Three-year change (percentage points)1992 0.7 6.91995 5.1 5.01998 4.0 1.62001 4.9 0.52004 -2.8 -4.62007 3.2 3.42010 -2.0 -2.5
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of retirement accounts for families with holdings
Median value of retirement accounts for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 23.6 6.71992 26.5 7.01995 28.8 10.01998 40.0 10.42001 49.0 8.62004 52.9 12.72007 59.7 10.52010 59.3 10.0
Three-year change (percent)1992 12.3 4.51995 8.7 42.91998 38.9 4.02001 22.5 -17.32004 8.0 47.72007 12.9 -17.32010 -0.7 -4.8
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of retirement accounts for families with holdings
Mean value of retirement accounts for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 71.6 20.11992 78.5 26.61995 92.1 41.21998 118.0 40.12001 149.3 38.12004 160.8 42.72007 176.9 50.02010 198.0 45.3
Three-year change (percent)1992 9.6 32.31995 17.3 54.91998 28.1 -2.72001 26.5 -5.02004 7.7 12.12007 10.0 17.12010 11.9 -9.4
0
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with retirement accounts
Percent of families with retirement accountsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 7.7 30.3 43.2 65.4 70.11992 12.5 32.4 47.2 64.5 73.91995 15.1 42.0 52.2 66.5 80.41998 18.6 44.2 56.4 72.1 83.22001 19.1 46.1 63.9 78.3 87.72004 14.3 43.2 62.0 78.2 82.72007 19.7 48.6 63.1 77.5 84.82010 19.8 42.7 58.6 75.8 87.8
Three-year change (percentage points)1992 4.8 2.1 4.0 -0.9 3.81995 2.6 9.6 5.0 2.0 6.51998 3.5 2.2 4.2 5.6 2.82001 0.5 1.9 7.5 6.2 4.52004 -4.8 -2.9 -1.9 -0.1 -5.02007 5.4 5.4 1.1 -0.7 2.12010 0.1 -5.9 -4.5 -1.7 3.0
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of retirement accounts for families with holdings
Median value of retirement accounts for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 2.0 6.3 16.9 40.5 81.01992 1.5 6.5 20.2 45.2 113.71995 1.7 10.2 23.1 49.6 141.61998 2.8 11.0 37.3 79.8 166.72001 2.5 9.3 36.8 98.0 245.12004 3.4 13.5 38.4 111.6 307.12007 3.1 15.7 52.4 125.7 333.22010 5.0 12.0 42.0 133.0 413.0
Three-year change (percent)1992 -25.0 3.2 19.5 11.6 40.41995 13.3 56.9 14.4 9.7 24.51998 64.7 7.8 61.5 60.9 17.72001 -10.7 -15.5 -1.3 22.8 47.02004 36.0 45.2 4.3 13.9 25.32007 -8.8 16.3 36.5 12.6 8.52010 61.3 -23.6 -19.8 5.8 23.9
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of retirement accounts for families with holdings
Mean value of retirement accounts for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 3.9 9.6 26.6 65.3 190.91992 3.2 10.1 29.2 64.5 222.01995 5.2 15.0 32.0 82.3 279.11998 5.8 16.7 48.7 105.1 354.02001 4.6 17.3 52.6 139.2 464.82004 6.0 19.7 55.4 155.1 501.62007 7.6 22.4 68.0 166.1 575.12010 11.8 18.3 56.9 166.8 642.7
Three-year change (percent)1992 -17.9 5.2 9.8 -1.2 16.31995 62.5 48.5 9.6 27.6 25.71998 11.5 11.3 52.2 27.7 26.82001 -20.7 3.6 8.0 32.4 31.32004 30.4 13.9 5.3 11.4 7.92007 26.7 13.7 22.7 7.1 14.72010 55.3 -18.3 -16.3 0.4 11.8
8
9
10
11
12
13
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with other financial assets
Percent of families with other financial assetsYear All families
Level (percent)1989 13.81992 10.81995 11.11998 9.42001 9.42004 10.02007 9.32010 8.0
Three-year change (percentage points)1992 -3.01995 0.31998 -1.72001 0.02004 0.62007 -0.72010 -1.3
3.5
4
4.5
5
5.5
6
6.5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of other financial assets for families with holdings
Median value of other financial assets for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 3.41992 3.81995 4.21998 4.02001 4.92004 4.62007 6.32010 5.0
Three-year change (percent)1992 11.81995 10.51998 -4.82001 22.52004 -6.12007 37.02010 -20.6
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of other financial assets for families with holdings
Mean value of other financial assets for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 37.81992 36.31995 38.81998 31.92001 48.22004 45.52007 52.72010 63.9
Three-year change (percent)1992 -4.01995 6.91998 -17.82001 51.12004 -5.62007 15.82010 21.3
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with other financial assets
Percent of families with other financial assetsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 8.9 13.6 14.4 14.8 13.2 21.01992 8.6 9.8 10.3 12.0 11.6 15.21995 8.5 9.0 13.5 11.4 11.5 15.01998 8.3 8.0 10.5 9.9 8.7 11.52001 6.2 10.2 9.9 9.2 10.8 12.52004 7.1 9.9 9.3 11.2 11.4 13.42007 6.6 8.7 10.2 8.4 9.7 15.32010 7.0 6.7 9.6 7.3 8.5 10.3
Three-year change (percentage points)1992 -0.3 -3.8 -4.1 -2.8 -1.6 -5.81995 -0.1 -0.8 3.2 -0.6 -0.1 -0.21998 -0.2 -1.0 -3.0 -1.5 -2.8 -3.52001 -2.1 2.2 -0.6 -0.7 2.1 1.02004 0.9 -0.3 -0.6 2.0 0.6 0.92007 -0.5 -1.2 0.9 -2.8 -1.7 1.92010 0.4 -2.0 -0.6 -1.1 -1.2 -5.0
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of other financial assets for families with holdings
Median value of other financial assets for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 1.3 1.9 3.4 4.2 4.2 25.31992 1.7 3.0 3.8 3.0 4.5 30.31995 2.8 2.5 3.5 4.2 3.4 18.41998 0.8 1.7 3.3 6.7 7.6 33.32001 2.1 3.7 3.7 3.7 8.6 18.42004 2.9 2.3 2.9 4.6 5.8 23.02007 1.6 3.1 4.2 10.5 10.5 47.12010 2.3 2.7 5.0 7.0 10.0 28.0
Three-year change (percent)1992 30.8 57.9 11.8 -28.6 7.1 19.81995 64.7 -16.7 -7.9 40.0 -24.4 -39.31998 -71.4 -32.0 -5.7 59.5 123.5 81.02001 162.5 117.6 12.1 -44.8 13.2 -44.72004 38.1 -37.8 -21.6 24.3 -32.6 25.02007 -44.8 34.8 44.8 128.3 81.0 104.82010 43.8 -12.9 19.0 -33.3 -4.8 -40.6
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of other financial assets for families with holdings
Mean value of other financial assets for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 23.1 9.1 9.6 33.8 23.3 140.81992 4.9 21.0 16.7 15.7 26.6 157.81995 21.0 16.6 16.8 27.8 45.9 136.91998 13.1 13.9 13.7 19.1 46.3 128.72001 28.8 12.8 28.6 27.5 23.3 207.52004 14.5 16.0 15.0 19.0 27.4 223.12007 7.3 15.8 22.8 27.9 44.1 206.72010 15.7 11.5 36.4 45.5 77.8 264.1
Three-year change (percent)1992 -78.8 130.8 74.0 -53.6 14.2 12.11995 328.6 -21.0 0.6 77.1 72.6 -13.21998 -37.6 -16.3 -18.5 -31.3 0.9 -6.02001 119.8 -7.9 108.8 44.0 -49.7 61.22004 -49.7 25.0 -47.6 -30.9 17.6 7.52007 -49.7 -1.2 52.0 46.8 60.9 -7.42010 115.1 -27.2 59.6 63.1 76.4 27.8
4
6
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with other financial assets
Percent of families with other financial assetsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 14.7 14.6 15.4 14.0 11.8 8.01992 12.6 11.0 11.3 10.7 10.1 5.91995 13.8 10.9 12.9 9.3 10.0 5.41998 10.1 11.8 9.1 8.4 7.3 6.42001 10.5 9.7 8.5 10.6 8.5 7.72004 11.6 10.0 12.1 7.2 8.1 8.12007 10.0 9.4 10.5 9.2 9.4 5.32010 9.0 8.4 7.7 8.9 7.5 5.0
Three-year change (percentage points)1992 -2.1 -3.6 -4.1 -3.3 -1.7 -2.11995 1.2 -0.1 1.6 -1.4 -0.1 -0.51998 -3.7 0.9 -3.8 -0.9 -2.7 1.02001 0.4 -2.1 -0.6 2.2 1.2 1.32004 1.1 0.3 3.6 -3.4 -0.4 0.42007 -1.6 -0.6 -1.6 2.0 1.3 -2.82010 -1.0 -1.0 -2.8 -0.3 -1.9 -0.3
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of other financial assets for families with holdings
Median value of other financial assets for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 1.2 3.5 5.1 8.4 13.5 16.91992 1.5 4.5 7.6 7.6 10.6 7.61995 1.4 2.8 7.1 14.2 12.7 49.61998 1.3 3.3 8.0 13.3 8.0 10.92001 2.0 2.5 6.1 12.3 9.8 22.12004 1.2 4.0 5.8 8.1 11.5 25.32007 1.6 8.4 6.3 21.0 10.5 15.72010 2.0 2.7 7.0 11.0 15.0 16.0
Three-year change (percent)1992 25.0 28.6 49.0 -9.5 -21.5 -55.01995 -6.7 -37.8 -6.6 86.8 19.8 552.61998 -7.1 17.9 12.7 -6.3 -37.0 -78.02001 53.8 -24.2 -23.8 -7.5 22.5 102.82004 -40.0 60.0 -4.9 -34.1 17.3 14.52007 33.3 110.0 8.6 159.3 -8.7 -37.92010 25.0 -67.9 11.1 -47.6 42.9 1.9
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of other financial assets for families with holdings
Mean value of other financial assets for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 30.8 21.7 47.6 36.0 67.6 60.21992 8.9 24.3 40.5 89.7 60.5 44.21995 14.9 24.5 48.4 61.4 83.3 68.01998 20.7 16.3 42.0 47.6 67.9 40.22001 18.3 21.1 77.1 86.5 72.2 53.12004 7.4 19.2 78.6 77.7 75.5 54.72007 6.4 52.2 41.7 87.0 106.0 88.12010 15.2 49.3 57.9 91.9 133.7 102.3
Three-year change (percent)1992 -71.1 12.0 -14.9 149.2 -10.5 -26.61995 67.4 0.8 19.5 -31.5 37.7 53.81998 38.9 -33.5 -13.2 -22.5 -18.5 -40.92001 -11.6 29.4 83.6 81.7 6.3 32.12004 -59.6 -9.0 1.9 -10.2 4.6 3.02007 -13.5 171.9 -46.9 12.0 40.4 61.12010 137.5 -5.6 38.8 5.6 26.1 16.1
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with other financial assets
Percent of families with other financial assetsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 13.9 20.0 12.5 11.9 13.21992 11.2 16.0 7.9 9.0 11.51995 11.0 18.2 8.6 9.4 10.41998 8.8 16.2 7.3 8.0 8.22001 12.6 14.1 8.4 7.0 8.72004 12.4 14.7 7.9 7.7 10.02007 11.5 11.6 7.9 8.6 8.72010 8.3 11.3 7.7 7.6 6.7
Three-year change (percentage points)1992 -2.7 -4.0 -4.6 -2.9 -1.71995 -0.2 2.2 0.7 0.4 -1.11998 -2.2 -2.0 -1.3 -1.4 -2.22001 3.8 -2.1 1.1 -1.0 0.52004 -0.2 0.6 -0.5 0.7 1.32007 -0.9 -3.1 0.0 0.9 -1.32010 -3.2 -0.3 -0.2 -1.0 -2.0
0
5
10
15
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of other financial assets for families with holdings
Median value of other financial assets for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 3.4 1.7 10.1 4.2 7.61992 2.4 2.6 6.1 4.5 7.61995 4.2 2.8 12.7 2.8 9.21998 2.7 2.0 4.8 5.3 6.72001 2.9 2.5 11.0 5.5 8.62004 3.5 1.7 11.5 5.8 6.92007 4.2 3.1 3.8 5.2 15.72010 8.0 2.0 10.0 5.0 9.0
Three-year change (percent)1992 -29.4 52.9 -39.6 7.1 0.01995 75.0 7.7 108.2 -37.8 21.11998 -35.7 -28.6 -62.2 89.3 -27.22001 7.4 25.0 129.2 3.8 28.42004 20.7 -32.0 4.5 5.5 -19.82007 20.0 82.4 -67.0 -10.3 127.52010 90.5 -35.5 163.2 -3.8 -42.7
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of other financial assets for families with holdings
Mean value of other financial assets for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 18.8 33.3 24.0 42.8 54.31992 13.5 14.3 43.7 52.9 46.11995 22.0 19.9 64.5 31.6 62.81998 40.8 9.0 39.3 36.9 46.92001 21.8 21.4 38.8 51.4 87.22004 23.5 12.3 39.6 75.4 61.42007 13.9 25.5 44.1 50.2 101.92010 97.4 39.0 24.3 50.5 112.4
Three-year change (percent)1992 -28.2 -57.1 82.1 23.6 -15.11995 63.0 39.2 47.6 -40.3 36.21998 85.5 -54.8 -39.1 16.8 -25.32001 -46.6 137.8 -1.3 39.3 85.92004 7.8 -42.5 2.1 46.7 -29.62007 -40.9 107.3 11.4 -33.4 66.02010 600.7 52.9 -44.9 0.6 10.3
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with other financial assets
Percent of families with other financial assetsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 8.3 13.0 15.4 18.51992 5.9 10.9 15.4 11.41995 6.2 9.8 14.4 13.41998 7.0 7.9 9.8 11.72001 7.0 7.7 11.0 11.32004 5.2 8.4 14.4 10.92007 7.1 8.2 10.0 10.82010 5.3 7.2 7.6 9.8
Three-year change (percentage points)1992 -2.4 -2.1 0.0 -7.11995 0.3 -1.1 -1.0 2.01998 0.8 -1.9 -4.6 -1.72001 0.0 -0.2 1.2 -0.42004 -1.8 0.7 3.4 -0.42007 1.9 -0.2 -4.4 -0.12010 -1.8 -1.0 -2.4 -1.0
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of other financial assets for families with holdings
Median value of other financial assets for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 3.4 2.5 3.4 6.21992 1.8 3.0 3.0 9.11995 4.2 2.8 3.5 7.11998 2.4 1.7 4.7 6.72001 3.7 3.7 2.8 7.42004 2.3 3.5 4.6 8.12007 1.6 5.2 4.2 10.52010 1.3 3.6 5.0 10.0
Three-year change (percent)1992 -47.1 20.0 -11.8 46.81995 133.3 -6.7 16.7 -22.01998 -42.9 -39.3 34.3 -5.62001 54.2 117.6 -40.4 10.42004 -37.8 -5.4 64.3 9.52007 -30.4 48.6 -8.7 29.62010 -18.8 -30.8 19.0 -4.8
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of other financial assets for families with holdings
Mean value of other financial assets for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 11.7 21.7 33.4 63.21992 27.5 21.8 24.5 61.11995 16.7 31.4 21.5 62.11998 16.0 12.3 41.3 44.92001 13.4 26.7 44.1 74.32004 12.5 24.1 24.6 79.42007 10.7 34.5 24.8 89.82010 12.1 30.1 45.6 101.4
Three-year change (percent)1992 135.0 0.5 -26.6 -3.31995 -39.3 44.0 -12.2 1.61998 -4.2 -60.8 92.1 -27.72001 -16.2 117.1 6.8 65.52004 -6.7 -9.7 -44.2 6.92007 -14.4 43.2 0.8 13.12010 13.1 -12.8 83.9 12.9
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with other financial assets
Percent of families with other financial assetsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 14.5 11.51992 11.8 8.01995 11.7 9.11998 9.7 8.32001 9.4 9.62004 10.2 9.42007 9.7 8.32010 8.2 7.6
Three-year change (percentage points)1992 -2.7 -3.51995 -0.1 1.11998 -2.0 -0.82001 -0.3 1.32004 0.8 -0.22007 -0.5 -1.12010 -1.5 -0.7
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of other financial assets for families with holdings
Median value of other financial assets for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 5.1 1.31992 4.5 1.81995 5.7 1.81998 6.0 1.32001 6.1 1.82004 5.8 2.92007 10.1 3.12010 7.5 3.0
Three-year change (percent)1992 -11.8 38.51995 26.7 0.01998 5.3 -27.82001 1.7 38.52004 -4.9 61.12007 74.1 6.92010 -25.7 -3.2
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of other financial assets for families with holdings
Mean value of other financial assets for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 41.9 22.61992 39.2 23.21995 43.3 18.81998 38.4 6.92001 58.5 17.72004 49.7 33.72007 61.3 28.72010 79.4 29.3
Three-year change (percent)1992 -6.4 2.71995 10.5 -19.01998 -11.3 -63.32001 52.3 156.52004 -15.0 90.42007 23.3 -14.82010 29.5 2.1
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with other financial assets
Percent of families with other financial assetsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 14.6 20.2 9.8 10.61992 10.5 18.9 7.0 14.81995 11.8 16.8 7.1 11.71998 9.4 14.2 6.8 11.02001 9.5 12.4 8.1 6.62004 9.5 15.1 8.4 11.52007 9.2 14.8 7.0 10.42010 7.7 11.1 7.3 8.3
Three-year change (percentage points)1992 -4.1 -1.3 -2.8 4.21995 1.3 -2.1 0.1 -3.11998 -2.4 -2.6 -0.3 -0.72001 0.1 -1.8 1.3 -4.42004 0.0 2.7 0.3 4.92007 -0.3 -0.3 -1.4 -1.12010 -1.5 -3.7 0.3 -2.1
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of other financial assets for families with holdings
Median value of other financial assets for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 2.5 8.4 13.5 1.01992 3.0 10.6 9.1 2.71995 2.8 5.7 14.2 7.11998 2.4 9.3 9.3 0.72001 3.1 14.7 12.3 2.52004 3.5 6.9 11.5 3.52007 5.2 16.8 10.5 3.12010 3.0 10.0 10.0 3.5
Three-year change (percent)1992 20.0 26.2 -32.6 170.01995 -6.7 -46.2 56.0 163.01998 -14.3 63.2 -34.5 -90.12001 29.2 58.1 32.3 257.12004 12.9 -53.1 -6.5 40.02007 48.6 143.5 -8.7 -11.42010 -42.3 -40.5 -4.8 12.9
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of other financial assets for families with holdings
Mean value of other financial assets for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 19.1 82.0 61.4 36.11992 19.8 67.3 70.9 8.61995 27.0 63.1 67.6 22.81998 17.7 49.0 68.1 16.62001 30.2 102.4 67.6 14.12004 23.9 135.2 35.3 10.82007 49.5 74.4 51.7 23.62010 37.1 120.0 88.2 66.9
Three-year change (percent)1992 3.7 -17.9 15.5 -76.21995 36.4 -6.2 -4.7 165.11998 -34.4 -22.3 0.7 -27.22001 70.6 109.0 -0.7 -15.12004 -20.9 32.0 -47.8 -23.42007 107.1 -45.0 46.5 118.52010 -25.1 61.3 70.6 183.5
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with other financial assets
Percent of families with other financial assetsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 19.7 13.3 13.8 10.01992 13.6 11.7 10.0 8.91995 12.6 13.5 11.7 8.01998 12.1 9.9 8.4 7.52001 11.1 10.2 8.4 7.82004 13.2 8.6 8.5 8.92007 11.0 9.1 9.8 7.52010 10.2 7.5 6.2 7.5
Three-year change (percentage points)1992 -6.1 -1.6 -3.8 -1.11995 -1.0 1.8 1.7 -0.91998 -0.5 -3.6 -3.3 -0.52001 -1.0 0.3 0.0 0.32004 2.1 -1.6 0.1 1.12007 -2.2 0.5 1.3 -1.42010 -0.8 -1.6 -3.6 0.0
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of other financial assets for families with holdings
Median value of other financial assets for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 4.2 1.7 3.4 10.01992 7.6 3.0 3.0 4.51995 5.7 2.8 2.2 9.91998 4.0 4.0 2.3 8.02001 6.1 3.3 2.5 9.82004 6.9 3.5 2.3 8.12007 10.5 5.2 5.2 5.82010 9.0 2.5 2.8 7.0
Three-year change (percent)1992 81.0 76.5 -11.8 -55.01995 -25.0 -6.7 -26.7 120.01998 -29.8 42.9 4.5 -19.22001 52.5 -17.5 8.7 22.52004 13.1 6.1 -8.0 -17.32007 52.2 48.6 126.1 -28.42010 -14.3 -51.9 -46.2 20.7
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of other financial assets for families with holdings
Mean value of other financial assets for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 54.1 13.6 21.7 55.81992 45.9 29.0 16.9 46.21995 48.1 37.1 19.0 54.21998 43.8 15.7 7.3 55.12001 67.3 33.9 21.7 60.42004 85.2 22.5 9.3 30.42007 95.7 28.7 20.4 45.72010 85.1 17.3 38.7 83.1
Three-year change (percent)1992 -15.2 113.2 -22.1 -17.21995 4.8 27.9 12.4 17.31998 -8.9 -57.7 -61.6 1.72001 53.7 115.9 197.3 9.62004 26.6 -33.6 -57.1 -49.72007 12.3 27.6 119.4 50.32010 -11.1 -39.7 89.7 81.8
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with other financial assets
Percent of families with other financial assetsRegion
Year Northeast Midwest South WestLevel (percent)
1989 12.5 11.2 13.1 19.21992 8.2 10.8 9.6 15.51995 10.0 10.4 9.8 15.31998 9.8 7.0 9.6 11.32001 8.2 7.4 8.3 14.42004 8.6 10.7 9.5 11.02007 5.4 9.3 8.5 13.92010 7.1 7.3 7.2 10.8
Three-year change (percentage points)1992 -4.3 -0.4 -3.5 -3.71995 1.8 -0.4 0.2 -0.21998 -0.2 -3.4 -0.2 -4.02001 -1.6 0.4 -1.3 3.12004 0.4 3.3 1.2 -3.42007 -3.2 -1.4 -1.0 2.92010 1.7 -2.0 -1.3 -3.1
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of other financial assets for families with holdings
Median value of other financial assets for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 8.4 5.1 2.5 3.41992 7.6 3.8 3.8 3.01995 4.2 5.7 3.1 5.71998 6.0 1.7 4.0 5.32001 6.1 4.9 3.7 6.12004 4.6 4.6 4.3 5.82007 10.5 6.3 4.2 6.32010 6.5 3.0 5.0 8.0
Three-year change (percent)1992 -9.5 -25.5 52.0 -11.81995 -44.7 50.0 -18.4 90.01998 42.9 -70.2 29.0 -7.02001 1.7 188.2 -7.5 15.12004 -24.6 -6.1 16.2 -4.92007 128.3 37.0 -2.3 8.62010 -38.1 -52.4 19.0 27.0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of other financial assets for families with holdings
Mean value of other financial assets for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 58.3 30.5 25.0 44.11992 39.6 33.5 41.1 31.81995 44.5 45.5 33.8 35.41998 25.7 38.4 32.5 31.52001 94.3 37.9 35.6 43.02004 39.8 42.1 33.6 69.82007 77.6 57.9 46.0 47.82010 79.3 46.5 44.9 88.5
Three-year change (percent)1992 -32.1 9.8 64.4 -27.91995 12.4 35.8 -17.8 11.31998 -42.2 -15.6 -3.8 -11.02001 266.9 -1.3 9.5 36.52004 -57.8 11.1 -5.6 62.32007 95.0 37.5 36.9 -31.52010 2.2 -19.7 -2.4 85.1
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with other financial assets
Percent of families with other financial assetsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 14.3 11.51992 11.6 7.41995 11.5 9.21998 9.8 6.72001 9.7 7.92004 10.4 7.92007 9.5 8.52010 8.1 7.5
Three-year change (percentage points)1992 -2.7 -4.11995 -0.1 1.81998 -1.7 -2.52001 -0.1 1.22004 0.7 0.02007 -0.9 0.62010 -1.4 -1.0
2
3
4
5
6
7
8
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of other financial assets for families with holdings
Median value of other financial assets for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 3.5 3.41992 3.8 5.31995 4.4 2.81998 4.0 2.42001 5.5 4.32004 5.5 2.32007 8.4 2.52010 5.0 4.0
Three-year change (percent)1992 8.6 55.91995 15.8 -47.21998 -9.1 -14.32001 37.5 79.22004 0.0 -46.52007 52.7 8.72010 -40.5 60.0
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of other financial assets for families with holdings
Mean value of other financial assets for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 41.8 16.61992 34.9 45.51995 41.3 20.81998 33.9 14.92001 52.9 12.42004 51.3 9.02007 58.2 23.02010 71.9 22.7
Three-year change (percent)1992 -16.5 174.11995 18.3 -54.31998 -17.9 -28.42001 56.0 -16.82004 -3.0 -27.42007 13.5 155.62010 23.5 -1.3
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with other financial assets
Percent of families with other financial assetsHousing status
Year Owner Renter or otherLevel (percent)
1989 13.2 14.71992 9.7 12.91995 9.5 14.01998 8.7 10.82001 8.8 10.62004 9.6 10.92007 9.4 9.12010 7.6 8.7
Three-year change (percentage points)1992 -3.5 -1.81995 -0.2 1.11998 -0.8 -3.22001 0.1 -0.22004 0.8 0.32007 -0.2 -1.82010 -1.8 -0.4
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of other financial assets for families with holdings
Median value of other financial assets for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 6.7 1.71992 7.6 2.31995 7.1 2.21998 6.7 1.32001 7.4 2.52004 6.9 2.32007 10.5 2.12010 8.0 3.0
Three-year change (percent)1992 13.4 35.31995 -6.6 -4.31998 -5.6 -40.92001 10.4 92.32004 -6.8 -8.02007 52.2 -8.72010 -23.8 42.9
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of other financial assets for families with holdings
Mean value of other financial assets for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 49.6 19.21992 54.9 11.51995 53.1 21.01998 41.1 17.32001 60.6 26.82004 62.2 12.82007 70.4 13.12010 87.7 21.0
Three-year change (percent)1992 10.7 -40.11995 -3.3 82.61998 -22.6 -17.62001 47.4 54.92004 2.6 -52.22007 13.2 2.32010 24.6 60.3
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with other financial assets
Percent of families with other financial assetsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 9.3 15.7 10.5 15.0 26.51992 7.5 10.4 11.8 11.4 16.91995 9.1 10.4 11.6 10.8 17.31998 7.9 10.0 8.2 10.3 13.02001 7.8 8.8 8.6 9.8 16.22004 6.9 9.5 10.2 11.2 16.42007 7.4 8.9 8.6 9.4 16.62010 5.9 8.5 7.2 8.0 13.7
Three-year change (percentage points)1992 -1.8 -5.3 1.3 -3.6 -9.61995 1.6 0.0 -0.2 -0.6 0.41998 -1.2 -0.4 -3.4 -0.5 -4.32001 -0.1 -1.2 0.4 -0.5 3.22004 -0.9 0.7 1.6 1.4 0.22007 0.5 -0.6 -1.6 -1.8 0.22010 -1.5 -0.4 -1.4 -1.4 -2.9
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of other financial assets for families with holdings
Median value of other financial assets for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 1.0 2.5 5.1 8.4 25.31992 1.0 3.0 4.4 8.3 45.51995 1.1 2.1 6.8 14.2 42.51998 0.7 2.3 8.0 9.0 26.72001 1.2 2.8 5.5 12.3 40.42004 0.8 2.3 5.8 8.1 46.02007 1.3 3.1 10.5 21.0 52.42010 1.0 3.0 5.0 10.0 70.0
Three-year change (percent)1992 0.0 20.0 -13.7 -1.2 79.81995 10.0 -30.0 54.5 71.1 -6.61998 -36.4 9.5 17.6 -36.6 -37.22001 71.4 21.7 -31.2 36.7 51.32004 -33.3 -17.9 5.5 -34.1 13.92007 62.5 34.8 81.0 159.3 13.92010 -23.1 -3.2 -52.4 -52.4 33.6
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of other financial assets for families with holdings
Mean value of other financial assets for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 1.8 6.9 15.7 27.1 146.21992 1.9 6.7 15.8 28.3 163.11995 2.6 5.5 19.7 43.2 164.11998 2.7 7.8 23.1 28.6 140.72001 2.8 6.7 12.8 37.3 216.92004 2.4 9.3 17.7 20.8 211.92007 2.5 10.8 21.9 61.7 196.92010 3.4 9.0 15.6 40.7 299.7
Three-year change (percent)1992 5.6 -2.9 0.6 4.4 11.61995 36.8 -17.9 24.7 52.7 0.61998 3.8 41.8 17.3 -33.8 -14.32001 3.7 -14.1 -44.6 30.4 54.22004 -14.3 38.8 38.3 -44.2 -2.32007 4.2 16.1 23.7 196.6 -7.12010 36.0 -16.7 -28.8 -34.0 52.2
30
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Percent of families with stock holdings
Percent of families with stock holdingsYear All families
Level (percent)1989 31.81992 36.91995 40.51998 48.92001 53.02004 50.32007 53.22010 49.9
Three-year change (percentage points)1992 5.11995 3.61998 8.42001 4.12004 -2.72007 2.92010 -3.3
15
20
25
30
35
40
45
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of stock holdings for families with holdings
Median value of stock holdings for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 14.31992 15.91995 20.51998 33.32001 42.92004 37.72007 35.52010 29.0
Three-year change (percent)1992 11.21995 28.91998 62.42001 28.82004 -12.12007 -5.82010 -18.3
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of stock holdings for families with holdings
Mean value of stock holdings for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 95.61992 95.91995 128.21998 197.92001 251.12004 222.62007 237.32010 213.0
Three-year change (percent)1992 0.31995 33.71998 54.42001 26.92004 -11.42007 6.62010 -10.2
0
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with stock holdings
Percent of families with stock holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 3.6 15.2 28.6 44.2 57.6 76.91992 7.4 20.2 34.0 51.4 66.1 77.31995 6.5 24.7 41.7 54.5 69.7 80.11998 10.0 30.8 50.2 69.4 77.9 90.42001 13.3 34.9 53.7 76.3 82.9 90.22004 11.7 29.8 51.9 69.9 83.9 92.72007 14.3 36.5 52.9 73.3 86.3 91.52010 12.5 30.5 51.7 68.1 82.6 90.6
Three-year change (percentage points)1992 3.8 5.0 5.4 7.2 8.5 0.41995 -0.9 4.5 7.7 3.1 3.6 2.81998 3.5 6.1 8.5 14.9 8.2 10.32001 3.3 4.1 3.5 6.9 5.0 -0.22004 -1.6 -5.1 -1.8 -6.4 1.0 2.52007 2.6 6.7 1.0 3.4 2.4 -1.22010 -1.8 -6.0 -1.2 -5.2 -3.7 -0.9
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of stock holdings for families with holdings
Median value of stock holdings for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 25.3 10.1 7.8 10.0 16.0 66.71992 12.1 6.1 7.6 12.3 21.4 71.31995 5.3 8.9 8.8 17.7 35.4 85.31998 6.7 13.3 16.0 25.6 60.0 182.12001 8.7 10.7 18.4 38.0 79.6 306.32004 8.6 11.5 16.9 30.6 65.0 235.82007 6.3 8.7 18.3 35.2 66.1 234.72010 5.3 7.1 12.0 22.3 57.9 267.5
Three-year change (percent)1992 -52.2 -39.6 -2.6 23.0 33.8 6.91995 -56.2 45.9 15.8 43.9 65.4 19.61998 26.4 49.4 81.8 44.6 69.5 113.52001 29.9 -19.5 15.0 48.4 32.7 68.22004 -1.1 7.5 -8.2 -19.5 -18.3 -23.02007 -26.7 -24.3 8.3 15.0 1.7 -0.52010 -15.9 -18.4 -34.4 -36.6 -12.4 14.0
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of stock holdings for families with holdings
Mean value of stock holdings for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 46.9 23.0 29.9 40.4 54.3 272.11992 20.7 24.5 30.6 42.4 65.8 302.11995 34.6 45.3 39.9 62.7 102.2 398.31998 38.5 49.6 51.8 86.0 145.8 713.32001 63.0 54.3 86.0 127.2 201.7 910.62004 58.5 46.6 68.8 100.5 162.7 786.82007 67.4 45.8 59.9 125.4 145.6 914.02010 99.7 41.0 59.5 84.8 156.7 778.9
Three-year change (percent)1992 -55.9 6.5 2.3 5.0 21.2 11.01995 67.1 84.9 30.4 47.9 55.3 31.81998 11.3 9.5 29.8 37.2 42.7 79.12001 63.6 9.5 66.0 47.9 38.3 27.72004 -7.1 -14.2 -20.0 -21.0 -19.3 -13.62007 15.2 -1.7 -12.9 24.8 -10.5 16.22010 47.9 -10.5 -0.7 -32.4 7.6 -14.8
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with stock holdings
Percent of families with stock holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 22.6 39.0 42.1 36.2 26.7 25.91992 28.8 42.6 46.9 45.4 30.2 25.71995 36.7 46.6 49.0 40.1 34.4 27.91998 40.8 56.7 58.7 56.0 42.7 29.42001 49.7 60.6 60.2 58.7 40.0 35.72004 40.8 54.5 56.6 63.2 46.9 34.82007 41.6 55.9 63.1 60.8 53.1 40.22010 39.8 50.1 58.0 59.7 45.6 42.0
Three-year change (percentage points)1992 6.2 3.6 4.8 9.2 3.5 -0.21995 7.9 4.0 2.1 -5.3 4.2 2.21998 4.1 10.1 9.7 15.9 8.3 1.52001 8.9 3.9 1.5 2.7 -2.7 6.32004 -8.9 -6.1 -3.6 4.5 6.9 -0.92007 0.8 1.4 6.5 -2.4 6.2 5.42010 -1.8 -5.8 -5.1 -1.1 -7.5 1.8
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of stock holdings for families with holdings
Median value of stock holdings for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 5.1 8.7 22.8 31.0 34.2 42.21992 5.2 11.4 22.7 37.9 25.0 37.91995 7.1 14.2 36.7 43.9 48.2 28.31998 9.3 26.7 50.7 62.7 74.7 80.02001 8.6 35.1 61.3 99.5 184.2 134.82004 9.2 23.0 57.5 80.5 80.5 98.82007 6.8 25.7 47.1 81.7 58.1 47.12010 7.0 19.8 37.8 56.0 76.9 55.0
Three-year change (percent)1992 2.0 31.0 -0.4 22.3 -26.9 -10.21995 36.5 24.6 61.7 15.8 92.8 -25.31998 31.0 88.0 38.1 42.8 55.0 182.72001 -7.5 31.5 20.9 58.7 146.6 68.52004 7.0 -34.5 -6.2 -19.1 -56.3 -26.72007 -26.1 11.7 -18.1 1.5 -27.8 -52.32010 2.9 -23.0 -19.7 -31.5 32.4 16.8
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of stock holdings for families with holdings
Mean value of stock holdings for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 22.4 56.4 113.1 134.0 178.5 187.71992 20.2 46.9 123.7 164.1 170.1 151.71995 21.9 64.2 158.1 245.7 230.3 265.81998 45.3 119.2 202.1 357.6 385.3 330.12001 57.6 126.9 280.1 442.1 535.1 468.32004 29.0 122.2 234.4 376.1 407.7 317.72007 32.7 114.5 231.0 387.2 474.1 333.22010 27.1 104.7 207.8 331.9 378.2 321.8
Three-year change (percent)1992 -9.8 -16.8 9.4 22.5 -4.7 -19.21995 8.4 36.9 27.8 49.7 35.4 75.21998 106.8 85.7 27.8 45.5 67.3 24.22001 27.2 6.5 38.6 23.6 38.9 41.92004 -49.7 -3.7 -16.3 -14.9 -23.8 -32.22007 12.8 -6.3 -1.5 3.0 16.3 4.92010 -17.1 -8.6 -10.0 -14.3 -20.2 -3.4
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with stock holdings
Percent of families with stock holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 16.2 24.9 20.5 37.5 42.81992 19.6 29.3 26.2 44.3 46.81995 24.2 36.4 25.1 48.6 48.51998 30.8 43.5 32.9 59.0 56.02001 32.1 48.0 34.7 65.5 58.52004 28.2 43.4 37.0 59.4 60.92007 33.8 47.6 40.0 60.1 63.92010 34.0 40.6 38.5 57.5 59.6
Three-year change (percentage points)1992 3.4 4.4 5.7 6.8 4.01995 4.6 7.1 -1.1 4.3 1.71998 6.6 7.1 7.8 10.4 7.52001 1.3 4.5 1.8 6.5 2.52004 -3.9 -4.6 2.3 -6.1 2.42007 5.6 4.2 3.0 0.7 3.02010 0.2 -7.0 -1.5 -2.6 -4.3
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of stock holdings for families with holdings
Median value of stock holdings for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 6.7 8.4 25.3 11.8 26.71992 6.7 9.1 23.5 13.6 25.81995 8.5 11.3 28.3 21.2 31.31998 16.7 16.0 51.1 34.0 57.42001 12.3 17.8 71.1 39.2 77.22004 11.5 15.0 69.0 32.2 63.32007 14.1 16.8 49.5 33.6 52.42010 9.6 12.1 40.7 28.0 53.8
Three-year change (percent)1992 0.0 8.3 -7.1 15.3 -3.41995 26.9 24.2 20.4 55.9 21.31998 96.5 41.6 80.6 60.4 83.42001 -26.3 11.2 39.1 15.3 34.52004 -6.5 -15.7 -3.0 -17.9 -18.02007 22.6 12.0 -28.3 4.3 -17.22010 -31.9 -28.0 -17.8 -16.7 2.7
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of stock holdings for families with holdings
Mean value of stock holdings for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 41.3 52.6 92.2 78.3 149.91992 30.7 61.0 113.7 77.9 139.61995 44.3 45.6 219.2 105.6 186.51998 118.2 82.7 247.1 151.7 320.02001 61.1 121.6 297.6 209.4 384.42004 79.7 83.0 210.1 200.3 341.52007 114.0 90.8 220.4 205.2 364.32010 74.7 73.2 212.6 208.0 307.5
Three-year change (percent)1992 -25.7 16.0 23.3 -0.5 -6.91995 44.3 -25.2 92.8 35.6 33.61998 166.8 81.4 12.7 43.7 71.62001 -48.3 47.0 20.4 38.0 20.12004 30.4 -31.7 -29.4 -4.3 -11.22007 43.0 9.4 4.9 2.4 6.72010 -34.5 -19.4 -3.5 1.4 -15.6
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with stock holdings
Percent of families with stock holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 10.0 26.5 38.0 53.41992 10.9 29.8 40.2 58.51995 15.4 32.9 43.0 61.91998 17.9 41.2 53.7 69.12001 16.8 44.9 55.1 76.42004 14.4 41.1 48.8 72.92007 20.1 42.3 54.2 75.52010 15.0 39.1 46.4 72.1
Three-year change (percentage points)1992 0.9 3.3 2.2 5.11995 4.5 3.1 2.8 3.41998 2.5 8.3 10.7 7.22001 -1.1 3.7 1.4 7.32004 -2.4 -3.8 -6.3 -3.52007 5.7 1.2 5.4 2.62010 -5.1 -3.2 -7.8 -3.4
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of stock holdings for families with holdings
Median value of stock holdings for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 12.6 12.6 12.0 21.11992 7.6 9.1 15.1 25.81995 7.1 14.2 14.9 33.31998 14.0 20.7 24.7 60.02001 12.3 19.6 28.2 85.82004 10.4 20.3 20.3 68.52007 10.5 17.6 19.4 66.82010 7.5 13.2 17.0 57.7
Three-year change (percent)1992 -39.7 -27.8 25.8 22.31995 -6.6 56.0 -1.3 29.11998 97.2 45.8 65.8 80.22001 -12.1 -5.3 14.2 43.02004 -15.4 3.6 -28.0 -20.22007 1.0 -13.3 -4.4 -2.52010 -28.6 -25.0 -12.4 -13.6
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of stock holdings for families with holdings
Mean value of stock holdings for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 45.2 42.0 63.8 147.31992 34.6 48.1 66.7 137.41995 36.0 64.0 107.8 186.01998 42.9 95.9 131.6 304.92001 72.1 88.9 147.9 399.12004 55.1 77.2 126.0 336.72007 69.2 88.1 104.7 381.92010 39.6 66.5 79.2 335.9
Three-year change (percent)1992 -23.5 14.5 4.5 -6.71995 4.0 33.1 61.6 35.41998 19.2 49.8 22.1 63.92001 68.1 -7.3 12.4 30.92004 -23.6 -13.2 -14.8 -15.62007 25.6 14.1 -16.9 13.42010 -42.8 -24.5 -24.4 -12.0
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with stock holdings
Percent of families with stock holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 38.2 12.61992 43.4 17.41995 45.1 24.31998 54.7 29.82001 58.7 35.52004 58.7 28.52007 60.0 36.62010 58.2 32.6
Three-year change (percentage points)1992 5.2 4.81995 1.7 6.91998 9.6 5.52001 4.0 5.72004 0.0 -7.02007 1.3 8.12010 -1.8 -4.0
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of stock holdings for families with holdings
Median value of stock holdings for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 16.5 5.11992 17.4 10.81995 22.7 9.21998 40.0 13.32001 52.7 13.52004 46.7 14.42007 41.9 15.72010 35.7 11.3
Three-year change (percent)1992 5.5 111.81995 30.5 -14.81998 76.2 44.62001 31.8 1.52004 -11.4 6.72007 -10.3 9.02010 -14.8 -28.0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of stock holdings for families with holdings
Mean value of stock holdings for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 102.6 33.21992 102.7 44.61995 139.8 53.31998 217.8 76.42001 286.1 74.12004 249.8 77.22007 278.8 73.32010 243.3 100.8
Three-year change (percent)1992 0.1 34.31995 36.1 19.51998 55.8 43.32001 31.4 -3.02004 -12.7 4.22007 11.6 -5.12010 -12.7 37.5
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with stock holdings
Percent of families with stock holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 37.2 36.2 23.9 7.61992 44.0 46.9 25.3 13.51995 48.7 41.7 28.2 11.91998 57.1 55.2 32.9 17.12001 60.9 57.2 34.3 29.52004 55.4 60.8 36.0 28.82007 60.0 58.5 39.5 26.42010 57.0 55.6 37.9 24.7
Three-year change (percentage points)1992 6.8 10.7 1.4 5.91995 4.7 -5.2 2.9 -1.61998 8.4 13.5 4.7 5.22001 3.8 2.0 1.4 12.42004 -5.5 3.6 1.7 -0.72007 4.6 -2.3 3.5 -2.42010 -3.0 -2.9 -1.6 -1.7
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of stock holdings for families with holdings
Median value of stock holdings for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 10.7 33.7 33.7 8.41992 12.9 25.8 26.8 11.41995 15.9 41.3 38.9 14.21998 24.3 78.7 70.0 20.02001 29.3 122.5 140.9 39.22004 25.9 68.8 91.4 17.32007 29.9 83.8 42.8 8.42010 21.0 75.4 52.1 10.0
Three-year change (percent)1992 20.6 -23.4 -20.5 35.71995 23.3 60.1 45.1 24.61998 52.8 90.6 79.9 40.82001 20.6 55.7 101.3 96.02004 -11.6 -43.8 -35.1 -55.92007 15.4 21.8 -53.2 -51.42010 -29.8 -10.0 21.7 19.0
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of stock holdings for families with holdings
Mean value of stock holdings for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 58.2 234.2 137.1 67.91992 64.3 206.1 133.3 49.81995 90.5 240.4 216.9 75.91998 116.8 433.0 359.7 172.12001 150.7 550.2 469.1 258.02004 144.0 403.8 376.9 216.42007 156.5 590.4 332.2 82.42010 146.9 481.4 271.9 148.0
Three-year change (percent)1992 10.5 -12.0 -2.8 -26.71995 40.7 16.6 62.7 52.41998 29.1 80.1 65.8 126.72001 29.0 27.1 30.4 49.92004 -4.4 -26.6 -19.7 -16.12007 8.7 46.2 -11.9 -61.92010 -6.1 -18.5 -18.2 79.6
20
30
40
50
60
70
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with stock holdings
Percent of families with stock holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 53.3 31.1 27.9 20.51992 61.3 38.6 33.0 22.51995 65.1 42.0 39.0 24.91998 71.8 49.6 48.4 30.22001 73.7 51.6 53.3 33.52004 71.9 46.9 45.6 34.92007 75.7 51.9 47.2 37.52010 72.4 45.5 46.8 35.0
Three-year change (percentage points)1992 8.0 7.5 5.1 2.01995 3.8 3.4 6.0 2.41998 6.7 7.6 9.4 5.32001 1.9 2.0 4.9 3.32004 -1.8 -4.7 -7.7 1.42007 3.8 5.0 1.6 2.62010 -3.3 -6.4 -0.4 -2.5
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of stock holdings for families with holdings
Median value of stock holdings for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 21.4 7.6 9.3 30.41992 24.6 10.6 8.1 23.71995 34.7 15.6 9.9 31.11998 58.7 20.2 14.7 66.72001 73.5 21.7 14.7 122.52004 56.6 23.0 16.3 74.82007 62.4 24.6 15.7 37.22010 53.5 14.4 13.5 45.0
Three-year change (percent)1992 15.0 39.5 -12.9 -22.01995 41.1 47.2 22.2 31.21998 69.2 29.5 48.5 114.52001 25.2 7.4 0.0 83.72004 -23.0 6.0 10.9 -38.92007 10.2 7.0 -3.7 -50.32010 -14.3 -41.5 -14.0 21.0
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of stock holdings for families with holdings
Mean value of stock holdings for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 133.7 58.7 33.7 131.81992 135.4 67.2 25.1 121.51995 186.2 83.2 36.5 203.21998 275.3 112.9 55.7 341.42001 353.9 121.1 63.2 438.82004 288.1 120.4 61.3 356.32007 356.2 117.4 50.4 304.72010 316.6 101.6 51.8 253.1
Three-year change (percent)1992 1.3 14.5 -25.5 -7.81995 37.5 23.8 45.4 67.21998 47.9 35.7 52.6 68.02001 28.6 7.3 13.5 28.52004 -18.6 -0.6 -3.0 -18.82007 23.6 -2.5 -17.8 -14.52010 -11.1 -13.5 2.8 -16.9
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with stock holdings
Percent of families with stock holdingsRegion
Year Northeast Midwest South WestLevel (percent)
1989 36.3 34.8 25.0 34.91992 40.3 43.2 31.5 35.51995 46.4 43.8 36.3 38.01998 49.3 50.6 45.8 51.92001 50.8 60.0 48.6 54.82004 57.4 57.3 42.6 49.82007 55.6 57.1 48.9 54.12010 54.3 52.6 45.3 51.2
Three-year change (percentage points)1992 4.0 8.4 6.5 0.61995 6.1 0.6 4.8 2.51998 2.9 6.8 9.5 13.92001 1.5 9.4 2.8 2.92004 6.6 -2.7 -6.0 -5.02007 -1.8 -0.2 6.3 4.32010 -1.3 -4.5 -3.6 -2.9
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of stock holdings for families with holdings
Median value of stock holdings for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 15.0 16.9 13.9 12.61992 15.2 18.6 11.4 20.91995 28.3 20.5 17.0 18.71998 43.0 29.3 32.0 34.92001 67.4 41.7 36.1 39.22004 51.4 42.0 27.6 31.72007 42.4 31.4 31.4 36.02010 34.7 21.0 27.6 31.8
Three-year change (percent)1992 1.3 10.1 -18.0 65.91995 86.2 10.2 49.1 -10.51998 51.9 42.9 88.2 86.62001 56.7 42.3 12.8 12.32004 -23.7 0.7 -23.5 -19.12007 -17.5 -25.2 13.8 13.62010 -18.2 -33.1 -12.1 -11.7
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of stock holdings for families with holdings
Mean value of stock holdings for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 96.8 93.4 99.2 92.61992 99.1 81.2 96.7 112.31995 143.9 117.2 121.4 135.41998 214.9 163.2 208.4 205.22001 337.8 206.2 242.3 246.22004 271.0 198.1 217.3 211.92007 292.8 218.1 224.0 231.02010 272.2 175.5 193.4 229.4
Three-year change (percent)1992 2.4 -13.1 -2.5 21.31995 45.2 44.3 25.5 20.61998 49.3 39.2 71.7 51.62001 57.2 26.3 16.3 20.02004 -19.8 -3.9 -10.3 -13.92007 8.0 10.1 3.1 9.02010 -7.0 -19.5 -13.7 -0.7
25
30
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with stock holdings
Percent of families with stock holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 33.3 25.11992 39.1 27.61995 42.6 28.21998 50.9 37.22001 54.0 46.42004 52.8 38.42007 55.7 41.02010 52.0 39.9
Three-year change (percentage points)1992 5.8 2.51995 3.5 0.61998 8.3 9.02001 3.1 9.22004 -1.2 -8.02007 2.9 2.62010 -3.7 -1.1
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of stock holdings for families with holdings
Median value of stock holdings for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 14.3 16.91992 16.7 12.11995 21.2 14.91998 35.3 24.72001 46.6 22.72004 42.7 17.32007 37.7 21.52010 31.7 15.0
Three-year change (percent)1992 16.8 -28.41995 26.9 23.11998 66.5 65.82001 32.0 -8.12004 -8.4 -23.82007 -11.7 24.32010 -15.9 -30.2
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of stock holdings for families with holdings
Mean value of stock holdings for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 100.8 66.31992 104.9 39.81995 136.5 55.01998 213.9 70.22001 270.0 114.62004 245.8 68.82007 258.8 95.82010 236.4 67.1
Three-year change (percent)1992 4.1 -40.01995 30.1 38.21998 56.7 27.62001 26.2 63.22004 -9.0 -40.02007 5.3 39.22010 -8.7 -30.0
10
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with stock holdings
Percent of families with stock holdingsHousing status
Year Owner Renter or otherLevel (percent)
1989 42.0 13.61992 45.9 21.21995 48.8 25.11998 59.8 27.52001 63.2 31.52004 61.0 26.52007 64.6 28.12010 61.3 26.3
Three-year change (percentage points)1992 3.9 7.61995 2.9 3.91998 11.0 2.42001 3.4 4.02004 -2.2 -5.02007 3.6 1.62010 -3.3 -1.8
0
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of stock holdings for families with holdings
Median value of stock holdings for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 16.9 5.11992 19.7 7.21995 25.5 9.01998 45.4 10.02001 61.3 8.62004 51.8 10.12007 41.9 8.22010 39.9 6.0
Three-year change (percent)1992 16.6 41.21995 29.4 25.01998 78.0 11.12001 35.0 -14.02004 -15.5 17.42007 -19.1 -18.82010 -4.8 -26.8
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of stock holdings for families with holdings
Mean value of stock holdings for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 103.0 55.41992 110.9 38.61995 148.1 57.21998 229.8 61.52001 294.3 69.72004 255.8 52.02007 270.0 72.72010 246.1 54.6
Three-year change (percent)1992 7.7 -30.31995 33.5 48.21998 55.2 7.52001 28.1 13.32004 -13.1 -25.42007 5.6 39.82010 -8.9 -24.9
0
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with stock holdings
Percent of families with stock holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 3.7 24.6 35.9 54.5 75.61992 8.5 28.6 45.3 58.5 75.71995 12.5 35.8 44.9 61.1 80.11998 16.2 42.9 55.4 76.4 88.32001 19.8 44.2 63.2 80.2 91.42004 13.5 42.0 59.4 83.2 91.12007 18.5 46.5 61.6 83.3 90.12010 18.9 39.8 57.9 77.4 91.4
Three-year change (percentage points)1992 4.8 4.0 9.4 4.0 0.11995 4.0 7.2 -0.4 2.6 4.41998 3.7 7.1 10.5 15.3 8.22001 3.6 1.3 7.8 3.8 3.12004 -6.3 -2.2 -3.8 3.0 -0.32007 5.0 4.5 2.2 0.1 -1.02010 0.4 -6.7 -3.7 -5.9 1.3
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of stock holdings for families with holdings
Median value of stock holdings for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 1.0 3.9 9.8 33.4 95.31992 1.5 4.5 12.7 36.4 136.41995 1.4 7.1 16.1 42.5 184.31998 2.4 8.7 33.3 91.9 316.82001 2.3 8.6 36.8 140.9 572.62004 2.3 9.2 31.1 109.3 448.12007 2.1 8.8 32.5 98.2 465.82010 2.3 6.0 23.2 90.8 439.0
Three-year change (percent)1992 50.0 15.4 29.6 9.0 43.11995 -6.7 57.8 26.8 16.8 35.11998 71.4 22.5 106.8 116.2 71.92001 -4.2 -1.1 10.5 53.3 80.72004 0.0 7.0 -15.5 -22.4 -21.72007 -8.7 -4.3 4.5 -10.2 4.02010 9.5 -31.8 -28.6 -7.5 -5.8
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of stock holdings for families with holdings
Mean value of stock holdings for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 2.2 7.9 16.9 61.1 309.01992 2.5 8.0 21.7 56.9 361.51995 4.4 11.0 28.3 66.5 518.21998 4.7 14.2 45.5 117.0 854.22001 4.3 15.8 52.3 177.1 1110.42004 4.4 14.6 45.2 141.4 942.72007 5.8 15.5 49.9 139.1 1098.62010 6.8 11.3 37.7 125.4 927.5
Three-year change (percent)1992 13.6 1.3 28.4 -6.9 17.01995 76.0 37.5 30.4 16.9 43.31998 6.8 29.1 60.8 75.9 64.82001 -8.5 11.3 14.9 51.4 30.02004 2.3 -7.6 -13.6 -20.2 -15.12007 31.8 6.2 10.4 -1.6 16.52010 17.2 -27.1 -24.4 -9.8 -15.6
89
90
91
92
93
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with nonfinancial assets
Percent of families with nonfinancial assetsYear All families
Level (percent)1989 89.31992 90.81995 90.91998 89.92001 90.72004 92.52007 92.02010 91.3
Three-year change (percentage points)1992 1.51995 0.11998 -1.02001 0.82004 1.82007 -0.52010 -0.7
100
120
140
160
180
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of nonfinancial assets for families with holdings
Median value of nonfinancial assets for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 113.81992 104.61995 117.71998 130.42001 139.12004 170.12007 185.92010 154.6
Three-year change (percent)1992 -8.11995 12.51998 10.82001 6.72004 22.32007 9.32010 -16.8
250
300
350
400
450
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of nonfinancial assets for families with holdings
Mean value of nonfinancial assets for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 278.21992 249.11995 244.71998 289.92001 352.82004 421.52007 492.02010 405.5
Three-year change (percent)1992 -10.51995 -1.81998 18.52001 21.72004 19.52007 16.72010 -17.6
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with nonfinancial assets
Percent of families with nonfinancial assetsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 64.8 87.4 97.4 97.3 99.0 99.61992 67.8 91.0 97.1 98.7 99.6 99.11995 70.0 91.4 95.9 97.7 99.2 99.61998 68.7 89.5 95.4 97.3 98.5 99.02001 67.7 93.1 95.6 97.8 99.4 99.52004 76.4 92.0 96.7 98.4 99.1 99.32007 73.5 91.2 97.2 98.5 99.6 99.72010 72.0 90.7 96.0 98.6 99.4 99.4
Three-year change (percentage points)1992 3.0 3.6 -0.3 1.4 0.6 -0.51995 2.2 0.4 -1.2 -1.0 -0.4 0.51998 -1.3 -1.9 -0.5 -0.4 -0.7 -0.62001 -1.0 3.6 0.2 0.5 0.9 0.52004 8.7 -1.1 1.1 0.6 -0.3 -0.22007 -2.9 -0.8 0.5 0.1 0.5 0.42010 -1.5 -0.5 -1.2 0.1 -0.2 -0.3
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of nonfinancial assets for families with holdings
Median value of nonfinancial assets for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 14.4 63.6 86.5 142.6 230.2 495.41992 31.8 55.8 75.8 140.5 190.4 433.71995 23.5 61.0 91.8 147.7 212.5 356.71998 29.7 69.7 104.5 164.8 219.5 441.92001 42.0 69.9 113.0 185.7 275.2 587.62004 25.8 81.8 152.2 226.8 324.2 749.32007 41.9 80.9 145.6 258.0 377.3 838.02010 23.6 74.3 131.2 198.3 311.1 756.4
Three-year change (percent)1992 120.8 -12.3 -12.4 -1.5 -17.3 -12.51995 -26.1 9.3 21.1 5.1 11.6 -17.81998 26.4 14.3 13.8 11.6 3.3 23.92001 41.4 0.3 8.1 12.7 25.4 33.02004 -38.6 17.0 34.7 22.1 17.8 27.52007 62.4 -1.1 -4.3 13.8 16.4 11.82010 -43.7 -8.2 -9.9 -23.1 -17.5 -9.7
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of nonfinancial assets for families with holdings
Mean value of nonfinancial assets for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 51.4 101.3 152.5 210.4 339.4 1201.21992 68.9 90.9 138.8 194.8 293.7 1064.81995 79.7 97.3 126.7 202.5 291.0 1010.91998 78.7 110.1 151.4 234.8 323.2 1249.72001 77.5 122.5 156.1 262.4 399.3 1666.62004 101.0 139.7 216.5 338.9 454.1 1965.72007 140.2 137.4 217.0 359.3 585.2 2363.72010 155.9 135.3 196.5 271.3 447.8 1887.7
Three-year change (percent)1992 34.0 -10.3 -9.0 -7.4 -13.5 -11.41995 15.7 7.0 -8.7 4.0 -0.9 -5.11998 -1.3 13.2 19.5 16.0 11.1 23.62001 -1.5 11.3 3.1 11.8 23.5 33.42004 30.3 14.0 38.7 29.2 13.7 17.92007 38.8 -1.6 0.2 6.0 28.9 20.22010 11.2 -1.5 -9.4 -24.5 -23.5 -20.1
80
85
90
95
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with nonfinancial assets
Percent of families with nonfinancial assetsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 83.9 91.8 93.2 91.2 92.7 85.41992 85.6 92.3 94.4 92.7 91.6 91.31995 87.1 90.6 93.6 93.9 92.6 89.91998 83.3 92.1 92.9 93.8 92.0 87.22001 83.0 93.2 95.2 95.4 91.6 86.42004 88.6 93.0 94.7 92.6 95.6 92.52007 88.2 91.3 95.0 95.6 94.5 87.32010 82.8 92.7 94.7 94.4 92.6 93.0
Three-year change (percentage points)1992 1.7 0.5 1.2 1.5 -1.1 5.91995 1.5 -1.7 -0.8 1.2 1.0 -1.41998 -3.8 1.5 -0.7 -0.1 -0.6 -2.72001 -0.3 1.1 2.3 1.6 -0.4 -0.82004 5.6 -0.2 -0.5 -2.8 4.0 6.12007 -0.4 -1.7 0.3 3.0 -1.1 -5.22010 -5.4 1.4 -0.3 -1.2 -1.9 5.7
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of nonfinancial assets for families with holdings
Median value of nonfinancial assets for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 28.9 142.2 182.0 158.4 107.7 87.21992 26.3 125.0 143.1 161.3 119.7 105.71995 31.2 136.3 160.0 153.0 134.3 111.91998 30.2 138.0 169.1 169.3 146.5 128.22001 36.5 144.4 173.5 181.2 182.8 150.32004 37.2 174.1 212.3 260.4 185.4 157.82007 32.3 191.3 235.6 244.2 222.3 164.52010 34.2 142.8 191.4 206.6 199.8 168.2
Three-year change (percent)1992 -9.0 -12.1 -21.4 1.8 11.1 21.21995 18.6 9.0 11.8 -5.1 12.2 5.91998 -3.2 1.2 5.7 10.7 9.1 14.62001 20.9 4.6 2.6 7.0 24.8 17.22004 1.9 20.6 22.4 43.7 1.4 5.02007 -13.2 9.9 11.0 -6.2 19.9 4.22010 5.9 -25.4 -18.8 -15.4 -10.1 2.2
100
200
300
400
500
600
700
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of nonfinancial assets for families with holdings
Mean value of nonfinancial assets for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 115.2 267.8 412.6 419.2 325.4 254.61992 101.2 229.9 356.2 386.3 317.5 197.51995 87.1 219.9 343.4 400.4 316.4 204.41998 112.0 246.5 390.7 466.2 362.2 257.72001 136.2 301.0 428.3 543.7 526.6 304.12004 145.2 368.4 538.6 697.5 488.1 379.42007 192.3 392.8 592.2 706.7 724.7 464.62010 129.9 262.4 491.3 612.4 572.0 433.6
Three-year change (percent)1992 -12.2 -14.2 -13.7 -7.8 -2.4 -22.41995 -13.9 -4.3 -3.6 3.7 -0.3 3.51998 28.6 12.1 13.8 16.4 14.5 26.12001 21.6 22.1 9.6 16.6 45.4 18.02004 6.6 22.4 25.8 28.3 -7.3 24.82007 32.4 6.6 10.0 1.3 48.5 22.52010 -32.4 -33.2 -17.0 -13.3 -21.1 -6.7
70
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with nonfinancial assets
Percent of families with nonfinancial assetsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 71.1 78.1 80.4 97.7 98.51992 75.1 83.7 84.9 97.3 97.61995 75.4 85.1 87.4 96.8 96.01998 77.1 80.0 84.8 96.7 95.92001 79.5 82.5 83.0 96.9 96.22004 85.4 85.1 88.4 97.0 97.12007 85.0 83.6 85.0 97.4 97.02010 84.5 80.6 86.8 97.0 96.3
Three-year change (percentage points)1992 4.0 5.6 4.5 -0.4 -0.91995 0.3 1.4 2.5 -0.5 -1.61998 1.7 -5.1 -2.6 -0.1 -0.12001 2.4 2.5 -1.8 0.2 0.32004 5.9 2.6 5.4 0.1 0.92007 -0.4 -1.5 -3.4 0.4 -0.12010 -0.5 -3.0 1.8 -0.4 -0.7
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of nonfinancial assets for families with holdings
Median value of nonfinancial assets for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 49.7 17.4 78.3 142.9 149.11992 45.4 24.0 83.4 147.7 134.11995 62.0 29.2 86.0 150.3 153.81998 53.4 23.9 100.0 167.4 174.02001 72.3 31.2 109.4 183.2 186.02004 79.7 46.3 123.1 218.8 240.02007 85.2 56.6 141.4 249.3 240.72010 79.0 56.9 115.5 193.4 209.0
Three-year change (percent)1992 -8.7 37.9 6.5 3.4 -10.11995 36.6 21.7 3.1 1.8 14.71998 -13.9 -18.2 16.3 11.4 13.12001 35.4 30.5 9.4 9.4 6.92004 10.2 48.4 12.5 19.4 29.02007 6.9 22.2 14.9 13.9 0.32010 -7.3 0.5 -18.3 -22.4 -13.2
100
200
300
400
500
600
700
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of nonfinancial assets for families with holdings
Mean value of nonfinancial assets for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 142.4 136.7 161.7 320.7 403.71992 102.1 108.1 177.9 303.5 346.91995 123.3 109.3 173.2 274.0 357.31998 134.5 118.0 207.5 342.8 406.92001 132.2 152.0 224.4 435.1 474.82004 181.0 188.3 282.2 519.0 591.32007 209.6 233.0 292.9 585.0 705.92010 167.6 143.7 279.9 485.9 590.1
Three-year change (percent)1992 -28.3 -20.9 10.0 -5.4 -14.11995 20.8 1.1 -2.6 -9.7 3.01998 9.1 8.0 19.8 25.1 13.92001 -1.7 28.8 8.1 26.9 16.72004 36.9 23.9 25.8 19.3 24.52007 15.8 23.7 3.8 12.7 19.42010 -20.0 -38.3 -4.4 -16.9 -16.4
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with nonfinancial assets
Percent of families with nonfinancial assetsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 83.7 87.4 90.8 95.41992 80.2 90.8 91.7 97.01995 80.9 90.8 91.2 96.71998 77.3 90.1 92.0 94.92001 77.4 91.6 91.3 95.82004 81.9 92.4 93.3 96.52007 80.9 92.2 91.0 96.62010 82.2 90.5 89.6 95.9
Three-year change (percentage points)1992 -3.5 3.4 0.9 1.61995 0.7 0.0 -0.5 -0.31998 -3.6 -0.7 0.8 -1.82001 0.1 1.5 -0.7 0.92004 4.5 0.8 2.0 0.72007 -1.0 -0.2 -2.3 0.12010 1.3 -1.7 -1.4 -0.7
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of nonfinancial assets for families with holdings
Median value of nonfinancial assets for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 69.3 96.1 121.3 200.51992 55.0 82.8 116.5 172.41995 68.7 107.7 103.5 184.11998 66.7 109.9 142.9 194.02001 83.4 108.7 133.6 236.82004 62.8 125.6 158.1 277.52007 88.4 144.2 164.8 303.22010 59.0 122.2 136.2 251.5
Three-year change (percent)1992 -20.6 -13.8 -4.0 -14.01995 24.9 30.1 -11.2 6.81998 -2.9 2.0 38.1 5.42001 25.0 -1.1 -6.5 22.12004 -24.7 15.5 18.3 17.22007 40.8 14.8 4.2 9.32010 -33.3 -15.3 -17.4 -17.1
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of nonfinancial assets for families with holdings
Mean value of nonfinancial assets for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 142.9 182.6 281.6 481.51992 110.8 158.3 242.0 405.91995 125.7 172.9 221.9 387.81998 118.3 182.7 262.1 472.02001 139.0 192.3 273.4 618.42004 175.7 213.8 324.3 717.42007 179.0 268.0 382.8 845.12010 141.6 225.5 273.4 685.8
Three-year change (percent)1992 -22.5 -13.3 -14.1 -15.71995 13.4 9.2 -8.3 -4.51998 -5.9 5.7 18.1 21.72001 17.5 5.3 4.3 31.02004 26.4 11.2 18.6 16.02007 1.9 25.4 18.0 17.82010 -20.9 -15.9 -28.6 -18.8
75
80
85
90
95
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with nonfinancial assets
Percent of families with nonfinancial assetsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 94.1 74.81992 95.0 77.91995 95.1 76.31998 93.9 76.72001 94.7 78.42004 95.8 84.02007 94.6 85.82010 94.9 84.0
Three-year change (percentage points)1992 0.9 3.11995 0.1 -1.61998 -1.2 0.42001 0.8 1.72004 1.1 5.62007 -1.2 1.82010 0.3 -1.8
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of nonfinancial assets for families with holdings
Median value of nonfinancial assets for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 126.5 48.01992 121.2 52.91995 132.6 49.31998 143.9 70.72001 162.6 72.32004 189.6 73.82007 213.8 106.82010 183.5 86.0
Three-year change (percent)1992 -4.2 10.21995 9.4 -6.81998 8.5 43.42001 13.0 2.32004 16.6 2.12007 12.8 44.72010 -14.2 -19.5
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of nonfinancial assets for families with holdings
Mean value of nonfinancial assets for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 312.8 149.41992 275.4 151.31995 271.4 129.91998 323.3 154.12001 402.9 167.42004 488.7 222.32007 561.5 307.22010 489.1 209.8
Three-year change (percent)1992 -12.0 1.31995 -1.5 -14.11998 19.1 18.62001 24.6 8.62004 21.3 32.82007 14.9 38.22010 -12.9 -31.7
50
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with nonfinancial assets
Percent of families with nonfinancial assetsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 92.1 98.5 87.1 57.51992 93.6 98.2 89.1 67.01995 93.9 96.0 88.2 65.81998 92.4 98.1 85.2 66.12001 92.5 97.1 86.7 70.02004 93.8 97.5 89.8 76.32007 94.4 97.6 87.2 74.82010 92.8 96.4 89.2 78.6
Three-year change (percentage points)1992 1.5 -0.3 2.0 9.51995 0.3 -2.2 -0.9 -1.21998 -1.5 2.1 -3.0 0.32001 0.1 -1.0 1.5 3.92004 1.3 0.4 3.1 6.32007 0.6 0.1 -2.6 -1.52010 -1.6 -1.2 2.0 3.8
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of nonfinancial assets for families with holdings
Median value of nonfinancial assets for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 114.0 313.2 100.8 20.61992 99.0 271.9 99.4 27.31995 115.3 245.1 111.9 26.81998 119.5 337.6 130.6 35.92001 124.9 410.5 128.7 92.72004 163.2 385.9 151.6 69.02007 175.1 476.7 163.4 30.72010 142.7 370.0 155.9 56.7
Three-year change (percent)1992 -13.2 -13.2 -1.4 32.51995 16.5 -9.9 12.6 -1.81998 3.6 37.7 16.7 34.02001 4.5 21.6 -1.5 158.22004 30.7 -6.0 17.8 -25.62007 7.3 23.5 7.8 -55.52010 -18.5 -22.4 -4.6 84.7
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of nonfinancial assets for families with holdings
Mean value of nonfinancial assets for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 190.2 914.5 200.9 109.31992 174.8 787.0 197.3 109.61995 166.5 842.6 197.4 106.61998 183.7 959.0 240.6 122.02001 210.7 1175.9 307.9 206.72004 282.7 1347.1 323.5 186.82007 327.9 1710.5 396.9 180.42010 252.4 1443.9 315.7 159.6
Three-year change (percent)1992 -8.1 -13.9 -1.8 0.31995 -4.7 7.1 0.1 -2.71998 10.3 13.8 21.9 14.42001 14.7 22.6 28.0 69.42004 34.2 14.6 5.1 -9.62007 16.0 27.0 22.7 -3.42010 -23.0 -15.6 -20.5 -11.5
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with nonfinancial assets
Percent of families with nonfinancial assetsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 97.6 87.2 94.6 80.91992 97.8 91.7 93.9 83.91995 96.9 90.6 95.5 83.61998 96.1 88.1 94.9 81.92001 96.3 89.2 93.9 84.02004 97.0 90.9 94.7 87.72007 97.2 91.6 95.2 85.22010 95.7 90.1 93.8 86.9
Three-year change (percentage points)1992 0.2 4.5 -0.7 3.01995 -0.9 -1.1 1.6 -0.31998 -0.8 -2.5 -0.6 -1.72001 0.2 1.1 -1.0 2.12004 0.7 1.7 0.8 3.72007 0.2 0.7 0.5 -2.52010 -1.5 -1.5 -1.4 1.7
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of nonfinancial assets for families with holdings
Median value of nonfinancial assets for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 197.3 108.5 94.5 91.21992 185.3 94.9 82.0 88.01995 202.7 110.0 101.2 99.11998 194.3 110.4 112.8 120.02001 242.8 115.9 105.5 124.72004 278.9 127.7 132.7 146.22007 292.2 162.4 142.0 154.52010 260.0 107.6 124.9 139.9
Three-year change (percent)1992 -6.1 -12.5 -13.2 -3.51995 9.4 15.9 23.4 12.61998 -4.1 0.4 11.5 21.12001 25.0 5.0 -6.5 3.92004 14.9 10.2 25.8 17.22007 4.8 27.2 7.0 5.72010 -11.0 -33.7 -12.0 -9.4
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of nonfinancial assets for families with holdings
Mean value of nonfinancial assets for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 535.4 224.7 189.0 187.41992 475.9 202.4 148.3 180.71995 460.8 217.3 163.0 182.81998 519.3 239.6 172.1 224.82001 668.5 215.7 158.5 294.22004 803.9 276.2 192.0 305.02007 915.4 333.0 244.4 367.22010 809.8 220.5 190.6 285.3
Three-year change (percent)1992 -11.1 -9.9 -21.5 -3.61995 -3.2 7.4 9.9 1.21998 12.7 10.3 5.6 23.02001 28.7 -10.0 -7.9 30.92004 20.3 28.0 21.1 3.72007 13.9 20.6 27.3 20.42010 -11.5 -33.8 -22.0 -22.3
82
84
86
88
90
92
94
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with nonfinancial assets
Percent of families with nonfinancial assetsRegion
Year Northeast Midwest South WestLevel (percent)
1989 87.4 88.2 89.5 92.11992 83.5 93.3 92.5 92.11995 87.2 92.7 90.5 92.91998 84.6 91.6 91.7 90.02001 82.6 93.5 92.9 91.22004 90.3 94.2 92.1 93.42007 84.2 93.4 93.8 94.12010 85.6 93.8 92.1 92.4
Three-year change (percentage points)1992 -3.9 5.1 3.0 0.01995 3.7 -0.6 -2.0 0.81998 -2.6 -1.1 1.2 -2.92001 -2.0 1.9 1.2 1.22004 7.7 0.7 -0.8 2.22007 -6.1 -0.8 1.7 0.72010 1.4 0.4 -1.7 -1.7
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of nonfinancial assets for families with holdings
Median value of nonfinancial assets for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 174.3 110.6 87.2 147.21992 167.5 97.8 73.2 149.11995 153.6 118.4 98.8 133.91998 160.1 130.7 109.7 151.42001 168.0 154.6 122.5 156.22004 239.0 172.9 137.7 200.82007 261.9 165.0 152.7 263.52010 220.4 142.1 134.2 189.1
Three-year change (percent)1992 -3.9 -11.6 -16.1 1.31995 -8.3 21.1 35.0 -10.21998 4.2 10.4 11.0 13.12001 4.9 18.3 11.7 3.22004 42.3 11.8 12.4 28.62007 9.6 -4.6 10.9 31.22010 -15.8 -13.9 -12.0 -28.2
200
300
400
500
600
700
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of nonfinancial assets for families with holdings
Mean value of nonfinancial assets for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 309.0 267.0 202.7 384.91992 301.7 217.4 176.6 361.01995 284.0 221.8 212.2 288.51998 312.7 250.4 261.0 364.22001 389.0 290.7 333.4 424.42004 508.3 382.2 321.4 554.72007 580.3 378.2 430.7 644.72010 493.0 318.8 361.5 501.4
Three-year change (percent)1992 -2.4 -18.6 -12.9 -6.21995 -5.9 2.0 20.2 -20.11998 10.1 12.9 23.0 26.32001 24.4 16.1 27.7 16.52004 30.7 31.5 -3.6 30.72007 14.2 -1.0 34.0 16.22010 -15.0 -15.7 -16.1 -22.2
88
90
92
94
96
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with nonfinancial assets
Percent of families with nonfinancial assetsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 88.3 93.31992 90.3 93.11995 90.2 94.61998 89.2 94.42001 90.1 94.32004 92.1 94.62007 91.5 94.32010 90.6 95.0
Three-year change (percentage points)1992 2.0 -0.21995 -0.1 1.51998 -1.0 -0.22001 0.9 -0.12004 2.0 0.32007 -0.6 -0.32010 -0.9 0.7
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of nonfinancial assets for families with holdings
Median value of nonfinancial assets for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 118.1 91.91992 119.7 70.01995 127.4 79.81998 135.8 105.72001 147.2 107.52004 186.9 109.02007 203.2 124.22010 168.0 111.6
Three-year change (percent)1992 1.4 -23.81995 6.4 14.01998 6.6 32.52001 8.4 1.72004 27.0 1.42007 8.7 13.92010 -17.3 -10.1
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of nonfinancial assets for families with holdings
Mean value of nonfinancial assets for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 300.0 190.71992 280.1 116.51995 260.1 159.91998 313.9 157.82001 379.8 191.82004 472.0 183.72007 547.2 231.82010 445.1 224.5
Three-year change (percent)1992 -6.6 -38.91995 -7.1 37.31998 20.7 -1.32001 21.0 21.52004 24.3 -4.22007 15.9 26.22010 -18.7 -3.1
70
75
80
85
90
95
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with nonfinancial assets
Percent of families with nonfinancial assetsHousing status
Year Owner Renter or otherLevel (percent)
1989 100.0 70.21992 100.0 74.51995 100.0 74.11998 100.0 70.12001 100.0 71.32004 100.0 75.92007 100.0 74.52010 100.0 73.6
Three-year change (percentage points)1992 0.0 4.31995 0.0 -0.41998 0.0 -4.02001 0.0 1.22004 0.0 4.62007 0.0 -1.42010 0.0 -0.9
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of nonfinancial assets for families with holdings
Median value of nonfinancial assets for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 163.8 8.41992 157.0 7.71995 164.0 10.51998 174.0 9.62001 192.4 10.82004 232.0 9.62007 265.6 10.62010 216.9 9.7
Three-year change (percent)1992 -4.2 -8.31995 4.5 36.41998 6.1 -8.62001 10.6 12.52004 20.6 -11.12007 14.5 10.42010 -18.3 -8.5
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of nonfinancial assets for families with holdings
Mean value of nonfinancial assets for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 365.1 59.31992 332.5 50.81995 328.2 38.31998 379.5 39.32001 457.8 44.42004 547.1 52.32007 638.3 62.42010 533.7 47.1
Three-year change (percent)1992 -8.9 -14.31995 -1.3 -24.61998 15.6 2.62001 20.6 13.02004 19.5 17.82007 16.7 19.32010 -16.4 -24.5
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with nonfinancial assets
Percent of families with nonfinancial assetsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 61.6 96.1 99.6 99.5 99.91992 67.1 97.0 99.3 99.7 99.91995 68.4 96.3 99.0 99.8 99.91998 65.2 96.0 99.1 99.2 99.62001 68.2 96.4 98.7 99.6 99.72004 73.7 97.5 99.0 99.8 99.92007 71.6 97.7 99.5 99.0 99.62010 69.7 96.8 99.2 99.6 99.9
Three-year change (percentage points)1992 5.5 0.9 -0.3 0.2 0.01995 1.3 -0.7 -0.3 0.1 0.01998 -3.2 -0.3 0.1 -0.6 -0.32001 3.0 0.4 -0.4 0.4 0.12004 5.5 1.1 0.3 0.2 0.22007 -2.1 0.2 0.5 -0.8 -0.32010 -1.9 -0.9 -0.3 0.6 0.3
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of nonfinancial assets for families with holdings
Median value of nonfinancial assets for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 4.4 43.6 145.1 306.5 855.11992 5.4 51.7 134.2 248.3 673.41995 8.3 58.3 144.0 240.0 561.61998 8.5 68.9 156.3 291.4 690.62001 10.1 77.6 178.1 345.3 873.12004 8.5 83.3 216.8 415.1 1043.82007 9.0 100.4 240.8 460.1 1215.32010 9.4 60.0 181.6 360.7 1114.3
Three-year change (percent)1992 22.7 18.6 -7.5 -19.0 -21.21995 53.7 12.8 7.3 -3.3 -16.61998 2.4 18.2 8.5 21.4 23.02001 18.8 12.6 13.9 18.5 26.42004 -15.8 7.3 21.7 20.2 19.62007 5.9 20.5 11.1 10.8 16.42010 4.4 -40.2 -24.6 -21.6 -8.3
0
500
1000
1500
2000
2500
3000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of nonfinancial assets for families with holdings
Mean value of nonfinancial assets for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 14.0 57.1 159.3 313.9 1460.51992 15.4 64.3 146.8 268.1 1315.31995 21.4 74.8 155.3 255.3 1242.11998 25.6 82.1 168.6 310.2 1495.12001 23.7 86.9 198.7 383.5 1892.42004 26.5 101.6 250.1 470.9 2280.72007 33.5 120.4 268.4 498.3 2774.82010 57.4 88.3 201.7 411.9 2277.9
Three-year change (percent)1992 10.0 12.6 -7.8 -14.6 -9.91995 39.0 16.3 5.8 -4.8 -5.61998 19.6 9.8 8.6 21.5 20.42001 -7.4 5.8 17.9 23.6 26.62004 11.8 16.9 25.9 22.8 20.52007 26.4 18.5 7.3 5.8 21.72010 71.3 -26.7 -24.9 -17.3 -17.9
64
65
66
67
68
69
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Percent of families with primary residence
Percent of families with primary residenceYear All families
Level (percent)1989 63.91992 63.91995 64.71998 66.22001 67.72004 69.12007 68.62010 67.3
Three-year change (percentage points)1992 0.01995 0.81998 1.52001 1.52004 1.42007 -0.52010 -1.3
120
140
160
180
200
220
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of primary residence for families with holdings
Median value of primary residence for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 118.11992 121.31995 127.51998 133.42001 150.72004 184.12007 209.52010 170.0
Three-year change (percent)1992 2.71995 5.11998 4.62001 13.02004 22.22007 13.82010 -18.9
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of primary residence for families with holdings
Mean value of primary residence for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 178.61992 166.21995 163.11998 185.02001 221.62004 284.02007 316.92010 261.2
Three-year change (percent)1992 -6.91995 -1.91998 13.42001 19.82004 28.22007 11.62010 -17.6
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with primary residence
Percent of families with primary residencePercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 32.9 54.9 65.4 76.4 86.2 93.51992 38.9 56.4 61.8 75.9 83.2 90.11995 39.7 55.4 62.6 77.3 85.9 91.31998 38.8 55.3 67.3 79.1 88.2 93.12001 40.6 57.3 66.0 81.8 90.9 94.42004 40.3 56.9 71.6 83.1 91.9 94.72007 41.4 55.2 69.3 83.9 92.6 94.32010 37.2 55.9 71.1 80.7 90.6 92.4
Three-year change (percentage points)1992 6.0 1.5 -3.6 -0.5 -3.0 -3.41995 0.8 -1.0 0.8 1.4 2.7 1.21998 -0.9 -0.1 4.7 1.8 2.3 1.82001 1.8 2.0 -1.3 2.7 2.7 1.32004 -0.3 -0.4 5.6 1.3 1.0 0.32007 1.1 -1.7 -2.3 0.8 0.7 -0.42010 -4.2 0.7 1.8 -3.2 -2.0 -1.9
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of primary residence for families with holdings
Median value of primary residence for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 50.6 84.3 99.5 126.5 168.7 337.31992 60.6 75.8 100.1 128.9 151.6 272.91995 63.7 92.1 106.2 134.6 170.0 247.91998 73.4 100.0 113.4 146.7 182.7 300.12001 79.6 98.0 116.4 159.3 214.4 367.62004 80.5 115.1 155.3 201.4 258.9 517.82007 104.8 125.7 157.2 225.3 314.3 523.82010 89.0 110.0 135.0 175.0 250.0 475.0
Three-year change (percent)1992 19.8 -10.1 0.6 1.9 -10.1 -19.11995 5.1 21.5 6.1 4.4 12.1 -9.21998 15.2 8.6 6.8 9.0 7.5 21.12001 8.4 -2.0 2.6 8.6 17.4 22.52004 1.1 17.4 33.4 26.4 20.8 40.92007 30.2 9.2 1.2 11.9 21.4 1.22010 -15.1 -12.5 -14.1 -22.3 -20.5 -9.3
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of primary residence for families with holdings
Mean value of primary residence for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 65.2 106.9 130.9 159.7 213.9 407.51992 80.4 100.8 122.6 153.7 197.2 374.01995 79.6 110.8 125.1 153.5 196.6 335.91998 92.0 117.5 133.6 173.9 216.3 406.22001 91.7 134.3 149.3 200.3 254.8 545.12004 118.5 151.1 203.2 258.0 330.2 707.82007 145.0 162.9 203.1 283.8 398.8 793.52010 136.5 147.2 170.6 214.8 304.9 677.3
Three-year change (percent)1992 23.3 -5.7 -6.3 -3.8 -7.8 -8.21995 -1.0 9.9 2.0 -0.1 -0.3 -10.21998 15.6 6.0 6.8 13.3 10.0 20.92001 -0.3 14.3 11.8 15.2 17.8 34.22004 29.2 12.5 36.1 28.8 29.6 29.82007 22.4 7.8 -0.0 10.0 20.8 12.12010 -5.9 -9.6 -16.0 -24.3 -23.5 -14.6
40
50
60
70
80
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with primary residence
Percent of families with primary residenceAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 39.4 66.1 76.5 80.1 77.7 69.91992 36.8 64.5 75.4 77.5 79.3 77.21995 37.9 64.7 75.3 82.0 79.5 72.81998 38.9 67.1 74.4 80.3 81.5 77.02001 39.9 67.8 76.2 83.2 82.5 76.22004 41.6 68.3 77.3 79.1 81.3 85.22007 40.6 66.1 77.3 81.0 85.5 77.02010 37.5 63.8 75.2 78.1 82.6 81.9
Three-year change (percentage points)1992 -2.6 -1.6 -1.1 -2.6 1.6 7.31995 1.1 0.2 -0.1 4.5 0.2 -4.41998 1.0 2.4 -0.9 -1.7 2.0 4.22001 1.0 0.7 1.8 2.9 1.0 -0.82004 1.7 0.5 1.1 -4.1 -1.2 9.02007 -1.0 -2.2 0.0 1.9 4.2 -8.22010 -3.1 -2.3 -2.1 -2.9 -2.9 4.9
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of primary residence for families with holdings
Median value of primary residence for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 102.9 134.9 143.4 126.5 92.8 92.71992 104.6 136.4 136.4 128.7 104.6 106.11995 107.6 134.6 141.6 123.2 120.4 113.31998 112.0 134.7 160.1 146.7 126.7 113.42001 116.4 153.2 165.4 159.3 158.1 136.02004 155.3 184.1 195.6 230.1 172.6 143.82007 183.3 214.8 241.0 220.0 209.5 157.22010 140.0 170.0 200.0 185.0 165.0 150.0
Three-year change (percent)1992 1.7 1.1 -4.9 1.7 12.7 14.51995 2.9 -1.3 3.8 -4.3 15.1 6.81998 4.1 0.1 13.1 19.1 5.2 0.12001 3.9 13.7 3.3 8.6 24.8 19.92004 33.4 20.2 18.3 44.4 9.2 5.72007 18.0 16.7 23.2 -4.4 21.4 9.32010 -23.6 -20.9 -17.0 -15.9 -21.2 -4.6
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of primary residence for families with holdings
Mean value of primary residence for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 140.0 194.3 216.9 191.6 155.1 154.01992 137.5 174.2 192.7 180.5 154.0 139.51995 118.3 166.8 194.8 179.1 152.5 145.61998 135.8 180.7 210.4 214.1 185.3 165.52001 156.3 220.2 248.7 244.7 228.1 205.82004 197.9 272.3 315.0 366.7 263.7 244.52007 244.7 301.7 352.0 335.2 360.5 270.92010 170.4 238.1 294.3 306.1 271.4 232.0
Three-year change (percent)1992 -1.8 -10.3 -11.2 -5.8 -0.7 -9.41995 -14.0 -4.2 1.1 -0.8 -1.0 4.41998 14.8 8.3 8.0 19.5 21.5 13.72001 15.1 21.9 18.2 14.3 23.1 24.42004 26.6 23.7 26.7 49.9 15.6 18.82007 23.6 10.8 11.7 -8.6 36.7 10.82010 -30.4 -21.1 -16.4 -8.7 -24.7 -14.4
30
40
50
60
70
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with primary residence
Percent of families with primary residenceFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 42.7 28.2 59.2 77.5 80.81992 43.0 35.4 65.8 74.6 76.91995 46.8 37.9 65.2 74.6 76.51998 46.9 34.6 67.3 79.1 78.02001 48.5 37.5 68.6 78.7 78.52004 54.5 41.1 70.1 77.8 80.92007 48.9 43.4 67.5 78.1 80.12010 52.0 40.1 66.7 75.6 79.7
Three-year change (percentage points)1992 0.3 7.2 6.6 -2.9 -3.91995 3.8 2.5 -0.6 0.0 -0.41998 0.1 -3.3 2.1 4.5 1.52001 1.6 2.9 1.3 -0.4 0.52004 6.0 3.6 1.5 -0.9 2.42007 -5.6 2.3 -2.6 0.3 -0.82010 3.1 -3.3 -0.8 -2.5 -0.4
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of primary residence for families with holdings
Median value of primary residence for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 92.8 128.2 84.3 131.6 122.31992 98.5 98.5 95.5 142.5 121.31995 106.2 113.3 99.1 141.6 134.61998 100.0 106.7 100.0 153.4 146.72001 104.2 110.3 110.3 171.6 159.32004 134.3 149.6 138.1 207.1 218.62007 157.2 162.4 151.9 251.4 220.02010 134.0 135.2 130.0 190.0 180.0
Three-year change (percent)1992 6.1 -23.2 13.3 8.3 -0.81995 7.8 15.0 3.8 -0.6 11.01998 -5.8 -5.8 0.9 8.3 9.02001 4.2 3.4 10.3 11.9 8.62004 28.9 35.6 25.2 20.7 37.22007 17.1 8.6 10.0 21.4 0.62010 -14.8 -16.7 -14.4 -24.4 -18.2
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of primary residence for families with holdings
Mean value of primary residence for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 134.3 172.6 133.5 194.6 189.71992 128.9 132.9 124.1 193.0 173.71995 129.5 128.7 126.2 181.9 176.71998 136.5 130.7 136.0 204.4 210.52001 137.3 151.4 155.5 254.1 250.42004 172.7 203.7 217.4 328.9 322.52007 252.6 239.2 217.9 358.1 355.32010 187.2 179.3 197.0 301.5 291.1
Three-year change (percent)1992 -4.0 -23.0 -7.0 -0.8 -8.41995 0.5 -3.2 1.7 -5.8 1.71998 5.4 1.6 7.8 12.4 19.12001 0.6 15.8 14.3 24.3 19.02004 25.8 34.5 39.8 29.4 28.82007 46.3 17.4 0.2 8.9 10.22010 -25.9 -25.0 -9.6 -15.8 -18.1
50
55
60
65
70
75
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with primary residence
Percent of families with primary residenceEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 61.8 59.8 63.7 70.51992 56.7 62.7 63.0 70.21995 58.9 65.3 60.1 70.51998 54.6 66.2 64.7 72.92001 58.8 65.4 63.4 76.32004 56.3 65.8 64.5 79.12007 52.8 68.9 62.3 77.82010 54.3 64.7 61.5 76.6
Three-year change (percentage points)1992 -5.1 2.9 -0.7 -0.31995 2.2 2.6 -2.9 0.31998 -4.3 0.9 4.6 2.42001 4.2 -0.8 -1.3 3.42004 -2.5 0.4 1.1 2.82007 -3.5 3.1 -2.2 -1.32010 1.5 -4.2 -0.8 -1.2
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of primary residence for families with holdings
Median value of primary residence for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 75.9 101.2 121.4 197.31992 68.2 98.5 128.9 174.31995 80.7 106.2 127.5 184.11998 86.7 113.4 146.7 183.42001 91.9 116.4 147.0 220.62004 86.3 143.8 177.2 276.22007 128.4 157.2 201.2 293.42010 95.0 130.0 150.0 250.0
Three-year change (percent)1992 -10.1 -2.7 6.2 -11.71995 18.3 7.8 -1.1 5.61998 7.4 6.8 15.1 -0.42001 6.0 2.6 0.2 20.32004 -6.1 23.5 20.5 25.22007 48.8 9.3 13.5 6.22010 -26.0 -17.3 -25.4 -14.8
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of primary residence for families with holdings
Mean value of primary residence for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 105.6 138.0 189.6 268.71992 89.3 126.3 159.5 242.81995 97.7 128.3 156.5 232.71998 104.6 136.2 185.7 257.02001 110.7 149.4 189.7 333.92004 163.7 181.8 256.0 400.52007 177.3 209.4 277.0 458.62010 125.8 168.8 214.7 377.7
Three-year change (percent)1992 -15.4 -8.5 -15.9 -9.61995 9.4 1.6 -1.9 -4.21998 7.1 6.2 18.7 10.42001 5.8 9.7 2.2 29.92004 47.9 21.7 34.9 19.92007 8.3 15.2 8.2 14.52010 -29.0 -19.4 -22.5 -17.6
45
50
55
60
65
70
75
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with primary residence
Percent of families with primary residenceRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 70.5 44.41992 70.3 44.41995 70.6 44.31998 72.0 47.22001 74.3 47.32004 76.1 50.82007 75.6 51.92010 75.3 50.6
Three-year change (percentage points)1992 -0.2 0.01995 0.3 -0.11998 1.4 2.92001 2.3 0.12004 1.8 3.52007 -0.5 1.12010 -0.3 -1.3
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of primary residence for families with holdings
Median value of primary residence for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 126.5 84.31992 128.7 77.31995 128.9 99.11998 133.4 113.42001 159.3 114.02004 189.9 149.62007 209.5 188.62010 175.0 139.0
Three-year change (percent)1992 1.7 -8.31995 0.2 28.21998 3.5 14.42001 19.4 0.52004 19.2 31.22007 10.3 26.12010 -16.5 -26.3
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of primary residence for families with holdings
Mean value of primary residence for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 187.0 139.21992 174.1 128.21995 168.5 133.11998 192.7 146.02001 234.4 160.02004 300.8 218.92007 328.0 278.02010 279.7 204.1
Three-year change (percent)1992 -6.9 -7.91995 -3.2 3.81998 14.4 9.72001 21.6 9.62004 28.3 36.82007 9.0 27.02010 -14.7 -26.6
30
40
50
60
70
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with primary residence
Percent of families with primary residenceCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 62.1 73.1 72.8 30.31992 61.3 76.7 73.5 33.31995 63.8 74.5 70.7 33.51998 63.5 81.3 72.4 35.42001 64.7 80.3 73.9 43.12004 66.5 79.1 75.8 40.02007 67.2 82.4 72.9 33.12010 64.8 78.4 74.6 43.0
Three-year change (percentage points)1992 -0.8 3.6 0.7 3.01995 2.5 -2.2 -2.8 0.21998 -0.3 6.8 1.7 1.92001 1.2 -1.0 1.5 7.72004 1.8 -1.2 1.9 -3.12007 0.7 3.3 -2.9 -6.92010 -2.4 -4.0 1.7 9.9
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of primary residence for families with holdings
Median value of primary residence for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 126.5 168.7 92.8 59.01992 128.9 189.5 98.5 84.91995 127.5 170.0 107.6 92.11998 130.7 194.7 118.7 120.02001 147.0 245.1 122.5 122.52004 184.1 285.4 149.6 149.62007 209.5 314.3 162.4 167.62010 170.0 270.0 150.0 135.0
Three-year change (percent)1992 1.9 12.3 6.1 43.91995 -1.1 -10.3 9.2 8.51998 2.5 14.5 10.3 30.32001 12.5 25.9 3.2 2.12004 25.2 16.4 22.1 22.12007 13.8 10.1 8.6 12.02010 -18.9 -14.1 -7.6 -19.5
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of primary residence for families with holdings
Mean value of primary residence for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 179.7 272.0 142.8 108.41992 160.0 268.5 137.4 131.61995 156.3 253.9 140.8 140.71998 167.7 300.7 164.5 158.02001 193.6 387.8 196.9 200.72004 266.0 451.9 240.8 240.62007 297.6 502.7 275.8 267.02010 239.8 448.1 224.0 195.2
Three-year change (percent)1992 -11.0 -1.3 -3.8 21.41995 -2.3 -5.4 2.5 6.91998 7.3 18.4 16.8 12.32001 15.4 29.0 19.7 27.02004 37.4 16.5 22.3 19.92007 11.9 11.2 14.5 11.02010 -19.4 -10.9 -18.8 -26.9
55
60
65
70
75
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with primary residence
Percent of families with primary residenceCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 73.8 53.6 64.5 63.91992 71.3 59.9 60.4 64.01995 72.4 59.9 65.2 63.11998 71.8 57.6 68.3 66.02001 75.8 58.7 65.8 68.92004 78.1 58.2 66.6 70.32007 78.2 61.5 66.3 66.72010 76.1 56.0 66.6 67.8
Three-year change (percentage points)1992 -2.5 6.3 -4.1 0.11995 1.1 0.0 4.8 -0.91998 -0.6 -2.3 3.1 2.92001 4.0 1.1 -2.5 2.92004 2.3 -0.5 0.8 1.42007 0.1 3.3 -0.3 -3.62010 -2.1 -5.5 0.3 1.1
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of primary residence for families with holdings
Median value of primary residence for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 194.0 135.9 96.1 92.81992 189.5 113.7 98.5 98.51995 191.2 126.1 106.2 107.61998 186.7 122.7 118.7 120.02001 220.6 140.9 109.1 122.52004 275.7 172.6 149.6 149.62007 282.9 209.5 165.4 162.42010 250.0 153.0 130.0 150.0
Three-year change (percent)1992 -2.3 -16.3 2.5 6.11995 0.9 10.9 7.8 9.21998 -2.4 -2.7 11.8 11.52001 18.2 14.8 -8.1 2.12004 25.0 22.5 37.1 22.12007 2.6 21.4 10.6 8.62010 -11.6 -27.0 -21.4 -7.6
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of primary residence for families with holdings
Mean value of primary residence for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 277.9 182.0 125.8 139.41992 246.3 157.3 126.3 136.61995 248.0 158.7 118.6 140.81998 262.4 173.8 137.7 164.82001 332.7 182.4 132.6 197.32004 420.1 239.1 174.7 240.82007 441.3 284.8 215.7 275.12010 388.3 217.1 160.4 220.0
Three-year change (percent)1992 -11.4 -13.6 0.4 -2.01995 0.7 0.9 -6.1 3.11998 5.8 9.5 16.1 17.02001 26.8 4.9 -3.7 19.72004 26.3 31.1 31.7 22.02007 5.0 19.1 23.5 14.22010 -12.0 -23.8 -25.6 -20.0
55
60
65
70
75
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with primary residence
Percent of families with primary residenceRegion
Year Northeast Midwest South WestLevel (percent)
1989 61.3 69.1 65.6 57.41992 64.3 67.0 64.0 59.71995 62.0 70.6 64.8 60.51998 65.6 71.8 67.4 58.72001 62.3 75.1 71.9 57.42004 69.8 73.5 68.9 64.02007 66.1 71.3 70.1 65.42010 65.0 73.3 67.6 62.5
Three-year change (percentage points)1992 3.0 -2.1 -1.6 2.31995 -2.3 3.6 0.8 0.81998 3.6 1.2 2.6 -1.82001 -3.3 3.3 4.5 -1.32004 7.5 -1.6 -3.0 6.62007 -3.7 -2.2 1.2 1.42010 -1.1 2.0 -2.5 -2.9
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of primary residence for families with holdings
Median value of primary residence for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 210.8 97.8 89.4 202.41992 174.3 98.5 91.0 189.51995 170.0 111.9 104.8 177.01998 166.7 120.0 113.4 189.42001 183.8 147.0 116.4 226.72004 287.7 166.8 149.6 258.92007 288.1 162.4 167.6 314.32010 260.0 135.0 141.7 230.0
Three-year change (percent)1992 -17.3 0.7 1.8 -6.41995 -2.5 13.6 15.2 -6.61998 -1.9 7.2 8.2 7.02001 10.3 22.5 2.6 19.72004 56.5 13.5 28.5 14.22007 0.1 -2.6 12.0 21.42010 -9.8 -16.9 -15.5 -26.8
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of primary residence for families with holdings
Mean value of primary residence for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 257.9 133.0 120.7 269.61992 204.8 132.7 119.9 252.31995 201.4 131.5 132.5 222.31998 209.8 157.0 149.0 266.82001 272.4 178.3 178.2 323.52004 366.8 214.8 221.2 402.02007 399.9 233.2 256.3 449.32010 355.5 188.2 214.5 351.6
Three-year change (percent)1992 -20.6 -0.2 -0.7 -6.41995 -1.7 -0.9 10.5 -11.91998 4.2 19.4 12.5 20.02001 29.8 13.6 19.6 21.32004 34.7 20.5 24.1 24.32007 9.0 8.6 15.9 11.82010 -11.1 -19.3 -16.3 -21.7
60
65
70
75
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with primary residence
Percent of families with primary residenceUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 61.6 73.51992 63.1 67.71995 63.8 70.21998 64.9 74.02001 66.3 76.02004 68.0 74.02007 68.1 71.12010 65.9 73.9
Three-year change (percentage points)1992 1.5 -5.81995 0.7 2.51998 1.1 3.82001 1.4 2.02004 1.7 -2.02007 0.1 -2.92010 -2.2 2.8
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of primary residence for families with holdings
Median value of primary residence for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 134.9 75.91992 139.5 68.21995 136.0 82.11998 146.7 93.42001 159.3 98.02004 207.1 103.62007 230.5 120.52010 181.0 100.0
Three-year change (percent)1992 3.4 -10.11995 -2.5 20.41998 7.9 13.82001 8.6 4.92004 30.0 5.72007 11.3 16.32010 -21.5 -17.0
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of primary residence for families with holdings
Mean value of primary residence for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 203.0 91.61992 187.0 80.71995 175.8 95.81998 200.2 107.22001 239.4 124.82004 317.9 133.52007 349.5 165.02010 288.3 145.4
Three-year change (percent)1992 -7.9 -11.91995 -6.0 18.71998 13.9 11.92001 19.6 16.42004 32.8 7.02007 9.9 23.62010 -17.5 -11.9
0
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with primary residence
Percent of families with primary residenceHousing status
Year Owner Renter or otherLevel (percent)
1989 100.0 0.01992 100.0 0.01995 100.0 0.01998 100.0 0.02001 100.0 0.02004 100.0 0.02007 100.0 0.02010 100.0 0.0
Three-year change (percentage points)1992 0.0 0.01995 0.0 0.01998 0.0 0.02001 0.0 0.02004 0.0 0.02007 0.0 0.02010 0.0 0.0
120
140
160
180
200
220
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of primary residence for families with holdings
Median value of primary residence for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 118.1 .1992 121.3 .1995 127.5 .1998 133.4 .2001 150.7 .2004 184.1 .2007 209.5 .2010 170.0 .
Three-year change (percent)1992 2.7 .1995 5.1 .1998 4.6 .2001 13.0 .2004 22.2 .2007 13.8 .2010 -18.9 .
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of primary residence for families with holdings
Mean value of primary residence for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 178.6 .1992 166.2 .1995 163.1 .1998 185.0 .2001 221.6 .2004 284.0 .2007 316.9 .2010 261.2 .
Three-year change (percent)1992 -6.9 .1995 -1.9 .1998 13.4 .2001 19.8 .2004 28.2 .2007 11.6 .2010 -17.6 .
0
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with primary residence
Percent of families with primary residencePercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 8.6 61.1 92.2 94.0 93.31992 10.7 64.4 87.0 93.1 94.11995 13.6 64.3 88.2 92.3 93.51998 14.0 67.3 89.3 94.0 95.12001 14.2 69.7 91.4 95.0 95.92004 15.1 71.2 93.4 96.2 96.92007 13.7 72.2 92.8 95.2 96.82010 21.8 61.3 90.1 95.3 97.1
Three-year change (percentage points)1992 2.1 3.3 -5.2 -0.9 0.81995 2.9 -0.1 1.2 -0.8 -0.61998 0.4 3.0 1.1 1.7 1.62001 0.2 2.4 2.1 1.0 0.82004 0.9 1.5 2.0 1.2 1.02007 -1.4 1.0 -0.6 -1.0 -0.12010 8.1 -10.9 -2.7 0.1 0.3
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of primary residence for families with holdings
Median value of primary residence for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 13.5 57.3 118.1 210.8 337.31992 43.2 60.6 115.2 181.9 289.61995 38.2 70.8 120.4 181.3 262.01998 53.4 80.0 126.7 186.7 333.52001 59.4 85.8 147.0 245.1 428.92004 74.8 97.8 184.0 287.7 517.82007 89.2 104.8 209.5 330.0 588.62010 117.0 95.5 150.0 250.0 531.5
Three-year change (percent)1992 220.0 5.8 -2.5 -13.7 -14.11995 -11.6 16.8 4.5 -0.3 -9.51998 39.8 13.0 5.2 3.0 27.32001 11.2 7.2 16.0 31.3 28.62004 25.9 14.0 25.2 17.4 20.72007 19.3 7.2 13.9 14.7 13.72010 31.2 -8.9 -28.4 -24.2 -9.7
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of primary residence for families with holdings
Mean value of primary residence for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 48.8 65.8 134.0 231.2 424.21992 49.3 74.0 129.2 200.1 392.61995 61.3 84.3 135.4 191.9 358.01998 71.5 89.0 144.2 216.6 444.92001 61.9 93.2 163.6 272.4 576.62004 82.2 111.4 212.8 338.6 770.32007 116.6 130.6 230.0 370.6 863.72010 139.0 109.6 173.6 291.4 727.7
Three-year change (percent)1992 1.0 12.5 -3.6 -13.5 -7.41995 24.3 13.9 4.8 -4.1 -8.81998 16.6 5.6 6.5 12.9 24.32001 -13.4 4.7 13.5 25.8 29.62004 32.8 19.5 30.1 24.3 33.62007 41.8 17.2 8.1 9.5 12.12010 19.2 -16.1 -24.5 -21.4 -15.7
83
84
85
86
87
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with owned vehicles
Percent of families with owned vehiclesYear All families
Level (percent)1989 83.81992 86.11995 84.11998 82.82001 84.82004 86.32007 87.02010 86.7
Three-year change (percentage points)1992 2.31995 -2.01998 -1.32001 2.02004 1.52007 0.72010 -0.3
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of owned vehicles for families with holdings
Median value of owned vehicles for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 11.71992 10.31995 14.01998 14.42001 16.62004 16.32007 16.22010 15.2
Three-year change (percent)1992 -12.01995 35.91998 2.92001 15.32004 -1.82007 -0.62010 -5.6
14
16
18
20
22
24
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of owned vehicles for families with holdings
Mean value of owned vehicles for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 16.61992 15.01995 18.81998 20.32001 22.52004 23.12007 23.12010 22.1
Three-year change (percent)1992 -9.61995 25.31998 8.02001 10.82004 2.72007 0.02010 -4.3
50
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with owned vehicles
Percent of families with owned vehiclesPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 51.6 81.3 94.9 95.0 96.9 95.21992 56.3 86.2 93.9 96.6 97.9 96.91995 58.2 85.3 91.1 92.8 93.8 92.31998 58.7 81.9 89.2 93.0 92.8 90.02001 56.8 86.7 91.6 94.8 95.4 92.82004 65.0 85.3 91.6 95.3 95.9 93.12007 64.4 85.9 94.3 95.4 95.6 94.82010 64.9 85.4 91.8 95.4 96.4 95.7
Three-year change (percentage points)1992 4.7 4.9 -1.0 1.6 1.0 1.71995 1.9 -0.9 -2.8 -3.8 -4.1 -4.61998 0.5 -3.4 -1.9 0.2 -1.0 -2.32001 -1.9 4.8 2.4 1.8 2.6 2.82004 8.2 -1.4 0.0 0.5 0.5 0.32007 -0.6 0.6 2.7 0.1 -0.3 1.72010 0.5 -0.5 -2.5 0.0 0.8 0.9
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of owned vehicles for families with holdings
Median value of owned vehicles for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 3.3 7.0 10.2 14.5 20.5 26.01992 3.9 6.3 9.0 13.9 16.4 22.91995 5.4 8.8 13.0 18.3 23.3 31.61998 5.5 8.4 12.9 18.7 24.6 33.92001 6.5 10.3 15.4 21.5 27.8 36.72004 5.2 8.9 15.1 22.8 29.7 38.02007 5.9 9.6 15.3 21.4 26.6 35.52010 5.8 9.3 13.8 20.1 27.9 35.8
Three-year change (percent)1992 18.2 -10.0 -11.8 -4.1 -20.0 -11.91995 38.5 39.7 44.4 31.7 42.1 38.01998 1.9 -4.5 -0.8 2.2 5.6 7.32001 18.2 22.6 19.4 15.0 13.0 8.32004 -20.0 -13.6 -1.9 6.0 6.8 3.52007 13.5 7.9 1.3 -6.1 -10.4 -6.62010 -1.7 -3.1 -9.8 -6.1 4.9 0.8
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of owned vehicles for families with holdings
Mean value of owned vehicles for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 6.6 9.0 12.6 18.4 23.5 37.51992 6.3 8.7 11.7 16.7 21.0 32.91995 7.8 11.1 15.8 21.8 28.0 37.71998 8.4 11.8 16.4 22.2 27.5 47.72001 9.7 13.7 18.0 25.5 32.2 47.02004 9.1 12.6 18.2 27.5 33.3 52.32007 8.9 13.2 18.1 26.0 31.3 55.82010 10.9 12.0 17.9 23.6 31.1 51.4
Three-year change (percent)1992 -4.5 -3.3 -7.1 -9.2 -10.6 -12.31995 23.8 27.6 35.0 30.5 33.3 14.61998 7.7 6.3 3.8 1.8 -1.8 26.52001 15.5 16.1 9.8 14.9 17.1 -1.52004 -6.2 -8.0 1.1 7.8 3.4 11.32007 -2.2 4.8 -0.5 -5.5 -6.0 6.72010 22.5 -9.1 -1.1 -9.2 -0.6 -7.9
65
70
75
80
85
90
95
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with owned vehicles
Percent of families with owned vehiclesAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 81.4 88.9 90.8 86.3 81.5 66.11992 83.7 88.7 92.9 87.1 86.1 73.01995 83.8 84.7 88.2 88.4 82.5 72.21998 78.3 85.8 87.5 88.7 83.4 69.82001 78.8 88.9 90.5 90.7 81.3 73.92004 82.9 89.4 88.8 88.6 89.1 76.92007 85.4 87.5 90.3 92.2 90.6 71.52010 79.4 88.9 91.0 90.3 86.5 83.4
Three-year change (percentage points)1992 2.3 -0.2 2.1 0.8 4.6 6.91995 0.1 -4.0 -4.7 1.3 -3.6 -0.81998 -5.5 1.1 -0.7 0.3 0.9 -2.42001 0.5 3.1 3.0 2.0 -2.1 4.12004 4.1 0.5 -1.7 -2.1 7.8 3.02007 2.5 -1.9 1.5 3.6 1.5 -5.42010 -6.0 1.4 0.7 -1.9 -4.1 11.9
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of owned vehicles for families with holdings
Median value of owned vehicles for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 9.3 13.7 15.9 12.0 9.2 6.71992 9.0 11.4 12.8 12.6 7.5 6.71995 12.5 15.1 18.2 16.3 11.6 7.41998 11.8 15.2 17.0 18.0 14.4 9.42001 13.9 18.1 19.2 18.6 16.6 10.82004 13.0 18.0 21.6 21.4 14.2 9.62007 14.0 18.3 19.6 18.2 15.3 9.82010 12.4 16.5 18.4 17.8 16.0 10.6
Three-year change (percent)1992 -3.2 -16.8 -19.5 5.0 -18.5 0.01995 38.9 32.5 42.2 29.4 54.7 10.41998 -5.6 0.7 -6.6 10.4 24.1 27.02001 17.8 19.1 12.9 3.3 15.3 14.92004 -6.5 -0.6 12.5 15.1 -14.5 -11.12007 7.7 1.7 -9.3 -15.0 7.7 2.12010 -11.4 -9.8 -6.1 -2.2 4.6 8.2
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of owned vehicles for families with holdings
Mean value of owned vehicles for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 12.4 18.2 22.8 19.0 15.3 9.91992 12.6 16.0 17.0 18.9 13.4 10.41995 15.7 19.5 23.8 21.1 18.0 12.91998 15.2 21.1 23.4 26.2 20.4 14.32001 17.8 22.7 26.0 26.6 23.5 16.32004 16.7 24.2 26.5 30.6 22.6 15.72007 18.4 23.0 26.1 27.4 26.1 14.52010 16.7 21.0 26.8 25.7 24.9 14.7
Three-year change (percent)1992 1.6 -12.1 -25.4 -0.5 -12.4 5.11995 24.6 21.9 40.0 11.6 34.3 24.01998 -3.2 8.2 -1.7 24.2 13.3 10.92001 17.1 7.6 11.1 1.5 15.2 14.02004 -6.2 6.6 1.9 15.0 -3.8 -3.72007 10.2 -5.0 -1.5 -10.5 15.5 -7.62010 -9.2 -8.7 2.7 -6.2 -4.6 1.4
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with owned vehicles
Percent of families with owned vehiclesFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 62.2 73.6 61.2 96.3 96.81992 66.4 79.4 70.6 95.8 96.21995 69.1 77.5 70.1 92.8 91.51998 67.9 73.8 69.4 91.6 91.22001 72.6 76.3 69.2 93.9 91.32004 77.9 77.9 75.3 93.2 92.92007 77.3 78.4 73.7 94.9 94.02010 79.1 74.6 76.3 94.8 93.2
Three-year change (percentage points)1992 4.2 5.8 9.4 -0.5 -0.61995 2.7 -1.9 -0.5 -3.0 -4.71998 -1.2 -3.7 -0.7 -1.2 -0.32001 4.7 2.5 -0.2 2.3 0.12004 5.3 1.6 6.1 -0.7 1.62007 -0.6 0.5 -1.6 1.7 1.12010 1.8 -3.8 2.6 -0.1 -0.8
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of owned vehicles for families with holdings
Median value of owned vehicles for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 7.0 7.2 6.1 14.6 15.21992 6.0 6.4 5.4 13.3 13.41995 8.3 10.6 6.6 18.3 18.11998 8.1 9.8 6.6 18.0 20.32001 10.0 10.6 8.2 21.9 20.52004 8.8 10.3 7.6 23.3 21.72007 9.0 10.3 8.0 22.6 20.22010 9.6 9.6 7.5 21.3 20.3
Three-year change (percent)1992 -14.3 -11.1 -11.5 -8.9 -11.81995 38.3 65.6 22.2 37.6 35.11998 -2.4 -7.5 0.0 -1.6 12.22001 23.5 8.2 24.2 21.7 1.02004 -12.0 -2.8 -7.3 6.4 5.92007 2.3 0.0 5.3 -3.0 -6.92010 6.7 -6.8 -6.2 -5.8 0.5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of owned vehicles for families with holdings
Mean value of owned vehicles for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 9.6 9.9 9.4 19.6 20.71992 9.6 9.6 9.0 17.9 18.31995 10.8 13.3 11.1 22.5 23.01998 11.4 13.2 10.6 23.8 26.42001 13.8 13.8 12.3 27.0 27.42004 12.7 13.4 12.3 29.1 29.52007 13.5 12.8 12.1 28.6 29.32010 12.7 15.0 12.4 27.0 27.6
Three-year change (percent)1992 0.0 -3.0 -4.3 -8.7 -11.61995 12.5 38.5 23.3 25.7 25.71998 5.6 -0.8 -4.5 5.8 14.82001 21.1 4.5 16.0 13.4 3.82004 -8.0 -2.9 0.0 7.8 7.72007 6.3 -4.5 -1.6 -1.7 -0.72010 -5.9 17.2 2.5 -5.6 -5.8
65
70
75
80
85
90
95
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with owned vehicles
Percent of families with owned vehiclesEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 71.8 83.3 87.4 92.71992 70.2 86.4 87.3 95.31995 71.8 85.7 84.6 89.51998 69.4 84.7 84.3 86.92001 66.0 87.0 87.4 90.22004 70.1 87.6 88.2 90.72007 73.7 87.5 86.7 91.92010 76.2 85.8 85.4 91.5
Three-year change (percentage points)1992 -1.6 3.1 -0.1 2.61995 1.6 -0.7 -2.7 -5.81998 -2.4 -1.0 -0.3 -2.62001 -3.4 2.3 3.1 3.32004 4.1 0.6 0.8 0.52007 3.6 -0.1 -1.5 1.22010 2.5 -1.7 -1.3 -0.4
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of owned vehicles for families with holdings
Median value of owned vehicles for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 6.9 11.6 12.1 14.31992 6.3 9.1 10.8 13.41995 9.1 14.3 13.1 17.11998 8.9 12.9 14.5 18.32001 10.4 15.1 15.9 21.32004 8.5 14.2 15.2 21.72007 10.9 13.9 15.2 20.82010 9.6 13.3 14.5 19.5
Three-year change (percent)1992 -8.7 -21.6 -10.7 -6.31995 44.4 57.1 21.3 27.61998 -2.2 -9.8 10.7 7.02001 16.9 17.1 9.7 16.42004 -18.3 -6.0 -4.4 1.92007 28.2 -2.1 0.0 -4.12010 -11.9 -4.3 -4.6 -6.2
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of owned vehicles for families with holdings
Mean value of owned vehicles for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 10.9 16.9 16.8 19.91992 9.9 12.8 14.8 19.31995 12.9 18.6 17.7 22.61998 13.1 17.4 20.9 25.52001 15.3 19.6 21.0 28.22004 14.3 20.5 21.1 28.92007 15.2 19.4 22.6 28.92010 14.0 18.7 20.9 27.7
Three-year change (percent)1992 -9.2 -24.3 -11.9 -3.01995 30.3 45.3 19.6 17.11998 1.6 -6.5 18.1 12.82001 16.8 12.6 0.5 10.62004 -6.5 4.6 0.5 2.52007 6.3 -5.4 7.1 0.02010 -7.9 -3.6 -7.5 -4.2
65
70
75
80
85
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with owned vehicles
Percent of families with owned vehiclesRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 89.2 67.61992 90.9 71.51995 88.2 69.71998 87.4 67.82001 89.2 71.42004 90.3 76.12007 89.6 80.92010 90.9 78.1
Three-year change (percentage points)1992 1.7 3.91995 -2.7 -1.81998 -0.8 -1.92001 1.8 3.62004 1.1 4.72007 -0.7 4.82010 1.3 -2.8
8
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of owned vehicles for families with holdings
Median value of owned vehicles for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 12.7 7.41992 11.1 7.41995 15.2 10.41998 15.8 10.72001 17.9 12.22004 18.1 11.22007 17.9 12.52010 16.7 12.3
Three-year change (percent)1992 -12.6 0.01995 36.9 40.51998 3.9 2.92001 13.3 14.02004 1.1 -8.22007 -1.1 11.62010 -6.7 -1.6
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of owned vehicles for families with holdings
Mean value of owned vehicles for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 17.6 12.71992 16.0 11.11995 19.9 14.11998 21.5 15.02001 23.9 16.92004 25.0 17.22007 25.2 17.42010 23.8 18.0
Three-year change (percent)1992 -9.1 -12.61995 24.4 27.01998 8.0 6.42001 11.2 12.72004 4.6 1.82007 0.8 1.22010 -5.6 3.4
50
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with owned vehicles
Percent of families with owned vehiclesCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 89.8 94.2 74.6 49.21992 91.2 95.4 78.7 62.91995 89.9 86.1 76.1 59.11998 87.6 89.5 73.4 58.32001 88.5 88.6 77.1 63.42004 89.7 91.2 79.0 66.92007 91.3 90.6 78.6 69.32010 89.9 88.5 82.4 72.8
Three-year change (percentage points)1992 1.4 1.2 4.1 13.71995 -1.3 -9.3 -2.6 -3.81998 -2.3 3.4 -2.7 -0.82001 0.9 -0.9 3.7 5.12004 1.2 2.6 1.9 3.52007 1.6 -0.6 -0.4 2.42010 -1.4 -2.1 3.8 3.5
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of owned vehicles for families with holdings
Median value of owned vehicles for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 12.7 17.6 8.1 4.01992 11.2 17.1 6.9 6.31995 15.3 17.9 10.5 8.81998 15.0 20.6 11.4 9.62001 16.8 23.5 12.3 12.52004 17.1 25.2 11.6 12.32007 17.8 23.2 11.9 7.22010 16.3 21.7 11.7 10.7
Three-year change (percent)1992 -11.8 -2.8 -14.8 57.51995 36.6 4.7 52.2 39.71998 -2.0 15.1 8.6 9.12001 12.0 14.1 7.9 30.22004 1.8 7.2 -5.7 -1.62007 4.1 -7.9 2.6 -41.52010 -8.4 -6.5 -1.7 48.6
5
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of owned vehicles for families with holdings
Mean value of owned vehicles for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 15.8 28.6 13.5 7.41992 14.7 24.3 12.0 10.61995 19.2 25.5 16.1 12.01998 19.3 31.0 18.6 11.92001 21.5 34.3 19.1 17.52004 22.4 36.0 18.9 16.72007 23.0 36.6 18.3 13.42010 21.7 33.7 19.3 14.4
Three-year change (percent)1992 -7.0 -15.0 -11.1 43.21995 30.6 4.9 34.2 13.21998 0.5 21.6 15.5 -0.82001 11.4 10.6 2.7 47.12004 4.2 5.0 -1.0 -4.62007 2.7 1.7 -3.2 -19.82010 -5.7 -7.9 5.5 7.5
70
75
80
85
90
95
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with owned vehicles
Percent of families with owned vehiclesCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 95.1 84.3 92.2 69.31992 94.8 89.2 92.0 75.01995 90.0 85.0 93.0 72.71998 88.8 82.5 91.5 70.82001 90.7 83.9 90.8 74.92004 92.0 85.1 92.1 77.22007 93.1 87.4 92.6 77.12010 91.0 86.7 91.1 80.3
Three-year change (percentage points)1992 -0.3 4.9 -0.2 5.71995 -4.8 -4.2 1.0 -2.31998 -1.2 -2.5 -1.5 -1.92001 1.9 1.4 -0.7 4.12004 1.3 1.2 1.3 2.32007 1.1 2.3 0.5 -0.12010 -2.1 -0.7 -1.5 3.2
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of owned vehicles for families with holdings
Median value of owned vehicles for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 14.9 11.2 13.1 7.51992 14.4 10.5 10.9 6.81995 17.7 13.6 16.1 9.91998 18.2 13.6 15.0 10.92001 21.0 15.7 16.2 12.42004 22.2 14.7 16.7 11.72007 21.2 15.1 17.5 10.92010 20.8 12.7 17.2 11.5
Three-year change (percent)1992 -3.4 -6.2 -16.8 -9.31995 22.9 29.5 47.7 45.61998 2.8 0.0 -6.8 10.12001 15.4 15.4 8.0 13.82004 5.7 -6.4 3.1 -5.62007 -4.5 2.7 4.8 -6.82010 -1.9 -15.9 -1.7 5.5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of owned vehicles for families with holdings
Mean value of owned vehicles for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 21.4 15.4 17.1 12.61992 20.5 13.7 14.6 11.71995 24.1 17.7 19.2 15.41998 25.5 18.3 19.4 17.72001 28.4 20.2 21.0 18.92004 29.8 20.7 21.6 18.62007 30.7 20.1 22.3 17.72010 29.3 18.3 21.4 18.3
Three-year change (percent)1992 -4.2 -11.0 -14.6 -7.11995 17.6 29.2 31.5 31.61998 5.8 3.4 1.0 14.92001 11.4 10.4 8.2 6.82004 4.9 2.5 2.9 -1.62007 3.0 -2.9 3.2 -4.82010 -4.6 -9.0 -4.0 3.4
75
80
85
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with owned vehicles
Percent of families with owned vehiclesRegion
Year Northeast Midwest South WestLevel (percent)
1989 79.2 83.2 83.1 90.31992 76.9 89.8 87.9 87.61995 78.6 87.0 83.9 86.31998 74.7 84.2 86.7 82.32001 74.2 89.3 86.2 87.02004 80.4 89.4 84.9 90.62007 75.4 89.5 89.2 90.52010 78.5 90.1 87.5 88.8
Three-year change (percentage points)1992 -2.3 6.6 4.8 -2.71995 1.7 -2.8 -4.0 -1.31998 -3.9 -2.8 2.8 -4.02001 -0.5 5.1 -0.5 4.72004 6.2 0.1 -1.3 3.62007 -5.0 0.1 4.3 -0.12010 3.1 0.6 -1.7 -1.7
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of owned vehicles for families with holdings
Median value of owned vehicles for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 12.2 12.3 11.3 10.41992 10.5 11.3 9.6 10.11995 14.2 15.4 14.3 11.81998 14.1 15.1 15.7 12.62001 16.5 17.3 17.9 14.12004 18.0 16.1 15.8 16.42007 15.1 15.2 16.3 17.92010 16.2 13.6 15.4 16.3
Three-year change (percent)1992 -13.9 -8.1 -15.0 -2.91995 35.2 36.3 49.0 16.81998 -0.7 -1.9 9.8 6.82001 17.0 14.6 14.0 11.92004 9.1 -6.9 -11.7 16.32007 -16.1 -5.6 3.2 9.12010 7.3 -10.5 -5.5 -8.9
14
16
18
20
22
24
26
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of owned vehicles for families with holdings
Mean value of owned vehicles for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 17.8 17.6 15.6 15.81992 14.5 15.7 14.0 16.11995 18.8 19.8 19.2 17.31998 19.3 20.2 21.4 19.32001 22.2 22.2 23.9 20.42004 23.6 23.1 22.9 23.22007 22.2 20.9 22.8 26.22010 23.0 20.5 22.3 22.8
Three-year change (percent)1992 -18.5 -10.8 -10.3 1.91995 29.7 26.1 37.1 7.51998 2.7 2.0 11.5 11.62001 15.0 9.9 11.7 5.72004 6.3 4.1 -4.2 13.72007 -5.9 -9.5 -0.4 12.92010 3.6 -1.9 -2.2 -13.0
82
84
86
88
90
92
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with owned vehicles
Percent of families with owned vehiclesUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 83.1 86.81992 85.2 89.91995 83.7 86.61998 81.6 90.32001 84.5 86.92004 85.9 88.32007 86.2 90.92010 86.0 90.2
Three-year change (percentage points)1992 2.1 3.11995 -1.5 -3.31998 -2.1 3.72001 2.9 -3.42004 1.4 1.42007 0.3 2.62010 -0.2 -0.7
8
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of owned vehicles for families with holdings
Median value of owned vehicles for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 11.4 12.81992 10.7 8.71995 14.2 13.21998 14.3 15.12001 16.7 16.02004 16.5 15.02007 16.6 15.12010 15.5 14.4
Three-year change (percent)1992 -6.1 -32.01995 32.7 51.71998 0.7 14.42001 16.8 6.02004 -1.2 -6.22007 0.6 0.72010 -6.6 -4.6
12
14
16
18
20
22
24
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of owned vehicles for families with holdings
Mean value of owned vehicles for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 16.4 17.31992 15.5 12.91995 19.0 17.81998 20.6 18.72001 22.8 20.52004 23.9 19.62007 23.5 21.12010 22.6 19.8
Three-year change (percent)1992 -5.5 -25.41995 22.6 38.01998 8.4 5.12001 10.7 9.62004 4.8 -4.42007 -1.7 7.72010 -3.8 -6.2
65
70
75
80
85
90
95
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with owned vehicles
Percent of families with owned vehiclesHousing status
Year Owner Renter or otherLevel (percent)
1989 92.9 67.61992 93.5 73.01995 90.9 71.61998 90.6 67.62001 92.2 69.32004 92.3 73.02007 93.8 72.32010 93.9 71.9
Three-year change (percentage points)1992 0.6 5.41995 -2.6 -1.41998 -0.3 -4.02001 1.6 1.72004 0.1 3.72007 1.5 -0.72010 0.1 -0.4
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of owned vehicles for families with holdings
Median value of owned vehicles for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 14.3 6.51992 12.6 6.41995 16.9 9.01998 17.6 8.22001 19.8 9.42004 20.1 8.22007 19.3 9.02010 18.8 8.5
Three-year change (percent)1992 -11.9 -1.51995 34.1 40.61998 4.1 -8.92001 12.5 14.62004 1.5 -12.82007 -4.0 9.82010 -2.6 -5.6
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of owned vehicles for families with holdings
Mean value of owned vehicles for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 19.3 9.91992 17.4 9.51995 21.8 11.91998 23.7 11.42001 26.1 12.42004 27.1 12.02007 26.6 13.12010 25.9 12.1
Three-year change (percent)1992 -9.8 -4.01995 25.3 25.31998 8.7 -4.22001 10.1 8.82004 3.8 -3.22007 -1.8 9.22010 -2.6 -7.6
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with owned vehicles
Percent of families with owned vehiclesPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 58.5 87.2 94.7 95.1 93.81992 65.6 89.1 93.2 96.6 96.21995 65.3 87.8 91.0 92.1 92.41998 62.3 87.4 90.3 90.8 92.02001 64.8 86.7 94.2 93.0 94.12004 69.8 89.2 92.0 95.2 93.12007 69.5 91.2 93.3 94.5 93.62010 67.4 91.6 93.2 94.3 95.2
Three-year change (percentage points)1992 7.1 1.9 -1.5 1.5 2.41995 -0.3 -1.3 -2.2 -4.5 -3.81998 -3.0 -0.4 -0.7 -1.3 -0.42001 2.5 -0.7 3.9 2.2 2.12004 5.0 2.5 -2.2 2.2 -1.02007 -0.3 2.0 1.3 -0.7 0.52010 -2.1 0.4 -0.1 -0.2 1.6
5
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of owned vehicles for families with holdings
Median value of owned vehicles for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 3.9 9.4 14.2 15.8 24.21992 4.4 8.6 12.5 14.4 22.81995 6.3 12.1 16.1 20.1 28.61998 6.6 11.4 16.8 20.7 31.12001 7.7 14.4 18.7 23.3 35.32004 6.4 13.6 20.0 26.0 35.22007 7.2 13.7 18.3 22.9 32.82010 6.9 11.7 17.7 22.7 32.7
Three-year change (percent)1992 12.8 -8.5 -12.0 -8.9 -5.81995 43.2 40.7 28.8 39.6 25.41998 4.8 -5.8 4.3 3.0 8.72001 16.7 26.3 11.3 12.6 13.52004 -16.9 -5.6 7.0 11.6 -0.32007 12.5 0.7 -8.5 -11.9 -6.82010 -4.2 -14.6 -3.3 -0.9 -0.3
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of owned vehicles for families with holdings
Mean value of owned vehicles for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 6.8 11.8 16.6 19.5 38.31992 6.5 11.0 15.3 17.7 33.61995 9.0 14.7 19.2 23.6 38.41998 9.1 14.7 20.1 25.5 45.62001 10.2 16.9 22.5 28.1 47.92004 9.7 16.4 23.7 31.4 50.12007 10.9 16.9 22.4 28.1 54.62010 10.8 15.2 21.5 27.5 52.4
Three-year change (percent)1992 -4.4 -6.8 -7.8 -9.2 -12.31995 38.5 33.6 25.5 33.3 14.31998 1.1 0.0 4.7 8.1 18.82001 12.1 15.0 11.9 10.2 5.02004 -4.9 -3.0 5.3 11.7 4.62007 12.4 3.0 -5.5 -10.5 9.02010 -0.9 -10.1 -4.0 -2.1 -4.0
11.5
12
12.5
13
13.5
14
14.5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with other
residential real estate
Percent of families with other residential real estateYear All families
Level (percent)1989 13.11992 12.71995 11.81998 12.82001 11.32004 12.52007 13.82010 14.3
Three-year change (percentage points)1992 -0.41995 -0.91998 1.02001 -1.52004 1.22007 1.32010 0.5
60
80
100
120
140
160
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of other residential realestate for families with holdings
Median value of other residential real estate for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 84.31992 75.81995 70.81998 86.72001 98.02004 115.12007 154.02010 120.0
Three-year change (percent)1992 -10.11995 -6.61998 22.52001 13.02004 17.42007 33.82010 -22.1
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of other residential realestate for families with holdings
Mean value of other residential real estate for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 154.21992 151.11995 150.31998 172.82001 228.32004 307.62007 352.32010 288.9
Three-year change (percent)1992 -2.01995 -0.51998 15.02001 32.12004 34.72007 14.52010 -18.0
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with otherresidential real estate
Percent of families with other residential real estatePercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 3.7 6.6 11.4 15.4 20.4 36.81992 2.9 6.9 11.9 13.7 20.0 35.81995 4.0 7.7 9.1 12.6 16.7 34.51998 1.9 6.8 11.8 17.0 17.7 35.52001 3.1 5.4 7.9 14.2 19.7 32.82004 3.6 6.9 10.0 14.0 19.4 37.22007 5.4 6.5 9.9 15.4 21.0 42.22010 4.4 7.4 11.6 16.0 22.8 42.1
Three-year change (percentage points)1992 -0.8 0.3 0.5 -1.7 -0.4 -1.01995 1.1 0.8 -2.8 -1.1 -3.3 -1.31998 -2.1 -0.9 2.7 4.4 1.0 1.02001 1.2 -1.4 -3.9 -2.8 2.0 -2.72004 0.5 1.5 2.1 -0.2 -0.3 4.42007 1.8 -0.4 -0.1 1.4 1.6 5.02010 -1.0 0.9 1.7 0.6 1.8 -0.1
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of other residential realestate for families with holdings
Median value of other residential real estate for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 22.8 42.2 75.9 67.5 101.2 160.21992 37.9 34.9 60.6 60.6 87.9 144.01995 42.5 37.2 59.0 70.8 90.6 141.61998 106.7 80.0 63.4 86.7 71.1 161.02001 30.6 91.9 61.3 85.8 76.6 245.12004 38.0 74.8 63.3 115.1 112.8 300.62007 62.9 60.2 104.8 125.7 183.3 340.52010 82.0 70.0 82.0 71.0 120.0 320.0
Three-year change (percent)1992 66.2 -17.3 -20.2 -10.2 -13.1 -10.11995 12.1 6.6 -2.6 16.8 3.1 -1.71998 151.1 115.1 7.5 22.5 -21.5 13.72001 -71.3 14.9 -3.3 -1.0 7.7 52.22004 24.2 -18.6 3.3 34.1 47.3 22.62007 65.5 -19.5 65.6 9.2 62.5 13.32010 30.4 16.3 -21.8 -43.5 -34.5 -6.0
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of other residential realestate for families with holdings
Mean value of other residential real estate for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 47.1 59.6 121.1 89.9 176.8 271.61992 72.5 59.9 97.7 104.9 128.2 282.51995 80.0 61.6 97.8 122.5 146.0 256.41998 178.5 112.3 98.7 129.4 156.9 294.02001 45.6 121.0 126.6 127.0 158.4 475.92004 138.2 132.8 124.0 220.8 196.8 625.92007 145.7 117.7 160.2 235.8 266.4 695.02010 229.5 125.1 144.6 159.0 202.2 582.9
Three-year change (percent)1992 53.9 0.5 -19.3 16.7 -27.5 4.01995 10.3 2.8 0.1 16.8 13.9 -9.21998 123.1 82.3 0.9 5.6 7.5 14.72001 -74.5 7.7 28.3 -1.9 1.0 61.92004 203.1 9.8 -2.1 73.9 24.2 31.52007 5.4 -11.4 29.2 6.8 35.4 11.02010 57.5 6.3 -9.7 -32.6 -24.1 -16.1
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with otherresidential real estate
Percent of families with other residential real estateAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 3.8 12.3 20.4 20.4 19.5 12.21992 4.6 11.8 15.9 21.9 17.8 11.31995 4.2 9.7 16.3 19.9 16.1 12.21998 3.5 12.2 16.2 20.4 18.4 13.62001 3.4 9.2 14.7 18.3 13.7 15.22004 5.1 9.4 16.3 19.5 19.9 9.72007 5.6 12.0 15.7 20.9 18.9 13.42010 4.5 9.7 17.0 22.1 22.8 14.6
Three-year change (percentage points)1992 0.8 -0.5 -4.5 1.5 -1.7 -0.91995 -0.4 -2.1 0.4 -2.0 -1.7 0.91998 -0.7 2.5 -0.1 0.5 2.3 1.42001 -0.1 -3.0 -1.5 -2.1 -4.7 1.62004 1.7 0.2 1.6 1.2 6.2 -5.52007 0.5 2.6 -0.6 1.4 -1.0 3.72010 -1.1 -2.3 1.3 1.2 3.9 1.2
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of other residential realestate for families with holdings
Median value of other residential real estate for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 53.1 84.3 105.4 84.3 59.0 84.31992 48.5 53.8 98.5 75.8 68.2 87.21995 48.2 66.6 85.0 77.9 80.7 38.21998 56.7 60.0 98.7 93.4 100.0 137.42001 91.9 91.9 79.6 98.0 177.7 98.02004 94.9 92.1 103.6 155.3 92.1 172.62007 89.1 157.2 157.2 164.5 157.2 104.82010 72.0 75.0 103.4 165.0 125.0 125.0
Three-year change (percent)1992 -8.7 -36.2 -6.5 -10.1 15.6 3.41995 -0.6 23.8 -13.7 2.8 18.3 -56.21998 17.6 -9.9 16.1 19.9 23.9 259.72001 62.1 53.2 -19.4 4.9 77.7 -28.72004 3.3 0.2 30.2 58.5 -48.2 76.12007 -6.1 70.7 51.7 5.9 70.7 -39.32010 -19.2 -52.3 -34.2 0.3 -20.5 19.3
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of other residential realestate for families with holdings
Mean value of other residential real estate for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 98.2 118.0 178.3 194.9 156.9 115.81992 115.4 105.9 191.5 166.1 149.6 169.11995 90.7 117.0 162.8 176.5 171.2 145.31998 83.6 130.9 166.2 203.9 194.0 235.22001 193.7 143.5 207.0 242.9 432.0 185.22004 171.8 273.0 322.3 383.9 260.0 348.82007 168.8 330.0 354.1 407.1 397.1 341.22010 121.0 173.6 281.7 342.5 322.3 348.0
Three-year change (percent)1992 17.5 -10.3 7.4 -14.8 -4.7 46.01995 -21.4 10.5 -15.0 6.3 14.4 -14.11998 -7.8 11.9 2.1 15.5 13.3 61.92001 131.7 9.6 24.5 19.1 122.7 -21.32004 -11.3 90.2 55.7 58.0 -39.8 88.32007 -1.7 20.9 9.9 6.0 52.7 -2.22010 -28.3 -47.4 -20.4 -15.9 -18.8 2.0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with otherresidential real estate
Percent of families with other residential real estateFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 6.3 6.2 11.5 13.3 22.31992 4.3 8.3 9.8 13.1 20.51995 5.8 5.6 8.9 13.1 18.21998 6.2 7.2 10.3 13.1 20.32001 6.4 5.6 9.8 13.0 15.22004 5.2 8.4 11.4 12.6 18.92007 7.4 6.2 12.1 15.5 19.42010 6.2 6.3 11.8 15.5 22.6
Three-year change (percentage points)1992 -2.0 2.1 -1.7 -0.2 -1.81995 1.5 -2.7 -0.9 0.0 -2.31998 0.4 1.6 1.4 0.0 2.12001 0.2 -1.6 -0.5 -0.1 -5.12004 -1.2 2.8 1.6 -0.4 3.72007 2.2 -2.2 0.7 2.9 0.52010 -1.2 0.1 -0.3 0.0 3.2
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of other residential realestate for families with holdings
Median value of other residential real estate for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 84.3 53.1 50.6 87.7 101.21992 68.2 37.9 75.8 77.3 75.81995 80.7 63.0 35.4 77.9 80.71998 63.4 120.0 93.4 66.7 114.72001 55.1 126.2 104.2 85.8 104.22004 23.0 94.9 97.8 106.4 143.82007 52.4 157.2 83.8 157.2 188.62010 100.0 70.0 151.0 120.0 120.0
Three-year change (percent)1992 -19.1 -28.6 49.8 -11.9 -25.11995 18.3 66.2 -53.3 0.8 6.51998 -21.4 90.5 163.8 -14.4 42.12001 -13.1 5.2 11.6 28.6 -9.22004 -58.3 -24.8 -6.1 24.0 38.02007 127.8 65.6 -14.3 47.7 31.22010 90.8 -55.5 80.2 -23.7 -36.4
100
150
200
250
300
350
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of other residential realestate for families with holdings
Mean value of other residential real estate for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 110.5 110.8 136.0 160.2 169.71992 124.4 92.1 145.1 150.1 172.11995 122.1 106.7 142.7 145.3 168.51998 88.0 141.7 186.9 154.6 202.32001 124.8 207.9 189.1 216.3 271.72004 112.4 191.2 227.3 365.2 343.02007 168.9 302.5 261.2 383.5 394.22010 229.4 136.7 253.6 316.6 307.8
Three-year change (percent)1992 12.6 -16.9 6.7 -6.3 1.41995 -1.8 15.9 -1.7 -3.2 -2.11998 -27.9 32.8 31.0 6.4 20.12001 41.8 46.7 1.2 39.9 34.32004 -9.9 -8.0 20.2 68.8 26.22007 50.3 58.2 14.9 5.0 14.92010 35.8 -54.8 -2.9 -17.4 -21.9
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with otherresidential real estate
Percent of families with other residential real estateEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 8.7 12.6 11.0 18.81992 4.9 9.0 13.9 20.41995 7.4 10.9 9.9 16.51998 5.9 10.0 13.6 18.52001 5.4 7.6 10.9 17.92004 5.6 8.3 12.2 19.02007 5.8 10.0 13.2 20.62010 5.0 10.0 11.7 22.4
Three-year change (percentage points)1992 -3.8 -3.6 2.9 1.61995 2.5 1.9 -4.0 -3.91998 -1.5 -0.9 3.7 2.02001 -0.5 -2.4 -2.7 -0.62004 0.2 0.7 1.3 1.12007 0.2 1.7 1.0 1.62010 -0.8 0.0 -1.5 1.8
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of other residential realestate for families with holdings
Median value of other residential real estate for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 57.3 59.0 84.3 109.61992 60.6 60.6 75.8 75.81995 49.6 60.2 70.8 106.21998 62.4 72.0 86.7 114.72001 61.3 60.0 125.4 122.52004 99.0 80.5 92.1 166.82007 68.1 79.6 104.8 209.52010 75.0 62.5 66.0 190.0
Three-year change (percent)1992 5.8 2.7 -10.1 -30.81995 -18.2 -0.7 -6.6 40.11998 25.8 19.6 22.5 8.02001 -1.8 -16.7 44.6 6.82004 61.5 34.2 -26.6 36.22007 -31.2 -1.1 13.8 25.62010 10.1 -21.5 -37.0 -9.3
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of other residential realestate for families with holdings
Mean value of other residential real estate for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 94.9 110.3 185.9 202.11992 87.7 107.7 126.4 188.31995 88.4 107.6 137.3 200.91998 122.6 111.9 148.7 222.22001 97.4 180.1 206.5 273.22004 257.8 155.3 241.7 390.12007 258.1 203.1 288.5 451.12010 186.0 130.5 188.1 383.3
Three-year change (percent)1992 -7.6 -2.4 -32.0 -6.81995 0.8 -0.1 8.6 6.71998 38.7 4.0 8.3 10.62001 -20.6 60.9 38.9 23.02004 164.7 -13.8 17.0 42.82007 0.1 30.8 19.4 15.62010 -27.9 -35.7 -34.8 -15.0
6
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with otherresidential real estate
Percent of families with other residential real estateRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 14.8 8.11992 14.5 6.91995 13.2 7.11998 14.0 9.12001 13.0 6.32004 14.0 8.92007 15.3 10.02010 16.5 9.9
Three-year change (percentage points)1992 -0.3 -1.21995 -1.3 0.21998 0.8 2.02001 -1.0 -2.82004 1.0 2.62007 1.3 1.12010 1.2 -0.1
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of other residential realestate for families with holdings
Median value of other residential real estate for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 84.3 53.11992 75.8 60.61995 77.9 41.21998 93.4 73.42001 98.0 73.52004 120.8 92.12007 143.0 183.32010 140.0 70.0
Three-year change (percent)1992 -10.1 14.11995 2.8 -32.01998 19.9 78.22001 4.9 0.12004 23.3 25.32007 18.4 99.02010 -2.1 -61.8
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of other residential realestate for families with holdings
Mean value of other residential real estate for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 159.5 125.41992 149.6 160.21995 156.9 107.61998 182.2 124.32001 240.7 150.02004 323.2 243.82007 367.5 295.92010 316.8 192.8
Three-year change (percent)1992 -6.2 27.81995 4.9 -32.81998 16.1 15.52001 32.1 20.72004 34.3 62.52007 13.7 21.42010 -13.8 -34.8
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with otherresidential real estate
Percent of families with other residential real estateCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 11.6 22.2 14.8 5.01992 11.2 22.5 13.9 5.21995 10.3 21.3 13.1 5.01998 10.6 25.3 14.4 4.02001 10.0 19.5 12.0 4.92004 10.4 25.8 12.8 5.42007 11.9 26.5 14.6 3.82010 11.9 28.3 15.0 8.7
Three-year change (percentage points)1992 -0.4 0.3 -0.9 0.21995 -0.9 -1.2 -0.8 -0.21998 0.3 4.0 1.3 -1.02001 -0.6 -5.8 -2.4 0.92004 0.4 6.3 0.8 0.52007 1.5 0.7 1.8 -1.62010 0.0 1.8 0.4 4.9
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of other residential realestate for families with holdings
Median value of other residential real estate for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 84.3 134.9 65.8 50.61992 68.2 113.7 68.2 45.51995 66.6 113.3 63.7 60.21998 66.7 113.4 120.0 60.02001 85.8 183.8 104.2 134.82004 101.3 162.8 115.1 99.02007 125.7 314.3 104.8 136.72010 96.0 250.0 100.0 60.0
Three-year change (percent)1992 -19.1 -15.7 3.6 -10.11995 -2.3 -0.4 -6.6 32.31998 0.2 0.1 88.4 -0.32001 28.6 62.1 -13.2 124.72004 18.1 -11.4 10.5 -26.62007 24.1 93.1 -8.9 38.12010 -23.6 -20.5 -4.6 -56.1
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of other residential realestate for families with holdings
Mean value of other residential real estate for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 136.5 243.0 131.7 102.01992 129.4 247.8 129.7 86.91995 126.0 258.6 124.0 132.71998 134.2 230.2 199.5 90.22001 155.6 352.9 279.1 318.12004 237.5 479.9 280.4 270.82007 288.2 570.1 316.1 278.12010 225.0 495.1 250.7 143.5
Three-year change (percent)1992 -5.2 2.0 -1.5 -14.81995 -2.6 4.4 -4.4 52.71998 6.5 -11.0 60.9 -32.02001 15.9 53.3 39.9 252.72004 52.6 36.0 0.5 -14.92007 21.3 18.8 12.7 2.72010 -21.9 -13.2 -20.7 -48.4
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with otherresidential real estate
Percent of families with other residential real estateCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 20.5 10.3 9.7 12.81992 19.6 9.8 9.9 11.81995 18.7 8.7 9.8 11.41998 17.5 10.7 10.4 12.62001 18.7 6.7 7.9 10.82004 19.6 8.2 9.0 11.62007 20.7 10.2 9.6 12.92010 22.9 9.7 8.4 13.7
Three-year change (percentage points)1992 -0.9 -0.5 0.2 -1.01995 -0.9 -1.1 -0.1 -0.41998 -1.2 2.0 0.6 1.22001 1.2 -4.0 -2.5 -1.82004 0.9 1.5 1.1 0.82007 1.1 2.0 0.6 1.32010 2.2 -0.5 -1.2 0.8
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of other residential realestate for families with holdings
Median value of other residential real estate for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 112.2 72.5 67.5 59.01992 106.1 75.8 53.1 60.61995 106.2 70.8 56.7 63.71998 106.7 80.0 53.4 120.02001 122.5 91.9 49.0 104.22004 138.1 120.8 96.7 108.22007 209.5 131.0 94.3 104.82010 200.0 70.0 57.0 98.0
Three-year change (percent)1992 -5.4 4.6 -21.3 2.71995 0.1 -6.6 6.8 5.11998 0.5 13.0 -5.8 88.42001 14.8 14.9 -8.2 -13.22004 12.7 31.4 97.3 3.82007 51.7 8.4 -2.5 -3.12010 -4.5 -46.6 -39.6 -6.5
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of other residential realestate for families with holdings
Mean value of other residential real estate for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 209.6 131.9 115.1 129.31992 200.0 149.6 98.4 125.31995 200.0 158.7 104.6 124.81998 210.9 168.0 86.4 193.52001 245.7 188.7 120.9 282.02004 393.6 270.5 143.3 279.72007 459.9 279.2 200.7 314.32010 404.6 187.7 104.2 236.0
Three-year change (percent)1992 -4.6 13.4 -14.5 -3.11995 0.0 6.1 6.3 -0.41998 5.4 5.9 -17.4 55.02001 16.5 12.3 39.9 45.72004 60.2 43.3 18.5 -0.82007 16.8 3.2 40.1 12.42010 -12.0 -32.8 -48.1 -24.9
10
12
14
16
18
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with otherresidential real estate
Percent of families with other residential real estateRegion
Year Northeast Midwest South WestLevel (percent)
1989 11.7 14.6 12.6 13.81992 10.8 13.0 11.1 16.61995 12.9 11.3 11.6 11.51998 12.5 12.2 12.8 13.82001 12.3 10.0 12.1 10.72004 12.6 12.6 10.2 16.32007 13.3 13.7 11.3 18.32010 15.3 11.0 14.1 17.4
Three-year change (percentage points)1992 -0.9 -1.6 -1.5 2.81995 2.1 -1.7 0.5 -5.11998 -0.4 0.9 1.2 2.32001 -0.2 -2.2 -0.7 -3.12004 0.3 2.6 -1.9 5.62007 0.7 1.1 1.1 2.02010 2.0 -2.7 2.8 -0.9
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of other residential realestate for families with holdings
Median value of other residential real estate for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 105.4 70.8 67.5 109.61992 75.8 60.6 68.2 106.11995 82.1 63.7 70.8 85.01998 66.7 73.4 86.7 148.12001 91.9 104.2 73.5 139.72004 120.8 115.1 103.6 126.62007 199.1 115.2 125.7 225.32010 154.0 86.5 100.0 170.0
Three-year change (percent)1992 -28.1 -14.4 1.0 -3.21995 8.3 5.1 3.8 -19.91998 -18.8 15.2 22.5 74.22001 37.8 42.0 -15.2 -5.72004 31.4 10.5 41.0 -9.42007 64.8 0.1 21.3 78.02010 -22.7 -24.9 -20.4 -24.5
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of other residential realestate for families with holdings
Mean value of other residential real estate for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 180.0 133.1 109.6 227.41992 184.2 119.8 121.4 191.71995 167.4 112.5 133.4 202.71998 175.1 143.2 144.6 243.52001 237.8 239.8 195.8 268.42004 363.2 258.6 266.0 353.12007 428.7 250.6 328.5 409.12010 358.2 246.0 221.5 358.2
Three-year change (percent)1992 2.3 -10.0 10.8 -15.71995 -9.1 -6.1 9.9 5.71998 4.6 27.3 8.4 20.12001 35.8 67.5 35.4 10.22004 52.7 7.8 35.9 31.62007 18.0 -3.1 23.5 15.92010 -16.4 -1.8 -32.6 -12.4
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with otherresidential real estate
Percent of families with other residential real estateUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 12.6 15.51992 13.3 9.91995 12.2 9.61998 13.1 11.22001 11.4 11.02004 13.3 8.72007 14.2 11.72010 14.9 11.9
Three-year change (percentage points)1992 0.7 -5.61995 -1.1 -0.31998 0.9 1.62001 -1.7 -0.22004 1.9 -2.32007 0.9 3.02010 0.7 0.2
40
60
80
100
120
140
160
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of other residential realestate for families with holdings
Median value of other residential real estate for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 87.7 54.01992 77.3 53.11995 77.9 49.61998 96.0 43.42001 104.2 61.32004 126.6 77.72007 157.2 99.52010 135.0 75.0
Three-year change (percent)1992 -11.9 -1.71995 0.8 -6.61998 23.2 -12.52001 8.5 41.22004 21.5 26.82007 24.2 28.12010 -14.1 -24.6
100
150
200
250
300
350
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of other residential realestate for families with holdings
Mean value of other residential real estate for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 176.2 78.51992 162.1 86.61995 159.9 79.71998 184.7 91.52001 247.9 101.52004 331.8 129.22007 381.5 180.32010 312.5 148.1
Three-year change (percent)1992 -8.0 10.31995 -1.4 -8.01998 15.5 14.82001 34.2 10.92004 33.8 27.32007 15.0 39.62010 -18.1 -17.9
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with otherresidential real estate
Percent of families with other residential real estateHousing status
Year Owner Renter or otherLevel (percent)
1989 17.4 5.71992 16.6 5.71995 15.1 5.71998 16.8 5.12001 14.9 3.92004 15.7 5.42007 17.5 5.62010 19.1 4.6
Three-year change (percentage points)1992 -0.8 0.01995 -1.5 0.01998 1.7 -0.62001 -1.9 -1.22004 0.8 1.52007 1.8 0.22010 1.6 -1.0
60
80
100
120
140
160
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of other residential realestate for families with holdings
Median value of other residential real estate for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 84.3 65.81992 73.1 75.81995 73.6 53.11998 86.7 86.22001 98.0 73.52004 115.1 92.12007 157.2 89.12010 120.0 120.0
Three-year change (percent)1992 -13.3 15.21995 0.7 -29.91998 17.8 62.32001 13.0 -14.72004 17.4 25.32007 36.6 -3.32010 -23.7 34.7
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of other residential realestate for families with holdings
Mean value of other residential real estate for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 161.0 117.41992 152.0 146.11995 154.2 131.11998 178.9 133.22001 234.9 174.22004 326.5 184.42007 367.5 247.62010 297.2 218.1
Three-year change (percent)1992 -5.6 24.41995 1.4 -10.31998 16.0 1.62001 31.3 30.82004 39.0 5.92007 12.6 34.32010 -19.1 -11.9
0
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with otherresidential real estate
Percent of families with other residential real estatePercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 1.2 5.3 12.5 26.0 44.71992 1.0 5.5 11.7 23.4 45.81995 0.9 5.4 11.1 21.2 42.61998 1.3 5.9 11.8 26.2 41.72001 0.9 4.5 12.8 19.5 38.82004 0.4 5.0 12.6 23.1 45.62007 1.2 7.1 11.9 26.4 47.52010 2.8 4.6 13.0 27.1 51.7
Three-year change (percentage points)1992 -0.2 0.2 -0.8 -2.6 1.11995 -0.1 -0.1 -0.6 -2.2 -3.21998 0.4 0.5 0.7 5.0 -0.92001 -0.4 -1.4 1.0 -6.7 -2.92004 -0.5 0.5 -0.2 3.6 6.82007 0.8 2.1 -0.7 3.3 1.92010 1.6 -2.5 1.1 0.7 4.2
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of other residential realestate for families with holdings
Median value of other residential real estate for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 50.6 21.1 42.2 91.6 219.31992 24.3 19.7 53.1 75.8 160.71995 24.1 39.7 43.2 70.8 177.01998 53.4 50.0 46.7 106.7 202.12001 18.4 29.4 53.9 104.2 260.42004 4.0 29.9 69.0 118.3 374.02007 12.6 31.4 62.9 153.0 419.12010 60.0 25.0 48.0 120.0 350.0
Three-year change (percent)1992 -52.0 -6.6 25.8 -17.2 -26.71995 -0.8 101.5 -18.6 -6.6 10.11998 121.6 25.9 8.1 50.7 14.22001 -65.5 -41.2 15.4 -2.3 28.82004 -78.3 1.7 28.0 13.5 43.62007 215.0 5.0 -8.8 29.3 12.12010 376.2 -20.4 -23.7 -21.6 -16.5
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of other residential realestate for families with holdings
Mean value of other residential real estate for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 50.3 28.6 56.0 109.3 306.41992 37.1 40.2 61.4 96.3 290.21995 36.7 43.8 55.2 90.9 296.31998 55.2 54.0 61.6 130.1 342.12001 35.7 35.7 85.5 143.6 476.32004 15.3 45.7 87.3 168.5 643.62007 17.4 58.4 136.2 184.7 757.12010 80.6 44.1 77.7 162.3 604.9
Three-year change (percent)1992 -26.2 40.6 9.6 -11.9 -5.31995 -1.1 9.0 -10.1 -5.6 2.11998 50.4 23.3 11.6 43.1 15.52001 -35.3 -33.9 38.8 10.4 39.22004 -57.1 28.0 2.1 17.3 35.12007 13.7 27.8 56.0 9.6 17.62010 363.2 -24.5 -43.0 -12.1 -20.1
7
8
9
10
11
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Percent of families with net equity innon−residential real estate
Percent of families with net equity in non-residential real estateYear All families
Level (percent)1989 11.11992 9.51995 9.21998 8.52001 8.22004 8.32007 8.12010 7.7
Three-year change (percentage points)1992 -1.61995 -0.31998 -0.72001 -0.32004 0.12007 -0.22010 -0.4
30
40
50
60
70
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of net equity in non−residentialreal estate for families with holdings
Median value of net equity in non-residential real estate for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 33.71992 45.51995 45.31998 50.72001 60.72004 69.02007 78.62010 65.0
Three-year change (percent)1992 35.01995 -0.41998 11.92001 19.72004 13.72007 13.92010 -17.3
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of net equity in non−residentialreal estate for families with holdings
Mean value of net equity in non-residential real estate for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 247.21992 261.21995 190.51998 236.22001 318.92004 343.02007 324.22010 321.6
Three-year change (percent)1992 5.71995 -27.11998 24.02001 35.02004 7.62007 -5.52010 -0.8
0
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with net equity innon−residential real estate
Percent of families with net equity in non-residential real estatePercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 2.3 7.9 9.8 13.2 17.1 27.71992 3.1 6.6 7.5 10.8 13.3 25.61995 3.7 5.6 7.3 11.0 15.5 22.01998 2.1 6.1 7.7 9.4 14.0 21.02001 2.8 6.7 6.7 7.0 12.1 23.92004 2.7 3.8 7.6 10.5 12.9 20.82007 2.5 3.9 7.5 9.4 13.6 21.02010 3.9 5.2 6.3 7.9 11.4 18.8
Three-year change (percentage points)1992 0.8 -1.3 -2.3 -2.4 -3.8 -2.11995 0.6 -1.0 -0.2 0.2 2.2 -3.61998 -1.6 0.5 0.4 -1.6 -1.5 -1.02001 0.7 0.6 -1.0 -2.4 -1.9 2.92004 -0.1 -2.9 0.9 3.5 0.8 -3.12007 -0.2 0.1 -0.1 -1.1 0.7 0.22010 1.4 1.3 -1.2 -1.5 -2.2 -2.2
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of net equity in non−residentialreal estate for families with holdings
Median value of net equity in non-residential real estate for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 16.9 20.2 25.3 16.9 42.2 160.21992 30.3 13.6 28.8 45.5 37.9 121.31995 16.7 21.5 28.3 49.6 24.1 114.71998 13.3 32.0 36.7 40.0 40.0 152.12001 39.8 36.8 36.8 61.3 56.4 179.22004 12.7 34.5 41.4 49.5 69.0 217.52007 68.1 62.9 41.9 74.4 75.4 183.32010 36.0 60.0 60.0 50.0 58.0 200.0
Three-year change (percent)1992 79.3 -32.7 13.8 169.2 -10.2 -24.31995 -44.9 58.1 -1.7 9.0 -36.4 -5.41998 -20.4 48.8 29.7 -19.4 66.0 32.62001 199.2 15.0 0.3 53.2 41.0 17.82004 -68.1 -6.2 12.5 -19.2 22.3 21.42007 436.2 82.3 1.2 50.3 9.3 -15.72010 -47.1 -4.6 43.2 -32.8 -23.1 9.1
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of net equity in non−residentialreal estate for families with holdings
Mean value of net equity in non-residential real estate for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 67.5 48.5 59.1 106.6 175.8 701.81992 101.7 71.2 180.4 122.5 202.1 591.61995 104.4 70.4 76.0 115.6 114.8 484.51998 137.4 126.9 93.4 114.4 120.1 609.52001 77.3 102.9 107.3 204.9 188.5 747.72004 129.0 150.4 177.8 164.4 182.4 868.32007 175.6 208.0 106.8 161.1 209.9 775.92010 398.5 135.1 170.0 128.6 244.1 703.3
Three-year change (percent)1992 50.7 46.8 205.2 14.9 15.0 -15.71995 2.7 -1.1 -57.9 -5.6 -43.2 -18.11998 31.6 80.3 22.9 -1.0 4.6 25.82001 -43.7 -18.9 14.9 79.1 57.0 22.72004 66.9 46.2 65.7 -19.8 -3.2 16.12007 36.1 38.3 -39.9 -2.0 15.1 -10.62010 126.9 -35.0 59.2 -20.2 16.3 -9.4
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with net equity innon−residential real estate
Percent of families with net equity in non-residential real estateAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 4.3 12.3 15.4 17.4 15.4 6.81992 4.2 7.2 13.6 18.7 11.5 6.91995 3.6 7.0 14.3 13.4 15.7 6.11998 2.7 7.5 12.1 10.4 15.1 8.12001 2.8 7.4 10.0 12.3 12.9 8.32004 3.3 6.4 11.4 12.8 10.6 7.72007 3.2 7.5 9.5 11.5 12.3 6.82010 2.3 3.9 7.5 12.6 11.0 13.4
Three-year change (percentage points)1992 -0.1 -5.1 -1.8 1.3 -3.9 0.11995 -0.6 -0.2 0.7 -5.3 4.2 -0.81998 -0.9 0.5 -2.2 -3.0 -0.6 2.02001 0.1 -0.1 -2.1 1.9 -2.2 0.22004 0.5 -1.0 1.4 0.5 -2.3 -0.62007 -0.1 1.1 -1.9 -1.3 1.7 -0.92010 -0.9 -3.6 -2.0 1.1 -1.3 6.6
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of net equity in non−residentialreal estate for families with holdings
Median value of net equity in non-residential real estate for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 25.3 27.0 59.0 54.0 25.3 67.51992 38.5 45.5 37.9 53.1 62.9 28.01995 17.0 28.3 28.3 90.4 60.9 8.51998 33.3 26.7 62.7 72.0 60.0 72.02001 40.8 48.4 69.4 96.2 61.3 34.32004 63.3 48.6 49.5 86.3 89.8 98.82007 52.4 52.4 83.8 94.3 78.6 115.22010 24.0 50.0 50.0 102.0 60.0 65.0
Three-year change (percent)1992 52.2 68.5 -35.8 -1.7 148.6 -58.51995 -55.8 -37.8 -25.3 70.2 -3.2 -69.61998 95.9 -5.7 121.6 -20.4 -1.5 747.12001 22.5 81.3 10.7 33.6 2.2 -52.42004 55.1 0.4 -28.7 -10.3 46.5 188.02007 -17.2 7.8 69.3 9.3 -12.5 16.62010 -54.2 -4.6 -40.3 8.2 -23.7 -43.6
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of net equity in non−residentialreal estate for families with holdings
Mean value of net equity in non-residential real estate for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 89.0 101.4 338.5 363.2 226.8 446.41992 87.1 136.5 321.8 247.6 428.4 337.31995 50.9 93.6 145.0 313.0 275.8 245.71998 108.5 108.3 226.3 424.4 283.6 232.22001 76.8 168.3 229.8 438.2 630.1 275.52004 153.8 318.3 247.6 402.9 588.5 350.42007 144.9 135.2 282.1 443.4 409.5 525.42010 117.5 132.2 240.7 414.8 417.8 347.6
Three-year change (percent)1992 -2.1 34.6 -4.9 -31.8 88.9 -24.41995 -41.6 -31.4 -54.9 26.4 -35.6 -27.21998 113.2 15.7 56.1 35.6 2.8 -5.52001 -29.2 55.4 1.5 3.3 122.2 18.62004 100.3 89.1 7.7 -8.1 -6.6 27.22007 -5.8 -57.5 13.9 10.1 -30.4 49.92010 -18.9 -2.2 -14.7 -6.5 2.0 -33.8
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with net equity innon−residential real estate
Percent of families with net equity in non-residential real estateFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 5.1 6.0 7.4 12.7 17.81992 2.7 6.4 8.4 9.9 14.81995 4.4 5.1 7.3 9.7 14.41998 4.0 4.9 5.2 8.2 15.12001 3.5 2.9 8.3 9.2 11.72004 4.0 4.3 6.9 8.9 12.72007 4.3 3.2 7.1 9.8 10.92010 4.0 2.4 8.2 7.1 12.8
Three-year change (percentage points)1992 -2.4 0.4 1.0 -2.8 -3.01995 1.7 -1.3 -1.1 -0.2 -0.41998 -0.4 -0.2 -2.1 -1.5 0.72001 -0.5 -2.0 3.1 1.0 -3.42004 0.5 1.4 -1.4 -0.3 1.02007 0.3 -1.1 0.2 0.9 -1.82010 -0.3 -0.8 1.1 -2.7 1.9
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of net equity in non−residentialreal estate for families with holdings
Median value of net equity in non-residential real estate for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 27.0 23.6 30.4 40.5 45.51992 32.7 24.3 57.6 51.5 37.91995 21.5 22.7 77.9 41.4 49.61998 20.0 21.3 60.0 50.7 56.02001 58.2 122.5 49.0 56.1 63.12004 23.0 41.4 94.4 69.0 80.52007 45.1 52.4 78.6 68.1 104.82010 50.0 75.0 50.0 60.0 75.0
Three-year change (percent)1992 21.1 3.0 89.5 27.2 -16.71995 -34.3 -6.6 35.2 -19.6 30.91998 -7.0 -6.2 -23.0 22.5 12.92001 191.0 475.1 -18.3 10.7 12.72004 -60.5 -66.2 92.7 23.0 27.62007 96.1 26.6 -16.7 -1.3 30.22010 10.9 43.1 -36.4 -11.9 -28.4
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of net equity in non−residentialreal estate for families with holdings
Mean value of net equity in non-residential real estate for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 299.6 79.8 211.4 234.4 305.31992 118.8 118.8 294.9 237.9 322.71995 117.7 100.8 272.9 155.9 225.91998 157.2 82.6 368.3 215.3 267.32001 182.2 186.8 247.8 302.8 388.02004 347.7 198.1 384.9 329.8 369.32007 151.2 139.4 316.2 267.2 446.42010 212.4 210.6 290.9 299.1 374.4
Three-year change (percent)1992 -60.3 48.9 39.5 1.5 5.71995 -0.9 -15.2 -7.5 -34.5 -30.01998 33.6 -18.1 35.0 38.1 18.32001 15.9 126.2 -32.7 40.6 45.22004 90.8 6.0 55.3 8.9 -4.82007 -56.5 -29.6 -17.8 -19.0 20.92010 40.5 51.1 -8.0 11.9 -16.1
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with net equity innon−residential real estate
Percent of families with net equity in non-residential real estateEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 7.3 8.4 12.1 17.11992 5.0 9.3 8.4 13.21995 6.8 8.0 8.8 12.21998 4.8 8.5 8.4 10.62001 5.8 7.1 6.9 11.22004 4.0 6.1 8.1 11.92007 2.6 7.3 6.5 11.92010 3.3 6.9 6.4 10.4
Three-year change (percentage points)1992 -2.3 0.9 -3.7 -3.91995 1.8 -1.3 0.4 -1.01998 -2.0 0.5 -0.4 -1.62001 1.0 -1.4 -1.5 0.62004 -1.8 -1.0 1.2 0.72007 -1.4 1.2 -1.6 0.02010 0.7 -0.4 -0.1 -1.5
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of net equity in non−residentialreal estate for families with holdings
Median value of net equity in non-residential real estate for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 16.9 23.6 42.2 75.91992 12.1 45.5 32.1 60.61995 11.3 21.2 49.6 70.81998 60.0 33.3 66.7 66.72001 36.8 40.8 61.3 85.62004 18.4 28.8 105.9 92.12007 131.0 52.4 55.3 94.32010 30.0 58.0 35.0 100.0
Three-year change (percent)1992 -28.4 92.8 -23.9 -20.21995 -6.6 -53.4 54.5 16.81998 431.0 57.1 34.5 -5.82001 -38.7 22.5 -8.1 28.32004 -50.0 -29.4 72.8 7.62007 612.0 81.9 -47.8 2.42010 -77.1 10.7 -36.7 6.0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of net equity in non−residentialreal estate for families with holdings
Mean value of net equity in non-residential real estate for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 185.5 111.9 206.0 363.61992 169.7 160.7 265.9 348.71995 130.7 116.9 192.6 259.91998 138.5 121.1 206.6 359.12001 171.1 166.1 314.1 446.42004 253.2 230.9 289.2 420.92007 395.9 186.5 281.5 408.72010 418.4 205.7 176.4 422.3
Three-year change (percent)1992 -8.5 43.6 29.1 -4.11995 -23.0 -27.3 -27.6 -25.51998 6.0 3.6 7.3 38.22001 23.5 37.2 52.0 24.32004 48.0 39.0 -7.9 -5.72007 56.4 -19.2 -2.7 -2.92010 5.7 10.3 -37.3 3.3
4
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with net equity innon−residential real estate
Percent of families with net equity in non-residential real estateRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 12.6 6.71992 10.8 5.61995 10.3 5.71998 9.3 6.12001 9.6 3.92004 9.2 5.82007 9.0 5.92010 9.4 4.2
Three-year change (percentage points)1992 -1.8 -1.11995 -0.5 0.11998 -1.0 0.42001 0.3 -2.22004 -0.4 1.92007 -0.2 0.12010 0.4 -1.7
30
40
50
60
70
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of net equity in non−residentialreal estate for families with holdings
Median value of net equity in non-residential real estate for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 37.1 31.61992 47.9 45.51995 47.4 28.31998 57.4 32.02001 61.3 36.82004 75.9 34.52007 78.6 65.72010 75.0 50.0
Three-year change (percent)1992 29.1 44.01995 -1.0 -37.81998 21.1 13.12001 6.8 15.02004 23.8 -6.22007 3.6 90.42010 -4.6 -23.9
100
150
200
250
300
350
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of net equity in non−residentialreal estate for families with holdings
Mean value of net equity in non-residential real estate for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 261.5 167.51992 261.8 257.41995 203.4 110.31998 241.8 207.92001 329.5 237.62004 383.4 176.62007 329.9 302.92010 350.5 185.8
Three-year change (percent)1992 0.1 53.71995 -22.3 -57.11998 18.9 88.52001 36.3 14.32004 16.4 -25.72007 -14.0 71.52010 6.2 -38.7
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with net equity innon−residential real estate
Percent of families with net equity in non-residential real estateCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 9.4 26.5 10.5 2.11992 8.4 20.2 9.3 3.01995 8.0 21.9 8.3 3.61998 6.6 17.6 10.1 3.62001 6.7 17.9 8.2 3.82004 6.8 18.7 7.9 2.72007 7.0 17.3 7.7 4.72010 5.5 17.5 9.6 2.8
Three-year change (percentage points)1992 -1.0 -6.3 -1.2 0.91995 -0.4 1.7 -1.0 0.61998 -1.4 -4.3 1.8 0.02001 0.1 0.3 -1.9 0.22004 0.1 0.8 -0.3 -1.12007 0.2 -1.4 -0.2 2.02010 -1.5 0.2 1.9 -1.9
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of net equity in non−residentialreal estate for families with holdings
Median value of net equity in non-residential real estate for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 29.5 94.5 28.7 23.61992 32.1 91.0 30.3 75.81995 24.1 74.5 49.6 70.81998 32.0 112.0 66.7 140.12001 48.4 125.5 71.1 40.42004 46.0 143.8 69.0 64.42007 55.3 159.8 78.6 51.12010 50.0 132.0 62.5 46.6
Three-year change (percent)1992 8.8 -3.7 5.6 221.21995 -24.9 -18.1 63.7 -6.61998 32.8 50.3 34.5 97.92001 51.2 12.1 6.6 -71.22004 -5.0 14.6 -3.0 59.42007 20.2 11.1 13.9 -20.72010 -9.6 -17.4 -20.5 -8.8
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of net equity in non−residentialreal estate for families with holdings
Mean value of net equity in non-residential real estate for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 116.9 530.7 207.8 27.21992 160.8 470.4 245.1 425.91995 95.7 386.0 202.6 93.11998 121.8 503.5 211.2 128.22001 138.9 540.2 471.3 229.42004 197.2 666.0 290.9 164.72007 227.2 537.4 355.3 135.72010 149.9 658.9 266.8 292.2
Three-year change (percent)1992 37.6 -11.4 17.9 1465.81995 -40.5 -17.9 -17.3 -78.11998 27.3 30.4 4.2 37.72001 14.0 7.3 123.2 78.92004 42.0 23.3 -38.3 -28.22007 15.2 -19.3 22.1 -17.62010 -34.0 22.6 -24.9 115.3
6
8
10
12
14
16
18
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with net equity innon−residential real estate
Percent of families with net equity in non-residential real estateCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 17.3 8.7 11.0 8.71992 13.9 8.6 8.7 7.81995 15.3 7.2 8.7 7.41998 10.6 6.0 8.1 9.12001 12.0 6.2 6.7 7.52004 11.3 6.9 7.4 7.12007 10.8 7.3 6.7 7.22010 10.7 5.1 5.6 8.1
Three-year change (percentage points)1992 -3.4 -0.1 -2.3 -0.91995 1.4 -1.4 0.0 -0.41998 -4.7 -1.2 -0.6 1.72001 1.4 0.2 -1.4 -1.62004 -0.7 0.7 0.7 -0.42007 -0.5 0.4 -0.7 0.12010 -0.1 -2.2 -1.1 0.9
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of net equity in non−residentialreal estate for families with holdings
Median value of net equity in non-residential real estate for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 50.6 28.7 33.7 25.31992 60.6 30.3 30.3 45.51995 62.0 28.3 21.2 56.71998 66.7 50.0 33.3 66.72001 67.1 61.3 36.8 71.12004 103.3 69.0 25.3 69.02007 110.0 89.1 38.8 78.62010 100.0 50.0 50.0 62.0
Three-year change (percent)1992 19.8 5.6 -10.1 79.81995 2.3 -6.6 -30.0 24.61998 7.6 76.7 57.1 17.62001 0.6 22.6 10.5 6.62004 53.9 12.6 -31.2 -3.02007 6.5 29.1 53.4 13.92010 -9.1 -43.9 28.9 -21.1
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of net equity in non−residentialreal estate for families with holdings
Mean value of net equity in non-residential real estate for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 383.7 273.5 87.2 198.91992 370.2 225.9 109.3 261.71995 265.3 193.3 81.4 191.61998 405.8 237.7 66.4 204.02001 380.4 213.6 101.1 451.12004 508.3 301.2 126.5 283.52007 473.2 226.3 110.5 333.12010 466.2 186.4 188.9 268.7
Three-year change (percent)1992 -3.5 -17.4 25.3 31.61995 -28.3 -14.4 -25.5 -26.81998 53.0 23.0 -18.4 6.52001 -6.3 -10.1 52.3 121.12004 33.6 41.0 25.1 -37.22007 -6.9 -24.9 -12.6 17.52010 -1.5 -17.6 71.0 -19.3
4
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with net equity innon−residential real estate
Percent of families with net equity in non-residential real estateRegion
Year Northeast Midwest South WestLevel (percent)
1989 8.2 11.0 13.3 10.61992 8.1 8.2 10.5 10.61995 6.7 8.5 11.4 8.91998 6.0 8.3 9.9 8.92001 4.8 8.6 10.0 7.92004 6.0 8.2 8.8 9.62007 5.6 8.4 8.8 8.72010 5.9 7.6 9.4 6.4
Three-year change (percentage points)1992 -0.1 -2.8 -2.8 0.01995 -1.4 0.3 0.9 -1.71998 -0.7 -0.2 -1.5 0.02001 -1.2 0.3 0.1 -1.02004 1.2 -0.4 -1.2 1.72007 -0.4 0.2 0.0 -0.92010 0.3 -0.8 0.6 -2.3
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of net equity in non−residentialreal estate for families with holdings
Median value of net equity in non-residential real estate for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 84.3 22.5 31.6 54.81992 60.6 60.6 24.3 60.61995 45.3 56.7 21.2 70.81998 62.7 66.7 40.0 56.72001 61.3 42.9 61.3 71.12004 69.0 67.6 40.3 143.82007 117.3 55.3 74.9 94.32010 65.0 70.0 50.0 159.4
Three-year change (percent)1992 -28.1 169.3 -23.1 10.61995 -25.2 -6.4 -12.8 16.81998 38.4 17.6 88.7 -19.92001 -2.2 -35.7 53.2 25.42004 12.6 57.6 -34.3 102.32007 70.0 -18.2 85.9 -34.42010 -44.6 26.6 -33.2 69.0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of net equity in non−residentialreal estate for families with holdings
Mean value of net equity in non-residential real estate for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 242.7 172.6 155.1 539.11992 221.1 214.8 121.1 563.71995 185.8 165.1 147.2 313.21998 156.2 228.8 185.6 386.52001 379.3 194.7 304.1 460.92004 367.9 348.0 206.0 532.22007 353.4 144.4 304.9 520.32010 260.3 289.5 255.7 567.1
Three-year change (percent)1992 -8.9 24.4 -21.9 4.61995 -16.0 -23.1 21.6 -44.41998 -15.9 38.6 26.1 23.42001 142.8 -14.9 63.8 19.22004 -3.0 78.7 -32.3 15.52007 -3.9 -58.5 48.0 -2.22010 -26.3 100.5 -16.1 9.0
6
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with net equity innon−residential real estate
Percent of families with net equity in non-residential real estateUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 10.2 15.01992 9.7 8.61995 9.1 10.11998 8.2 10.32001 7.8 11.02004 8.0 9.82007 7.6 10.72010 7.2 10.1
Three-year change (percentage points)1992 -0.5 -6.41995 -0.6 1.51998 -0.9 0.22001 -0.4 0.72004 0.2 -1.22007 -0.4 0.92010 -0.4 -0.6
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of net equity in non−residentialreal estate for families with holdings
Median value of net equity in non-residential real estate for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 37.1 28.11992 49.7 24.31995 56.7 16.71998 50.0 66.72001 61.3 40.42004 80.5 28.82007 86.4 52.42010 70.0 60.0
Three-year change (percent)1992 34.0 -13.51995 14.1 -31.31998 -11.8 299.42001 22.6 -39.42004 31.3 -28.72007 7.3 81.92010 -19.0 14.5
100
150
200
250
300
350
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of net equity in non−residentialreal estate for families with holdings
Mean value of net equity in non-residential real estate for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 295.9 106.01992 293.8 98.21995 208.8 94.51998 268.1 88.32001 356.5 153.12004 394.4 139.22007 385.9 112.72010 357.5 197.8
Three-year change (percent)1992 -0.7 -7.41995 -28.9 -3.81998 28.4 -6.62001 33.0 73.42004 10.6 -9.12007 -2.2 -19.02010 -7.4 75.5
2
4
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with net equity innon−residential real estate
Percent of families with net equity in non-residential real estateHousing status
Year Owner Renter or otherLevel (percent)
1989 14.7 4.81992 12.1 4.81995 12.0 4.21998 11.2 3.32001 10.9 2.52004 11.0 2.42007 10.8 2.12010 10.5 1.9
Three-year change (percentage points)1992 -2.6 0.01995 -0.1 -0.61998 -0.8 -0.92001 -0.3 -0.82004 0.1 -0.12007 -0.2 -0.32010 -0.3 -0.2
20
30
40
50
60
70
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of net equity in non−residentialreal estate for families with holdings
Median value of net equity in non-residential real estate for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 37.1 31.61992 48.5 37.91995 49.6 17.01998 60.0 20.02001 61.3 39.82004 71.3 64.42007 83.8 39.82010 70.0 22.5
Three-year change (percent)1992 30.7 19.91995 2.3 -55.11998 21.0 17.62001 2.2 99.02004 16.3 61.82007 17.5 -38.22010 -16.5 -43.5
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of net equity in non−residentialreal estate for families with holdings
Mean value of net equity in non-residential real estate for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 275.6 93.61992 294.4 114.21995 212.3 78.21998 250.8 138.12001 343.7 94.12004 346.3 308.52007 333.9 215.02010 340.3 113.0
Three-year change (percent)1992 6.8 22.01995 -27.9 -31.51998 18.1 76.62001 37.0 -31.92004 0.8 227.82007 -3.6 -30.32010 1.9 -47.4
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with net equity innon−residential real estate
Percent of families with net equity in non-residential real estatePercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 0.9 5.2 13.5 16.7 37.11992 0.8 3.5 9.5 16.9 35.21995 0.8 4.7 8.5 15.7 33.91998 0.6 3.5 7.8 16.9 30.22001 0.1 3.6 7.8 15.6 29.92004 0.2 4.1 8.3 15.1 28.82007 0.4 3.7 7.6 16.5 27.22010 0.8 2.1 7.8 14.9 27.9
Three-year change (percentage points)1992 -0.1 -1.7 -4.0 0.2 -1.91995 0.0 1.2 -1.0 -1.2 -1.31998 -0.2 -1.2 -0.7 1.2 -3.72001 -0.5 0.1 0.0 -1.3 -0.32004 0.1 0.5 0.5 -0.5 -1.12007 0.2 -0.4 -0.7 1.4 -1.62010 0.4 -1.6 0.2 -1.6 0.7
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of net equity in non−residentialreal estate for families with holdings
Median value of net equity in non-residential real estate for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 5.1 16.9 18.6 42.2 196.81992 4.5 13.6 28.8 45.5 187.81995 4.2 9.9 17.0 56.1 141.61998 3.3 13.3 30.7 60.0 160.12001 2.7 11.0 36.8 61.9 259.42004 2.9 17.1 28.1 84.9 287.72007 16.1 26.2 41.9 86.4 279.42010 3.0 10.0 30.0 65.0 250.0
Three-year change (percent)1992 -11.8 -19.5 54.8 7.8 -4.61995 -6.7 -27.2 -41.0 23.3 -24.61998 -21.4 34.3 80.6 7.0 13.12001 -18.2 -17.3 19.9 3.2 62.02004 7.4 55.5 -23.6 37.2 10.92007 455.2 53.2 49.1 1.8 -2.92010 -81.4 -61.8 -28.4 -24.8 -10.5
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of net equity in non−residentialreal estate for families with holdings
Mean value of net equity in non-residential real estate for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 -48.4 18.6 21.7 84.7 659.81992 7.2 18.4 38.5 69.7 623.41995 -29.3 13.6 30.9 70.4 448.61998 1.0 17.5 39.5 89.3 562.52001 4.8 16.9 46.6 124.4 744.22004 4.2 19.6 46.8 161.6 819.42007 16.3 32.6 57.3 136.7 790.02010 -34.3 17.4 46.6 128.2 752.3
Three-year change (percent)1992 -114.9 -1.1 77.4 -17.7 -5.51995 -506.9 -26.1 -19.7 1.0 -28.01998 -103.4 28.7 27.8 26.8 25.42001 380.0 -3.4 18.0 39.3 32.32004 -12.5 16.0 0.4 29.9 10.12007 288.1 66.3 22.4 -15.4 -3.62010 -310.4 -46.6 -18.7 -6.2 -4.8
12.5
13
13.5
14
14.5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Percent of families with business equity
Percent of families with business equityYear All families
Level (percent)1989 13.31992 14.31995 12.81998 12.72001 13.52004 13.32007 13.62010 13.3
Three-year change (percentage points)1992 1.01995 -1.51998 -0.12001 0.82004 -0.22007 0.32010 -0.3
40
50
60
70
80
90
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of business equity for families with holdings
Median value of business equity for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 84.31992 60.61995 42.51998 66.72001 85.82004 86.32007 96.62010 78.7
Three-year change (percent)1992 -28.11995 -29.91998 56.92001 28.62004 0.62007 11.92010 -18.5
400
500
600
700
800
900
1000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of business equity for families with holdings
Mean value of business equity for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 499.11992 414.21995 473.91998 586.72001 691.82004 757.52007 991.42010 788.3
Three-year change (percent)1992 -17.01995 14.41998 23.82001 17.92004 9.52007 30.92010 -20.5
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with business equity
Percent of families with business equityPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 2.9 9.1 10.5 14.3 22.0 37.31992 4.6 8.3 11.1 16.5 21.9 40.71995 5.0 7.3 10.6 15.5 19.1 31.91998 4.1 6.1 10.6 15.2 20.6 34.22001 2.6 8.6 10.1 14.1 22.9 41.82004 4.2 7.8 10.8 15.2 18.7 38.52007 3.3 5.3 10.6 18.1 20.0 40.92010 5.1 6.6 10.6 15.5 19.3 37.6
Three-year change (percentage points)1992 1.7 -0.8 0.6 2.2 -0.1 3.41995 0.4 -1.0 -0.5 -1.0 -2.8 -8.81998 -0.9 -1.2 0.0 -0.3 1.5 2.32001 -1.5 2.5 -0.5 -1.1 2.3 7.62004 1.6 -0.8 0.7 1.1 -4.2 -3.32007 -0.9 -2.5 -0.2 2.9 1.3 2.42010 1.8 1.3 0.0 -2.6 -0.7 -3.3
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of business equity for families with holdings
Median value of business equity for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 18.6 20.2 59.0 59.0 88.5 253.01992 40.5 26.5 45.5 50.3 30.3 227.41995 63.7 36.8 28.3 21.2 49.6 141.61998 30.0 46.6 26.7 57.4 41.4 233.42001 63.4 30.6 61.2 61.3 61.3 275.72004 28.8 23.0 42.9 59.8 80.5 304.92007 52.4 20.4 32.2 57.8 75.5 397.62010 25.0 25.3 44.7 50.0 82.4 455.0
Three-year change (percent)1992 117.7 31.2 -22.9 -14.7 -65.8 -10.11995 57.3 38.9 -37.8 -57.9 63.7 -37.71998 -52.9 26.6 -5.7 170.8 -16.5 64.82001 111.3 -34.3 129.2 6.8 48.1 18.12004 -54.6 -24.8 -29.9 -2.4 31.3 10.62007 81.9 -11.3 -24.9 -3.3 -6.2 30.42010 -52.3 24.0 38.8 -13.5 9.1 14.4
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of business equity for families with holdings
Mean value of business equity for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 153.3 139.8 279.5 212.7 263.5 1210.71992 135.2 104.5 190.6 179.5 229.1 1014.81995 238.8 116.8 122.7 170.6 240.0 1379.71998 165.6 114.9 177.7 225.9 259.3 1625.52001 217.3 121.3 159.2 240.9 333.2 1743.72004 338.1 204.8 159.4 269.3 260.5 2037.12007 719.5 138.8 251.5 197.3 475.7 2593.72010 541.8 187.3 186.6 207.8 308.7 2127.9
Three-year change (percent)1992 -11.8 -25.3 -31.8 -15.6 -13.1 -16.21995 76.6 11.8 -35.6 -5.0 4.8 36.01998 -30.7 -1.6 44.8 32.4 8.0 17.82001 31.2 5.6 -10.4 6.6 28.5 7.32004 55.6 68.8 0.1 11.8 -21.8 16.82007 112.8 -32.2 57.8 -26.7 82.6 27.32010 -24.7 34.9 -25.8 5.3 -35.1 -18.0
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with business equity
Percent of families with business equityAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 10.2 19.4 18.2 13.4 9.4 5.41992 10.6 19.5 18.1 18.9 10.4 4.61995 9.6 16.7 18.0 13.3 9.9 5.01998 7.8 15.5 19.2 16.2 10.6 3.02001 8.1 15.5 19.4 18.8 13.1 3.42004 8.5 15.4 18.2 17.8 10.3 6.52007 8.0 18.2 17.2 18.1 11.2 4.52010 8.4 11.2 16.8 19.6 15.9 6.0
Three-year change (percentage points)1992 0.4 0.1 -0.1 5.5 1.0 -0.81995 -1.0 -2.8 -0.1 -5.6 -0.5 0.41998 -1.8 -1.2 1.2 2.9 0.7 -2.02001 0.3 0.0 0.2 2.6 2.5 0.42004 0.4 -0.1 -1.2 -1.0 -2.8 3.12007 -0.5 2.8 -1.0 0.3 0.9 -2.02010 0.4 -7.0 -0.4 1.5 4.7 1.5
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of business equity for families with holdings
Median value of business equity for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 33.7 92.8 88.5 181.3 81.0 150.21992 29.2 45.5 106.1 105.5 89.1 91.01995 19.8 42.5 43.9 70.8 141.6 42.51998 40.0 74.7 66.7 74.7 66.7 53.42001 44.1 104.2 107.2 88.8 80.3 98.02004 27.6 99.5 91.8 164.5 57.5 57.52007 36.7 61.8 80.5 104.8 314.3 235.72010 30.0 50.0 80.0 100.0 100.0 220.9
Three-year change (percent)1992 -13.4 -51.0 19.9 -41.8 10.0 -39.41995 -32.2 -6.6 -58.6 -32.9 58.9 -53.31998 102.0 75.8 51.9 5.5 -52.9 25.62001 10.2 39.5 60.7 18.9 20.4 83.52004 -37.4 -4.5 -14.4 85.2 -28.4 -41.32007 33.0 -37.9 -12.3 -36.3 446.6 309.92010 -18.3 -19.1 -0.6 -4.6 -68.2 -6.3
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of business equity for families with holdings
Mean value of business equity for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 204.5 340.9 554.5 750.4 1035.6 1021.71992 146.7 306.9 517.0 609.1 731.2 423.41995 107.8 320.9 556.1 936.6 782.5 578.71998 277.4 395.7 641.9 917.6 753.9 1090.72001 326.5 532.7 684.8 974.2 959.5 1201.12004 213.2 563.0 854.7 1079.4 1051.2 881.42007 481.7 480.8 1018.4 1299.2 1921.9 2205.82010 249.4 442.0 895.5 911.3 970.3 1590.0
Three-year change (percent)1992 -28.3 -10.0 -6.8 -18.8 -29.4 -58.61995 -26.5 4.6 7.6 53.8 7.0 36.71998 157.3 23.3 15.4 -2.0 -3.7 88.52001 17.7 34.6 6.7 6.2 27.3 10.12004 -34.7 5.7 24.8 10.8 9.6 -26.62007 125.9 -14.6 19.2 20.4 82.8 150.32010 -48.2 -8.1 -12.1 -29.9 -49.5 -27.9
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with business equity
Percent of families with business equityFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 5.4 10.4 5.1 18.2 16.91992 5.1 12.0 4.4 20.6 18.01995 5.0 10.9 5.3 17.8 15.31998 3.1 7.7 3.9 19.4 16.12001 5.8 6.8 3.9 19.7 17.82004 5.8 9.1 5.3 18.5 17.52007 7.5 8.8 3.6 18.5 18.42010 5.1 7.4 6.6 17.0 19.5
Three-year change (percentage points)1992 -0.3 1.6 -0.7 2.4 1.11995 -0.1 -1.1 0.9 -2.8 -2.71998 -1.9 -3.2 -1.4 1.6 0.82001 2.7 -0.9 0.0 0.3 1.72004 0.0 2.3 1.4 -1.2 -0.32007 1.7 -0.3 -1.7 0.0 0.92010 -2.4 -1.4 3.0 -1.5 1.1
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of business equity for families with holdings
Median value of business equity for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 46.0 25.3 85.2 84.3 102.51992 26.5 22.7 75.8 75.8 75.81995 14.2 25.5 49.6 42.5 63.71998 53.4 36.7 80.0 74.7 66.72001 63.4 63.4 3.7 122.5 73.52004 28.8 57.5 120.8 93.9 92.12007 52.4 34.0 261.9 94.3 104.82010 20.0 43.0 80.3 75.0 109.0
Three-year change (percent)1992 -42.4 -10.3 -11.0 -10.1 -26.01995 -46.4 12.3 -34.6 -43.9 -16.01998 276.1 43.9 61.3 75.8 4.72001 18.7 72.8 -95.4 64.0 10.22004 -54.6 -9.3 3164.9 -23.3 25.32007 81.9 -40.9 116.8 0.4 13.82010 -61.8 26.5 -69.3 -20.5 4.0
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of business equity for families with holdings
Mean value of business equity for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 261.2 348.4 214.7 456.0 740.11992 107.4 153.0 515.0 419.5 545.41995 224.5 185.7 465.5 391.5 749.11998 600.0 288.7 918.9 540.1 704.12001 216.2 564.6 724.2 686.1 781.22004 477.0 429.4 549.0 764.1 926.12007 289.5 621.1 997.5 926.9 1287.72010 182.2 241.2 619.3 846.4 949.1
Three-year change (percent)1992 -58.9 -56.1 139.9 -8.0 -26.31995 109.0 21.4 -9.6 -6.7 37.31998 167.3 55.5 97.4 38.0 -6.02001 -64.0 95.6 -21.2 27.0 11.02004 120.6 -23.9 -24.2 11.4 18.52007 -39.3 44.6 81.7 21.3 39.02010 -37.1 -61.2 -37.9 -8.7 -26.3
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with business equity
Percent of families with business equityEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 7.7 11.5 14.2 19.81992 5.1 11.2 14.1 23.31995 6.0 10.3 13.3 19.11998 5.5 8.9 14.7 18.82001 5.7 9.5 12.0 21.82004 5.0 11.5 12.5 18.52007 5.9 9.5 12.7 20.72010 5.2 10.9 11.2 18.9
Three-year change (percentage points)1992 -2.6 -0.3 -0.1 3.51995 0.9 -0.9 -0.8 -4.21998 -0.5 -1.4 1.4 -0.32001 0.2 0.6 -2.7 3.02004 -0.7 2.0 0.5 -3.32007 0.9 -2.0 0.2 2.22010 -0.7 1.4 -1.5 -1.8
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of business equity for families with holdings
Median value of business equity for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 42.2 67.5 75.9 139.81992 91.0 50.0 45.5 68.21995 113.3 56.7 38.5 25.51998 40.0 80.0 53.4 66.72001 36.8 69.9 61.3 116.42004 29.4 57.5 80.5 115.12007 61.8 94.3 47.1 104.82010 27.8 64.1 110.0 88.0
Three-year change (percent)1992 115.6 -25.9 -40.1 -51.21995 24.5 13.4 -15.4 -62.61998 -64.7 41.1 38.7 161.62001 -8.0 -12.6 14.8 74.52004 -20.1 -17.7 31.3 -1.12007 110.2 64.0 -41.5 -8.92010 -55.0 -32.0 133.5 -16.0
200
400
600
800
1000
1200
1400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of business equity for families with holdings
Mean value of business equity for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 310.1 324.6 477.0 689.81992 353.8 247.5 463.7 481.81995 314.1 337.5 429.3 599.01998 191.2 411.8 426.4 793.42001 300.2 366.1 525.6 922.12004 318.6 271.6 496.4 1146.62007 227.9 534.4 766.2 1341.02010 270.5 460.6 515.1 1075.7
Three-year change (percent)1992 14.1 -23.8 -2.8 -30.21995 -11.2 36.4 -7.4 24.31998 -39.1 22.0 -0.7 32.52001 57.0 -11.1 23.3 16.22004 6.1 -25.8 -5.6 24.32007 -28.5 96.8 54.4 17.02010 18.7 -13.8 -32.8 -19.8
6
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with business equity
Percent of families with business equityRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 15.5 6.81992 16.4 8.21995 14.7 6.11998 14.6 6.42001 16.1 5.82004 15.7 7.22007 15.8 8.22010 15.6 8.3
Three-year change (percentage points)1992 0.9 1.41995 -1.7 -2.11998 -0.1 0.32001 1.5 -0.62004 -0.4 1.42007 0.1 1.02010 -0.2 0.1
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of business equity for families with holdings
Median value of business equity for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 92.8 4.41992 66.4 45.51995 49.6 12.41998 66.7 26.72001 91.9 61.32004 93.9 48.32007 104.8 52.42010 97.2 43.0
Three-year change (percent)1992 -28.4 934.11995 -25.3 -72.71998 34.5 115.32001 37.8 129.62004 2.2 -21.22007 11.6 8.52010 -7.3 -17.9
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of business equity for families with holdings
Mean value of business equity for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 534.6 261.01992 431.0 311.11995 502.7 233.31998 635.4 221.62001 724.8 412.22004 820.0 401.32007 1059.4 675.82010 895.2 372.6
Three-year change (percent)1992 -19.4 19.21995 16.6 -25.01998 26.4 -5.02001 14.1 86.02004 13.1 -2.62007 29.2 68.42010 -15.5 -44.9
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with business equity
Percent of families with business equityCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 7.7 69.3 4.4 1.41992 8.6 75.7 4.4 2.31995 8.2 66.6 3.6 3.71998 6.3 68.7 3.9 5.12001 7.3 67.4 4.1 5.82004 7.2 64.1 4.5 7.52007 7.7 74.9 3.8 3.72010 6.6 71.1 4.5 4.1
Three-year change (percentage points)1992 0.9 6.4 0.0 0.91995 -0.4 -9.1 -0.8 1.41998 -1.9 2.1 0.3 1.42001 1.0 -1.3 0.2 0.72004 -0.1 -3.3 0.4 1.72007 0.5 10.8 -0.7 -3.82010 -1.1 -3.8 0.7 0.4
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of business equity for families with holdings
Median value of business equity for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 42.2 101.2 114.7 128.11992 22.7 91.0 91.0 24.71995 21.2 70.8 77.9 21.21998 26.7 106.7 51.1 4.72001 46.0 122.5 33.7 134.82004 25.3 165.7 34.2 28.82007 21.0 110.0 157.2 98.12010 25.0 100.0 125.5 37.6
Three-year change (percent)1992 -46.2 -10.1 -20.7 -80.71995 -6.6 -22.2 -14.4 -14.21998 25.9 50.7 -34.4 -77.82001 72.3 14.8 -34.1 2768.12004 -45.0 35.3 1.5 -78.62007 -17.0 -33.6 359.6 240.62010 19.0 -9.1 -20.2 -61.7
200
400
600
800
1000
1200
1400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of business equity for families with holdings
Mean value of business equity for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 239.9 659.0 375.0 1057.31992 246.3 503.1 512.1 117.51995 174.8 664.2 706.5 109.91998 330.6 737.2 477.1 171.72001 314.2 911.9 727.8 386.92004 377.2 1026.4 567.0 186.42007 457.5 1274.6 1331.2 512.12010 332.1 1036.8 662.3 216.5
Three-year change (percent)1992 2.7 -23.7 36.6 -88.91995 -29.0 32.0 38.0 -6.51998 89.1 11.0 -32.5 56.22001 -5.0 23.7 52.5 125.32004 20.1 12.6 -22.1 -51.82007 21.3 24.2 134.8 174.72010 -27.4 -18.7 -50.2 -57.7
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with business equity
Percent of families with business equityCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 22.3 13.6 17.6 3.71992 28.2 16.2 14.7 3.91995 25.0 11.6 15.8 3.61998 22.9 10.6 14.7 4.12001 30.3 9.7 8.5 4.42004 24.6 11.3 11.5 4.92007 25.4 10.8 14.7 3.82010 25.9 9.6 13.8 4.4
Three-year change (percentage points)1992 5.9 2.6 -2.9 0.21995 -3.2 -4.6 1.1 -0.31998 -2.1 -1.0 -1.1 0.52001 7.4 -0.9 -6.2 0.32004 -5.7 1.6 3.0 0.52007 0.8 -0.5 3.2 -1.12010 0.5 -1.2 -0.9 0.6
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of business equity for families with holdings
Median value of business equity for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 109.6 46.0 67.5 114.71992 95.5 30.3 50.3 60.61995 42.5 49.6 42.5 42.51998 80.0 66.7 48.0 40.02001 122.5 49.0 73.5 68.02004 115.1 57.5 43.7 28.82007 118.8 26.2 61.8 157.22010 102.0 27.0 51.5 81.6
Three-year change (percent)1992 -12.9 -34.1 -25.5 -47.21995 -55.5 63.7 -15.5 -29.91998 88.2 34.5 12.9 -5.92001 53.1 -26.5 53.1 70.02004 -6.0 17.3 -40.5 -57.62007 3.2 -54.4 41.4 445.82010 -14.1 3.1 -16.7 -48.1
200
400
600
800
1000
1200
1400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of business equity for families with holdings
Mean value of business equity for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 788.3 303.7 330.7 426.31992 608.1 252.1 198.2 456.61995 622.2 467.7 257.4 582.31998 869.9 558.2 239.2 408.22001 865.6 410.3 296.5 653.52004 1133.1 429.1 190.5 477.52007 1408.4 587.5 281.5 1204.92010 1163.7 331.9 233.7 571.7
Three-year change (percent)1992 -22.9 -17.0 -40.1 7.11995 2.3 85.5 29.9 27.51998 39.8 19.4 -7.1 -29.92001 -0.5 -26.5 24.0 60.12004 30.9 4.6 -35.8 -26.92007 24.3 36.9 47.8 152.32010 -17.4 -43.5 -17.0 -52.6
8
10
12
14
16
18
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with business equity
Percent of families with business equityRegion
Year Northeast Midwest South WestLevel (percent)
1989 12.2 13.8 12.7 14.91992 13.7 14.7 12.1 18.31995 13.2 12.4 12.7 13.01998 12.2 12.3 12.6 13.62001 11.4 13.6 13.9 14.72004 13.6 14.1 11.7 15.12007 9.1 15.4 12.6 16.92010 11.1 13.0 12.5 16.6
Three-year change (percentage points)1992 1.5 0.9 -0.6 3.41995 -0.5 -2.3 0.6 -5.31998 -1.0 -0.1 -0.1 0.62001 -0.8 1.3 1.3 1.12004 2.2 0.5 -2.2 0.42007 -4.5 1.3 0.9 1.82010 2.0 -2.4 -0.1 -0.3
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of business equity for families with holdings
Median value of business equity for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 46.2 126.5 67.5 101.21992 37.9 75.8 45.5 60.61995 34.7 55.2 49.6 33.61998 53.4 66.7 66.7 53.42001 61.3 110.3 95.6 61.32004 71.9 95.5 57.5 115.12007 104.8 104.8 62.9 99.52010 70.0 100.0 80.3 52.8
Three-year change (percent)1992 -18.0 -40.1 -32.6 -40.11995 -8.4 -27.2 9.0 -44.61998 53.9 20.8 34.5 58.92001 14.8 65.4 43.3 14.82004 17.3 -13.4 -39.9 87.82007 45.8 9.7 9.4 -13.62010 -33.2 -4.6 27.7 -46.9
400
600
800
1000
1200
1400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of business equity for families with holdings
Mean value of business equity for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 402.2 629.7 391.3 588.81992 486.2 434.6 370.9 390.01995 521.9 528.5 414.1 466.11998 629.4 488.8 616.6 604.12001 724.3 539.5 731.8 755.72004 809.3 789.6 649.0 825.32007 1389.4 773.9 1052.4 943.62010 871.3 704.4 867.1 709.6
Three-year change (percent)1992 20.9 -31.0 -5.2 -33.81995 7.3 21.6 11.6 19.51998 20.6 -7.5 48.9 29.62001 15.1 10.4 18.7 25.12004 11.7 46.4 -11.3 9.22007 71.7 -2.0 62.2 14.32010 -37.3 -9.0 -17.6 -24.8
12
13
14
15
16
17
18
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with business equity
Percent of families with business equityUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 12.2 17.91992 14.5 13.71995 12.5 14.21998 12.5 13.52001 13.3 15.42004 13.7 11.72007 13.9 11.82010 13.4 12.3
Three-year change (percentage points)1992 2.3 -4.21995 -2.0 0.51998 0.0 -0.72001 0.8 1.92004 0.4 -3.72007 0.2 0.12010 -0.5 0.5
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of business equity for families with holdings
Median value of business equity for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 67.5 118.11992 60.6 68.21995 42.5 70.81998 66.7 66.72001 85.8 80.32004 86.3 86.32007 98.1 94.32010 73.6 104.5
Three-year change (percent)1992 -10.2 -42.31995 -29.9 3.81998 56.9 -5.82001 28.6 20.42004 0.6 7.52007 13.7 9.32010 -25.0 10.8
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of business equity for families with holdings
Mean value of business equity for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 549.2 353.21992 464.5 180.11995 499.0 345.01998 653.6 226.92001 773.5 253.72004 846.3 257.92007 1097.6 380.52010 866.6 379.3
Three-year change (percent)1992 -15.4 -49.01995 7.4 91.61998 31.0 -34.22001 18.3 11.82004 9.4 1.72007 29.7 47.52010 -21.0 -0.3
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with business equity
Percent of families with business equityHousing status
Year Owner Renter or otherLevel (percent)
1989 16.7 7.21992 18.2 7.51995 15.8 7.31998 15.9 6.32001 17.5 5.22004 17.0 5.12007 17.5 5.02010 17.0 5.5
Three-year change (percentage points)1992 1.5 0.31995 -2.4 -0.21998 0.1 -1.02001 1.6 -1.12004 -0.5 -0.12007 0.5 -0.12010 -0.5 0.5
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of business equity for families with holdings
Median value of business equity for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 92.8 16.91992 75.8 22.71995 49.9 21.21998 76.5 26.72001 116.4 18.42004 93.8 34.52007 104.8 34.62010 95.0 25.0
Three-year change (percent)1992 -18.3 34.31995 -34.2 -6.61998 53.3 25.92001 52.2 -31.12004 -19.4 87.52007 11.7 0.32010 -9.4 -27.7
0
200
400
600
800
1000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of business equity for families with holdings
Mean value of business equity for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 558.4 256.61992 464.8 197.31995 567.5 103.71998 682.8 113.62001 757.9 228.42004 826.7 244.12007 1077.1 334.32010 874.9 236.1
Three-year change (percent)1992 -16.8 -23.11995 22.1 -47.41998 20.3 9.52001 11.0 101.12004 9.1 6.92007 30.3 37.02010 -18.8 -29.4
0
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with business equity
Percent of families with business equityPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 1.7 7.3 12.0 20.2 50.11992 2.2 8.0 15.7 20.4 47.91995 1.9 7.4 14.6 18.6 40.21998 2.0 7.6 11.4 19.8 44.62001 1.7 5.7 13.4 24.1 47.32004 1.6 7.4 13.1 22.5 44.52007 2.3 7.5 13.4 19.6 48.32010 2.9 6.1 12.9 20.8 46.6
Three-year change (percentage points)1992 0.5 0.7 3.7 0.2 -2.21995 -0.3 -0.6 -1.1 -1.8 -7.71998 0.1 0.2 -3.2 1.2 4.42001 -0.3 -1.9 2.0 4.3 2.72004 -0.1 1.7 -0.3 -1.6 -2.82007 0.7 0.1 0.3 -2.9 3.82010 0.6 -1.4 -0.5 1.2 -1.7
0
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of business equity for families with holdings
Median value of business equity for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 0.2 5.1 42.2 92.8 506.01992 3.0 11.4 26.5 90.2 409.31995 1.4 10.6 21.2 106.2 382.41998 1.9 9.3 49.0 100.0 333.52001 3.8 7.4 50.4 122.5 490.12004 2.3 8.1 49.0 115.1 575.32007 0.5 12.0 52.4 104.8 639.12010 1.2 11.6 40.0 125.0 600.0
Three-year change (percent)1992 1400.0 123.5 -37.2 -2.8 -19.11995 -53.3 -7.0 -20.0 17.7 -6.61998 35.7 -12.3 131.1 -5.8 -12.82001 100.0 -20.4 2.9 22.5 47.02004 -39.5 9.5 -2.8 -6.0 17.42007 -78.3 48.1 6.9 -8.9 11.12010 140.0 -3.3 -23.7 19.3 -6.1
0
500
1000
1500
2000
2500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of business equity for families with holdings
Mean value of business equity for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 8.7 12.7 60.6 140.0 1198.61992 10.6 18.5 41.7 121.6 1118.41995 7.0 17.0 40.5 115.3 1380.81998 5.4 19.6 67.9 142.7 1520.52001 15.8 18.9 68.1 192.1 1780.12004 4.6 17.8 78.6 199.3 2054.42007 4.1 24.3 74.6 191.4 2606.12010 12.4 24.9 60.5 190.2 2063.3
Three-year change (percent)1992 21.8 45.7 -31.2 -13.1 -6.71995 -34.0 -8.1 -2.9 -5.2 23.51998 -22.9 15.3 67.7 23.8 10.12001 192.6 -3.6 0.3 34.6 17.12004 -70.9 -5.8 15.4 3.7 15.42007 -10.9 36.5 -5.1 -4.0 26.92010 202.4 2.5 -18.9 -0.6 -20.8
7
8
9
10
11
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with other nonfinancial assets
Percent of families with other nonfinancial assetsYear All families
Level (percent)1989 12.41992 8.31995 9.01998 8.52001 7.52004 7.82007 7.22010 7.0
Three-year change (percentage points)1992 -4.11995 0.71998 -0.52001 -1.02004 0.32007 -0.62010 -0.2
11
12
13
14
15
16
17
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of other nonfinancial assets for families with holdings
Median value of other nonfinancial assets for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 12.61992 10.61995 12.51998 13.32001 14.72004 17.32007 14.72010 15.0
Three-year change (percent)1992 -15.91995 17.91998 6.42001 10.52004 17.72007 -15.02010 2.0
40
50
60
70
80
90
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of other nonfinancial assets for families with holdings
Mean value of other nonfinancial assets for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 49.91992 44.51995 56.91998 53.82001 69.32004 76.62007 84.62010 66.5
Three-year change (percent)1992 -10.81995 27.91998 -5.42001 28.82004 10.52007 10.42010 -21.4
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with other nonfinancial assets
Percent of families with other nonfinancial assetsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 5.3 8.1 11.9 16.1 17.0 23.81992 4.6 4.3 9.9 7.3 12.0 19.11995 3.7 6.4 7.2 12.2 10.0 21.11998 2.3 7.4 8.9 10.5 9.4 17.02001 2.9 5.8 6.2 8.7 9.4 17.92004 3.9 4.3 7.6 10.4 8.4 16.72007 3.9 5.7 7.4 7.2 9.0 14.12010 2.7 4.4 7.3 9.3 10.8 12.3
Three-year change (percentage points)1992 -0.7 -3.8 -2.0 -8.8 -5.0 -4.71995 -0.9 2.1 -2.7 4.9 -2.0 2.01998 -1.4 1.0 1.7 -1.7 -0.6 -4.12001 0.6 -1.6 -2.7 -1.8 0.0 0.92004 1.0 -1.5 1.4 1.7 -1.0 -1.22007 0.0 1.4 -0.2 -3.2 0.6 -2.62010 -1.2 -1.3 -0.1 2.1 1.8 -1.8
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of other nonfinancial assets for families with holdings
Median value of other nonfinancial assets for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 1.7 8.4 10.1 11.8 16.9 42.21992 2.9 10.6 7.6 7.6 19.7 37.91995 8.5 8.2 7.1 11.3 28.3 24.11998 6.7 6.7 8.0 13.3 13.3 40.02001 7.4 7.4 12.3 12.3 24.5 61.32004 5.2 8.1 11.5 11.5 20.1 57.52007 3.1 6.3 10.5 15.7 21.0 78.62010 5.3 5.0 10.0 13.0 22.0 35.0
Three-year change (percent)1992 70.6 26.2 -24.8 -35.6 16.6 -10.21995 193.1 -22.6 -6.6 48.7 43.7 -36.41998 -21.2 -18.3 12.7 17.7 -53.0 66.02001 10.4 10.4 53.8 -7.5 84.2 53.22004 -29.7 9.5 -6.5 -6.5 -18.0 -6.22007 -40.4 -22.2 -8.7 36.5 4.5 36.72010 71.0 -20.6 -4.8 -17.2 4.8 -55.5
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of other nonfinancial assets for families with holdings
Mean value of other nonfinancial assets for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 13.1 25.1 17.3 42.5 29.1 140.91992 7.7 23.3 18.5 30.6 42.5 110.41995 17.5 14.5 18.8 34.9 56.8 148.31998 13.9 18.5 26.9 29.6 44.2 159.32001 15.4 21.9 17.7 27.1 43.7 207.42004 16.2 21.8 54.4 39.0 49.6 213.42007 25.9 20.4 35.7 52.9 52.7 272.22010 25.0 34.7 52.7 41.9 52.0 173.8
Three-year change (percent)1992 -41.2 -7.2 6.9 -28.0 46.0 -21.61995 127.3 -37.8 1.6 14.1 33.6 34.31998 -20.6 27.6 43.1 -15.2 -22.2 7.42001 10.8 18.4 -34.2 -8.4 -1.1 30.22004 5.2 -0.5 207.3 43.9 13.5 2.92007 59.9 -6.4 -34.4 35.6 6.2 27.62010 -3.5 70.1 47.6 -20.8 -1.3 -36.1
4
6
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with other nonfinancial assets
Percent of families with other nonfinancial assetsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 9.8 14.0 15.6 13.9 12.9 8.01992 8.2 9.4 9.8 6.4 6.5 8.81995 7.2 10.0 11.4 10.2 9.0 5.61998 7.3 8.8 9.2 8.5 10.3 7.02001 6.8 7.8 7.2 7.9 9.7 5.82004 5.5 6.0 9.7 9.2 9.0 8.52007 5.8 5.5 8.7 8.5 9.1 5.82010 6.1 4.2 6.6 9.6 11.1 6.0
Three-year change (percentage points)1992 -1.6 -4.6 -5.8 -7.5 -6.4 0.81995 -1.0 0.6 1.6 3.8 2.5 -3.21998 0.1 -1.2 -2.2 -1.7 1.3 1.42001 -0.5 -1.0 -2.0 -0.6 -0.6 -1.22004 -1.3 -1.8 2.5 1.3 -0.7 2.72007 0.3 -0.5 -1.0 -0.7 0.1 -2.72010 0.3 -1.3 -2.1 1.1 2.0 0.2
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of other nonfinancial assets for families with holdings
Median value of other nonfinancial assets for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 8.4 11.8 13.5 16.9 14.0 14.01992 6.1 12.1 19.7 15.2 13.6 9.91995 7.1 14.2 14.2 14.2 19.8 11.31998 6.7 10.7 18.7 37.3 13.3 13.32001 12.3 11.0 13.5 36.8 24.5 14.72004 5.8 11.5 23.0 28.8 34.5 12.72007 8.7 10.5 15.7 21.0 21.0 26.22010 5.0 10.0 15.0 20.0 28.0 26.0
Three-year change (percent)1992 -27.4 2.5 45.9 -10.1 -2.9 -29.31995 16.4 17.4 -27.9 -6.6 45.6 14.11998 -5.6 -24.6 31.7 162.7 -32.8 17.72001 83.6 2.8 -27.8 -1.3 84.2 10.52004 -52.8 4.5 70.4 -21.7 40.8 -13.62007 50.0 -8.7 -31.7 -27.1 -39.1 106.32010 -42.5 -4.8 -4.5 -4.8 33.3 -0.8
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of other nonfinancial assets for families with holdings
Mean value of other nonfinancial assets for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 31.2 59.9 53.7 63.0 45.4 42.71992 11.4 38.6 69.9 59.9 86.8 37.01995 26.3 30.9 56.9 85.5 93.6 126.01998 15.8 25.4 91.3 93.6 67.0 50.82001 20.9 32.1 113.3 129.1 96.1 42.62004 11.8 30.7 72.0 107.4 113.8 150.52007 28.0 33.6 110.3 93.3 142.5 106.42010 17.9 28.3 49.6 98.9 95.5 104.6
Three-year change (percent)1992 -63.5 -35.6 30.2 -4.9 91.2 -13.31995 130.7 -19.9 -18.6 42.7 7.8 240.51998 -39.9 -17.8 60.5 9.5 -28.4 -59.72001 32.3 26.4 24.1 37.9 43.4 -16.12004 -43.5 -4.4 -36.5 -16.8 18.4 253.32007 137.3 9.4 53.2 -13.1 25.2 -29.32010 -36.1 -15.8 -55.0 6.0 -33.0 -1.7
4
6
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with other nonfinancial assets
Percent of families with other nonfinancial assetsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 8.6 12.7 10.7 11.7 16.21992 3.3 9.9 6.4 8.3 11.01995 4.9 11.4 6.2 9.4 10.51998 6.7 10.0 6.7 7.7 10.12001 4.2 10.5 5.7 6.7 8.82004 4.5 7.9 8.0 6.5 10.52007 5.4 7.6 5.9 6.3 9.32010 3.9 5.7 8.0 5.9 10.0
Three-year change (percentage points)1992 -5.3 -2.8 -4.3 -3.4 -5.21995 1.6 1.5 -0.2 1.1 -0.51998 1.8 -1.4 0.5 -1.7 -0.42001 -2.5 0.5 -1.0 -1.0 -1.32004 0.3 -2.6 2.3 -0.2 1.72007 0.9 -0.3 -2.1 -0.2 -1.22010 -1.5 -1.9 2.1 -0.4 0.7
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of other nonfinancial assets for families with holdings
Median value of other nonfinancial assets for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 6.7 8.4 16.5 16.9 13.51992 9.1 7.6 7.6 15.2 15.21995 11.3 9.2 14.2 11.3 14.21998 9.3 6.7 10.7 16.0 26.72001 10.4 12.3 18.4 12.3 24.52004 11.5 11.5 11.5 17.3 25.92007 10.5 8.7 10.5 15.7 24.62010 15.0 7.0 15.0 12.0 20.0
Three-year change (percent)1992 35.8 -9.5 -53.9 -10.1 12.61995 24.2 21.1 86.8 -25.7 -6.61998 -17.7 -27.2 -24.6 41.6 88.02001 11.8 83.6 72.0 -23.1 -8.22004 10.6 -6.5 -37.5 40.7 5.72007 -8.7 -24.3 -8.7 -9.2 -5.02010 42.9 -19.5 42.9 -23.6 -18.7
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of other nonfinancial assets for families with holdings
Mean value of other nonfinancial assets for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 18.5 23.2 28.5 81.3 45.81992 22.0 22.6 24.6 56.1 56.11995 30.0 23.6 71.1 50.0 87.21998 21.5 27.7 40.0 70.0 69.02001 38.0 22.6 60.2 72.5 104.02004 69.7 29.0 72.2 65.6 109.12007 63.7 36.3 50.6 96.9 112.62010 52.6 22.8 88.2 57.0 79.7
Three-year change (percent)1992 18.9 -2.6 -13.7 -31.0 22.51995 36.4 4.4 189.0 -10.9 55.41998 -28.3 17.4 -43.7 40.0 -20.92001 76.7 -18.4 50.5 3.6 50.72004 83.4 28.3 19.9 -9.5 4.92007 -8.6 25.2 -29.9 47.7 3.22010 -17.4 -37.2 74.3 -41.2 -29.2
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with other nonfinancial assets
Percent of families with other nonfinancial assetsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 6.0 11.0 15.0 18.01992 2.3 5.4 10.9 13.61995 3.1 6.0 9.2 15.61998 3.7 6.9 7.1 13.12001 1.9 5.0 9.7 11.12004 1.9 5.3 9.4 11.32007 2.2 5.1 7.0 11.02010 1.3 5.5 7.6 9.9
Three-year change (percentage points)1992 -3.7 -5.6 -4.1 -4.41995 0.8 0.6 -1.7 2.01998 0.6 0.9 -2.1 -2.52001 -1.8 -1.9 2.6 -2.02004 0.0 0.3 -0.3 0.22007 0.3 -0.2 -2.4 -0.32010 -0.9 0.4 0.6 -1.1
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of other nonfinancial assets for families with holdings
Median value of other nonfinancial assets for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 5.1 7.1 20.2 16.91992 5.3 7.6 7.6 15.21995 11.3 7.1 14.2 14.21998 6.7 6.7 8.0 20.02001 7.4 9.8 13.5 24.52004 5.8 11.5 11.5 23.02007 13.8 7.6 13.6 23.02010 5.0 8.0 14.4 20.0
Three-year change (percent)1992 3.9 7.0 -62.4 -10.11995 113.2 -6.6 86.8 -6.61998 -40.7 -5.6 -43.7 40.82001 10.4 46.3 68.8 22.52004 -21.6 17.3 -14.8 -6.12007 137.9 -33.9 18.3 0.02010 -63.8 5.3 5.9 -13.0
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of other nonfinancial assets for families with holdings
Mean value of other nonfinancial assets for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 13.9 20.1 48.1 82.31992 16.5 19.8 29.7 63.41995 16.5 25.7 61.8 72.41998 25.2 21.2 45.4 76.72001 9.0 23.5 36.7 108.82004 67.5 31.3 38.3 110.72007 61.2 23.5 38.8 128.32010 19.1 29.8 52.7 91.2
Three-year change (percent)1992 18.7 -1.5 -38.3 -23.01995 0.0 29.8 108.1 14.21998 52.7 -17.5 -26.5 5.92001 -64.3 10.8 -19.2 41.92004 650.0 33.2 4.4 1.72007 -9.3 -24.9 1.3 15.92010 -68.8 26.8 35.8 -28.9
2
4
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with other nonfinancial assets
Percent of families with other nonfinancial assetsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 14.6 5.81992 9.7 4.11995 10.6 3.61998 10.0 3.22001 8.9 3.12004 9.3 3.82007 8.3 4.32010 8.8 3.3
Three-year change (percentage points)1992 -4.9 -1.71995 0.9 -0.51998 -0.6 -0.42001 -1.1 -0.12004 0.4 0.72007 -1.0 0.52010 0.5 -1.0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of other nonfinancial assets for families with holdings
Median value of other nonfinancial assets for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 13.5 8.41992 10.6 10.61995 14.2 9.21998 13.3 6.72001 18.4 5.52004 19.0 11.52007 15.7 8.42010 15.0 10.0
Three-year change (percent)1992 -21.5 26.21995 34.0 -13.21998 -6.3 -27.22001 38.3 -17.92004 3.3 109.12007 -17.4 -27.02010 -4.5 19.0
30
40
50
60
70
80
90
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of other nonfinancial assets for families with holdings
Mean value of other nonfinancial assets for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 51.3 39.81992 43.4 52.51995 56.7 59.21998 56.4 27.32001 74.0 27.42004 82.1 41.52007 92.1 49.62010 73.5 28.5
Three-year change (percent)1992 -15.4 31.91995 30.6 12.81998 -0.5 -53.92001 31.2 0.42004 10.9 51.52007 12.2 19.52010 -20.2 -42.5
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with other nonfinancial assets
Percent of families with other nonfinancial assetsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 12.4 21.2 9.5 8.41992 9.4 12.0 5.6 5.11995 9.6 15.5 5.8 6.01998 8.8 13.3 6.4 3.42001 7.3 14.0 5.3 4.12004 7.1 12.9 7.1 6.42007 7.1 11.0 5.4 8.22010 6.4 12.0 6.8 4.8
Three-year change (percentage points)1992 -3.0 -9.2 -3.9 -3.31995 0.2 3.5 0.2 0.91998 -0.8 -2.2 0.6 -2.62001 -1.5 0.7 -1.1 0.72004 -0.2 -1.1 1.8 2.32007 0.0 -1.9 -1.7 1.82010 -0.7 1.0 1.4 -3.4
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of other nonfinancial assets for families with holdings
Median value of other nonfinancial assets for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 10.1 25.3 11.8 3.41992 9.1 24.3 10.6 11.41995 14.2 11.3 14.2 9.91998 9.3 66.7 13.3 7.62001 12.3 36.8 24.5 2.52004 11.5 34.5 28.8 23.02007 10.5 52.4 13.8 2.62010 10.0 30.0 25.0 10.0
Three-year change (percent)1992 -9.9 -4.0 -10.2 235.31995 56.0 -53.5 34.0 -13.21998 -34.5 490.3 -6.3 -23.22001 32.3 -44.8 84.2 -67.12004 -6.5 -6.2 17.6 820.02007 -8.7 51.9 -52.1 -88.72010 -4.8 -42.7 81.2 284.6
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of other nonfinancial assets for families with holdings
Mean value of other nonfinancial assets for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 31.9 113.3 34.5 77.01992 30.5 107.0 34.2 57.81995 44.8 101.8 61.5 31.21998 35.9 115.1 58.7 21.52001 35.9 141.0 104.3 5.52004 41.1 131.5 123.2 34.52007 45.1 208.7 123.5 14.62010 36.6 141.2 78.3 30.0
Three-year change (percent)1992 -4.4 -5.6 -0.9 -24.91995 46.9 -4.9 79.8 -46.01998 -19.9 13.1 -4.6 -31.12001 0.0 22.5 77.7 -74.42004 14.5 -6.7 18.1 527.32007 9.7 58.7 0.2 -57.72010 -18.8 -32.3 -36.6 105.5
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with other nonfinancial assets
Percent of families with other nonfinancial assetsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 19.0 10.9 11.9 9.21992 13.6 7.5 8.5 5.51995 15.2 9.4 7.9 5.81998 12.7 8.0 7.8 5.92001 13.0 6.7 4.4 5.12004 10.4 7.2 5.9 7.02007 9.9 7.7 4.9 5.82010 9.6 5.1 6.7 6.3
Three-year change (percentage points)1992 -5.4 -3.4 -3.4 -3.71995 1.6 1.9 -0.6 0.31998 -2.5 -1.4 -0.1 0.12001 0.3 -1.3 -3.4 -0.82004 -2.6 0.5 1.5 1.92007 -0.5 0.5 -1.0 -1.22010 -0.3 -2.6 1.8 0.5
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of other nonfinancial assets for families with holdings
Median value of other nonfinancial assets for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 16.9 10.1 8.4 11.01992 15.2 10.6 4.5 10.61995 17.0 12.7 8.2 11.31998 16.0 11.7 13.3 13.32001 24.5 12.3 9.8 19.62004 20.1 11.5 11.5 28.82007 21.0 15.7 10.5 13.12010 23.0 8.0 8.0 22.0
Three-year change (percent)1992 -10.1 5.0 -46.4 -3.61995 11.8 19.8 82.2 6.61998 -5.9 -7.9 62.2 17.72001 53.1 5.1 -26.3 47.42004 -18.0 -6.5 17.3 46.92007 4.5 36.5 -8.7 -54.52010 9.5 -49.0 -23.8 67.9
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of other nonfinancial assets for families with holdings
Mean value of other nonfinancial assets for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 63.6 65.0 25.4 42.61992 59.5 53.7 13.8 39.41995 78.8 50.3 32.3 55.11998 69.5 56.7 26.1 55.02001 87.1 40.0 20.2 91.22004 96.8 39.3 23.6 110.72007 118.9 51.2 23.9 99.42010 100.7 35.8 15.2 70.3
Three-year change (percent)1992 -6.4 -17.4 -45.7 -7.51995 32.4 -6.3 134.1 39.81998 -11.8 12.7 -19.2 -0.22001 25.3 -29.5 -22.6 65.82004 11.1 -1.8 16.8 21.42007 22.8 30.3 1.3 -10.22010 -15.3 -30.1 -36.4 -29.3
6
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with other nonfinancial assets
Percent of families with other nonfinancial assetsRegion
Year Northeast Midwest South WestLevel (percent)
1989 13.1 12.2 10.4 15.11992 9.7 6.3 6.5 12.41995 8.0 9.4 8.1 11.11998 9.8 7.3 7.7 10.02001 5.7 7.2 6.4 11.12004 6.4 8.8 7.1 8.92007 5.5 6.4 7.2 9.32010 5.5 5.8 6.6 10.2
Three-year change (percentage points)1992 -3.4 -5.9 -3.9 -2.71995 -1.7 3.1 1.6 -1.31998 1.8 -2.1 -0.4 -1.12001 -4.1 -0.1 -1.3 1.12004 0.7 1.6 0.7 -2.22007 -0.9 -2.4 0.1 0.42010 0.0 -0.6 -0.6 0.9
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of other nonfinancial assets for families with holdings
Median value of other nonfinancial assets for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 16.9 9.3 10.1 16.51992 15.2 10.6 7.6 12.21995 14.2 9.9 14.2 14.21998 11.7 9.3 14.7 13.32001 24.5 12.3 12.3 13.52004 17.3 17.3 17.3 17.32007 21.0 10.5 15.7 14.72010 30.0 10.0 15.0 15.0
Three-year change (percent)1992 -10.1 14.0 -24.8 -26.11995 -6.6 -6.6 86.8 16.41998 -17.6 -6.1 3.5 -6.32001 109.4 32.3 -16.3 1.52004 -29.4 40.7 40.7 28.12007 21.4 -39.3 -9.2 -15.02010 42.9 -4.8 -4.5 2.0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of other nonfinancial assets for families with holdings
Mean value of other nonfinancial assets for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 62.9 28.0 50.6 59.11992 45.9 41.8 49.4 40.71995 61.3 36.4 65.6 63.31998 45.1 37.6 72.5 50.82001 91.2 56.9 75.4 62.02004 92.1 100.0 49.1 79.22007 91.9 41.4 94.2 99.82010 116.6 36.4 67.5 60.8
Three-year change (percent)1992 -27.0 49.3 -2.4 -31.11995 33.6 -12.9 32.8 55.51998 -26.4 3.3 10.5 -19.72001 102.2 51.3 4.0 22.02004 1.0 75.7 -34.9 27.72007 -0.2 -58.6 91.9 26.02010 26.9 -12.1 -28.3 -39.1
4
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with other nonfinancial assets
Percent of families with other nonfinancial assetsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 12.7 11.01992 9.1 4.81995 9.6 5.41998 8.7 7.42001 8.0 4.22004 8.3 5.12007 7.6 5.12010 6.9 7.8
Three-year change (percentage points)1992 -3.6 -6.21995 0.5 0.61998 -0.9 2.02001 -0.7 -3.22004 0.3 0.92007 -0.7 0.02010 -0.7 2.7
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of other nonfinancial assets for families with holdings
Median value of other nonfinancial assets for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 14.3 7.11992 11.4 4.91995 12.7 10.61998 13.3 11.72001 14.7 7.42004 17.3 11.52007 14.1 23.02010 15.0 12.5
Three-year change (percent)1992 -20.3 -31.01995 11.4 116.31998 4.7 10.42001 10.5 -36.82004 17.7 55.42007 -18.5 100.02010 6.4 -45.7
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of other nonfinancial assets for families with holdings
Mean value of other nonfinancial assets for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 51.9 40.41992 48.4 12.11995 58.0 46.31998 56.4 36.12001 72.5 30.82004 80.4 46.72007 85.0 82.12010 72.8 40.0
Three-year change (percent)1992 -6.7 -70.01995 19.8 282.61998 -2.8 -22.02001 28.5 -14.72004 10.9 51.62007 5.7 75.82010 -14.4 -51.3
4
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with other nonfinancial assets
Percent of families with other nonfinancial assetsHousing status
Year Owner Renter or otherLevel (percent)
1989 14.5 8.51992 9.4 6.51995 10.5 6.31998 9.5 6.42001 8.7 4.92004 9.2 4.62007 8.0 5.32010 8.4 4.2
Three-year change (percentage points)1992 -5.1 -2.01995 1.1 -0.21998 -1.0 0.12001 -0.8 -1.52004 0.5 -0.32007 -1.2 0.72010 0.4 -1.1
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of other nonfinancial assets for families with holdings
Median value of other nonfinancial assets for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 13.5 10.11992 12.1 7.61995 14.2 7.11998 17.3 6.72001 18.4 7.42004 20.1 9.22007 21.0 5.62010 20.0 5.3
Three-year change (percent)1992 -10.4 -24.81995 17.4 -6.61998 21.8 -5.62001 6.4 10.42004 9.2 24.32007 4.5 -39.12010 -4.8 -5.4
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of other nonfinancial assets for families with holdings
Mean value of other nonfinancial assets for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 46.2 61.41992 49.2 32.41995 67.7 24.11998 65.6 19.72001 77.1 40.42004 88.4 24.62007 98.7 38.42010 78.3 18.5
Three-year change (percent)1992 6.5 -47.21995 37.6 -25.61998 -3.1 -18.32001 17.5 105.12004 14.7 -39.12007 11.7 56.12010 -20.7 -51.8
0
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with other nonfinancial assets
Percent of families with other nonfinancial assetsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 3.3 10.6 13.1 17.8 29.21992 3.1 5.4 9.2 12.1 21.01995 3.1 7.0 10.5 12.3 20.41998 2.7 7.9 8.9 11.4 18.82001 3.0 5.0 6.7 10.1 22.72004 2.9 5.4 7.8 12.4 18.72007 2.4 6.4 7.8 7.3 19.02010 2.5 4.9 7.3 9.2 19.7
Three-year change (percentage points)1992 -0.2 -5.2 -3.9 -5.7 -8.21995 0.0 1.6 1.3 0.2 -0.61998 -0.4 0.9 -1.6 -0.9 -1.62001 0.3 -2.9 -2.2 -1.3 3.92004 -0.1 0.4 1.1 2.3 -4.02007 -0.5 1.0 0.0 -5.1 0.32010 0.1 -1.5 -0.5 1.9 0.7
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of other nonfinancial assets for families with holdings
Median value of other nonfinancial assets for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 1.0 6.7 11.0 16.9 35.41992 1.9 6.8 9.1 15.2 37.91995 3.5 7.1 11.9 14.2 35.41998 1.3 6.7 11.7 20.0 73.42001 4.9 12.3 12.3 22.1 49.02004 3.5 6.9 11.5 28.8 92.12007 1.4 7.9 13.6 31.4 71.22010 5.0 5.0 13.0 20.6 50.0
Three-year change (percent)1992 90.0 1.5 -17.3 -10.1 7.11995 84.2 4.4 30.8 -6.6 -6.61998 -62.9 -5.6 -1.7 40.8 107.32001 276.9 83.6 5.1 10.5 -33.22004 -28.6 -43.9 -6.5 30.3 88.02007 -60.0 14.5 18.3 9.0 -22.72010 257.1 -36.7 -4.4 -34.4 -29.8
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of other nonfinancial assets for families with holdings
Mean value of other nonfinancial assets for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 4.1 9.4 17.9 32.1 152.31992 3.1 10.8 17.5 40.1 114.81995 6.3 9.2 20.6 35.0 183.91998 6.5 10.7 23.5 32.7 171.42001 5.4 15.1 24.5 34.0 176.92004 5.1 13.8 25.5 49.4 230.12007 3.0 13.8 28.2 67.0 238.92010 5.3 8.2 28.5 46.1 171.9
Three-year change (percent)1992 -24.4 14.9 -2.2 24.9 -24.61995 103.2 -14.8 17.7 -12.7 60.21998 3.2 16.3 14.1 -6.6 -6.82001 -16.9 41.1 4.3 4.0 3.22004 -5.6 -8.6 4.1 45.3 30.12007 -41.2 0.0 10.6 35.6 3.82010 76.7 -40.6 1.1 -31.2 -28.0
69
70
71
72
73
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Percent of families with unrealized capital gains
Percent of families with unrealized capital gainsYear All families
Level (percent)1989 68.81992 69.41995 69.81998 71.02001 72.12004 73.02007 72.42010 70.2
Three-year change (percentage points)1992 0.61995 0.41998 1.22001 1.12004 0.92007 -0.62010 -2.2
30
40
50
60
70
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of unrealized capital gains for families with holdings
Median value of unrealized capital gains for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 51.21992 40.91995 36.91998 41.42001 49.02004 62.12007 78.62010 37.2
Three-year change (percent)1992 -20.11995 -9.81998 12.22001 18.42004 26.72007 26.62010 -52.7
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of unrealized capital gains for families with holdings
Mean value of unrealized capital gains for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 182.11992 156.71995 138.61998 185.52001 224.92004 259.72007 342.82010 208.7
Three-year change (percent)1992 -13.91995 -11.61998 33.82001 21.22004 15.52007 32.02010 -39.1
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with unrealized capital gains
Percent of families with unrealized capital gainsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 35.4 62.2 71.2 80.9 90.7 98.21992 43.1 61.8 69.1 80.7 89.4 95.21995 42.0 61.3 68.5 83.9 91.9 95.11998 40.8 59.6 74.9 84.4 93.1 98.02001 42.6 61.8 71.3 87.6 95.1 99.62004 43.0 60.5 76.6 87.7 95.5 99.22007 44.4 57.6 74.8 88.1 96.2 97.72010 40.0 58.6 73.3 84.7 92.0 96.6
Three-year change (percentage points)1992 7.7 -0.4 -2.1 -0.2 -1.3 -3.01995 -1.1 -0.5 -0.6 3.2 2.5 -0.11998 -1.2 -1.7 6.4 0.5 1.2 2.92001 1.8 2.2 -3.6 3.2 2.0 1.62004 0.4 -1.3 5.3 0.1 0.4 -0.42007 1.4 -2.9 -1.8 0.4 0.7 -1.52010 -4.4 1.0 -1.5 -3.4 -4.2 -1.1
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of unrealized capital gains for families with holdings
Median value of unrealized capital gains for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 25.3 38.8 42.2 48.1 68.3 182.51992 30.8 30.3 29.4 38.6 48.5 153.11995 21.2 28.9 29.7 31.1 43.5 99.11998 27.9 33.4 30.1 38.7 56.0 133.42001 30.6 31.6 33.1 46.6 74.7 196.32004 31.9 40.5 46.0 67.9 92.1 264.72007 48.2 51.3 52.4 76.9 138.6 373.82010 24.5 30.0 27.0 31.0 57.0 157.1
Three-year change (percent)1992 21.7 -21.9 -30.3 -19.8 -29.0 -16.11995 -31.2 -4.6 1.0 -19.4 -10.3 -35.31998 31.6 15.6 1.3 24.4 28.7 34.62001 9.7 -5.4 10.0 20.4 33.4 47.22004 4.2 28.2 39.0 45.7 23.3 34.82007 51.1 26.7 13.9 13.3 50.5 41.22010 -49.2 -41.5 -48.5 -59.7 -58.9 -58.0
0
500
1000
1500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of unrealized capital gains for families with holdings
Mean value of unrealized capital gains for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 47.5 72.7 101.1 107.2 159.1 679.71992 56.0 62.5 89.4 92.2 141.8 591.31995 55.3 58.6 67.9 74.6 104.5 563.41998 61.7 67.9 78.6 105.5 137.0 778.62001 50.2 82.6 79.4 121.8 183.7 979.32004 83.4 100.3 112.1 159.4 190.4 1079.12007 122.6 105.8 121.1 172.9 290.8 1519.22010 112.7 77.1 82.9 86.1 148.4 911.3
Three-year change (percent)1992 17.9 -14.0 -11.6 -14.0 -10.9 -13.01995 -1.2 -6.2 -24.0 -19.1 -26.3 -4.71998 11.6 15.9 15.8 41.4 31.1 38.22001 -18.6 21.6 1.0 15.5 34.1 25.82004 66.1 21.4 41.2 30.9 3.6 10.22007 47.0 5.5 8.0 8.5 52.7 40.82010 -8.1 -27.1 -31.5 -50.2 -49.0 -40.0
40
50
60
70
80
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with unrealized capital gains
Percent of families with unrealized capital gainsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 46.9 71.4 81.9 82.2 79.2 74.21992 44.7 70.7 77.7 83.7 83.1 81.41995 47.8 69.6 78.5 84.2 81.7 77.71998 48.5 71.1 79.8 81.9 83.1 79.02001 48.1 73.7 78.2 85.9 85.1 78.42004 50.1 71.9 80.1 82.5 82.6 86.32007 47.0 71.5 79.7 83.1 87.2 79.82010 43.4 66.8 77.0 80.2 84.5 83.2
Three-year change (percentage points)1992 -2.2 -0.7 -4.2 1.5 3.9 7.21995 3.1 -1.1 0.8 0.5 -1.4 -3.71998 0.7 1.5 1.3 -2.3 1.4 1.32001 -0.4 2.6 -1.6 4.0 2.0 -0.62004 2.0 -1.8 1.9 -3.4 -2.5 7.92007 -3.1 -0.4 -0.4 0.6 4.6 -6.52010 -3.6 -4.7 -2.7 -2.9 -2.7 3.4
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of unrealized capital gains for families with holdings
Median value of unrealized capital gains for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 14.3 46.9 77.6 73.4 65.9 63.41992 11.4 28.6 56.1 65.2 66.8 54.41995 7.1 27.4 46.7 63.7 74.3 71.31998 10.7 29.3 46.7 65.4 80.7 74.02001 12.3 35.5 59.4 73.5 75.1 89.62004 17.3 51.8 74.8 107.7 88.6 88.62007 18.9 52.4 100.6 104.8 117.2 108.62010 2.5 14.5 45.0 58.3 80.0 80.0
Three-year change (percent)1992 -20.3 -39.0 -27.7 -11.2 1.4 -14.21995 -37.7 -4.2 -16.8 -2.3 11.2 31.11998 50.7 6.9 0.0 2.7 8.6 3.82001 15.0 21.2 27.2 12.4 -6.9 21.12004 40.7 45.9 25.9 46.5 18.0 -1.12007 9.2 1.2 34.5 -2.7 32.3 22.62010 -86.8 -72.3 -55.3 -44.4 -31.7 -26.3
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of unrealized capital gains for families with holdings
Mean value of unrealized capital gains for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 58.2 129.1 228.3 269.4 240.9 226.11992 44.0 118.3 210.3 244.1 203.2 129.41995 29.2 74.1 173.9 223.6 216.4 161.31998 43.1 119.7 217.2 315.7 269.3 192.92001 72.7 154.9 243.7 328.6 356.7 240.32004 64.5 195.6 294.1 411.6 334.2 259.12007 119.6 192.6 377.3 482.6 506.8 382.42010 33.9 82.3 226.8 314.3 286.0 275.3
Three-year change (percent)1992 -24.4 -8.4 -7.9 -9.4 -15.6 -42.81995 -33.6 -37.4 -17.3 -8.4 6.5 24.71998 47.6 61.5 24.9 41.2 24.4 19.62001 68.7 29.4 12.2 4.1 32.5 24.62004 -11.3 26.3 20.7 25.3 -6.3 7.82007 85.4 -1.5 28.3 17.2 51.6 47.62010 -71.7 -57.3 -39.9 -34.9 -43.6 -28.0
40
50
60
70
80
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with unrealized capital gains
Percent of families with unrealized capital gainsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 44.6 40.6 63.6 81.0 84.51992 47.7 47.1 71.4 77.0 82.71995 50.2 49.6 71.2 77.6 80.71998 50.1 46.9 70.3 80.4 84.12001 48.7 50.0 72.3 81.0 83.22004 55.3 51.5 73.3 80.4 84.72007 52.2 52.2 72.1 79.8 83.32010 53.6 46.4 69.7 77.3 82.7
Three-year change (percentage points)1992 3.1 6.5 7.8 -4.0 -1.81995 2.5 2.5 -0.2 0.6 -2.01998 -0.1 -2.7 -0.9 2.8 3.42001 -1.4 3.1 2.0 0.6 -0.92004 6.6 1.5 1.0 -0.6 1.52007 -3.1 0.7 -1.2 -0.6 -1.42010 1.4 -5.8 -2.4 -2.5 -0.6
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of unrealized capital gains for families with holdings
Median value of unrealized capital gains for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 48.9 24.8 49.8 48.1 73.41992 22.7 15.9 49.0 40.9 54.61995 28.3 10.0 53.8 32.6 55.21998 21.3 16.0 47.2 37.2 69.42001 27.6 15.9 55.5 48.2 70.32004 31.1 28.8 66.7 65.6 92.12007 56.7 26.9 84.8 77.7 101.12010 19.0 8.0 52.1 30.1 59.3
Three-year change (percent)1992 -53.6 -35.9 -1.6 -15.0 -25.61995 24.7 -37.1 9.8 -20.3 1.11998 -24.7 60.0 -12.3 14.1 25.72001 29.6 -0.6 17.6 29.6 1.32004 12.7 81.1 20.2 36.1 31.02007 82.3 -6.6 27.1 18.4 9.82010 -66.5 -70.3 -38.6 -61.3 -41.3
0
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of unrealized capital gains for families with holdings
Mean value of unrealized capital gains for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 127.5 110.3 120.4 172.0 269.21992 62.1 73.0 133.3 166.8 213.41995 62.3 55.5 135.2 114.4 219.81998 97.7 73.3 149.3 177.0 274.62001 79.4 106.1 153.0 247.1 300.22004 123.3 136.8 195.7 284.7 346.62007 157.7 183.3 224.5 345.7 499.92010 81.2 41.0 173.5 222.5 300.0
Three-year change (percent)1992 -51.3 -33.8 10.7 -3.0 -20.71995 0.3 -24.0 1.4 -31.4 3.01998 56.8 32.1 10.4 54.7 24.92001 -18.7 44.7 2.5 39.6 9.32004 55.3 28.9 27.9 15.2 15.52007 27.9 34.0 14.7 21.4 44.22010 -48.5 -77.6 -22.7 -35.6 -40.0
55
60
65
70
75
80
85
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with unrealized capital gains
Percent of families with unrealized capital gainsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 63.0 64.3 71.4 77.61992 58.0 66.7 70.2 78.81995 60.6 68.2 65.9 79.61998 54.5 69.3 70.2 81.42001 57.7 67.8 69.9 84.12004 56.5 68.4 70.4 84.82007 54.1 70.6 67.2 83.72010 53.9 67.2 63.7 81.2
Three-year change (percentage points)1992 -5.0 2.4 -1.2 1.21995 2.6 1.5 -4.3 0.81998 -6.1 1.1 4.3 1.82001 3.2 -1.5 -0.3 2.72004 -1.2 0.6 0.5 0.72007 -2.4 2.2 -3.2 -1.12010 -0.2 -3.4 -3.5 -2.5
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of unrealized capital gains for families with holdings
Median value of unrealized capital gains for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 41.9 47.1 48.9 75.91992 33.5 30.3 39.2 59.11995 28.3 37.5 32.6 42.51998 38.7 37.2 40.9 51.12001 34.8 41.2 43.8 68.62004 37.9 52.9 61.0 88.62007 56.5 67.1 73.3 109.12010 29.8 38.0 26.7 44.3
Three-year change (percent)1992 -20.0 -35.7 -19.8 -22.11995 -15.5 23.8 -16.8 -28.11998 36.7 -0.8 25.5 20.22001 -10.1 10.8 7.1 34.22004 8.9 28.4 39.3 29.22007 49.1 26.8 20.2 23.12010 -47.3 -43.4 -63.6 -59.4
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of unrealized capital gains for families with holdings
Mean value of unrealized capital gains for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 113.2 110.6 177.7 301.61992 81.7 93.8 143.8 248.61995 87.4 92.6 133.9 205.41998 79.0 112.8 158.9 293.12001 95.6 116.3 160.1 377.52004 141.0 131.8 200.7 401.72007 130.1 174.6 286.1 551.32010 69.5 122.3 140.4 326.4
Three-year change (percent)1992 -27.8 -15.2 -19.1 -17.61995 7.0 -1.3 -6.9 -17.41998 -9.6 21.8 18.7 42.72001 21.0 3.1 0.8 28.82004 47.5 13.3 25.4 6.42007 -7.7 32.5 42.6 37.22010 -46.6 -30.0 -50.9 -40.8
50
55
60
65
70
75
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with unrealized capital gains
Percent of families with unrealized capital gainsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 75.4 49.21992 76.2 48.71995 75.9 48.81998 76.7 52.22001 79.2 50.42004 80.4 53.92007 79.7 54.82010 78.2 53.6
Three-year change (percentage points)1992 0.8 -0.51995 -0.3 0.11998 0.8 3.42001 2.5 -1.82004 1.2 3.52007 -0.7 0.92010 -1.5 -1.2
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of unrealized capital gains for families with holdings
Median value of unrealized capital gains for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 59.0 30.41992 45.4 31.11995 39.7 22.01998 47.0 24.12001 55.1 27.62004 67.2 43.22007 85.9 52.42010 43.6 24.3
Three-year change (percent)1992 -23.1 2.31995 -12.6 -29.31998 18.4 9.52001 17.2 14.52004 22.0 56.52007 27.8 21.32010 -49.2 -53.6
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of unrealized capital gains for families with holdings
Mean value of unrealized capital gains for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 202.1 91.01992 168.1 102.61995 151.3 70.41998 206.7 82.02001 250.9 99.52004 288.3 149.02007 377.8 220.02010 244.1 101.8
Three-year change (percent)1992 -16.8 12.71995 -10.0 -31.41998 36.6 16.52001 21.4 21.32004 14.9 49.72007 31.0 47.72010 -35.4 -53.7
30
40
50
60
70
80
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with unrealized capital gains
Percent of families with unrealized capital gainsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 67.6 87.0 73.5 31.41992 67.4 89.4 76.1 34.41995 69.1 84.4 73.7 38.01998 69.3 88.4 74.0 38.62001 69.4 89.4 75.7 45.62004 70.4 88.2 77.0 46.52007 71.0 90.2 74.3 39.02010 67.1 87.9 75.3 47.6
Three-year change (percentage points)1992 -0.2 2.4 2.6 3.01995 1.7 -5.0 -2.4 3.61998 0.2 4.0 0.3 0.62001 0.1 1.0 1.7 7.02004 1.0 -1.2 1.3 0.92007 0.6 2.0 -2.7 -7.52010 -3.9 -2.3 1.0 8.6
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of unrealized capital gains for families with holdings
Median value of unrealized capital gains for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 42.2 134.0 61.7 15.21992 28.2 109.9 53.7 21.21995 25.1 94.6 58.7 21.21998 27.3 133.4 69.0 24.72001 30.9 180.7 67.1 36.82004 49.5 166.8 83.2 27.62007 57.7 251.4 96.9 29.92010 20.7 120.0 66.5 14.5
Three-year change (percent)1992 -33.2 -18.0 -13.0 39.51995 -11.0 -13.9 9.3 0.01998 8.8 41.0 17.5 16.52001 13.2 35.5 -2.8 49.02004 60.2 -7.7 24.0 -25.02007 16.6 50.7 16.5 8.32010 -64.1 -52.3 -31.4 -51.5
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of unrealized capital gains for families with holdings
Mean value of unrealized capital gains for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 98.6 610.3 143.2 85.01992 90.0 489.2 128.1 80.81995 71.0 479.0 135.6 66.91998 89.8 628.0 171.1 71.92001 102.9 754.0 213.9 132.02004 146.6 834.0 210.2 107.42007 185.7 1196.4 289.0 138.02010 88.6 774.0 175.4 70.4
Three-year change (percent)1992 -8.7 -19.8 -10.5 -4.91995 -21.1 -2.1 5.9 -17.21998 26.5 31.1 26.2 7.52001 14.6 20.1 25.0 83.62004 42.5 10.6 -1.7 -18.62007 26.7 43.5 37.5 28.52010 -52.3 -35.3 -39.3 -49.0
60
65
70
75
80
85
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with unrealized capital gains
Percent of families with unrealized capital gainsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 79.9 61.6 70.9 64.71992 79.7 66.0 67.6 66.21995 80.5 66.2 69.2 66.41998 81.2 63.8 71.1 67.92001 84.3 64.3 67.3 70.82004 83.5 64.1 69.5 72.32007 84.0 66.1 68.8 68.82010 81.1 58.9 68.6 69.4
Three-year change (percentage points)1992 -0.2 4.4 -3.3 1.51995 0.8 0.2 1.6 0.21998 0.7 -2.4 1.9 1.52001 3.1 0.5 -3.8 2.92004 -0.8 -0.2 2.2 1.52007 0.5 2.0 -0.7 -3.52010 -2.9 -7.2 -0.2 0.6
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of unrealized capital gains for families with holdings
Median value of unrealized capital gains for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 81.0 51.6 33.7 56.51992 62.9 30.3 22.7 49.81995 49.6 21.2 28.3 52.61998 47.1 29.1 32.0 64.02001 72.5 31.6 28.2 64.42004 92.1 46.0 42.6 76.42007 102.7 67.1 54.5 92.22010 42.0 23.5 23.5 56.1
Three-year change (percent)1992 -22.3 -41.3 -32.6 -11.91995 -21.1 -30.0 24.7 5.61998 -5.0 37.3 13.1 21.72001 53.9 8.6 -11.9 0.62004 27.0 45.6 51.1 18.62007 11.5 45.9 27.9 20.72010 -59.1 -65.0 -56.9 -39.2
100
200
300
400
500
600
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of unrealized capital gains for families with holdings
Mean value of unrealized capital gains for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 334.7 155.9 103.5 137.31992 300.2 118.6 72.8 122.31995 238.0 110.0 85.9 127.61998 334.4 140.7 82.5 161.72001 399.0 129.6 78.7 205.32004 476.4 162.2 91.6 199.92007 600.1 219.5 149.8 275.72010 396.3 98.5 74.3 159.8
Three-year change (percent)1992 -10.3 -23.9 -29.7 -10.91995 -20.7 -7.3 18.0 4.31998 40.5 27.9 -4.0 26.72001 19.3 -7.9 -4.6 27.02004 19.4 25.2 16.4 -2.62007 26.0 35.3 63.5 37.92010 -34.0 -55.1 -50.4 -42.0
65
70
75
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with unrealized capital gains
Percent of families with unrealized capital gainsRegion
Year Northeast Midwest South WestLevel (percent)
1989 67.4 72.1 70.4 63.71992 68.4 72.5 69.8 66.21995 68.7 74.3 69.1 67.01998 71.9 75.1 70.6 66.52001 67.6 78.4 74.2 66.02004 74.1 75.8 72.1 70.72007 69.1 73.8 72.8 73.02010 68.2 73.9 70.3 67.9
Three-year change (percentage points)1992 1.0 0.4 -0.6 2.51995 0.3 1.8 -0.7 0.81998 3.2 0.8 1.5 -0.52001 -4.3 3.3 3.6 -0.52004 6.5 -2.6 -2.1 4.72007 -5.0 -2.0 0.7 2.32010 -0.9 0.1 -2.5 -5.1
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of unrealized capital gains for families with holdings
Median value of unrealized capital gains for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 101.4 43.0 33.7 83.71992 71.0 36.4 23.5 80.91995 59.5 37.5 25.5 48.21998 40.9 46.7 36.0 52.02001 64.9 49.0 36.8 71.12004 100.1 54.1 43.7 102.42007 120.5 54.6 58.4 138.62010 77.0 23.5 30.0 50.0
Three-year change (percent)1992 -30.0 -15.3 -30.3 -3.31995 -16.2 3.0 8.5 -40.41998 -31.3 24.5 41.2 7.92001 58.7 4.9 2.2 36.72004 54.2 10.4 18.8 44.02007 20.4 0.9 33.6 35.42010 -36.1 -57.0 -48.6 -63.9
100
200
300
400
500
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of unrealized capital gains for families with holdings
Mean value of unrealized capital gains for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 204.8 168.0 113.0 305.51992 195.0 123.4 98.8 262.31995 176.3 123.1 111.5 168.41998 187.2 143.6 179.2 247.52001 264.7 177.2 198.9 297.72004 339.1 221.7 177.0 371.02007 409.6 239.4 294.9 477.72010 269.0 149.9 183.9 266.6
Three-year change (percent)1992 -4.8 -26.5 -12.6 -14.11995 -9.6 -0.2 12.9 -35.81998 6.2 16.7 60.7 47.02001 41.4 23.4 11.0 20.32004 28.1 25.1 -11.0 24.62007 20.8 8.0 66.6 28.82010 -34.3 -37.4 -37.6 -44.2
66
68
70
72
74
76
78
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with unrealized capital gains
Percent of families with unrealized capital gainsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 67.1 76.21992 68.9 71.81995 69.0 74.81998 70.1 76.42001 71.2 77.82004 72.7 74.62007 72.0 74.22010 69.2 74.8
Three-year change (percentage points)1992 1.8 -4.41995 0.1 3.01998 1.1 1.62001 1.1 1.42004 1.5 -3.22007 -0.7 -0.42010 -2.8 0.6
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of unrealized capital gains for families with holdings
Median value of unrealized capital gains for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 59.0 35.41992 47.0 25.81995 39.7 25.51998 43.5 33.32001 51.0 39.82004 72.5 36.12007 85.5 49.02010 38.0 33.3
Three-year change (percent)1992 -20.3 -27.11995 -15.5 -1.21998 9.6 30.62001 17.2 19.52004 42.2 -9.32007 17.9 35.72010 -55.6 -32.0
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of unrealized capital gains for families with holdings
Mean value of unrealized capital gains for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 206.3 91.31992 180.3 57.11995 151.6 69.21998 204.6 83.42001 245.2 109.12004 293.6 99.92007 385.3 142.62010 229.8 114.8
Three-year change (percent)1992 -12.6 -37.51995 -15.9 21.21998 35.0 20.52001 19.8 30.82004 19.7 -8.42007 31.2 42.72010 -40.4 -19.5
0
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with unrealized capital gains
Percent of families with unrealized capital gainsHousing status
Year Owner Renter or otherLevel (percent)
1989 98.3 16.61992 97.8 19.21995 97.5 19.11998 97.2 19.72001 97.6 18.82004 98.0 17.52007 98.0 16.22010 97.2 14.7
Three-year change (percentage points)1992 -0.5 2.61995 -0.3 -0.11998 -0.3 0.62001 0.4 -0.92004 0.4 -1.32007 0.0 -1.32010 -0.8 -1.5
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of unrealized capital gains for families with holdings
Median value of unrealized capital gains for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 57.3 7.41992 45.5 7.01995 41.8 5.71998 46.7 5.42001 55.1 1.92004 69.0 2.42007 86.4 7.32010 40.5 3.7
Three-year change (percent)1992 -20.6 -5.41995 -8.1 -18.61998 11.7 -5.32001 18.0 -64.82004 25.2 26.32007 25.2 204.22010 -53.1 -49.3
50
100
150
200
250
300
350
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of unrealized capital gains for families with holdings
Mean value of unrealized capital gains for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 189.0 109.41992 163.3 97.91995 147.9 51.81998 198.8 56.42001 238.1 80.92004 273.2 90.42007 360.3 111.32010 217.0 94.9
Three-year change (percent)1992 -13.6 -10.51995 -9.4 -47.11998 34.4 8.92001 19.8 43.42004 14.7 11.72007 31.9 23.12010 -39.8 -14.7
0
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with unrealized capital gains
Percent of families with unrealized capital gainsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 11.2 69.5 96.1 97.8 99.41992 13.4 72.1 94.2 97.1 99.31995 16.8 71.9 93.0 96.5 99.51998 16.7 74.3 94.6 98.3 99.02001 17.8 76.7 95.0 98.7 99.32004 17.7 78.5 96.9 99.0 99.32007 16.8 78.2 96.2 98.0 98.82010 23.6 64.2 94.2 98.0 99.8
Three-year change (percentage points)1992 2.2 2.6 -1.9 -0.7 -0.11995 3.4 -0.2 -1.2 -0.6 0.21998 -0.1 2.4 1.6 1.8 -0.52001 1.1 2.4 0.4 0.4 0.32004 -0.1 1.8 1.9 0.3 0.02007 -0.9 -0.3 -0.7 -1.0 -0.52010 6.8 -14.0 -2.0 0.0 1.0
0
200
400
600
800
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of unrealized capital gains for families with holdings
Median value of unrealized capital gains for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 -0.9 11.8 56.5 133.2 429.31992 -0.4 10.6 45.5 119.0 329.11995 0.1 9.9 42.5 92.1 229.31998 0.7 13.4 46.0 106.7 332.22001 0.0 15.9 56.4 131.7 420.32004 1.2 18.2 77.1 166.8 561.72007 1.0 24.1 85.8 203.3 707.02010 -5.5 7.0 42.5 125.0 399.8
Three-year change (percent)1992 -55.6 -10.2 -19.5 -10.7 -23.31995 -125.0 -6.6 -6.6 -22.6 -30.31998 600.0 35.4 8.2 15.9 44.92001 -100.0 18.7 22.6 23.4 26.52004 . 14.5 36.7 26.7 33.62007 -16.7 32.4 11.3 21.9 25.92010 -650.0 -71.0 -50.5 -38.5 -43.5
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of unrealized capital gains for families with holdings
Mean value of unrealized capital gains for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 -5.7 14.4 58.8 145.9 879.21992 -6.8 14.2 49.4 117.5 782.71995 1.2 13.9 46.0 105.4 686.81998 1.9 17.6 52.5 125.8 984.02001 -0.0 18.3 68.2 166.8 1186.02004 7.1 24.1 89.8 200.6 1340.32007 6.0 33.5 100.8 231.5 1851.12010 -19.7 10.1 51.1 143.5 1131.3
Three-year change (percent)1992 19.3 -1.4 -16.0 -19.5 -11.01995 -117.6 -2.1 -6.9 -10.3 -12.31998 58.3 26.6 14.1 19.4 43.32001 -100.0 4.0 29.9 32.6 20.52004 . 31.7 31.7 20.3 13.02007 -15.5 39.0 12.2 15.4 38.12010 -428.3 -69.9 -49.3 -38.0 -38.9
72
73
74
75
76
77
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with debt
Percent of families with debtYear All families
Level (percent)1989 72.31992 73.21995 74.51998 74.12001 75.12004 76.42007 77.02010 74.9
Three-year change (percentage points)1992 0.91995 1.31998 -0.42001 1.02004 1.32007 0.62010 -2.1
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of debt for families with holdings
Median value of debt for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 25.31992 26.01995 30.61998 43.32001 47.52004 63.62007 70.62010 70.7
Three-year change (percent)1992 2.81995 17.71998 41.52001 9.72004 33.92007 11.02010 0.1
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of debt for families with holdings
Mean value of debt for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 60.51992 65.31995 68.91998 84.52001 88.82004 119.02007 132.02010 130.7
Three-year change (percent)1992 7.91995 5.51998 22.62001 5.12004 34.02007 10.92010 -1.0
50
60
70
80
90
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with debt
Percent of families with debtPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 47.1 59.5 78.1 86.2 93.7 87.61992 48.9 65.8 79.1 84.8 87.5 87.41995 49.2 68.6 79.4 87.4 90.2 86.11998 47.3 66.8 79.9 87.3 89.6 88.12001 49.3 70.2 82.1 85.6 91.4 85.32004 52.6 69.8 84.0 86.6 91.9 86.32007 51.7 70.2 83.8 90.9 89.6 87.62010 52.5 66.8 81.8 86.9 88.9 84.5
Three-year change (percentage points)1992 1.8 6.3 1.0 -1.4 -6.2 -0.21995 0.3 2.8 0.3 2.6 2.7 -1.31998 -1.9 -1.8 0.5 -0.1 -0.6 2.02001 2.0 3.4 2.2 -1.7 1.8 -2.82004 3.3 -0.4 1.9 1.0 0.5 1.02007 -0.9 0.4 -0.2 4.3 -2.3 1.32010 0.8 -3.4 -2.0 -4.0 -0.7 -3.1
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of debt for families with holdings
Median value of debt for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 2.4 8.4 19.9 47.1 66.3 124.11992 3.3 7.9 17.4 47.0 82.8 142.21995 4.2 11.9 21.5 59.4 90.6 139.91998 5.9 13.4 34.1 77.1 113.8 168.22001 6.3 14.1 35.6 76.4 118.6 179.42004 8.1 18.5 51.1 107.5 156.5 240.52007 9.4 18.9 57.1 116.7 190.9 246.22010 10.1 20.2 61.4 106.6 163.8 267.2
Three-year change (percent)1992 37.5 -6.0 -12.6 -0.2 24.9 14.61995 27.3 50.6 23.6 26.4 9.4 -1.61998 40.5 12.6 58.6 29.8 25.6 20.22001 6.8 5.2 4.4 -0.9 4.2 6.72004 28.6 31.2 43.5 40.7 32.0 34.12007 16.0 2.2 11.7 8.6 22.0 2.42010 7.4 6.9 7.5 -8.7 -14.2 8.5
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of debt for families with holdings
Mean value of debt for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 8.8 21.2 37.0 66.1 86.3 172.61992 15.3 23.1 40.7 66.5 94.2 197.71995 17.6 27.6 44.2 74.6 106.6 187.81998 19.6 32.4 54.9 94.3 121.7 229.82001 20.5 34.0 57.6 92.7 135.7 260.22004 28.3 48.2 80.4 125.3 180.0 341.12007 33.4 45.9 84.3 146.5 216.4 361.12010 49.8 52.1 87.7 129.4 190.1 378.1
Three-year change (percent)1992 73.9 9.0 10.0 0.6 9.2 14.51995 15.0 19.5 8.6 12.2 13.2 -5.01998 11.4 17.4 24.2 26.4 14.2 22.42001 4.6 4.9 4.9 -1.7 11.5 13.22004 38.0 41.8 39.6 35.2 32.6 31.12007 18.0 -4.8 4.9 16.9 20.2 5.92010 49.1 13.5 4.0 -11.7 -12.2 4.7
20
40
60
80
100
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with debt
Percent of families with debtAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 80.0 88.6 85.3 70.8 49.6 21.01992 81.5 86.3 85.4 70.1 51.4 31.61995 83.5 87.0 86.3 73.7 53.4 28.41998 81.2 87.6 87.0 76.4 51.4 24.62001 82.7 88.6 84.6 75.4 56.8 29.22004 79.8 88.6 88.4 76.3 58.8 40.32007 83.6 86.2 86.8 81.8 65.5 31.42010 77.8 86.0 84.1 77.7 65.2 38.5
Three-year change (percentage points)1992 1.5 -2.3 0.1 -0.7 1.8 10.61995 2.0 0.7 0.9 3.6 2.0 -3.21998 -2.3 0.6 0.7 2.7 -2.0 -3.82001 1.5 1.0 -2.4 -1.0 5.4 4.62004 -2.9 0.0 3.8 0.9 2.0 11.12007 3.8 -2.4 -1.6 5.5 6.7 -8.92010 -5.8 -0.2 -2.7 -4.1 -0.3 7.1
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of debt for families with holdings
Median value of debt for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 19.2 50.7 39.9 16.1 8.4 4.71992 15.8 54.5 40.9 29.0 7.3 3.61995 21.3 52.5 55.4 29.7 10.0 2.71998 25.7 74.2 64.2 45.6 15.9 10.72001 30.5 75.4 66.5 42.4 16.1 6.12004 38.7 100.3 95.8 55.2 28.8 17.72007 37.9 111.2 100.5 63.2 42.0 13.62010 39.6 108.0 91.8 76.9 45.0 30.0
Three-year change (percent)1992 -17.7 7.5 2.5 80.1 -13.1 -23.41995 34.8 -3.7 35.5 2.4 37.0 -25.01998 20.7 41.3 15.9 53.5 59.0 296.32001 18.7 1.6 3.6 -7.0 1.3 -43.02004 26.9 33.0 44.1 30.2 78.9 190.22007 -2.1 10.9 4.9 14.5 45.8 -23.22010 4.5 -2.9 -8.7 21.7 7.1 120.6
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of debt for families with holdings
Mean value of debt for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 53.5 81.0 70.4 53.8 25.3 20.71992 50.4 86.4 80.7 64.0 36.0 26.91995 52.9 81.9 94.0 71.8 38.5 16.11998 60.7 100.0 103.8 91.7 60.3 37.12001 67.8 104.7 109.5 91.7 64.3 36.22004 91.9 136.9 148.2 130.7 73.9 62.12007 105.5 155.0 155.6 137.7 112.8 47.32010 89.6 150.4 166.8 139.6 109.6 71.9
Three-year change (percent)1992 -5.8 6.7 14.6 19.0 42.3 30.01995 5.0 -5.2 16.5 12.2 6.9 -40.11998 14.7 22.1 10.4 27.7 56.6 130.42001 11.7 4.7 5.5 0.0 6.6 -2.42004 35.5 30.8 35.3 42.5 14.9 71.52007 14.8 13.2 5.0 5.4 52.6 -23.82010 -15.1 -3.0 7.2 1.4 -2.8 52.0
40
50
60
70
80
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with debt
Percent of families with debtFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 71.0 70.7 37.2 91.5 66.71992 75.6 72.7 39.9 91.0 69.61995 74.4 78.6 41.5 89.2 71.61998 70.9 76.3 38.2 91.0 71.72001 73.6 76.7 43.3 90.4 72.92004 77.9 77.8 47.9 90.1 74.32007 78.0 76.9 48.2 91.1 76.02010 73.5 73.3 52.2 87.5 74.5
Three-year change (percentage points)1992 4.6 2.0 2.7 -0.5 2.91995 -1.2 5.9 1.6 -1.8 2.01998 -3.5 -2.3 -3.3 1.8 0.12001 2.7 0.4 5.1 -0.6 1.22004 4.3 1.1 4.6 -0.3 1.42007 0.1 -0.9 0.3 1.0 1.72010 -4.5 -3.6 4.0 -3.6 -1.5
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of debt for families with holdings
Median value of debt for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 10.8 10.8 4.6 48.7 24.21992 11.1 13.0 6.2 56.7 25.81995 17.5 16.3 5.4 68.7 30.81998 13.7 17.3 13.6 82.0 45.62001 25.0 18.2 12.5 94.2 45.32004 40.3 25.0 18.7 115.1 63.32007 31.1 32.5 15.9 126.8 74.22010 30.2 34.8 28.0 112.8 72.5
Three-year change (percent)1992 2.8 20.4 34.8 16.4 6.61995 57.7 25.4 -12.9 21.2 19.41998 -21.7 6.1 151.9 19.4 48.12001 82.5 5.2 -8.1 14.9 -0.72004 61.2 37.4 49.6 22.2 39.72007 -22.8 30.0 -15.0 10.2 17.22010 -2.9 7.1 76.1 -11.0 -2.3
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of debt for families with holdings
Mean value of debt for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 34.6 39.5 19.0 77.8 67.21992 35.8 39.0 27.6 92.7 63.71995 39.1 40.8 30.4 97.3 70.21998 46.2 50.3 52.1 111.5 90.02001 53.6 46.6 46.2 124.3 90.22004 71.9 70.8 55.8 160.1 133.52007 80.8 78.1 53.4 181.8 141.42010 85.3 84.0 67.7 176.4 137.6
Three-year change (percent)1992 3.5 -1.3 45.3 19.2 -5.21995 9.2 4.6 10.1 5.0 10.21998 18.2 23.3 71.4 14.6 28.22001 16.0 -7.4 -11.3 11.5 0.22004 34.1 51.9 20.8 28.8 48.02007 12.4 10.3 -4.3 13.6 5.92010 5.6 7.6 26.8 -3.0 -2.7
55
60
65
70
75
80
85
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with debt
Percent of families with debtEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 55.6 70.3 82.7 83.31992 52.7 73.8 78.2 83.01995 54.6 74.7 81.1 82.21998 52.9 69.7 82.0 84.32001 55.8 73.9 80.6 82.42004 53.4 73.2 84.2 84.32007 55.5 75.1 80.8 85.12010 56.4 70.6 80.2 82.0
Three-year change (percentage points)1992 -2.9 3.5 -4.5 -0.31995 1.9 0.9 2.9 -0.81998 -1.7 -5.0 0.9 2.12001 2.9 4.2 -1.4 -1.92004 -2.4 -0.7 3.6 1.92007 2.1 1.9 -3.4 0.82010 0.9 -4.5 -0.6 -3.1
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of debt for families with holdings
Median value of debt for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 8.8 18.6 26.9 59.61992 7.8 16.8 27.6 62.81995 11.8 25.9 26.6 68.51998 12.9 32.2 58.8 80.02001 14.7 31.5 45.3 95.62004 13.8 35.7 51.8 123.32007 20.4 41.9 57.0 130.32010 17.6 42.8 59.7 127.0
Three-year change (percent)1992 -11.4 -9.7 2.6 5.41995 51.3 54.2 -3.6 9.11998 9.3 24.3 121.1 16.82001 14.0 -2.2 -23.0 19.52004 -6.1 13.3 14.3 29.02007 47.8 17.4 10.0 5.72010 -13.7 2.1 4.7 -2.5
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of debt for families with holdings
Mean value of debt for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 26.0 43.3 61.2 97.01992 24.2 42.6 60.4 103.51995 29.6 52.1 59.9 106.01998 31.0 55.9 84.4 123.92001 35.3 57.8 77.3 138.02004 47.8 74.2 101.9 177.82007 59.8 90.3 112.2 194.12010 50.2 81.4 103.2 198.4
Three-year change (percent)1992 -6.9 -1.6 -1.3 6.71995 22.3 22.3 -0.8 2.41998 4.7 7.3 40.9 16.92001 13.9 3.4 -8.4 11.42004 35.4 28.4 31.8 28.82007 25.1 21.7 10.1 9.22010 -16.1 -9.9 -8.0 2.2
68
70
72
74
76
78
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with debt
Percent of families with debtRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 73.3 69.41992 74.3 70.11995 75.4 71.61998 74.8 71.52001 75.8 73.02004 78.0 72.52007 76.8 77.72010 75.9 73.0
Three-year change (percentage points)1992 1.0 0.71995 1.1 1.51998 -0.6 -0.12001 1.0 1.52004 2.2 -0.52007 -1.2 5.22010 -0.9 -4.7
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of debt for families with holdings
Median value of debt for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 31.2 12.11992 33.0 10.71995 37.5 15.01998 53.0 20.72001 54.9 24.52004 80.0 35.12007 80.1 46.02010 85.0 40.0
Three-year change (percent)1992 5.8 -11.61995 13.6 40.21998 41.3 38.02001 3.6 18.42004 45.7 43.32007 0.1 31.12010 6.1 -13.0
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of debt for families with holdings
Mean value of debt for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 65.9 43.61992 71.6 44.91995 74.3 49.11998 92.3 57.62001 97.8 60.42004 129.0 90.92007 139.4 114.42010 145.5 98.7
Three-year change (percent)1992 8.6 3.01995 3.8 9.41998 24.2 17.32001 6.0 4.92004 31.9 50.52007 8.1 25.92010 4.4 -13.7
40
50
60
70
80
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with debt
Percent of families with debtCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 86.4 80.1 40.2 59.91992 85.6 85.1 45.1 64.31995 87.4 81.2 44.9 62.91998 86.8 84.6 39.9 65.52001 86.5 81.7 44.1 62.52004 86.1 81.5 50.7 70.42007 86.2 86.8 52.3 69.92010 83.9 82.0 51.0 75.1
Three-year change (percentage points)1992 -0.8 5.0 4.9 4.41995 1.8 -3.9 -0.2 -1.41998 -0.6 3.4 -5.0 2.62001 -0.3 -2.9 4.2 -3.02004 -0.4 -0.2 6.6 7.92007 0.1 5.3 1.6 -0.52010 -2.3 -4.8 -1.3 5.2
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of debt for families with holdings
Median value of debt for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 32.9 44.2 8.4 5.11992 32.0 65.2 8.4 6.91995 40.6 56.7 8.5 10.91998 46.9 85.9 14.0 16.82001 52.1 94.2 12.0 41.52004 82.7 107.5 17.7 24.22007 86.0 128.5 21.0 22.92010 85.0 118.0 30.0 21.1
Three-year change (percent)1992 -2.7 47.5 0.0 35.31995 26.9 -13.0 1.2 58.01998 15.5 51.5 64.7 54.12001 11.1 9.7 -14.3 147.02004 58.7 14.1 47.5 -41.72007 4.0 19.5 18.6 -5.42010 -1.2 -8.2 42.9 -7.9
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of debt for families with holdings
Mean value of debt for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 62.3 106.7 25.3 24.81992 65.8 126.5 27.9 35.51995 72.7 112.1 31.4 35.61998 81.1 147.1 52.7 50.82001 85.9 161.7 39.8 71.82004 119.8 201.7 58.4 81.52007 133.2 236.4 68.2 78.42010 130.4 238.8 74.4 75.5
Three-year change (percent)1992 5.6 18.6 10.3 43.11995 10.5 -11.4 12.5 0.31998 11.6 31.2 67.8 42.72001 5.9 9.9 -24.5 41.32004 39.5 24.7 46.7 13.52007 11.2 17.2 16.8 -3.82010 -2.1 1.0 9.1 -3.7
40
50
60
70
80
90
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with debt
Percent of families with debtCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 90.9 82.1 83.5 44.31992 88.7 85.8 81.7 49.71995 87.7 85.2 86.6 48.61998 90.1 82.8 86.0 44.42001 88.4 83.6 84.6 47.12004 89.3 81.5 84.0 53.72007 90.9 81.8 84.9 55.02010 87.4 79.6 82.7 56.2
Three-year change (percentage points)1992 -2.2 3.7 -1.8 5.41995 -1.0 -0.6 4.9 -1.11998 2.4 -2.4 -0.6 -4.22001 -1.7 0.8 -1.4 2.72004 0.9 -2.1 -0.6 6.62007 1.6 0.3 0.9 1.32010 -3.5 -2.2 -2.2 1.2
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of debt for families with holdings
Median value of debt for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 67.5 19.9 26.4 6.81992 71.1 26.7 27.1 7.71995 86.4 32.6 30.2 8.81998 88.0 40.2 38.7 14.02001 99.0 39.9 40.1 13.22004 133.4 49.9 59.1 18.62007 144.1 69.0 67.2 21.02010 137.0 56.7 63.5 28.2
Three-year change (percent)1992 5.3 34.2 2.7 13.21995 21.5 22.1 11.4 14.31998 1.9 23.3 28.1 59.12001 12.5 -0.7 3.6 -5.72004 34.7 25.1 47.4 40.92007 8.0 38.3 13.7 12.92010 -4.9 -17.8 -5.5 34.3
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of debt for families with holdings
Mean value of debt for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 102.3 55.3 49.2 25.21992 112.4 58.5 54.0 30.21995 120.8 66.7 54.8 32.51998 126.9 80.2 64.6 52.72001 144.2 75.0 61.4 46.72004 190.8 94.5 89.8 63.12007 202.1 120.0 102.5 70.22010 210.4 107.3 96.4 74.7
Three-year change (percent)1992 9.9 5.8 9.8 19.81995 7.5 14.0 1.5 7.61998 5.0 20.2 17.9 62.22001 13.6 -6.5 -5.0 -11.42004 32.3 26.0 46.3 35.12007 5.9 27.0 14.1 11.32010 4.1 -10.6 -6.0 6.4
65
70
75
80
85
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with debt
Percent of families with debtRegion
Year Northeast Midwest South WestLevel (percent)
1989 69.0 68.3 73.4 78.61992 70.5 72.5 73.3 76.61995 71.9 73.3 76.2 75.61998 69.8 71.9 74.3 79.82001 67.0 77.5 76.8 76.92004 76.3 75.4 75.0 79.92007 73.3 78.3 75.3 81.62010 74.8 76.4 73.6 75.9
Three-year change (percentage points)1992 1.5 4.2 -0.1 -2.01995 1.4 0.8 2.9 -1.01998 -2.1 -1.4 -1.9 4.22001 -2.8 5.6 2.5 -2.92004 9.3 -2.1 -1.8 3.02007 -3.0 2.9 0.3 1.72010 1.5 -1.9 -1.7 -5.7
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of debt for families with holdings
Median value of debt for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 25.2 27.8 20.1 47.01992 36.5 26.0 21.3 29.11995 29.8 34.1 26.3 40.21998 60.6 47.2 36.8 42.32001 45.1 49.9 43.9 47.82004 62.9 79.0 46.4 89.32007 69.8 64.1 63.8 100.12010 73.0 70.5 59.6 92.3
Three-year change (percent)1992 44.8 -6.5 6.0 -38.11995 -18.4 31.2 23.5 38.11998 103.4 38.4 39.9 5.22001 -25.6 5.7 19.3 13.02004 39.5 58.3 5.7 86.82007 11.0 -18.9 37.5 12.12010 4.6 10.0 -6.6 -7.8
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of debt for families with holdings
Mean value of debt for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 70.5 50.3 47.4 82.91992 72.7 59.9 52.0 85.61995 76.9 61.4 56.8 90.21998 88.3 75.5 74.9 105.42001 94.0 80.9 77.0 113.02004 126.2 111.9 95.9 155.82007 135.8 105.6 116.6 178.92010 142.3 112.9 110.1 172.6
Three-year change (percent)1992 3.1 19.1 9.7 3.31995 5.8 2.5 9.2 5.41998 14.8 23.0 31.9 16.92001 6.5 7.2 2.8 7.22004 34.3 38.3 24.5 37.92007 7.6 -5.6 21.6 14.82010 4.8 6.9 -5.6 -3.5
66
68
70
72
74
76
78
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with debt
Percent of families with debtUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 73.8 65.91992 74.4 67.91995 75.7 67.41998 75.4 66.12001 75.8 70.92004 76.8 74.72007 77.4 75.12010 75.8 70.7
Three-year change (percentage points)1992 0.6 2.01995 1.3 -0.51998 -0.3 -1.32001 0.4 4.82004 1.0 3.82007 0.6 0.42010 -1.6 -4.4
20
30
40
50
60
70
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of debt for families with holdings
Median value of debt for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 27.9 17.91992 29.2 16.31995 34.1 18.81998 46.7 33.32001 49.2 30.62004 79.4 30.22007 81.8 31.22010 80.2 40.0
Three-year change (percent)1992 4.7 -8.91995 16.8 15.31998 37.0 77.12001 5.4 -8.12004 61.4 -1.32007 3.0 3.32010 -2.0 28.2
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of debt for families with holdings
Mean value of debt for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 64.5 41.31992 71.7 34.31995 73.7 37.81998 89.4 52.02001 94.1 53.52004 131.1 58.72007 144.3 70.32010 141.2 76.7
Three-year change (percent)1992 11.2 -16.91995 2.8 10.21998 21.3 37.62001 5.3 2.92004 39.3 9.72007 10.1 19.82010 -2.1 9.1
60
65
70
75
80
85
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with debt
Percent of families with debtHousing status
Year Owner Renter or otherLevel (percent)
1989 78.3 61.81992 78.5 64.01995 79.6 65.31998 79.4 63.52001 79.9 65.02004 82.3 63.42007 82.4 65.42010 81.4 61.6
Three-year change (percentage points)1992 0.2 2.21995 1.1 1.31998 -0.2 -1.82001 0.5 1.52004 2.4 -1.62007 0.1 2.02010 -1.0 -3.8
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of debt for families with holdings
Median value of debt for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 52.8 5.21992 54.9 5.31995 64.4 6.81998 80.4 8.02001 84.9 7.42004 110.2 9.02007 116.4 9.62010 110.8 9.6
Three-year change (percent)1992 4.0 1.91995 17.3 28.31998 24.8 17.62001 5.6 -7.52004 29.8 21.62007 5.6 6.72010 -4.8 0.0
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of debt for families with holdings
Mean value of debt for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 82.1 12.11992 88.8 14.21995 92.4 16.51998 111.6 17.92001 116.6 17.22004 153.3 19.62007 170.9 24.72010 169.2 25.8
Three-year change (percent)1992 8.2 17.41995 4.1 16.21998 20.8 8.52001 4.5 -3.92004 31.5 14.02007 11.5 26.02010 -1.0 4.5
60
65
70
75
80
85
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with debt
Percent of families with debtPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 60.7 78.1 77.3 76.0 68.71992 64.8 79.3 77.3 71.3 72.01995 66.5 81.4 79.5 70.5 70.81998 65.6 81.3 76.8 70.1 76.02001 68.7 80.9 78.0 75.0 69.72004 64.9 83.8 83.2 74.6 72.72007 68.8 82.5 80.3 76.8 76.12010 69.2 78.8 80.3 72.2 70.4
Three-year change (percentage points)1992 4.1 1.2 0.0 -4.7 3.31995 1.7 2.1 2.2 -0.8 -1.21998 -0.9 -0.1 -2.7 -0.4 5.22001 3.1 -0.4 1.2 4.9 -6.32004 -3.8 2.9 5.2 -0.4 3.02007 3.9 -1.3 -2.9 2.2 3.42010 0.4 -3.7 0.0 -4.6 -5.7
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of debt for families with holdings
Median value of debt for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 5.3 19.3 47.6 53.4 84.31992 6.6 22.4 45.9 49.7 115.41995 8.8 30.0 52.2 49.4 104.81998 11.0 38.4 61.4 86.7 127.22001 10.7 47.2 73.2 98.0 151.92004 13.0 50.6 103.9 126.6 219.52007 12.4 67.3 102.9 133.0 215.22010 20.4 55.3 85.9 100.7 232.8
Three-year change (percent)1992 24.5 16.1 -3.6 -6.9 36.91995 33.3 33.9 13.7 -0.6 -9.21998 25.0 28.0 17.6 75.5 21.42001 -2.7 22.9 19.2 13.0 19.42004 21.5 7.2 41.9 29.2 44.52007 -4.6 33.0 -1.0 5.1 -2.02010 64.5 -17.8 -16.5 -24.3 8.2
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of debt for families with holdings
Mean value of debt for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 18.6 38.4 66.4 85.7 157.61992 20.2 45.8 68.1 85.4 182.81995 26.4 55.0 75.1 81.8 172.11998 34.5 61.2 83.0 117.4 213.12001 27.8 62.0 93.2 124.4 247.12004 36.8 76.3 128.5 157.7 338.12007 43.8 95.5 138.0 170.4 356.52010 83.0 82.2 115.2 159.1 383.8
Three-year change (percent)1992 8.6 19.3 2.6 -0.4 16.01995 30.7 20.1 10.3 -4.2 -5.91998 30.7 11.3 10.5 43.5 23.82001 -19.4 1.3 12.3 6.0 16.02004 32.4 23.1 37.9 26.8 36.82007 19.0 25.2 7.4 8.1 5.42010 89.5 -13.9 -16.5 -6.6 7.7
38
40
42
44
46
48
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with home−secured debt
Percent of families with home-secured debtYear All families
Level (percent)1989 39.51992 39.11995 41.01998 43.12001 44.62004 47.92007 48.72010 47.0
Three-year change (percentage points)1992 -0.41995 1.91998 2.12001 1.52004 3.32007 0.82010 -1.7
50
60
70
80
90
100
110
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of home−secured debt for families with holdings
Median value of home-secured debt for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 54.01992 65.21995 72.41998 82.72001 85.82004 109.32007 112.12010 109.6
Three-year change (percent)1992 20.71995 11.01998 14.22001 3.72004 27.42007 2.62010 -2.2
80
100
120
140
160
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of home−secured debt for families with holdings
Mean value of home-secured debt for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 76.51992 88.11995 91.61998 103.72001 112.42004 142.72007 156.12010 154.3
Three-year change (percent)1992 15.21995 4.01998 13.22001 8.42004 27.02007 9.42010 -1.2
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with home−secured debt
Percent of families with home-secured debtPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 7.6 23.4 37.8 56.4 70.0 74.21992 10.4 21.2 36.1 56.8 67.3 74.71995 10.4 25.9 38.2 59.1 69.8 72.91998 11.2 23.9 43.7 63.5 73.6 73.02001 13.8 27.0 44.4 61.8 76.9 75.42004 15.9 29.6 51.6 65.8 76.8 76.22007 14.9 29.6 50.5 69.7 80.8 76.42010 14.8 29.6 51.6 65.4 74.5 72.8
Three-year change (percentage points)1992 2.8 -2.2 -1.7 0.4 -2.7 0.51995 0.0 4.7 2.1 2.3 2.5 -1.81998 0.8 -2.0 5.5 4.4 3.8 0.12001 2.6 3.1 0.7 -1.7 3.3 2.42004 2.1 2.6 7.2 4.0 -0.1 0.82007 -1.0 0.0 -1.1 3.9 4.0 0.22010 -0.1 0.0 1.1 -4.3 -6.3 -3.6
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of home−secured debt for families with holdings
Median value of home-secured debt for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 11.8 21.9 35.4 62.4 70.8 118.11992 22.2 30.6 47.0 66.7 85.4 126.61995 26.2 38.9 52.4 80.7 92.1 128.91998 33.4 49.4 58.7 86.7 107.3 156.12001 34.3 49.0 68.8 92.6 111.5 164.22004 42.6 62.1 88.8 111.6 153.0 212.92007 41.9 53.4 92.9 120.5 171.8 210.62010 54.6 65.5 90.0 116.6 158.0 241.0
Three-year change (percent)1992 88.1 39.7 32.8 6.9 20.6 7.21995 18.0 27.1 11.5 21.0 7.8 1.81998 27.5 27.0 12.0 7.4 16.5 21.12001 2.7 -0.8 17.2 6.8 3.9 5.22004 24.2 26.7 29.1 20.5 37.2 29.72007 -1.6 -14.0 4.6 8.0 12.3 -1.12010 30.3 22.7 -3.1 -3.2 -8.0 14.4
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of home−secured debt for families with holdings
Mean value of home-secured debt for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 22.0 33.9 47.6 72.4 83.8 143.31992 41.5 45.2 57.6 76.0 96.4 165.71995 43.9 48.9 62.7 85.6 107.6 160.31998 44.6 58.2 69.0 94.1 114.8 198.62001 45.2 56.8 77.1 99.6 127.9 223.62004 57.6 78.6 100.4 130.3 174.6 274.82007 70.5 71.6 107.6 145.2 192.0 301.12010 90.3 81.9 105.9 135.9 177.6 317.0
Three-year change (percent)1992 88.6 33.3 21.0 5.0 15.0 15.61995 5.8 8.2 8.9 12.6 11.6 -3.31998 1.6 19.0 10.0 9.9 6.7 23.92001 1.3 -2.4 11.7 5.8 11.4 12.62004 27.4 38.4 30.2 30.8 36.5 22.92007 22.4 -8.9 7.2 11.4 10.0 9.62010 28.1 14.4 -1.6 -6.4 -7.5 5.3
10
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with home−secured debt
Percent of families with home-secured debtAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 34.9 57.9 58.3 37.0 21.7 6.31992 30.9 55.5 61.4 40.8 18.5 8.61995 33.0 54.3 61.8 45.2 24.7 6.81998 33.2 58.7 58.8 49.4 26.0 11.52001 35.7 59.6 59.8 49.0 32.0 9.52004 37.7 62.8 64.6 51.0 32.1 18.72007 37.3 59.5 65.5 55.3 42.9 13.92010 34.0 57.6 60.4 53.6 40.5 24.2
Three-year change (percentage points)1992 -4.0 -2.4 3.1 3.8 -3.2 2.31995 2.1 -1.2 0.4 4.4 6.2 -1.81998 0.2 4.4 -3.0 4.2 1.3 4.72001 2.5 0.9 1.0 -0.4 6.0 -2.02004 2.0 3.2 4.8 2.0 0.1 9.22007 -0.4 -3.3 0.9 4.3 10.8 -4.82010 -3.3 -1.9 -5.1 -1.7 -2.4 10.3
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of home−secured debt for families with holdings
Median value of home-secured debt for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 74.2 67.5 43.9 33.7 15.4 11.81992 77.3 83.4 60.6 45.5 25.8 42.41995 87.8 85.0 69.4 52.4 26.9 16.61998 94.7 93.4 89.4 64.0 34.7 28.32001 94.4 98.0 91.9 67.4 47.8 54.92004 123.1 126.6 111.6 95.5 58.7 35.62007 141.8 134.1 115.2 89.1 72.3 41.92010 120.0 139.9 114.0 97.0 70.0 52.0
Three-year change (percent)1992 4.2 23.6 38.0 35.0 67.5 259.31995 13.6 1.9 14.5 15.2 4.3 -60.81998 7.9 9.9 28.8 22.1 29.0 70.52001 -0.3 4.9 2.8 5.3 37.8 94.02004 30.4 29.2 21.4 41.7 22.8 -35.22007 15.2 5.9 3.2 -6.7 23.2 17.72010 -15.4 4.3 -1.0 8.9 -3.2 24.1
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of home−secured debt for families with holdings
Mean value of home-secured debt for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 91.2 90.4 66.3 62.8 27.9 33.41992 96.3 105.4 82.1 68.2 50.9 52.11995 94.1 104.0 96.1 79.8 51.8 34.11998 100.4 115.1 111.2 96.4 68.2 48.62001 111.5 121.8 123.0 98.7 79.7 63.42004 146.6 156.4 155.4 136.0 88.4 70.92007 174.5 172.7 159.6 143.3 122.7 76.22010 143.7 178.7 172.1 147.4 122.9 79.6
Three-year change (percent)1992 5.6 16.6 23.8 8.6 82.4 56.01995 -2.3 -1.3 17.1 17.0 1.8 -34.51998 6.7 10.7 15.7 20.8 31.7 42.52001 11.1 5.8 10.6 2.4 16.9 30.52004 31.5 28.4 26.3 37.8 10.9 11.82007 19.0 10.4 2.7 5.4 38.8 7.52010 -17.7 3.5 7.8 2.9 0.2 4.5
10
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with home−secured debt
Percent of families with home-secured debtFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 30.8 19.6 15.0 63.3 35.71992 29.0 25.9 13.6 63.7 35.51995 32.2 27.2 12.4 63.5 40.91998 29.2 25.0 18.4 67.1 43.52001 35.5 25.8 19.3 67.8 44.72004 43.7 32.8 22.2 68.4 48.22007 38.3 35.0 22.0 69.0 51.32010 36.0 31.8 29.0 64.9 49.5
Three-year change (percentage points)1992 -1.8 6.3 -1.4 0.4 -0.21995 3.2 1.3 -1.2 -0.2 5.41998 -3.0 -2.2 6.0 3.6 2.62001 6.3 0.8 0.9 0.7 1.22004 8.2 7.0 2.9 0.6 3.52007 -5.4 2.2 -0.2 0.6 3.12010 -2.3 -3.2 7.0 -4.1 -1.8
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of home−secured debt for families with holdings
Median value of home-secured debt for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 42.2 69.2 15.5 61.1 55.71992 47.0 60.6 39.4 80.4 51.51995 56.7 71.4 29.7 85.0 63.71998 60.0 76.0 53.4 93.4 76.02001 67.0 73.5 61.3 104.2 79.62004 85.9 102.4 55.2 126.6 112.82007 97.4 102.7 53.4 136.2 102.72010 96.0 110.0 64.0 132.0 101.0
Three-year change (percent)1992 11.4 -12.4 154.2 31.6 -7.51995 20.6 17.8 -24.6 5.7 23.71998 5.8 6.4 79.8 9.9 19.32001 11.7 -3.3 14.8 11.6 4.72004 28.2 39.3 -10.0 21.5 41.72007 13.4 0.3 -3.3 7.6 -9.02010 -1.4 7.1 19.9 -3.1 -1.7
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of home−secured debt for families with holdings
Mean value of home-secured debt for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 52.9 88.6 30.6 81.9 79.61992 65.6 73.0 50.4 103.1 76.71995 67.1 81.6 64.7 104.6 84.41998 84.2 89.1 68.3 115.1 100.32001 81.1 86.0 74.3 131.3 106.82004 100.8 123.9 84.3 163.7 146.82007 129.3 124.2 84.0 184.9 148.02010 132.8 131.0 90.6 182.7 146.8
Three-year change (percent)1992 24.0 -17.6 64.7 25.9 -3.61995 2.3 11.8 28.4 1.5 10.01998 25.5 9.2 5.6 10.0 18.82001 -3.7 -3.5 8.8 14.1 6.52004 24.3 44.1 13.5 24.7 37.52007 28.3 0.2 -0.4 13.0 0.82010 2.7 5.5 7.9 -1.2 -0.8
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with home−secured debt
Percent of families with home-secured debtEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 22.6 35.4 47.9 54.21992 18.4 36.5 42.5 52.91995 23.5 40.1 39.2 53.51998 21.8 39.8 46.6 54.92001 26.3 40.5 44.8 57.02004 24.8 42.2 48.7 61.32007 26.0 45.0 46.9 61.72010 27.3 42.0 44.8 58.7
Three-year change (percentage points)1992 -4.2 1.1 -5.4 -1.31995 5.1 3.6 -3.3 0.61998 -1.7 -0.3 7.4 1.42001 4.5 0.7 -1.8 2.12004 -1.5 1.7 3.9 4.32007 1.2 2.8 -1.8 0.42010 1.3 -3.0 -2.1 -3.0
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of home−secured debt for families with holdings
Median value of home-secured debt for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 25.3 42.2 52.3 77.61992 33.4 45.5 60.6 91.01995 32.6 56.7 73.2 102.01998 35.7 58.0 93.4 104.02001 36.8 64.9 88.2 116.42004 50.6 80.5 99.0 143.82007 52.4 88.0 101.6 149.52010 60.0 83.0 106.0 150.0
Three-year change (percent)1992 32.0 7.8 15.9 17.31995 -2.4 24.6 20.8 12.11998 9.5 2.3 27.6 2.02001 3.1 11.9 -5.6 11.92004 37.5 24.0 12.2 23.52007 3.6 9.3 2.6 4.02010 14.5 -5.7 4.3 0.3
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of home−secured debt for families with holdings
Mean value of home-secured debt for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 42.1 56.3 74.1 105.41992 47.6 64.1 81.7 115.51995 45.9 68.3 90.3 122.51998 49.9 71.7 105.4 135.72001 54.1 77.9 102.9 151.92004 77.3 97.1 128.1 185.32007 87.1 115.4 142.5 200.42010 78.2 103.6 140.2 202.4
Three-year change (percent)1992 13.1 13.9 10.3 9.61995 -3.6 6.6 10.5 6.11998 8.7 5.0 16.7 10.82001 8.4 8.6 -2.4 11.92004 42.9 24.6 24.5 22.02007 12.7 18.8 11.2 8.12010 -10.2 -10.2 -1.6 1.0
25
30
35
40
45
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with home−secured debt
Percent of families with home-secured debtRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 43.0 28.91992 42.8 27.81995 44.1 30.21998 46.8 31.02001 47.6 35.62004 51.9 37.42007 52.1 40.42010 51.8 37.1
Three-year change (percentage points)1992 -0.2 -1.11995 1.3 2.41998 2.7 0.82001 0.8 4.62004 4.3 1.82007 0.2 3.02010 -0.3 -3.3
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of home−secured debt for families with holdings
Median value of home-secured debt for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 57.3 45.51992 68.2 47.81995 76.5 56.01998 82.7 82.72001 91.9 73.52004 112.8 95.52007 111.1 118.42010 112.0 100.0
Three-year change (percent)1992 19.0 5.11995 12.2 17.21998 8.1 47.72001 11.1 -11.12004 22.7 29.92007 -1.5 24.02010 0.8 -15.5
60
80
100
120
140
160
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of home−secured debt for families with holdings
Mean value of home-secured debt for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 77.7 71.11992 89.4 81.81995 93.0 84.41998 105.3 95.42001 117.8 90.42004 146.3 130.02007 154.2 162.12010 158.6 142.0
Three-year change (percent)1992 15.1 15.01995 4.0 3.21998 13.2 13.02001 11.9 -5.22004 24.2 43.82007 5.4 24.72010 2.9 -12.4
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with home−secured debt
Percent of families with home-secured debtCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 49.8 49.8 16.7 19.91992 48.6 58.9 16.9 20.11995 51.2 51.6 18.7 17.91998 50.8 63.1 18.7 26.42001 52.5 59.1 19.6 28.32004 56.1 59.5 24.6 30.32007 56.7 64.8 27.0 25.52010 54.4 58.6 29.1 31.1
Three-year change (percentage points)1992 -1.2 9.1 0.2 0.21995 2.6 -7.3 1.8 -2.21998 -0.4 11.5 0.0 8.52001 1.7 -4.0 0.9 1.92004 3.6 0.4 5.0 2.02007 0.6 5.3 2.4 -4.82010 -2.3 -6.2 2.1 5.6
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of home−secured debt for families with holdings
Median value of home-secured debt for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 61.1 59.0 18.6 21.91992 69.7 91.0 29.1 37.91995 79.3 85.0 32.6 58.11998 88.0 98.6 49.4 76.02001 90.7 122.5 38.6 88.22004 115.1 137.9 48.3 89.82007 122.6 141.4 49.3 94.32010 116.0 145.0 60.8 92.7
Three-year change (percent)1992 14.1 54.2 56.5 73.11995 13.8 -6.6 12.0 53.31998 11.0 16.0 51.5 30.82001 3.1 24.2 -21.9 16.12004 26.9 12.6 25.1 1.82007 6.5 2.5 2.1 5.02010 -5.4 2.5 23.3 -1.7
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of home−secured debt for families with holdings
Mean value of home-secured debt for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 78.1 106.8 34.0 50.31992 87.4 123.0 44.3 80.81995 93.0 121.4 50.3 86.61998 101.8 138.1 66.4 90.32001 107.7 166.4 61.5 115.72004 144.1 192.0 78.3 131.62007 157.7 219.2 86.3 147.42010 154.5 227.5 93.0 131.1
Three-year change (percent)1992 11.9 15.2 30.3 60.61995 6.4 -1.3 13.5 7.21998 9.5 13.8 32.0 4.32001 5.8 20.5 -7.4 28.12004 33.8 15.4 27.3 13.72007 9.4 14.2 10.2 12.02010 -2.0 3.8 7.8 -11.1
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with home−secured debt
Percent of families with home-secured debtCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 61.2 43.0 46.0 17.31992 59.8 45.4 45.8 17.61995 61.0 46.3 48.3 18.61998 61.1 44.2 51.8 20.12001 63.0 45.7 50.3 21.02004 67.7 45.7 53.4 25.52007 67.6 49.7 53.6 26.72010 64.6 43.8 54.1 29.6
Three-year change (percentage points)1992 -1.4 2.4 -0.2 0.31995 1.2 0.9 2.5 1.01998 0.1 -2.1 3.5 1.52001 1.9 1.5 -1.5 0.92004 4.7 0.0 3.1 4.52007 -0.1 4.0 0.2 1.22010 -3.0 -5.9 0.5 2.9
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of home−secured debt for families with holdings
Median value of home-secured debt for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 81.0 54.0 47.2 19.61992 98.5 67.8 50.5 33.41995 107.4 77.9 56.7 36.11998 106.7 88.0 65.4 52.72001 118.4 84.6 69.2 53.92004 148.4 102.4 95.2 57.52007 155.1 105.7 98.5 55.52010 150.0 110.0 90.0 68.0
Three-year change (percent)1992 21.6 25.6 7.0 70.41995 9.0 14.9 12.3 8.11998 -0.7 13.0 15.3 46.02001 11.0 -3.9 5.8 2.32004 25.3 21.0 37.6 6.72007 4.5 3.2 3.5 -3.52010 -3.3 4.1 -8.6 22.5
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of home−secured debt for families with holdings
Mean value of home-secured debt for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 108.7 74.2 59.3 37.91992 121.5 81.4 70.4 54.21995 129.7 90.6 70.6 57.41998 138.8 103.4 78.2 72.92001 155.7 99.4 78.2 73.42004 192.5 126.5 108.4 88.12007 203.3 152.7 124.6 95.32010 209.2 144.1 115.9 101.6
Three-year change (percent)1992 11.8 9.7 18.7 43.01995 6.7 11.3 0.3 5.91998 7.0 14.1 10.8 27.02001 12.2 -3.9 0.0 0.72004 23.6 27.3 38.6 20.02007 5.6 20.7 14.9 8.22010 2.9 -5.6 -7.0 6.6
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with home−secured debt
Percent of families with home-secured debtRegion
Year Northeast Midwest South WestLevel (percent)
1989 37.8 40.2 37.4 43.91992 42.0 39.7 36.7 39.61995 37.3 44.9 39.5 42.41998 45.5 45.5 40.3 43.02001 38.1 50.9 46.6 40.42004 47.4 51.9 45.2 48.72007 48.4 51.0 46.6 49.92010 46.9 52.8 43.6 46.9
Three-year change (percentage points)1992 4.2 -0.5 -0.7 -4.31995 -4.7 5.2 2.8 2.81998 8.2 0.6 0.8 0.62001 -7.4 5.4 6.3 -2.62004 9.3 1.0 -1.4 8.32007 1.0 -0.9 1.4 1.22010 -1.5 1.8 -3.0 -3.0
40
60
80
100
120
140
160
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of home−secured debt for families with holdings
Median value of home-secured debt for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 57.3 42.2 44.7 79.31992 75.8 54.6 53.1 83.71995 92.1 62.0 58.4 107.61998 80.0 69.4 77.4 118.72001 95.6 76.6 73.5 122.52004 128.4 99.0 90.9 147.42007 112.1 98.4 103.7 157.92010 114.0 95.0 95.0 157.6
Three-year change (percent)1992 32.3 29.4 18.8 5.51995 21.5 13.6 10.0 28.61998 -13.1 11.9 32.5 10.32001 19.5 10.4 -5.0 3.22004 34.3 29.2 23.7 20.32007 -12.7 -0.6 14.1 7.12010 1.7 -3.5 -8.4 -0.2
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of home−secured debt for families with holdings
Mean value of home-secured debt for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 92.0 56.6 61.0 106.91992 91.1 77.4 71.9 122.51995 104.8 73.5 77.1 124.91998 102.1 84.6 93.5 143.42001 123.4 93.3 93.2 165.42004 157.6 119.9 120.0 190.82007 159.4 122.9 137.8 216.92010 172.1 121.6 133.7 209.2
Three-year change (percent)1992 -1.0 36.7 17.9 14.61995 15.0 -5.0 7.2 2.01998 -2.6 15.1 21.3 14.82001 20.9 10.3 -0.3 15.32004 27.7 28.5 28.8 15.42007 1.1 2.5 14.8 13.72010 8.0 -1.1 -3.0 -3.6
30
35
40
45
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with home−secured debt
Percent of families with home-secured debtUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 41.0 33.01992 41.2 29.91995 41.9 35.81998 44.1 37.52001 45.5 39.42004 49.0 42.52007 49.7 43.52010 47.8 43.3
Three-year change (percentage points)1992 0.2 -3.11995 0.7 5.91998 2.2 1.72001 1.4 1.92004 3.5 3.12007 0.7 1.02010 -1.9 -0.2
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of home−secured debt for families with holdings
Median value of home-secured debt for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 59.4 31.21992 72.8 38.41995 82.1 32.61998 89.4 42.72001 93.7 58.82004 120.8 57.52007 123.8 63.52010 119.0 64.0
Three-year change (percent)1992 22.6 23.11995 12.8 -15.11998 8.9 31.02001 4.8 37.72004 28.9 -2.22007 2.5 10.42010 -3.9 0.8
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of home−secured debt for families with holdings
Mean value of home-secured debt for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 82.6 44.21992 94.8 47.21995 97.8 49.61998 110.2 59.22001 118.6 67.32004 155.8 70.22007 169.2 83.72010 167.0 87.6
Three-year change (percent)1992 14.8 6.81995 3.2 5.11998 12.7 19.42001 7.6 13.72004 31.4 4.32007 8.6 19.22010 -1.3 4.7
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with home−secured debt
Percent of families with home-secured debtHousing status
Year Owner Renter or otherLevel (percent)
1989 61.8 0.01992 61.2 0.01995 63.3 0.01998 65.1 0.02001 66.0 0.02004 69.4 0.02007 70.9 0.02010 69.9 0.0
Three-year change (percentage points)1992 -0.6 0.01995 2.1 0.01998 1.8 0.02001 0.9 0.02004 3.4 0.02007 1.5 0.02010 -1.0 0.0
50
60
70
80
90
100
110
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of home−secured debt for families with holdings
Median value of home-secured debt for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 54.0 .1992 65.2 .1995 72.4 .1998 82.7 .2001 85.8 .2004 109.3 .2007 112.1 .2010 109.6 .
Three-year change (percent)1992 20.7 .1995 11.0 .1998 14.2 .2001 3.7 .2004 27.4 .2007 2.6 .2010 -2.2 .
80
100
120
140
160
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of home−secured debt for families with holdings
Mean value of home-secured debt for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 76.5 .1992 88.1 .1995 91.6 .1998 103.7 .2001 112.4 .2004 142.7 .2007 156.1 .2010 154.3 .
Three-year change (percent)1992 15.2 .1995 4.0 .1998 13.2 .2001 8.4 .2004 27.0 .2007 9.4 .2010 -1.2 .
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with home−secured debt
Percent of families with home-secured debtPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 5.3 39.7 57.7 60.1 47.81992 7.9 42.8 52.8 51.1 55.61995 9.4 47.6 55.5 49.3 54.61998 11.2 47.4 56.2 56.8 59.12001 11.1 49.6 59.3 60.9 55.02004 12.3 52.8 66.1 61.6 58.52007 11.0 56.2 64.4 63.7 62.32010 20.0 48.9 61.5 56.9 58.6
Three-year change (percentage points)1992 2.6 3.1 -4.9 -9.0 7.81995 1.5 4.8 2.7 -1.8 -1.01998 1.8 -0.2 0.7 7.5 4.52001 -0.1 2.2 3.1 4.1 -4.12004 1.2 3.2 6.8 0.7 3.52007 -1.3 3.4 -1.7 2.1 3.82010 9.0 -7.3 -2.9 -6.8 -3.7
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of home−secured debt for families with holdings
Median value of home-secured debt for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 62.4 48.4 52.3 64.1 77.61992 45.5 52.3 66.7 68.2 106.11995 67.6 63.7 74.4 70.8 106.21998 75.4 73.4 78.7 93.4 133.42001 69.8 69.8 82.1 106.6 165.42004 81.7 86.3 111.6 132.3 214.02007 112.1 88.2 109.0 134.1 188.62010 141.0 91.0 100.3 105.0 216.5
Three-year change (percent)1992 -27.1 8.1 27.5 6.4 36.71995 48.6 21.8 11.5 3.8 0.11998 11.5 15.2 5.8 31.9 25.62001 -7.4 -4.9 4.3 14.1 24.02004 17.0 23.6 35.9 24.1 29.42007 37.2 2.2 -2.3 1.4 -11.92010 25.8 3.2 -8.0 -21.7 14.8
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of home−secured debt for families with holdings
Mean value of home-secured debt for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 76.7 53.1 69.0 82.7 135.61992 53.5 64.9 80.9 95.3 152.01995 78.0 73.5 88.4 90.6 146.61998 82.0 79.4 90.0 112.9 182.02001 72.6 78.7 97.8 126.7 223.92004 87.7 97.4 133.3 159.2 274.62007 135.1 110.9 136.6 168.2 299.22010 170.9 106.7 122.9 156.7 318.7
Three-year change (percent)1992 -30.2 22.2 17.2 15.2 12.11995 45.8 13.3 9.3 -4.9 -3.61998 5.1 8.0 1.8 24.6 24.12001 -11.5 -0.9 8.7 12.2 23.02004 20.8 23.8 36.3 25.7 22.62007 54.0 13.9 2.5 5.7 9.02010 26.5 -3.8 -10.0 -6.8 6.5
38
40
42
44
46
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Percent of families with mortgagesor home−equity loans
Percent of families with mortgages or home-equity loansYear All families
Level (percent)1989 38.61992 38.51995 40.41998 42.02001 43.42004 45.92007 46.32010 45.2
Three-year change (percentage points)1992 -0.11995 1.91998 1.62001 1.42004 2.52007 0.42010 -1.1
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of mortgages or home−equityloans for families with holdings
Median value of mortgages or home-equity loans for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 52.31992 62.41995 72.21998 82.72001 88.22004 110.52007 115.22010 110.0
Three-year change (percent)1992 19.31995 15.71998 14.52001 6.72004 25.32007 4.32010 -4.5
60
80
100
120
140
160
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of mortgages or home−equityloans for families with holdings
Mean value of mortgages or home-equity loans for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 74.21992 86.11995 91.21998 103.82001 112.12004 140.22007 156.62010 151.8
Three-year change (percent)1992 16.01995 5.91998 13.82001 8.02004 25.12007 11.72010 -3.1
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with mortgagesor home−equity loans
Percent of families with mortgages or home-equity loansPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 7.5 22.2 37.3 55.5 69.5 71.51992 10.4 20.7 35.4 56.2 66.1 73.21995 10.4 25.2 37.7 58.2 68.3 72.41998 10.8 22.4 42.5 62.4 72.4 71.12001 12.8 25.9 43.1 60.5 74.6 74.62004 14.6 28.9 50.0 62.9 74.0 72.72007 13.7 26.3 48.7 67.8 77.0 72.42010 13.7 27.9 49.8 63.6 71.8 70.3
Three-year change (percentage points)1992 2.9 -1.5 -1.9 0.7 -3.4 1.71995 0.0 4.5 2.3 2.0 2.2 -0.81998 0.4 -2.8 4.8 4.2 4.1 -1.32001 2.0 3.5 0.6 -1.9 2.2 3.52004 1.8 3.0 6.9 2.4 -0.6 -1.92007 -0.9 -2.6 -1.3 4.9 3.0 -0.32010 0.0 1.6 1.1 -4.2 -5.2 -2.1
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of mortgages or home−equityloans for families with holdings
Median value of mortgages or home-equity loans for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 11.8 21.8 35.4 62.4 69.2 101.21992 22.2 30.7 45.5 66.7 83.7 121.31995 26.2 39.7 52.4 80.7 94.9 127.51998 34.7 50.7 57.4 86.7 104.0 156.72001 36.6 51.4 69.8 93.1 110.3 164.22004 42.7 61.0 89.8 111.6 149.6 211.72007 45.1 60.8 93.8 120.5 171.8 209.52010 59.0 66.5 90.0 115.9 158.0 225.0
Three-year change (percent)1992 88.1 40.8 28.5 6.9 21.0 19.91995 18.0 29.3 15.2 21.0 13.4 5.11998 32.4 27.7 9.5 7.4 9.6 22.92001 5.5 1.4 21.6 7.4 6.1 4.82004 16.7 18.7 28.7 19.9 35.6 28.92007 5.6 -0.3 4.5 8.0 14.8 -1.02010 30.8 9.4 -4.1 -3.8 -8.0 7.4
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of mortgages or home−equityloans for families with holdings
Mean value of mortgages or home-equity loans for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 22.2 33.7 47.1 70.5 81.8 137.11992 41.5 45.9 55.8 75.4 94.6 159.61995 43.8 49.7 62.8 85.7 107.2 157.11998 45.4 59.7 69.2 93.8 114.2 198.02001 47.4 57.8 77.9 99.9 127.3 216.02004 60.4 77.7 98.7 130.1 172.6 263.62007 73.8 76.2 109.1 143.2 192.1 297.82010 89.1 81.7 105.1 133.8 176.4 305.4
Three-year change (percent)1992 86.9 36.2 18.5 7.0 15.6 16.41995 5.5 8.3 12.5 13.7 13.3 -1.61998 3.7 20.1 10.2 9.5 6.5 26.02001 4.4 -3.2 12.6 6.5 11.5 9.12004 27.4 34.4 26.7 30.2 35.6 22.02007 22.2 -1.9 10.5 10.1 11.3 13.02010 20.7 7.2 -3.7 -6.6 -8.2 2.6
0
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with mortgagesor home−equity loans
Percent of families with mortgages or home-equity loansAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 34.9 57.5 56.9 34.1 20.6 5.81992 30.9 55.4 59.4 39.9 17.2 8.61995 32.9 54.0 61.1 44.1 23.9 4.91998 32.9 58.1 57.6 47.1 24.7 9.12001 35.6 58.7 58.7 45.3 30.2 8.42004 37.7 62.2 62.5 46.3 29.1 15.72007 37.2 59.3 63.8 50.2 35.5 11.02010 33.9 57.3 58.5 50.6 36.6 21.2
Three-year change (percentage points)1992 -4.0 -2.1 2.5 5.8 -3.4 2.81995 2.0 -1.4 1.7 4.2 6.7 -3.71998 0.0 4.1 -3.5 3.0 0.8 4.22001 2.7 0.6 1.1 -1.8 5.5 -0.72004 2.1 3.5 3.8 1.0 -1.1 7.32007 -0.5 -2.9 1.3 3.9 6.4 -4.72010 -3.3 -2.0 -5.3 0.4 1.1 10.2
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of mortgages or home−equityloans for families with holdings
Median value of mortgages or home-equity loans for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 74.2 64.9 41.5 33.7 15.5 18.51992 77.0 78.8 56.1 42.4 25.8 42.41995 87.8 85.0 69.4 52.4 26.9 10.51998 94.7 93.4 88.0 66.7 37.1 33.32001 94.4 98.0 91.9 72.3 52.7 55.12004 116.2 126.6 109.3 97.8 65.9 45.92007 139.3 131.0 112.1 94.3 88.8 52.42010 120.0 136.3 112.0 95.0 79.0 58.0
Three-year change (percent)1992 3.8 21.4 35.2 25.8 66.5 129.21995 14.0 7.9 23.7 23.6 4.3 -75.21998 7.9 9.9 26.8 27.3 37.9 217.12001 -0.3 4.9 4.4 8.4 42.0 65.52004 23.1 29.2 18.9 35.3 25.0 -16.72007 19.9 3.5 2.6 -3.6 34.7 14.22010 -13.9 4.0 -0.1 0.7 -11.0 10.7
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of mortgages or home−equityloans for families with holdings
Mean value of mortgages or home-equity loans for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 90.3 87.9 61.8 57.9 27.1 35.51992 95.0 103.2 80.5 63.3 46.5 52.11995 93.6 103.1 94.7 79.2 52.1 35.21998 100.7 114.2 110.3 96.5 69.6 51.12001 110.1 121.7 119.9 101.4 80.5 69.12004 142.7 151.6 150.7 134.6 89.5 76.52007 170.7 168.0 155.5 146.9 139.8 84.02010 142.5 174.8 165.2 144.3 124.2 82.9
Three-year change (percent)1992 5.2 17.4 30.3 9.3 71.6 46.81995 -1.5 -0.1 17.6 25.1 12.0 -32.41998 7.6 10.8 16.5 21.8 33.6 45.22001 9.3 6.6 8.7 5.1 15.7 35.22004 29.6 24.6 25.7 32.7 11.2 10.72007 19.6 10.8 3.2 9.1 56.2 9.82010 -16.5 4.0 6.2 -1.8 -11.2 -1.3
10
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with mortgagesor home−equity loans
Percent of families with mortgages or home-equity loansFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 30.8 19.5 13.6 62.2 34.51992 28.3 25.3 13.3 63.2 34.41995 32.0 27.2 12.0 63.0 39.51998 28.9 24.7 16.7 65.5 42.42001 34.1 24.9 18.4 67.0 42.62004 41.3 32.6 20.0 66.5 45.52007 36.8 34.4 19.8 67.8 45.92010 35.5 30.9 26.8 63.6 46.3
Three-year change (percentage points)1992 -2.5 5.8 -0.3 1.0 -0.11995 3.7 1.9 -1.3 -0.2 5.11998 -3.1 -2.5 4.7 2.5 2.92001 5.2 0.2 1.7 1.5 0.22004 7.2 7.7 1.6 -0.5 2.92007 -4.5 1.8 -0.2 1.3 0.42010 -1.3 -3.5 7.0 -4.2 0.4
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of mortgages or home−equityloans for families with holdings
Median value of mortgages or home-equity loans for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 41.5 69.2 11.8 59.0 55.71992 45.9 60.6 37.9 75.0 48.51995 56.7 72.2 26.9 83.6 63.71998 60.0 74.7 58.8 93.4 76.02001 71.1 75.0 61.3 102.9 82.12004 86.5 102.4 57.5 125.4 112.82007 98.4 103.2 60.8 135.2 110.02010 95.0 110.0 66.5 130.0 102.0
Three-year change (percent)1992 10.6 -12.4 221.2 27.1 -12.91995 23.5 19.1 -29.0 11.5 31.31998 5.8 3.5 118.6 11.7 19.32001 18.5 0.4 4.3 10.2 8.02004 21.7 36.5 -6.2 21.9 37.42007 13.8 0.8 5.7 7.8 -2.52010 -3.5 6.6 9.4 -3.8 -7.3
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of mortgages or home−equityloans for families with holdings
Mean value of mortgages or home-equity loans for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 52.2 88.2 28.8 78.3 78.91992 65.3 72.8 48.8 100.8 73.31995 67.0 80.7 64.2 103.3 85.31998 83.1 88.8 72.3 114.9 100.42001 83.0 86.8 76.3 128.7 108.02004 100.1 120.9 76.9 159.1 147.32007 128.9 121.8 88.3 179.6 156.62010 128.5 129.9 91.4 176.3 147.9
Three-year change (percent)1992 25.1 -17.5 69.4 28.7 -7.11995 2.6 10.9 31.6 2.5 16.41998 24.0 10.0 12.6 11.2 17.72001 -0.1 -2.3 5.5 12.0 7.62004 20.6 39.3 0.8 23.6 36.42007 28.8 0.7 14.8 12.9 6.32010 -0.3 6.7 3.5 -1.8 -5.6
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with mortgagesor home−equity loans
Percent of families with mortgages or home-equity loansEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 21.8 34.6 47.0 53.11992 18.1 36.4 40.8 52.11995 23.3 39.2 39.2 52.61998 20.4 38.5 46.4 53.62001 24.9 38.9 44.0 56.02004 22.5 40.4 47.2 59.12007 24.5 42.4 44.2 59.42010 25.8 40.2 43.4 56.7
Three-year change (percentage points)1992 -3.7 1.8 -6.2 -1.01995 5.2 2.8 -1.6 0.51998 -2.9 -0.7 7.2 1.02001 4.5 0.4 -2.4 2.42004 -2.4 1.5 3.2 3.12007 2.0 2.0 -3.0 0.32010 1.3 -2.2 -0.8 -2.7
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of mortgages or home−equityloans for families with holdings
Median value of mortgages or home-equity loans for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 25.3 40.5 50.6 75.91992 33.4 44.6 59.1 89.41995 32.6 56.7 72.2 102.01998 38.0 58.7 93.4 104.02001 38.1 66.2 88.2 114.02004 54.4 80.5 97.8 141.02007 60.2 90.1 104.8 144.62010 60.0 85.0 106.0 150.0
Three-year change (percent)1992 32.0 10.1 16.8 17.81995 -2.4 27.1 22.2 14.11998 16.6 3.5 29.4 2.02001 0.3 12.8 -5.6 9.62004 42.8 21.6 10.9 23.72007 10.7 11.9 7.2 2.62010 -0.3 -5.7 1.1 3.7
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of mortgages or home−equityloans for families with holdings
Mean value of mortgages or home-equity loans for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 42.3 53.6 70.1 103.31992 47.2 62.3 81.2 112.51995 45.9 68.0 89.2 122.11998 51.0 72.3 104.4 135.32001 56.2 79.2 102.3 149.32004 75.9 97.2 126.1 180.22007 90.0 117.3 146.1 197.42010 79.4 102.8 138.9 197.2
Three-year change (percent)1992 11.6 16.2 15.8 8.91995 -2.8 9.1 9.9 8.51998 11.1 6.3 17.0 10.82001 10.2 9.5 -2.0 10.32004 35.1 22.7 23.3 20.72007 18.6 20.7 15.9 9.52010 -11.8 -12.4 -4.9 -0.1
25
30
35
40
45
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with mortgagesor home−equity loans
Percent of families with mortgages or home-equity loansRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 42.0 28.61992 42.1 27.31995 43.3 30.21998 45.5 30.32001 46.1 35.12004 49.7 36.32007 49.2 39.22010 49.5 36.3
Three-year change (percentage points)1992 0.1 -1.31995 1.2 2.91998 2.2 0.12001 0.6 4.82004 3.6 1.22007 -0.5 2.92010 0.3 -2.9
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of mortgages or home−equityloans for families with holdings
Median value of mortgages or home-equity loans for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 55.7 45.51992 65.2 48.51995 76.5 55.91998 82.7 85.42001 91.9 73.52004 112.8 96.72007 114.2 118.42010 112.0 100.0
Three-year change (percent)1992 17.1 6.61995 17.3 15.31998 8.1 52.82001 11.1 -13.92004 22.7 31.62007 1.2 22.42010 -1.9 -15.5
60
80
100
120
140
160
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of mortgages or home−equityloans for families with holdings
Mean value of mortgages or home-equity loans for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 75.2 70.21992 87.0 82.11995 92.8 83.41998 105.5 95.72001 117.5 90.62004 142.9 130.82007 155.2 161.12010 156.5 138.5
Three-year change (percent)1992 15.7 17.01995 6.7 1.61998 13.7 14.72001 11.4 -5.32004 21.6 44.42007 8.6 23.22010 0.8 -14.0
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with mortgagesor home−equity loans
Percent of families with mortgages or home-equity loansCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 48.8 49.5 15.8 19.01992 47.9 58.0 16.2 20.11995 50.8 51.0 17.5 17.41998 49.8 61.2 17.4 26.42001 51.5 56.9 18.0 28.32004 54.8 57.1 21.2 28.62007 55.2 61.5 22.3 25.52010 53.1 55.0 26.9 29.7
Three-year change (percentage points)1992 -0.9 8.5 0.4 1.11995 2.9 -7.0 1.3 -2.71998 -1.0 10.2 -0.1 9.02001 1.7 -4.3 0.6 1.92004 3.3 0.2 3.2 0.32007 0.4 4.4 1.1 -3.12010 -2.1 -6.5 4.6 4.2
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of mortgages or home−equityloans for families with holdings
Median value of mortgages or home-equity loans for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 60.6 52.3 18.6 21.91992 68.2 91.0 26.4 35.61995 77.9 83.6 35.3 63.71998 88.0 98.7 49.4 76.02001 90.7 122.5 42.9 88.22004 114.0 135.5 50.6 97.82007 121.5 146.7 60.8 85.92010 115.5 145.0 63.0 94.4
Three-year change (percent)1992 12.5 74.0 41.9 62.61995 14.2 -8.1 33.7 78.91998 13.0 18.1 39.9 19.32001 3.1 24.1 -13.2 16.12004 25.7 10.6 17.9 10.92007 6.6 8.3 20.2 -12.22010 -4.9 -1.2 3.6 9.9
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of mortgages or home−equityloans for families with holdings
Mean value of mortgages or home-equity loans for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 76.1 100.2 32.6 52.61992 85.8 119.1 41.7 77.51995 92.0 120.5 51.6 87.41998 101.7 138.4 66.8 89.72001 107.1 164.7 64.7 115.22004 140.9 182.5 79.8 138.12007 155.7 217.3 96.6 137.32010 152.0 219.8 94.7 126.3
Three-year change (percent)1992 12.7 18.9 27.9 47.31995 7.2 1.2 23.7 12.81998 10.5 14.9 29.5 2.62001 5.3 19.0 -3.1 28.42004 31.6 10.8 23.3 19.92007 10.5 19.1 21.1 -0.62010 -2.4 1.2 -2.0 -8.0
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with mortgagesor home−equity loans
Percent of families with mortgages or home-equity loansCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 60.1 42.1 45.2 16.51992 58.7 44.7 45.5 17.11995 60.5 46.0 47.9 17.51998 60.1 43.5 50.2 19.02001 61.7 45.0 48.6 19.72004 66.1 44.3 51.9 22.42007 65.8 47.7 52.2 22.82010 62.4 42.7 52.5 27.5
Three-year change (percentage points)1992 -1.4 2.6 0.3 0.61995 1.8 1.3 2.4 0.41998 -0.4 -2.5 2.3 1.52001 1.6 1.5 -1.6 0.72004 4.4 -0.7 3.3 2.72007 -0.3 3.4 0.3 0.42010 -3.4 -5.0 0.3 4.7
0
50
100
150
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of mortgages or home−equityloans for families with holdings
Median value of mortgages or home-equity loans for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 74.2 54.0 45.5 20.21992 95.4 66.7 48.5 31.81995 106.2 77.2 56.7 36.71998 106.7 88.0 68.0 52.32001 118.6 85.8 69.8 55.12004 146.1 102.4 92.1 63.32007 146.7 104.8 99.5 72.32010 150.0 106.0 90.0 70.0
Three-year change (percent)1992 28.6 23.5 6.6 57.41995 11.3 15.7 16.9 15.41998 0.5 14.0 19.9 42.52001 11.2 -2.5 2.6 5.42004 23.2 19.3 31.9 14.92007 0.4 2.3 8.0 14.22010 2.2 1.1 -9.5 -3.2
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of mortgages or home−equityloans for families with holdings
Mean value of mortgages or home-equity loans for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 105.3 71.6 57.4 37.41992 118.5 80.3 69.2 51.61995 127.7 90.0 70.2 58.81998 137.5 103.1 79.2 73.42001 153.5 97.9 79.2 76.52004 184.0 125.0 108.0 91.42007 197.9 154.0 123.9 103.72010 203.2 142.0 114.8 102.1
Three-year change (percent)1992 12.5 12.2 20.6 38.01995 7.8 12.1 1.4 14.01998 7.7 14.6 12.8 24.82001 11.6 -5.0 0.0 4.22004 19.9 27.7 36.4 19.52007 7.6 23.2 14.7 13.52010 2.7 -7.8 -7.3 -1.5
35
40
45
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with mortgagesor home−equity loans
Percent of families with mortgages or home-equity loansRegion
Year Northeast Midwest South WestLevel (percent)
1989 36.0 39.3 36.6 43.71992 40.9 38.9 36.2 39.41995 36.4 44.2 38.9 42.11998 43.1 44.3 39.4 42.72001 35.6 48.7 45.9 40.42004 44.4 49.5 43.4 47.82007 45.6 48.2 44.6 47.62010 44.1 50.9 42.2 45.5
Three-year change (percentage points)1992 4.9 -0.4 -0.4 -4.31995 -4.5 5.3 2.7 2.71998 6.7 0.1 0.5 0.62001 -7.5 4.4 6.5 -2.32004 8.8 0.8 -2.5 7.42007 1.2 -1.3 1.2 -0.22010 -1.5 2.7 -2.4 -2.1
40
60
80
100
120
140
160
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of mortgages or home−equityloans for families with holdings
Median value of mortgages or home-equity loans for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 55.7 39.0 44.7 77.61992 75.0 53.1 52.3 78.21995 89.2 60.9 59.5 107.51998 81.4 69.4 77.4 118.72001 99.3 77.2 72.3 122.52004 126.6 99.0 92.1 145.02007 115.2 99.4 104.8 155.22010 112.7 98.0 95.0 158.0
Three-year change (percent)1992 34.6 36.2 17.0 0.81995 18.9 14.7 13.8 37.51998 -8.7 14.0 30.1 10.42001 22.0 11.2 -6.6 3.22004 27.5 28.2 27.4 18.42007 -9.0 0.4 13.8 7.02010 -2.2 -1.4 -9.4 1.8
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of mortgages or home−equityloans for families with holdings
Mean value of mortgages or home-equity loans for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 88.2 54.4 60.0 104.11992 89.6 74.6 70.5 119.51995 104.7 72.3 77.1 124.21998 103.6 83.7 93.5 143.02001 126.5 93.5 92.0 162.82004 153.6 116.3 120.1 185.82007 158.1 124.8 140.2 214.52010 170.2 120.4 131.6 204.0
Three-year change (percent)1992 1.6 37.1 17.5 14.81995 16.9 -3.1 9.4 3.91998 -1.1 15.8 21.3 15.12001 22.1 11.7 -1.6 13.82004 21.4 24.4 30.5 14.12007 2.9 7.3 16.7 15.42010 7.7 -3.5 -6.1 -4.9
30
35
40
45
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with mortgagesor home−equity loans
Percent of families with mortgages or home-equity loansUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 40.1 32.41992 40.6 29.11995 41.3 35.21998 43.1 35.72001 44.3 37.92004 46.9 41.12007 47.3 41.02010 46.2 40.4
Three-year change (percentage points)1992 0.5 -3.31995 0.7 6.11998 1.8 0.52001 1.2 2.22004 2.6 3.22007 0.4 -0.12010 -1.1 -0.6
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of mortgages or home−equityloans for families with holdings
Median value of mortgages or home-equity loans for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 59.0 31.21992 69.7 40.21995 80.7 32.61998 89.4 42.72001 94.4 58.82004 120.0 57.52007 124.7 65.02010 118.0 65.0
Three-year change (percent)1992 18.1 28.81995 15.8 -18.91998 10.8 31.02001 5.6 37.72004 27.1 -2.22007 3.9 13.02010 -5.4 0.0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of mortgages or home−equityloans for families with holdings
Mean value of mortgages or home-equity loans for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 80.0 44.01992 92.4 47.31995 97.3 49.71998 110.2 59.52001 118.2 67.42004 152.9 70.22007 169.4 85.22010 163.1 89.5
Three-year change (percent)1992 15.5 7.51995 5.3 5.11998 13.3 19.72001 7.3 13.32004 29.4 4.22007 10.8 21.42010 -3.7 5.0
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with mortgagesor home−equity loans
Percent of families with mortgages or home-equity loansHousing status
Year Owner Renter or otherLevel (percent)
1989 60.4 0.01992 60.2 0.01995 62.4 0.01998 63.4 0.02001 64.1 0.02004 66.5 0.02007 67.4 0.02010 67.2 0.0
Three-year change (percentage points)1992 -0.2 0.01995 2.2 0.01998 1.0 0.02001 0.7 0.02004 2.4 0.02007 0.9 0.02010 -0.2 0.0
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of mortgages or home−equityloans for families with holdings
Median value of mortgages or home-equity loans for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 52.3 .1992 62.4 .1995 72.2 .1998 82.7 .2001 88.2 .2004 110.5 .2007 115.2 .2010 110.0 .
Three-year change (percent)1992 19.3 .1995 15.7 .1998 14.5 .2001 6.7 .2004 25.3 .2007 4.3 .2010 -4.5 .
60
80
100
120
140
160
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of mortgages or home−equityloans for families with holdings
Mean value of mortgages or home-equity loans for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 74.2 .1992 86.1 .1995 91.2 .1998 103.8 .2001 112.1 .2004 140.2 .2007 156.6 .2010 151.8 .
Three-year change (percent)1992 16.0 .1995 5.9 .1998 13.8 .2001 8.0 .2004 25.1 .2007 11.7 .2010 -3.1 .
0
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with mortgagesor home−equity loans
Percent of families with mortgages or home-equity loansPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 5.3 39.7 56.3 58.3 45.41992 7.9 42.3 52.4 49.7 53.51995 9.4 47.4 54.8 47.7 52.91998 11.2 46.5 54.1 55.8 56.32001 11.0 48.8 58.0 57.7 52.72004 11.7 52.1 64.4 57.3 53.02007 11.0 54.8 60.9 59.5 56.62010 20.0 47.8 59.7 51.9 55.3
Three-year change (percentage points)1992 2.6 2.6 -3.9 -8.6 8.11995 1.5 5.1 2.4 -2.0 -0.61998 1.8 -0.9 -0.7 8.1 3.42001 -0.2 2.3 3.9 1.9 -3.62004 0.7 3.3 6.4 -0.4 0.32007 -0.7 2.7 -3.5 2.2 3.62010 9.0 -7.0 -1.2 -7.6 -1.3
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of mortgages or home−equityloans for families with holdings
Median value of mortgages or home-equity loans for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 62.4 47.2 50.6 54.0 77.61992 45.5 52.3 65.2 65.2 103.01995 67.6 63.7 74.4 71.7 106.21998 75.4 73.4 80.0 93.4 133.42001 69.8 70.8 84.6 110.3 171.62004 86.3 86.3 111.6 134.6 215.22007 112.1 89.1 114.2 127.9 206.72010 136.0 91.0 100.0 105.0 211.0
Three-year change (percent)1992 -27.1 10.8 28.9 20.7 32.71995 48.6 21.8 14.1 10.0 3.11998 11.5 15.2 7.5 30.3 25.62001 -7.4 -3.5 5.8 18.1 28.62004 23.6 21.9 31.9 22.0 25.42007 29.9 3.2 2.3 -5.0 -3.92010 21.3 2.1 -12.4 -17.9 2.1
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of mortgages or home−equityloans for families with holdings
Mean value of mortgages or home-equity loans for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 70.9 52.8 67.5 80.0 131.91992 53.5 64.7 79.6 93.0 146.61995 76.8 73.4 88.1 91.3 145.41998 81.6 79.3 91.2 111.3 184.92001 71.8 78.9 98.3 128.5 221.02004 90.4 96.4 131.7 159.7 269.72007 132.3 111.6 138.2 168.2 308.72010 166.2 106.3 121.9 156.7 310.8
Three-year change (percent)1992 -24.5 22.5 17.9 16.2 11.11995 43.6 13.4 10.7 -1.8 -0.81998 6.2 8.0 3.5 21.9 27.22001 -12.0 -0.5 7.8 15.5 19.52004 25.9 22.2 34.0 24.3 22.02007 46.3 15.8 4.9 5.3 14.52010 25.6 -4.7 -11.8 -6.8 0.7
3
4
5
6
7
8
9
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Percent of families withhome−equity lines of credit
Percent of families with home-equity lines of creditYear All families
Level (percent)1989 3.11992 4.31995 2.91998 4.52001 4.82004 8.62007 8.52010 7.2
Three-year change (percentage points)1992 1.21995 -1.41998 1.62001 0.32004 3.82007 -0.12010 -1.3
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of home−equity lines ofcredit for families with holdings
Median value of home-equity lines of credit for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 30.41992 18.21995 17.01998 17.32001 18.42004 25.32007 25.12010 26.4
Three-year change (percent)1992 -40.11995 -6.61998 1.82001 6.42004 37.52007 -0.82010 5.2
25
30
35
40
45
50
55
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of home−equity lines ofcredit for families with holdings
Mean value of home-equity lines of credit for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 49.31992 31.11995 25.31998 25.02001 31.92004 45.82007 41.12010 54.5
Three-year change (percent)1992 -36.91995 -18.61998 -1.22001 27.62004 43.62007 -10.32010 32.6
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families withhome−equity lines of credit
Percent of families with home-equity lines of creditPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 0.1 1.2 2.4 4.1 3.8 11.91992 0.0 0.6 3.7 5.2 8.5 15.31995 0.0 0.8 1.4 4.6 6.9 8.11998 0.5 2.7 3.3 5.6 9.8 10.72001 1.0 2.5 3.0 6.6 11.5 10.12004 1.3 2.5 7.1 13.2 17.4 20.02007 1.9 5.6 6.9 11.1 14.2 20.02010 2.1 3.0 6.8 9.3 12.9 16.4
Three-year change (percentage points)1992 -0.1 -0.6 1.3 1.1 4.7 3.41995 0.0 0.2 -2.3 -0.6 -1.6 -7.21998 0.5 1.9 1.9 1.0 2.9 2.62001 0.5 -0.2 -0.3 1.0 1.7 -0.62004 0.3 0.0 4.1 6.6 5.9 9.92007 0.6 3.1 -0.2 -2.1 -3.2 0.02010 0.2 -2.6 -0.1 -1.8 -1.3 -3.6
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of home−equity lines ofcredit for families with holdings
Median value of home-equity lines of credit for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 0.0 42.2 13.5 25.3 45.5 37.11992 60.6 18.2 15.2 13.6 21.2 30.31995 85.0 2.8 21.2 14.2 24.1 26.91998 10.0 17.3 16.0 16.0 13.3 29.32001 9.8 13.5 14.7 12.3 19.6 31.92004 23.0 22.4 16.7 21.9 23.0 46.02007 11.0 15.7 15.7 21.0 31.4 50.32010 19.0 22.0 16.0 29.0 21.0 54.3
Three-year change (percent)1992 . -56.9 12.6 -46.2 -53.4 -18.31995 40.3 -84.6 39.5 4.4 13.7 -11.21998 -88.2 517.9 -24.5 12.7 -44.8 8.92001 -2.0 -22.0 -8.1 -23.1 47.4 8.92004 134.7 65.9 13.6 78.0 17.3 44.22007 -52.2 -29.9 -6.0 -4.1 36.5 9.32010 72.7 40.1 1.9 38.1 -33.1 8.0
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of home−equity lines ofcredit for families with holdings
Mean value of home-equity lines of credit for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 0.0 36.9 19.2 41.6 48.3 70.21992 60.6 22.2 27.0 16.7 27.4 45.71995 71.1 13.3 22.6 15.0 28.0 37.71998 17.4 20.1 21.3 21.8 18.7 39.42001 15.8 16.3 20.0 16.8 28.6 73.42004 27.2 31.8 33.8 30.1 36.7 89.12007 20.2 20.4 16.0 36.5 50.8 72.12010 56.9 46.7 33.3 41.3 43.9 97.8
Three-year change (percent)1992 . -39.8 40.6 -59.9 -43.3 -34.91995 17.3 -40.1 -16.3 -10.2 2.2 -17.51998 -75.5 51.1 -5.8 45.3 -33.2 4.52001 -9.2 -18.9 -6.1 -22.9 52.9 86.32004 72.2 95.1 69.0 79.2 28.3 21.42007 -25.7 -35.8 -52.7 21.3 38.4 -19.12010 181.7 128.9 108.1 13.2 -13.6 35.6
0
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families withhome−equity lines of credit
Percent of families with home-equity lines of creditAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 0.8 4.4 6.2 5.8 1.3 0.51992 1.1 5.5 8.3 7.4 3.4 0.01995 1.4 3.4 5.1 3.7 1.6 1.91998 1.4 5.3 7.9 6.5 2.0 3.12001 2.9 4.8 7.2 7.2 4.4 1.12004 3.5 10.5 13.1 11.7 6.4 4.02007 4.0 8.8 11.7 12.6 9.6 3.42010 2.3 5.6 10.9 10.6 8.7 4.9
Three-year change (percentage points)1992 0.3 1.1 2.1 1.6 2.1 -0.51995 0.3 -2.1 -3.2 -3.7 -1.8 1.91998 0.0 1.9 2.8 2.8 0.4 1.22001 1.5 -0.5 -0.7 0.7 2.4 -2.02004 0.6 5.7 5.9 4.5 2.0 2.92007 0.5 -1.7 -1.4 0.9 3.2 -0.62010 -1.7 -3.2 -0.8 -2.0 -0.9 1.5
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of home−equity lines ofcredit for families with holdings
Median value of home-equity lines of credit for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 31.9 25.3 35.4 32.0 11.8 0.01992 13.6 15.2 21.2 15.2 24.5 48.61995 9.2 14.5 24.1 10.5 19.8 41.11998 13.3 13.3 17.3 21.3 20.1 16.02001 15.9 19.6 20.8 12.3 18.4 16.52004 34.5 27.6 23.0 25.9 17.3 17.32007 25.1 21.0 26.2 21.0 15.7 26.22010 15.0 30.0 30.0 21.0 29.0 20.0
Three-year change (percent)1992 -57.4 -39.9 -40.1 -52.5 107.6 .1995 -32.4 -4.6 13.7 -30.9 -19.2 -15.41998 44.6 -8.3 -28.2 102.9 1.5 -61.12001 19.5 47.4 20.2 -42.3 -8.5 3.12004 117.0 40.8 10.6 110.6 -6.0 4.82007 -27.2 -23.9 13.9 -18.9 -9.2 51.42010 -40.2 42.9 14.5 0.0 84.7 -23.7
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of home−equity lines ofcredit for families with holdings
Mean value of home-equity lines of credit for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 37.5 40.7 55.7 60.2 35.9 9.41992 39.2 22.9 31.1 34.8 41.7 52.61995 12.4 24.1 28.2 30.7 21.0 31.11998 13.7 22.7 23.4 33.0 26.4 30.42001 22.0 23.1 43.9 33.4 28.4 19.02004 41.7 38.4 48.2 59.7 37.0 30.82007 41.4 35.2 46.2 44.6 31.1 41.12010 25.2 48.7 67.4 57.5 49.4 34.4
Three-year change (percent)1992 4.5 -43.7 -44.2 -42.2 16.2 459.61995 -68.4 5.2 -9.3 -11.8 -49.6 -40.91998 10.5 -5.8 -17.0 7.5 25.7 -2.32001 60.6 1.8 87.6 1.2 7.6 -37.52004 89.5 66.2 9.8 78.7 30.3 62.12007 -0.7 -8.3 -4.1 -25.3 -15.9 33.42010 -39.1 38.4 45.9 28.9 58.8 -16.3
0
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families withhome−equity lines of credit
Percent of families with home-equity lines of creditFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 0.8 0.7 1.9 5.5 2.91992 1.3 0.8 1.4 7.0 6.21995 0.9 1.7 0.7 4.7 3.41998 2.7 1.6 2.5 7.4 4.42001 2.0 2.9 0.9 7.3 5.92004 5.6 4.6 4.1 13.6 8.72007 6.5 6.0 4.0 11.0 10.42010 2.9 3.3 5.1 10.1 9.0
Three-year change (percentage points)1992 0.5 0.1 -0.5 1.5 3.31995 -0.4 0.9 -0.7 -2.3 -2.81998 1.8 -0.1 1.8 2.7 1.02001 -0.7 1.3 -1.6 -0.1 1.52004 3.6 1.7 3.2 6.3 2.82007 0.9 1.4 -0.1 -2.6 1.72010 -3.6 -2.7 1.1 -0.9 -1.4
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of home−equity lines ofcredit for families with holdings
Median value of home-equity lines of credit for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 42.2 27.0 30.4 32.0 31.91992 13.6 27.3 12.1 18.2 21.21995 14.6 14.2 56.7 21.2 15.71998 20.0 13.3 16.0 20.1 13.32001 14.7 18.4 23.3 22.1 12.32004 27.6 20.0 19.6 28.8 21.92007 18.9 21.0 15.7 34.6 25.12010 28.0 22.0 18.0 30.0 20.0
Three-year change (percent)1992 -67.8 1.1 -60.2 -43.1 -33.51995 7.4 -48.0 368.6 16.5 -25.91998 37.0 -6.3 -71.8 -5.2 -15.32001 -26.5 38.3 45.6 10.0 -7.52004 87.8 8.7 -15.9 30.3 78.02007 -31.5 5.0 -19.9 20.1 14.62010 48.1 4.8 14.6 -13.3 -20.3
20
30
40
50
60
70
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of home−equity lines ofcredit for families with holdings
Mean value of home-equity lines of credit for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 27.1 29.8 36.3 55.6 41.91992 40.9 58.2 26.3 29.0 31.81995 22.4 16.4 49.8 27.2 22.81998 20.2 21.6 20.1 26.8 24.62001 22.0 19.8 34.3 38.5 27.52004 46.8 27.4 79.7 45.2 43.22007 32.3 24.9 24.8 51.8 38.62010 74.3 49.0 34.7 64.0 46.5
Three-year change (percent)1992 50.9 95.3 -27.5 -47.8 -24.11995 -45.2 -71.8 89.4 -6.2 -28.31998 -9.8 31.7 -59.6 -1.5 7.92001 8.9 -8.3 70.6 43.7 11.82004 112.7 38.4 132.4 17.4 57.12007 -31.0 -9.1 -68.9 14.6 -10.62010 130.0 96.8 39.9 23.6 20.5
0
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families withhome−equity lines of credit
Percent of families with home-equity lines of creditEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 0.8 3.2 3.9 4.61992 0.6 2.4 5.3 7.81995 0.4 2.5 2.1 5.21998 1.9 3.5 3.5 7.22001 2.1 4.0 3.7 7.32004 3.0 6.4 7.3 13.22007 3.1 7.6 7.6 12.02010 3.8 5.7 5.7 10.3
Three-year change (percentage points)1992 -0.2 -0.8 1.4 3.21995 -0.2 0.1 -3.2 -2.61998 1.5 1.0 1.4 2.02001 0.2 0.5 0.2 0.12004 0.9 2.4 3.6 5.92007 0.1 1.2 0.3 -1.22010 0.7 -1.9 -1.9 -1.7
10
15
20
25
30
35
40
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of home−equity lines ofcredit for families with holdings
Median value of home-equity lines of credit for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 8.4 30.4 42.2 27.01992 28.8 18.2 15.2 18.41995 24.1 17.0 17.0 16.61998 20.1 19.3 10.0 17.32001 8.6 14.7 23.3 19.62004 23.0 18.4 27.6 28.82007 21.0 18.9 20.4 31.42010 19.0 22.0 22.0 30.0
Three-year change (percent)1992 242.9 -40.1 -64.0 -31.91995 -16.3 -6.6 11.8 -9.81998 -16.6 13.5 -41.2 4.22001 -57.2 -23.8 133.0 13.32004 167.4 25.2 18.5 46.92007 -8.7 2.7 -26.1 9.02010 -9.5 16.4 7.8 -4.5
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of home−equity lines ofcredit for families with holdings
Mean value of home-equity lines of credit for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 32.5 45.2 64.7 47.71992 31.1 29.1 29.7 32.31995 25.8 27.9 21.6 25.01998 26.2 20.2 20.4 28.22001 13.2 18.7 29.6 41.92004 68.1 26.4 39.0 53.62007 20.5 30.2 30.0 53.22010 22.9 39.6 44.1 68.2
Three-year change (percent)1992 -4.3 -35.6 -54.1 -32.31995 -17.0 -4.1 -27.3 -22.61998 1.6 -27.6 -5.6 12.82001 -49.6 -7.4 45.1 48.62004 415.9 41.2 31.8 27.92007 -69.9 14.4 -23.1 -0.72010 11.7 31.1 47.0 28.2
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families withhome−equity lines of credit
Percent of families with home-equity lines of creditRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 3.8 1.21992 5.2 1.41995 3.3 1.41998 5.0 2.62001 5.7 1.92004 10.5 3.62007 9.8 5.52010 8.7 3.9
Three-year change (percentage points)1992 1.4 0.21995 -1.9 0.01998 1.7 1.22001 0.7 -0.72004 4.8 1.72007 -0.7 1.92010 -1.1 -1.6
10
15
20
25
30
35
40
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of home−equity lines ofcredit for families with holdings
Median value of home-equity lines of credit for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 29.5 42.21992 18.2 18.21995 17.4 14.21998 17.3 17.12001 18.4 8.62004 25.3 23.02007 21.0 31.42010 25.0 32.0
Three-year change (percent)1992 -38.3 -56.91995 -4.4 -22.01998 -0.6 20.42001 6.4 -49.72004 37.5 167.42007 -17.0 36.52010 19.0 1.9
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of home−equity lines ofcredit for families with holdings
Mean value of home-equity lines of credit for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 50.1 41.81992 31.6 25.51995 25.8 21.41998 25.2 23.82001 33.2 20.42004 47.5 32.52007 40.8 42.32010 53.0 61.2
Three-year change (percent)1992 -36.9 -39.01995 -18.4 -16.11998 -2.3 11.22001 31.7 -14.32004 43.1 59.32007 -14.1 30.22010 29.9 44.7
0
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families withhome−equity lines of credit
Percent of families with home-equity lines of creditCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 4.2 3.9 1.0 1.01992 4.9 7.7 2.6 1.21995 3.4 4.4 1.7 0.51998 5.3 6.7 2.2 0.72001 5.3 8.0 2.6 0.62004 9.3 13.2 5.6 1.82007 9.3 11.0 6.5 3.62010 7.4 13.1 4.7 4.2
Three-year change (percentage points)1992 0.7 3.8 1.6 0.21995 -1.5 -3.3 -0.9 -0.71998 1.9 2.3 0.5 0.22001 0.0 1.3 0.4 -0.12004 4.0 5.2 3.0 1.22007 0.0 -2.2 0.9 1.82010 -1.9 2.1 -1.8 0.6
0
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of home−equity lines ofcredit for families with holdings
Median value of home-equity lines of credit for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 31.9 32.0 11.8 3.41992 18.2 20.5 15.2 40.91995 14.6 25.5 18.4 58.11998 15.6 22.7 21.1 23.72001 18.4 25.1 8.6 20.82004 24.7 34.5 20.7 1.72007 22.8 47.6 13.6 52.42010 22.0 50.0 19.0 44.0
Three-year change (percent)1992 -42.9 -35.9 28.8 1102.91995 -19.8 24.4 21.1 42.11998 6.8 -11.0 14.7 -59.22001 17.9 10.6 -59.2 -12.22004 34.2 37.5 140.7 -91.82007 -7.7 38.0 -34.3 2982.42010 -3.5 5.0 39.7 -16.0
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of home−equity lines ofcredit for families with holdings
Mean value of home-equity lines of credit for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 42.3 93.6 51.6 3.41992 27.2 43.3 27.9 53.91995 24.8 27.3 23.4 58.11998 20.4 36.0 36.2 25.22001 27.4 59.0 14.4 20.82004 38.9 74.9 42.3 16.82007 37.2 76.4 26.3 70.92010 44.4 94.8 34.0 76.7
Three-year change (percent)1992 -35.7 -53.7 -45.9 1485.31995 -8.8 -37.0 -16.1 7.81998 -17.7 31.9 54.7 -56.62001 34.3 63.9 -60.2 -17.52004 42.0 26.9 193.8 -19.22007 -4.4 2.0 -37.8 322.02010 19.4 24.1 29.3 8.2
0
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families withhome−equity lines of credit
Percent of families with home-equity lines of creditCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 6.3 3.7 2.6 1.01992 9.5 3.6 2.9 2.31995 5.9 2.6 2.5 1.41998 8.6 3.5 4.2 2.02001 6.9 4.9 5.1 2.32004 14.6 6.6 7.2 5.02007 12.7 8.6 6.5 6.02010 11.9 5.4 6.7 4.6
Three-year change (percentage points)1992 3.2 -0.1 0.3 1.31995 -3.6 -1.0 -0.4 -0.91998 2.7 0.9 1.7 0.62001 -1.7 1.4 0.9 0.32004 7.7 1.7 2.1 2.72007 -1.9 2.0 -0.7 1.02010 -0.8 -3.2 0.2 -1.4
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of home−equity lines ofcredit for families with holdings
Median value of home-equity lines of credit for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 32.0 31.9 28.7 6.71992 16.7 21.2 18.2 18.21995 24.1 10.7 17.0 19.81998 17.3 20.0 14.7 23.62001 23.3 19.6 14.7 8.62004 31.1 29.9 18.4 19.62007 28.3 21.0 26.2 15.72010 30.0 22.0 17.0 20.0
Three-year change (percent)1992 -47.8 -33.5 -36.6 171.61995 44.3 -49.5 -6.6 8.81998 -28.2 86.9 -13.5 19.22001 34.7 -2.0 0.0 -63.62004 33.5 52.6 25.2 127.92007 -9.0 -29.8 42.4 -19.92010 6.0 4.8 -35.1 27.4
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of home−equity lines ofcredit for families with holdings
Mean value of home-equity lines of credit for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 51.3 47.8 50.6 41.61992 33.1 29.8 25.6 31.31995 31.0 21.3 18.4 25.71998 25.8 24.2 18.1 35.62001 49.3 27.6 17.2 14.72004 58.9 35.4 25.4 40.82007 56.7 28.8 32.3 30.42010 69.6 45.3 37.6 42.5
Three-year change (percent)1992 -35.5 -37.7 -49.4 -24.81995 -6.3 -28.5 -28.1 -17.91998 -16.8 13.6 -1.6 38.52001 91.1 14.0 -5.0 -58.72004 19.5 28.3 47.7 177.62007 -3.7 -18.6 27.2 -25.52010 22.8 57.3 16.4 39.8
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families withhome−equity lines of credit
Percent of families with home-equity lines of creditRegion
Year Northeast Midwest South WestLevel (percent)
1989 5.3 4.0 1.8 2.21992 6.1 5.0 3.3 3.31995 3.9 4.2 2.0 1.91998 6.8 5.7 3.5 2.62001 6.2 7.1 3.8 2.72004 12.0 11.7 5.5 7.42007 10.7 9.2 5.5 11.02010 10.4 6.9 5.9 6.9
Three-year change (percentage points)1992 0.8 1.0 1.5 1.11995 -2.2 -0.8 -1.3 -1.41998 2.9 1.5 1.5 0.72001 -0.6 1.4 0.3 0.12004 5.8 4.6 1.7 4.72007 -1.3 -2.5 0.0 3.62010 -0.3 -2.3 0.4 -4.1
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of home−equity lines ofcredit for families with holdings
Median value of home-equity lines of credit for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 33.7 21.9 25.3 59.01992 21.2 18.2 15.6 27.31995 21.2 12.7 18.4 28.31998 20.0 13.3 17.3 14.72001 17.8 18.4 14.7 24.52004 34.5 24.7 21.4 32.22007 26.2 17.8 20.5 41.92010 22.0 19.0 20.0 48.0
Three-year change (percent)1992 -37.1 -16.9 -38.3 -53.71995 0.0 -30.2 17.9 3.71998 -5.7 4.7 -6.0 -48.12001 -11.0 38.3 -15.0 66.72004 93.8 34.2 45.6 31.42007 -24.1 -27.9 -4.2 30.12010 -16.0 6.7 -2.4 14.6
20
30
40
50
60
70
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of home−equity lines ofcredit for families with holdings
Mean value of home-equity lines of credit for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 56.6 33.6 47.1 68.91992 27.4 34.5 24.7 42.61995 22.4 24.1 24.5 35.21998 24.9 26.1 23.9 24.92001 31.7 27.6 32.2 43.82004 54.3 38.9 38.0 55.22007 46.7 27.3 30.8 57.02010 54.5 43.0 46.2 78.4
Three-year change (percent)1992 -51.6 2.7 -47.6 -38.21995 -18.2 -30.1 -0.8 -17.41998 11.2 8.3 -2.4 -29.32001 27.3 5.7 34.7 75.92004 71.3 40.9 18.0 26.02007 -14.0 -29.8 -18.9 3.32010 16.7 57.5 50.0 37.5
0
2
4
6
8
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families withhome−equity lines of credit
Percent of families with home-equity lines of creditUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 3.6 1.31992 4.8 1.81995 3.1 1.71998 4.4 4.92001 4.9 4.02004 9.3 5.02007 9.0 6.42010 7.4 6.2
Three-year change (percentage points)1992 1.2 0.51995 -1.7 -0.11998 1.3 3.22001 0.5 -0.92004 4.4 1.02007 -0.3 1.42010 -1.6 -0.2
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of home−equity lines ofcredit for families with holdings
Median value of home-equity lines of credit for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 31.9 13.51992 20.8 13.61995 18.3 6.41998 17.3 16.52001 18.4 14.72004 26.5 15.02007 25.1 14.72010 29.0 16.0
Three-year change (percent)1992 -34.8 0.71995 -12.0 -52.91998 -5.5 157.82001 6.4 -10.92004 44.0 2.02007 -5.3 -2.02010 15.5 8.8
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of home−equity lines ofcredit for families with holdings
Mean value of home-equity lines of credit for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 51.0 28.81992 32.2 18.31995 26.2 15.81998 25.8 20.52001 33.0 23.62004 48.8 19.12007 43.7 23.22010 59.1 28.3
Three-year change (percent)1992 -36.9 -36.51995 -18.6 -13.71998 -1.5 29.72001 27.9 15.12004 47.9 -19.12007 -10.5 21.52010 35.2 22.0
0
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families withhome−equity lines of credit
Percent of families with home-equity lines of creditHousing status
Year Owner Renter or otherLevel (percent)
1989 4.9 0.01992 6.7 0.01995 4.4 0.01998 6.7 0.02001 7.1 0.02004 12.4 0.02007 12.4 0.02010 10.7 0.0
Three-year change (percentage points)1992 1.8 0.01995 -2.3 0.01998 2.3 0.02001 0.4 0.02004 5.3 0.02007 0.0 0.02010 -1.7 0.0
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of home−equity lines ofcredit for families with holdings
Median value of home-equity lines of credit for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 30.4 .1992 18.2 .1995 17.0 .1998 17.3 .2001 18.4 .2004 25.3 .2007 25.1 .2010 26.4 .
Three-year change (percent)1992 -40.1 .1995 -6.6 .1998 1.8 .2001 6.4 .2004 37.5 .2007 -0.8 .2010 5.2 .
25
30
35
40
45
50
55
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of home−equity lines ofcredit for families with holdings
Mean value of home-equity lines of credit for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 49.3 .1992 31.1 .1995 25.3 .1998 25.0 .2001 31.9 .2004 45.8 .2007 41.1 .2010 54.5 .
Three-year change (percent)1992 -36.9 .1995 -18.6 .1998 -1.2 .2001 27.6 .2004 43.6 .2007 -10.3 .2010 32.6 .
0
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families withhome−equity lines of credit
Percent of families with home-equity lines of creditPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 0.0 0.8 5.1 7.0 6.01992 0.1 2.1 4.7 9.1 11.81995 0.4 1.2 3.2 5.1 8.91998 0.3 3.6 6.4 7.1 8.42001 0.7 2.8 6.1 9.8 9.12004 1.1 4.5 11.9 16.3 17.52007 0.6 5.4 12.4 15.0 16.52010 1.6 4.3 8.6 15.4 12.5
Three-year change (percentage points)1992 0.1 1.3 -0.4 2.1 5.81995 0.3 -0.9 -1.5 -4.0 -2.91998 -0.1 2.4 3.2 2.0 -0.52001 0.4 -0.8 -0.3 2.7 0.72004 0.4 1.7 5.8 6.5 8.42007 -0.5 0.9 0.5 -1.3 -1.02010 1.0 -1.1 -3.8 0.4 -4.0
0
500
1000
1500
2000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of home−equity lines ofcredit for families with holdings
Median value of home-equity lines of credit for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 2024.0 13.9 31.9 30.4 45.51992 2.4 13.6 15.6 19.1 30.31995 14.6 9.9 17.0 16.3 21.21998 6.6 16.0 14.7 26.7 24.02001 13.5 14.7 12.3 23.3 23.32004 17.3 27.6 19.5 26.5 43.72007 35.6 14.7 19.9 31.4 44.02010 56.0 19.0 19.7 25.0 75.0
Three-year change (percent)1992 -99.9 -2.2 -51.1 -37.2 -33.41995 508.3 -27.2 9.0 -14.7 -30.01998 -54.8 61.6 -13.5 63.8 13.22001 104.5 -8.1 -16.3 -12.7 -2.92004 28.1 87.8 58.5 13.7 87.62007 105.8 -46.7 2.1 18.5 0.72010 57.3 29.3 -1.0 -20.4 70.5
0
200
400
600
800
1000
1200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of home−equity lines ofcredit for families with holdings
Mean value of home-equity lines of credit for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 1232.2 15.6 36.4 44.9 82.81992 2.4 19.0 22.2 26.6 51.51995 27.6 13.7 21.4 22.2 35.31998 18.5 19.2 18.9 27.8 39.72001 16.7 20.2 15.9 30.3 73.22004 16.4 28.4 26.9 40.1 101.62007 47.0 20.9 30.3 47.0 69.52010 61.7 30.6 32.2 51.3 117.1
Three-year change (percent)1992 -99.8 21.8 -39.0 -40.8 -37.81995 1050.0 -27.9 -3.6 -16.5 -31.51998 -33.0 40.1 -11.7 25.2 12.52001 -9.7 5.2 -15.9 9.0 84.42004 -1.8 40.6 69.2 32.3 38.82007 186.6 -26.4 12.6 17.2 -31.62010 31.3 46.4 6.3 9.1 68.5
4
4.5
5
5.5
6
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with other
residential real estate debt
Percent of families with other residential real estate debtYear All families
Level (percent)1989 5.11992 5.71995 4.71998 5.02001 4.62004 4.02007 5.52010 5.3
Three-year change (percentage points)1992 0.61995 -1.01998 0.32001 -0.42004 -0.62007 1.52010 -0.2
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of other residential realestate debt for families with holdings
Median value of other residential real estate debt for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 42.21992 37.91995 42.51998 54.72001 49.02004 100.12007 104.82010 98.0
Three-year change (percent)1992 -10.21995 12.11998 28.72001 -10.42004 104.32007 4.72010 -6.5
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of other residential realestate debt for families with holdings
Mean value of other residential real estate debt for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 65.91992 86.71995 82.81998 93.92001 90.72004 191.82007 185.72010 179.6
Three-year change (percent)1992 31.61995 -4.51998 13.42001 -3.42004 111.52007 -3.22010 -3.3
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with otherresidential real estate debt
Percent of families with other residential real estate debtPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 0.8 1.0 3.3 5.5 10.7 19.31992 0.5 1.9 4.0 5.7 9.8 22.41995 1.3 1.6 3.1 5.1 7.9 17.21998 0.7 2.0 4.1 6.7 7.8 15.32001 0.4 1.8 3.2 5.3 10.3 14.22004 0.3 1.5 2.6 4.1 7.6 15.42007 1.1 1.9 2.6 6.9 8.5 21.92010 1.3 1.7 3.5 6.0 9.1 19.4
Three-year change (percentage points)1992 -0.3 0.9 0.7 0.2 -0.9 3.11995 0.8 -0.3 -0.9 -0.6 -1.9 -5.21998 -0.6 0.4 1.0 1.6 -0.1 -1.92001 -0.3 -0.2 -0.9 -1.4 2.5 -1.12004 -0.1 -0.3 -0.6 -1.2 -2.7 1.22007 0.8 0.4 0.0 2.8 0.9 6.52010 0.2 -0.2 0.9 -0.9 0.6 -2.5
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of other residential realestate debt for families with holdings
Median value of other residential real estate debt for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 6.1 21.1 23.6 24.2 45.5 70.81992 39.4 6.1 23.1 27.3 38.1 71.31995 11.3 28.3 30.6 42.5 42.5 49.61998 66.7 44.0 25.3 40.0 56.9 93.42001 12.3 36.8 47.5 51.5 38.2 95.62004 9.2 37.4 75.9 71.3 89.8 183.02007 73.3 44.0 72.1 87.0 131.0 154.52010 72.0 60.0 62.5 66.9 88.0 180.0
Three-year change (percent)1992 545.9 -71.1 -2.1 12.8 -16.3 0.71995 -71.3 363.9 32.5 55.7 11.5 -30.41998 490.3 55.5 -17.3 -5.9 33.9 88.32001 -81.6 -16.4 87.7 28.8 -32.9 2.42004 -25.2 1.6 59.8 38.4 135.1 91.42007 696.7 17.6 -5.0 22.0 45.9 -15.62010 -1.8 36.4 -13.3 -23.1 -32.8 16.5
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of other residential realestate debt for families with holdings
Mean value of other residential real estate debt for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 16.1 36.6 39.1 34.8 62.3 102.01992 34.3 15.3 65.2 58.6 68.1 131.31995 36.6 45.4 55.6 58.9 74.9 124.21998 80.9 61.1 51.7 79.1 89.5 141.42001 18.9 38.2 60.7 63.5 68.1 158.12004 270.0 83.9 85.3 113.6 100.8 333.12007 107.4 71.6 90.4 152.7 178.6 259.62010 175.6 130.2 81.7 103.3 131.3 293.3
Three-year change (percent)1992 113.0 -58.2 66.8 68.4 9.3 28.71995 6.7 196.7 -14.7 0.5 10.0 -5.41998 121.0 34.6 -7.0 34.3 19.5 13.82001 -76.6 -37.5 17.4 -19.7 -23.9 11.82004 1328.6 119.6 40.5 78.9 48.0 110.72007 -60.2 -14.7 6.0 34.4 77.2 -22.12010 63.5 81.8 -9.6 -32.4 -26.5 13.0
0
2
4
6
8
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with otherresidential real estate debt
Percent of families with other residential real estate debtAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 1.6 7.0 10.7 7.4 4.0 0.71992 3.0 7.1 9.3 9.9 3.1 0.71995 2.1 4.9 8.4 8.3 3.5 1.01998 1.8 6.6 6.7 7.8 5.1 1.82001 2.7 4.9 6.4 7.4 3.4 2.02004 2.1 4.0 6.3 5.9 3.2 1.52007 3.3 6.5 8.0 7.8 5.0 0.62010 2.9 5.1 7.6 7.6 5.0 2.9
Three-year change (percentage points)1992 1.4 0.1 -1.4 2.5 -0.9 0.01995 -0.9 -2.2 -0.9 -1.6 0.4 0.31998 -0.3 1.7 -1.7 -0.5 1.6 0.82001 0.9 -1.7 -0.3 -0.4 -1.7 0.22004 -0.6 -0.9 -0.1 -1.5 -0.2 -0.52007 1.2 2.5 1.7 1.9 1.8 -0.92010 -0.4 -1.4 -0.4 -0.2 0.0 2.3
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of other residential realestate debt for families with holdings
Median value of other residential real estate debt for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 27.0 59.0 33.7 57.3 21.1 9.31992 25.8 40.9 51.5 30.3 25.8 363.41995 35.4 45.0 42.5 46.7 46.7 11.31998 73.4 53.4 53.4 54.7 74.7 39.72001 63.7 60.0 41.0 47.5 94.4 51.52004 71.9 86.3 100.1 125.2 115.1 44.92007 81.7 106.4 85.9 136.2 131.0 52.42010 89.0 85.0 115.0 98.0 125.0 74.8
Three-year change (percent)1992 -4.4 -30.7 52.8 -47.1 22.3 3807.51995 37.2 10.0 -17.5 54.1 81.0 -96.91998 107.3 18.7 25.6 17.1 60.0 251.32001 -13.2 12.4 -23.2 -13.2 26.4 29.72004 12.9 43.8 144.1 163.6 21.9 -12.82007 13.6 23.3 -14.2 8.8 13.8 16.72010 8.9 -20.1 33.9 -28.0 -4.6 42.7
0
100
200
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of other residential realestate debt for families with holdings
Mean value of other residential real estate debt for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 60.6 73.6 57.7 85.6 38.9 21.41992 70.8 70.6 95.5 86.4 114.0 324.01995 61.5 76.4 91.2 87.4 80.1 99.91998 77.0 92.4 96.3 99.4 105.1 65.12001 85.9 87.5 77.2 99.8 150.6 58.32004 116.5 147.3 230.4 240.6 172.9 98.72007 126.1 207.1 159.4 218.9 214.5 189.72010 101.4 131.5 225.3 178.2 247.2 118.8
Three-year change (percent)1992 16.8 -4.1 65.5 0.9 193.1 1414.01995 -13.1 8.2 -4.5 1.2 -29.7 -69.21998 25.2 20.9 5.6 13.7 31.2 -34.82001 11.6 -5.3 -19.8 0.4 43.3 -10.42004 35.6 68.3 198.4 141.1 14.8 69.32007 8.2 40.6 -30.8 -9.0 24.1 92.22010 -19.6 -36.5 41.3 -18.6 15.2 -37.4
2
4
6
8
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with otherresidential real estate debt
Percent of families with other residential real estate debtFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 3.5 2.4 1.9 6.4 8.01992 2.5 4.3 1.7 7.1 8.61995 1.8 3.1 1.9 6.6 6.21998 2.0 4.4 2.6 5.6 7.22001 2.4 2.7 3.0 6.8 4.82004 1.6 3.6 2.5 5.1 5.02007 2.7 3.5 1.9 8.4 6.62010 2.6 2.7 3.2 7.3 6.9
Three-year change (percentage points)1992 -1.0 1.9 -0.2 0.7 0.61995 -0.7 -1.2 0.2 -0.5 -2.41998 0.2 1.3 0.7 -1.0 1.02001 0.4 -1.7 0.4 1.2 -2.42004 -0.8 0.9 -0.5 -1.7 0.22007 1.1 -0.1 -0.6 3.3 1.62010 -0.1 -0.8 1.3 -1.1 0.3
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of other residential realestate debt for families with holdings
Median value of other residential real estate debt for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 45.5 65.8 18.6 50.6 40.71992 21.2 22.7 41.7 39.4 38.61995 35.4 60.9 14.2 42.5 45.01998 20.0 81.4 69.4 52.7 40.92001 20.8 63.7 43.3 49.0 49.02004 36.2 86.6 92.1 109.3 115.12007 89.1 82.2 141.4 97.4 131.02010 95.0 99.0 72.0 106.3 97.0
Three-year change (percent)1992 -53.4 -65.5 124.2 -22.1 -5.21995 67.0 168.3 -65.9 7.9 16.61998 -43.5 33.7 388.7 24.0 -9.12001 4.0 -21.7 -37.6 -7.0 19.82004 74.0 35.9 112.7 123.1 134.92007 146.1 -5.1 53.5 -10.9 13.82010 6.6 20.4 -49.1 9.1 -26.0
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of other residential realestate debt for families with holdings
Mean value of other residential real estate debt for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 55.0 85.2 36.7 66.0 69.01992 94.3 55.3 112.5 87.1 92.41995 65.1 60.4 65.0 91.3 83.71998 38.8 92.0 128.7 106.0 82.82001 65.5 90.5 53.4 89.8 107.72004 73.3 116.9 132.9 233.5 205.92007 113.4 158.3 188.0 188.6 202.02010 101.8 132.2 129.9 208.3 180.0
Three-year change (percent)1992 71.5 -35.1 206.5 32.0 33.91995 -31.0 9.2 -42.2 4.8 -9.41998 -40.4 52.3 98.0 16.1 -1.12001 68.8 -1.6 -58.5 -15.3 30.12004 11.9 29.2 148.9 160.0 91.22007 54.7 35.4 41.5 -19.2 -1.92010 -10.2 -16.5 -30.9 10.4 -10.9
0
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with otherresidential real estate debt
Percent of families with other residential real estate debtEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 1.4 4.3 5.0 9.41992 1.6 2.8 5.4 11.11995 2.8 3.9 4.2 7.01998 1.1 3.7 5.4 7.92001 1.4 2.9 4.5 7.72004 0.3 2.2 4.7 6.72007 1.9 3.2 6.4 8.72010 1.1 2.8 4.7 9.2
Three-year change (percentage points)1992 0.2 -1.5 0.4 1.71995 1.2 1.1 -1.2 -4.11998 -1.7 -0.2 1.2 0.92001 0.3 -0.8 -0.9 -0.22004 -1.1 -0.7 0.2 -1.02007 1.6 1.0 1.7 2.02010 -0.8 -0.4 -1.7 0.5
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of other residential realestate debt for families with holdings
Median value of other residential real estate debt for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 18.6 23.6 41.5 59.01992 22.7 33.4 42.6 40.91995 11.3 49.6 35.4 49.61998 19.8 37.3 58.7 69.82001 31.4 46.0 51.5 56.42004 92.1 54.1 86.3 120.82007 55.8 85.9 83.8 131.02010 40.0 62.5 61.2 125.0
Three-year change (percent)1992 22.0 41.5 2.7 -30.71995 -50.2 48.5 -16.9 21.31998 75.2 -24.8 65.8 40.72001 58.6 23.3 -12.3 -19.22004 193.3 17.6 67.6 114.22007 -39.4 58.8 -2.9 8.42010 -28.3 -27.2 -26.8 -4.6
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of other residential realestate debt for families with holdings
Mean value of other residential real estate debt for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 39.0 43.9 71.7 79.31992 38.6 61.8 81.4 98.31995 30.2 81.1 63.4 103.61998 27.1 47.1 82.8 124.02001 58.8 68.6 76.5 105.62004 251.8 106.7 177.3 219.12007 219.3 131.2 132.6 222.22010 147.1 102.2 132.3 212.8
Three-year change (percent)1992 -1.0 40.8 13.5 24.01995 -21.8 31.2 -22.1 5.41998 -10.3 -41.9 30.6 19.72001 117.0 45.6 -7.6 -14.82004 328.2 55.5 131.8 107.52007 -12.9 23.0 -25.2 1.42010 -32.9 -22.1 -0.2 -4.2
2
3
4
5
6
7
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with otherresidential real estate debt
Percent of families with other residential real estate debtRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 5.7 3.31992 6.4 3.31995 5.1 3.51998 5.3 4.02001 5.3 2.42004 4.4 3.02007 5.8 4.82010 6.1 3.8
Three-year change (percentage points)1992 0.7 0.01995 -1.3 0.21998 0.2 0.52001 0.0 -1.62004 -0.9 0.62007 1.4 1.82010 0.3 -1.0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of other residential realestate debt for families with holdings
Median value of other residential real estate debt for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 43.7 36.71992 39.4 27.31995 46.7 35.41998 56.9 53.42001 49.0 49.02004 100.1 75.92007 95.2 120.22010 110.0 80.0
Three-year change (percent)1992 -9.8 -25.61995 18.5 29.71998 21.8 50.82001 -13.9 -8.22004 104.3 54.92007 -4.9 58.42010 15.5 -33.4
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of other residential realestate debt for families with holdings
Mean value of other residential real estate debt for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 65.9 65.71992 87.9 79.81995 88.6 53.81998 99.6 68.42001 90.5 92.52004 188.2 205.92007 179.8 202.92010 192.6 136.8
Three-year change (percent)1992 33.4 21.51995 0.8 -32.61998 12.4 27.12001 -9.1 35.22004 108.0 122.62007 -4.5 -1.52010 7.1 -32.6
0
5
10
15
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with otherresidential real estate debt
Percent of families with other residential real estate debtCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 5.8 8.6 2.8 2.41992 6.2 12.8 2.6 2.61995 5.4 8.1 2.4 2.01998 5.1 10.7 3.1 0.62001 5.3 7.3 1.9 2.42004 4.1 10.2 1.2 1.72007 5.4 15.1 2.6 1.82010 5.3 12.4 2.9 2.8
Three-year change (percentage points)1992 0.4 4.2 -0.2 0.21995 -0.8 -4.7 -0.2 -0.61998 -0.3 2.6 0.7 -1.42001 0.2 -3.4 -1.2 1.82004 -1.2 2.9 -0.7 -0.72007 1.3 4.9 1.4 0.12010 -0.1 -2.7 0.3 1.0
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of other residential realestate debt for families with holdings
Median value of other residential real estate debt for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 46.7 67.5 23.6 10.11992 33.5 65.2 27.3 40.91995 41.1 59.5 46.7 28.31998 49.4 72.0 45.4 117.52001 46.0 107.2 53.6 36.82004 95.5 115.1 90.9 161.12007 93.2 158.8 104.8 241.02010 92.0 140.0 62.0 94.0
Three-year change (percent)1992 -28.3 -3.4 15.7 305.01995 22.7 -8.7 71.1 -30.81998 20.2 21.0 -2.8 315.22001 -6.9 48.9 18.1 -68.72004 107.6 7.4 69.6 337.82007 -2.4 38.0 15.3 49.62010 -1.3 -11.8 -40.8 -61.0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of other residential realestate debt for families with holdings
Mean value of other residential real estate debt for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 63.5 101.0 36.7 34.51992 66.8 145.2 81.4 34.01995 77.2 119.6 69.1 45.91998 82.2 124.2 91.3 117.52001 73.0 155.4 108.5 35.92004 156.2 268.1 179.0 172.82007 147.9 248.5 214.8 230.22010 151.9 278.7 120.1 105.9
Three-year change (percent)1992 5.2 43.8 121.8 -1.41995 15.6 -17.6 -15.1 35.01998 6.5 3.8 32.1 156.02001 -11.2 25.1 18.8 -69.42004 114.0 72.5 65.0 381.32007 -5.3 -7.3 20.0 33.22010 2.7 12.2 -44.1 -54.0
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with otherresidential real estate debt
Percent of families with other residential real estate debtCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 10.9 4.7 3.5 2.71992 11.4 5.3 5.0 2.61995 9.2 3.7 5.1 2.31998 7.7 5.7 4.7 2.62001 9.2 3.5 3.3 2.02004 7.8 3.4 3.2 1.32007 10.0 4.5 5.1 2.52010 9.8 4.1 4.4 2.9
Three-year change (percentage points)1992 0.5 0.6 1.5 -0.11995 -2.2 -1.6 0.1 -0.31998 -1.5 2.0 -0.4 0.32001 1.5 -2.2 -1.4 -0.62004 -1.4 -0.1 -0.1 -0.72007 2.2 1.1 1.9 1.22010 -0.2 -0.4 -0.7 0.4
20
40
60
80
100
120
140
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of other residential realestate debt for families with holdings
Median value of other residential real estate debt for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 59.0 59.0 22.5 23.61992 57.2 23.3 51.5 28.01995 56.7 35.4 35.6 32.61998 62.7 69.4 37.2 72.02001 63.5 51.5 33.1 42.92004 105.9 120.8 89.8 111.62007 136.2 110.0 62.9 104.82010 140.0 86.3 52.0 72.0
Three-year change (percent)1992 -3.1 -60.5 128.9 18.61995 -0.9 51.9 -30.9 16.41998 10.6 96.0 4.5 120.92001 1.3 -25.8 -11.0 -40.42004 66.8 134.6 171.3 160.12007 28.6 -8.9 -30.0 -6.12010 2.8 -21.5 -17.3 -31.3
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of other residential realestate debt for families with holdings
Mean value of other residential real estate debt for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 83.1 72.7 40.2 36.31992 102.0 85.7 63.8 70.21995 110.4 81.4 53.9 65.01998 115.2 100.7 54.8 92.22001 106.3 88.2 38.0 94.22004 236.9 146.6 106.9 177.72007 217.4 165.9 100.5 216.52010 237.7 160.7 76.6 117.1
Three-year change (percent)1992 22.7 17.9 58.7 93.41995 8.2 -5.0 -15.5 -7.41998 4.3 23.7 1.7 41.82001 -7.7 -12.4 -30.7 2.22004 122.9 66.2 181.3 88.62007 -8.2 13.2 -6.0 21.82010 9.3 -3.1 -23.8 -45.9
3
4
5
6
7
8
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with otherresidential real estate debt
Percent of families with other residential real estate debtRegion
Year Northeast Midwest South WestLevel (percent)
1989 3.6 4.7 5.3 6.91992 4.4 5.9 4.7 8.21995 5.5 3.8 4.5 5.31998 5.5 3.6 5.0 6.12001 4.9 4.5 4.3 4.82004 3.5 4.1 3.2 5.82007 4.9 5.2 4.6 8.12010 5.5 4.2 4.8 7.3
Three-year change (percentage points)1992 0.8 1.2 -0.6 1.31995 1.1 -2.1 -0.2 -2.91998 0.0 -0.2 0.5 0.82001 -0.6 0.9 -0.7 -1.32004 -1.4 -0.4 -1.1 1.02007 1.4 1.1 1.4 2.32010 0.6 -1.0 0.2 -0.8
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of other residential realestate debt for families with holdings
Median value of other residential real estate debt for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 67.5 25.0 31.8 59.01992 42.4 22.7 51.5 31.41995 49.6 32.3 35.4 85.01998 73.4 26.7 45.4 91.12001 57.6 39.4 49.0 56.42004 115.1 92.1 95.5 100.12007 99.5 86.5 83.8 167.62010 118.8 85.0 88.0 125.0
Three-year change (percent)1992 -37.2 -9.2 61.9 -46.81995 17.0 42.3 -31.3 170.71998 48.0 -17.3 28.2 7.22001 -21.5 47.6 7.9 -38.12004 99.8 133.8 94.9 77.52007 -13.6 -6.1 -12.3 67.42010 19.4 -1.7 5.0 -25.4
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of other residential realestate debt for families with holdings
Mean value of other residential real estate debt for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 83.7 44.8 50.4 94.01992 115.9 57.4 78.5 103.91995 79.5 49.4 80.6 116.11998 89.8 74.7 79.3 129.62001 109.0 74.9 78.0 109.12004 230.2 152.3 144.6 244.32007 172.8 126.6 172.3 243.92010 193.5 132.8 160.4 219.0
Three-year change (percent)1992 38.5 28.1 55.8 10.51995 -31.4 -13.9 2.7 11.71998 13.0 51.2 -1.6 11.62001 21.4 0.3 -1.6 -15.82004 111.2 103.3 85.4 123.92007 -24.9 -16.9 19.2 -0.22010 12.0 4.9 -6.9 -10.2
2
3
4
5
6
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with otherresidential real estate debt
Percent of families with other residential real estate debtUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 5.0 5.51992 6.2 3.11995 5.0 3.11998 5.3 3.42001 4.7 3.62004 4.4 2.02007 6.1 2.92010 5.7 3.7
Three-year change (percentage points)1992 1.2 -2.41995 -1.2 0.01998 0.3 0.32001 -0.6 0.22004 -0.3 -1.62007 1.7 0.92010 -0.4 0.8
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of other residential realestate debt for families with holdings
Median value of other residential real estate debt for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 50.6 33.71992 37.1 60.61995 45.0 24.11998 64.0 23.02001 49.0 63.72004 101.3 72.52007 105.8 73.32010 104.0 62.5
Three-year change (percent)1992 -26.7 79.81995 21.3 -60.21998 42.2 -4.62001 -23.4 177.02004 106.7 13.82007 4.4 1.12010 -1.7 -14.7
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of other residential realestate debt for families with holdings
Mean value of other residential real estate debt for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 72.7 39.41992 87.4 80.61995 87.9 34.01998 100.7 32.22001 93.6 67.42004 201.4 90.62007 192.0 122.62010 191.5 92.7
Three-year change (percent)1992 20.2 104.61995 0.6 -57.81998 14.6 -5.32001 -7.1 109.32004 115.2 34.42007 -4.7 35.32010 -0.3 -24.4
2
3
4
5
6
7
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with otherresidential real estate debt
Percent of families with other residential real estate debtHousing status
Year Owner Renter or otherLevel (percent)
1989 6.7 2.31992 6.9 3.41995 5.8 2.71998 6.2 2.72001 5.8 2.02004 5.1 1.72007 6.9 2.62010 6.9 2.2
Three-year change (percentage points)1992 0.2 1.11995 -1.1 -0.71998 0.4 0.02001 -0.4 -0.72004 -0.7 -0.32007 1.8 0.92010 0.0 -0.4
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of other residential realestate debt for families with holdings
Median value of other residential real estate debt for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 45.5 29.51992 40.9 27.61995 42.5 69.41998 56.8 36.72001 49.0 46.02004 103.6 95.52007 104.8 83.82010 97.0 105.4
Three-year change (percent)1992 -10.1 -6.41995 3.9 151.41998 33.6 -47.12001 -13.7 25.32004 111.4 107.62007 1.2 -12.32010 -7.4 25.8
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of other residential realestate debt for families with holdings
Mean value of other residential real estate debt for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 69.1 48.81992 87.8 82.71995 79.4 95.71998 100.5 63.92001 91.1 88.82004 204.5 108.02007 186.4 181.82010 180.0 177.0
Three-year change (percent)1992 27.1 69.51995 -9.6 15.71998 26.6 -33.22001 -9.4 39.02004 124.5 21.62007 -8.9 68.32010 -3.4 -2.6
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with otherresidential real estate debt
Percent of families with other residential real estate debtPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 0.8 1.6 4.4 9.4 20.11992 0.8 2.7 4.9 9.8 20.71995 0.7 2.5 3.3 8.0 18.71998 0.7 3.2 4.8 8.9 14.82001 0.6 2.0 5.5 7.6 14.22004 0.0 1.4 4.5 5.8 16.62007 0.4 3.2 4.9 8.5 21.82010 1.8 2.0 4.6 9.7 17.8
Three-year change (percentage points)1992 0.0 1.1 0.5 0.4 0.61995 -0.1 -0.2 -1.6 -1.8 -2.01998 0.0 0.7 1.5 0.9 -3.92001 -0.1 -1.2 0.7 -1.3 -0.62004 -0.6 -0.6 -1.0 -1.8 2.42007 0.4 1.8 0.4 2.7 5.22010 1.4 -1.2 -0.3 1.2 -4.0
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of other residential realestate debt for families with holdings
Median value of other residential real estate debt for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 29.5 20.2 23.6 41.5 75.91992 18.2 19.0 28.0 33.5 83.41995 14.2 26.9 35.4 37.2 84.31998 88.7 38.7 29.3 66.7 96.02001 9.8 24.5 57.6 47.7 95.62004 28.8 30.3 55.7 113.9 170.32007 38.8 77.5 75.4 98.5 167.62010 110.0 25.6 53.2 92.0 195.0
Three-year change (percent)1992 -38.3 -5.9 18.6 -19.3 9.91995 -22.0 41.6 26.4 11.0 1.11998 524.6 43.9 -17.2 79.3 13.92001 -89.0 -36.7 96.6 -28.5 -0.42004 193.9 23.7 -3.3 138.8 78.12007 34.7 155.8 35.4 -13.5 -1.62010 183.5 -67.0 -29.4 -6.6 16.3
0
100
200
300
400
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of other residential realestate debt for families with holdings
Mean value of other residential real estate debt for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 50.6 29.8 37.8 47.4 103.01992 82.0 43.1 42.7 56.9 148.71995 55.5 40.9 46.4 59.4 130.91998 106.4 50.3 40.6 86.4 166.22001 26.4 27.9 68.7 66.5 160.62004 28.8 62.5 77.9 126.5 332.02007 39.4 71.0 164.6 124.9 280.22010 143.5 56.9 79.4 135.7 324.9
Three-year change (percent)1992 62.1 44.6 13.0 20.0 44.41995 -32.3 -5.1 8.7 4.4 -12.01998 91.7 23.0 -12.5 45.5 27.02001 -75.2 -44.5 69.2 -23.0 -3.42004 9.1 124.0 13.4 90.2 106.72007 36.8 13.6 111.3 -1.3 -15.62010 264.2 -19.9 -51.8 8.6 16.0
44
45
46
47
48
49
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with installment loans
Percent of families with installment loansYear All families
Level (percent)1989 49.51992 46.01995 46.01998 43.72001 45.22004 46.02007 46.92010 46.3
Three-year change (percentage points)1992 -3.51995 0.01998 -2.32001 1.52004 0.82007 0.92010 -0.6
6
8
10
12
14
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of installment loans for families with holdings
Median value of installment loans for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 8.71992 7.01995 8.61998 11.62001 11.92004 13.32007 13.62010 12.6
Three-year change (percent)1992 -19.51995 22.91998 34.92001 2.62004 11.82007 2.32010 -7.4
12
14
16
18
20
22
24
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of installment loans for families with holdings
Mean value of installment loans for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 14.91992 11.81995 13.41998 18.82001 18.22004 21.72007 22.02010 23.5
Three-year change (percent)1992 -20.81995 13.61998 40.32001 -3.22004 19.22007 1.42010 6.8
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with installment loans
Percent of families with installment loansPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 32.9 40.4 54.1 63.8 63.7 48.61992 31.2 42.2 54.7 54.0 55.1 40.71995 27.4 40.3 49.5 60.2 60.4 44.51998 27.3 36.7 51.2 51.6 58.4 45.42001 25.5 43.2 51.9 56.7 55.7 41.22004 26.9 39.8 52.5 57.9 60.0 45.72007 27.8 42.4 53.9 59.2 57.4 45.02010 34.1 40.8 49.9 56.6 58.8 41.8
Three-year change (percentage points)1992 -1.7 1.8 0.6 -9.8 -8.6 -7.91995 -3.8 -1.9 -5.2 6.2 5.3 3.81998 -0.1 -3.6 1.7 -8.6 -2.0 0.92001 -1.8 6.5 0.7 5.1 -2.7 -4.22004 1.4 -3.4 0.6 1.2 4.3 4.52007 0.9 2.6 1.4 1.3 -2.6 -0.72010 6.3 -1.6 -4.0 -2.6 1.4 -3.2
0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of installment loans for families with holdings
Median value of installment loans for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 2.4 5.2 9.9 11.8 14.2 13.81992 3.0 4.4 6.2 9.9 11.2 15.61995 4.2 5.1 9.1 10.2 13.7 13.81998 5.3 8.3 10.7 15.9 15.3 19.32001 5.6 8.0 11.9 14.6 17.8 16.52004 6.4 9.2 12.4 16.0 17.4 20.72007 6.8 10.3 13.4 17.1 18.1 19.22010 7.6 8.4 12.0 15.0 19.0 22.4
Three-year change (percent)1992 25.0 -15.4 -37.4 -16.1 -21.1 13.01995 40.0 15.9 46.8 3.0 22.3 -11.51998 26.2 62.7 17.6 55.9 11.7 39.92001 5.7 -3.6 11.2 -8.2 16.3 -14.52004 14.3 15.0 4.2 9.6 -2.2 25.52007 6.2 12.0 8.1 6.9 4.0 -7.22010 11.8 -18.4 -10.4 -12.3 5.0 16.7
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of installment loans for families with holdings
Mean value of installment loans for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 5.5 8.5 14.7 17.8 16.3 28.91992 6.3 9.3 11.2 12.4 13.6 23.41995 8.0 9.2 12.8 14.0 18.0 21.01998 10.4 12.3 15.6 22.2 21.1 35.42001 10.7 13.0 15.6 18.5 22.5 38.72004 12.5 16.5 18.4 23.5 26.4 38.32007 14.8 16.9 18.5 24.7 24.8 38.42010 22.8 15.1 21.7 22.3 27.7 42.8
Three-year change (percent)1992 14.5 9.4 -23.8 -30.3 -16.6 -19.01995 27.0 -1.1 14.3 12.9 32.4 -10.31998 30.0 33.7 21.9 58.6 17.2 68.62001 2.9 5.7 0.0 -16.7 6.6 9.32004 16.8 26.9 17.9 27.0 17.3 -1.02007 18.4 2.4 0.5 5.1 -6.1 0.32010 54.1 -10.7 17.3 -9.7 11.7 11.5
0
20
40
60
80
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with installment loans
Percent of families with installment loansAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 60.8 67.6 59.3 38.5 21.5 9.81992 61.7 57.8 49.9 38.8 22.9 8.31995 62.5 59.8 53.3 34.8 16.5 8.81998 60.0 53.3 51.2 37.9 20.2 4.22001 63.8 57.1 45.9 39.3 21.1 9.52004 59.4 55.7 50.2 42.8 27.5 13.92007 65.2 56.2 51.9 44.6 26.1 7.02010 61.9 60.0 49.8 40.7 30.3 12.3
Three-year change (percentage points)1992 0.9 -9.8 -9.4 0.3 1.4 -1.51995 0.8 2.0 3.4 -4.0 -6.4 0.51998 -2.5 -6.5 -2.1 3.1 3.7 -4.62001 3.8 3.8 -5.3 1.4 0.9 5.32004 -4.4 -1.4 4.3 3.5 6.4 4.42007 5.8 0.5 1.7 1.8 -1.4 -6.92010 -3.3 3.8 -2.1 -3.9 4.2 5.3
4
6
8
10
12
14
16
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of installment loans for families with holdings
Median value of installment loans for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 8.0 11.7 11.8 6.1 5.5 5.11992 6.9 7.6 7.1 6.7 6.1 4.71995 10.0 7.9 10.2 7.1 6.9 4.81998 12.1 10.3 13.3 11.0 8.6 11.92001 11.7 13.6 11.8 11.0 8.6 7.12004 13.7 13.8 13.8 14.9 9.5 7.72007 15.7 14.2 13.5 11.4 10.8 8.42010 14.0 14.7 12.0 11.3 10.0 7.8
Three-year change (percent)1992 -13.8 -35.0 -39.8 9.8 10.9 -7.81995 44.9 3.9 43.7 6.0 13.1 2.11998 21.0 30.4 30.4 54.9 24.6 147.92001 -3.3 32.0 -11.3 0.0 0.0 -40.32004 17.1 1.5 16.9 35.5 10.5 8.52007 14.6 2.9 -2.2 -23.5 13.7 9.12010 -10.8 3.5 -11.1 -0.9 -7.4 -7.1
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of installment loans for families with holdings
Mean value of installment loans for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 13.3 16.7 17.1 14.5 8.9 13.41992 11.8 12.8 10.7 12.2 10.3 9.51995 13.9 12.1 16.6 10.8 11.1 7.21998 19.5 18.1 19.3 20.1 13.8 11.92001 17.0 20.9 19.0 16.9 11.4 16.72004 21.2 21.4 19.6 21.5 16.0 54.52007 24.1 21.3 22.3 21.5 17.4 11.02010 25.5 24.3 23.7 21.8 16.4 24.0
Three-year change (percent)1992 -11.3 -23.4 -37.4 -15.9 15.7 -29.11995 17.8 -5.5 55.1 -11.5 7.8 -24.21998 40.3 49.6 16.3 86.1 24.3 65.32001 -12.8 15.5 -1.6 -15.9 -17.4 40.32004 24.7 2.4 3.2 27.2 40.4 226.32007 13.7 -0.5 13.8 0.0 8.8 -79.82010 5.8 14.1 6.3 1.4 -5.7 118.2
10
20
30
40
50
60
70
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with installment loans
Percent of families with installment loansFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 50.5 51.8 16.8 66.1 42.51992 51.5 48.6 15.3 60.6 41.41995 46.4 48.4 15.2 63.6 39.01998 43.2 46.1 11.6 59.0 40.32001 48.7 46.2 15.3 60.9 40.02004 44.4 45.6 20.3 61.0 43.22007 50.2 44.1 18.9 62.9 43.62010 49.4 48.0 20.4 59.6 43.0
Three-year change (percentage points)1992 1.0 -3.2 -1.5 -5.5 -1.11995 -5.1 -0.2 -0.1 3.0 -2.41998 -3.2 -2.3 -3.6 -4.6 1.32001 5.5 0.1 3.7 1.9 -0.32004 -4.3 -0.6 5.0 0.1 3.22007 5.8 -1.5 -1.4 1.9 0.42010 -0.8 3.9 1.5 -3.3 -0.6
4
6
8
10
12
14
16
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of installment loans for families with holdings
Median value of installment loans for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 3.7 7.4 3.4 11.1 12.21992 4.0 5.8 5.3 8.1 9.01995 5.0 7.1 5.5 10.4 10.71998 8.5 10.7 6.8 12.7 14.72001 8.4 11.0 6.1 13.8 12.72004 9.8 10.3 9.2 15.6 15.72007 10.3 10.5 6.9 15.6 16.32010 9.9 11.8 7.6 15.0 13.2
Three-year change (percent)1992 8.1 -21.6 55.9 -27.0 -26.21995 25.0 22.4 3.8 28.4 18.91998 70.0 50.7 23.6 22.1 37.42001 -1.2 2.8 -10.3 8.7 -13.62004 16.7 -6.4 50.8 13.0 23.62007 5.1 1.9 -25.0 0.0 3.82010 -3.9 12.4 10.1 -3.8 -19.0
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of installment loans for families with holdings
Mean value of installment loans for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 9.3 11.8 7.1 17.4 16.61992 8.1 9.9 8.3 13.6 12.81995 8.2 10.6 8.0 14.8 16.51998 12.5 17.0 11.9 20.4 20.92001 14.0 18.0 9.9 19.6 19.72004 16.9 15.9 14.3 22.4 28.22007 14.5 18.4 8.4 24.1 27.52010 19.1 28.1 13.7 23.9 25.0
Three-year change (percent)1992 -12.9 -16.1 16.9 -21.8 -22.91995 1.2 7.1 -3.6 8.8 28.91998 52.4 60.4 48.8 37.8 26.72001 12.0 5.9 -16.8 -3.9 -5.72004 20.7 -11.7 44.4 14.3 43.12007 -14.2 15.7 -41.3 7.6 -2.52010 31.7 52.7 63.1 -0.8 -9.1
30
35
40
45
50
55
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with installment loans
Percent of families with installment loansEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 38.7 50.4 57.5 53.21992 32.4 48.6 47.6 51.31995 32.6 46.7 52.2 49.31998 30.6 43.0 49.4 47.92001 29.2 47.5 49.8 48.02004 28.0 44.3 55.3 49.92007 33.3 46.0 54.3 49.12010 34.7 44.0 55.1 47.7
Three-year change (percentage points)1992 -6.3 -1.8 -9.9 -1.91995 0.2 -1.9 4.6 -2.01998 -2.0 -3.7 -2.8 -1.42001 -1.4 4.5 0.4 0.12004 -1.2 -3.2 5.5 1.92007 5.3 1.7 -1.0 -0.82010 1.4 -2.0 0.8 -1.4
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of installment loans for families with holdings
Median value of installment loans for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 5.1 7.0 10.3 11.81992 3.0 6.1 6.7 10.91995 5.2 8.5 7.6 11.41998 7.5 9.3 12.8 14.92001 7.6 9.6 12.3 15.22004 8.1 10.4 13.6 17.72007 9.2 10.7 12.6 18.22010 7.6 10.0 12.1 18.0
Three-year change (percent)1992 -41.2 -12.9 -35.0 -7.61995 73.3 39.3 13.4 4.61998 44.2 9.4 68.4 30.72001 1.3 3.2 -3.9 2.02004 6.6 8.3 10.6 16.42007 13.6 2.9 -7.4 2.82010 -17.4 -6.5 -4.0 -1.1
5
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of installment loans for families with holdings
Mean value of installment loans for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 9.1 13.5 14.2 20.51992 7.2 8.9 10.0 17.21995 9.0 12.0 12.3 17.11998 12.4 12.9 22.1 23.92001 11.2 13.1 17.1 25.72004 13.4 16.9 18.2 29.02007 13.4 16.7 20.1 30.02010 11.5 16.6 18.9 34.5
Three-year change (percent)1992 -20.9 -34.1 -29.6 -16.11995 25.0 34.8 23.0 -0.61998 37.8 7.5 79.7 39.82001 -9.7 1.6 -22.6 7.52004 19.6 29.0 6.4 12.82007 0.0 -1.2 10.4 3.42010 -14.2 -0.6 -6.0 15.0
42
44
46
48
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with installment loans
Percent of families with installment loansRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 49.4 49.71992 46.3 45.11995 46.1 45.31998 44.2 42.32001 45.4 44.42004 47.0 43.22007 46.1 48.92010 45.8 47.4
Three-year change (percentage points)1992 -3.1 -4.61995 -0.2 0.21998 -1.9 -3.02001 1.2 2.12004 1.6 -1.22007 -0.9 5.72010 -0.3 -1.5
4
6
8
10
12
14
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of installment loans for families with holdings
Median value of installment loans for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 10.1 5.11992 7.7 4.51995 9.2 6.91998 12.3 9.52001 12.3 10.12004 14.3 11.02007 14.0 12.62010 13.6 10.7
Three-year change (percent)1992 -23.8 -11.81995 19.5 53.31998 33.7 37.72001 0.0 6.32004 16.3 8.92007 -2.1 14.52010 -2.9 -15.1
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of installment loans for families with holdings
Mean value of installment loans for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 16.1 11.11992 12.7 9.11995 13.6 12.71998 20.1 14.22001 18.9 16.02004 22.6 18.92007 23.0 19.72010 23.5 23.6
Three-year change (percent)1992 -21.1 -18.01995 7.1 39.61998 47.8 11.82001 -6.0 12.72004 19.6 18.12007 1.8 4.22010 2.2 19.8
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with installment loans
Percent of families with installment loansCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 61.7 54.0 21.9 41.11992 58.2 47.9 21.1 41.31995 58.6 45.6 18.3 40.31998 55.2 46.3 15.9 38.72001 57.0 39.8 17.1 41.92004 55.7 43.5 22.8 45.62007 57.5 43.9 23.6 42.92010 56.0 42.4 24.6 51.8
Three-year change (percentage points)1992 -3.5 -6.1 -0.8 0.21995 0.4 -2.3 -2.8 -1.01998 -3.4 0.7 -2.4 -1.62001 1.8 -6.5 1.2 3.22004 -1.3 3.7 5.7 3.72007 1.8 0.4 0.8 -2.72010 -1.5 -1.5 1.0 8.9
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of installment loans for families with holdings
Median value of installment loans for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 9.6 13.4 5.9 3.31992 7.6 9.7 5.2 3.91995 9.7 8.4 5.8 7.01998 11.8 14.7 8.0 9.12001 12.2 12.4 8.5 12.02004 13.9 17.7 8.4 8.62007 14.2 16.2 9.1 11.22010 13.9 15.3 8.1 8.3
Three-year change (percent)1992 -20.8 -27.6 -11.9 18.21995 27.6 -13.4 11.5 79.51998 21.6 75.0 37.9 30.02001 3.4 -15.6 6.2 31.92004 13.9 42.7 -1.2 -28.32007 2.2 -8.5 8.3 30.22010 -2.1 -5.6 -11.0 -25.9
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of installment loans for families with holdings
Mean value of installment loans for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 13.6 28.6 11.4 7.91992 11.7 16.7 9.1 10.11995 13.9 15.1 9.0 11.01998 17.8 29.7 12.7 17.12001 17.3 31.1 10.8 18.92004 20.4 27.3 23.4 23.42007 21.4 33.8 16.5 22.72010 23.0 35.3 19.8 18.8
Three-year change (percent)1992 -14.0 -41.6 -20.2 27.81995 18.8 -9.6 -1.1 8.91998 28.1 96.7 41.1 55.52001 -2.8 4.7 -15.0 10.52004 17.9 -12.2 116.7 23.82007 4.9 23.8 -29.5 -3.02010 7.5 4.4 20.0 -17.2
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with installment loans
Percent of families with installment loansCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 60.9 59.1 61.4 25.91992 55.3 55.0 59.5 25.91995 54.0 54.2 61.1 22.71998 51.2 52.4 57.3 19.82001 49.6 56.3 57.6 21.22004 52.4 52.5 56.6 26.32007 56.2 52.2 57.8 26.62010 51.4 55.0 55.6 30.5
Three-year change (percentage points)1992 -5.6 -4.1 -1.9 0.01995 -1.3 -0.8 1.6 -3.21998 -2.8 -1.8 -3.8 -2.92001 -1.6 3.9 0.3 1.42004 2.8 -3.8 -1.0 5.12007 3.8 -0.3 1.2 0.32010 -4.8 2.8 -2.2 3.9
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of installment loans for families with holdings
Median value of installment loans for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 12.7 7.3 9.8 5.11992 9.1 7.2 7.3 4.51995 10.8 10.2 7.9 6.41998 15.4 10.9 11.2 8.02001 14.1 11.9 11.1 9.52004 17.3 12.8 11.9 8.62007 17.1 12.8 12.6 10.22010 17.0 12.8 11.1 8.1
Three-year change (percent)1992 -28.3 -1.4 -25.5 -11.81995 18.7 41.7 8.2 42.21998 42.6 6.9 41.8 25.02001 -8.4 9.2 -0.9 18.82004 22.7 7.6 7.2 -9.52007 -1.2 0.0 5.9 18.62010 -0.6 0.0 -11.9 -20.6
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of installment loans for families with holdings
Mean value of installment loans for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 20.2 11.7 15.6 10.21992 16.7 10.6 9.9 9.51995 16.6 14.0 12.3 9.71998 25.5 17.5 15.8 14.22001 24.8 17.0 14.8 13.42004 26.3 19.1 17.5 23.42007 29.0 19.7 18.0 18.12010 32.2 21.3 18.0 19.5
Three-year change (percent)1992 -17.3 -9.4 -36.5 -6.91995 -0.6 32.1 24.2 2.11998 53.6 25.0 28.5 46.42001 -2.7 -2.9 -6.3 -5.62004 6.0 12.4 18.2 74.62007 10.3 3.1 2.9 -22.62010 11.0 8.1 0.0 7.7
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with installment loans
Percent of families with installment loansRegion
Year Northeast Midwest South WestLevel (percent)
1989 45.2 45.5 55.5 48.51992 38.3 49.0 48.5 45.61995 44.5 48.4 47.2 42.51998 36.1 44.2 48.7 41.82001 35.0 48.2 49.7 43.32004 42.4 49.9 44.2 47.92007 40.7 47.9 48.5 48.42010 42.6 48.5 48.2 44.2
Three-year change (percentage points)1992 -6.9 3.5 -7.0 -2.91995 6.2 -0.6 -1.3 -3.11998 -8.4 -4.2 1.5 -0.72001 -1.1 4.0 1.0 1.52004 7.4 1.7 -5.5 4.62007 -1.7 -2.0 4.3 0.52010 1.9 0.6 -0.3 -4.2
6
8
10
12
14
16
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of installment loans for families with holdings
Median value of installment loans for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 10.0 8.9 7.3 9.91992 7.3 7.9 7.0 6.11995 8.2 9.9 8.3 8.41998 12.2 11.3 11.2 12.62001 12.0 11.0 12.0 12.12004 13.6 12.7 12.9 14.72007 12.6 11.5 13.8 14.92010 13.7 13.1 11.3 14.4
Three-year change (percent)1992 -27.0 -11.2 -4.1 -38.41995 12.3 25.3 18.6 37.71998 48.8 14.1 34.9 50.02001 -1.6 -2.7 7.1 -4.02004 13.3 15.5 7.5 21.52007 -7.4 -9.4 7.0 1.42010 8.7 13.9 -18.1 -3.4
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of installment loans for families with holdings
Mean value of installment loans for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 19.5 14.4 13.2 14.21992 12.1 13.2 11.2 10.91995 15.2 14.2 11.9 13.31998 18.9 18.6 17.3 21.82001 17.3 17.2 18.3 19.92004 21.5 23.4 19.9 22.62007 21.9 18.4 23.1 23.92010 24.4 23.4 22.2 25.3
Three-year change (percent)1992 -37.9 -8.3 -15.2 -23.21995 25.6 7.6 6.2 22.01998 24.3 31.0 45.4 63.92001 -8.5 -7.5 5.8 -8.72004 24.3 36.0 8.7 13.62007 1.9 -21.4 16.1 5.82010 11.4 27.2 -3.9 5.9
42
44
46
48
50
52
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with installment loans
Percent of families with installment loansUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 49.0 51.61992 46.2 45.11995 46.5 42.81998 43.0 48.22001 44.6 48.42004 45.4 48.62007 46.0 51.32010 46.2 46.9
Three-year change (percentage points)1992 -2.8 -6.51995 0.3 -2.31998 -3.5 5.42001 1.6 0.22004 0.8 0.22007 0.6 2.72010 0.2 -4.4
6
8
10
12
14
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of installment loans for families with holdings
Median value of installment loans for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 8.6 9.21992 7.1 6.61995 9.1 6.61998 11.5 12.02001 12.0 10.32004 13.8 11.52007 13.9 12.22010 12.9 12.0
Three-year change (percent)1992 -17.4 -28.31995 28.2 0.01998 26.4 81.82001 4.3 -14.22004 15.0 11.72007 0.7 6.12010 -7.2 -1.6
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of installment loans for families with holdings
Mean value of installment loans for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 14.8 15.11992 12.0 10.71995 13.7 11.31998 19.0 17.72001 19.0 13.62004 22.5 17.72007 23.1 17.22010 24.7 18.0
Three-year change (percent)1992 -18.9 -29.11995 14.2 5.61998 38.7 56.62001 0.0 -23.22004 18.4 30.12007 2.7 -2.82010 6.9 4.7
42
44
46
48
50
52
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with installment loans
Percent of families with installment loansHousing status
Year Owner Renter or otherLevel (percent)
1989 50.8 47.01992 44.3 48.91995 45.4 46.91998 44.3 42.72001 45.5 44.52004 46.6 44.62007 46.1 48.62010 46.0 46.9
Three-year change (percentage points)1992 -6.5 1.91995 1.1 -2.01998 -1.1 -4.22001 1.2 1.82004 1.1 0.12007 -0.5 4.02010 -0.1 -1.7
6
8
10
12
14
16
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of installment loans for families with holdings
Median value of installment loans for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 11.1 5.51992 8.5 5.51995 9.7 7.01998 12.7 10.22001 12.8 8.62004 14.8 10.12007 14.8 10.82010 13.7 10.2
Three-year change (percent)1992 -23.4 0.01995 14.1 27.31998 30.9 45.72001 0.8 -15.72004 15.6 17.42007 0.0 6.92010 -7.4 -5.6
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of installment loans for families with holdings
Mean value of installment loans for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 17.6 9.71992 13.3 9.41995 14.5 11.41998 19.7 16.92001 20.0 14.42004 23.6 17.22007 24.2 17.62010 24.5 21.5
Three-year change (percent)1992 -24.4 -3.11995 9.0 21.31998 35.9 48.22001 1.5 -14.82004 18.0 19.42007 2.5 2.32010 1.2 22.2
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with installment loans
Percent of families with installment loansPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 49.1 58.2 52.9 41.2 32.31992 52.1 56.6 44.8 33.7 25.51995 48.8 54.9 47.3 36.2 27.91998 47.2 49.9 46.3 34.4 27.32001 48.9 51.1 48.3 37.2 25.12004 47.5 52.4 49.0 40.4 27.22007 54.2 52.2 46.2 39.7 28.22010 57.1 51.1 47.7 34.4 21.9
Three-year change (percentage points)1992 3.0 -1.6 -8.1 -7.5 -6.81995 -3.3 -1.7 2.5 2.5 2.41998 -1.6 -5.0 -1.0 -1.8 -0.62001 1.7 1.2 2.0 2.8 -2.22004 -1.4 1.3 0.7 3.2 2.12007 6.7 -0.2 -2.8 -0.7 1.02010 2.9 -1.1 1.5 -5.3 -6.3
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of installment loans for families with holdings
Median value of installment loans for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 4.9 8.0 11.4 12.7 13.51992 5.6 5.9 8.6 9.4 12.31995 7.5 8.5 8.4 10.2 11.11998 10.6 10.5 11.9 13.7 19.62001 10.2 11.5 12.3 14.5 13.92004 12.1 10.6 15.2 15.3 20.12007 11.9 13.6 14.6 12.6 17.92010 13.5 10.5 12.7 13.5 17.7
Three-year change (percent)1992 14.3 -26.2 -24.6 -26.0 -8.91995 33.9 44.1 -2.3 8.5 -9.81998 41.3 23.5 41.7 34.3 76.62001 -3.8 9.5 3.4 5.8 -29.12004 18.6 -7.8 23.6 5.5 44.62007 -1.7 28.3 -3.9 -17.6 -10.92010 13.4 -22.8 -13.0 7.1 -1.1
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of installment loans for families with holdings
Mean value of installment loans for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 10.9 11.6 14.6 20.4 35.11992 12.1 9.3 11.8 11.9 24.61995 14.2 11.4 12.3 14.3 22.21998 18.6 14.3 17.6 18.3 45.32001 16.3 15.2 16.4 20.0 47.92004 22.2 15.0 21.9 20.5 53.22007 21.9 19.1 21.1 20.5 43.12010 30.4 16.4 18.8 20.0 54.1
Three-year change (percent)1992 11.0 -19.8 -19.2 -41.7 -29.91995 17.4 22.6 4.2 20.2 -9.81998 31.0 25.4 43.1 28.0 104.12001 -12.4 6.3 -6.8 9.3 5.72004 36.2 -1.3 33.5 2.5 11.12007 -1.4 27.3 -3.7 0.0 -19.02010 38.8 -14.1 -10.9 -2.4 25.5
30
31
32
33
34
35
36
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with vehicle installment loans
Percent of families with vehicle installment loansYear All families
Level (percent)1989 34.71992 29.81995 31.71998 31.42001 35.02004 35.62007 34.92010 30.2
Three-year change (percentage points)1992 -4.91995 1.91998 -0.32001 3.62004 0.62007 -0.72010 -4.7
8
9
10
11
12
13
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of vehicle installment loans for families with holdings
Median value of vehicle installment loans for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 9.61992 8.01995 9.61998 11.22001 11.22004 12.52007 12.12010 10.0
Three-year change (percent)1992 -16.71995 20.01998 16.72001 0.02004 11.62007 -3.22010 -17.4
10
11
12
13
14
15
16
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of vehicle installment loans for families with holdings
Mean value of vehicle installment loans for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 12.61992 10.31995 11.61998 14.32001 13.82004 15.52007 15.32010 14.2
Three-year change (percent)1992 -18.31995 12.61998 23.32001 -3.52004 12.32007 -1.32010 -7.2
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with vehicle installment loans
Percent of families with vehicle installment loansPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 11.5 22.6 41.5 50.9 55.4 38.81992 10.0 24.4 33.5 42.3 44.7 32.81995 11.2 23.4 34.3 46.9 48.8 36.51998 12.4 25.0 37.1 42.3 44.7 36.12001 12.3 30.8 42.0 48.5 49.8 32.52004 12.8 26.7 43.6 48.7 53.6 38.92007 13.0 27.0 41.1 51.4 46.7 37.62010 11.7 22.3 33.4 43.4 46.0 34.3
Three-year change (percentage points)1992 -1.5 1.8 -8.0 -8.6 -10.7 -6.01995 1.2 -1.0 0.8 4.6 4.1 3.71998 1.2 1.6 2.8 -4.6 -4.1 -0.42001 -0.1 5.8 4.9 6.2 5.1 -3.62004 0.5 -4.1 1.6 0.2 3.8 6.42007 0.2 0.3 -2.5 2.7 -6.9 -1.32010 -1.3 -4.7 -7.7 -8.0 -0.7 -3.3
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of vehicle installment loans for families with holdings
Median value of vehicle installment loans for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 3.1 5.4 9.4 10.4 13.9 11.81992 3.2 5.2 6.4 9.7 11.2 12.31995 4.8 5.9 10.1 10.4 12.5 11.91998 6.1 8.0 10.7 12.1 15.1 16.72001 6.2 8.1 10.7 13.3 14.3 15.12004 7.0 8.8 10.6 14.7 16.2 19.62007 5.7 9.7 12.2 13.5 13.2 18.02010 5.8 7.7 9.6 11.0 12.6 17.6
Three-year change (percent)1992 3.2 -3.7 -31.9 -6.7 -19.4 4.21995 50.0 13.5 57.8 7.2 11.6 -3.31998 27.1 35.6 5.9 16.3 20.8 40.32001 1.6 1.2 0.0 9.9 -5.3 -9.62004 12.9 8.6 -0.9 10.5 13.3 29.82007 -18.6 10.2 15.1 -8.2 -18.5 -8.22010 1.8 -20.6 -21.3 -18.5 -4.5 -2.2
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of vehicle installment loans for families with holdings
Mean value of vehicle installment loans for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 5.1 7.3 11.3 14.4 15.5 17.11992 5.5 7.5 7.9 10.7 12.6 17.91995 6.9 7.8 10.5 12.6 14.5 15.41998 8.0 9.5 12.4 15.3 16.2 24.72001 8.9 9.6 12.3 15.0 17.9 19.22004 8.9 9.9 12.6 17.1 19.1 25.62007 7.7 11.7 13.3 16.9 17.1 23.42010 19.3 8.9 11.1 13.5 15.8 22.8
Three-year change (percent)1992 7.8 2.7 -30.1 -25.7 -18.7 4.71995 25.5 4.0 32.9 17.8 15.1 -14.01998 15.9 21.8 18.1 21.4 11.7 60.42001 11.2 1.1 -0.8 -2.0 10.5 -22.32004 0.0 3.1 2.4 14.0 6.7 33.32007 -13.5 18.2 5.6 -1.2 -10.5 -8.62010 150.6 -23.9 -16.5 -20.1 -7.6 -2.6
0
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with vehicle installment loans
Percent of families with vehicle installment loansAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 37.8 50.5 47.6 27.7 14.0 5.01992 36.6 37.7 34.6 29.2 14.8 4.61995 40.1 41.6 37.9 28.1 11.8 4.61998 36.9 39.2 40.1 29.2 16.6 4.12001 45.0 46.0 37.8 31.9 15.0 7.92004 41.3 45.5 39.0 34.7 24.2 10.52007 44.3 42.6 39.1 35.2 21.6 6.12010 32.2 40.8 35.9 28.2 22.8 8.1
Three-year change (percentage points)1992 -1.2 -12.8 -13.0 1.5 0.8 -0.41995 3.5 3.9 3.3 -1.1 -3.0 0.01998 -3.2 -2.4 2.2 1.1 4.8 -0.52001 8.1 6.8 -2.3 2.7 -1.6 3.82004 -3.7 -0.5 1.2 2.8 9.2 2.62007 3.0 -2.9 0.1 0.5 -2.6 -4.42010 -12.1 -1.8 -3.2 -7.0 1.2 2.0
5
10
15
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of vehicle installment loans for families with holdings
Median value of vehicle installment loans for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 8.6 11.1 10.8 8.2 6.2 5.61992 7.5 9.6 7.9 8.0 6.3 5.21995 10.2 9.2 10.7 9.0 8.5 7.11998 11.0 10.4 13.0 11.3 9.1 11.92001 10.7 13.0 11.4 10.0 10.9 7.62004 11.2 12.9 13.5 15.2 10.5 7.62007 12.1 13.0 12.2 11.3 12.5 9.22010 9.9 11.1 9.8 9.4 9.9 10.1
Three-year change (percent)1992 -12.8 -13.5 -26.9 -2.4 1.6 -7.11995 36.0 -4.2 35.4 12.5 34.9 36.51998 7.8 13.0 21.5 25.6 7.1 67.62001 -2.7 25.0 -12.3 -11.5 19.8 -36.12004 4.7 -0.8 18.4 52.0 -3.7 0.02007 8.0 0.8 -9.6 -25.7 19.0 21.12010 -18.2 -14.6 -19.7 -16.8 -20.8 9.8
6
8
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of vehicle installment loans for families with holdings
Mean value of vehicle installment loans for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 11.0 13.4 14.1 14.3 8.4 6.81992 9.0 11.4 10.7 11.5 9.2 5.21995 11.8 11.2 13.6 10.2 8.3 10.91998 13.2 14.0 15.2 17.7 11.0 11.72001 13.0 14.7 15.1 12.5 12.0 8.72004 14.0 16.1 16.0 18.1 13.1 14.02007 14.6 16.2 15.9 14.6 15.4 11.22010 12.6 13.4 16.9 13.5 13.9 14.0
Three-year change (percent)1992 -18.2 -14.9 -24.1 -19.6 9.5 -23.51995 31.1 -1.8 27.1 -11.3 -9.8 109.61998 11.9 25.0 11.8 73.5 32.5 7.32001 -1.5 5.0 -0.7 -29.4 9.1 -25.62004 7.7 9.5 6.0 44.8 9.2 60.92007 4.3 0.6 -0.6 -19.3 17.6 -20.02010 -13.7 -17.3 6.3 -7.5 -9.7 25.0
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with vehicle installment loans
Percent of families with vehicle installment loansFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 26.9 30.1 8.8 50.7 33.51992 25.1 23.6 9.2 44.1 29.81995 24.0 27.7 8.9 47.6 30.21998 27.1 26.7 9.0 44.2 32.12001 34.5 29.5 10.7 50.9 31.92004 30.9 25.7 14.9 51.1 36.22007 28.4 27.5 13.4 50.4 35.42010 26.7 23.3 12.2 43.1 30.5
Three-year change (percentage points)1992 -1.8 -6.5 0.4 -6.6 -3.71995 -1.1 4.1 -0.3 3.5 0.41998 3.1 -1.0 0.1 -3.4 1.92001 7.4 2.8 1.7 6.7 -0.22004 -3.6 -3.8 4.2 0.2 4.32007 -2.5 1.8 -1.5 -0.7 -0.82010 -1.7 -4.2 -1.2 -7.3 -4.9
5
10
15
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of vehicle installment loans for families with holdings
Median value of vehicle installment loans for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 6.8 8.6 5.4 10.7 10.21992 5.3 8.7 8.0 8.1 8.91995 5.7 9.2 7.1 10.3 10.41998 9.5 9.9 8.0 12.0 13.12001 8.7 9.3 7.2 12.4 12.32004 9.6 9.5 10.7 13.6 14.62007 9.8 8.5 6.3 13.5 13.82010 8.0 9.0 7.2 11.0 11.0
Three-year change (percent)1992 -22.1 1.2 48.1 -24.3 -12.71995 7.5 5.7 -11.2 27.2 16.91998 66.7 7.6 12.7 16.5 26.02001 -8.4 -6.1 -10.0 3.3 -6.12004 10.3 2.2 48.6 9.7 18.72007 2.1 -10.5 -41.1 -0.7 -5.52010 -18.4 5.9 14.3 -18.5 -20.3
8
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of vehicle installment loans for families with holdings
Mean value of vehicle installment loans for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 10.2 9.6 7.3 13.7 13.61992 7.6 9.8 8.4 10.6 11.31995 8.5 10.4 9.0 12.5 12.21998 10.2 10.6 11.7 15.1 16.92001 10.9 10.9 8.8 15.1 14.92004 10.7 10.9 11.8 16.9 17.92007 12.5 10.1 8.1 16.7 17.62010 9.7 18.3 10.2 14.1 15.2
Three-year change (percent)1992 -25.5 2.1 15.1 -22.6 -16.91995 11.8 6.1 7.1 17.9 8.01998 20.0 1.9 30.0 20.8 38.52001 6.9 2.8 -24.8 0.0 -11.82004 -1.8 0.0 34.1 11.9 20.12007 16.8 -7.3 -31.4 -1.2 -1.72010 -22.4 81.2 25.9 -15.6 -13.6
20
25
30
35
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with vehicle installment loans
Percent of families with vehicle installment loansEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 23.4 37.5 39.0 39.01992 19.6 32.7 28.1 34.51995 21.6 35.4 33.4 32.91998 21.7 33.0 36.2 32.12001 20.0 38.3 38.1 37.12004 20.8 36.5 39.2 38.92007 23.5 35.7 37.9 37.02010 22.1 29.9 34.8 30.7
Three-year change (percentage points)1992 -3.8 -4.8 -10.9 -4.51995 2.0 2.7 5.3 -1.61998 0.1 -2.4 2.8 -0.82001 -1.7 5.3 1.9 5.02004 0.8 -1.8 1.1 1.82007 2.7 -0.8 -1.3 -1.92010 -1.4 -5.8 -3.1 -6.3
4
6
8
10
12
14
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of vehicle installment loans for families with holdings
Median value of vehicle installment loans for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 8.9 8.6 10.3 10.11992 4.5 6.9 10.2 10.01995 7.4 9.9 8.9 10.21998 10.8 10.7 11.5 11.62001 10.0 9.9 12.5 12.42004 10.1 10.6 13.6 13.82007 10.8 11.4 12.1 13.02010 8.7 10.0 9.0 11.5
Three-year change (percent)1992 -49.4 -19.8 -1.0 -1.01995 64.4 43.5 -12.7 2.01998 45.9 8.1 29.2 13.72001 -7.4 -7.5 8.7 6.92004 1.0 7.1 8.8 11.32007 6.9 7.5 -11.0 -5.82010 -19.4 -12.3 -25.6 -11.5
8
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of vehicle installment loans for families with holdings
Mean value of vehicle installment loans for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 10.8 13.7 12.5 12.41992 7.2 8.6 10.9 12.51995 10.2 11.7 11.1 12.41998 12.9 13.1 15.1 15.52001 11.6 12.2 15.5 14.92004 12.6 14.5 15.9 16.82007 13.6 15.0 15.3 16.02010 10.7 13.1 11.7 17.3
Three-year change (percent)1992 -33.3 -37.2 -12.8 0.81995 41.7 36.0 1.8 -0.81998 26.5 12.0 36.0 25.02001 -10.1 -6.9 2.6 -3.92004 8.6 18.9 2.6 12.82007 7.9 3.4 -3.8 -4.82010 -21.3 -12.7 -23.5 8.1
25
30
35
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with vehicle installment loans
Percent of families with vehicle installment loansRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 36.6 29.31992 31.4 24.91995 32.9 27.61998 32.0 29.42001 35.9 32.12004 37.4 30.92007 35.6 33.32010 31.2 28.1
Three-year change (percentage points)1992 -5.2 -4.41995 1.5 2.71998 -0.9 1.82001 3.9 2.72004 1.5 -1.22007 -1.8 2.42010 -4.4 -5.2
8
9
10
11
12
13
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of vehicle installment loans for families with holdings
Median value of vehicle installment loans for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 9.6 9.81992 8.1 7.71995 9.7 9.61998 11.6 8.92001 11.2 11.22004 12.8 10.92007 12.2 11.82010 10.2 9.7
Three-year change (percent)1992 -15.6 -21.41995 19.8 24.71998 19.6 -7.32001 -3.4 25.82004 14.3 -2.72007 -4.7 8.32010 -16.4 -17.8
10
11
12
13
14
15
16
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of vehicle installment loans for families with holdings
Mean value of vehicle installment loans for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 12.8 12.01992 10.3 10.01995 11.7 11.31998 14.9 12.32001 13.9 13.22004 16.0 14.02007 15.5 14.62010 13.8 15.0
Three-year change (percent)1992 -19.5 -16.71995 13.6 13.01998 27.4 8.82001 -6.7 7.32004 15.1 6.12007 -3.1 4.32010 -11.0 2.7
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with vehicle installment loans
Percent of families with vehicle installment loansCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 46.8 36.2 13.1 10.61992 39.9 31.3 12.1 16.61995 42.2 27.4 12.2 19.31998 40.3 34.0 11.0 19.92001 45.1 28.7 13.0 25.42004 43.7 36.3 17.6 20.22007 43.5 35.4 16.8 20.82010 38.2 26.9 15.8 21.4
Three-year change (percentage points)1992 -6.9 -4.9 -1.0 6.01995 2.3 -3.9 0.1 2.71998 -1.9 6.6 -1.2 0.62001 4.8 -5.3 2.0 5.52004 -1.4 7.6 4.6 -5.22007 -0.2 -0.9 -0.8 0.62010 -5.3 -8.5 -1.0 0.6
4
6
8
10
12
14
16
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of vehicle installment loans for families with holdings
Median value of vehicle installment loans for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 9.4 13.1 8.7 4.51992 8.6 9.0 5.6 6.91995 10.1 10.2 8.5 5.41998 11.2 13.8 10.1 8.02001 11.4 12.3 9.3 8.42004 12.8 16.0 8.9 8.42007 12.3 15.0 10.2 10.52010 10.4 10.3 9.0 7.9
Three-year change (percent)1992 -8.5 -31.3 -35.6 53.31995 17.4 13.3 51.8 -21.71998 10.9 35.3 18.8 48.12001 1.8 -10.9 -7.9 5.02004 12.3 30.1 -4.3 0.02007 -3.9 -6.2 14.6 25.02010 -15.4 -31.3 -11.8 -24.8
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of vehicle installment loans for families with holdings
Mean value of vehicle installment loans for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 12.1 18.9 10.6 6.11992 10.1 13.6 8.0 9.31995 12.0 13.1 9.3 7.71998 13.7 18.4 14.4 12.32001 13.6 18.8 10.8 10.52004 15.3 21.0 11.8 13.52007 15.1 20.7 12.3 12.82010 13.2 17.1 19.1 9.9
Three-year change (percent)1992 -16.5 -28.0 -24.5 52.51995 18.8 -3.7 16.2 -17.21998 14.2 40.5 54.8 59.72001 -0.7 2.2 -25.0 -14.62004 12.5 11.7 9.3 28.62007 -1.3 -1.4 4.2 -5.22010 -12.6 -17.4 55.3 -22.7
10
20
30
40
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with vehicle installment loans
Percent of families with vehicle installment loansCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 46.6 42.5 46.1 12.61992 37.7 36.2 42.2 13.11995 37.5 36.2 45.6 13.71998 34.5 39.4 43.9 12.62001 37.9 43.3 47.3 15.02004 41.2 40.6 46.1 18.02007 43.2 37.0 46.5 17.42010 35.5 33.6 40.6 17.0
Three-year change (percentage points)1992 -8.9 -6.3 -3.9 0.51995 -0.2 0.0 3.4 0.61998 -3.0 3.2 -1.7 -1.12001 3.4 3.9 3.4 2.42004 3.3 -2.7 -1.2 3.02007 2.0 -3.6 0.4 -0.62010 -7.7 -3.4 -5.9 -0.4
6
8
10
12
14
16
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of vehicle installment loans for families with holdings
Median value of vehicle installment loans for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 11.1 7.4 10.3 7.41992 8.7 9.3 7.9 5.71995 10.4 10.6 9.5 7.01998 12.5 10.9 11.3 9.72001 12.0 12.3 10.9 8.82004 14.7 12.4 11.4 8.92007 13.5 11.9 12.0 10.32010 11.5 9.4 10.0 8.5
Three-year change (percent)1992 -21.6 25.7 -23.3 -23.01995 19.5 14.0 20.3 22.81998 20.2 2.8 18.9 38.62001 -4.0 12.8 -3.5 -9.32004 22.5 0.8 4.6 1.12007 -8.2 -4.0 5.3 15.72010 -14.8 -21.0 -16.7 -17.5
8
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of vehicle installment loans for families with holdings
Mean value of vehicle installment loans for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 13.5 10.9 14.2 9.81992 11.8 10.2 9.8 8.41995 13.2 12.2 11.2 8.91998 16.1 13.8 13.5 13.82001 15.5 13.9 13.1 10.72004 17.9 15.3 14.8 12.12007 16.4 14.5 16.0 12.42010 15.5 12.3 12.5 16.6
Three-year change (percent)1992 -12.6 -6.4 -31.0 -14.31995 11.9 19.6 14.3 6.01998 22.0 13.1 20.5 55.12001 -3.7 0.7 -3.0 -22.52004 15.5 10.1 13.0 13.12007 -8.4 -5.2 8.1 2.52010 -5.5 -15.2 -21.9 33.9
20
25
30
35
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with vehicle installment loans
Percent of families with vehicle installment loansRegion
Year Northeast Midwest South WestLevel (percent)
1989 32.1 34.5 38.4 31.31992 23.5 35.4 32.6 24.81995 27.2 35.2 33.6 28.81998 22.6 31.7 38.7 27.02001 25.1 38.1 39.6 32.52004 31.7 39.4 34.1 37.52007 26.3 35.9 37.0 37.52010 26.4 32.1 31.6 29.0
Three-year change (percentage points)1992 -8.6 0.9 -5.8 -6.51995 3.7 -0.2 1.0 4.01998 -4.6 -3.5 5.1 -1.82001 2.5 6.4 0.9 5.52004 6.6 1.3 -5.5 5.02007 -5.4 -3.5 2.9 0.02010 0.1 -3.8 -5.4 -8.5
8
9
10
11
12
13
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of vehicle installment loans for families with holdings
Median value of vehicle installment loans for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 10.3 8.3 9.3 10.31992 7.9 7.7 8.9 7.91995 9.5 9.9 10.3 8.01998 11.7 11.1 11.2 10.72001 10.4 10.3 12.2 11.32004 13.3 11.3 12.6 13.02007 11.9 10.4 12.6 13.12010 10.8 10.0 9.9 10.5
Three-year change (percent)1992 -23.3 -7.2 -4.3 -23.31995 20.3 28.6 15.7 1.31998 23.2 12.1 8.7 33.82001 -11.1 -7.2 8.9 5.62004 27.9 9.7 3.3 15.02007 -10.5 -8.0 0.0 0.82010 -9.2 -3.8 -21.4 -19.8
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of vehicle installment loans for families with holdings
Mean value of vehicle installment loans for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 15.4 11.0 12.3 12.41992 9.8 9.8 10.9 10.11995 11.3 11.8 11.9 11.21998 13.6 14.7 14.7 13.42001 12.5 12.4 15.1 13.72004 15.7 14.5 16.3 15.42007 15.3 12.4 16.0 17.12010 13.8 13.2 15.0 13.9
Three-year change (percent)1992 -36.4 -10.9 -11.4 -18.51995 15.3 20.4 9.2 10.91998 20.4 24.6 23.5 19.62001 -8.1 -15.6 2.7 2.22004 25.6 16.9 7.9 12.42007 -2.5 -14.5 -1.8 11.02010 -9.8 6.5 -6.2 -18.7
30
32
34
36
38
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with vehicle installment loans
Percent of families with vehicle installment loansUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 33.7 39.11992 29.8 30.01995 31.9 30.71998 30.7 35.42001 34.4 38.42004 35.0 38.62007 33.8 40.22010 29.5 33.7
Three-year change (percentage points)1992 -3.9 -9.11995 2.1 0.71998 -1.2 4.72001 3.7 3.02004 0.6 0.22007 -1.2 1.62010 -4.3 -6.5
7
8
9
10
11
12
13
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of vehicle installment loans for families with holdings
Median value of vehicle installment loans for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 9.5 10.11992 8.6 7.11995 9.9 7.61998 11.2 11.02001 11.5 10.12004 13.0 10.42007 12.3 11.62010 10.1 9.7
Three-year change (percent)1992 -9.5 -29.71995 15.1 7.01998 13.1 44.72001 2.7 -8.22004 13.0 3.02007 -5.4 11.52010 -17.9 -16.4
8
10
12
14
16
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of vehicle installment loans for families with holdings
Mean value of vehicle installment loans for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 12.6 12.41992 10.6 8.91995 11.9 10.21998 14.6 12.92001 14.1 12.02004 16.0 13.72007 15.5 14.42010 14.5 12.9
Three-year change (percent)1992 -15.9 -28.21995 12.3 14.61998 22.7 26.52001 -3.4 -7.02004 13.5 14.22007 -3.1 5.12010 -6.5 -10.4
20
25
30
35
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with vehicle installment loans
Percent of families with vehicle installment loansHousing status
Year Owner Renter or otherLevel (percent)
1989 38.7 27.61992 31.8 26.31995 34.1 27.31998 34.6 25.22001 37.4 29.82004 39.2 27.52007 37.5 29.22010 33.8 22.7
Three-year change (percentage points)1992 -6.9 -1.31995 2.3 1.01998 0.5 -2.12001 2.8 4.62004 1.8 -2.32007 -1.7 1.72010 -3.7 -6.5
6
8
10
12
14
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of vehicle installment loans for families with holdings
Median value of vehicle installment loans for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 10.9 7.01992 8.9 6.91995 10.0 8.71998 12.0 9.52001 12.3 8.42004 13.7 9.32007 12.7 9.82010 11.0 8.0
Three-year change (percent)1992 -18.3 -1.41995 12.4 26.11998 20.0 9.22001 2.5 -11.62004 11.4 10.72007 -7.3 5.42010 -13.4 -18.4
8
10
12
14
16
18
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of vehicle installment loans for families with holdings
Mean value of vehicle installment loans for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 13.8 9.61992 11.1 8.61995 12.1 10.51998 15.3 11.62001 14.8 11.12004 17.0 11.02007 16.4 12.12010 15.4 10.5
Three-year change (percent)1992 -19.6 -10.41995 9.0 22.11998 26.4 10.52001 -3.3 -4.32004 14.9 -0.92007 -3.5 10.02010 -6.1 -13.2
15
20
25
30
35
40
45
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with vehicle installment loans
Percent of families with vehicle installment loansPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 24.2 41.4 43.2 33.9 24.41992 26.0 38.6 31.8 25.9 18.01995 25.3 39.9 35.1 30.2 20.71998 27.1 37.3 35.9 27.7 22.12001 31.1 41.1 41.2 31.0 19.62004 28.2 42.4 41.3 34.8 24.02007 30.6 41.8 38.2 32.5 23.52010 26.5 35.0 36.5 26.7 16.8
Three-year change (percentage points)1992 1.8 -2.8 -11.4 -8.0 -6.41995 -0.7 1.3 3.3 4.3 2.71998 1.8 -2.6 0.8 -2.5 1.42001 4.0 3.8 5.3 3.3 -2.52004 -2.9 1.3 0.1 3.8 4.42007 2.4 -0.6 -3.1 -2.3 -0.52010 -4.1 -6.8 -1.7 -5.8 -6.7
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of vehicle installment loans for families with holdings
Median value of vehicle installment loans for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 5.1 9.3 11.0 11.2 12.41992 6.1 6.9 10.4 9.0 10.31995 8.7 9.1 10.2 9.8 10.41998 9.3 10.8 12.0 13.3 15.32001 8.6 11.3 11.3 14.0 14.22004 10.3 9.8 14.7 14.2 18.82007 10.0 12.5 12.3 12.3 16.02010 8.9 9.0 11.4 11.6 15.8
Three-year change (percent)1992 19.6 -25.8 -5.5 -19.6 -16.91995 42.6 31.9 -1.9 8.9 1.01998 6.9 18.7 17.6 35.7 47.12001 -7.5 4.6 -5.8 5.3 -7.22004 19.8 -13.3 30.1 1.4 32.42007 -2.9 27.6 -16.3 -13.4 -14.92010 -11.0 -28.0 -7.3 -5.7 -1.2
10
15
20
25
30
35
40
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of vehicle installment loans for families with holdings
Mean value of vehicle installment loans for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 10.3 11.7 12.9 12.8 20.51992 7.8 8.7 12.0 10.9 18.71995 10.8 10.7 12.1 12.3 15.31998 11.7 12.7 14.5 15.8 25.52001 10.7 13.7 13.9 15.6 21.12004 12.3 12.6 17.5 17.2 26.12007 12.6 14.5 15.5 16.5 24.62010 10.7 11.3 13.8 15.2 42.3
Three-year change (percent)1992 -24.3 -25.6 -7.0 -14.8 -8.81995 38.5 23.0 0.8 12.8 -18.21998 8.3 18.7 19.8 28.5 66.72001 -8.5 7.9 -4.1 -1.3 -17.32004 15.0 -8.0 25.9 10.3 23.72007 2.4 15.1 -11.4 -4.1 -5.72010 -15.1 -22.1 -11.0 -7.9 72.0
8
10
12
14
16
18
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with
education installment loans
Percent of families with education installment loansYear All families
Level (percent)1989 8.91992 10.71995 11.91998 11.42001 11.82004 13.52007 15.22010 19.2
Three-year change (percentage points)1992 1.81995 1.21998 -0.52001 0.42004 1.72007 1.72010 4.0
4
6
8
10
12
14
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of education installmentloans for families with holdings
Median value of education installment loans for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 5.11992 5.01995 5.51998 9.32001 9.72004 10.42007 12.62010 13.0
Three-year change (percent)1992 -2.01995 10.01998 69.12001 4.32004 7.22007 21.22010 3.2
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of education installmentloans for families with holdings
Mean value of education installment loans for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 9.11992 10.71995 11.31998 17.32001 16.82004 19.22007 22.52010 25.6
Three-year change (percent)1992 17.61995 5.61998 53.12001 -2.92004 14.32007 17.22010 13.8
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families witheducation installment loans
Percent of families with education installment loansPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 8.4 8.4 7.7 12.1 8.0 8.31992 10.6 7.9 14.1 11.3 12.5 6.41995 9.5 11.5 11.4 15.0 14.3 9.51998 9.9 9.4 11.7 13.0 15.5 10.22001 7.7 10.6 13.6 15.4 11.9 10.92004 10.9 10.4 15.8 17.2 14.4 12.02007 10.7 13.0 16.6 19.0 21.2 12.62010 16.0 15.2 19.8 23.4 27.2 15.6
Three-year change (percentage points)1992 2.2 -0.5 6.4 -0.8 4.5 -1.91995 -1.1 3.6 -2.7 3.7 1.8 3.11998 0.4 -2.1 0.3 -2.0 1.2 0.72001 -2.2 1.2 1.9 2.4 -3.6 0.72004 3.2 -0.2 2.2 1.8 2.5 1.12007 -0.2 2.6 0.8 1.8 6.8 0.62010 5.3 2.2 3.2 4.4 6.0 3.0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of education installmentloans for families with holdings
Median value of education installment loans for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 4.2 4.9 6.7 5.6 3.9 4.71992 4.3 4.5 5.0 5.9 4.2 9.51995 5.7 5.7 5.0 4.2 6.9 10.41998 8.0 8.3 7.1 10.7 6.9 13.32001 6.7 8.6 9.2 9.8 16.5 11.82004 7.2 11.5 11.5 9.2 12.0 11.52007 9.1 10.2 10.5 17.8 12.6 17.02010 9.0 9.0 13.5 13.0 18.4 24.5
Three-year change (percent)1992 2.4 -8.2 -25.4 5.4 7.7 102.11995 32.6 26.7 0.0 -28.8 64.3 9.51998 40.4 45.6 42.0 154.8 0.0 27.92001 -16.2 3.6 29.6 -8.4 139.1 -11.32004 7.5 33.7 25.0 -6.1 -27.3 -2.52007 26.4 -11.3 -8.7 93.5 5.0 47.82010 -1.1 -11.8 28.6 -27.0 46.0 44.1
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of education installmentloans for families with holdings
Mean value of education installment loans for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 8.6 5.7 11.8 10.7 6.0 10.71992 6.6 10.8 14.5 8.4 9.9 16.41995 9.0 9.9 13.3 9.5 15.1 14.31998 12.8 16.1 18.9 18.0 14.6 27.02001 11.2 15.1 16.0 14.7 20.2 31.92004 17.3 19.3 17.8 18.8 19.0 27.82007 18.1 16.4 20.3 25.2 25.7 34.92010 19.7 17.9 29.6 22.9 30.3 42.9
Three-year change (percent)1992 -23.3 89.5 22.9 -21.5 65.0 53.31995 36.4 -8.3 -8.3 13.1 52.5 -12.81998 42.2 62.6 42.1 89.5 -3.3 88.82001 -12.5 -6.2 -15.3 -18.3 38.4 18.12004 54.5 27.8 11.2 27.9 -5.9 -12.92007 4.6 -15.0 14.0 34.0 35.3 25.52010 8.8 9.1 45.8 -9.1 17.9 22.9
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families witheducation installment loans
Percent of families with education installment loansAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 17.1 10.9 7.3 4.1 0.9 0.01992 24.3 12.7 5.4 3.0 2.0 0.01995 24.4 13.0 11.3 4.1 1.4 1.71998 23.6 12.9 10.3 5.6 1.7 0.12001 26.1 12.5 11.0 5.2 0.6 0.12004 28.6 14.6 12.6 8.7 0.8 1.02007 33.8 14.9 14.5 10.6 1.7 0.32010 40.1 26.5 17.6 9.3 4.2 1.2
Three-year change (percentage points)1992 7.2 1.8 -1.9 -1.1 1.1 0.01995 0.1 0.3 5.9 1.1 -0.6 1.71998 -0.8 -0.1 -1.0 1.5 0.3 -1.62001 2.5 -0.4 0.7 -0.4 -1.1 0.02004 2.5 2.1 1.6 3.5 0.2 0.92007 5.2 0.3 1.9 1.9 0.9 -0.72010 6.3 11.6 3.1 -1.3 2.5 0.9
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of education installmentloans for families with holdings
Median value of education installment loans for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 5.1 3.4 5.7 4.2 7.0 .1992 5.0 4.1 5.5 11.1 9.2 1.91995 5.7 4.5 7.4 5.7 6.9 1.41998 13.3 6.1 8.0 9.7 4.0 17.92001 9.8 9.8 7.3 9.8 2.2 6.52004 10.6 11.1 7.9 10.4 2.3 5.82007 13.6 12.6 12.6 7.4 18.9 21.02010 13.0 13.5 12.0 15.1 12.0 12.0
Three-year change (percent)1992 -2.0 20.6 -3.5 164.3 31.4 .1995 14.0 9.8 34.5 -48.6 -25.0 -26.31998 133.3 35.6 8.1 70.2 -42.0 1178.62001 -26.3 60.7 -8.8 1.0 -45.0 -63.72004 8.2 13.3 8.2 6.1 4.5 -10.82007 28.3 13.5 59.5 -28.8 721.7 262.12010 -4.4 7.1 -4.8 104.1 -36.5 -42.9
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of education installmentloans for families with holdings
Mean value of education installment loans for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 9.8 8.2 10.5 5.2 8.8 .1992 10.1 12.3 7.4 16.1 10.6 1.91995 11.4 9.7 14.4 10.9 7.7 1.61998 19.9 13.0 16.7 20.5 5.1 17.92001 14.9 24.5 12.2 18.4 1.8 7.52004 18.8 21.6 18.4 16.8 3.2 40.02007 24.8 19.6 21.7 19.6 20.7 21.02010 25.9 26.5 24.2 28.5 15.8 21.8
Three-year change (percent)1992 3.1 50.0 -29.5 209.6 20.5 .1995 12.9 -21.1 94.6 -32.3 -27.4 -15.81998 74.6 34.0 16.0 88.1 -33.8 1018.82001 -25.1 88.5 -26.9 -10.2 -64.7 -58.12004 26.2 -11.8 50.8 -8.7 77.8 433.32007 31.9 -9.3 17.9 16.7 546.9 -47.52010 4.4 35.2 11.5 45.4 -23.7 3.8
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families witheducation installment loans
Percent of families with education installment loansFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 17.0 15.2 1.3 8.9 5.91992 15.0 15.5 0.2 13.5 8.21995 13.7 14.0 1.6 17.3 8.61998 13.6 16.5 0.4 14.4 9.22001 14.3 16.2 0.9 14.9 10.02004 14.4 19.7 1.8 18.0 10.52007 20.2 18.7 1.3 20.7 12.52010 23.2 24.3 2.9 27.0 14.4
Three-year change (percentage points)1992 -2.0 0.3 -1.1 4.6 2.31995 -1.3 -1.5 1.4 3.8 0.41998 -0.1 2.5 -1.2 -2.9 0.62001 0.7 -0.3 0.5 0.5 0.82004 0.1 3.5 0.9 3.1 0.52007 5.8 -1.0 -0.5 2.7 2.02010 3.0 5.6 1.6 6.3 1.9
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of education installmentloans for families with holdings
Median value of education installment loans for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 2.7 4.9 4.2 6.2 5.91992 4.1 5.0 3.0 5.4 5.61995 4.2 5.7 1.4 5.4 6.71998 4.0 10.7 3.2 9.1 14.02001 6.0 11.0 2.4 9.4 10.82004 8.1 9.2 15.0 11.5 9.22007 7.3 12.3 4.2 12.6 16.92010 9.9 15.0 10.5 13.0 14.6
Three-year change (percent)1992 51.9 2.0 -28.6 -12.9 -5.11995 2.4 14.0 -53.3 0.0 19.61998 -4.8 87.7 128.6 68.5 109.02001 50.0 2.8 -25.0 3.3 -22.92004 35.0 -16.4 525.0 22.3 -14.82007 -9.9 33.7 -72.0 9.6 83.72010 35.6 22.0 150.0 3.2 -13.6
0
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of education installmentloans for families with holdings
Mean value of education installment loans for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 5.6 10.3 4.4 11.1 8.01992 6.0 9.5 3.0 13.5 10.21995 7.6 9.6 2.6 10.7 17.81998 10.5 17.4 4.1 16.7 23.12001 15.0 18.3 9.3 14.2 20.92004 19.0 17.3 16.9 18.9 22.32007 12.4 23.2 8.7 23.9 27.42010 20.8 29.2 18.5 24.5 29.3
Three-year change (percent)1992 7.1 -7.8 -31.8 21.6 27.51995 26.7 1.1 -13.3 -20.7 74.51998 38.2 81.2 57.7 56.1 29.82001 42.9 5.2 126.8 -15.0 -9.52004 26.7 -5.5 81.7 33.1 6.72007 -34.7 34.1 -48.5 26.5 22.92010 67.7 25.9 112.6 2.5 6.9
0
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families witheducation installment loans
Percent of families with education installment loansEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 1.5 7.0 12.5 15.71992 2.4 7.4 12.6 18.01995 2.4 8.6 16.0 18.41998 2.6 5.7 15.0 19.12001 2.8 8.5 14.5 17.62004 3.4 6.7 20.5 19.62007 5.7 8.8 18.0 23.42010 5.5 13.0 25.9 25.5
Three-year change (percentage points)1992 0.9 0.4 0.1 2.31995 0.0 1.2 3.4 0.41998 0.2 -2.9 -1.0 0.72001 0.2 2.8 -0.5 -1.52004 0.6 -1.8 6.0 2.02007 2.3 2.1 -2.5 3.82010 -0.2 4.2 7.9 2.1
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of education installmentloans for families with holdings
Median value of education installment loans for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 3.9 4.2 5.3 5.61992 3.8 4.0 4.1 5.91995 6.5 3.5 5.0 7.11998 5.2 4.5 8.0 11.42001 3.3 6.1 6.5 12.92004 5.8 5.8 7.3 16.12007 6.3 6.5 10.1 19.72010 6.2 8.0 12.0 18.2
Three-year change (percent)1992 -2.6 -4.8 -22.6 5.41995 71.1 -12.5 22.0 20.31998 -20.0 28.6 60.0 60.62001 -36.5 35.6 -18.8 13.22004 75.8 -4.9 12.3 24.82007 8.6 12.1 38.4 22.42010 -1.6 23.1 18.8 -7.6
5
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of education installmentloans for families with holdings
Mean value of education installment loans for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 4.7 6.0 7.7 11.81992 3.9 6.1 6.5 14.71995 5.5 6.1 12.0 13.91998 7.8 7.4 15.4 21.62001 5.3 10.1 10.3 23.52004 8.9 14.1 13.1 24.62007 9.9 13.1 14.3 30.32010 9.0 12.8 19.8 35.4
Three-year change (percent)1992 -17.0 1.7 -15.6 24.61995 41.0 0.0 84.6 -5.41998 41.8 21.3 28.3 55.42001 -32.1 36.5 -33.1 8.82004 67.9 39.6 27.2 4.72007 11.2 -7.1 9.2 23.22010 -9.1 -2.3 38.5 16.8
8
10
12
14
16
18
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families witheducation installment loans
Percent of families with education installment loansRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 8.3 10.81992 10.8 10.31995 11.6 12.71998 11.4 11.42001 11.2 13.52004 13.7 12.92007 13.9 18.52010 19.0 19.6
Three-year change (percentage points)1992 2.5 -0.51995 0.8 2.41998 -0.2 -1.32001 -0.2 2.12004 2.5 -0.62007 0.2 5.62010 5.1 1.1
4
6
8
10
12
14
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of education installmentloans for families with holdings
Median value of education installment loans for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 5.4 4.21992 5.3 4.41995 5.5 5.71998 10.0 6.92001 9.8 6.12004 11.5 8.12007 13.1 10.12010 13.5 12.0
Three-year change (percent)1992 -1.9 4.81995 3.8 29.51998 81.8 21.12001 -2.0 -11.62004 17.3 32.82007 13.9 24.72010 3.1 18.8
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of education installmentloans for families with holdings
Mean value of education installment loans for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 10.5 6.11992 11.9 7.01995 11.0 12.21998 19.1 11.42001 17.8 14.32004 20.1 16.92007 24.5 18.92010 24.9 27.2
Three-year change (percent)1992 13.3 14.81995 -7.6 74.31998 73.6 -6.62001 -6.8 25.42004 12.9 18.22007 21.9 11.82010 1.6 43.9
0
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families witheducation installment loans
Percent of families with education installment loansCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 11.9 8.4 1.4 13.21992 14.2 10.1 2.3 14.81995 15.6 12.3 2.0 16.01998 15.1 9.5 1.8 18.32001 15.7 9.6 0.8 20.42004 17.8 9.4 2.0 27.72007 20.1 11.1 3.7 24.02010 25.0 17.2 4.3 27.9
Three-year change (percentage points)1992 2.3 1.7 0.9 1.61995 1.4 2.2 -0.3 1.21998 -0.5 -2.8 -0.2 2.32001 0.6 0.1 -1.0 2.12004 2.1 -0.2 1.2 7.32007 2.3 1.7 1.7 -3.72010 4.9 6.1 0.6 3.9
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of education installmentloans for families with holdings
Median value of education installment loans for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 5.6 5.3 4.2 2.91992 5.0 5.2 5.5 4.51995 5.4 5.4 3.7 7.91998 9.3 7.1 4.7 10.72001 8.6 11.0 20.7 9.82004 10.4 17.3 5.8 8.62007 12.6 13.6 10.5 10.52010 14.5 11.0 9.0 10.0
Three-year change (percent)1992 -10.7 -1.9 31.0 55.21995 8.0 3.8 -32.7 75.61998 72.2 31.5 27.0 35.42001 -7.5 54.9 340.4 -8.42004 20.9 57.3 -72.0 -12.22007 21.2 -21.4 81.0 22.12010 15.1 -19.1 -14.3 -4.8
5
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of education installmentloans for families with holdings
Mean value of education installment loans for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 8.9 11.8 11.1 7.81992 11.1 11.2 7.3 9.41995 11.4 11.8 5.8 12.41998 17.5 16.0 8.4 20.72001 15.9 25.3 18.5 15.32004 18.7 24.0 7.7 24.22007 22.3 31.6 14.3 22.02010 25.4 34.4 20.1 21.5
Three-year change (percent)1992 24.7 -5.1 -34.2 20.51995 2.7 5.4 -20.5 31.91998 53.5 35.6 44.8 66.92001 -9.1 58.1 120.2 -26.12004 17.6 -5.1 -58.4 58.22007 19.3 31.7 85.7 -9.12010 13.9 8.9 40.6 -2.3
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families witheducation installment loans
Percent of families with education installment loansCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 14.1 13.2 7.2 3.81992 17.8 12.0 10.5 5.31995 17.9 16.8 11.2 4.91998 19.0 13.5 10.2 4.72001 16.5 15.6 11.4 4.02004 19.7 13.8 14.8 6.02007 22.6 17.9 14.7 6.92010 25.4 27.4 17.0 9.4
Three-year change (percentage points)1992 3.7 -1.2 3.3 1.51995 0.1 4.8 0.7 -0.41998 1.1 -3.3 -1.0 -0.22001 -2.5 2.1 1.2 -0.72004 3.2 -1.8 3.4 2.02007 2.9 4.1 -0.1 0.92010 2.8 9.5 2.3 2.5
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of education installmentloans for families with holdings
Median value of education installment loans for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 5.3 5.3 6.2 2.91992 5.0 4.3 5.4 4.91995 6.4 5.0 4.9 7.11998 13.3 8.0 5.1 6.72001 11.0 8.3 7.0 9.82004 16.1 8.1 7.9 8.12007 17.8 10.5 8.4 10.52010 18.4 12.0 9.9 9.9
Three-year change (percent)1992 -5.7 -18.9 -12.9 69.01995 28.0 16.3 -9.3 44.91998 107.8 60.0 4.1 -5.62001 -17.3 3.8 37.3 46.32004 46.4 -2.4 12.9 -17.32007 10.6 29.6 6.3 29.62010 3.4 14.3 17.9 -5.7
5
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of education installmentloans for families with holdings
Mean value of education installment loans for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 11.6 7.5 8.0 8.81992 15.3 8.2 7.3 8.71995 15.0 9.7 9.4 10.21998 23.7 13.4 10.4 16.82001 21.3 15.0 11.6 15.92004 23.4 16.7 14.2 19.52007 29.7 19.5 14.6 18.52010 35.7 21.0 16.5 21.0
Three-year change (percent)1992 31.9 9.3 -8.8 -1.11995 -2.0 18.3 28.8 17.21998 58.0 38.1 10.6 64.72001 -10.1 11.9 11.5 -5.42004 9.9 11.3 22.4 22.62007 26.9 16.8 2.8 -5.12010 20.2 7.7 13.0 13.5
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families witheducation installment loans
Percent of families with education installment loansRegion
Year Northeast Midwest South WestLevel (percent)
1989 10.8 7.9 8.7 8.71992 11.7 11.3 10.0 10.01995 16.4 12.0 8.7 12.71998 11.8 11.0 9.4 14.62001 11.6 12.9 10.5 12.82004 14.3 14.6 11.7 14.72007 17.4 15.4 13.9 15.52010 19.0 21.1 18.2 18.9
Three-year change (percentage points)1992 0.9 3.4 1.3 1.31995 4.7 0.7 -1.3 2.71998 -4.6 -1.0 0.7 1.92001 -0.2 1.9 1.1 -1.82004 2.7 1.7 1.2 1.92007 3.1 0.8 2.2 0.82010 1.6 5.7 4.3 3.4
4
6
8
10
12
14
16
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of education installmentloans for families with holdings
Median value of education installment loans for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 4.8 6.2 4.6 4.21992 4.5 6.1 5.5 4.11995 5.0 5.7 6.1 5.41998 7.6 9.3 9.3 9.32001 10.5 9.8 6.7 10.82004 12.0 13.3 8.1 9.52007 12.6 15.5 11.9 13.62010 13.9 13.0 12.0 13.6
Three-year change (percent)1992 -6.2 -1.6 19.6 -2.41995 11.1 -6.6 10.9 31.71998 52.0 63.2 52.5 72.22001 38.2 5.4 -28.0 16.12004 14.3 35.7 20.9 -12.02007 5.0 16.5 46.9 43.22010 10.3 -16.1 0.8 0.0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of education installmentloans for families with holdings
Mean value of education installment loans for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 12.0 9.6 8.0 7.01992 10.2 15.9 9.1 7.01995 15.9 10.5 9.6 8.61998 19.1 16.6 15.3 18.72001 17.3 16.2 13.7 21.02004 22.5 20.7 16.7 18.32007 19.8 23.2 23.2 23.32010 26.2 25.8 25.0 26.0
Three-year change (percent)1992 -15.0 65.6 13.8 0.01995 55.9 -34.0 5.5 22.91998 20.1 58.1 59.4 117.42001 -9.4 -2.4 -10.5 12.32004 30.1 27.8 21.9 -12.92007 -12.0 12.1 38.9 27.32010 32.3 11.2 7.8 11.6
5
10
15
20
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families witheducation installment loans
Percent of families with education installment loansUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 9.8 5.41992 10.9 9.61995 12.4 8.81998 11.5 10.92001 12.2 9.02004 13.9 11.62007 15.9 12.02010 20.4 13.3
Three-year change (percentage points)1992 1.1 4.21995 1.5 -0.81998 -0.9 2.12001 0.7 -1.92004 1.7 2.62007 2.0 0.42010 4.5 1.3
4
6
8
10
12
14
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of education installmentloans for families with holdings
Median value of education installment loans for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 4.9 6.21992 5.0 4.51995 5.7 4.21998 9.1 11.12001 9.8 6.72004 10.6 8.12007 13.1 8.42010 13.1 9.9
Three-year change (percent)1992 2.0 -27.41995 14.0 -6.71998 59.6 164.32001 7.7 -39.62004 8.2 20.92007 23.6 3.72010 0.0 17.9
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of education installmentloans for families with holdings
Mean value of education installment loans for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 9.4 7.61992 10.8 10.01995 11.3 11.31998 17.5 16.42001 17.2 13.42004 19.6 17.02007 23.7 14.52010 26.7 17.9
Three-year change (percent)1992 14.9 31.61995 4.6 13.01998 54.9 45.12001 -1.7 -18.32004 14.0 26.92007 20.9 -14.72010 12.7 23.4
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families witheducation installment loans
Percent of families with education installment loansHousing status
Year Owner Renter or otherLevel (percent)
1989 6.7 12.81992 7.3 16.61995 9.3 16.61998 9.2 15.62001 9.6 16.32004 11.0 19.12007 12.8 20.62010 16.8 24.1
Three-year change (percentage points)1992 0.6 3.81995 2.0 0.01998 -0.1 -1.02001 0.4 0.72004 1.4 2.82007 1.8 1.52010 4.0 3.5
4
6
8
10
12
14
16
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of education installmentloans for families with holdings
Median value of education installment loans for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 5.1 5.11992 5.5 4.91995 5.0 5.71998 8.3 10.72001 9.8 8.62004 11.2 9.82007 15.5 10.52010 14.0 11.4
Three-year change (percent)1992 7.8 -3.91995 -9.1 16.31998 66.0 87.72001 18.1 -19.62004 14.3 14.02007 38.4 7.12010 -9.7 8.6
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of education installmentloans for families with holdings
Mean value of education installment loans for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 8.7 9.61992 13.7 8.41995 11.2 11.41998 15.6 19.32001 18.1 15.12004 20.1 18.12007 25.3 18.72010 27.0 23.6
Three-year change (percent)1992 57.5 -12.51995 -18.2 35.71998 39.3 69.32001 16.0 -21.82004 11.0 19.92007 25.9 3.32010 6.7 26.2
0
10
20
30
40
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families witheducation installment loans
Percent of families with education installment loansPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 14.4 9.3 6.8 6.4 3.31992 20.2 10.5 6.9 5.7 4.01995 19.7 12.7 9.5 6.3 4.61998 20.5 11.7 8.4 5.4 4.32001 19.7 11.5 10.6 7.4 2.02004 23.3 14.2 10.6 6.7 4.52007 25.7 15.2 13.1 8.0 5.62010 33.9 19.7 14.9 10.1 5.3
Three-year change (percentage points)1992 5.8 1.2 0.1 -0.7 0.71995 -0.5 2.2 2.6 0.6 0.61998 0.8 -1.0 -1.1 -0.9 -0.32001 -0.8 -0.2 2.2 2.0 -2.32004 3.6 2.7 0.0 -0.7 2.52007 2.4 1.0 2.5 1.3 1.12010 8.2 4.5 1.8 2.1 -0.3
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of education installmentloans for families with holdings
Median value of education installment loans for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 5.1 4.2 5.7 5.9 3.41992 5.5 4.0 3.9 3.8 8.71995 7.1 5.0 4.1 6.8 5.01998 13.3 6.0 9.1 5.1 10.72001 11.0 6.1 9.8 10.3 17.22004 11.5 8.1 11.5 9.2 8.62007 12.6 12.6 10.5 12.6 19.92010 16.0 10.0 11.5 12.4 14.0
Three-year change (percent)1992 7.8 -4.8 -31.6 -35.6 155.91995 29.1 25.0 5.1 78.9 -42.51998 87.3 20.0 122.0 -25.0 114.02001 -17.3 1.7 7.7 102.0 60.72004 4.5 32.8 17.3 -10.7 -50.02007 9.6 55.6 -8.7 37.0 131.42010 27.0 -20.6 9.5 -1.6 -29.6
10
20
30
40
50
60
70
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of education installmentloans for families with holdings
Mean value of education installment loans for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 11.0 5.8 7.4 14.6 6.01992 13.3 7.3 8.3 7.5 17.31995 14.3 8.1 8.1 14.5 11.21998 22.8 11.4 15.2 9.1 17.92001 17.4 11.6 14.2 24.0 69.52004 20.4 15.0 21.7 23.2 12.52007 22.1 19.9 22.5 26.4 36.22010 33.5 17.5 20.4 21.3 25.3
Three-year change (percent)1992 20.9 25.9 12.2 -48.6 188.31995 7.5 11.0 -2.4 93.3 -35.31998 59.4 40.7 87.7 -37.2 59.82001 -23.7 1.8 -6.6 163.7 288.32004 17.2 29.3 52.8 -3.3 -82.02007 8.3 32.7 3.7 13.8 189.62010 51.6 -12.1 -9.3 -19.3 -30.1
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with other installment loans
Percent of families with other installment loansYear All families
Level (percent)1989 22.01992 19.11995 16.01998 12.22001 11.02004 8.52007 10.12010 11.5
Three-year change (percentage points)1992 -2.91995 -3.11998 -3.82001 -1.22004 -2.52007 1.62010 1.4
1.5
2
2.5
3
3.5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of other installment loans for families with holdings
Median value of other installment loans for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 2.41992 1.61995 2.01998 2.22001 2.52004 2.92007 2.92010 3.4
Three-year change (percent)1992 -33.31995 25.01998 10.02001 13.62004 16.02007 0.02010 17.2
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of other installment loans for families with holdings
Mean value of other installment loans for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 9.81992 6.51995 7.01998 14.22001 13.32004 21.62007 15.42010 14.9
Three-year change (percent)1992 -33.71995 7.71998 102.92001 -6.32004 62.42007 -28.72010 -3.2
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with other installment loans
Percent of families with other installment loansPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 20.2 23.5 23.4 26.6 19.5 13.31992 17.3 20.5 25.3 19.4 15.3 10.31995 11.2 17.1 18.9 18.9 18.2 9.81998 10.3 11.1 15.6 12.0 13.6 10.82001 10.2 13.6 11.5 10.4 10.0 8.42004 7.3 11.5 10.0 8.5 7.1 3.72007 9.8 12.5 12.6 8.9 8.3 5.32010 13.3 13.3 14.3 9.7 8.7 4.7
Three-year change (percentage points)1992 -2.9 -3.0 1.9 -7.2 -4.2 -3.01995 -6.1 -3.4 -6.4 -0.5 2.9 -0.51998 -0.9 -6.0 -3.3 -6.9 -4.6 1.02001 -0.1 2.5 -4.1 -1.6 -3.6 -2.42004 -2.9 -2.1 -1.5 -1.9 -2.9 -4.72007 2.5 1.0 2.6 0.4 1.2 1.62010 3.5 0.8 1.7 0.8 0.4 -0.6
0
5
10
15
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of other installment loans for families with holdings
Median value of other installment loans for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 0.8 1.8 2.5 3.4 2.8 14.31992 1.5 1.5 1.5 2.0 2.0 7.61995 1.0 1.4 2.2 2.1 3.1 7.11998 1.5 1.5 1.9 2.5 3.2 13.22001 1.7 2.2 2.5 2.5 3.9 3.72004 1.6 2.0 3.0 3.0 5.8 5.42007 2.4 1.7 3.0 3.3 4.4 6.62010 2.4 3.0 3.1 4.2 4.0 12.0
Three-year change (percent)1992 87.5 -16.7 -40.0 -41.2 -28.6 -46.91995 -33.3 -6.7 46.7 5.0 55.0 -6.61998 50.0 7.1 -13.6 19.0 3.2 85.92001 13.3 46.7 31.6 0.0 21.9 -72.02004 -5.9 -9.1 20.0 20.0 48.7 45.92007 50.0 -15.0 0.0 10.0 -24.1 22.22010 0.0 76.5 3.3 27.3 -9.1 81.8
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of other installment loans for families with holdings
Mean value of other installment loans for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 2.6 5.6 10.0 10.5 6.5 49.31992 4.1 5.9 5.6 6.2 4.0 25.31995 5.0 4.3 6.3 5.8 9.0 24.21998 5.6 5.6 7.8 22.3 20.6 40.72001 7.8 7.7 6.8 9.0 12.2 74.22004 4.8 16.5 13.5 24.1 40.5 113.82007 12.0 15.1 9.3 12.9 9.5 76.22010 17.8 11.0 8.9 13.8 8.8 72.8
Three-year change (percent)1992 57.7 5.4 -44.0 -41.0 -38.5 -48.71995 22.0 -27.1 12.5 -6.5 125.0 -4.31998 12.0 30.2 23.8 284.5 128.9 68.22001 39.3 37.5 -12.8 -59.6 -40.8 82.32004 -38.5 114.3 98.5 167.8 232.0 53.42007 150.0 -8.5 -31.1 -46.5 -76.5 -33.02010 48.3 -27.2 -4.3 7.0 -7.4 -4.5
0
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with other installment loans
Percent of families with other installment loansAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 30.7 30.1 21.5 12.3 11.3 6.21992 26.8 24.6 20.7 13.3 8.5 3.71995 22.8 22.8 17.6 8.7 4.9 3.31998 19.1 15.9 12.5 7.6 6.2 0.32001 17.9 13.8 8.8 8.5 6.7 1.52004 13.2 10.3 8.4 6.4 4.6 2.62007 13.5 14.3 10.7 8.7 6.0 1.02010 12.6 14.5 12.1 12.5 8.3 4.3
Three-year change (percentage points)1992 -3.9 -5.5 -0.8 1.0 -2.8 -2.51995 -4.0 -1.8 -3.1 -4.6 -3.6 -0.41998 -3.7 -6.9 -5.1 -1.1 1.3 -3.02001 -1.2 -2.1 -3.7 0.9 0.5 1.22004 -4.7 -3.5 -0.4 -2.1 -2.1 1.12007 0.3 4.0 2.3 2.3 1.4 -1.62010 -0.9 0.2 1.4 3.8 2.3 3.3
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of other installment loans for families with holdings
Median value of other installment loans for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 1.7 3.3 3.9 1.7 1.4 3.01992 1.4 1.5 2.0 2.3 2.9 4.71995 1.4 2.4 2.7 1.3 1.6 1.01998 1.6 3.0 3.0 1.3 2.5 0.52001 1.8 2.7 3.1 3.9 3.4 6.12004 1.7 5.2 3.3 4.1 2.8 21.22007 1.8 3.2 3.9 3.6 5.8 2.12010 2.2 4.1 3.2 4.5 4.0 3.2
Three-year change (percent)1992 -17.6 -54.5 -48.7 35.3 107.1 56.71995 0.0 60.0 35.0 -43.5 -44.8 -78.71998 14.3 25.0 11.1 0.0 56.2 -50.02001 12.5 -10.0 3.3 200.0 36.0 1120.02004 -5.6 92.6 6.5 5.1 -17.6 247.52007 5.9 -38.5 18.2 -12.2 107.1 -90.12010 22.2 28.1 -17.9 25.0 -31.0 52.4
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of other installment loans for families with holdings
Mean value of other installment loans for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 7.4 11.8 12.3 11.4 5.8 15.61992 5.8 6.2 6.1 6.7 9.4 14.91995 5.1 5.7 11.9 5.0 15.6 3.21998 11.3 15.5 16.6 17.1 13.8 1.82001 6.2 15.6 19.2 19.8 8.7 57.22004 10.9 14.2 15.2 22.5 26.2 216.02007 6.6 15.0 21.0 27.0 14.5 2.32010 10.9 14.5 12.3 19.2 13.7 35.5
Three-year change (percent)1992 -21.6 -47.5 -50.4 -41.2 62.1 -4.51995 -12.1 -8.1 95.1 -25.4 66.0 -78.51998 121.6 171.9 39.5 242.0 -11.5 -43.82001 -45.1 0.6 15.7 15.8 -37.0 3077.82004 75.8 -9.0 -20.8 13.6 201.1 277.62007 -39.4 5.6 38.2 20.0 -44.7 -98.92010 65.2 -3.3 -41.4 -28.9 -5.5 1443.5
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with other installment loans
Percent of families with other installment loansFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 25.2 21.0 8.3 30.5 16.81992 27.1 22.7 6.7 23.4 14.81995 19.8 19.0 5.5 21.3 11.71998 12.9 13.0 2.8 17.5 9.82001 12.9 13.7 4.5 14.3 8.12004 8.3 13.6 5.5 9.4 6.32007 13.5 11.9 6.7 12.7 6.62010 13.9 12.8 8.6 12.7 9.8
Three-year change (percentage points)1992 1.9 1.7 -1.6 -7.1 -2.01995 -7.3 -3.7 -1.2 -2.1 -3.11998 -6.9 -6.0 -2.7 -3.8 -1.92001 0.0 0.7 1.7 -3.2 -1.72004 -4.6 -0.1 1.0 -4.9 -1.82007 5.2 -1.7 1.2 3.3 0.32010 0.4 0.9 1.9 0.0 3.2
1
2
3
4
5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of other installment loans for families with holdings
Median value of other installment loans for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 0.8 1.7 1.5 2.8 2.91992 1.4 1.4 4.0 1.7 2.31995 1.3 2.2 1.5 2.2 2.31998 1.6 2.0 1.3 2.7 1.82001 1.7 2.5 1.2 2.5 2.52004 1.5 2.3 3.3 3.0 4.62007 2.6 2.3 2.9 2.8 5.02010 3.5 2.5 3.3 3.8 3.9
Three-year change (percent)1992 75.0 -17.6 166.7 -39.3 -20.71995 -7.1 57.1 -62.5 29.4 0.01998 23.1 -9.1 -13.3 22.7 -21.72001 6.2 25.0 -7.7 -7.4 38.92004 -11.8 -8.0 175.0 20.0 84.02007 73.3 0.0 -12.1 -6.7 8.72010 34.6 8.7 13.8 35.7 -22.0
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of other installment loans for families with holdings
Mean value of other installment loans for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 4.0 7.9 6.0 11.6 12.01992 5.0 4.5 7.3 7.4 7.41995 3.7 4.7 7.0 7.5 10.41998 9.2 16.4 11.2 17.0 9.22001 6.9 15.7 10.8 15.1 12.42004 17.6 7.6 15.3 16.9 53.12007 8.8 8.2 5.7 14.4 36.32010 14.8 16.6 11.8 12.2 19.3
Three-year change (percent)1992 25.0 -43.0 21.7 -36.2 -38.31995 -26.0 4.4 -4.1 1.4 40.51998 148.6 248.9 60.0 126.7 -11.52001 -25.0 -4.3 -3.6 -11.2 34.82004 155.1 -51.6 41.7 11.9 328.22007 -50.0 7.9 -62.7 -14.8 -31.62010 68.2 102.4 107.0 -15.3 -46.8
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with other installment loans
Percent of families with other installment loansEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 23.1 21.3 25.7 19.91992 17.6 19.9 20.5 18.41995 15.1 16.4 18.1 14.91998 10.3 13.4 14.0 11.22001 10.9 12.2 11.7 9.52004 8.5 10.1 11.3 5.92007 10.9 11.5 11.4 7.92010 15.2 13.5 12.2 8.2
Three-year change (percentage points)1992 -5.5 -1.4 -5.2 -1.51995 -2.5 -3.5 -2.4 -3.51998 -4.8 -3.0 -4.1 -3.72001 0.6 -1.2 -2.3 -1.72004 -2.4 -2.1 -0.4 -3.62007 2.4 1.4 0.1 2.02010 4.3 2.0 0.8 0.3
1
2
3
4
5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of other installment loans for families with holdings
Median value of other installment loans for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 1.4 1.4 3.0 3.51992 1.5 1.5 1.5 2.31995 1.1 2.0 1.4 4.11998 1.1 1.8 2.7 4.02001 2.3 2.1 2.5 3.92004 2.0 2.4 3.3 5.22007 2.1 2.6 4.2 3.12010 2.2 2.9 3.4 4.4
Three-year change (percent)1992 7.1 7.1 -50.0 -34.31995 -26.7 33.3 -6.7 78.31998 0.0 -10.0 92.9 -2.42001 109.1 16.7 -7.4 -2.52004 -13.0 14.3 32.0 33.32007 5.0 8.3 27.3 -40.42010 4.8 11.5 -19.0 41.9
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of other installment loans for families with holdings
Mean value of other installment loans for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 4.1 5.9 9.1 21.11992 4.5 5.3 4.3 10.21995 4.1 5.7 4.5 12.11998 7.6 5.8 22.5 21.02001 7.3 5.7 9.5 28.12004 9.7 12.4 10.3 52.42007 6.5 10.3 22.6 21.92010 7.4 12.8 9.8 26.0
Three-year change (percent)1992 9.8 -10.2 -52.7 -51.71995 -8.9 7.5 4.7 18.61998 85.4 1.8 400.0 73.62001 -3.9 -1.7 -57.8 33.82004 32.9 117.5 8.4 86.52007 -33.0 -16.9 119.4 -58.22010 13.8 24.3 -56.6 18.7
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with other installment loans
Percent of families with other installment loansRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 20.9 25.41992 17.9 22.51995 15.8 16.71998 12.3 12.02001 10.6 12.02004 8.3 9.12007 9.3 12.22010 10.6 13.3
Three-year change (percentage points)1992 -3.0 -2.91995 -2.1 -5.81998 -3.5 -4.72001 -1.7 0.02004 -2.3 -2.92007 1.0 3.12010 1.3 1.1
1
1.5
2
2.5
3
3.5
4
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of other installment loans for families with holdings
Median value of other installment loans for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 3.0 1.21992 2.0 1.31995 2.4 1.11998 2.2 2.32001 2.7 1.72004 3.3 2.22007 3.7 2.02010 3.8 3.0
Three-year change (percent)1992 -33.3 8.31995 20.0 -15.41998 -8.3 109.12001 22.7 -26.12004 22.2 29.42007 12.1 -9.12010 2.7 50.0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of other installment loans for families with holdings
Mean value of other installment loans for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 11.7 5.41992 7.5 3.91995 7.2 6.31998 15.7 8.92001 15.2 8.12004 22.8 18.62007 18.2 10.42010 16.4 12.3
Three-year change (percent)1992 -35.9 -27.81995 -4.0 61.51998 118.1 41.32001 -3.2 -9.02004 50.0 129.62007 -20.2 -44.12010 -9.9 18.3
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with other installment loans
Percent of families with other installment loansCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 25.4 23.5 13.1 24.51992 22.6 21.0 10.1 21.81995 20.5 15.8 6.1 14.61998 14.9 14.1 5.2 11.02001 12.5 11.9 5.3 16.02004 10.0 7.1 5.5 9.32007 11.8 7.1 6.4 14.92010 12.3 11.7 8.8 13.4
Three-year change (percentage points)1992 -2.8 -2.5 -3.0 -2.71995 -2.1 -5.2 -4.0 -7.21998 -5.6 -1.7 -0.9 -3.62001 -2.4 -2.2 0.1 5.02004 -2.5 -4.8 0.2 -6.72007 1.8 0.0 0.9 5.62010 0.5 4.6 2.4 -1.5
0
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of other installment loans for families with holdings
Median value of other installment loans for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 2.5 7.4 1.5 0.81992 1.5 3.1 2.3 1.41995 2.1 2.3 1.1 2.41998 2.0 10.7 1.3 1.62001 2.3 4.3 2.5 2.52004 2.3 5.8 3.5 1.92007 2.6 11.8 3.1 1.82010 3.2 6.3 2.4 3.2
Three-year change (percent)1992 -40.0 -58.1 53.3 75.01995 40.0 -25.8 -52.2 71.41998 -4.8 365.2 18.2 -33.32001 15.0 -59.8 92.3 56.22004 0.0 34.9 40.0 -24.02007 13.0 103.4 -11.4 -5.32010 23.1 -46.6 -22.6 77.8
0
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of other installment loans for families with holdings
Mean value of other installment loans for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 6.7 32.5 7.3 6.41992 5.1 12.5 7.9 5.71995 6.4 11.8 6.4 6.41998 11.1 42.3 5.2 3.52001 9.9 38.3 5.5 13.32004 13.6 28.1 56.8 12.82007 10.4 56.0 20.3 12.02010 11.9 38.1 11.3 12.2
Three-year change (percent)1992 -23.9 -61.5 8.2 -10.91995 25.5 -5.6 -19.0 12.31998 73.4 258.5 -18.8 -45.32001 -10.8 -9.5 5.8 280.02004 37.4 -26.6 932.7 -3.82007 -23.5 99.3 -64.3 -6.22010 14.4 -32.0 -44.3 1.7
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with other installment loans
Percent of families with other installment loansCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 23.0 23.1 28.8 15.51992 20.7 23.1 23.1 12.91995 17.4 19.3 22.1 7.81998 12.8 13.9 17.5 6.22001 10.7 13.3 13.7 7.12004 7.3 11.3 10.6 6.12007 10.1 11.7 11.9 7.72010 7.7 14.5 16.3 9.8
Three-year change (percentage points)1992 -2.3 0.0 -5.7 -2.61995 -3.3 -3.8 -1.0 -5.11998 -4.6 -5.4 -4.6 -1.62001 -2.1 -0.6 -3.8 0.92004 -3.4 -2.0 -3.1 -1.02007 2.8 0.4 1.3 1.62010 -2.4 2.8 4.4 2.1
1
2
3
4
5
6
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of other installment loans for families with holdings
Median value of other installment loans for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 4.6 2.3 1.9 1.41992 2.3 1.7 1.2 1.51995 2.7 2.1 1.6 1.41998 4.0 2.1 2.0 1.62001 3.7 2.4 2.3 2.52004 4.9 2.4 2.3 3.22007 3.7 3.1 2.5 2.12010 5.3 3.0 3.8 2.8
Three-year change (percent)1992 -50.0 -26.1 -36.8 7.11995 17.4 23.5 33.3 -6.71998 48.1 0.0 25.0 14.32001 -7.5 14.3 15.0 56.22004 32.4 0.0 0.0 28.02007 -24.5 29.2 8.7 -34.42010 43.2 -3.2 52.0 33.3
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of other installment loans for families with holdings
Mean value of other installment loans for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 18.9 5.7 8.5 7.01992 10.0 4.8 4.3 7.01995 7.4 8.0 6.1 6.41998 23.3 14.0 11.9 4.72001 27.2 8.9 7.4 8.42004 24.6 13.5 9.3 46.32007 24.8 11.8 6.7 17.82010 25.4 12.7 13.0 11.6
Three-year change (percent)1992 -47.1 -15.8 -49.4 0.01995 -26.0 66.7 41.9 -8.61998 214.9 75.0 95.1 -26.62001 16.7 -36.4 -37.8 78.72004 -9.6 51.7 25.7 451.22007 0.8 -12.6 -28.0 -61.62010 2.4 7.6 94.0 -34.8
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with other installment loans
Percent of families with other installment loansRegion
Year Northeast Midwest South WestLevel (percent)
1989 16.2 16.3 27.3 25.91992 13.7 17.5 21.3 22.41995 12.3 16.5 18.4 15.01998 10.4 11.9 12.9 13.22001 7.1 9.9 12.5 13.02004 6.1 9.6 8.1 10.12007 7.7 12.1 10.3 9.82010 8.7 10.9 13.7 10.5
Three-year change (percentage points)1992 -2.5 1.2 -6.0 -3.51995 -1.4 -1.0 -2.9 -7.41998 -1.9 -4.6 -5.5 -1.82001 -3.3 -2.0 -0.4 -0.22004 -1.0 -0.3 -4.4 -2.92007 1.6 2.5 2.2 -0.32010 1.0 -1.2 3.4 0.7
1
2
3
4
5
6
7
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of other installment loans for families with holdings
Median value of other installment loans for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 2.7 3.4 1.6 2.81992 1.6 1.7 1.5 1.91995 2.9 2.1 1.4 2.31998 3.5 2.7 1.8 2.32001 4.9 2.5 2.2 2.52004 4.1 3.0 1.8 3.62007 3.7 2.1 3.0 2.72010 4.9 2.5 2.9 6.5
Three-year change (percent)1992 -40.7 -50.0 -6.2 -32.11995 81.2 23.5 -6.7 21.11998 20.7 28.6 28.6 0.02001 40.0 -7.4 22.2 8.72004 -16.3 20.0 -18.2 44.02007 -9.8 -30.0 66.7 -25.02010 32.4 19.0 -3.3 140.7
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of other installment loans for families with holdings
Mean value of other installment loans for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 16.0 12.3 7.0 9.21992 8.2 7.0 4.6 7.91995 9.1 8.8 4.1 9.01998 14.2 14.3 10.0 20.82001 12.4 15.3 13.7 11.42004 14.5 30.7 16.3 23.22007 18.9 6.8 20.0 16.22010 20.2 15.0 10.2 21.1
Three-year change (percent)1992 -48.8 -43.1 -34.3 -14.11995 11.0 25.7 -10.9 13.91998 56.0 62.5 143.9 131.12001 -12.7 7.0 37.0 -45.22004 16.9 100.7 19.0 103.52007 30.3 -77.9 22.7 -30.22010 6.9 120.6 -49.0 30.2
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with other installment loans
Percent of families with other installment loansUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 21.2 25.41992 19.2 18.41995 16.0 16.21998 11.5 16.52001 10.9 11.52004 8.0 11.02007 9.6 12.62010 10.8 14.7
Three-year change (percentage points)1992 -2.0 -7.01995 -3.2 -2.21998 -4.5 0.32001 -0.6 -5.02004 -2.9 -0.52007 1.6 1.62010 1.2 2.1
1
1.5
2
2.5
3
3.5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of other installment loans for families with holdings
Median value of other installment loans for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 2.4 2.11992 1.7 1.31995 2.1 1.61998 2.3 2.12001 2.4 3.12004 3.0 2.12007 3.0 2.62010 3.4 3.1
Three-year change (percent)1992 -29.2 -38.11995 23.5 23.11998 9.5 31.22001 4.3 47.62004 25.0 -32.32007 0.0 23.82010 13.3 19.2
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of other installment loans for families with holdings
Mean value of other installment loans for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 9.8 10.01992 6.4 6.71995 7.4 4.31998 14.4 13.12001 14.4 6.52004 24.1 12.52007 16.8 10.32010 15.7 11.9
Three-year change (percent)1992 -34.7 -33.01995 15.6 -35.81998 94.6 204.72001 0.0 -50.42004 67.4 92.32007 -30.3 -17.62010 -6.5 15.5
5
10
15
20
25
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with other installment loans
Percent of families with other installment loansHousing status
Year Owner Renter or otherLevel (percent)
1989 22.1 21.81992 17.1 22.51995 15.1 17.71998 11.5 13.72001 10.3 12.42004 7.2 11.62007 8.5 13.82010 9.7 15.1
Three-year change (percentage points)1992 -5.0 0.71995 -2.0 -4.81998 -3.6 -4.02001 -1.2 -1.32004 -3.1 -0.82007 1.3 2.22010 1.2 1.3
1
1.5
2
2.5
3
3.5
4
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of other installment loans for families with holdings
Median value of other installment loans for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 3.4 1.11992 2.6 1.01995 2.8 1.31998 3.3 1.22001 3.6 1.52004 3.0 2.32007 3.7 2.12010 3.8 3.0
Three-year change (percent)1992 -23.5 -9.11995 7.7 30.01998 17.9 -7.72001 9.1 25.02004 -16.7 53.32007 23.3 -8.72010 2.7 42.9
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of other installment loans for families with holdings
Mean value of other installment loans for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 13.6 3.21992 8.1 4.31995 9.2 3.51998 17.2 9.22001 18.0 5.12004 29.6 10.42007 20.6 8.42010 16.2 13.1
Three-year change (percent)1992 -40.4 34.41995 13.6 -18.61998 87.0 162.92001 4.7 -44.62004 64.4 103.92007 -30.4 -19.22010 -21.4 56.0
0
5
10
15
20
25
30
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with other installment loans
Percent of families with other installment loansPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 29.4 27.5 18.9 14.0 9.91992 25.8 24.8 17.1 9.9 6.61995 22.2 20.2 14.4 6.8 8.31998 16.2 13.8 12.2 6.7 7.02001 16.6 12.5 8.4 6.2 6.62004 13.5 9.7 7.6 4.0 2.42007 16.4 12.6 6.6 5.4 4.32010 18.6 13.7 9.7 5.1 1.9
Three-year change (percentage points)1992 -3.6 -2.7 -1.8 -4.1 -3.31995 -3.6 -4.6 -2.7 -3.1 1.71998 -6.0 -6.4 -2.2 -0.1 -1.32001 0.4 -1.3 -3.8 -0.5 -0.42004 -3.1 -2.8 -0.8 -2.2 -4.22007 2.9 2.9 -1.0 1.4 1.92010 2.2 1.1 3.1 -0.3 -2.4
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of other installment loans for families with holdings
Median value of other installment loans for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 1.3 1.7 3.4 5.0 16.91992 1.5 1.5 1.5 4.7 9.81995 1.4 1.8 2.5 2.3 4.21998 1.4 2.1 2.1 9.1 34.22001 1.7 2.5 2.7 3.7 7.42004 2.9 1.8 3.0 7.6 22.72007 2.1 2.1 5.2 4.3 9.62010 3.8 2.4 3.7 4.2 14.7
Three-year change (percent)1992 15.4 -11.8 -55.9 -6.0 -42.01995 -6.7 20.0 66.7 -51.1 -57.11998 0.0 16.7 -16.0 295.7 714.32001 21.4 19.0 28.6 -59.3 -78.42004 70.6 -28.0 11.1 105.4 206.82007 -27.6 16.7 73.3 -43.4 -57.72010 81.0 14.3 -28.8 -2.3 53.1
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of other installment loans for families with holdings
Mean value of other installment loans for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 4.4 5.0 8.8 22.4 62.21992 6.0 4.6 5.2 7.9 33.61995 6.2 4.7 5.7 8.2 30.21998 5.8 7.8 13.8 21.5 85.42001 7.3 6.4 8.4 13.3 98.42004 17.0 4.1 15.9 17.3 320.32007 14.2 6.9 13.9 12.5 100.52010 17.1 7.2 8.8 13.8 179.3
Three-year change (percent)1992 36.4 -8.0 -40.9 -64.7 -46.01995 3.3 2.2 9.6 3.8 -10.11998 -6.5 66.0 142.1 162.2 182.82001 25.9 -17.9 -39.1 -38.1 15.22004 132.9 -35.9 89.3 30.1 225.52007 -16.5 68.3 -12.6 -27.7 -68.62010 20.4 4.3 -36.7 10.4 78.4
38
40
42
44
46
48
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with credit card balances
Percent of families with credit card balancesYear All families
Level (percent)1989 39.71992 43.71995 47.31998 44.12001 44.42004 46.22007 46.12010 39.4
Three-year change (percentage points)1992 4.01995 3.61998 -3.22001 0.32004 1.82007 -0.12010 -6.7
1.5
2
2.5
3
3.5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of credit card balances for families with holdings
Median value of credit card balances for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 1.51992 1.51995 2.11998 2.32001 2.32004 2.52007 3.12010 2.6
Three-year change (percent)1992 0.01995 40.01998 9.52001 0.02004 8.72007 24.02010 -16.1
3
4
5
6
7
8
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of credit card balances for families with holdings
Mean value of credit card balances for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 3.11992 3.51995 4.21998 5.52001 5.12004 5.92007 7.72010 7.1
Three-year change (percent)1992 12.91995 20.01998 31.02001 -7.32004 15.72007 30.52010 -7.8
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with credit card balances
Percent of families with credit card balancesPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 15.3 27.6 48.9 57.3 58.3 40.51992 23.4 41.9 51.9 55.6 53.6 37.91995 26.0 43.2 52.9 60.0 61.0 47.31998 24.5 40.9 50.1 57.4 53.1 42.12001 30.3 44.5 52.8 52.6 50.3 33.12004 28.8 42.9 55.1 56.1 57.6 38.52007 25.7 39.5 54.8 62.1 55.8 40.62010 23.2 33.4 45.0 53.1 51.0 33.6
Three-year change (percentage points)1992 8.1 14.3 3.0 -1.7 -4.7 -2.61995 2.6 1.3 1.0 4.4 7.4 9.41998 -1.5 -2.3 -2.8 -2.6 -7.9 -5.22001 5.8 3.6 2.7 -4.8 -2.8 -9.02004 -1.5 -1.6 2.3 3.5 7.3 5.42007 -3.1 -3.4 -0.3 6.0 -1.8 2.12010 -2.5 -6.1 -9.8 -9.0 -4.8 -7.0
0
2
4
6
8
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of credit card balances for families with holdings
Median value of credit card balances for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 0.5 1.0 1.3 1.7 2.4 3.61992 0.8 1.2 1.4 2.2 2.3 3.41995 1.0 1.7 2.1 2.2 2.8 4.01998 1.3 1.6 2.5 2.9 2.7 4.02001 1.2 1.5 2.5 2.8 4.6 3.42004 1.2 2.1 2.5 3.5 3.1 4.62007 1.0 1.9 2.5 4.2 5.8 7.92010 1.0 1.5 2.2 3.0 5.9 8.0
Three-year change (percent)1992 60.0 20.0 7.7 29.4 -4.2 -5.61995 25.0 41.7 50.0 0.0 21.7 17.61998 30.0 -5.9 19.0 31.8 -3.6 0.02001 -7.7 -6.2 0.0 -3.4 70.4 -15.02004 0.0 40.0 0.0 25.0 -32.6 35.32007 -16.7 -9.5 0.0 20.0 87.1 71.72010 0.0 -21.1 -12.0 -28.6 1.7 1.3
0
5
10
15
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of credit card balances for families with holdings
Mean value of credit card balances for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 0.9 1.9 2.7 3.2 3.6 6.51992 1.9 2.4 2.9 4.1 4.3 6.61995 2.9 3.0 4.1 3.9 5.1 8.01998 2.7 3.9 5.7 6.1 5.9 9.02001 2.5 3.4 4.5 5.8 8.8 8.02004 3.1 4.4 5.9 6.4 7.5 9.82007 3.6 4.6 5.9 9.0 12.0 13.72010 3.7 4.4 5.8 6.8 11.6 14.6
Three-year change (percent)1992 111.1 26.3 7.4 28.1 19.4 1.51995 52.6 25.0 41.4 -4.9 18.6 21.21998 -6.9 30.0 39.0 56.4 15.7 12.52001 -7.4 -12.8 -21.1 -4.9 49.2 -11.12004 24.0 29.4 31.1 10.3 -14.8 22.52007 16.1 4.5 0.0 40.6 60.0 39.82010 2.8 -4.3 -1.7 -24.4 -3.3 6.6
10
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with credit card balances
Percent of families with credit card balancesAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 44.5 50.5 49.3 32.9 27.2 10.11992 51.8 50.9 48.9 37.2 32.1 20.11995 54.7 55.9 56.4 43.2 30.5 17.51998 50.7 51.3 52.5 45.7 29.2 11.22001 49.6 54.1 50.4 41.6 30.0 18.42004 47.5 58.8 54.0 42.1 31.9 23.52007 48.5 51.7 53.6 49.9 37.0 18.82010 38.7 45.7 46.2 41.3 31.9 21.7
Three-year change (percentage points)1992 7.3 0.4 -0.4 4.3 4.9 10.01995 2.9 5.0 7.5 6.0 -1.6 -2.61998 -4.0 -4.6 -3.9 2.5 -1.3 -6.32001 -1.1 2.8 -2.1 -4.1 0.8 7.22004 -2.1 4.7 3.6 0.5 1.9 5.12007 1.0 -7.1 -0.4 7.8 5.1 -4.72010 -9.8 -6.0 -7.4 -8.6 -5.1 2.9
0
1
2
3
4
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of credit card balances for families with holdings
Median value of credit card balances for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 1.7 1.9 1.7 1.7 0.9 0.31992 1.4 1.8 2.3 1.5 1.2 0.81995 1.8 2.7 2.8 1.8 1.1 0.51998 2.0 2.7 2.4 2.7 1.5 0.92001 2.5 2.5 2.8 2.3 1.2 0.92004 1.7 2.9 3.3 2.5 2.5 1.22007 1.9 3.7 3.8 3.8 3.1 0.82010 1.6 3.5 3.5 2.8 2.2 1.8
Three-year change (percent)1992 -17.6 -5.3 35.3 -11.8 33.3 166.71995 28.6 50.0 21.7 20.0 -8.3 -37.51998 11.1 0.0 -14.3 50.0 36.4 80.02001 25.0 -7.4 16.7 -14.8 -20.0 0.02004 -32.0 16.0 17.9 8.7 108.3 33.32007 11.8 27.6 15.2 52.0 24.0 -33.32010 -15.8 -5.4 -7.9 -26.3 -29.0 125.0
0
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of credit card balances for families with holdings
Mean value of credit card balances for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 3.1 3.4 3.6 3.0 2.1 1.01992 2.9 4.1 4.5 3.3 2.3 2.91995 4.0 4.6 5.2 4.1 2.6 1.51998 4.3 6.2 5.6 6.7 5.2 3.42001 4.9 5.3 5.2 5.0 6.3 2.32004 4.3 6.0 7.2 6.5 6.2 4.92007 5.4 7.9 8.7 9.2 8.9 4.12010 4.3 8.6 8.9 7.4 6.0 4.6
Three-year change (percent)1992 -6.5 20.6 25.0 10.0 9.5 190.01995 37.9 12.2 15.6 24.2 13.0 -48.31998 7.5 34.8 7.7 63.4 100.0 126.72001 14.0 -14.5 -7.1 -25.4 21.2 -32.42004 -12.2 13.2 38.5 30.0 -1.6 113.02007 25.6 31.7 20.8 41.5 43.5 -16.32010 -20.4 8.9 2.3 -19.6 -32.6 12.2
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with credit card balances
Percent of families with credit card balancesFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 35.6 34.9 19.9 53.8 35.51992 43.3 41.0 25.2 56.0 40.81995 43.9 48.4 25.1 60.9 43.31998 38.0 46.9 21.1 55.8 42.42001 48.1 47.8 27.1 52.4 40.52004 48.6 47.6 27.8 56.7 41.82007 45.3 42.9 30.2 54.7 46.72010 35.3 37.2 26.9 47.4 40.1
Three-year change (percentage points)1992 7.7 6.1 5.3 2.2 5.31995 0.6 7.4 -0.1 4.9 2.51998 -5.9 -1.5 -4.0 -5.1 -0.92001 10.1 0.9 6.0 -3.4 -1.92004 0.5 -0.2 0.7 4.3 1.32007 -3.3 -4.7 2.4 -2.0 4.92010 -10.0 -5.7 -3.3 -7.3 -6.6
1
1.5
2
2.5
3
3.5
4
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of credit card balances for families with holdings
Median value of credit card balances for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 1.3 1.5 0.8 2.1 1.31992 1.5 1.4 0.9 2.0 1.41995 2.1 1.8 1.1 2.5 1.81998 2.0 2.0 1.9 2.7 2.42001 2.1 2.0 1.2 3.1 2.12004 2.3 2.2 2.1 2.9 2.52007 1.6 2.0 2.4 4.2 3.52010 2.0 1.6 1.7 3.4 3.0
Three-year change (percent)1992 15.4 -6.7 12.5 -4.8 7.71995 40.0 28.6 22.2 25.0 28.61998 -4.8 11.1 72.7 8.0 33.32001 5.0 0.0 -36.8 14.8 -12.52004 9.5 10.0 75.0 -6.5 19.02007 -30.4 -9.1 14.3 44.8 40.02010 25.0 -20.0 -29.2 -19.0 -14.3
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of credit card balances for families with holdings
Mean value of credit card balances for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 2.3 3.8 1.8 3.3 3.11992 3.1 3.1 2.1 4.0 3.61995 3.4 3.7 2.7 5.1 3.91998 4.4 4.4 4.0 6.1 6.22001 3.8 4.8 4.4 6.0 4.92004 4.9 5.0 4.1 6.5 6.82007 4.7 5.6 5.9 9.1 8.62010 5.7 4.8 5.0 8.4 7.8
Three-year change (percent)1992 34.8 -18.4 16.7 21.2 16.11995 9.7 19.4 28.6 27.5 8.31998 29.4 18.9 48.1 19.6 59.02001 -13.6 9.1 10.0 -1.6 -21.02004 28.9 4.2 -6.8 8.3 38.82007 -4.1 12.0 43.9 40.0 26.52010 21.3 -14.3 -15.3 -7.7 -9.3
25
30
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with credit card balances
Percent of families with credit card balancesEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 23.7 40.8 50.8 46.11992 27.4 46.7 49.4 48.01995 32.4 49.8 54.9 48.91998 28.5 43.0 53.2 47.92001 30.0 46.4 55.2 43.42004 29.5 48.2 54.4 47.02007 26.9 46.8 51.0 50.22010 27.7 36.9 45.8 42.1
Three-year change (percentage points)1992 3.7 5.9 -1.4 1.91995 5.0 3.1 5.5 0.91998 -3.9 -6.8 -1.7 -1.02001 1.5 3.4 2.0 -4.52004 -0.5 1.8 -0.8 3.62007 -2.6 -1.4 -3.4 3.22010 0.8 -9.9 -5.2 -8.1
1
1.5
2
2.5
3
3.5
4
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of credit card balances for families with holdings
Median value of credit card balances for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 1.0 1.5 1.3 2.11992 1.1 1.5 1.4 2.11995 1.4 1.7 2.1 2.81998 1.5 1.9 2.7 2.72001 1.2 2.1 2.5 3.12004 1.4 2.2 2.5 3.12007 1.6 2.4 3.0 4.22010 1.4 2.1 2.1 4.0
Three-year change (percent)1992 10.0 0.0 7.7 0.01995 27.3 13.3 50.0 33.31998 7.1 11.8 28.6 -3.62001 -20.0 10.5 -7.4 14.82004 16.7 4.8 0.0 0.02007 14.3 9.1 20.0 35.52010 -12.5 -12.5 -30.0 -4.8
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of credit card balances for families with holdings
Mean value of credit card balances for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 2.4 2.6 3.0 4.01992 2.2 3.0 3.4 4.61995 3.4 3.3 4.6 5.21998 3.6 4.5 5.7 6.82001 2.4 4.5 5.2 6.52004 4.2 5.1 6.1 6.92007 4.6 6.2 6.1 10.42010 3.6 5.9 5.4 9.6
Three-year change (percent)1992 -8.3 15.4 13.3 15.01995 54.5 10.0 35.3 13.01998 5.9 36.4 23.9 30.82001 -33.3 0.0 -8.8 -4.42004 75.0 13.3 17.3 6.22007 9.5 21.6 0.0 50.72010 -21.7 -4.8 -11.5 -7.7
35
40
45
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with credit card balances
Percent of families with credit card balancesRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 41.5 34.41992 44.2 42.11995 47.1 48.01998 44.3 43.52001 43.3 47.62004 46.0 46.72007 45.1 48.42010 39.3 39.7
Three-year change (percentage points)1992 2.7 7.71995 2.9 5.91998 -2.8 -4.52001 -1.0 4.12004 2.7 -0.92007 -0.9 1.72010 -5.8 -8.7
1
1.5
2
2.5
3
3.5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of credit card balances for families with holdings
Median value of credit card balances for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 1.6 1.41992 1.6 1.31995 2.1 1.71998 2.7 1.52001 2.5 1.92004 2.9 1.82007 3.5 2.12010 3.1 1.9
Three-year change (percent)1992 0.0 -7.11995 31.2 30.81998 28.6 -11.82001 -7.4 26.72004 16.0 -5.32007 20.7 16.72010 -11.4 -9.5
3
4
5
6
7
8
9
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of credit card balances for families with holdings
Mean value of credit card balances for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 3.0 3.51992 3.7 2.91995 4.5 3.21998 6.0 3.82001 5.4 4.22004 6.4 4.62007 8.4 6.02010 7.9 5.5
Three-year change (percent)1992 23.3 -17.11995 21.6 10.31998 33.3 18.82001 -10.0 10.52004 18.5 9.52007 31.2 30.42010 -6.0 -8.3
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with credit card balances
Percent of families with credit card balancesCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 53.4 29.4 18.3 20.61992 53.9 47.5 25.3 29.21995 58.0 45.3 25.9 36.81998 53.5 47.5 21.0 38.72001 53.2 42.8 24.0 32.62004 54.9 44.3 25.9 41.02007 53.7 48.9 28.2 36.92010 45.8 40.4 25.4 35.5
Three-year change (percentage points)1992 0.5 18.1 7.0 8.61995 4.1 -2.2 0.6 7.61998 -4.5 2.2 -4.9 1.92001 -0.3 -4.7 3.0 -6.12004 1.7 1.5 1.9 8.42007 -1.2 4.6 2.3 -4.12010 -7.9 -8.5 -2.8 -1.4
1
2
3
4
5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of credit card balances for families with holdings
Median value of credit card balances for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 1.7 1.7 0.9 0.91992 1.6 2.7 1.1 1.11995 2.3 3.5 1.2 1.11998 2.6 2.7 1.3 1.62001 2.5 3.1 1.0 2.52004 2.6 3.1 1.6 2.92007 3.1 4.5 1.6 1.92010 3.0 4.0 2.0 1.5
Three-year change (percent)1992 -5.9 58.8 22.2 22.21995 43.8 29.6 9.1 0.01998 13.0 -22.9 8.3 45.52001 -3.8 14.8 -23.1 56.22004 4.0 0.0 60.0 16.02007 19.2 45.2 0.0 -34.52010 -3.2 -11.1 25.0 -21.1
2
4
6
8
10
12
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of credit card balances for families with holdings
Mean value of credit card balances for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 3.2 4.1 1.6 3.31992 3.5 5.1 2.4 2.51995 4.2 7.0 2.7 3.11998 5.5 7.0 4.5 4.42001 5.1 6.9 2.7 6.92004 5.8 8.2 4.7 6.22007 7.6 11.6 5.7 6.62010 7.0 10.7 5.2 6.0
Three-year change (percent)1992 9.4 24.4 50.0 -24.21995 20.0 37.3 12.5 24.01998 31.0 0.0 66.7 41.92001 -7.3 -1.4 -40.0 56.82004 13.7 18.8 74.1 -10.12007 31.0 41.5 21.3 6.52010 -7.9 -7.8 -8.8 -9.1
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with credit card balances
Percent of families with credit card balancesCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 53.6 49.8 45.4 18.81992 51.3 54.1 53.0 26.21995 51.8 56.3 59.3 28.11998 53.3 52.2 52.0 24.02001 47.3 55.7 52.3 25.42004 50.8 54.2 55.2 28.22007 52.7 53.2 53.2 29.62010 44.6 44.6 45.7 27.6
Three-year change (percentage points)1992 -2.3 4.3 7.6 7.41995 0.5 2.2 6.3 1.91998 1.5 -4.1 -7.3 -4.12001 -6.0 3.5 0.3 1.42004 3.5 -1.5 2.9 2.82007 1.9 -1.0 -2.0 1.42010 -8.1 -8.6 -7.5 -2.0
1
2
3
4
5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of credit card balances for families with holdings
Median value of credit card balances for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 2.5 1.5 1.3 0.91992 2.3 1.5 1.5 1.11995 3.1 2.3 2.0 1.11998 2.8 2.7 2.0 1.42001 3.1 2.5 2.0 1.22004 3.5 2.3 2.6 1.72007 4.7 3.1 2.6 1.62010 4.0 2.3 2.6 1.8
Three-year change (percent)1992 -8.0 0.0 15.4 22.21995 34.8 53.3 33.3 0.01998 -9.7 17.4 0.0 27.32001 10.7 -7.4 0.0 -14.32004 12.9 -8.0 30.0 41.72007 34.3 34.8 0.0 -5.92010 -14.9 -25.8 0.0 12.5
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of credit card balances for families with holdings
Mean value of credit card balances for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 4.0 3.4 2.5 2.01992 4.5 3.5 3.4 2.41995 5.7 4.2 4.1 2.81998 6.6 5.3 5.2 4.52001 5.8 6.0 4.1 3.62004 7.4 5.5 5.1 5.12007 10.4 6.1 7.2 5.92010 9.9 6.3 5.6 5.4
Three-year change (percent)1992 12.5 2.9 36.0 20.01995 26.7 20.0 20.6 16.71998 15.8 26.2 26.8 60.72001 -12.1 13.2 -21.2 -20.02004 27.6 -8.3 24.4 41.72007 40.5 10.9 41.2 15.72010 -4.8 3.3 -22.2 -8.5
35
40
45
50
55
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with credit card balances
Percent of families with credit card balancesRegion
Year Northeast Midwest South WestLevel (percent)
1989 38.1 37.5 38.5 46.01992 41.7 42.1 45.2 45.01995 43.9 46.4 48.0 50.21998 38.7 40.2 46.1 49.92001 39.7 43.9 44.7 48.42004 46.6 44.7 46.0 47.52007 44.3 45.5 43.5 52.42010 39.9 37.4 38.2 43.0
Three-year change (percentage points)1992 3.6 4.6 6.7 -1.01995 2.2 4.3 2.8 5.21998 -5.2 -6.2 -1.9 -0.32001 1.0 3.7 -1.4 -1.52004 6.9 0.8 1.3 -0.92007 -2.3 0.8 -2.5 4.92010 -4.4 -8.1 -5.3 -9.4
1
1.5
2
2.5
3
3.5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of credit card balances for families with holdings
Median value of credit card balances for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 1.5 1.2 1.5 1.91992 1.7 1.4 1.5 1.51995 2.4 2.3 1.8 2.11998 2.4 2.0 2.0 2.72001 2.1 2.5 2.3 2.22004 2.9 2.3 2.3 2.92007 3.1 3.1 2.9 3.22010 2.3 2.5 2.8 3.0
Three-year change (percent)1992 13.3 16.7 0.0 -21.11995 41.2 64.3 20.0 40.01998 0.0 -13.0 11.1 28.62001 -12.5 25.0 15.0 -18.52004 38.1 -8.0 0.0 31.82007 6.9 34.8 26.1 10.32010 -25.8 -19.4 -3.4 -6.2
3
4
5
6
7
8
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of credit card balances for families with holdings
Mean value of credit card balances for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 3.3 2.7 2.8 3.91992 3.7 3.3 3.4 3.81995 5.4 3.9 3.5 4.71998 5.4 5.3 5.4 5.92001 4.4 4.6 5.2 5.92004 6.2 5.7 5.2 7.02007 8.3 7.6 7.4 7.72010 7.6 6.1 6.8 8.0
Three-year change (percent)1992 12.1 22.2 21.4 -2.61995 45.9 18.2 2.9 23.71998 0.0 35.9 54.3 25.52001 -18.5 -13.2 -3.7 0.02004 40.9 23.9 0.0 18.62007 33.9 33.3 42.3 10.02010 -8.4 -19.7 -8.1 3.9
30
35
40
45
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with credit card balances
Percent of families with credit card balancesUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 41.6 31.41992 44.0 42.51995 48.5 39.91998 44.7 40.42001 44.8 41.92004 46.9 42.82007 46.3 44.82010 40.3 35.0
Three-year change (percentage points)1992 2.4 11.11995 4.5 -2.61998 -3.8 0.52001 0.1 1.52004 2.1 0.92007 -0.6 2.02010 -6.0 -9.8
1
1.5
2
2.5
3
3.5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of credit card balances for families with holdings
Median value of credit card balances for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 1.7 1.01992 1.7 1.21995 2.1 1.61998 2.4 2.02001 2.5 1.82004 2.5 2.32007 3.1 2.12010 2.8 2.1
Three-year change (percent)1992 0.0 20.01995 23.5 33.31998 14.3 25.02001 4.2 -10.02004 0.0 27.82007 24.0 -8.72010 -9.7 0.0
2
3
4
5
6
7
8
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of credit card balances for families with holdings
Mean value of credit card balances for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 3.3 2.11992 3.6 2.91995 4.4 3.01998 5.7 4.52001 5.3 3.32004 6.1 4.92007 8.0 6.12010 7.3 5.7
Three-year change (percent)1992 9.1 38.11995 22.2 3.41998 29.5 50.02001 -7.0 -26.72004 15.1 48.52007 31.1 24.52010 -8.8 -6.6
30
35
40
45
50
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with credit card balances
Percent of families with credit card balancesHousing status
Year Owner Renter or otherLevel (percent)
1989 43.9 32.21992 46.6 38.61995 51.1 40.31998 46.2 40.02001 44.4 44.32004 48.8 40.42007 50.1 37.32010 43.1 31.8
Three-year change (percentage points)1992 2.7 6.41995 4.5 1.71998 -4.9 -0.32001 -1.8 4.32004 4.4 -3.92007 1.3 -3.12010 -7.0 -5.5
1
1.5
2
2.5
3
3.5
4
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of credit card balances for families with holdings
Median value of credit card balances for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 1.7 1.31992 1.7 1.41995 2.1 1.71998 2.7 1.72001 2.6 1.52004 2.9 1.72007 3.8 1.42010 3.4 1.3
Three-year change (percent)1992 0.0 7.71995 23.5 21.41998 28.6 0.02001 -3.7 -11.82004 11.5 13.32007 31.0 -17.62010 -10.5 -7.1
3
4
5
6
7
8
9
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of credit card balances for families with holdings
Mean value of credit card balances for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 3.3 2.61992 3.7 3.11995 4.4 3.91998 5.9 4.62001 5.5 4.22004 6.4 4.72007 8.8 4.52010 8.3 3.7
Three-year change (percent)1992 12.1 19.21995 18.9 25.81998 34.1 17.92001 -6.8 -8.72004 16.4 11.92007 37.5 -4.32010 -5.7 -17.8
20
30
40
50
60
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with credit card balances
Percent of families with credit card balancesPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 27.6 48.2 49.3 43.4 19.11992 38.7 52.6 49.6 39.3 25.91995 41.5 55.4 57.3 39.5 27.91998 39.5 54.8 48.7 36.7 28.42001 45.4 54.9 44.9 39.0 22.12004 40.3 58.0 52.9 40.3 23.52007 41.0 52.9 51.7 44.0 30.72010 36.9 44.5 46.2 36.1 20.9
Three-year change (percentage points)1992 11.1 4.4 0.3 -4.1 6.81995 2.8 2.8 7.7 0.2 2.01998 -2.0 -0.6 -8.6 -2.8 0.52001 5.9 0.1 -3.8 2.3 -6.32004 -5.1 3.1 8.0 1.3 1.42007 0.7 -5.1 -1.2 3.7 7.22010 -4.1 -8.4 -5.5 -7.9 -9.8
1
2
3
4
5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of credit card balances for families with holdings
Median value of credit card balances for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 1.7 1.2 1.6 1.7 2.51992 1.4 1.7 1.5 1.6 2.41995 2.2 2.0 2.1 2.0 2.01998 2.1 2.4 2.4 2.0 2.52001 2.0 2.3 2.5 2.5 2.52004 2.0 2.3 2.9 3.5 3.52007 1.6 2.9 3.8 4.2 5.22010 1.9 2.0 3.0 3.4 5.0
Three-year change (percent)1992 -17.6 41.7 -6.2 -5.9 -4.01995 57.1 17.6 40.0 25.0 -16.71998 -4.5 20.0 14.3 0.0 25.02001 -4.8 -4.2 4.2 25.0 0.02004 0.0 0.0 16.0 40.0 40.02007 -20.0 26.1 31.0 20.0 48.62010 18.8 -31.0 -21.1 -19.0 -3.8
2
4
6
8
10
12
14
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of credit card balances for families with holdings
Mean value of credit card balances for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 3.1 2.6 2.9 3.9 5.01992 3.2 3.2 3.7 3.5 5.31995 4.5 3.4 4.5 4.8 5.11998 5.5 5.3 4.9 5.9 8.32001 4.8 4.2 5.5 5.5 8.82004 4.8 5.2 6.7 6.7 8.72007 6.0 6.9 8.1 8.6 13.02010 6.5 5.5 6.9 8.8 14.8
Three-year change (percent)1992 3.2 23.1 27.6 -10.3 6.01995 40.6 6.2 21.6 37.1 -3.81998 22.2 55.9 8.9 22.9 62.72001 -12.7 -20.8 12.2 -6.8 6.02004 0.0 23.8 21.8 21.8 -1.12007 25.0 32.7 20.9 28.4 49.42010 8.3 -20.3 -14.8 2.3 13.8
1.5
2
2.5
3
3.5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with other lines of credit
Percent of families with other lines of creditYear All families
Level (percent)1989 3.21992 2.31995 1.91998 2.32001 1.52004 1.62007 1.72010 2.1
Three-year change (percentage points)1992 -0.91995 -0.41998 0.42001 -0.82004 0.12007 0.12010 0.4
3
3.5
4
4.5
5
5.5
6
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of other lines of credit for families with holdings
Median value of other lines of credit for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 3.41992 3.01995 5.01998 3.32001 4.82004 3.52007 4.02010 6.0
Three-year change (percent)1992 -11.81995 66.71998 -34.02001 45.52004 -27.12007 14.32010 50.0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of other lines of credit for families with holdings
Mean value of other lines of credit for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 19.61992 15.71995 15.41998 9.12001 22.12004 42.12007 26.02010 49.1
Three-year change (percent)1992 -19.91995 -1.91998 -40.92001 142.92004 90.52007 -38.22010 88.8
0
2
4
6
8
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with other lines of credit
Percent of families with other lines of creditPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 0.9 1.9 1.6 4.3 8.5 5.81992 0.6 1.5 2.2 2.9 5.0 4.31995 0.0 1.1 2.2 2.4 3.8 3.91998 0.8 1.7 2.7 2.9 4.5 2.52001 1.3 1.5 1.5 1.5 2.6 1.42004 0.2 1.5 1.8 1.8 2.6 2.52007 1.1 1.8 1.5 2.1 2.4 2.12010 1.2 2.2 2.1 1.9 2.0 3.7
Three-year change (percentage points)1992 -0.3 -0.4 0.6 -1.4 -3.5 -1.51995 -0.6 -0.4 0.0 -0.5 -1.2 -0.41998 0.8 0.6 0.5 0.5 0.7 -1.42001 0.5 -0.2 -1.2 -1.4 -1.9 -1.12004 -1.1 0.0 0.3 0.3 0.0 1.12007 0.9 0.3 -0.3 0.3 -0.2 -0.42010 0.1 0.4 0.6 -0.2 -0.4 1.6
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of other lines of credit for families with holdings
Median value of other lines of credit for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 2.0 1.5 0.8 3.4 3.0 7.91992 1.2 4.5 4.0 2.3 2.7 6.11995 1.4 2.0 4.2 3.3 5.4 7.11998 0.9 1.5 2.0 3.7 4.0 8.52001 0.7 1.3 0.9 4.9 9.6 12.32004 0.5 0.3 1.2 8.1 16.1 46.02007 0.4 1.4 3.7 5.4 9.4 18.22010 1.0 2.7 5.0 3.2 14.5 20.0
Three-year change (percent)1992 -40.0 200.0 400.0 -32.4 -10.0 -22.81995 16.7 -55.6 5.0 43.5 100.0 16.41998 -35.7 -25.0 -52.4 12.1 -25.9 19.72001 -22.2 -13.3 -55.0 32.4 140.0 44.72004 -28.6 -76.9 33.3 65.3 67.7 274.02007 -20.0 366.7 208.3 -33.3 -41.6 -60.42010 150.0 92.9 35.1 -40.7 54.3 9.9
0
50
100
150
200
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of other lines of credit for families with holdings
Mean value of other lines of credit for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 2.3 3.1 2.8 5.1 17.3 69.91992 1.3 16.1 5.9 5.2 5.5 55.11995 1.4 2.8 11.5 6.0 11.3 42.51998 1.5 3.8 5.7 5.8 6.2 41.12001 7.6 8.2 3.7 21.9 14.7 136.12004 30.7 7.6 3.5 18.3 38.9 176.42007 21.6 5.7 16.8 20.8 14.0 102.52010 119.0 21.1 13.1 15.3 56.4 107.1
Three-year change (percent)1992 -43.5 419.4 110.7 2.0 -68.2 -21.21995 7.7 -82.6 94.9 15.4 105.5 -22.91998 7.1 35.7 -50.4 -3.3 -45.1 -3.32001 406.7 115.8 -35.1 277.6 137.1 231.12004 303.9 -7.3 -5.4 -16.4 164.6 29.62007 -29.6 -25.0 380.0 13.7 -64.0 -41.92010 450.9 270.2 -22.0 -26.4 302.9 4.5
0
1
2
3
4
5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with other lines of credit
Percent of families with other lines of creditAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 4.4 4.7 4.0 1.5 0.7 0.11992 2.8 3.3 2.6 1.6 1.0 1.11995 2.7 2.1 2.2 1.7 1.3 0.01998 2.4 3.6 3.6 1.6 0.3 0.02001 1.7 1.7 1.5 3.1 0.2 0.42004 2.2 1.5 2.9 0.7 0.4 0.12007 2.1 2.2 1.9 1.2 1.5 0.82010 1.8 2.2 2.7 3.0 1.2 0.5
Three-year change (percentage points)1992 -1.6 -1.4 -1.4 0.1 0.3 1.01995 -0.1 -1.2 -0.4 0.1 0.3 -1.11998 -0.3 1.5 1.4 -0.1 -1.0 0.02001 -0.7 -1.9 -2.1 1.5 -0.1 0.42004 0.5 -0.2 1.4 -2.4 0.2 -0.32007 -0.1 0.7 -1.0 0.5 1.1 0.72010 -0.3 0.0 0.8 1.8 -0.3 -0.3
0
2000
4000
6000
8000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of other lines of credit for families with holdings
Median value of other lines of credit for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 2.4 5.1 2.2 3.4 3.4 1.91992 1.8 2.7 7.6 6.1 6.1 1.51995 2.0 2.8 8.5 4.8 5.4 708.21998 1.3 1.9 4.0 6.5 33.3 7336.42001 0.6 0.9 6.5 25.1 306.3 4.82004 1.2 2.2 8.1 16.1 4.6 51.72007 1.0 4.8 6.3 10.5 31.4 0.52010 2.0 2.5 6.0 11.0 8.1 150.0
Three-year change (percent)1992 -25.0 -47.1 245.5 79.4 79.4 -21.11995 11.1 3.7 11.8 -21.3 -11.5 47113.31998 -35.0 -32.1 -52.9 35.4 516.7 935.92001 -53.8 -52.6 62.5 286.2 819.8 -99.92004 100.0 144.4 24.6 -35.9 -98.5 977.12007 -16.7 118.2 -22.2 -34.8 582.6 -99.02010 100.0 -47.9 -4.8 4.8 -74.2 29900.0
0
2000
4000
6000
8000
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of other lines of credit for families with holdings
Mean value of other lines of credit for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 3.3 14.0 29.3 20.4 253.4 74.91992 3.6 3.1 22.9 55.9 64.6 18.01995 9.4 6.0 26.1 19.4 33.5 1397.91998 4.6 6.2 9.4 13.9 130.7 7336.42001 5.6 5.9 20.1 39.5 349.3 22.12004 22.2 19.4 28.3 134.4 292.0 370.62007 5.4 21.3 22.1 24.5 95.5 54.02010 8.5 16.0 46.8 69.6 153.1 134.6
Three-year change (percent)1992 9.1 -77.9 -21.8 174.0 -74.5 -76.01995 161.1 93.5 14.0 -65.3 -48.1 7666.11998 -51.1 3.3 -64.0 -28.4 290.1 424.82001 21.7 -4.8 113.8 184.2 167.3 -99.72004 296.4 228.8 40.8 240.3 -16.4 1576.92007 -75.7 9.8 -21.9 -81.8 -67.3 -85.42010 57.4 -24.9 111.8 184.1 60.3 149.3
0
1
2
3
4
5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with other lines of credit
Percent of families with other lines of creditFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 2.2 4.7 0.4 3.7 3.71992 1.8 2.3 0.6 2.8 3.11995 1.7 2.7 0.7 2.2 1.81998 1.7 2.2 0.4 2.9 2.92001 2.0 2.6 1.3 1.3 1.32004 1.1 1.9 0.1 2.1 1.72007 2.6 2.1 0.5 2.0 1.52010 1.2 2.3 1.0 2.8 2.1
Three-year change (percentage points)1992 -0.4 -2.4 0.2 -0.9 -0.61995 -0.1 0.4 0.1 -0.6 -1.31998 0.0 -0.5 -0.3 0.7 1.12001 0.3 0.4 0.9 -1.6 -1.62004 -0.9 -0.7 -1.2 0.8 0.42007 1.5 0.2 0.4 -0.1 -0.22010 -1.4 0.2 0.5 0.8 0.6
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of other lines of credit for families with holdings
Median value of other lines of credit for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 3.4 3.4 3.4 3.0 3.91992 1.5 3.0 1.8 2.7 6.11995 2.8 2.0 5.4 7.1 5.11998 1.3 2.7 7.5 3.7 4.02001 4.9 0.7 9.6 3.7 4.92004 11.5 0.3 51.7 4.6 12.72007 2.6 0.4 0.5 5.2 4.02010 8.1 3.0 3.3 6.0 13.0
Three-year change (percent)1992 -55.9 -11.8 -47.1 -10.0 56.41995 86.7 -33.3 200.0 163.0 -16.41998 -53.6 35.0 38.9 -47.9 -21.62001 276.9 -74.1 28.0 0.0 22.52004 134.7 -57.1 438.5 24.3 159.22007 -77.4 33.3 -99.0 13.0 -68.52010 211.5 650.0 560.0 15.4 225.0
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of other lines of credit for families with holdings
Mean value of other lines of credit for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 6.8 13.1 32.3 16.8 33.01992 1.8 12.8 8.3 11.5 26.91995 4.5 9.5 23.0 16.2 22.71998 4.6 11.6 47.1 7.6 7.82001 10.9 4.4 44.2 30.1 29.02004 9.1 1.6 61.7 38.3 82.02007 6.5 6.6 9.3 33.4 47.42010 34.0 9.4 39.8 29.1 111.6
Three-year change (percent)1992 -73.5 -2.3 -74.3 -31.5 -18.51995 150.0 -25.8 177.1 40.9 -15.61998 2.2 22.1 104.8 -53.1 -65.62001 137.0 -62.1 -6.2 296.1 271.82004 -16.5 -63.6 39.6 27.2 182.82007 -28.6 312.5 -84.9 -12.8 -42.22010 423.1 42.4 328.0 -12.9 135.4
0
1
2
3
4
5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with other lines of credit
Percent of families with other lines of creditEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 1.2 2.6 4.2 5.01992 0.6 1.5 3.5 3.61995 0.7 1.2 2.3 3.11998 1.1 1.9 2.8 3.02001 0.4 1.4 3.0 1.42004 0.3 1.8 1.8 1.72007 1.9 1.4 2.2 1.72010 1.6 1.7 2.3 2.4
Three-year change (percentage points)1992 -0.6 -1.1 -0.7 -1.41995 0.1 -0.3 -1.2 -0.51998 0.4 0.7 0.5 -0.12001 -0.7 -0.5 0.2 -1.62004 -0.1 0.4 -1.2 0.32007 1.6 -0.4 0.4 0.02010 -0.3 0.3 0.1 0.7
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of other lines of credit for families with holdings
Median value of other lines of credit for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 2.5 3.4 5.9 3.01992 2.4 2.1 3.0 4.21995 5.4 7.1 3.3 5.01998 1.5 3.3 3.7 3.72001 0.3 9.6 4.3 4.92004 120.8 1.7 3.5 4.62007 2.1 1.4 4.0 6.32010 0.6 3.2 2.7 13.0
Three-year change (percent)1992 -4.0 -38.2 -49.2 40.01995 125.0 238.1 10.0 19.01998 -72.2 -53.5 12.1 -26.02001 -80.0 190.9 16.2 32.42004 40166.7 -82.3 -18.6 -6.12007 -98.3 -17.6 14.3 37.02010 -71.4 128.6 -32.5 106.3
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of other lines of credit for families with holdings
Mean value of other lines of credit for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 6.7 5.2 28.6 26.91992 12.2 5.9 6.3 24.81995 5.9 14.9 12.3 18.41998 11.2 5.6 5.4 12.72001 0.8 18.9 11.0 40.62004 91.7 19.9 22.5 67.82007 17.5 22.5 15.5 39.72010 3.1 69.0 11.5 64.3
Three-year change (percent)1992 82.1 13.5 -78.0 -7.81995 -51.6 152.5 95.2 -25.81998 89.8 -62.4 -56.1 -31.02001 -92.9 237.5 103.7 219.72004 11362.5 5.3 104.5 67.02007 -80.9 13.1 -31.1 -41.42010 -82.3 206.7 -25.8 62.0
1
1.5
2
2.5
3
3.5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with other lines of credit
Percent of families with other lines of creditRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 3.0 3.51992 2.6 1.61995 2.1 1.31998 2.5 1.82001 1.7 1.22004 1.7 1.12007 1.6 2.02010 2.4 1.4
Three-year change (percentage points)1992 -0.4 -1.91995 -0.5 -0.31998 0.4 0.52001 -0.8 -0.62004 0.0 -0.12007 -0.1 0.92010 0.8 -0.6
0
1
2
3
4
5
6
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of other lines of credit for families with holdings
Median value of other lines of credit for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 4.2 2.41992 3.0 3.31995 5.4 0.71998 3.7 0.92001 4.9 0.82004 4.6 0.42007 5.2 0.82010 6.0 5.5
Three-year change (percent)1992 -28.6 37.51995 80.0 -78.81998 -31.5 28.62001 32.4 -11.12004 -6.1 -50.02007 13.0 100.02010 15.4 587.5
0
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of other lines of credit for families with holdings
Mean value of other lines of credit for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 25.8 3.91992 17.3 7.41995 17.8 3.01998 10.0 4.72001 25.3 8.62004 47.6 19.92007 33.6 11.62010 59.6 10.7
Three-year change (percent)1992 -32.9 89.71995 2.9 -59.51998 -43.8 56.72001 153.0 83.02004 88.1 131.42007 -29.4 -41.72010 77.4 -7.8
0
1
2
3
4
5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with other lines of credit
Percent of families with other lines of creditCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 4.6 4.4 0.3 0.01992 3.1 3.7 0.5 1.51995 2.3 3.6 0.3 1.91998 2.7 3.7 0.6 2.22001 1.4 3.5 0.7 2.52004 1.9 3.0 0.3 0.22007 1.9 3.6 0.8 0.02010 2.4 3.2 0.9 1.7
Three-year change (percentage points)1992 -1.5 -0.7 0.2 1.51995 -0.8 -0.1 -0.2 0.41998 0.4 0.1 0.3 0.32001 -1.3 -0.2 0.1 0.32004 0.5 -0.5 -0.4 -2.32007 0.0 0.6 0.5 -0.22010 0.5 -0.4 0.1 1.7
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of other lines of credit for families with holdings
Median value of other lines of credit for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 3.0 16.5 0.7 .1992 2.4 5.3 6.1 1.81995 3.5 9.9 5.4 3.31998 3.7 5.1 2.0 0.32001 3.7 18.4 4.8 0.42004 4.6 2.5 0.3 233.62007 3.0 5.2 6.7 .2010 6.0 15.6 3.3 2.7
Three-year change (percent)1992 -20.0 -67.9 771.4 .1995 45.8 86.8 -11.5 83.31998 5.7 -48.5 -63.0 -90.92001 0.0 260.8 140.0 33.32004 24.3 -86.4 -93.8 58300.02007 -34.8 108.0 2133.3 .2010 100.0 200.0 -50.7 .
0
50
100
150
200
250
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of other lines of credit for families with holdings
Mean value of other lines of credit for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 8.1 67.8 119.7 .1992 6.7 53.2 27.7 3.21995 11.6 30.1 30.2 5.01998 6.0 20.7 16.3 0.42001 10.1 52.2 22.5 4.72004 23.7 83.0 101.7 233.62007 14.0 48.6 50.3 .2010 17.7 156.2 88.3 8.6
Three-year change (percent)1992 -17.3 -21.5 -76.9 .1995 73.1 -43.4 9.0 56.21998 -48.3 -31.2 -46.0 -92.02001 68.3 152.2 38.0 1075.02004 134.7 59.0 352.0 4870.22007 -40.9 -41.4 -50.5 .2010 26.4 221.4 75.5 .
0
1
2
3
4
5
6
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with other lines of credit
Percent of families with other lines of creditCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 4.7 6.4 2.8 0.21992 4.7 2.7 2.1 0.81995 4.1 2.2 1.5 0.61998 4.2 1.8 2.7 0.92001 1.9 2.4 0.9 1.02004 1.8 2.4 2.1 0.32007 1.8 2.7 2.1 0.72010 2.9 2.4 2.1 1.1
Three-year change (percentage points)1992 0.0 -3.7 -0.7 0.61995 -0.6 -0.5 -0.6 -0.21998 0.1 -0.4 1.2 0.32001 -2.3 0.6 -1.8 0.12004 -0.1 0.0 1.2 -0.72007 0.0 0.3 0.0 0.42010 1.1 -0.3 0.0 0.4
0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of other lines of credit for families with holdings
Median value of other lines of credit for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 5.1 3.0 2.4 0.71992 5.3 2.3 1.5 6.11995 5.7 5.5 3.1 5.41998 3.7 4.0 2.9 0.92001 6.1 4.9 1.3 0.72004 9.2 1.7 1.7 25.32007 9.4 3.7 4.2 6.72010 10.0 2.0 5.6 3.0
Three-year change (percent)1992 3.9 -23.3 -37.5 771.41995 7.5 139.1 106.7 -11.51998 -35.1 -27.3 -6.5 -83.32001 64.9 22.5 -55.2 -22.22004 50.8 -65.3 30.8 3514.32007 2.2 117.6 147.1 -73.52010 6.4 -45.9 33.3 -55.2
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of other lines of credit for families with holdings
Mean value of other lines of credit for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 22.8 8.6 28.6 119.71992 23.0 9.9 6.1 16.21995 17.3 19.7 5.9 14.51998 12.0 9.2 4.4 9.62001 29.9 24.3 5.7 15.32004 70.8 13.8 28.2 113.02007 54.0 8.2 7.3 50.32010 81.1 20.1 11.1 60.6
Three-year change (percent)1992 0.9 15.1 -78.7 -86.51995 -24.8 99.0 -3.3 -10.51998 -30.6 -53.3 -25.4 -33.82001 149.2 164.1 29.5 59.42004 136.8 -43.2 394.7 638.62007 -23.7 -40.6 -74.1 -55.52010 50.2 145.1 52.1 20.5
0
1
2
3
4
5
6
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with other lines of credit
Percent of families with other lines of creditRegion
Year Northeast Midwest South WestLevel (percent)
1989 2.1 2.6 2.5 6.01992 2.2 1.7 1.8 4.11995 1.9 1.6 1.8 2.41998 2.2 2.0 2.4 2.72001 0.6 1.7 1.3 2.52004 1.1 1.6 1.6 1.82007 0.4 1.9 1.7 2.72010 1.6 2.3 2.0 2.4
Three-year change (percentage points)1992 0.1 -0.9 -0.7 -1.91995 -0.3 -0.1 0.0 -1.71998 0.3 0.4 0.6 0.32001 -1.6 -0.3 -1.1 -0.22004 0.5 -0.1 0.3 -0.72007 -0.7 0.3 0.1 0.92010 1.2 0.4 0.3 -0.3
0
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of other lines of credit for families with holdings
Median value of other lines of credit for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 3.4 3.0 2.5 4.21992 2.1 4.0 1.5 7.61995 5.4 5.3 4.2 5.01998 4.0 1.5 2.7 5.32001 2.2 6.1 7.1 3.72004 0.4 3.5 9.2 4.62007 4.7 5.2 3.3 4.02010 6.0 3.0 8.1 6.0
Three-year change (percent)1992 -38.2 33.3 -40.0 81.01995 157.1 32.5 180.0 -34.21998 -25.9 -71.7 -35.7 6.02001 -45.0 306.7 163.0 -30.22004 -81.8 -42.6 29.6 24.32007 1075.0 48.6 -64.1 -13.02010 27.7 -42.3 145.5 50.0
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of other lines of credit for families with holdings
Mean value of other lines of credit for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 8.1 22.5 5.6 32.21992 27.6 14.4 6.1 17.11995 15.7 14.2 19.6 11.11998 8.7 6.8 11.2 8.12001 11.1 31.9 17.3 21.42004 38.2 30.9 46.1 48.82007 51.2 21.5 22.5 30.32010 27.6 87.2 30.4 50.5
Three-year change (percent)1992 240.7 -36.0 8.9 -46.91995 -43.1 -1.4 221.3 -35.11998 -44.6 -52.1 -42.9 -27.02001 27.6 369.1 54.5 164.22004 244.1 -3.1 166.5 128.02007 34.0 -30.4 -51.2 -37.92010 -46.1 305.6 35.1 66.7
1
1.5
2
2.5
3
3.5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with other lines of credit
Percent of families with other lines of creditUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 3.5 1.51992 2.6 1.01995 2.0 1.41998 2.2 3.22001 1.3 2.92004 1.6 1.62007 1.8 1.62010 2.1 1.9
Three-year change (percentage points)1992 -0.9 -0.51995 -0.6 0.41998 0.2 1.82001 -0.9 -0.32004 0.3 -1.32007 0.2 0.02010 0.3 0.3
0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of other lines of credit for families with holdings
Median value of other lines of credit for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 3.4 3.41992 3.6 1.51995 5.1 4.01998 3.7 2.92001 4.3 8.62004 2.5 23.02007 3.7 6.32010 5.0 14.5
Three-year change (percent)1992 5.9 -55.91995 41.7 166.71998 -27.5 -27.52001 16.2 196.62004 -41.9 167.42007 48.0 -72.62010 35.1 130.2
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of other lines of credit for families with holdings
Mean value of other lines of credit for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 15.1 63.11992 16.9 1.71995 16.1 10.01998 10.1 5.12001 25.7 11.82004 42.4 40.62007 24.9 31.62010 40.9 93.3
Three-year change (percent)1992 11.9 -97.31995 -4.7 488.21998 -37.3 -49.02001 154.5 131.42004 65.0 244.12007 -41.3 -22.22010 64.3 195.3
1
1.5
2
2.5
3
3.5
4
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with other lines of credit
Percent of families with other lines of creditHousing status
Year Owner Renter or otherLevel (percent)
1989 2.8 3.91992 2.0 2.91995 1.5 2.61998 1.8 3.42001 1.0 2.82004 1.3 2.12007 1.3 2.82010 2.0 2.1
Three-year change (percentage points)1992 -0.8 -1.01995 -0.5 -0.31998 0.3 0.82001 -0.8 -0.62004 0.3 -0.72007 0.0 0.72010 0.7 -0.7
0
5
10
15
20
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of other lines of credit for families with holdings
Median value of other lines of credit for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 5.1 2.01992 4.2 1.81995 6.8 2.01998 2.9 3.72001 18.4 1.22004 9.2 0.52007 7.9 1.02010 10.0 1.5
Three-year change (percent)1992 -17.6 -10.01995 61.9 11.11998 -57.4 85.02001 534.5 -67.62004 -50.0 -58.32007 -14.1 100.02010 26.6 50.0
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of other lines of credit for families with holdings
Mean value of other lines of credit for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 28.5 8.41992 25.7 3.01995 21.9 8.41998 11.9 6.12001 37.5 10.82004 56.9 21.22007 41.3 10.92010 68.5 11.4
Three-year change (percent)1992 -9.8 -64.31995 -14.8 180.01998 -45.7 -27.42001 215.1 77.02004 51.7 96.32007 -27.4 -48.62010 65.9 4.6
0
1
2
3
4
5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with other lines of credit
Percent of families with other lines of creditPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 3.3 3.4 2.6 2.6 4.41992 2.4 1.9 2.2 2.8 3.21995 2.4 2.1 1.3 0.9 3.21998 2.8 2.5 1.7 2.0 2.62001 2.5 1.2 0.7 1.6 2.12004 1.3 1.7 1.9 1.3 1.52007 2.6 1.3 1.6 1.5 1.52010 2.3 1.5 2.2 1.8 3.0
Three-year change (percentage points)1992 -0.9 -1.5 -0.4 0.2 -1.21995 0.0 0.2 -0.9 -1.9 0.01998 0.4 0.4 0.4 1.1 -0.62001 -0.3 -1.3 -1.0 -0.4 -0.52004 -1.2 0.5 1.2 -0.3 -0.62007 1.3 -0.4 -0.3 0.2 0.02010 -0.3 0.2 0.6 0.3 1.5
0
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of other lines of credit for families with holdings
Median value of other lines of credit for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 2.9 2.2 3.4 5.1 16.91992 1.8 1.5 2.7 9.1 27.31995 3.7 4.2 3.3 14.2 11.31998 1.3 4.0 4.0 1.7 13.32001 0.7 2.2 9.6 15.0 25.12004 0.3 1.2 9.1 25.3 57.52007 1.0 2.1 4.4 10.7 45.12010 1.9 1.3 5.0 11.0 30.0
Three-year change (percent)1992 -37.9 -31.8 -20.6 78.4 61.51995 105.6 180.0 22.2 56.0 -58.61998 -64.9 -4.8 21.2 -88.0 17.72001 -46.2 -45.0 140.0 782.4 88.72004 -57.1 -45.5 -5.2 68.7 129.12007 233.3 75.0 -51.6 -57.7 -21.62010 90.0 -38.1 13.6 2.8 -33.5
0
50
100
150
200
250
300
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of other lines of credit for families with holdings
Mean value of other lines of credit for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 3.4 3.9 9.9 5.2 107.51992 2.8 2.7 3.4 16.9 78.61995 5.0 6.8 12.1 16.9 52.01998 2.9 5.1 6.4 4.2 45.02001 4.9 5.3 10.8 25.2 104.42004 10.6 8.4 13.1 49.1 293.22007 4.5 6.1 23.3 33.0 160.82010 7.8 10.3 17.8 85.9 200.1
Three-year change (percent)1992 -17.6 -30.8 -65.7 225.0 -26.91995 78.6 151.9 255.9 0.0 -33.81998 -42.0 -25.0 -47.1 -75.1 -13.52001 69.0 3.9 68.8 500.0 132.02004 116.3 58.5 21.3 94.8 180.82007 -57.5 -27.4 77.9 -32.8 -45.22010 73.3 68.9 -23.6 160.3 24.4
6.5
7
7.5
8
8.5
9
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010
Year
For all families
Percent of families with other debt
Percent of families with other debtYear All families
Level (percent)1989 6.71992 8.41995 8.51998 8.82001 7.22004 7.62007 6.82010 6.4
Three-year change (percentage points)1992 1.71995 0.11998 0.32001 -1.62004 0.42007 -0.82010 -0.4
3
3.5
4
4.5
5
5.5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Median value of other debt for families with holdings
Median value of other debt for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 3.41992 3.81995 2.81998 4.02001 3.72004 4.62007 5.22010 4.5
Three-year change (percent)1992 11.81995 -26.31998 42.92001 -7.52004 24.32007 13.02010 -13.5
14
16
18
20
22
24
26
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
For all families
Mean value of other debt for families with holdings
Mean value of other debt for families with holdingsYear All families
Level (thousands of 2010 dollars)1989 14.41992 13.31995 17.31998 26.72001 21.62004 19.62007 16.22010 16.8
Three-year change (percent)1992 -7.61995 30.11998 54.32001 -19.12004 -9.32007 -17.32010 3.7
4
6
8
10
12
14
16
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Percent of families with other debt
Percent of families with other debtPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (percent)1989 5.9 5.2 4.9 5.9 7.9 14.91992 4.5 6.0 9.2 9.6 9.2 16.01995 6.8 7.9 7.8 9.0 8.2 13.51998 5.5 6.2 7.8 11.3 12.1 13.92001 5.9 5.6 7.7 7.7 9.3 8.82004 4.6 5.8 8.0 8.3 12.2 10.62007 3.9 6.8 6.4 8.7 9.6 7.02010 4.2 4.2 6.8 7.8 11.8 6.6
Three-year change (percentage points)1992 -1.4 0.8 4.3 3.7 1.3 1.11995 2.3 1.9 -1.4 -0.6 -1.0 -2.51998 -1.3 -1.7 0.0 2.3 3.9 0.42001 0.4 -0.6 -0.1 -3.6 -2.8 -5.12004 -1.3 0.2 0.3 0.6 2.9 1.82007 -0.7 1.0 -1.6 0.4 -2.6 -3.62010 0.3 -2.6 0.4 -0.9 2.2 -0.4
0
5
10
15
20
25
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Median value of other debt for families with holdings
Median value of other debt for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 0.8 1.7 1.5 2.0 6.7 8.41992 1.7 1.2 3.0 4.4 4.5 9.11995 2.8 1.4 2.8 2.7 5.2 7.11998 1.3 2.3 2.7 4.0 6.7 13.32001 1.2 3.7 2.5 3.7 4.9 25.72004 2.3 3.1 2.6 4.0 5.8 10.92007 3.1 4.2 4.2 5.6 5.2 7.92010 2.0 2.0 3.5 6.0 5.0 18.0
Three-year change (percent)1992 112.5 -29.4 100.0 120.0 -32.8 8.31995 64.7 16.7 -6.7 -38.6 15.6 -22.01998 -53.6 64.3 -3.6 48.1 28.8 87.32001 -7.7 60.9 -7.4 -7.5 -26.9 93.22004 91.7 -16.2 4.0 8.1 18.4 -57.62007 34.8 35.5 61.5 40.0 -10.3 -27.52010 -35.5 -52.4 -16.7 7.1 -3.8 127.8
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 20 20−39.9 40−59.9
60−79.9 80−89.9 90−100
By percentile of income
Mean value of other debt for families with holdings
Mean value of other debt for families with holdingsPercentile of income
Year Less than20
20-39.9 40-59.9 60-79.9 80-89.9 90-100
Level (thousands of 2010 dollars)1989 6.7 5.4 6.2 13.1 20.0 30.31992 12.8 2.9 11.5 7.9 9.3 32.21995 9.8 6.2 8.9 7.4 9.1 65.81998 3.5 5.5 7.8 19.2 15.5 106.72001 2.6 10.7 7.4 7.7 14.1 118.22004 10.4 8.8 7.8 6.7 20.7 75.92007 6.8 8.2 8.2 9.5 23.5 63.22010 9.2 5.2 8.8 11.8 12.3 76.8
Three-year change (percent)1992 91.0 -46.3 85.5 -39.7 -53.5 6.31995 -23.4 113.8 -22.6 -6.3 -2.2 104.31998 -64.3 -11.3 -12.4 159.5 70.3 62.22001 -25.7 94.5 -5.1 -59.9 -9.0 10.82004 300.0 -17.8 5.4 -13.0 46.8 -35.82007 -34.6 -6.8 5.1 41.8 13.5 -16.72010 35.3 -36.6 7.3 24.2 -47.7 21.5
2
4
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Percent of families with other debt
Percent of families with other debtAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (percent)1989 6.1 8.5 9.4 8.1 3.3 1.91992 6.4 11.5 10.4 9.6 6.0 4.41995 7.4 10.5 13.0 7.8 5.4 2.91998 9.6 11.4 11.1 8.3 4.1 2.02001 8.8 8.0 7.4 7.4 5.0 3.62004 6.2 11.3 9.4 8.4 4.0 2.52007 5.9 7.5 9.8 8.7 4.4 1.32010 5.5 8.6 9.7 6.7 2.3 2.0
Three-year change (percentage points)1992 0.3 3.0 1.0 1.5 2.7 2.51995 1.0 -1.0 2.6 -1.8 -0.6 -1.51998 2.2 0.9 -1.9 0.5 -1.3 -0.92001 -0.8 -3.4 -3.7 -0.9 0.9 1.62004 -2.6 3.3 2.0 1.0 -1.0 -1.12007 -0.3 -3.8 0.4 0.3 0.4 -1.22010 -0.4 1.1 -0.1 -2.0 -2.1 0.7
2
4
6
8
10
12
14
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Median value of other debt for families with holdings
Median value of other debt for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 1.3 2.0 5.1 4.6 3.4 8.41992 2.1 4.5 4.5 4.5 2.3 4.11995 2.1 2.8 4.2 5.7 2.8 5.71998 2.3 4.0 6.7 6.7 6.0 2.32001 2.5 3.8 6.1 6.1 3.1 3.12004 3.5 4.6 4.6 6.3 5.8 2.32007 4.7 5.2 4.7 6.3 5.2 4.72010 2.0 4.4 5.0 6.0 6.0 13.0
Three-year change (percent)1992 61.5 125.0 -11.8 -2.2 -32.4 -51.21995 0.0 -37.8 -6.7 26.7 21.7 39.01998 9.5 42.9 59.5 17.5 114.3 -59.62001 8.7 -5.0 -9.0 -9.0 -48.3 34.82004 40.0 21.1 -24.6 3.3 87.1 -25.82007 34.3 13.0 2.2 0.0 -10.3 104.32010 -57.4 -15.4 6.4 -4.8 15.4 176.6
0
20
40
60
80
100
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 35 35−44 45−54
55−64 65−74 75 or older
By age of head
Mean value of other debt for families with holdings
Mean value of other debt for families with holdingsAge of head
Year Less than35
35-44 45-54 55-64 65-74 75 or older
Level (thousands of 2010 dollars)1989 6.1 8.6 22.4 20.0 25.7 29.21992 4.7 12.3 14.4 16.8 30.2 7.71995 9.7 11.2 12.9 47.9 35.1 7.91998 5.0 8.1 47.7 45.0 79.4 71.52001 5.9 13.3 33.5 46.1 18.5 37.42004 7.0 11.1 15.6 40.9 45.9 45.62007 8.1 13.3 12.2 20.2 29.1 94.22010 4.2 11.7 19.7 28.3 22.9 21.6
Three-year change (percent)1992 -23.0 43.0 -35.7 -16.0 17.5 -73.61995 106.4 -8.9 -10.4 185.1 16.2 2.61998 -48.5 -27.7 269.8 -6.1 126.2 805.12001 18.0 64.2 -29.8 2.4 -76.7 -47.72004 18.6 -16.5 -53.4 -11.3 148.1 21.92007 15.7 19.8 -21.8 -50.6 -36.6 106.62010 -48.1 -12.0 61.5 40.1 -21.3 -77.1
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Percent of families with other debt
Percent of families with other debtFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (percent)1989 5.6 4.9 1.6 8.8 8.41992 7.7 7.7 3.7 10.7 9.01995 9.6 10.6 4.3 9.8 7.31998 7.8 10.0 2.4 11.9 7.82001 7.6 7.9 5.8 8.8 5.62004 6.1 8.4 5.1 10.2 6.22007 10.1 7.0 3.7 7.9 5.72010 6.7 5.7 2.5 8.8 6.2
Three-year change (percentage points)1992 2.1 2.8 2.1 1.9 0.61995 1.9 2.9 0.6 -0.9 -1.71998 -1.8 -0.6 -1.9 2.1 0.52001 -0.2 -2.1 3.4 -3.1 -2.22004 -1.5 0.5 -0.7 1.4 0.62007 4.0 -1.4 -1.4 -2.3 -0.52010 -3.4 -1.3 -1.2 0.9 0.5
1
2
3
4
5
6
7
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Median value of other debt for families with holdings
Median value of other debt for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 1.2 1.3 0.7 3.4 6.21992 1.4 4.5 2.0 4.1 4.51995 2.8 2.5 3.8 2.8 5.71998 2.4 2.5 6.7 5.0 6.72001 2.5 2.5 4.0 4.9 7.42004 2.3 3.5 2.3 5.8 4.62007 5.2 3.1 4.2 5.6 5.22010 2.8 5.0 2.1 4.2 5.8
Three-year change (percent)1992 16.7 246.2 185.7 20.6 -27.41995 100.0 -44.4 90.0 -31.7 26.71998 -14.3 0.0 76.3 78.6 17.52001 4.2 0.0 -40.3 -2.0 10.42004 -8.0 40.0 -42.5 18.4 -37.82007 126.1 -11.4 82.6 -3.4 13.02010 -46.2 61.3 -50.0 -25.0 11.5
0
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Single with child(ren) Single, no child, age<55
Single, no child, age>=55 Couple with child(ren)
Couple, no child
By family structure
Mean value of other debt for families with holdings
Mean value of other debt for families with holdingsFamily structure
Year Single withchild(ren)
Single, nochild,
age<55
Single, nochild,
age≥55
Couple withchild(ren)
Couple, nochild
Level (thousands of 2010 dollars)1989 12.1 9.3 6.0 14.4 18.51992 2.6 8.7 10.7 15.3 17.51995 9.3 7.4 30.0 16.5 27.91998 4.3 18.5 64.5 22.3 45.62001 3.1 4.7 14.6 21.4 47.72004 14.5 7.4 11.2 22.8 29.22007 8.7 6.7 9.3 18.6 26.92010 5.7 14.7 20.0 18.2 20.1
Three-year change (percent)1992 -78.5 -6.5 78.3 6.2 -5.41995 257.7 -14.9 180.4 7.8 59.41998 -53.8 150.0 115.0 35.2 63.42001 -27.9 -74.6 -77.4 -4.0 4.62004 367.7 57.4 -23.3 6.5 -38.82007 -40.0 -9.5 -17.0 -18.4 -7.92010 -34.5 119.4 115.1 -2.2 -25.3
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Percent of families with other debt
Percent of families with other debtEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (percent)1989 3.1 5.5 7.4 10.71992 6.2 7.9 7.4 10.81995 5.4 8.3 10.7 9.21998 6.9 8.5 9.3 9.72001 5.7 7.9 6.4 7.62004 5.7 5.9 10.3 8.52007 5.3 6.4 9.3 6.52010 4.8 6.4 7.4 6.4
Three-year change (percentage points)1992 3.1 2.4 0.0 0.11995 -0.8 0.4 3.3 -1.61998 1.5 0.2 -1.4 0.52001 -1.2 -0.6 -2.9 -2.12004 0.0 -2.0 3.9 0.92007 -0.4 0.5 -1.0 -2.02010 -0.5 0.0 -1.9 -0.1
0
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Median value of other debt for families with holdings
Median value of other debt for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 1.2 2.0 8.4 3.41992 3.0 3.0 3.0 4.51995 2.1 2.8 2.0 4.21998 1.7 3.3 4.0 6.72001 1.2 3.2 2.5 6.72004 4.6 3.5 3.9 5.82007 4.2 4.7 5.2 6.32010 2.3 3.0 3.0 9.0
Three-year change (percent)1992 150.0 50.0 -64.3 32.41995 -30.0 -6.7 -33.3 -6.71998 -19.0 17.9 100.0 59.52001 -29.4 -3.0 -37.5 0.02004 283.3 9.4 56.0 -13.42007 -8.7 34.3 33.3 8.62010 -45.2 -36.2 -42.3 42.9
0
10
20
30
40
50
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
No high school diploma High school diploma
Some college College degree
By education of head
Mean value of other debt for families with holdings
Mean value of other debt for families with holdingsEducation of head
Year No high schooldiploma
High schooldiploma
Some college College degree
Level (thousands of 2010 dollars)1989 7.3 10.4 9.2 20.71992 7.0 7.2 20.5 17.11995 7.7 11.6 11.5 30.21998 3.9 13.1 15.6 52.02001 10.4 7.8 16.3 41.52004 6.8 12.2 12.9 31.52007 9.0 11.2 10.2 27.52010 4.9 7.1 7.8 33.1
Three-year change (percent)1992 -4.1 -30.8 122.8 -17.41995 10.0 61.1 -43.9 76.61998 -49.4 12.9 35.7 72.22001 166.7 -40.5 4.5 -20.22004 -34.6 56.4 -20.9 -24.12007 32.4 -8.2 -20.9 -12.72010 -45.6 -36.6 -23.5 20.4
5
6
7
8
9
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Percent of families with other debt
Percent of families with other debtRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (percent)
1989 7.2 5.11992 8.2 9.11995 8.5 8.51998 8.8 8.52001 7.4 6.52004 7.8 7.32007 6.7 7.02010 6.1 7.2
Three-year change (percentage points)1992 1.0 4.01995 0.3 -0.61998 0.3 0.02001 -1.4 -2.02004 0.4 0.82007 -1.1 -0.32010 -0.6 0.2
1
2
3
4
5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Median value of other debt for families with holdings
Median value of other debt for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 3.4 1.21992 4.5 3.01995 3.5 2.11998 4.4 2.32001 4.5 2.52004 4.6 3.52007 5.2 5.22010 5.2 2.7
Three-year change (percent)1992 32.4 150.01995 -22.2 -30.01998 25.7 9.52001 2.3 8.72004 2.2 40.02007 13.0 48.62010 0.0 -48.1
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
White, non−Hispanic Nonwhite or Hispanic
By race or ethnicity of respondent
Mean value of other debt for families with holdings
Mean value of other debt for families with holdingsRace or ethnicity of respondent
Year White, non-Hispanic Nonwhite or HispanicLevel (thousands of 2010 dollars)
1989 15.0 12.11992 15.6 6.91995 20.6 5.81998 30.6 13.42001 26.2 5.62004 23.8 8.02007 18.0 12.02010 21.4 8.7
Three-year change (percent)1992 4.0 -43.01995 32.1 -15.91998 48.5 131.02001 -14.4 -58.22004 -9.2 42.92007 -24.4 50.02010 18.9 -27.5
2
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Percent of families with other debt
Percent of families with other debtCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (percent)1989 7.5 10.7 3.3 5.51992 9.4 12.4 5.2 6.41995 9.9 8.8 4.6 9.71998 10.8 10.7 3.3 7.52001 8.2 8.1 4.4 6.22004 9.8 5.8 3.9 2.32007 8.7 4.7 3.2 7.52010 7.7 7.0 3.1 6.6
Three-year change (percentage points)1992 1.9 1.7 1.9 0.91995 0.5 -3.6 -0.6 3.31998 0.9 1.9 -1.3 -2.22001 -2.6 -2.6 1.1 -1.32004 1.6 -2.3 -0.5 -3.92007 -1.1 -1.1 -0.7 5.22010 -1.0 2.3 -0.1 -0.9
0
5
10
15
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Median value of other debt for families with holdings
Median value of other debt for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 3.4 8.4 1.7 0.51992 3.8 7.6 3.0 3.81995 2.8 7.1 4.2 2.11998 4.0 8.7 2.5 1.52001 2.6 14.6 4.0 3.12004 4.0 8.1 3.5 9.22007 5.2 10.5 4.7 8.42010 4.0 10.0 3.0 5.0
Three-year change (percent)1992 11.8 -9.5 76.5 660.01995 -26.3 -6.6 40.0 -44.71998 42.9 22.5 -40.5 -28.62001 -35.0 67.8 60.0 106.72004 53.8 -44.5 -12.5 196.82007 30.0 29.6 34.3 -8.72010 -23.1 -4.8 -36.2 -40.5
0
20
40
60
80
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Employee Self−employed
Retired Other not working
By current work status of head
Mean value of other debt for families with holdings
Mean value of other debt for families with holdingsCurrent work status of head
Year Employee Self-employed Retired Other notworking
Level (thousands of 2010 dollars)1989 10.1 35.3 12.3 1.91992 9.8 33.6 6.5 12.41995 9.2 84.0 12.7 3.41998 15.0 57.2 84.6 6.12001 14.4 64.9 18.4 15.62004 10.0 84.0 30.8 46.32007 10.0 72.6 24.2 11.82010 11.9 48.5 13.6 13.8
Three-year change (percent)1992 -3.0 -4.8 -47.2 552.61995 -6.1 150.0 95.4 -72.61998 63.0 -31.9 566.1 79.42001 -4.0 13.5 -78.3 155.72004 -30.6 29.4 67.4 196.82007 0.0 -13.6 -21.4 -74.52010 19.0 -33.2 -43.8 16.9
4
6
8
10
12
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Percent of families with other debt
Percent of families with other debtCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (percent)1989 10.8 5.0 8.3 3.71992 12.4 7.7 9.8 5.51995 10.3 10.5 8.6 5.61998 10.9 10.1 11.2 4.02001 7.7 7.9 9.0 4.72004 10.2 7.5 9.6 3.62007 7.0 7.9 9.7 3.92010 6.5 7.0 9.9 3.9
Three-year change (percentage points)1992 1.6 2.7 1.5 1.81995 -2.1 2.8 -1.2 0.11998 0.6 -0.4 2.6 -1.62001 -3.2 -2.2 -2.2 0.72004 2.5 -0.4 0.6 -1.12007 -3.2 0.4 0.1 0.32010 -0.5 -0.9 0.2 0.0
0
2
4
6
8
10
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Median value of other debt for families with holdings
Median value of other debt for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 5.1 3.4 3.4 1.41992 4.5 4.5 3.8 3.01995 5.0 2.1 2.5 2.81998 6.7 5.3 2.7 2.32001 9.2 2.5 2.5 3.72004 5.8 3.5 3.5 4.62007 7.3 4.2 5.0 5.22010 6.0 3.8 4.0 4.0
Three-year change (percent)1992 -11.8 32.4 11.8 114.31995 11.1 -53.3 -34.2 -6.71998 34.0 152.4 8.0 -17.92001 37.3 -52.8 -7.4 60.92004 -37.0 40.0 40.0 24.32007 25.9 20.0 42.9 13.02010 -17.8 -9.5 -20.0 -23.1
10
20
30
40
50
60
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Managerial or professional Technical, sales, or services
Other occupation Retired or other not working
By current occupation of head
Mean value of other debt for families with holdings
Mean value of other debt for families with holdingsCurrent occupation of head
Year Managerial orprofessional
Technical, sales,or services
Otheroccupation
Retired or othernot working
Level (thousands of 2010 dollars)1989 17.8 18.1 11.7 9.11992 22.3 9.9 9.0 8.11995 38.7 14.3 6.8 9.41998 32.6 29.2 5.8 59.02001 50.6 7.8 6.9 17.82004 27.8 11.8 8.1 32.32007 24.6 14.5 7.5 20.42010 32.8 10.1 8.6 13.7
Three-year change (percent)1992 25.3 -45.3 -23.1 -11.01995 73.5 44.4 -24.4 16.01998 -15.8 104.2 -14.7 527.72001 55.2 -73.3 19.0 -69.82004 -45.1 51.3 17.4 81.52007 -11.5 22.9 -7.4 -36.82010 33.3 -30.3 14.7 -32.8
5
6
7
8
9
10
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Percent of families with other debt
Percent of families with other debtRegion
Year Northeast Midwest South WestLevel (percent)
1989 5.8 8.0 6.1 7.01992 6.8 9.7 7.3 10.31995 9.8 7.4 8.5 8.41998 7.9 10.0 8.8 8.12001 6.7 7.4 6.5 8.72004 7.8 8.6 6.5 8.42007 5.6 7.0 6.9 7.52010 6.6 5.4 7.3 5.9
Three-year change (percentage points)1992 1.0 1.7 1.2 3.31995 3.0 -2.3 1.2 -1.91998 -1.9 2.6 0.3 -0.32001 -1.2 -2.6 -2.3 0.62004 1.1 1.2 0.0 -0.32007 -2.2 -1.6 0.4 -0.92010 1.0 -1.6 0.4 -1.6
2
3
4
5
6
7
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Median value of other debt for families with holdings
Median value of other debt for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 3.4 3.4 3.4 3.41992 3.0 4.5 3.0 4.51995 5.0 2.8 2.8 2.31998 2.7 4.0 3.3 6.72001 5.5 3.7 3.1 3.72004 5.8 4.6 4.6 3.52007 6.8 5.2 4.7 6.32010 6.0 4.0 3.4 5.0
Three-year change (percent)1992 -11.8 32.4 -11.8 32.41995 66.7 -37.8 -6.7 -48.91998 -46.0 42.9 17.9 191.32001 103.7 -7.5 -6.1 -44.82004 5.5 24.3 48.4 -5.42007 17.2 13.0 2.2 80.02010 -11.8 -23.1 -27.7 -20.6
10
15
20
25
30
35
40
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Northeast Midwest South
West
By region
Mean value of other debt for families with holdings
Mean value of other debt for families with holdingsRegion
Year Northeast Midwest South WestLevel (thousands of 2010 dollars)
1989 9.9 16.8 13.0 17.01992 16.8 12.7 13.8 11.11995 24.9 15.9 18.3 8.71998 15.4 25.7 33.0 26.62001 41.2 13.6 9.3 31.22004 16.0 14.4 18.4 29.72007 19.3 10.6 14.8 21.82010 21.1 15.0 15.1 17.8
Three-year change (percent)1992 69.7 -24.4 6.2 -34.71995 48.2 25.2 32.6 -21.61998 -38.2 61.6 80.3 205.72001 167.5 -47.1 -71.8 17.32004 -61.2 5.9 97.8 -4.82007 20.6 -26.4 -19.6 -26.62010 9.3 41.5 2.0 -18.3
6
6.5
7
7.5
8
8.5
9
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Percent of families with other debt
Percent of families with other debtUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (percent)1989 6.6 6.91992 8.3 8.81995 8.5 8.21998 9.0 7.32001 6.9 9.22004 7.9 6.42007 6.6 8.02010 6.5 6.3
Three-year change (percentage points)1992 1.7 1.91995 0.2 -0.61998 0.5 -0.92001 -2.1 1.92004 1.0 -2.82007 -1.3 1.62010 -0.1 -1.7
3
3.5
4
4.5
5
5.5
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Median value of other debt for families with holdings
Median value of other debt for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 3.4 4.61992 4.2 3.01995 2.8 2.81998 4.0 4.02001 3.7 3.12004 4.6 4.62007 5.2 5.22010 5.0 3.0
Three-year change (percent)1992 23.5 -34.81995 -33.3 -6.71998 42.9 42.92001 -7.5 -22.52004 24.3 48.42007 13.0 13.02010 -3.8 -42.3
5
10
15
20
25
30
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Metropolitan Statistical Area (MSA) Non−MSA
By urbanicity
Mean value of other debt for families with holdings
Mean value of other debt for families with holdingsUrbanicity
Year Metropolitan Statistical Area(MSA)
Non-MSA
Level (thousands of 2010 dollars)1989 14.3 14.71992 14.9 6.51995 19.0 6.71998 29.3 7.62001 24.8 6.92004 20.8 12.92007 18.1 8.72010 18.0 10.6
Three-year change (percent)1992 4.2 -55.81995 27.5 3.11998 54.2 13.42001 -15.4 -9.22004 -16.1 87.02007 -13.0 -32.62010 -0.6 21.8
6.5
7
7.5
8
8.5
9
9.5
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Percent of families with other debt
Percent of families with other debtHousing status
Year Owner Renter or otherLevel (percent)
1989 6.8 6.41992 9.1 7.11995 8.0 9.41998 9.3 7.82001 6.9 7.82004 7.7 7.32007 6.8 6.92010 6.5 6.4
Three-year change (percentage points)1992 2.3 0.71995 -1.1 2.31998 1.3 -1.62001 -2.4 0.02004 0.8 -0.52007 -0.9 -0.42010 -0.3 -0.5
1
2
3
4
5
6
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Median value of other debt for families with holdings
Median value of other debt for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 4.6 1.21992 4.5 2.31995 4.2 2.11998 5.3 1.72001 4.9 2.52004 4.6 3.52007 5.2 5.22010 5.2 2.7
Three-year change (percent)1992 -2.2 91.71995 -6.7 -8.71998 26.2 -19.02001 -7.5 47.12004 -6.1 40.02007 13.0 48.62010 0.0 -48.1
5
10
15
20
25
30
35
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Owner Renter or other
By housing status
Mean value of other debt for families with holdings
Mean value of other debt for families with holdingsHousing status
Year Owner Renter or otherLevel (thousands of 2010 dollars)
1989 17.0 9.51992 16.9 5.21995 21.8 10.21998 36.0 5.12001 27.2 11.22004 24.5 8.12007 18.3 11.72010 20.9 8.2
Three-year change (percent)1992 -0.6 -45.31995 29.0 96.21998 65.1 -50.02001 -24.4 119.62004 -9.9 -27.72007 -25.3 44.42010 14.2 -29.9
4
6
8
10
12
14
Pe
rce
nt
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Percent of families with other debt
Percent of families with other debtPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (percent)
1989 7.6 3.5 5.1 8.7 12.91992 7.7 8.3 7.2 7.9 14.11995 9.6 9.4 7.0 8.2 7.31998 9.3 9.2 7.7 7.6 10.82001 8.3 7.2 7.1 4.9 8.22004 6.2 9.4 6.9 7.2 9.12007 6.7 8.2 7.4 3.8 6.82010 6.6 7.3 6.7 5.4 4.5
Three-year change (percentage points)1992 0.1 4.8 2.1 -0.8 1.21995 1.9 1.1 -0.2 0.3 -6.81998 -0.3 -0.2 0.7 -0.6 3.52001 -1.0 -2.0 -0.6 -2.7 -2.62004 -2.1 2.2 -0.2 2.3 0.92007 0.5 -1.2 0.5 -3.4 -2.32010 -0.1 -0.9 -0.7 1.6 -2.3
0
10
20
30
40
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Median value of other debt for families with holdings
Median value of other debt for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 1.0 1.5 2.0 5.6 11.81992 1.7 2.0 3.8 7.6 9.11995 2.1 2.3 2.8 4.2 13.51998 2.0 2.7 6.7 8.0 26.72001 2.5 1.5 4.9 8.6 36.82004 4.6 2.3 4.6 5.8 23.02007 5.2 4.1 5.2 5.2 15.72010 2.5 2.5 6.0 10.0 25.0
Three-year change (percent)1992 70.0 33.3 90.0 35.7 -22.91995 23.5 15.0 -26.3 -44.7 48.41998 -4.8 17.4 139.3 90.5 97.82001 25.0 -44.4 -26.9 7.5 37.82004 84.0 53.3 -6.1 -32.6 -37.52007 13.0 78.3 13.0 -10.3 -31.72010 -51.9 -39.0 15.4 92.3 59.2
0
20
40
60
80
100
120
Th
ou
sa
nd
s o
f 2
01
0 d
olla
rs
1989 1992 1995 1998 2001 2004 2007 2010Year
Less than 25 25−49.9 50−74.9
75−89.9 90−100
By percentile of net worth
Mean value of other debt for families with holdings
Mean value of other debt for families with holdingsPercentile of net worth
Year Less than 25 25-49.9 50-74.9 75-89.9 90-100Level (thousands of 2010 dollars)
1989 6.6 7.1 7.5 8.5 43.81992 7.2 4.3 8.4 9.5 44.21995 9.7 5.3 9.0 11.5 110.51998 17.1 4.5 7.8 26.0 128.72001 7.6 5.0 6.8 23.4 124.62004 7.6 5.8 11.0 10.3 102.82007 11.3 6.3 6.7 22.0 79.42010 10.7 5.5 11.2 15.7 107.7
Three-year change (percent)1992 9.1 -39.4 12.0 11.8 0.91995 34.7 23.3 7.1 21.1 150.01998 76.3 -15.1 -13.3 126.1 16.52001 -55.6 11.1 -12.8 -10.0 -3.22004 0.0 16.0 61.8 -56.0 -17.52007 48.7 8.6 -39.1 113.6 -22.82010 -5.3 -12.7 67.2 -28.6 35.6